Home > The First National Bank of Lincolnwood > Income and Expense
The First National Bank of Lincolnwood, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,151,000 | 2,132 |
| Total interest expense | $8,875,000 | 1,821 |
| Net interest income | $7,276,000 | 2,465 |
| Provision for loan and lease losses | $-20,000 | 9,463 |
| Total noninterest income | $422,000 | 5,538 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $202,000 | 5,142 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $220,000 | 4,737 |
| Total noninterest expense | $4,749,000 | 2,953 |
| Salaries and employee benefits | $2,801,000 | 2,671 |
| Premises and equipment expense | $687,000 | 2,996 |
| Additional noninterest expense | $1,261,000 | 3,345 |
| Pre-tax net operating income | $2,969,000 | 2,290 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $948,000 | 2,153 |
| Income before extraordinary items | $2,021,000 | 2,509 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,021,000 | 2,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $426,000 | 3,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,021,000 | 2,420 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,034,000 | 2,071 |
| Total interest expense | $9,893,000 | 1,742 |
| Net interest income | $7,141,000 | 2,494 |
| Provision for loan and lease losses | $4,000 | 8,198 |
| Total noninterest income | $390,000 | 5,593 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $162,000 | 5,596 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $228,000 | 4,493 |
| Total noninterest expense | $4,929,000 | 2,757 |
| Salaries and employee benefits | $2,969,000 | 2,416 |
| Premises and equipment expense | $707,000 | 2,858 |
| Additional noninterest expense | $1,253,000 | 3,282 |
| Pre-tax net operating income | $2,598,000 | 2,681 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $747,000 | 2,643 |
| Income before extraordinary items | $1,851,000 | 2,746 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,851,000 | 2,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 9,312 |
| Cash dividends | $758,000 | 2,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,851,000 | 2,742 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,144,000 | 2,159 |
| Total interest expense | $7,954,000 | 1,883 |
| Net interest income | $7,190,000 | 2,451 |
| Provision for loan and lease losses | $77,000 | 5,736 |
| Total noninterest income | $468,000 | 5,161 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $210,000 | 5,005 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $258,000 | 4,365 |
| Total noninterest expense | $4,944,000 | 2,733 |
| Salaries and employee benefits | $3,162,000 | 2,220 |
| Premises and equipment expense | $638,000 | 3,093 |
| Additional noninterest expense | $1,144,000 | 3,588 |
| Pre-tax net operating income | $2,637,000 | 2,681 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $665,000 | 3,004 |
| Income before extraordinary items | $1,972,000 | 2,623 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,972,000 | 2,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,050 |
| Cash dividends | $758,000 | 2,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,972,000 | 2,590 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,240,000 | 2,290 |
| Total interest expense | $7,752,000 | 1,971 |
| Net interest income | $6,488,000 | 2,636 |
| Provision for loan and lease losses | $70,000 | 5,864 |
| Total noninterest income | $519,000 | 4,828 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $239,000 | 4,640 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $280,000 | 4,166 |
| Total noninterest expense | $4,833,000 | 2,709 |
| Salaries and employee benefits | $3,132,000 | 2,162 |
| Premises and equipment expense | $636,000 | 3,003 |
| Additional noninterest expense | $1,065,000 | 3,741 |
| Pre-tax net operating income | $2,104,000 | 3,213 |
| Securities gains (losses) | $27,000 | 2,200 |
| Applicable income taxes | $474,000 | 3,979 |
| Income before extraordinary items | $1,657,000 | 2,998 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,657,000 | 2,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,298 |
| Cash dividends | $568,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,635,940 | 2,949 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,973,000 | 2,340 |
| Total interest expense | $7,280,000 | 2,089 |
| Net interest income | $6,693,000 | 2,594 |
| Provision for loan and lease losses | $3,000 | 8,731 |
| Total noninterest income | $532,000 | 4,797 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $262,000 | 4,497 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $270,000 | 4,175 |
| Total noninterest expense | $4,921,000 | 2,605 |
| Salaries and employee benefits | $3,210,000 | 2,051 |
| Premises and equipment expense | $606,000 | 3,125 |
| Additional noninterest expense | $1,105,000 | 3,583 |
| Pre-tax net operating income | $2,301,000 | 3,125 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $526,000 | 4,064 |
| Income before extraordinary items | $1,779,000 | 2,856 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,779,000 | 2,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $568,000 | 3,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,775,920 | 2,814 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,513,000 | 2,469 |
| Total interest expense | $6,647,000 | 2,318 |
| Net interest income | $6,866,000 | 2,570 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $531,000 | 4,964 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $285,000 | 4,383 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $246,000 | 4,581 |
| Total noninterest expense | $5,232,000 | 2,598 |
| Salaries and employee benefits | $3,474,000 | 1,897 |
| Premises and equipment expense | $615,000 | 3,130 |
| Additional noninterest expense | $1,143,000 | 3,934 |
| Pre-tax net operating income | $2,165,000 | 3,200 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $477,000 | 4,300 |
| Income before extraordinary items | $1,688,000 | 2,871 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,688,000 | 2,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $568,000 | 3,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,688,000 | 2,830 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,419,000 | 2,492 |
| Total interest expense | $6,101,000 | 2,509 |
| Net interest income | $7,318,000 | 2,452 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $543,000 | 4,895 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $289,000 | 4,434 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $254,000 | 4,434 |
| Total noninterest expense | $5,354,000 | 2,537 |
| Salaries and employee benefits | $3,389,000 | 1,954 |
| Premises and equipment expense | $677,000 | 2,900 |
| Additional noninterest expense | $1,288,000 | 3,527 |
| Pre-tax net operating income | $2,507,000 | 2,841 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $593,000 | 3,688 |
| Income before extraordinary items | $1,916,000 | 2,607 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,916,000 | 2,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $568,000 | 3,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,914,480 | 2,581 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,592,000 | 2,864 |
| Total interest expense | $4,031,000 | 3,028 |
| Net interest income | $6,561,000 | 2,760 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $620,000 | 4,548 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $341,000 | 3,929 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $279,000 | 4,304 |
| Total noninterest expense | $5,350,000 | 2,604 |
| Salaries and employee benefits | $3,338,000 | 1,995 |
| Premises and equipment expense | $615,000 | 3,197 |
| Additional noninterest expense | $1,397,000 | 3,535 |
| Pre-tax net operating income | $1,831,000 | 3,685 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $349,000 | 5,287 |
| Income before extraordinary items | $1,482,000 | 3,209 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,482,000 | 3,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $572,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,482,000 | 3,233 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,306,000 | 2,999 |
| Total interest expense | $4,119,000 | 3,086 |
| Net interest income | $6,187,000 | 2,943 |
| Provision for loan and lease losses | $5,000 | 10,098 |
| Total noninterest income | $567,000 | 5,152 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $363,000 | 3,762 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $204,000 | 5,605 |
| Total noninterest expense | $5,096,000 | 2,804 |
| Salaries and employee benefits | $3,196,000 | 2,073 |
| Premises and equipment expense | $605,000 | 3,303 |
| Additional noninterest expense | $1,295,000 | 3,944 |
| Pre-tax net operating income | $1,653,000 | 3,962 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $382,000 | 5,172 |
| Income before extraordinary items | $1,271,000 | 3,796 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,271,000 | 3,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $663,000 | 2,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,271,000 | 3,599 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,860,000 | 2,956 |
| Total interest expense | $5,178,000 | 3,213 |
| Net interest income | $6,682,000 | 2,737 |
| Provision for loan and lease losses | $31,000 | 9,924 |
| Total noninterest income | $760,000 | 4,126 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $374,000 | 3,705 |
| Trading account gains and fees | $194,000 | 232 |
| Additional Noninterest Income | $192,000 | 5,803 |
| Total noninterest expense | $5,070,000 | 2,824 |
| Salaries and employee benefits | $3,104,000 | 2,114 |
| Premises and equipment expense | $629,000 | 3,209 |
| Additional noninterest expense | $1,337,000 | 3,943 |
| Pre-tax net operating income | $2,341,000 | 2,661 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $752,000 | 2,766 |
| Income before extraordinary items | $1,589,000 | 2,894 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,589,000 | 2,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 8,449 |
| Cash dividends | $1,155,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,589,000 | 2,670 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.