Home > The Fort Jennings State Bank > Income and Expense
The Fort Jennings State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $12,467,000 | 2,539 |
| Total interest expense | $1,720,000 | 3,203 |
| Net interest income | $10,747,000 | 2,280 |
| Provision for loan and lease losses | $860,000 | 920 |
| Total noninterest income | $558,000 | 3,322 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $14,000 | 4,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $544,000 | 2,890 |
| Total noninterest expense | $6,457,000 | 2,671 |
| Salaries and employee benefits | $3,621,000 | 2,673 |
| Premises and equipment expense | $1,029,000 | 1,997 |
| Additional noninterest expense | $544,000 | 2,890 |
| Pre-tax net operating income | $3,988,000 | 2,178 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $763,000 | 1,608 |
| Income before extraordinary items | $3,225,000 | 2,241 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,225,000 | 2,265 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,225,000 | 2,244 |
| Net charge-offs | $17,000 | 2,260 |
| Cash dividends | $875,000 | 2,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,225,000 | 2,265 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,076,000 | 2,556 |
| Total interest expense | $1,112,000 | 3,246 |
| Net interest income | $7,964,000 | 2,316 |
| Provision for loan and lease losses | $270,000 | 1,426 |
| Total noninterest income | $404,000 | 3,358 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $10,000 | 4,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $394,000 | 2,913 |
| Total noninterest expense | $4,926,000 | 2,644 |
| Salaries and employee benefits | $2,793,000 | 2,632 |
| Premises and equipment expense | $790,000 | 1,978 |
| Additional noninterest expense | $394,000 | 2,912 |
| Pre-tax net operating income | $3,172,000 | 2,165 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $778,000 | 1,449 |
| Income before extraordinary items | $2,394,000 | 2,294 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,394,000 | 2,316 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,394,000 | 2,296 |
| Net charge-offs | $11,000 | 2,102 |
| Cash dividends | $875,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,394,000 | 2,321 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,831,000 | 2,578 |
| Total interest expense | $608,000 | 3,317 |
| Net interest income | $5,223,000 | 2,361 |
| Provision for loan and lease losses | $180,000 | 1,397 |
| Total noninterest income | $268,000 | 3,340 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $7,000 | 4,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 2,890 |
| Total noninterest expense | $3,201,000 | 2,673 |
| Salaries and employee benefits | $1,837,000 | 2,644 |
| Premises and equipment expense | $496,000 | 2,026 |
| Additional noninterest expense | $261,000 | 2,884 |
| Pre-tax net operating income | $2,110,000 | 2,185 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $503,000 | 1,485 |
| Income before extraordinary items | $1,607,000 | 2,323 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,607,000 | 2,350 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,607,000 | 2,323 |
| Net charge-offs | $10,000 | 1,813 |
| Cash dividends | $625,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,607,000 | 2,338 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 2,622 |
| Total interest expense | $224,000 | 3,452 |
| Net interest income | $2,556,000 | 2,405 |
| Provision for loan and lease losses | $90,000 | 1,318 |
| Total noninterest income | $134,000 | 3,358 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $3,000 | 4,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 2,880 |
| Total noninterest expense | $1,632,000 | 2,659 |
| Salaries and employee benefits | $967,000 | 2,608 |
| Premises and equipment expense | $249,000 | 2,052 |
| Additional noninterest expense | $131,000 | 2,880 |
| Pre-tax net operating income | $968,000 | 2,346 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $165,000 | 1,808 |
| Income before extraordinary items | $803,000 | 2,376 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $803,000 | 2,376 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $803,000 | 2,376 |
| Net charge-offs | $6,000 | 1,532 |
| Cash dividends | $625,000 | 1,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $803,000 | 2,396 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,348,000 | 2,621 |
| Total interest expense | $348,000 | 3,610 |
| Net interest income | $9,000,000 | 2,514 |
| Provision for loan and lease losses | $150,000 | 1,951 |
| Total noninterest income | $539,000 | 3,464 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $14,000 | 4,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $525,000 | 3,000 |
| Total noninterest expense | $6,256,000 | 2,693 |
| Salaries and employee benefits | $3,610,000 | 2,660 |
| Premises and equipment expense | $934,000 | 2,090 |
| Additional noninterest expense | $525,000 | 3,000 |
| Pre-tax net operating income | $3,133,000 | 2,603 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $607,000 | 1,898 |
| Income before extraordinary items | $2,526,000 | 2,673 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,526,000 | 2,670 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,526,000 | 2,672 |
| Net charge-offs | $2,000 | 2,471 |
| Cash dividends | $610,000 | 2,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,526,000 | 2,699 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,645,000 | 2,652 |
| Total interest expense | $249,000 | 3,509 |
| Net interest income | $6,396,000 | 2,555 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $408,000 | 3,479 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $11,000 | 4,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $397,000 | 3,029 |
| Total noninterest expense | $4,441,000 | 2,760 |
| Salaries and employee benefits | $2,529,000 | 2,747 |
| Premises and equipment expense | $665,000 | 2,174 |
| Additional noninterest expense | $397,000 | 3,029 |
| Pre-tax net operating income | $2,363,000 | 2,596 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $531,000 | 1,797 |
| Income before extraordinary items | $1,832,000 | 2,702 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,832,000 | 2,700 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,832,000 | 2,701 |
| Net charge-offs | $2,000 | 2,177 |
| Cash dividends | $610,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,832,000 | 2,734 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,258,000 | 2,665 |
| Total interest expense | $180,000 | 3,328 |
| Net interest income | $4,078,000 | 2,591 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $277,000 | 3,454 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $7,000 | 4,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 3,023 |
| Total noninterest expense | $2,907,000 | 2,774 |
| Salaries and employee benefits | $1,638,000 | 2,794 |
| Premises and equipment expense | $405,000 | 2,318 |
| Additional noninterest expense | $864,000 | 2,862 |
| Pre-tax net operating income | $1,448,000 | 2,603 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $321,000 | 1,799 |
| Income before extraordinary items | $1,127,000 | 2,689 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,127,000 | 2,687 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,127,000 | 2,689 |
| Net charge-offs | $4,000 | 1,826 |
| Cash dividends | $325,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,127,000 | 2,723 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,101,000 | 2,641 |
| Total interest expense | $89,000 | 3,333 |
| Net interest income | $2,012,000 | 2,581 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $137,000 | 3,437 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $3,000 | 4,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 2,993 |
| Total noninterest expense | $1,515,000 | 2,713 |
| Salaries and employee benefits | $845,000 | 2,751 |
| Premises and equipment expense | $186,000 | 2,436 |
| Additional noninterest expense | $484,000 | 2,652 |
| Pre-tax net operating income | $634,000 | 2,653 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $148,000 | 1,811 |
| Income before extraordinary items | $486,000 | 2,772 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $486,000 | 2,770 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $486,000 | 2,772 |
| Net charge-offs | $21,000 | 939 |
| Cash dividends | $325,000 | 1,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $486,000 | 2,799 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,728,000 | 2,680 |
| Total interest expense | $545,000 | 3,048 |
| Net interest income | $8,183,000 | 2,617 |
| Provision for loan and lease losses | $590,000 | 919 |
| Total noninterest income | $545,000 | 3,567 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $13,000 | 4,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $532,000 | 3,210 |
| Total noninterest expense | $5,516,000 | 2,851 |
| Salaries and employee benefits | $3,216,000 | 2,824 |
| Premises and equipment expense | $823,000 | 2,274 |
| Additional noninterest expense | $1,477,000 | 3,117 |
| Pre-tax net operating income | $2,622,000 | 2,845 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $549,000 | 2,033 |
| Income before extraordinary items | $2,073,000 | 2,977 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,073,000 | 2,977 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,073,000 | 2,977 |
| Net charge-offs | $159,000 | 1,127 |
| Cash dividends | $600,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,073,000 | 2,959 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,138,000 | 2,830 |
| Total interest expense | $441,000 | 3,029 |
| Net interest income | $5,697,000 | 2,774 |
| Provision for loan and lease losses | $180,000 | 1,539 |
| Total noninterest income | $408,000 | 3,612 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $10,000 | 4,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $398,000 | 3,259 |
| Total noninterest expense | $4,034,000 | 2,918 |
| Salaries and employee benefits | $2,291,000 | 2,915 |
| Premises and equipment expense | $596,000 | 2,351 |
| Additional noninterest expense | $1,147,000 | 3,092 |
| Pre-tax net operating income | $1,891,000 | 2,998 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $477,000 | 2,010 |
| Income before extraordinary items | $1,414,000 | 3,212 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,414,000 | 3,211 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,414,000 | 3,212 |
| Net charge-offs | $178,000 | 841 |
| Cash dividends | $600,000 | 2,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,414,000 | 3,188 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,074,000 | 2,847 |
| Total interest expense | $320,000 | 2,998 |
| Net interest income | $3,754,000 | 2,796 |
| Provision for loan and lease losses | $120,000 | 1,537 |
| Total noninterest income | $279,000 | 3,588 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $7,000 | 4,621 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 3,217 |
| Total noninterest expense | $2,656,000 | 2,937 |
| Salaries and employee benefits | $1,497,000 | 2,950 |
| Premises and equipment expense | $404,000 | 2,321 |
| Additional noninterest expense | $755,000 | 3,098 |
| Pre-tax net operating income | $1,257,000 | 2,988 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $354,000 | 1,906 |
| Income before extraordinary items | $903,000 | 3,256 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $903,000 | 3,255 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $903,000 | 3,256 |
| Net charge-offs | $115,000 | 855 |
| Cash dividends | $300,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $903,000 | 3,227 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 2,858 |
| Total interest expense | $156,000 | 3,120 |
| Net interest income | $1,856,000 | 2,786 |
| Provision for loan and lease losses | $60,000 | 1,591 |
| Total noninterest income | $130,000 | 3,652 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $3,000 | 4,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 3,282 |
| Total noninterest expense | $1,331,000 | 2,924 |
| Salaries and employee benefits | $702,000 | 3,029 |
| Premises and equipment expense | $207,000 | 2,307 |
| Additional noninterest expense | $422,000 | 2,843 |
