Home > The First National Bank of Shiner > Income and Expense
The First National Bank of Shiner, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $34,038,000 | 1,266 |
| Total interest expense | $20,135,000 | 777 |
| Net interest income | $13,903,000 | 1,926 |
| Provision for loan and lease losses | $400,000 | 1,437 |
| Total noninterest income | $1,564,000 | 2,272 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $595,000 | 1,473 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $969,000 | 2,307 |
| Total noninterest expense | $11,762,000 | 1,835 |
| Salaries and employee benefits | $4,713,000 | 2,274 |
| Premises and equipment expense | $841,000 | 2,241 |
| Additional noninterest expense | $969,000 | 2,307 |
| Pre-tax net operating income | $3,305,000 | 2,398 |
| Securities gains (losses) | $-412,000 | 4,143 |
| Applicable income taxes | $-89,000 | 4,415 |
| Income before extraordinary items | $2,982,000 | 2,350 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,982,000 | 2,374 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,982,000 | 2,353 |
| Net charge-offs | $-434,000 | 4,523 |
| Cash dividends | $1,000,000 | 2,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,394,000 | 2,204 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $25,272,000 | 1,254 |
| Total interest expense | $13,842,000 | 782 |
| Net interest income | $11,430,000 | 1,793 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,159,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $437,000 | 1,493 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $722,000 | 2,300 |
| Total noninterest expense | $7,606,000 | 2,019 |
| Salaries and employee benefits | $3,552,000 | 2,255 |
| Premises and equipment expense | $642,000 | 2,216 |
| Additional noninterest expense | $722,000 | 2,299 |
| Pre-tax net operating income | $4,983,000 | 1,664 |
| Securities gains (losses) | $-411,000 | 4,343 |
| Applicable income taxes | $-23,000 | 4,442 |
| Income before extraordinary items | $4,595,000 | 1,556 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,595,000 | 1,570 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,595,000 | 1,556 |
| Net charge-offs | $-442,000 | 4,553 |
| Cash dividends | $1,000,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,006,000 | 1,465 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $16,484,000 | 1,250 |
| Total interest expense | $8,110,000 | 792 |
| Net interest income | $8,374,000 | 1,691 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $764,000 | 2,242 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $296,000 | 1,471 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $468,000 | 2,265 |
| Total noninterest expense | $5,122,000 | 2,009 |
| Salaries and employee benefits | $2,399,000 | 2,236 |
| Premises and equipment expense | $424,000 | 2,233 |
| Additional noninterest expense | $468,000 | 2,261 |
| Pre-tax net operating income | $4,016,000 | 1,434 |
| Securities gains (losses) | $-50,000 | 4,084 |
| Applicable income taxes | $-16,000 | 4,491 |
| Income before extraordinary items | $3,982,000 | 1,256 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,982,000 | 1,267 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,982,000 | 1,256 |
| Net charge-offs | $-448,000 | 4,599 |
| Cash dividends | $1,000,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $4,032,000 | 1,258 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $7,938,000 | 1,264 |
| Total interest expense | $3,547,000 | 791 |
| Net interest income | $4,391,000 | 1,634 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $385,000 | 2,221 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $155,000 | 1,444 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $230,000 | 2,280 |
| Total noninterest expense | $2,556,000 | 2,035 |
| Salaries and employee benefits | $1,200,000 | 2,276 |
| Premises and equipment expense | $205,000 | 2,315 |
| Additional noninterest expense | $230,000 | 2,280 |
| Pre-tax net operating income | $2,220,000 | 1,354 |
| Securities gains (losses) | $-59,000 | 4,282 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $2,161,000 | 1,205 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,161,000 | 1,204 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,161,000 | 1,205 |
| Net charge-offs | $-455,000 | 4,644 |
| Cash dividends | $1,000,000 | 804 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,220,000 | 1,203 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $28,864,000 | 1,182 |
| Total interest expense | $6,777,000 | 613 |
| Net interest income | $22,087,000 | 1,328 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,472,000 | 2,367 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $563,000 | 1,560 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $909,000 | 2,428 |
| Total noninterest expense | $9,808,000 | 2,038 |
| Salaries and employee benefits | $4,888,000 | 2,217 |
| Premises and equipment expense | $844,000 | 2,227 |
| Additional noninterest expense | $909,000 | 2,428 |
| Pre-tax net operating income | $13,751,000 | 1,020 |
| Securities gains (losses) | $148,000 | 133 |
| Applicable income taxes | $42,000 | 3,306 |
| Income before extraordinary items | $13,857,000 | 861 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $13,857,000 | 862 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $13,857,000 | 862 |
| Net charge-offs | $56,000 | 1,483 |
| Cash dividends | $9,000,000 | 513 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $13,709,000 | 892 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $21,358,000 | 1,157 |
| Total interest expense | $4,074,000 | 561 |
| Net interest income | $17,284,000 | 1,252 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,080,000 | 2,402 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $414,000 | 1,593 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $666,000 | 2,482 |
| Total noninterest expense | $7,282,000 | 2,045 |
| Salaries and employee benefits | $3,629,000 | 2,231 |
| Premises and equipment expense | $634,000 | 2,245 |
| Additional noninterest expense | $666,000 | 2,482 |
| Pre-tax net operating income | $11,082,000 | 962 |
| Securities gains (losses) | $154,000 | 122 |
| Applicable income taxes | $-92,000 | 4,659 |
| Income before extraordinary items | $11,328,000 | 801 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $11,328,000 | 801 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $11,328,000 | 801 |
| Net charge-offs | $27,000 | 1,480 |
| Cash dividends | $9,000,000 | 386 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $11,174,000 | 820 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $14,093,000 | 1,118 |
| Total interest expense | $2,351,000 | 504 |
| Net interest income | $11,742,000 | 1,203 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $693,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $271,000 | 1,596 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $422,000 | 2,567 |
| Total noninterest expense | $4,773,000 | 2,052 |
| Salaries and employee benefits | $2,395,000 | 2,240 |
| Premises and equipment expense | $409,000 | 2,297 |
| Additional noninterest expense | $1,969,000 | 1,622 |
| Pre-tax net operating income | $7,662,000 | 871 |
| Securities gains (losses) | $84,000 | 160 |
| Applicable income taxes | $58,000 | 2,857 |
| Income before extraordinary items | $7,688,000 | 741 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,688,000 | 741 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $7,688,000 | 741 |
| Net charge-offs | $18,000 | 1,359 |
| Cash dividends | $2,500,000 | 707 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $7,604,840 | 763 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $6,957,000 | 1,103 |
| Total interest expense | $1,149,000 | 489 |
| Net interest income | $5,808,000 | 1,183 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $343,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $138,000 | 1,568 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $205,000 | 2,540 |
| Total noninterest expense | $2,344,000 | 2,065 |
| Salaries and employee benefits | $1,192,000 | 2,249 |
| Premises and equipment expense | $198,000 | 2,348 |
| Additional noninterest expense | $954,000 | 1,631 |
| Pre-tax net operating income | $3,807,000 | 852 |
| Securities gains (losses) | $37,000 | 235 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $3,844,000 | 719 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,844,000 | 719 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $3,844,000 | 719 |
| Net charge-offs | $16,000 | 1,033 |
| Cash dividends | $1,400,000 | 616 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $3,807,000 | 728 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $26,966,000 | 1,149 |
| Total interest expense | $5,333,000 | 510 |
| Net interest income | $21,633,000 | 1,273 |
| Provision for loan and lease losses | $490,000 | 1,076 |
| Total noninterest income | $1,370,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,030,000 | 952 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $340,000 | 3,629 |
| Total noninterest expense | $9,136,000 | 2,092 |
| Salaries and employee benefits | $4,675,000 | 2,250 |
| Premises and equipment expense | $835,000 | 2,253 |
| Additional noninterest expense | $3,626,000 | 1,707 |
| Pre-tax net operating income | $13,377,000 | 1,025 |
| Securities gains (losses) | $1,720,000 | 158 |
| Applicable income taxes | $-31,000 | 4,740 |
| Income before extraordinary items | $15,128,000 | 811 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $15,128,000 | 812 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $15,128,000 | 812 |
| Net charge-offs | $730,000 | 510 |
| Cash dividends | $5,000,000 | 790 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $13,408,000 | 893 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $20,168,000 | 1,179 |
| Total interest expense | $4,139,000 | 516 |
| Net interest income | $16,029,000 | 1,310 |
| Provision for loan and lease losses | $350,000 | 1,062 |
| Total noninterest income | $1,000,000 | 2,705 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $755,000 | 968 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $245,000 | 3,708 |
| Total noninterest expense | $6,810,000 | 2,117 |
| Salaries and employee benefits | $3,502,000 | 2,262 |
| Premises and equipment expense | $619,000 | 2,303 |
| Additional noninterest expense | $2,689,000 | 1,722 |
| Pre-tax net operating income | $9,869,000 | 1,084 |
| Securities gains (losses) | $1,318,000 | 162 |
| Applicable income taxes | $-100,000 | 4,868 |
| Income before extraordinary items | $11,287,000 | 855 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $11,287,000 | 854 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $11,287,000 | 855 |
| Net charge-offs | $719,000 | 401 |
| Cash dividends | $4,000,000 | 685 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $9,969,000 | 937 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $13,462,000 | 1,172 |
| Total interest expense | $2,858,000 | 525 |
| Net interest income | $10,604,000 | 1,307 |
| Provision for loan and lease losses | $140,000 | 1,468 |
| Total noninterest income | $647,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $480,000 | 968 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $167,000 | 3,689 |
| Total noninterest expense | $4,523,000 | 2,113 |
| Salaries and employee benefits | $2,322,000 | 2,272 |
| Premises and equipment expense | $408,000 | 2,313 |
| Additional noninterest expense | $1,793,000 | 1,696 |
| Pre-tax net operating income | $6,588,000 | 1,065 |
| Securities gains (losses) | $981,000 | 164 |
| Applicable income taxes | $26,000 | 3,256 |
| Income before extraordinary items | $7,543,000 | 844 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $7,543,000 | 843 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $7,543,000 | 844 |
| Net charge-offs | $715,000 | 324 |
| Cash dividends | $2,000,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $6,562,000 | 930 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $6,620,000 | 1,198 |
| Total interest expense | $1,460,000 | 540 |
| Net interest income | $5,160,000 | 1,335 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $321,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $234,000 | 972 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $87,000 | 3,641 |
| Total noninterest expense | $2,244,000 | 2,108 |
| Salaries and employee benefits | $1,158,000 | 2,270 |
| Premises and equipment expense | $206,000 | 2,317 |
| Additional noninterest expense | $880,000 | 1,705 |
| Pre-tax net operating income | $3,237,000 | 1,082 |
| Securities gains (losses) | $656,000 | 154 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $3,893,000 | 827 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $3,893,000 | 827 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $3,893,000 | 827 |
| Net charge-offs | $109,000 | 592 |
| Cash dividends | $2,000,000 | 449 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $3,237,000 | 933 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $26,360,000 | 1,185 |
| Total interest expense | $8,139,000 | 595 |
| Net interest income | $18,221,000 | 1,400 |
| Provision for loan and lease losses | $1,363,000 | 1,319 |
| Total noninterest income | $1,330,000 | 2,568 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $907,000 | 1,031 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $423,000 | 3,319 |
| Total noninterest expense | $8,752,000 | 2,141 |
| Salaries and employee benefits | $4,645,000 | 2,252 |
| Premises and equipment expense | $850,000 | 2,257 |
| Additional noninterest expense | $3,257,000 | 1,807 |
| Pre-tax net operating income | $9,436,000 | 1,113 |
| Securities gains (losses) | $6,930,000 | 92 |
| Applicable income taxes | $-47,000 | 4,860 |
| Income before extraordinary items | $16,413,000 | 614 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $16,413,000 | 613 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $16,413,000 | 614 |
| Net charge-offs | $91,000 | 2,071 |
| Cash dividends | $5,800,000 | 681 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $9,483,000 | 971 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $20,145,000 | 1,169 |
| Total interest expense | $6,593,000 | 598 |
| Net interest income | $13,552,000 | 1,403 |
| Provision for loan and lease losses | $1,013,000 | 1,353 |
| Total noninterest income | $978,000 | 2,553 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $652,000 | 1,065 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $326,000 | 3,260 |
| Total noninterest expense | $6,458,000 | 2,144 |
| Salaries and employee benefits | $3,455,000 | 2,240 |
| Premises and equipment expense | $631,000 | 2,266 |
| Additional noninterest expense | $2,372,000 | 1,814 |
| Pre-tax net operating income | $7,059,000 | 1,069 |
| Securities gains (losses) | $6,679,000 | 80 |
| Applicable income taxes | $36,000 | 3,195 |
| Income before extraordinary items | $13,702,000 | 530 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $13,702,000 | 529 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $13,702,000 | 530 |
| Net charge-offs | $72,000 | 1,855 |
| Cash dividends | $2,050,000 | 1,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $7,023,000 | 941 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $13,785,000 | 1,150 |
| Total interest expense | $4,878,000 | 594 |
| Net interest income | $8,907,000 | 1,412 |
| Provision for loan and lease losses | $863,000 | 1,182 |
| Total noninterest income | $659,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $421,000 | 1,101 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $238,000 | 3,129 |
| Total noninterest expense | $4,296,000 | 2,150 |
| Salaries and employee benefits | $2,338,000 | 2,218 |
| Premises and equipment expense | $414,000 | 2,282 |
| Additional noninterest expense | $1,544,000 | 1,839 |
| Pre-tax net operating income | $4,407,000 | 1,071 |
| Securities gains (losses) | $5,187,000 | 65 |
| Applicable income taxes | $-130,000 | 4,940 |
| Income before extraordinary items | $9,724,000 | 462 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,724,000 | 461 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $9,724,000 | 462 |
| Net charge-offs | $41,000 | 1,835 |
| Cash dividends | $1,250,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $4,537,000 | 901 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,796,000 | 1,172 |
| Total interest expense | $2,634,000 | 615 |
| Net interest income | $4,162,000 | 1,467 |
| Provision for loan and lease losses | $400,000 | 1,004 |
| Total noninterest income | $317,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $225,000 | 1,198 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $92,000 | 3,262 |
| Total noninterest expense | $2,154,000 | 2,168 |
| Salaries and employee benefits | $1,178,000 | 2,230 |
| Premises and equipment expense | $201,000 | 2,343 |
| Additional noninterest expense | $775,000 | 1,874 |
| Pre-tax net operating income | $1,925,000 | 1,080 |
| Securities gains (losses) | $3,264,000 | 51 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $5,189,000 | 386 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,189,000 | 385 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $5,189,000 | 386 |
| Net charge-offs | $32,000 | 1,402 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,925,000 | 959 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $25,633,000 | 1,233 |
| Total interest expense | $10,009,000 | 684 |
| Net interest income | $15,624,000 | 1,537 |
| Provision for loan and lease losses | $510,000 | 1,459 |
| Total noninterest income | $1,347,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $914,000 | 1,197 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $433,000 | 3,178 |
| Total noninterest expense | $9,028,000 | 2,067 |
| Salaries and employee benefits | $4,751,000 | 2,180 |
| Premises and equipment expense | $850,000 | 2,260 |
| Additional noninterest expense | $3,427,000 | 1,699 |
| Pre-tax net operating income | $7,433,000 | 1,293 |
| Securities gains (losses) | $1,111,000 | 212 |
| Applicable income taxes | $-261,000 | 5,117 |
| Income before extraordinary items | $8,805,000 | 1,036 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $8,805,000 | 1,037 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $8,805,000 | 1,037 |
| Net charge-offs | $826,000 | 740 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 558 |
| Net operating income | $7,694,000 | 1,130 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $19,037,000 | 1,255 |
| Total interest expense | $7,300,000 | 699 |
| Net interest income | $11,737,000 | 1,550 |
| Provision for loan and lease losses | $360,000 | 1,428 |
| Total noninterest income | $1,003,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $673,000 | 1,219 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $330,000 | 3,180 |
| Total noninterest expense | $6,595,000 | 2,114 |
| Salaries and employee benefits | $3,575,000 | 2,187 |
| Premises and equipment expense | $639,000 | 2,267 |
| Additional noninterest expense | $2,381,000 | 1,815 |
| Pre-tax net operating income | $5,785,000 | 1,294 |
| Securities gains (losses) | $837,000 | 225 |
| Applicable income taxes | $-266,000 | 5,218 |
| Income before extraordinary items | $6,888,000 | 1,023 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,888,000 | 1,024 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,888,000 | 1,024 |
| Net charge-offs | $823,000 | 553 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 509 |
| Net operating income | $6,051,000 | 1,111 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $12,611,000 | 1,256 |
| Total interest expense | $4,662,000 | 720 |
| Net interest income | $7,949,000 | 1,538 |
| Provision for loan and lease losses | $260,000 | 1,350 |
| Total noninterest income | $624,000 | 2,500 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $430,000 | 1,244 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $194,000 | 3,297 |
| Total noninterest expense | $4,384,000 | 2,123 |
| Salaries and employee benefits | $2,399,000 | 2,188 |
| Premises and equipment expense | $422,000 | 2,292 |
| Additional noninterest expense | $1,563,000 | 1,867 |
| Pre-tax net operating income | $3,929,000 | 1,256 |
| Securities gains (losses) | $180,000 | 398 |
| Applicable income taxes | $-252,000 | 5,269 |
| Income before extraordinary items | $4,361,000 | 1,036 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,361,000 | 1,036 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,361,000 | 1,036 |
| Net charge-offs | $781,000 | 422 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 474 |
| Net operating income | $4,181,000 | 1,053 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $6,243,000 | 1,255 |
| Total interest expense | $2,208,000 | 738 |
| Net interest income | $4,035,000 | 1,506 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $310,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $213,000 | 1,252 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $97,000 | 3,259 |
| Total noninterest expense | $2,165,000 | 2,154 |
| Salaries and employee benefits | $1,215,000 | 2,180 |
| Premises and equipment expense | $200,000 | 2,398 |
| Additional noninterest expense | $750,000 | 1,923 |
| Pre-tax net operating income | $2,150,000 | 1,150 |
| Securities gains (losses) | $9,000 | 735 |
| Applicable income taxes | $-211,000 | 5,323 |
| Income before extraordinary items | $2,370,000 | 945 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,370,000 | 943 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,370,000 | 944 |
| Net charge-offs | $10,000 | 1,981 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 398 |
| Net operating income | $2,361,000 | 930 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $22,902,000 | 1,283 |
| Total interest expense | $6,630,000 | 733 |
| Net interest income | $16,272,000 | 1,487 |
| Provision for loan and lease losses | $240,000 | 2,183 |
| Total noninterest income | $1,170,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $751,000 | 1,446 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $419,000 | 3,297 |
| Total noninterest expense | $8,301,000 | 2,190 |
| Salaries and employee benefits | $4,482,000 | 2,272 |
| Premises and equipment expense | $880,000 | 2,234 |
| Additional noninterest expense | $2,939,000 | 1,958 |
| Pre-tax net operating income | $8,901,000 | 1,138 |
| Securities gains (losses) | $82,000 | 342 |
| Applicable income taxes | $102,000 | 3,081 |
| Income before extraordinary items | $8,881,000 | 1,019 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $8,881,000 | 1,018 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $8,881,000 | 1,018 |
| Net charge-offs | $160,000 | 1,817 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 573 |
| Net operating income | $8,799,820 | 1,030 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $16,996,000 | 1,287 |
| Total interest expense | $4,683,000 | 739 |
| Net interest income | $12,313,000 | 1,464 |
| Provision for loan and lease losses | $165,000 | 2,183 |
| Total noninterest income | $838,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $528,000 | 1,536 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $310,000 | 3,341 |
| Total noninterest expense | $6,175,000 | 2,194 |
| Salaries and employee benefits | $3,345,000 | 2,276 |
| Premises and equipment expense | $671,000 | 2,214 |
| Additional noninterest expense | $2,159,000 | 1,990 |
| Pre-tax net operating income | $6,811,000 | 1,121 |
| Securities gains (losses) | $78,000 | 341 |
| Applicable income taxes | $36,000 | 3,444 |
| Income before extraordinary items | $6,853,000 | 996 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,853,000 | 995 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $6,853,000 | 995 |
| Net charge-offs | $153,000 | 1,420 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 525 |
| Net operating income | $6,775,780 | 1,003 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $11,262,000 | 1,280 |
| Total interest expense | $2,964,000 | 728 |
| Net interest income | $8,298,000 | 1,448 |
| Provision for loan and lease losses | $90,000 | 2,265 |
| Total noninterest income | $557,000 | 2,736 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $343,000 | 1,550 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $214,000 | 3,303 |
| Total noninterest expense | $4,117,000 | 2,211 |
| Salaries and employee benefits | $2,232,000 | 2,287 |
| Premises and equipment expense | $451,000 | 2,230 |
| Additional noninterest expense | $1,434,000 | 2,000 |
| Pre-tax net operating income | $4,648,000 | 1,085 |
