Home > The First National Bank of Odon > Income and Expense
The First National Bank of Odon, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,849,000 | 4,658 |
| Total interest expense | $63,000 | 5,479 |
| Net interest income | $2,786,000 | 4,528 |
| Provision for loan and lease losses | $25,000 | 3,849 |
| Total noninterest income | $734,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $322,000 | 2,742 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $412,000 | 3,417 |
| Total noninterest expense | $2,641,000 | 4,330 |
| Salaries and employee benefits | $1,260,000 | 4,562 |
| Premises and equipment expense | $249,000 | 4,451 |
| Additional noninterest expense | $1,132,000 | 3,785 |
| Pre-tax net operating income | $854,000 | 4,246 |
| Securities gains (losses) | $-1,000 | 4,786 |
| Applicable income taxes | $199,000 | 2,974 |
| Income before extraordinary items | $654,000 | 4,224 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $654,000 | 4,224 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $654,000 | 4,224 |
| Net charge-offs | $29,000 | 3,249 |
| Cash dividends | $150,000 | 3,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $654,770 | 4,218 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,125,000 | 4,710 |
| Total interest expense | $44,000 | 5,556 |
| Net interest income | $2,081,000 | 4,574 |
| Provision for loan and lease losses | $25,000 | 3,603 |
| Total noninterest income | $552,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $243,000 | 2,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $309,000 | 3,437 |
| Total noninterest expense | $1,863,000 | 4,447 |
| Salaries and employee benefits | $889,000 | 4,668 |
| Premises and equipment expense | $183,000 | 4,508 |
| Additional noninterest expense | $791,000 | 3,936 |
| Pre-tax net operating income | $745,000 | 4,154 |
| Securities gains (losses) | $-1,000 | 5,136 |
| Applicable income taxes | $186,000 | 2,810 |
| Income before extraordinary items | $558,000 | 4,311 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $558,000 | 4,310 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $558,000 | 4,311 |
| Net charge-offs | $5,000 | 3,457 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $558,750 | 4,292 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,396,000 | 4,749 |
| Total interest expense | $28,000 | 5,611 |
| Net interest income | $1,368,000 | 4,617 |
| Provision for loan and lease losses | $25,000 | 3,303 |
| Total noninterest income | $366,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $156,000 | 2,819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 3,420 |
| Total noninterest expense | $1,208,000 | 4,521 |
| Salaries and employee benefits | $552,000 | 4,777 |
| Premises and equipment expense | $121,000 | 4,546 |
| Additional noninterest expense | $535,000 | 3,924 |
| Pre-tax net operating income | $501,000 | 4,129 |
| Securities gains (losses) | $-1,000 | 5,255 |
| Applicable income taxes | $123,000 | 2,808 |
| Income before extraordinary items | $377,000 | 4,241 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $377,000 | 4,240 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $377,000 | 4,241 |
| Net charge-offs | $4,000 | 3,177 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $377,750 | 4,219 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $690,000 | 4,801 |
| Total interest expense | $13,000 | 5,688 |
| Net interest income | $677,000 | 4,664 |
| Provision for loan and lease losses | $15,000 | 2,918 |
| Total noninterest income | $188,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $77,000 | 2,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 3,327 |
| Total noninterest expense | $603,000 | 4,576 |
| Salaries and employee benefits | $296,000 | 4,755 |
| Premises and equipment expense | $59,000 | 4,613 |
| Additional noninterest expense | $248,000 | 4,080 |
| Pre-tax net operating income | $247,000 | 4,122 |
| Securities gains (losses) | $-1,000 | 5,454 |
| Applicable income taxes | $58,000 | 2,800 |
| Income before extraordinary items | $188,000 | 4,205 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $188,000 | 4,205 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $188,000 | 4,205 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $188,760 | 4,191 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,658,000 | 4,860 |
| Total interest expense | $46,000 | 5,768 |
| Net interest income | $2,612,000 | 4,741 |
| Provision for loan and lease losses | $60,000 | 3,507 |
| Total noninterest income | $743,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $342,000 | 2,739 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $401,000 | 3,559 |
| Total noninterest expense | $2,490,000 | 4,558 |
| Salaries and employee benefits | $1,189,000 | 4,770 |
| Premises and equipment expense | $272,000 | 4,473 |
| Additional noninterest expense | $1,029,000 | 4,114 |
| Pre-tax net operating income | $805,000 | 4,335 |
| Securities gains (losses) | $43,000 | 1,936 |
| Applicable income taxes | $220,000 | 2,869 |
| Income before extraordinary items | $628,000 | 4,494 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $628,000 | 4,492 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $628,000 | 4,493 |
| Net charge-offs | $2,000 | 4,145 |
| Cash dividends | $60,000 | 4,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $596,180 | 4,492 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,975,000 | 4,920 |
| Total interest expense | $33,000 | 5,842 |
| Net interest income | $1,942,000 | 4,791 |
| Provision for loan and lease losses | $45,000 | 3,408 |
| Total noninterest income | $557,000 | 3,508 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $251,000 | 2,774 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $306,000 | 3,553 |
| Total noninterest expense | $1,897,000 | 4,554 |
| Salaries and employee benefits | $912,000 | 4,750 |
| Premises and equipment expense | $206,000 | 4,473 |
| Additional noninterest expense | $779,000 | 4,130 |
| Pre-tax net operating income | $557,000 | 4,508 |
| Securities gains (losses) | $44,000 | 1,850 |
| Applicable income taxes | $153,000 | 2,989 |
| Income before extraordinary items | $448,000 | 4,635 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $448,000 | 4,635 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $448,000 | 4,635 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $415,000 | 4,655 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 4,981 |
| Total interest expense | $23,000 | 5,906 |
| Net interest income | $1,287,000 | 4,850 |
| Provision for loan and lease losses | $30,000 | 3,242 |
| Total noninterest income | $359,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $158,000 | 2,863 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $201,000 | 3,594 |
| Total noninterest expense | $1,244,000 | 4,627 |
| Salaries and employee benefits | $595,000 | 4,839 |
| Premises and equipment expense | $138,000 | 4,503 |
| Additional noninterest expense | $511,000 | 4,189 |
| Pre-tax net operating income | $372,000 | 4,522 |
| Securities gains (losses) | $28,000 | 1,776 |
| Applicable income taxes | $103,000 | 2,976 |
| Income before extraordinary items | $297,000 | 4,648 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $297,000 | 4,645 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $297,000 | 4,646 |
| Net charge-offs | $1,000 | 3,591 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $276,280 | 4,657 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $669,000 | 4,996 |
| Total interest expense | $12,000 | 5,944 |
| Net interest income | $657,000 | 4,857 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $191,000 | 3,439 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $79,000 | 2,849 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $112,000 | 3,398 |
| Total noninterest expense | $626,000 | 4,644 |
| Salaries and employee benefits | $313,000 | 4,785 |
| Premises and equipment expense | $68,000 | 4,552 |
| Additional noninterest expense | $245,000 | 4,284 |
| Pre-tax net operating income | $207,000 | 4,394 |
| Securities gains (losses) | $8,000 | 1,573 |
| Applicable income taxes | $54,000 | 2,936 |
| Income before extraordinary items | $161,000 | 4,538 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $161,000 | 4,537 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $161,000 | 4,539 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $155,000 | 4,523 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,558,000 | 5,063 |
| Total interest expense | $40,000 | 6,049 |
| Net interest income | $2,518,000 | 4,920 |
| Provision for loan and lease losses | $60,000 | 3,437 |
| Total noninterest income | $714,000 | 3,606 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $312,000 | 2,945 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $402,000 | 3,582 |
| Total noninterest expense | $2,487,000 | 4,705 |
| Salaries and employee benefits | $1,238,000 | 4,841 |
| Premises and equipment expense | $286,000 | 4,554 |
| Additional noninterest expense | $963,000 | 4,364 |
| Pre-tax net operating income | $685,000 | 4,592 |
| Securities gains (losses) | $69,000 | 1,413 |
| Applicable income taxes | $201,000 | 2,943 |
| Income before extraordinary items | $553,000 | 4,713 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $553,000 | 4,715 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $553,000 | 4,715 |
| Net charge-offs | $9,000 | 4,053 |
| Cash dividends | $40,000 | 4,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $502,630 | 4,760 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,885,000 | 5,151 |
| Total interest expense | $30,000 | 6,142 |
| Net interest income | $1,855,000 | 4,997 |
| Provision for loan and lease losses | $45,000 | 3,330 |
| Total noninterest income | $541,000 | 3,607 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $231,000 | 2,997 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $310,000 | 3,558 |
| Total noninterest expense | $1,844,000 | 4,758 |
| Salaries and employee benefits | $927,000 | 4,872 |
| Premises and equipment expense | $217,000 | 4,580 |
| Additional noninterest expense | $700,000 | 4,445 |
| Pre-tax net operating income | $507,000 | 4,718 |
| Securities gains (losses) | $69,000 | 1,266 |
| Applicable income taxes | $153,000 | 3,007 |
| Income before extraordinary items | $423,000 | 4,784 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $423,000 | 4,786 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $423,000 | 4,788 |
| Net charge-offs | $2,000 | 3,995 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $372,630 | 4,873 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 5,219 |
| Total interest expense | $20,000 | 6,207 |
| Net interest income | $1,211,000 | 5,054 |
| Provision for loan and lease losses | $30,000 | 3,185 |
| Total noninterest income | $344,000 | 3,697 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $141,000 | 3,144 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $203,000 | 3,614 |
| Total noninterest expense | $1,193,000 | 4,853 |
| Salaries and employee benefits | $600,000 | 4,970 |
| Premises and equipment expense | $141,000 | 4,663 |
| Additional noninterest expense | $452,000 | 4,536 |
| Pre-tax net operating income | $332,000 | 4,729 |
| Securities gains (losses) | $59,000 | 1,140 |
| Applicable income taxes | $102,000 | 3,017 |
| Income before extraordinary items | $289,000 | 4,737 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $289,000 | 4,739 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $289,000 | 4,740 |
| Net charge-offs | $6,000 | 3,419 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $245,340 | 4,867 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $611,000 | 5,265 |
| Total interest expense | $10,000 | 6,272 |
| Net interest income | $601,000 | 5,101 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $176,000 | 3,623 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $68,000 | 3,184 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $108,000 | 3,481 |
| Total noninterest expense | $552,000 | 5,030 |
| Salaries and employee benefits | $274,000 | 5,139 |
| Premises and equipment expense | $67,000 | 4,781 |
| Additional noninterest expense | $211,000 | 4,699 |
| Pre-tax net operating income | $210,000 | 4,372 |
| Securities gains (losses) | $47,000 | 873 |
| Applicable income taxes | $69,000 | 2,755 |
| Income before extraordinary items | $188,000 | 4,369 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $188,000 | 4,371 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $188,000 | 4,372 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $153,690 | 4,589 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,557,000 | 5,291 |
| Total interest expense | $45,000 | 6,352 |
| Net interest income | $2,512,000 | 5,117 |
| Provision for loan and lease losses | $60,000 | 3,589 |
| Total noninterest income | $728,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $434,000 | 2,531 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $294,000 | 4,040 |
| Total noninterest expense | $2,411,000 | 4,954 |
| Salaries and employee benefits | $1,208,000 | 5,061 |
| Premises and equipment expense | $275,000 | 4,827 |
| Additional noninterest expense | $928,000 | 4,604 |
| Pre-tax net operating income | $769,000 | 4,523 |
| Securities gains (losses) | $82,000 | 1,397 |
| Applicable income taxes | $243,000 | 2,813 |
| Income before extraordinary items | $608,000 | 4,680 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $608,000 | 4,680 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $608,000 | 4,680 |
| Net charge-offs | $1,000 | 4,914 |
| Cash dividends | $80,000 | 4,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $549,780 | 4,756 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 5,362 |
| Total interest expense | $34,000 | 6,433 |
| Net interest income | $1,872,000 | 5,185 |
| Provision for loan and lease losses | $45,000 | 3,462 |
| Total noninterest income | $565,000 | 3,614 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $334,000 | 2,507 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $231,000 | 4,020 |
| Total noninterest expense | $1,787,000 | 5,004 |
| Salaries and employee benefits | $873,000 | 5,147 |
| Premises and equipment expense | $217,000 | 4,789 |
| Additional noninterest expense | $697,000 | 4,627 |
| Pre-tax net operating income | $605,000 | 4,556 |
| Securities gains (losses) | $82,000 | 1,127 |
| Applicable income taxes | $195,000 | 2,828 |
| Income before extraordinary items | $492,000 | 4,641 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $492,000 | 4,641 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $492,000 | 4,642 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $432,960 | 4,783 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 5,397 |
| Total interest expense | $24,000 | 6,479 |
| Net interest income | $1,246,000 | 5,211 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $371,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $223,000 | 2,473 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $148,000 | 4,052 |
| Total noninterest expense | $1,199,000 | 5,029 |
| Salaries and employee benefits | $596,000 | 5,155 |
| Premises and equipment expense | $150,000 | 4,755 |
| Additional noninterest expense | $453,000 | 4,701 |
| Pre-tax net operating income | $388,000 | 4,577 |
| Securities gains (losses) | $29,000 | 1,459 |
| Applicable income taxes | $110,000 | 2,941 |
| Income before extraordinary items | $307,000 | 4,699 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $307,000 | 4,701 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $307,000 | 4,702 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $285,540 | 4,757 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $655,000 | 5,395 |
| Total interest expense | $14,000 | 6,507 |
| Net interest income | $641,000 | 5,216 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $172,000 | 3,732 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $105,000 | 2,571 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $67,000 | 4,162 |
| Total noninterest expense | $573,000 | 5,173 |
| Salaries and employee benefits | $273,000 | 5,347 |
| Premises and equipment expense | $76,000 | 4,787 |
| Additional noninterest expense | $224,000 | 4,744 |
| Pre-tax net operating income | $225,000 | 4,287 |
| Securities gains (losses) | $4,000 | 1,399 |
| Applicable income taxes | $64,000 | 2,756 |
| Income before extraordinary items | $165,000 | 4,540 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $165,000 | 4,544 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $165,000 | 4,544 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $162,120 | 4,522 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,385,000 | 5,612 |
| Total interest expense | $59,000 | 6,618 |
| Net interest income | $2,326,000 | 5,391 |
| Provision for loan and lease losses | $60,000 | 4,088 |
| Total noninterest income | $776,000 | 3,660 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $463,000 | 2,534 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $313,000 | 4,033 |
| Total noninterest expense | $2,505,000 | 5,030 |
| Salaries and employee benefits | $1,201,000 | 5,262 |
| Premises and equipment expense | $333,000 | 4,612 |
| Additional noninterest expense | $971,000 | 4,638 |
| Pre-tax net operating income | $537,000 | 4,924 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $119,000 | 3,310 |
| Income before extraordinary items | $418,000 | 5,090 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $418,000 | 5,093 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $418,000 | 5,093 |
| Net charge-offs | $11,000 | 5,057 |
| Cash dividends | $80,000 | 4,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $418,000 | 5,039 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,758,000 | 5,699 |
| Total interest expense | $42,000 | 6,713 |
| Net interest income | $1,716,000 | 5,475 |
| Provision for loan and lease losses | $45,000 | 4,007 |
| Total noninterest income | $572,000 | 3,779 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $343,000 | 2,574 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $229,000 | 4,137 |
| Total noninterest expense | $1,833,000 | 5,108 |
| Salaries and employee benefits | $877,000 | 5,325 |
| Premises and equipment expense | $253,000 | 4,617 |
| Additional noninterest expense | $703,000 | 4,752 |
| Pre-tax net operating income | $410,000 | 4,995 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $91,000 | 3,367 |
| Income before extraordinary items | $319,000 | 5,187 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $319,000 | 5,188 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $319,000 | 5,189 |
| Net charge-offs | $6,000 | 4,860 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $319,000 | 5,106 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 5,681 |
| Total interest expense | $29,000 | 6,766 |
| Net interest income | $1,182,000 | 5,439 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $356,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $214,000 | 2,663 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $142,000 | 4,285 |
| Total noninterest expense | $1,229,000 | 5,124 |
| Salaries and employee benefits | $600,000 | 5,305 |
| Premises and equipment expense | $173,000 | 4,586 |
| Additional noninterest expense | $456,000 | 4,820 |
| Pre-tax net operating income | $279,000 | 4,951 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $60,000 | 3,392 |
| Income before extraordinary items | $219,000 | 5,160 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $219,000 | 5,162 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $219,000 | 5,163 |
| Net charge-offs | $3,000 | 4,643 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $219,000 | 5,041 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $599,000 | 5,737 |
| Total interest expense | $16,000 | 6,825 |
| Net interest income | $583,000 | 5,492 |
| Provision for loan and lease losses | $18,000 | 3,652 |
| Total noninterest income | $172,000 | 3,912 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $104,000 | 2,709 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $68,000 | 4,322 |
| Total noninterest expense | $587,000 | 5,254 |
| Salaries and employee benefits | $275,000 | 5,475 |
| Premises and equipment expense | $85,000 | 4,659 |
| Additional noninterest expense | $227,000 | 4,865 |
| Pre-tax net operating income | $150,000 | 4,853 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $34,000 | 3,275 |
| Income before extraordinary items | $116,000 | 5,058 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $116,000 | 5,060 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $116,000 | 5,060 |
| Net charge-offs | $3,000 | 3,820 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $116,000 | 4,953 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,467,000 | 5,826 |
| Total interest expense | $86,000 | 6,865 |
| Net interest income | $2,381,000 | 5,559 |
| Provision for loan and lease losses | $72,000 | 4,963 |
| Total noninterest income | $613,000 | 4,140 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $351,000 | 3,175 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $262,000 | 4,227 |
| Total noninterest expense | $2,444,000 | 5,221 |
| Salaries and employee benefits | $1,179,000 | 5,426 |
| Premises and equipment expense | $352,000 | 4,593 |
| Additional noninterest expense | $913,000 | 4,990 |
| Pre-tax net operating income | $478,000 | 4,961 |
| Securities gains (losses) | $13,000 | 3,311 |
| Applicable income taxes | $89,000 | 3,587 |
| Income before extraordinary items | $402,000 | 5,199 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $402,000 | 5,197 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $402,000 | 5,198 |
| Net charge-offs | $17,000 | 5,457 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $391,340 | 5,025 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,853,000 | 5,926 |
| Total interest expense | $69,000 | 6,960 |
| Net interest income | $1,784,000 | 5,647 |
| Provision for loan and lease losses | $57,000 | 4,860 |
| Total noninterest income | $436,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $247,000 | 3,347 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $189,000 | 4,324 |
| Total noninterest expense | $1,822,000 | 5,277 |
| Salaries and employee benefits | $850,000 | 5,543 |
| Premises and equipment expense | $288,000 | 4,448 |
| Additional noninterest expense | $684,000 | 5,059 |
| Pre-tax net operating income | $341,000 | 5,159 |
| Securities gains (losses) | $13,000 | 3,045 |
| Applicable income taxes | $47,000 | 3,820 |
| Income before extraordinary items | $307,000 | 5,296 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $307,000 | 5,294 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $307,000 | 5,294 |
| Net charge-offs | $17,000 | 5,139 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $295,690 | 5,146 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 5,977 |
| Total interest expense | $51,000 | 7,004 |
| Net interest income | $1,182,000 | 5,692 |
| Provision for loan and lease losses | $70,000 | 4,240 |
| Total noninterest income | $289,000 | 4,287 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $151,000 | 3,493 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $138,000 | 4,195 |
| Total noninterest expense | $1,202,000 | 5,330 |
| Salaries and employee benefits | $579,000 | 5,537 |
| Premises and equipment expense | $189,000 | 4,501 |
| Additional noninterest expense | $434,000 | 5,184 |
| Pre-tax net operating income | $199,000 | 5,311 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $14,000 | 4,124 |
| Income before extraordinary items | $186,000 | 5,411 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $186,000 | 5,409 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $186,000 | 5,409 |
| Net charge-offs | $13,000 | 4,833 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $185,070 | 5,227 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $621,000 | 6,014 |
| Total interest expense | $27,000 | 7,056 |
| Net interest income | $594,000 | 5,713 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $141,000 | 4,349 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $79,000 | 3,405 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $62,000 | 4,401 |
| Total noninterest expense | $550,000 | 5,578 |
| Salaries and employee benefits | $265,000 | 5,723 |
| Premises and equipment expense | $97,000 | 4,467 |
| Additional noninterest expense | $188,000 | 5,489 |
| Pre-tax net operating income | $155,000 | 4,881 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $18,000 | 3,720 |
| Income before extraordinary items | $137,000 | 4,980 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $137,000 | 4,984 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $137,000 | 4,985 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $137,000 | 4,832 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,623,000 | 6,008 |
| Total interest expense | $174,000 | 6,992 |
| Net interest income | $2,449,000 | 5,697 |
| Provision for loan and lease losses | $104,000 | 5,309 |
| Total noninterest income | $635,000 | 3,954 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $356,000 | 3,269 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $279,000 | 3,982 |
| Total noninterest expense | $2,474,000 | 5,356 |
| Salaries and employee benefits | $1,163,000 | 5,581 |
| Premises and equipment expense | $350,000 | 4,863 |
| Additional noninterest expense | $961,000 | 4,990 |
| Pre-tax net operating income | $506,000 | 4,721 |
| Securities gains (losses) | $58,000 | 2,480 |
| Applicable income taxes | $120,000 | 3,257 |
| Income before extraordinary items | $444,000 | 4,809 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $444,000 | 4,811 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $444,000 | 4,810 |
| Net charge-offs | $66,000 | 5,304 |
| Cash dividends | $40,000 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $398,180 | 4,821 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 6,074 |
| Total interest expense | $139,000 | 7,047 |
| Net interest income | $1,820,000 | 5,758 |
| Provision for loan and lease losses | $79,000 | 5,215 |
| Total noninterest income | $458,000 | 4,062 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $267,000 | 3,265 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $191,000 | 4,153 |
| Total noninterest expense | $1,806,000 | 5,438 |
| Salaries and employee benefits | $807,000 | 5,752 |
| Premises and equipment expense | $275,000 | 4,824 |
| Additional noninterest expense | $724,000 | 5,005 |
| Pre-tax net operating income | $393,000 | 4,790 |
| Securities gains (losses) | $58,000 | 2,236 |
| Applicable income taxes | $92,000 | 3,260 |
| Income before extraordinary items | $359,000 | 4,815 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $359,000 | 4,816 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $359,000 | 4,816 |
| Net charge-offs | $62,000 | 4,826 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $312,600 | 4,885 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 6,153 |
| Total interest expense | $94,000 | 7,130 |
| Net interest income | $1,194,000 | 5,831 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $294,000 | 4,140 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $170,000 | 3,347 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $124,000 | 4,248 |
| Total noninterest expense | $1,206,000 | 5,507 |
| Salaries and employee benefits | $551,000 | 5,755 |
| Premises and equipment expense | $180,000 | 4,896 |
| Additional noninterest expense | $475,000 | 5,123 |
| Pre-tax net operating income | $222,000 | 4,991 |
| Securities gains (losses) | $55,000 | 1,535 |
| Applicable income taxes | $53,000 | 3,328 |
| Income before extraordinary items | $224,000 | 4,861 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $224,000 | 4,860 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $224,000 | 4,861 |
| Net charge-offs | $55,000 | 4,377 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $179,450 | 5,074 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $638,000 | 6,213 |
| Total interest expense | $49,000 | 7,186 |
| Net interest income | $589,000 | 5,862 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $136,000 | 4,353 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $80,000 | 3,436 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $56,000 | 4,485 |
| Total noninterest expense | $573,000 | 5,654 |
| Salaries and employee benefits | $251,000 | 5,964 |
| Premises and equipment expense | $88,000 | 5,007 |
| Additional noninterest expense | $234,000 | 5,161 |
| Pre-tax net operating income | $122,000 | 4,907 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $21,000 | 3,412 |
| Income before extraordinary items | $101,000 | 4,998 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $101,000 | 4,996 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $101,000 | 4,998 |
| Net charge-offs | $55,000 | 3,265 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $101,000 | 4,934 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,529,000 | 6,360 |
| Total interest expense | $196,000 | 7,338 |
| Net interest income | $2,333,000 | 5,920 |
| Provision for loan and lease losses | $124,000 | 5,829 |
| Total noninterest income | $602,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $347,000 | 3,356 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $255,000 | 4,218 |
| Total noninterest expense | $2,498,000 | 5,506 |
| Salaries and employee benefits | $1,175,000 | 5,725 |
| Premises and equipment expense | $338,000 | 5,151 |
| Additional noninterest expense | $985,000 | 5,132 |
| Pre-tax net operating income | $313,000 | 4,865 |
| Securities gains (losses) | $10,000 | 3,313 |
| Applicable income taxes | $30,000 | 3,855 |
| Income before extraordinary items | $293,000 | 4,962 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $293,000 | 4,965 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $293,000 | 4,965 |
| Net charge-offs | $80,000 | 5,598 |
| Cash dividends | $80,000 | 3,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $283,900 | 4,856 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,877,000 | 6,487 |
| Total interest expense | $149,000 | 7,450 |
| Net interest income | $1,728,000 | 6,044 |
| Provision for loan and lease losses | $94,000 | 5,739 |
| Total noninterest income | $436,000 | 4,349 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $261,000 | 3,424 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $175,000 | 4,408 |
| Total noninterest expense | $1,809,000 | 5,623 |
| Salaries and employee benefits | $807,000 | 5,936 |
| Premises and equipment expense | $256,000 | 5,188 |
| Additional noninterest expense | $746,000 | 5,099 |
| Pre-tax net operating income | $261,000 | 5,012 |
| Securities gains (losses) | $10,000 | 3,111 |
| Applicable income taxes | $35,000 | 3,755 |
| Income before extraordinary items | $236,000 | 5,150 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $236,000 | 5,152 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $236,000 | 5,153 |
| Net charge-offs | $89,000 | 5,024 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $227,300 | 5,020 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,241,000 | 6,549 |
| Total interest expense | $100,000 | 7,524 |
| Net interest income | $1,141,000 | 6,089 |
| Provision for loan and lease losses | $64,000 | 5,559 |
| Total noninterest income | $288,000 | 4,338 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $173,000 | 3,436 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $115,000 | 4,402 |
| Total noninterest expense | $1,220,000 | 5,627 |
| Salaries and employee benefits | $546,000 | 5,955 |
| Premises and equipment expense | $168,000 | 5,264 |
| Additional noninterest expense | $506,000 | 5,050 |
| Pre-tax net operating income | $145,000 | 5,236 |
| Securities gains (losses) | $6,000 | 2,744 |
| Applicable income taxes | $16,000 | 3,895 |
| Income before extraordinary items | $135,000 | 5,313 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $135,000 | 5,314 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $135,000 | 5,314 |
| Net charge-offs | $86,000 | 4,402 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $129,660 | 5,220 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $599,000 | 6,680 |
| Total interest expense | $52,000 | 7,620 |
| Net interest income | $547,000 | 6,227 |
| Provision for loan and lease losses | $34,000 | 5,247 |
| Total noninterest income | $136,000 | 4,491 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $78,000 | 3,626 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $58,000 | 4,439 |
| Total noninterest expense | $593,000 | 5,767 |
| Salaries and employee benefits | $250,000 | 6,195 |
| Premises and equipment expense | $86,000 | 5,286 |
| Additional noninterest expense | $257,000 | 5,040 |
| Pre-tax net operating income | $56,000 | 5,584 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $56,000 | 5,613 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $56,000 | 5,614 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $56,000 | 5,613 |
| Net charge-offs | $76,000 | 3,350 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $56,000 | 5,506 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,411,000 | 6,751 |
| Total interest expense | $271,000 | 7,650 |
| Net interest income | $2,140,000 | 6,216 |
| Provision for loan and lease losses | $109,000 | 6,359 |
| Total noninterest income | $682,000 | 4,117 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $422,000 | 3,227 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $260,000 | 4,214 |
| Total noninterest expense | $2,475,000 | 5,713 |
| Salaries and employee benefits | $1,096,000 | 6,038 |
| Premises and equipment expense | $363,000 | 5,229 |
| Additional noninterest expense | $1,016,000 | 5,193 |
| Pre-tax net operating income | $238,000 | 4,685 |
| Securities gains (losses) | $-277,000 | 7,478 |
| Applicable income taxes | $-90,000 | 6,547 |
| Income before extraordinary items | $51,000 | 5,342 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $51,000 | 5,341 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $51,000 | 5,341 |
| Net charge-offs | $90,000 | 5,790 |
| Cash dividends | $40,000 | 4,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $228,280 | 4,647 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,829,000 | 6,810 |
| Total interest expense | $215,000 | 7,724 |
| Net interest income | $1,614,000 | 6,210 |
| Provision for loan and lease losses | $83,000 | 6,195 |
| Total noninterest income | $501,000 | 4,225 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $322,000 | 3,207 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $179,000 | 4,461 |
| Total noninterest expense | $1,828,000 | 5,772 |
| Salaries and employee benefits | $796,000 | 6,145 |
| Premises and equipment expense | $257,000 | 5,400 |
| Additional noninterest expense | $775,000 | 5,145 |
| Pre-tax net operating income | $204,000 | 4,910 |
| Securities gains (losses) | $-244,000 | 7,622 |
| Applicable income taxes | $-84,000 | 6,907 |
| Income before extraordinary items | $44,000 | 5,591 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $44,000 | 5,591 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $44,000 | 5,591 |
| Net charge-offs | $72,000 | 5,372 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $200,160 | 4,787 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 6,896 |
| Total interest expense | $150,000 | 7,795 |
| Net interest income | $1,059,000 | 6,265 |
| Provision for loan and lease losses | $51,000 | 6,050 |
| Total noninterest income | $317,000 | 4,319 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $209,000 | 3,235 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $108,000 | 4,657 |
| Total noninterest expense | $1,231,000 | 5,792 |
| Salaries and employee benefits | $520,000 | 6,255 |
| Premises and equipment expense | $169,000 | 5,493 |
| Additional noninterest expense | $542,000 | 5,014 |
| Pre-tax net operating income | $94,000 | 5,258 |
| Securities gains (losses) | $-132,000 | 7,727 |
| Applicable income taxes | $-63,000 | 7,051 |
| Income before extraordinary items | $25,000 | 5,754 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $25,000 | 5,752 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $25,000 | 5,752 |
| Net charge-offs | $46,000 | 4,993 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $109,480 | 5,042 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $591,000 | 6,994 |
| Total interest expense | $78,000 | 7,842 |
| Net interest income | $513,000 | 6,353 |
| Provision for loan and lease losses | $21,000 | 5,847 |
| Total noninterest income | $152,000 | 4,365 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $98,000 | 3,301 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $54,000 | 4,691 |
| Total noninterest expense | $593,000 | 5,854 |
| Salaries and employee benefits | $275,000 | 6,180 |
| Premises and equipment expense | $87,000 | 5,464 |
| Additional noninterest expense | $231,000 | 5,172 |
| Pre-tax net operating income | $51,000 | 5,618 |
| Securities gains (losses) | $3,000 | 2,164 |
| Applicable income taxes | $7,000 | 4,167 |
| Income before extraordinary items | $47,000 | 5,734 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $47,000 | 5,737 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $47,000 | 5,737 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $44,390 | 5,613 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,565,000 | 6,924 |
| Total interest expense | $350,000 | 7,911 |
| Net interest income | $2,215,000 | 6,192 |
| Provision for loan and lease losses | $86,000 | 6,191 |
| Total noninterest income | $683,000 | 4,189 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $478,000 | 3,103 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $205,000 | 4,793 |
| Total noninterest expense | $2,436,000 | 5,711 |
| Salaries and employee benefits | $1,202,000 | 5,986 |
| Premises and equipment expense | $387,000 | 5,181 |
| Additional noninterest expense | $847,000 | 5,328 |
| Pre-tax net operating income | $376,000 | 5,199 |
| Securities gains (losses) | $3,000 | 2,883 |
| Applicable income taxes | $39,000 | 3,983 |
| Income before extraordinary items | $340,000 | 4,952 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $340,000 | 4,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,787 |
| Cash dividends | $80,000 | 5,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $337,300 | 5,128 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,944,000 | 6,976 |
| Total interest expense | $275,000 | 7,988 |
| Net interest income | $1,669,000 | 6,219 |
| Provision for loan and lease losses | $39,000 | 6,128 |
| Total noninterest income | $521,000 | 4,242 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $362,000 | 3,110 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $159,000 | 4,856 |
| Total noninterest expense | $1,838,000 | 5,701 |
| Salaries and employee benefits | $941,000 | 5,861 |
| Premises and equipment expense | $269,000 | 5,391 |
| Additional noninterest expense | $628,000 | 5,292 |
| Pre-tax net operating income | $313,000 | 5,590 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $22,000 | 4,556 |
| Income before extraordinary items | $293,000 | 5,248 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $293,000 | 5,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,992 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $291,140 | 5,438 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 7,026 |
| Total interest expense | $189,000 | 8,052 |
| Net interest income | $1,116,000 | 6,231 |
| Provision for loan and lease losses | $21,000 | 5,924 |
| Total noninterest income | $320,000 | 4,492 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $232,000 | 3,171 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $88,000 | 5,267 |
| Total noninterest expense | $1,198,000 | 5,795 |
| Salaries and employee benefits | $610,000 | 5,999 |
| Premises and equipment expense | $173,000 | 5,534 |
| Additional noninterest expense | $415,000 | 5,313 |
| Pre-tax net operating income | $217,000 | 5,702 |
| Securities gains (losses) | $3,000 | 2,869 |
| Applicable income taxes | $22,000 | 4,624 |
| Income before extraordinary items | $198,000 | 5,620 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $198,000 | 5,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,471 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $195,300 | 5,583 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $666,000 | 7,080 |
| Total interest expense | $98,000 | 8,103 |
| Net interest income | $568,000 | 6,229 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $161,000 | 4,454 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $111,000 | 3,231 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $50,000 | 5,048 |
| Total noninterest expense | $615,000 | 5,739 |
| Salaries and employee benefits | $319,000 | 5,914 |
| Premises and equipment expense | $86,000 | 5,563 |
| Additional noninterest expense | $210,000 | 5,226 |
| Pre-tax net operating income | $105,000 | 5,951 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $19,000 | 4,403 |
| Income before extraordinary items | $88,000 | 6,003 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $88,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $86,360 | 5,933 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,640,000 | 7,105 |
| Total interest expense | $410,000 | 8,078 |
| Net interest income | $2,230,000 | 6,245 |
| Provision for loan and lease losses | $68,000 | 5,379 |
| Total noninterest income | $738,000 | 4,187 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $546,000 | 2,860 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $192,000 | 5,146 |
| Total noninterest expense | $2,326,000 | 5,807 |
| Salaries and employee benefits | $1,144,000 | 6,109 |
| Premises and equipment expense | $342,000 | 5,471 |
| Additional noninterest expense | $840,000 | 5,185 |
| Pre-tax net operating income | $574,000 | 5,758 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $144,000 | 4,171 |
| Income before extraordinary items | $431,000 | 5,941 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $431,000 | 5,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,216 |
| Cash dividends | $240,000 | 4,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $430,250 | 5,946 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,954,000 | 7,174 |
| Total interest expense | $309,000 | 8,127 |
| Net interest income | $1,645,000 | 6,337 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $554,000 | 4,180 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $412,000 | 2,836 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $142,000 | 5,202 |
| Total noninterest expense | $1,753,000 | 5,765 |
| Salaries and employee benefits | $850,000 | 6,126 |
| Premises and equipment expense | $258,000 | 5,451 |
| Additional noninterest expense | $645,000 | 5,061 |
| Pre-tax net operating income | $428,000 | 6,049 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $114,000 | 4,317 |
| Income before extraordinary items | $315,000 | 6,238 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $315,000 | 6,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,430 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $314,270 | 6,238 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,287,000 | 7,236 |
| Total interest expense | $205,000 | 8,188 |
| Net interest income | $1,082,000 | 6,409 |
| Provision for loan and lease losses | $10,000 | 5,732 |
| Total noninterest income | $368,000 | 4,212 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $271,000 | 2,862 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $97,000 | 5,176 |
| Total noninterest expense | $1,132,000 | 5,895 |
| Salaries and employee benefits | $550,000 | 6,271 |
| Premises and equipment expense | $175,000 | 5,426 |
| Additional noninterest expense | $407,000 | 5,246 |
| Pre-tax net operating income | $308,000 | 5,980 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $81,000 | 4,334 |
| Income before extraordinary items | $227,000 | 6,177 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $227,000 | 6,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $227,000 | 6,161 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $631,000 | 7,297 |
| Total interest expense | $97,000 | 8,259 |
| Net interest income | $534,000 | 6,477 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $185,000 | 4,194 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $136,000 | 2,808 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $49,000 | 5,151 |
| Total noninterest expense | $580,000 | 5,848 |
| Salaries and employee benefits | $286,000 | 6,199 |
| Premises and equipment expense | $86,000 | 5,493 |
| Additional noninterest expense | $208,000 | 5,141 |
| Pre-tax net operating income | $139,000 | 6,180 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $36,000 | 4,461 |
| Income before extraordinary items | $103,000 | 6,350 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $103,000 | 6,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $103,000 | 6,331 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,369,000 | 7,247 |
| Total interest expense | $352,000 | 8,196 |
| Net interest income | $2,017,000 | 6,536 |
| Provision for loan and lease losses | $72,000 | 5,138 |
| Total noninterest income | $782,000 | 4,115 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $581,000 | 2,752 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $201,000 | 5,115 |
| Total noninterest expense | $2,184,000 | 5,902 |
| Salaries and employee benefits | $1,116,000 | 6,115 |
| Premises and equipment expense | $312,000 | 5,644 |
| Additional noninterest expense | $756,000 | 5,404 |
| Pre-tax net operating income | $543,000 | 6,342 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $155,000 | 4,563 |
| Income before extraordinary items | $389,000 | 6,555 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $389,000 | 6,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,558 |
| Cash dividends | $160,000 | 5,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $388,280 | 6,562 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,732,000 | 7,338 |
| Total interest expense | $256,000 | 8,254 |
| Net interest income | $1,476,000 | 6,661 |
| Provision for loan and lease losses | $42,000 | 5,348 |
| Total noninterest income | $597,000 | 4,071 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $443,000 | 2,728 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $154,000 | 5,074 |
| Total noninterest expense | $1,596,000 | 5,965 |
| Salaries and employee benefits | $769,000 | 6,341 |
| Premises and equipment expense | $231,000 | 5,703 |
| Additional noninterest expense | $596,000 | 5,240 |
| Pre-tax net operating income | $435,000 | 6,476 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $132,000 | 4,629 |
| Income before extraordinary items | $304,000 | 6,705 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $304,000 | 6,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,946 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $303,300 | 6,711 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,121,000 | 7,400 |
| Total interest expense | $159,000 | 8,319 |
| Net interest income | $962,000 | 6,753 |
| Provision for loan and lease losses | $13,000 | 5,851 |
| Total noninterest income | $386,000 | 4,130 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $281,000 | 2,801 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $105,000 | 5,032 |
| Total noninterest expense | $1,038,000 | 6,061 |
| Salaries and employee benefits | $502,000 | 6,430 |
| Premises and equipment expense | $154,000 | 5,708 |
| Additional noninterest expense | $382,000 | 5,366 |
| Pre-tax net operating income | $297,000 | 6,475 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $91,000 | 4,629 |
| Income before extraordinary items | $206,000 | 6,715 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $206,000 | 6,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,485 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $206,000 | 6,720 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $541,000 | 7,460 |
| Total interest expense | $70,000 | 8,389 |
| Net interest income | $471,000 | 6,831 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $188,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $133,000 | 2,855 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,927 |
| Total noninterest expense | $538,000 | 5,964 |
| Salaries and employee benefits | $272,000 | 6,219 |
| Premises and equipment expense | $77,000 | 5,732 |
| Additional noninterest expense | $189,000 | 5,359 |
| Pre-tax net operating income | $115,000 | 6,881 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $33,000 | 4,927 |
| Income before extraordinary items | $82,000 | 7,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $82,000 | 7,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,725 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $82,000 | 7,018 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,017,000 | 7,435 |
| Total interest expense | $230,000 | 8,382 |
| Net interest income | $1,787,000 | 6,910 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $634,000 | 4,646 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $428,000 | 3,400 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $206,000 | 5,102 |
| Total noninterest expense | $2,091,000 | 5,964 |
| Salaries and employee benefits | $1,103,000 | 6,048 |
| Premises and equipment expense | $321,000 | 5,538 |
| Additional noninterest expense | $667,000 | 5,731 |
| Pre-tax net operating income | $330,000 | 7,296 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $83,000 | 5,516 |
| Income before extraordinary items | $247,000 | 7,386 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $247,000 | 7,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,118 |
| Cash dividends | $150,000 | 5,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $247,000 | 7,360 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 7,490 |
| Total interest expense | $165,000 | 8,405 |
| Net interest income | $1,320,000 | 6,991 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $445,000 | 4,849 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $289,000 | 3,649 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $156,000 | 5,122 |
| Total noninterest expense | $1,500,000 | 6,079 |
| Salaries and employee benefits | $782,000 | 6,203 |
| Premises and equipment expense | $225,000 | 5,737 |
| Additional noninterest expense | $493,000 | 5,743 |
| Pre-tax net operating income | $265,000 | 7,357 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $72,000 | 5,527 |
| Income before extraordinary items | $193,000 | 7,486 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $193,000 | 7,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $193,000 | 7,456 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $981,000 | 7,489 |
| Total interest expense | $107,000 | 8,410 |
| Net interest income | $874,000 | 6,995 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $238,000 | 5,338 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $139,000 | 4,326 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $99,000 | 5,211 |
| Total noninterest expense | $936,000 | 6,291 |
| Salaries and employee benefits | $503,000 | 6,324 |
| Premises and equipment expense | $143,000 | 5,844 |
| Additional noninterest expense | $290,000 | 6,100 |
| Pre-tax net operating income | $176,000 | 7,372 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $46,000 | 5,584 |
| Income before extraordinary items | $130,000 | 7,507 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $130,000 | 7,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $130,000 | 7,462 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $482,000 | 7,567 |
| Total interest expense | $51,000 | 8,494 |
| Net interest income | $431,000 | 7,084 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $106,000 | 5,559 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $77,000 | 4,013 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,226 |
| Total noninterest expense | $463,000 | 6,355 |
| Salaries and employee benefits | $250,000 | 6,391 |
| Premises and equipment expense | $72,000 | 5,866 |
| Additional noninterest expense | $141,000 | 6,213 |
| Pre-tax net operating income | $74,000 | 7,573 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $15,000 | 5,858 |
| Income before extraordinary items | $59,000 | 7,606 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $59,000 | 7,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $59,000 | 7,579 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,869,000 | 7,518 |
| Total interest expense | $188,000 | 8,506 |
