Home > The First National Bank of El Dorado > Income and Expense
The First National Bank of El Dorado, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,900,000 | 1,717 |
| Total interest expense | $8,367,000 | 1,771 |
| Net interest income | $10,533,000 | 1,658 |
| Provision for loan and lease losses | $80,000 | 5,643 |
| Total noninterest income | $1,425,000 | 2,372 |
| Gross Fiduciary activities income | $212,000 | 850 |
| Service charges on deposit accounts | $725,000 | 1,835 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $488,000 | 2,990 |
| Total noninterest expense | $4,799,000 | 2,816 |
| Salaries and employee benefits | $2,690,000 | 2,620 |
| Premises and equipment expense | $620,000 | 3,162 |
| Additional noninterest expense | $1,489,000 | 2,885 |
| Pre-tax net operating income | $7,079,000 | 1,095 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $2,415,000 | 1,044 |
| Income before extraordinary items | $4,665,000 | 1,177 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,665,000 | 1,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,289 |
| Cash dividends | $5,500,000 | 606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,664,340 | 1,159 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $19,519,000 | 1,669 |
| Total interest expense | $9,427,000 | 1,634 |
| Net interest income | $10,092,000 | 1,693 |
| Provision for loan and lease losses | $158,000 | 4,049 |
| Total noninterest income | $1,481,000 | 2,289 |
| Gross Fiduciary activities income | $103,000 | 1,005 |
| Service charges on deposit accounts | $723,000 | 1,765 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $655,000 | 2,498 |
| Total noninterest expense | $4,907,000 | 2,667 |
| Salaries and employee benefits | $2,731,000 | 2,473 |
| Premises and equipment expense | $701,000 | 2,769 |
| Additional noninterest expense | $1,475,000 | 2,824 |
| Pre-tax net operating income | $6,508,000 | 1,149 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,180,000 | 1,158 |
| Income before extraordinary items | $4,328,000 | 1,229 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,328,000 | 1,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,780 |
| Cash dividends | $4,325,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,328,000 | 1,192 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,417,000 | 1,703 |
| Total interest expense | $9,586,000 | 1,614 |
| Net interest income | $9,831,000 | 1,776 |
| Provision for loan and lease losses | $255,000 | 2,900 |
| Total noninterest income | $1,476,000 | 2,225 |
| Gross Fiduciary activities income | $143,000 | 977 |
| Service charges on deposit accounts | $776,000 | 1,670 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $557,000 | 2,629 |
| Total noninterest expense | $4,879,000 | 2,632 |
| Salaries and employee benefits | $2,687,000 | 2,473 |
| Premises and equipment expense | $695,000 | 2,758 |
| Additional noninterest expense | $1,497,000 | 2,741 |
| Pre-tax net operating income | $6,173,000 | 1,270 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,028,000 | 1,313 |
| Income before extraordinary items | $4,145,000 | 1,313 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,145,000 | 1,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,223 |
| Cash dividends | $3,500,000 | 831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,145,000 | 1,277 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,146,000 | 1,762 |
| Total interest expense | $9,728,000 | 1,635 |
| Net interest income | $9,418,000 | 1,895 |
| Provision for loan and lease losses | $944,000 | 1,073 |
| Total noninterest income | $1,493,000 | 2,306 |
| Gross Fiduciary activities income | $256,000 | 909 |
| Service charges on deposit accounts | $729,000 | 1,861 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $508,000 | 2,881 |
| Total noninterest expense | $4,737,000 | 2,885 |
| Salaries and employee benefits | $2,614,000 | 2,556 |
| Premises and equipment expense | $624,000 | 3,086 |
| Additional noninterest expense | $1,499,000 | 3,121 |
| Pre-tax net operating income | $5,230,000 | 1,375 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $1,697,000 | 1,426 |
| Income before extraordinary items | $3,526,000 | 1,404 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,526,000 | 1,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,116,000 | 838 |
| Cash dividends | $3,525,000 | 843 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,530,760 | 1,367 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,488,000 | 1,833 |
