Home > The First National Bank of Wellston > Income and Expense
The First National Bank of Wellston, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $988,000 | 4,594 |
| Total interest expense | $99,000 | 4,645 |
| Net interest income | $889,000 | 4,525 |
| Provision for loan and lease losses | $68,000 | 1,959 |
| Total noninterest income | $110,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $59,000 | 3,655 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $51,000 | 4,536 |
| Total noninterest expense | $784,000 | 4,468 |
| Salaries and employee benefits | $415,000 | 4,489 |
| Premises and equipment expense | $99,000 | 4,233 |
| Additional noninterest expense | $270,000 | 4,349 |
| Pre-tax net operating income | $147,000 | 4,878 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $32,000 | 3,249 |
| Income before extraordinary items | $115,000 | 4,991 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $115,000 | 4,994 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $115,000 | 4,993 |
| Net charge-offs | $52,000 | 1,843 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $115,000 | 4,951 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,124,000 | 4,548 |
| Total interest expense | $494,000 | 4,480 |
| Net interest income | $3,630,000 | 4,494 |
| Provision for loan and lease losses | $282,000 | 2,531 |
| Total noninterest income | $500,000 | 4,403 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $272,000 | 3,532 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $228,000 | 4,441 |
| Total noninterest expense | $3,403,000 | 4,324 |
| Salaries and employee benefits | $1,645,000 | 4,535 |
| Premises and equipment expense | $378,000 | 4,360 |
| Additional noninterest expense | $1,380,000 | 3,853 |
| Pre-tax net operating income | $445,000 | 5,121 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $72,000 | 3,595 |
| Income before extraordinary items | $374,000 | 5,216 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $374,000 | 5,219 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $374,000 | 5,219 |
| Net charge-offs | $174,000 | 3,171 |
| Cash dividends | $300,000 | 3,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $373,160 | 5,162 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,089,000 | 4,597 |
| Total interest expense | $386,000 | 4,484 |
| Net interest income | $2,703,000 | 4,553 |
| Provision for loan and lease losses | $233,000 | 2,367 |
| Total noninterest income | $387,000 | 4,431 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $209,000 | 3,503 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $178,000 | 4,464 |
| Total noninterest expense | $2,520,000 | 4,374 |
| Salaries and employee benefits | $1,220,000 | 4,580 |
| Premises and equipment expense | $287,000 | 4,348 |
| Additional noninterest expense | $1,013,000 | 3,915 |
| Pre-tax net operating income | $337,000 | 5,212 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $61,000 | 3,611 |
| Income before extraordinary items | $276,000 | 5,360 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $276,000 | 5,361 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $276,000 | 5,362 |
| Net charge-offs | $181,000 | 2,679 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $276,000 | 5,272 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 4,617 |
| Total interest expense | $270,000 | 4,448 |
| Net interest income | $1,782,000 | 4,600 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $258,000 | 4,477 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $136,000 | 3,522 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $122,000 | 4,490 |
| Total noninterest expense | $1,699,000 | 4,370 |
| Salaries and employee benefits | $818,000 | 4,593 |
| Premises and equipment expense | $187,000 | 4,423 |
| Additional noninterest expense | $694,000 | 3,853 |
| Pre-tax net operating income | $191,000 | 5,368 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $35,000 | 3,684 |
| Income before extraordinary items | $156,000 | 5,521 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $156,000 | 5,524 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $156,000 | 5,524 |
| Net charge-offs | $142,000 | 2,422 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $156,000 | 5,408 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 4,647 |
| Total interest expense | $143,000 | 4,410 |
| Net interest income | $884,000 | 4,639 |
| Provision for loan and lease losses | $83,000 | 2,291 |
| Total noninterest income | $122,000 | 4,522 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $66,000 | 3,575 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $56,000 | 4,565 |
| Total noninterest expense | $834,000 | 4,447 |
| Salaries and employee benefits | $416,000 | 4,597 |
| Premises and equipment expense | $96,000 | 4,398 |
| Additional noninterest expense | $322,000 | 4,058 |
| Pre-tax net operating income | $89,000 | 5,420 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $16,000 | 3,717 |
| Income before extraordinary items | $73,000 | 5,570 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $73,000 | 5,572 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $73,000 | 5,572 |
| Net charge-offs | $111,000 | 1,804 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $73,000 | 5,472 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,394,000 | 4,636 |
| Total interest expense | $676,000 | 4,488 |
| Net interest income | $3,718,000 | 4,606 |
| Provision for loan and lease losses | $475,000 | 2,791 |
| Total noninterest income | $322,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $289,000 | 3,555 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $33,000 | 6,075 |
| Total noninterest expense | $3,315,000 | 4,506 |
| Salaries and employee benefits | $1,680,000 | 4,563 |
| Premises and equipment expense | $387,000 | 4,378 |
| Additional noninterest expense | $1,248,000 | 4,263 |
| Pre-tax net operating income | $250,000 | 5,557 |
| Securities gains (losses) | $105,000 | 2,233 |
| Applicable income taxes | $68,000 | 3,740 |
| Income before extraordinary items | $287,000 | 5,516 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $287,000 | 5,513 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $287,000 | 5,514 |
| Net charge-offs | $409,000 | 2,914 |
| Cash dividends | $200,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $201,950 | 5,611 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,326,000 | 4,693 |
| Total interest expense | $523,000 | 4,550 |
| Net interest income | $2,803,000 | 4,653 |
| Provision for loan and lease losses | $420,000 | 2,518 |
| Total noninterest income | $211,000 | 5,353 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $213,000 | 3,629 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-2,000 | 6,717 |
| Total noninterest expense | $2,487,000 | 4,526 |
| Salaries and employee benefits | $1,275,000 | 4,556 |
| Premises and equipment expense | $296,000 | 4,386 |
| Additional noninterest expense | $916,000 | 4,339 |
| Pre-tax net operating income | $107,000 | 5,983 |