| Pre-tax net operating income | $595,000 | 3,045 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $177,000 | 1,893 |
| Income before extraordinary items | $418,000 | 3,330 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $418,000 | 3,331 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $418,000 | 3,330 |
| Net charge-offs | $62,000 | 754 |
| Cash dividends | $300,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $418,000 | 3,299 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,957,000 | 2,688 |
| Total interest expense | $1,122,000 | 2,760 |
| Net interest income | $7,835,000 | 2,638 |
| Provision for loan and lease losses | $500,000 | 2,227 |
| Total noninterest income | $596,000 | 3,436 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $14,000 | 4,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $582,000 | 2,995 |
| Total noninterest expense | $5,259,000 | 2,905 |
| Salaries and employee benefits | $2,882,000 | 3,009 |
| Premises and equipment expense | $920,000 | 2,141 |
| Additional noninterest expense | $1,457,000 | 3,092 |
| Pre-tax net operating income | $2,672,000 | 2,581 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $560,000 | 1,860 |
| Income before extraordinary items | $2,112,000 | 2,758 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,112,000 | 2,756 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,112,000 | 2,758 |
| Net charge-offs | $64,000 | 2,260 |
| Cash dividends | $926,000 | 2,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,112,000 | 2,713 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,778,000 | 2,695 |
| Total interest expense | $925,000 | 2,724 |
| Net interest income | $5,853,000 | 2,658 |
| Provision for loan and lease losses | $350,000 | 2,281 |
| Total noninterest income | $444,000 | 3,428 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $10,000 | 4,738 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $434,000 | 2,975 |
| Total noninterest expense | $3,981,000 | 2,872 |
| Salaries and employee benefits | $2,163,000 | 2,986 |
| Premises and equipment expense | $685,000 | 2,143 |
| Additional noninterest expense | $1,133,000 | 3,018 |
| Pre-tax net operating income | $1,966,000 | 2,605 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $491,000 | 1,752 |
| Income before extraordinary items | $1,475,000 | 2,856 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,475,000 | 2,855 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,475,000 | 2,856 |
| Net charge-offs | $46,000 | 2,098 |
| Cash dividends | $926,000 | 1,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,475,000 | 2,804 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,527,000 | 2,721 |
| Total interest expense | $667,000 | 2,713 |
| Net interest income | $3,860,000 | 2,692 |
| Provision for loan and lease losses | $200,000 | 2,381 |
| Total noninterest income | $265,000 | 3,533 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $7,000 | 4,746 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 3,044 |
| Total noninterest expense | $2,690,000 | 2,869 |
| Salaries and employee benefits | $1,451,000 | 2,991 |
| Premises and equipment expense | $441,000 | 2,196 |
| Additional noninterest expense | $798,000 | 2,917 |
| Pre-tax net operating income | $1,235,000 | 2,647 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $388,000 | 1,553 |
| Income before extraordinary items | $847,000 | 3,027 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $847,000 | 3,026 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $847,000 | 3,027 |
| Net charge-offs | $18,000 | 2,227 |
| Cash dividends | $600,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $847,000 | 2,984 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,304,000 | 2,692 |
| Total interest expense | $361,000 | 2,744 |
| Net interest income | $1,943,000 | 2,646 |
| Provision for loan and lease losses | $90,000 | 2,048 |
| Total noninterest income | $98,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $4,000 | 4,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 3,245 |
| Total noninterest expense | $1,311,000 | 2,941 |
| Salaries and employee benefits | $681,000 | 3,105 |
| Premises and equipment expense | $212,000 | 2,252 |
| Additional noninterest expense | $418,000 | 2,856 |
| Pre-tax net operating income | $640,000 | 2,470 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $232,000 | 1,275 |
| Income before extraordinary items | $408,000 | 2,891 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $408,000 | 2,892 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $408,000 | 2,892 |
| Net charge-offs | $3,000 | 2,231 |
| Cash dividends | $350,000 | 1,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $408,000 | 2,878 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,023,000 | 2,757 |
| Total interest expense | $1,335,000 | 2,899 |
| Net interest income | $7,688,000 | 2,692 |
| Provision for loan and lease losses | $360,000 | 1,775 |
| Total noninterest income | $435,000 | 3,818 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $13,000 | 4,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $422,000 | 3,214 |
| Total noninterest expense | $5,235,000 | 2,924 |
| Salaries and employee benefits | $2,866,000 | 3,017 |
| Premises and equipment expense | $820,000 | 2,309 |
| Additional noninterest expense | $1,549,000 | 3,023 |
| Pre-tax net operating income | $2,528,000 | 2,716 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $504,000 | 1,978 |
| Income before extraordinary items | $2,024,000 | 2,886 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,024,000 | 2,886 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,024,000 | 2,887 |
| Net charge-offs | $126,000 | 2,042 |
| Cash dividends | $660,000 | 2,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,024,000 | 2,844 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,698,000 | 2,804 |
| Total interest expense | $996,000 | 2,931 |
| Net interest income | $5,702,000 | 2,749 |
| Provision for loan and lease losses | $270,000 | 1,685 |
| Total noninterest income | $314,000 | 3,893 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $11,000 | 4,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $303,000 | 3,277 |
| Total noninterest expense | $3,781,000 | 3,014 |
| Salaries and employee benefits | $2,005,000 | 3,141 |
| Premises and equipment expense | $582,000 | 2,408 |
| Additional noninterest expense | $1,194,000 | 2,984 |
| Pre-tax net operating income | $1,965,000 | 2,756 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $449,000 | 1,898 |
| Income before extraordinary items | $1,516,000 | 2,940 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,516,000 | 2,941 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,516,000 | 2,941 |
| Net charge-offs | $105,000 | 1,734 |
| Cash dividends | $620,000 | 2,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,516,000 | 2,907 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,368,000 | 2,859 |
| Total interest expense | $628,000 | 2,998 |
| Net interest income | $3,740,000 | 2,792 |
| Provision for loan and lease losses | $180,000 | 1,640 |
| Total noninterest income | $197,000 | 3,959 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $7,000 | 5,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 3,327 |
| Total noninterest expense | $2,565,000 | 3,001 |
| Salaries and employee benefits | $1,361,000 | 3,127 |
| Premises and equipment expense | $364,000 | 2,498 |
| Additional noninterest expense | $840,000 | 2,902 |
| Pre-tax net operating income | $1,192,000 | 2,862 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $299,000 | 1,866 |
| Income before extraordinary items | $893,000 | 3,103 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $893,000 | 3,101 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $893,000 | 3,101 |
| Net charge-offs | $92,000 | 1,457 |
| Cash dividends | $275,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $893,000 | 3,073 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 2,919 |
| Total interest expense | $282,000 | 3,130 |
| Net interest income | $1,840,000 | 2,836 |
| Provision for loan and lease losses | $90,000 | 1,533 |
| Total noninterest income | $94,000 | 4,006 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $4,000 | 5,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 3,358 |
| Total noninterest expense | $1,249,000 | 3,071 |
| Salaries and employee benefits | $645,000 | 3,256 |
| Premises and equipment expense | $182,000 | 2,524 |
| Additional noninterest expense | $422,000 | 2,891 |
| Pre-tax net operating income | $595,000 | 2,828 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $147,000 | 1,854 |
| Income before extraordinary items | $448,000 | 3,050 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $448,000 | 3,048 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $448,000 | 3,049 |
| Net charge-offs | $43,000 | 1,301 |
| Cash dividends | $275,000 | 1,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $448,000 | 3,038 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,962,000 | 2,948 |
| Total interest expense | $856,000 | 3,165 |
| Net interest income | $7,106,000 | 2,864 |
| Provision for loan and lease losses | $330,000 | 1,865 |
| Total noninterest income | $452,000 | 3,911 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $44,000 | 4,792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $408,000 | 3,330 |
| Total noninterest expense | $4,768,000 | 3,146 |
| Salaries and employee benefits | $2,673,000 | 3,164 |
| Premises and equipment expense | $705,000 | 2,559 |
| Additional noninterest expense | $1,390,000 | 3,315 |
| Pre-tax net operating income | $2,460,000 | 2,808 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $506,000 | 1,968 |
| Income before extraordinary items | $1,954,000 | 2,971 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,954,000 | 2,970 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,954,000 | 2,970 |
| Net charge-offs | $204,000 | 1,632 |
| Cash dividends | $860,000 | 2,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,954,000 | 2,971 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,884,000 | 2,971 |
| Total interest expense | $616,000 | 3,157 |
| Net interest income | $5,268,000 | 2,904 |
| Provision for loan and lease losses | $270,000 | 1,667 |
| Total noninterest income | $336,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $33,000 | 4,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $303,000 | 3,363 |
| Total noninterest expense | $3,280,000 | 3,317 |
| Salaries and employee benefits | $1,828,000 | 3,318 |
| Premises and equipment expense | $525,000 | 2,587 |
| Additional noninterest expense | $927,000 | 3,548 |
| Pre-tax net operating income | $2,054,000 | 2,691 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $520,000 | 1,748 |
| Income before extraordinary items | $1,534,000 | 2,953 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,534,000 | 2,952 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,534,000 | 2,952 |
| Net charge-offs | $191,000 | 1,282 |
| Cash dividends | $560,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,534,000 | 2,943 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,861,000 | 2,990 |
| Total interest expense | $383,000 | 3,194 |
| Net interest income | $3,478,000 | 2,928 |
| Provision for loan and lease losses | $180,000 | 1,601 |
| Total noninterest income | $226,000 | 3,963 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $22,000 | 4,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 3,371 |
| Total noninterest expense | $2,214,000 | 3,322 |
| Salaries and employee benefits | $1,250,000 | 3,302 |
| Premises and equipment expense | $352,000 | 2,595 |
| Additional noninterest expense | $612,000 | 3,573 |
| Pre-tax net operating income | $1,310,000 | 2,737 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $347,000 | 1,736 |
| Income before extraordinary items | $963,000 | 3,022 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $963,000 | 3,021 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $963,000 | 3,021 |
| Net charge-offs | $203,000 | 930 |
| Cash dividends | $255,000 | 2,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $963,000 | 3,013 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 3,040 |
