Home > The First National Bank of Opelika > Net Loans and Leases
The First National Bank of Opelika, Net Loans and Leases
| 1997-12-31 | Rank | |
| Net loans and leases | $80,879,000 | 3,329 |
| Loan loss allowance | $1,153,000 | 2,961 |
| Total loans and leases | $82,032,000 | 3,327 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $82,032,000 | 3,333 |
| All real estate loans | $51,937,000 | 3,453 |
| Real estate loans in domestic offices | $51,937,000 | 3,453 |
| Construction and development loans | $6,334,000 | 1,999 |
| Commercial RE | $17,555,000 | 2,609 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,487,000 | 1,605 |
| 1-4 family residential loans | $23,798,000 | 3,846 |
| Farmland loans | $763,000 | 4,857 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $608,000 | 5,182 |
| Commercial and industrial loans | $19,323,000 | 1,904 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $7,155,000 | 3,835 |
| Credit card loans | $650,000 | 2,043 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,505,000 | 3,887 |
| All other loans & leases | $3,009,000 | 1,214 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $1,328,000 | 979 |
| Other loans | $47,000 | 4,697 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $1,634,000 | 280 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $69,713,000 | 3,856 |
| Loan loss allowance | $1,086,000 | 3,271 |
| Total loans and leases | $70,799,000 | 3,848 |
| Unearned income | $1,000 | 6,292 |
| Loans and leases, gross | $70,799,000 | 3,859 |
| All real estate loans | $46,287,000 | 3,809 |
| Real estate loans in domestic offices | $46,287,000 | 3,809 |
| Construction and development loans | $6,306,000 | 2,065 |
| Commercial RE | $10,697,000 | 3,670 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,607,000 | 1,402 |
| 1-4 family residential loans | $24,093,000 | 3,885 |
| Farmland loans | $584,000 | 5,422 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $787,000 | 5,109 |
| Commercial and industrial loans | $13,874,000 | 2,552 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $7,909,000 | 3,674 |
| Credit card loans | $873,000 | 1,802 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,036,000 | 3,795 |
| All other loans & leases | $1,943,000 | 1,719 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $1,668,000 | 891 |
| Other loans | $275,000 | 2,379 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $59,655,000 | 4,298 |
| Loan loss allowance | $864,000 | 3,982 |
| Total loans and leases | $60,519,000 | 4,292 |
| Unearned income | $8,000 | 6,390 |
| Loans and leases, gross | $60,519,000 | 4,308 |
| All real estate loans | $39,851,000 | 4,190 |
| Real estate loans in domestic offices | $39,851,000 | 4,190 |
| Construction and development loans | $2,920,000 | 3,271 |
| Commercial RE | $11,022,000 | 3,536 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,517,000 | 2,080 |
| 1-4 family residential loans | $22,910,000 | 4,068 |
| Farmland loans | $482,000 | 5,803 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,023,000 | 4,940 |
| Commercial and industrial loans | $10,219,000 | 3,159 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $8,269,000 | 3,535 |
| Credit card loans | $728,000 | 2,099 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,541,000 | 3,604 |
| All other loans & leases | $1,165,000 | 2,395 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $793,000 | 1,579 |
| Other loans | $372,000 | 2,091 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $49,297,000 | 4,957 |
| Loan loss allowance | $839,000 | 4,175 |
| Total loans and leases | $50,136,000 | 4,956 |
| Unearned income | $45,000 | 6,044 |
| Loans and leases, gross | $50,136,000 | 4,970 |
| All real estate loans | $32,351,000 | 4,851 |
| Real estate loans in domestic offices | $32,351,000 | 4,851 |
| Construction and development loans | $1,346,000 | 4,759 |
| Commercial RE | $8,399,000 | 4,219 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,475,000 | 2,943 |
| 1-4 family residential loans | $20,851,000 | 4,369 |
| Farmland loans | $280,000 | 6,724 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $887,000 | 5,311 |
| Commercial and industrial loans | $7,466,000 | 3,835 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $8,217,000 | 3,508 |
| Credit card loans | $219,000 | 3,805 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,998,000 | 3,350 |
| All other loans & leases | $1,260,000 | 2,339 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $451,000 | 2,328 |
| Other loans | $809,000 | 1,430 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $42,269,000 | 5,469 |
| Loan loss allowance | $786,000 | 4,542 |
| Total loans and leases | $43,055,000 | 5,464 |
| Unearned income | $116,000 | 5,300 |
| Loans and leases, gross | $43,055,000 | 5,477 |
| All real estate loans | $24,069,000 | 5,884 |
| Real estate loans in domestic offices | $24,069,000 | 5,883 |
| Construction and development loans | $714,000 | 5,928 |
| Commercial RE | $8,007,000 | 4,347 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $738,000 | 4,157 |
| 1-4 family residential loans | $14,325,000 | 5,557 |
| Farmland loans | $285,000 | 6,835 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $933,000 | 5,308 |
| Commercial and industrial loans | $7,030,000 | 3,970 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $9,760,000 | 2,978 |
| Credit card loans | $257,000 | 3,586 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,503,000 | 2,833 |
| All other loans & leases | $1,379,000 | 2,317 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $506,000 | 2,253 |
| Other loans | $873,000 | 1,408 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $44,674,000 | 5,272 |
| Loan loss allowance | $741,000 | 4,802 |
| Total loans and leases | $45,415,000 | 5,265 |
| Unearned income | $259,000 | 4,326 |
| Loans and leases, gross | $45,415,000 | 5,281 |
| All real estate loans | $22,675,000 | 6,114 |
| Real estate loans in domestic offices | $22,675,000 | 6,112 |
| Construction and development loans | $1,388,000 | 4,507 |
| Commercial RE | $8,296,000 | 4,211 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $127,000 | 7,036 |
| 1-4 family residential loans | $12,476,000 | 6,106 |
| Farmland loans | $388,000 | 6,369 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,327,000 | 4,735 |
| Commercial and industrial loans | $6,634,000 | 4,227 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $12,240,000 | 2,531 |
| Credit card loans | $249,000 | 3,667 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $11,991,000 | 2,372 |
| All other loans & leases | $2,798,000 | 1,584 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $457,000 | 2,561 |
| Other loans | $666,000 | 1,737 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $1,675,000 | 489 |
| Memoranda: | ||
| Loans not secured by real estate | $172,000 | 1,348 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |