Home > The Home Savings and Loan Company of Youngstown, Ohio > Net charge- offs to loans
The Home Savings and Loan Company of Youngstown, Ohio, Net charge- offs to loans
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2714% | 1,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3072% | 414 |
| Percentage Net Loans Charged-off:Construction & development | 0.2745% | 295 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4405% | 91 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0567% | 4,634 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1039% | 1,332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0218% | 737 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1114% | 1,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3529% | 5,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4773% | 1,861 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4773% | 1,736 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3098% | 746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3314% | 327 |
| Percentage Net Loans Charged-off:Construction & development | 0.2717% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5993% | 75 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0690% | 4,672 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1136% | 1,127 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0226% | 4,007 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1260% | 1,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2767% | 5,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9754% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9754% | 761 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4363% | 518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4422% | 253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5466% | 47 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0249% | 4,654 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1235% | 1,023 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0635% | 4,178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1403% | 897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0327% | 1,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2558% | 607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2558% | 544 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8508% | 240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8226% | 121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.9840% | 20 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0349% | 4,717 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1950% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4379% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1733% | 660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3949% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3604% | 184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3604% | 163 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1649% | 1,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1690% | 1,083 |
| Percentage Net Loans Charged-off:Construction & development | 1.0547% | 241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1336% | 924 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0505% | 228 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1111% | 1,678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0503% | 791 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1162% | 1,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7971% | 5,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1608% | 275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1608% | 242 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1536% | 1,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1434% | 1,154 |
| Percentage Net Loans Charged-off:Construction & development | 1.4553% | 199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1240% | 806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0840% | 179 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0567% | 2,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0665% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0559% | 1,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7692% | 5,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6625% | 193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6625% | 170 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2237% | 1,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1806% | 963 |
| Percentage Net Loans Charged-off:Construction & development | 2.0021% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0344% | 995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1586% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0806% | 1,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0449% | 635 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0835% | 1,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7121% | 5,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1222% | 118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1222% | 106 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0937% | 1,787 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 4,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0253% | 5,665 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0841% | 4,933 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 1,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1399% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 5,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6047% | 5,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5415% | 92 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5415% | 83 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1926% | 2,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2445% | 1,264 |
| Percentage Net Loans Charged-off:Construction & development | 1.5401% | 322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1850% | 1,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2522% | 269 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1506% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1378% | 843 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1517% | 1,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8687% | 6,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0619% | 867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0619% | 774 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1836% | 1,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2336% | 1,202 |
| Percentage Net Loans Charged-off:Construction & development | 1.0332% | 358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2185% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3437% | 217 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1637% | 1,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1427% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1655% | 1,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8868% | 6,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0179% | 841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0179% | 766 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2338% | 1,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2825% | 1,063 |
| Percentage Net Loans Charged-off:Construction & development | 1.2866% | 311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3116% | 776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5217% | 152 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1795% | 1,555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3808% | 445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1617% | 1,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0203% | 6,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2734% | 671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2734% | 605 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2220% | 1,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2477% | 1,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.4932% | 373 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7859% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0369% | 161 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1520% | 1,359 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1250% | 4,696 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1773% | 1,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6415% | 6,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4612% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4612% | 553 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3899% | 1,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4135% | 1,361 |
| Percentage Net Loans Charged-off:Construction & development | -0.4601% | 5,838 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6708% | 333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2186% | 444 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2752% | 1,814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5825% | 605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2441% | 1,940 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4875% | 6,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1298% | 1,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1298% | 916 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4946% | 1,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5131% | 1,057 |
| Percentage Net Loans Charged-off:Construction & development | -1.0740% | 6,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2032% | 223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2804% | 361 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3490% | 1,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6099% | 567 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3220% | 1,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2600% | 6,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2650% | 810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2650% | 730 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9864% | 618 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0085% | 531 |
| Percentage Net Loans Charged-off:Construction & development | 6.0336% | 210 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6996% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4344% | 269 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4462% | 1,199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9638% | 411 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3919% | 1,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6064% | 6,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4930% | 679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4930% | 610 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5045% | 1,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4861% | 1,045 |
| Percentage Net Loans Charged-off:Construction & development | -1.9980% | 6,171 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3667% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2181% | 221 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5224% | 973 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1677% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4530% | 1,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6447% | 852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9357% | 1,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9357% | 958 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.7693% | 39 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.8788% | 39 |
| Percentage Net Loans Charged-off:Construction & development | 13.1384% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 12.0109% | 16 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.3361% | 129 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2291% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0318% | 640 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3689% | 281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7864% | 936 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6362% | 299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6362% | 279 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.0529% | 24 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.2046% | 22 |
| Percentage Net Loans Charged-off:Construction & development | 16.2860% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | 14.6068% | 12 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.0696% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8443% | 206 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3011% | 488 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0270% | 211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4195% | 653 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0722% | 259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0722% | 243 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6706% | 249 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5389% | 254 |
| Percentage Net Loans Charged-off:Construction & development | 11.7697% | 219 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.5838% | 49 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1831% | 319 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4022% | 1,899 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1121% | 5,115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4634% | 1,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8033% | 222 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0945% | 270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0945% | 255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3944% | 352 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2123% | 350 |
