The First National Bank and Trust Company of Vinita, Income and Expense

2021-03-31 (YTD Data)Rank
Total interest income$2,692,0002,401
Total interest expense$223,0002,591
Net interest income$2,469,0002,356
Provision for loan and lease losses$02,741
Total noninterest income$569,0002,098
Gross Fiduciary activities income$0922
Service charges on deposit accounts$125,0001,544
Trading account gains and feesNANA
Additional Noninterest Income$444,0002,037
Total noninterest expense$3,284,0001,599
Salaries and employee benefits$1,374,0002,034
Premises and equipment expense$199,0002,360
Additional noninterest expense$1,711,0001,019
Pre-tax net operating income$-246,0004,931
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$-246,0004,924
Extraordinary gains, net$03
Net income$-246,0004,924
Minority interest net income$055
Net income of bank and minority interests.$-246,0004,924
Net charge-offs$-871,0004,952
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-246,0004,923
2020-12-31 (YTD Data)Rank
Total interest income$15,067,0001,880
Total interest expense$2,876,0001,540
Net interest income$12,191,0001,925
Provision for loan and lease losses$10,732,000328
Total noninterest income$2,313,0001,959
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$610,0001,400
Trading account gains and feesNANA
Additional Noninterest Income$1,703,0001,958
Total noninterest expense$13,077,0001,588
Salaries and employee benefits$5,797,0001,948
Premises and equipment expense$874,0002,209
Additional noninterest expense$6,406,0001,046
Pre-tax net operating income$-9,305,0004,981
Securities gains (losses)$97,0001,405
Applicable income taxes$03,697
Income before extraordinary items$-9,208,0004,972
Extraordinary gains, net$04
Net income$-9,208,0004,972
Minority interest net income$072
Net income of bank and minority interests.$-9,208,0004,972
Net charge-offs$5,658,000203
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$-9,305,0004,971
2020-09-30 (YTD Data)Rank
Total interest income$12,051,0001,798
Total interest expense$2,527,0001,412
Net interest income$9,524,0001,859
Provision for loan and lease losses$9,785,000313
Total noninterest income$1,981,0001,804
Gross Fiduciary activities income$0981
Service charges on deposit accounts$420,0001,487
Trading account gains and feesNANA
Additional Noninterest Income$1,561,0001,702
Total noninterest expense$9,670,0001,578
Salaries and employee benefits$4,397,0001,903
Premises and equipment expense$687,0002,140
Additional noninterest expense$4,586,0001,064
Pre-tax net operating income$-7,950,0005,007
Securities gains (losses)$96,0001,240
Applicable income taxes$03,696
Income before extraordinary items$-7,854,0005,002
Extraordinary gains, net$04
Net income$-7,854,0005,002
Minority interest net income$065
Net income of bank and minority interests.$-7,854,0005,002
Net charge-offs$5,728,000167
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-7,950,0004,999
2020-06-30 (YTD Data)Rank
Total interest income$8,367,0001,757
Total interest expense$2,021,0001,306
Net interest income$6,346,0001,867
Provision for loan and lease losses$9,137,000276
Total noninterest income$1,330,0001,736
Gross Fiduciary activities income$0970
Service charges on deposit accounts$302,0001,415
Trading account gains and feesNANA
Additional Noninterest Income$1,028,0001,649
Total noninterest expense$6,033,0001,671
Salaries and employee benefits$2,741,0002,002
Premises and equipment expense$429,0002,233
Additional noninterest expense$2,863,0001,113
Pre-tax net operating income$-7,494,0005,039
Securities gains (losses)$80,0001,084
Applicable income taxes$03,655
Income before extraordinary items$-7,414,0005,028
Extraordinary gains, net$04
Net income$-7,414,0005,028
Minority interest net income$065
Net income of bank and minority interests.$-7,414,0005,028
Net charge-offs$4,536,000157
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-7,494,0005,031
2020-03-31 (YTD Data)Rank
Total interest income$4,457,0001,663
Total interest expense$1,228,0001,215
Net interest income$3,229,0001,814
Provision for loan and lease losses$2,375,000364
Total noninterest income$673,0001,644
Gross Fiduciary activities income$0941
Service charges on deposit accounts$192,0001,333
Trading account gains and feesNANA
Additional Noninterest Income$481,0001,556
Total noninterest expense$2,979,0001,701
Salaries and employee benefits$1,376,0002,010
Premises and equipment expense$202,0002,330
Additional noninterest expense$1,401,0001,156
Pre-tax net operating income$-1,452,0005,043
Securities gains (losses)$65,000759
Applicable income taxes$03,513
Income before extraordinary items$-1,387,0005,023
Extraordinary gains, net$04
Net income$-1,387,0005,023
Minority interest net income$056
Net income of bank and minority interests.$-1,387,0005,023
Net charge-offs$-213,0005,041
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-1,452,0005,046
2019-12-31 (YTD Data)Rank
Total interest income$20,676,0001,476
Total interest expense$6,114,0001,039
Net interest income$14,562,0001,642
Provision for loan and lease losses$9,529,000163
Total noninterest income$2,337,0001,820
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,074,0001,086
Trading account gains and feesNANA
Additional Noninterest Income$1,263,0001,991
Total noninterest expense$12,496,0001,585
Salaries and employee benefits$5,675,0001,927
Premises and equipment expense$900,0002,185
Additional noninterest expense$5,921,0001,092
Pre-tax net operating income$-5,126,0005,171
Securities gains (losses)$221,000601
Applicable income taxes$03,859
Income before extraordinary items$-4,905,0005,163
Extraordinary gains, net$011
Net income$-4,905,0005,163
Minority interest net income$076
Net income of bank and minority interests.$-4,905,0005,163
Net charge-offs$8,959,000147
Cash dividends$2,470,0001,390
Sale, conversion, retirement of capital stock, net$0626
Net operating income$-5,126,0005,163
2019-09-30 (YTD Data)Rank
Total interest income$16,192,0001,435
Total interest expense$4,775,0001,015
Net interest income$11,417,0001,585
Provision for loan and lease losses$388,0001,376
Total noninterest income$1,639,0001,886
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$834,0001,054
Trading account gains and feesNANA
Additional Noninterest Income$805,0002,159
Total noninterest expense$9,556,0001,564
Salaries and employee benefits$4,273,0001,919
Premises and equipment expense$696,0002,152
Additional noninterest expense$4,587,0001,071
Pre-tax net operating income$3,112,0002,065
Securities gains (losses)$209,000517
Applicable income taxes$03,902
Income before extraordinary items$3,321,0001,791
Extraordinary gains, net$011
