Home > The First National Bank of Eagle River > Income and Expense
The First National Bank of Eagle River, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 4,189 |
| Total interest expense | $155,000 | 3,301 |
| Net interest income | $903,000 | 4,263 |
| Provision for loan and lease losses | $100,000 | 1,495 |
| Total noninterest income | $169,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $67,000 | 3,130 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $102,000 | 3,531 |
| Total noninterest expense | $1,063,000 | 3,575 |
| Salaries and employee benefits | $675,000 | 3,289 |
| Premises and equipment expense | $100,000 | 3,866 |
| Additional noninterest expense | $288,000 | 3,971 |
| Pre-tax net operating income | $-91,000 | 5,955 |
| Securities gains (losses) | $61,000 | 737 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-30,000 | 5,891 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-30,000 | 5,890 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-30,000 | 5,890 |
| Net charge-offs | $150,000 | 793 |
| Cash dividends | $56,000 | 2,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-91,000 | 5,953 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,512,000 | 4,070 |
| Total interest expense | $631,000 | 3,274 |
| Net interest income | $3,881,000 | 4,136 |
| Provision for loan and lease losses | $156,000 | 2,586 |
| Total noninterest income | $816,000 | 3,404 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $297,000 | 3,056 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $519,000 | 3,231 |
| Total noninterest expense | $4,200,000 | 3,611 |
| Salaries and employee benefits | $2,416,000 | 3,496 |
| Premises and equipment expense | $420,000 | 3,825 |
| Additional noninterest expense | $1,364,000 | 3,627 |
| Pre-tax net operating income | $341,000 | 5,206 |
| Securities gains (losses) | $53,000 | 1,607 |
| Applicable income taxes | $2,000 | 4,277 |
| Income before extraordinary items | $392,000 | 5,036 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $392,000 | 5,039 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $392,000 | 5,039 |
| Net charge-offs | $310,000 | 1,568 |
| Cash dividends | $228,000 | 3,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $339,530 | 5,109 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,404,000 | 4,106 |
| Total interest expense | $474,000 | 3,313 |
| Net interest income | $2,930,000 | 4,156 |
| Provision for loan and lease losses | $45,000 | 3,330 |
| Total noninterest income | $693,000 | 3,218 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $223,000 | 3,063 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $470,000 | 2,994 |
| Total noninterest expense | $3,163,000 | 3,618 |
| Salaries and employee benefits | $1,834,000 | 3,467 |
| Premises and equipment expense | $312,000 | 3,889 |
| Additional noninterest expense | $1,017,000 | 3,644 |
| Pre-tax net operating income | $415,000 | 4,950 |
| Securities gains (losses) | $46,000 | 1,525 |
| Applicable income taxes | $2,000 | 4,356 |
| Income before extraordinary items | $459,000 | 4,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $459,000 | 4,687 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $459,000 | 4,688 |
| Net charge-offs | $25,000 | 3,231 |
| Cash dividends | $183,000 | 3,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $413,000 | 4,761 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,323,000 | 4,069 |
| Total interest expense | $313,000 | 3,368 |
| Net interest income | $2,010,000 | 4,129 |
| Provision for loan and lease losses | $30,000 | 3,185 |
| Total noninterest income | $487,000 | 3,131 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $149,000 | 3,038 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $338,000 | 2,899 |
| Total noninterest expense | $2,126,000 | 3,633 |
| Salaries and employee benefits | $1,246,000 | 3,459 |
| Premises and equipment expense | $206,000 | 3,937 |
| Additional noninterest expense | $674,000 | 3,678 |
| Pre-tax net operating income | $341,000 | 4,687 |
| Securities gains (losses) | $46,000 | 1,281 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $385,000 | 4,342 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $385,000 | 4,345 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $385,000 | 4,345 |
| Net charge-offs | $41,000 | 2,481 |
| Cash dividends | $183,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $339,460 | 4,472 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 4,018 |
| Total interest expense | $155,000 | 3,412 |
| Net interest income | $1,042,000 | 4,064 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $208,000 | 3,361 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $71,000 | 3,105 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $137,000 | 3,150 |
| Total noninterest expense | $1,072,000 | 3,643 |
| Salaries and employee benefits | $628,000 | 3,472 |
| Premises and equipment expense | $109,000 | 3,860 |
| Additional noninterest expense | $335,000 | 3,700 |
| Pre-tax net operating income | $163,000 | 4,721 |
| Securities gains (losses) | $46,000 | 882 |
| Applicable income taxes | $2,000 | 4,215 |
| Income before extraordinary items | $207,000 | 4,230 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $207,000 | 4,232 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $207,000 | 4,233 |
| Net charge-offs | $-4,000 | 5,028 |
| Cash dividends | $158,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $161,460 | 4,523 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,488,000 | 4,214 |
| Total interest expense | $667,000 | 3,408 |
| Net interest income | $3,821,000 | 4,293 |
| Provision for loan and lease losses | $20,000 | 4,238 |
| Total noninterest income | $872,000 | 3,340 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $356,000 | 2,918 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $516,000 | 3,237 |
| Total noninterest expense | $4,389,000 | 3,607 |
| Salaries and employee benefits | $2,428,000 | 3,538 |
| Premises and equipment expense | $449,000 | 3,864 |
| Additional noninterest expense | $1,512,000 | 3,535 |
| Pre-tax net operating income | $284,000 | 5,508 |
| Securities gains (losses) | $32,000 | 2,034 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $316,000 | 5,364 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $316,000 | 5,363 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $316,000 | 5,364 |
| Net charge-offs | $263,000 | 2,166 |
| Cash dividends | $8,000 | 4,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $284,000 | 5,394 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 4,265 |
| Total interest expense | $510,000 | 3,412 |
| Net interest income | $2,842,000 | 4,345 |
| Provision for loan and lease losses | $20,000 | 3,930 |
| Total noninterest income | $729,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $260,000 | 2,988 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $469,000 | 2,992 |
| Total noninterest expense | $3,296,000 | 3,619 |
| Salaries and employee benefits | $1,835,000 | 3,532 |
| Premises and equipment expense | $343,000 | 3,885 |
| Additional noninterest expense | $1,118,000 | 3,580 |
| Pre-tax net operating income | $255,000 | 5,480 |
| Securities gains (losses) | $32,000 | 1,736 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $287,000 | 5,281 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $287,000 | 5,281 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $287,000 | 5,283 |
| Net charge-offs | $198,000 | 2,000 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $255,000 | 5,342 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,290,000 | 4,216 |
| Total interest expense | $341,000 | 3,443 |
| Net interest income | $1,949,000 | 4,309 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $497,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $173,000 | 2,970 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $324,000 | 2,928 |
| Total noninterest expense | $2,219,000 | 3,619 |
| Salaries and employee benefits | $1,233,000 | 3,552 |
| Premises and equipment expense | $230,000 | 3,896 |
| Additional noninterest expense | $756,000 | 3,560 |
| Pre-tax net operating income | $227,000 | 5,205 |
