Home > The First National Bank of Suffield > Income and Expense
The First National Bank of Suffield, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,681,000 | 2,476 |
| Total interest expense | $486,000 | 3,513 |
| Net interest income | $7,195,000 | 2,324 |
| Provision for loan and lease losses | $480,000 | 1,159 |
| Total noninterest income | $710,000 | 2,954 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $207,000 | 2,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $503,000 | 2,739 |
| Total noninterest expense | $5,818,000 | 2,302 |
| Salaries and employee benefits | $2,903,000 | 2,507 |
| Premises and equipment expense | $437,000 | 2,910 |
| Additional noninterest expense | $2,478,000 | 1,768 |
| Pre-tax net operating income | $1,607,000 | 3,081 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $312,000 | 2,204 |
| Income before extraordinary items | $1,295,000 | 3,221 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,295,000 | 3,220 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,295,000 | 3,220 |
| Net charge-offs | $109,000 | 1,679 |
| Cash dividends | $750,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,295,000 | 3,219 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,023,000 | 2,495 |
| Total interest expense | $313,000 | 3,487 |
| Net interest income | $4,710,000 | 2,356 |
| Provision for loan and lease losses | $360,000 | 1,045 |
| Total noninterest income | $457,000 | 3,012 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $133,000 | 2,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 2,797 |
| Total noninterest expense | $3,833,000 | 2,330 |
| Salaries and employee benefits | $2,041,000 | 2,433 |
| Premises and equipment expense | $300,000 | 2,870 |
| Additional noninterest expense | $1,492,000 | 1,932 |
| Pre-tax net operating income | $974,000 | 3,200 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $186,000 | 2,280 |
| Income before extraordinary items | $788,000 | 3,323 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $788,000 | 3,322 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $788,000 | 3,322 |
| Net charge-offs | $-4,000 | 4,246 |
| Cash dividends | $500,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $788,000 | 3,319 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 2,523 |
| Total interest expense | $143,000 | 3,602 |
| Net interest income | $2,327,000 | 2,383 |
| Provision for loan and lease losses | $120,000 | 1,317 |
| Total noninterest income | $226,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $69,000 | 2,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 2,783 |
| Total noninterest expense | $1,821,000 | 2,437 |
| Salaries and employee benefits | $1,018,000 | 2,471 |
| Premises and equipment expense | $153,000 | 2,883 |
| Additional noninterest expense | $650,000 | 2,149 |
| Pre-tax net operating income | $612,000 | 2,784 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $111,000 | 2,080 |
| Income before extraordinary items | $501,000 | 2,897 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $501,000 | 2,897 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $501,000 | 2,897 |
| Net charge-offs | $-4,000 | 4,365 |
| Cash dividends | $250,000 | 1,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $501,000 | 2,884 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,129,000 | 2,620 |
| Total interest expense | $367,000 | 4,106 |
| Net interest income | $8,762,000 | 2,462 |
| Provision for loan and lease losses | $215,000 | 2,300 |
| Total noninterest income | $1,138,000 | 2,760 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $297,000 | 2,883 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $841,000 | 2,508 |
| Total noninterest expense | $6,528,000 | 2,619 |
| Salaries and employee benefits | $3,419,000 | 2,752 |
| Premises and equipment expense | $541,000 | 3,115 |
| Additional noninterest expense | $2,568,000 | 2,220 |
| Pre-tax net operating income | $3,157,000 | 2,402 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,314,000 | 1,649 |
| Income before extraordinary items | $1,843,000 | 2,821 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,843,000 | 2,820 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,843,000 | 2,821 |
| Net charge-offs | $26,000 | 3,302 |
| Cash dividends | $1,000,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,843,000 | 2,801 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,756,000 | 2,662 |
| Total interest expense | $260,000 | 4,227 |
| Net interest income | $6,496,000 | 2,502 |
| Provision for loan and lease losses | $140,000 | 2,367 |
| Total noninterest income | $869,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $222,000 | 2,905 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $647,000 | 2,493 |
| Total noninterest expense | $4,887,000 | 2,638 |
| Salaries and employee benefits | $2,541,000 | 2,793 |
| Premises and equipment expense | $397,000 | 3,185 |
| Additional noninterest expense | $1,949,000 | 2,179 |
| Pre-tax net operating income | $2,338,000 | 2,473 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $825,000 | 1,629 |
| Income before extraordinary items | $1,513,000 | 2,847 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,513,000 | 2,846 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,513,000 | 2,847 |
| Net charge-offs | $26,000 | 2,851 |
| Cash dividends | $750,000 | 1,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,513,000 | 2,827 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,429,000 | 2,680 |
| Total interest expense | $169,000 | 4,252 |
| Net interest income | $4,260,000 | 2,522 |
| Provision for loan and lease losses | $75,000 | 2,468 |
| Total noninterest income | $603,000 | 2,708 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $144,000 | 2,946 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $459,000 | 2,435 |
| Total noninterest expense | $3,259,000 | 2,643 |
| Salaries and employee benefits | $1,636,000 | 2,865 |
| Premises and equipment expense | $266,000 | 3,173 |
| Additional noninterest expense | $1,357,000 | 2,091 |
| Pre-tax net operating income | $1,529,000 | 2,461 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $534,000 | 1,635 |
| Income before extraordinary items | $995,000 | 2,827 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $995,000 | 2,827 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $995,000 | 2,827 |
| Net charge-offs | $4,000 | 3,177 |
| Cash dividends | $500,000 | 1,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $995,000 | 2,810 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 2,718 |
| Total interest expense | $82,000 | 4,311 |
| Net interest income | $2,079,000 | 2,567 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $250,000 | 2,966 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $71,000 | 2,966 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $179,000 | 2,717 |
| Total noninterest expense | $1,478,000 | 2,856 |
| Salaries and employee benefits | $787,000 | 2,975 |
| Premises and equipment expense | $136,000 | 3,180 |
| Additional noninterest expense | $555,000 | 2,467 |
| Pre-tax net operating income | $821,000 | 2,244 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $290,000 | 1,524 |
| Income before extraordinary items | $531,000 | 2,661 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $531,000 | 2,661 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $531,000 | 2,661 |
| Net charge-offs | $4,000 | 2,506 |
| Cash dividends | $250,000 | 1,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $531,000 | 2,646 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,386,000 | 2,755 |
| Total interest expense | $329,000 | 4,328 |
| Net interest income | $8,057,000 | 2,611 |
| Provision for loan and lease losses | $120,000 | 2,919 |
| Total noninterest income | $1,627,000 | 2,380 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $286,000 | 3,014 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,341,000 | 2,035 |
| Total noninterest expense | $5,963,000 | 2,865 |
| Salaries and employee benefits | $2,898,000 | 3,091 |
| Premises and equipment expense | $495,000 | 3,403 |
| Additional noninterest expense | $2,570,000 | 2,253 |
| Pre-tax net operating income | $3,601,000 | 2,084 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,277,000 | 1,412 |
| Income before extraordinary items | $2,324,000 | 2,528 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,324,000 | 2,527 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,324,000 | 2,528 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $825,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,324,000 | 2,484 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,272,000 | 2,768 |
| Total interest expense | $246,000 | 4,377 |
| Net interest income | $6,026,000 | 2,618 |
| Provision for loan and lease losses | $90,000 | 2,817 |
| Total noninterest income | $1,177,000 | 2,433 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $217,000 | 3,012 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $960,000 | 2,094 |
| Total noninterest expense | $4,495,000 | 2,855 |
| Salaries and employee benefits | $2,174,000 | 3,089 |
| Premises and equipment expense | $370,000 | 3,414 |
| Additional noninterest expense | $1,951,000 | 2,223 |
| Pre-tax net operating income | $2,618,000 | 2,176 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $901,000 | 1,513 |
| Income before extraordinary items | $1,717,000 | 2,585 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,717,000 | 2,586 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,717,000 | 2,586 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $600,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,717,000 | 2,530 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,149,000 | 2,797 |
| Total interest expense | $164,000 | 4,399 |
| Net interest income | $3,985,000 | 2,646 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $763,000 | 2,454 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $141,000 | 3,049 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $622,000 | 2,093 |
| Total noninterest expense | $3,014,000 | 2,855 |
| Salaries and employee benefits | $1,452,000 | 3,107 |
| Premises and equipment expense | $237,000 | 3,519 |
| Additional noninterest expense | $1,325,000 | 2,210 |
| Pre-tax net operating income | $1,674,000 | 2,214 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $573,000 | 1,535 |
| Income before extraordinary items | $1,101,000 | 2,639 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,101,000 | 2,638 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,101,000 | 2,638 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $375,000 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,101,000 | 2,560 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 2,802 |
| Total interest expense | $82,000 | 4,442 |
| Net interest income | $1,979,000 | 2,657 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $352,000 | 2,512 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $70,000 | 3,056 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $282,000 | 2,170 |
| Total noninterest expense | $1,488,000 | 2,888 |
| Salaries and employee benefits | $736,000 | 3,108 |
| Premises and equipment expense | $119,000 | 3,532 |
| Additional noninterest expense | $633,000 | 2,284 |
| Pre-tax net operating income | $813,000 | 2,242 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $280,000 | 1,542 |
| Income before extraordinary items | $533,000 | 2,645 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $533,000 | 2,645 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $533,000 | 2,645 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $175,000 | 2,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $533,000 | 2,594 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,981,000 | 2,841 |
| Total interest expense | $340,000 | 4,426 |
| Net interest income | $7,641,000 | 2,690 |
| Provision for loan and lease losses | $200,000 | 2,306 |
| Total noninterest income | $1,568,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $290,000 | 3,093 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,278,000 | 2,062 |
| Total noninterest expense | $7,077,000 | 2,543 |
| Salaries and employee benefits | $4,295,000 | 2,339 |
| Premises and equipment expense | $486,000 | 3,538 |
| Additional noninterest expense | $2,296,000 | 2,503 |
| Pre-tax net operating income | $1,932,000 | 3,076 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $631,000 | 2,017 |
| Income before extraordinary items | $1,301,000 | 3,472 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,301,000 | 3,470 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,301,000 | 3,472 |
| Net charge-offs | $124,000 | 2,461 |
| Cash dividends | $875,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,301,000 | 3,432 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,949,000 | 2,873 |
| Total interest expense | $257,000 | 4,468 |
| Net interest income | $5,692,000 | 2,725 |
| Provision for loan and lease losses | $155,000 | 2,221 |
| Total noninterest income | $1,158,000 | 2,463 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $217,000 | 3,118 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $941,000 | 2,107 |
| Total noninterest expense | $5,685,000 | 2,417 |
| Salaries and employee benefits | $3,622,000 | 2,120 |
| Premises and equipment expense | $360,000 | 3,608 |
| Additional noninterest expense | $1,703,000 | 2,533 |
| Pre-tax net operating income | $1,010,000 | 3,731 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $305,000 | 2,467 |
| Income before extraordinary items | $705,000 | 4,101 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $705,000 | 4,101 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $705,000 | 4,104 |
| Net charge-offs | $121,000 | 1,984 |
| Cash dividends | $700,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $705,000 | 4,045 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,814,000 | 2,955 |
| Total interest expense | $174,000 | 4,481 |
| Net interest income | $3,640,000 | 2,807 |
| Provision for loan and lease losses | $110,000 | 2,123 |
| Total noninterest income | $769,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $143,000 | 3,114 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $626,000 | 2,106 |
| Total noninterest expense | $2,915,000 | 2,948 |
| Salaries and employee benefits | $1,523,000 | 3,052 |
| Premises and equipment expense | $255,000 | 3,496 |
| Additional noninterest expense | $1,137,000 | 2,543 |
| Pre-tax net operating income | $1,384,000 | 2,486 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $494,000 | 1,646 |
| Income before extraordinary items | $890,000 | 2,962 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $890,000 | 2,962 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $890,000 | 2,964 |
| Net charge-offs | $79,000 | 1,945 |
| Cash dividends | $350,000 | 2,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $890,000 | 2,906 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 2,963 |
| Total interest expense | $90,000 | 4,475 |
| Net interest income | $1,801,000 | 2,825 |
| Provision for loan and lease losses | $65,000 | 1,847 |
| Total noninterest income | $343,000 | 2,601 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $72,000 | 3,080 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $271,000 | 2,255 |
| Total noninterest expense | $1,495,000 | 2,906 |
| Salaries and employee benefits | $811,000 | 2,948 |
| Premises and equipment expense | $135,000 | 3,409 |
| Additional noninterest expense | $549,000 | 2,608 |
| Pre-tax net operating income | $584,000 | 2,746 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $204,000 | 1,803 |
| Income before extraordinary items | $380,000 | 3,225 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $380,000 | 3,228 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $380,000 | 3,228 |
| Net charge-offs | $79,000 | 1,265 |
| Cash dividends | $175,000 | 1,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $380,000 | 3,148 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,232,000 | 3,106 |
| Total interest expense | $392,000 | 4,497 |
| Net interest income | $6,840,000 | 2,941 |
| Provision for loan and lease losses | $92,000 | 3,303 |
| Total noninterest income | $1,474,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $335,000 | 3,013 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,139,000 | 2,154 |
| Total noninterest expense | $5,657,000 | 3,047 |
| Salaries and employee benefits | $2,908,000 | 3,149 |
| Premises and equipment expense | $483,000 | 3,712 |
| Additional noninterest expense | $2,266,000 | 2,611 |
| Pre-tax net operating income | $2,565,000 | 2,534 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $903,000 | 1,650 |
| Income before extraordinary items | $1,662,000 | 3,052 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,662,000 | 3,052 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,662,000 | 3,053 |
| Net charge-offs | $11,000 | 4,538 |
| Cash dividends | $875,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,662,000 | 3,004 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,369,000 | 3,150 |
| Total interest expense | $293,000 | 4,571 |
| Net interest income | $5,076,000 | 2,988 |
| Provision for loan and lease losses | $54,000 | 3,334 |
| Total noninterest income | $1,114,000 | 2,547 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $248,000 | 3,064 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $866,000 | 2,134 |
| Total noninterest expense | $4,378,000 | 2,988 |
| Salaries and employee benefits | $2,277,000 | 3,071 |
| Premises and equipment expense | $381,000 | 3,652 |
| Additional noninterest expense | $1,720,000 | 2,589 |
| Pre-tax net operating income | $1,758,000 | 2,743 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $611,000 | 1,786 |
| Income before extraordinary items | $1,147,000 | 3,231 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,147,000 | 3,230 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,147,000 | 3,232 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $700,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,147,000 | 3,197 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,521,000 | 3,196 |
| Total interest expense | $195,000 | 4,626 |
| Net interest income | $3,326,000 | 3,021 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $699,000 | 2,600 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $163,000 | 3,059 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $536,000 | 2,220 |
| Total noninterest expense | $2,913,000 | 3,004 |
| Salaries and employee benefits | $1,483,000 | 3,143 |
| Premises and equipment expense | $274,000 | 3,501 |
| Additional noninterest expense | $1,156,000 | 2,577 |
| Pre-tax net operating income | $1,082,000 | 2,818 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $371,000 | 1,845 |
| Income before extraordinary items | $711,000 | 3,306 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $711,000 | 3,312 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $711,000 | 3,312 |
| Net charge-offs | $-1,000 | 5,059 |
| Cash dividends | $350,000 | 2,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $711,000 | 3,266 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 3,241 |
| Total interest expense | $99,000 | 4,645 |
| Net interest income | $1,634,000 | 3,069 |
| Provision for loan and lease losses | $12,000 | 3,289 |
| Total noninterest income | $346,000 | 2,594 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $80,000 | 3,076 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $266,000 | 2,179 |
| Total noninterest expense | $1,447,000 | 3,035 |
| Salaries and employee benefits | $777,000 | 3,053 |
| Premises and equipment expense | $144,000 | 3,450 |
| Additional noninterest expense | $526,000 | 2,772 |
| Pre-tax net operating income | $521,000 | 2,819 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $187,000 | 1,792 |
| Income before extraordinary items | $334,000 | 3,351 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $334,000 | 3,354 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $334,000 | 3,354 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $175,000 | 1,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $334,000 | 3,313 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,723,000 | 3,359 |
| Total interest expense | $450,000 | 4,679 |
| Net interest income | $6,273,000 | 3,158 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,928,000 | 2,217 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $312,000 | 3,288 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,616,000 | 1,765 |
| Total noninterest expense | $5,475,000 | 3,187 |
| Salaries and employee benefits | $2,840,000 | 3,223 |
| Premises and equipment expense | $478,000 | 3,827 |
| Additional noninterest expense | $2,157,000 | 2,814 |
| Pre-tax net operating income | $2,726,000 | 2,318 |
| Securities gains (losses) | $60,000 | 1,671 |
| Applicable income taxes | $1,020,000 | 1,453 |
| Income before extraordinary items | $1,766,000 | 2,839 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,766,000 | 2,841 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,766,000 | 2,842 |
| Net charge-offs | $48,000 | 4,384 |
| Cash dividends | $1,050,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,727,600 | 2,825 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,016,000 | 3,406 |
| Total interest expense | $344,000 | 4,733 |
| Net interest income | $4,672,000 | 3,194 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,550,000 | 2,162 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $230,000 | 3,337 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,320,000 | 1,704 |
| Total noninterest expense | $4,160,000 | 3,165 |
| Salaries and employee benefits | $2,117,000 | 3,262 |
| Premises and equipment expense | $362,000 | 3,848 |
| Additional noninterest expense | $1,681,000 | 2,725 |
| Pre-tax net operating income | $2,062,000 | 2,363 |
| Securities gains (losses) | $60,000 | 1,538 |
| Applicable income taxes | $794,000 | 1,455 |
| Income before extraordinary items | $1,328,000 | 2,877 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,328,000 | 2,881 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,328,000 | 2,881 |
| Net charge-offs | $48,000 | 3,901 |
| Cash dividends | $875,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,289,600 | 2,862 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,361,000 | 3,401 |
| Total interest expense | $234,000 | 4,754 |
| Net interest income | $3,127,000 | 3,184 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,080,000 | 2,120 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $152,000 | 3,330 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $928,000 | 1,671 |
| Total noninterest expense | $2,749,000 | 3,193 |
| Salaries and employee benefits | $1,414,000 | 3,275 |
| Premises and equipment expense | $242,000 | 3,858 |
| Additional noninterest expense | $1,093,000 | 2,759 |
| Pre-tax net operating income | $1,458,000 | 2,245 |
| Securities gains (losses) | $60,000 | 1,408 |
| Applicable income taxes | $573,000 | 1,394 |
| Income before extraordinary items | $945,000 | 2,754 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $945,000 | 2,759 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $945,000 | 2,759 |
| Net charge-offs | $48,000 | 3,385 |
| Cash dividends | $700,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $906,600 | 2,737 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,679,000 | 3,433 |
| Total interest expense | $120,000 | 4,782 |
| Net interest income | $1,559,000 | 3,203 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $527,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $76,000 | 3,310 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $451,000 | 1,695 |
| Total noninterest expense | $1,356,000 | 3,246 |
| Salaries and employee benefits | $733,000 | 3,217 |
| Premises and equipment expense | $122,000 | 3,857 |
| Additional noninterest expense | $501,000 | 2,980 |
| Pre-tax net operating income | $730,000 | 2,197 |
| Securities gains (losses) | $60,000 | 851 |
| Applicable income taxes | $299,000 | 1,328 |
| Income before extraordinary items | $491,000 | 2,624 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $491,000 | 2,627 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $491,000 | 2,626 |
| Net charge-offs | $48,000 | 2,443 |
| Cash dividends | $350,000 | 1,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $452,600 | 2,703 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,902,000 | 3,476 |
| Total interest expense | $624,000 | 4,662 |
| Net interest income | $6,278,000 | 3,257 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $2,360,000 | 1,943 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $314,000 | 3,406 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,046,000 | 1,506 |
| Total noninterest expense | $5,296,000 | 3,323 |
| Salaries and employee benefits | $2,690,000 | 3,382 |
| Premises and equipment expense | $466,000 | 3,985 |
| Additional noninterest expense | $2,140,000 | 2,926 |
| Pre-tax net operating income | $3,342,000 | 1,904 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,270,000 | 1,236 |
| Income before extraordinary items | $2,072,000 | 2,517 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,072,000 | 2,519 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,072,000 | 2,518 |
| Net charge-offs | $4,000 | 5,797 |
| Cash dividends | $1,400,000 | 1,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,072,000 | 2,396 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,224,000 | 3,517 |
| Total interest expense | $487,000 | 4,709 |
| Net interest income | $4,737,000 | 3,296 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,645,000 | 2,054 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $232,000 | 3,462 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,413,000 | 1,582 |
| Total noninterest expense | $4,106,000 | 3,269 |
| Salaries and employee benefits | $2,093,000 | 3,318 |
| Premises and equipment expense | $360,000 | 3,965 |
| Additional noninterest expense | $1,653,000 | 2,869 |
| Pre-tax net operating income | $2,276,000 | 2,140 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $856,000 | 1,379 |
| Income before extraordinary items | $1,420,000 | 2,743 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,420,000 | 2,744 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,420,000 | 2,743 |
| Net charge-offs | $4,000 | 5,545 |
| Cash dividends | $1,050,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,420,000 | 2,611 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,508,000 | 3,522 |
| Total interest expense | $337,000 | 4,728 |
| Net interest income | $3,171,000 | 3,284 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $998,000 | 2,151 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $153,000 | 3,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $845,000 | 1,698 |
| Total noninterest expense | $2,783,000 | 3,253 |
| Salaries and employee benefits | $1,456,000 | 3,223 |
| Premises and equipment expense | $240,000 | 3,975 |
| Additional noninterest expense | $1,087,000 | 2,917 |
| Pre-tax net operating income | $1,386,000 | 2,274 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $517,000 | 1,464 |
| Income before extraordinary items | $869,000 | 2,865 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $869,000 | 2,866 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $869,000 | 2,866 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $700,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $869,000 | 2,724 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,758,000 | 3,554 |
| Total interest expense | $175,000 | 4,753 |
| Net interest income | $1,583,000 | 3,308 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $463,000 | 2,261 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $76,000 | 3,488 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $387,000 | 1,797 |
| Total noninterest expense | $1,423,000 | 3,182 |
| Salaries and employee benefits | $772,000 | 3,108 |
| Premises and equipment expense | $119,000 | 4,006 |
| Additional noninterest expense | $532,000 | 2,941 |
| Pre-tax net operating income | $623,000 | 2,464 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $236,000 | 1,545 |
