Home > The Foothills Bank > Income and Expense
The Foothills Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,643,000 | 1,778 |
| Total interest expense | $59,000 | 4,747 |
| Net interest income | $3,584,000 | 1,599 |
| Provision for loan and lease losses | $64,000 | 1,845 |
| Total noninterest income | $322,000 | 2,625 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $121,000 | 2,083 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $201,000 | 2,571 |
| Total noninterest expense | $2,259,000 | 2,101 |
| Salaries and employee benefits | $1,295,000 | 2,081 |
| Premises and equipment expense | $244,000 | 2,192 |
| Additional noninterest expense | $720,000 | 1,996 |
| Pre-tax net operating income | $1,583,000 | 1,388 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $543,000 | 1,019 |
| Income before extraordinary items | $1,040,000 | 1,617 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,040,000 | 1,617 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,040,000 | 1,617 |
| Net charge-offs | $-84,000 | 5,583 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 247 |
| Net operating income | $1,040,000 | 1,603 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,332,000 | 1,893 |
| Total interest expense | $143,000 | 5,271 |
| Net interest income | $13,189,000 | 1,707 |
| Provision for loan and lease losses | $-5,000 | 5,459 |
| Total noninterest income | $1,247,000 | 2,720 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $566,000 | 1,887 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $681,000 | 2,873 |
| Total noninterest expense | $9,135,000 | 2,071 |
| Salaries and employee benefits | $5,197,000 | 2,041 |
| Premises and equipment expense | $1,032,000 | 2,099 |
| Additional noninterest expense | $2,906,000 | 2,034 |
| Pre-tax net operating income | $5,306,000 | 1,553 |
| Securities gains (losses) | $403,000 | 531 |
| Applicable income taxes | $1,914,000 | 1,085 |
| Income before extraordinary items | $3,795,000 | 1,714 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,795,000 | 1,713 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,795,000 | 1,713 |
| Net charge-offs | $-367,000 | 5,763 |
| Cash dividends | $1,481,000 | 1,724 |
| Sale, conversion, retirement of capital stock, net | $344,000 | 325 |
| Net operating income | $3,529,020 | 1,799 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,747,000 | 1,943 |
| Total interest expense | $103,000 | 5,357 |
| Net interest income | $9,644,000 | 1,752 |
| Provision for loan and lease losses | $-177,000 | 5,769 |
| Total noninterest income | $949,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $433,000 | 1,853 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $516,000 | 2,865 |
| Total noninterest expense | $6,754,000 | 2,078 |
| Salaries and employee benefits | $3,775,000 | 2,075 |
| Premises and equipment expense | $785,000 | 2,074 |
| Additional noninterest expense | $2,194,000 | 2,019 |
| Pre-tax net operating income | $4,016,000 | 1,556 |
| Securities gains (losses) | $403,000 | 489 |
| Applicable income taxes | $1,450,000 | 1,102 |
| Income before extraordinary items | $2,969,000 | 1,709 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,969,000 | 1,709 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,969,000 | 1,709 |
| Net charge-offs | $-353,000 | 5,819 |
| Cash dividends | $222,000 | 3,096 |
| Sale, conversion, retirement of capital stock, net | $238,000 | 313 |
| Net operating income | $2,698,990 | 1,780 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,333,000 | 1,987 |
| Total interest expense | $57,000 | 5,540 |
| Net interest income | $6,276,000 | 1,790 |
| Provision for loan and lease losses | $39,000 | 3,143 |
| Total noninterest income | $659,000 | 2,627 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $297,000 | 1,810 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $362,000 | 2,781 |
| Total noninterest expense | $4,451,000 | 2,095 |
| Salaries and employee benefits | $2,522,000 | 2,081 |
| Premises and equipment expense | $513,000 | 2,111 |
| Additional noninterest expense | $1,416,000 | 2,082 |
| Pre-tax net operating income | $2,445,000 | 1,659 |
| Securities gains (losses) | $10,000 | 2,238 |
| Applicable income taxes | $782,000 | 1,263 |
| Income before extraordinary items | $1,673,000 | 1,923 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,673,000 | 1,922 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,673,000 | 1,922 |
| Net charge-offs | $-88,000 | 5,672 |
| Cash dividends | $221,000 | 2,776 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 339 |
| Net operating income | $1,666,200 | 1,881 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,131,000 | 2,006 |
| Total interest expense | $26,000 | 5,649 |
| Net interest income | $3,105,000 | 1,811 |
| Provision for loan and lease losses | $-56,000 | 5,959 |
| Total noninterest income | $389,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $160,000 | 1,709 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $229,000 | 2,448 |
| Total noninterest expense | $2,214,000 | 2,123 |
| Salaries and employee benefits | $1,264,000 | 2,086 |
| Premises and equipment expense | $247,000 | 2,174 |
| Additional noninterest expense | $703,000 | 2,083 |
| Pre-tax net operating income | $1,336,000 | 1,522 |
| Securities gains (losses) | $9,000 | 1,537 |
| Applicable income taxes | $434,000 | 1,170 |
| Income before extraordinary items | $911,000 | 1,761 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $911,000 | 1,762 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $911,000 | 1,762 |
| Net charge-offs | $-51,000 | 5,737 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 240 |
| Net operating income | $904,880 | 1,734 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,709,000 | 1,937 |
| Total interest expense | $116,000 | 5,645 |
| Net interest income | $12,593,000 | 1,742 |
| Provision for loan and lease losses | $-791,000 | 6,017 |
| Total noninterest income | $783,000 | 3,465 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $425,000 | 2,405 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $358,000 | 3,737 |
| Total noninterest expense | $9,377,000 | 2,012 |
| Salaries and employee benefits | $4,564,000 | 2,217 |
| Premises and equipment expense | $1,211,000 | 1,874 |
| Additional noninterest expense | $3,602,000 | 1,684 |
| Pre-tax net operating income | $4,790,000 | 1,629 |
| Securities gains (losses) | $-145,000 | 6,097 |
| Applicable income taxes | $1,489,000 | 1,245 |
| Income before extraordinary items | $3,156,000 | 1,963 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,156,000 | 1,964 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,156,000 | 1,965 |
| Net charge-offs | $-493,000 | 6,008 |
| Cash dividends | $199,000 | 3,708 |
| Sale, conversion, retirement of capital stock, net | $222,000 | 413 |
| Net operating income | $3,254,600 | 1,879 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,600,000 | 1,935 |
| Total interest expense | $97,000 | 5,649 |
| Net interest income | $9,503,000 | 1,741 |
| Provision for loan and lease losses | $-993,000 | 6,151 |
| Total noninterest income | $415,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $233,000 | 2,984 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $182,000 | 4,255 |
| Total noninterest expense | $7,151,000 | 1,985 |
| Salaries and employee benefits | $3,376,000 | 2,255 |
| Premises and equipment expense | $917,000 | 1,870 |
| Additional noninterest expense | $2,858,000 | 1,589 |
| Pre-tax net operating income | $3,760,000 | 1,601 |
| Securities gains (losses) | $-145,000 | 6,206 |
| Applicable income taxes | $1,160,000 | 1,234 |
| Income before extraordinary items | $2,455,000 | 1,925 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,455,000 | 1,927 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,455,000 | 1,927 |
| Net charge-offs | $-557,000 | 6,129 |
| Cash dividends | $199,000 | 3,140 |
| Sale, conversion, retirement of capital stock, net | $136,000 | 400 |
| Net operating income | $2,553,600 | 1,832 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,364,000 | 1,937 |
| Total interest expense | $68,000 | 5,657 |
| Net interest income | $6,296,000 | 1,751 |
