Home > The First State Bank > Income and Expense
The First State Bank, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $17,340,000 | 1,641 |
| Total interest expense | $7,803,000 | 744 |
| Net interest income | $9,537,000 | 2,287 |
| Provision for loan and lease losses | $9,955,000 | 423 |
| Total noninterest income | $929,000 | 3,244 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,682,000 | 867 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-753,000 | 7,158 |
| Total noninterest expense | $13,650,000 | 1,422 |
| Salaries and employee benefits | $5,379,000 | 1,809 |
| Premises and equipment expense | $1,441,000 | 1,719 |
| Additional noninterest expense | $6,830,000 | 1,027 |
| Pre-tax net operating income | $-13,139,000 | 7,256 |
| Securities gains (losses) | $1,474,000 | 309 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-11,665,000 | 7,228 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-11,665,000 | 7,228 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-11,665,000 | 7,228 |
| Net charge-offs | $7,985,000 | 564 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-13,139,000 | 7,244 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,462,000 | 1,604 |
| Total interest expense | $6,092,000 | 751 |
| Net interest income | $7,370,000 | 2,239 |
| Provision for loan and lease losses | $9,847,000 | 321 |
| Total noninterest income | $636,000 | 3,413 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,280,000 | 865 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-644,000 | 7,266 |
| Total noninterest expense | $10,319,000 | 1,420 |
| Salaries and employee benefits | $4,084,000 | 1,792 |
| Premises and equipment expense | $1,093,000 | 1,731 |
| Additional noninterest expense | $5,142,000 | 1,025 |
| Pre-tax net operating income | $-12,160,000 | 7,364 |
| Securities gains (losses) | $1,474,000 | 242 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-10,686,000 | 7,344 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-10,686,000 | 7,344 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-10,686,000 | 7,344 |
| Net charge-offs | $8,011,000 | 419 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-12,160,000 | 7,359 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,005,000 | 1,614 |
| Total interest expense | $4,174,000 | 768 |
| Net interest income | $4,831,000 | 2,272 |
| Provision for loan and lease losses | $215,000 | 3,434 |
| Total noninterest income | $1,463,000 | 1,504 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $854,000 | 855 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $609,000 | 1,853 |
| Total noninterest expense | $6,743,000 | 1,465 |
| Salaries and employee benefits | $2,797,000 | 1,746 |
| Premises and equipment expense | $718,000 | 1,758 |
| Additional noninterest expense | $3,228,000 | 1,101 |
| Pre-tax net operating income | $-664,000 | 6,863 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-664,000 | 6,910 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-664,000 | 6,909 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-664,000 | 6,910 |
| Net charge-offs | $4,700,000 | 492 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-664,000 | 6,895 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,446,000 | 1,642 |
| Total interest expense | $2,152,000 | 775 |
| Net interest income | $2,294,000 | 2,391 |
| Provision for loan and lease losses | $7,000 | 5,526 |
| Total noninterest income | $425,000 | 2,255 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $422,000 | 843 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $3,571,000 | 1,398 |
| Salaries and employee benefits | $1,626,000 | 1,550 |
| Premises and equipment expense | $366,000 | 1,766 |
| Additional noninterest expense | $1,579,000 | 1,130 |
| Pre-tax net operating income | $-859,000 | 7,232 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-859,000 | 7,265 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-859,000 | 7,266 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-859,000 | 7,266 |
| Net charge-offs | $2,597,000 | 457 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-859,000 | 7,256 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $19,473,000 | 1,584 |
| Total interest expense | $9,960,000 | 824 |
| Net interest income | $9,513,000 | 2,296 |
| Provision for loan and lease losses | $1,169,000 | 2,823 |
| Total noninterest income | $-658,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,817,000 | 832 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-2,475,000 | 7,577 |
| Total noninterest expense | $14,606,000 | 1,373 |
| Salaries and employee benefits | $5,244,000 | 1,857 |
| Premises and equipment expense | $1,475,000 | 1,734 |
| Additional noninterest expense | $7,887,000 | 939 |
| Pre-tax net operating income | $-6,920,000 | 7,227 |
| Securities gains (losses) | $987,000 | 497 |
| Applicable income taxes | $229,000 | 2,607 |
| Income before extraordinary items | $-6,162,000 | 7,247 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,162,000 | 7,247 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-6,162,000 | 7,247 |
| Net charge-offs | $3,669,000 | 1,291 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-7,149,000 | 7,272 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,069,000 | 1,563 |
| Total interest expense | $7,708,000 | 826 |
| Net interest income | $7,361,000 | 2,282 |
| Provision for loan and lease losses | $479,000 | 3,614 |
| Total noninterest income | $-765,000 | 7,672 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,361,000 | 863 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-2,126,000 | 7,711 |
| Total noninterest expense | $10,272,000 | 1,447 |
| Salaries and employee benefits | $3,930,000 | 1,851 |
| Premises and equipment expense | $1,126,000 | 1,734 |
| Additional noninterest expense | $5,216,000 | 1,022 |
| Pre-tax net operating income | $-4,155,000 | 7,309 |
| Securities gains (losses) | $987,000 | 413 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-3,168,000 | 7,294 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,168,000 | 7,294 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,168,000 | 7,294 |
| Net charge-offs | $1,364,000 | 1,866 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-4,155,000 | 7,349 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,397,000 | 1,536 |
| Total interest expense | $5,342,000 | 820 |
| Net interest income | $5,055,000 | 2,190 |
| Provision for loan and lease losses | $-696,000 | 7,815 |
| Total noninterest income | $-1,057,000 | 7,785 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $906,000 | 870 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-1,963,000 | 7,798 |
| Total noninterest expense | $6,514,000 | 1,517 |
| Salaries and employee benefits | $2,652,000 | 1,852 |
| Premises and equipment expense | $731,000 | 1,788 |
| Additional noninterest expense | $3,131,000 | 1,136 |
| Pre-tax net operating income | $-1,820,000 | 7,232 |
| Securities gains (losses) | $987,000 | 265 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-833,000 | 7,019 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-833,000 | 7,019 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-833,000 | 7,019 |
| Net charge-offs | $1,198,000 | 1,556 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,820,000 | 7,296 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,563,000 | 1,455 |
| Total interest expense | $2,859,000 | 802 |
| Net interest income | $2,704,000 | 2,059 |
| Provision for loan and lease losses | $-2,876,000 | 7,928 |
| Total noninterest income | $581,000 | 1,815 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $443,000 | 879 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $138,000 | 2,988 |
| Total noninterest expense | $3,329,000 | 1,513 |
| Salaries and employee benefits | $1,339,000 | 1,873 |
| Premises and equipment expense | $375,000 | 1,813 |
| Additional noninterest expense | $1,615,000 | 1,084 |
| Pre-tax net operating income | $2,832,000 | 481 |
| Securities gains (losses) | $813,000 | 156 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $3,645,000 | 295 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,645,000 | 298 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $3,645,000 | 297 |
| Net charge-offs | $-3,287,000 | 7,933 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,832,000 | 375 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $21,345,000 | 1,603 |
| Total interest expense | $14,753,000 | 791 |
| Net interest income | $6,592,000 | 3,198 |
| Provision for loan and lease losses | $39,168,000 | 306 |
| Total noninterest income | $-677,000 | 7,901 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,602,000 | 1,087 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-2,279,000 | 7,958 |
| Total noninterest expense | $14,956,000 | 1,368 |
| Salaries and employee benefits | $6,654,000 | 1,504 |
| Premises and equipment expense | $1,741,000 | 1,547 |
| Additional noninterest expense | $6,561,000 | 1,177 |
| Pre-tax net operating income | $-48,209,000 | 7,860 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-11,075,000 | 7,874 |
| Income before extraordinary items | $-37,134,000 | 7,841 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-37,134,000 | 7,841 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-37,134,000 | 7,841 |
| Net charge-offs | $43,574,000 | 219 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-37,134,000 | 7,845 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $16,338,000 | 1,594 |
| Total interest expense | $11,395,000 | 808 |
| Net interest income | $4,943,000 | 3,221 |
| Provision for loan and lease losses | $14,319,000 | 479 |
| Total noninterest income | $-62,000 | 7,895 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,116,000 | 1,157 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-1,178,000 | 8,029 |
| Total noninterest expense | $10,280,000 | 1,498 |
| Salaries and employee benefits | $5,111,000 | 1,488 |
| Premises and equipment expense | $1,318,000 | 1,553 |
| Additional noninterest expense | $3,851,000 | 1,408 |
| Pre-tax net operating income | $-19,718,000 | 7,870 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-19,718,000 | 7,893 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-19,718,000 | 7,892 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-19,718,000 | 7,893 |
| Net charge-offs | $17,479,000 | 342 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-19,718,000 | 7,894 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,543,000 | 1,683 |
| Total interest expense | $7,655,000 | 847 |
| Net interest income | $2,888,000 | 3,563 |
| Provision for loan and lease losses | $13,940,000 | 373 |
| Total noninterest income | $-876,000 | 8,131 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $659,000 | 1,291 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-1,535,000 | 8,147 |
| Total noninterest expense | $6,760,000 | 1,537 |
| Salaries and employee benefits | $3,442,000 | 1,505 |
| Premises and equipment expense | $853,000 | 1,634 |
| Additional noninterest expense | $2,465,000 | 1,501 |
| Pre-tax net operating income | $-18,688,000 | 8,017 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-18,688,000 | 8,031 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-18,688,000 | 8,031 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-18,688,000 | 8,031 |
| Net charge-offs | $16,500,000 | 268 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-18,688,000 | 8,028 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,597,000 | 1,373 |
| Total interest expense | $3,851,000 | 878 |
| Net interest income | $2,746,000 | 1,993 |
| Provision for loan and lease losses | $1,600,000 | 869 |
| Total noninterest income | $56,000 | 6,213 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $308,000 | 1,340 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-252,000 | 8,167 |
| Total noninterest expense | $3,565,000 | 1,394 |
| Salaries and employee benefits | $1,739,000 | 1,509 |
| Premises and equipment expense | $473,000 | 1,505 |
| Additional noninterest expense | $1,353,000 | 1,216 |
| Pre-tax net operating income | $-2,363,000 | 7,877 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-2,363,000 | 7,928 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,363,000 | 7,928 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,363,000 | 7,929 |
| Net charge-offs | $1,334,000 | 801 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,363,000 | 7,933 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $35,785,000 | 1,061 |
| Total interest expense | $19,628,000 | 802 |
| Net interest income | $16,157,000 | 1,377 |
| Provision for loan and lease losses | $24,286,000 | 322 |
| Total noninterest income | $-464,000 | 8,230 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,362,000 | 1,325 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-1,826,000 | 8,271 |
| Total noninterest expense | $12,274,000 | 1,599 |
| Salaries and employee benefits | $7,340,000 | 1,391 |
| Premises and equipment expense | $1,929,000 | 1,436 |
| Additional noninterest expense | $3,005,000 | 2,007 |
| Pre-tax net operating income | $-20,867,000 | 8,104 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-6,552,000 | 8,146 |
| Income before extraordinary items | $-14,315,000 | 8,059 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-14,315,000 | 8,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,213,000 | 319 |
| Cash dividends | $2,137,000 | 1,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-14,315,000 | 8,081 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $28,704,000 | 1,014 |
| Total interest expense | $15,449,000 | 791 |
| Net interest income | $13,255,000 | 1,267 |
| Provision for loan and lease losses | $8,286,000 | 461 |
| Total noninterest income | $574,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,021,000 | 1,334 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-447,000 | 8,333 |
| Total noninterest expense | $9,160,000 | 1,593 |
| Salaries and employee benefits | $5,715,000 | 1,362 |
| Premises and equipment expense | $1,454,000 | 1,435 |
| Additional noninterest expense | $1,991,000 | 2,173 |
| Pre-tax net operating income | $-3,617,000 | 8,062 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-1,674,000 | 8,152 |
| Income before extraordinary items | $-1,943,000 | 7,850 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,943,000 | 7,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $591,000 | 1,779 |
| Cash dividends | $2,137,000 | 957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,943,000 | 7,929 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $19,970,000 | 975 |
| Total interest expense | $10,891,000 | 782 |
| Net interest income | $9,079,000 | 1,229 |
| Provision for loan and lease losses | $2,636,000 | 660 |
| Total noninterest income | $492,000 | 3,542 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $676,000 | 1,313 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-184,000 | 8,396 |
| Total noninterest expense | $6,133,000 | 1,584 |
| Salaries and employee benefits | $3,907,000 | 1,328 |
| Premises and equipment expense | $963,000 | 1,449 |
| Additional noninterest expense | $1,263,000 | 2,245 |
| Pre-tax net operating income | $802,000 | 3,425 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $142,000 | 3,088 |
| Income before extraordinary items | $660,000 | 3,431 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $660,000 | 3,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,388 |
| Cash dividends | $1,710,000 | 889 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $660,000 | 3,384 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,262,000 | 897 |
| Total interest expense | $5,927,000 | 778 |
| Net interest income | $5,335,000 | 1,008 |
| Provision for loan and lease losses | $1,110,000 | 584 |
| Total noninterest income | $709,000 | 1,731 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $337,000 | 1,299 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $372,000 | 1,708 |
| Total noninterest expense | $3,195,000 | 1,502 |
| Salaries and employee benefits | $1,973,000 | 1,318 |
| Premises and equipment expense | $480,000 | 1,448 |
| Additional noninterest expense | $742,000 | 1,900 |
| Pre-tax net operating income | $1,739,000 | 1,095 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $643,000 | 833 |
| Income before extraordinary items | $1,096,000 | 1,379 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,096,000 | 1,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,479 |
| Cash dividends | $855,000 | 867 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,096,000 | 1,337 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $52,356,000 | 798 |
| Total interest expense | $26,307,000 | 743 |
| Net interest income | $26,049,000 | 838 |
| Provision for loan and lease losses | $2,959,000 | 635 |
| Total noninterest income | $3,013,000 | 1,636 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,354,000 | 1,316 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,659,000 | 1,561 |
| Total noninterest expense | $12,513,000 | 1,475 |
| Salaries and employee benefits | $8,153,000 | 1,222 |
| Premises and equipment expense | $1,877,000 | 1,420 |
| Additional noninterest expense | $2,483,000 | 2,190 |
| Pre-tax net operating income | $13,590,000 | 637 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,853,000 | 559 |
| Income before extraordinary items | $8,737,000 | 752 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,737,000 | 750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $532,000 | 1,618 |
| Cash dividends | $4,256,000 | 862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $8,737,000 | 742 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $39,968,000 | 784 |
| Total interest expense | $19,497,000 | 751 |
| Net interest income | $20,471,000 | 807 |
| Provision for loan and lease losses | $1,434,000 | 671 |
| Total noninterest income | $2,326,000 | 1,607 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,004,000 | 1,309 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,322,000 | 1,502 |
| Total noninterest expense | $9,144,000 | 1,493 |
| Salaries and employee benefits | $6,045,000 | 1,235 |
| Premises and equipment expense | $1,419,000 | 1,395 |
| Additional noninterest expense | $1,680,000 | 2,362 |
| Pre-tax net operating income | $12,219,000 | 585 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $4,524,000 | 504 |
| Income before extraordinary items | $7,695,000 | 679 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $7,695,000 | 677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 1,779 |
| Cash dividends | $2,578,000 | 989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $7,695,000 | 665 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $26,962,000 | 776 |
| Total interest expense | $12,706,000 | 776 |
| Net interest income | $14,256,000 | 792 |
| Provision for loan and lease losses | $176,000 | 2,383 |
| Total noninterest income | $1,567,000 | 1,619 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $676,000 | 1,306 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $891,000 | 1,511 |
| Total noninterest expense | $6,038,000 | 1,520 |
| Salaries and employee benefits | $3,991,000 | 1,277 |
| Premises and equipment expense | $912,000 | 1,462 |
| Additional noninterest expense | $1,135,000 | 2,342 |
| Pre-tax net operating income | $9,609,000 | 545 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,581,000 | 484 |
| Income before extraordinary items | $6,028,000 | 618 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,028,000 | 617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 1,867 |
| Cash dividends | $1,718,000 | 1,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $6,028,000 | 608 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $13,176,000 | 784 |
| Total interest expense | $6,081,000 | 797 |
| Net interest income | $7,095,000 | 792 |
| Provision for loan and lease losses | $13,000 | 4,876 |
| Total noninterest income | $781,000 | 1,605 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $337,000 | 1,275 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $444,000 | 1,485 |
| Total noninterest expense | $2,934,000 | 1,563 |
| Salaries and employee benefits | $1,960,000 | 1,313 |
| Premises and equipment expense | $436,000 | 1,538 |
| Additional noninterest expense | $538,000 | 2,454 |
| Pre-tax net operating income | $4,929,000 | 526 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,874,000 | 467 |
| Income before extraordinary items | $3,055,000 | 600 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,055,000 | 600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $859,000 | 925 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,055,000 | 589 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $49,453,000 | 776 |
| Total interest expense | $20,498,000 | 819 |
| Net interest income | $28,955,000 | 762 |
| Provision for loan and lease losses | $477,000 | 1,988 |
| Total noninterest income | $3,282,000 | 1,493 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,492,000 | 1,191 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,790,000 | 1,470 |
| Total noninterest expense | $11,681,000 | 1,534 |
| Salaries and employee benefits | $7,789,000 | 1,245 |
| Premises and equipment expense | $1,693,000 | 1,525 |
| Additional noninterest expense | $2,199,000 | 2,360 |
| Pre-tax net operating income | $20,079,000 | 539 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $7,632,000 | 468 |
| Income before extraordinary items | $12,447,000 | 609 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $12,447,000 | 608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,071 |
| Cash dividends | $4,434,000 | 794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $12,447,000 | 603 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $36,020,000 | 799 |
| Total interest expense | $14,466,000 | 853 |
| Net interest income | $21,554,000 | 790 |
| Provision for loan and lease losses | $507,000 | 1,373 |
| Total noninterest income | $2,530,000 | 1,480 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,133,000 | 1,183 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,397,000 | 1,436 |
| Total noninterest expense | $8,571,000 | 1,567 |
| Salaries and employee benefits | $5,753,000 | 1,284 |
| Premises and equipment expense | $1,274,000 | 1,530 |
| Additional noninterest expense | $1,544,000 | 2,481 |
| Pre-tax net operating income | $15,006,000 | 564 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $5,590,000 | 497 |
| Income before extraordinary items | $9,416,000 | 633 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $9,416,000 | 632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 1,738 |
| Cash dividends | $2,145,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $9,416,000 | 622 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $23,176,000 | 811 |
| Total interest expense | $9,034,000 | 856 |
| Net interest income | $14,142,000 | 802 |
| Provision for loan and lease losses | $396,000 | 1,184 |
| Total noninterest income | $1,743,000 | 1,442 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $768,000 | 1,153 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $975,000 | 1,375 |
| Total noninterest expense | $5,656,000 | 1,589 |
| Salaries and employee benefits | $3,831,000 | 1,301 |
| Premises and equipment expense | $816,000 | 1,590 |
| Additional noninterest expense | $1,009,000 | 2,544 |
| Pre-tax net operating income | $9,833,000 | 572 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,625,000 | 509 |
| Income before extraordinary items | $6,208,000 | 643 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,208,000 | 641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 1,328 |
| Cash dividends | $1,430,000 | 1,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $6,208,000 | 630 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $11,217,000 | 814 |
| Total interest expense | $4,312,000 | 858 |
| Net interest income | $6,905,000 | 816 |
| Provision for loan and lease losses | $146,000 | 1,524 |
| Total noninterest income | $865,000 | 1,417 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $385,000 | 1,121 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $480,000 | 1,379 |
| Total noninterest expense | $2,765,000 | 1,630 |
| Salaries and employee benefits | $1,879,000 | 1,320 |
| Premises and equipment expense | $389,000 | 1,656 |
| Additional noninterest expense | $497,000 | 2,549 |
| Pre-tax net operating income | $4,859,000 | 564 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,771,000 | 506 |
| Income before extraordinary items | $3,088,000 | 642 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,088,000 | 641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,390 |
| Cash dividends | $715,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,088,000 | 627 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $37,766,000 | 861 |
| Total interest expense | $13,859,000 | 820 |
| Net interest income | $23,907,000 | 897 |
| Provision for loan and lease losses | $546,000 | 1,770 |
| Total noninterest income | $3,970,000 | 1,284 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,908,000 | 901 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,062,000 | 1,332 |
| Total noninterest expense | $11,279,000 | 1,526 |
| Salaries and employee benefits | $7,504,000 | 1,229 |
| Premises and equipment expense | $1,639,000 | 1,488 |
| Additional noninterest expense | $2,136,000 | 2,343 |
| Pre-tax net operating income | $16,052,000 | 632 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $5,711,000 | 583 |
| Income before extraordinary items | $10,341,000 | 700 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $10,341,000 | 701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,989 |
| Cash dividends | $3,505,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $10,341,000 | 686 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $27,387,000 | 871 |
| Total interest expense | $9,908,000 | 810 |
| Net interest income | $17,479,000 | 913 |
| Provision for loan and lease losses | $476,000 | 1,463 |
| Total noninterest income | $3,047,000 | 1,271 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,458,000 | 893 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,589,000 | 1,302 |
| Total noninterest expense | $8,369,000 | 1,528 |
| Salaries and employee benefits | $5,538,000 | 1,243 |
| Premises and equipment expense | $1,221,000 | 1,486 |
| Additional noninterest expense | $1,610,000 | 2,289 |
| Pre-tax net operating income | $11,681,000 | 649 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $4,338,000 | 582 |
| Income before extraordinary items | $7,343,000 | 735 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,343,000 | 736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,476 |
| Cash dividends | $1,931,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $7,343,000 | 716 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $17,480,000 | 892 |
| Total interest expense | $6,221,000 | 800 |
| Net interest income | $11,259,000 | 926 |
| Provision for loan and lease losses | $321,000 | 1,430 |
| Total noninterest income | $1,995,000 | 1,267 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $987,000 | 866 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,008,000 | 1,336 |
| Total noninterest expense | $5,525,000 | 1,534 |
| Salaries and employee benefits | $3,629,000 | 1,262 |
| Premises and equipment expense | $806,000 | 1,493 |
| Additional noninterest expense | $1,090,000 | 2,246 |
| Pre-tax net operating income | $7,408,000 | 662 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,760,000 | 594 |
| Income before extraordinary items | $4,648,000 | 759 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,648,000 | 760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,519 |
| Cash dividends | $1,287,000 | 1,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,648,000 | 743 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,421,000 | 905 |
| Total interest expense | $2,952,000 | 816 |
| Net interest income | $5,469,000 | 949 |
| Provision for loan and lease losses | $161,000 | 1,324 |
| Total noninterest income | $985,000 | 1,261 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $508,000 | 805 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $477,000 | 1,368 |
| Total noninterest expense | $2,762,000 | 1,532 |
| Salaries and employee benefits | $1,784,000 | 1,294 |
| Premises and equipment expense | $395,000 | 1,539 |
| Additional noninterest expense | $583,000 | 2,102 |
| Pre-tax net operating income | $3,531,000 | 696 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,316,000 | 625 |
| Income before extraordinary items | $2,215,000 | 791 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,215,000 | 792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $644,000 | 978 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,215,000 | 771 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $29,989,000 | 939 |
| Total interest expense | $10,021,000 | 815 |
| Net interest income | $19,968,000 | 994 |
| Provision for loan and lease losses | $443,000 | 2,174 |
| Total noninterest income | $4,344,000 | 1,197 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,281,000 | 766 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,063,000 | 1,283 |
| Total noninterest expense | $10,799,000 | 1,511 |
| Salaries and employee benefits | $7,135,000 | 1,230 |
| Premises and equipment expense | $1,531,000 | 1,518 |
| Additional noninterest expense | $2,133,000 | 2,278 |
| Pre-tax net operating income | $13,070,000 | 695 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $4,641,000 | 635 |
| Income before extraordinary items | $8,431,000 | 785 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,431,000 | 785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,234 |
| Cash dividends | $2,935,000 | 994 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $8,429,720 | 760 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $22,009,000 | 948 |
| Total interest expense | $7,337,000 | 815 |
| Net interest income | $14,672,000 | 1,009 |
| Provision for loan and lease losses | $398,000 | 1,790 |
| Total noninterest income | $3,285,000 | 1,217 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,719,000 | 775 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,566,000 | 1,289 |
| Total noninterest expense | $8,041,000 | 1,511 |
| Salaries and employee benefits | $5,320,000 | 1,232 |
| Premises and equipment expense | $1,139,000 | 1,524 |
| Additional noninterest expense | $1,582,000 | 2,276 |
| Pre-tax net operating income | $9,518,000 | 715 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $3,358,000 | 668 |
| Income before extraordinary items | $6,162,000 | 815 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,162,000 | 816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,251 |
| Cash dividends | $1,933,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,160,700 | 780 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $14,488,000 | 945 |
| Total interest expense | $4,799,000 | 812 |
| Net interest income | $9,689,000 | 1,006 |
| Provision for loan and lease losses | $295,000 | 1,617 |
| Total noninterest income | $2,211,000 | 1,188 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,128,000 | 772 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,083,000 | 1,252 |
| Total noninterest expense | $5,368,000 | 1,511 |
| Salaries and employee benefits | $3,558,000 | 1,225 |
| Premises and equipment expense | $735,000 | 1,574 |
| Additional noninterest expense | $1,075,000 | 2,247 |
| Pre-tax net operating income | $6,237,000 | 722 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $2,248,000 | 658 |
| Income before extraordinary items | $3,991,000 | 819 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,991,000 | 819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,713 |
| Cash dividends | $1,289,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,989,720 | 786 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,242,000 | 953 |
| Total interest expense | $2,374,000 | 844 |
| Net interest income | $4,868,000 | 1,006 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $1,068,000 | 1,200 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $570,000 | 748 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $498,000 | 1,301 |
| Total noninterest expense | $2,611,000 | 1,556 |
| Salaries and employee benefits | $1,747,000 | 1,267 |
| Premises and equipment expense | $345,000 | 1,693 |
| Additional noninterest expense | $519,000 | 2,282 |
| Pre-tax net operating income | $3,175,000 | 706 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,090,000 | 685 |
| Income before extraordinary items | $2,085,000 | 798 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,085,000 | 797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $644,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,085,000 | 752 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $27,238,000 | 1,033 |
| Total interest expense | $9,435,000 | 951 |
| Net interest income | $17,803,000 | 1,084 |
| Provision for loan and lease losses | $472,000 | 2,285 |
| Total noninterest income | $4,290,000 | 1,276 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,350,000 | 723 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,940,000 | 1,503 |
| Total noninterest expense | $9,904,000 | 1,628 |
| Salaries and employee benefits | $6,513,000 | 1,322 |
| Premises and equipment expense | $1,430,000 | 1,596 |
| Additional noninterest expense | $1,961,000 | 2,461 |
| Pre-tax net operating income | $11,717,000 | 746 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $4,153,000 | 718 |
| Income before extraordinary items | $7,564,000 | 859 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,564,000 | 861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,737 |
| Cash dividends | $3,687,000 | 838 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,564,000 | 795 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $20,138,000 | 1,070 |
| Total interest expense | $7,144,000 | 979 |
| Net interest income | $12,994,000 | 1,132 |
| Provision for loan and lease losses | $401,000 | 2,016 |
| Total noninterest income | $2,943,000 | 1,382 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,738,000 | 740 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,205,000 | 1,799 |
| Total noninterest expense | $7,268,000 | 1,671 |
| Salaries and employee benefits | $4,757,000 | 1,372 |
| Premises and equipment expense | $1,077,000 | 1,592 |
| Additional noninterest expense | $1,434,000 | 2,496 |
| Pre-tax net operating income | $8,268,000 | 819 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $3,000,000 | 768 |
| Income before extraordinary items | $5,268,000 | 954 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,268,000 | 954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,212 |
| Cash dividends | $1,743,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,268,000 | 890 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $13,494,000 | 1,080 |
| Total interest expense | $4,787,000 | 1,006 |
| Net interest income | $8,707,000 | 1,124 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $1,615,000 | 1,620 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,128,000 | 757 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $487,000 | 2,476 |
| Total noninterest expense | $4,582,000 | 1,741 |
| Salaries and employee benefits | $2,963,000 | 1,452 |
| Premises and equipment expense | $717,000 | 1,600 |
| Additional noninterest expense | $902,000 | 2,610 |
| Pre-tax net operating income | $5,440,000 | 824 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,975,000 | 775 |
| Income before extraordinary items | $3,465,000 | 967 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,465,000 | 967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,336 |
| Cash dividends | $1,170,000 | 1,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,465,000 | 897 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,635,000 | 1,107 |
| Total interest expense | $2,397,000 | 1,025 |
| Net interest income | $4,238,000 | 1,158 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $816,000 | 1,556 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $594,000 | 699 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $222,000 | 2,540 |