| Income before extraordinary items | $387,000 | 3,139 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $387,000 | 3,143 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $387,000 | 3,143 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $350,000 | 1,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $387,000 | 2,982 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,547,000 | 3,486 |
| Total interest expense | $936,000 | 4,553 |
| Net interest income | $6,611,000 | 3,215 |
| Provision for loan and lease losses | $60,000 | 5,708 |
| Total noninterest income | $1,514,000 | 2,433 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $302,000 | 3,579 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,212,000 | 1,890 |
| Total noninterest expense | $5,659,000 | 3,203 |
| Salaries and employee benefits | $3,103,000 | 3,030 |
| Premises and equipment expense | $482,000 | 4,134 |
| Additional noninterest expense | $2,074,000 | 3,038 |
| Pre-tax net operating income | $2,406,000 | 2,180 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $890,000 | 1,462 |
| Income before extraordinary items | $1,516,000 | 2,758 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,516,000 | 2,760 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,516,000 | 2,760 |
| Net charge-offs | $59,000 | 5,387 |
| Cash dividends | $1,050,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,516,000 | 2,662 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,735,000 | 3,487 |
| Total interest expense | $734,000 | 4,565 |
| Net interest income | $5,001,000 | 3,207 |
| Provision for loan and lease losses | $60,000 | 5,396 |
| Total noninterest income | $1,001,000 | 2,622 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $228,000 | 3,580 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $773,000 | 2,088 |
| Total noninterest expense | $4,353,000 | 3,142 |
| Salaries and employee benefits | $2,371,000 | 2,989 |
| Premises and equipment expense | $374,000 | 4,093 |
| Additional noninterest expense | $1,608,000 | 2,950 |
| Pre-tax net operating income | $1,589,000 | 2,474 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $594,000 | 1,585 |
| Income before extraordinary items | $995,000 | 3,078 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $995,000 | 3,080 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $995,000 | 3,080 |
| Net charge-offs | $60,000 | 4,847 |
| Cash dividends | $700,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $995,000 | 2,974 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,838,000 | 3,504 |
| Total interest expense | $504,000 | 4,606 |
| Net interest income | $3,334,000 | 3,229 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $606,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $148,000 | 3,616 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $458,000 | 2,232 |
| Total noninterest expense | $2,905,000 | 3,184 |
| Salaries and employee benefits | $1,589,000 | 2,989 |
| Premises and equipment expense | $251,000 | 4,099 |
| Additional noninterest expense | $1,065,000 | 3,045 |
| Pre-tax net operating income | $975,000 | 2,588 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $361,000 | 1,619 |
| Income before extraordinary items | $614,000 | 3,147 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $614,000 | 3,148 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $614,000 | 3,149 |
| Net charge-offs | $3,000 | 5,649 |
| Cash dividends | $350,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $614,000 | 3,063 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,907,000 | 3,543 |
| Total interest expense | $258,000 | 4,670 |
| Net interest income | $1,649,000 | 3,239 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $312,000 | 2,767 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $71,000 | 3,675 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $241,000 | 2,201 |
| Total noninterest expense | $1,456,000 | 3,178 |
| Salaries and employee benefits | $804,000 | 2,987 |
| Premises and equipment expense | $133,000 | 4,011 |
| Additional noninterest expense | $519,000 | 3,081 |
| Pre-tax net operating income | $445,000 | 2,771 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $164,000 | 1,708 |
| Income before extraordinary items | $281,000 | 3,363 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $281,000 | 3,360 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $281,000 | 3,361 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $175,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $281,000 | 3,312 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,208,000 | 3,490 |
| Total interest expense | $1,303,000 | 4,602 |
| Net interest income | $6,905,000 | 3,099 |
| Provision for loan and lease losses | $143,000 | 5,700 |
| Total noninterest income | $1,543,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $329,000 | 3,454 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,214,000 | 1,942 |
| Total noninterest expense | $5,620,000 | 3,271 |
| Salaries and employee benefits | $3,114,000 | 3,010 |
| Premises and equipment expense | $491,000 | 4,233 |
| Additional noninterest expense | $2,015,000 | 3,242 |
| Pre-tax net operating income | $2,685,000 | 1,790 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,030,000 | 1,194 |
| Income before extraordinary items | $1,655,000 | 2,351 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,655,000 | 2,349 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,655,000 | 2,352 |
| Net charge-offs | $142,000 | 5,109 |
| Cash dividends | $900,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,655,000 | 2,247 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,282,000 | 3,500 |
| Total interest expense | $1,018,000 | 4,650 |
| Net interest income | $5,264,000 | 3,098 |
| Provision for loan and lease losses | $83,000 | 5,886 |
| Total noninterest income | $1,017,000 | 2,699 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $247,000 | 3,520 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $770,000 | 2,123 |
| Total noninterest expense | $4,246,000 | 3,264 |
| Salaries and employee benefits | $2,339,000 | 3,033 |
| Premises and equipment expense | $381,000 | 4,200 |
| Additional noninterest expense | $1,526,000 | 3,173 |
| Pre-tax net operating income | $1,952,000 | 1,927 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $766,000 | 1,246 |
| Income before extraordinary items | $1,186,000 | 2,570 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,186,000 | 2,567 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,186,000 | 2,571 |
| Net charge-offs | $140,000 | 4,570 |
| Cash dividends | $675,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,186,000 | 2,429 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,228,000 | 3,503 |
| Total interest expense | $705,000 | 4,671 |
| Net interest income | $3,523,000 | 3,093 |
| Provision for loan and lease losses | $53,000 | 5,807 |
| Total noninterest income | $595,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $166,000 | 3,514 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $429,000 | 2,314 |
| Total noninterest expense | $2,813,000 | 3,282 |
| Salaries and employee benefits | $1,557,000 | 3,046 |
| Premises and equipment expense | $257,000 | 4,197 |
| Additional noninterest expense | $999,000 | 3,210 |
| Pre-tax net operating income | $1,252,000 | 1,990 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $496,000 | 1,220 |
| Income before extraordinary items | $756,000 | 2,613 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $756,000 | 2,609 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $756,000 | 2,612 |
| Net charge-offs | $136,000 | 3,929 |
| Cash dividends | $450,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $756,000 | 2,500 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 3,549 |
| Total interest expense | $362,000 | 4,730 |
| Net interest income | $1,769,000 | 3,106 |
| Provision for loan and lease losses | $23,000 | 5,664 |
| Total noninterest income | $298,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $88,000 | 3,399 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $210,000 | 2,321 |
| Total noninterest expense | $1,433,000 | 3,258 |
| Salaries and employee benefits | $810,000 | 2,981 |
| Premises and equipment expense | $130,000 | 4,266 |
| Additional noninterest expense | $493,000 | 3,227 |
| Pre-tax net operating income | $611,000 | 2,072 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $242,000 | 1,241 |
| Income before extraordinary items | $369,000 | 2,703 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $369,000 | 2,701 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $369,000 | 2,704 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $225,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $369,000 | 2,594 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,717,000 | 3,599 |
| Total interest expense | $1,736,000 | 4,818 |
| Net interest income | $6,981,000 | 3,073 |
| Provision for loan and lease losses | $50,000 | 6,827 |
| Total noninterest income | $1,186,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $326,000 | 3,725 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $860,000 | 2,347 |
| Total noninterest expense | $5,543,000 | 3,389 |
| Salaries and employee benefits | $3,057,000 | 3,122 |
| Premises and equipment expense | $523,000 | 4,250 |
| Additional noninterest expense | $1,963,000 | 3,360 |
| Pre-tax net operating income | $2,574,000 | 1,534 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,017,000 | 943 |
| Income before extraordinary items | $1,557,000 | 2,053 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,557,000 | 2,049 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,557,000 | 2,051 |
