Home > The First State Bank and Trust Company of Manchester, Kentucky > Assets and Liabilities
The First State Bank and Trust Company of Manchester, Kentucky, Assets and Liabilities
1995-12-31 | Rank | |
# of Employees: | 27 | 6,461 |
Assets and Liabilities | ||
Total Assets: | $82,170,000 | 5,244 |
Cash and due from depository institutions | $3,931,000 | 6,461 |
Interest-bearing balances | $18,000 | 6,219 |
Securities | $1,140,000 | 11,603 |
Federal funds sold & reverse repurchase agreements | $21,865,000 | 678 |
Net loans & leases | $48,917,000 | 5,060 |
Loan loss allowance | $518,000 | 5,899 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $885,000 | 6,474 |
Other real estate owned | $46,000 | 6,461 |
Goodwill and other intangibles | $4,651,000 | 537 |
All other assets | $735,000 | 7,663 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $82,170,000 | 5,244 |
Total liabilities | $71,080,000 | 5,405 |
Total deposits | $68,969,000 | 5,330 |
Interest-bearing deposits | $57,984,000 | 5,436 |
Deposits held in domestic offices | $68,969,000 | 5,320 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,209,000 | 2,563 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $380,000 | 3,639 |
Subordinated debt | $0 | 337 |
All other liabilities | $522,000 | 6,046 |
Total equity capital | $11,090,000 | 3,930 |
Total bank equity capital | $11,090,000 | 3,930 |
Perpetual preferred stock | $0 | 288 |
Common stock | $1,000,000 | 3,492 |
Surplus | $9,643,000 | 1,645 |
Undivided profits | $447,000 | 10,427 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $211,000 | 6,550 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $682,000 | 3,478 |
Earning assets | $71,940,000 | 5,454 |
Long-term assets (5+ years) | $5,985,000 | 5,347 |
Average Assets, year-to-date | $79,423,400 | 5,203 |
Average Assets, quarterly | $81,902,000 | 5,209 |
Volatile liabilities | $14,943,000 | 3,349 |
Insider loans | $3,254,000 | 1,331 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $3,637,000 | 5,826 |
Tier 1 (core) risk-based capital | $6,425,000 | 6,098 |
Tier 2 risk-based capital | $518,000 | 5,123 |
Total risk weighted assets | $52,664,800 | 4,827 |
Total unused commitments | $3,637,000 | 5,838 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 36 | 5,348 |
Assets and Liabilities | ||
Total Assets: | $76,748,000 | 5,511 |
Cash and due from depository institutions | $2,327,000 | 5,348 |
Interest-bearing balances | $13,000 | 6,607 |
Securities | $25,341,000 | 4,930 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $46,778,000 | 5,152 |
Loan loss allowance | $470,000 | 6,456 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $959,000 | 6,241 |
Other real estate owned | $12,000 | 5,348 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $1,331,000 | 5,425 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $76,748,000 | 5,511 |
Total liabilities | $71,210,000 | 5,402 |
Total deposits | $65,720,000 | 5,517 |
Interest-bearing deposits | $55,785,000 | 5,580 |
Deposits held in domestic offices | $65,720,000 | 5,510 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $3,191,000 | 2,220 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $1,907,000 | 2,599 |
Subordinated debt | $0 | 372 |
All other liabilities | $392,000 | 6,170 |
Total equity capital | $5,538,000 | 6,652 |
Total bank equity capital | $5,538,000 | 6,652 |
Perpetual preferred stock | $0 | 310 |
Common stock | $1,000,000 | 3,640 |
Surplus | $3,000,000 | 4,101 |
Undivided profits | $1,538,000 | 7,954 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $429,000 | 4,687 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $641,000 | 3,213 |
Earning assets | $72,132,000 | 5,391 |
Long-term assets (5+ years) | $4,313,000 | 6,415 |
Average Assets, year-to-date | $74,524,200 | 5,519 |
Average Assets, quarterly | $75,417,000 | 5,552 |
Volatile liabilities | $15,386,000 | 3,122 |
Insider loans | $3,779,000 | 1,101 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $3,054,000 | 6,311 |
Tier 1 (core) risk-based capital | $5,991,000 | 6,378 |
Tier 2 risk-based capital | $470,000 | 5,552 |
Total risk weighted assets | $51,200,200 | 4,839 |
Total unused commitments | $3,054,000 | 6,322 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 37 | 5,435 |
Assets and Liabilities | ||
Total Assets: | $74,868,000 | 5,733 |
Cash and due from depository institutions | $2,352,000 | 5,435 |
Interest-bearing balances | $10,000 | 7,430 |
Securities | $23,135,000 | 5,527 |
Federal funds sold & reverse repurchase agreements | $3,975,000 | 3,476 |
Net loans & leases | $43,422,000 | 5,367 |
Loan loss allowance | $486,000 | 6,504 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $813,000 | 6,945 |
Other real estate owned | $54,000 | 5,435 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $1,117,000 | 5,608 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $74,868,000 | 5,733 |
Total liabilities | $68,551,000 | 5,696 |
Total deposits | $66,120,000 | 5,674 |
Interest-bearing deposits | $54,457,000 | 5,910 |
Deposits held in domestic offices | $66,120,000 | 5,664 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $566,000 | 3,167 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $1,413,000 | 2,435 |
Subordinated debt | $0 | 413 |
All other liabilities | $452,000 | 5,753 |
Total equity capital | $6,317,000 | 6,119 |
Total bank equity capital | $6,317,000 | 6,119 |
Perpetual preferred stock | $0 | 343 |
Common stock | $1,000,000 | 3,765 |
Surplus | $3,000,000 | 4,062 |
Undivided profits | $2,317,000 | 7,037 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $32,000 | 10,985 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $503,000 | 3,685 |
Earning assets | $70,542,000 | 5,612 |
Long-term assets (5+ years) | $2,167,000 | 8,592 |
Average Assets, year-to-date | $72,769,800 | 5,739 |
Average Assets, quarterly | $73,665,500 | 5,767 |
Volatile liabilities | $12,719,000 | 3,418 |
Insider loans | $4,543,000 | 902 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $1,533,000 | 8,210 |
Tier 1 (core) risk-based capital | $6,194,000 | 6,140 |
Tier 2 risk-based capital | $486,000 | 5,404 |
Total risk weighted assets | $48,974,600 | 4,989 |
Total unused commitments | $1,533,000 | 8,234 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 35 | 5,798 |
Assets and Liabilities | ||
Total Assets: | $73,382,000 | 5,903 |
Cash and due from depository institutions | $3,311,000 | 5,798 |
Interest-bearing balances | $0 | 8,059 |
Securities | $19,364,000 | 6,237 |
Federal funds sold & reverse repurchase agreements | $6,750,000 | 2,458 |
Net loans & leases | $41,541,000 | 5,574 |
Loan loss allowance | $426,000 | 7,207 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $788,000 | 7,181 |
Other real estate owned | $295,000 | 5,798 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $1,333,000 | 5,056 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $73,382,000 | 5,903 |
Total liabilities | $67,474,000 | 5,844 |
Total deposits | $65,308,000 | 5,841 |
Interest-bearing deposits | $55,548,000 | 5,933 |
Deposits held in domestic offices | $65,308,000 | 5,831 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $250,000 | 3,348 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $1,520,000 | 2,180 |
Subordinated debt | $0 | 482 |
All other liabilities | $396,000 | 6,860 |
Total equity capital | $5,908,000 | 6,240 |
Total bank equity capital | $5,908,000 | 6,240 |
Perpetual preferred stock | $0 | 346 |
Common stock | $1,000,000 | 3,936 |
Surplus | $3,000,000 | 3,950 |
Undivided profits | $1,908,000 | 7,578 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $199,000 | 8,376 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $576,000 | 3,516 |
Earning assets | $67,655,000 | 5,847 |
Long-term assets (5+ years) | $2,070,000 | 8,875 |
Average Assets, year-to-date | $72,065,800 | 5,852 |
Average Assets, quarterly | $72,181,000 | 5,935 |
Volatile liabilities | $12,284,000 | 3,513 |
Insider loans | $20,000 | 8,339 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $2,752,000 | 6,360 |
Tier 1 (core) risk-based capital | $5,908,000 | 6,157 |
Tier 2 risk-based capital | $426,000 | 5,965 |
Total risk weighted assets | $48,047,900 | 5,097 |
Total unused commitments | $2,752,000 | 6,389 |
Derivatives | $0 | 651 |