| Provision for loan and lease losses | $-724,000 | 6,233 |
| Total noninterest income | $392,000 | 3,490 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $161,000 | 2,892 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $231,000 | 3,421 |
| Total noninterest expense | $4,855,000 | 1,962 |
| Salaries and employee benefits | $2,208,000 | 2,301 |
| Premises and equipment expense | $635,000 | 1,814 |
| Additional noninterest expense | $2,012,000 | 1,530 |
| Pre-tax net operating income | $2,557,000 | 1,553 |
| Securities gains (losses) | $-145,000 | 6,295 |
| Applicable income taxes | $775,000 | 1,245 |
| Income before extraordinary items | $1,637,000 | 1,906 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,637,000 | 1,908 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,637,000 | 1,908 |
| Net charge-offs | $-688,000 | 6,264 |
| Cash dividends | $199,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $129,000 | 346 |
| Net operating income | $1,735,600 | 1,781 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,093,000 | 1,988 |
| Total interest expense | $35,000 | 5,690 |
| Net interest income | $3,058,000 | 1,809 |
| Provision for loan and lease losses | $-100,000 | 6,203 |
| Total noninterest income | $198,000 | 3,445 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $90,000 | 2,678 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $108,000 | 3,481 |
| Total noninterest expense | $2,456,000 | 1,926 |
| Salaries and employee benefits | $1,171,000 | 2,204 |
| Premises and equipment expense | $314,000 | 1,851 |
| Additional noninterest expense | $971,000 | 1,566 |
| Pre-tax net operating income | $900,000 | 2,026 |
| Securities gains (losses) | $18,000 | 1,268 |
| Applicable income taxes | $280,000 | 1,512 |
| Income before extraordinary items | $638,000 | 2,294 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $638,000 | 2,295 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $638,000 | 2,295 |
| Net charge-offs | $6,000 | 2,677 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 324 |
| Net operating income | $625,580 | 2,253 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,363,000 | 1,987 |
| Total interest expense | $184,000 | 5,588 |
| Net interest income | $12,179,000 | 1,803 |
| Provision for loan and lease losses | $358,000 | 1,811 |
| Total noninterest income | $1,242,000 | 2,794 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $398,000 | 2,699 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $844,000 | 2,570 |
| Total noninterest expense | $10,014,000 | 1,883 |
| Salaries and employee benefits | $4,797,000 | 2,127 |
| Premises and equipment expense | $1,479,000 | 1,588 |
| Additional noninterest expense | $3,738,000 | 1,661 |
| Pre-tax net operating income | $3,049,000 | 2,255 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $943,000 | 1,609 |
| Income before extraordinary items | $2,106,000 | 2,605 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,106,000 | 2,605 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,106,000 | 2,605 |
| Net charge-offs | $444,000 | 1,600 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $169,000 | 456 |
| Net operating income | $2,106,000 | 2,563 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,254,000 | 2,010 |
| Total interest expense | $144,000 | 5,619 |
| Net interest income | $9,110,000 | 1,815 |
| Provision for loan and lease losses | $183,000 | 2,166 |
| Total noninterest income | $875,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $300,000 | 2,710 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $575,000 | 2,704 |
| Total noninterest expense | $7,647,000 | 1,859 |
| Salaries and employee benefits | $3,553,000 | 2,162 |
| Premises and equipment expense | $1,159,000 | 1,538 |
| Additional noninterest expense | $2,935,000 | 1,596 |
| Pre-tax net operating income | $2,155,000 | 2,387 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $754,000 | 1,571 |
| Income before extraordinary items | $1,401,000 | 2,864 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,401,000 | 2,865 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,401,000 | 2,865 |
| Net charge-offs | $319,000 | 1,548 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 454 |
| Net operating income | $1,401,000 | 2,813 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,115,000 | 2,020 |
| Total interest expense | $102,000 | 5,596 |
| Net interest income | $6,013,000 | 1,826 |
| Provision for loan and lease losses | $183,000 | 1,715 |
| Total noninterest income | $632,000 | 2,755 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $208,000 | 2,614 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $424,000 | 2,542 |
| Total noninterest expense | $5,204,000 | 1,815 |
| Salaries and employee benefits | $2,361,000 | 2,170 |
| Premises and equipment expense | $752,000 | 1,577 |
| Additional noninterest expense | $2,091,000 | 1,498 |
| Pre-tax net operating income | $1,258,000 | 2,558 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $440,000 | 1,675 |
| Income before extraordinary items | $818,000 | 3,043 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $818,000 | 3,049 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $818,000 | 3,049 |
| Net charge-offs | $222,000 | 1,500 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 346 |
| Net operating income | $818,000 | 2,985 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,028,000 | 2,033 |
| Total interest expense | $54,000 | 5,612 |
| Net interest income | $2,974,000 | 1,830 |
| Provision for loan and lease losses | $183,000 | 1,059 |
| Total noninterest income | $452,000 | 2,178 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $105,000 | 2,571 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $347,000 | 1,826 |
| Total noninterest expense | $2,712,000 | 1,754 |
| Salaries and employee benefits | $1,143,000 | 2,242 |
| Premises and equipment expense | $388,000 | 1,561 |
| Additional noninterest expense | $1,181,000 | 1,353 |
| Pre-tax net operating income | $531,000 | 2,785 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $186,000 | 1,799 |
| Income before extraordinary items | $345,000 | 3,282 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $345,000 | 3,285 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $345,000 | 3,285 |
| Net charge-offs | $-43,000 | 6,269 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 313 |
| Net operating income | $345,000 | 3,246 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,393,000 | 1,998 |
| Total interest expense | $413,000 | 4,843 |
| Net interest income | $11,980,000 | 1,799 |
| Provision for loan and lease losses | $4,337,000 | 307 |
| Total noninterest income | $534,000 | 4,316 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $449,000 | 2,585 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $85,000 | 5,512 |
| Total noninterest expense | $9,585,000 | 1,968 |
| Salaries and employee benefits | $4,467,000 | 2,267 |
| Premises and equipment expense | $1,541,000 | 1,540 |
| Additional noninterest expense | $3,577,000 | 1,775 |
| Pre-tax net operating income | $-1,408,000 | 6,611 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-627,000 | 6,658 |
| Income before extraordinary items | $-781,000 | 6,553 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-781,000 | 6,554 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-781,000 | 6,554 |
| Net charge-offs | $3,685,000 | 451 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $323,000 | 346 |
| Net operating income | $-781,000 | 6,543 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,723,000 | 1,931 |
| Total interest expense | $348,000 | 4,713 |
| Net interest income | $9,375,000 | 1,718 |
| Provision for loan and lease losses | $3,020,000 | 331 |
| Total noninterest income | $830,000 | 3,071 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $342,000 | 2,585 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $488,000 | 3,056 |
| Total noninterest expense | $6,908,000 | 2,050 |
| Salaries and employee benefits | $3,277,000 | 2,306 |
| Premises and equipment expense | $1,113,000 | 1,594 |
| Additional noninterest expense | $2,518,000 | 1,874 |
| Pre-tax net operating income | $277,000 | 5,424 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-197,000 | 6,743 |
| Income before extraordinary items | $474,000 | 4,666 |
| Extraordinary gains, net | $-561,000 | 6,890 |
| Net income | $-87,000 | 6,453 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-87,000 | 6,452 |
| Net charge-offs | $2,637,000 | 476 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $193,000 | 354 |
| Net operating income | $474,000 | 4,587 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,664,000 | 1,877 |
| Total interest expense | $254,000 | 4,586 |
| Net interest income | $6,410,000 | 1,674 |
| Provision for loan and lease losses | $1,800,000 | 403 |
| Total noninterest income | $583,000 | 3,031 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $227,000 | 2,556 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $356,000 | 2,961 |
| Total noninterest expense | $4,571,000 | 2,071 |
| Salaries and employee benefits | $2,183,000 | 2,321 |
| Premises and equipment expense | $736,000 | 1,618 |
| Additional noninterest expense | $1,652,000 | 1,899 |
| Pre-tax net operating income | $622,000 | 3,764 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $177,000 | 2,546 |
| Income before extraordinary items | $445,000 | 4,136 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $445,000 | 4,138 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $445,000 | 4,139 |
| Net charge-offs | $1,184,000 | 680 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 789 |
| Net operating income | $445,000 | 4,029 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,376,000 | 1,864 |
| Total interest expense | $131,000 | 4,610 |
| Net interest income | $3,245,000 | 1,670 |
| Provision for loan and lease losses | $650,000 | 563 |
| Total noninterest income | $298,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $113,000 | 2,561 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $185,000 | 2,889 |
| Total noninterest expense | $2,210,000 | 2,154 |
| Salaries and employee benefits | $1,050,000 | 2,414 |
| Premises and equipment expense | $370,000 | 1,627 |
| Additional noninterest expense | $790,000 | 1,985 |
| Pre-tax net operating income | $683,000 | 2,316 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $234,000 | 1,563 |
| Income before extraordinary items | $449,000 | 2,803 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $449,000 | 2,806 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $449,000 | 2,805 |
| Net charge-offs | $370,000 | 921 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 761 |
| Net operating income | $449,000 | 2,717 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,517,000 | 1,713 |
| Total interest expense | $692,000 | 4,435 |
| Net interest income | $14,825,000 | 1,479 |
| Provision for loan and lease losses | $2,291,000 | 960 |
| Total noninterest income | $1,280,000 | 2,851 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $522,000 | 2,399 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $758,000 | 2,768 |
| Total noninterest expense | $9,104,000 | 2,104 |
| Salaries and employee benefits | $4,120,000 | 2,381 |
| Premises and equipment expense | $1,535,000 | 1,546 |
| Additional noninterest expense | $3,449,000 | 1,905 |
| Pre-tax net operating income | $4,710,000 | 1,444 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,706,000 | 988 |
| Income before extraordinary items | $3,004,000 | 1,862 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,004,000 | 1,860 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,004,000 | 1,862 |
| Net charge-offs | $2,222,000 | 1,073 |
| Cash dividends | $364,000 | 3,128 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 755 |
| Net operating income | $3,004,000 | 1,759 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,647,000 | 2,077 |
| Total interest expense | $549,000 | 4,429 |
| Net interest income | $9,098,000 | 1,830 |
| Provision for loan and lease losses | $1,400,000 | 1,141 |
| Total noninterest income | $2,694,000 | 1,419 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $396,000 | 2,404 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,298,000 | 1,139 |
| Total noninterest expense | $6,756,000 | 2,130 |
| Salaries and employee benefits | $3,225,000 | 2,301 |
| Premises and equipment expense | $1,076,000 | 1,648 |
| Additional noninterest expense | $2,455,000 | 2,005 |
| Pre-tax net operating income | $3,636,000 | 1,450 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,317,000 | 1,000 |
| Income before extraordinary items | $2,319,000 | 1,855 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,319,000 | 1,854 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,319,000 | 1,856 |
| Net charge-offs | $1,720,000 | 1,016 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 716 |
| Net operating income | $2,319,000 | 1,754 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,507,000 | 2,061 |
| Total interest expense | $389,000 | 4,400 |
| Net interest income | $6,118,000 | 1,817 |
| Provision for loan and lease losses | $500,000 | 1,802 |
| Total noninterest income | $1,441,000 | 1,677 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $274,000 | 2,321 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,167,000 | 1,366 |
| Total noninterest expense | $4,525,000 | 2,127 |
| Salaries and employee benefits | $2,167,000 | 2,288 |
| Premises and equipment expense | $707,000 | 1,678 |
| Additional noninterest expense | $1,651,000 | 1,983 |
| Pre-tax net operating income | $2,534,000 | 1,375 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $914,000 | 955 |
| Income before extraordinary items | $1,620,000 | 1,768 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,620,000 | 1,766 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,620,000 | 1,768 |
| Net charge-offs | $589,000 | 1,619 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 692 |
| Net operating income | $1,620,000 | 1,689 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,302,000 | 2,043 |
| Total interest expense | $213,000 | 4,303 |
| Net interest income | $3,089,000 | 1,809 |
| Provision for loan and lease losses | $300,000 | 1,500 |
| Total noninterest income | $677,000 | 1,757 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $138,000 | 2,285 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $539,000 | 1,435 |
| Total noninterest expense | $2,251,000 | 2,126 |
| Salaries and employee benefits | $1,086,000 | 2,293 |
| Premises and equipment expense | $345,000 | 1,719 |
| Additional noninterest expense | $820,000 | 1,991 |
| Pre-tax net operating income | $1,215,000 | 1,426 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $426,000 | 1,021 |
| Income before extraordinary items | $789,000 | 1,824 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $789,000 | 1,825 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $789,000 | 1,825 |
| Net charge-offs | $432,000 | 1,193 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 634 |
| Net operating income | $789,000 | 1,720 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,322,000 | 2,264 |
| Total interest expense | $872,000 | 4,718 |
| Net interest income | $11,450,000 | 1,918 |
| Provision for loan and lease losses | $1,953,000 | 1,598 |
| Total noninterest income | $5,429,000 | 971 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $407,000 | 2,991 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $5,022,000 | 698 |
| Total noninterest expense | $8,474,000 | 2,247 |
| Salaries and employee benefits | $3,720,000 | 2,580 |
| Premises and equipment expense | $1,154,000 | 2,132 |
| Additional noninterest expense | $3,600,000 | 1,871 |
| Pre-tax net operating income | $6,452,000 | 929 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $2,428,000 | 680 |
| Income before extraordinary items | $4,024,000 | 1,252 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,024,000 | 1,252 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,024,000 | 1,252 |
| Net charge-offs | $983,000 | 2,376 |
| Cash dividends | $327,000 | 2,924 |
| Sale, conversion, retirement of capital stock, net | $180,000 | 543 |
| Net operating income | $4,024,000 | 1,177 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,825,000 | 2,393 |
