Home > The First National Bank of Little Falls > Income and Expense
The First National Bank of Little Falls, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,492,000 | 6,068 |
| Total interest expense | $1,646,000 | 6,879 |
| Net interest income | $2,846,000 | 5,334 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $307,000 | 6,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 4,799 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,164 |
| Total noninterest expense | $1,947,000 | 5,699 |
| Salaries and employee benefits | $678,000 | 7,315 |
| Premises and equipment expense | $247,000 | 6,000 |
| Additional noninterest expense | $1,022,000 | 3,887 |
| Pre-tax net operating income | $1,131,000 | 5,064 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $603,000 | 3,392 |
| Income before extraordinary items | $529,000 | 6,432 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $529,000 | 6,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,064 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $528,360 | 6,332 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $213,000 | 10,830 |
| Total interest expense | $103,000 | 10,777 |
| Net interest income | $110,000 | 10,850 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $16,000 | 10,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 9,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,710 |
| Total noninterest expense | $68,000 | 10,903 |
| Salaries and employee benefits | $27,000 | 10,895 |
| Premises and equipment expense | $13,000 | 10,829 |
| Additional noninterest expense | $28,000 | 10,891 |
| Pre-tax net operating income | $58,000 | 10,218 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $22,000 | 9,683 |
| Income before extraordinary items | $36,000 | 10,300 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $36,000 | 10,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $36,000 | 10,264 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,798,000 | 7,057 |
| Total interest expense | $1,404,000 | 7,825 |
| Net interest income | $2,394,000 | 6,394 |
| Provision for loan and lease losses | $228,000 | 3,133 |
| Total noninterest income | $764,000 | 3,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 4,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $524,000 | 2,827 |
| Total noninterest expense | $1,730,000 | 6,548 |
| Salaries and employee benefits | $708,000 | 7,481 |
| Premises and equipment expense | $301,000 | 5,587 |
| Additional noninterest expense | $721,000 | 5,626 |
| Pre-tax net operating income | $1,200,000 | 5,125 |
| Securities gains (losses) | $-17,000 | 10,550 |
| Applicable income taxes | $455,000 | 4,468 |
| Income before extraordinary items | $728,000 | 5,634 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $728,000 | 5,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,685 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $738,880 | 5,536 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,554,000 | 7,476 |
| Total interest expense | $1,387,000 | 8,009 |
| Net interest income | $2,167,000 | 6,938 |
| Provision for loan and lease losses | $48,000 | 6,309 |
| Total noninterest income | $320,000 | 6,854 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 5,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,598 |
| Total noninterest expense | $1,724,000 | 6,669 |
| Salaries and employee benefits | $683,000 | 7,834 |
| Premises and equipment expense | $292,000 | 5,753 |
| Additional noninterest expense | $749,000 | 5,533 |
| Pre-tax net operating income | $715,000 | 7,254 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $289,000 | 6,150 |
| Income before extraordinary items | $426,000 | 7,833 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $426,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,707 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $426,000 | 7,802 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,138,000 | 7,848 |
| Total interest expense | $935,000 | 8,967 |
| Net interest income | $2,203,000 | 7,086 |
| Provision for loan and lease losses | $48,000 | 6,241 |
| Total noninterest income | $354,000 | 6,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 4,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,607 |
| Total noninterest expense | $1,762,000 | 6,793 |
| Salaries and employee benefits | $744,000 | 7,565 |
| Premises and equipment expense | $282,000 | 5,977 |
| Additional noninterest expense | $736,000 | 6,085 |
| Pre-tax net operating income | $747,000 | 7,143 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $287,000 | 6,034 |
| Income before extraordinary items | $460,000 | 7,614 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $460,000 | 7,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,795 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $460,000 | 7,668 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,266,000 | 7,898 |
| Total interest expense | $1,106,000 | 8,653 |
| Net interest income | $2,160,000 | 7,276 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $348,000 | 7,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 5,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,188 |
| Total noninterest expense | $1,610,000 | 7,473 |
| Salaries and employee benefits | $733,000 | 7,761 |
| Premises and equipment expense | $197,000 | 7,746 |
| Additional noninterest expense | $680,000 | 6,705 |
| Pre-tax net operating income | $883,000 | 6,411 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $333,000 | 5,697 |
| Income before extraordinary items | $550,000 | 7,148 |
| Extraordinary gains, net | $-41,000 | 12,667 |
| Net income | $509,000 | 7,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 6,126 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $550,000 | 6,889 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,617,000 | 8,020 |
| Total interest expense | $1,511,000 | 8,474 |
| Net interest income | $2,106,000 | 7,481 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $354,000 | 7,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 7,418 |
| Total noninterest expense | $1,628,000 | 7,477 |
| Salaries and employee benefits | $699,000 | 7,993 |
| Premises and equipment expense | $193,000 | 8,002 |
| Additional noninterest expense | $736,000 | 6,508 |
| Pre-tax net operating income | $772,000 | 6,700 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $284,000 | 6,159 |
| Income before extraordinary items | $488,000 | 7,431 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $488,000 | 7,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $488,000 | 7,058 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.