| Total interest expense | $170,000 | 3,329 |
| Net interest income | $1,720,000 | 2,968 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $122,000 | 3,855 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $11,000 | 4,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 3,197 |
| Total noninterest expense | $1,092,000 | 3,372 |
| Salaries and employee benefits | $610,000 | 3,379 |
| Premises and equipment expense | $158,000 | 2,819 |
| Additional noninterest expense | $324,000 | 3,495 |
| Pre-tax net operating income | $660,000 | 2,675 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $174,000 | 1,706 |
| Income before extraordinary items | $486,000 | 2,947 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $486,000 | 2,948 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $486,000 | 2,947 |
| Net charge-offs | $61,000 | 1,088 |
| Cash dividends | $255,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $486,000 | 2,937 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,592,000 | 2,976 |
| Total interest expense | $642,000 | 3,277 |
| Net interest income | $6,950,000 | 2,905 |
| Provision for loan and lease losses | $360,000 | 1,763 |
| Total noninterest income | $422,000 | 4,137 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $43,000 | 5,056 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $379,000 | 3,516 |
| Total noninterest expense | $4,323,000 | 3,409 |
| Salaries and employee benefits | $2,414,000 | 3,399 |
| Premises and equipment expense | $679,000 | 2,702 |
| Additional noninterest expense | $1,230,000 | 3,631 |
| Pre-tax net operating income | $2,689,000 | 2,645 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,193,000 | 1,720 |
| Income before extraordinary items | $1,496,000 | 3,139 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,496,000 | 3,137 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,496,000 | 3,139 |
| Net charge-offs | $78,000 | 2,649 |
| Cash dividends | $575,000 | 2,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,496,000 | 3,115 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,672,000 | 2,994 |
| Total interest expense | $482,000 | 3,274 |
| Net interest income | $5,190,000 | 2,932 |
| Provision for loan and lease losses | $270,000 | 1,724 |
| Total noninterest income | $322,000 | 4,169 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $31,000 | 5,131 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $291,000 | 3,522 |
| Total noninterest expense | $3,114,000 | 3,496 |
| Salaries and employee benefits | $1,737,000 | 3,491 |
| Premises and equipment expense | $507,000 | 2,747 |
| Additional noninterest expense | $870,000 | 3,752 |
| Pre-tax net operating income | $2,128,000 | 2,630 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $637,000 | 1,862 |
| Income before extraordinary items | $1,491,000 | 2,873 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,491,000 | 2,872 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,491,000 | 2,873 |
| Net charge-offs | $63,000 | 2,280 |
| Cash dividends | $575,000 | 2,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,491,000 | 2,854 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,758,000 | 3,005 |
| Total interest expense | $321,000 | 3,254 |
| Net interest income | $3,437,000 | 2,934 |
| Provision for loan and lease losses | $180,000 | 1,642 |
| Total noninterest income | $217,000 | 4,166 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $21,000 | 5,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 3,500 |
| Total noninterest expense | $2,140,000 | 3,449 |
| Salaries and employee benefits | $1,175,000 | 3,481 |
| Premises and equipment expense | $347,000 | 2,701 |
| Additional noninterest expense | $618,000 | 3,629 |
| Pre-tax net operating income | $1,334,000 | 2,679 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $425,000 | 1,844 |
| Income before extraordinary items | $909,000 | 2,963 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $909,000 | 2,963 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $909,000 | 2,963 |
| Net charge-offs | $56,000 | 1,916 |
| Cash dividends | $300,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $909,000 | 2,945 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,866,000 | 3,019 |
| Total interest expense | $155,000 | 3,302 |
| Net interest income | $1,711,000 | 2,950 |
| Provision for loan and lease losses | $90,000 | 1,522 |
| Total noninterest income | $103,000 | 4,249 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $10,000 | 5,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 3,562 |
| Total noninterest expense | $1,042,000 | 3,535 |
| Salaries and employee benefits | $555,000 | 3,628 |
| Premises and equipment expense | $159,000 | 2,892 |
| Additional noninterest expense | $328,000 | 3,533 |
| Pre-tax net operating income | $682,000 | 2,581 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $212,000 | 1,811 |
| Income before extraordinary items | $470,000 | 2,859 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $470,000 | 2,859 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $470,000 | 2,859 |
| Net charge-offs | $15,000 | 2,041 |
| Cash dividends | $300,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $470,000 | 2,841 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,700,000 | 2,930 |
| Total interest expense | $626,000 | 3,243 |
| Net interest income | $7,074,000 | 2,850 |
| Provision for loan and lease losses | $390,000 | 1,730 |
| Total noninterest income | $434,000 | 4,278 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $40,000 | 5,298 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $394,000 | 3,584 |
| Total noninterest expense | $4,570,000 | 3,374 |
| Salaries and employee benefits | $2,471,000 | 3,430 |
| Premises and equipment expense | $663,000 | 2,841 |
| Additional noninterest expense | $1,436,000 | 3,440 |
| Pre-tax net operating income | $2,548,000 | 2,650 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $793,000 | 1,853 |
| Income before extraordinary items | $1,755,000 | 3,005 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,755,000 | 3,004 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,755,000 | 3,004 |
| Net charge-offs | $40,000 | 3,302 |
| Cash dividends | $500,000 | 2,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,755,000 | 2,960 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,781,000 | 2,934 |
| Total interest expense | $466,000 | 3,263 |
| Net interest income | $5,315,000 | 2,864 |
| Provision for loan and lease losses | $270,000 | 1,728 |
| Total noninterest income | $319,000 | 4,325 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $29,000 | 5,382 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $290,000 | 3,621 |
| Total noninterest expense | $3,307,000 | 3,448 |
| Salaries and employee benefits | $1,754,000 | 3,530 |
| Premises and equipment expense | $494,000 | 2,864 |
| Additional noninterest expense | $1,059,000 | 3,484 |
| Pre-tax net operating income | $2,057,000 | 2,570 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $627,000 | 1,861 |
| Income before extraordinary items | $1,430,000 | 2,896 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,430,000 | 2,896 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,430,000 | 2,896 |
| Net charge-offs | $32,000 | 2,868 |
| Cash dividends | $500,000 | 2,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,430,000 | 2,844 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,790,000 | 2,975 |
| Total interest expense | $303,000 | 3,331 |
| Net interest income | $3,487,000 | 2,901 |
| Provision for loan and lease losses | $180,000 | 1,722 |
| Total noninterest income | $211,000 | 4,345 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $18,000 | 5,468 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $193,000 | 3,655 |
| Total noninterest expense | $2,252,000 | 3,428 |
| Salaries and employee benefits | $1,188,000 | 3,527 |
| Premises and equipment expense | $306,000 | 3,000 |
| Additional noninterest expense | $758,000 | 3,363 |
| Pre-tax net operating income | $1,266,000 | 2,675 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $418,000 | 1,844 |
| Income before extraordinary items | $848,000 | 3,075 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $848,000 | 3,073 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $848,000 | 3,074 |
| Net charge-offs | $2,000 | 3,496 |
| Cash dividends | $250,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $848,000 | 3,011 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 2,981 |
| Total interest expense | $145,000 | 3,443 |
| Net interest income | $1,750,000 | 2,907 |
| Provision for loan and lease losses | $90,000 | 1,597 |
| Total noninterest income | $106,000 | 4,316 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $10,000 | 5,438 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $96,000 | 3,608 |
| Total noninterest expense | $1,162,000 | 3,373 |
| Salaries and employee benefits | $572,000 | 3,631 |
| Premises and equipment expense | $151,000 | 3,042 |
| Additional noninterest expense | $439,000 | 3,027 |
| Pre-tax net operating income | $604,000 | 2,729 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $208,000 | 1,803 |
| Income before extraordinary items | $396,000 | 3,151 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $396,000 | 3,149 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $396,000 | 3,150 |
| Net charge-offs | $2,000 | 2,815 |
| Cash dividends | $250,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $396,000 | 3,091 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,550,000 | 2,957 |
| Total interest expense | $596,000 | 3,399 |
| Net interest income | $6,954,000 | 2,871 |
| Provision for loan and lease losses | $460,000 | 1,447 |
| Total noninterest income | $360,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $38,000 | 5,590 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $322,000 | 3,889 |
| Total noninterest expense | $4,167,000 | 3,632 |
| Salaries and employee benefits | $2,338,000 | 3,574 |
| Premises and equipment expense | $674,000 | 2,880 |
| Additional noninterest expense | $1,155,000 | 4,007 |
| Pre-tax net operating income | $2,687,000 | 2,508 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $836,000 | 1,758 |
| Income before extraordinary items | $1,851,000 | 2,866 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,851,000 | 2,869 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,851,000 | 2,869 |
| Net charge-offs | $144,000 | 2,298 |
| Cash dividends | $501,000 | 2,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,851,000 | 2,818 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,677,000 | 2,969 |
| Total interest expense | $451,000 | 3,432 |
| Net interest income | $5,226,000 | 2,890 |
| Provision for loan and lease losses | $270,000 | 1,610 |
| Total noninterest income | $248,000 | 4,740 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $28,000 | 5,674 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $220,000 | 4,023 |
| Total noninterest expense | $2,945,000 | 3,788 |
| Salaries and employee benefits | $1,614,000 | 3,762 |
| Premises and equipment expense | $508,000 | 2,919 |
| Additional noninterest expense | $823,000 | 4,125 |
| Pre-tax net operating income | $2,259,000 | 2,353 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $749,000 | 1,646 |
| Income before extraordinary items | $1,510,000 | 2,751 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,510,000 | 2,751 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,510,000 | 2,752 |
| Net charge-offs | $113,000 | 2,046 |
| Cash dividends | $500,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,510,000 | 2,702 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,777,000 | 2,973 |
| Total interest expense | $300,000 | 3,451 |
| Net interest income | $3,477,000 | 2,890 |
| Provision for loan and lease losses | $180,000 | 1,603 |
| Total noninterest income | $172,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $19,000 | 5,706 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $153,000 | 4,004 |
| Total noninterest expense | $1,966,000 | 3,808 |
| Salaries and employee benefits | $1,090,000 | 3,771 |
| Premises and equipment expense | $309,000 | 3,096 |
| Additional noninterest expense | $567,000 | 4,091 |