| Total interest expense | $631,000 | 4,916 |
| Net interest income | $8,194,000 | 2,013 |
| Provision for loan and lease losses | $1,200,000 | 1,748 |
| Total noninterest income | $4,251,000 | 948 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $270,000 | 3,234 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,981,000 | 680 |
| Total noninterest expense | $5,637,000 | 2,507 |
| Salaries and employee benefits | $2,630,000 | 2,736 |
| Premises and equipment expense | $775,000 | 2,370 |
| Additional noninterest expense | $2,232,000 | 2,227 |
| Pre-tax net operating income | $5,608,000 | 829 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $2,067,000 | 606 |
| Income before extraordinary items | $3,541,000 | 1,079 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,541,000 | 1,079 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,541,000 | 1,079 |
| Net charge-offs | $720,000 | 2,262 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 484 |
| Net operating income | $3,541,000 | 1,029 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,424,000 | 2,613 |
| Total interest expense | $390,000 | 5,199 |
| Net interest income | $5,034,000 | 2,175 |
| Provision for loan and lease losses | $500,000 | 2,302 |
| Total noninterest income | $343,000 | 3,858 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $145,000 | 3,655 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $198,000 | 3,499 |
| Total noninterest expense | $3,255,000 | 2,874 |
| Salaries and employee benefits | $1,660,000 | 2,886 |
| Premises and equipment expense | $455,000 | 2,645 |
| Additional noninterest expense | $1,140,000 | 2,852 |
| Pre-tax net operating income | $1,622,000 | 1,759 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $562,000 | 1,219 |
| Income before extraordinary items | $1,060,000 | 2,179 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,060,000 | 2,179 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,060,000 | 2,179 |
| Net charge-offs | $273,000 | 2,800 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 381 |
| Net operating income | $1,060,000 | 2,101 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,753,000 | 2,594 |
| Total interest expense | $209,000 | 5,146 |
| Net interest income | $2,544,000 | 2,138 |
| Provision for loan and lease losses | $260,000 | 2,135 |
| Total noninterest income | $321,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $69,000 | 3,722 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $252,000 | 2,137 |
| Total noninterest expense | $1,653,000 | 2,843 |
| Salaries and employee benefits | $848,000 | 2,852 |
| Premises and equipment expense | $229,000 | 2,675 |
| Additional noninterest expense | $576,000 | 2,807 |
| Pre-tax net operating income | $952,000 | 1,517 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $344,000 | 997 |
| Income before extraordinary items | $608,000 | 1,900 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $608,000 | 1,898 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $608,000 | 1,900 |
| Net charge-offs | $197,000 | 2,136 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 559 |
| Net operating income | $608,000 | 1,851 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,763,000 | 2,536 |
| Total interest expense | $1,403,000 | 4,433 |
| Net interest income | $10,360,000 | 2,112 |
| Provision for loan and lease losses | $1,457,000 | 2,505 |
| Total noninterest income | $1,192,000 | 2,927 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $311,000 | 3,562 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $881,000 | 2,365 |
| Total noninterest expense | $6,396,000 | 2,946 |
| Salaries and employee benefits | $3,261,000 | 2,902 |
| Premises and equipment expense | $927,000 | 2,644 |
| Additional noninterest expense | $2,208,000 | 2,973 |
| Pre-tax net operating income | $3,699,000 | 1,355 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,399,000 | 948 |
| Income before extraordinary items | $2,300,000 | 1,790 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,300,000 | 1,791 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,300,000 | 1,792 |
| Net charge-offs | $1,253,000 | 2,387 |
| Cash dividends | $290,000 | 2,959 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 820 |
| Net operating income | $2,300,000 | 1,711 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,824,000 | 2,606 |
| Total interest expense | $1,135,000 | 4,383 |
| Net interest income | $7,689,000 | 2,155 |
| Provision for loan and lease losses | $1,126,000 | 2,349 |
| Total noninterest income | $886,000 | 2,963 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $230,000 | 3,668 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $656,000 | 2,363 |
| Total noninterest expense | $4,712,000 | 2,987 |
| Salaries and employee benefits | $2,420,000 | 2,942 |
| Premises and equipment expense | $698,000 | 2,662 |
| Additional noninterest expense | $1,594,000 | 3,043 |
| Pre-tax net operating income | $2,737,000 | 1,430 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,104,000 | 937 |
| Income before extraordinary items | $1,633,000 | 2,008 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,633,000 | 2,009 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,633,000 | 2,010 |
| Net charge-offs | $728,000 | 2,595 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 775 |
| Net operating income | $1,633,000 | 1,903 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,850,000 | 2,653 |
| Total interest expense | $840,000 | 4,228 |
| Net interest income | $5,010,000 | 2,212 |
| Provision for loan and lease losses | $795,000 | 2,195 |
| Total noninterest income | $562,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $149,000 | 3,706 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $413,000 | 2,375 |
| Total noninterest expense | $3,084,000 | 3,040 |
| Salaries and employee benefits | $1,586,000 | 2,990 |
| Premises and equipment expense | $457,000 | 2,719 |
| Additional noninterest expense | $1,041,000 | 3,087 |
| Pre-tax net operating income | $1,693,000 | 1,531 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $702,000 | 931 |
| Income before extraordinary items | $991,000 | 2,141 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $991,000 | 2,139 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $991,000 | 2,143 |
| Net charge-offs | $492,000 | 2,460 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 718 |
| Net operating income | $991,000 | 2,063 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,908,000 | 2,726 |
| Total interest expense | $416,000 | 4,371 |
| Net interest income | $2,492,000 | 2,245 |
| Provision for loan and lease losses | $431,000 | 1,990 |
| Total noninterest income | $293,000 | 2,903 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $71,000 | 3,802 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $222,000 | 2,244 |
| Total noninterest expense | $1,558,000 | 3,050 |
| Salaries and employee benefits | $800,000 | 3,019 |
| Premises and equipment expense | $225,000 | 2,825 |
| Additional noninterest expense | $533,000 | 2,998 |
| Pre-tax net operating income | $796,000 | 1,627 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $325,000 | 984 |
| Income before extraordinary items | $471,000 | 2,244 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $471,000 | 2,243 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $471,000 | 2,244 |
| Net charge-offs | $389,000 | 1,801 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 652 |
| Net operating income | $471,000 | 2,154 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,058,000 | 3,489 |
| Total interest expense | $1,576,000 | 5,054 |
| Net interest income | $7,482,000 | 2,891 |
| Provision for loan and lease losses | $431,000 | 4,768 |
| Total noninterest income | $1,094,000 | 3,169 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $296,000 | 3,891 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $798,000 | 2,458 |
| Total noninterest expense | $6,050,000 | 3,152 |
| Salaries and employee benefits | $2,954,000 | 3,221 |
| Premises and equipment expense | $688,000 | 3,508 |
| Additional noninterest expense | $2,408,000 | 2,831 |
