The First State Bank and Trust Company of Manchester, Kentucky, Assets and Liabilities

1995-12-31Rank
# of Employees:276,461
Assets and Liabilities
Total Assets:$82,170,0005,244
Cash and due from depository institutions$3,931,0006,461
Interest-bearing balances$18,0006,219
Securities$1,140,00011,603
Federal funds sold & reverse repurchase agreements$21,865,000678
Net loans & leases$48,917,0005,060
Loan loss allowance$518,0005,899
Trading account assets$0261
Bank premises and fixed assets$885,0006,474
Other real estate owned$46,0006,461
Goodwill and other intangibles$4,651,000537
All other assets$735,0007,663
Life insurance assets$01
Total liabilities and capital$82,170,0005,244
Total liabilities$71,080,0005,405
Total deposits$68,969,0005,330
Interest-bearing deposits$57,984,0005,436
Deposits held in domestic offices$68,969,0005,320
% insured0.00%1
Federal funds purchased & repurchase agreements$1,209,0002,563
Trading liabilities$0110
Other borrowed funds$380,0003,639
Subordinated debt$0337
All other liabilities$522,0006,046
Total equity capital$11,090,0003,930
Total bank equity capital$11,090,0003,930
Perpetual preferred stock$0288
Common stock$1,000,0003,492
Surplus$9,643,0001,645
Undivided profits$447,00010,427
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$211,0006,550
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$682,0003,478
Earning assets$71,940,0005,454
Long-term assets (5+ years)$5,985,0005,347
Average Assets, year-to-date$79,423,4005,203
Average Assets, quarterly$81,902,0005,209
Volatile liabilities$14,943,0003,349
Insider loans$3,254,0001,331
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$3,637,0005,826
Tier 1 (core) risk-based capital$6,425,0006,098
Tier 2 risk-based capital$518,0005,123
Total risk weighted assets$52,664,8004,827
Total unused commitments$3,637,0005,838
Derivatives$0628
1994-12-31Rank
# of Employees:365,348
Assets and Liabilities
Total Assets:$76,748,0005,511
Cash and due from depository institutions$2,327,0005,348
Interest-bearing balances$13,0006,607
Securities$25,341,0004,930
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$46,778,0005,152
Loan loss allowance$470,0006,456
Trading account assets$0286
Bank premises and fixed assets$959,0006,241
Other real estate owned$12,0005,348
Goodwill and other intangibles$03,133
All other assets$1,331,0005,425
Life insurance assets$01
Total liabilities and capital$76,748,0005,511
Total liabilities$71,210,0005,402
Total deposits$65,720,0005,517
Interest-bearing deposits$55,785,0005,580
Deposits held in domestic offices$65,720,0005,510
% insured0.00%1
Federal funds purchased & repurchase agreements$3,191,0002,220
Trading liabilities$087
Other borrowed funds$1,907,0002,599
Subordinated debt$0372
All other liabilities$392,0006,170
Total equity capital$5,538,0006,652
Total bank equity capital$5,538,0006,652
Perpetual preferred stock$0310
Common stock$1,000,0003,640
Surplus$3,000,0004,101
Undivided profits$1,538,0007,954
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$429,0004,687
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$641,0003,213
Earning assets$72,132,0005,391
Long-term assets (5+ years)$4,313,0006,415
Average Assets, year-to-date$74,524,2005,519
Average Assets, quarterly$75,417,0005,552
Volatile liabilities$15,386,0003,122
Insider loans$3,779,0001,101
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$3,054,0006,311
Tier 1 (core) risk-based capital$5,991,0006,378
Tier 2 risk-based capital$470,0005,552
Total risk weighted assets$51,200,2004,839
Total unused commitments$3,054,0006,322
Derivatives$0687
1993-12-31Rank
# of Employees:375,435
Assets and Liabilities
Total Assets:$74,868,0005,733
Cash and due from depository institutions$2,352,0005,435
Interest-bearing balances$10,0007,430
Securities$23,135,0005,527
Federal funds sold & reverse repurchase agreements$3,975,0003,476
Net loans & leases$43,422,0005,367
Loan loss allowance$486,0006,504
Trading account assets$0330
Bank premises and fixed assets$813,0006,945
Other real estate owned$54,0005,435
Goodwill and other intangibles$03,091
All other assets$1,117,0005,608
Life insurance assets$01
Total liabilities and capital$74,868,0005,733
Total liabilities$68,551,0005,696
Total deposits$66,120,0005,674
Interest-bearing deposits$54,457,0005,910
Deposits held in domestic offices$66,120,0005,664
% insured0.00%1
Federal funds purchased & repurchase agreements$566,0003,167
Trading liabilities$01
Other borrowed funds$1,413,0002,435
Subordinated debt$0413
All other liabilities$452,0005,753
Total equity capital$6,317,0006,119
Total bank equity capital$6,317,0006,119
Perpetual preferred stock$0343
Common stock$1,000,0003,765
Surplus$3,000,0004,062
Undivided profits$2,317,0007,037
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$32,00010,985
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$503,0003,685
Earning assets$70,542,0005,612
Long-term assets (5+ years)$2,167,0008,592
Average Assets, year-to-date$72,769,8005,739
Average Assets, quarterly$73,665,5005,767
Volatile liabilities$12,719,0003,418
Insider loans$4,543,000902
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$1,533,0008,210
Tier 1 (core) risk-based capital$6,194,0006,140
Tier 2 risk-based capital$486,0005,404
Total risk weighted assets$48,974,6004,989
Total unused commitments$1,533,0008,234
Derivatives$0714
1992-12-31Rank
# of Employees:355,798
Assets and Liabilities
Total Assets:$73,382,0005,903
Cash and due from depository institutions$3,311,0005,798
Interest-bearing balances$08,059
Securities$19,364,0006,237
Federal funds sold & reverse repurchase agreements$6,750,0002,458
Net loans & leases$41,541,0005,574
Loan loss allowance$426,0007,207
Trading account assets$0344
Bank premises and fixed assets$788,0007,181
Other real estate owned$295,0005,798
Goodwill and other intangibles$03,106
All other assets$1,333,0005,056
Life insurance assets$01
Total liabilities and capital$73,382,0005,903
Total liabilities$67,474,0005,844
Total deposits$65,308,0005,841
Interest-bearing deposits$55,548,0005,933
Deposits held in domestic offices$65,308,0005,831
% insured0.00%1
Federal funds purchased & repurchase agreements$250,0003,348
Trading liabilities$01
Other borrowed funds$1,520,0002,180
Subordinated debt$0482
All other liabilities$396,0006,860
Total equity capital$5,908,0006,240
Total bank equity capital$5,908,0006,240
Perpetual preferred stock$0346
Common stock$1,000,0003,936
Surplus$3,000,0003,950
Undivided profits$1,908,0007,578
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$199,0008,376
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$576,0003,516
Earning assets$67,655,0005,847
Long-term assets (5+ years)$2,070,0008,875
Average Assets, year-to-date$72,065,8005,852
Average Assets, quarterly$72,181,0005,935
Volatile liabilities$12,284,0003,513
Insider loans$20,0008,339
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$2,752,0006,360
Tier 1 (core) risk-based capital$5,908,0006,157
Tier 2 risk-based capital$426,0005,965
Total risk weighted assets$48,047,9005,097
Total unused commitments$2,752,0006,389
Derivatives$0651