| Pre-tax net operating income | $1,503,000 | 2,340 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $486,000 | 1,654 |
| Income before extraordinary items | $1,017,000 | 2,725 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,017,000 | 2,726 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,017,000 | 2,727 |
| Net charge-offs | $129,000 | 1,498 |
| Cash dividends | $250,000 | 2,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,017,000 | 2,673 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,871,000 | 2,995 |
| Total interest expense | $147,000 | 3,524 |
| Net interest income | $1,724,000 | 2,919 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $109,000 | 4,401 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $9,000 | 5,746 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $100,000 | 3,601 |
| Total noninterest expense | $1,010,000 | 3,773 |
| Salaries and employee benefits | $569,000 | 3,711 |
| Premises and equipment expense | $158,000 | 3,085 |
| Additional noninterest expense | $283,000 | 4,098 |
| Pre-tax net operating income | $733,000 | 2,344 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $242,000 | 1,632 |
| Income before extraordinary items | $491,000 | 2,753 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $491,000 | 2,756 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $491,000 | 2,756 |
| Net charge-offs | $90,000 | 1,181 |
| Cash dividends | $250,000 | 1,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $491,000 | 2,673 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,345,000 | 3,075 |
| Total interest expense | $594,000 | 3,656 |
| Net interest income | $6,751,000 | 2,971 |
| Provision for loan and lease losses | $460,000 | 1,543 |
| Total noninterest income | $408,000 | 4,597 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $36,000 | 5,921 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $372,000 | 3,706 |
| Total noninterest expense | $3,924,000 | 3,883 |
| Salaries and employee benefits | $2,164,000 | 3,830 |
| Premises and equipment expense | $661,000 | 3,019 |
| Additional noninterest expense | $1,099,000 | 4,240 |
| Pre-tax net operating income | $2,775,000 | 2,399 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $954,000 | 1,596 |
| Income before extraordinary items | $1,821,000 | 2,871 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,821,000 | 2,870 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,821,000 | 2,871 |
| Net charge-offs | $619,000 | 1,269 |
| Cash dividends | $521,000 | 2,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,821,000 | 2,831 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,435,000 | 3,128 |
| Total interest expense | $444,000 | 3,721 |
| Net interest income | $4,991,000 | 3,019 |
| Provision for loan and lease losses | $270,000 | 1,734 |
| Total noninterest income | $310,000 | 4,612 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $29,000 | 5,950 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $281,000 | 3,734 |
| Total noninterest expense | $2,947,000 | 3,890 |
| Salaries and employee benefits | $1,674,000 | 3,771 |
| Premises and equipment expense | $468,000 | 3,181 |
| Additional noninterest expense | $805,000 | 4,320 |
| Pre-tax net operating income | $2,084,000 | 2,448 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $611,000 | 1,786 |
| Income before extraordinary items | $1,473,000 | 2,764 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,473,000 | 2,764 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,473,000 | 2,764 |
| Net charge-offs | $529,000 | 1,107 |
| Cash dividends | $520,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,473,000 | 2,725 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,568,000 | 3,164 |
| Total interest expense | $297,000 | 3,753 |
| Net interest income | $3,271,000 | 3,061 |
| Provision for loan and lease losses | $180,000 | 1,726 |
| Total noninterest income | $185,000 | 4,782 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $19,000 | 6,001 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $166,000 | 3,912 |
| Total noninterest expense | $1,924,000 | 3,970 |
| Salaries and employee benefits | $1,101,000 | 3,819 |
| Premises and equipment expense | $306,000 | 3,244 |
| Additional noninterest expense | $517,000 | 4,419 |
| Pre-tax net operating income | $1,352,000 | 2,432 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $407,000 | 1,745 |
| Income before extraordinary items | $945,000 | 2,749 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $945,000 | 2,753 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $945,000 | 2,753 |
| Net charge-offs | $40,000 | 2,969 |
| Cash dividends | $295,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $945,000 | 2,700 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,753,000 | 3,208 |
| Total interest expense | $149,000 | 3,798 |
| Net interest income | $1,604,000 | 3,111 |
| Provision for loan and lease losses | $90,000 | 1,672 |
| Total noninterest income | $97,000 | 4,682 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $9,000 | 6,059 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $88,000 | 3,762 |
| Total noninterest expense | $1,004,000 | 3,889 |
| Salaries and employee benefits | $572,000 | 3,762 |
| Premises and equipment expense | $147,000 | 3,389 |
| Additional noninterest expense | $285,000 | 4,210 |
| Pre-tax net operating income | $607,000 | 2,552 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $162,000 | 1,923 |
| Income before extraordinary items | $445,000 | 2,800 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $445,000 | 2,803 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $445,000 | 2,803 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $295,000 | 1,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $445,000 | 2,757 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,748,000 | 3,348 |
| Total interest expense | $635,000 | 3,970 |
| Net interest income | $6,113,000 | 3,230 |
| Provision for loan and lease losses | $360,000 | 2,221 |
| Total noninterest income | $374,000 | 4,841 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $40,000 | 6,137 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $334,000 | 3,951 |
| Total noninterest expense | $3,966,000 | 3,938 |
| Salaries and employee benefits | $2,231,000 | 3,834 |
| Premises and equipment expense | $556,000 | 3,491 |
| Additional noninterest expense | $1,179,000 | 4,240 |
| Pre-tax net operating income | $2,161,000 | 2,714 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $608,000 | 1,953 |
| Income before extraordinary items | $1,553,000 | 3,086 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,553,000 | 3,088 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,553,000 | 3,089 |
| Net charge-offs | $79,000 | 3,969 |
| Cash dividends | $471,000 | 2,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,553,000 | 3,026 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,975,000 | 3,422 |
| Total interest expense | $484,000 | 4,022 |
| Net interest income | $4,491,000 | 3,304 |
| Provision for loan and lease losses | $270,000 | 2,189 |
| Total noninterest income | $287,000 | 4,876 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $30,000 | 6,202 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $257,000 | 3,988 |
| Total noninterest expense | $2,836,000 | 4,070 |
| Salaries and employee benefits | $1,606,000 | 3,929 |
| Premises and equipment expense | $376,000 | 3,762 |
| Additional noninterest expense | $854,000 | 4,325 |
| Pre-tax net operating income | $1,672,000 | 2,734 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $527,000 | 1,864 |
| Income before extraordinary items | $1,145,000 | 3,156 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,145,000 | 3,159 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,145,000 | 3,160 |
| Net charge-offs | $74,000 | 3,547 |
| Cash dividends | $430,000 | 2,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,145,000 | 3,085 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 3,464 |
| Total interest expense | $332,000 | 4,020 |
| Net interest income | $2,936,000 | 3,344 |
| Provision for loan and lease losses | $180,000 | 2,226 |
| Total noninterest income | $198,000 | 4,855 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $21,000 | 6,196 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $177,000 | 3,977 |
| Total noninterest expense | $1,877,000 | 4,102 |
| Salaries and employee benefits | $1,050,000 | 4,004 |
| Premises and equipment expense | $255,000 | 3,743 |
| Additional noninterest expense | $572,000 | 4,302 |
| Pre-tax net operating income | $1,077,000 | 2,748 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $353,000 | 1,863 |
| Income before extraordinary items | $724,000 | 3,248 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $724,000 | 3,251 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $724,000 | 3,252 |
| Net charge-offs | $36,000 | 3,609 |
| Cash dividends | $230,000 | 2,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $724,000 | 3,155 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 3,523 |
| Total interest expense | $168,000 | 4,075 |
| Net interest income | $1,442,000 | 3,393 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $106,000 | 4,751 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $12,000 | 6,102 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $94,000 | 3,847 |
| Total noninterest expense | $972,000 | 4,066 |
| Salaries and employee benefits | $551,000 | 3,926 |
| Premises and equipment expense | $147,000 | 3,434 |
| Additional noninterest expense | $274,000 | 4,430 |
| Pre-tax net operating income | $486,000 | 2,922 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $179,000 | 1,822 |
| Income before extraordinary items | $307,000 | 3,525 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $307,000 | 3,526 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $307,000 | 3,527 |
| Net charge-offs | $33,000 | 2,726 |
| Cash dividends | $200,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $307,000 | 3,434 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,634,000 | 3,580 |
| Total interest expense | $790,000 | 4,147 |
| Net interest income | $5,844,000 | 3,434 |
| Provision for loan and lease losses | $360,000 | 3,125 |
| Total noninterest income | $478,000 | 4,565 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $36,000 | 6,461 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $442,000 | 3,508 |
| Total noninterest expense | $3,808,000 | 4,171 |
| Salaries and employee benefits | $1,984,000 | 4,154 |
| Premises and equipment expense | $529,000 | 3,686 |
| Additional noninterest expense | $1,295,000 | 4,163 |
| Pre-tax net operating income | $2,154,000 | 2,676 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $674,000 | 1,876 |
| Income before extraordinary items | $1,480,000 | 3,156 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,480,000 | 3,156 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,480,000 | 3,156 |
| Net charge-offs | $394,000 | 2,953 |
| Cash dividends | $380,000 | 3,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,480,000 | 3,015 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,981,000 | 3,653 |
| Total interest expense | $608,000 | 4,208 |
| Net interest income | $4,373,000 | 3,496 |
| Provision for loan and lease losses | $270,000 | 3,108 |
| Total noninterest income | $379,000 | 4,525 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $27,000 | 6,540 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $352,000 | 3,463 |
| Total noninterest expense | $2,967,000 | 4,091 |
| Salaries and employee benefits | $1,584,000 | 4,016 |
| Premises and equipment expense | $395,000 | 3,740 |
| Additional noninterest expense | $988,000 | 4,132 |
| Pre-tax net operating income | $1,515,000 | 2,866 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $536,000 | 1,869 |
| Income before extraordinary items | $979,000 | 3,472 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $979,000 | 3,472 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $979,000 | 3,474 |
| Net charge-offs | $117,000 | 3,815 |
| Cash dividends | $380,000 | 2,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $979,000 | 3,315 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,330,000 | 3,669 |