| Percentage Net Loans Charged-off:Construction & development | 19.2991% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8593% | 174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2350% | 330 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3915% | 1,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1797% | 883 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4171% | 1,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6562% | 271 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7762% | 178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.7762% | 166 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1038% | 638 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8299% | 763 |
| Percentage Net Loans Charged-off:Construction & development | 11.6288% | 357 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4764% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4307% | 537 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4684% | 2,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7399% | 1,023 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4336% | 2,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.3497% | 103 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0220% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9108% | 434 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3897% | 472 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0529% | 576 |
| Percentage Net Loans Charged-off:Construction & development | 12.3320% | 308 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8013% | 288 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6722% | 429 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5379% | 1,917 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8668% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4953% | 1,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.8321% | 80 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1685% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0224% | 391 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8305% | 753 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4014% | 1,022 |
| Percentage Net Loans Charged-off:Construction & development | 6.5074% | 656 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8252% | 577 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4567% | 306 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4193% | 2,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6733% | 867 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3857% | 2,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 15.4847% | 70 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1456% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9535% | 395 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5742% | 861 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3575% | 911 |
| Percentage Net Loans Charged-off:Construction & development | 8.0851% | 420 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2773% | 659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4897% | 333 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5589% | 1,450 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0756% | 533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4912% | 1,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.6693% | 237 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7086% | 540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4706% | 454 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9474% | 569 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9056% | 538 |
| Percentage Net Loans Charged-off:Construction & development | 11.6707% | 463 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.3204% | 184 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2896% | 390 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7747% | 1,697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4034% | 1,351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8247% | 1,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2534% | 1,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8467% | 469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9675% | 529 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9392% | 481 |
| Percentage Net Loans Charged-off:Construction & development | 14.2227% | 315 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1722% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6387% | 405 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8032% | 1,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3841% | 1,215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8598% | 1,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4043% | 1,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2120% | 390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5901% | 647 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5367% | 605 |
| Percentage Net Loans Charged-off:Construction & development | 13.7820% | 323 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0195% | 988 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6832% | 265 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7832% | 1,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2449% | 1,172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8560% | 1,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0187% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4576% | 388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4675% | 1,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4040% | 1,032 |
| Percentage Net Loans Charged-off:Construction & development | 2.5653% | 1,102 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9965% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3192% | 181 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5224% | 1,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3024% | 813 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5522% | 1,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3402% | 1,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1654% | 639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0408% | 1,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3764% | 1,477 |
| Percentage Net Loans Charged-off:Construction & development | 4.9347% | 1,248 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0737% | 1,074 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5089% | 487 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6340% | 1,814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8512% | 943 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6053% | 1,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 16.2115% | 99 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5419% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4623% | 1,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3237% | 1,258 |
| Percentage Net Loans Charged-off:Construction & development | 4.3477% | 1,108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9528% | 862 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8024% | 342 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6595% | 1,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8336% | 796 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6366% | 1,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4505% | 1,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6234% | 611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5544% | 1,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3802% | 1,073 |
| Percentage Net Loans Charged-off:Construction & development | 4.2786% | 929 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2240% | 577 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3509% | 222 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5681% | 1,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6849% | 743 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5527% | 1,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3129% | 865 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6255% | 589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1834% | 1,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9967% | 1,019 |
| Percentage Net Loans Charged-off:Construction & development | 2.0496% | 946 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6916% | 552 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1053% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5010% | 1,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5942% | 552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4886% | 1,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3264% | 666 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0480% | 707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9350% | 1,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8436% | 1,086 |
| Percentage Net Loans Charged-off:Construction & development | 2.5079% | 950 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1692% | 1,492 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5221% | 236 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4266% | 1,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5700% | 648 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4073% | 1,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0999% | 1,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6681% | 1,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7868% | 1,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7065% | 887 |
| Percentage Net Loans Charged-off:Construction & development | 2.2581% | 668 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2067% | 941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4595% | 247 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3989% | 1,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6747% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3619% | 1,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0912% | 723 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1866% | 1,579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7694% | 912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6651% | 726 |
| Percentage Net Loans Charged-off:Construction & development | 2.6718% | 421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3158% | 587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2648% | 179 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1579% | 1,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0474% | 840 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1727% | 1,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7960% | 436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9786% | 1,751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2197% | 2,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2244% | 1,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.7679% | 509 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 7,825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5388% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0555% | 1,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0628% | 1,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2767% | 7,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5586% | 2,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5920% | 889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3408% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 1.3937% | 323 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0191% | 1,485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0411% | 256 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0917% | 1,977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0914% | 733 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0918% | 1,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7517% | 329 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2557% | 518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2073% | 1,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0689% | 1,831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0953% | 759 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 1,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0167% | 183 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0849% | 1,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1268% | 503 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0797% | 1,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6703% | 616 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3135% | 1,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2294% | 1,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0531% | 1,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0352% | 672 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0254% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0811% | 1,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1294% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0751% | 1,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4694% | 404 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3015% | 951 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1252% | 1,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 1,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0519% | 1,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0584% | 987 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0037% | 6,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7805% | 656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1391% | 