| Net charge-offs | $41,000 | 6,324 |
| Cash dividends | $875,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,557,000 | 2,022 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,530,000 | 3,641 |
| Total interest expense | $1,340,000 | 4,886 |
| Net interest income | $5,190,000 | 3,090 |
| Provision for loan and lease losses | $50,000 | 6,514 |
| Total noninterest income | $914,000 | 2,998 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $240,000 | 3,778 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $674,000 | 2,348 |
| Total noninterest expense | $4,145,000 | 3,411 |
| Salaries and employee benefits | $2,284,000 | 3,168 |
| Premises and equipment expense | $385,000 | 4,351 |
| Additional noninterest expense | $1,476,000 | 3,316 |
| Pre-tax net operating income | $1,909,000 | 1,687 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $756,000 | 1,047 |
| Income before extraordinary items | $1,153,000 | 2,245 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,153,000 | 2,242 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,153,000 | 2,245 |
| Net charge-offs | $40,000 | 5,835 |
| Cash dividends | $625,000 | 1,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,153,000 | 2,206 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,353,000 | 3,678 |
| Total interest expense | $917,000 | 4,939 |
| Net interest income | $3,436,000 | 3,096 |
| Provision for loan and lease losses | $50,000 | 6,064 |
| Total noninterest income | $707,000 | 2,732 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $158,000 | 3,785 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $549,000 | 2,091 |
| Total noninterest expense | $2,792,000 | 3,410 |
| Salaries and employee benefits | $1,520,000 | 3,199 |
| Premises and equipment expense | $263,000 | 4,316 |
| Additional noninterest expense | $1,009,000 | 3,275 |
| Pre-tax net operating income | $1,301,000 | 1,714 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $509,000 | 1,073 |
| Income before extraordinary items | $792,000 | 2,248 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $792,000 | 2,245 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $792,000 | 2,247 |
| Net charge-offs | $28,000 | 5,387 |
| Cash dividends | $375,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $792,000 | 2,189 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,214,000 | 3,669 |
| Total interest expense | $474,000 | 4,972 |
| Net interest income | $1,740,000 | 3,056 |
| Provision for loan and lease losses | $50,000 | 4,881 |
| Total noninterest income | $298,000 | 3,037 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $80,000 | 3,714 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $218,000 | 2,392 |
| Total noninterest expense | $1,346,000 | 3,438 |
| Salaries and employee benefits | $780,000 | 3,161 |
| Premises and equipment expense | $130,000 | 4,390 |
| Additional noninterest expense | $436,000 | 3,349 |
| Pre-tax net operating income | $642,000 | 1,944 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $251,000 | 1,226 |
| Income before extraordinary items | $391,000 | 2,617 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $391,000 | 2,616 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $391,000 | 2,618 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $125,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $391,000 | 2,471 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,341,000 | 3,713 |
| Total interest expense | $2,225,000 | 5,053 |
| Net interest income | $7,116,000 | 3,004 |
| Provision for loan and lease losses | $30,000 | 6,834 |
| Total noninterest income | $846,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $295,000 | 4,039 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $551,000 | 3,023 |
| Total noninterest expense | $5,135,000 | 3,489 |
| Salaries and employee benefits | $2,785,000 | 3,459 |
| Premises and equipment expense | $542,000 | 4,251 |
| Additional noninterest expense | $1,808,000 | 3,129 |
| Pre-tax net operating income | $2,797,000 | 1,916 |
| Securities gains (losses) | $-1,904,000 | 7,879 |
| Applicable income taxes | $339,000 | 2,262 |
| Income before extraordinary items | $554,000 | 4,286 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $554,000 | 4,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,988 |
| Cash dividends | $675,000 | 2,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,772,560 | 2,349 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,064,000 | 3,744 |
| Total interest expense | $1,725,000 | 5,091 |
| Net interest income | $5,339,000 | 3,024 |
| Provision for loan and lease losses | $30,000 | 6,263 |
| Total noninterest income | $627,000 | 3,875 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $217,000 | 4,095 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $410,000 | 3,142 |
| Total noninterest expense | $3,815,000 | 3,496 |
| Salaries and employee benefits | $2,084,000 | 3,489 |
| Premises and equipment expense | $431,000 | 4,064 |
| Additional noninterest expense | $1,300,000 | 3,155 |
| Pre-tax net operating income | $2,121,000 | 2,209 |
| Securities gains (losses) | $-1,904,000 | 8,051 |
| Applicable income taxes | $815,000 | 1,356 |
| Income before extraordinary items | $-598,000 | 7,266 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-598,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,121 |
| Cash dividends | $375,000 | 3,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $620,560 | 4,223 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,729,000 | 3,783 |
| Total interest expense | $1,212,000 | 5,085 |
| Net interest income | $3,517,000 | 3,036 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $436,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $139,000 | 4,184 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $297,000 | 3,032 |
| Total noninterest expense | $2,566,000 | 3,486 |
| Salaries and employee benefits | $1,391,000 | 3,528 |
| Premises and equipment expense | $291,000 | 4,047 |
| Additional noninterest expense | $884,000 | 3,066 |
| Pre-tax net operating income | $1,357,000 | 2,382 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $520,000 | 1,553 |
| Income before extraordinary items | $837,000 | 2,959 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $837,000 | 2,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $250,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $837,000 | 2,914 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,418,000 | 3,797 |
| Total interest expense | $657,000 | 5,043 |
| Net interest income | $1,761,000 | 3,050 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $210,000 | 3,907 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $71,000 | 4,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $139,000 | 3,174 |
| Total noninterest expense | $1,277,000 | 3,524 |
| Salaries and employee benefits | $697,000 | 3,552 |
| Premises and equipment expense | $158,000 | 3,825 |
| Additional noninterest expense | $422,000 | 3,153 |
| Pre-tax net operating income | $664,000 | 2,514 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $254,000 | 1,670 |
| Income before extraordinary items | $410,000 | 3,139 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $410,000 | 3,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $125,000 | 2,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $410,000 | 3,062 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,903,000 | 3,788 |
| Total interest expense | $2,918,000 | 4,876 |
| Net interest income | $6,985,000 | 3,113 |
| Provision for loan and lease losses | $120,000 | 4,617 |
| Total noninterest income | $704,000 | 4,279 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $321,000 | 3,957 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $383,000 | 3,817 |
| Total noninterest expense | $4,954,000 | 3,458 |
| Salaries and employee benefits | $2,622,000 | 3,588 |
| Premises and equipment expense | $574,000 | 3,958 |
| Additional noninterest expense | $1,758,000 | 2,995 |
| Pre-tax net operating income | $2,615,000 | 2,728 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $999,000 | 1,867 |
| Income before extraordinary items | $1,616,000 | 3,269 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,616,000 | 3,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,543 |
| Cash dividends | $650,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,616,000 | 3,255 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,433,000 | 3,793 |
| Total interest expense | $2,182,000 | 4,901 |
| Net interest income | $5,251,000 | 3,107 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $538,000 | 4,242 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $239,000 | 3,960 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $299,000 | 3,745 |
| Total noninterest expense | $3,710,000 | 3,452 |
| Salaries and employee benefits | $1,957,000 | 3,597 |
| Premises and equipment expense | $429,000 | 3,957 |
| Additional noninterest expense | $1,324,000 | 2,926 |
| Pre-tax net operating income | $1,989,000 | 2,844 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $762,000 | 1,966 |
| Income before extraordinary items | $1,227,000 | 3,411 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,227,000 | 3,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,346 |
| Cash dividends | $400,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,227,000 | 3,395 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,875,000 | 3,854 |
| Total interest expense | $1,391,000 | 5,013 |
| Net interest income | $3,484,000 | 3,141 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $364,000 | 4,238 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $157,000 | 4,004 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $207,000 | 3,716 |
| Total noninterest expense | $2,511,000 | 3,427 |
| Salaries and employee benefits | $1,318,000 | 3,598 |
| Premises and equipment expense | $287,000 | 3,960 |
| Additional noninterest expense | $906,000 | 2,863 |
| Pre-tax net operating income | $1,277,000 | 2,987 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $489,000 | 2,102 |
| Income before extraordinary items | $788,000 | 3,551 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $788,000 | 3,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $275,000 | 3,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $788,000 | 3,530 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,401,000 | 3,882 |
| Total interest expense | $676,000 | 5,066 |
| Net interest income | $1,725,000 | 3,149 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $179,000 | 4,263 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $83,000 | 3,831 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $96,000 | 3,829 |
| Total noninterest expense | $1,284,000 | 3,381 |
| Salaries and employee benefits | $676,000 | 3,554 |
| Premises and equipment expense | $152,000 | 3,834 |
| Additional noninterest expense | $456,000 | 2,821 |
| Pre-tax net operating income | $590,000 | 3,163 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $225,000 | 2,240 |
| Income before extraordinary items | $365,000 | 3,715 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $365,000 | 3,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $125,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $365,000 | 3,694 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,271,000 | 3,784 |
| Total interest expense | $2,431,000 | 4,897 |
| Net interest income | $6,840,000 | 3,169 |
| Provision for loan and lease losses | $60,000 | 5,315 |
| Total noninterest income | $711,000 | 4,320 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $327,000 | 3,949 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $384,000 | 3,804 |
| Total noninterest expense | $4,685,000 | 3,524 |
| Salaries and employee benefits | $2,369,000 | 3,757 |
| Premises and equipment expense | $556,000 | 3,981 |
| Additional noninterest expense | $1,760,000 | 2,877 |
| Pre-tax net operating income | $2,806,000 | 2,908 |
| Securities gains (losses) | $-7,000 | 7,181 |
| Applicable income taxes | $1,067,000 | 2,105 |
| Income before extraordinary items | $1,732,000 | 3,445 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,732,000 | 3,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,465 |
| Cash dividends | $550,000 | 3,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,736,480 | 3,422 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,868,000 | 3,794 |
| Total interest expense | $1,732,000 | 4,949 |
| Net interest income | $5,136,000 | 3,189 |
| Provision for loan and lease losses | $30,000 | 5,631 |
| Total noninterest income | $528,000 | 4,353 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $226,000 | 4,151 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $302,000 | 3,724 |
| Total noninterest expense | $3,508,000 | 3,528 |
| Salaries and employee benefits | $1,770,000 | 3,773 |
| Premises and equipment expense | $423,000 | 3,957 |
| Additional noninterest expense | $1,315,000 | 2,878 |
| Pre-tax net operating income | $2,126,000 | 2,990 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $802,000 | 2,195 |
| Income before extraordinary items | $1,324,000 | 3,495 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,324,000 | 3,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,707 |
| Cash dividends | $375,000 | 3,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,324,000 | 3,479 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,514,000 | 3,785 |
| Total interest expense | $1,077,000 | 5,030 |
| Net interest income | $3,437,000 | 3,178 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $323,000 | 4,542 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $126,000 | 4,497 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $197,000 | 3,774 |
| Total noninterest expense | $2,403,000 | 3,454 |
| Salaries and employee benefits | $1,194,000 | 3,755 |
| Premises and equipment expense | $280,000 | 3,986 |
| Additional noninterest expense | $929,000 | 2,745 |
| Pre-tax net operating income | $1,357,000 | 3,091 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $519,000 | 2,248 |
| Income before extraordinary items | $838,000 | 3,631 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $838,000 | 3,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,960 |
| Cash dividends | $250,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $838,000 | 3,620 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,222,000 | 3,776 |
| Total interest expense | $517,000 | 5,015 |
| Net interest income | $1,705,000 | 3,195 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $145,000 | 4,759 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $61,000 | 4,498 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $84,000 | 4,044 |
| Total noninterest expense | $1,194,000 | 3,487 |
| Salaries and employee benefits | $619,000 | 3,665 |
| Premises and equipment expense | $142,000 | 3,946 |
| Additional noninterest expense | $433,000 | 2,904 |
| Pre-tax net operating income | $656,000 | 3,115 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $251,000 | 2,272 |
| Income before extraordinary items | $405,000 | 3,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $405,000 | 3,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $125,000 | 2,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $405,000 | 3,666 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,451,000 | 3,590 |
| Total interest expense | $1,697,000 | 4,913 |
| Net interest income | $6,754,000 | 3,131 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $622,000 | 4,702 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $255,000 | 4,535 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $367,000 | 3,925 |
| Total noninterest expense | $4,624,000 | 3,446 |
| Salaries and employee benefits | $2,315,000 | 3,701 |
| Premises and equipment expense | $610,000 | 3,608 |
| Additional noninterest expense | $1,699,000 | 2,918 |
| Pre-tax net operating income | $2,632,000 | 3,063 |
| Securities gains (losses) | $-26,000 | 7,947 |
| Applicable income taxes | $1,004,000 | 2,258 |
| Income before extraordinary items | $1,602,000 | 3,631 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,602,000 | 3,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,967 |
| Cash dividends | $588,000 | 3,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,618,640 | 3,583 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,293,000 | 3,560 |
| Total interest expense | $1,196,000 | 4,943 |
| Net interest income | $5,097,000 | 3,100 |
| Provision for loan and lease losses | $80,000 | 4,606 |
| Total noninterest income | $469,000 | 4,719 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $191,000 | 4,565 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $278,000 | 3,932 |
| Total noninterest expense | $3,492,000 | 3,407 |
| Salaries and employee benefits | $1,759,000 | 3,638 |
| Premises and equipment expense | $451,000 | 3,648 |
| Additional noninterest expense | $1,282,000 | 2,866 |
| Pre-tax net operating income | $1,994,000 | 3,063 |
| Securities gains (losses) | $-26,000 | 8,284 |
| Applicable income taxes | $759,000 | 2,285 |
| Income before extraordinary items | $1,209,000 | 3,644 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,209,000 | 3,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $338,000 | 3,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,225,640 | 3,581 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,139,000 | 3,522 |
| Total interest expense | $758,000 | 4,926 |
| Net interest income | $3,381,000 | 3,083 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $341,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $126,000 | 4,551 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $215,000 | 3,646 |
| Total noninterest expense | $2,318,000 | 3,390 |
| Salaries and employee benefits | $1,182,000 | 3,600 |
| Premises and equipment expense | $295,000 | 3,678 |
| Additional noninterest expense | $841,000 | 2,883 |
| Pre-tax net operating income | $1,344,000 | 2,995 |
| Securities gains (losses) | $-6,000 | 7,982 |
| Applicable income taxes | $522,000 | 2,214 |
| Income before extraordinary items | $816,000 | 3,598 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $816,000 | 3,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $225,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $819,840 | 3,541 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,038,000 | 3,534 |
| Total interest expense | $363,000 | 4,958 |
| Net interest income | $1,675,000 | 3,093 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $176,000 | 4,306 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $65,000 | 4,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $111,000 | 3,545 |
| Total noninterest expense | $1,151,000 | 3,435 |
| Salaries and employee benefits | $592,000 | 3,606 |
| Premises and equipment expense | $155,000 | 3,563 |
| Additional noninterest expense | $404,000 | 2,985 |
| Pre-tax net operating income | $670,000 | 2,955 |
| Securities gains (losses) | $-6,000 | 8,424 |