| Securities gains (losses) | $76,000 | 289 |
| Applicable income taxes | $40,000 | 3,243 |
| Income before extraordinary items | $4,684,000 | 967 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,684,000 | 965 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,684,000 | 966 |
| Net charge-offs | $194,000 | 953 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 522 |
| Net operating income | $4,608,760 | 974 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,576,000 | 1,269 |
| Total interest expense | $1,407,000 | 719 |
| Net interest income | $4,169,000 | 1,446 |
| Provision for loan and lease losses | $45,000 | 2,144 |
| Total noninterest income | $278,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $170,000 | 1,571 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $108,000 | 3,231 |
| Total noninterest expense | $2,058,000 | 2,228 |
| Salaries and employee benefits | $1,132,000 | 2,286 |
| Premises and equipment expense | $222,000 | 2,289 |
| Additional noninterest expense | $704,000 | 2,030 |
| Pre-tax net operating income | $2,344,000 | 1,055 |
| Securities gains (losses) | $74,000 | 200 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $2,418,000 | 902 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,418,000 | 902 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,418,000 | 902 |
| Net charge-offs | $100,000 | 856 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 466 |
| Net operating income | $2,344,000 | 922 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $21,320,000 | 1,283 |
| Total interest expense | $5,183,000 | 655 |
| Net interest income | $16,137,000 | 1,448 |
| Provision for loan and lease losses | $780,000 | 1,068 |
| Total noninterest income | $1,026,000 | 2,906 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $600,000 | 1,777 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $426,000 | 3,374 |
| Total noninterest expense | $8,265,000 | 2,209 |
| Salaries and employee benefits | $4,442,000 | 2,295 |
| Premises and equipment expense | $872,000 | 2,311 |
| Additional noninterest expense | $2,951,000 | 1,962 |
| Pre-tax net operating income | $8,118,000 | 1,170 |
| Securities gains (losses) | $186,000 | 420 |
| Applicable income taxes | $-5,063,000 | 5,649 |
| Income before extraordinary items | $13,367,000 | 582 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $13,367,000 | 582 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $13,367,000 | 582 |
| Net charge-offs | $102,000 | 2,404 |
| Cash dividends | $1,000,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 617 |
| Net operating income | $13,181,000 | 584 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $15,888,000 | 1,291 |
| Total interest expense | $3,819,000 | 651 |
| Net interest income | $12,069,000 | 1,452 |
| Provision for loan and lease losses | $360,000 | 1,438 |
| Total noninterest income | $753,000 | 2,960 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $446,000 | 1,800 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $307,000 | 3,447 |
| Total noninterest expense | $6,064,000 | 2,262 |
| Salaries and employee benefits | $3,278,000 | 2,332 |
| Premises and equipment expense | $632,000 | 2,379 |
| Additional noninterest expense | $2,154,000 | 1,999 |
| Pre-tax net operating income | $6,398,000 | 1,144 |
| Securities gains (losses) | $108,000 | 572 |
| Applicable income taxes | $906,000 | 1,553 |
| Income before extraordinary items | $5,600,000 | 1,060 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,600,000 | 1,059 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,600,000 | 1,060 |
| Net charge-offs | $84,000 | 2,073 |
| Cash dividends | $500,000 | 2,387 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 598 |
| Net operating income | $5,507,120 | 1,057 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $10,530,000 | 1,291 |
| Total interest expense | $2,499,000 | 650 |
| Net interest income | $8,031,000 | 1,442 |
| Provision for loan and lease losses | $240,000 | 1,411 |
| Total noninterest income | $495,000 | 2,983 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $293,000 | 1,808 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $202,000 | 3,462 |
| Total noninterest expense | $4,026,000 | 2,274 |
| Salaries and employee benefits | $2,187,000 | 2,349 |
| Premises and equipment expense | $425,000 | 2,367 |
| Additional noninterest expense | $1,414,000 | 2,024 |
| Pre-tax net operating income | $4,260,000 | 1,133 |
| Securities gains (losses) | $67,000 | 552 |
| Applicable income taxes | $601,000 | 1,530 |
| Income before extraordinary items | $3,726,000 | 1,045 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,726,000 | 1,045 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,726,000 | 1,045 |
| Net charge-offs | $53,000 | 1,957 |
| Cash dividends | $500,000 | 1,993 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 585 |
| Net operating income | $3,668,380 | 1,049 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,221,000 | 1,281 |
| Total interest expense | $1,225,000 | 636 |
| Net interest income | $3,996,000 | 1,453 |
| Provision for loan and lease losses | $120,000 | 1,315 |
| Total noninterest income | $245,000 | 2,993 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $139,000 | 1,884 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $106,000 | 3,383 |
| Total noninterest expense | $1,970,000 | 2,325 |
| Salaries and employee benefits | $1,081,000 | 2,391 |
| Premises and equipment expense | $209,000 | 2,446 |
| Additional noninterest expense | $680,000 | 2,091 |
| Pre-tax net operating income | $2,151,000 | 1,104 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $298,000 | 1,497 |
| Income before extraordinary items | $1,853,000 | 1,024 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,853,000 | 1,025 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,853,000 | 1,024 |
| Net charge-offs | $55,000 | 1,262 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 547 |
| Net operating income | $1,853,000 | 1,011 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $20,277,000 | 1,282 |
| Total interest expense | $4,993,000 | 604 |
| Net interest income | $15,284,000 | 1,473 |
| Provision for loan and lease losses | $330,000 | 1,898 |
| Total noninterest income | $852,000 | 3,291 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $498,000 | 2,087 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $354,000 | 3,744 |
| Total noninterest expense | $7,607,000 | 2,390 |
| Salaries and employee benefits | $3,983,000 | 2,508 |
| Premises and equipment expense | $822,000 | 2,446 |
| Additional noninterest expense | $2,802,000 | 2,092 |
| Pre-tax net operating income | $8,199,000 | 1,082 |
| Securities gains (losses) | $598,000 | 371 |
| Applicable income taxes | $1,234,000 | 1,449 |
| Income before extraordinary items | $7,563,000 | 989 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,563,000 | 988 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $7,563,000 | 988 |
| Net charge-offs | $125,000 | 2,402 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 645 |
| Net operating income | $7,048,720 | 1,025 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $15,234,000 | 1,289 |
| Total interest expense | $3,749,000 | 594 |
| Net interest income | $11,485,000 | 1,469 |
| Provision for loan and lease losses | $225,000 | 1,908 |
| Total noninterest income | $598,000 | 3,401 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $361,000 | 2,150 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $237,000 | 3,902 |
| Total noninterest expense | $5,636,000 | 2,407 |
| Salaries and employee benefits | $2,921,000 | 2,534 |
| Premises and equipment expense | $599,000 | 2,510 |
| Additional noninterest expense | $2,116,000 | 2,078 |
| Pre-tax net operating income | $6,222,000 | 1,085 |
| Securities gains (losses) | $509,000 | 382 |
| Applicable income taxes | $952,000 | 1,462 |
| Income before extraordinary items | $5,779,000 | 969 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,779,000 | 969 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,779,000 | 969 |
| Net charge-offs | $128,000 | 1,842 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 613 |
| Net operating income | $5,341,260 | 1,017 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,234,000 | 1,287 |
| Total interest expense | $2,501,000 | 588 |
| Net interest income | $7,733,000 | 1,464 |
| Provision for loan and lease losses | $120,000 | 2,108 |
| Total noninterest income | $389,000 | 3,439 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $239,000 | 2,139 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $150,000 | 3,974 |
| Total noninterest expense | $3,733,000 | 2,438 |
| Salaries and employee benefits | $1,930,000 | 2,570 |
| Premises and equipment expense | $389,000 | 2,561 |
| Additional noninterest expense | $1,414,000 | 2,086 |
| Pre-tax net operating income | $4,269,000 | 1,051 |
| Securities gains (losses) | $299,000 | 428 |
| Applicable income taxes | $649,000 | 1,423 |
| Income before extraordinary items | $3,919,000 | 932 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,919,000 | 930 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,919,000 | 931 |
| Net charge-offs | $106,000 | 1,563 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 599 |
| Net operating income | $3,661,860 | 977 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,101,000 | 1,284 |
| Total interest expense | $1,254,000 | 580 |
| Net interest income | $3,847,000 | 1,465 |
| Provision for loan and lease losses | $60,000 | 1,948 |
| Total noninterest income | $189,000 | 3,454 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $114,000 | 2,215 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $75,000 | 3,944 |
| Total noninterest expense | $1,842,000 | 2,478 |
| Salaries and employee benefits | $960,000 | 2,594 |
| Premises and equipment expense | $182,000 | 2,724 |
| Additional noninterest expense | $700,000 | 2,088 |
| Pre-tax net operating income | $2,134,000 | 1,032 |
| Securities gains (losses) | $66,000 | 701 |
| Applicable income taxes | $308,000 | 1,450 |
| Income before extraordinary items | $1,892,000 | 946 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,892,000 | 947 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,892,000 | 947 |
| Net charge-offs | $13,000 | 2,213 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 563 |
| Net operating income | $1,835,240 | 943 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $18,227,000 | 1,373 |
| Total interest expense | $4,148,000 | 673 |
| Net interest income | $14,079,000 | 1,563 |
| Provision for loan and lease losses | $130,000 | 2,763 |
| Total noninterest income | $706,000 | 3,617 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $395,000 | 2,538 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $311,000 | 3,937 |
| Total noninterest expense | $6,850,000 | 2,591 |
| Salaries and employee benefits | $3,545,000 | 2,715 |
| Premises and equipment expense | $708,000 | 2,800 |
| Additional noninterest expense | $2,597,000 | 2,258 |
| Pre-tax net operating income | $7,805,000 | 1,093 |
| Securities gains (losses) | $796,000 | 253 |
| Applicable income taxes | $2,333,000 | 895 |
| Income before extraordinary items | $6,268,000 | 1,124 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,268,000 | 1,124 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,268,000 | 1,124 |
| Net charge-offs | $16,000 | 3,860 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 680 |
| Net operating income | $5,686,920 | 1,197 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $13,438,000 | 1,404 |
| Total interest expense | $2,987,000 | 700 |
| Net interest income | $10,451,000 | 1,585 |
| Provision for loan and lease losses | $90,000 | 2,744 |
| Total noninterest income | $504,000 | 3,719 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $277,000 | 2,692 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $227,000 | 3,993 |
| Total noninterest expense | $5,091,000 | 2,625 |
| Salaries and employee benefits | $2,646,000 | 2,733 |
| Premises and equipment expense | $530,000 | 2,851 |
| Additional noninterest expense | $1,915,000 | 2,293 |
| Pre-tax net operating income | $5,774,000 | 1,125 |
| Securities gains (losses) | $756,000 | 227 |