| Pre-tax net operating income | $2,095,000 | 1,843 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $772,000 | 1,168 |
| Income before extraordinary items | $1,323,000 | 2,322 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,323,000 | 2,318 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,323,000 | 2,320 |
| Net charge-offs | $784,000 | 3,203 |
| Cash dividends | $254,000 | 3,399 |
| Sale, conversion, retirement of capital stock, net | $8,715,000 | 110 |
| Net operating income | $1,323,000 | 2,281 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,023,000 | 3,853 |
| Total interest expense | $1,188,000 | 5,178 |
| Net interest income | $4,835,000 | 3,263 |
| Provision for loan and lease losses | $150,000 | 5,500 |
| Total noninterest income | $661,000 | 3,654 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $207,000 | 4,068 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $454,000 | 2,977 |
| Total noninterest expense | $4,150,000 | 3,407 |
| Salaries and employee benefits | $2,014,000 | 3,521 |
| Premises and equipment expense | $432,000 | 4,037 |
| Additional noninterest expense | $1,704,000 | 2,963 |
| Pre-tax net operating income | $1,196,000 | 2,448 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $429,000 | 1,558 |
| Income before extraordinary items | $767,000 | 2,942 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $767,000 | 2,940 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $767,000 | 2,943 |
| Net charge-offs | $636,000 | 2,739 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $8,679,000 | 90 |
| Net operating income | $767,000 | 2,875 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,895,000 | 3,979 |
| Total interest expense | $824,000 | 5,211 |
| Net interest income | $3,071,000 | 3,392 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $416,000 | 3,769 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $131,000 | 4,139 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $285,000 | 3,090 |
| Total noninterest expense | $2,502,000 | 3,718 |
| Salaries and employee benefits | $1,343,000 | 3,569 |
| Premises and equipment expense | $281,000 | 4,127 |
| Additional noninterest expense | $878,000 | 3,618 |
| Pre-tax net operating income | $985,000 | 2,138 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $362,000 | 1,362 |
| Income before extraordinary items | $623,000 | 2,708 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $623,000 | 2,705 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $623,000 | 2,707 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 807 |
| Net operating income | $623,000 | 2,622 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 4,016 |
| Total interest expense | $437,000 | 5,164 |
| Net interest income | $1,510,000 | 3,428 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $205,000 | 3,759 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $67,000 | 4,058 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $138,000 | 3,102 |
| Total noninterest expense | $1,246,000 | 3,667 |
| Salaries and employee benefits | $717,000 | 3,394 |
| Premises and equipment expense | $139,000 | 4,200 |
| Additional noninterest expense | $390,000 | 3,650 |
| Pre-tax net operating income | $469,000 | 2,493 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $170,000 | 1,610 |
| Income before extraordinary items | $299,000 | 3,146 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $299,000 | 3,146 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $299,000 | 3,146 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 685 |
| Net operating income | $299,000 | 2,987 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,223,000 | 4,065 |
| Total interest expense | $1,959,000 | 5,358 |
| Net interest income | $6,264,000 | 3,355 |
| Provision for loan and lease losses | $820,000 | 3,005 |
| Total noninterest income | $751,000 | 3,987 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $273,000 | 4,180 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $478,000 | 3,250 |
| Total noninterest expense | $4,638,000 | 3,788 |
| Salaries and employee benefits | $2,525,000 | 3,752 |
| Premises and equipment expense | $533,000 | 4,290 |
| Additional noninterest expense | $1,580,000 | 3,490 |
| Pre-tax net operating income | $1,557,000 | 2,952 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $554,000 | 1,743 |
| Income before extraordinary items | $1,003,000 | 3,286 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,003,000 | 3,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,961 |
| Cash dividends | $196,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 1,008 |
| Net operating income | $1,003,000 | 3,435 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,158,000 | 4,140 |
| Total interest expense | $1,474,000 | 5,470 |
| Net interest income | $4,684,000 | 3,378 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $549,000 | 4,132 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $200,000 | 4,259 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $349,000 | 3,416 |
| Total noninterest expense | $3,496,000 | 3,763 |
| Salaries and employee benefits | $1,907,000 | 3,755 |
| Premises and equipment expense | $423,000 | 4,129 |
| Additional noninterest expense | $1,166,000 | 3,460 |
| Pre-tax net operating income | $1,737,000 | 2,543 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $589,000 | 1,702 |
| Income before extraordinary items | $1,148,000 | 2,833 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,148,000 | 2,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,039 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 969 |
| Net operating income | $1,148,000 | 2,975 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,080,000 | 4,187 |
| Total interest expense | $964,000 | 5,672 |
| Net interest income | $3,116,000 | 3,393 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $354,000 | 4,260 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $131,000 | 4,305 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $223,000 | 3,557 |
| Total noninterest expense | $2,319,000 | 3,801 |
| Salaries and employee benefits | $1,273,000 | 3,791 |
| Premises and equipment expense | $264,000 | 4,360 |
| Additional noninterest expense | $782,000 | 3,420 |
| Pre-tax net operating income | $1,151,000 | 2,671 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $382,000 | 1,920 |
| Income before extraordinary items | $769,000 | 3,129 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $769,000 | 3,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,173 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 936 |
| Net operating income | $769,000 | 3,068 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 4,215 |
| Total interest expense | $494,000 | 5,795 |
| Net interest income | $1,578,000 | 3,367 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $183,000 | 4,179 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $69,000 | 4,175 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $114,000 | 3,537 |
| Total noninterest expense | $1,183,000 | 3,744 |
| Salaries and employee benefits | $667,000 | 3,674 |
| Premises and equipment expense | $122,000 | 4,581 |
| Additional noninterest expense | $394,000 | 3,356 |
| Pre-tax net operating income | $578,000 | 2,791 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $189,000 | 2,045 |
| Income before extraordinary items | $389,000 | 3,250 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $389,000 | 3,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,854 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 822 |
| Net operating income | $389,000 | 3,173 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,524,000 | 4,195 |
| Total interest expense | $2,255,000 | 5,552 |
| Net interest income | $6,269,000 | 3,392 |
| Provision for loan and lease losses | $60,000 | 5,449 |
| Total noninterest income | $568,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $252,000 | 4,441 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $316,000 | 4,139 |
| Total noninterest expense | $4,475,000 | 3,773 |
| Salaries and employee benefits | $2,589,000 | 3,624 |
| Premises and equipment expense | $503,000 | 4,341 |
| Additional noninterest expense | $1,383,000 | 3,652 |
| Pre-tax net operating income | $2,302,000 | 3,006 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $742,000 | 2,233 |
| Income before extraordinary items | $1,560,000 | 3,354 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,560,000 | 3,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,313 |
| Cash dividends | $167,000 | 5,045 |
| Sale, conversion, retirement of capital stock, net | $319,000 | 630 |
| Net operating income | $1,560,000 | 3,344 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,476,000 | 4,175 |
| Total interest expense | $1,712,000 | 5,522 |
| Net interest income | $4,764,000 | 3,366 |
| Provision for loan and lease losses | $60,000 | 4,834 |
| Total noninterest income | $415,000 | 4,823 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $182,000 | 4,535 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $233,000 | 4,205 |
| Total noninterest expense | $3,287,000 | 3,821 |
| Salaries and employee benefits | $1,935,000 | 3,621 |
| Premises and equipment expense | $380,000 | 4,313 |
| Additional noninterest expense | $972,000 | 3,791 |
| Pre-tax net operating income | $1,832,000 | 3,021 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $602,000 | 2,282 |
| Income before extraordinary items | $1,230,000 | 3,405 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,230,000 | 3,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,581 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 665 |
| Net operating income | $1,230,000 | 3,390 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,371,000 | 4,157 |
| Total interest expense | $1,143,000 | 5,514 |
| Net interest income | $3,228,000 | 3,341 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $298,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $115,000 | 4,656 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $183,000 | 3,949 |
| Total noninterest expense | $2,173,000 | 3,874 |
| Salaries and employee benefits | $1,279,000 | 3,685 |
| Premises and equipment expense | $252,000 | 4,358 |
| Additional noninterest expense | $642,000 | 3,806 |
| Pre-tax net operating income | $1,293,000 | 2,957 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $434,000 | 2,266 |
| Income before extraordinary items | $859,000 | 3,359 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $859,000 | 3,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,722 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 654 |
| Net operating income | $859,000 | 3,339 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,152,000 | 4,180 |
| Total interest expense | $575,000 | 5,490 |
| Net interest income | $1,577,000 | 3,406 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $158,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $56,000 | 4,665 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $102,000 | 3,735 |
| Total noninterest expense | $1,111,000 | 3,800 |
| Salaries and employee benefits | $662,000 | 3,611 |
| Premises and equipment expense | $129,000 | 4,299 |
| Additional noninterest expense | $320,000 | 3,780 |
| Pre-tax net operating income | $594,000 | 3,143 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $199,000 | 2,409 |
| Income before extraordinary items | $395,000 | 3,533 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $395,000 | 3,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,349 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $395,000 | 3,507 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,410,000 | 4,066 |
| Total interest expense | $1,824,000 | 5,654 |
| Net interest income | $6,586,000 | 3,282 |
| Provision for loan and lease losses | $180,000 | 3,697 |
| Total noninterest income | $597,000 | 4,743 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $251,000 | 4,487 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $346,000 | 4,017 |
| Total noninterest expense | $3,966,000 | 4,027 |
| Salaries and employee benefits | $2,288,000 | 3,866 |
| Premises and equipment expense | $409,000 | 4,852 |
| Additional noninterest expense | $1,269,000 | 3,776 |
| Pre-tax net operating income | $3,037,000 | 2,753 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,055,000 | 2,116 |
| Income before extraordinary items | $1,982,000 | 3,121 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,982,000 | 3,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,166 |
| Cash dividends | $134,000 | 5,273 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 945 |
| Net operating income | $1,982,000 | 3,110 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,312,000 | 4,035 |
| Total interest expense | $1,271,000 | 5,775 |
| Net interest income | $5,041,000 | 3,242 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $471,000 | 4,646 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $195,000 | 4,446 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $276,000 | 3,890 |
| Total noninterest expense | $2,864,000 | 4,114 |
| Salaries and employee benefits | $1,628,000 | 4,006 |
| Premises and equipment expense | $289,000 | 5,069 |
| Additional noninterest expense | $947,000 | 3,774 |
| Pre-tax net operating income | $2,513,000 | 2,634 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $885,000 | 2,046 |
| Income before extraordinary items | $1,628,000 | 3,017 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,628,000 | 3,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 761 |
| Net operating income | $1,628,000 | 3,008 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,149,000 | 4,027 |
| Total interest expense | $751,000 | 5,973 |
| Net interest income | $3,398,000 | 3,216 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $318,000 | 4,583 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $126,000 | 4,497 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $192,000 | 3,832 |
| Total noninterest expense | $1,866,000 | 4,198 |
| Salaries and employee benefits | $1,053,000 | 4,112 |
| Premises and equipment expense | $188,000 | 5,122 |
| Additional noninterest expense | $625,000 | 3,792 |
| Pre-tax net operating income | $1,760,000 | 2,556 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $624,000 | 1,997 |
| Income before extraordinary items | $1,136,000 | 2,910 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,136,000 | 2,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 674 |
| Net operating income | $1,136,000 | 2,898 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,966,000 | 4,135 |
| Total interest expense | $320,000 | 6,252 |
| Net interest income | $1,646,000 | 3,289 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $168,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $68,000 | 4,286 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $100,000 | 3,699 |
| Total noninterest expense | $938,000 | 4,187 |
| Salaries and employee benefits | $527,000 | 4,139 |
| Premises and equipment expense | $90,000 | 5,271 |
| Additional noninterest expense | $321,000 | 3,687 |
| Pre-tax net operating income | $831,000 | 2,628 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $296,000 | 2,045 |
| Income before extraordinary items | $535,000 | 3,007 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $535,000 | 3,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 442 |
| Net operating income | $535,000 | 2,986 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,655,000 | 4,299 |
| Total interest expense | $806,000 | 6,765 |
| Net interest income | $5,849,000 | 3,499 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $541,000 | 5,057 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $234,000 | 4,719 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $307,000 | 4,284 |
| Total noninterest expense | $3,340,000 | 4,454 |
| Salaries and employee benefits | $1,810,000 | 4,458 |
| Premises and equipment expense | $368,000 | 5,124 |
| Additional noninterest expense | $1,162,000 | 3,946 |
| Pre-tax net operating income | $2,870,000 | 2,861 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,040,000 | 2,211 |
| Income before extraordinary items | $1,830,000 | 3,315 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,830,000 | 3,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,449 |
| Cash dividends | $133,000 | 5,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,830,000 | 3,279 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,851,000 | 4,348 |
| Total interest expense | $539,000 | 6,925 |
| Net interest income | $4,312,000 | 3,534 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $410,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $168,000 | 4,837 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $242,000 | 4,188 |
| Total noninterest expense | $2,429,000 | 4,516 |
| Salaries and employee benefits | $1,296,000 | 4,589 |
| Premises and equipment expense | $275,000 | 5,115 |
| Additional noninterest expense | $858,000 | 3,966 |
| Pre-tax net operating income | $2,158,000 | 2,887 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $793,000 | 2,215 |
| Income before extraordinary items | $1,365,000 | 3,366 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,365,000 | 3,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 1,642 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,365,000 | 3,326 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,172,000 | 4,331 |
| Total interest expense | $326,000 | 7,036 |
| Net interest income | $2,846,000 | 3,555 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $270,000 | 5,037 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $110,000 | 4,838 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $160,000 | 4,177 |
| Total noninterest expense | $1,625,000 | 4,489 |
| Salaries and employee benefits | $851,000 | 4,613 |
| Premises and equipment expense | $189,000 | 5,007 |
| Additional noninterest expense | $585,000 | 3,883 |
| Pre-tax net operating income | $1,401,000 | 2,902 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $508,000 | 2,259 |
| Income before extraordinary items | $893,000 | 3,381 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $893,000 | 3,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 1,263 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $893,000 | 3,324 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 4,405 |
| Total interest expense | $151,000 | 7,148 |
| Net interest income | $1,385,000 | 3,640 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $150,000 | 4,711 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $58,000 | 4,666 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $92,000 | 3,905 |
| Total noninterest expense | $851,000 | 4,349 |
| Salaries and employee benefits | $443,000 | 4,496 |
| Premises and equipment expense | $103,000 | 4,762 |
| Additional noninterest expense | $305,000 | 3,751 |
| Pre-tax net operating income | $639,000 | 3,079 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $224,000 | 2,421 |
| Income before extraordinary items | $415,000 | 3,530 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $415,000 | 3,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $415,000 | 3,492 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,141,000 | 4,752 |
| Total interest expense | $652,000 | 6,758 |
| Net interest income | $4,489,000 | 4,129 |
| Provision for loan and lease losses | $110,000 | 4,839 |
| Total noninterest income | $622,000 | 4,728 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $213,000 | 5,098 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $409,000 | 3,670 |
| Total noninterest expense | $3,086,000 | 4,574 |
| Salaries and employee benefits | $1,651,000 | 4,626 |
| Premises and equipment expense | $395,000 | 4,806 |
| Additional noninterest expense | $1,040,000 | 4,202 |
| Pre-tax net operating income | $1,915,000 | 3,597 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $668,000 | 2,843 |
| Income before extraordinary items | $1,247,000 | 4,108 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,247,000 | 4,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,527 |
| Cash dividends | $106,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,247,000 | 4,043 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,708,000 | 4,863 |
| Total interest expense | $492,000 | 6,741 |
| Net interest income | $3,216,000 | 4,264 |
| Provision for loan and lease losses | $50,000 | 5,368 |
| Total noninterest income | $442,000 | 4,887 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $154,000 | 5,204 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $288,000 | 3,807 |
| Total noninterest expense | $2,239,000 | 4,647 |
| Salaries and employee benefits | $1,191,000 | 4,708 |
| Premises and equipment expense | $296,000 | 4,794 |
| Additional noninterest expense | $752,000 | 4,277 |
| Pre-tax net operating income | $1,369,000 | 3,817 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $474,000 | 2,996 |
| Income before extraordinary items | $895,000 | 4,287 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $895,000 | 4,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,489 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $895,000 | 4,213 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,400,000 | 4,988 |
| Total interest expense | $322,000 | 6,807 |
| Net interest income | $2,078,000 | 4,359 |
| Provision for loan and lease losses | $20,000 | 5,844 |
| Total noninterest income | $287,000 | 4,927 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $103,000 | 5,203 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $184,000 | 3,917 |
| Total noninterest expense | $1,488,000 | 4,693 |
| Salaries and employee benefits | $776,000 | 4,815 |
| Premises and equipment expense | $205,000 | 4,686 |
| Additional noninterest expense | $507,000 | 4,272 |
| Pre-tax net operating income | $857,000 | 3,931 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $298,000 | 3,096 |
| Income before extraordinary items | $559,000 | 4,431 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $559,000 | 4,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,320 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $559,000 | 4,348 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,173,000 | 5,079 |
| Total interest expense | $154,000 | 6,981 |
| Net interest income | $1,019,000 | 4,414 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $132,000 | 5,090 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $52,000 | 5,121 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $80,000 | 4,184 |
| Total noninterest expense | $734,000 | 4,757 |
| Salaries and employee benefits | $381,000 | 4,905 |
| Premises and equipment expense | $99,000 | 4,820 |
| Additional noninterest expense | $254,000 | 4,267 |
| Pre-tax net operating income | $417,000 | 3,983 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $138,000 | 3,239 |
| Income before extraordinary items | $279,000 | 4,462 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $279,000 | 4,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,435 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $279,000 | 4,335 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,541,000 | 5,204 |
| Total interest expense | $758,000 | 6,848 |
| Net interest income | $3,783,000 | 4,548 |
| Provision for loan and lease losses | $306,000 | 3,115 |
| Total noninterest income | $589,000 | 5,017 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $222,000 | 5,034 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $367,000 | 4,128 |
| Total noninterest expense | $2,755,000 | 4,882 |
| Salaries and employee benefits | $1,416,000 | 5,047 |
| Premises and equipment expense | $397,000 | 4,752 |
| Additional noninterest expense | $942,000 | 4,464 |
| Pre-tax net operating income | $1,311,000 | 4,464 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $483,000 | 3,433 |
| Income before extraordinary items | $828,000 | 5,156 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $828,000 | 5,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,873 |
| Cash dividends | $80,000 | 5,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $828,000 | 4,991 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 5,246 |
| Total interest expense | $602,000 | 6,845 |
| Net interest income | $2,830,000 | 4,567 |
| Provision for loan and lease losses | $246,000 | 2,885 |
| Total noninterest income | $413,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $158,000 | 5,187 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $255,000 | 4,344 |
| Total noninterest expense | $2,022,000 | 4,941 |
| Salaries and employee benefits | $1,033,000 | 5,136 |
| Premises and equipment expense | $293,000 | 4,793 |
| Additional noninterest expense | $696,000 | 4,486 |
| Pre-tax net operating income | $975,000 | 4,613 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $371,000 | 3,537 |
| Income before extraordinary items | $604,000 | 5,376 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $604,000 | 5,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,060 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $604,000 | 5,193 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 5,318 |
| Total interest expense | $434,000 | 6,776 |
| Net interest income | $1,829,000 | 4,659 |
| Provision for loan and lease losses | $131,000 | 3,324 |
| Total noninterest income | $283,000 | 5,142 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $97,000 | 5,350 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $186,000 | 4,163 |
| Total noninterest expense | $1,349,000 | 4,937 |
| Salaries and employee benefits | $679,000 | 5,195 |
| Premises and equipment expense | $196,000 | 4,760 |
| Additional noninterest expense | $474,000 | 4,417 |
| Pre-tax net operating income | $632,000 | 4,686 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $249,000 | 3,558 |
| Income before extraordinary items | $383,000 | 5,523 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $383,000 | 5,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,290 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $383,000 | 5,310 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,106,000 | 5,420 |
| Total interest expense | $222,000 | 6,798 |
| Net interest income | $884,000 | 4,762 |
| Provision for loan and lease losses | $55,000 | 3,535 |
| Total noninterest income | $129,000 | 5,276 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $39,000 | 5,725 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $90,000 | 4,120 |
| Total noninterest expense | $673,000 | 4,931 |
| Salaries and employee benefits | $335,000 | 5,248 |
| Premises and equipment expense | $99,000 | 4,734 |
| Additional noninterest expense | $239,000 | 4,360 |
| Pre-tax net operating income | $285,000 | 4,922 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $114,000 | 3,720 |
| Income before extraordinary items | $171,000 | 5,710 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $171,000 | 5,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,840 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $171,000 | 5,515 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,079,000 | 5,843 |
| Total interest expense | $898,000 | 7,207 |
| Net interest income | $3,181,000 | 5,101 |
| Provision for loan and lease losses | $142,000 | 5,042 |
| Total noninterest income | $533,000 | 5,040 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $231,000 | 4,890 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $302,000 | 4,241 |
| Total noninterest expense | $2,675,000 | 4,852 |
| Salaries and employee benefits | $1,283,000 | 5,238 |
| Premises and equipment expense | $420,000 | 4,476 |
| Additional noninterest expense | $972,000 | 4,273 |
| Pre-tax net operating income | $897,000 | 5,496 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $339,000 | 4,228 |
| Income before extraordinary items | $558,000 | 6,150 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $558,000 | 6,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,834 |
| Cash dividends | $53,000 | 5,934 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 707 |
| Net operating income | $558,000 | 5,995 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,937,000 | 6,405 |
| Total interest expense | $1,224,000 | 7,572 |
| Net interest income | $2,713,000 | 5,432 |
| Provision for loan and lease losses | $100,000 | 5,578 |
| Total noninterest income | $300,000 | 6,428 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $159,000 | 5,683 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $141,000 | 5,661 |
| Total noninterest expense | $2,361,000 | 5,155 |
| Salaries and employee benefits | $1,114,000 | 5,601 |
| Premises and equipment expense | $395,000 | 4,640 |
| Additional noninterest expense | $852,000 | 4,592 |
| Pre-tax net operating income | $552,000 | 6,354 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $105,000 | 5,949 |
| Income before extraordinary items | $447,000 | 6,321 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $447,000 | 6,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $53,000 | 6,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $447,000 | 6,203 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,552,000 | 6,869 |
| Total interest expense | $1,144,000 | 7,922 |
| Net interest income | $2,408,000 | 5,947 |
| Provision for loan and lease losses | $173,000 | 4,114 |
| Total noninterest income | $199,000 | 7,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,272 |
| Total noninterest expense | $1,909,000 | 5,847 |
| Salaries and employee benefits | $849,000 | 6,503 |
| Premises and equipment expense | $331,000 | 5,126 |
| Additional noninterest expense | $729,000 | 5,042 |
| Pre-tax net operating income | $525,000 | 6,879 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $525,000 | 6,190 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $525,000 | 6,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,965 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $1,919,000 | 375 |
| Net operating income | $525,000 | 6,201 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 8,225 |
| Total interest expense | $882,000 | 8,492 |
| Net interest income | $1,341,000 | 7,892 |
| Provision for loan and lease losses | $158,000 | 4,148 |
| Total noninterest income | $97,000 | 8,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 7,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,510 |
| Total noninterest expense | $1,471,000 | 6,850 |
| Salaries and employee benefits | $627,000 | 7,606 |
| Premises and equipment expense | $280,000 | 5,681 |
| Additional noninterest expense | $562,000 | 6,072 |
| Pre-tax net operating income | $-191,000 | 9,621 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-191,000 | 9,668 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-191,000 | 9,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-191,000 | 9,646 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $894,000 | 9,952 |
| Total interest expense | $364,000 | 9,954 |
| Net interest income | $530,000 | 9,864 |
| Provision for loan and lease losses | $61,000 | 6,101 |
| Total noninterest income | $40,000 | 9,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 8,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,931 |
| Total noninterest expense | $849,000 | 8,603 |
| Salaries and employee benefits | $397,000 | 8,991 |
| Premises and equipment expense | $138,000 | 7,911 |
| Additional noninterest expense | $314,000 | 7,993 |
| Pre-tax net operating income | $-340,000 | 10,102 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-340,000 | 10,153 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-340,000 | 10,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-340,000 | 10,126 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $69,000 | 10,891 |
| Total interest expense | $9,000 | 10,873 |
| Net interest income | $60,000 | 10,882 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,000 | 10,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,828 |
| Total noninterest expense | $303,000 | 10,698 |
| Salaries and employee benefits | $144,000 | 10,734 |
| Premises and equipment expense | $32,000 | 10,586 |
| Additional noninterest expense | $127,000 | 10,259 |
| Pre-tax net operating income | $-242,000 | 10,594 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-242,000 | 10,637 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-242,000 | 10,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $4,280,000 | 239 |
| Net operating income | $-242,000 | 10,612 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.