2,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0702% | 1,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0669% | 565 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1057% | 1,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1564% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0990% | 1,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0414% | 3,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2621% | 1,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1299% | 2,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0714% | 1,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0699% | 412 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1069% | 1,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1045% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1072% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0584% | 2,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0626% | 1,216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1185% | 2,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0706% | 1,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0497% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1157% | 964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1127% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1161% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0561% | 2,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8617% | 1,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0883% | 2,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0491% | 1,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0978% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1113% | 699 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0124% | 6,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7183% | 1,700 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1567% | 2,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0618% | 1,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0079% | 640 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0506% | 970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1002% | 1,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0969% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1006% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3161% | 2,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3025% | 1,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1562% | 2,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0529% | 1,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0108% | 487 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 7,891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0979% | 1,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1126% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0959% | 1,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4545% | 1,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3246% | 1,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1847% | 1,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0703% | 1,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0169% | 372 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 7,946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1290% | 960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1392% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1277% | 945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3901% | 1,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4964% | 962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1532% | 1,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0534% | 1,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0011% | 232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1015% | 890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1985% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0882% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3883% | 1,082 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4844% | 1,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0528% | 2,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0349% | 621 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 1,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0789% | 1,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0534% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0823% | 1,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0124% | 440 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3385% | 196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0791% | 4,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0613% | 1,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0479% | 483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1012% | 1,358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0731% | 375 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1050% | 1,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3231% | 4,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0740% | 3,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0540% | 1,713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0732% | 347 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0773% | 1,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0954% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0749% | 1,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1489% | 7,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4236% | 3,520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0759% | 3,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0332% | 1,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0080% | 272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0625% | 1,151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0046% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0700% | 1,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0785% | 1,894 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6601% | 2,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2031% | 3,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1430% | 1,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.6144% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0260% | 1,403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0795% | 1,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0401% | 524 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0835% | 1,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2558% | 1,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7823% | 3,055 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1812% | 3,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1217% | 1,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.5817% | 241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0356% | 1,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0404% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0537% | 1,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0289% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0561% | 1,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2387% | 1,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7932% | 2,728 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0199% | 5,767 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 8,287 |
| Percentage Net Loans Charged-off:Construction & development | -0.2389% | 8,039 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0466% | 8,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0420% | 1,757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0443% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0418% | 1,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2949% | 8,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9726% | 2,137 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9638% | 1,354 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0070% | 7,492 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0251% | 8,592 |
| Percentage Net Loans Charged-off:Construction & development | -0.4559% | 8,006 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 1,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3616% | 8,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7301% | 2,534 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1774% | 1,240 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1750% | 3,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0690% | 2,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.4454% | 356 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 8,490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0437% | 158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0382% | 2,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0167% | 573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0395% | 2,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1928% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6050% | 3,812 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9373% | 1,288 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1134% | 4,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0804% | 1,904 |
| Percentage Net Loans Charged-off:Construction & development | 0.9224% | 210 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 2,921 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1064% | 6,022 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 2,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2209% | 3,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5523% | 3,911 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0767% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0546% | 5,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 1,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0114% | 738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0118% | 684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3205% | 585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0998% | 1,246 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8132% | 544 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0187% | 7,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 1,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0720% | 849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1976% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3401% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 7,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 909 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1701% | 671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2460% | 1,076 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7313% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4116% | 10,776 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4517% | 1,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0204% | 1,197 |
| Percentage Net Loans Charged-off: Multi-family residential | -31.4748% | 1,387 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0427% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0441% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2350% | 1,474 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1962% | 831 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 8,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0401% | 445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 1,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2180% | 1,175 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6640% | 952 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0008% | 9,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 1,020 |
| Percentage Net Loans Charged-off:Construction & development | -1.5461% | 1,448 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 1,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0836% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0859% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0871% | 1,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0483% | 1,307 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4461% | 677 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0382% | 7,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 852 |
| Percentage Net Loans Charged-off:Construction & development | -0.0781% | 1,278 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0346% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0307% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0316% | 659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2596% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0501% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1364% | 685 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0147% | 11,197 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0245% | 1,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0780% | 1,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0187% | 1,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0193% | 1,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2329% | 1,044 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3981% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1145% | 8,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1098% | 921 |
| Percentage Net Loans Charged-off:Construction & development | -1.8911% | 1,501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7646% | 470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0777% | 681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0542% | 399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0785% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2012% | 1,243 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2680% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |