Home > The First National Bank of Fairfax > Income and Expense
The First National Bank of Fairfax, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 4,382 |
| Total interest expense | $81,000 | 4,440 |
| Net interest income | $1,468,000 | 4,342 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $80,000 | 4,335 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $59,000 | 3,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 4,348 |
| Total noninterest expense | $1,001,000 | 4,413 |
| Salaries and employee benefits | $629,000 | 4,340 |
| Premises and equipment expense | $166,000 | 4,073 |
| Additional noninterest expense | $21,000 | 4,348 |
| Pre-tax net operating income | $547,000 | 3,918 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $547,000 | 3,840 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $547,000 | 3,879 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $547,000 | 3,841 |
| Net charge-offs | $22,000 | 2,167 |
| Cash dividends | $78,000 | 3,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $547,000 | 3,866 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 4,413 |
| Total interest expense | $55,000 | 4,463 |
| Net interest income | $1,057,000 | 4,371 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $60,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $47,000 | 3,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 4,385 |
| Total noninterest expense | $652,000 | 4,461 |
| Salaries and employee benefits | $421,000 | 4,395 |
| Premises and equipment expense | $118,000 | 4,112 |
| Additional noninterest expense | $13,000 | 4,394 |
| Pre-tax net operating income | $465,000 | 3,947 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $465,000 | 3,860 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $465,000 | 3,895 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $465,000 | 3,860 |
| Net charge-offs | $-3,000 | 3,563 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $465,000 | 3,894 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $725,000 | 4,435 |
| Total interest expense | $30,000 | 4,498 |
| Net interest income | $695,000 | 4,409 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $40,000 | 4,365 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $32,000 | 3,687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 4,450 |
| Total noninterest expense | $433,000 | 4,494 |
| Salaries and employee benefits | $281,000 | 4,415 |
| Premises and equipment expense | $83,000 | 4,094 |
| Additional noninterest expense | $8,000 | 4,442 |
| Pre-tax net operating income | $302,000 | 4,001 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $302,000 | 3,920 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $302,000 | 3,960 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $302,000 | 3,919 |
| Net charge-offs | $-2,000 | 3,491 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $302,000 | 3,939 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $369,000 | 4,477 |
| Total interest expense | $13,000 | 4,551 |
| Net interest income | $356,000 | 4,419 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $20,000 | 4,407 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $15,000 | 3,755 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 4,456 |
| Total noninterest expense | $230,000 | 4,536 |
| Salaries and employee benefits | $140,000 | 4,479 |
| Premises and equipment expense | $52,000 | 3,988 |
| Additional noninterest expense | $5,000 | 4,456 |
| Pre-tax net operating income | $146,000 | 4,072 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $146,000 | 3,991 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $146,000 | 3,991 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $146,000 | 3,991 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $146,000 | 4,020 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 4,512 |
| Total interest expense | $46,000 | 4,553 |
| Net interest income | $1,063,000 | 4,500 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $218,000 | 4,119 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $52,000 | 3,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 3,917 |
| Total noninterest expense | $1,013,000 | 4,525 |
| Salaries and employee benefits | $594,000 | 4,489 |
| Premises and equipment expense | $182,000 | 4,101 |
| Additional noninterest expense | $166,000 | 3,917 |
| Pre-tax net operating income | $268,000 | 4,353 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $268,000 | 4,308 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $268,000 | 4,307 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $268,000 | 4,308 |
| Net charge-offs | $47,000 | 1,572 |
| Cash dividends | $25,000 | 3,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $268,000 | 4,319 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $743,000 | 4,564 |
| Total interest expense | $35,000 | 4,571 |
| Net interest income | $708,000 | 4,549 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $201,000 | 4,033 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $45,000 | 3,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 3,816 |
| Total noninterest expense | $649,000 | 4,605 |
| Salaries and employee benefits | $409,000 | 4,541 |
| Premises and equipment expense | $100,000 | 4,331 |
| Additional noninterest expense | $156,000 | 3,816 |
| Pre-tax net operating income | $260,000 | 4,303 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $260,000 | 4,241 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $260,000 | 4,240 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $260,000 | 4,240 |
| Net charge-offs | $47,000 | 1,252 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $260,000 | 4,271 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $500,000 | 4,600 |
| Total interest expense | $23,000 | 4,624 |
| Net interest income | $477,000 | 4,589 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $53,000 | 4,428 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $26,000 | 3,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 4,411 |
| Total noninterest expense | $446,000 | 4,610 |
| Salaries and employee benefits | $276,000 | 4,560 |
| Premises and equipment expense | $97,000 | 4,083 |
| Additional noninterest expense | $73,000 | 4,728 |
| Pre-tax net operating income | $84,000 | 4,415 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $84,000 | 4,364 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $84,000 | 4,364 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $84,000 | 4,364 |
| Net charge-offs | $52,000 | 944 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $84,000 | 4,394 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $276,000 | 4,601 |
| Total interest expense | $12,000 | 4,625 |
| Net interest income | $264,000 | 4,571 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $38,000 | 4,301 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $13,000 | 3,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 4,184 |
| Total noninterest expense | $215,000 | 4,645 |
| Salaries and employee benefits | $136,000 | 4,587 |
| Premises and equipment expense | $46,000 | 4,150 |
| Additional noninterest expense | $33,000 | 4,760 |
| Pre-tax net operating income | $87,000 | 4,182 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $87,000 | 4,127 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $87,000 | 4,126 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $87,000 | 4,127 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $87,000 | 4,153 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $1,163,000 | 4,624 |
| Total interest expense | $52,000 | 4,694 |
| Net interest income | $1,111,000 | 4,596 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $154,000 | 4,404 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $45,000 | 4,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 4,318 |
| Total noninterest expense | $947,000 | 4,652 |
| Salaries and employee benefits | $571,000 | 4,609 |
| Premises and equipment expense | $177,000 | 4,221 |
| Additional noninterest expense | $199,000 | 4,752 |
| Pre-tax net operating income | $318,000 | 4,385 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $318,000 | 4,362 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $318,000 | 4,361 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $318,000 | 4,362 |
| Net charge-offs | $44,000 | 1,722 |
| Cash dividends | $225,000 | 3,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $318,000 | 4,350 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $846,000 | 4,711 |
| Total interest expense | $41,000 | 4,763 |
| Net interest income | $805,000 | 4,687 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $131,000 | 4,405 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $30,000 | 4,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 4,260 |
| Total noninterest expense | $647,000 | 4,761 |
| Salaries and employee benefits | $387,000 | 4,712 |
| Premises and equipment expense | $128,000 | 4,303 |
| Additional noninterest expense | $132,000 | 4,845 |
| Pre-tax net operating income | $289,000 | 4,434 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $289,000 | 4,402 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $289,000 | 4,401 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $289,000 | 4,402 |
| Net charge-offs | $28,000 | 1,594 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $289,000 | 4,389 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $522,000 | 4,768 |
| Total interest expense | $28,000 | 4,805 |
| Net interest income | $494,000 | 4,747 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $112,000 | 4,285 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $14,000 | 4,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 4,055 |
| Total noninterest expense | $444,000 | 4,778 |
| Salaries and employee benefits | $260,000 | 4,744 |
| Premises and equipment expense | $96,000 | 4,231 |
| Additional noninterest expense | $88,000 | 4,883 |
| Pre-tax net operating income | $162,000 | 4,502 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $162,000 | 4,492 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $162,000 | 4,491 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $162,000 | 4,492 |
| Net charge-offs | $29,000 | 1,351 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $162,000 | 4,475 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $267,000 | 4,787 |
| Total interest expense | $13,000 | 4,853 |
| Net interest income | $254,000 | 4,759 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $8,000 | 4,849 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $0 | 4,819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 4,720 |
| Total noninterest expense | $216,000 | 4,808 |
| Salaries and employee benefits | $127,000 | 4,780 |
| Premises and equipment expense | $44,000 | 4,312 |
| Additional noninterest expense | $45,000 | 4,891 |
| Pre-tax net operating income | $46,000 | 4,617 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $46,000 | 4,615 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $46,000 | 4,615 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $46,000 | 4,615 |
| Net charge-offs | $31,000 | 993 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $46,000 | 4,600 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 4,824 |
| Total interest expense | $58,000 | 4,907 |
| Net interest income | $1,047,000 | 4,776 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $59,000 | 4,798 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $38,000 | 4,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 4,798 |
| Total noninterest expense | $804,000 | 4,854 |
| Salaries and employee benefits | $464,000 | 4,833 |
| Premises and equipment expense | $193,000 | 4,274 |
| Additional noninterest expense | $147,000 | 4,948 |
| Pre-tax net operating income | $302,000 | 4,409 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $48,000 | 3,184 |
| Income before extraordinary items | $254,000 | 4,479 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $254,000 | 4,478 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $254,000 | 4,479 |
| Net charge-offs | $-1,000 | 3,923 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $254,000 | 4,429 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $817,000 | 4,867 |
| Total interest expense | $44,000 | 4,948 |
| Net interest income | $773,000 | 4,830 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $35,000 | 4,860 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $28,000 | 4,382 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 4,889 |
| Total noninterest expense | $565,000 | 4,897 |
| Salaries and employee benefits | $321,000 | 4,881 |
| Premises and equipment expense | $144,000 | 4,304 |
| Additional noninterest expense | $100,000 | 4,990 |
| Pre-tax net operating income | $243,000 | 4,419 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $243,000 | 4,428 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $243,000 | 4,427 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $243,000 | 4,428 |
| Net charge-offs | $-1,000 | 3,797 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $243,000 | 4,383 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $553,000 | 4,904 |
| Total interest expense | $30,000 | 4,980 |
| Net interest income | $523,000 | 4,868 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $24,000 | 4,868 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $19,000 | 4,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 4,891 |
| Total noninterest expense | $371,000 | 4,931 |
| Salaries and employee benefits | $213,000 | 4,917 |
| Premises and equipment expense | $100,000 | 4,275 |
| Additional noninterest expense | $58,000 | 5,034 |
| Pre-tax net operating income | $176,000 | 4,391 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $176,000 | 4,383 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $176,000 | 4,383 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $176,000 | 4,383 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $176,000 | 4,337 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $288,000 | 4,935 |
| Total interest expense | $16,000 | 5,033 |
| Net interest income | $272,000 | 4,886 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $12,000 | 4,918 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $11,000 | 4,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 4,977 |
| Total noninterest expense | $191,000 | 4,981 |
| Salaries and employee benefits | $110,000 | 4,949 |
| Premises and equipment expense | $50,000 | 4,314 |
| Additional noninterest expense | $31,000 | 5,082 |
| Pre-tax net operating income | $93,000 | 4,308 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $93,000 | 4,261 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $93,000 | 4,261 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $93,000 | 4,261 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $93,000 | 4,243 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 5,003 |
| Total interest expense | $58,000 | 5,095 |
| Net interest income | $1,080,000 | 4,966 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $287,000 | 4,189 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $52,000 | 4,461 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 3,813 |
| Total noninterest expense | $825,000 | 5,023 |
| Salaries and employee benefits | $474,000 | 4,998 |
| Premises and equipment expense | $185,000 | 4,457 |
| Additional noninterest expense | $166,000 | 5,110 |
| Pre-tax net operating income | $542,000 | 4,393 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $542,000 | 4,333 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $542,000 | 4,335 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $542,000 | 4,335 |
| Net charge-offs | $33,000 | 2,876 |
| Cash dividends | $101,000 | 3,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $542,000 | 4,309 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $858,000 | 5,074 |
| Total interest expense | $43,000 | 5,173 |
| Net interest income | $815,000 | 5,042 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $271,000 | 4,028 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $38,000 | 4,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 3,562 |
| Total noninterest expense | $569,000 | 5,109 |
| Salaries and employee benefits | $323,000 | 5,089 |
| Premises and equipment expense | $127,000 | 4,582 |
| Additional noninterest expense | $119,000 | 5,184 |
| Pre-tax net operating income | $517,000 | 4,323 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $517,000 | 4,240 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $517,000 | 4,240 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $517,000 | 4,240 |
| Net charge-offs | $34,000 | 2,447 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $517,000 | 4,219 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $576,000 | 5,122 |
| Total interest expense | $27,000 | 5,220 |
| Net interest income | $549,000 | 5,081 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $252,000 | 3,677 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $23,000 | 4,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 3,106 |
| Total noninterest expense | $379,000 | 5,156 |
| Salaries and employee benefits | $215,000 | 5,136 |
| Premises and equipment expense | $92,000 | 4,531 |
| Additional noninterest expense | $72,000 | 5,245 |
| Pre-tax net operating income | $422,000 | 4,164 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $422,000 | 4,048 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $422,000 | 4,046 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $422,000 | 4,047 |
| Net charge-offs | $41,000 | 1,972 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $422,000 | 4,037 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $290,000 | 5,180 |
| Total interest expense | $13,000 | 5,279 |
| Net interest income | $277,000 | 5,140 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $236,000 | 2,846 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $10,000 | 4,742 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 2,264 |
| Total noninterest expense | $186,000 | 5,218 |
| Salaries and employee benefits | $109,000 | 5,187 |
| Premises and equipment expense | $38,000 | 4,732 |
| Additional noninterest expense | $39,000 | 5,292 |
| Pre-tax net operating income | $327,000 | 3,656 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $327,000 | 3,500 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $327,000 | 3,499 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $327,000 | 3,499 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $327,000 | 3,495 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $1,122,000 | 5,211 |
| Total interest expense | $51,000 | 5,301 |
| Net interest income | $1,071,000 | 5,186 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $65,000 | 5,163 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $55,000 | 4,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 5,208 |
| Total noninterest expense | $829,000 | 5,228 |
| Salaries and employee benefits | $473,000 | 5,202 |
| Premises and equipment expense | $222,000 | 4,420 |
| Additional noninterest expense | $134,000 | 5,360 |
| Pre-tax net operating income | $307,000 | 4,899 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $307,000 | 4,841 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $307,000 | 4,840 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $307,000 | 4,840 |
| Net charge-offs | $-20,000 | 4,676 |
| Cash dividends | $61,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $307,000 | 4,844 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $842,000 | 5,276 |
| Total interest expense | $37,000 | 5,363 |
| Net interest income | $805,000 | 5,242 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $46,000 | 5,240 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $40,000 | 4,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 5,286 |
| Total noninterest expense | $602,000 | 5,295 |
| Salaries and employee benefits | $321,000 | 5,294 |
| Premises and equipment expense | $185,000 | 4,334 |
| Additional noninterest expense | $96,000 | 5,427 |
| Pre-tax net operating income | $249,000 | 4,947 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $249,000 | 4,891 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $249,000 | 4,889 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $249,000 | 4,890 |
| Net charge-offs | $-19,000 | 4,650 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $249,000 | 4,897 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $560,000 | 5,330 |
| Total interest expense | $25,000 | 5,418 |
| Net interest income | $535,000 | 5,305 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $31,000 | 5,299 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $25,000 | 4,824 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 5,320 |
| Total noninterest expense | $406,000 | 5,340 |
| Salaries and employee benefits | $214,000 | 5,349 |
| Premises and equipment expense | $133,000 | 4,255 |
| Additional noninterest expense | $59,000 | 5,507 |
| Pre-tax net operating income | $160,000 | 4,991 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $160,000 | 4,928 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $160,000 | 4,927 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $160,000 | 4,927 |
| Net charge-offs | $-17,000 | 4,696 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $160,000 | 4,935 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $283,000 | 5,384 |
| Total interest expense | $12,000 | 5,477 |
| Net interest income | $271,000 | 5,357 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $12,000 | 5,404 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $11,000 | 4,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 5,459 |
| Total noninterest expense | $151,000 | 5,508 |
| Salaries and employee benefits | $107,000 | 5,408 |
| Premises and equipment expense | $7,000 | 5,533 |
| Additional noninterest expense | $37,000 | 5,530 |
| Pre-tax net operating income | $132,000 | 4,715 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $132,000 | 4,596 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $132,000 | 4,595 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $132,000 | 4,596 |
| Net charge-offs | $-16,000 | 4,917 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $132,000 | 4,605 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,219,000 | 5,397 |
| Total interest expense | $48,000 | 5,540 |
| Net interest income | $1,171,000 | 5,364 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $57,000 | 5,444 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $47,000 | 5,000 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 5,458 |
| Total noninterest expense | $865,000 | 5,448 |
| Salaries and employee benefits | $441,000 | 5,473 |
| Premises and equipment expense | $256,000 | 4,414 |
| Additional noninterest expense | $168,000 | 5,575 |
| Pre-tax net operating income | $363,000 | 4,939 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $363,000 | 4,733 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $363,000 | 4,733 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $363,000 | 4,733 |
| Net charge-offs | $-106,000 | 5,309 |
| Cash dividends | $104,000 | 3,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $363,000 | 4,719 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $947,000 | 5,442 |
| Total interest expense | $36,000 | 5,598 |
| Net interest income | $911,000 | 5,400 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $44,000 | 5,512 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $36,000 | 5,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 5,523 |
| Total noninterest expense | $600,000 | 5,525 |
| Salaries and employee benefits | $287,000 | 5,572 |
| Premises and equipment expense | $199,000 | 4,382 |
| Additional noninterest expense | $114,000 | 5,666 |
| Pre-tax net operating income | $355,000 | 4,857 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $355,000 | 4,761 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $355,000 | 4,760 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $355,000 | 4,761 |
| Net charge-offs | $-105,000 | 5,352 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $355,000 | 4,745 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $670,000 | 5,455 |
| Total interest expense | $24,000 | 5,643 |
| Net interest income | $646,000 | 5,416 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $29,000 | 5,549 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $23,000 | 5,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 5,539 |
| Total noninterest expense | $420,000 | 5,551 |
| Salaries and employee benefits | $184,000 | 5,641 |
| Premises and equipment expense | $154,000 | 4,176 |
| Additional noninterest expense | $82,000 | 5,696 |
| Pre-tax net operating income | $255,000 | 4,819 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $255,000 | 4,672 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $255,000 | 4,671 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $255,000 | 4,672 |
| Net charge-offs | $-92,000 | 5,421 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $255,000 | 4,664 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $206,000 | 5,709 |
| Total interest expense | $12,000 | 5,706 |
| Net interest income | $194,000 | 5,696 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $12,000 | 5,674 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $10,000 | 5,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 5,663 |
| Total noninterest expense | $178,000 | 5,689 |
| Salaries and employee benefits | $93,000 | 5,699 |
| Premises and equipment expense | $30,000 | 5,295 |
| Additional noninterest expense | $55,000 | 5,677 |
| Pre-tax net operating income | $28,000 | 5,443 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $28,000 | 5,422 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $28,000 | 5,422 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $28,000 | 5,422 |
| Net charge-offs | $-58,000 | 5,504 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $28,000 | 5,420 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $988,000 | 5,709 |
| Total interest expense | $49,000 | 5,750 |
| Net interest income | $939,000 | 5,686 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $65,000 | 5,661 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $57,000 | 5,076 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $8,000 | 5,707 |
| Total noninterest expense | $774,000 | 5,724 |
| Salaries and employee benefits | $417,000 | 5,726 |
| Premises and equipment expense | $194,000 | 4,931 |
| Additional noninterest expense | $163,000 | 5,824 |
| Pre-tax net operating income | $230,000 | 5,286 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $230,000 | 5,255 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $230,000 | 5,254 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $230,000 | 5,254 |
| Net charge-offs | $-111,000 | 5,548 |
| Cash dividends | $120,000 | 3,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $230,000 | 5,211 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $782,000 | 5,753 |
| Total interest expense | $36,000 | 5,821 |
| Net interest income | $746,000 | 5,723 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $52,000 | 5,704 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $45,000 | 5,091 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $7,000 | 5,763 |
| Total noninterest expense | $539,000 | 5,801 |
| Salaries and employee benefits | $279,000 | 5,814 |
| Premises and equipment expense | $134,000 | 5,054 |
| Additional noninterest expense | $126,000 | 5,883 |
| Pre-tax net operating income | $259,000 | 5,146 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $259,000 | 5,092 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $259,000 | 5,092 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $259,000 | 5,092 |
| Net charge-offs | $-225,000 | 5,749 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $259,000 | 5,038 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $529,000 | 5,812 |
| Total interest expense | $24,000 | 5,890 |
| Net interest income | $505,000 | 5,783 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $34,000 | 5,775 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $28,000 | 5,172 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,000 | 5,801 |
| Total noninterest expense | $357,000 | 5,874 |
| Salaries and employee benefits | $186,000 | 5,883 |
| Premises and equipment expense | $94,000 | 5,036 |
| Additional noninterest expense | $77,000 | 5,971 |
| Pre-tax net operating income | $182,000 | 5,153 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $182,000 | 5,079 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $182,000 | 5,079 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $182,000 | 5,079 |
| Net charge-offs | $-5,000 | 4,738 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $182,000 | 5,022 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $272,000 | 5,855 |
| Total interest expense | $12,000 | 5,944 |
| Net interest income | $260,000 | 5,820 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $15,000 | 5,850 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $13,000 | 5,249 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,000 | 5,890 |
| Total noninterest expense | $180,000 | 5,928 |
| Salaries and employee benefits | $95,000 | 5,923 |
| Premises and equipment expense | $39,000 | 5,297 |
| Additional noninterest expense | $46,000 | 5,992 |
| Pre-tax net operating income | $95,000 | 5,110 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $1,000 | 4,176 |
| Income before extraordinary items | $94,000 | 5,066 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $94,000 | 5,066 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $94,000 | 5,066 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $94,000 | 5,008 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $981,000 | 5,943 |
| Total interest expense | $48,000 | 5,999 |
| Net interest income | $933,000 | 5,927 |
| Provision for loan and lease losses | $550,000 | 1,255 |
| Total noninterest income | $75,000 | 5,830 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $65,000 | 5,179 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $10,000 | 5,907 |
| Total noninterest expense | $787,000 | 5,957 |
| Salaries and employee benefits | $412,000 | 5,963 |
| Premises and equipment expense | $229,000 | 4,904 |
| Additional noninterest expense | $146,000 | 6,104 |
| Pre-tax net operating income | $-329,000 | 6,010 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-329,000 | 6,018 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-329,000 | 6,019 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-329,000 | 6,019 |
| Net charge-offs | $607,000 | 994 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-329,000 | 6,010 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $772,000 | 6,011 |
| Total interest expense | $36,000 | 6,089 |
| Net interest income | $736,000 | 5,978 |
| Provision for loan and lease losses | $100,000 | 2,641 |
| Total noninterest income | $56,000 | 5,920 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $47,000 | 5,263 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 5,969 |
| Total noninterest expense | $527,000 | 6,070 |
| Salaries and employee benefits | $277,000 | 6,079 |
| Premises and equipment expense | $140,000 | 5,225 |
| Additional noninterest expense | $110,000 | 6,190 |
| Pre-tax net operating income | $165,000 | 5,546 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,000 | 4,417 |
| Income before extraordinary items | $164,000 | 5,537 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $164,000 | 5,539 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $164,000 | 5,540 |
| Net charge-offs | $116,000 | 2,022 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $164,000 | 5,481 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $520,000 | 6,069 |
| Total interest expense | $24,000 | 6,157 |
| Net interest income | $496,000 | 6,026 |
| Provision for loan and lease losses | $100,000 | 2,201 |
| Total noninterest income | $34,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $27,000 | 5,441 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,000 | 6,008 |
| Total noninterest expense | $341,000 | 6,156 |
| Salaries and employee benefits | $184,000 | 6,144 |
| Premises and equipment expense | $92,000 | 5,294 |
| Additional noninterest expense | $65,000 | 6,279 |
| Pre-tax net operating income | $89,000 | 5,671 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $89,000 | 5,660 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $89,000 | 5,661 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $89,000 | 5,662 |
| Net charge-offs | $124,000 | 1,532 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $89,000 | 5,617 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $261,000 | 6,124 |
| Total interest expense | $11,000 | 6,246 |
| Net interest income | $250,000 | 6,081 |
| Provision for loan and lease losses | $100,000 | 1,425 |
| Total noninterest income | $13,000 | 6,149 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $12,000 | 5,557 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,000 | 6,184 |
| Total noninterest expense | $138,000 | 6,305 |
| Salaries and employee benefits | $93,000 | 6,200 |
| Premises and equipment expense | $5,000 | 6,358 |
| Additional noninterest expense | $40,000 | 6,307 |
| Pre-tax net operating income | $25,000 | 5,833 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $1,000 | 4,289 |
| Income before extraordinary items | $24,000 | 5,867 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $24,000 | 5,868 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $24,000 | 5,868 |
| Net charge-offs | $132,000 | 940 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $24,000 | 5,817 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 6,195 |
| Total interest expense | $50,000 | 6,323 |
| Net interest income | $1,010,000 | 6,152 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $69,000 | 6,153 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $68,000 | 5,420 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,000 | 6,255 |
| Total noninterest expense | $773,000 | 6,274 |
| Salaries and employee benefits | $412,000 | 6,264 |
| Premises and equipment expense | $199,000 | 5,353 |
| Additional noninterest expense | $162,000 | 6,403 |
| Pre-tax net operating income | $306,000 | 5,470 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $306,000 | 5,392 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $306,000 | 5,391 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $306,000 | 5,392 |
| Net charge-offs | $-8,000 | 5,632 |
| Cash dividends | $78,000 | 4,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $306,000 | 5,342 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $778,000 | 6,282 |
| Total interest expense | $36,000 | 6,415 |
| Net interest income | $742,000 | 6,237 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $45,000 | 6,282 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $51,000 | 5,494 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-6,000 | 6,402 |
| Total noninterest expense | $532,000 | 6,376 |
| Salaries and employee benefits | $279,000 | 6,363 |
| Premises and equipment expense | $137,000 | 5,518 |
| Additional noninterest expense | $116,000 | 6,487 |
| Pre-tax net operating income | $255,000 | 5,480 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $255,000 | 5,382 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $255,000 | 5,382 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $255,000 | 5,384 |
| Net charge-offs | $-8,000 | 5,577 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $255,000 | 5,342 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $512,000 | 6,343 |
| Total interest expense | $25,000 | 6,467 |
| Net interest income | $487,000 | 6,306 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $25,000 | 6,380 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $33,000 | 5,529 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-8,000 | 6,482 |
| Total noninterest expense | $376,000 | 6,410 |
| Salaries and employee benefits | $185,000 | 6,431 |
| Premises and equipment expense | $104,000 | 5,391 |
| Additional noninterest expense | $87,000 | 6,516 |
| Pre-tax net operating income | $136,000 | 5,626 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $136,000 | 5,557 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $136,000 | 5,559 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $136,000 | 5,560 |
| Net charge-offs | $-9,000 | 5,629 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $136,000 | 5,518 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $252,000 | 6,423 |
| Total interest expense | $12,000 | 6,546 |
| Net interest income | $240,000 | 6,386 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $16,000 | 6,363 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $15,000 | 5,639 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,000 | 6,409 |
| Total noninterest expense | $187,000 | 6,486 |
| Salaries and employee benefits | $93,000 | 6,498 |
| Premises and equipment expense | $47,000 | 5,585 |
| Additional noninterest expense | $47,000 | 6,558 |
| Pre-tax net operating income | $69,000 | 5,566 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $69,000 | 5,494 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $69,000 | 5,495 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $69,000 | 5,495 |
| Net charge-offs | $-5,000 | 5,444 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $69,000 | 5,456 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $995,000 | 6,506 |
| Total interest expense | $52,000 | 6,646 |
| Net interest income | $943,000 | 6,455 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $91,000 | 6,248 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $76,000 | 5,578 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $15,000 | 6,298 |
| Total noninterest expense | $774,000 | 6,547 |
| Salaries and employee benefits | $413,000 | 6,543 |
| Premises and equipment expense | $199,000 | 5,559 |
| Additional noninterest expense | $162,000 | 6,684 |
| Pre-tax net operating income | $260,000 | 5,578 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $260,000 | 5,522 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $260,000 | 5,527 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $260,000 | 5,527 |
| Net charge-offs | $50,000 | 4,351 |
| Cash dividends | $8,000 | 4,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $260,000 | 5,469 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $735,000 | 6,589 |
| Total interest expense | $40,000 | 6,727 |
| Net interest income | $695,000 | 6,536 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $69,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $58,000 | 5,615 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $11,000 | 6,396 |
| Total noninterest expense | $509,000 | 6,663 |
| Salaries and employee benefits | $281,000 | 6,646 |
| Premises and equipment expense | $136,000 | 5,742 |
| Additional noninterest expense | $92,000 | 6,814 |
| Pre-tax net operating income | $255,000 | 5,501 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $255,000 | 5,434 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $255,000 | 5,435 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $255,000 | 5,436 |
| Net charge-offs | $54,000 | 3,795 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $255,000 | 5,361 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $472,000 | 6,657 |
| Total interest expense | $25,000 | 6,795 |
| Net interest income | $447,000 | 6,600 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $49,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $40,000 | 5,595 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,000 | 6,388 |
| Total noninterest expense | $327,000 | 6,726 |
| Salaries and employee benefits | $187,000 | 6,697 |
| Premises and equipment expense | $90,000 | 5,772 |
| Additional noninterest expense | $50,000 | 6,898 |
| Pre-tax net operating income | $169,000 | 5,487 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $169,000 | 5,449 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $169,000 | 5,452 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $169,000 | 5,452 |
| Net charge-offs | $62,000 | 3,170 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $169,000 | 5,324 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $224,000 | 6,749 |
| Total interest expense | $13,000 | 6,871 |
| Net interest income | $211,000 | 6,705 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $21,000 | 6,451 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $19,000 | 5,651 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 6,573 |
| Total noninterest expense | $166,000 | 6,791 |
| Salaries and employee benefits | $94,000 | 6,757 |
| Premises and equipment expense | $47,000 | 5,752 |
| Additional noninterest expense | $25,000 | 6,970 |
| Pre-tax net operating income | $66,000 | 5,662 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $66,000 | 5,648 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $66,000 | 5,650 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $66,000 | 5,650 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $66,000 | 5,551 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,081,000 | 6,740 |
| Total interest expense | $64,000 | 6,936 |
| Net interest income | $1,017,000 | 6,669 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $93,000 | 6,340 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $78,000 | 5,758 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $15,000 | 6,343 |
| Total noninterest expense | $970,000 | 6,604 |
| Salaries and employee benefits | $406,000 | 6,782 |
| Premises and equipment expense | $282,000 | 5,106 |
| Additional noninterest expense | $282,000 | 6,665 |
| Pre-tax net operating income | $140,000 | 5,831 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $140,000 | 5,949 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $140,000 | 5,944 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $140,000 | 5,947 |
| Net charge-offs | $1,000 | 5,927 |
| Cash dividends | $55,000 | 4,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $140,000 | 5,794 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $834,000 | 6,821 |
| Total interest expense | $49,000 | 7,045 |
| Net interest income | $785,000 | 6,749 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $74,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $61,000 | 5,776 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $13,000 | 6,438 |
| Total noninterest expense | $648,000 | 6,780 |
| Salaries and employee benefits | $282,000 | 6,906 |
| Premises and equipment expense | $157,000 | 5,707 |
| Additional noninterest expense | $209,000 | 6,765 |
| Pre-tax net operating income | $211,000 | 5,640 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $211,000 | 5,674 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $211,000 | 5,673 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $211,000 | 5,673 |
| Net charge-offs | $1,000 | 5,692 |
| Cash dividends | $42,000 | 3,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $211,000 | 5,498 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $592,000 | 6,848 |
| Total interest expense | $33,000 | 7,109 |
| Net interest income | $559,000 | 6,748 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $48,000 | 6,469 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $38,000 | 5,880 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 6,454 |
| Total noninterest expense | $478,000 | 6,746 |
| Salaries and employee benefits | $188,000 | 6,966 |
| Premises and equipment expense | $123,000 | 5,458 |
| Additional noninterest expense | $167,000 | 6,665 |
| Pre-tax net operating income | $129,000 | 5,718 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $129,000 | 5,763 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $129,000 | 5,762 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $129,000 | 5,762 |
| Net charge-offs | $-4,000 | 6,440 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $129,000 | 5,581 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $309,000 | 6,875 |
| Total interest expense | $18,000 | 7,158 |
| Net interest income | $291,000 | 6,762 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $22,000 | 6,584 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $18,000 | 5,949 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,590 |
| Total noninterest expense | $135,000 | 7,162 |
| Salaries and employee benefits | $93,000 | 7,034 |
| Premises and equipment expense | $6,000 | 7,208 |
| Additional noninterest expense | $36,000 | 7,189 |
| Pre-tax net operating income | $178,000 | 4,681 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $178,000 | 4,567 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $178,000 | 4,570 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $178,000 | 4,570 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $178,000 | 4,431 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,269,000 | 6,927 |
| Total interest expense | $97,000 | 7,198 |
| Net interest income | $1,172,000 | 6,803 |
| Provision for loan and lease losses | $50,000 | 5,824 |
| Total noninterest income | $86,000 | 6,530 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $71,000 | 5,961 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $15,000 | 6,458 |
| Total noninterest expense | $917,000 | 6,924 |
| Salaries and employee benefits | $479,000 | 6,934 |
| Premises and equipment expense | $186,000 | 6,121 |
| Additional noninterest expense | $252,000 | 7,000 |
| Pre-tax net operating income | $291,000 | 5,270 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $291,000 | 5,279 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $291,000 | 5,281 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $291,000 | 5,281 |
| Net charge-offs | $7,000 | 6,169 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $291,000 | 5,169 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $942,000 | 7,003 |
| Total interest expense | $77,000 | 7,272 |
| Net interest income | $865,000 | 6,877 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $60,000 | 6,675 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $48,000 | 6,117 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $12,000 | 6,578 |
| Total noninterest expense | $594,000 | 7,093 |
| Salaries and employee benefits | $365,000 | 6,954 |
| Premises and equipment expense | $117,000 | 6,415 |
| Additional noninterest expense | $112,000 | 7,314 |
| Pre-tax net operating income | $331,000 | 5,005 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $331,000 | 4,929 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $331,000 | 4,929 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $331,000 | 4,929 |
| Net charge-offs | $10,000 | 5,779 |
| Cash dividends | $67,000 | 3,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $331,000 | 4,809 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $612,000 | 7,087 |
| Total interest expense | $54,000 | 7,340 |
| Net interest income | $558,000 | 6,958 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $35,000 | 6,831 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $26,000 | 6,338 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 6,628 |
| Total noninterest expense | $457,000 | 7,022 |
| Salaries and employee benefits | $261,000 | 6,961 |
| Premises and equipment expense | $114,000 | 5,857 |
| Additional noninterest expense | $82,000 | 7,366 |
| Pre-tax net operating income | $136,000 | 5,485 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $136,000 | 5,449 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $136,000 | 5,448 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $136,000 | 5,449 |
| Net charge-offs | $-7,000 | 6,933 |
| Cash dividends | $67,000 | 3,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $136,000 | 5,363 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $304,000 | 7,145 |
| Total interest expense | $29,000 | 7,391 |
| Net interest income | $275,000 | 7,006 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $17,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $14,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $208,000 | 7,174 |
| Salaries and employee benefits | $133,000 | 6,978 |
| Premises and equipment expense | $37,000 | 6,569 |
| Additional noninterest expense | $38,000 | 7,453 |
| Pre-tax net operating income | $84,000 | 5,328 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $84,000 | 5,232 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $84,000 | 5,230 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $84,000 | 5,232 |
| Net charge-offs | $-185,000 | 7,504 |
| Cash dividends | $52,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $84,000 | 5,173 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,283,000 | 7,195 |
| Total interest expense | $126,000 | 7,475 |
| Net interest income | $1,157,000 | 7,012 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $82,000 | 6,819 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $67,000 | 5,965 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,702 |
| Total noninterest expense | $1,219,000 | 6,843 |
| Salaries and employee benefits | $567,000 | 6,994 |
| Premises and equipment expense | $461,000 | 4,398 |
| Additional noninterest expense | $191,000 | 7,433 |
| Pre-tax net operating income | $20,000 | 5,709 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $20,000 | 5,892 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $20,000 | 5,892 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $20,000 | 5,892 |
| Net charge-offs | $223,000 | 4,649 |
| Cash dividends | $56,000 | 3,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $20,000 | 5,760 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $960,000 | 7,307 |
| Total interest expense | $95,000 | 7,597 |
| Net interest income | $865,000 | 7,119 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $64,000 | 6,926 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $53,000 | 5,990 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $11,000 | 6,874 |
| Total noninterest expense | $629,000 | 7,310 |
| Salaries and employee benefits | $456,000 | 6,952 |
| Premises and equipment expense | $29,000 | 7,615 |
| Additional noninterest expense | $144,000 | 7,524 |
| Pre-tax net operating income | $300,000 | 4,866 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $300,000 | 4,881 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $300,000 | 4,884 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $300,000 | 4,884 |
| Net charge-offs | $224,000 | 4,096 |
| Cash dividends | $56,000 | 3,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $300,000 | 4,689 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $631,000 | 7,385 |
| Total interest expense | $66,000 | 7,660 |
| Net interest income | $565,000 | 7,191 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $43,000 | 6,968 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $38,000 | 5,948 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,000 | 7,045 |
| Total noninterest expense | $388,000 | 7,448 |
| Salaries and employee benefits | $293,000 | 7,064 |
| Premises and equipment expense | $8,000 | 7,778 |
| Additional noninterest expense | $87,000 | 7,634 |
| Pre-tax net operating income | $220,000 | 4,819 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $220,000 | 4,761 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $220,000 | 4,761 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $220,000 | 4,761 |
| Net charge-offs | $381,000 | 2,759 |
| Cash dividends | $56,000 | 3,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $220,000 | 4,620 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $323,000 | 7,460 |
| Total interest expense | $34,000 | 7,761 |
| Net interest income | $289,000 | 7,251 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $17,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $15,000 | 6,220 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,000 | 7,254 |
| Total noninterest expense | $179,000 | 7,616 |
| Salaries and employee benefits | $144,000 | 7,189 |
| Premises and equipment expense | $2,000 | 7,892 |
| Additional noninterest expense | $33,000 | 7,824 |
| Pre-tax net operating income | $127,000 | 4,748 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $127,000 | 4,642 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $127,000 | 4,643 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $127,000 | 4,641 |
| Net charge-offs | $-30,000 | 7,719 |
| Cash dividends | $38,000 | 2,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $127,000 | 4,533 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 7,515 |
| Total interest expense | $160,000 | 7,832 |
| Net interest income | $1,184,000 | 7,251 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $121,000 | 6,814 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $65,000 | 6,249 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $56,000 | 6,252 |
| Total noninterest expense | $1,021,000 | 7,356 |
| Salaries and employee benefits | $582,000 | 7,239 |
| Premises and equipment expense | $279,000 | 5,814 |
| Additional noninterest expense | $160,000 | 7,865 |
| Pre-tax net operating income | $284,000 | 4,548 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $284,000 | 4,525 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $284,000 | 4,524 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $284,000 | 4,525 |
| Net charge-offs | $344,000 | 4,312 |
| Cash dividends | $70,000 | 4,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $284,000 | 4,454 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 7,597 |
| Total interest expense | $124,000 | 7,918 |
| Net interest income | $893,000 | 7,306 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $57,000 | 7,321 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $44,000 | 6,392 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $13,000 | 7,183 |
| Total noninterest expense | $700,000 | 7,516 |
| Salaries and employee benefits | $434,000 | 7,293 |
| Premises and equipment expense | $160,000 | 6,427 |
| Additional noninterest expense | $106,000 | 7,974 |
| Pre-tax net operating income | $250,000 | 4,724 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $250,000 | 4,630 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $250,000 | 4,628 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $250,000 | 4,631 |
| Net charge-offs | $347,000 | 3,517 |
| Cash dividends | $70,000 | 3,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $250,000 | 4,569 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $696,000 | 7,639 |
| Total interest expense | $87,000 | 8,002 |
| Net interest income | $609,000 | 7,323 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $36,000 | 7,412 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $26,000 | 6,518 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $10,000 | 7,243 |
| Total noninterest expense | $368,000 | 7,810 |
| Salaries and employee benefits | $289,000 | 7,378 |
| Premises and equipment expense | $28,000 | 7,905 |
| Additional noninterest expense | $51,000 | 8,122 |
| Pre-tax net operating income | $277,000 | 4,243 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $277,000 | 4,089 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $277,000 | 4,089 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $277,000 | 4,089 |
| Net charge-offs | $344,000 | 2,772 |
| Cash dividends | $70,000 | 3,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $277,000 | 3,975 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $390,000 | 7,585 |
| Total interest expense | $48,000 | 8,042 |
| Net interest income | $342,000 | 7,152 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $15,000 | 7,594 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $11,000 | 6,642 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $197,000 | 7,774 |
| Salaries and employee benefits | $146,000 | 7,406 |
| Premises and equipment expense | $17,000 | 7,834 |
| Additional noninterest expense | $34,000 | 8,066 |
| Pre-tax net operating income | $160,000 | 4,398 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $160,000 | 4,232 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $160,000 | 4,235 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $160,000 | 4,235 |
| Net charge-offs | $54,000 | 3,467 |
| Cash dividends | $34,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $160,000 | 4,075 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 7,715 |
| Total interest expense | $288,000 | 8,013 |
| Net interest income | $1,164,000 | 7,405 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $120,000 | 7,115 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $50,000 | 6,627 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $70,000 | 6,382 |
| Total noninterest expense | $737,000 | 7,877 |
| Salaries and employee benefits | $579,000 | 7,462 |
| Premises and equipment expense | $31,000 | 8,170 |
| Additional noninterest expense | $127,000 | 8,148 |
| Pre-tax net operating income | $547,000 | 4,736 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $548,000 | 4,303 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $548,000 | 4,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,515 |
| Cash dividends | $152,000 | 4,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $547,000 | 4,463 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,113,000 | 7,768 |
| Total interest expense | $229,000 | 8,081 |
| Net interest income | $884,000 | 7,451 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $264,000 | 5,625 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $42,000 | 6,600 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $222,000 | 4,230 |
| Total noninterest expense | $551,000 | 7,913 |
| Salaries and employee benefits | $441,000 | 7,475 |
| Premises and equipment expense | $29,000 | 8,194 |
| Additional noninterest expense | $81,000 | 8,261 |
| Pre-tax net operating income | $597,000 | 4,657 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $598,000 | 4,132 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $598,000 | 4,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,665 |
| Cash dividends | $152,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $597,000 | 4,286 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $758,000 | 7,815 |
| Total interest expense | $163,000 | 8,141 |
| Net interest income | $595,000 | 7,471 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $249,000 | 5,003 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $29,000 | 6,599 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $220,000 | 3,581 |
| Total noninterest expense | $357,000 | 7,995 |
| Salaries and employee benefits | $296,000 | 7,532 |
| Premises and equipment expense | $13,000 | 8,343 |
| Additional noninterest expense | $48,000 | 8,354 |
| Pre-tax net operating income | $487,000 | 4,412 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $487,000 | 4,083 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $487,000 | 4,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,912 |
| Cash dividends | $126,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $487,000 | 4,021 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $397,000 | 7,848 |
| Total interest expense | $88,000 | 8,160 |
| Net interest income | $309,000 | 7,454 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $229,000 | 3,708 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $13,000 | 6,679 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $216,000 | 2,463 |
| Total noninterest expense | $184,000 | 8,018 |
| Salaries and employee benefits | $152,000 | 7,528 |
| Premises and equipment expense | $6,000 | 8,377 |
| Additional noninterest expense | $26,000 | 8,364 |
| Pre-tax net operating income | $354,000 | 3,799 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $354,000 | 3,463 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $354,000 | 3,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $99,000 | 2,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $354,000 | 3,365 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 7,763 |
| Total interest expense | $354,000 | 8,159 |
| Net interest income | $1,361,000 | 7,305 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $230,000 | 6,533 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $64,000 | 6,532 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $166,000 | 5,403 |
| Total noninterest expense | $764,000 | 7,992 |
| Salaries and employee benefits | $598,000 | 7,547 |
| Premises and equipment expense | $31,000 | 8,394 |
| Additional noninterest expense | $135,000 | 8,319 |
| Pre-tax net operating income | $827,000 | 5,120 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $830,000 | 4,709 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $830,000 | 4,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,008 |
| Cash dividends | $270,000 | 4,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $827,000 | 4,701 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,289,000 | 7,804 |
| Total interest expense | $259,000 | 8,218 |
| Net interest income | $1,030,000 | 7,332 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $55,000 | 7,885 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $48,000 | 6,565 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $7,000 | 8,132 |
| Total noninterest expense | $536,000 | 8,038 |
| Salaries and employee benefits | $430,000 | 7,586 |
| Premises and equipment expense | $21,000 | 8,416 |
| Additional noninterest expense | $85,000 | 8,394 |
| Pre-tax net operating income | $549,000 | 5,606 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $551,000 | 5,199 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $551,000 | 5,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,396 |
| Cash dividends | $243,000 | 3,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $549,000 | 5,183 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $869,000 | 7,837 |
| Total interest expense | $169,000 | 8,283 |
| Net interest income | $700,000 | 7,356 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $35,000 | 7,953 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $29,000 | 6,696 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,000 | 8,115 |
| Total noninterest expense | $335,000 | 8,156 |
| Salaries and employee benefits | $279,000 | 7,681 |
| Premises and equipment expense | $14,000 | 8,453 |
| Additional noninterest expense | $42,000 | 8,525 |
| Pre-tax net operating income | $400,000 | 5,522 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $401,000 | 5,074 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $401,000 | 5,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,969 |
| Cash dividends | $156,000 | 3,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $400,000 | 5,071 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $415,000 | 7,940 |
| Total interest expense | $83,000 | 8,334 |
| Net interest income | $332,000 | 7,487 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $14,000 | 8,107 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $12,000 | 6,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $163,000 | 8,217 |
| Salaries and employee benefits | $129,000 | 7,845 |
| Premises and equipment expense | $7,000 | 8,489 |
| Additional noninterest expense | $27,000 | 8,489 |
| Pre-tax net operating income | $183,000 | 5,678 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $184,000 | 5,244 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $184,000 | 5,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $99,000 | 3,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $183,000 | 5,239 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 7,828 |
| Total interest expense | $317,000 | 8,272 |
| Net interest income | $1,309,000 | 7,435 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $75,000 | 7,996 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $60,000 | 6,734 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,126 |
| Total noninterest expense | $785,000 | 8,021 |
| Salaries and employee benefits | $636,000 | 7,480 |
| Premises and equipment expense | $36,000 | 8,482 |
| Additional noninterest expense | $113,000 | 8,513 |
| Pre-tax net operating income | $599,000 | 6,195 |
| Securities gains (losses) | $123,000 | 492 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $722,000 | 5,437 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $722,000 | 5,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,733 |
| Cash dividends | $270,000 | 4,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $599,000 | 5,814 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 7,913 |
| Total interest expense | $232,000 | 8,328 |
| Net interest income | $962,000 | 7,541 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $59,000 | 8,037 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $46,000 | 6,799 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 8,103 |
| Total noninterest expense | $528,000 | 8,176 |
| Salaries and employee benefits | $425,000 | 7,678 |
| Premises and equipment expense | $28,000 | 8,531 |
| Additional noninterest expense | $75,000 | 8,601 |
| Pre-tax net operating income | $493,000 | 6,250 |
| Securities gains (losses) | $122,000 | 407 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $615,000 | 5,302 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $615,000 | 5,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,924 |
| Cash dividends | $249,000 | 3,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $493,000 | 5,792 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $783,000 | 7,950 |
| Total interest expense | $150,000 | 8,357 |
| Net interest income | $633,000 | 7,603 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $33,000 | 8,211 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $28,000 | 6,920 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,374 |
| Total noninterest expense | $361,000 | 8,175 |
| Salaries and employee benefits | $296,000 | 7,650 |
| Premises and equipment expense | $18,000 | 8,572 |
| Additional noninterest expense | $47,000 | 8,660 |
| Pre-tax net operating income | $305,000 | 6,425 |
| Securities gains (losses) | $121,000 | 327 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $426,000 | 5,248 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $426,000 | 5,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,225 |
| Cash dividends | $172,000 | 3,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $305,000 | 5,976 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $378,000 | 8,010 |