| Total noninterest expense | $2,267,000 | 1,745 |
| Salaries and employee benefits | $1,457,000 | 1,469 |
| Premises and equipment expense | $363,000 | 1,591 |
| Additional noninterest expense | $447,000 | 2,578 |
| Pre-tax net operating income | $2,637,000 | 851 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $940,000 | 842 |
| Income before extraordinary items | $1,697,000 | 986 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,697,000 | 984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,613 |
| Cash dividends | $573,000 | 1,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,697,000 | 914 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $28,510,000 | 1,082 |
| Total interest expense | $10,988,000 | 1,015 |
| Net interest income | $17,522,000 | 1,095 |
| Provision for loan and lease losses | $540,000 | 2,260 |
| Total noninterest income | $2,980,000 | 1,569 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,145,000 | 755 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $835,000 | 2,443 |
| Total noninterest expense | $8,865,000 | 1,711 |
| Salaries and employee benefits | $5,778,000 | 1,412 |
| Premises and equipment expense | $1,352,000 | 1,626 |
| Additional noninterest expense | $1,735,000 | 2,623 |
| Pre-tax net operating income | $11,097,000 | 782 |
| Securities gains (losses) | $80,000 | 1,959 |
| Applicable income taxes | $3,853,000 | 750 |
| Income before extraordinary items | $7,324,000 | 855 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $7,324,000 | 853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,350 |
| Cash dividends | $2,894,000 | 956 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,271,200 | 830 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $34,352,000 | 991 |
| Total interest expense | $16,515,000 | 969 |
| Net interest income | $17,837,000 | 1,020 |
| Provision for loan and lease losses | $550,000 | 2,033 |
| Total noninterest income | $2,958,000 | 1,491 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,245,000 | 661 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $713,000 | 2,550 |
| Total noninterest expense | $8,407,000 | 1,730 |
| Salaries and employee benefits | $5,520,000 | 1,362 |
| Premises and equipment expense | $1,282,000 | 1,684 |
| Additional noninterest expense | $1,605,000 | 2,708 |
| Pre-tax net operating income | $11,838,000 | 660 |
| Securities gains (losses) | $-45,000 | 9,437 |
| Applicable income taxes | $3,965,000 | 652 |
| Income before extraordinary items | $7,828,000 | 722 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,828,000 | 723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,976 |
| Cash dividends | $3,007,000 | 912 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $7,857,700 | 688 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $33,827,000 | 1,046 |
| Total interest expense | $17,171,000 | 1,032 |
| Net interest income | $16,656,000 | 1,056 |
| Provision for loan and lease losses | $490,000 | 1,910 |
| Total noninterest income | $2,790,000 | 1,442 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,124,000 | 629 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $666,000 | 2,461 |
| Total noninterest expense | $8,169,000 | 1,700 |
| Salaries and employee benefits | $5,299,000 | 1,341 |
| Premises and equipment expense | $1,286,000 | 1,614 |
| Additional noninterest expense | $1,584,000 | 2,674 |
| Pre-tax net operating income | $10,787,000 | 736 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,542,000 | 719 |
| Income before extraordinary items | $7,245,000 | 747 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $7,245,000 | 747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,481 |
| Cash dividends | $3,262,000 | 890 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $7,245,000 | 747 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $28,316,000 | 1,152 |
| Total interest expense | $14,264,000 | 1,065 |
| Net interest income | $14,052,000 | 1,250 |
| Provision for loan and lease losses | $352,000 | 2,341 |
| Total noninterest income | $2,612,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,949,000 | 679 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $663,000 | 2,461 |
| Total noninterest expense | $7,640,000 | 1,807 |
| Salaries and employee benefits | $4,872,000 | 1,415 |
| Premises and equipment expense | $1,275,000 | 1,604 |
| Additional noninterest expense | $1,493,000 | 2,878 |
| Pre-tax net operating income | $8,672,000 | 930 |
| Securities gains (losses) | $108,000 | 709 |
| Applicable income taxes | $2,712,000 | 957 |
| Income before extraordinary items | $6,068,000 | 925 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,068,000 | 925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,853 |
| Cash dividends | $1,626,000 | 1,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,993,480 | 920 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $25,977,000 | 1,245 |
| Total interest expense | $13,746,000 | 1,124 |
| Net interest income | $12,231,000 | 1,378 |
| Provision for loan and lease losses | $341,000 | 2,356 |
| Total noninterest income | $2,377,000 | 1,607 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,750,000 | 701 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $627,000 | 2,568 |
| Total noninterest expense | $6,759,000 | 1,930 |
| Salaries and employee benefits | $4,395,000 | 1,493 |
| Premises and equipment expense | $1,046,000 | 1,895 |
| Additional noninterest expense | $1,318,000 | 3,098 |
| Pre-tax net operating income | $7,508,000 | 1,022 |
| Securities gains (losses) | $80,000 | 1,427 |
| Applicable income taxes | $2,248,000 | 1,117 |
| Income before extraordinary items | $5,340,000 | 1,010 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,340,000 | 1,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,807 |
| Cash dividends | $1,884,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,284,000 | 983 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $22,780,000 | 1,440 |
| Total interest expense | $11,684,000 | 1,351 |
| Net interest income | $11,096,000 | 1,552 |
| Provision for loan and lease losses | $341,000 | 2,363 |
| Total noninterest income | $2,234,000 | 1,621 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,669,000 | 763 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $565,000 | 2,601 |
| Total noninterest expense | $5,961,000 | 2,145 |
| Salaries and employee benefits | $3,932,000 | 1,672 |
| Premises and equipment expense | $895,000 | 2,189 |
| Additional noninterest expense | $1,134,000 | 3,512 |
| Pre-tax net operating income | $7,028,000 | 1,139 |
| Securities gains (losses) | $8,000 | 2,485 |
| Applicable income taxes | $2,224,000 | 1,208 |
| Income before extraordinary items | $4,812,000 | 1,157 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,812,000 | 1,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,018 |
| Cash dividends | $1,721,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,806,560 | 1,130 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,289,000 | 1,852 |
| Total interest expense | $8,800,000 | 1,787 |
| Net interest income | $9,489,000 | 1,878 |
| Provision for loan and lease losses | $350,000 | 2,313 |
| Total noninterest income | $2,075,000 | 1,786 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,585,000 | 837 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $490,000 | 2,966 |
| Total noninterest expense | $5,484,000 | 2,502 |
| Salaries and employee benefits | $3,609,000 | 1,830 |
| Premises and equipment expense | $850,000 | 2,319 |
| Additional noninterest expense | $1,025,000 | 4,317 |
| Pre-tax net operating income | $5,730,000 | 1,253 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $1,720,000 | 1,412 |
| Income before extraordinary items | $4,013,000 | 1,251 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,013,000 | 1,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,632 |
| Cash dividends | $1,377,000 | 1,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,010,900 | 1,223 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,522,000 | 2,177 |
| Total interest expense | $7,154,000 | 2,166 |
| Net interest income | $8,368,000 | 2,142 |
| Provision for loan and lease losses | $200,000 | 2,992 |
| Total noninterest income | $1,821,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,436,000 | 928 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $385,000 | 3,384 |
| Total noninterest expense | $5,172,000 | 2,621 |
| Salaries and employee benefits | $3,232,000 | 2,054 |
| Premises and equipment expense | $767,000 | 2,592 |
| Additional noninterest expense | $1,173,000 | 3,810 |
| Pre-tax net operating income | $4,817,000 | 1,550 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $1,482,000 | 1,660 |
| Income before extraordinary items | $3,331,000 | 1,529 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,331,000 | 1,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $1,178,000 | 1,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,333,760 | 1,511 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,491,000 | 2,427 |
| Total interest expense | $5,241,000 | 2,354 |
| Net interest income | $7,250,000 | 2,491 |
| Provision for loan and lease losses | $128,000 | 3,919 |
| Total noninterest income | $1,515,000 | 2,274 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,206,000 | 1,105 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $309,000 | 4,007 |
| Total noninterest expense | $4,593,000 | 3,000 |
| Salaries and employee benefits | $2,810,000 | 2,380 |
| Premises and equipment expense | $572,000 | 3,413 |
| Additional noninterest expense | $1,211,000 | 4,026 |
| Pre-tax net operating income | $4,044,000 | 1,757 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $1,226,000 | 1,847 |
| Income before extraordinary items | $2,817,000 | 1,747 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,817,000 | 1,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $860,000 | 2,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,817,700 | 1,741 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,239,000 | 2,759 |
| Total interest expense | $4,599,000 | 2,804 |
| Net interest income | $6,640,000 | 2,717 |
| Provision for loan and lease losses | $215,000 | 3,749 |
| Total noninterest income | $1,343,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,095,000 | 1,227 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $248,000 | 5,030 |
| Total noninterest expense | $4,217,000 | 3,323 |
| Salaries and employee benefits | $2,530,000 | 2,609 |
| Premises and equipment expense | $434,000 | 4,393 |
| Additional noninterest expense | $1,253,000 | 4,041 |
| Pre-tax net operating income | $3,551,000 | 1,919 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $1,117,000 | 2,046 |
| Income before extraordinary items | $2,435,000 | 2,053 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,435,000 | 2,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,512 |
| Cash dividends | $1,136,000 | 1,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,434,310 | 1,923 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,990,000 | 3,191 |
| Total interest expense | $5,137,000 | 3,238 |
| Net interest income | $5,853,000 | 3,133 |
| Provision for loan and lease losses | $349,000 | 3,794 |
| Total noninterest income | $1,234,000 | 2,803 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $999,000 | 1,335 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $235,000 | 5,169 |
| Total noninterest expense | $3,834,000 | 3,634 |
| Salaries and employee benefits | $2,280,000 | 2,844 |
| Premises and equipment expense | $397,000 | 4,824 |
| Additional noninterest expense | $1,157,000 | 4,488 |
| Pre-tax net operating income | $2,904,000 | 2,141 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $880,000 | 2,373 |
| Income before extraordinary items | $2,026,000 | 2,259 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,026,000 | 2,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 3,917 |
| Cash dividends | $716,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,024,600 | 2,087 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.