| Total interest expense | $414,000 | 4,250 |
| Net interest income | $2,916,000 | 3,508 |
| Provision for loan and lease losses | $180,000 | 3,106 |
| Total noninterest income | $270,000 | 4,417 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $18,000 | 6,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $252,000 | 3,331 |
| Total noninterest expense | $1,973,000 | 4,113 |
| Salaries and employee benefits | $997,000 | 4,176 |
| Premises and equipment expense | $258,000 | 3,792 |
| Additional noninterest expense | $718,000 | 3,920 |
| Pre-tax net operating income | $1,033,000 | 2,787 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $357,000 | 1,856 |
| Income before extraordinary items | $676,000 | 3,403 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $676,000 | 3,404 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $676,000 | 3,404 |
| Net charge-offs | $98,000 | 3,440 |
| Cash dividends | $180,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $676,000 | 3,220 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 3,697 |
| Total interest expense | $212,000 | 4,315 |
| Net interest income | $1,458,000 | 3,533 |
| Provision for loan and lease losses | $90,000 | 2,992 |
| Total noninterest income | $134,000 | 4,460 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $9,000 | 6,588 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $125,000 | 3,353 |
| Total noninterest expense | $1,071,000 | 3,908 |
| Salaries and employee benefits | $549,000 | 3,960 |
| Premises and equipment expense | $154,000 | 3,398 |
| Additional noninterest expense | $368,000 | 3,841 |
| Pre-tax net operating income | $431,000 | 3,170 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $179,000 | 1,859 |
| Income before extraordinary items | $252,000 | 3,969 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $252,000 | 3,972 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $252,000 | 3,971 |
| Net charge-offs | $46,000 | 3,075 |
| Cash dividends | $180,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $252,000 | 3,811 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,878,000 | 3,716 |
| Total interest expense | $1,099,000 | 4,176 |
| Net interest income | $5,779,000 | 3,565 |
| Provision for loan and lease losses | $410,000 | 3,707 |
| Total noninterest income | $461,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $36,000 | 6,541 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $425,000 | 3,344 |
| Total noninterest expense | $3,723,000 | 4,321 |
| Salaries and employee benefits | $2,005,000 | 4,170 |
| Premises and equipment expense | $453,000 | 4,286 |
| Additional noninterest expense | $1,265,000 | 4,307 |
| Pre-tax net operating income | $2,107,000 | 2,406 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $659,000 | 1,745 |
| Income before extraordinary items | $1,448,000 | 2,845 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,448,000 | 2,847 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,448,000 | 2,847 |
| Net charge-offs | $256,000 | 3,992 |
| Cash dividends | $480,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,448,000 | 2,748 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,170,000 | 3,752 |
| Total interest expense | $875,000 | 4,156 |
| Net interest income | $4,295,000 | 3,598 |
| Provision for loan and lease losses | $270,000 | 3,754 |
| Total noninterest income | $289,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $27,000 | 6,579 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $262,000 | 3,666 |
| Total noninterest expense | $2,847,000 | 4,271 |
| Salaries and employee benefits | $1,541,000 | 4,116 |
| Premises and equipment expense | $348,000 | 4,267 |
| Additional noninterest expense | $958,000 | 4,277 |
| Pre-tax net operating income | $1,467,000 | 2,623 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $369,000 | 2,028 |
| Income before extraordinary items | $1,098,000 | 2,876 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,098,000 | 2,879 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,098,000 | 2,879 |
| Net charge-offs | $253,000 | 3,429 |
| Cash dividends | $480,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,098,000 | 2,777 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,340,000 | 3,862 |
| Total interest expense | $627,000 | 4,094 |
| Net interest income | $2,713,000 | 3,745 |
| Provision for loan and lease losses | $180,000 | 3,659 |
| Total noninterest income | $185,000 | 4,985 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $18,000 | 6,606 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $167,000 | 3,776 |
| Total noninterest expense | $1,871,000 | 4,349 |
| Salaries and employee benefits | $1,005,000 | 4,194 |
| Premises and equipment expense | $241,000 | 4,209 |
| Additional noninterest expense | $625,000 | 4,415 |
| Pre-tax net operating income | $847,000 | 2,818 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $246,000 | 2,004 |
| Income before extraordinary items | $601,000 | 3,189 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $601,000 | 3,190 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $601,000 | 3,191 |
| Net charge-offs | $236,000 | 2,940 |
| Cash dividends | $280,000 | 1,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $601,000 | 3,101 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 3,949 |
| Total interest expense | $336,000 | 4,019 |
| Net interest income | $1,294,000 | 3,857 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $104,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $9,000 | 6,596 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $95,000 | 3,654 |
| Total noninterest expense | $983,000 | 4,221 |
| Salaries and employee benefits | $486,000 | 4,313 |
| Premises and equipment expense | $153,000 | 3,646 |
| Additional noninterest expense | $344,000 | 4,142 |
| Pre-tax net operating income | $325,000 | 3,371 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $123,000 | 1,973 |
| Income before extraordinary items | $202,000 | 3,968 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $202,000 | 3,967 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $202,000 | 3,968 |
| Net charge-offs | $53,000 | 3,302 |
| Cash dividends | $200,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $202,000 | 3,913 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,734,000 | 4,006 |
| Total interest expense | $1,577,000 | 4,144 |
| Net interest income | $5,157,000 | 3,876 |
| Provision for loan and lease losses | $460,000 | 4,263 |
| Total noninterest income | $427,000 | 4,847 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $52,000 | 6,202 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $375,000 | 3,623 |
| Total noninterest expense | $3,599,000 | 4,505 |
| Salaries and employee benefits | $1,854,000 | 4,444 |
| Premises and equipment expense | $428,000 | 4,581 |
| Additional noninterest expense | $1,317,000 | 4,357 |
| Pre-tax net operating income | $1,525,000 | 2,698 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $457,000 | 1,977 |
| Income before extraordinary items | $1,068,000 | 3,099 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,068,000 | 3,096 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,068,000 | 3,099 |
| Net charge-offs | $389,000 | 3,964 |
| Cash dividends | $430,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,068,000 | 2,985 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,057,000 | 4,075 |
| Total interest expense | $1,205,000 | 4,241 |
| Net interest income | $3,852,000 | 3,939 |
| Provision for loan and lease losses | $270,000 | 4,458 |
| Total noninterest income | $325,000 | 4,901 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $40,000 | 6,264 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $285,000 | 3,624 |
| Total noninterest expense | $2,657,000 | 4,573 |
| Salaries and employee benefits | $1,331,000 | 4,609 |
| Premises and equipment expense | $309,000 | 4,758 |
| Additional noninterest expense | $1,017,000 | 4,259 |
| Pre-tax net operating income | $1,250,000 | 2,704 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $330,000 | 2,057 |
| Income before extraordinary items | $920,000 | 3,042 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $920,000 | 3,040 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $920,000 | 3,043 |
| Net charge-offs | $343,000 | 3,553 |
| Cash dividends | $430,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $920,000 | 2,917 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 4,138 |
| Total interest expense | $826,000 | 4,259 |
| Net interest income | $2,522,000 | 3,992 |
| Provision for loan and lease losses | $180,000 | 4,360 |
| Total noninterest income | $196,000 | 5,061 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $27,000 | 6,278 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $169,000 | 3,790 |
| Total noninterest expense | $1,786,000 | 4,567 |
| Salaries and employee benefits | $889,000 | 4,616 |
| Premises and equipment expense | $205,000 | 4,803 |
| Additional noninterest expense | $692,000 | 4,204 |
| Pre-tax net operating income | $752,000 | 2,900 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $208,000 | 2,093 |
| Income before extraordinary items | $544,000 | 3,258 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $544,000 | 3,254 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $544,000 | 3,257 |
| Net charge-offs | $161,000 | 3,757 |
| Cash dividends | $190,000 | 2,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $544,000 | 3,146 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 4,213 |
| Total interest expense | $430,000 | 4,301 |
| Net interest income | $1,233,000 | 4,077 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $93,000 | 5,177 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $14,000 | 6,285 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $79,000 | 3,934 |
| Total noninterest expense | $899,000 | 4,590 |
| Salaries and employee benefits | $422,000 | 4,840 |
| Premises and equipment expense | $131,000 | 4,251 |
| Additional noninterest expense | $346,000 | 4,192 |
| Pre-tax net operating income | $337,000 | 3,160 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $101,000 | 2,110 |
| Income before extraordinary items | $236,000 | 3,593 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $236,000 | 3,589 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $236,000 | 3,592 |
| Net charge-offs | $83,000 | 3,275 |
| Cash dividends | $190,000 | 1,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $236,000 | 3,467 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,709,000 | 4,291 |
| Total interest expense | $2,050,000 | 4,372 |
| Net interest income | $4,659,000 | 4,126 |
| Provision for loan and lease losses | $660,000 | 4,117 |
| Total noninterest income | $442,000 | 4,948 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $56,000 | 6,379 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $386,000 | 3,594 |
| Total noninterest expense | $3,350,000 | 4,855 |
| Salaries and employee benefits | $1,722,000 | 4,788 |
| Premises and equipment expense | $418,000 | 4,872 |
| Additional noninterest expense | $1,210,000 | 4,719 |
| Pre-tax net operating income | $1,091,000 | 2,855 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $297,000 | 2,034 |
| Income before extraordinary items | $794,000 | 3,164 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $794,000 | 3,164 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $794,000 | 3,164 |
| Net charge-offs | $359,000 | 4,247 |
| Cash dividends | $535,000 | 2,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $794,000 | 3,095 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,033,000 | 4,352 |
| Total interest expense | $1,576,000 | 4,448 |
| Net interest income | $3,457,000 | 4,160 |
| Provision for loan and lease losses | $270,000 | 4,739 |
| Total noninterest income | $357,000 | 4,877 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $42,000 | 6,425 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $315,000 | 3,544 |
| Total noninterest expense | $2,516,000 | 4,862 |
| Salaries and employee benefits | $1,235,000 | 4,961 |
| Premises and equipment expense | $296,000 | 5,068 |
| Additional noninterest expense | $985,000 | 4,439 |