| Net interest income | $1,681,000 | 7,065 |
| Provision for loan and lease losses | $16,000 | 6,840 |
| Total noninterest income | $446,000 | 5,545 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $339,000 | 4,020 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $107,000 | 6,304 |
| Total noninterest expense | $1,855,000 | 6,277 |
| Salaries and employee benefits | $1,037,000 | 6,166 |
| Premises and equipment expense | $285,000 | 5,821 |
| Additional noninterest expense | $533,000 | 6,356 |
| Pre-tax net operating income | $256,000 | 7,584 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $40,000 | 6,178 |
| Income before extraordinary items | $216,000 | 7,568 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $216,000 | 7,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $95,000 | 5,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $216,000 | 7,529 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,382,000 | 7,575 |
| Total interest expense | $138,000 | 8,571 |
| Net interest income | $1,244,000 | 7,118 |
| Provision for loan and lease losses | $16,000 | 6,508 |
| Total noninterest income | $331,000 | 5,596 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $250,000 | 4,105 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $81,000 | 6,288 |
| Total noninterest expense | $1,354,000 | 6,312 |
| Salaries and employee benefits | $749,000 | 6,243 |
| Premises and equipment expense | $214,000 | 5,782 |
| Additional noninterest expense | $391,000 | 6,378 |
| Pre-tax net operating income | $205,000 | 7,674 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $34,000 | 6,208 |
| Income before extraordinary items | $171,000 | 7,649 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $171,000 | 7,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $171,000 | 7,592 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $908,000 | 7,644 |
| Total interest expense | $91,000 | 8,631 |
| Net interest income | $817,000 | 7,177 |
| Provision for loan and lease losses | $5,000 | 6,663 |
| Total noninterest income | $213,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $160,000 | 4,180 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $53,000 | 6,336 |
| Total noninterest expense | $879,000 | 6,433 |
| Salaries and employee benefits | $481,000 | 6,425 |
| Premises and equipment expense | $141,000 | 5,849 |
| Additional noninterest expense | $257,000 | 6,448 |
| Pre-tax net operating income | $146,000 | 7,571 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $25,000 | 6,158 |
| Income before extraordinary items | $121,000 | 7,577 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $121,000 | 7,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $121,000 | 7,507 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $446,000 | 7,725 |
| Total interest expense | $45,000 | 8,685 |
| Net interest income | $401,000 | 7,247 |
| Provision for loan and lease losses | $2,000 | 6,358 |
| Total noninterest income | $99,000 | 5,796 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $74,000 | 4,298 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $416,000 | 6,648 |
| Salaries and employee benefits | $219,000 | 6,733 |
| Premises and equipment expense | $71,000 | 5,842 |
| Additional noninterest expense | $126,000 | 6,532 |
| Pre-tax net operating income | $82,000 | 7,438 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $19,000 | 5,825 |
| Income before extraordinary items | $63,000 | 7,517 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $63,000 | 7,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $63,000 | 7,449 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,893,000 | 7,659 |
| Total interest expense | $215,000 | 8,702 |
| Net interest income | $1,678,000 | 7,100 |
| Provision for loan and lease losses | $20,000 | 7,057 |
| Total noninterest income | $425,000 | 5,834 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $328,000 | 4,098 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $97,000 | 6,585 |
| Total noninterest expense | $1,707,000 | 6,515 |
| Salaries and employee benefits | $937,000 | 6,483 |
| Premises and equipment expense | $253,000 | 6,151 |
| Additional noninterest expense | $517,000 | 6,451 |
| Pre-tax net operating income | $376,000 | 7,134 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $113,000 | 5,591 |
| Income before extraordinary items | $264,000 | 7,453 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $264,000 | 7,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,674 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $263,300 | 7,307 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 7,725 |
| Total interest expense | $170,000 | 8,779 |
| Net interest income | $1,270,000 | 7,104 |
| Provision for loan and lease losses | $59,000 | 5,561 |
| Total noninterest income | $308,000 | 5,967 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $249,000 | 4,105 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $59,000 | 6,984 |
| Total noninterest expense | $1,237,000 | 6,601 |
| Salaries and employee benefits | $650,000 | 6,695 |
| Premises and equipment expense | $205,000 | 5,942 |
| Additional noninterest expense | $382,000 | 6,466 |
| Pre-tax net operating income | $282,000 | 7,265 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $83,000 | 5,769 |
| Income before extraordinary items | $200,000 | 7,591 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $200,000 | 7,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $199,290 | 7,441 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $974,000 | 7,750 |
| Total interest expense | $120,000 | 8,809 |
| Net interest income | $854,000 | 7,104 |
| Provision for loan and lease losses | $59,000 | 4,958 |
| Total noninterest income | $199,000 | 6,027 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $165,000 | 4,075 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $34,000 | 7,176 |
| Total noninterest expense | $815,000 | 6,658 |
| Salaries and employee benefits | $425,000 | 6,782 |
| Premises and equipment expense | $136,000 | 5,946 |
| Additional noninterest expense | $254,000 | 6,484 |
| Pre-tax net operating income | $179,000 | 7,390 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $49,000 | 5,928 |
| Income before extraordinary items | $130,000 | 7,656 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $130,000 | 7,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $130,000 | 7,477 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $488,000 | 7,797 |
| Total interest expense | $61,000 | 8,874 |
| Net interest income | $427,000 | 7,106 |
| Provision for loan and lease losses | $59,000 | 3,475 |
| Total noninterest income | $92,000 | 6,102 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $76,000 | 4,196 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $368,000 | 6,973 |
| Salaries and employee benefits | $180,000 | 7,236 |
| Premises and equipment expense | $65,000 | 6,056 |
| Additional noninterest expense | $123,000 | 6,572 |
| Pre-tax net operating income | $92,000 | 7,309 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $27,000 | 5,815 |
| Income before extraordinary items | $65,000 | 7,583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $65,000 | 7,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $65,000 | 7,429 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 7,759 |
| Total interest expense | $358,000 | 8,770 |
| Net interest income | $1,723,000 | 7,082 |
| Provision for loan and lease losses | $327,000 | 3,264 |
| Total noninterest income | $407,000 | 5,741 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $290,000 | 4,302 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $117,000 | 6,114 |
| Total noninterest expense | $1,656,000 | 6,560 |
| Salaries and employee benefits | $915,000 | 6,461 |
| Premises and equipment expense | $270,000 | 5,893 |
| Additional noninterest expense | $471,000 | 6,676 |
| Pre-tax net operating income | $147,000 | 8,124 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $22,000 | 7,002 |
| Income before extraordinary items | $125,000 | 8,212 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $125,000 | 8,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 2,023 |
| Cash dividends | $104,000 | 5,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $125,000 | 8,114 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 7,847 |
| Total interest expense | $510,000 | 8,999 |
| Net interest income | $1,893,000 | 6,611 |
| Provision for loan and lease losses | $27,000 | 7,336 |
| Total noninterest income | $408,000 | 5,627 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $307,000 | 4,106 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $101,000 | 6,420 |
| Total noninterest expense | $1,695,000 | 6,345 |
| Salaries and employee benefits | $949,000 | 6,171 |
| Premises and equipment expense | $277,000 | 5,776 |
| Additional noninterest expense | $469,000 | 6,658 |
| Pre-tax net operating income | $579,000 | 6,247 |
| Securities gains (losses) | $11,000 | 3,540 |
| Applicable income taxes | $213,000 | 4,917 |
| Income before extraordinary items | $377,000 | 6,703 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $377,000 | 6,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $160,000 | 5,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $369,960 | 6,609 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,462,000 | 7,945 |
| Total interest expense | $573,000 | 9,102 |
| Net interest income | $1,889,000 | 6,746 |
| Provision for loan and lease losses | $55,000 | 6,399 |
| Total noninterest income | $380,000 | 5,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 4,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 6,938 |
| Total noninterest expense | $1,644,000 | 6,378 |
| Salaries and employee benefits | $905,000 | 6,305 |
| Premises and equipment expense | $246,000 | 6,112 |
| Additional noninterest expense | $493,000 | 6,475 |
| Pre-tax net operating income | $570,000 | 6,703 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $198,000 | 5,412 |
| Income before extraordinary items | $373,000 | 7,019 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $373,000 | 7,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,349 |
| Cash dividends | $160,000 | 5,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $372,350 | 7,023 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,314,000 | 8,120 |
| Total interest expense | $559,000 | 9,310 |
| Net interest income | $1,755,000 | 7,096 |
| Provision for loan and lease losses | $50,000 | 6,505 |
| Total noninterest income | $357,000 | 5,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,202 |
| Total noninterest expense | $1,561,000 | 6,622 |
| Salaries and employee benefits | $854,000 | 6,524 |
| Premises and equipment expense | $254,000 | 5,977 |
| Additional noninterest expense | $453,000 | 6,880 |
| Pre-tax net operating income | $501,000 | 7,137 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $201,000 | 5,699 |
| Income before extraordinary items | $300,000 | 7,600 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $300,000 | 7,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 9,511 |
| Cash dividends | $160,000 | 5,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $300,000 | 7,575 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,357,000 | 8,249 |
| Total interest expense | $602,000 | 9,471 |
| Net interest income | $1,755,000 | 7,150 |
| Provision for loan and lease losses | $39,000 | 7,011 |
| Total noninterest income | $335,000 | 6,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,511 |
| Total noninterest expense | $1,543,000 | 6,570 |
| Salaries and employee benefits | $857,000 | 6,435 |
| Premises and equipment expense | $251,000 | 5,955 |
| Additional noninterest expense | $435,000 | 6,929 |
| Pre-tax net operating income | $508,000 | 7,321 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $205,000 | 6,134 |
| Income before extraordinary items | $305,000 | 7,844 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $305,000 | 7,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,762 |
| Cash dividends | $160,000 | 5,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $303,720 | 7,773 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 8,734 |
| Total interest expense | $565,000 | 9,931 |
| Net interest income | $1,673,000 | 7,611 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $327,000 | 6,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,794 |
| Total noninterest expense | $1,480,000 | 6,838 |
| Salaries and employee benefits | $818,000 | 6,685 |
| Premises and equipment expense | $254,000 | 6,002 |
| Additional noninterest expense | $408,000 | 7,278 |
| Pre-tax net operating income | $495,000 | 7,941 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $194,000 | 6,963 |
| Income before extraordinary items | $301,000 | 8,366 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $301,000 | 8,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,092 |
| Cash dividends | $160,000 | 5,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $301,000 | 8,321 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,135,000 | 9,193 |
| Total interest expense | $511,000 | 10,565 |
| Net interest income | $1,624,000 | 7,964 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $287,000 | 7,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,080 |
| Total noninterest expense | $1,407,000 | 7,370 |
| Salaries and employee benefits | $780,000 | 7,082 |
| Premises and equipment expense | $226,000 | 6,592 |
| Additional noninterest expense | $401,000 | 7,863 |
| Pre-tax net operating income | $492,000 | 7,986 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $193,000 | 7,244 |
| Income before extraordinary items | $299,000 | 8,440 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $299,000 | 8,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $80,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $299,000 | 8,380 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 9,551 |
| Total interest expense | $543,000 | 10,876 |
| Net interest income | $1,567,000 | 8,347 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $294,000 | 7,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,568 |
| Total noninterest expense | $1,364,000 | 7,699 |
| Salaries and employee benefits | $759,000 | 7,349 |
| Premises and equipment expense | $239,000 | 6,526 |
| Additional noninterest expense | $366,000 | 8,529 |
| Pre-tax net operating income | $473,000 | 8,596 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $186,000 | 7,672 |
| Income before extraordinary items | $287,000 | 9,067 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $287,000 | 9,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $80,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $287,000 | 9,035 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 9,947 |
| Total interest expense | $434,000 | 11,419 |
| Net interest income | $1,487,000 | 8,922 |
| Provision for loan and lease losses | $42,000 | 6,508 |
| Total noninterest income | $279,000 | 7,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,058 |
| Total noninterest expense | $1,339,000 | 8,120 |
| Salaries and employee benefits | $718,000 | 7,744 |
| Premises and equipment expense | $213,000 | 7,166 |
| Additional noninterest expense | $408,000 | 8,753 |
| Pre-tax net operating income | $385,000 | 9,476 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $152,000 | 8,265 |
| Income before extraordinary items | $233,000 | 9,885 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $233,000 | 9,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,795 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $233,000 | 9,960 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 10,497 |
| Total interest expense | $412,000 | 12,169 |
| Net interest income | $1,435,000 | 9,319 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $225,000 | 8,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,096 |
| Total noninterest expense | $1,440,000 | 8,045 |
| Salaries and employee benefits | $818,000 | 7,212 |
| Premises and equipment expense | $205,000 | 7,582 |
| Additional noninterest expense | $417,000 | 9,072 |
| Pre-tax net operating income | $196,000 | 11,083 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $53,000 | 10,868 |
| Income before extraordinary items | $143,000 | 11,285 |
| Extraordinary gains, net | $-18,000 | 12,434 |
| Net income | $125,000 | 11,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $80,000 | 7,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $143,000 | 11,081 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,942,000 | 11,010 |
| Total interest expense | $475,000 | 12,860 |
| Net interest income | $1,467,000 | 9,381 |
| Provision for loan and lease losses | $80,000 | 7,886 |
| Total noninterest income | $200,000 | 9,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 7,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,399 |
| Total noninterest expense | $1,411,000 | 8,240 |
| Salaries and employee benefits | $770,000 | 7,466 |
| Premises and equipment expense | $208,000 | 7,656 |
| Additional noninterest expense | $433,000 | 9,168 |
| Pre-tax net operating income | $176,000 | 11,290 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $61,000 | 10,966 |
| Income before extraordinary items | $116,000 | 11,722 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $116,000 | 11,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 8,392 |
| Cash dividends | $80,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $115,340 | 11,427 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.