| Applicable income taxes | $257,000 | 2,226 |
| Income before extraordinary items | $407,000 | 3,579 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $407,000 | 3,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $113,000 | 2,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $410,840 | 3,519 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,993,000 | 3,418 |
| Total interest expense | $1,444,000 | 4,622 |
| Net interest income | $6,549,000 | 3,064 |
| Provision for loan and lease losses | $10,000 | 7,024 |
| Total noninterest income | $684,000 | 4,451 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $262,000 | 4,643 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $422,000 | 3,619 |
| Total noninterest expense | $4,479,000 | 3,428 |
| Salaries and employee benefits | $2,353,000 | 3,511 |
| Premises and equipment expense | $520,000 | 3,962 |
| Additional noninterest expense | $1,606,000 | 2,961 |
| Pre-tax net operating income | $2,744,000 | 2,775 |
| Securities gains (losses) | $-12,000 | 8,276 |
| Applicable income taxes | $1,043,000 | 2,081 |
| Income before extraordinary items | $1,689,000 | 3,336 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,689,000 | 3,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $550,000 | 3,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,696,680 | 3,258 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,978,000 | 3,400 |
| Total interest expense | $1,077,000 | 4,595 |
| Net interest income | $4,901,000 | 3,058 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $545,000 | 4,313 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $196,000 | 4,685 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $349,000 | 3,441 |
| Total noninterest expense | $3,421,000 | 3,355 |
| Salaries and employee benefits | $1,830,000 | 3,380 |
| Premises and equipment expense | $375,000 | 4,070 |
| Additional noninterest expense | $1,216,000 | 2,894 |
| Pre-tax net operating income | $2,015,000 | 2,865 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $774,000 | 2,153 |
| Income before extraordinary items | $1,242,000 | 3,462 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,242,000 | 3,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $300,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,241,360 | 3,372 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 3,403 |
| Total interest expense | $705,000 | 4,651 |
| Net interest income | $3,267,000 | 3,049 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $385,000 | 4,184 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $130,000 | 4,686 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $255,000 | 3,288 |
| Total noninterest expense | $2,311,000 | 3,349 |
| Salaries and employee benefits | $1,248,000 | 3,337 |
| Premises and equipment expense | $437,000 | 2,569 |
| Additional noninterest expense | $626,000 | 3,620 |
| Pre-tax net operating income | $1,331,000 | 2,857 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $531,000 | 2,105 |
| Income before extraordinary items | $802,000 | 3,516 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $802,000 | 3,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $800,720 | 3,439 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,046,000 | 3,331 |
| Total interest expense | $352,000 | 4,690 |
| Net interest income | $1,694,000 | 2,929 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $219,000 | 3,845 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $64,000 | 4,635 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $155,000 | 2,890 |
| Total noninterest expense | $1,142,000 | 3,373 |
| Salaries and employee benefits | $637,000 | 3,293 |
| Premises and equipment expense | $113,000 | 4,421 |
| Additional noninterest expense | $392,000 | 2,970 |
| Pre-tax net operating income | $761,000 | 2,523 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $303,000 | 1,917 |
| Income before extraordinary items | $458,000 | 3,151 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $458,000 | 3,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $458,000 | 3,031 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,902,000 | 3,481 |
| Total interest expense | $1,571,000 | 4,742 |
| Net interest income | $6,331,000 | 3,032 |
| Provision for loan and lease losses | $150,000 | 4,567 |
| Total noninterest income | $865,000 | 4,040 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $270,000 | 4,561 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $595,000 | 3,275 |
| Total noninterest expense | $4,178,000 | 3,584 |
| Salaries and employee benefits | $2,182,000 | 3,648 |
| Premises and equipment expense | $433,000 | 4,480 |
| Additional noninterest expense | $1,563,000 | 2,964 |
| Pre-tax net operating income | $2,868,000 | 2,603 |
| Securities gains (losses) | $19,000 | 3,246 |
| Applicable income taxes | $1,137,000 | 2,001 |
| Income before extraordinary items | $1,750,000 | 3,168 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,750,000 | 3,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $550,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,737,840 | 3,046 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,968,000 | 3,510 |
| Total interest expense | $1,212,000 | 4,786 |
| Net interest income | $4,756,000 | 3,038 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $754,000 | 3,773 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $204,000 | 4,566 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $550,000 | 2,964 |
| Total noninterest expense | $3,200,000 | 3,503 |
| Salaries and employee benefits | $1,647,000 | 3,615 |
| Premises and equipment expense | $342,000 | 4,327 |
| Additional noninterest expense | $1,211,000 | 2,865 |
| Pre-tax net operating income | $2,220,000 | 2,627 |
| Securities gains (losses) | $13,000 | 3,204 |
| Applicable income taxes | $878,000 | 2,062 |
| Income before extraordinary items | $1,355,000 | 3,197 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,355,000 | 3,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,642 |
| Cash dividends | $300,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,346,680 | 3,053 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,004,000 | 3,518 |
| Total interest expense | $838,000 | 4,786 |
| Net interest income | $3,166,000 | 3,026 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $420,000 | 4,134 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $131,000 | 4,632 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $289,000 | 3,370 |
| Total noninterest expense | $2,075,000 | 3,585 |
| Salaries and employee benefits | $1,128,000 | 3,535 |
| Premises and equipment expense | $229,000 | 4,318 |
| Additional noninterest expense | $718,000 | 3,160 |
| Pre-tax net operating income | $1,451,000 | 2,673 |
| Securities gains (losses) | $11,000 | 2,898 |
| Applicable income taxes | $564,000 | 2,143 |
| Income before extraordinary items | $898,000 | 3,217 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $898,000 | 3,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,788 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $890,960 | 3,071 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,942,000 | 3,613 |
| Total interest expense | $422,000 | 4,876 |
| Net interest income | $1,520,000 | 3,140 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $133,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $67,000 | 4,483 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $66,000 | 4,730 |
| Total noninterest expense | $1,010,000 | 3,631 |
| Salaries and employee benefits | $527,000 | 3,746 |
| Premises and equipment expense | $116,000 | 4,277 |
| Additional noninterest expense | $367,000 | 3,068 |
| Pre-tax net operating income | $613,000 | 3,029 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $237,000 | 2,409 |
| Income before extraordinary items | $376,000 | 3,633 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $376,000 | 3,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,227 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $376,000 | 3,456 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,124,000 | 3,605 |
| Total interest expense | $2,209,000 | 4,505 |
| Net interest income | $5,915,000 | 3,181 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $452,000 | 5,473 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $265,000 | 4,553 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $187,000 | 5,163 |
| Total noninterest expense | $3,756,000 | 3,736 |
| Salaries and employee benefits | $1,947,000 | 3,826 |
| Premises and equipment expense | $434,000 | 4,369 |
| Additional noninterest expense | $1,375,000 | 3,191 |
| Pre-tax net operating income | $2,491,000 | 2,887 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $848,000 | 2,491 |
| Income before extraordinary items | $1,643,000 | 3,266 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,643,000 | 3,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,528 |
| Cash dividends | $475,000 | 3,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,643,000 | 3,166 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,450,000 | 3,835 |
| Total interest expense | $2,903,000 | 4,853 |
| Net interest income | $5,547,000 | 3,152 |
| Provision for loan and lease losses | $45,000 | 6,815 |
| Total noninterest income | $424,000 | 5,526 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $259,000 | 4,556 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $165,000 | 5,332 |
| Total noninterest expense | $3,492,000 | 3,834 |
