The First National Bank of Dwight, Income and Expense

2018-03-31 (YTD Data)Rank
Total interest income$794,0004,532
Total interest expense$73,0004,485
Net interest income$721,0004,475
Provision for loan and lease losses$8,0003,217
Total noninterest income$141,0003,668
Gross Fiduciary activities income$63,000692
Service charges on deposit accounts$20,0004,465
Trading account gains and feesNANA
Additional Noninterest Income$58,0004,005
Total noninterest expense$735,0004,140
Salaries and employee benefits$391,0004,191
Premises and equipment expense$83,0003,959
Additional noninterest expense$261,0003,900
Pre-tax net operating income$119,0004,785
Securities gains (losses)$0735
Applicable income taxes$-1,0005,402
Income before extraordinary items$120,0004,675
Extraordinary gains, net$07
Net income$120,0004,674
Minority interest net income$052
Net income of bank and minority interests.$120,0004,675
Net charge-offs$-1,0003,770
Cash dividends$295,0001,629
Sale, conversion, retirement of capital stock, net$0580
Net operating income$120,0004,680
2017-12-31 (YTD Data)Rank
Total interest income$3,183,0004,521
Total interest expense$284,0004,457
Net interest income$2,899,0004,464
Provision for loan and lease losses$-30,0005,313
Total noninterest income$652,0003,570
Gross Fiduciary activities income$297,000665
Service charges on deposit accounts$90,0004,444
Trading account gains and feesNANA
Additional Noninterest Income$265,0003,924
Total noninterest expense$2,735,0004,276
Salaries and employee benefits$1,452,0004,350
Premises and equipment expense$310,0004,121
Additional noninterest expense$973,0004,061
Pre-tax net operating income$846,0004,260
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$846,0003,931
Extraordinary gains, net$09
Net income$846,0003,931
Minority interest net income$076
Net income of bank and minority interests.$846,0003,931
Net charge-offs$-17,0004,919
Cash dividends$800,0002,449
Sale, conversion, retirement of capital stock, net$0711
Net operating income$846,0003,915
2017-09-30 (YTD Data)Rank
Total interest income$2,378,0004,562
Total interest expense$212,0004,494
Net interest income$2,166,0004,516
Provision for loan and lease losses$04,088
Total noninterest income$457,0003,696
Gross Fiduciary activities income$198,000688
Service charges on deposit accounts$67,0004,489
Trading account gains and feesNANA
Additional Noninterest Income$192,0004,010
Total noninterest expense$2,041,0004,308
Salaries and employee benefits$1,077,0004,389
Premises and equipment expense$234,0004,129
Additional noninterest expense$730,0004,066
Pre-tax net operating income$582,0004,440
Securities gains (losses)$02,274
Applicable income taxes$5,0003,974
Income before extraordinary items$577,0004,256
Extraordinary gains, net$09
Net income$577,0004,255
Minority interest net income$071
Net income of bank and minority interests.$577,0004,256
Net charge-offs$-5,0004,560
Cash dividends$550,0002,299
Sale, conversion, retirement of capital stock, net$0677
Net operating income$577,0004,244
2017-06-30 (YTD Data)Rank
Total interest income$1,577,0004,592
Total interest expense$142,0004,496
Net interest income$1,435,0004,535
Provision for loan and lease losses$03,871
Total noninterest income$286,0003,799
Gross Fiduciary activities income$132,000688
Service charges on deposit accounts$43,0004,547
Trading account gains and feesNANA
Additional Noninterest Income$111,0004,172
Total noninterest expense$1,342,0004,353
Salaries and employee benefits$718,0004,416
Premises and equipment expense$162,0004,093
Additional noninterest expense$462,0004,179
Pre-tax net operating income$379,0004,443
Securities gains (losses)$01,906
Applicable income taxes$3,0004,027
Income before extraordinary items$376,0004,246
Extraordinary gains, net$011
Net income$376,0004,245
Minority interest net income$071
Net income of bank and minority interests.$376,0004,246
Net charge-offs$-4,0004,493
Cash dividends$450,0002,132
Sale, conversion, retirement of capital stock, net$0659
Net operating income$376,0004,224
2017-03-31 (YTD Data)Rank
Total interest income$780,0004,631
Total interest expense$71,0004,510
Net interest income$709,0004,592
Provision for loan and lease losses$03,537
Total noninterest income$146,0003,783
Gross Fiduciary activities income$66,000695
Service charges on deposit accounts$21,0004,596
Trading account gains and feesNANA
Additional Noninterest Income$59,0004,128
Total noninterest expense$671,0004,393
Salaries and employee benefits$361,0004,460
Premises and equipment expense$78,0004,172
Additional noninterest expense$232,0004,206
Pre-tax net operating income$184,0004,433
Securities gains (losses)$01,153
Applicable income taxes$1,0003,997
Income before extraordinary items$183,0004,245
Extraordinary gains, net$08
Net income$183,0004,245
Minority interest net income$055
Net income of bank and minority interests.$183,0004,245
Net charge-offs$-2,0004,280
Cash dividends$350,0001,507
Sale, conversion, retirement of capital stock, net$0632
Net operating income$183,0004,230
2016-12-31 (YTD Data)Rank
Total interest income$2,792,0004,808
Total interest expense$251,0004,706
Net interest income$2,541,0004,773
Provision for loan and lease losses$04,332
Total noninterest income$510,0004,057
Gross Fiduciary activities income$267,000696
Service charges on deposit accounts$73,0004,869
Trading account gains and fees$0170
Additional Noninterest Income$170,0004,520
Total noninterest expense$2,364,0004,648
Salaries and employee benefits$1,263,0004,686
Premises and equipment expense$247,0004,625
Additional noninterest expense$854,0004,450
Pre-tax net operating income$687,0004,526
Securities gains (losses)$44,0001,919
Applicable income taxes$04,278
Income before extraordinary items$731,0004,308
Extraordinary gains, net$05
Net income$731,0004,306
Minority interest net income$082
Net income of bank and minority interests.$731,0004,307
Net charge-offs$-3,0004,789
Cash dividends$762,0002,502
Sale, conversion, retirement of capital stock, net$0759
Net operating income$687,0004,328
2016-09-30 (YTD Data)Rank
Total interest income$2,060,0004,871
Total interest expense$183,0004,783
Net interest income$1,877,0004,836
Provision for loan and lease losses$04,186
Total noninterest income$342,0004,233
Gross Fiduciary activities income$164,000719
Service charges on deposit accounts$53,0004,939
Trading account gains and fees$0169
Additional Noninterest Income$125,0004,597
Total noninterest expense$1,748,0004,690
Salaries and employee benefits$936,0004,706
Premises and equipment expense$184,0004,663
Additional noninterest expense$628,0004,514
Pre-tax net operating income$471,0004,701
Securities gains (losses)$7,0002,695
Applicable income taxes$4,0004,144
Income before extraordinary items$474,0004,568
Extraordinary gains, net$05
Net income$474,0004,568
Minority interest net income$071
Net income of bank and minority interests.$474,0004,568
Net charge-offs$-2,0004,547
Cash dividends$300,0002,875
Sale, conversion, retirement of capital stock, net$0719
Net operating income$467,0704,518
2016-06-30 (YTD Data)Rank
Total interest income$1,382,0004,908
Total interest expense$123,0004,806
Net interest income$1,259,0004,867
Provision for loan and lease losses$04,017
Total noninterest income$225,0004,255
Gross Fiduciary activities income$110,000727
Service charges on deposit accounts$34,0005,000
Trading account gains and fees$0157
Additional Noninterest Income$81,0004,629
Total noninterest expense$1,148,0004,764
Salaries and employee benefits$620,0004,764
Premises and equipment expense$120,0004,724
Additional noninterest expense$408,0004,590
Pre-tax net operating income$336,0004,656
Securities gains (losses)$02,835
Applicable income taxes$3,0004,154
Income before extraordinary items$333,0004,516
Extraordinary gains, net$016
Net income$333,0004,512
Minority interest net income$071
Net income of bank and minority interests.$333,0004,514
Net charge-offs$-2,0004,474
Cash dividends$200,0002,834
Sale, conversion, retirement of capital stock, net$0705
Net operating income$333,0004,447
2016-03-31 (YTD Data)Rank
Total interest income$690,0004,958
Total interest expense$63,0004,808
Net interest income$627,0004,921
Provision for loan and lease losses$03,656
Total noninterest income$113,0004,246
Gross Fiduciary activities income$55,000726
Service charges on deposit accounts$16,0005,063
Trading account gains and fees$0142
Additional Noninterest Income$42,0004,587
Total noninterest expense$558,0004,846
Salaries and employee benefits$302,0004,837
Premises and equipment expense$55,0004,876
Additional noninterest expense$201,0004,652
Pre-tax net operating income$182,0004,538
Securities gains (losses)$02,077
Applicable income taxes$2,0004,104
Income before extraordinary items$180,0004,390
Extraordinary gains, net$012
Net income$180,0004,387
Minority interest net income$062
Net income of bank and minority interests.$180,0004,389
Net charge-offs$-1,0004,102
Cash dividends$100,0002,368
Sale, conversion, retirement of capital stock, net$0659
Net operating income$180,0004,335
2015-12-31 (YTD Data)Rank
Total interest income$2,686,0004,998
Total interest expense$232,0004,982
Net interest income$2,454,0004,950
Provision for loan and lease losses$-150,0005,781
Total noninterest income$580,0003,948
Gross Fiduciary activities income$323,000676
Service charges on deposit accounts$76,0005,012
Trading account gains and fees$0159
Additional Noninterest Income$181,0004,564
Total noninterest expense$2,279,0004,858
Salaries and employee benefits$1,211,0004,871
Premises and equipment expense$219,0004,963
Additional noninterest expense$849,0004,577
Pre-tax net operating income$905,0004,221
Securities gains (losses)$17,0002,325
Applicable income taxes$5,0004,199
Income before extraordinary items$917,0004,054
Extraordinary gains, net$023
Net income$917,0004,054
Minority interest net income$081
Net income of bank and minority interests.$917,0004,055
Net charge-offs$-152,0005,812
Cash dividends$910,0002,254
Sale, conversion, retirement of capital stock, net$0804
Net operating income$900,1704,028
2015-09-30 (YTD Data)Rank
Total interest income$1,951,0005,104
Total interest expense$170,0005,084
Net interest income$1,781,0005,048
Provision for loan and lease losses$04,232
Total noninterest income$396,0004,124
Gross Fiduciary activities income$225,000692
Service charges on deposit accounts$55,0005,112
Trading account gains and fees$0153
Additional Noninterest Income$116,0004,758
Total noninterest expense$1,713,0004,880
Salaries and employee benefits$931,0004,864
Premises and equipment expense$160,0005,058
Additional noninterest expense$622,0004,665
Pre-tax net operating income$464,0004,819
Securities gains (losses)$17,0002,096
Applicable income taxes$5,0004,269
Income before extraordinary items$476,0004,630
Extraordinary gains, net$021
Net income$476,0004,632
Minority interest net income$078
Net income of bank and minority interests.$476,0004,633
Net charge-offs$-18,0005,319
Cash dividends$290,0002,849
Sale, conversion, retirement of capital stock, net$0773
Net operating income$459,1704,618
2015-06-30 (YTD Data)Rank
Total interest income$1,286,0005,158
Total interest expense$114,0005,133
Net interest income$1,172,0005,110
Provision for loan and lease losses$04,069
Total noninterest income$258,0004,182
Gross Fiduciary activities income$150,000701
Service charges on deposit accounts$35,0005,184
Trading account gains and fees$0157
Additional Noninterest Income$73,0004,853
Total noninterest expense$1,133,0004,945
Salaries and employee benefits$612,0004,937
Premises and equipment expense$110,0005,057
Additional noninterest expense$411,0004,707
Pre-tax net operating income$297,0004,876
Securities gains (losses)$9,0002,056
Applicable income taxes$3,0004,308
Income before extraordinary items$303,0004,680
Extraordinary gains, net$022
Net income$303,0004,682
Minority interest net income$075
Net income of bank and minority interests.$303,0004,683
Net charge-offs$-13,0005,334
Cash dividends$190,0002,835
Sale, conversion, retirement of capital stock, net$0751
Net operating income$294,0904,660
2015-03-31 (YTD Data)Rank
Total interest income$648,0005,180
Total interest expense$58,0005,165
Net interest income$590,0005,133
Provision for loan and lease losses$03,703
Total noninterest income$127,0004,176
Gross Fiduciary activities income$75,000697
Service charges on deposit accounts$17,0005,220
Trading account gains and fees$0152
Additional Noninterest Income$35,0004,901
Total noninterest expense$581,0004,934
Salaries and employee benefits$303,0004,998
Premises and equipment expense$58,0005,018
Additional noninterest expense$220,0004,612
Pre-tax net operating income$136,0004,935
Securities gains (losses)$02,027
Applicable income taxes$1,0004,289
Income before extraordinary items$135,0004,792
Extraordinary gains, net$013
Net income$135,0004,794
Minority interest net income$064
Net income of bank and minority interests.$135,0004,796
Net charge-offs$-9,0005,373
Cash dividends$90,0002,386
Sale, conversion, retirement of capital stock, net$0697
Net operating income$135,0004,725
2014-12-31 (YTD Data)Rank
Total interest income$2,849,0005,127
Total interest expense$285,0005,027
Net interest income$2,564,0005,094
Provision for loan and lease losses$-150,0006,082
Total noninterest income$521,0004,216
Gross Fiduciary activities income$376,000668
Service charges on deposit accounts$80,0005,249
Trading account gains and fees$0180
Additional Noninterest Income$65,0005,581
Total noninterest expense$2,233,0005,080
Salaries and employee benefits$1,174,0005,105
Premises and equipment expense$235,0005,114
Additional noninterest expense$824,0004,851
Pre-tax net operating income$1,002,0004,134
Securities gains (losses)$30,0002,077
Applicable income taxes$7,0004,264
Income before extraordinary items$1,025,0003,924
Extraordinary gains, net$017
Net income$1,025,0003,923
Minority interest net income$084
Net income of bank and minority interests.$1,025,0003,925
Net charge-offs$-78,0006,095
Cash dividends$1,000,0002,015
Sale, conversion, retirement of capital stock, net$0862
Net operating income$995,3003,912
2014-09-30 (YTD Data)Rank
Total interest income$2,161,0005,170
Total interest expense$218,0005,078
Net interest income$1,943,0005,126
Provision for loan and lease losses$-150,0006,239
Total noninterest income$316,0004,584
Gross Fiduciary activities income$228,000699
Service charges on deposit accounts$63,0005,278
Trading account gains and fees$0174
Additional Noninterest Income$25,0005,973
Total noninterest expense$1,717,0005,074
Salaries and employee benefits$924,0005,058
Premises and equipment expense$173,0005,184
Additional noninterest expense$620,0004,877
Pre-tax net operating income$692,0004,380
Securities gains (losses)$30,0001,776
Applicable income taxes$7,0004,269
Income before extraordinary items$715,0004,096
Extraordinary gains, net$015
Net income$715,0004,097
Minority interest net income$081
Net income of bank and minority interests.$715,0004,097
Net charge-offs$-76,0006,151
Cash dividends$300,0002,725
Sale, conversion, retirement of capital stock, net$0819
Net operating income$685,3004,118
2014-06-30 (YTD Data)Rank
Total interest income$1,465,0005,161
Total interest expense$152,0005,049
Net interest income$1,313,0005,123
Provision for loan and lease losses$04,196
Total noninterest income$162,0004,955
Gross Fiduciary activities income$154,000698
Service charges on deposit accounts$41,0005,316
Trading account gains and fees$0172
Additional Noninterest Income$-33,0006,526
Total noninterest expense$1,148,0005,109
Salaries and employee benefits$614,0005,109
Premises and equipment expense$119,0005,182
Additional noninterest expense$415,0004,890
Pre-tax net operating income$327,0004,791
Securities gains (losses)$02,580
Applicable income taxes$5,0004,257
Income before extraordinary items$322,0004,616
Extraordinary gains, net$020
Net income$322,0004,618
Minority interest net income$080
Net income of bank and minority interests.$322,0004,619
Net charge-offs$-111,0006,336
Cash dividends$200,0002,696
Sale, conversion, retirement of capital stock, net$0794
Net operating income$322,0004,568
2014-03-31 (YTD Data)Rank
Total interest income$740,0005,189
Total interest expense$78,0005,075
Net interest income$662,0005,151
Provision for loan and lease losses$03,817
Total noninterest income$133,0004,176
Gross Fiduciary activities income$77,000701
Service charges on deposit accounts$22,0005,246
Trading account gains and fees$0147
Additional Noninterest Income$34,0005,012
Total noninterest expense$574,0005,171
Salaries and employee benefits$309,0005,157
Premises and equipment expense$63,0005,143
Additional noninterest expense$202,0004,975
Pre-tax net operating income$221,0004,317
Securities gains (losses)$01,715
Applicable income taxes$4,0004,102
Income before extraordinary items$217,0004,116
Extraordinary gains, net$016
Net income$217,0004,116
Minority interest net income$066
Net income of bank and minority interests.$217,0004,118
Net charge-offs$-74,0006,416
Cash dividends$100,0002,217
Sale, conversion, retirement of capital stock, net$0747
Net operating income$217,0004,065
2013-12-31 (YTD Data)Rank
Total interest income$3,207,0005,097
Total interest expense$392,0004,947
Net interest income$2,815,0005,060
Provision for loan and lease losses$-223,0006,480
Total noninterest income$862,0003,485
Gross Fiduciary activities income$585,000568
Service charges on deposit accounts$93,0005,342
Trading account gains and fees$0184
Additional Noninterest Income$184,0004,724
Total noninterest expense$2,486,0005,051
Salaries and employee benefits$1,345,0005,029
Premises and equipment expense$240,0005,273
Additional noninterest expense$901,0004,814
Pre-tax net operating income$1,414,0003,513
Securities gains (losses)$31,0002,112
Applicable income taxes$19,0004,121
Income before extraordinary items$1,426,0003,250
Extraordinary gains, net$029
Net income$1,426,0003,252
Minority interest net income$090
Net income of bank and minority interests.$1,426,0003,253
Net charge-offs$-230,0006,643
Cash dividends$1,385,0001,561
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,395,3103,234
2013-09-30 (YTD Data)Rank
Total interest income$2,434,0005,130
Total interest expense$304,0004,973
Net interest income$2,130,0005,096
Provision for loan and lease losses$-145,0006,600
Total noninterest income$588,0003,711
Gross Fiduciary activities income$378,000599
Service charges on deposit accounts$70,0005,397
Trading account gains and fees$0180
Additional Noninterest Income$140,0004,801
Total noninterest expense$1,885,0005,048
Salaries and employee benefits$1,032,0004,991
Premises and equipment expense$174,0005,373
Additional noninterest expense$679,0004,822
Pre-tax net operating income$978,0003,722
Securities gains (losses)$31,0001,973
Applicable income taxes$16,0004,173
Income before extraordinary items$993,0003,440
Extraordinary gains, net$025
Net income$993,0003,443
Minority interest net income$084
Net income of bank and minority interests.$993,0003,444
Net charge-offs$-160,0006,683
Cash dividends$200,0002,912
Sale, conversion, retirement of capital stock, net$0868
Net operating income$962,6203,415
2013-06-30 (YTD Data)Rank
Total interest income$1,637,0005,143
Total interest expense$211,0004,957
Net interest income$1,426,0005,098
Provision for loan and lease losses$04,788
Total noninterest income$389,0003,759
Gross Fiduciary activities income$252,000604
Service charges on deposit accounts$44,0005,477
Trading account gains and fees$0157
Additional Noninterest Income$93,0004,832
Total noninterest expense$1,262,0005,052
Salaries and employee benefits$675,0005,060
Premises and equipment expense$112,0005,429
Additional noninterest expense$475,0004,729
Pre-tax net operating income$553,0003,959
Securities gains (losses)$31,0001,803
Applicable income taxes$8,0004,256
Income before extraordinary items$576,0003,686
Extraordinary gains, net$022
Net income$576,0003,688
Minority interest net income$082
Net income of bank and minority interests.$576,0003,689
Net charge-offs$-46,0006,533
Cash dividends$100,0002,984
Sale, conversion, retirement of capital stock, net$0838
Net operating income$545,3103,675
2013-03-31 (YTD Data)Rank
Total interest income$841,0005,124
Total interest expense$110,0004,962
Net interest income$731,0005,067
Provision for loan and lease losses$04,409
Total noninterest income$187,0003,783
Gross Fiduciary activities income$126,000619
Service charges on deposit accounts$22,0005,472
Trading account gains and fees$0148
Additional Noninterest Income$39,0005,008
Total noninterest expense$620,0005,141
Salaries and employee benefits$330,0005,168
Premises and equipment expense$54,0005,518
Additional noninterest expense$236,0004,782
Pre-tax net operating income$298,0003,819
Securities gains (losses)$34,0001,082
Applicable income taxes$5,0004,175
Income before extraordinary items$327,0003,407
Extraordinary gains, net$010
Net income$327,0003,407
Minority interest net income$076
Net income of bank and minority interests.$327,0003,409
Net charge-offs$-46,0006,697
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$293,6803,517
2012-12-31 (YTD Data)Rank
Total interest income$3,840,0004,979
Total interest expense$573,0004,850
Net interest income$3,267,0004,920
Provision for loan and lease losses$1,724,0001,203
Total noninterest income$852,0003,539
Gross Fiduciary activities income$565,000571
Service charges on deposit accounts$100,0005,434
Trading account gains and fees$0166
Additional Noninterest Income$187,0004,677
Total noninterest expense$2,438,0005,230
Salaries and employee benefits$1,257,0005,287
Premises and equipment expense$219,0005,582
Additional noninterest expense$962,0004,881
Pre-tax net operating income$-43,0006,224
Securities gains (losses)$56,0002,652
Applicable income taxes$-1,0006,480
Income before extraordinary items$14,0006,282
Extraordinary gains, net$029
Net income$14,0006,275
Minority interest net income$093
Net income of bank and minority interests.$14,0006,277
Net charge-offs$1,668,0001,319
Cash dividends$494,0002,807
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-42,0006,240
2012-09-30 (YTD Data)Rank
Total interest income$2,961,0004,988
Total interest expense$448,0004,890
Net interest income$2,513,0004,940
Provision for loan and lease losses$1,373,0001,159
Total noninterest income$567,0003,786
Gross Fiduciary activities income$344,000626
Service charges on deposit accounts$76,0005,492
Trading account gains and fees$0157
Additional Noninterest Income$147,0004,663
Total noninterest expense$1,903,0005,177
Salaries and employee benefits$993,0005,196
Premises and equipment expense$170,0005,588
Additional noninterest expense$740,0004,869
Pre-tax net operating income$-196,0006,516
Securities gains (losses)$56,0002,372
Applicable income taxes$2,0004,631
Income before extraordinary items$-142,0006,578
Extraordinary gains, net$020
Net income$-142,0006,576
Minority interest net income$086
Net income of bank and minority interests.$-142,0006,576
Net charge-offs$1,000,0001,473
Cash dividends$493,0002,060
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-198,0006,537
2012-06-30 (YTD Data)Rank
Total interest income$2,023,0004,969
Total interest expense$307,0004,929
Net interest income$1,716,0004,901
Provision for loan and lease losses$1,192,000962
Total noninterest income$372,0003,800
Gross Fiduciary activities income$229,000631
Service charges on deposit accounts$50,0005,517
Trading account gains and fees$0153
Additional Noninterest Income$93,0004,750
Total noninterest expense$1,331,0005,100
Salaries and employee benefits$688,0005,125
Premises and equipment expense$110,0005,647
Additional noninterest expense$533,0004,684
Pre-tax net operating income$-435,0006,778
Securities gains (losses)$4,0002,922
Applicable income taxes$-5,0006,800
Income before extraordinary items$-426,0006,839
Extraordinary gains, net$019
Net income$-426,0006,840
Minority interest net income$084
Net income of bank and minority interests.$-426,0006,840
Net charge-offs$1,001,0001,138
Cash dividends$493,0001,634
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-429,9606,797
2012-03-31 (YTD Data)Rank
Total interest income$1,048,0004,921
Total interest expense$159,0004,973
Net interest income$889,0004,830
Provision for loan and lease losses$200,0001,993
Total noninterest income$189,0003,758
Gross Fiduciary activities income$115,000627
Service charges on deposit accounts$27,0005,391
Trading account gains and fees$0148
Additional Noninterest Income$47,0004,806
Total noninterest expense$646,0005,200
Salaries and employee benefits$350,0005,130
Premises and equipment expense$56,0005,641
Additional noninterest expense$240,0004,963
Pre-tax net operating income$232,0004,292
Securities gains (losses)$02,210
Applicable income taxes$6,0004,170
Income before extraordinary items$226,0004,174
Extraordinary gains, net$019
Net income$226,0004,178
Minority interest net income$078
Net income of bank and minority interests.$226,0004,178
Net charge-offs$04,730
Cash dividends$98,0002,125
Sale, conversion, retirement of capital stock, net$0861
Net operating income$226,0004,024
2011-12-31 (YTD Data)Rank
Total interest income$4,491,0004,842
Total interest expense$792,0004,940
Net interest income$3,699,0004,748
Provision for loan and lease losses$726,0002,879
Total noninterest income$692,0003,793
Gross Fiduciary activities income$495,000559
Service charges on deposit accounts$108,0005,402
Trading account gains and fees$0146
Additional Noninterest Income$89,0005,425
Total noninterest expense$2,307,0005,528
Salaries and employee benefits$1,275,0005,380
Premises and equipment expense$216,0005,877
Additional noninterest expense$816,0005,382
Pre-tax net operating income$1,358,0003,196
Securities gains (losses)$03,838
Applicable income taxes$23,0004,072
Income before extraordinary items$1,335,0003,005
Extraordinary gains, net$029
Net income$1,335,0003,006
Minority interest net income$096
Net income of bank and minority interests.$1,335,0003,006
Net charge-offs$482,0003,223
Cash dividends$1,193,0001,447
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,335,0002,911
2011-09-30 (YTD Data)Rank
Total interest income$3,394,0004,873
Total interest expense$614,0004,990
Net interest income$2,780,0004,773
Provision for loan and lease losses$570,0002,689
Total noninterest income$473,0004,001
Gross Fiduciary activities income$344,000567
Service charges on deposit accounts$80,0005,461
Trading account gains and fees$0145
Additional Noninterest Income$49,0005,814
Total noninterest expense$1,750,0005,522
Salaries and employee benefits$987,0005,315
Premises and equipment expense$154,0006,002
Additional noninterest expense$609,0005,411
Pre-tax net operating income$933,0003,448
Securities gains (losses)$03,555
Applicable income taxes$22,0004,001
Income before extraordinary items$911,0003,252
Extraordinary gains, net$021
Net income$911,0003,253
Minority interest net income$087
Net income of bank and minority interests.$911,0003,253
Net charge-offs$14,0005,673
Cash dividends$600,0001,607
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$911,0003,149
2011-06-30 (YTD Data)Rank
Total interest income$2,287,0004,902
Total interest expense$434,0004,961
Net interest income$1,853,0004,793
Provision for loan and lease losses$120,0004,174
Total noninterest income$340,0003,876
Gross Fiduciary activities income$229,000574
Service charges on deposit accounts$50,0005,535
Trading account gains and fees$0153
Additional Noninterest Income$61,0005,244
Total noninterest expense$1,175,0005,560
Salaries and employee benefits$657,0005,361
Premises and equipment expense$100,0006,083
Additional noninterest expense$418,0005,422
Pre-tax net operating income$898,0002,716
Securities gains (losses)$02,914
Applicable income taxes$15,0003,950
Income before extraordinary items$883,0002,497
Extraordinary gains, net$015
Net income$883,0002,497
Minority interest net income$089
Net income of bank and minority interests.$883,0002,497
Net charge-offs$15,0005,199
Cash dividends$400,0001,605
Sale, conversion, retirement of capital stock, net$0986
Net operating income$883,0002,419
2011-03-31 (YTD Data)Rank
Total interest income$1,168,0004,870
Total interest expense$230,0004,940
Net interest income$938,0004,759
Provision for loan and lease losses$45,0004,252
Total noninterest income$159,0004,044
Gross Fiduciary activities income$115,000586
Service charges on deposit accounts$24,0005,566
Trading account gains and fees$0158
Additional Noninterest Income$20,0005,800
Total noninterest expense$586,0005,609
Salaries and employee benefits$327,0005,403
Premises and equipment expense$51,0006,089
Additional noninterest expense$208,0005,435
Pre-tax net operating income$466,0002,686
Securities gains (losses)$01,772
Applicable income taxes$7,0003,925
Income before extraordinary items$459,0002,411
Extraordinary gains, net$09
Net income$459,0002,410
Minority interest net income$086
Net income of bank and minority interests.$459,0002,411
Net charge-offs$2,0004,883
Cash dividends$200,0001,383
Sale, conversion, retirement of capital stock, net$0925
Net operating income$459,0002,370
2010-12-31 (YTD Data)Rank
Total interest income$4,880,0004,882
Total interest expense$1,189,0004,848
Net interest income$3,691,0004,809
Provision for loan and lease losses$65,0006,314
Total noninterest income$622,0004,156
Gross Fiduciary activities income$464,000569
Service charges on deposit accounts$115,0005,304
Trading account gains and fees$0175
Additional Noninterest Income$43,0006,214
Total noninterest expense$2,473,0005,528
Salaries and employee benefits$1,287,0005,473
Premises and equipment expense$254,0005,774
Additional noninterest expense$932,0005,272
Pre-tax net operating income$1,775,0002,455
Securities gains (losses)$78,0002,363
Applicable income taxes$22,0003,975
Income before extraordinary items$1,831,0002,173
Extraordinary gains, net$029
Net income$1,831,0002,175
Minority interest net income$0111
Net income of bank and minority interests.$1,831,0002,176
Net charge-offs$65,0005,751
Cash dividends$703,0001,921
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,753,7802,151
2010-09-30 (YTD Data)Rank
Total interest income$3,665,0004,969
Total interest expense$943,0004,845
Net interest income$2,722,0004,912
Provision for loan and lease losses$140,0005,328
Total noninterest income$414,0004,445
Gross Fiduciary activities income$332,000572
Service charges on deposit accounts$86,0005,378
Trading account gains and fees$0165
Additional Noninterest Income$-4,0007,200
Total noninterest expense$1,813,0005,617
Salaries and employee benefits$969,0005,503
Premises and equipment expense$162,0006,131
Additional noninterest expense$682,0005,333
Pre-tax net operating income$1,183,0002,801
Securities gains (losses)$03,651
Applicable income taxes$18,0004,039
Income before extraordinary items$1,165,0002,612
Extraordinary gains, net$023
Net income$1,165,0002,610
Minority interest net income$0110
Net income of bank and minority interests.$1,165,0002,614
Net charge-offs$65,0005,312
Cash dividends$140,0002,983
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,165,0002,478
2010-06-30 (YTD Data)Rank
Total interest income$2,466,0004,988
Total interest expense$666,0004,817
Net interest income$1,800,0004,949
Provision for loan and lease losses$120,0004,894
Total noninterest income$233,0004,749
Gross Fiduciary activities income$222,000580
Service charges on deposit accounts$57,0005,405
Trading account gains and fees$0152
Additional Noninterest Income$-46,0007,444
Total noninterest expense$1,227,0005,610
Salaries and employee benefits$644,0005,559
Premises and equipment expense$109,0006,150
Additional noninterest expense$474,0005,225
Pre-tax net operating income$686,0003,072
Securities gains (losses)$03,184
Applicable income taxes$10,0004,085
Income before extraordinary items$676,0002,836
Extraordinary gains, net$019
Net income$676,0002,833
Minority interest net income$0105
Net income of bank and minority interests.$676,0002,835
Net charge-offs$44,0004,991
Cash dividends$140,0002,605
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$676,0002,728
2010-03-31 (YTD Data)Rank
Total interest income$1,250,0005,019
Total interest expense$351,0004,810
Net interest income$899,0004,972
Provision for loan and lease losses$60,0004,570
Total noninterest income$174,0003,969
Gross Fiduciary activities income$111,000586
Service charges on deposit accounts$26,0005,562
Trading account gains and fees$0175
Additional Noninterest Income$37,0005,161
Total noninterest expense$651,0005,520
Salaries and employee benefits$319,0005,653
Premises and equipment expense$54,0006,263
Additional noninterest expense$278,0004,810
Pre-tax net operating income$362,0003,006
Securities gains (losses)$02,284
Applicable income taxes$5,0004,091
Income before extraordinary items$357,0002,774
Extraordinary gains, net$016
Net income$357,0002,771
Minority interest net income$091
Net income of bank and minority interests.$357,0002,774
Net charge-offs$25,0004,275
Cash dividends$140,0001,654
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$357,0002,664
2009-12-31 (YTD Data)Rank
Total interest income$5,215,0005,008
Total interest expense$1,514,0005,150
Net interest income$3,701,0004,803
Provision for loan and lease losses$143,0006,118
Total noninterest income$678,0004,129
Gross Fiduciary activities income$468,000562
Service charges on deposit accounts$123,0005,468
Trading account gains and fees$0211
Additional Noninterest Income$87,0005,826
Total noninterest expense$2,349,0005,843
Salaries and employee benefits$1,311,0005,584
Premises and equipment expense$210,0006,401
Additional noninterest expense$828,0005,743
Pre-tax net operating income$1,887,0001,997
Securities gains (losses)$-10,0007,006
Applicable income taxes$40,0003,369
Income before extraordinary items$1,837,0001,810
Extraordinary gains, net$034
Net income$1,837,0001,807
Minority interest net income$0115
Net income of bank and minority interests.$1,837,0001,809
Net charge-offs$143,0005,379
Cash dividends$1,821,000998
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,846,8001,766
2009-09-30 (YTD Data)Rank
Total interest income$3,932,0005,066
Total interest expense$1,136,0005,270
Net interest income$2,796,0004,783
Provision for loan and lease losses$164,0005,417
Total noninterest income$470,0004,348
Gross Fiduciary activities income$331,000565
Service charges on deposit accounts$89,0005,547
Trading account gains and fees$0212
Additional Noninterest Income$50,0006,216
Total noninterest expense$1,807,0005,802
Salaries and employee benefits$994,0005,598
Premises and equipment expense$157,0006,462
Additional noninterest expense$656,0005,590
Pre-tax net operating income$1,295,0002,309
Securities gains (losses)$-10,0007,228
Applicable income taxes$28,0003,645
Income before extraordinary items$1,257,0002,097
Extraordinary gains, net$027
Net income$1,257,0002,095
Minority interest net income$0118
Net income of bank and minority interests.$1,257,0002,097
Net charge-offs$139,0004,712
Cash dividends$1,480,000884
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,266,8002,042
2009-06-30 (YTD Data)Rank
Total interest income$2,634,0005,087
Total interest expense$753,0005,408
Net interest income$1,881,0004,756
Provision for loan and lease losses$103,0005,282
Total noninterest income$295,0004,462
Gross Fiduciary activities income$221,000574
Service charges on deposit accounts$57,0005,605
Trading account gains and fees$0193
Additional Noninterest Income$17,0006,927
Total noninterest expense$1,192,0005,868
Salaries and employee benefits$664,0005,663
Premises and equipment expense$103,0006,529
Additional noninterest expense$425,0005,673
Pre-tax net operating income$881,0002,335
Securities gains (losses)$-10,0007,471
Applicable income taxes$18,0003,754
Income before extraordinary items$853,0002,132
Extraordinary gains, net$021
Net income$853,0002,129
Minority interest net income$0112
Net income of bank and minority interests.$853,0002,131
Net charge-offs$139,0003,865
Cash dividends$1,480,000616
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$862,8002,045
2009-03-31 (YTD Data)Rank
Total interest income$1,317,0005,128
Total interest expense$383,0005,477
Net interest income$934,0004,772
Provision for loan and lease losses$44,0005,107
Total noninterest income$121,0004,858
Gross Fiduciary activities income$110,000576
Service charges on deposit accounts$29,0005,556
Trading account gains and fees$0171
Additional Noninterest Income$-18,0008,027
Total noninterest expense$561,0005,981
Salaries and employee benefits$331,0005,725
Premises and equipment expense$52,0006,557
Additional noninterest expense$178,0005,885
Pre-tax net operating income$450,0002,569
Securities gains (losses)$-10,0007,826
Applicable income taxes$7,0004,167
Income before extraordinary items$433,0002,401
Extraordinary gains, net$015
Net income$433,0002,401
Minority interest net income$0102
Net income of bank and minority interests.$433,0002,403
Net charge-offs$139,0002,499
Cash dividends$1,280,000344
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$442,8002,222
2008-12-31 (YTD Data)Rank
Total interest income$5,659,0005,104
Total interest expense$1,962,0005,351
Net interest income$3,697,0004,825
Provision for loan and lease losses$7,0007,219
Total noninterest income$841,0003,766
Gross Fiduciary activities income$560,000541
Service charges on deposit accounts$147,0005,362
Trading account gains and fees$0154
Additional Noninterest Income$134,0005,499
Total noninterest expense$2,650,0005,475
Salaries and employee benefits$1,289,0005,776
Premises and equipment expense$240,0006,331
Additional noninterest expense$1,121,0004,485
Pre-tax net operating income$1,881,0002,573
Securities gains (losses)$13,0002,401
Applicable income taxes$41,0003,952
Income before extraordinary items$1,853,0002,145
Extraordinary gains, net$039
Net income$1,853,0002,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,675
Cash dividends$1,716,0001,542
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,840,2602,270
2008-09-30 (YTD Data)Rank
Total interest income$4,254,0005,174
Total interest expense$1,521,0005,395
Net interest income$2,733,0004,890
Provision for loan and lease losses$40,0006,090
Total noninterest income$513,0004,281
Gross Fiduciary activities income$300,000618
Service charges on deposit accounts$110,0005,401
Trading account gains and fees$0148
Additional Noninterest Income$103,0005,588
Total noninterest expense$2,097,0005,324
Salaries and employee benefits$974,0005,771
Premises and equipment expense$172,0006,447
Additional noninterest expense$951,0004,016
Pre-tax net operating income$1,109,0003,482
Securities gains (losses)$18,0002,081
Applicable income taxes$26,0004,478
Income before extraordinary items$1,101,0002,913
Extraordinary gains, net$031
Net income$1,101,0002,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,975
Cash dividends$600,0002,477
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,083,3603,092
2008-06-30 (YTD Data)Rank
Total interest income$2,877,0005,201
Total interest expense$1,059,0005,431
Net interest income$1,818,0004,908
Provision for loan and lease losses$10,0006,307
Total noninterest income$341,0004,347
Gross Fiduciary activities income$200,000633
Service charges on deposit accounts$71,0005,461
Trading account gains and fees$0149
Additional Noninterest Income$70,0005,638
Total noninterest expense$1,116,0005,983
Salaries and employee benefits$649,0005,821
Premises and equipment expense$118,0006,428
Additional noninterest expense$349,0005,785
Pre-tax net operating income$1,033,0002,891
Securities gains (losses)$17,0002,146
Applicable income taxes$21,0004,649
Income before extraordinary items$1,029,0002,514
Extraordinary gains, net$021
Net income$1,029,0002,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,377
Cash dividends$400,0002,547
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,012,3402,502
2008-03-31 (YTD Data)Rank
Total interest income$1,474,0005,222
Total interest expense$559,0005,473
Net interest income$915,0004,896
Provision for loan and lease losses$06,080
Total noninterest income$167,0004,369
Gross Fiduciary activities income$100,000645
Service charges on deposit accounts$33,0005,550
Trading account gains and fees$0158
Additional Noninterest Income$34,0005,717
Total noninterest expense$552,0006,039
Salaries and employee benefits$324,0005,873
Premises and equipment expense$58,0006,485
Additional noninterest expense$170,0005,815
Pre-tax net operating income$530,0002,953
Securities gains (losses)$6,0002,176
Applicable income taxes$11,0004,747
Income before extraordinary items$525,0002,575
Extraordinary gains, net$015
Net income$525,0002,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,346
Cash dividends$200,0002,298
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$519,1202,538
2007-12-31 (YTD Data)Rank
Total interest income$5,785,0005,343
Total interest expense$2,028,0005,807
Net interest income$3,757,0004,809
Provision for loan and lease losses$-112,0008,392
Total noninterest income$722,0004,219
Gross Fiduciary activities income$429,000628
Service charges on deposit accounts$156,0005,358
Trading account gains and fees$0178
Additional Noninterest Income$137,0005,725
Total noninterest expense$2,299,0005,838
Salaries and employee benefits$1,272,0005,813
Premises and equipment expense$318,0005,647
Additional noninterest expense$709,0005,696
Pre-tax net operating income$2,292,0003,020
Securities gains (losses)$1,178,000155
Applicable income taxes$341,0003,209
Income before extraordinary items$3,129,0001,971
Extraordinary gains, net$039
Net income$3,129,0001,970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,055
Cash dividends$2,195,0001,516
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,068,8002,722
2007-09-30 (YTD Data)Rank
Total interest income$4,293,0005,381
Total interest expense$1,480,0005,897
Net interest income$2,813,0004,837
Provision for loan and lease losses$-112,0008,434
Total noninterest income$496,0004,439
Gross Fiduciary activities income$279,000656
Service charges on deposit accounts$115,0005,405
Trading account gains and fees$0184
Additional Noninterest Income$102,0005,767
Total noninterest expense$1,660,0005,909
Salaries and employee benefits$936,0005,848
Premises and equipment expense$195,0006,134
Additional noninterest expense$529,0005,658
Pre-tax net operating income$1,761,0003,117
Securities gains (losses)$1,178,000139
Applicable income taxes$329,0003,070
Income before extraordinary items$2,610,0001,937
Extraordinary gains, net$033
Net income$2,610,0001,935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,809
Cash dividends$763,0002,360
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,561,5802,878
2007-06-30 (YTD Data)Rank
Total interest income$2,845,0005,423
Total interest expense$967,0005,952
Net interest income$1,878,0004,862
Provision for loan and lease losses$-112,0008,487
Total noninterest income$324,0004,493
Gross Fiduciary activities income$183,000667
Service charges on deposit accounts$73,0005,514
Trading account gains and fees$0168
Additional Noninterest Income$68,0005,796
Total noninterest expense$1,090,0006,001
Salaries and employee benefits$617,0005,925
Premises and equipment expense$122,0006,326
Additional noninterest expense$351,0005,675
Pre-tax net operating income$1,224,0003,079
Securities gains (losses)$1,178,000101
Applicable income taxes$318,0002,666
Income before extraordinary items$2,084,0001,662
Extraordinary gains, net$029
Net income$2,084,0001,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,139
Cash dividends$563,0002,298
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,059,1402,892
2007-03-31 (YTD Data)Rank
Total interest income$1,419,0005,433
Total interest expense$462,0006,036
Net interest income$957,0004,816
Provision for loan and lease losses$-112,0008,554
Total noninterest income$154,0004,584
Gross Fiduciary activities income$88,000687
Service charges on deposit accounts$33,0005,642
Trading account gains and fees$0195
Additional Noninterest Income$33,0005,825
Total noninterest expense$536,0006,104
Salaries and employee benefits$308,0005,961
Premises and equipment expense$58,0006,480
Additional noninterest expense$170,0005,750
Pre-tax net operating income$687,0002,837
Securities gains (losses)$01,187
Applicable income taxes$11,0005,272
Income before extraordinary items$676,0002,398
Extraordinary gains, net$022
Net income$676,0002,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$676,0002,383
2006-12-31 (YTD Data)Rank
Total interest income$4,896,0005,612
Total interest expense$1,644,0005,901
Net interest income$3,252,0005,288
Provision for loan and lease losses$47,0005,681
Total noninterest income$640,0004,572
Gross Fiduciary activities income$351,000672
Service charges on deposit accounts$160,0005,402
Trading account gains and fees$0130
Additional Noninterest Income$129,0005,899
Total noninterest expense$2,304,0005,736
Salaries and employee benefits$1,241,0005,799
Premises and equipment expense$382,0005,073
Additional noninterest expense$681,0005,721
Pre-tax net operating income$1,541,0004,228
Securities gains (losses)$-87,0008,153
Applicable income taxes$34,0005,690
Income before extraordinary items$1,420,0003,902
Extraordinary gains, net$051
Net income$1,420,0003,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,587
Cash dividends$2,341,0001,366
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,505,2603,745
2006-09-30 (YTD Data)Rank
Total interest income$3,570,0005,695
Total interest expense$1,192,0005,927
Net interest income$2,378,0005,405
Provision for loan and lease losses$17,0006,141
Total noninterest income$452,0004,749
Gross Fiduciary activities income$237,000692
Service charges on deposit accounts$119,0005,490
Trading account gains and fees$0126
Additional Noninterest Income$96,0005,919
Total noninterest expense$1,650,0005,863
Salaries and employee benefits$924,0005,795
Premises and equipment expense$225,0005,773
Additional noninterest expense$501,0005,769
Pre-tax net operating income$1,163,0004,373
Securities gains (losses)$-87,0008,359
Applicable income taxes$24,0005,893
Income before extraordinary items$1,052,0004,054
Extraordinary gains, net$045
Net income$1,052,0004,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,298
Cash dividends$1,600,0001,361
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,137,2603,857
2006-06-30 (YTD Data)Rank
Total interest income$2,318,0005,738
Total interest expense$763,0005,927
Net interest income$1,555,0005,485
Provision for loan and lease losses$-13,0008,513
Total noninterest income$299,0004,757
Gross Fiduciary activities income$158,000699
Service charges on deposit accounts$78,0005,510
Trading account gains and fees$0126
Additional Noninterest Income$63,0005,990
Total noninterest expense$1,092,0005,912
Salaries and employee benefits$610,0005,862
Premises and equipment expense$152,0005,737
Additional noninterest expense$330,0005,790
Pre-tax net operating income$775,0004,395
Securities gains (losses)$-87,0008,509
Applicable income taxes$17,0005,888
Income before extraordinary items$671,0004,175
Extraordinary gains, net$039
Net income$671,0004,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$1,400,0001,103
Sale, conversion, retirement of capital stock, net$0887
Net operating income$756,2603,860
2006-03-31 (YTD Data)Rank
Total interest income$1,131,0005,766
Total interest expense$365,0005,927
Net interest income$766,0005,538
Provision for loan and lease losses$-6,0008,537
Total noninterest income$148,0004,717
Gross Fiduciary activities income$79,000702
Service charges on deposit accounts$38,0005,504
Trading account gains and fees$0115
Additional Noninterest Income$31,0006,011
Total noninterest expense$532,0005,996
Salaries and employee benefits$294,0005,999
Premises and equipment expense$77,0005,732
Additional noninterest expense$161,0005,843
Pre-tax net operating income$388,0004,350
Securities gains (losses)$0955
Applicable income taxes$8,0005,862
Income before extraordinary items$380,0003,826
Extraordinary gains, net$021
Net income$380,0003,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$380,0003,806
2005-12-31 (YTD Data)Rank
Total interest income$4,217,0005,670
Total interest expense$1,262,0005,702
Net interest income$2,955,0005,563
Provision for loan and lease losses$-25,0008,534
Total noninterest income$564,0004,954
Gross Fiduciary activities income$273,000738
Service charges on deposit accounts$178,0005,286
Trading account gains and fees$0138
Additional Noninterest Income$113,0006,210
Total noninterest expense$2,162,0005,838
Salaries and employee benefits$1,105,0006,043
Premises and equipment expense$471,0004,357
Additional noninterest expense$586,0006,131
Pre-tax net operating income$1,382,0004,580
Securities gains (losses)$103,000691
Applicable income taxes$59,0005,755
Income before extraordinary items$1,426,0003,904
Extraordinary gains, net$046
Net income$1,426,0003,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,922
Cash dividends$2,222,0001,354
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,327,1204,067
2005-09-30 (YTD Data)Rank
Total interest income$3,092,0005,711
Total interest expense$917,0005,685
Net interest income$2,175,0005,624
Provision for loan and lease losses$-19,0008,612
Total noninterest income$390,0005,175
Gross Fiduciary activities income$178,000754
Service charges on deposit accounts$130,0005,367
Trading account gains and fees$0126
Additional Noninterest Income$82,0006,270
Total noninterest expense$1,490,0006,106
Salaries and employee benefits$828,0006,021
Premises and equipment expense$199,0006,045
Additional noninterest expense$463,0005,937
Pre-tax net operating income$1,094,0004,547
Securities gains (losses)$49,000890
Applicable income taxes$37,0005,972
Income before extraordinary items$1,106,0003,891
Extraordinary gains, net$035
Net income$1,106,0003,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,740
Cash dividends$1,600,0001,251
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,058,4703,964
2005-06-30 (YTD Data)Rank
Total interest income$2,016,0005,723
Total interest expense$596,0005,584
Net interest income$1,420,0005,667
Provision for loan and lease losses$-13,0008,636
Total noninterest income$255,0005,173
Gross Fiduciary activities income$119,000756
Service charges on deposit accounts$81,0005,458
Trading account gains and fees$0116
Additional Noninterest Income$55,0006,254
Total noninterest expense$982,0006,141
Salaries and employee benefits$549,0006,045
Premises and equipment expense$114,0006,411
Additional noninterest expense$319,0005,811
Pre-tax net operating income$706,0004,595
Securities gains (losses)$49,000786
Applicable income taxes$29,0005,891
Income before extraordinary items$726,0003,888
Extraordinary gains, net$030
Net income$726,0003,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$1,400,000995
Sale, conversion, retirement of capital stock, net$0643
Net operating income$678,9604,024
2005-03-31 (YTD Data)Rank
Total interest income$979,0005,796
Total interest expense$291,0005,563
Net interest income$688,0005,787
Provision for loan and lease losses$-7,0008,709
Total noninterest income$125,0005,157
Gross Fiduciary activities income$59,000771
Service charges on deposit accounts$36,0005,648
Trading account gains and fees$0115
Additional Noninterest Income$30,0006,174
Total noninterest expense$483,0006,230
Salaries and employee benefits$272,0006,117
Premises and equipment expense$54,0006,573
Additional noninterest expense$157,0005,849
Pre-tax net operating income$337,0004,703
Securities gains (losses)$50,000548
Applicable income taxes$21,0005,628
Income before extraordinary items$366,0003,850
Extraordinary gains, net$024
Net income$366,0003,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$1,000,000642
Sale, conversion, retirement of capital stock, net$0491
Net operating income$318,5004,158
2004-12-31 (YTD Data)Rank
Total interest income$3,787,0005,731
Total interest expense$1,160,0005,208
Net interest income$2,627,0005,844
Provision for loan and lease losses$07,314
Total noninterest income$586,0004,867
Gross Fiduciary activities income$285,000703
Service charges on deposit accounts$185,0005,374
Trading account gains and fees$0138
Additional Noninterest Income$116,0006,159
Total noninterest expense$2,046,0005,926
Salaries and employee benefits$1,080,0006,036
Premises and equipment expense$308,0005,606
Additional noninterest expense$658,0005,722
Pre-tax net operating income$1,167,0004,861
Securities gains (losses)$-1,0007,794
Applicable income taxes$34,0006,272
Income before extraordinary items$1,132,0004,356
Extraordinary gains, net$034
Net income$1,132,0004,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0008,038
Cash dividends$1,530,0001,693
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,132,9704,280
2004-09-30 (YTD Data)Rank
Total interest income$2,835,0005,724
Total interest expense$877,0005,161
Net interest income$1,958,0005,859
Provision for loan and lease losses$07,100
Total noninterest income$404,0005,107
Gross Fiduciary activities income$179,000748
Service charges on deposit accounts$142,0005,389
Trading account gains and fees$0134
Additional Noninterest Income$83,0006,238
Total noninterest expense$1,447,0006,084
Salaries and employee benefits$819,0005,940
Premises and equipment expense$168,0006,459
Additional noninterest expense$460,0005,869
Pre-tax net operating income$915,0004,836
Securities gains (losses)$-1,0008,079
Applicable income taxes$26,0006,375
Income before extraordinary items$888,0004,313
Extraordinary gains, net$026
Net income$888,0004,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,882
Cash dividends$1,150,0001,547
Sale, conversion, retirement of capital stock, net$0738
Net operating income$888,9704,237
2004-06-30 (YTD Data)Rank
Total interest income$1,897,0005,721
Total interest expense$592,0005,136
Net interest income$1,305,0005,862
Provision for loan and lease losses$06,885
Total noninterest income$266,0005,121
Gross Fiduciary activities income$119,000755
Service charges on deposit accounts$91,0005,462
Trading account gains and fees$0130
Additional Noninterest Income$56,0006,240
Total noninterest expense$963,0006,125
Salaries and employee benefits$543,0006,002
Premises and equipment expense$113,0006,488
Additional noninterest expense$307,0005,910
Pre-tax net operating income$608,0004,799
Securities gains (losses)$03,413
Applicable income taxes$17,0006,384
Income before extraordinary items$591,0004,291
Extraordinary gains, net$021
Net income$591,0004,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$950,0001,349
Sale, conversion, retirement of capital stock, net$0638
Net operating income$591,0004,212
2004-03-31 (YTD Data)Rank
Total interest income$957,0005,716
Total interest expense$303,0005,136
Net interest income$654,0005,854
Provision for loan and lease losses$06,501
Total noninterest income$131,0005,107
Gross Fiduciary activities income$59,000764
Service charges on deposit accounts$43,0005,527
Trading account gains and fees$0121
Additional Noninterest Income$29,0006,170
Total noninterest expense$479,0006,181
Salaries and employee benefits$268,0006,108
Premises and equipment expense$56,0006,504
Additional noninterest expense$155,0005,907
Pre-tax net operating income$306,0004,767
Securities gains (losses)$02,934
Applicable income taxes$8,0006,367
Income before extraordinary items$298,0004,283
Extraordinary gains, net$016
Net income$298,0004,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,804
Cash dividends$590,0001,053
Sale, conversion, retirement of capital stock, net$0464
Net operating income$298,0004,159
2003-12-31 (YTD Data)Rank
Total interest income$4,119,0005,536
Total interest expense$1,473,0004,926
Net interest income$2,646,0005,713
Provision for loan and lease losses$4,0007,558
Total noninterest income$585,0005,031
Gross Fiduciary activities income$260,000746
Service charges on deposit accounts$202,0005,250
Trading account gains and fees$0160
Additional Noninterest Income$123,0006,176
Total noninterest expense$1,956,0006,062
Salaries and employee benefits$1,069,0006,030
Premises and equipment expense$255,0006,127
Additional noninterest expense$632,0005,818
Pre-tax net operating income$1,271,0004,539
Securities gains (losses)$115,0001,765
Applicable income taxes$471,0003,473
Income before extraordinary items$915,0004,890
Extraordinary gains, net$054
Net income$915,0004,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,027
Cash dividends$983,0002,367
Sale, conversion, retirement of capital stock, net$0868
Net operating income$839,1004,965
2003-09-30 (YTD Data)Rank
Total interest income$3,148,0005,528
Total interest expense$1,162,0004,910
Net interest income$1,986,0005,734
Provision for loan and lease losses$38,0006,187
Total noninterest income$411,0005,235
Gross Fiduciary activities income$169,000774
Service charges on deposit accounts$147,0005,359
Trading account gains and fees$0153
Additional Noninterest Income$95,0006,182
Total noninterest expense$1,447,0006,077
Salaries and employee benefits$813,0005,962
Premises and equipment expense$175,0006,385
Additional noninterest expense$459,0005,911
Pre-tax net operating income$912,0004,796
Securities gains (losses)$115,0001,623
Applicable income taxes$355,0003,614
Income before extraordinary items$672,0005,095
Extraordinary gains, net$040
Net income$672,0005,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0006,480
Cash dividends$860,0001,927
Sale, conversion, retirement of capital stock, net$0722
Net operating income$597,2505,228
2003-06-30 (YTD Data)Rank
Total interest income$2,142,0005,511
Total interest expense$832,0004,817
Net interest income$1,310,0005,766
Provision for loan and lease losses$25,0006,080
Total noninterest income$275,0005,211
Gross Fiduciary activities income$113,000778
Service charges on deposit accounts$98,0005,331
Trading account gains and fees$0150
Additional Noninterest Income$64,0006,138
Total noninterest expense$965,0006,100
Salaries and employee benefits$543,0005,960
Premises and equipment expense$116,0006,372
Additional noninterest expense$306,0005,922
Pre-tax net operating income$595,0004,852
Securities gains (losses)$117,0001,387
Applicable income taxes$246,0003,579
Income before extraordinary items$466,0004,982
Extraordinary gains, net$030
Net income$466,0004,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,879
Cash dividends$740,0001,658
Sale, conversion, retirement of capital stock, net$0589
Net operating income$389,9505,271
2003-03-31 (YTD Data)Rank
Total interest income$1,094,0005,470
Total interest expense$451,0004,664
Net interest income$643,0005,831
Provision for loan and lease losses$12,0005,906
Total noninterest income$129,0005,276
Gross Fiduciary activities income$56,000789
Service charges on deposit accounts$44,0005,485
Trading account gains and fees$0134
Additional Noninterest Income$29,0006,299
Total noninterest expense$488,0006,081
Salaries and employee benefits$271,0005,968
Premises and equipment expense$62,0006,190
Additional noninterest expense$155,0005,809
Pre-tax net operating income$272,0005,047
Securities gains (losses)$02,891
Applicable income taxes$94,0004,051
Income before extraordinary items$178,0005,620
Extraordinary gains, net$021
Net income$178,0005,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,386
Cash dividends$620,0001,025
Sale, conversion, retirement of capital stock, net$0419
Net operating income$178,0005,425
2002-12-31 (YTD Data)Rank
Total interest income$4,976,0005,196
Total interest expense$2,260,0004,435
Net interest income$2,716,0005,635
Provision for loan and lease losses$5,0007,962
Total noninterest income$508,0005,171
Gross Fiduciary activities income$225,000792
Service charges on deposit accounts$170,0005,598
Trading account gains and fees$0153
Additional Noninterest Income$113,0006,196
Total noninterest expense$1,991,0005,879
Salaries and employee benefits$1,061,0005,923
Premises and equipment expense$318,0005,381
Additional noninterest expense$612,0005,854
Pre-tax net operating income$1,228,0004,640
Securities gains (losses)$206,0001,143
Applicable income taxes$473,0003,571
Income before extraordinary items$961,0004,702
Extraordinary gains, net$070
Net income$961,0004,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,185
Cash dividends$957,0002,342
Sale, conversion, retirement of capital stock, net$0862
Net operating income$822,9804,991
2001-12-31 (YTD Data)Rank
Total interest income$5,853,0005,054
Total interest expense$2,963,0004,782
Net interest income$2,890,0005,201
Provision for loan and lease losses$30,0007,215
Total noninterest income$533,0004,896
Gross Fiduciary activities income$263,000757
Service charges on deposit accounts$171,0005,495
Trading account gains and fees$0177
Additional Noninterest Income$99,0006,463
Total noninterest expense$2,010,0005,704
Salaries and employee benefits$1,050,0005,822
Premises and equipment expense$307,0005,454
Additional noninterest expense$653,0005,531
Pre-tax net operating income$1,383,0004,069
Securities gains (losses)$107,0001,692
Applicable income taxes$489,0003,359
Income before extraordinary items$1,001,0004,293
Extraordinary gains, net$0105
Net income$1,001,0004,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,841
Cash dividends$960,0002,329
Sale, conversion, retirement of capital stock, net$0922
Net operating income$929,3104,358
2000-12-31 (YTD Data)Rank
Total interest income$5,814,0005,194
Total interest expense$2,855,0005,110
Net interest income$2,959,0005,206
Provision for loan and lease losses$10,0007,963
Total noninterest income$539,0004,699
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$185,0005,304
Trading account gains and feesNANA
Additional Noninterest Income$354,0003,600
Total noninterest expense$1,862,0005,939
Salaries and employee benefits$1,013,0005,860
Premises and equipment expense$238,0006,221
Additional noninterest expense$611,0005,714
Pre-tax net operating income$1,626,0003,846
Securities gains (losses)$-17,0008,651
Applicable income taxes$526,0003,372
Income before extraordinary items$1,083,0004,155
Extraordinary gains, net$038
Net income$1,083,0004,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,623
Cash dividends$865,0002,532
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,094,3904,124
1999-12-31 (YTD Data)Rank
Total interest income$5,475,0005,252
Total interest expense$2,765,0004,906
Net interest income$2,710,0005,522
Provision for loan and lease losses$5,0008,322
Total noninterest income$508,0004,908
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$189,0005,274
Trading account gains and feesNANA
Additional Noninterest Income$319,0003,887
Total noninterest expense$1,784,0006,114
Salaries and employee benefits$959,0006,048
Premises and equipment expense$221,0006,486
Additional noninterest expense$604,0005,799
Pre-tax net operating income$1,429,0004,226
Securities gains (losses)$43,0001,044
Applicable income taxes$470,0003,761
Income before extraordinary items$1,002,0004,436
Extraordinary gains, net$035
Net income$1,002,0004,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,271
Cash dividends$360,0004,146
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$972,7604,470
1998-12-31 (YTD Data)Rank
Total interest income$5,616,0005,226
Total interest expense$2,958,0004,781
Net interest income$2,658,0005,603
Provision for loan and lease losses$12,0008,074
Total noninterest income$593,0004,421
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$212,0004,995
Trading account gains and feesNANA
Additional Noninterest Income$381,0003,532
Total noninterest expense$1,793,0006,009
Salaries and employee benefits$926,0006,085
Premises and equipment expense$252,0005,932
Additional noninterest expense$615,0005,654
Pre-tax net operating income$1,446,0004,298
Securities gains (losses)$04,449
Applicable income taxes$473,0003,987
Income before extraordinary items$973,0004,604
Extraordinary gains, net$032
Net income$973,0004,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,871
Cash dividends$345,0004,292
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$973,0004,507
1997-12-31 (YTD Data)Rank
Total interest income$5,651,0005,295
Total interest expense$3,007,0004,701
Net interest income$2,644,0005,834
Provision for loan and lease losses$7,0008,548
Total noninterest income$519,0004,883
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$183,0005,610
Trading account gains and feesNANA
Additional Noninterest Income$336,0003,674
Total noninterest expense$1,661,0006,386
Salaries and employee benefits$868,0006,448
Premises and equipment expense$247,0006,101
Additional noninterest expense$546,0006,157
Pre-tax net operating income$1,495,0004,506
Securities gains (losses)$-5,0009,661
Applicable income taxes$560,0003,877
Income before extraordinary items$930,0004,945
Extraordinary gains, net$044
Net income$930,0004,946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,643
Cash dividends$360,0004,163
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$933,2004,868
1996-12-31 (YTD Data)Rank
Total interest income$5,336,0005,657
Total interest expense$2,912,0004,920
Net interest income$2,424,0006,333
Provision for loan and lease losses$22,0007,876
Total noninterest income$464,0005,428
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$175,0006,012
Trading account gains and feesNANA
Additional Noninterest Income$289,0004,163
Total noninterest expense$1,584,0006,879
Salaries and employee benefits$840,0006,772
Premises and equipment expense$233,0006,494
Additional noninterest expense$511,0006,965
Pre-tax net operating income$1,282,0004,875
Securities gains (losses)$04,148
Applicable income taxes$338,0005,442
Income before extraordinary items$944,0004,712
Extraordinary gains, net$053
Net income$944,0004,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,621
Cash dividends$360,0004,121
Sale, conversion, retirement of capital stock, net$0953
Net operating income$944,0004,662
1995-12-31 (YTD Data)Rank
Total interest income$5,117,0005,887
Total interest expense$2,761,0005,121
Net interest income$2,356,0006,564
Provision for loan and lease losses$-20,00011,467
Total noninterest income$440,0005,631
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$147,0006,741
Trading account gains and feesNANA
Additional Noninterest Income$293,0004,054
Total noninterest expense$1,589,0007,012
Salaries and employee benefits$810,0007,053
Premises and equipment expense$246,0006,416
Additional noninterest expense$533,0007,008
Pre-tax net operating income$1,227,0005,172
Securities gains (losses)$-39,00011,026
Applicable income taxes$295,0006,065
Income before extraordinary items$893,0005,022
Extraordinary gains, net$065
Net income$893,0005,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,00011,021
Cash dividends$260,0004,875
Sale, conversion, retirement of capital stock, net$0809
Net operating income$922,2504,888
1994-12-31 (YTD Data)Rank
Total interest income$4,841,0005,803
Total interest expense$2,448,0004,733
Net interest income$2,393,0006,675
Provision for loan and lease losses$36,0006,762
Total noninterest income$423,0005,920
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$127,0007,442
Trading account gains and feesNANA
Additional Noninterest Income$296,0004,126
Total noninterest expense$1,701,0006,985
Salaries and employee benefits$806,0007,173
Premises and equipment expense$282,0005,977
Additional noninterest expense$613,0006,940
Pre-tax net operating income$1,079,0005,647
Securities gains (losses)$-110,00011,591
Applicable income taxes$204,0007,278
Income before extraordinary items$765,0005,528
Extraordinary gains, net$0249
Net income$765,0005,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,693
Cash dividends$260,0004,812
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$851,9005,158
1993-12-31 (YTD Data)Rank
Total interest income$5,066,0005,708
Total interest expense$2,693,0004,521
Net interest income$2,373,0006,788
Provision for loan and lease losses$5,00010,098
Total noninterest income$420,0006,269
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$121,0007,803
Trading account gains and feesNANA
Additional Noninterest Income$299,0004,476
Total noninterest expense$1,777,0006,954
Salaries and employee benefits$809,0007,265
Premises and equipment expense$273,0006,295
Additional noninterest expense$695,0006,599
Pre-tax net operating income$1,011,0005,851
Securities gains (losses)$19,0004,737
Applicable income taxes$234,0007,024
Income before extraordinary items$796,0005,596
Extraordinary gains, net$03,149
Net income$796,0005,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0009,155
Cash dividends$156,0006,000
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$781,3705,433
1992-12-31 (YTD Data)Rank
Total interest income$5,669,0005,749
Total interest expense$3,191,0004,896
Net interest income$2,478,0006,650
Provision for loan and lease losses$2,00011,664
Total noninterest income$327,0007,381
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$129,0007,713
Trading account gains and feesNANA
Additional Noninterest Income$198,0005,704
Total noninterest expense$1,822,0006,880
Salaries and employee benefits$777,0007,417
Premises and equipment expense$362,0005,215
Additional noninterest expense$683,0006,863
Pre-tax net operating income$981,0005,709
Securities gains (losses)$7,0006,774
Applicable income taxes$197,0007,617
Income before extraordinary items$791,0005,409
Extraordinary gains, net$01,422
Net income$791,0005,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,00010,870
Cash dividends$158,0005,652
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$785,4005,124

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.