| Pre-tax net operating income | $1,028,000 | 2,688 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $203,000 | 2,306 |
| Income before extraordinary items | $825,000 | 2,810 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $825,000 | 2,807 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $825,000 | 2,810 |
| Net charge-offs | $365,000 | 3,450 |
| Cash dividends | $470,000 | 2,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $825,000 | 2,761 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,342,000 | 4,399 |
| Total interest expense | $1,066,000 | 4,543 |
| Net interest income | $2,276,000 | 4,183 |
| Provision for loan and lease losses | $180,000 | 4,468 |
| Total noninterest income | $247,000 | 4,826 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $28,000 | 6,462 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $219,000 | 3,514 |
| Total noninterest expense | $1,694,000 | 4,866 |
| Salaries and employee benefits | $838,000 | 4,954 |
| Premises and equipment expense | $192,000 | 5,183 |
| Additional noninterest expense | $664,000 | 4,412 |
| Pre-tax net operating income | $649,000 | 2,891 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $136,000 | 2,362 |
| Income before extraordinary items | $513,000 | 3,041 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $513,000 | 3,039 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $513,000 | 3,040 |
| Net charge-offs | $248,000 | 3,168 |
| Cash dividends | $210,000 | 2,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $513,000 | 2,936 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,696,000 | 4,394 |
| Total interest expense | $535,000 | 4,645 |
| Net interest income | $1,161,000 | 4,114 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $139,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $123,000 | 3,311 |
| Total noninterest expense | $804,000 | 4,938 |
| Salaries and employee benefits | $393,000 | 5,204 |
| Premises and equipment expense | $90,000 | 5,382 |
| Additional noninterest expense | $321,000 | 4,191 |
| Pre-tax net operating income | $406,000 | 2,773 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $68,000 | 2,577 |
| Income before extraordinary items | $338,000 | 2,896 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $338,000 | 2,896 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $338,000 | 2,897 |
| Net charge-offs | $123,000 | 2,647 |
| Cash dividends | $200,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $338,000 | 2,765 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,323,000 | 4,363 |
| Total interest expense | $2,725,000 | 4,518 |
| Net interest income | $4,598,000 | 4,174 |
| Provision for loan and lease losses | $676,000 | 3,301 |
| Total noninterest income | $356,000 | 5,504 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $56,000 | 6,540 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $300,000 | 4,104 |
| Total noninterest expense | $3,129,000 | 4,987 |
| Salaries and employee benefits | $1,618,000 | 5,097 |
| Premises and equipment expense | $421,000 | 4,952 |
| Additional noninterest expense | $1,090,000 | 4,562 |
| Pre-tax net operating income | $1,149,000 | 3,501 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $343,000 | 2,249 |
| Income before extraordinary items | $806,000 | 3,687 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $806,000 | 3,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $836,000 | 2,161 |
| Cash dividends | $485,000 | 3,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $806,000 | 3,810 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,559,000 | 4,399 |
| Total interest expense | $2,182,000 | 4,462 |
| Net interest income | $3,377,000 | 4,250 |
| Provision for loan and lease losses | $216,000 | 4,091 |
| Total noninterest income | $245,000 | 5,754 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $42,000 | 6,600 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $203,000 | 4,383 |
| Total noninterest expense | $2,280,000 | 5,063 |
| Salaries and employee benefits | $1,202,000 | 5,148 |
| Premises and equipment expense | $325,000 | 4,883 |
| Additional noninterest expense | $753,000 | 4,734 |
| Pre-tax net operating income | $1,126,000 | 3,447 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $350,000 | 2,302 |
| Income before extraordinary items | $776,000 | 3,622 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $776,000 | 3,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $537,000 | 1,887 |
| Cash dividends | $475,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $776,000 | 3,767 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,684,000 | 4,468 |
| Total interest expense | $1,567,000 | 4,389 |
| Net interest income | $2,117,000 | 4,427 |
| Provision for loan and lease losses | $156,000 | 3,542 |
| Total noninterest income | $215,000 | 5,294 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $27,000 | 6,653 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $188,000 | 3,881 |
| Total noninterest expense | $1,538,000 | 5,045 |
| Salaries and employee benefits | $843,000 | 5,060 |
| Premises and equipment expense | $214,000 | 4,950 |
| Additional noninterest expense | $481,000 | 4,857 |
| Pre-tax net operating income | $638,000 | 3,883 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $241,000 | 2,474 |
| Income before extraordinary items | $397,000 | 4,488 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $397,000 | 4,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $446,000 | 1,420 |
| Cash dividends | $249,000 | 3,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $397,000 | 4,429 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 4,438 |
| Total interest expense | $854,000 | 4,330 |
| Net interest income | $1,067,000 | 4,404 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $86,000 | 5,731 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $14,000 | 6,612 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $72,000 | 4,378 |
| Total noninterest expense | $750,000 | 5,135 |
| Salaries and employee benefits | $382,000 | 5,384 |
| Premises and equipment expense | $98,000 | 5,215 |
| Additional noninterest expense | $270,000 | 4,446 |
| Pre-tax net operating income | $343,000 | 3,855 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $118,000 | 2,609 |
| Income before extraordinary items | $225,000 | 4,425 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $225,000 | 4,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $499,000 | 710 |
| Cash dividends | $214,000 | 2,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $225,000 | 4,319 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,887,000 | 4,400 |
| Total interest expense | $3,491,000 | 4,345 |
| Net interest income | $4,396,000 | 4,360 |
| Provision for loan and lease losses | $240,000 | 3,573 |
| Total noninterest income | $219,000 | 6,616 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $57,000 | 6,638 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $162,000 | 5,445 |
| Total noninterest expense | $2,898,000 | 5,114 |
| Salaries and employee benefits | $1,521,000 | 5,262 |
| Premises and equipment expense | $383,000 | 5,160 |
| Additional noninterest expense | $994,000 | 4,688 |
| Pre-tax net operating income | $1,477,000 | 3,932 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $452,000 | 2,860 |
| Income before extraordinary items | $1,025,000 | 4,258 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,025,000 | 4,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 2,456 |
| Cash dividends | $516,000 | 3,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,025,000 | 4,254 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,842,000 | 4,455 |
| Total interest expense | $2,600,000 | 4,367 |
| Net interest income | $3,242,000 | 4,426 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $176,000 | 6,547 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $43,000 | 6,661 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $133,000 | 5,301 |
| Total noninterest expense | $2,129,000 | 5,157 |
| Salaries and employee benefits | $1,096,000 | 5,362 |
| Premises and equipment expense | $289,000 | 5,119 |
| Additional noninterest expense | $744,000 | 4,622 |
| Pre-tax net operating income | $1,109,000 | 4,130 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $383,000 | 2,858 |
| Income before extraordinary items | $726,000 | 4,561 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $726,000 | 4,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,180 |
| Cash dividends | $505,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $726,000 | 4,559 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,871,000 | 4,490 |
| Total interest expense | $1,741,000 | 4,374 |
| Net interest income | $2,130,000 | 4,507 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $142,000 | 6,222 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $29,000 | 6,696 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $113,000 | 4,881 |
| Total noninterest expense | $1,451,000 | 5,117 |
| Salaries and employee benefits | $736,000 | 5,384 |
| Premises and equipment expense | $208,000 | 4,900 |
| Additional noninterest expense | $507,000 | 4,535 |
| Pre-tax net operating income | $701,000 | 4,310 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $255,000 | 2,939 |
| Income before extraordinary items | $446,000 | 4,822 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $446,000 | 4,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,576 |
| Cash dividends | $225,000 | 3,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $446,000 | 4,823 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,893,000 | 4,557 |
| Total interest expense | $869,000 | 4,363 |
| Net interest income | $1,024,000 | 4,623 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $71,000 | 6,205 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $15,000 | 6,674 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $56,000 | 4,901 |
| Total noninterest expense | $734,000 | 5,087 |
| Salaries and employee benefits | $336,000 | 5,720 |
| Premises and equipment expense | $126,000 | 4,371 |
| Additional noninterest expense | $272,000 | 4,256 |
| Pre-tax net operating income | $301,000 | 4,641 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $127,000 | 2,960 |
| Income before extraordinary items | $174,000 | 5,358 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $174,000 | 5,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,903 |
| Cash dividends | $225,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $174,000 | 5,340 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,974,000 | 4,578 |
| Total interest expense | $2,673,000 | 4,632 |
| Net interest income | $4,301,000 | 4,461 |
| Provision for loan and lease losses | $240,000 | 3,157 |
| Total noninterest income | $300,000 | 6,181 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $63,000 | 6,681 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $237,000 | 4,773 |
| Total noninterest expense | $2,740,000 | 5,181 |
| Salaries and employee benefits | $1,426,000 | 5,364 |
| Premises and equipment expense | $364,000 | 5,214 |
| Additional noninterest expense | $950,000 | 4,680 |
| Pre-tax net operating income | $1,621,000 | 4,129 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $491,000 | 3,181 |
| Income before extraordinary items | $1,130,000 | 4,417 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,130,000 | 4,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,691 |
| Cash dividends | $490,000 | 3,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,130,000 | 4,399 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,070,000 | 4,652 |
| Total interest expense | $1,873,000 | 4,736 |
| Net interest income | $3,197,000 | 4,518 |
| Provision for loan and lease losses | $180,000 | 3,038 |
| Total noninterest income | $225,000 | 6,235 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $47,000 | 6,787 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $178,000 | 4,785 |
| Total noninterest expense | $2,037,000 | 5,213 |
| Salaries and employee benefits | $1,053,000 | 5,388 |
| Premises and equipment expense | $272,000 | 5,230 |
| Additional noninterest expense | $712,000 | 4,645 |
| Pre-tax net operating income | $1,205,000 | 4,286 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $341,000 | 3,406 |