| Salaries and employee benefits | $1,731,000 | 4,033 |
| Premises and equipment expense | $434,000 | 4,348 |
| Additional noninterest expense | $1,327,000 | 3,205 |
| Pre-tax net operating income | $2,434,000 | 2,721 |
| Securities gains (losses) | $8,000 | 3,714 |
| Applicable income taxes | $882,000 | 2,267 |
| Income before extraordinary items | $1,560,000 | 3,132 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,560,000 | 3,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,506 |
| Cash dividends | $450,000 | 3,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,554,880 | 3,044 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,424,000 | 3,966 |
| Total interest expense | $3,010,000 | 4,913 |
| Net interest income | $5,414,000 | 3,249 |
| Provision for loan and lease losses | $90,000 | 5,514 |
| Total noninterest income | $366,000 | 5,784 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $239,000 | 4,632 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $127,000 | 5,869 |
| Total noninterest expense | $3,180,000 | 4,033 |
| Salaries and employee benefits | $1,622,000 | 4,107 |
| Premises and equipment expense | $428,000 | 4,287 |
| Additional noninterest expense | $1,130,000 | 3,626 |
| Pre-tax net operating income | $2,510,000 | 2,756 |
| Securities gains (losses) | $-18,000 | 8,681 |
| Applicable income taxes | $940,000 | 2,244 |
| Income before extraordinary items | $1,552,000 | 3,164 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,552,000 | 3,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 9,421 |
| Cash dividends | $450,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,563,520 | 3,149 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,847,000 | 3,980 |
| Total interest expense | $2,862,000 | 4,766 |
| Net interest income | $4,985,000 | 3,462 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $333,000 | 6,146 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $223,000 | 4,823 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $110,000 | 6,406 |
| Total noninterest expense | $3,046,000 | 4,154 |
| Salaries and employee benefits | $1,440,000 | 4,489 |
| Premises and equipment expense | $428,000 | 4,299 |
| Additional noninterest expense | $1,178,000 | 3,490 |
| Pre-tax net operating income | $2,152,000 | 3,151 |
| Securities gains (losses) | $12,000 | 1,656 |
| Applicable income taxes | $799,000 | 2,649 |
| Income before extraordinary items | $1,365,000 | 3,491 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,365,000 | 3,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,715 |
| Cash dividends | $350,000 | 4,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,357,320 | 3,473 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,647,000 | 4,092 |
| Total interest expense | $3,033,000 | 4,682 |
| Net interest income | $4,614,000 | 3,656 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $290,000 | 6,573 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $211,000 | 5,006 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $79,000 | 7,213 |
| Total noninterest expense | $2,987,000 | 4,136 |
| Salaries and employee benefits | $1,464,000 | 4,318 |
| Premises and equipment expense | $169,000 | 7,251 |
| Additional noninterest expense | $1,354,000 | 3,029 |
| Pre-tax net operating income | $1,797,000 | 3,634 |
| Securities gains (losses) | $22,000 | 2,353 |
| Applicable income taxes | $618,000 | 3,329 |
| Income before extraordinary items | $1,201,000 | 3,931 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,201,000 | 3,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,586 |
| Cash dividends | $310,000 | 4,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,186,480 | 3,878 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,146,000 | 4,425 |
| Total interest expense | $2,884,000 | 4,882 |
| Net interest income | $4,262,000 | 4,011 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $250,000 | 7,219 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $198,000 | 5,361 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $52,000 | 8,342 |
| Total noninterest expense | $2,769,000 | 4,384 |
| Salaries and employee benefits | $1,351,000 | 4,638 |
| Premises and equipment expense | $150,000 | 7,796 |
| Additional noninterest expense | $1,268,000 | 3,191 |
| Pre-tax net operating income | $1,623,000 | 4,183 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $512,000 | 4,144 |
| Income before extraordinary items | $1,109,000 | 4,335 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,109,000 | 4,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 10,487 |
| Cash dividends | $275,000 | 4,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,110,360 | 4,261 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,672,000 | 4,773 |
| Total interest expense | $2,813,000 | 5,052 |
| Net interest income | $3,859,000 | 4,464 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $224,000 | 7,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,156 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,626 |
| Total noninterest expense | $2,553,000 | 4,918 |
| Salaries and employee benefits | $1,248,000 | 5,028 |
| Premises and equipment expense | $165,000 | 7,728 |
| Additional noninterest expense | $1,140,000 | 3,942 |
| Pre-tax net operating income | $1,410,000 | 4,556 |
| Securities gains (losses) | $-80,000 | 11,155 |
| Applicable income taxes | $235,000 | 6,641 |
| Income before extraordinary items | $1,095,000 | 4,168 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,095,000 | 4,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,230 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,160,600 | 3,931 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,462,000 | 4,874 |
| Total interest expense | $2,839,000 | 5,016 |
| Net interest income | $3,623,000 | 4,708 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $204,000 | 8,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 6,790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,751 |
| Total noninterest expense | $2,228,000 | 5,495 |
| Salaries and employee benefits | $1,155,000 | 5,388 |
| Premises and equipment expense | $88,000 | 9,975 |
| Additional noninterest expense | $985,000 | 4,409 |
| Pre-tax net operating income | $1,499,000 | 4,458 |
| Securities gains (losses) | $-18,000 | 10,494 |
| Applicable income taxes | $564,000 | 3,825 |
| Income before extraordinary items | $917,000 | 4,924 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $917,000 | 4,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,003 |
| Cash dividends | $225,000 | 5,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $928,520 | 4,860 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,266,000 | 4,674 |
| Total interest expense | $2,347,000 | 4,900 |
| Net interest income | $3,919,000 | 4,468 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $203,000 | 8,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,719 |
| Total noninterest expense | $2,196,000 | 5,757 |
| Salaries and employee benefits | $1,066,000 | 5,786 |
| Premises and equipment expense | $118,000 | 9,449 |
| Additional noninterest expense | $1,012,000 | 4,664 |
| Pre-tax net operating income | $1,896,000 | 3,591 |
| Securities gains (losses) | $-13,000 | 10,028 |
| Applicable income taxes | $748,000 | 2,936 |
| Income before extraordinary items | $1,135,000 | 4,067 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,135,000 | 4,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,873 |
| Cash dividends | $220,000 | 5,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,143,320 | 4,077 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,404,000 | 4,671 |
| Total interest expense | $2,655,000 | 4,573 |
| Net interest income | $3,749,000 | 4,666 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $207,000 | 9,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,614 |
| Total noninterest expense | $2,050,000 | 6,203 |
| Salaries and employee benefits | $957,000 | 6,376 |
| Premises and equipment expense | $92,000 | 10,712 |
| Additional noninterest expense | $1,001,000 | 4,923 |
| Pre-tax net operating income | $1,906,000 | 3,475 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $783,000 | 2,806 |
| Income before extraordinary items | $1,123,000 | 4,249 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,123,000 | 4,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,647 |
| Cash dividends | $202,000 | 5,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,123,000 | 4,036 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,834,000 | 4,923 |
| Total interest expense | $3,365,000 | 4,702 |
| Net interest income | $3,469,000 | 5,047 |
| Provision for loan and lease losses | $469,000 | 3,147 |
| Total noninterest income | $196,000 | 9,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 11,113 |
| Total noninterest expense | $1,949,000 | 6,510 |
| Salaries and employee benefits | $914,000 | 6,538 |
| Premises and equipment expense | $131,000 | 9,652 |
| Additional noninterest expense | $904,000 | 5,504 |
| Pre-tax net operating income | $1,247,000 | 4,764 |
| Securities gains (losses) | $266,000 | 1,645 |
| Applicable income taxes | $725,000 | 2,866 |
| Income before extraordinary items | $788,000 | 5,423 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $788,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 3,729 |
| Cash dividends | $170,000 | 5,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $617,760 | 6,089 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.