| Securities gains (losses) | $105,000 | 1,935 |
| Applicable income taxes | $38,000 | 3,913 |
| Income before extraordinary items | $174,000 | 5,831 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $174,000 | 5,830 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $174,000 | 5,830 |
| Net charge-offs | $354,000 | 2,624 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $87,900 | 6,019 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,228,000 | 4,717 |
| Total interest expense | $364,000 | 4,554 |
| Net interest income | $1,864,000 | 4,682 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $105,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $143,000 | 3,608 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-38,000 | 6,932 |
| Total noninterest expense | $1,638,000 | 4,582 |
| Salaries and employee benefits | $860,000 | 4,558 |
| Premises and equipment expense | $198,000 | 4,392 |
| Additional noninterest expense | $580,000 | 4,475 |
| Pre-tax net operating income | $31,000 | 6,183 |
| Securities gains (losses) | $70,000 | 1,836 |
| Applicable income taxes | $15,000 | 4,095 |
| Income before extraordinary items | $86,000 | 6,026 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $86,000 | 6,026 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $86,000 | 6,026 |
| Net charge-offs | $286,000 | 2,373 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $26,500 | 6,218 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 4,626 |
| Total interest expense | $196,000 | 4,498 |
| Net interest income | $974,000 | 4,608 |
| Provision for loan and lease losses | $180,000 | 2,114 |
| Total noninterest income | $25,000 | 6,484 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $69,000 | 3,673 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-44,000 | 7,084 |
| Total noninterest expense | $855,000 | 4,508 |
| Salaries and employee benefits | $478,000 | 4,320 |
| Premises and equipment expense | $101,000 | 4,371 |
| Additional noninterest expense | $276,000 | 4,596 |
| Pre-tax net operating income | $-36,000 | 6,576 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-9,000 | 6,971 |
| Income before extraordinary items | $-27,000 | 6,652 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-27,000 | 6,652 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-27,000 | 6,652 |
| Net charge-offs | $239,000 | 1,693 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-27,000 | 6,564 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,872,000 | 4,632 |
| Total interest expense | $1,017,000 | 4,355 |
| Net interest income | $3,855,000 | 4,640 |
| Provision for loan and lease losses | $330,000 | 3,980 |
| Total noninterest income | $509,000 | 4,367 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $304,000 | 3,565 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $205,000 | 4,436 |
| Total noninterest expense | $3,603,000 | 4,416 |
| Salaries and employee benefits | $1,627,000 | 4,736 |
| Premises and equipment expense | $408,000 | 4,515 |
| Additional noninterest expense | $1,568,000 | 3,735 |
| Pre-tax net operating income | $431,000 | 4,891 |
| Securities gains (losses) | $22,000 | 3,042 |
| Applicable income taxes | $79,000 | 3,510 |
| Income before extraordinary items | $374,000 | 5,011 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $374,000 | 5,013 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $374,000 | 5,013 |
| Net charge-offs | $167,000 | 4,505 |
| Cash dividends | $420,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $355,740 | 4,947 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,715,000 | 4,645 |
| Total interest expense | $793,000 | 4,381 |
| Net interest income | $2,922,000 | 4,631 |
| Provision for loan and lease losses | $210,000 | 4,084 |
| Total noninterest income | $190,000 | 5,537 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $225,000 | 3,606 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-35,000 | 6,985 |
| Total noninterest expense | $2,583,000 | 4,527 |
| Salaries and employee benefits | $1,202,000 | 4,778 |
| Premises and equipment expense | $304,000 | 4,582 |
| Additional noninterest expense | $1,077,000 | 3,965 |
| Pre-tax net operating income | $319,000 | 5,040 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $50,000 | 3,626 |
| Income before extraordinary items | $269,000 | 5,193 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $269,000 | 5,194 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $269,000 | 5,194 |
| Net charge-offs | $87,000 | 4,567 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $269,000 | 5,074 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 4,713 |
| Total interest expense | $541,000 | 4,451 |
| Net interest income | $1,908,000 | 4,717 |
| Provision for loan and lease losses | $120,000 | 4,174 |
| Total noninterest income | $207,000 | 4,816 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $145,000 | 3,655 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $62,000 | 5,221 |
| Total noninterest expense | $1,645,000 | 4,694 |
| Salaries and employee benefits | $811,000 | 4,778 |
| Premises and equipment expense | $203,000 | 4,625 |
| Additional noninterest expense | $631,000 | 4,389 |
| Pre-tax net operating income | $350,000 | 4,407 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $78,000 | 3,053 |
| Income before extraordinary items | $272,000 | 4,593 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $272,000 | 4,591 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $272,000 | 4,593 |
| Net charge-offs | $12,000 | 5,280 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $272,000 | 4,509 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,226,000 | 4,734 |
| Total interest expense | $271,000 | 4,549 |
| Net interest income | $955,000 | 4,711 |
| Provision for loan and lease losses | $45,000 | 4,252 |
| Total noninterest income | $84,000 | 5,202 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $66,000 | 3,799 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $18,000 | 5,906 |
| Total noninterest expense | $844,000 | 4,651 |
| Salaries and employee benefits | $422,000 | 4,712 |
| Premises and equipment expense | $99,000 | 4,717 |
| Additional noninterest expense | $323,000 | 4,323 |
| Pre-tax net operating income | $150,000 | 4,641 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $25,000 | 3,306 |
| Income before extraordinary items | $125,000 | 4,715 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $125,000 | 4,713 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $125,000 | 4,715 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $125,000 | 4,653 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,356,000 | 4,625 |
| Total interest expense | $1,445,000 | 4,359 |
| Net interest income | $3,911,000 | 4,647 |
| Provision for loan and lease losses | $230,000 | 5,193 |
| Total noninterest income | $467,000 | 4,692 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $308,000 | 3,582 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $159,000 | 4,901 |
| Total noninterest expense | $3,176,000 | 4,866 |
| Salaries and employee benefits | $1,585,000 | 4,909 |
| Premises and equipment expense | $417,000 | 4,653 |
| Additional noninterest expense | $1,174,000 | 4,672 |
| Pre-tax net operating income | $972,000 | 3,425 |
| Securities gains (losses) | $58,000 | 2,558 |
| Applicable income taxes | $264,000 | 2,480 |
| Income before extraordinary items | $766,000 | 3,688 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $766,000 | 3,686 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $766,000 | 3,688 |
| Net charge-offs | $215,000 | 4,695 |
| Cash dividends | $693,000 | 1,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $723,080 | 3,671 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,050,000 | 4,690 |
| Total interest expense | $1,147,000 | 4,360 |
| Net interest income | $2,903,000 | 4,733 |
| Provision for loan and lease losses | $135,000 | 5,367 |
| Total noninterest income | $374,000 | 4,646 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $232,000 | 3,647 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $142,000 | 4,726 |
| Total noninterest expense | $2,380,000 | 4,875 |
| Salaries and employee benefits | $1,194,000 | 4,936 |
| Premises and equipment expense | $320,000 | 4,672 |
| Additional noninterest expense | $866,000 | 4,704 |
| Pre-tax net operating income | $762,000 | 3,547 |
| Securities gains (losses) | $2,000 | 3,465 |
| Applicable income taxes | $218,000 | 2,463 |
| Income before extraordinary items | $546,000 | 3,960 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $546,000 | 3,962 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $546,000 | 3,962 |
| Net charge-offs | $136,000 | 4,599 |
| Cash dividends | $193,000 | 2,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $544,580 | 3,815 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,713,000 | 4,713 |
| Total interest expense | $820,000 | 4,278 |
| Net interest income | $1,893,000 | 4,809 |
| Provision for loan and lease losses | $90,000 | 5,248 |
| Total noninterest income | $247,000 | 4,655 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $153,000 | 3,658 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $94,000 | 4,728 |
| Total noninterest expense | $1,551,000 | 4,966 |
| Salaries and employee benefits | $787,000 | 4,981 |
| Premises and equipment expense | $215,000 | 4,668 |
| Additional noninterest expense | $549,000 | 4,835 |
| Pre-tax net operating income | $499,000 | 3,631 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $129,000 | 2,556 |
| Income before extraordinary items | $370,000 | 3,922 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $370,000 | 3,920 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $370,000 | 3,921 |
| Net charge-offs | $67,000 | 4,621 |
| Cash dividends | $193,000 | 2,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $370,000 | 3,810 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 4,783 |
| Total interest expense | $418,000 | 4,357 |
| Net interest income | $941,000 | 4,848 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $122,000 | 4,681 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $70,000 | 3,833 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $52,000 | 4,626 |
| Total noninterest expense | $774,000 | 5,017 |
| Salaries and employee benefits | $394,000 | 5,046 |
| Premises and equipment expense | $110,000 | 4,697 |
| Additional noninterest expense | $270,000 | 4,891 |
| Pre-tax net operating income | $244,000 | 3,719 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $85,000 | 2,275 |
| Income before extraordinary items | $159,000 | 4,278 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $159,000 | 4,279 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $159,000 | 4,277 |
| Net charge-offs | $16,000 | 4,565 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $159,000 | 4,178 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,641,000 | 4,800 |
| Total interest expense | $1,922,000 | 4,564 |
| Net interest income | $3,719,000 | 4,788 |
| Provision for loan and lease losses | $380,000 | 4,935 |
| Total noninterest income | $482,000 | 4,797 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $321,000 | 3,760 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $161,000 | 4,976 |
| Total noninterest expense | $3,264,000 | 4,934 |
| Salaries and employee benefits | $1,570,000 | 5,064 |
| Premises and equipment expense | $445,000 | 4,715 |
| Additional noninterest expense | $1,249,000 | 4,631 |
| Pre-tax net operating income | $557,000 | 3,869 |
| Securities gains (losses) | $25,000 | 2,955 |
| Applicable income taxes | $108,000 | 2,835 |
| Income before extraordinary items | $474,000 | 3,947 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $474,000 | 3,946 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $474,000 | 3,946 |
| Net charge-offs | $253,000 | 4,707 |
| Cash dividends | $250,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $453,750 | 3,918 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,231,000 | 4,857 |
| Total interest expense | $1,476,000 | 4,646 |
| Net interest income | $2,755,000 | 4,834 |
| Provision for loan and lease losses | $135,000 | 5,613 |
| Total noninterest income | $359,000 | 4,862 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $238,000 | 3,790 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $121,000 | 5,110 |
| Total noninterest expense | $2,393,000 | 5,005 |
| Salaries and employee benefits | $1,159,000 | 5,146 |
| Premises and equipment expense | $332,000 | 4,756 |
| Additional noninterest expense | $902,000 | 4,720 |
| Pre-tax net operating income | $586,000 | 3,639 |
| Securities gains (losses) | $22,000 | 2,700 |
| Applicable income taxes | $161,000 | 2,513 |
| Income before extraordinary items | $447,000 | 3,875 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $447,000 | 3,872 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $447,000 | 3,874 |
| Net charge-offs | $144,000 | 4,661 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $430,720 | 3,839 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,802,000 | 4,913 |
| Total interest expense | $1,020,000 | 4,682 |
| Net interest income | $1,782,000 | 4,910 |
| Provision for loan and lease losses | $90,000 | 5,421 |
| Total noninterest income | $230,000 | 4,975 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $149,000 | 3,881 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $81,000 | 5,140 |
| Total noninterest expense | $1,547,000 | 5,153 |
| Salaries and employee benefits | $773,000 | 5,201 |
| Premises and equipment expense | $211,000 | 4,933 |
| Additional noninterest expense | $563,000 | 4,913 |
| Pre-tax net operating income | $375,000 | 3,793 |
| Securities gains (losses) | $6,000 | 2,720 |
| Applicable income taxes | $65,000 | 2,966 |
| Income before extraordinary items | $316,000 | 3,889 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $316,000 | 3,888 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $316,000 | 3,888 |
| Net charge-offs | $89,000 | 4,373 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $311,020 | 3,794 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 4,946 |
| Total interest expense | $531,000 | 4,670 |
| Net interest income | $871,000 | 4,976 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $113,000 | 4,983 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $71,000 | 3,933 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $42,000 | 5,129 |
| Total noninterest expense | $768,000 | 5,098 |
| Salaries and employee benefits | $384,000 | 5,270 |
| Premises and equipment expense | $104,000 | 5,010 |
| Additional noninterest expense | $280,000 | 4,620 |
| Pre-tax net operating income | $171,000 | 4,294 |
| Securities gains (losses) | $5,000 | 2,061 |
| Applicable income taxes | $42,000 | 3,033 |
| Income before extraordinary items | $134,000 | 4,536 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $134,000 | 4,540 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $134,000 | 4,540 |
| Net charge-offs | $50,000 | 3,538 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $130,200 | 4,412 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,055,000 | 4,904 |
| Total interest expense | $2,433,000 | 4,811 |
| Net interest income | $3,622,000 | 4,877 |
| Provision for loan and lease losses | $90,000 | 6,145 |
| Total noninterest income | $519,000 | 4,758 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $338,000 | 3,797 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $181,000 | 5,008 |
| Total noninterest expense | $3,015,000 | 5,097 |
| Salaries and employee benefits | $1,556,000 | 5,234 |
| Premises and equipment expense | $412,000 | 5,003 |
| Additional noninterest expense | $1,047,000 | 4,686 |
| Pre-tax net operating income | $1,036,000 | 3,696 |
| Securities gains (losses) | $13,000 | 2,401 |
| Applicable income taxes | $266,000 | 2,528 |
| Income before extraordinary items | $783,000 | 3,746 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $783,000 | 3,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 3,958 |
| Cash dividends | $404,000 | 3,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $773,250 | 3,890 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,572,000 | 4,965 |
| Total interest expense | $1,890,000 | 4,842 |
| Net interest income | $2,682,000 | 4,946 |
| Provision for loan and lease losses | $60,000 | 5,691 |
| Total noninterest income | $397,000 | 4,826 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $253,000 | 3,824 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $144,000 | 5,012 |
| Total noninterest expense | $2,214,000 | 5,157 |
| Salaries and employee benefits | $1,149,000 | 5,295 |
| Premises and equipment expense | $311,000 | 5,004 |
| Additional noninterest expense | $754,000 | 4,729 |
| Pre-tax net operating income | $805,000 | 4,096 |
| Securities gains (losses) | $9,000 | 2,413 |
| Applicable income taxes | $194,000 | 2,946 |
| Income before extraordinary items | $620,000 | 4,075 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $620,000 | 4,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,991 |
| Cash dividends | $192,000 | 3,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $613,160 | 4,239 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,062,000 | 5,017 |
| Total interest expense | $1,292,000 | 4,899 |
| Net interest income | $1,770,000 | 4,986 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $254,000 | 4,969 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $168,000 | 3,837 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $86,000 | 5,302 |
| Total noninterest expense | $1,493,000 | 5,140 |
| Salaries and employee benefits | $767,000 | 5,343 |
| Premises and equipment expense | $210,000 | 5,004 |
| Additional noninterest expense | $516,000 | 4,636 |
| Pre-tax net operating income | $501,000 | 4,370 |
| Securities gains (losses) | $5,000 | 2,725 |
| Applicable income taxes | $101,000 | 3,449 |
| Income before extraordinary items | $405,000 | 4,443 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $405,000 | 4,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,779 |
| Cash dividends | $192,000 | 3,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $401,000 | 4,415 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,525,000 | 5,129 |
| Total interest expense | $667,000 | 5,009 |
| Net interest income | $858,000 | 5,088 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $135,000 | 4,851 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $89,000 | 3,686 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $46,000 | 5,219 |
| Total noninterest expense | $758,000 | 5,102 |
| Salaries and employee benefits | $385,000 | 5,363 |
| Premises and equipment expense | $105,000 | 5,030 |
| Additional noninterest expense | $268,000 | 4,465 |
| Pre-tax net operating income | $235,000 | 4,646 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $57,000 | 3,422 |
| Income before extraordinary items | $179,000 | 4,900 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $179,000 | 4,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,138 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $178,240 | 4,798 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,893,000 | 5,293 |
| Total interest expense | $2,486,000 | 5,283 |
| Net interest income | $3,407,000 | 5,121 |
| Provision for loan and lease losses | $60,000 | 5,449 |
| Total noninterest income | $525,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $377,000 | 3,636 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $148,000 | 5,594 |
| Total noninterest expense | $2,939,000 | 5,064 |
| Salaries and employee benefits | $1,502,000 | 5,299 |
| Premises and equipment expense | $397,000 | 5,048 |
| Additional noninterest expense | $1,040,000 | 4,533 |
| Pre-tax net operating income | $933,000 | 4,877 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $210,000 | 3,795 |
| Income before extraordinary items | $727,000 | 4,978 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $727,000 | 4,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 3,038 |
| Cash dividends | $1,220,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $723,880 | 4,972 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,347,000 | 5,352 |
| Total interest expense | $1,826,000 | 5,351 |
| Net interest income | $2,521,000 | 5,190 |
| Provision for loan and lease losses | $60,000 | 4,834 |
| Total noninterest income | $379,000 | 5,035 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $277,000 | 3,675 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $102,000 | 5,767 |
| Total noninterest expense | $2,129,000 | 5,157 |
| Salaries and employee benefits | $1,089,000 | 5,382 |
| Premises and equipment expense | $297,000 | 5,052 |
| Additional noninterest expense | $743,000 | 4,625 |
| Pre-tax net operating income | $711,000 | 5,084 |
| Securities gains (losses) | $4,000 | 1,247 |
| Applicable income taxes | $143,000 | 4,090 |
| Income before extraordinary items | $572,000 | 5,109 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $572,000 | 5,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 2,744 |
| Cash dividends | $200,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $568,800 | 5,116 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,879,000 | 5,386 |
| Total interest expense | $1,216,000 | 5,349 |
| Net interest income | $1,663,000 | 5,253 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $254,000 | 5,047 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $179,000 | 3,742 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $75,000 | 5,629 |
| Total noninterest expense | $1,404,000 | 5,228 |
| Salaries and employee benefits | $719,000 | 5,473 |
| Premises and equipment expense | $196,000 | 5,097 |
| Additional noninterest expense | $489,000 | 4,650 |
| Pre-tax net operating income | $453,000 | 5,254 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $66,000 | 4,522 |
| Income before extraordinary items | $387,000 | 5,143 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $387,000 | 5,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,277 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $387,000 | 5,133 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,419,000 | 5,433 |
| Total interest expense | $603,000 | 5,366 |
| Net interest income | $816,000 | 5,322 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $122,000 | 5,089 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $83,000 | 3,831 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $39,000 | 5,553 |
| Total noninterest expense | $710,000 | 5,206 |
| Salaries and employee benefits | $362,000 | 5,485 |
| Premises and equipment expense | $100,000 | 5,048 |
| Additional noninterest expense | $248,000 | 4,564 |
| Pre-tax net operating income | $183,000 | 5,678 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $18,000 | 4,999 |
| Income before extraordinary items | $165,000 | 5,460 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $165,000 | 5,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,191 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $165,000 | 5,444 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,566,000 | 5,244 |
| Total interest expense | $2,115,000 | 5,244 |
| Net interest income | $3,451,000 | 5,096 |
| Provision for loan and lease losses | $180,000 | 3,697 |
| Total noninterest income | $265,000 | 6,415 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $409,000 | 3,494 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-144,000 | 8,672 |
| Total noninterest expense | $2,817,000 | 5,101 |
| Salaries and employee benefits | $1,448,000 | 5,321 |
| Premises and equipment expense | $378,000 | 5,109 |
| Additional noninterest expense | $991,000 | 4,540 |
| Pre-tax net operating income | $719,000 | 5,873 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $149,000 | 4,602 |
| Income before extraordinary items | $572,000 | 5,915 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $572,000 | 5,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,323 |
| Cash dividends | $400,000 | 4,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $570,420 | 5,922 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,119,000 | 5,277 |
| Total interest expense | $1,538,000 | 5,274 |
| Net interest income | $2,581,000 | 5,153 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $136,000 | 7,108 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $312,000 | 3,476 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-176,000 | 8,739 |
| Total noninterest expense | $2,069,000 | 5,158 |
| Salaries and employee benefits | $1,059,000 | 5,370 |
| Premises and equipment expense | $280,000 | 5,161 |
| Additional noninterest expense | $730,000 | 4,573 |
| Pre-tax net operating income | $513,000 | 6,165 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $175,000 | 4,311 |
| Income before extraordinary items | $340,000 | 6,502 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $340,000 | 6,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,754 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $338,680 | 6,519 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,720,000 | 5,275 |
| Total interest expense | $990,000 | 5,254 |
| Net interest income | $1,730,000 | 5,154 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $271,000 | 4,979 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $206,000 | 3,477 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $65,000 | 5,924 |
| Total noninterest expense | $1,390,000 | 5,138 |
| Salaries and employee benefits | $705,000 | 5,401 |
| Premises and equipment expense | $192,000 | 5,050 |
| Additional noninterest expense | $493,000 | 4,530 |
| Pre-tax net operating income | $521,000 | 5,317 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $131,000 | 4,199 |
| Income before extraordinary items | $392,000 | 5,429 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $392,000 | 5,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,531 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $390,500 | 5,438 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 5,240 |
| Total interest expense | $483,000 | 5,216 |
| Net interest income | $868,000 | 5,148 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $131,000 | 4,999 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $96,000 | 3,560 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,807 |
| Total noninterest expense | $708,000 | 5,098 |
| Salaries and employee benefits | $351,000 | 5,431 |
| Premises and equipment expense | $99,000 | 4,994 |
| Additional noninterest expense | $258,000 | 4,373 |
| Pre-tax net operating income | $246,000 | 5,410 |
| Securities gains (losses) | $2,000 | 793 |
| Applicable income taxes | $36,000 | 4,838 |
| Income before extraordinary items | $212,000 | 5,226 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $212,000 | 5,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 1,331 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $210,300 | 5,241 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,148,000 | 5,064 |
| Total interest expense | $1,721,000 | 4,866 |
| Net interest income | $3,427,000 | 5,076 |
| Provision for loan and lease losses | $173,000 | 3,886 |
| Total noninterest income | $536,000 | 5,072 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $382,000 | 3,665 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $154,000 | 5,678 |
| Total noninterest expense | $2,833,000 | 4,975 |
| Salaries and employee benefits | $1,385,000 | 5,328 |
| Premises and equipment expense | $381,000 | 5,009 |
| Additional noninterest expense | $1,067,000 | 4,199 |
| Pre-tax net operating income | $957,000 | 5,466 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $219,000 | 4,545 |
| Income before extraordinary items | $738,000 | 5,548 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $738,000 | 5,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 1,870 |
| Cash dividends | $400,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $738,000 | 5,513 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,846,000 | 5,047 |
| Total interest expense | $1,263,000 | 4,799 |
| Net interest income | $2,583,000 | 5,081 |
| Provision for loan and lease losses | $128,000 | 3,785 |
| Total noninterest income | $394,000 | 5,153 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $281,000 | 3,714 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $113,000 | 5,731 |
| Total noninterest expense | $2,078,000 | 5,014 |
| Salaries and employee benefits | $1,016,000 | 5,364 |
| Premises and equipment expense | $284,000 | 5,014 |
| Additional noninterest expense | $778,000 | 4,268 |
| Pre-tax net operating income | $771,000 | 5,418 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $181,000 | 4,558 |
| Income before extraordinary items | $590,000 | 5,483 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $590,000 | 5,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 1,388 |
| Cash dividends | $170,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $590,000 | 5,452 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 5,055 |
| Total interest expense | $818,000 | 4,716 |
| Net interest income | $1,688,000 | 5,136 |
| Provision for loan and lease losses | $83,000 | 3,704 |
| Total noninterest income | $260,000 | 5,130 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $181,000 | 3,732 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $79,000 | 5,647 |
| Total noninterest expense | $1,387,000 | 5,003 |
| Salaries and employee benefits | $680,000 | 5,336 |
| Premises and equipment expense | $182,000 | 5,135 |
| Additional noninterest expense | $525,000 | 4,210 |
| Pre-tax net operating income | $478,000 | 5,571 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $110,000 | 4,694 |
| Income before extraordinary items | $368,000 | 5,659 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $368,000 | 5,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 1,619 |
| Cash dividends | $170,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $368,000 | 5,620 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 5,074 |
| Total interest expense | $397,000 | 4,712 |
| Net interest income | $846,000 | 5,160 |
| Provision for loan and lease losses | $38,000 | 3,670 |
| Total noninterest income | $119,000 | 5,277 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $84,000 | 3,817 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,892 |
| Total noninterest expense | $703,000 | 4,993 |
| Salaries and employee benefits | $346,000 | 5,333 |
| Premises and equipment expense | $95,000 | 5,050 |
| Additional noninterest expense | $262,000 | 4,216 |
| Pre-tax net operating income | $224,000 | 5,704 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $28,000 | 5,369 |
| Income before extraordinary items | $196,000 | 5,468 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $196,000 | 5,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,365 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $196,000 | 5,434 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,963,000 | 4,875 |
| Total interest expense | $1,479,000 | 4,551 |
| Net interest income | $3,484,000 | 4,922 |
| Provision for loan and lease losses | $150,000 | 4,230 |
| Total noninterest income | $537,000 | 5,087 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $384,000 | 3,735 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $153,000 | 5,645 |
| Total noninterest expense | $2,754,000 | 4,959 |
| Salaries and employee benefits | $1,408,000 | 5,151 |
| Premises and equipment expense | $346,000 | 5,257 |
| Additional noninterest expense | $1,000,000 | 4,348 |
| Pre-tax net operating income | $1,117,000 | 4,959 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $268,000 | 4,361 |
| Income before extraordinary items | $850,000 | 5,123 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $850,000 | 5,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,639 |
| Cash dividends | $421,000 | 3,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $849,240 | 5,056 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,707,000 | 4,866 |
| Total interest expense | $1,097,000 | 4,546 |
| Net interest income | $2,610,000 | 4,908 |
| Provision for loan and lease losses | $112,000 | 4,102 |
| Total noninterest income | $403,000 | 5,112 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $284,000 | 3,791 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $119,000 | 5,588 |
| Total noninterest expense | $1,998,000 | 5,034 |
| Salaries and employee benefits | $1,008,000 | 5,294 |
| Premises and equipment expense | $262,000 | 5,190 |
| Additional noninterest expense | $728,000 | 4,386 |
| Pre-tax net operating income | $903,000 | 4,870 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $194,000 | 4,482 |
| Income before extraordinary items | $710,000 | 4,921 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $710,000 | 4,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 1,992 |
| Cash dividends | $211,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $709,210 | 4,839 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,464,000 | 4,888 |
| Total interest expense | $730,000 | 4,561 |
| Net interest income | $1,734,000 | 4,920 |
| Provision for loan and lease losses | $75,000 | 3,988 |
| Total noninterest income | $268,000 | 5,092 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $181,000 | 3,891 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $87,000 | 5,445 |
| Total noninterest expense | $1,368,000 | 4,971 |
| Salaries and employee benefits | $680,000 | 5,285 |
| Premises and equipment expense | $176,000 | 5,184 |
| Additional noninterest expense | $512,000 | 4,237 |
| Pre-tax net operating income | $559,000 | 5,012 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $134,000 | 4,431 |
| Income before extraordinary items | $426,000 | 5,149 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $426,000 | 5,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 1,867 |
| Cash dividends | $211,000 | 3,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $425,240 | 5,067 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,235,000 | 4,907 |
| Total interest expense | $366,000 | 4,581 |
| Net interest income | $869,000 | 4,912 |
| Provision for loan and lease losses | $38,000 | 3,803 |
| Total noninterest income | $138,000 | 4,988 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $89,000 | 3,861 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $49,000 | 5,162 |
| Total noninterest expense | $689,000 | 4,971 |
| Salaries and employee benefits | $338,000 | 5,313 |
| Premises and equipment expense | $92,000 | 5,093 |
| Additional noninterest expense | $259,000 | 4,194 |
| Pre-tax net operating income | $280,000 | 4,987 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $68,000 | 4,390 |
| Income before extraordinary items | $212,000 | 5,184 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $212,000 | 5,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,573 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $212,000 | 5,064 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,106,000 | 4,818 |
| Total interest expense | $1,616,000 | 4,667 |
| Net interest income | $3,490,000 | 4,804 |