| Income before extraordinary items | $864,000 | 4,523 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $864,000 | 4,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,477 |
| Cash dividends | $460,000 | 3,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $864,000 | 4,506 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,273,000 | 4,699 |
| Total interest expense | $1,157,000 | 4,833 |
| Net interest income | $2,116,000 | 4,544 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $152,000 | 6,210 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $31,000 | 6,823 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $121,000 | 4,728 |
| Total noninterest expense | $1,399,000 | 5,117 |
| Salaries and employee benefits | $713,000 | 5,363 |
| Premises and equipment expense | $186,000 | 5,159 |
| Additional noninterest expense | $500,000 | 4,489 |
| Pre-tax net operating income | $749,000 | 4,472 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $227,000 | 3,448 |
| Income before extraordinary items | $522,000 | 4,776 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $522,000 | 4,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,680 |
| Cash dividends | $236,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $522,000 | 4,765 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,559,000 | 4,791 |
| Total interest expense | $522,000 | 4,990 |
| Net interest income | $1,037,000 | 4,604 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $71,000 | 6,306 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $15,000 | 6,832 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $56,000 | 4,890 |
| Total noninterest expense | $713,000 | 5,073 |
| Salaries and employee benefits | $335,000 | 5,581 |
| Premises and equipment expense | $105,000 | 4,798 |
| Additional noninterest expense | $273,000 | 4,200 |
| Pre-tax net operating income | $335,000 | 4,689 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $114,000 | 3,410 |
| Income before extraordinary items | $221,000 | 5,110 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $221,000 | 5,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,493 |
| Cash dividends | $200,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $221,000 | 5,104 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,701,000 | 4,747 |
| Total interest expense | $1,695,000 | 4,920 |
| Net interest income | $4,006,000 | 4,618 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $242,000 | 6,736 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $61,000 | 6,908 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $181,000 | 5,362 |
| Total noninterest expense | $2,551,000 | 5,309 |
| Salaries and employee benefits | $1,286,000 | 5,562 |
| Premises and equipment expense | $324,000 | 5,516 |
| Additional noninterest expense | $941,000 | 4,617 |
| Pre-tax net operating income | $1,457,000 | 4,460 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $418,000 | 3,639 |
| Income before extraordinary items | $1,039,000 | 4,727 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,039,000 | 4,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,766 |
| Cash dividends | $331,000 | 4,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,039,000 | 4,699 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,179,000 | 4,782 |
| Total interest expense | $1,215,000 | 4,906 |
| Net interest income | $2,964,000 | 4,688 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $182,000 | 6,763 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $45,000 | 6,963 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $137,000 | 5,359 |
| Total noninterest expense | $1,848,000 | 5,398 |
| Salaries and employee benefits | $936,000 | 5,646 |
| Premises and equipment expense | $233,000 | 5,629 |
| Additional noninterest expense | $679,000 | 4,724 |
| Pre-tax net operating income | $1,118,000 | 4,500 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $294,000 | 3,835 |
| Income before extraordinary items | $824,000 | 4,673 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $824,000 | 4,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,028 |
| Cash dividends | $326,000 | 3,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $824,000 | 4,635 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 4,800 |
| Total interest expense | $777,000 | 4,862 |
| Net interest income | $1,951,000 | 4,699 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $122,000 | 6,711 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $30,000 | 6,945 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $92,000 | 5,342 |
| Total noninterest expense | $1,230,000 | 5,386 |
| Salaries and employee benefits | $592,000 | 5,793 |
| Premises and equipment expense | $164,000 | 5,450 |
| Additional noninterest expense | $474,000 | 4,557 |
| Pre-tax net operating income | $723,000 | 4,535 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $196,000 | 3,819 |
| Income before extraordinary items | $527,000 | 4,759 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $527,000 | 4,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,342 |
| Cash dividends | $161,000 | 3,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $527,000 | 4,707 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,313,000 | 4,891 |
| Total interest expense | $372,000 | 4,878 |
| Net interest income | $941,000 | 4,818 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $65,000 | 6,590 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,188 |
| Total noninterest expense | $608,000 | 5,470 |
| Salaries and employee benefits | $294,000 | 5,838 |
| Premises and equipment expense | $75,000 | 5,744 |
| Additional noninterest expense | $239,000 | 4,502 |
| Pre-tax net operating income | $338,000 | 4,692 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $98,000 | 3,788 |
| Income before extraordinary items | $240,000 | 4,971 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $240,000 | 4,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 1,959 |
| Cash dividends | $161,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $240,000 | 4,929 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,164,000 | 4,735 |
| Total interest expense | $1,424,000 | 4,654 |
| Net interest income | $3,740,000 | 4,701 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $288,000 | 6,495 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $58,000 | 7,153 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $230,000 | 4,807 |
| Total noninterest expense | $2,377,000 | 5,467 |
| Salaries and employee benefits | $1,223,000 | 5,634 |
| Premises and equipment expense | $244,000 | 6,252 |
| Additional noninterest expense | $910,000 | 4,655 |
| Pre-tax net operating income | $1,411,000 | 4,406 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $401,000 | 3,723 |
| Income before extraordinary items | $1,010,000 | 4,671 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,010,000 | 4,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,704 |
| Cash dividends | $385,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,010,000 | 4,605 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,830,000 | 4,763 |
| Total interest expense | $1,059,000 | 4,634 |
| Net interest income | $2,771,000 | 4,724 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $211,000 | 6,579 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $43,000 | 7,213 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $168,000 | 4,870 |
| Total noninterest expense | $1,788,000 | 5,428 |
| Salaries and employee benefits | $894,000 | 5,674 |
| Premises and equipment expense | $192,000 | 6,119 |
| Additional noninterest expense | $702,000 | 4,513 |
| Pre-tax net operating income | $1,014,000 | 4,572 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $317,000 | 3,694 |
| Income before extraordinary items | $697,000 | 4,964 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $697,000 | 4,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,946 |
| Cash dividends | $260,000 | 3,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $697,000 | 4,876 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,514,000 | 4,829 |
| Total interest expense | $698,000 | 4,678 |
| Net interest income | $1,816,000 | 4,787 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $133,000 | 6,717 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $29,000 | 7,223 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $104,000 | 5,095 |
| Total noninterest expense | $1,180,000 | 5,493 |
| Salaries and employee benefits | $570,000 | 5,846 |
| Premises and equipment expense | $131,000 | 6,070 |
| Additional noninterest expense | $479,000 | 4,460 |
| Pre-tax net operating income | $649,000 | 4,639 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $205,000 | 3,729 |
| Income before extraordinary items | $444,000 | 5,036 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $444,000 | 5,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $444,000 | 4,947 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,251,000 | 4,860 |
| Total interest expense | $356,000 | 4,656 |
| Net interest income | $895,000 | 4,844 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $72,000 | 6,518 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $14,000 | 7,243 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $58,000 | 4,809 |
| Total noninterest expense | $651,000 | 5,156 |
| Salaries and employee benefits | $304,000 | 5,700 |
| Premises and equipment expense | $83,000 | 5,402 |
| Additional noninterest expense | $264,000 | 4,140 |
| Pre-tax net operating income | $256,000 | 5,223 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $93,000 | 3,908 |
| Income before extraordinary items | $163,000 | 5,812 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $163,000 | 5,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $150,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $163,000 | 5,689 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,304,000 | 4,698 |
| Total interest expense | $1,681,000 | 4,546 |
| Net interest income | $3,623,000 | 4,678 |
| Provision for loan and lease losses | $387,000 | 2,658 |
| Total noninterest income | $296,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $53,000 | 7,383 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $243,000 | 4,900 |
| Total noninterest expense | $2,202,000 | 5,678 |
| Salaries and employee benefits | $1,077,000 | 6,008 |
| Premises and equipment expense | $297,000 | 5,687 |
| Additional noninterest expense | $828,000 | 4,936 |
| Pre-tax net operating income | $1,330,000 | 4,423 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $483,000 | 3,433 |
| Income before extraordinary items | $847,000 | 5,100 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $847,000 | 5,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 2,126 |
| Cash dividends | $180,000 | 5,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $847,000 | 4,933 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,006,000 | 4,724 |
| Total interest expense | $1,311,000 | 4,555 |
| Net interest income | $2,695,000 | 4,731 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $239,000 | 6,516 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $40,000 | 7,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $199,000 | 4,806 |
| Total noninterest expense | $1,691,000 | 5,555 |
| Salaries and employee benefits | $833,000 | 5,881 |
| Premises and equipment expense | $225,000 | 5,647 |
| Additional noninterest expense | $633,000 | 4,826 |
| Pre-tax net operating income | $1,063,000 | 4,397 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $352,000 | 3,631 |
| Income before extraordinary items | $711,000 | 4,955 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $711,000 | 4,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,217 |
| Cash dividends | $180,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $711,000 | 4,762 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,671,000 | 4,756 |
| Total interest expense | $918,000 | 4,524 |
| Net interest income | $1,753,000 | 4,801 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $181,000 | 6,218 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $26,000 | 7,472 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $155,000 | 4,517 |
| Total noninterest expense | $1,121,000 | 5,577 |