| Total interest expense | $8,998,000 | 1,762 |
| Net interest income | $9,490,000 | 1,880 |
| Provision for loan and lease losses | $278,000 | 2,394 |
| Total noninterest income | $1,853,000 | 1,953 |
| Gross Fiduciary activities income | $674,000 | 650 |
| Service charges on deposit accounts | $637,000 | 2,135 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $542,000 | 2,723 |
| Total noninterest expense | $5,370,000 | 2,530 |
| Salaries and employee benefits | $2,749,000 | 2,423 |
| Premises and equipment expense | $658,000 | 2,971 |
| Additional noninterest expense | $1,963,000 | 2,433 |
| Pre-tax net operating income | $5,695,000 | 1,344 |
| Securities gains (losses) | $-146,000 | 11,607 |
| Applicable income taxes | $1,816,000 | 1,383 |
| Income before extraordinary items | $3,733,000 | 1,386 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,733,000 | 1,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $431,000 | 1,518 |
| Cash dividends | $3,825,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,830,820 | 1,338 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,251,000 | 1,784 |
| Total interest expense | $7,275,000 | 1,726 |
| Net interest income | $9,976,000 | 1,814 |
| Provision for loan and lease losses | $354,000 | 2,014 |
| Total noninterest income | $1,767,000 | 2,013 |
| Gross Fiduciary activities income | $591,000 | 688 |
| Service charges on deposit accounts | $622,000 | 2,184 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $554,000 | 2,751 |
| Total noninterest expense | $5,368,000 | 2,599 |
| Salaries and employee benefits | $2,520,000 | 2,644 |
| Premises and equipment expense | $606,000 | 3,241 |
| Additional noninterest expense | $2,242,000 | 2,342 |
| Pre-tax net operating income | $6,021,000 | 1,241 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,970,000 | 1,223 |
| Income before extraordinary items | $4,051,000 | 1,242 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,051,000 | 1,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $695,000 | 1,096 |
| Cash dividends | $8,060,000 | 402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,051,000 | 1,259 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,066,000 | 1,731 |
| Total interest expense | $7,105,000 | 1,832 |
| Net interest income | $10,961,000 | 1,651 |
| Provision for loan and lease losses | $300,000 | 2,975 |
| Total noninterest income | $2,375,000 | 1,746 |
| Gross Fiduciary activities income | $614,000 | 689 |
| Service charges on deposit accounts | $684,000 | 1,994 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,077,000 | 1,935 |
| Total noninterest expense | $6,217,000 | 2,317 |
| Salaries and employee benefits | $2,513,000 | 2,635 |
| Premises and equipment expense | $724,000 | 2,792 |
| Additional noninterest expense | $2,980,000 | 1,922 |
| Pre-tax net operating income | $6,819,000 | 1,041 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,238,000 | 1,092 |
| Income before extraordinary items | $4,581,000 | 1,138 |
| Extraordinary gains, net | $745,000 | 306 |
| Net income | $5,326,000 | 1,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,693 |
| Cash dividends | $5,162,000 | 464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,581,000 | 1,053 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $19,890,000 | 1,777 |
| Total interest expense | $8,432,000 | 2,019 |
| Net interest income | $11,458,000 | 1,617 |
| Provision for loan and lease losses | $1,050,000 | 1,779 |
| Total noninterest income | $2,204,000 | 1,822 |
| Gross Fiduciary activities income | $573,000 | 718 |
| Service charges on deposit accounts | $647,000 | 2,103 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $984,000 | 2,031 |
| Total noninterest expense | $6,667,000 | 2,210 |
| Salaries and employee benefits | $2,346,000 | 2,763 |
| Premises and equipment expense | $807,000 | 2,574 |
| Additional noninterest expense | $3,514,000 | 1,747 |
| Pre-tax net operating income | $5,945,000 | 1,095 |
| Securities gains (losses) | $172,000 | 2,240 |
| Applicable income taxes | $1,974,000 | 1,132 |
| Income before extraordinary items | $4,143,000 | 1,139 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,143,000 | 1,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $745,000 | 1,904 |
| Cash dividends | $1,596,000 | 1,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,026,040 | 1,074 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.