Net income$3,321,0001,792
Minority interest net income$072
Net income of bank and minority interests.$3,321,0001,792
Net charge-offs$449,000812
Cash dividends$2,215,0001,112
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,112,0001,854
2019-06-30 (YTD Data)Rank
Total interest income$10,675,0001,453
Total interest expense$3,233,000990
Net interest income$7,442,0001,633
Provision for loan and lease losses$256,0001,361
Total noninterest income$1,044,0001,922
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$558,0001,034
Trading account gains and feesNANA
Additional Noninterest Income$486,0002,237
Total noninterest expense$6,371,0001,570
Salaries and employee benefits$2,805,0001,954
Premises and equipment expense$447,0002,219
Additional noninterest expense$3,119,0001,060
Pre-tax net operating income$1,859,0002,186
Securities gains (losses)$44,000779
Applicable income taxes$03,901
Income before extraordinary items$1,903,0001,984
Extraordinary gains, net$011
Net income$1,903,0001,982
Minority interest net income$069
Net income of bank and minority interests.$1,903,0001,984
Net charge-offs$368,000685
Cash dividends$1,350,0001,181
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,859,0001,995
2019-03-31 (YTD Data)Rank
Total interest income$5,304,0001,456
Total interest expense$1,575,000980
Net interest income$3,729,0001,637
Provision for loan and lease losses$124,0001,329
Total noninterest income$538,0001,856
Gross Fiduciary activities income$0972
Service charges on deposit accounts$282,0001,011
Trading account gains and feesNANA
Additional Noninterest Income$256,0002,123
Total noninterest expense$3,095,0001,612
Salaries and employee benefits$1,433,0001,938
Premises and equipment expense$221,0002,259
Additional noninterest expense$1,441,0001,107
Pre-tax net operating income$1,048,0002,000
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,048,0001,801
Extraordinary gains, net$05
Net income$1,048,0001,799
Minority interest net income$052
Net income of bank and minority interests.$1,048,0001,800
Net charge-offs$131,000783
Cash dividends$585,0001,222
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,048,0001,783
2018-12-31 (YTD Data)Rank
Total interest income$19,485,0001,480
Total interest expense$4,226,0001,084
Net interest income$15,259,0001,571
Provision for loan and lease losses$482,0001,489
Total noninterest income$2,271,0001,853
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,247,000962
Trading account gains and feesNANA
Additional Noninterest Income$1,024,0002,217
Total noninterest expense$12,423,0001,560
Salaries and employee benefits$5,485,0001,956
Premises and equipment expense$1,019,0002,026
Additional noninterest expense$5,919,0001,093
Pre-tax net operating income$4,625,0001,885
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$4,625,0001,685
Extraordinary gains, net$06
Net income$4,625,0001,684
Minority interest net income$072
Net income of bank and minority interests.$4,625,0001,684
Net charge-offs$197,0001,655
Cash dividends$2,583,0001,221
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,625,0001,675
2018-09-30 (YTD Data)Rank
Total interest income$14,304,0001,486
Total interest expense$2,864,0001,109
Net interest income$11,440,0001,573
Provision for loan and lease losses$345,0001,461
Total noninterest income$1,659,0001,897
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$924,000972
Trading account gains and feesNANA
Additional Noninterest Income$735,0002,286
Total noninterest expense$9,269,0001,569
Salaries and employee benefits$4,095,0001,954
Premises and equipment expense$782,0002,000
Additional noninterest expense$4,392,0001,097
Pre-tax net operating income$3,485,0001,896
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,485,0001,694
Extraordinary gains, net$05
Net income$3,485,0001,693
Minority interest net income$066
Net income of bank and minority interests.$3,485,0001,693
Net charge-offs$30,0002,498
Cash dividends$2,328,000948
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,485,0001,681
2018-06-30 (YTD Data)Rank
Total interest income$9,292,0001,507
Total interest expense$1,754,0001,137
Net interest income$7,538,0001,584
Provision for loan and lease losses$255,0001,322
Total noninterest income$1,060,0001,950
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$586,0001,012
Trading account gains and feesNANA
Additional Noninterest Income$474,0002,319
Total noninterest expense$6,028,0001,614
Salaries and employee benefits$2,635,0002,019
Premises and equipment expense$506,0002,062
Additional noninterest expense$2,887,0001,108
Pre-tax net operating income$2,315,0001,877
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,315,0001,679
Extraordinary gains, net$06
Net income$2,315,0001,678
Minority interest net income$065
Net income of bank and minority interests.$2,315,0001,678
Net charge-offs$82,0001,440
Cash dividends$1,558,000927
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,315,0001,663
2018-03-31 (YTD Data)Rank
Total interest income$4,481,0001,545
Total interest expense$795,0001,179
Net interest income$3,686,0001,615
Provision for loan and lease losses$110,0001,373
Total noninterest income$526,0001,931
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$283,0001,050
Trading account gains and feesNANA
Additional Noninterest Income$243,0002,257
Total noninterest expense$2,913,0001,678
Salaries and employee benefits$1,317,0002,041
Premises and equipment expense$234,0002,198
Additional noninterest expense$1,362,0001,156
Pre-tax net operating income$1,189,0001,791
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,189,0001,594
Extraordinary gains, net$07
Net income$1,189,0001,594
Minority interest net income$052
Net income of bank and minority interests.$1,189,0001,594
Net charge-offs$58,0001,113
Cash dividends$626,0001,017
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,189,0001,583
2017-12-31 (YTD Data)Rank
Total interest income$16,297,0001,633
Total interest expense$2,582,0001,246
Net interest income$13,715,0001,695
Provision for loan and lease losses$413,0001,626
Total noninterest income$2,543,0001,755
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,226,000987
Trading account gains and feesNANA
Additional Noninterest Income$1,317,0001,961
Total noninterest expense$11,233,0001,700
Salaries and employee benefits$5,031,0002,077
Premises and equipment expense$996,0002,114
Additional noninterest expense$5,206,0001,213
Pre-tax net operating income$4,612,0001,830
Securities gains (losses)$58,000827
Applicable income taxes$04,135
Income before extraordinary items$4,670,0001,419
Extraordinary gains, net$09
Net income$4,670,0001,417
Minority interest net income$076
Net income of bank and minority interests.$4,670,0001,419
Net charge-offs$455,0001,156
Cash dividends$3,226,000971
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,612,0001,415
2017-09-30 (YTD Data)Rank
Total interest income$11,904,0001,669
Total interest expense$1,877,0001,263
Net interest income$10,027,0001,744
Provision for loan and lease losses$309,0001,599
Total noninterest income$1,932,0001,759
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$913,0001,000
Trading account gains and feesNANA
Additional Noninterest Income$1,019,0001,959
Total noninterest expense$8,189,0001,757
Salaries and employee benefits$3,738,0002,103
Premises and equipment expense$695,0002,228
Additional noninterest expense$3,756,0001,242
Pre-tax net operating income$3,461,0001,850
Securities gains (losses)$82,000667
Applicable income taxes$04,172
Income before extraordinary items$3,543,0001,508
Extraordinary gains, net$09
Net income$3,543,0001,507
Minority interest net income$071
Net income of bank and minority interests.$3,543,0001,508
Net charge-offs$555,000750
Cash dividends$2,946,000782
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,461,0001,517
2017-06-30 (YTD Data)Rank
Total interest income$7,713,0001,693
Total interest expense$1,209,0001,268
Net interest income$6,504,0001,768
Provision for loan and lease losses$202,0001,537
Total noninterest income$1,223,0001,810
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$606,000990
Trading account gains and feesNANA
Additional Noninterest Income$617,0002,080
Total noninterest expense$5,325,0001,809
Salaries and employee benefits$2,473,0002,126
Premises and equipment expense$459,0002,253
Additional noninterest expense$2,393,0001,287
Pre-tax net operating income$2,200,0001,888
Securities gains (losses)$69,000543
Applicable income taxes$04,189
Income before extraordinary items$2,269,0001,535
Extraordinary gains, net$011
Net income$2,269,0001,534
Minority interest net income$071
Net income of bank and minority interests.$2,269,0001,535
Net charge-offs$301,000826
Cash dividends$2,285,000681
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,200,0001,555
2017-03-31 (YTD Data)Rank
Total interest income$3,721,0001,747
Total interest expense$573,0001,302
Net interest income$3,148,0001,819
Provision for loan and lease losses$96,0001,494
Total noninterest income$680,0001,686
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$298,0001,001
Trading account gains and feesNANA
Additional Noninterest Income$382,0001,805
Total noninterest expense$2,470,0001,945
Salaries and employee benefits$1,218,0002,177
Premises and equipment expense$221,0002,346
Additional noninterest expense$1,031,0001,462
Pre-tax net operating income$1,262,0001,652
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,262,0001,404
Extraordinary gains, net$08
Net income$1,262,0001,404
Minority interest net income$055
Net income of bank and minority interests.$1,262,0001,404
Net charge-offs$139,000754
Cash dividends$1,009,000710
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,262,0001,387
2016-12-31 (YTD Data)Rank
Total interest income$14,736,0001,716
Total interest expense$1,945,0001,450
Net interest income$12,791,0001,755
Provision for loan and lease losses$875,0001,020
Total noninterest income$2,463,0001,875
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,196,0001,021
Trading account gains and fees$0170
Additional Noninterest Income$1,267,0002,108
Total noninterest expense$9,694,0001,956
Salaries and employee benefits$4,732,0002,183
Premises and equipment expense$994,0002,156
Additional noninterest expense$3,968,0001,542
Pre-tax net operating income$4,685,0001,708
Securities gains (losses)$424,000511
Applicable income taxes$04,278
Income before extraordinary items$5,109,0001,360
Extraordinary gains, net$05
Net income$5,109,0001,358
Minority interest net income$082
Net income of bank and minority interests.$5,109,0001,359
Net charge-offs$438,0001,180
Cash dividends$3,889,000845
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,685,0001,426
2016-09-30 (YTD Data)Rank
Total interest income$11,050,0001,723
Total interest expense$1,442,0001,468
Net interest income$9,608,0001,758
Provision for loan and lease losses$712,000894
Total noninterest income$1,763,0001,925
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$890,0001,031
Trading account gains and fees$0169
Additional Noninterest Income$873,0002,208
Total noninterest expense$7,217,0001,978
Salaries and employee benefits$3,549,0002,176
Premises and equipment expense$737,0002,182
Additional noninterest expense$2,931,0001,566
Pre-tax net operating income$3,442,0001,761
Securities gains (losses)$425,000460
Applicable income taxes$04,325
Income before extraordinary items$3,867,0001,369
Extraordinary gains, net$05
Net income$3,867,0001,370
Minority interest net income$071
Net income of bank and minority interests.$3,867,0001,370
Net charge-offs$299,0001,138
Cash dividends$3,237,000715
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,442,0001,463
2016-06-30 (YTD Data)Rank
Total interest income$7,379,0001,728
Total interest expense$952,0001,475
Net interest income$6,427,0001,753
Provision for loan and lease losses$546,000798
Total noninterest income$1,221,0001,878
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$586,0001,028
Trading account gains and fees$0157
Additional Noninterest Income$635,0002,070
Total noninterest expense$4,699,0002,025
Salaries and employee benefits$2,345,0002,207
Premises and equipment expense$476,0002,231
Additional noninterest expense$1,878,0001,623
Pre-tax net operating income$2,403,0001,687
Securities gains (losses)$193,000616
Applicable income taxes$04,338
Income before extraordinary items$2,596,0001,363
Extraordinary gains, net$016
Net income$2,596,0001,362
Minority interest net income$071
Net income of bank and minority interests.$2,596,0001,363
Net charge-offs$301,000862
Cash dividends$2,208,000694
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,403,0001,396
2016-03-31 (YTD Data)Rank
Total interest income$3,575,0001,785
Total interest expense$451,0001,536
Net interest income$3,124,0001,797
Provision for loan and lease losses$184,0001,028
Total noninterest income$619,0001,803
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$281,0001,058
Trading account gains and fees$0142
Additional Noninterest Income$338,0001,948
Total noninterest expense$2,319,0002,052
Salaries and employee benefits$1,187,0002,194
Premises and equipment expense$235,0002,262
Additional noninterest expense$897,0001,692
Pre-tax net operating income$1,240,0001,624
Securities gains (losses)$-7,0005,955