| Salaries and employee benefits | $537,000 | 5,994 |
| Premises and equipment expense | $158,000 | 5,480 |
| Additional noninterest expense | $426,000 | 4,785 |
| Pre-tax net operating income | $693,000 | 4,453 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $236,000 | 3,657 |
| Income before extraordinary items | $457,000 | 5,045 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $457,000 | 5,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,819 |
| Cash dividends | $50,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $457,000 | 4,838 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 4,768 |
| Total interest expense | $463,000 | 4,583 |
| Net interest income | $881,000 | 4,769 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $83,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $13,000 | 7,452 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $70,000 | 4,607 |
| Total noninterest expense | $568,000 | 5,532 |
| Salaries and employee benefits | $276,000 | 5,902 |
| Premises and equipment expense | $77,000 | 5,564 |
| Additional noninterest expense | $215,000 | 4,716 |
| Pre-tax net operating income | $336,000 | 4,492 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $119,000 | 3,639 |
| Income before extraordinary items | $217,000 | 5,098 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $217,000 | 5,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $217,000 | 4,908 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,674,000 | 4,726 |
| Total interest expense | $2,439,000 | 4,182 |
| Net interest income | $3,235,000 | 5,031 |
| Provision for loan and lease losses | $324,000 | 3,282 |
| Total noninterest income | $223,000 | 7,087 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $50,000 | 7,525 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $173,000 | 5,301 |
| Total noninterest expense | $2,039,000 | 5,807 |
| Salaries and employee benefits | $987,000 | 6,188 |
| Premises and equipment expense | $237,000 | 6,307 |
| Additional noninterest expense | $815,000 | 4,860 |
| Pre-tax net operating income | $1,095,000 | 4,968 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $261,000 | 4,685 |
| Income before extraordinary items | $834,000 | 5,085 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $834,000 | 5,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 2,405 |
| Cash dividends | $316,000 | 4,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $834,000 | 4,956 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,517,000 | 5,282 |
| Total interest expense | $2,945,000 | 4,798 |
| Net interest income | $2,572,000 | 5,620 |
| Provision for loan and lease losses | $507,000 | 2,175 |
| Total noninterest income | $147,000 | 7,891 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $53,000 | 7,544 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $94,000 | 6,569 |
| Total noninterest expense | $1,969,000 | 5,798 |
| Salaries and employee benefits | $907,000 | 6,338 |
| Premises and equipment expense | $231,000 | 6,343 |
| Additional noninterest expense | $831,000 | 4,666 |
| Pre-tax net operating income | $243,000 | 7,673 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-51,000 | 9,163 |
| Income before extraordinary items | $294,000 | 7,183 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $294,000 | 7,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 2,069 |
| Cash dividends | $606,000 | 3,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $294,000 | 7,057 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,671,000 | 5,962 |
| Total interest expense | $2,178,000 | 6,005 |
| Net interest income | $2,493,000 | 5,811 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $130,000 | 8,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,361 |
| Total noninterest expense | $1,580,000 | 6,536 |
| Salaries and employee benefits | $730,000 | 7,059 |
| Premises and equipment expense | $188,000 | 6,945 |
| Additional noninterest expense | $662,000 | 5,397 |
| Pre-tax net operating income | $983,000 | 5,295 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $269,000 | 4,826 |
| Income before extraordinary items | $714,000 | 5,363 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $714,000 | 5,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,301 |
| Cash dividends | $343,000 | 4,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $714,000 | 5,370 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,338,000 | 6,068 |
| Total interest expense | $2,052,000 | 5,913 |
| Net interest income | $2,286,000 | 6,119 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $107,000 | 8,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,198 |
| Total noninterest expense | $1,443,000 | 6,922 |
| Salaries and employee benefits | $682,000 | 7,342 |
| Premises and equipment expense | $190,000 | 6,970 |
| Additional noninterest expense | $571,000 | 6,017 |
| Pre-tax net operating income | $890,000 | 5,632 |
| Securities gains (losses) | $-17,000 | 9,494 |
| Applicable income taxes | $279,000 | 4,967 |
| Income before extraordinary items | $594,000 | 5,931 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $594,000 | 5,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,687 |
| Cash dividends | $222,000 | 5,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $605,560 | 5,844 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,382,000 | 6,155 |
| Total interest expense | $2,262,000 | 5,726 |
| Net interest income | $2,120,000 | 6,454 |
| Provision for loan and lease losses | $100,000 | 5,089 |
| Total noninterest income | $95,000 | 9,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 8,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,037 |
| Total noninterest expense | $1,336,000 | 7,138 |
| Salaries and employee benefits | $644,000 | 7,503 |
| Premises and equipment expense | $165,000 | 7,336 |
| Additional noninterest expense | $527,000 | 6,249 |
| Pre-tax net operating income | $779,000 | 6,167 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $167,000 | 6,621 |
| Income before extraordinary items | $617,000 | 5,977 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $617,000 | 5,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,910 |
| Cash dividends | $439,000 | 3,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $613,050 | 5,884 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,090,000 | 6,577 |
| Total interest expense | $2,187,000 | 5,907 |
| Net interest income | $1,903,000 | 7,121 |
| Provision for loan and lease losses | $150,000 | 4,117 |
| Total noninterest income | $95,000 | 9,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 8,616 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 8,302 |
| Total noninterest expense | $1,275,000 | 7,426 |
| Salaries and employee benefits | $606,000 | 7,877 |
| Premises and equipment expense | $152,000 | 7,751 |
| Additional noninterest expense | $517,000 | 6,369 |
| Pre-tax net operating income | $573,000 | 7,543 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $123,000 | 8,030 |
| Income before extraordinary items | $450,000 | 7,310 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $450,000 | 7,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,491 |
| Cash dividends | $259,000 | 4,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $450,000 | 7,258 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,878,000 | 6,973 |
| Total interest expense | $1,995,000 | 6,425 |
| Net interest income | $1,883,000 | 7,394 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $90,000 | 10,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 9,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,981 |
| Total noninterest expense | $1,248,000 | 7,838 |
| Salaries and employee benefits | $579,000 | 8,260 |
| Premises and equipment expense | $162,000 | 7,785 |
| Additional noninterest expense | $507,000 | 7,000 |
| Pre-tax net operating income | $575,000 | 7,544 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $185,000 | 7,367 |
| Income before extraordinary items | $390,000 | 7,704 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $390,000 | 7,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,813 |
| Cash dividends | $166,000 | 5,816 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 753 |
| Net operating income | $390,000 | 7,650 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,889,000 | 8,380 |
| Total interest expense | $1,372,000 | 8,053 |
| Net interest income | $1,517,000 | 8,485 |
| Provision for loan and lease losses | $193,000 | 3,096 |
| Total noninterest income | $65,000 | 11,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 9,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,923 |
| Total noninterest expense | $871,000 | 9,472 |
| Salaries and employee benefits | $448,000 | 9,547 |
| Premises and equipment expense | $99,000 | 9,652 |
| Additional noninterest expense | $324,000 | 8,989 |
| Pre-tax net operating income | $518,000 | 8,338 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $78,000 | 9,622 |
| Income before extraordinary items | $440,000 | 7,725 |
| Extraordinary gains, net | $54,000 | 36 |
| Net income | $494,000 | 7,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,096 |
| Cash dividends | $81,000 | 7,154 |
| Sale, conversion, retirement of capital stock, net | $-40,000 | 10,457 |
| Net operating income | $440,000 | 7,696 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 8,779 |
| Total interest expense | $1,120,000 | 8,215 |
| Net interest income | $1,454,000 | 9,003 |
| Provision for loan and lease losses | $200,000 | 3,000 |
| Total noninterest income | $83,000 | 11,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 10,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 9,362 |
| Total noninterest expense | $799,000 | 10,254 |
| Salaries and employee benefits | $391,000 | 10,362 |
| Premises and equipment expense | $71,000 | 10,948 |
| Additional noninterest expense | $337,000 | 9,510 |
| Pre-tax net operating income | $538,000 | 8,395 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $105,000 | 9,245 |
| Income before extraordinary items | $434,000 | 7,854 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $434,000 | 7,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,802 |
| Cash dividends | $149,000 | 6,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $433,190 | 7,924 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,559,000 | 9,077 |
| Total interest expense | $1,127,000 | 8,570 |
| Net interest income | $1,432,000 | 9,328 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $93,000 | 11,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $809,000 | 10,623 |
| Salaries and employee benefits | $356,000 | 11,083 |
| Premises and equipment expense | $101,000 | 10,412 |
| Additional noninterest expense | $352,000 | 9,818 |
| Pre-tax net operating income | $476,000 | 8,815 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $79,000 | 10,245 |
| Income before extraordinary items | $397,000 | 8,467 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $397,000 | 8,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 3,055 |
| Cash dividends | $160,000 | 5,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $397,000 | 8,187 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,927,000 | 9,116 |
| Total interest expense | $1,461,000 | 8,643 |
| Net interest income | $1,466,000 | 9,385 |
| Provision for loan and lease losses | $206,000 | 5,132 |
| Total noninterest income | $45,000 | 13,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 11,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 12,236 |
| Total noninterest expense | $724,000 | 11,383 |
| Salaries and employee benefits | $337,000 | 11,580 |
| Premises and equipment expense | $77,000 | 11,610 |
| Additional noninterest expense | $310,000 | 10,697 |
| Pre-tax net operating income | $581,000 | 7,860 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $134,000 | 9,024 |
| Income before extraordinary items | $449,000 | 7,753 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $449,000 | 7,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 4,954 |
| Cash dividends | $132,000 | 6,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $447,460 | 7,404 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.