| Provision for loan and lease losses | $135,000 | 4,750 |
| Total noninterest income | $492,000 | 5,485 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $359,000 | 3,880 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $133,000 | 6,043 |
| Total noninterest expense | $2,610,000 | 5,064 |
| Salaries and employee benefits | $1,267,000 | 5,448 |
| Premises and equipment expense | $319,000 | 5,474 |
| Additional noninterest expense | $1,024,000 | 4,194 |
| Pre-tax net operating income | $1,237,000 | 4,611 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $311,000 | 4,230 |
| Income before extraordinary items | $926,000 | 4,864 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $926,000 | 4,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,107 |
| Cash dividends | $410,000 | 3,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $926,000 | 4,703 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,849,000 | 4,849 |
| Total interest expense | $1,242,000 | 4,708 |
| Net interest income | $2,607,000 | 4,823 |
| Provision for loan and lease losses | $98,000 | 4,702 |
| Total noninterest income | $359,000 | 5,596 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $261,000 | 3,976 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $98,000 | 6,119 |
| Total noninterest expense | $1,896,000 | 5,162 |
| Salaries and employee benefits | $908,000 | 5,571 |
| Premises and equipment expense | $214,000 | 5,799 |
| Additional noninterest expense | $774,000 | 4,153 |
| Pre-tax net operating income | $972,000 | 4,625 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $248,000 | 4,295 |
| Income before extraordinary items | $724,000 | 4,897 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $724,000 | 4,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,634 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $724,000 | 4,703 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,580,000 | 4,884 |
| Total interest expense | $851,000 | 4,735 |
| Net interest income | $1,729,000 | 4,841 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $233,000 | 5,649 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $172,000 | 3,976 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $61,000 | 6,230 |
| Total noninterest expense | $1,253,000 | 5,194 |
| Salaries and employee benefits | $592,000 | 5,660 |
| Premises and equipment expense | $143,000 | 5,813 |
| Additional noninterest expense | $518,000 | 4,127 |
| Pre-tax net operating income | $649,000 | 4,626 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $167,000 | 4,301 |
| Income before extraordinary items | $482,000 | 4,896 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $482,000 | 4,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,562 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $482,000 | 4,674 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 4,890 |
| Total interest expense | $442,000 | 4,725 |
| Net interest income | $852,000 | 4,867 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $112,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $82,000 | 4,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 6,231 |
| Total noninterest expense | $649,000 | 5,070 |
| Salaries and employee benefits | $297,000 | 5,656 |
| Premises and equipment expense | $71,000 | 5,797 |
| Additional noninterest expense | $281,000 | 3,856 |
| Pre-tax net operating income | $285,000 | 4,922 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $85,000 | 4,242 |
| Income before extraordinary items | $200,000 | 5,334 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $200,000 | 5,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,980 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $200,000 | 5,143 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,494,000 | 4,842 |
| Total interest expense | $2,251,000 | 4,449 |
| Net interest income | $3,243,000 | 5,021 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $474,000 | 5,358 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $329,000 | 4,026 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $145,000 | 5,673 |
| Total noninterest expense | $2,391,000 | 5,239 |
| Salaries and employee benefits | $1,167,000 | 5,583 |
| Premises and equipment expense | $256,000 | 6,059 |
| Additional noninterest expense | $968,000 | 4,284 |
| Pre-tax net operating income | $1,206,000 | 4,701 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $294,000 | 4,479 |
| Income before extraordinary items | $912,000 | 4,843 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $912,000 | 4,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,648 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $912,000 | 4,719 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,161,000 | 4,867 |
| Total interest expense | $3,225,000 | 4,468 |
| Net interest income | $2,936,000 | 5,154 |
| Provision for loan and lease losses | $128,000 | 5,093 |
| Total noninterest income | $423,000 | 5,532 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $294,000 | 4,205 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $129,000 | 5,838 |
| Total noninterest expense | $2,341,000 | 5,186 |
| Salaries and employee benefits | $1,167,000 | 5,430 |
| Premises and equipment expense | $289,000 | 5,640 |
| Additional noninterest expense | $885,000 | 4,462 |
| Pre-tax net operating income | $890,000 | 5,220 |
| Securities gains (losses) | $-14,000 | 9,335 |
| Applicable income taxes | $172,000 | 5,260 |
| Income before extraordinary items | $704,000 | 5,211 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $704,000 | 5,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,025 |
| Cash dividends | $340,000 | 4,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $715,200 | 5,064 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,802,000 | 5,203 |
| Total interest expense | $2,920,000 | 5,030 |
| Net interest income | $2,882,000 | 5,302 |
| Provision for loan and lease losses | $150,000 | 4,393 |
| Total noninterest income | $449,000 | 5,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 5,346 |
| Total noninterest expense | $2,237,000 | 5,276 |
| Salaries and employee benefits | $1,163,000 | 5,346 |
| Premises and equipment expense | $292,000 | 5,509 |
| Additional noninterest expense | $782,000 | 4,812 |
| Pre-tax net operating income | $944,000 | 5,413 |
| Securities gains (losses) | $-10,000 | 8,341 |
| Applicable income taxes | $198,000 | 5,412 |
| Income before extraordinary items | $736,000 | 5,274 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $736,000 | 5,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,092 |
| Cash dividends | $310,000 | 4,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $743,900 | 5,250 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,228,000 | 5,406 |
| Total interest expense | $2,525,000 | 5,162 |
| Net interest income | $2,703,000 | 5,533 |
| Provision for loan and lease losses | $150,000 | 4,234 |
| Total noninterest income | $437,000 | 5,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 5,203 |
| Total noninterest expense | $2,099,000 | 5,500 |
| Salaries and employee benefits | $1,105,000 | 5,469 |
| Premises and equipment expense | $260,000 | 5,916 |
| Additional noninterest expense | $734,000 | 5,082 |
| Pre-tax net operating income | $891,000 | 5,629 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $157,000 | 6,187 |
| Income before extraordinary items | $734,000 | 5,328 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $734,000 | 5,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,147 |
| Cash dividends | $280,000 | 4,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $734,000 | 5,298 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,119,000 | 5,596 |
| Total interest expense | $2,411,000 | 5,503 |
| Net interest income | $2,708,000 | 5,541 |
| Provision for loan and lease losses | $95,000 | 5,236 |
| Total noninterest income | $458,000 | 5,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,065 |
| Total noninterest expense | $2,142,000 | 5,320 |
| Salaries and employee benefits | $1,155,000 | 5,222 |
| Premises and equipment expense | $265,000 | 5,763 |
| Additional noninterest expense | $722,000 | 5,048 |
| Pre-tax net operating income | $929,000 | 5,640 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $172,000 | 6,555 |
| Income before extraordinary items | $755,000 | 5,377 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $755,000 | 5,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,737 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $756,620 | 5,269 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,802,000 | 5,949 |
| Total interest expense | $2,188,000 | 5,904 |
| Net interest income | $2,614,000 | 5,874 |
| Provision for loan and lease losses | $160,000 | 3,978 |
| Total noninterest income | $454,000 | 5,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 5,008 |
| Total noninterest expense | $2,015,000 | 5,635 |
| Salaries and employee benefits | $1,056,000 | 5,655 |
| Premises and equipment expense | $259,000 | 5,930 |
| Additional noninterest expense | $700,000 | 5,222 |
| Pre-tax net operating income | $893,000 | 6,174 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $200,000 | 6,869 |
| Income before extraordinary items | $696,000 | 5,925 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $696,000 | 5,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,135 |
| Cash dividends | $230,000 | 5,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $693,660 | 5,896 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 6,361 |
| Total interest expense | $2,298,000 | 5,850 |
| Net interest income | $2,242,000 | 6,680 |
| Provision for loan and lease losses | $86,000 | 5,456 |
| Total noninterest income | $428,000 | 5,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,865 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,448 |
| Total noninterest expense | $2,018,000 | 5,911 |
| Salaries and employee benefits | $1,088,000 | 5,627 |
| Premises and equipment expense | $252,000 | 6,227 |
| Additional noninterest expense | $678,000 | 5,867 |
| Pre-tax net operating income | $566,000 | 7,589 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $118,000 | 8,426 |
| Income before extraordinary items | $453,000 | 7,209 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $453,000 | 7,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,667 |
| Cash dividends | $140,000 | 6,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $449,050 | 7,191 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 6,540 |
| Total interest expense | $2,281,000 | 5,925 |
| Net interest income | $2,142,000 | 7,000 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $320,000 | 6,854 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,073 |
| Total noninterest expense | $1,990,000 | 6,005 |
| Salaries and employee benefits | $1,027,000 | 5,922 |
| Premises and equipment expense | $210,000 | 7,008 |
| Additional noninterest expense | $753,000 | 5,511 |
| Pre-tax net operating income | $436,000 | 8,835 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $80,000 | 9,585 |
| Income before extraordinary items | $350,000 | 8,483 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $350,000 | 8,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $354,860 | 8,419 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,091,000 | 6,590 |
| Total interest expense | $1,889,000 | 5,858 |
| Net interest income | $2,202,000 | 7,089 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $261,000 | 7,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,354 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,986 |
| Total noninterest expense | $1,747,000 | 6,844 |
| Salaries and employee benefits | $865,000 | 6,848 |
| Premises and equipment expense | $158,000 | 8,341 |
| Additional noninterest expense | $724,000 | 6,163 |
| Pre-tax net operating income | $680,000 | 7,518 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $177,000 | 7,765 |
| Income before extraordinary items | $497,000 | 7,345 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $497,000 | 7,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $501,440 | 7,331 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,210,000 | 6,618 |
| Total interest expense | $2,013,000 | 5,799 |
| Net interest income | $2,197,000 | 7,195 |
| Provision for loan and lease losses | $93,000 | 5,955 |
| Total noninterest income | $254,000 | 8,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,960 |
| Total noninterest expense | $1,714,000 | 7,152 |
| Salaries and employee benefits | $795,000 | 7,357 |
| Premises and equipment expense | $181,000 | 8,115 |
| Additional noninterest expense | $738,000 | 6,308 |
| Pre-tax net operating income | $644,000 | 7,657 |
| Securities gains (losses) | $-4,000 | 12,523 |
| Applicable income taxes | $151,000 | 8,625 |
| Income before extraordinary items | $489,000 | 7,644 |
| Extraordinary gains, net | $24,000 | 2,616 |
| Net income | $513,000 | 7,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 5,529 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $492,040 | 7,366 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,497,000 | 6,905 |
| Total interest expense | $2,332,000 | 6,328 |
| Net interest income | $2,165,000 | 7,332 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $294,000 | 7,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,908 |
| Total noninterest expense | $1,660,000 | 7,370 |
| Salaries and employee benefits | $800,000 | 7,256 |
| Premises and equipment expense | $177,000 | 8,387 |
| Additional noninterest expense | $683,000 | 6,863 |
| Pre-tax net operating income | $739,000 | 6,891 |
| Securities gains (losses) | $128,000 | 2,614 |
| Applicable income taxes | $199,000 | 7,581 |
| Income before extraordinary items | $668,000 | 6,117 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $668,000 | 6,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 6,412 |
| Cash dividends | $102,000 | 6,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $569,440 | 6,441 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.