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The Greater New York Savings Bank, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$177,903,000283
Total interest expense$104,412,000244
Net interest income$73,491,000324
Provision for loan and lease losses$1,500,000754
Total noninterest income$8,924,000632
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$2,683,000514
Trading account gains and fees$0262
Additional Noninterest Income$6,241,000560
Total noninterest expense$51,389,000385
Salaries and employee benefits$23,650,000339
Premises and equipment expense$9,117,000293
Additional noninterest expense$18,622,000432
Pre-tax net operating income$29,526,000351
Securities gains (losses)$20,0002,000
Applicable income taxes$11,047,000342
Income before extraordinary items$18,499,000364
Extraordinary gains, net$053
Net income$18,499,000364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,265,000233
Cash dividends$7,885,000510
Sale, conversion, retirement of capital stock, net$3,163,000218
Net operating income$18,486,200357
1995-12-31 (YTD Data)Rank
Total interest income$182,662,000295
Total interest expense$109,980,000248
Net interest income$72,682,000332
Provision for loan and lease losses$29,400,00090
Total noninterest income$9,136,000636
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$2,469,000570
Trading account gains and fees$0522
Additional Noninterest Income$6,667,000548
Total noninterest expense$72,763,000311
Salaries and employee benefits$23,631,000346
Premises and equipment expense$8,759,000329
Additional noninterest expense$40,373,000272
Pre-tax net operating income$-20,345,00011,993
Securities gains (losses)$84,0001,039
Applicable income taxes$-39,500,00011,968
Income before extraordinary items$19,239,000362
Extraordinary gains, net$065
Net income$19,239,000361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,753,00092
Cash dividends$7,710,000465
Sale, conversion, retirement of capital stock, net$1,495,000251
Net operating income$19,185,240362
1994-12-31 (YTD Data)Rank
Total interest income$170,741,000287
Total interest expense$92,761,000232
Net interest income$77,980,000315
Provision for loan and lease losses$7,900,000219
Total noninterest income$5,653,000851
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,253,000610
Trading account gains and fees$0475
Additional Noninterest Income$3,400,000819
Total noninterest expense$65,441,000330
Salaries and employee benefits$23,004,000354
Premises and equipment expense$8,947,000319
Additional noninterest expense$33,490,000308
Pre-tax net operating income$10,292,000773
Securities gains (losses)$-341,00012,147
Applicable income taxes$-3,000,00012,571
Income before extraordinary items$12,951,000465
Extraordinary gains, net$0249
Net income$12,951,000464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,098,000211
Cash dividends$7,317,000435
Sale, conversion, retirement of capital stock, net$1,737,000329
Net operating income$13,292,000461
1993-12-31 (YTD Data)Rank
Total interest income$169,164,000275
Total interest expense$96,215,000202
Net interest income$72,949,000322
Provision for loan and lease losses$13,528,000220
Total noninterest income$12,551,000519
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$2,626,000531
Trading account gains and fees$0532
Additional Noninterest Income$9,925,000435
Total noninterest expense$99,181,000244
Salaries and employee benefits$21,777,000366
Premises and equipment expense$9,384,000308
Additional noninterest expense$68,020,000182
Pre-tax net operating income$-27,209,00013,284
Securities gains (losses)$1,801,000349
Applicable income taxes$-3,750,00013,246
Income before extraordinary items$-21,658,00013,243
Extraordinary gains, net$7,000,00044
Net income$-14,658,00013,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,072,000185
Cash dividends$1,816,0001,114
Sale, conversion, retirement of capital stock, net$49,873,00034
Net operating income$-23,188,85013,242
1992-12-31 (YTD Data)Rank
Total interest income$204,675,000249
Total interest expense$129,796,000192
Net interest income$74,879,000317
Provision for loan and lease losses$97,0007,370
Total noninterest income$9,782,000606
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$2,406,000567
Trading account gains and fees$39,000332
Additional Noninterest Income$7,337,000517
Total noninterest expense$91,598,000264
Salaries and employee benefits$20,054,000386
Premises and equipment expense$9,798,000298
Additional noninterest expense$61,746,000203
Pre-tax net operating income$-7,034,00013,836
Securities gains (losses)$21,530,00057
Applicable income taxes$750,0002,772
Income before extraordinary items$13,746,000375
Extraordinary gains, net$01,422
Net income$13,746,000377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,097,000182
Cash dividends$1,848,000923
Sale, conversion, retirement of capital stock, net$1,033,000400
Net operating income$-6,707,50013,807

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.