Applicable income taxes$04,259
Income before extraordinary items$1,233,0001,378
Extraordinary gains, net$012
Net income$1,233,0001,378
Minority interest net income$062
Net income of bank and minority interests.$1,233,0001,379
Net charge-offs$11,0002,283
Cash dividends$1,074,000695
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,240,0001,333
2015-12-31 (YTD Data)Rank
Total interest income$13,961,0001,771
Total interest expense$1,633,0001,657
Net interest income$12,328,0001,783
Provision for loan and lease losses$890,000903
Total noninterest income$2,198,0001,989
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,081,0001,148
Trading account gains and fees$0159
Additional Noninterest Income$1,117,0002,233
Total noninterest expense$8,696,0002,147
Salaries and employee benefits$4,109,0002,441
Premises and equipment expense$972,0002,218
Additional noninterest expense$3,615,0001,678
Pre-tax net operating income$4,940,0001,587
Securities gains (losses)$-12,0005,885
Applicable income taxes$04,402
Income before extraordinary items$4,928,0001,371
Extraordinary gains, net$023
Net income$4,928,0001,370
Minority interest net income$081
Net income of bank and minority interests.$4,928,0001,371
Net charge-offs$693,000902
Cash dividends$3,067,000952
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,940,0001,342
2015-09-30 (YTD Data)Rank
Total interest income$10,522,0001,779
Total interest expense$1,244,0001,653
Net interest income$9,278,0001,789
Provision for loan and lease losses$731,000766
Total noninterest income$1,863,0001,843
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$803,0001,161
Trading account gains and fees$0153
Additional Noninterest Income$1,060,0001,952
Total noninterest expense$6,453,0002,159
Salaries and employee benefits$3,074,0002,445
Premises and equipment expense$723,0002,265
Additional noninterest expense$2,656,0001,705
Pre-tax net operating income$3,957,0001,537
Securities gains (losses)$-107,0006,190
Applicable income taxes$04,489
Income before extraordinary items$3,850,0001,335
Extraordinary gains, net$021
Net income$3,850,0001,335
Minority interest net income$078
Net income of bank and minority interests.$3,850,0001,335
Net charge-offs$369,0001,073
Cash dividends$2,490,000833
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,957,0001,278
2015-06-30 (YTD Data)Rank
Total interest income$7,094,0001,762
Total interest expense$835,0001,654
Net interest income$6,259,0001,768
Provision for loan and lease losses$547,000710
Total noninterest income$1,405,0001,684
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$530,0001,149
Trading account gains and fees$0157
Additional Noninterest Income$875,0001,700
Total noninterest expense$4,238,0002,203
Salaries and employee benefits$2,052,0002,454
Premises and equipment expense$457,0002,365
Additional noninterest expense$1,729,0001,752
Pre-tax net operating income$2,879,0001,424
Securities gains (losses)$-158,0006,298
Applicable income taxes$04,497
Income before extraordinary items$2,721,0001,267
Extraordinary gains, net$022
Net income$2,721,0001,269
Minority interest net income$075
Net income of bank and minority interests.$2,721,0001,268
Net charge-offs$364,000808
Cash dividends$1,569,000865
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,879,0001,182
2015-03-31 (YTD Data)Rank
Total interest income$3,525,0001,770
Total interest expense$411,0001,691
Net interest income$3,114,0001,770
Provision for loan and lease losses$111,0001,346
Total noninterest income$410,0002,366
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$258,0001,162
Trading account gains and fees$0152
Additional Noninterest Income$152,0003,001
Total noninterest expense$2,125,0002,211
Salaries and employee benefits$1,025,0002,475
Premises and equipment expense$225,0002,426
Additional noninterest expense$875,0001,721
Pre-tax net operating income$1,288,0001,513
Securities gains (losses)$-292,0006,398
Applicable income taxes$04,400
Income before extraordinary items$996,0001,609
Extraordinary gains, net$013
Net income$996,0001,610
Minority interest net income$064
Net income of bank and minority interests.$996,0001,611
Net charge-offs$-6,0005,215
Cash dividends$710,000856
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,288,0001,251
2014-12-31 (YTD Data)Rank
Total interest income$13,453,0001,865
Total interest expense$1,560,0001,831
Net interest income$11,893,0001,846
Provision for loan and lease losses$713,0001,118
Total noninterest income$1,588,0002,427
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,259,0001,052
Trading account gains and fees$0180
Additional Noninterest Income$329,0003,889
Total noninterest expense$8,497,0002,210
Salaries and employee benefits$4,094,0002,438
Premises and equipment expense$871,0002,510
Additional noninterest expense$3,532,0001,761
Pre-tax net operating income$4,271,0001,744
Securities gains (losses)$-114,0006,345
Applicable income taxes$04,531
Income before extraordinary items$4,157,0001,536
Extraordinary gains, net$017
Net income$4,157,0001,533
Minority interest net income$084
Net income of bank and minority interests.$4,157,0001,535
Net charge-offs$478,0001,518
Cash dividends$2,972,000933
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,271,0001,472
2014-09-30 (YTD Data)Rank
Total interest income$9,903,0001,902
Total interest expense$1,184,0001,841
Net interest income$8,719,0001,888
Provision for loan and lease losses$315,0001,583
Total noninterest income$1,216,0002,421
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$952,0001,049
Trading account gains and fees$0174
Additional Noninterest Income$264,0003,822
Total noninterest expense$6,325,0002,232
Salaries and employee benefits$3,109,0002,409
Premises and equipment expense$631,0002,586
Additional noninterest expense$2,585,0001,781
Pre-tax net operating income$3,295,0001,718
Securities gains (losses)$-124,0006,460
Applicable income taxes$04,583
Income before extraordinary items$3,171,0001,495
Extraordinary gains, net$015
Net income$3,171,0001,494
Minority interest net income$081
Net income of bank and minority interests.$3,171,0001,495
Net charge-offs$204,0001,964
Cash dividends$2,477,000794
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,295,0001,431
2014-06-30 (YTD Data)Rank
Total interest income$6,487,0001,922
Total interest expense$800,0001,834
Net interest income$5,687,0001,907
Provision for loan and lease losses$305,0001,212
Total noninterest income$984,0002,110
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$613,0001,074
Trading account gains and fees$0172
Additional Noninterest Income$371,0002,758
Total noninterest expense$4,198,0002,242
Salaries and employee benefits$2,094,0002,396
Premises and equipment expense$416,0002,632
Additional noninterest expense$1,688,0001,822
Pre-tax net operating income$2,168,0001,699
Securities gains (losses)$-59,0006,500
Applicable income taxes$04,568
Income before extraordinary items$2,109,0001,462
Extraordinary gains, net$020
Net income$2,109,0001,464
Minority interest net income$080
Net income of bank and minority interests.$2,109,0001,464
Net charge-offs$176,0001,709
Cash dividends$1,591,000789
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,168,0001,409
2014-03-31 (YTD Data)Rank
Total interest income$3,181,0001,945
Total interest expense$396,0001,884
Net interest income$2,785,0001,939
Provision for loan and lease losses$150,0001,189
Total noninterest income$452,0002,178
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$294,0001,103
Trading account gains and fees$0147
Additional Noninterest Income$158,0002,900
Total noninterest expense$2,136,0002,208
Salaries and employee benefits$1,084,0002,342
Premises and equipment expense$198,0002,768
Additional noninterest expense$854,0001,782
Pre-tax net operating income$951,0001,846
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$951,0001,559
Extraordinary gains, net$016
Net income$951,0001,562
Minority interest net income$066
Net income of bank and minority interests.$951,0001,562
Net charge-offs$67,0001,638
Cash dividends$719,000800
Sale, conversion, retirement of capital stock, net$0747
Net operating income$951,0001,534
2013-12-31 (YTD Data)Rank
Total interest income$13,469,0001,855
Total interest expense$1,614,0002,030
Net interest income$11,855,0001,813
Provision for loan and lease losses$1,518,000782
Total noninterest income$2,249,0001,987
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,325,0001,049
Trading account gains and fees$0184
Additional Noninterest Income$924,0002,475
Total noninterest expense$8,210,0002,285
Salaries and employee benefits$4,117,0002,414
Premises and equipment expense$813,0002,670
Additional noninterest expense$3,280,0001,927
Pre-tax net operating income$4,376,0001,597
Securities gains (losses)$215,000850
Applicable income taxes$04,631
Income before extraordinary items$4,591,0001,326
Extraordinary gains, net$029
Net income$4,591,0001,328
Minority interest net income$090
Net income of bank and minority interests.$4,591,0001,329
Net charge-offs$1,344,0001,018
Cash dividends$3,034,000853
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,376,0001,363
2013-09-30 (YTD Data)Rank
Total interest income$10,078,0001,866
Total interest expense$1,232,0002,055
Net interest income$8,846,0001,819
Provision for loan and lease losses$1,361,000694
Total noninterest income$1,696,0002,030
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$997,0001,036
Trading account gains and fees$0180
Additional Noninterest Income$699,0002,511
Total noninterest expense$6,120,0002,306
Salaries and employee benefits$3,114,0002,411
Premises and equipment expense$600,0002,730
Additional noninterest expense$2,406,0001,950
Pre-tax net operating income$3,061,0001,710
Securities gains (losses)$257,000714
Applicable income taxes$04,713
Income before extraordinary items$3,318,0001,366
Extraordinary gains, net$025
Net income$3,318,0001,368
Minority interest net income$084
Net income of bank and minority interests.$3,318,0001,368
Net charge-offs$1,196,000887
Cash dividends$2,536,000721
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,061,0001,444
2013-06-30 (YTD Data)Rank
Total interest income$6,685,0001,869
Total interest expense$827,0002,080
Net interest income$5,858,0001,820
Provision for loan and lease losses$805,000791
Total noninterest income$1,101,0002,097
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$632,0001,066
Trading account gains and fees$0157
Additional Noninterest Income$469,0002,569
Total noninterest expense$4,007,0002,342
Salaries and employee benefits$2,092,0002,404
Premises and equipment expense$389,0002,799
Additional noninterest expense$1,526,0002,036
Pre-tax net operating income$2,147,0001,623
Securities gains (losses)$391,000459
Applicable income taxes$04,679
Income before extraordinary items$2,538,0001,206
Extraordinary gains, net$022
Net income$2,538,0001,208
Minority interest net income$082
Net income of bank and minority interests.$2,538,0001,209
Net charge-offs$916,000819
Cash dividends$1,689,000725
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,147,0001,352
2013-03-31 (YTD Data)Rank
Total interest income$3,288,0001,912
Total interest expense$410,0002,145
Net interest income$2,878,0001,856
Provision for loan and lease losses$233,0001,205
Total noninterest income$508,0002,207
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$278,0001,202
Trading account gains and fees$0148
Additional Noninterest Income$230,0002,573
Total noninterest expense$2,112,0002,253
Salaries and employee benefits$1,037,0002,446
Premises and equipment expense$192,0002,838
Additional noninterest expense$883,0001,798
Pre-tax net operating income$1,041,0001,644
Securities gains (losses)$187,000485
Applicable income taxes$04,602
Income before extraordinary items$1,228,0001,219
Extraordinary gains, net$010
Net income$1,228,0001,221
Minority interest net income$076
Net income of bank and minority interests.$1,228,0001,221
Net charge-offs$515,000758
Cash dividends$601,000808
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,041,0001,365
2012-12-31 (YTD Data)Rank
Total interest income$12,700,0002,060
Total interest expense$1,854,0002,275
Net interest income$10,846,0002,007
Provision for loan and lease losses$737,0002,200
Total noninterest income$1,960,0002,215
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$884,0001,567
Trading account gains and fees$0166
Additional Noninterest Income$1,076,0002,282
Total noninterest expense$8,028,0002,349
Salaries and employee benefits$3,968,0002,474
Premises and equipment expense$762,0002,843
Additional noninterest expense$3,298,0001,983
Pre-tax net operating income$4,041,0001,643
Securities gains (losses)$464,000990
Applicable income taxes$04,751
Income before extraordinary items$4,505,0001,308
Extraordinary gains, net$029
Net income$4,505,0001,309
Minority interest net income$093
Net income of bank and minority interests.$4,505,0001,309
Net charge-offs$519,0002,604
Cash dividends$2,863,000911
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,041,0001,359
2012-09-30 (YTD Data)Rank
Total interest income$9,237,0002,159
Total interest expense$1,453,0002,270
Net interest income$7,784,0002,110
Provision for loan and lease losses$570,0002,114
Total noninterest income$1,454,0002,219
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$667,0001,579
Trading account gains and fees$0157
Additional Noninterest Income$787,0002,294
Total noninterest expense$5,763,0002,462
Salaries and employee benefits$2,939,0002,503
Premises and equipment expense$552,0002,957
Additional noninterest expense$2,272,0002,142
Pre-tax net operating income$2,905,0001,743
Securities gains (losses)$281,0001,168
Applicable income taxes$04,802
Income before extraordinary items$3,186,0001,408
Extraordinary gains, net$020
Net income$3,186,0001,409
Minority interest net income$086
Net income of bank and minority interests.$3,186,0001,409
Net charge-offs$363,0002,581
Cash dividends$2,114,000734
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,905,0001,434
2012-06-30 (YTD Data)Rank
Total interest income$5,999,0002,229
Total interest expense$998,0002,287
Net interest income$5,001,0002,187
Provision for loan and lease losses$417,0002,025
Total noninterest income$981,0002,186
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$463,0001,513
Trading account gains and fees$0153
Additional Noninterest Income$518,0002,277
Total noninterest expense$3,769,0002,511
Salaries and employee benefits$1,934,0002,542
Premises and equipment expense$371,0002,940
Additional noninterest expense$1,464,0002,205
Pre-tax net operating income$1,796,0001,829
Securities gains (losses)$8,0002,780
Applicable income taxes$04,770
Income before extraordinary items$1,804,0001,622
Extraordinary gains, net$019
Net income$1,804,0001,621
Minority interest net income$084
Net income of bank and minority interests.$1,804,0001,622
Net charge-offs$319,0002,249
Cash dividends$1,327,000772
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,796,0001,539
2012-03-31 (YTD Data)Rank
Total interest income$2,933,0002,316
Total interest expense$499,0002,385
Net interest income$2,434,0002,249
Provision for loan and lease losses$158,0002,254
Total noninterest income$521,0002,089
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$237,0001,472
Trading account gains and fees$0148
Additional Noninterest Income$284,0002,175
Total noninterest expense$1,872,0002,519
Salaries and employee benefits$950,0002,604
Premises and equipment expense$181,0003,020
Additional noninterest expense$741,0002,178
Pre-tax net operating income$925,0001,797
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$925,0001,580
Extraordinary gains, net$019
Net income$925,0001,581
Minority interest net income$078
Net income of bank and minority interests.$925,0001,581
Net charge-offs$43,0003,131
Cash dividends$689,000675
Sale, conversion, retirement of capital stock, net$0861
Net operating income$925,0001,481
2011-12-31 (YTD Data)Rank
Total interest income$11,750,0002,366
Total interest expense$2,144,0002,627
Net interest income$9,606,0002,281
Provision for loan and lease losses$782,0002,775
Total noninterest income$1,900,0002,087
Gross Fiduciary activities income$26,0001,002
Service charges on deposit accounts$1,014,0001,467
Trading account gains and fees$0146
Additional Noninterest Income$860,0002,341
Total noninterest expense$7,613,0002,481
Salaries and employee benefits$3,786,0002,533
Premises and equipment expense$757,0003,029
Additional noninterest expense$3,070,0002,166
Pre-tax net operating income$3,111,0001,774
Securities gains (losses)$72,0002,311
Applicable income taxes$04,719
Income before extraordinary items$3,183,0001,529
Extraordinary gains, net$029
Net income$3,183,0001,529
Minority interest net income$096
Net income of bank and minority interests.$3,183,0001,529
Net charge-offs$905,0002,475
Cash dividends$2,227,000875
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,111,0001,484
2011-09-30 (YTD Data)Rank
Total interest income$8,779,0002,412
Total interest expense$1,646,0002,669
Net interest income$7,133,0002,303
Provision for loan and lease losses$465,0002,970
Total noninterest income$1,397,0002,104
Gross Fiduciary activities income$26,000941
Service charges on deposit accounts$729,0001,521
Trading account gains and fees$0145
Additional Noninterest Income$642,0002,331
Total noninterest expense$5,736,0002,474
Salaries and employee benefits$2,846,0002,530
Premises and equipment expense$563,0003,069
Additional noninterest expense$2,327,0002,151
Pre-tax net operating income$2,329,0001,845
Securities gains (losses)$-71,0007,190
Applicable income taxes$04,740
Income before extraordinary items$2,258,0001,670
Extraordinary gains, net$021
Net income$2,258,0001,671
Minority interest net income$087
Net income of bank and minority interests.$2,258,0001,671
Net charge-offs$655,0002,367
Cash dividends$1,657,000765
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,329,0001,551
2011-06-30 (YTD Data)Rank
Total interest income$5,805,0002,447
Total interest expense$1,118,0002,713
Net interest income$4,687,0002,340
Provision for loan and lease losses$312,0002,899
Total noninterest income$895,0002,155
Gross Fiduciary activities income$26,000918
Service charges on deposit accounts$463,0001,559
Trading account gains and fees$0153
Additional Noninterest Income$406,0002,416
Total noninterest expense$3,818,0002,487
Salaries and employee benefits$1,899,0002,534
Premises and equipment expense$371,0003,121
Additional noninterest expense$1,548,0002,190
Pre-tax net operating income$1,452,0001,933
Securities gains (losses)$-79,0007,289
Applicable income taxes$04,697
Income before extraordinary items$1,373,0001,742
Extraordinary gains, net$015
Net income$1,373,0001,742
Minority interest net income$089
Net income of bank and minority interests.$1,373,0001,742
Net charge-offs$502,0002,137
Cash dividends$1,189,000703
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,452,0001,603
2011-03-31 (YTD Data)Rank
Total interest income$2,886,0002,471
Total interest expense$569,0002,749
Net interest income$2,317,0002,357
Provision for loan and lease losses$158,0002,702
Total noninterest income$440,0002,202
Gross Fiduciary activities income$24,000859
Service charges on deposit accounts$224,0001,579
Trading account gains and fees$0158
Additional Noninterest Income$192,0002,528
Total noninterest expense$1,974,0002,445
Salaries and employee benefits$929,0002,607
Premises and equipment expense$193,0003,080
Additional noninterest expense$852,0001,984
Pre-tax net operating income$625,0002,154
Securities gains (losses)$-11,0007,181
Applicable income taxes$04,545
Income before extraordinary items$614,0001,884
Extraordinary gains, net$09
Net income$614,0001,883
Minority interest net income$086
Net income of bank and minority interests.$614,0001,884
Net charge-offs$172,0002,236
Cash dividends$717,000533
Sale, conversion, retirement of capital stock, net$0925
Net operating income$625,0001,797
2010-12-31 (YTD Data)Rank
Total interest income$12,404,0002,427
Total interest expense$2,647,0002,854
Net interest income$9,757,0002,248
Provision for loan and lease losses$973,0003,103
Total noninterest income$1,725,0002,306
Gross Fiduciary activities income$127,000831
Service charges on deposit accounts$933,0001,593
Trading account gains and fees$0175
Additional Noninterest Income$665,0002,769
Total noninterest expense$7,529,0002,575
Salaries and employee benefits$3,799,0002,530
Premises and equipment expense$782,0003,029
Additional noninterest expense$2,948,0002,323
Pre-tax net operating income$2,980,0001,636
Securities gains (losses)$728,000641
Applicable income taxes$04,655
Income before extraordinary items$3,708,0001,169
Extraordinary gains, net$029
Net income$3,708,0001,170
Minority interest net income$0111
Net income of bank and minority interests.$3,708,0001,171
Net charge-offs$827,0002,951
Cash dividends$2,851,000576
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,980,0001,365
2010-09-30 (YTD Data)Rank
Total interest income$9,458,0002,444
Total interest expense$2,041,0002,912
Net interest income$7,417,0002,254
Provision for loan and lease losses$480,0003,605
Total noninterest income$1,327,0002,281
Gross Fiduciary activities income$95,000818
Service charges on deposit accounts$675,0001,687
Trading account gains and fees$0165
Additional Noninterest Income$557,0002,589
Total noninterest expense$5,686,0002,554
Salaries and employee benefits$2,887,0002,511
Premises and equipment expense$589,0003,071
Additional noninterest expense$2,210,0002,290
Pre-tax net operating income$2,578,0001,531
Securities gains (losses)$464,000788
Applicable income taxes$04,726
Income before extraordinary items$3,042,0001,115
Extraordinary gains, net$023
Net income$3,042,0001,117
Minority interest net income$0110
Net income of bank and minority interests.$3,042,0001,118
Net charge-offs$419,0003,303
Cash dividends$2,542,000428
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,578,0001,247
2010-06-30 (YTD Data)Rank
Total interest income$6,362,0002,442
Total interest expense$1,373,0002,984
Net interest income$4,989,0002,224
Provision for loan and lease losses$261,0003,830
Total noninterest income$862,0002,257
Gross Fiduciary activities income$65,000826
Service charges on deposit accounts$454,0001,690
Trading account gains and fees$0152
Additional Noninterest Income$343,0002,642
Total noninterest expense$3,776,0002,569
Salaries and employee benefits$1,905,0002,545
Premises and equipment expense$393,0003,100
Additional noninterest expense$1,478,0002,286
Pre-tax net operating income$1,814,0001,434
Securities gains (losses)$358,000616
Applicable income taxes$04,691
Income before extraordinary items$2,172,0001,041
Extraordinary gains, net$019
Net income$2,172,0001,042
Minority interest net income$0105
Net income of bank and minority interests.$2,172,0001,042
Net charge-offs$275,0003,155
Cash dividends$1,960,000365
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,814,0001,184
2010-03-31 (YTD Data)Rank
Total interest income$3,192,0002,495
Total interest expense$675,0003,146
Net interest income$2,517,0002,209
Provision for loan and lease losses$141,0003,534
Total noninterest income$412,0002,314
Gross Fiduciary activities income$37,000826
Service charges on deposit accounts$223,0001,714
Trading account gains and fees$0175
Additional Noninterest Income$152,0002,815
Total noninterest expense$1,873,0002,609
Salaries and employee benefits$937,0002,618
Premises and equipment expense$191,0003,241
Additional noninterest expense$745,0002,272
Pre-tax net operating income$915,0001,425
Securities gains (losses)$217,000488
Applicable income taxes$04,611
Income before extraordinary items$1,132,000964
Extraordinary gains, net$016
Net income$1,132,000968
Minority interest net income$091
Net income of bank and minority interests.$1,132,000968
Net charge-offs$148,0002,736
Cash dividends$948,000365
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$915,0001,169
2009-12-31 (YTD Data)Rank
Total interest income$13,445,0002,484
Total interest expense$2,925,0003,472
Net interest income$10,520,0002,090
Provision for loan and lease losses$975,0003,549
Total noninterest income$1,935,0002,166
Gross Fiduciary activities income$171,000792
Service charges on deposit accounts$1,118,0001,517
Trading account gains and fees$0211
Additional Noninterest Income$646,0002,790
Total noninterest expense$7,229,0002,716
Salaries and employee benefits$3,674,0002,660
Premises and equipment expense$764,0003,249
Additional noninterest expense$2,791,0002,505
Pre-tax net operating income$4,251,000988
Securities gains (losses)$207,0001,528
Applicable income taxes$-21,0006,326
Income before extraordinary items$4,479,000765
Extraordinary gains, net$034
Net income$4,479,000762
Minority interest net income$0115
Net income of bank and minority interests.$4,479,000765
Net charge-offs$744,0003,282
Cash dividends$2,574,000690
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,272,000797
2009-09-30 (YTD Data)Rank
Total interest income$10,146,0002,505
Total interest expense$2,268,0003,524
Net interest income$7,878,0002,085
Provision for loan and lease losses$763,0003,165
Total noninterest income$1,468,0002,205
Gross Fiduciary activities income$144,000757
Service charges on deposit accounts$840,0001,518
Trading account gains and fees$0212
Additional Noninterest Income$484,0002,863
Total noninterest expense$5,485,0002,695
Salaries and employee benefits$2,782,0002,652
Premises and equipment expense$567,0003,323
Additional noninterest expense$2,136,0002,424
Pre-tax net operating income$3,098,0001,055
Securities gains (losses)$150,0001,510
Applicable income taxes$-21,0006,713
Income before extraordinary items$3,269,000838
Extraordinary gains, net$027
Net income$3,269,000839
Minority interest net income$0118
Net income of bank and minority interests.$3,269,000839
Net charge-offs$544,0002,922
Cash dividends$2,157,000592
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,119,000862
2009-06-30 (YTD Data)Rank
Total interest income$6,740,0002,543
Total interest expense$1,566,0003,569
Net interest income$5,174,0002,113
Provision for loan and lease losses$389,0003,332
Total noninterest income$983,0002,211
Gross Fiduciary activities income$118,000726
Service charges on deposit accounts$537,0001,555
Trading account gains and fees$0193
Additional Noninterest Income$328,0002,842
Total noninterest expense$3,610,0002,753
Salaries and employee benefits$1,862,0002,676
Premises and equipment expense$375,0003,353
Additional noninterest expense$1,373,0002,530