| Securities gains (losses) | $32,000 | 1,412 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $259,000 | 4,931 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $259,000 | 4,933 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $259,000 | 4,934 |
| Net charge-offs | $59,000 | 2,641 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $227,000 | 5,045 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,153,000 | 4,235 |
| Total interest expense | $171,000 | 3,485 |
| Net interest income | $982,000 | 4,308 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $253,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $84,000 | 3,004 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $169,000 | 2,794 |
| Total noninterest expense | $1,118,000 | 3,622 |
| Salaries and employee benefits | $615,000 | 3,582 |
| Premises and equipment expense | $118,000 | 3,868 |
| Additional noninterest expense | $385,000 | 3,507 |
| Pre-tax net operating income | $117,000 | 5,124 |
| Securities gains (losses) | $32,000 | 800 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $149,000 | 4,700 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $149,000 | 4,702 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $149,000 | 4,701 |
| Net charge-offs | $60,000 | 1,724 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $117,000 | 4,936 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,802,000 | 4,179 |
| Total interest expense | $817,000 | 3,407 |
| Net interest income | $3,985,000 | 4,285 |
| Provision for loan and lease losses | $568,000 | 1,702 |
| Total noninterest income | $845,000 | 3,527 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $342,000 | 3,137 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $503,000 | 3,353 |
| Total noninterest expense | $4,455,000 | 3,665 |
| Salaries and employee benefits | $2,564,000 | 3,479 |
| Premises and equipment expense | $467,000 | 3,877 |
| Additional noninterest expense | $1,424,000 | 3,786 |
| Pre-tax net operating income | $-193,000 | 6,362 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-193,000 | 6,397 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-193,000 | 6,397 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-193,000 | 6,398 |
| Net charge-offs | $305,000 | 2,562 |
| Cash dividends | $31,000 | 4,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-193,000 | 6,379 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,619,000 | 4,211 |
| Total interest expense | $627,000 | 3,437 |
| Net interest income | $2,992,000 | 4,322 |
| Provision for loan and lease losses | $528,000 | 1,460 |
| Total noninterest income | $621,000 | 3,617 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $257,000 | 3,151 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $364,000 | 3,457 |
| Total noninterest expense | $3,347,000 | 3,689 |
| Salaries and employee benefits | $1,945,000 | 3,474 |
| Premises and equipment expense | $345,000 | 3,967 |
| Additional noninterest expense | $1,057,000 | 3,804 |
| Pre-tax net operating income | $-262,000 | 6,522 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-262,000 | 6,556 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-262,000 | 6,557 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-262,000 | 6,556 |
| Net charge-offs | $40,000 | 4,026 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-262,000 | 6,535 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,410,000 | 4,215 |
| Total interest expense | $424,000 | 3,457 |
| Net interest income | $1,986,000 | 4,338 |
| Provision for loan and lease losses | $508,000 | 1,146 |
| Total noninterest income | $371,000 | 3,839 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $172,000 | 3,119 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $199,000 | 3,794 |
| Total noninterest expense | $2,248,000 | 3,693 |
| Salaries and employee benefits | $1,295,000 | 3,488 |
| Premises and equipment expense | $231,000 | 3,962 |
| Additional noninterest expense | $722,000 | 3,744 |
| Pre-tax net operating income | $-399,000 | 6,646 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-399,000 | 6,689 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-399,000 | 6,690 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-399,000 | 6,690 |
| Net charge-offs | $34,000 | 3,652 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-399,000 | 6,665 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 4,230 |
| Total interest expense | $218,000 | 3,490 |
| Net interest income | $993,000 | 4,352 |
| Provision for loan and lease losses | $378,000 | 840 |
| Total noninterest income | $216,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $86,000 | 3,095 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $130,000 | 3,382 |
| Total noninterest expense | $1,139,000 | 3,685 |
| Salaries and employee benefits | $649,000 | 3,517 |
| Premises and equipment expense | $117,000 | 3,948 |
| Additional noninterest expense | $373,000 | 3,688 |
| Pre-tax net operating income | $-308,000 | 6,793 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-308,000 | 6,816 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-308,000 | 6,816 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-308,000 | 6,816 |
| Net charge-offs | $31,000 | 2,772 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-308,000 | 6,802 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,318,000 | 4,159 |
| Total interest expense | $1,073,000 | 3,458 |
| Net interest income | $4,245,000 | 4,257 |
| Provision for loan and lease losses | $467,000 | 2,814 |
| Total noninterest income | $595,000 | 4,184 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $378,000 | 3,051 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $217,000 | 4,490 |
| Total noninterest expense | $4,653,000 | 3,664 |
| Salaries and employee benefits | $2,695,000 | 3,371 |
| Premises and equipment expense | $496,000 | 3,842 |
| Additional noninterest expense | $1,462,000 | 3,854 |
| Pre-tax net operating income | $-280,000 | 6,400 |
| Securities gains (losses) | $111,000 | 2,193 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-169,000 | 6,448 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-169,000 | 6,442 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-169,000 | 6,444 |
| Net charge-offs | $429,000 | 2,853 |
| Cash dividends | $318,000 | 3,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-280,000 | 6,423 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,052,000 | 4,194 |
| Total interest expense | $830,000 | 3,493 |
| Net interest income | $3,222,000 | 4,292 |
| Provision for loan and lease losses | $220,000 | 3,416 |
| Total noninterest income | $497,000 | 4,027 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $286,000 | 3,057 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $211,000 | 4,171 |
| Total noninterest expense | $3,462,000 | 3,708 |
| Salaries and employee benefits | $2,061,000 | 3,347 |
| Premises and equipment expense | $367,000 | 3,926 |
| Additional noninterest expense | $1,034,000 | 4,022 |
| Pre-tax net operating income | $37,000 | 6,188 |
| Securities gains (losses) | $20,000 | 2,874 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $57,000 | 6,252 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $57,000 | 6,250 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $57,000 | 6,251 |
| Net charge-offs | $253,000 | 3,037 |
| Cash dividends | $265,000 | 2,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $37,000 | 6,180 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,746,000 | 4,174 |
| Total interest expense | $573,000 | 3,504 |
| Net interest income | $2,173,000 | 4,266 |
| Provision for loan and lease losses | $220,000 | 2,858 |
| Total noninterest income | $479,000 | 3,317 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $189,000 | 3,069 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $290,000 | 3,117 |
| Total noninterest expense | $2,311,000 | 3,713 |
| Salaries and employee benefits | $1,408,000 | 3,304 |
| Premises and equipment expense | $235,000 | 4,031 |
| Additional noninterest expense | $668,000 | 4,118 |
| Pre-tax net operating income | $121,000 | 5,755 |
| Securities gains (losses) | $20,000 | 2,488 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $141,000 | 5,687 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $141,000 | 5,686 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $141,000 | 5,686 |
| Net charge-offs | $94,000 | 3,478 |
| Cash dividends | $175,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $121,000 | 5,641 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 4,145 |
| Total interest expense | $303,000 | 3,494 |
| Net interest income | $1,108,000 | 4,241 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $236,000 | 3,343 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $95,000 | 3,050 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $141,000 | 3,154 |
| Total noninterest expense | $1,178,000 | 3,677 |
| Salaries and employee benefits | $708,000 | 3,313 |
| Premises and equipment expense | $119,000 | 4,006 |
| Additional noninterest expense | $351,000 | 3,981 |
| Pre-tax net operating income | $106,000 | 5,331 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $106,000 | 5,288 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $106,000 | 5,290 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $106,000 | 5,290 |
| Net charge-offs | $65,000 | 2,817 |
| Cash dividends | $85,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $106,000 | 5,147 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,975,000 | 4,075 |
| Total interest expense | $1,420,000 | 3,576 |
| Net interest income | $4,555,000 | 4,176 |
| Provision for loan and lease losses | $476,000 | 3,526 |
| Total noninterest income | $994,000 | 3,125 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $436,000 | 2,859 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $558,000 | 2,967 |
| Total noninterest expense | $4,758,000 | 3,663 |
| Salaries and employee benefits | $2,780,000 | 3,292 |
| Premises and equipment expense | $614,000 | 3,524 |
| Additional noninterest expense | $1,364,000 | 4,111 |
| Pre-tax net operating income | $315,000 | 5,199 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $315,000 | 5,191 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $315,000 | 5,193 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $315,000 | 5,193 |
| Net charge-offs | $1,219,000 | 2,126 |
| Cash dividends | $113,000 | 3,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $315,000 | 5,080 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,532,000 | 4,085 |
| Total interest expense | $1,086,000 | 3,638 |
| Net interest income | $3,446,000 | 4,168 |
| Provision for loan and lease losses | $476,000 | 2,939 |
| Total noninterest income | $757,000 | 3,102 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $332,000 | 2,829 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $425,000 | 2,935 |
| Total noninterest expense | $3,539,000 | 3,694 |
| Salaries and employee benefits | $2,087,000 | 3,294 |
| Premises and equipment expense | $449,000 | 3,617 |
| Additional noninterest expense | $1,003,000 | 4,173 |
| Pre-tax net operating income | $188,000 | 5,517 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $188,000 | 5,534 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $188,000 | 5,535 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $188,000 | 5,535 |
| Net charge-offs | $1,208,000 | 1,713 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $188,000 | 5,404 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 4,110 |
| Total interest expense | $723,000 | 3,735 |
| Net interest income | $2,306,000 | 4,170 |
| Provision for loan and lease losses | $251,000 | 3,235 |
| Total noninterest income | $502,000 | 3,117 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $224,000 | 2,796 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $278,000 | 2,990 |
| Total noninterest expense | $2,371,000 | 3,720 |
| Salaries and employee benefits | $1,403,000 | 3,309 |
| Premises and equipment expense | $295,000 | 3,684 |
| Additional noninterest expense | $673,000 | 4,217 |
| Pre-tax net operating income | $186,000 | 5,194 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $186,000 | 5,124 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $186,000 | 5,123 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $186,000 | 5,124 |
| Net charge-offs | $288,000 | 2,727 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $186,000 | 5,032 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,521,000 | 4,120 |
| Total interest expense | $363,000 | 3,828 |
| Net interest income | $1,158,000 | 4,144 |
| Provision for loan and lease losses | $126,000 | 3,053 |
| Total noninterest income | $244,000 | 3,200 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $106,000 | 2,857 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $138,000 | 3,046 |
| Total noninterest expense | $1,189,000 | 3,716 |
| Salaries and employee benefits | $704,000 | 3,314 |
| Premises and equipment expense | $146,000 | 3,772 |
| Additional noninterest expense | $339,000 | 4,187 |
| Pre-tax net operating income | $87,000 | 5,289 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $87,000 | 5,188 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $87,000 | 5,186 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $87,000 | 5,188 |
| Net charge-offs | $25,000 | 3,891 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $87,000 | 5,126 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,732,000 | 4,007 |
| Total interest expense | $1,934,000 | 3,653 |
| Net interest income | $4,798,000 | 4,076 |
| Provision for loan and lease losses | $2,151,000 | 1,970 |
| Total noninterest income | $1,061,000 | 3,139 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $500,000 | 2,641 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $561,000 | 3,014 |
| Total noninterest expense | $4,757,000 | 3,753 |
| Salaries and employee benefits | $2,748,000 | 3,345 |
| Premises and equipment expense | $625,000 | 3,616 |
| Additional noninterest expense | $1,384,000 | 4,225 |
| Pre-tax net operating income | $-1,049,000 | 6,510 |
| Securities gains (losses) | $12,000 | 3,262 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,037,000 | 6,604 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,037,000 | 6,605 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,037,000 | 6,605 |
| Net charge-offs | $1,733,000 | 2,024 |
| Cash dividends | $346,000 | 2,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,049,000 | 6,577 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,132,000 | 4,046 |
| Total interest expense | $1,545,000 | 3,629 |
| Net interest income | $3,587,000 | 4,131 |
| Provision for loan and lease losses | $1,572,000 | 1,917 |
| Total noninterest income | $797,000 | 3,160 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $376,000 | 2,699 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $421,000 | 3,039 |
| Total noninterest expense | $3,546,000 | 3,776 |
| Salaries and employee benefits | $2,096,000 | 3,325 |
| Premises and equipment expense | $474,000 | 3,634 |
| Additional noninterest expense | $976,000 | 4,368 |
| Pre-tax net operating income | $-734,000 | 6,667 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-734,000 | 6,792 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-734,000 | 6,793 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-734,000 | 6,793 |
| Net charge-offs | $1,723,000 | 1,652 |
| Cash dividends | $306,000 | 2,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-734,000 | 6,745 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,468,000 | 4,048 |
| Total interest expense | $1,108,000 | 3,528 |
| Net interest income | $2,360,000 | 4,169 |
| Provision for loan and lease losses | $1,426,000 | 1,574 |
| Total noninterest income | $521,000 | 3,137 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $255,000 | 2,679 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $266,000 | 3,034 |
| Total noninterest expense | $2,374,000 | 3,771 |
| Salaries and employee benefits | $1,410,000 | 3,320 |
| Premises and equipment expense | $314,000 | 3,683 |
| Additional noninterest expense | $650,000 | 4,375 |
| Pre-tax net operating income | $-919,000 | 6,974 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-919,000 | 7,062 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-919,000 | 7,061 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-919,000 | 7,062 |
| Net charge-offs | $1,192,000 | 1,564 |
| Cash dividends | $306,000 | 1,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-919,000 | 7,031 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,796,000 | 4,008 |
| Total interest expense | $592,000 | 3,466 |
| Net interest income | $1,204,000 | 4,154 |
| Provision for loan and lease losses | $151,000 | 3,330 |
| Total noninterest income | $255,000 | 3,180 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $127,000 | 2,677 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $128,000 | 3,092 |
| Total noninterest expense | $1,184,000 | 3,799 |
| Salaries and employee benefits | $714,000 | 3,343 |
| Premises and equipment expense | $157,000 | 3,768 |
| Additional noninterest expense | $313,000 | 4,469 |
| Pre-tax net operating income | $124,000 | 4,783 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $124,000 | 4,680 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $124,000 | 4,681 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $124,000 | 4,679 |
| Net charge-offs | $18,000 | 4,498 |
| Cash dividends | $263,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $124,000 | 4,566 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,879,000 | 3,860 |
| Total interest expense | $2,535,000 | 3,861 |
| Net interest income | $5,344,000 | 3,781 |
| Provision for loan and lease losses | $454,000 | 4,689 |
| Total noninterest income | $1,076,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $551,000 | 2,688 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $525,000 | 3,127 |
| Total noninterest expense | $4,740,000 | 3,846 |
| Salaries and employee benefits | $2,703,000 | 3,475 |
| Premises and equipment expense | $642,000 | 3,701 |
| Additional noninterest expense | $1,395,000 | 4,282 |
| Pre-tax net operating income | $1,226,000 | 2,680 |
| Securities gains (losses) | $30,000 | 2,871 |
| Applicable income taxes | $-8,000 | 6,228 |
| Income before extraordinary items | $1,264,000 | 2,393 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,264,000 | 2,391 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,264,000 | 2,392 |
| Net charge-offs | $353,000 | 4,282 |
| Cash dividends | $1,257,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,234,000 | 2,383 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,995,000 | 3,873 |
| Total interest expense | $1,948,000 | 3,914 |
| Net interest income | $4,047,000 | 3,761 |
| Provision for loan and lease losses | $334,000 | 4,435 |
| Total noninterest income | $811,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $419,000 | 2,678 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $392,000 | 3,219 |
| Total noninterest expense | $3,550,000 | 3,858 |
| Salaries and employee benefits | $2,018,000 | 3,516 |
| Premises and equipment expense | $479,000 | 3,742 |
| Additional noninterest expense | $1,053,000 | 4,247 |
| Pre-tax net operating income | $974,000 | 2,784 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-8,000 | 6,642 |
| Income before extraordinary items | $982,000 | 2,512 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $982,000 | 2,510 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $982,000 | 2,513 |
| Net charge-offs | $133,000 | 4,768 |
| Cash dividends | $922,000 | 1,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $982,000 | 2,459 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,035,000 | 3,878 |
| Total interest expense | $1,310,000 | 4,007 |
| Net interest income | $2,725,000 | 3,727 |
| Provision for loan and lease losses | $244,000 | 4,056 |
| Total noninterest income | $550,000 | 3,200 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $283,000 | 2,622 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $267,000 | 3,184 |
| Total noninterest expense | $2,406,000 | 3,845 |
| Salaries and employee benefits | $1,347,000 | 3,562 |
| Premises and equipment expense | $318,000 | 3,768 |
| Additional noninterest expense | $741,000 | 4,103 |
| Pre-tax net operating income | $625,000 | 2,947 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $625,000 | 2,698 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $625,000 | 2,695 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $625,000 | 2,697 |
| Net charge-offs | $125,000 | 3,994 |
| Cash dividends | $678,000 | 1,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $625,000 | 2,610 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,983,000 | 3,970 |
| Total interest expense | $680,000 | 4,025 |
| Net interest income | $1,303,000 | 3,824 |
| Provision for loan and lease losses | $123,000 | 3,566 |
| Total noninterest income | $244,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $144,000 | 2,555 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $100,000 | 3,652 |
| Total noninterest expense | $1,185,000 | 3,802 |
| Salaries and employee benefits | $676,000 | 3,577 |
| Premises and equipment expense | $162,000 | 3,754 |
| Additional noninterest expense | $347,000 | 3,978 |
| Pre-tax net operating income | $239,000 | 3,726 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $239,000 | 3,533 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $239,000 | 3,533 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $239,000 | 3,534 |
| Net charge-offs | $29,000 | 4,044 |
| Cash dividends | $382,000 | 1,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $239,000 | 3,388 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,214,000 | 3,744 |
| Total interest expense | $3,710,000 | 3,702 |
| Net interest income | $5,504,000 | 3,691 |
| Provision for loan and lease losses | $272,000 | 4,792 |
| Total noninterest income | $1,053,000 | 3,294 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $542,000 | 2,841 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $511,000 | 3,137 |
| Total noninterest expense | $4,587,000 | 3,827 |
| Salaries and employee benefits | $2,776,000 | 3,469 |
| Premises and equipment expense | $644,000 | 3,715 |
| Additional noninterest expense | $1,167,000 | 4,380 |
| Pre-tax net operating income | $1,698,000 | 2,800 |
| Securities gains (losses) | $46,000 | 1,666 |
| Applicable income taxes | $78,000 | 3,578 |
| Income before extraordinary items | $1,666,000 | 2,338 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,666,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 3,213 |
| Cash dividends | $1,115,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,621,840 | 2,510 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,990,000 | 3,771 |
| Total interest expense | $2,941,000 | 3,672 |
| Net interest income | $4,049,000 | 3,769 |
| Provision for loan and lease losses | $163,000 | 4,515 |
| Total noninterest income | $789,000 | 3,368 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $387,000 | 2,966 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $402,000 | 3,178 |
| Total noninterest expense | $3,475,000 | 3,781 |
| Salaries and employee benefits | $2,140,000 | 3,429 |
| Premises and equipment expense | $479,000 | 3,752 |
| Additional noninterest expense | $856,000 | 4,359 |
| Pre-tax net operating income | $1,200,000 | 3,317 |
| Securities gains (losses) | $31,000 | 1,730 |
| Applicable income taxes | $58,000 | 4,010 |
| Income before extraordinary items | $1,173,000 | 2,802 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,173,000 | 2,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,817 |
| Cash dividends | $592,000 | 2,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,143,550 | 2,983 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,658,000 | 3,826 |
| Total interest expense | $2,040,000 | 3,695 |
| Net interest income | $2,618,000 | 3,852 |
| Provision for loan and lease losses | $109,000 | 4,150 |
| Total noninterest income | $518,000 | 3,436 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $249,000 | 3,029 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $269,000 | 3,214 |
| Total noninterest expense | $2,283,000 | 3,840 |
| Salaries and employee benefits | $1,428,000 | 3,471 |
| Premises and equipment expense | $312,000 | 3,851 |
| Additional noninterest expense | $543,000 | 4,484 |
| Pre-tax net operating income | $744,000 | 3,585 |
| Securities gains (losses) | $31,000 | 1,759 |
| Applicable income taxes | $33,000 | 4,364 |
| Income before extraordinary items | $742,000 | 3,211 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $742,000 | 3,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,249 |
| Cash dividends | $395,000 | 2,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $712,240 | 3,232 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,372,000 | 3,845 |
| Total interest expense | $1,107,000 | 3,645 |
| Net interest income | $1,265,000 | 3,945 |
| Provision for loan and lease losses | $55,000 | 3,686 |
| Total noninterest income | $248,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $119,000 | 3,082 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $129,000 | 3,305 |
| Total noninterest expense | $1,111,000 | 3,929 |
| Salaries and employee benefits | $703,000 | 3,534 |
| Premises and equipment expense | $161,000 | 3,774 |
| Additional noninterest expense | $247,000 | 4,727 |
| Pre-tax net operating income | $347,000 | 3,839 |
| Securities gains (losses) | $20,000 | 1,596 |
| Applicable income taxes | $8,000 | 4,911 |
| Income before extraordinary items | $359,000 | 3,437 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $359,000 | 3,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,452 |
| Cash dividends | $197,000 | 2,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $339,400 | 3,444 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,508,000 | 3,898 |
| Total interest expense | $4,844,000 | 3,542 |
| Net interest income | $4,664,000 | 4,199 |
| Provision for loan and lease losses | $188,000 | 3,967 |
| Total noninterest income | $1,033,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $363,000 | 3,715 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $670,000 | 2,819 |
| Total noninterest expense | $4,279,000 | 3,911 |
| Salaries and employee benefits | $2,594,000 | 3,619 |
| Premises and equipment expense | $624,000 | 3,728 |
| Additional noninterest expense | $1,061,000 | 4,449 |
| Pre-tax net operating income | $1,230,000 | 4,304 |
| Securities gains (losses) | $-13,000 | 7,627 |
| Applicable income taxes | $261,000 | 3,554 |
| Income before extraordinary items | $956,000 | 4,416 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $956,000 | 4,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,951 |
| Cash dividends | $618,000 | 3,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $966,270 | 4,386 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,170,000 | 3,899 |
| Total interest expense | $3,666,000 | 3,521 |
| Net interest income | $3,504,000 | 4,213 |
| Provision for loan and lease losses | $142,000 | 3,566 |
| Total noninterest income | $769,000 | 3,480 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $265,000 | 3,764 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $504,000 | 2,826 |
| Total noninterest expense | $3,186,000 | 3,916 |
| Salaries and employee benefits | $1,944,000 | 3,608 |
| Premises and equipment expense | $446,000 | 3,857 |
| Additional noninterest expense | $796,000 | 4,377 |
| Pre-tax net operating income | $945,000 | 4,481 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $215,000 | 3,633 |
| Income before extraordinary items | $730,000 | 4,552 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $730,000 | 4,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,771 |
| Cash dividends | $463,000 | 3,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $730,000 | 4,550 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,757,000 | 3,916 |
| Total interest expense | $2,443,000 | 3,524 |
| Net interest income | $2,314,000 | 4,274 |
| Provision for loan and lease losses | $95,000 | 3,362 |
| Total noninterest income | $530,000 | 3,439 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $181,000 | 3,717 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $349,000 | 2,775 |
| Total noninterest expense | $2,140,000 | 3,923 |
| Salaries and employee benefits | $1,293,000 | 3,652 |
| Premises and equipment expense | $298,000 | 3,867 |
| Additional noninterest expense | $549,000 | 4,290 |
| Pre-tax net operating income | $609,000 | 4,625 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $133,000 | 3,800 |
| Income before extraordinary items | $476,000 | 4,663 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $476,000 | 4,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,277 |
| Cash dividends | $308,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $476,000 | 4,656 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,412,000 | 3,874 |
| Total interest expense | $1,236,000 | 3,462 |
| Net interest income | $1,176,000 | 4,223 |
| Provision for loan and lease losses | $49,000 | 3,140 |
| Total noninterest income | $259,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $80,000 | 3,905 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $179,000 | 2,716 |
| Total noninterest expense | $1,062,000 | 3,950 |
| Salaries and employee benefits | $650,000 | 3,663 |
| Premises and equipment expense | $144,000 | 3,967 |
| Additional noninterest expense | $268,000 | 4,309 |
| Pre-tax net operating income | $324,000 | 4,474 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $75,000 | 3,661 |
| Income before extraordinary items | $249,000 | 4,569 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $249,000 | 4,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,734 |
| Cash dividends | $154,000 | 2,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $249,000 | 4,555 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,953,000 | 3,883 |
| Total interest expense | $4,408,000 | 3,340 |
| Net interest income | $4,545,000 | 4,308 |
| Provision for loan and lease losses | $298,000 | 2,825 |
| Total noninterest income | $927,000 | 3,715 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $338,000 | 3,888 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $589,000 | 3,049 |
| Total noninterest expense | $3,994,000 | 4,006 |
| Salaries and employee benefits | $2,282,000 | 3,871 |
| Premises and equipment expense | $601,000 | 3,765 |
| Additional noninterest expense | $1,111,000 | 4,176 |
| Pre-tax net operating income | $1,180,000 | 4,823 |
| Securities gains (losses) | $-45,000 | 7,903 |
| Applicable income taxes | $252,000 | 4,021 |
| Income before extraordinary items | $883,000 | 4,987 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $883,000 | 4,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,115 |
| Cash dividends | $618,000 | 3,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $918,100 | 4,892 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,646,000 | 3,881 |
| Total interest expense | $3,249,000 | 3,292 |
| Net interest income | $3,397,000 | 4,353 |
| Provision for loan and lease losses | $247,000 | 2,472 |
| Total noninterest income | $713,000 | 3,675 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $259,000 | 3,874 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $454,000 | 2,998 |
| Total noninterest expense | $3,003,000 | 3,977 |
| Salaries and employee benefits | $1,753,000 | 3,800 |
| Premises and equipment expense | $446,000 | 3,804 |
| Additional noninterest expense | $804,000 | 4,248 |
| Pre-tax net operating income | $860,000 | 5,077 |
| Securities gains (losses) | $-52,000 | 8,192 |
| Applicable income taxes | $154,000 | 4,456 |
| Income before extraordinary items | $654,000 | 5,150 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $654,000 | 5,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 1,893 |
| Cash dividends | $463,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $696,120 | 5,008 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,321,000 | 3,908 |
| Total interest expense | $2,096,000 | 3,254 |
| Net interest income | $2,225,000 | 4,408 |
| Provision for loan and lease losses | $184,000 | 2,240 |
| Total noninterest income | $447,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $177,000 | 3,795 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $270,000 | 3,197 |
| Total noninterest expense | $1,987,000 | 4,019 |
| Salaries and employee benefits | $1,168,000 | 3,812 |
| Premises and equipment expense | $287,000 | 3,901 |
| Additional noninterest expense | $532,000 | 4,277 |
| Pre-tax net operating income | $501,000 | 5,396 |
| Securities gains (losses) | $-42,000 | 8,326 |
| Applicable income taxes | $66,000 | 4,985 |
| Income before extraordinary items | $393,000 | 5,426 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $393,000 | 5,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 1,461 |
| Cash dividends | $309,000 | 3,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $429,120 | 5,234 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 3,963 |
| Total interest expense | $995,000 | 3,270 |
| Net interest income | $1,081,000 | 4,479 |
| Provision for loan and lease losses | $93,000 | 2,093 |
| Total noninterest income | $220,000 | 3,781 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $78,000 | 3,989 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $142,000 | 3,070 |
| Total noninterest expense | $988,000 | 4,049 |
| Salaries and employee benefits | $594,000 | 3,796 |
| Premises and equipment expense | $139,000 | 4,008 |
| Additional noninterest expense | $255,000 | 4,409 |
| Pre-tax net operating income | $220,000 | 5,638 |
| Securities gains (losses) | $-42,000 | 8,532 |
| Applicable income taxes | $-5,000 | 8,490 |
| Income before extraordinary items | $183,000 | 5,534 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $183,000 | 5,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 883 |
| Cash dividends | $154,000 | 2,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $225,000 | 5,071 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,038,000 | 3,740 |
| Total interest expense | $3,147,000 | 3,201 |
| Net interest income | $4,891,000 | 4,018 |
| Provision for loan and lease losses | $331,000 | 2,620 |
| Total noninterest income | $1,042,000 | 3,451 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $349,000 | 3,844 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $693,000 | 2,795 |
| Total noninterest expense | $3,836,000 | 3,995 |
| Salaries and employee benefits | $2,180,000 | 3,871 |
| Premises and equipment expense | $584,000 | 3,738 |
| Additional noninterest expense | $1,072,000 | 4,190 |
| Pre-tax net operating income | $1,766,000 | 3,999 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $487,000 | 3,406 |
| Income before extraordinary items | $1,279,000 | 4,194 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,279,000 | 4,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,172 |
| Cash dividends | $618,000 | 3,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,279,000 | 4,166 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,981,000 | 3,720 |
| Total interest expense | $2,299,000 | 3,137 |
| Net interest income | $3,682,000 | 4,002 |
| Provision for loan and lease losses | $207,000 | 2,899 |
| Total noninterest income | $835,000 | 3,315 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $272,000 | 3,781 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $563,000 | 2,658 |
| Total noninterest expense | $2,882,000 | 3,952 |
| Salaries and employee benefits | $1,653,000 | 3,820 |
| Premises and equipment expense | $450,000 | 3,657 |
| Additional noninterest expense | $779,000 | 4,262 |
| Pre-tax net operating income | $1,428,000 | 3,889 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $404,000 | 3,305 |
| Income before extraordinary items | $1,024,000 | 4,091 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,024,000 | 4,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 1,901 |
| Cash dividends | $463,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,024,000 | 4,049 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,873,000 | 3,739 |
| Total interest expense | $1,431,000 | 3,167 |
| Net interest income | $2,442,000 | 4,002 |
| Provision for loan and lease losses | $140,000 | 2,787 |
| Total noninterest income | $537,000 | 3,350 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $174,000 | 3,815 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $363,000 | 2,707 |
| Total noninterest expense | $1,886,000 | 3,996 |
| Salaries and employee benefits | $1,101,000 | 3,804 |
| Premises and equipment expense | $295,000 | 3,678 |
| Additional noninterest expense | $490,000 | 4,444 |
| Pre-tax net operating income | $953,000 | 3,833 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $255,000 | 3,378 |
| Income before extraordinary items | $698,000 | 3,999 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $698,000 | 4,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,010 |
| Cash dividends | $309,000 | 2,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $698,000 | 3,942 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,914,000 | 3,732 |
| Total interest expense | $668,000 | 3,236 |
| Net interest income | $1,246,000 | 3,935 |
| Provision for loan and lease losses | $70,000 | 2,663 |
| Total noninterest income | $263,000 | 3,351 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $89,000 | 3,718 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $174,000 | 2,715 |
| Total noninterest expense | $943,000 | 4,022 |
| Salaries and employee benefits | $542,000 | 3,844 |
| Premises and equipment expense | $151,000 | 3,632 |
| Additional noninterest expense | $250,000 | 4,364 |
| Pre-tax net operating income | $496,000 | 3,700 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $147,000 | 3,137 |
| Income before extraordinary items | $349,000 | 3,970 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $349,000 | 3,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,027 |
| Cash dividends | $154,000 | 2,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $349,000 | 3,922 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,281,000 | 3,703 |
| Total interest expense | $2,273,000 | 3,285 |
| Net interest income | $5,008,000 | 3,799 |
| Provision for loan and lease losses | $257,000 | 3,200 |
| Total noninterest income | $863,000 | 3,865 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $369,000 | 3,821 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $494,000 | 3,330 |
| Total noninterest expense | $3,597,000 | 4,089 |
| Salaries and employee benefits | $2,037,000 | 3,939 |
| Premises and equipment expense | $513,000 | 4,007 |
| Additional noninterest expense | $1,047,000 | 4,183 |
| Pre-tax net operating income | $2,017,000 | 3,479 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $600,000 | 3,031 |
| Income before extraordinary items | $1,422,000 | 3,763 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,422,000 | 3,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,704 |
| Cash dividends | $621,000 | 3,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,418,500 | 3,715 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,388,000 | 3,706 |
| Total interest expense | $1,664,000 | 3,298 |
| Net interest income | $3,724,000 | 3,808 |
| Provision for loan and lease losses | $194,000 | 3,055 |
| Total noninterest income | $655,000 | 3,876 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $275,000 | 3,869 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $380,000 | 3,286 |
| Total noninterest expense | $2,709,000 | 4,043 |
| Salaries and employee benefits | $1,527,000 | 3,901 |
| Premises and equipment expense | $385,000 | 3,983 |
| Additional noninterest expense | $797,000 | 4,101 |
| Pre-tax net operating income | $1,476,000 | 3,609 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $443,000 | 3,114 |
| Income before extraordinary items | $1,035,000 | 3,917 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,035,000 | 3,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,447 |
| Cash dividends | $450,000 | 2,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,033,600 | 3,851 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 3,771 |
| Total interest expense | $1,060,000 | 3,431 |
| Net interest income | $2,437,000 | 3,862 |
| Provision for loan and lease losses | $130,000 | 2,974 |
| Total noninterest income | $409,000 | 4,040 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $193,000 | 3,732 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $216,000 | 3,595 |
| Total noninterest expense | $1,788,000 | 4,095 |
| Salaries and employee benefits | $1,011,000 | 3,940 |
| Premises and equipment expense | $254,000 | 4,022 |
| Additional noninterest expense | $523,000 | 4,173 |
| Pre-tax net operating income | $928,000 | 3,713 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $289,000 | 3,139 |
| Income before extraordinary items | $639,000 | 4,068 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $639,000 | 4,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,928 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $639,000 | 3,987 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 3,808 |
| Total interest expense | $513,000 | 3,566 |
| Net interest income | $1,224,000 | 3,835 |
| Provision for loan and lease losses | $65,000 | 2,836 |
| Total noninterest income | $191,000 | 4,161 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $88,000 | 3,887 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $103,000 | 3,651 |
| Total noninterest expense | $872,000 | 4,187 |
| Salaries and employee benefits | $509,000 | 3,947 |
| Premises and equipment expense | $127,000 | 4,055 |
| Additional noninterest expense | $236,000 | 4,505 |
| Pre-tax net operating income | $478,000 | 3,642 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $141,000 | 3,204 |
| Income before extraordinary items | $337,000 | 3,948 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $337,000 | 3,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,260 |
| Cash dividends | $150,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $337,000 | 3,822 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,895,000 | 3,870 |
| Total interest expense | $2,203,000 | 3,705 |
| Net interest income | $4,692,000 | 3,872 |
| Provision for loan and lease losses | $250,000 | 3,535 |
| Total noninterest income | $860,000 | 4,055 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $290,000 | 4,377 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $570,000 | 3,354 |
| Total noninterest expense | $3,408,000 | 4,213 |
| Salaries and employee benefits | $1,908,000 | 4,078 |
| Premises and equipment expense | $514,000 | 3,980 |
| Additional noninterest expense | $986,000 | 4,328 |
| Pre-tax net operating income | $1,894,000 | 3,513 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $593,000 | 3,081 |
| Income before extraordinary items | $1,301,000 | 3,919 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,301,000 | 3,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,515 |
| Cash dividends | $622,000 | 3,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,301,000 | 3,753 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,104,000 | 3,963 |
| Total interest expense | $1,678,000 | 3,782 |
| Net interest income | $3,426,000 | 3,969 |
| Provision for loan and lease losses | $156,000 | 3,829 |
| Total noninterest income | $709,000 | 3,916 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $264,000 | 3,948 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $445,000 | 3,346 |
| Total noninterest expense | $2,579,000 | 4,157 |
| Salaries and employee benefits | $1,471,000 | 3,982 |
| Premises and equipment expense | $395,000 | 3,899 |
| Additional noninterest expense | $713,000 | 4,416 |
| Pre-tax net operating income | $1,400,000 | 3,666 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $441,000 | 3,251 |
| Income before extraordinary items | $959,000 | 4,088 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $959,000 | 4,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,549 |
| Cash dividends | $437,000 | 2,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $959,000 | 3,914 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 4,011 |
| Total interest expense | $1,121,000 | 3,891 |
| Net interest income | $2,276,000 | 3,987 |
| Provision for loan and lease losses | $111,000 | 3,686 |
| Total noninterest income | $432,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $179,000 | 3,874 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $253,000 | 3,606 |
| Total noninterest expense | $1,676,000 | 4,251 |
| Salaries and employee benefits | $974,000 | 4,003 |
| Premises and equipment expense | $259,000 | 3,939 |
| Additional noninterest expense | $443,000 | 4,649 |
| Pre-tax net operating income | $921,000 | 3,697 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $291,000 | 3,296 |
| Income before extraordinary items | $630,000 | 4,151 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $630,000 | 4,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,791 |
| Cash dividends | $292,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $630,000 | 3,958 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,699,000 | 4,021 |
| Total interest expense | $557,000 | 4,007 |
| Net interest income | $1,142,000 | 3,971 |
| Provision for loan and lease losses | $66,000 | 3,125 |
| Total noninterest income | $178,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $88,000 | 3,860 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $90,000 | 4,120 |
| Total noninterest expense | $805,000 | 4,350 |
| Salaries and employee benefits | $468,000 | 4,101 |
| Premises and equipment expense | $129,000 | 3,947 |
| Additional noninterest expense | $208,000 | 4,818 |
| Pre-tax net operating income | $449,000 | 3,755 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $138,000 | 3,370 |
| Income before extraordinary items | $311,000 | 4,131 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $311,000 | 4,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,019 |
| Cash dividends | $146,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $311,000 | 3,942 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,935,000 | 4,078 |
| Total interest expense | $2,313,000 | 4,354 |
| Net interest income | $4,622,000 | 3,900 |
| Provision for loan and lease losses | $159,000 | 4,820 |
| Total noninterest income | $676,000 | 4,420 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $336,000 | 3,980 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $340,000 | 4,002 |
| Total noninterest expense | $3,309,000 | 4,142 |
| Salaries and employee benefits | $1,956,000 | 3,807 |
| Premises and equipment expense | $490,000 | 3,996 |
| Additional noninterest expense | $863,000 | 4,672 |
| Pre-tax net operating income | $1,830,000 | 3,622 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $596,000 | 3,132 |
| Income before extraordinary items | $1,234,000 | 4,005 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,234,000 | 4,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 4,008 |
| Cash dividends | $635,000 | 3,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,234,000 | 3,900 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,897,000 | 4,482 |
| Total interest expense | $3,006,000 | 4,725 |
| Net interest income | $3,891,000 | 4,212 |
| Provision for loan and lease losses | $91,000 | 5,765 |
| Total noninterest income | $615,000 | 4,521 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $308,000 | 4,094 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $307,000 | 4,073 |
| Total noninterest expense | $3,028,000 | 4,302 |
| Salaries and employee benefits | $1,778,000 | 3,955 |
| Premises and equipment expense | $475,000 | 4,069 |
| Additional noninterest expense | $775,000 | 4,890 |
| Pre-tax net operating income | $1,387,000 | 4,064 |
| Securities gains (losses) | $10,000 | 3,593 |
| Applicable income taxes | $423,000 | 3,630 |
| Income before extraordinary items | $974,000 | 4,350 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $974,000 | 4,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,674 |
| Cash dividends | $553,000 | 3,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $967,000 | 4,251 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,535,000 | 4,820 |
| Total interest expense | $3,328,000 | 4,550 |
| Net interest income | $3,207,000 | 4,918 |
| Provision for loan and lease losses | $75,000 | 5,850 |
| Total noninterest income | $610,000 | 4,367 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 3,779 |
| Total noninterest expense | $2,735,000 | 4,552 |
| Salaries and employee benefits | $1,561,000 | 4,219 |
| Premises and equipment expense | $467,000 | 4,009 |
| Additional noninterest expense | $707,000 | 5,139 |
| Pre-tax net operating income | $1,007,000 | 5,241 |
