Home > The First National Bank of River Falls > Income and Expense
The First National Bank of River Falls, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $11,046,000 | 2,693 |
| Total interest expense | $2,511,000 | 2,816 |
| Net interest income | $8,535,000 | 2,584 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $1,759,000 | 2,149 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $219,000 | 2,571 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,540,000 | 1,856 |
| Total noninterest expense | $8,155,000 | 2,304 |
| Salaries and employee benefits | $5,359,000 | 2,102 |
| Premises and equipment expense | $854,000 | 2,210 |
| Additional noninterest expense | $1,540,000 | 1,856 |
| Pre-tax net operating income | $2,139,000 | 2,888 |
| Securities gains (losses) | $24,000 | 616 |
| Applicable income taxes | $7,000 | 3,311 |
| Income before extraordinary items | $2,156,000 | 2,701 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,156,000 | 2,729 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,156,000 | 2,703 |
| Net charge-offs | $-9,000 | 3,826 |
| Cash dividends | $2,300,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,132,000 | 2,740 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,233,000 | 2,683 |
| Total interest expense | $1,765,000 | 2,781 |
| Net interest income | $6,468,000 | 2,590 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,328,000 | 2,139 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $166,000 | 2,572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,162,000 | 1,844 |
| Total noninterest expense | $5,877,000 | 2,351 |
| Salaries and employee benefits | $3,791,000 | 2,175 |
| Premises and equipment expense | $633,000 | 2,241 |
| Additional noninterest expense | $1,162,000 | 1,844 |
| Pre-tax net operating income | $1,919,000 | 2,749 |
| Securities gains (losses) | $24,000 | 408 |
| Applicable income taxes | $7,000 | 3,333 |
| Income before extraordinary items | $1,936,000 | 2,552 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,936,000 | 2,578 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,936,000 | 2,553 |
| Net charge-offs | $-13,000 | 3,885 |
| Cash dividends | $1,650,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,912,000 | 2,588 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,547,000 | 2,654 |
| Total interest expense | $1,061,000 | 2,753 |
| Net interest income | $4,486,000 | 2,564 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $908,000 | 2,059 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $111,000 | 2,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $797,000 | 1,752 |
| Total noninterest expense | $3,950,000 | 2,326 |
| Salaries and employee benefits | $2,567,000 | 2,147 |
| Premises and equipment expense | $418,000 | 2,251 |
| Additional noninterest expense | $797,000 | 1,750 |
| Pre-tax net operating income | $1,444,000 | 2,627 |
| Securities gains (losses) | $24,000 | 419 |
| Applicable income taxes | $4,000 | 3,373 |
| Income before extraordinary items | $1,464,000 | 2,427 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,464,000 | 2,455 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,464,000 | 2,427 |
| Net charge-offs | $-8,000 | 3,857 |
| Cash dividends | $1,100,000 | 1,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,440,000 | 2,460 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,908,000 | 2,556 |
| Total interest expense | $473,000 | 2,699 |
| Net interest income | $2,435,000 | 2,474 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $442,000 | 2,088 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $55,000 | 2,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 1,768 |
| Total noninterest expense | $2,052,000 | 2,307 |
| Salaries and employee benefits | $1,339,000 | 2,121 |
| Premises and equipment expense | $212,000 | 2,267 |
| Additional noninterest expense | $387,000 | 1,768 |
| Pre-tax net operating income | $825,000 | 2,530 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $2,000 | 3,329 |
| Income before extraordinary items | $823,000 | 2,343 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $823,000 | 2,342 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $823,000 | 2,343 |
| Net charge-offs | $-4,000 | 3,763 |
| Cash dividends | $550,000 | 1,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $823,000 | 2,361 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,709,000 | 2,560 |
| Total interest expense | $811,000 | 2,675 |
| Net interest income | $8,898,000 | 2,528 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,948,000 | 2,067 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $242,000 | 2,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,706,000 | 1,776 |
| Total noninterest expense | $8,001,000 | 2,297 |
| Salaries and employee benefits | $5,285,000 | 2,100 |
| Premises and equipment expense | $808,000 | 2,289 |
| Additional noninterest expense | $1,706,000 | 1,776 |
| Pre-tax net operating income | $2,845,000 | 2,720 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $6,000 | 3,536 |
| Income before extraordinary items | $2,839,000 | 2,526 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,839,000 | 2,522 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,839,000 | 2,525 |
| Net charge-offs | $-21,000 | 3,848 |
| Cash dividends | $2,500,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,839,000 | 2,559 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,049,000 | 2,559 |
| Total interest expense | $497,000 | 2,659 |
| Net interest income | $6,552,000 | 2,528 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,504,000 | 2,073 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $187,000 | 2,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,317,000 | 1,772 |
| Total noninterest expense | $5,663,000 | 2,384 |
| Salaries and employee benefits | $3,644,000 | 2,225 |
| Premises and equipment expense | $604,000 | 2,314 |
| Additional noninterest expense | $1,317,000 | 1,772 |
| Pre-tax net operating income | $2,393,000 | 2,580 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $5,000 | 3,526 |
| Income before extraordinary items | $2,388,000 | 2,357 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,388,000 | 2,356 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,388,000 | 2,356 |
| Net charge-offs | $-15,000 | 3,724 |
| Cash dividends | $1,650,000 | 1,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,388,000 | 2,393 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,632,000 | 2,550 |
| Total interest expense | $268,000 | 2,804 |
| Net interest income | $4,364,000 | 2,507 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,026,000 | 2,035 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $123,000 | 2,507 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $903,000 | 1,782 |
| Total noninterest expense | $3,746,000 | 2,384 |
| Salaries and employee benefits | $2,417,000 | 2,227 |
| Premises and equipment expense | $403,000 | 2,323 |
| Additional noninterest expense | $926,000 | 2,742 |
| Pre-tax net operating income | $1,644,000 | 2,453 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $4,000 | 3,482 |
| Income before extraordinary items | $1,640,000 | 2,230 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,640,000 | 2,231 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,640,000 | 2,230 |
| Net charge-offs | $-11,000 | 3,693 |
| Cash dividends | $1,100,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,640,000 | 2,268 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,366,000 | 2,465 |
| Total interest expense | $117,000 | 2,980 |
| Net interest income | $2,249,000 | 2,424 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $535,000 | 1,993 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $58,000 | 2,560 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $477,000 | 1,715 |
| Total noninterest expense | $1,888,000 | 2,378 |
| Salaries and employee benefits | $1,220,000 | 2,210 |
| Premises and equipment expense | $203,000 | 2,317 |
| Additional noninterest expense | $465,000 | 2,725 |
| Pre-tax net operating income | $896,000 | 2,246 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $2,000 | 3,373 |
| Income before extraordinary items | $894,000 | 2,056 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $894,000 | 2,055 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $894,000 | 2,056 |
| Net charge-offs | $-6,000 | 3,738 |
| Cash dividends | $550,000 | 1,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $894,000 | 2,073 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,744,000 | 2,497 |
| Total interest expense | $479,000 | 3,223 |
| Net interest income | $9,265,000 | 2,421 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $2,791,000 | 1,880 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $193,000 | 2,729 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,598,000 | 1,626 |
| Total noninterest expense | $8,229,000 | 2,242 |
| Salaries and employee benefits | $5,568,000 | 2,036 |
| Premises and equipment expense | $764,000 | 2,389 |
| Additional noninterest expense | $1,897,000 | 2,689 |
| Pre-tax net operating income | $3,827,000 | 2,389 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $7,000 | 3,607 |
| Income before extraordinary items | $3,820,000 | 2,230 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,820,000 | 2,231 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,820,000 | 2,231 |
| Net charge-offs | $-22,000 | 3,867 |
| Cash dividends | $3,000,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,820,000 | 2,200 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,515,000 | 2,507 |
| Total interest expense | $366,000 | 3,299 |
| Net interest income | $7,149,000 | 2,444 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $2,202,000 | 1,875 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $146,000 | 2,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,056,000 | 1,639 |
| Total noninterest expense | $5,724,000 | 2,366 |
| Salaries and employee benefits | $3,771,000 | 2,173 |
| Premises and equipment expense | $551,000 | 2,464 |
| Additional noninterest expense | $1,402,000 | 2,710 |
| Pre-tax net operating income | $3,627,000 | 2,181 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $5,000 | 3,587 |
| Income before extraordinary items | $3,622,000 | 2,002 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,622,000 | 2,001 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,622,000 | 2,002 |
| Net charge-offs | $-16,000 | 3,803 |
| Cash dividends | $1,650,000 | 1,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,622,000 | 1,979 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,176,000 | 2,461 |
| Total interest expense | $257,000 | 3,302 |
| Net interest income | $4,919,000 | 2,385 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,623,000 | 1,721 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $91,000 | 2,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,532,000 | 1,492 |
| Total noninterest expense | $3,868,000 | 2,349 |
| Salaries and employee benefits | $2,596,000 | 2,127 |
| Premises and equipment expense | $366,000 | 2,452 |
| Additional noninterest expense | $906,000 | 2,757 |
| Pre-tax net operating income | $2,674,000 | 2,024 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $4,000 | 3,559 |
| Income before extraordinary items | $2,670,000 | 1,855 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,670,000 | 1,856 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,670,000 | 1,855 |
| Net charge-offs | $-10,000 | 3,814 |
| Cash dividends | $1,100,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,670,000 | 1,815 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,827,000 | 2,313 |
| Total interest expense | $142,000 | 3,239 |
| Net interest income | $2,685,000 | 2,203 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $845,000 | 1,684 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $47,000 | 2,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $798,000 | 1,471 |
| Total noninterest expense | $2,035,000 | 2,240 |
| Salaries and employee benefits | $1,415,000 | 1,995 |
| Premises and equipment expense | $188,000 | 2,438 |
| Additional noninterest expense | $432,000 | 2,792 |
| Pre-tax net operating income | $1,495,000 | 1,873 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $2,000 | 3,502 |
| Income before extraordinary items | $1,493,000 | 1,727 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,493,000 | 1,727 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,493,000 | 1,727 |
| Net charge-offs | $-5,000 | 3,772 |
| Cash dividends | $550,000 | 1,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,493,000 | 1,686 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $10,182,000 | 2,490 |
| Total interest expense | $1,129,000 | 2,752 |
| Net interest income | $9,053,000 | 2,417 |
| Provision for loan and lease losses | $400,000 | 2,439 |
| Total noninterest income | $3,128,000 | 1,694 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $209,000 | 2,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,919,000 | 1,457 |
| Total noninterest expense | $8,263,000 | 2,221 |
| Salaries and employee benefits | $5,695,000 | 1,969 |
| Premises and equipment expense | $719,000 | 2,484 |
| Additional noninterest expense | $1,849,000 | 2,657 |
| Pre-tax net operating income | $3,518,000 | 2,222 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $9,000 | 3,517 |
| Income before extraordinary items | $3,509,000 | 2,089 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,509,000 | 2,089 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,509,000 | 2,089 |
| Net charge-offs | $-28,000 | 4,462 |
| Cash dividends | $2,700,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,509,000 | 2,036 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,754,000 | 2,485 |
| Total interest expense | $762,000 | 3,015 |
| Net interest income | $6,992,000 | 2,360 |
| Provision for loan and lease losses | $250,000 | 2,568 |
| Total noninterest income | $2,191,000 | 1,703 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $159,000 | 2,708 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,032,000 | 1,475 |
| Total noninterest expense | $5,671,000 | 2,335 |
| Salaries and employee benefits | $3,793,000 | 2,109 |
| Premises and equipment expense | $543,000 | 2,475 |
| Additional noninterest expense | $1,335,000 | 2,716 |
| Pre-tax net operating income | $3,262,000 | 1,937 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $7,000 | 3,517 |
| Income before extraordinary items | $3,255,000 | 1,786 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,255,000 | 1,786 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,255,000 | 1,786 |
| Net charge-offs | $-15,000 | 4,350 |
| Cash dividends | $1,500,000 | 1,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,255,000 | 1,738 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,276,000 | 2,481 |
| Total interest expense | $556,000 | 2,990 |
| Net interest income | $4,720,000 | 2,360 |
| Provision for loan and lease losses | $150,000 | 2,632 |
| Total noninterest income | $1,324,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $108,000 | 2,716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,216,000 | 1,493 |
| Total noninterest expense | $3,821,000 | 2,321 |
| Salaries and employee benefits | $2,564,000 | 2,099 |
| Premises and equipment expense | $364,000 | 2,458 |
| Additional noninterest expense | $893,000 | 2,705 |
| Pre-tax net operating income | $2,073,000 | 1,951 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $5,000 | 3,476 |
| Income before extraordinary items | $2,068,000 | 1,796 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,068,000 | 1,797 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,068,000 | 1,797 |
| Net charge-offs | $-11,000 | 4,346 |
| Cash dividends | $1,100,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,068,000 | 1,748 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,542,000 | 2,530 |
| Total interest expense | $327,000 | 2,888 |
| Net interest income | $2,215,000 | 2,430 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $716,000 | 1,571 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $69,000 | 2,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $647,000 | 1,300 |
| Total noninterest expense | $1,938,000 | 2,316 |
| Salaries and employee benefits | $1,298,000 | 2,089 |
| Premises and equipment expense | $188,000 | 2,428 |
| Additional noninterest expense | $452,000 | 2,704 |
| Pre-tax net operating income | $993,000 | 1,835 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $2,000 | 3,392 |
| Income before extraordinary items | $991,000 | 1,676 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $991,000 | 1,677 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $991,000 | 1,677 |
| Net charge-offs | $-5,000 | 4,210 |
| Cash dividends | $700,000 | 1,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $991,000 | 1,646 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,356,000 | 2,540 |
| Total interest expense | $1,403,000 | 2,836 |
| Net interest income | $8,953,000 | 2,434 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $2,044,000 | 1,943 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $315,000 | 2,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,729,000 | 1,674 |
| Total noninterest expense | $7,815,000 | 2,277 |
| Salaries and employee benefits | $5,330,000 | 2,012 |
| Premises and equipment expense | $725,000 | 2,488 |
| Additional noninterest expense | $1,760,000 | 2,785 |
| Pre-tax net operating income | $3,182,000 | 2,371 |
| Securities gains (losses) | $-9,000 | 4,785 |
| Applicable income taxes | $12,000 | 3,641 |
| Income before extraordinary items | $3,161,000 | 2,215 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,161,000 | 2,217 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,161,000 | 2,217 |
| Net charge-offs | $-90,000 | 4,877 |
| Cash dividends | $2,935,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,170,000 | 2,177 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,812,000 | 2,554 |
| Total interest expense | $1,077,000 | 2,816 |
| Net interest income | $6,735,000 | 2,462 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,493,000 | 1,978 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $234,000 | 2,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,259,000 | 1,687 |
| Total noninterest expense | $5,503,000 | 2,380 |
| Salaries and employee benefits | $3,662,000 | 2,155 |
| Premises and equipment expense | $533,000 | 2,532 |
| Additional noninterest expense | $1,308,000 | 2,811 |
| Pre-tax net operating income | $2,725,000 | 2,240 |
| Securities gains (losses) | $-9,000 | 4,884 |
| Applicable income taxes | $9,000 | 3,704 |
| Income before extraordinary items | $2,707,000 | 2,082 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,707,000 | 2,081 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,707,000 | 2,083 |
| Net charge-offs | $-92,000 | 4,947 |
| Cash dividends | $1,700,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,716,000 | 2,050 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,197,000 | 2,559 |
| Total interest expense | $715,000 | 2,818 |
| Net interest income | $4,482,000 | 2,465 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $959,000 | 2,001 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $150,000 | 2,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $809,000 | 1,704 |
| Total noninterest expense | $3,696,000 | 2,386 |
| Salaries and employee benefits | $2,452,000 | 2,144 |
| Premises and equipment expense | $354,000 | 2,541 |
| Additional noninterest expense | $890,000 | 2,795 |
| Pre-tax net operating income | $1,745,000 | 2,273 |
| Securities gains (losses) | $-20,000 | 5,056 |
| Applicable income taxes | $6,000 | 3,700 |
| Income before extraordinary items | $1,719,000 | 2,139 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,719,000 | 2,137 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,719,000 | 2,139 |
| Net charge-offs | $-83,000 | 5,022 |
| Cash dividends | $1,150,000 | 1,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,739,000 | 2,098 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 2,625 |
| Total interest expense | $351,000 | 2,815 |
| Net interest income | $2,150,000 | 2,548 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $458,000 | 2,022 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $71,000 | 2,721 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 1,697 |
| Total noninterest expense | $1,874,000 | 2,371 |
| Salaries and employee benefits | $1,269,000 | 2,112 |
| Premises and equipment expense | $177,000 | 2,570 |
| Additional noninterest expense | $428,000 | 2,859 |
| Pre-tax net operating income | $734,000 | 2,502 |
| Securities gains (losses) | $-20,000 | 5,182 |
| Applicable income taxes | $3,000 | 3,639 |
| Income before extraordinary items | $711,000 | 2,346 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $711,000 | 2,344 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $711,000 | 2,345 |
| Net charge-offs | $-50,000 | 5,072 |
| Cash dividends | $600,000 | 1,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $731,000 | 2,287 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,949,000 | 2,535 |
| Total interest expense | $1,297,000 | 2,557 |
| Net interest income | $8,652,000 | 2,517 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,862,000 | 2,066 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $333,000 | 2,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,529,000 | 1,773 |
| Total noninterest expense | $7,563,000 | 2,344 |
| Salaries and employee benefits | $4,986,000 | 2,095 |
| Premises and equipment expense | $711,000 | 2,545 |
| Additional noninterest expense | $1,866,000 | 2,709 |
| Pre-tax net operating income | $2,951,000 | 2,522 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $14,000 | 3,691 |
| Income before extraordinary items | $2,937,000 | 2,350 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,937,000 | 2,349 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,937,000 | 2,349 |
| Net charge-offs | $-20,000 | 4,676 |
| Cash dividends | $2,650,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,937,000 | 2,345 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,425,000 | 2,543 |
| Total interest expense | $959,000 | 2,499 |
| Net interest income | $6,466,000 | 2,532 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,437,000 | 2,051 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $253,000 | 2,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,184,000 | 1,758 |
| Total noninterest expense | $5,394,000 | 2,430 |
| Salaries and employee benefits | $3,466,000 | 2,224 |
| Premises and equipment expense | $541,000 | 2,543 |
| Additional noninterest expense | $1,387,000 | 2,734 |
| Pre-tax net operating income | $2,509,000 | 2,388 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $11,000 | 3,758 |
| Income before extraordinary items | $2,498,000 | 2,171 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,498,000 | 2,169 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,498,000 | 2,170 |
| Net charge-offs | $-9,000 | 4,451 |
| Cash dividends | $1,650,000 | 1,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,498,000 | 2,171 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,919,000 | 2,540 |
| Total interest expense | $610,000 | 2,495 |
| Net interest income | $4,309,000 | 2,533 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $946,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $168,000 | 2,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $778,000 | 1,768 |
| Total noninterest expense | $3,618,000 | 2,431 |
| Salaries and employee benefits | $2,348,000 | 2,210 |
| Premises and equipment expense | $360,000 | 2,549 |
| Additional noninterest expense | $910,000 | 2,777 |
| Pre-tax net operating income | $1,637,000 | 2,389 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $7,000 | 3,766 |
| Income before extraordinary items | $1,630,000 | 2,183 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,630,000 | 2,180 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,630,000 | 2,182 |
| Net charge-offs | $2,000 | 3,018 |
| Cash dividends | $1,100,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,630,000 | 2,173 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,398,000 | 2,575 |
| Total interest expense | $280,000 | 2,575 |
| Net interest income | $2,118,000 | 2,562 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $479,000 | 2,034 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $94,000 | 2,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $385,000 | 1,750 |
| Total noninterest expense | $1,852,000 | 2,408 |
| Salaries and employee benefits | $1,222,000 | 2,160 |
| Premises and equipment expense | $184,000 | 2,573 |
| Additional noninterest expense | $446,000 | 2,849 |
| Pre-tax net operating income | $745,000 | 2,504 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $4,000 | 3,713 |
| Income before extraordinary items | $741,000 | 2,286 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $741,000 | 2,284 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $741,000 | 2,286 |
| Net charge-offs | $-11,000 | 4,784 |
| Cash dividends | $550,000 | 1,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $741,000 | 2,276 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,897,000 | 2,461 |
| Total interest expense | $991,000 | 2,558 |
| Net interest income | $8,906,000 | 2,431 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,912,000 | 2,088 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $362,000 | 2,538 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,550,000 | 1,781 |
| Total noninterest expense | $7,884,000 | 2,297 |
| Salaries and employee benefits | $5,098,000 | 2,060 |
| Premises and equipment expense | $687,000 | 2,685 |
| Additional noninterest expense | $2,099,000 | 2,567 |
| Pre-tax net operating income | $2,934,000 | 2,509 |
| Securities gains (losses) | $32,000 | 1,113 |
| Applicable income taxes | $14,000 | 3,828 |
| Income before extraordinary items | $2,952,000 | 2,082 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,952,000 | 2,082 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,952,000 | 2,082 |
| Net charge-offs | $-106,000 | 5,309 |
| Cash dividends | $2,850,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,920,000 | 2,078 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,496,000 | 2,458 |
| Total interest expense | $734,000 | 2,570 |
| Net interest income | $6,762,000 | 2,401 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,390,000 | 2,152 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $268,000 | 2,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,122,000 | 1,843 |
| Total noninterest expense | $5,411,000 | 2,473 |
| Salaries and employee benefits | $3,556,000 | 2,167 |
| Premises and equipment expense | $528,000 | 2,665 |
| Additional noninterest expense | $1,327,000 | 2,879 |
| Pre-tax net operating income | $2,741,000 | 2,212 |
| Securities gains (losses) | $32,000 | 1,084 |
| Applicable income taxes | $10,000 | 3,874 |
| Income before extraordinary items | $2,763,000 | 1,857 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,763,000 | 1,857 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,763,000 | 1,857 |
| Net charge-offs | $-97,000 | 5,338 |
| Cash dividends | $1,700,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,731,000 | 1,849 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,993,000 | 2,429 |
| Total interest expense | $478,000 | 2,562 |
| Net interest income | $4,515,000 | 2,401 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $942,000 | 2,126 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $177,000 | 2,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $765,000 | 1,833 |
| Total noninterest expense | $3,635,000 | 2,467 |
| Salaries and employee benefits | $2,418,000 | 2,156 |
| Premises and equipment expense | $327,000 | 2,795 |
| Additional noninterest expense | $890,000 | 2,887 |
| Pre-tax net operating income | $1,822,000 | 2,170 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $6,000 | 3,918 |
| Income before extraordinary items | $1,816,000 | 1,844 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,816,000 | 1,844 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,816,000 | 1,844 |
| Net charge-offs | $-47,000 | 5,271 |
| Cash dividends | $1,100,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,816,000 | 1,816 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,649,000 | 2,324 |
| Total interest expense | $234,000 | 2,573 |
| Net interest income | $2,415,000 | 2,285 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $448,000 | 2,179 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $89,000 | 2,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $359,000 | 1,862 |
| Total noninterest expense | $1,860,000 | 2,440 |
| Salaries and employee benefits | $1,258,000 | 2,120 |
| Premises and equipment expense | $172,000 | 2,762 |
| Additional noninterest expense | $430,000 | 2,971 |
| Pre-tax net operating income | $1,003,000 | 1,958 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $3,000 | 3,875 |
| Income before extraordinary items | $1,000,000 | 1,673 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,000,000 | 1,673 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,000,000 | 1,673 |
| Net charge-offs | $-28,000 | 5,364 |
| Cash dividends | $550,000 | 1,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,000,000 | 1,657 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,387,000 | 2,536 |
| Total interest expense | $1,019,000 | 2,394 |
| Net interest income | $8,368,000 | 2,524 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,993,000 | 2,124 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $416,000 | 2,394 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,577,000 | 1,820 |
| Total noninterest expense | $7,514,000 | 2,408 |
| Salaries and employee benefits | $5,023,000 | 2,083 |
| Premises and equipment expense | $575,000 | 3,104 |
| Additional noninterest expense | $1,916,000 | 2,834 |
| Pre-tax net operating income | $2,847,000 | 2,476 |
| Securities gains (losses) | $8,000 | 2,738 |
| Applicable income taxes | $12,000 | 3,968 |
| Income before extraordinary items | $2,843,000 | 2,196 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,843,000 | 2,194 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,843,000 | 2,195 |
| Net charge-offs | $-53,000 | 5,379 |
| Cash dividends | $2,450,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,835,000 | 2,144 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,050,000 | 2,539 |
| Total interest expense | $771,000 | 2,383 |
| Net interest income | $6,279,000 | 2,538 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,473,000 | 2,144 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $314,000 | 2,387 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,159,000 | 1,861 |
| Total noninterest expense | $5,359,000 | 2,507 |
| Salaries and employee benefits | $3,488,000 | 2,207 |
| Premises and equipment expense | $423,000 | 3,155 |
| Additional noninterest expense | $1,448,000 | 2,818 |
| Pre-tax net operating income | $2,393,000 | 2,325 |
| Securities gains (losses) | $8,000 | 2,659 |
| Applicable income taxes | $9,000 | 4,039 |
| Income before extraordinary items | $2,392,000 | 2,015 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,392,000 | 2,015 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,392,000 | 2,015 |
| Net charge-offs | $-34,000 | 5,255 |
| Cash dividends | $1,650,000 | 1,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,384,000 | 1,964 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,694,000 | 2,535 |
| Total interest expense | $516,000 | 2,382 |
| Net interest income | $4,178,000 | 2,542 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $976,000 | 2,146 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $202,000 | 2,428 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $774,000 | 1,827 |
| Total noninterest expense | $3,619,000 | 2,495 |
| Salaries and employee benefits | $2,363,000 | 2,194 |
| Premises and equipment expense | $279,000 | 3,191 |
| Additional noninterest expense | $977,000 | 2,804 |
| Pre-tax net operating income | $1,535,000 | 2,363 |
| Securities gains (losses) | $8,000 | 2,318 |
| Applicable income taxes | $6,000 | 4,055 |
| Income before extraordinary items | $1,537,000 | 2,080 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,537,000 | 2,080 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,537,000 | 2,080 |
| Net charge-offs | $-27,000 | 5,321 |
| Cash dividends | $1,100,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,529,000 | 2,022 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,364,000 | 2,526 |
| Total interest expense | $255,000 | 2,406 |
| Net interest income | $2,109,000 | 2,524 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $436,000 | 2,248 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $89,000 | 2,614 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $347,000 | 1,920 |
| Total noninterest expense | $1,819,000 | 2,502 |
| Salaries and employee benefits | $1,212,000 | 2,154 |
| Premises and equipment expense | $145,000 | 3,130 |
| Additional noninterest expense | $462,000 | 2,927 |
| Pre-tax net operating income | $726,000 | 2,426 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $3,000 | 4,042 |
| Income before extraordinary items | $723,000 | 2,154 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $723,000 | 2,154 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $723,000 | 2,154 |
| Net charge-offs | $-13,000 | 5,298 |
| Cash dividends | $550,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $723,000 | 2,100 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,559,000 | 2,452 |
| Total interest expense | $1,007,000 | 2,407 |
| Net interest income | $8,552,000 | 2,440 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $2,023,000 | 2,093 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $426,000 | 2,395 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,597,000 | 1,780 |
| Total noninterest expense | $7,787,000 | 2,355 |
| Salaries and employee benefits | $5,075,000 | 2,024 |
| Premises and equipment expense | $566,000 | 3,231 |
| Additional noninterest expense | $2,146,000 | 2,648 |
| Pre-tax net operating income | $2,788,000 | 2,440 |
| Securities gains (losses) | $25,000 | 2,106 |
| Applicable income taxes | $7,000 | 4,160 |
| Income before extraordinary items | $2,806,000 | 2,157 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,806,000 | 2,157 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,806,000 | 2,158 |
| Net charge-offs | $-80,000 | 5,677 |
| Cash dividends | $2,350,000 | 1,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,781,000 | 2,128 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,216,000 | 2,466 |
| Total interest expense | $757,000 | 2,426 |
| Net interest income | $6,459,000 | 2,431 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,549,000 | 2,088 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $327,000 | 2,377 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,222,000 | 1,776 |
| Total noninterest expense | $5,593,000 | 2,449 |
| Salaries and employee benefits | $3,579,000 | 2,140 |
| Premises and equipment expense | $433,000 | 3,233 |
| Additional noninterest expense | $1,581,000 | 2,680 |
| Pre-tax net operating income | $2,415,000 | 2,245 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $2,411,000 | 1,945 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,411,000 | 1,947 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,411,000 | 1,947 |
| Net charge-offs | $-57,000 | 5,651 |
| Cash dividends | $1,650,000 | 1,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,411,000 | 1,912 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,818,000 | 2,467 |
| Total interest expense | $505,000 | 2,448 |
| Net interest income | $4,313,000 | 2,438 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,039,000 | 2,088 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $212,000 | 2,397 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $827,000 | 1,772 |
| Total noninterest expense | $3,817,000 | 2,403 |
| Salaries and employee benefits | $2,435,000 | 2,122 |
| Premises and equipment expense | $292,000 | 3,225 |
| Additional noninterest expense | $1,090,000 | 2,630 |
| Pre-tax net operating income | $1,535,000 | 2,306 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,535,000 | 2,005 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,535,000 | 2,008 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,535,000 | 2,007 |
| Net charge-offs | $1,000 | 3,770 |
| Cash dividends | $1,100,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,535,000 | 1,961 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,386,000 | 2,484 |
| Total interest expense | $250,000 | 2,480 |
| Net interest income | $2,136,000 | 2,458 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $520,000 | 2,045 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $100,000 | 2,472 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $420,000 | 1,704 |
| Total noninterest expense | $1,952,000 | 2,357 |
| Salaries and employee benefits | $1,253,000 | 2,078 |
| Premises and equipment expense | $146,000 | 3,249 |
| Additional noninterest expense | $553,000 | 2,594 |
| Pre-tax net operating income | $704,000 | 2,409 |
| Securities gains (losses) | $4,000 | 1,704 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $708,000 | 2,119 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $708,000 | 2,120 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $708,000 | 2,120 |
| Net charge-offs | $37,000 | 1,776 |
| Cash dividends | $550,000 | 1,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $704,000 | 2,061 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,664,000 | 2,478 |
| Total interest expense | $1,061,000 | 2,486 |
| Net interest income | $8,603,000 | 2,465 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,997,000 | 2,107 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $489,000 | 2,320 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,508,000 | 1,766 |
| Total noninterest expense | $7,852,000 | 2,349 |
| Salaries and employee benefits | $5,170,000 | 1,984 |
| Premises and equipment expense | $615,000 | 3,170 |
| Additional noninterest expense | $2,067,000 | 2,812 |
| Pre-tax net operating income | $2,748,000 | 2,414 |
| Securities gains (losses) | $11,000 | 2,605 |
| Applicable income taxes | $10,000 | 4,202 |
| Income before extraordinary items | $2,749,000 | 2,152 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,749,000 | 2,152 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,749,000 | 2,151 |
| Net charge-offs | $1,201,000 | 773 |
| Cash dividends | $2,200,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,738,000 | 2,110 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,215,000 | 2,501 |
| Total interest expense | $801,000 | 2,514 |
| Net interest income | $6,414,000 | 2,486 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,537,000 | 2,076 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $365,000 | 2,337 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,172,000 | 1,760 |
| Total noninterest expense | $5,640,000 | 2,442 |
| Salaries and employee benefits | $3,612,000 | 2,125 |
| Premises and equipment expense | $461,000 | 3,220 |
| Additional noninterest expense | $1,567,000 | 2,780 |
| Pre-tax net operating income | $2,311,000 | 2,271 |
| Securities gains (losses) | $7,000 | 2,468 |
| Applicable income taxes | $10,000 | 4,197 |
| Income before extraordinary items | $2,308,000 | 1,977 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,308,000 | 1,976 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,308,000 | 1,975 |
| Net charge-offs | $681,000 | 912 |
| Cash dividends | $1,650,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,301,000 | 1,933 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,798,000 | 2,505 |
| Total interest expense | $536,000 | 2,522 |
| Net interest income | $4,262,000 | 2,491 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,019,000 | 2,068 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $241,000 | 2,333 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $778,000 | 1,738 |
| Total noninterest expense | $3,798,000 | 2,434 |
| Salaries and employee benefits | $2,455,000 | 2,105 |
| Premises and equipment expense | $311,000 | 3,215 |
| Additional noninterest expense | $1,032,000 | 2,811 |
| Pre-tax net operating income | $1,483,000 | 2,292 |
| Securities gains (losses) | $7,000 | 2,068 |
| Applicable income taxes | $8,000 | 4,156 |
| Income before extraordinary items | $1,482,000 | 2,000 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,482,000 | 2,004 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,482,000 | 2,003 |
| Net charge-offs | $228,000 | 1,483 |
| Cash dividends | $1,100,000 | 1,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,475,070 | 1,954 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,393,000 | 2,512 |
| Total interest expense | $264,000 | 2,566 |
| Net interest income | $2,129,000 | 2,482 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $487,000 | 2,079 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $119,000 | 2,323 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $368,000 | 1,761 |
| Total noninterest expense | $1,932,000 | 2,410 |
| Salaries and employee benefits | $1,274,000 | 2,037 |
| Premises and equipment expense | $158,000 | 3,226 |
| Additional noninterest expense | $500,000 | 2,886 |
| Pre-tax net operating income | $684,000 | 2,365 |
| Securities gains (losses) | $7,000 | 1,257 |
| Applicable income taxes | $5,000 | 4,041 |
| Income before extraordinary items | $686,000 | 2,034 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $686,000 | 2,037 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $686,000 | 2,037 |
| Net charge-offs | $238,000 | 840 |
| Cash dividends | $550,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $679,070 | 2,013 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,862,000 | 2,460 |
| Total interest expense | $1,151,000 | 2,652 |
| Net interest income | $8,711,000 | 2,416 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $2,287,000 | 1,965 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $505,000 | 2,364 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,782,000 | 1,645 |
| Total noninterest expense | $7,879,000 | 2,375 |
| Salaries and employee benefits | $5,050,000 | 2,021 |
| Premises and equipment expense | $536,000 | 3,572 |
| Additional noninterest expense | $2,293,000 | 2,677 |
| Pre-tax net operating income | $3,119,000 | 2,110 |
| Securities gains (losses) | $-1,000 | 6,053 |
| Applicable income taxes | $19,000 | 4,121 |
| Income before extraordinary items | $3,099,000 | 1,854 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,099,000 | 1,857 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,099,000 | 1,857 |
| Net charge-offs | $-8,000 | 6,127 |
| Cash dividends | $2,375,000 | 1,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,099,990 | 1,820 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,412,000 | 2,471 |
| Total interest expense | $871,000 | 2,708 |
| Net interest income | $6,541,000 | 2,418 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,731,000 | 2,002 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $369,000 | 2,421 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,362,000 | 1,666 |
| Total noninterest expense | $5,631,000 | 2,477 |
| Salaries and employee benefits | $3,503,000 | 2,177 |
| Premises and equipment expense | $401,000 | 3,612 |
| Additional noninterest expense | $1,727,000 | 2,657 |
| Pre-tax net operating income | $2,641,000 | 1,955 |
| Securities gains (losses) | $-1,000 | 6,307 |
| Applicable income taxes | $19,000 | 4,120 |
| Income before extraordinary items | $2,621,000 | 1,708 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,621,000 | 1,709 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,621,000 | 1,712 |
| Net charge-offs | $-6,000 | 6,008 |
| Cash dividends | $1,625,000 | 1,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,621,990 | 1,655 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,034,000 | 2,420 |
| Total interest expense | $582,000 | 2,767 |
| Net interest income | $4,452,000 | 2,353 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,211,000 | 1,962 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $234,000 | 2,489 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $977,000 | 1,603 |
| Total noninterest expense | $3,910,000 | 2,385 |
| Salaries and employee benefits | $2,357,000 | 2,168 |
| Premises and equipment expense | $272,000 | 3,570 |
| Additional noninterest expense | $1,281,000 | 2,387 |
| Pre-tax net operating income | $1,753,000 | 1,929 |
| Securities gains (losses) | $-1,000 | 6,487 |
| Applicable income taxes | $14,000 | 4,078 |
| Income before extraordinary items | $1,738,000 | 1,713 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,738,000 | 1,718 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,738,000 | 1,719 |
| Net charge-offs | $79,000 | 2,972 |
| Cash dividends | $1,075,000 | 1,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,738,990 | 1,645 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,498,000 | 2,456 |
| Total interest expense | $279,000 | 2,936 |
| Net interest income | $2,219,000 | 2,368 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $592,000 | 1,974 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $131,000 | 2,264 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $461,000 | 1,662 |
| Total noninterest expense | $2,048,000 | 2,323 |
| Salaries and employee benefits | $1,197,000 | 2,158 |
| Premises and equipment expense | $144,000 | 3,483 |
| Additional noninterest expense | $707,000 | 2,198 |
| Pre-tax net operating income | $763,000 | 2,116 |
| Securities gains (losses) | $-8,000 | 6,786 |
| Applicable income taxes | $7,000 | 4,068 |
| Income before extraordinary items | $748,000 | 1,900 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $748,000 | 1,901 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $748,000 | 1,902 |
| Net charge-offs | $92,000 | 1,963 |
| Cash dividends | $525,000 | 900 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $755,920 | 1,804 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,888,000 | 2,370 |
| Total interest expense | $1,409,000 | 2,853 |
| Net interest income | $9,479,000 | 2,264 |
| Provision for loan and lease losses | $185,000 | 4,018 |
| Total noninterest income | $2,838,000 | 1,704 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $646,000 | 2,034 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,192,000 | 1,446 |
| Total noninterest expense | $8,640,000 | 2,195 |
| Salaries and employee benefits | $5,463,000 | 1,845 |
| Premises and equipment expense | $675,000 | 3,102 |
| Additional noninterest expense | $2,502,000 | 2,566 |
| Pre-tax net operating income | $3,492,000 | 1,825 |
| Securities gains (losses) | $-30,000 | 6,816 |
| Applicable income taxes | $8,000 | 4,426 |
| Income before extraordinary items | $3,454,000 | 1,650 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,454,000 | 1,650 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,454,000 | 1,651 |
| Net charge-offs | $153,000 | 4,041 |
| Cash dividends | $1,425,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,484,000 | 1,551 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,135,000 | 2,424 |
| Total interest expense | $1,113,000 | 2,840 |
| Net interest income | $7,022,000 | 2,333 |
| Provision for loan and lease losses | $185,000 | 3,608 |
| Total noninterest income | $2,068,000 | 1,746 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $485,000 | 2,057 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,583,000 | 1,468 |
| Total noninterest expense | $6,278,000 | 2,272 |
| Salaries and employee benefits | $3,767,000 | 2,008 |
| Premises and equipment expense | $547,000 | 2,971 |
| Additional noninterest expense | $1,964,000 | 2,459 |
| Pre-tax net operating income | $2,627,000 | 1,887 |
| Securities gains (losses) | $-31,000 | 6,936 |
| Applicable income taxes | $4,000 | 4,560 |
| Income before extraordinary items | $2,592,000 | 1,695 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,592,000 | 1,694 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,592,000 | 1,696 |
| Net charge-offs | $161,000 | 3,520 |
| Cash dividends | $1,075,000 | 1,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,623,000 | 1,575 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,396,000 | 2,446 |
| Total interest expense | $801,000 | 2,768 |
| Net interest income | $4,595,000 | 2,371 |
| Provision for loan and lease losses | $185,000 | 3,078 |
| Total noninterest income | $1,377,000 | 1,731 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $321,000 | 2,039 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,056,000 | 1,464 |
| Total noninterest expense | $3,980,000 | 2,375 |
| Salaries and employee benefits | $2,557,000 | 1,968 |
| Premises and equipment expense | $404,000 | 2,748 |
| Additional noninterest expense | $1,019,000 | 3,075 |
| Pre-tax net operating income | $1,807,000 | 1,822 |
| Securities gains (losses) | $-9,000 | 6,937 |
| Applicable income taxes | $-1,000 | 6,760 |
| Income before extraordinary items | $1,799,000 | 1,627 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,799,000 | 1,626 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,799,000 | 1,627 |
| Net charge-offs | $153,000 | 3,014 |
| Cash dividends | $550,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,808,000 | 1,533 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,744,000 | 2,443 |
| Total interest expense | $420,000 | 2,768 |
| Net interest income | $2,324,000 | 2,353 |
| Provision for loan and lease losses | $50,000 | 3,648 |
| Total noninterest income | $692,000 | 1,718 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $155,000 | 2,073 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $537,000 | 1,439 |
| Total noninterest expense | $1,934,000 | 2,444 |
| Salaries and employee benefits | $1,301,000 | 1,940 |
| Premises and equipment expense | $211,000 | 2,689 |
| Additional noninterest expense | $422,000 | 3,508 |
| Pre-tax net operating income | $1,032,000 | 1,637 |
| Securities gains (losses) | $6,000 | 1,875 |
| Applicable income taxes | $-6,000 | 6,946 |
| Income before extraordinary items | $1,044,000 | 1,395 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,044,000 | 1,396 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,044,000 | 1,396 |
| Net charge-offs | $66,000 | 2,806 |
| Cash dividends | $50,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,038,000 | 1,326 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,034,000 | 2,315 |
| Total interest expense | $2,053,000 | 2,726 |
| Net interest income | $9,981,000 | 2,184 |
| Provision for loan and lease losses | $625,000 | 3,098 |
| Total noninterest income | $2,410,000 | 1,765 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $721,000 | 1,935 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,689,000 | 1,519 |
| Total noninterest expense | $8,874,000 | 2,151 |
| Salaries and employee benefits | $4,942,000 | 1,952 |
| Premises and equipment expense | $934,000 | 2,552 |
| Additional noninterest expense | $2,998,000 | 2,203 |
| Pre-tax net operating income | $2,892,000 | 1,904 |
| Securities gains (losses) | $2,000 | 3,652 |
| Applicable income taxes | $28,000 | 3,989 |
| Income before extraordinary items | $2,866,000 | 1,672 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,866,000 | 1,672 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,866,000 | 1,672 |
| Net charge-offs | $1,242,000 | 2,108 |
| Cash dividends | $1,950,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,864,020 | 1,599 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,201,000 | 2,299 |
| Total interest expense | $1,600,000 | 2,729 |
| Net interest income | $7,601,000 | 2,160 |
| Provision for loan and lease losses | $320,000 | 3,519 |
| Total noninterest income | $1,806,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $533,000 | 1,969 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,273,000 | 1,499 |
| Total noninterest expense | $6,806,000 | 2,109 |
| Salaries and employee benefits | $3,551,000 | 2,030 |
| Premises and equipment expense | $701,000 | 2,572 |
| Additional noninterest expense | $2,554,000 | 1,986 |
| Pre-tax net operating income | $2,281,000 | 1,888 |
| Securities gains (losses) | $-8,000 | 6,987 |
| Applicable income taxes | $20,000 | 4,044 |
| Income before extraordinary items | $2,253,000 | 1,675 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,253,000 | 1,676 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,253,000 | 1,676 |
| Net charge-offs | $707,000 | 2,276 |
| Cash dividends | $1,400,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,260,920 | 1,586 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,218,000 | 2,284 |
| Total interest expense | $1,113,000 | 2,726 |
| Net interest income | $5,105,000 | 2,144 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $1,182,000 | 1,768 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $348,000 | 1,982 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $834,000 | 1,521 |
| Total noninterest expense | $4,667,000 | 2,073 |
| Salaries and employee benefits | $2,392,000 | 2,031 |
| Premises and equipment expense | $475,000 | 2,555 |
| Additional noninterest expense | $1,800,000 | 1,890 |
| Pre-tax net operating income | $1,320,000 | 2,069 |
| Securities gains (losses) | $-1,000 | 6,874 |
| Applicable income taxes | $12,000 | 4,034 |
| Income before extraordinary items | $1,307,000 | 1,819 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,307,000 | 1,819 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,307,000 | 1,819 |
| Net charge-offs | $87,000 | 3,977 |
| Cash dividends | $900,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,307,990 | 1,743 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,080,000 | 2,329 |
| Total interest expense | $594,000 | 2,662 |
| Net interest income | $2,486,000 | 2,198 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $556,000 | 1,847 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $163,000 | 2,076 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $393,000 | 1,590 |
| Total noninterest expense | $2,127,000 | 2,272 |
| Salaries and employee benefits | $1,239,000 | 1,975 |
| Premises and equipment expense | $241,000 | 2,560 |
| Additional noninterest expense | $647,000 | 2,563 |
| Pre-tax net operating income | $615,000 | 2,177 |
| Securities gains (losses) | $9,000 | 1,340 |
| Applicable income taxes | $6,000 | 3,979 |
| Income before extraordinary items | $618,000 | 1,871 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $618,000 | 1,870 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $618,000 | 1,871 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $400,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $609,090 | 1,847 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,535,000 | 2,229 |
| Total interest expense | $3,661,000 | 2,161 |
| Net interest income | $9,874,000 | 2,225 |
| Provision for loan and lease losses | $1,400,000 | 2,552 |
| Total noninterest income | $2,643,000 | 1,693 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $808,000 | 1,806 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,835,000 | 1,482 |
| Total noninterest expense | $8,535,000 | 2,268 |
| Salaries and employee benefits | $4,961,000 | 1,958 |
| Premises and equipment expense | $982,000 | 2,512 |
| Additional noninterest expense | $2,592,000 | 2,599 |
| Pre-tax net operating income | $2,582,000 | 1,841 |
| Securities gains (losses) | $-300,000 | 7,359 |
| Applicable income taxes | $19,000 | 4,021 |
| Income before extraordinary items | $2,263,000 | 1,817 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,263,000 | 1,818 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,263,000 | 1,819 |
| Net charge-offs | $1,202,000 | 2,439 |
| Cash dividends | $1,500,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,560,000 | 1,552 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,291,000 | 2,250 |
| Total interest expense | $2,899,000 | 2,143 |
| Net interest income | $7,392,000 | 2,266 |
| Provision for loan and lease losses | $1,050,000 | 2,437 |
| Total noninterest income | $1,957,000 | 1,717 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $633,000 | 1,788 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,324,000 | 1,468 |
| Total noninterest expense | $6,297,000 | 2,303 |
| Salaries and employee benefits | $3,655,000 | 1,991 |
| Premises and equipment expense | $725,000 | 2,588 |
| Additional noninterest expense | $1,917,000 | 2,573 |
| Pre-tax net operating income | $2,002,000 | 1,897 |
| Securities gains (losses) | $-280,000 | 7,530 |
| Applicable income taxes | $12,000 | 4,186 |
| Income before extraordinary items | $1,710,000 | 1,932 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,710,000 | 1,933 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,710,000 | 1,934 |
| Net charge-offs | $1,215,000 | 1,977 |
| Cash dividends | $1,050,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,987,200 | 1,590 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,014,000 | 2,231 |
| Total interest expense | $2,008,000 | 2,150 |
| Net interest income | $5,006,000 | 2,214 |
| Provision for loan and lease losses | $775,000 | 2,230 |
| Total noninterest income | $1,225,000 | 1,748 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $427,000 | 1,777 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $798,000 | 1,524 |
| Total noninterest expense | $4,214,000 | 2,293 |
| Salaries and employee benefits | $2,424,000 | 2,002 |
| Premises and equipment expense | $468,000 | 2,657 |
| Additional noninterest expense | $1,322,000 | 2,502 |
| Pre-tax net operating income | $1,242,000 | 2,009 |
| Securities gains (losses) | $-284,000 | 7,636 |
| Applicable income taxes | $7,000 | 4,209 |
| Income before extraordinary items | $951,000 | 2,201 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $951,000 | 2,200 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $951,000 | 2,203 |
| Net charge-offs | $1,184,000 | 1,573 |
| Cash dividends | $650,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,232,160 | 1,687 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,552,000 | 2,258 |
| Total interest expense | $1,064,000 | 2,143 |
| Net interest income | $2,488,000 | 2,252 |
| Provision for loan and lease losses | $225,000 | 2,809 |
| Total noninterest income | $556,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $203,000 | 1,853 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $353,000 | 1,646 |
| Total noninterest expense | $2,298,000 | 2,120 |
| Salaries and employee benefits | $1,464,000 | 1,710 |
| Premises and equipment expense | $239,000 | 2,681 |
| Additional noninterest expense | $595,000 | 2,727 |
| Pre-tax net operating income | $521,000 | 2,335 |
| Securities gains (losses) | $6,000 | 1,850 |
| Applicable income taxes | $4,000 | 4,179 |
| Income before extraordinary items | $523,000 | 2,070 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $523,000 | 2,069 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $523,000 | 2,070 |
| Net charge-offs | $608,000 | 1,445 |
| Cash dividends | $300,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $517,060 | 2,000 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,406,000 | 2,184 |
| Total interest expense | $5,428,000 | 2,098 |
| Net interest income | $9,978,000 | 2,196 |
| Provision for loan and lease losses | $2,795,000 | 2,066 |
| Total noninterest income | $2,239,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $956,000 | 1,755 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,283,000 | 1,833 |
| Total noninterest expense | $7,919,000 | 2,486 |
| Salaries and employee benefits | $4,712,000 | 2,083 |
| Premises and equipment expense | $911,000 | 2,792 |
| Additional noninterest expense | $2,296,000 | 2,956 |
| Pre-tax net operating income | $1,503,000 | 2,342 |
| Securities gains (losses) | $100,000 | 2,140 |
| Applicable income taxes | $19,000 | 3,684 |
| Income before extraordinary items | $1,584,000 | 2,021 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,584,000 | 2,018 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,584,000 | 2,020 |
| Net charge-offs | $1,959,000 | 2,059 |
| Cash dividends | $1,900,000 | 965 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,485,000 | 2,105 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,765,000 | 2,186 |
| Total interest expense | $4,233,000 | 2,107 |
| Net interest income | $7,532,000 | 2,182 |
| Provision for loan and lease losses | $1,845,000 | 2,006 |
| Total noninterest income | $1,710,000 | 1,981 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $720,000 | 1,754 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $990,000 | 1,843 |
| Total noninterest expense | $6,000,000 | 2,463 |
| Salaries and employee benefits | $3,580,000 | 2,067 |
| Premises and equipment expense | $680,000 | 2,841 |
| Additional noninterest expense | $1,740,000 | 2,902 |
| Pre-tax net operating income | $1,397,000 | 2,172 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $16,000 | 3,877 |
| Income before extraordinary items | $1,381,000 | 1,924 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,381,000 | 1,923 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,381,000 | 1,924 |
| Net charge-offs | $895,000 | 2,322 |
| Cash dividends | $1,900,000 | 673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,381,000 | 1,878 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,936,000 | 2,205 |
| Total interest expense | $2,919,000 | 2,145 |
| Net interest income | $5,017,000 | 2,186 |
| Provision for loan and lease losses | $1,435,000 | 1,682 |
| Total noninterest income | $1,195,000 | 1,918 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $472,000 | 1,753 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $723,000 | 1,780 |
| Total noninterest expense | $3,936,000 | 2,540 |
| Salaries and employee benefits | $2,333,000 | 2,159 |
| Premises and equipment expense | $452,000 | 2,892 |
| Additional noninterest expense | $1,151,000 | 2,932 |
| Pre-tax net operating income | $841,000 | 2,424 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $12,000 | 3,934 |
| Income before extraordinary items | $829,000 | 2,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $829,000 | 2,180 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $829,000 | 2,181 |
| Net charge-offs | $655,000 | 2,044 |
| Cash dividends | $1,350,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $829,000 | 2,116 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 2,195 |
| Total interest expense | $1,497,000 | 2,184 |
| Net interest income | $2,529,000 | 2,160 |
| Provision for loan and lease losses | $750,000 | 1,392 |
| Total noninterest income | $565,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $232,000 | 1,738 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $333,000 | 1,818 |
| Total noninterest expense | $1,820,000 | 2,644 |
| Salaries and employee benefits | $1,087,000 | 2,361 |
| Premises and equipment expense | $240,000 | 2,767 |
| Additional noninterest expense | $493,000 | 3,043 |
| Pre-tax net operating income | $524,000 | 2,288 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $9,000 | 4,029 |
| Income before extraordinary items | $515,000 | 2,075 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $515,000 | 2,076 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $515,000 | 2,076 |
| Net charge-offs | $26,000 | 4,134 |
| Cash dividends | $700,000 | 635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $515,000 | 1,951 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,744,000 | 2,256 |
| Total interest expense | $6,778,000 | 2,260 |
| Net interest income | $9,966,000 | 2,235 |
| Provision for loan and lease losses | $425,000 | 4,045 |
| Total noninterest income | $1,827,000 | 2,287 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,018,000 | 1,731 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $809,000 | 2,442 |
| Total noninterest expense | $7,746,000 | 2,441 |
| Salaries and employee benefits | $5,112,000 | 1,967 |
| Premises and equipment expense | $844,000 | 3,041 |
| Additional noninterest expense | $1,790,000 | 3,152 |
| Pre-tax net operating income | $3,622,000 | 1,511 |
| Securities gains (losses) | $38,000 | 1,788 |
| Applicable income taxes | $41,000 | 3,952 |
| Income before extraordinary items | $3,619,000 | 1,147 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,619,000 | 1,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $507,000 | 2,779 |
| Cash dividends | $3,200,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,581,380 | 1,234 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,606,000 | 2,298 |
| Total interest expense | $5,200,000 | 2,294 |
| Net interest income | $7,406,000 | 2,265 |
| Provision for loan and lease losses | $56,000 | 5,776 |
| Total noninterest income | $1,361,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $746,000 | 1,781 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $615,000 | 2,493 |
| Total noninterest expense | $5,709,000 | 2,473 |
| Salaries and employee benefits | $3,838,000 | 2,000 |
| Premises and equipment expense | $639,000 | 3,031 |
| Additional noninterest expense | $1,232,000 | 3,315 |
| Pre-tax net operating income | $3,002,000 | 1,624 |
| Securities gains (losses) | $38,000 | 1,609 |
| Applicable income taxes | $34,000 | 4,349 |
| Income before extraordinary items | $3,006,000 | 1,241 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,006,000 | 1,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,309 |
| Cash dividends | $2,400,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,968,380 | 1,323 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,392,000 | 2,332 |
| Total interest expense | $3,515,000 | 2,364 |
| Net interest income | $4,877,000 | 2,264 |
| Provision for loan and lease losses | $38,000 | 5,437 |
| Total noninterest income | $1,041,000 | 2,174 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $482,000 | 1,806 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $559,000 | 2,083 |
| Total noninterest expense | $3,856,000 | 2,456 |
| Salaries and employee benefits | $2,602,000 | 2,001 |
| Premises and equipment expense | $417,000 | 3,097 |
| Additional noninterest expense | $837,000 | 3,227 |
| Pre-tax net operating income | $2,024,000 | 1,676 |
| Securities gains (losses) | $33,000 | 1,725 |
| Applicable income taxes | $22,000 | 4,624 |
| Income before extraordinary items | $2,035,000 | 1,359 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,035,000 | 1,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $1,600,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,002,330 | 1,354 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,234,000 | 2,376 |
| Total interest expense | $1,870,000 | 2,378 |
| Net interest income | $2,364,000 | 2,332 |
| Provision for loan and lease losses | $19,000 | 4,956 |
| Total noninterest income | $471,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $227,000 | 1,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $244,000 | 2,270 |
| Total noninterest expense | $1,854,000 | 2,538 |
| Salaries and employee benefits | $1,228,000 | 2,133 |
| Premises and equipment expense | $193,000 | 3,338 |
| Additional noninterest expense | $433,000 | 3,077 |
| Pre-tax net operating income | $962,000 | 1,846 |
| Securities gains (losses) | $32,000 | 1,330 |
| Applicable income taxes | $12,000 | 4,690 |
| Income before extraordinary items | $982,000 | 1,521 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $982,000 | 1,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $800,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $950,320 | 1,520 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,287,000 | 2,384 |
| Total interest expense | $8,019,000 | 2,315 |
| Net interest income | $9,268,000 | 2,397 |
| Provision for loan and lease losses | $80,000 | 5,190 |
| Total noninterest income | $1,833,000 | 2,352 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $902,000 | 1,920 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $931,000 | 2,321 |
| Total noninterest expense | $7,152,000 | 2,534 |
| Salaries and employee benefits | $4,901,000 | 2,062 |
| Premises and equipment expense | $928,000 | 2,735 |
| Additional noninterest expense | $1,323,000 | 3,792 |
| Pre-tax net operating income | $3,869,000 | 2,040 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $45,000 | 4,991 |
| Income before extraordinary items | $3,828,000 | 1,657 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,828,000 | 1,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,504 |
| Cash dividends | $3,200,000 | 1,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,824,040 | 1,647 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,024,000 | 2,372 |
| Total interest expense | $6,066,000 | 2,296 |
| Net interest income | $6,958,000 | 2,410 |
| Provision for loan and lease losses | $65,000 | 4,761 |
| Total noninterest income | $1,377,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $661,000 | 1,954 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $716,000 | 2,283 |
| Total noninterest expense | $5,309,000 | 2,549 |
| Salaries and employee benefits | $3,617,000 | 2,090 |
| Premises and equipment expense | $691,000 | 2,741 |
| Additional noninterest expense | $1,001,000 | 3,695 |
| Pre-tax net operating income | $2,961,000 | 2,134 |
| Securities gains (losses) | $4,000 | 1,247 |
| Applicable income taxes | $33,000 | 5,207 |
| Income before extraordinary items | $2,932,000 | 1,722 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,932,000 | 1,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,091 |
| Cash dividends | $2,400,000 | 1,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,928,040 | 1,711 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,593,000 | 2,415 |
| Total interest expense | $3,990,000 | 2,330 |
| Net interest income | $4,603,000 | 2,449 |
| Provision for loan and lease losses | $50,000 | 4,348 |
| Total noninterest income | $951,000 | 2,316 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $429,000 | 1,995 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $522,000 | 2,187 |
| Total noninterest expense | $3,561,000 | 2,565 |
| Salaries and employee benefits | $2,459,000 | 2,076 |
| Premises and equipment expense | $462,000 | 2,749 |
| Additional noninterest expense | $640,000 | 3,821 |
| Pre-tax net operating income | $1,943,000 | 2,218 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $21,000 | 5,320 |
| Income before extraordinary items | $1,922,000 | 1,798 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,922,000 | 1,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $1,600,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,922,000 | 1,785 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,300,000 | 2,410 |
| Total interest expense | $2,004,000 | 2,313 |
| Net interest income | $2,296,000 | 2,461 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $452,000 | 2,354 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $191,000 | 2,128 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $261,000 | 2,157 |
| Total noninterest expense | $1,716,000 | 2,653 |
| Salaries and employee benefits | $1,174,000 | 2,194 |
| Premises and equipment expense | $224,000 | 2,845 |
| Additional noninterest expense | $318,000 | 3,796 |
| Pre-tax net operating income | $1,002,000 | 2,164 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $10,000 | 5,322 |
| Income before extraordinary items | $992,000 | 1,723 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $992,000 | 1,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $800,000 | 962 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $992,000 | 1,710 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,166,000 | 2,268 |
| Total interest expense | $7,497,000 | 2,164 |
| Net interest income | $9,669,000 | 2,363 |
| Provision for loan and lease losses | $140,000 | 4,163 |
| Total noninterest income | $1,677,000 | 2,502 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $856,000 | 2,003 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $821,000 | 2,548 |
| Total noninterest expense | $7,000,000 | 2,515 |
| Salaries and employee benefits | $4,870,000 | 2,002 |
| Premises and equipment expense | $948,000 | 2,596 |
| Additional noninterest expense | $1,182,000 | 3,984 |
| Pre-tax net operating income | $4,206,000 | 2,177 |
| Securities gains (losses) | $11,000 | 1,071 |
| Applicable income taxes | $40,000 | 5,584 |
| Income before extraordinary items | $4,177,000 | 1,724 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,177,000 | 1,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $3,050,000 | 1,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,166,110 | 1,714 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,859,000 | 2,262 |
| Total interest expense | $5,521,000 | 2,141 |
| Net interest income | $7,338,000 | 2,355 |
| Provision for loan and lease losses | $125,000 | 3,756 |
| Total noninterest income | $1,233,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $640,000 | 2,006 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $593,000 | 2,586 |
| Total noninterest expense | $5,180,000 | 2,539 |
| Salaries and employee benefits | $3,623,000 | 2,015 |
| Premises and equipment expense | $699,000 | 2,644 |
| Additional noninterest expense | $858,000 | 4,050 |
| Pre-tax net operating income | $3,266,000 | 2,179 |
| Securities gains (losses) | $11,000 | 877 |
| Applicable income taxes | $26,000 | 5,840 |
| Income before extraordinary items | $3,251,000 | 1,714 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,251,000 | 1,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $2,250,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,240,110 | 1,708 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,404,000 | 2,268 |
| Total interest expense | $3,538,000 | 2,112 |
| Net interest income | $4,866,000 | 2,378 |
| Provision for loan and lease losses | $110,000 | 3,192 |
| Total noninterest income | $821,000 | 2,547 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $420,000 | 2,012 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $401,000 | 2,559 |
| Total noninterest expense | $3,532,000 | 2,501 |
| Salaries and employee benefits | $2,506,000 | 1,944 |
| Premises and equipment expense | $469,000 | 2,614 |
| Additional noninterest expense | $557,000 | 4,147 |
| Pre-tax net operating income | $2,045,000 | 2,261 |
| Securities gains (losses) | $11,000 | 713 |
| Applicable income taxes | $17,000 | 5,888 |
| Income before extraordinary items | $2,039,000 | 1,790 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,039,000 | 1,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $1,500,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,028,110 | 1,792 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,165,000 | 2,243 |
| Total interest expense | $1,694,000 | 2,102 |
| Net interest income | $2,471,000 | 2,350 |
| Provision for loan and lease losses | $63,000 | 2,743 |
| Total noninterest income | $428,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $206,000 | 1,997 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $222,000 | 2,339 |
| Total noninterest expense | $1,729,000 | 2,565 |
| Salaries and employee benefits | $1,219,000 | 2,016 |
| Premises and equipment expense | $228,000 | 2,684 |
| Additional noninterest expense | $282,000 | 4,091 |
| Pre-tax net operating income | $1,107,000 | 2,108 |
| Securities gains (losses) | $11,000 | 557 |
| Applicable income taxes | $9,000 | 5,806 |
| Income before extraordinary items | $1,109,000 | 1,621 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,109,000 | 1,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $750,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,098,110 | 1,614 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,896,000 | 2,097 |
| Total interest expense | $5,726,000 | 1,966 |
| Net interest income | $10,170,000 | 2,176 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $1,843,000 | 2,347 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $906,000 | 1,895 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $937,000 | 2,307 |
| Total noninterest expense | $7,233,000 | 2,315 |
| Salaries and employee benefits | $4,890,000 | 1,894 |
| Premises and equipment expense | $920,000 | 2,544 |
| Additional noninterest expense | $1,423,000 | 3,360 |
| Pre-tax net operating income | $4,540,000 | 2,011 |
| Securities gains (losses) | $-24,000 | 7,910 |
| Applicable income taxes | $31,000 | 6,130 |
| Income before extraordinary items | $4,485,000 | 1,565 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,485,000 | 1,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,266 |
| Cash dividends | $6,350,000 | 535 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,508,760 | 1,533 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,853,000 | 2,061 |
| Total interest expense | $4,111,000 | 1,939 |
| Net interest income | $7,742,000 | 2,122 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $1,418,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $678,000 | 1,893 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $740,000 | 2,229 |
| Total noninterest expense | $5,327,000 | 2,324 |
| Salaries and employee benefits | $3,578,000 | 1,920 |
| Premises and equipment expense | $732,000 | 2,407 |
| Additional noninterest expense | $1,017,000 | 3,461 |
| Pre-tax net operating income | $3,653,000 | 1,916 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $22,000 | 6,246 |
| Income before extraordinary items | $3,631,000 | 1,466 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,631,000 | 1,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,791 |
| Cash dividends | $5,600,000 | 434 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,631,000 | 1,440 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,772,000 | 2,034 |
| Total interest expense | $2,608,000 | 1,910 |
| Net interest income | $5,164,000 | 2,101 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $974,000 | 2,220 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $451,000 | 1,854 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $523,000 | 2,121 |
| Total noninterest expense | $3,521,000 | 2,340 |
| Salaries and employee benefits | $2,421,000 | 1,886 |
| Premises and equipment expense | $470,000 | 2,463 |
| Additional noninterest expense | $630,000 | 3,652 |
| Pre-tax net operating income | $2,497,000 | 1,847 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $12,000 | 6,334 |
| Income before extraordinary items | $2,485,000 | 1,403 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,485,000 | 1,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,591 |
| Cash dividends | $1,400,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,485,000 | 1,379 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,807,000 | 2,036 |
| Total interest expense | $1,230,000 | 1,925 |
| Net interest income | $2,577,000 | 2,097 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $478,000 | 2,202 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $209,000 | 1,935 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $269,000 | 2,035 |
| Total noninterest expense | $1,672,000 | 2,456 |
| Salaries and employee benefits | $1,135,000 | 2,014 |
| Premises and equipment expense | $232,000 | 2,518 |
| Additional noninterest expense | $305,000 | 3,751 |
| Pre-tax net operating income | $1,323,000 | 1,726 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $6,000 | 6,318 |
| Income before extraordinary items | $1,317,000 | 1,310 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,317,000 | 1,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $700,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,317,000 | 1,279 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,950,000 | 2,029 |
| Total interest expense | $4,092,000 | 1,992 |
| Net interest income | $9,858,000 | 2,056 |
| Provision for loan and lease losses | $225,000 | 3,491 |
| Total noninterest income | $1,956,000 | 2,234 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $946,000 | 1,853 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,010,000 | 2,131 |
| Total noninterest expense | $7,219,000 | 2,204 |
| Salaries and employee benefits | $4,785,000 | 1,832 |
| Premises and equipment expense | $873,000 | 2,591 |
| Additional noninterest expense | $1,561,000 | 3,030 |
| Pre-tax net operating income | $4,370,000 | 1,900 |
| Securities gains (losses) | $74,000 | 1,456 |
| Applicable income taxes | $23,000 | 6,489 |
| Income before extraordinary items | $4,421,000 | 1,459 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,421,000 | 1,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,926 |
| Cash dividends | $2,550,000 | 1,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,347,740 | 1,430 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,278,000 | 2,038 |
| Total interest expense | $2,946,000 | 2,031 |
| Net interest income | $7,332,000 | 2,058 |
| Provision for loan and lease losses | $150,000 | 3,509 |
| Total noninterest income | $1,434,000 | 2,277 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $707,000 | 1,870 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $727,000 | 2,210 |
| Total noninterest expense | $5,229,000 | 2,274 |
| Salaries and employee benefits | $3,463,000 | 1,891 |
| Premises and equipment expense | $641,000 | 2,627 |
| Additional noninterest expense | $1,125,000 | 3,108 |
| Pre-tax net operating income | $3,387,000 | 1,856 |
| Securities gains (losses) | $69,000 | 1,425 |
| Applicable income taxes | $15,000 | 6,651 |
| Income before extraordinary items | $3,441,000 | 1,434 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,441,000 | 1,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,270 |
| Cash dividends | $1,900,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,372,000 | 1,419 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,708,000 | 2,083 |
| Total interest expense | $1,954,000 | 2,020 |
| Net interest income | $4,754,000 | 2,109 |
| Provision for loan and lease losses | $80,000 | 3,908 |
| Total noninterest income | $985,000 | 2,223 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $463,000 | 1,883 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $522,000 | 2,122 |
| Total noninterest expense | $3,492,000 | 2,267 |
| Salaries and employee benefits | $2,327,000 | 1,864 |
| Premises and equipment expense | $424,000 | 2,647 |
| Additional noninterest expense | $741,000 | 3,153 |
| Pre-tax net operating income | $2,167,000 | 1,907 |
| Securities gains (losses) | $67,000 | 1,274 |
| Applicable income taxes | $9,000 | 6,693 |
| Income before extraordinary items | $2,225,000 | 1,451 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,225,000 | 1,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $1,250,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,158,000 | 1,439 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,275,000 | 2,132 |
| Total interest expense | $977,000 | 2,038 |
| Net interest income | $2,298,000 | 2,180 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $480,000 | 2,219 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $220,000 | 1,910 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $260,000 | 2,073 |
| Total noninterest expense | $1,673,000 | 2,382 |
| Salaries and employee benefits | $1,109,000 | 1,985 |
| Premises and equipment expense | $190,000 | 2,947 |
| Additional noninterest expense | $374,000 | 3,098 |
| Pre-tax net operating income | $1,075,000 | 1,895 |
| Securities gains (losses) | $-11,000 | 8,921 |
| Applicable income taxes | $7,000 | 6,445 |
| Income before extraordinary items | $1,057,000 | 1,509 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,057,000 | 1,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $625,000 | 987 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,067,890 | 1,417 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,381,000 | 2,330 |
| Total interest expense | $3,992,000 | 2,217 |
| Net interest income | $8,389,000 | 2,312 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $2,466,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $947,000 | 1,833 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,519,000 | 1,806 |
| Total noninterest expense | $7,058,000 | 2,233 |
| Salaries and employee benefits | $4,821,000 | 1,785 |
| Premises and equipment expense | $741,000 | 2,939 |
| Additional noninterest expense | $1,496,000 | 3,090 |
| Pre-tax net operating income | $3,677,000 | 2,121 |
| Securities gains (losses) | $34,000 | 2,826 |
| Applicable income taxes | $12,000 | 6,979 |
| Income before extraordinary items | $3,699,000 | 1,678 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,699,000 | 1,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $2,400,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,665,000 | 1,610 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,234,000 | 2,378 |
| Total interest expense | $2,982,000 | 2,306 |
| Net interest income | $6,252,000 | 2,338 |
| Provision for loan and lease losses | $120,000 | 4,343 |
| Total noninterest income | $1,998,000 | 1,901 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $713,000 | 1,821 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,285,000 | 1,717 |
| Total noninterest expense | $5,254,000 | 2,252 |
| Salaries and employee benefits | $3,628,000 | 1,791 |
| Premises and equipment expense | $578,000 | 2,863 |
| Additional noninterest expense | $1,048,000 | 3,257 |
| Pre-tax net operating income | $2,876,000 | 2,114 |
| Securities gains (losses) | $31,000 | 2,671 |
| Applicable income taxes | $9,000 | 7,107 |
| Income before extraordinary items | $2,898,000 | 1,664 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,898,000 | 1,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,382 |
| Cash dividends | $1,800,000 | 1,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,867,000 | 1,593 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,084,000 | 2,410 |
| Total interest expense | $1,976,000 | 2,397 |
| Net interest income | $4,108,000 | 2,362 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $1,248,000 | 1,993 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $468,000 | 1,806 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $780,000 | 1,819 |
| Total noninterest expense | $3,353,000 | 2,342 |
| Salaries and employee benefits | $2,299,000 | 1,865 |
| Premises and equipment expense | $369,000 | 2,955 |
| Additional noninterest expense | $685,000 | 3,291 |
| Pre-tax net operating income | $1,913,000 | 2,122 |
| Securities gains (losses) | $25,000 | 2,481 |
| Applicable income taxes | $6,000 | 7,135 |
| Income before extraordinary items | $1,932,000 | 1,680 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,932,000 | 1,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $1,200,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,907,000 | 1,594 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,048,000 | 2,415 |
| Total interest expense | $990,000 | 2,455 |
| Net interest income | $2,058,000 | 2,358 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $652,000 | 1,875 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $235,000 | 1,735 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $417,000 | 1,688 |
| Total noninterest expense | $1,700,000 | 2,289 |
| Salaries and employee benefits | $1,158,000 | 1,845 |
| Premises and equipment expense | $193,000 | 2,842 |
| Additional noninterest expense | $349,000 | 3,200 |
| Pre-tax net operating income | $965,000 | 2,106 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $962,000 | 1,668 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $962,000 | 1,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $600,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $962,000 | 1,566 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,745,000 | 2,233 |
| Total interest expense | $5,029,000 | 2,236 |
| Net interest income | $8,716,000 | 2,220 |
| Provision for loan and lease losses | $180,000 | 4,547 |
| Total noninterest income | $2,158,000 | 2,007 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $933,000 | 1,718 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,225,000 | 1,914 |
| Total noninterest expense | $6,610,000 | 2,256 |
| Salaries and employee benefits | $4,498,000 | 1,778 |
| Premises and equipment expense | $860,000 | 2,509 |
| Additional noninterest expense | $1,252,000 | 3,494 |
| Pre-tax net operating income | $4,084,000 | 1,957 |
| Securities gains (losses) | $-7,000 | 8,862 |
| Applicable income taxes | $67,000 | 6,318 |
| Income before extraordinary items | $4,010,000 | 1,527 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,010,000 | 1,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,046 |
| Cash dividends | $2,450,000 | 1,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,016,860 | 1,479 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,481,000 | 2,365 |
| Total interest expense | $7,106,000 | 2,257 |
| Net interest income | $7,375,000 | 2,428 |
| Provision for loan and lease losses | $150,000 | 4,756 |
| Total noninterest income | $1,791,000 | 2,197 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $809,000 | 1,883 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $982,000 | 2,068 |
| Total noninterest expense | $5,728,000 | 2,480 |
| Salaries and employee benefits | $3,936,000 | 1,906 |
| Premises and equipment expense | $737,000 | 2,830 |
| Additional noninterest expense | $1,055,000 | 3,891 |
| Pre-tax net operating income | $3,288,000 | 2,084 |
| Securities gains (losses) | $18,000 | 3,221 |
| Applicable income taxes | $189,000 | 5,130 |
| Income before extraordinary items | $3,117,000 | 1,688 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,117,000 | 1,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,917 |
| Cash dividends | $2,450,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,100,080 | 1,625 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,281,000 | 2,435 |
| Total interest expense | $7,243,000 | 2,333 |
| Net interest income | $7,038,000 | 2,529 |
| Provision for loan and lease losses | $245,000 | 3,282 |
| Total noninterest income | $1,329,000 | 2,560 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $732,000 | 1,896 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $597,000 | 2,638 |
| Total noninterest expense | $5,310,000 | 2,562 |
| Salaries and employee benefits | $3,620,000 | 1,979 |
| Premises and equipment expense | $731,000 | 2,776 |
| Additional noninterest expense | $959,000 | 4,116 |
| Pre-tax net operating income | $2,812,000 | 2,518 |
| Securities gains (losses) | $24,000 | 913 |
| Applicable income taxes | $60,000 | 7,071 |
| Income before extraordinary items | $2,776,000 | 1,878 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,776,000 | 1,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,082 |
| Cash dividends | $1,550,000 | 1,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,752,480 | 1,893 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,936,000 | 2,528 |
| Total interest expense | $6,131,000 | 2,398 |
| Net interest income | $6,805,000 | 2,578 |
| Provision for loan and lease losses | $-140,000 | 10,122 |
| Total noninterest income | $1,239,000 | 2,640 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $620,000 | 2,141 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $619,000 | 2,584 |
| Total noninterest expense | $5,480,000 | 2,469 |
| Salaries and employee benefits | $3,289,000 | 2,139 |
| Premises and equipment expense | $760,000 | 2,678 |
| Additional noninterest expense | $1,431,000 | 2,973 |
| Pre-tax net operating income | $2,704,000 | 2,626 |
| Securities gains (losses) | $11,000 | 1,705 |
| Applicable income taxes | $85,000 | 7,134 |
| Income before extraordinary items | $2,630,000 | 2,012 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,630,000 | 2,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $1,400,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,619,330 | 1,988 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,534,000 | 2,610 |
| Total interest expense | $6,393,000 | 2,351 |
| Net interest income | $6,141,000 | 2,796 |
| Provision for loan and lease losses | $700,000 | 1,308 |
| Total noninterest income | $1,313,000 | 2,505 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $552,000 | 2,333 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $761,000 | 2,247 |
| Total noninterest expense | $5,021,000 | 2,602 |
| Salaries and employee benefits | $3,062,000 | 2,208 |
| Premises and equipment expense | $750,000 | 2,594 |
| Additional noninterest expense | $1,209,000 | 3,348 |
| Pre-tax net operating income | $1,733,000 | 3,749 |
| Securities gains (losses) | $27,000 | 2,200 |
| Applicable income taxes | $256,000 | 5,584 |
| Income before extraordinary items | $1,504,000 | 3,256 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,504,000 | 3,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,649 |
| Cash dividends | $1,350,000 | 1,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,481,050 | 3,210 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,998,000 | 2,729 |
| Total interest expense | $5,864,000 | 2,549 |
| Net interest income | $6,134,000 | 2,841 |
| Provision for loan and lease losses | $338,000 | 2,389 |
| Total noninterest income | $1,065,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $489,000 | 2,683 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $576,000 | 2,563 |
| Total noninterest expense | $4,764,000 | 2,690 |
| Salaries and employee benefits | $2,841,000 | 2,331 |
| Premises and equipment expense | $627,000 | 3,027 |
| Additional noninterest expense | $1,296,000 | 3,120 |
| Pre-tax net operating income | $2,097,000 | 3,378 |
| Securities gains (losses) | $16,000 | 2,045 |
| Applicable income taxes | $392,000 | 4,934 |
| Income before extraordinary items | $1,721,000 | 2,957 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,721,000 | 2,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 1,481 |
| Cash dividends | $700,000 | 2,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,708,040 | 2,923 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,439,000 | 2,890 |
| Total interest expense | $5,539,000 | 2,749 |
| Net interest income | $5,900,000 | 3,005 |
| Provision for loan and lease losses | $270,000 | 2,798 |
| Total noninterest income | $931,000 | 3,317 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $461,000 | 2,920 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $470,000 | 3,056 |
| Total noninterest expense | $4,289,000 | 3,138 |
| Salaries and employee benefits | $2,814,000 | 2,359 |
| Premises and equipment expense | $472,000 | 3,956 |
| Additional noninterest expense | $1,003,000 | 4,395 |
| Pre-tax net operating income | $2,272,000 | 3,067 |
| Securities gains (losses) | $21,000 | 1,959 |
| Applicable income taxes | $457,000 | 4,449 |
| Income before extraordinary items | $1,836,000 | 2,647 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,836,000 | 2,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,538 |
| Cash dividends | $900,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,819,200 | 2,631 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,856,000 | 3,054 |
| Total interest expense | $5,109,000 | 2,971 |
| Net interest income | $5,747,000 | 3,094 |
| Provision for loan and lease losses | $750,000 | 1,161 |
| Total noninterest income | $1,486,000 | 2,298 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $450,000 | 3,009 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,036,000 | 1,763 |
| Total noninterest expense | $3,994,000 | 3,326 |
| Salaries and employee benefits | $2,443,000 | 2,736 |
| Premises and equipment expense | $482,000 | 3,875 |
| Additional noninterest expense | $1,069,000 | 4,129 |
| Pre-tax net operating income | $2,489,000 | 2,860 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $489,000 | 4,266 |
| Income before extraordinary items | $2,012,000 | 2,500 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,012,000 | 2,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,205,000 | 787 |
| Cash dividends | $800,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,002,400 | 2,487 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,530,000 | 3,176 |
| Total interest expense | $4,022,000 | 3,040 |
| Net interest income | $5,508,000 | 3,244 |
| Provision for loan and lease losses | $-186,000 | 12,303 |
| Total noninterest income | $833,000 | 3,593 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $434,000 | 3,141 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $399,000 | 3,413 |
| Total noninterest expense | $4,575,000 | 3,010 |
| Salaries and employee benefits | $2,318,000 | 2,854 |
| Premises and equipment expense | $545,000 | 3,545 |
| Additional noninterest expense | $1,712,000 | 2,951 |
| Pre-tax net operating income | $1,952,000 | 3,498 |
| Securities gains (losses) | $28,000 | 1,509 |
| Applicable income taxes | $261,000 | 6,379 |
| Income before extraordinary items | $1,719,000 | 2,826 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,719,000 | 2,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,367 |
| Cash dividends | $700,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,694,640 | 2,869 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,556,000 | 3,240 |
| Total interest expense | $3,989,000 | 3,180 |
| Net interest income | $5,567,000 | 3,238 |
| Provision for loan and lease losses | $405,000 | 2,437 |
| Total noninterest income | $1,218,000 | 2,879 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $401,000 | 3,432 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $817,000 | 2,358 |
| Total noninterest expense | $3,941,000 | 3,539 |
| Salaries and employee benefits | $2,319,000 | 2,840 |
| Premises and equipment expense | $429,000 | 4,433 |
| Additional noninterest expense | $1,193,000 | 4,210 |
| Pre-tax net operating income | $2,439,000 | 2,769 |
| Securities gains (losses) | $105,000 | 2,440 |
| Applicable income taxes | $546,000 | 3,871 |
| Income before extraordinary items | $1,998,000 | 2,529 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,998,000 | 2,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 4,228 |
| Cash dividends | $650,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,915,050 | 2,469 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,138,000 | 3,443 |
| Total interest expense | $5,019,000 | 3,298 |
| Net interest income | $5,119,000 | 3,557 |
| Provision for loan and lease losses | $1,064,000 | 1,767 |
| Total noninterest income | $840,000 | 3,834 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $314,000 | 4,282 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $526,000 | 3,083 |
| Total noninterest expense | $3,383,000 | 4,058 |
| Salaries and employee benefits | $2,109,000 | 3,063 |
| Premises and equipment expense | $339,000 | 5,492 |
| Additional noninterest expense | $935,000 | 5,348 |
| Pre-tax net operating income | $1,512,000 | 4,017 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $245,000 | 6,743 |
| Income before extraordinary items | $1,284,000 | 3,581 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,284,000 | 3,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 4,207 |
| Cash dividends | $550,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,269,720 | 3,350 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.