| Total interest expense | $70,000 | 8,389 |
| Net interest income | $308,000 | 7,669 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $13,000 | 8,341 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $189,000 | 8,142 |
| Salaries and employee benefits | $148,000 | 7,663 |
| Premises and equipment expense | $6,000 | 8,653 |
| Additional noninterest expense | $35,000 | 8,488 |
| Pre-tax net operating income | $132,000 | 6,653 |
| Securities gains (losses) | $101,000 | 250 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $233,000 | 5,004 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $233,000 | 5,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $128,000 | 2,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $132,000 | 6,220 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 7,982 |
| Total interest expense | $214,000 | 8,420 |
| Net interest income | $1,197,000 | 7,687 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $53,000 | 8,402 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $44,000 | 7,168 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,436 |
| Total noninterest expense | $650,000 | 8,329 |
| Salaries and employee benefits | $523,000 | 7,823 |
| Premises and equipment expense | $27,000 | 8,698 |
| Additional noninterest expense | $100,000 | 8,703 |
| Pre-tax net operating income | $600,000 | 6,422 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $602,000 | 5,995 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $602,000 | 5,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,087 |
| Cash dividends | $176,000 | 5,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $600,000 | 5,968 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 8,029 |
| Total interest expense | $147,000 | 8,469 |
| Net interest income | $891,000 | 7,737 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $41,000 | 8,435 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $33,000 | 7,220 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,442 |
| Total noninterest expense | $469,000 | 8,356 |
| Salaries and employee benefits | $380,000 | 7,861 |
| Premises and equipment expense | $16,000 | 8,734 |
| Additional noninterest expense | $73,000 | 8,716 |
| Pre-tax net operating income | $463,000 | 6,531 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $464,000 | 6,061 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $464,000 | 6,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,948 |
| Cash dividends | $155,000 | 4,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $463,000 | 6,030 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $678,000 | 8,057 |
| Total interest expense | $99,000 | 8,456 |
| Net interest income | $579,000 | 7,793 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $26,000 | 8,459 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $21,000 | 7,247 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,000 | 8,453 |
| Total noninterest expense | $226,000 | 8,624 |
| Salaries and employee benefits | $167,000 | 8,403 |
| Premises and equipment expense | $12,000 | 8,721 |
| Additional noninterest expense | $47,000 | 8,733 |
| Pre-tax net operating income | $379,000 | 6,117 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $380,000 | 5,566 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $380,000 | 5,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,046 |
| Cash dividends | $115,000 | 4,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $379,000 | 5,525 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $330,000 | 8,148 |
| Total interest expense | $46,000 | 8,538 |
| Net interest income | $284,000 | 7,887 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $13,000 | 8,505 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $10,000 | 7,294 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $98,000 | 8,753 |
| Salaries and employee benefits | $72,000 | 8,584 |
| Premises and equipment expense | $5,000 | 8,804 |
| Additional noninterest expense | $21,000 | 8,814 |
| Pre-tax net operating income | $199,000 | 5,964 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $200,000 | 5,423 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $200,000 | 5,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $77,000 | 3,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $199,000 | 5,403 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 8,039 |
| Total interest expense | $189,000 | 8,500 |
| Net interest income | $1,179,000 | 7,769 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $55,000 | 8,543 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $45,000 | 7,372 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $10,000 | 8,525 |
| Total noninterest expense | $657,000 | 8,400 |
| Salaries and employee benefits | $537,000 | 7,886 |
| Premises and equipment expense | $27,000 | 8,827 |
| Additional noninterest expense | $93,000 | 8,836 |
| Pre-tax net operating income | $577,000 | 6,461 |
| Securities gains (losses) | $10,000 | 2,824 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $587,000 | 5,999 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $587,000 | 6,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,277 |
| Cash dividends | $220,000 | 4,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $577,000 | 5,975 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $996,000 | 8,109 |
| Total interest expense | $143,000 | 8,546 |
| Net interest income | $853,000 | 7,859 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $44,000 | 8,559 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $35,000 | 7,384 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 8,509 |
| Total noninterest expense | $349,000 | 8,739 |
| Salaries and employee benefits | $278,000 | 8,387 |
| Premises and equipment expense | $16,000 | 8,899 |
| Additional noninterest expense | $55,000 | 8,934 |
| Pre-tax net operating income | $548,000 | 6,106 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $555,000 | 5,559 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $555,000 | 5,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,247 |
| Cash dividends | $182,000 | 4,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $548,000 | 5,518 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $654,000 | 8,186 |
| Total interest expense | $97,000 | 8,595 |
| Net interest income | $557,000 | 7,940 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $30,000 | 8,604 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $23,000 | 7,421 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,000 | 8,495 |
| Total noninterest expense | $239,000 | 8,776 |
| Salaries and employee benefits | $189,000 | 8,420 |
| Premises and equipment expense | $12,000 | 8,933 |
| Additional noninterest expense | $38,000 | 8,975 |
| Pre-tax net operating income | $348,000 | 6,195 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $355,000 | 5,627 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $355,000 | 5,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,159 |
| Cash dividends | $118,000 | 4,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $348,000 | 5,608 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $328,000 | 8,232 |
| Total interest expense | $51,000 | 8,613 |
| Net interest income | $277,000 | 7,984 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $14,000 | 8,663 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $135,000 | 8,715 |
| Salaries and employee benefits | $93,000 | 8,474 |
| Premises and equipment expense | $5,000 | 8,973 |
| Additional noninterest expense | $37,000 | 8,708 |
| Pre-tax net operating income | $156,000 | 6,359 |
| Securities gains (losses) | $7,000 | 2,210 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $163,000 | 5,812 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $163,000 | 5,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,966 |
| Cash dividends | $26,000 | 3,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $156,000 | 5,791 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 8,204 |
| Total interest expense | $263,000 | 8,577 |
| Net interest income | $1,108,000 | 7,943 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $56,000 | 8,741 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $44,000 | 7,518 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $12,000 | 8,712 |
| Total noninterest expense | $627,000 | 8,600 |
| Salaries and employee benefits | $496,000 | 8,093 |
| Premises and equipment expense | $26,000 | 9,034 |
| Additional noninterest expense | $105,000 | 8,982 |
| Pre-tax net operating income | $537,000 | 6,553 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $539,000 | 6,186 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $539,000 | 6,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,397 |
| Cash dividends | $148,000 | 5,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $537,000 | 6,038 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,014,000 | 8,315 |
| Total interest expense | $207,000 | 8,641 |
| Net interest income | $807,000 | 8,069 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $44,000 | 8,789 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $34,000 | 7,571 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 8,693 |
| Total noninterest expense | $329,000 | 8,954 |
| Salaries and employee benefits | $253,000 | 8,644 |
| Premises and equipment expense | $17,000 | 9,101 |
| Additional noninterest expense | $59,000 | 9,111 |
| Pre-tax net operating income | $522,000 | 6,186 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $524,000 | 5,722 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $524,000 | 5,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,291 |
| Cash dividends | $148,000 | 4,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $522,000 | 5,561 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $679,000 | 8,368 |
| Total interest expense | $143,000 | 8,686 |
| Net interest income | $536,000 | 8,108 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $31,000 | 8,774 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $24,000 | 7,541 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,000 | 8,670 |
| Total noninterest expense | $243,000 | 8,910 |
| Salaries and employee benefits | $187,000 | 8,539 |
| Premises and equipment expense | $13,000 | 9,104 |
| Additional noninterest expense | $43,000 | 9,113 |
| Pre-tax net operating income | $324,000 | 6,338 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $326,000 | 5,922 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $326,000 | 5,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $95,000 | 4,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $324,000 | 5,719 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $362,000 | 8,333 |
| Total interest expense | $73,000 | 8,748 |
| Net interest income | $289,000 | 8,004 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $14,000 | 8,843 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $125,000 | 8,935 |
| Salaries and employee benefits | $95,000 | 8,558 |
| Premises and equipment expense | $6,000 | 9,130 |
| Additional noninterest expense | $24,000 | 9,121 |
| Pre-tax net operating income | $178,000 | 6,113 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $178,000 | 5,620 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $178,000 | 5,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $23,000 | 3,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $178,000 | 5,425 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,501,000 | 8,386 |
| Total interest expense | $399,000 | 8,666 |
| Net interest income | $1,102,000 | 8,112 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $68,000 | 8,779 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $49,000 | 7,550 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 8,582 |
| Total noninterest expense | $620,000 | 8,725 |
| Salaries and employee benefits | $504,000 | 8,125 |
| Premises and equipment expense | $25,000 | 9,200 |
| Additional noninterest expense | $91,000 | 9,198 |
| Pre-tax net operating income | $550,000 | 6,579 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $553,000 | 6,167 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $553,000 | 6,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $165,000 | 5,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $550,000 | 6,026 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 8,382 |
| Total interest expense | $637,000 | 8,748 |
| Net interest income | $1,197,000 | 7,889 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $55,000 | 9,107 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $36,000 | 7,870 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $19,000 | 8,776 |
| Total noninterest expense | $662,000 | 8,774 |
| Salaries and employee benefits | $514,000 | 8,102 |
| Premises and equipment expense | $47,000 | 9,175 |
| Additional noninterest expense | $101,000 | 9,377 |
| Pre-tax net operating income | $590,000 | 6,198 |
| Securities gains (losses) | $-98,000 | 9,496 |
| Applicable income taxes | $384,000 | 3,815 |
| Income before extraordinary items | $108,000 | 8,280 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $108,000 | 8,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-127,000 | 9,527 |
| Cash dividends | $191,000 | 5,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $170,720 | 7,802 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,920,000 | 8,487 |
| Total interest expense | $643,000 | 8,965 |
| Net interest income | $1,277,000 | 7,917 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $52,000 | 9,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 7,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,226 |
| Total noninterest expense | $644,000 | 8,984 |
| Salaries and employee benefits | $495,000 | 8,270 |
| Premises and equipment expense | $42,000 | 9,508 |
| Additional noninterest expense | $107,000 | 9,581 |
| Pre-tax net operating income | $685,000 | 6,284 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $166,000 | 5,757 |
| Income before extraordinary items | $519,000 | 6,222 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $519,000 | 6,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 9,459 |
| Cash dividends | $5,000 | 6,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $519,000 | 6,233 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 8,851 |
| Total interest expense | $576,000 | 9,269 |
| Net interest income | $1,106,000 | 8,392 |
| Provision for loan and lease losses | $2,000 | 8,441 |
| Total noninterest income | $42,000 | 9,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 8,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,728 |
| Total noninterest expense | $643,000 | 9,185 |
| Salaries and employee benefits | $512,000 | 8,277 |
| Premises and equipment expense | $27,000 | 10,017 |
| Additional noninterest expense | $104,000 | 9,897 |
| Pre-tax net operating income | $503,000 | 7,129 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $126,000 | 6,567 |
| Income before extraordinary items | $380,000 | 7,096 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $380,000 | 7,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-89,000 | 10,024 |
| Cash dividends | $5,000 | 7,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $377,750 | 7,085 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 8,923 |
| Total interest expense | $654,000 | 9,327 |
| Net interest income | $1,144,000 | 8,460 |
| Provision for loan and lease losses | $1,000 | 8,622 |
| Total noninterest income | $46,000 | 9,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 8,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,010 |
| Total noninterest expense | $588,000 | 9,484 |
| Salaries and employee benefits | $478,000 | 8,495 |
| Premises and equipment expense | $25,000 | 10,253 |
| Additional noninterest expense | $85,000 | 10,234 |
| Pre-tax net operating income | $601,000 | 6,909 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $199,000 | 6,206 |
| Income before extraordinary items | $405,000 | 7,179 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $405,000 | 7,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-77,000 | 10,191 |
| Cash dividends | $5,000 | 7,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $402,990 | 7,108 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,863,000 | 9,188 |
| Total interest expense | $651,000 | 9,686 |
| Net interest income | $1,212,000 | 8,658 |
| Provision for loan and lease losses | $35,000 | 7,233 |
| Total noninterest income | $46,000 | 10,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 8,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 10,669 |
| Total noninterest expense | $593,000 | 9,774 |
| Salaries and employee benefits | $456,000 | 8,910 |
| Premises and equipment expense | $23,000 | 10,723 |
| Additional noninterest expense | $114,000 | 10,407 |
| Pre-tax net operating income | $630,000 | 7,289 |
| Securities gains (losses) | $25,000 | 1,745 |
| Applicable income taxes | $189,000 | 7,036 |
| Income before extraordinary items | $466,000 | 7,192 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $466,000 | 7,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-132,000 | 10,762 |
| Cash dividends | $5,000 | 7,812 |
| Sale, conversion, retirement of capital stock, net | $-736,000 | 10,863 |
| Net operating income | $448,250 | 7,269 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 9,659 |
| Total interest expense | $660,000 | 10,092 |
| Net interest income | $1,135,000 | 9,191 |
| Provision for loan and lease losses | $261,000 | 2,866 |
| Total noninterest income | $178,000 | 8,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 6,361 |
| Total noninterest expense | $545,000 | 10,410 |
| Salaries and employee benefits | $425,000 | 9,429 |
| Premises and equipment expense | $33,000 | 11,075 |
| Additional noninterest expense | $87,000 | 11,187 |
| Pre-tax net operating income | $507,000 | 7,894 |
| Securities gains (losses) | $16,000 | 2,154 |
| Applicable income taxes | $133,000 | 8,161 |
| Income before extraordinary items | $390,000 | 7,704 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $390,000 | 7,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,401 |
| Cash dividends | $5,000 | 8,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $378,000 | 7,749 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 10,192 |
| Total interest expense | $635,000 | 10,549 |
| Net interest income | $1,059,000 | 9,754 |
| Provision for loan and lease losses | $144,000 | 3,734 |
| Total noninterest income | $56,000 | 11,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 9,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 11,496 |
| Total noninterest expense | $510,000 | 10,984 |
| Salaries and employee benefits | $364,000 | 10,223 |
| Premises and equipment expense | $24,000 | 11,743 |
| Additional noninterest expense | $122,000 | 11,404 |
| Pre-tax net operating income | $461,000 | 8,681 |
| Securities gains (losses) | $100,000 | 965 |
| Applicable income taxes | $174,000 | 7,859 |
| Income before extraordinary items | $387,000 | 8,179 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $387,000 | 8,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $5,000 | 8,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $318,000 | 8,721 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 10,744 |
| Total interest expense | $499,000 | 11,106 |
| Net interest income | $994,000 | 10,410 |
| Provision for loan and lease losses | $159,000 | 3,501 |
| Total noninterest income | $44,000 | 12,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 10,098 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,297 |
| Total noninterest expense | $536,000 | 11,426 |
| Salaries and employee benefits | $366,000 | 10,589 |
| Premises and equipment expense | $51,000 | 11,600 |
| Additional noninterest expense | $119,000 | 12,121 |
| Pre-tax net operating income | $343,000 | 9,784 |
| Securities gains (losses) | $57,000 | 1,075 |
| Applicable income taxes | $101,000 | 9,345 |
| Income before extraordinary items | $299,000 | 9,157 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $299,000 | 9,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,717 |
| Cash dividends | $5,000 | 8,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $256,250 | 9,688 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,532,000 | 11,166 |
| Total interest expense | $560,000 | 11,366 |
| Net interest income | $972,000 | 10,877 |
| Provision for loan and lease losses | $69,000 | 6,693 |
| Total noninterest income | $48,000 | 12,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,687 |
| Total noninterest expense | $499,000 | 12,175 |
| Salaries and employee benefits | $353,000 | 11,117 |
| Premises and equipment expense | $34,000 | 12,727 |
| Additional noninterest expense | $112,000 | 12,840 |
| Pre-tax net operating income | $452,000 | 9,009 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $78,000 | 10,260 |
| Income before extraordinary items | $377,000 | 8,665 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $377,000 | 8,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 6,011 |
| Cash dividends | $5,000 | 8,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $374,510 | 8,434 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 11,506 |
| Total interest expense | $799,000 | 11,335 |
| Net interest income | $907,000 | 11,486 |
| Provision for loan and lease losses | $167,000 | 5,802 |
| Total noninterest income | $49,000 | 13,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 10,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,987 |
| Total noninterest expense | $396,000 | 13,185 |
| Salaries and employee benefits | $322,000 | 11,769 |
| Premises and equipment expense | $26,000 | 13,525 |
| Additional noninterest expense | $48,000 | 13,849 |
| Pre-tax net operating income | $393,000 | 9,309 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $100,000 | 9,918 |
| Income before extraordinary items | $300,000 | 9,335 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $300,000 | 9,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 4,547 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $294,750 | 9,006 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.