| Applicable income taxes | $1,423,000 | 1,071 |
| Income before extraordinary items | $5,107,000 | 1,051 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,107,000 | 1,050 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,107,000 | 1,051 |
| Net charge-offs | $15,000 | 3,486 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 668 |
| Net operating income | $4,517,320 | 1,149 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,932,000 | 1,415 |
| Total interest expense | $1,964,000 | 712 |
| Net interest income | $6,968,000 | 1,589 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $317,000 | 3,846 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $172,000 | 2,778 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $145,000 | 4,074 |
| Total noninterest expense | $3,397,000 | 2,651 |
| Salaries and employee benefits | $1,756,000 | 2,758 |
| Premises and equipment expense | $341,000 | 2,916 |
| Additional noninterest expense | $1,300,000 | 2,264 |
| Pre-tax net operating income | $3,828,000 | 1,122 |
| Securities gains (losses) | $657,000 | 205 |
| Applicable income taxes | $978,000 | 1,045 |
| Income before extraordinary items | $3,507,000 | 1,011 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,507,000 | 1,011 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,507,000 | 1,011 |
| Net charge-offs | $6,000 | 3,419 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 659 |
| Net operating income | $2,994,540 | 1,137 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,435,000 | 1,419 |
| Total interest expense | $978,000 | 713 |
| Net interest income | $3,457,000 | 1,599 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $144,000 | 3,983 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $73,000 | 3,050 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $71,000 | 4,083 |
| Total noninterest expense | $1,677,000 | 2,681 |
| Salaries and employee benefits | $846,000 | 2,851 |
| Premises and equipment expense | $160,000 | 3,064 |
| Additional noninterest expense | $671,000 | 2,179 |
| Pre-tax net operating income | $1,894,000 | 1,104 |
| Securities gains (losses) | $439,000 | 184 |
| Applicable income taxes | $508,000 | 1,004 |
| Income before extraordinary items | $1,825,000 | 934 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,825,000 | 935 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,825,000 | 935 |
| Net charge-offs | $5,000 | 2,746 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,482,580 | 1,110 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,431,000 | 1,613 |
| Total interest expense | $3,542,000 | 834 |
| Net interest income | $11,889,000 | 1,847 |
| Provision for loan and lease losses | $30,000 | 4,054 |
| Total noninterest income | $546,000 | 4,143 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $257,000 | 3,489 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $289,000 | 4,060 |
| Total noninterest expense | $5,806,000 | 2,986 |
| Salaries and employee benefits | $2,963,000 | 3,104 |
| Premises and equipment expense | $529,000 | 3,502 |
| Additional noninterest expense | $2,314,000 | 2,560 |
| Pre-tax net operating income | $6,599,000 | 1,212 |
| Securities gains (losses) | $172,000 | 885 |
| Applicable income taxes | $1,096,000 | 1,461 |
| Income before extraordinary items | $5,675,000 | 1,161 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,675,000 | 1,159 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,675,000 | 1,160 |
| Net charge-offs | $-42,000 | 5,953 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 578 |
| Net operating income | $5,530,520 | 1,161 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,251,000 | 1,678 |
| Total interest expense | $2,571,000 | 884 |
| Net interest income | $8,680,000 | 1,893 |
| Provision for loan and lease losses | $30,000 | 3,723 |
| Total noninterest income | $379,000 | 4,304 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $181,000 | 3,646 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $198,000 | 4,216 |
| Total noninterest expense | $4,203,000 | 3,078 |
| Salaries and employee benefits | $2,159,000 | 3,188 |
| Premises and equipment expense | $385,000 | 3,619 |
| Additional noninterest expense | $1,659,000 | 2,662 |
| Pre-tax net operating income | $4,826,000 | 1,260 |
| Securities gains (losses) | $90,000 | 1,067 |
| Applicable income taxes | $681,000 | 1,679 |
| Income before extraordinary items | $4,235,000 | 1,171 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,235,000 | 1,169 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,235,000 | 1,170 |
| Net charge-offs | $-44,000 | 6,000 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 615 |
| Net operating income | $4,157,600 | 1,164 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,331,000 | 1,698 |
| Total interest expense | $1,689,000 | 899 |
| Net interest income | $5,642,000 | 1,919 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $233,000 | 4,433 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $110,000 | 3,783 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $123,000 | 4,301 |
| Total noninterest expense | $2,724,000 | 3,151 |
| Salaries and employee benefits | $1,413,000 | 3,246 |
| Premises and equipment expense | $239,000 | 3,816 |
| Additional noninterest expense | $1,072,000 | 2,726 |
| Pre-tax net operating income | $3,121,000 | 1,251 |
| Securities gains (losses) | $27,000 | 1,498 |
| Applicable income taxes | $478,000 | 1,582 |
| Income before extraordinary items | $2,670,000 | 1,190 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,670,000 | 1,190 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,670,000 | 1,191 |
| Net charge-offs | $-29,000 | 6,008 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 577 |
| Net operating income | $2,647,050 | 1,172 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,531,000 | 1,767 |
| Total interest expense | $835,000 | 918 |
| Net interest income | $2,696,000 | 1,992 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $118,000 | 4,376 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $51,000 | 3,887 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $67,000 | 4,162 |
| Total noninterest expense | $1,336,000 | 3,220 |
| Salaries and employee benefits | $692,000 | 3,312 |
| Premises and equipment expense | $118,000 | 3,868 |
| Additional noninterest expense | $526,000 | 2,772 |
| Pre-tax net operating income | $1,448,000 | 1,293 |
| Securities gains (losses) | $5,000 | 1,340 |
| Applicable income taxes | $282,000 | 1,401 |
| Income before extraordinary items | $1,171,000 | 1,296 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,171,000 | 1,297 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,171,000 | 1,297 |
| Net charge-offs | $-36,000 | 6,214 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 541 |
| Net operating income | $1,166,950 | 1,268 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,862,000 | 2,239 |
| Total interest expense | $2,692,000 | 1,249 |
| Net interest income | $8,170,000 | 2,550 |
| Provision for loan and lease losses | $300,000 | 2,425 |
| Total noninterest income | $512,000 | 4,378 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $235,000 | 3,820 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $277,000 | 4,191 |
| Total noninterest expense | $4,822,000 | 3,497 |
| Salaries and employee benefits | $2,528,000 | 3,516 |
| Premises and equipment expense | $462,000 | 3,903 |
| Additional noninterest expense | $1,832,000 | 3,179 |
| Pre-tax net operating income | $3,560,000 | 1,882 |
| Securities gains (losses) | $203,000 | 887 |
| Applicable income taxes | $-82,000 | 6,462 |
| Income before extraordinary items | $3,845,000 | 1,557 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,845,000 | 1,560 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,845,000 | 1,561 |
| Net charge-offs | $-126,000 | 6,563 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 695 |
| Net operating income | $3,642,000 | 1,591 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,609,000 | 2,407 |
| Total interest expense | $1,901,000 | 1,385 |
| Net interest income | $5,708,000 | 2,731 |
| Provision for loan and lease losses | $225,000 | 2,403 |
| Total noninterest income | $387,000 | 4,431 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $178,000 | 3,826 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $209,000 | 4,256 |
| Total noninterest expense | $3,531,000 | 3,565 |
| Salaries and employee benefits | $1,887,000 | 3,543 |
| Premises and equipment expense | $357,000 | 3,882 |
| Additional noninterest expense | $1,287,000 | 3,319 |
| Pre-tax net operating income | $2,339,000 | 2,169 |
| Securities gains (losses) | $202,000 | 821 |
| Applicable income taxes | $-189,000 | 6,738 |
| Income before extraordinary items | $2,730,000 | 1,648 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,730,000 | 1,651 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,730,000 | 1,652 |
| Net charge-offs | $-113,000 | 6,616 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 669 |
| Net operating income | $2,528,000 | 1,716 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,738,000 | 2,565 |
| Total interest expense | $1,194,000 | 1,494 |
| Net interest income | $3,544,000 | 2,890 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $262,000 | 4,441 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $123,000 | 3,738 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $139,000 | 4,307 |
| Total noninterest expense | $2,271,000 | 3,666 |
| Salaries and employee benefits | $1,240,000 | 3,599 |
| Premises and equipment expense | $244,000 | 3,837 |
| Additional noninterest expense | $787,000 | 3,539 |
| Pre-tax net operating income | $1,385,000 | 2,339 |
| Securities gains (losses) | $202,000 | 752 |
| Applicable income taxes | $-96,000 | 6,762 |
| Income before extraordinary items | $1,683,000 | 1,747 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,683,000 | 1,752 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,683,000 | 1,753 |
| Net charge-offs | $-3,000 | 5,794 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 632 |
| Net operating income | $1,481,000 | 1,875 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 2,737 |
| Total interest expense | $571,000 | 1,608 |
| Net interest income | $1,645,000 | 3,083 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $150,000 | 4,188 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $62,000 | 3,704 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $88,000 | 3,948 |
| Total noninterest expense | $1,129,000 | 3,710 |
| Salaries and employee benefits | $622,000 | 3,625 |
| Premises and equipment expense | $117,000 | 3,948 |
| Additional noninterest expense | $390,000 | 3,573 |
| Pre-tax net operating income | $591,000 | 2,585 |
| Securities gains (losses) | $126,000 | 608 |
| Applicable income taxes | $-46,000 | 6,861 |
| Income before extraordinary items | $763,000 | 1,862 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $763,000 | 1,863 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $763,000 | 1,864 |
| Net charge-offs | $-6,000 | 5,985 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 593 |
| Net operating income | $637,000 | 2,064 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,979,000 | 3,113 |
| Total interest expense | $1,988,000 | 2,149 |
| Net interest income | $5,991,000 | 3,383 |
| Provision for loan and lease losses | $300,000 | 3,343 |
| Total noninterest income | $434,000 | 4,709 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $215,000 | 4,127 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $219,000 | 4,481 |
| Total noninterest expense | $4,825,000 | 3,562 |
| Salaries and employee benefits | $2,009,000 | 4,122 |
| Premises and equipment expense | $353,000 | 4,587 |
| Additional noninterest expense | $2,463,000 | 2,608 |
| Pre-tax net operating income | $1,300,000 | 3,575 |
| Securities gains (losses) | $1,540,000 | 347 |
| Applicable income taxes | $-39,000 | 6,626 |
| Income before extraordinary items | $2,879,000 | 1,928 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,879,000 | 1,927 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,879,000 | 1,929 |
| Net charge-offs | $519,000 | 2,604 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 768 |
| Net operating income | $1,339,000 | 3,189 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,842,000 | 3,238 |
| Total interest expense | $1,455,000 | 2,267 |
| Net interest income | $4,387,000 | 3,485 |
| Provision for loan and lease losses | $225,000 | 3,327 |
| Total noninterest income | $255,000 | 5,102 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $155,000 | 4,243 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $100,000 | 5,124 |
| Total noninterest expense | $2,615,000 | 4,410 |
| Salaries and employee benefits | $1,361,000 | 4,400 |
| Premises and equipment expense | $251,000 | 4,783 |
| Additional noninterest expense | $1,003,000 | 4,088 |
| Pre-tax net operating income | $1,802,000 | 2,548 |
| Securities gains (losses) | $965,000 | 411 |
| Applicable income taxes | $227,000 | 2,722 |
| Income before extraordinary items | $2,540,000 | 1,724 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,540,000 | 1,724 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,540,000 | 1,725 |
| Net charge-offs | $3,000 | 5,588 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 754 |
| Net operating income | $1,652,200 | 2,342 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,858,000 | 3,292 |
| Total interest expense | $948,000 | 2,400 |
| Net interest income | $2,910,000 | 3,509 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $147,000 | 5,331 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $99,000 | 4,325 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 5,495 |
| Total noninterest expense | $1,650,000 | 4,560 |
| Salaries and employee benefits | $864,000 | 4,547 |
| Premises and equipment expense | $155,000 | 4,974 |
| Additional noninterest expense | $631,000 | 4,266 |
| Pre-tax net operating income | $1,257,000 | 2,427 |
| Securities gains (losses) | $409,000 | 682 |
| Applicable income taxes | $91,000 | 3,127 |
| Income before extraordinary items | $1,575,000 | 1,811 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,575,000 | 1,808 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,575,000 | 1,811 |
| Net charge-offs | $2,000 | 5,336 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 725 |
| Net operating income | $1,186,450 | 2,161 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 3,371 |
| Total interest expense | $462,000 | 2,553 |
| Net interest income | $1,426,000 | 3,578 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $63,000 | 5,584 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $52,000 | 4,216 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 6,162 |
| Total noninterest expense | $756,000 | 4,813 |
| Salaries and employee benefits | $394,000 | 4,809 |
| Premises and equipment expense | $70,000 | 5,222 |
| Additional noninterest expense | $292,000 | 4,452 |
| Pre-tax net operating income | $658,000 | 2,372 |
| Securities gains (losses) | $128,000 | 802 |
| Applicable income taxes | $44,000 | 3,166 |
| Income before extraordinary items | $742,000 | 1,920 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $742,000 | 1,921 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $742,000 | 1,922 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 688 |
| Net operating income | $621,680 | 2,088 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,918,000 | 3,699 |
| Total interest expense | $1,543,000 | 3,380 |
| Net interest income | $5,375,000 | 3,734 |
| Provision for loan and lease losses | $653,000 | 3,048 |
| Total noninterest income | $244,000 | 5,497 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $215,000 | 4,249 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $29,000 | 6,229 |
| Total noninterest expense | $3,051,000 | 4,840 |
| Salaries and employee benefits | $1,509,000 | 4,943 |
| Premises and equipment expense | $249,000 | 5,615 |
| Additional noninterest expense | $1,293,000 | 4,247 |
| Pre-tax net operating income | $1,915,000 | 2,600 |
| Securities gains (losses) | $571,000 | 716 |
| Applicable income taxes | $88,000 | 3,445 |
| Income before extraordinary items | $2,398,000 | 1,941 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,398,000 | 1,941 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,398,000 | 1,941 |
| Net charge-offs | $-5,000 | 6,942 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 941 |
| Net operating income | $1,849,840 | 2,324 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,142,000 | 3,771 |
| Total interest expense | $1,087,000 | 3,637 |
| Net interest income | $4,055,000 | 3,741 |
| Provision for loan and lease losses | $570,000 | 2,689 |
| Total noninterest income | $164,000 | 5,719 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $149,000 | 4,415 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $15,000 | 6,512 |
| Total noninterest expense | $2,266,000 | 4,873 |
| Salaries and employee benefits | $1,106,000 | 5,008 |
| Premises and equipment expense | $186,000 | 5,670 |
| Additional noninterest expense | $974,000 | 4,241 |
| Pre-tax net operating income | $1,383,000 | 2,732 |
| Securities gains (losses) | $406,000 | 747 |
| Applicable income taxes | $27,000 | 3,924 |
| Income before extraordinary items | $1,762,000 | 2,030 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,762,000 | 2,030 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,762,000 | 2,030 |
| Net charge-offs | $-5,000 | 6,888 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 915 |
| Net operating income | $1,364,120 | 2,392 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,439,000 | 3,803 |
| Total interest expense | $689,000 | 3,853 |
| Net interest income | $2,750,000 | 3,703 |
| Provision for loan and lease losses | $495,000 | 2,336 |
| Total noninterest income | $106,000 | 5,780 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $95,000 | 4,484 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 6,553 |
| Total noninterest expense | $1,508,000 | 4,926 |
| Salaries and employee benefits | $702,000 | 5,166 |
| Premises and equipment expense | $109,000 | 5,946 |
| Additional noninterest expense | $697,000 | 4,123 |
| Pre-tax net operating income | $853,000 | 2,799 |
| Securities gains (losses) | $252,000 | 620 |
| Applicable income taxes | $-10,000 | 6,865 |
| Income before extraordinary items | $1,115,000 | 2,072 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,115,000 | 2,072 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,115,000 | 2,072 |
| Net charge-offs | $-4,000 | 6,815 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 884 |
| Net operating income | $863,000 | 2,459 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 3,644 |
| Total interest expense | $333,000 | 4,039 |
| Net interest income | $1,499,000 | 3,466 |
| Provision for loan and lease losses | $465,000 | 1,487 |
| Total noninterest income | $56,000 | 5,814 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $50,000 | 4,342 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 6,638 |
| Total noninterest expense | $689,000 | 5,199 |
| Salaries and employee benefits | $316,000 | 5,496 |
| Premises and equipment expense | $59,000 | 5,857 |
| Additional noninterest expense | $314,000 | 4,404 |
| Pre-tax net operating income | $401,000 | 2,963 |
| Securities gains (losses) | $127,000 | 464 |
| Applicable income taxes | $-8,000 | 6,983 |
| Income before extraordinary items | $536,000 | 2,131 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $536,000 | 2,130 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $536,000 | 2,131 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $409,000 | 2,562 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,176,000 | 7,266 |
| Total interest expense | $322,000 | 7,000 |
| Net interest income | $854,000 | 7,277 |
| Provision for loan and lease losses | $61,000 | 6,347 |
| Total noninterest income | $65,000 | 6,944 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $48,000 | 6,259 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,653 |
| Total noninterest expense | $656,000 | 7,415 |
| Salaries and employee benefits | $343,000 | 7,406 |
| Premises and equipment expense | $49,000 | 7,453 |
| Additional noninterest expense | $264,000 | 7,215 |
| Pre-tax net operating income | $202,000 | 5,196 |
| Securities gains (losses) | $44,000 | 2,743 |
| Applicable income taxes | $-23,000 | 6,637 |
| Income before extraordinary items | $269,000 | 5,055 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $269,000 | 5,059 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $269,000 | 5,059 |
| Net charge-offs | $-2,000 | 7,326 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,216 |
| Net operating income | $225,000 | 5,049 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,144,000 | 5,388 |
| Total interest expense | $1,089,000 | 4,489 |
| Net interest income | $2,055,000 | 5,646 |
| Provision for loan and lease losses | $260,000 | 4,530 |
| Total noninterest income | $263,000 | 5,256 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $119,000 | 4,892 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $144,000 | 4,706 |
| Total noninterest expense | $1,821,000 | 5,603 |
| Salaries and employee benefits | $687,000 | 6,231 |
| Premises and equipment expense | $186,000 | 5,881 |
| Additional noninterest expense | $948,000 | 4,464 |
| Pre-tax net operating income | $237,000 | 5,105 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-16,000 | 6,872 |
| Income before extraordinary items | $253,000 | 5,076 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $253,000 | 5,078 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $253,000 | 5,079 |
| Net charge-offs | $162,000 | 4,439 |
| Cash dividends | $307,000 | 2,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $253,000 | 4,898 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,077,000 | 5,450 |
| Total interest expense | $734,000 | 4,554 |
| Net interest income | $1,343,000 | 5,700 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $87,000 | 6,281 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $74,000 | 5,022 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $13,000 | 6,724 |
| Total noninterest expense | $942,000 | 6,203 |
| Salaries and employee benefits | $430,000 | 6,401 |
| Premises and equipment expense | $129,000 | 5,826 |
| Additional noninterest expense | $383,000 | 5,755 |
| Pre-tax net operating income | $338,000 | 4,235 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $46,000 | 3,338 |
| Income before extraordinary items | $292,000 | 4,360 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $292,000 | 4,359 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $292,000 | 4,359 |
| Net charge-offs | $12,000 | 5,739 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $292,000 | 4,208 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 5,471 |
| Total interest expense | $377,000 | 4,623 |
| Net interest income | $683,000 | 5,719 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $42,000 | 6,351 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $36,000 | 5,055 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,920 |
| Total noninterest expense | $460,000 | 6,341 |
| Salaries and employee benefits | $182,000 | 6,794 |
| Premises and equipment expense | $61,000 | 6,007 |
| Additional noninterest expense | $217,000 | 5,494 |
| Pre-tax net operating income | $175,000 | 4,307 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $20,000 | 3,454 |
| Income before extraordinary items | $155,000 | 4,337 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $155,000 | 4,338 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $155,000 | 4,336 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $155,000 | 4,227 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,201,000 | 5,581 |
| Total interest expense | $1,750,000 | 4,795 |
| Net interest income | $2,451,000 | 5,882 |
| Provision for loan and lease losses | $425,000 | 4,793 |
| Total noninterest income | $252,000 | 5,897 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $136,000 | 5,303 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $116,000 | 5,461 |
| Total noninterest expense | $1,774,000 | 6,475 |
| Salaries and employee benefits | $820,000 | 6,656 |
| Premises and equipment expense | $154,000 | 6,896 |
| Additional noninterest expense | $800,000 | 5,829 |
| Pre-tax net operating income | $504,000 | 3,991 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $22,000 | 3,625 |
| Income before extraordinary items | $482,000 | 3,918 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $482,000 | 3,917 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $482,000 | 3,917 |
| Net charge-offs | $601,000 | 3,557 |
| Cash dividends | $240,000 | 3,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $482,000 | 3,849 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,237,000 | 5,591 |
| Total interest expense | $1,345,000 | 4,876 |
| Net interest income | $1,892,000 | 5,831 |
| Provision for loan and lease losses | $278,000 | 4,703 |
| Total noninterest income | $126,000 | 6,566 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $101,000 | 5,353 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $25,000 | 6,841 |
| Total noninterest expense | $1,319,000 | 6,525 |
| Salaries and employee benefits | $588,000 | 6,781 |
| Premises and equipment expense | $117,000 | 6,923 |
| Additional noninterest expense | $614,000 | 5,760 |
| Pre-tax net operating income | $421,000 | 4,121 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $61,000 | 3,207 |
| Income before extraordinary items | $360,000 | 4,192 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $360,000 | 4,187 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $360,000 | 4,190 |
| Net charge-offs | $419,000 | 3,280 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $360,000 | 4,117 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,179,000 | 5,624 |
| Total interest expense | $916,000 | 4,947 |
| Net interest income | $1,263,000 | 5,852 |
| Provision for loan and lease losses | $218,000 | 4,217 |
| Total noninterest income | $78,000 | 6,718 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $67,000 | 5,365 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $11,000 | 7,209 |
| Total noninterest expense | $937,000 | 6,447 |
| Salaries and employee benefits | $407,000 | 6,770 |
| Premises and equipment expense | $96,000 | 6,654 |
| Additional noninterest expense | $434,000 | 5,616 |
| Pre-tax net operating income | $186,000 | 4,731 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $84,000 | 2,766 |
| Income before extraordinary items | $102,000 | 5,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $102,000 | 5,187 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $102,000 | 5,187 |
| Net charge-offs | $356,000 | 2,740 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $102,000 | 5,096 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,128,000 | 5,577 |
| Total interest expense | $468,000 | 5,008 |
| Net interest income | $660,000 | 5,738 |
| Provision for loan and lease losses | $234,000 | 2,643 |
| Total noninterest income | $38,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $32,000 | 5,411 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $442,000 | 6,546 |
| Salaries and employee benefits | $178,000 | 7,087 |
| Premises and equipment expense | $40,000 | 6,984 |
| Additional noninterest expense | $224,000 | 5,279 |
| Pre-tax net operating income | $22,000 | 5,991 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $118,000 | 2,009 |
| Income before extraordinary items | $-96,000 | 6,799 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-96,000 | 6,799 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-96,000 | 6,800 |
| Net charge-offs | $391,000 | 1,567 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-96,000 | 6,708 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,239,000 | 5,334 |
| Total interest expense | $2,159,000 | 5,120 |
| Net interest income | $3,080,000 | 5,343 |
| Provision for loan and lease losses | $30,000 | 6,834 |
| Total noninterest income | $202,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $159,000 | 5,197 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $43,000 | 6,902 |
| Total noninterest expense | $1,671,000 | 6,651 |
| Salaries and employee benefits | $828,000 | 6,834 |
| Premises and equipment expense | $187,000 | 6,797 |
| Additional noninterest expense | $656,000 | 5,997 |
| Pre-tax net operating income | $1,581,000 | 2,923 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $337,000 | 2,266 |
| Income before extraordinary items | $1,246,000 | 2,836 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,246,000 | 2,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 5,293 |
| Cash dividends | $660,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,244,420 | 2,986 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,014,000 | 5,338 |
| Total interest expense | $1,644,000 | 5,204 |
| Net interest income | $2,370,000 | 5,312 |
| Provision for loan and lease losses | $30,000 | 6,263 |
| Total noninterest income | $142,000 | 6,673 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $114,000 | 5,319 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $28,000 | 7,176 |
| Total noninterest expense | $1,181,000 | 6,783 |
| Salaries and employee benefits | $568,000 | 7,015 |
| Premises and equipment expense | $136,000 | 6,887 |
| Additional noninterest expense | $477,000 | 6,032 |
| Pre-tax net operating income | $1,301,000 | 3,146 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $366,000 | 2,262 |
| Income before extraordinary items | $937,000 | 3,242 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $937,000 | 3,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,323 |
| Cash dividends | $60,000 | 4,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $935,560 | 3,383 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 5,366 |
| Total interest expense | $1,115,000 | 5,308 |
| Net interest income | $1,601,000 | 5,278 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $96,000 | 6,723 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $77,000 | 5,329 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $19,000 | 7,234 |
| Total noninterest expense | $809,000 | 6,758 |
| Salaries and employee benefits | $390,000 | 7,015 |
| Premises and equipment expense | $115,000 | 6,480 |
| Additional noninterest expense | $304,000 | 6,155 |
| Pre-tax net operating income | $858,000 | 3,277 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $442,000 | 1,744 |
| Income before extraordinary items | $418,000 | 4,377 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $418,000 | 4,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,371 |
| Cash dividends | $60,000 | 4,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $416,720 | 4,331 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,394,000 | 5,391 |
| Total interest expense | $578,000 | 5,397 |
| Net interest income | $816,000 | 5,253 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $49,000 | 6,694 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $39,000 | 5,270 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 7,226 |
| Total noninterest expense | $391,000 | 6,874 |
| Salaries and employee benefits | $166,000 | 7,364 |
| Premises and equipment expense | $61,000 | 6,379 |
| Additional noninterest expense | $164,000 | 5,934 |
| Pre-tax net operating income | $444,000 | 3,292 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $194,000 | 2,016 |
| Income before extraordinary items | $250,000 | 4,205 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $250,000 | 4,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,277 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $250,000 | 4,108 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,729,000 | 5,372 |
| Total interest expense | $2,302,000 | 5,495 |
| Net interest income | $3,427,000 | 5,100 |
| Provision for loan and lease losses | $120,000 | 4,617 |
| Total noninterest income | $210,000 | 6,677 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $179,000 | 5,119 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $31,000 | 7,517 |
| Total noninterest expense | $1,518,000 | 6,895 |
| Salaries and employee benefits | $800,000 | 6,977 |
| Premises and equipment expense | $179,000 | 6,942 |
| Additional noninterest expense | $539,000 | 6,404 |
| Pre-tax net operating income | $1,999,000 | 3,315 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $533,000 | 2,656 |
| Income before extraordinary items | $1,469,000 | 3,491 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,469,000 | 3,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,974 |
| Cash dividends | $1,500,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,466,810 | 3,481 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,303,000 | 5,376 |
| Total interest expense | $1,722,000 | 5,500 |
| Net interest income | $2,581,000 | 5,108 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $149,000 | 6,788 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $136,000 | 5,117 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $13,000 | 7,921 |
| Total noninterest expense | $1,052,000 | 7,047 |
| Salaries and employee benefits | $549,000 | 7,133 |
| Premises and equipment expense | $131,000 | 6,973 |
| Additional noninterest expense | $372,000 | 6,579 |
| Pre-tax net operating income | $1,588,000 | 3,344 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $444,000 | 2,688 |
| Income before extraordinary items | $1,147,000 | 3,571 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,147,000 | 3,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,004 |
| Cash dividends | $1,200,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,144,840 | 3,557 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,834,000 | 5,436 |
| Total interest expense | $1,144,000 | 5,512 |
| Net interest income | $1,690,000 | 5,194 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $98,000 | 6,870 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $91,000 | 5,130 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,000 | 8,056 |
| Total noninterest expense | $739,000 | 6,982 |
| Salaries and employee benefits | $384,000 | 7,088 |
| Premises and equipment expense | $108,000 | 6,612 |
| Additional noninterest expense | $247,000 | 6,610 |
| Pre-tax net operating income | $989,000 | 3,556 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $323,000 | 2,647 |
| Income before extraordinary items | $669,000 | 3,929 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $669,000 | 3,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,999 |
| Cash dividends | $1,200,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $666,990 | 3,924 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 5,450 |
| Total interest expense | $568,000 | 5,528 |
| Net interest income | $843,000 | 5,208 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $49,000 | 6,849 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $46,000 | 5,043 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $354,000 | 7,114 |
| Salaries and employee benefits | $172,000 | 7,369 |
| Premises and equipment expense | $37,000 | 7,309 |
| Additional noninterest expense | $145,000 | 6,208 |
| Pre-tax net operating income | $508,000 | 3,496 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $188,000 | 2,483 |
| Income before extraordinary items | $320,000 | 4,025 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $320,000 | 4,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,903 |
| Cash dividends | $1,200,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $320,000 | 4,005 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,184,000 | 5,455 |
| Total interest expense | $2,106,000 | 5,259 |
| Net interest income | $3,078,000 | 5,449 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $195,000 | 6,962 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $166,000 | 5,341 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,722 |
| Total noninterest expense | $1,490,000 | 6,916 |
| Salaries and employee benefits | $776,000 | 7,042 |
| Premises and equipment expense | $191,000 | 6,820 |
| Additional noninterest expense | $523,000 | 6,435 |
| Pre-tax net operating income | $1,663,000 | 4,057 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $423,000 | 3,360 |
| Income before extraordinary items | $1,240,000 | 4,206 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,240,000 | 4,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,014 |
| Cash dividends | $1,200,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,240,000 | 4,184 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,807,000 | 5,512 |
| Total interest expense | $1,533,000 | 5,279 |
| Net interest income | $2,274,000 | 5,537 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $138,000 | 7,090 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $126,000 | 5,385 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,141 |
| Total noninterest expense | $1,026,000 | 7,112 |
| Salaries and employee benefits | $528,000 | 7,256 |
| Premises and equipment expense | $149,000 | 6,772 |
| Additional noninterest expense | $349,000 | 6,714 |
| Pre-tax net operating income | $1,296,000 | 4,112 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $308,000 | 3,548 |
| Income before extraordinary items | $988,000 | 4,196 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $988,000 | 4,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $1,200,000 | 1,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $988,000 | 4,186 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,482,000 | 5,556 |
| Total interest expense | $984,000 | 5,270 |
| Net interest income | $1,498,000 | 5,595 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $87,000 | 7,221 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $78,000 | 5,510 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,144 |
| Total noninterest expense | $747,000 | 6,946 |
| Salaries and employee benefits | $367,000 | 7,191 |
| Premises and equipment expense | $133,000 | 6,083 |
| Additional noninterest expense | $247,000 | 6,596 |
| Pre-tax net operating income | $778,000 | 4,390 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $164,000 | 3,885 |
| Income before extraordinary items | $614,000 | 4,380 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $614,000 | 4,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,252 |
| Cash dividends | $1,200,000 | 1,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $614,000 | 4,376 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 5,606 |
| Total interest expense | $467,000 | 5,304 |
| Net interest income | $729,000 | 5,677 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $46,000 | 7,078 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 7,952 |
| Total noninterest expense | $354,000 | 7,082 |
| Salaries and employee benefits | $160,000 | 7,514 |
| Premises and equipment expense | $62,000 | 6,285 |
| Additional noninterest expense | $132,000 | 6,413 |
| Pre-tax net operating income | $391,000 | 4,331 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $64,000 | 4,174 |
| Income before extraordinary items | $327,000 | 4,198 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $327,000 | 4,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $1,200,000 | 644 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $327,000 | 4,178 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,658,000 | 5,382 |
| Total interest expense | $1,482,000 | 5,247 |
| Net interest income | $3,176,000 | 5,325 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $184,000 | 7,193 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $140,000 | 5,738 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $44,000 | 7,520 |
| Total noninterest expense | $1,496,000 | 6,889 |
| Salaries and employee benefits | $822,000 | 6,859 |
| Premises and equipment expense | $194,000 | 6,778 |
| Additional noninterest expense | $480,000 | 6,695 |
| Pre-tax net operating income | $1,744,000 | 4,027 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $487,000 | 3,406 |
| Income before extraordinary items | $1,257,000 | 4,233 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,257,000 | 4,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,898 |
| Cash dividends | $1,200,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,257,000 | 4,211 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,439,000 | 5,396 |
| Total interest expense | $1,060,000 | 5,279 |
| Net interest income | $2,379,000 | 5,334 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $128,000 | 7,331 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $101,000 | 5,845 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,758 |
| Total noninterest expense | $1,070,000 | 7,012 |
| Salaries and employee benefits | $561,000 | 7,089 |
| Premises and equipment expense | $144,000 | 6,808 |
| Additional noninterest expense | $365,000 | 6,622 |
| Pre-tax net operating income | $1,347,000 | 4,034 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $348,000 | 3,539 |
| Income before extraordinary items | $999,000 | 4,158 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $999,000 | 4,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $1,200,000 | 1,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $999,000 | 4,114 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,253,000 | 5,385 |
| Total interest expense | $661,000 | 5,306 |
| Net interest income | $1,592,000 | 5,305 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $86,000 | 7,300 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $68,000 | 5,783 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $18,000 | 7,744 |
| Total noninterest expense | $773,000 | 6,815 |
| Salaries and employee benefits | $391,000 | 6,977 |
| Premises and equipment expense | $126,000 | 6,182 |
| Additional noninterest expense | $256,000 | 6,462 |
| Pre-tax net operating income | $845,000 | 4,155 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $238,000 | 3,493 |
| Income before extraordinary items | $607,000 | 4,387 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $607,000 | 4,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $1,200,000 | 1,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $607,000 | 4,336 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,104,000 | 5,434 |
| Total interest expense | $321,000 | 5,301 |
| Net interest income | $783,000 | 5,384 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $48,000 | 7,143 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $34,000 | 5,761 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,363 |
| Total noninterest expense | $380,000 | 6,900 |
| Salaries and employee benefits | $172,000 | 7,349 |
| Premises and equipment expense | $52,000 | 6,674 |
| Additional noninterest expense | $156,000 | 5,872 |
| Pre-tax net operating income | $421,000 | 4,126 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $109,000 | 3,632 |
| Income before extraordinary items | $312,000 | 4,254 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $312,000 | 4,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,145 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $312,000 | 4,209 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 5,305 |
| Total interest expense | $1,323,000 | 4,843 |
| Net interest income | $3,020,000 | 5,393 |
| Provision for loan and lease losses | $160,000 | 4,119 |
| Total noninterest income | $179,000 | 7,337 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $132,000 | 6,026 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $47,000 | 7,478 |
| Total noninterest expense | $1,449,000 | 6,974 |
| Salaries and employee benefits | $825,000 | 6,846 |
| Premises and equipment expense | $185,000 | 6,932 |
| Additional noninterest expense | $439,000 | 6,900 |
| Pre-tax net operating income | $1,590,000 | 4,101 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $376,000 | 3,814 |
| Income before extraordinary items | $1,214,000 | 4,183 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,214,000 | 4,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,656 |
| Cash dividends | $720,000 | 2,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,214,000 | 4,111 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,227,000 | 5,301 |
| Total interest expense | $1,007,000 | 4,766 |
| Net interest income | $2,220,000 | 5,440 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $128,000 | 7,466 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $99,000 | 6,071 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 7,742 |
| Total noninterest expense | $1,038,000 | 7,066 |
| Salaries and employee benefits | $567,000 | 7,043 |
| Premises and equipment expense | $140,000 | 6,884 |
| Additional noninterest expense | $331,000 | 6,865 |
| Pre-tax net operating income | $1,220,000 | 4,116 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $343,000 | 3,554 |
| Income before extraordinary items | $877,000 | 4,348 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $877,000 | 4,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,322 |
| Cash dividends | $60,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $877,000 | 4,274 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 5,359 |
| Total interest expense | $681,000 | 4,753 |
| Net interest income | $1,443,000 | 5,519 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $90,000 | 7,409 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $65,000 | 6,112 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,479 |
| Total noninterest expense | $748,000 | 6,898 |
| Salaries and employee benefits | $396,000 | 6,971 |
| Premises and equipment expense | $121,000 | 6,294 |
| Additional noninterest expense | $231,000 | 6,774 |
| Pre-tax net operating income | $725,000 | 4,371 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $269,000 | 3,266 |
| Income before extraordinary items | $456,000 | 4,970 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $456,000 | 4,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,091 |
| Cash dividends | $60,000 | 4,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $456,000 | 4,885 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,052,000 | 5,408 |
| Total interest expense | $353,000 | 4,681 |
| Net interest income | $699,000 | 5,645 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $56,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $35,000 | 5,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $21,000 | 6,731 |
| Total noninterest expense | $377,000 | 6,918 |
| Salaries and employee benefits | $174,000 | 7,354 |
| Premises and equipment expense | $42,000 | 7,151 |
| Additional noninterest expense | $161,000 | 5,784 |
| Pre-tax net operating income | $348,000 | 4,452 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $82,000 | 4,103 |
| Income before extraordinary items | $266,000 | 4,591 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $266,000 | 4,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $266,000 | 4,461 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 5,301 |
| Total interest expense | $1,830,000 | 4,295 |
| Net interest income | $2,598,000 | 5,779 |
| Provision for loan and lease losses | $160,000 | 4,471 |
| Total noninterest income | $63,000 | 8,671 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $147,000 | 5,895 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-84,000 | 9,160 |
| Total noninterest expense | $1,457,000 | 6,972 |
| Salaries and employee benefits | $814,000 | 6,866 |
| Premises and equipment expense | $179,000 | 7,037 |
| Additional noninterest expense | $464,000 | 6,765 |
| Pre-tax net operating income | $1,044,000 | 5,064 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $209,000 | 4,862 |
| Income before extraordinary items | $835,000 | 5,139 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $835,000 | 5,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 1,901 |
| Cash dividends | $540,000 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $835,000 | 4,972 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,359,000 | 5,315 |
| Total interest expense | $1,456,000 | 4,248 |
| Net interest income | $1,903,000 | 5,884 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $124,000 | 7,712 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $110,000 | 5,945 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 8,509 |
| Total noninterest expense | $1,161,000 | 6,800 |
| Salaries and employee benefits | $556,000 | 7,105 |
| Premises and equipment expense | $129,000 | 7,135 |
| Additional noninterest expense | $476,000 | 5,792 |
| Pre-tax net operating income | $776,000 | 5,224 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $229,000 | 4,438 |
| Income before extraordinary items | $547,000 | 5,627 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $547,000 | 5,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $372,000 | 1,464 |
| Cash dividends | $60,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $547,000 | 5,448 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,331,000 | 5,233 |
| Total interest expense | $1,028,000 | 4,160 |
| Net interest income | $1,303,000 | 5,791 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $81,000 | 7,748 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $73,000 | 5,939 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,000 | 8,587 |
| Total noninterest expense | $868,000 | 6,451 |
| Salaries and employee benefits | $385,000 | 7,036 |
| Premises and equipment expense | $105,000 | 6,641 |
| Additional noninterest expense | $378,000 | 5,211 |
| Pre-tax net operating income | $456,000 | 5,548 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $189,000 | 4,087 |
| Income before extraordinary items | $267,000 | 6,371 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $267,000 | 6,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 1,086 |
| Cash dividends | $60,000 | 4,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $267,000 | 6,162 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 5,168 |
| Total interest expense | $544,000 | 4,084 |
| Net interest income | $652,000 | 5,774 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $39,000 | 7,793 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $511,000 | 5,934 |
| Salaries and employee benefits | $170,000 | 7,401 |
| Premises and equipment expense | $42,000 | 7,220 |
| Additional noninterest expense | $299,000 | 3,667 |
| Pre-tax net operating income | $150,000 | 6,460 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $143,000 | 3,302 |
| Income before extraordinary items | $7,000 | 8,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,000 | 8,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 608 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $7,000 | 8,567 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,458,000 | 5,565 |
| Total interest expense | $1,652,000 | 5,426 |
| Net interest income | $2,806,000 | 5,515 |
| Provision for loan and lease losses | $234,000 | 4,045 |
| Total noninterest income | $175,000 | 7,563 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $144,000 | 5,906 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 8,166 |
| Total noninterest expense | $1,358,000 | 7,134 |
| Salaries and employee benefits | $750,000 | 7,076 |
| Premises and equipment expense | $193,000 | 6,844 |
| Additional noninterest expense | $415,000 | 7,044 |
| Pre-tax net operating income | $1,389,000 | 4,311 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $384,000 | 3,964 |
| Income before extraordinary items | $1,005,000 | 4,578 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,005,000 | 4,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,640 |
| Cash dividends | $660,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,005,000 | 4,460 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,075,000 | 5,565 |
| Total interest expense | $2,199,000 | 5,811 |
| Net interest income | $2,876,000 | 5,229 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $160,000 | 7,747 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $132,000 | 6,053 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $28,000 | 8,414 |
| Total noninterest expense | $1,320,000 | 7,190 |
| Salaries and employee benefits | $728,000 | 7,074 |
| Premises and equipment expense | $205,000 | 6,718 |
| Additional noninterest expense | $387,000 | 7,249 |
| Pre-tax net operating income | $1,656,000 | 3,624 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $476,000 | 3,404 |
| Income before extraordinary items | $1,180,000 | 3,855 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,180,000 | 3,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,729 |
| Cash dividends | $660,000 | 2,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,180,000 | 3,727 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,053,000 | 5,694 |
| Total interest expense | $2,225,000 | 5,945 |
| Net interest income | $2,828,000 | 5,370 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $143,000 | 7,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 6,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,456 |
| Total noninterest expense | $1,265,000 | 7,337 |
| Salaries and employee benefits | $697,000 | 7,223 |
| Premises and equipment expense | $175,000 | 7,161 |
| Additional noninterest expense | $393,000 | 7,200 |
| Pre-tax net operating income | $1,646,000 | 3,797 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $478,000 | 3,590 |
| Income before extraordinary items | $1,168,000 | 3,937 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,168,000 | 3,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,868 |
| Cash dividends | $600,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,168,000 | 3,925 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,567,000 | 5,878 |
| Total interest expense | $1,973,000 | 6,046 |
| Net interest income | $2,594,000 | 5,670 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $144,000 | 8,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 6,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,669 |
| Total noninterest expense | $1,252,000 | 7,422 |
| Salaries and employee benefits | $691,000 | 7,292 |
| Premises and equipment expense | $195,000 | 6,889 |
| Additional noninterest expense | $366,000 | 7,570 |
| Pre-tax net operating income | $1,426,000 | 4,232 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $399,000 | 4,176 |
| Income before extraordinary items | $1,027,000 | 4,348 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,027,000 | 4,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,882 |
| Cash dividends | $360,000 | 4,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,027,000 | 4,314 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,381,000 | 6,157 |
| Total interest expense | $1,805,000 | 6,540 |
| Net interest income | $2,576,000 | 5,723 |
| Provision for loan and lease losses | $100,000 | 5,089 |
| Total noninterest income | $143,000 | 8,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 6,670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 8,867 |
| Total noninterest expense | $1,192,000 | 7,571 |
| Salaries and employee benefits | $692,000 | 7,231 |
| Premises and equipment expense | $181,000 | 7,033 |
| Additional noninterest expense | $319,000 | 7,939 |
| Pre-tax net operating income | $1,427,000 | 4,347 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $398,000 | 4,426 |
| Income before extraordinary items | $1,029,000 | 4,408 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,029,000 | 4,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,269 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,029,000 | 4,313 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,296,000 | 6,389 |
| Total interest expense | $1,731,000 | 6,822 |
| Net interest income | $2,565,000 | 5,951 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $163,000 | 8,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,946 |
| Total noninterest expense | $1,191,000 | 7,710 |
| Salaries and employee benefits | $674,000 | 7,469 |
| Premises and equipment expense | $181,000 | 7,183 |
| Additional noninterest expense | $336,000 | 7,946 |
| Pre-tax net operating income | $1,477,000 | 4,554 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $409,000 | 4,816 |
| Income before extraordinary items | $1,068,000 | 4,455 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,068,000 | 4,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,767 |
| Cash dividends | $210,000 | 5,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,068,000 | 4,397 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,047,000 | 6,821 |
| Total interest expense | $1,767,000 | 6,913 |
| Net interest income | $2,280,000 | 6,596 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $150,000 | 9,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,892 |
| Total noninterest expense | $1,148,000 | 8,168 |
| Salaries and employee benefits | $673,000 | 7,696 |
| Premises and equipment expense | $138,000 | 8,337 |
| Additional noninterest expense | $337,000 | 8,498 |
| Pre-tax net operating income | $1,222,000 | 5,059 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $320,000 | 5,612 |
| Income before extraordinary items | $902,000 | 4,865 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $902,000 | 4,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,752 |
| Cash dividends | $180,000 | 5,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $902,000 | 4,806 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,848,000 | 7,161 |
| Total interest expense | $1,718,000 | 7,094 |
| Net interest income | $2,130,000 | 7,022 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $146,000 | 9,381 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 10,525 |
| Total noninterest expense | $1,139,000 | 8,431 |
| Salaries and employee benefits | $666,000 | 7,953 |
| Premises and equipment expense | $122,000 | 8,993 |
| Additional noninterest expense | $351,000 | 8,679 |
| Pre-tax net operating income | $1,137,000 | 5,460 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $280,000 | 6,252 |
| Income before extraordinary items | $858,000 | 5,173 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $858,000 | 5,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $857,250 | 5,169 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,543,000 | 7,265 |
| Total interest expense | $1,434,000 | 7,095 |
| Net interest income | $2,109,000 | 7,303 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $135,000 | 10,017 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,986 |
| Total noninterest expense | $1,161,000 | 8,760 |
| Salaries and employee benefits | $630,000 | 8,403 |
| Premises and equipment expense | $115,000 | 9,543 |
| Additional noninterest expense | $416,000 | 8,662 |
| Pre-tax net operating income | $1,083,000 | 5,630 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $271,000 | 6,237 |
| Income before extraordinary items | $812,000 | 5,306 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $812,000 | 5,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,867 |
| Cash dividends | $140,000 | 6,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $812,000 | 5,363 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,406,000 | 7,667 |
| Total interest expense | $1,519,000 | 7,149 |
| Net interest income | $1,887,000 | 7,986 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $138,000 | 10,455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 8,183 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,240 |
| Total noninterest expense | $1,125,000 | 9,224 |
| Salaries and employee benefits | $608,000 | 8,735 |
| Premises and equipment expense | $122,000 | 9,724 |
| Additional noninterest expense | $395,000 | 9,316 |
| Pre-tax net operating income | $900,000 | 6,348 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $198,000 | 7,661 |
| Income before extraordinary items | $703,000 | 6,094 |
| Extraordinary gains, net | $125,000 | 1,386 |
| Net income | $828,000 | 5,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 11,674 |
| Cash dividends | $120,000 | 6,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $702,220 | 5,830 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,496,000 | 8,189 |
| Total interest expense | $1,810,000 | 7,584 |
| Net interest income | $1,686,000 | 8,695 |
| Provision for loan and lease losses | $-120,000 | 13,733 |
| Total noninterest income | $141,000 | 10,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 8,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $1,082,000 | 9,602 |
| Salaries and employee benefits | $582,000 | 8,978 |
| Premises and equipment expense | $124,000 | 9,888 |
| Additional noninterest expense | $376,000 | 9,860 |
| Pre-tax net operating income | $865,000 | 6,267 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $189,000 | 7,777 |
| Income before extraordinary items | $677,000 | 6,058 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $677,000 | 6,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 13,032 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $676,220 | 5,723 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.