| Securities gains (losses) | $19,000 | 967 |
| Applicable income taxes | $255,000 | 4,937 |
| Income before extraordinary items | $771,000 | 5,151 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $771,000 | 5,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,477 |
| Cash dividends | $497,000 | 3,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $756,750 | 5,206 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,108,000 | 4,886 |
| Total interest expense | $3,052,000 | 4,540 |
| Net interest income | $3,056,000 | 5,099 |
| Provision for loan and lease losses | $87,000 | 5,531 |
| Total noninterest income | $555,000 | 4,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 4,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $298,000 | 4,034 |
| Total noninterest expense | $2,658,000 | 4,645 |
| Salaries and employee benefits | $1,475,000 | 4,403 |
| Premises and equipment expense | $434,000 | 4,241 |
| Additional noninterest expense | $749,000 | 5,019 |
| Pre-tax net operating income | $866,000 | 5,702 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $161,000 | 6,148 |
| Income before extraordinary items | $705,000 | 5,437 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $705,000 | 5,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,097 |
| Cash dividends | $304,000 | 4,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $705,000 | 5,408 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,140,000 | 4,917 |
| Total interest expense | $3,103,000 | 4,598 |
| Net interest income | $3,037,000 | 5,094 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $534,000 | 4,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,354 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 4,223 |
| Total noninterest expense | $2,383,000 | 4,928 |
| Salaries and employee benefits | $1,340,000 | 4,646 |
| Premises and equipment expense | $361,000 | 4,778 |
| Additional noninterest expense | $682,000 | 5,265 |
| Pre-tax net operating income | $1,008,000 | 5,387 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $252,000 | 5,629 |
| Income before extraordinary items | $754,000 | 5,383 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $754,000 | 5,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,851 |
| Cash dividends | $296,000 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $755,500 | 5,275 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,253,000 | 4,899 |
| Total interest expense | $3,218,000 | 4,431 |
| Net interest income | $3,035,000 | 5,257 |
| Provision for loan and lease losses | $310,000 | 2,517 |
| Total noninterest income | $508,000 | 4,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 4,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 4,129 |
| Total noninterest expense | $2,296,000 | 5,107 |
| Salaries and employee benefits | $1,300,000 | 4,783 |
| Premises and equipment expense | $354,000 | 4,848 |
| Additional noninterest expense | $642,000 | 5,550 |
| Pre-tax net operating income | $937,000 | 6,028 |
| Securities gains (losses) | $-7,000 | 9,846 |
| Applicable income taxes | $241,000 | 6,346 |
| Income before extraordinary items | $689,000 | 5,953 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $689,000 | 5,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $462,000 | 1,424 |
| Cash dividends | $265,000 | 4,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $694,180 | 5,891 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,134,000 | 5,097 |
| Total interest expense | $3,192,000 | 4,527 |
| Net interest income | $2,942,000 | 5,518 |
| Provision for loan and lease losses | $216,000 | 3,242 |
| Total noninterest income | $430,000 | 5,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 5,068 |
| Total noninterest expense | $2,252,000 | 5,433 |
| Salaries and employee benefits | $1,263,000 | 4,972 |
| Premises and equipment expense | $389,000 | 4,641 |
| Additional noninterest expense | $600,000 | 6,357 |
| Pre-tax net operating income | $904,000 | 6,077 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $252,000 | 6,426 |
| Income before extraordinary items | $661,000 | 5,939 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $661,000 | 5,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,215 |
| Cash dividends | $232,000 | 5,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $654,520 | 5,913 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,682,000 | 5,451 |
| Total interest expense | $2,905,000 | 4,905 |
| Net interest income | $2,777,000 | 5,848 |
| Provision for loan and lease losses | $216,000 | 2,867 |
| Total noninterest income | $343,000 | 6,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 6,005 |
| Total noninterest expense | $2,093,000 | 5,783 |
| Salaries and employee benefits | $1,138,000 | 5,452 |
| Premises and equipment expense | $384,000 | 4,698 |
| Additional noninterest expense | $571,000 | 6,716 |
| Pre-tax net operating income | $811,000 | 6,788 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $228,000 | 6,988 |
| Income before extraordinary items | $583,000 | 6,713 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $583,000 | 6,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,397 |
| Cash dividends | $193,000 | 5,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $583,000 | 6,700 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,854,000 | 5,794 |
| Total interest expense | $2,188,000 | 5,189 |
| Net interest income | $2,666,000 | 6,150 |
| Provision for loan and lease losses | $225,000 | 2,816 |
| Total noninterest income | $248,000 | 7,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,362 |
| Total noninterest expense | $1,954,000 | 6,326 |
| Salaries and employee benefits | $1,012,000 | 6,037 |
| Premises and equipment expense | $335,000 | 5,238 |
| Additional noninterest expense | $607,000 | 6,989 |
| Pre-tax net operating income | $735,000 | 7,217 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $201,000 | 7,329 |
| Income before extraordinary items | $534,000 | 7,046 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $534,000 | 7,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,619 |
| Cash dividends | $175,000 | 5,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $534,000 | 7,090 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,782,000 | 6,005 |
| Total interest expense | $2,152,000 | 5,495 |
| Net interest income | $2,630,000 | 6,292 |
| Provision for loan and lease losses | $280,000 | 3,154 |
| Total noninterest income | $221,000 | 8,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 7,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,988 |
| Total noninterest expense | $1,882,000 | 6,670 |
| Salaries and employee benefits | $972,000 | 6,298 |
| Premises and equipment expense | $288,000 | 6,054 |
| Additional noninterest expense | $622,000 | 7,155 |
| Pre-tax net operating income | $689,000 | 7,423 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $201,000 | 7,594 |
| Income before extraordinary items | $496,000 | 7,594 |
| Extraordinary gains, net | $28,000 | 2,522 |
| Net income | $524,000 | 7,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 3,491 |
| Cash dividends | $146,000 | 6,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $490,320 | 7,382 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,918,000 | 6,470 |
| Total interest expense | $2,396,000 | 6,191 |
| Net interest income | $2,522,000 | 6,548 |
| Provision for loan and lease losses | $257,000 | 4,518 |
| Total noninterest income | $205,000 | 9,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 9,058 |
| Total noninterest expense | $1,747,000 | 7,126 |
| Salaries and employee benefits | $946,000 | 6,360 |
| Premises and equipment expense | $287,000 | 6,169 |
| Additional noninterest expense | $514,000 | 8,322 |
| Pre-tax net operating income | $723,000 | 6,976 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $224,000 | 7,109 |
| Income before extraordinary items | $499,000 | 7,346 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $499,000 | 7,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 6,145 |
| Cash dividends | $164,000 | 5,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $499,000 | 6,963 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.