Pre-tax net operating income$2,158,0001,045
Securities gains (losses)$40,0002,039
Applicable income taxes$-21,0006,873
Income before extraordinary items$2,219,000848
Extraordinary gains, net$021
Net income$2,219,000848
Minority interest net income$0112
Net income of bank and minority interests.$2,219,000848
Net charge-offs$256,0003,128
Cash dividends$1,551,000571
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,179,000838
2009-03-31 (YTD Data)Rank
Total interest income$3,273,0002,642
Total interest expense$808,0003,589
Net interest income$2,465,0002,228
Provision for loan and lease losses$91,0004,028
Total noninterest income$521,0002,071
Gross Fiduciary activities income$95,000610
Service charges on deposit accounts$255,0001,591
Trading account gains and fees$0171
Additional Noninterest Income$171,0002,733
Total noninterest expense$1,754,0002,739
Salaries and employee benefits$914,0002,767
Premises and equipment expense$189,0003,383
Additional noninterest expense$651,0002,383
Pre-tax net operating income$1,141,0001,115
Securities gains (losses)$02,434
Applicable income taxes$-21,0007,277
Income before extraordinary items$1,162,000916
Extraordinary gains, net$015
Net income$1,162,000916
Minority interest net income$0102
Net income of bank and minority interests.$1,162,000918
Net charge-offs$47,0003,624
Cash dividends$742,000616
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,162,000859
2008-12-31 (YTD Data)Rank
Total interest income$13,453,0002,742
Total interest expense$4,184,0003,404
Net interest income$9,269,0002,360
Provision for loan and lease losses$508,0003,779
Total noninterest income$1,769,0002,334
Gross Fiduciary activities income$148,000833
Service charges on deposit accounts$1,106,0001,609
Trading account gains and fees$0154
Additional Noninterest Income$515,0003,123
Total noninterest expense$6,585,0002,826
Salaries and employee benefits$3,490,0002,834
Premises and equipment expense$760,0003,307
Additional noninterest expense$2,335,0002,483
Pre-tax net operating income$3,945,0001,384
Securities gains (losses)$260,000603
Applicable income taxes$04,979
Income before extraordinary items$4,205,000973
Extraordinary gains, net$039
Net income$4,205,000973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$368,0003,242
Cash dividends$2,371,0001,162
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,945,0001,131
2008-09-30 (YTD Data)Rank
Total interest income$10,086,0002,798
Total interest expense$3,215,0003,445
Net interest income$6,871,0002,404
Provision for loan and lease losses$278,0003,680
Total noninterest income$1,316,0002,420
Gross Fiduciary activities income$114,000835
Service charges on deposit accounts$789,0001,697
Trading account gains and fees$0148
Additional Noninterest Income$413,0003,132
Total noninterest expense$4,906,0002,821
Salaries and employee benefits$2,621,0002,852
Premises and equipment expense$566,0003,336
Additional noninterest expense$1,719,0002,464
Pre-tax net operating income$3,003,0001,623
Securities gains (losses)$225,000570
Applicable income taxes$05,372
Income before extraordinary items$3,228,0001,139
Extraordinary gains, net$031
Net income$3,228,0001,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0003,025
Cash dividends$1,540,0001,279
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,003,0001,311
2008-06-30 (YTD Data)Rank
Total interest income$6,763,0002,813
Total interest expense$2,213,0003,487
Net interest income$4,550,0002,401
Provision for loan and lease losses$187,0003,269
Total noninterest income$848,0002,510
Gross Fiduciary activities income$79,000836
Service charges on deposit accounts$508,0001,737
Trading account gains and fees$0149
Additional Noninterest Income$261,0003,269
Total noninterest expense$3,244,0002,840
Salaries and employee benefits$1,750,0002,883
Premises and equipment expense$373,0003,405
Additional noninterest expense$1,121,0002,480
Pre-tax net operating income$1,967,0001,713
Securities gains (losses)$117,000854
Applicable income taxes$05,627
Income before extraordinary items$2,084,0001,323
Extraordinary gains, net$021
Net income$2,084,0001,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0003,610
Cash dividends$1,214,0001,193
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,967,0001,384
2008-03-31 (YTD Data)Rank
Total interest income$3,411,0002,866
Total interest expense$1,206,0003,437
Net interest income$2,205,0002,475
Provision for loan and lease losses$96,0002,788
Total noninterest income$408,0002,561
Gross Fiduciary activities income$45,000824
Service charges on deposit accounts$246,0001,749
Trading account gains and fees$0158
Additional Noninterest Income$117,0003,478
Total noninterest expense$1,591,0002,898
Salaries and employee benefits$865,0002,942
Premises and equipment expense$181,0003,483
Additional noninterest expense$545,0002,519
Pre-tax net operating income$926,0001,919
Securities gains (losses)$31,0001,352
Applicable income taxes$05,622
Income before extraordinary items$957,0001,566
Extraordinary gains, net$015
Net income$957,0001,568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0001,919
Cash dividends$577,0001,229
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$926,0001,548
2007-12-31 (YTD Data)Rank
Total interest income$13,206,0003,018
Total interest expense$5,620,0003,170
Net interest income$7,586,0002,879
Provision for loan and lease losses$390,0002,739
Total noninterest income$1,770,0002,411
Gross Fiduciary activities income$148,000853
Service charges on deposit accounts$1,034,0001,719
Trading account gains and fees$130,000110
Additional Noninterest Income$458,0003,485
Total noninterest expense$6,415,0002,785
Salaries and employee benefits$3,464,0002,831
Premises and equipment expense$765,0003,199
Additional noninterest expense$2,186,0002,465
Pre-tax net operating income$2,551,0002,781
Securities gains (losses)$-80,0008,099
Applicable income taxes$06,070
Income before extraordinary items$2,471,0002,394
Extraordinary gains, net$039
Net income$2,471,0002,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0002,479
Cash dividends$1,655,0001,864
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,551,0002,304
2007-09-30 (YTD Data)Rank
Total interest income$9,776,0003,048
Total interest expense$4,254,0003,149
Net interest income$5,522,0002,964
Provision for loan and lease losses$293,0002,350
Total noninterest income$1,335,0002,403
Gross Fiduciary activities income$102,000866
Service charges on deposit accounts$771,0001,702
Trading account gains and fees$130,000113
Additional Noninterest Income$332,0003,558
Total noninterest expense$4,834,0002,745
Salaries and employee benefits$2,611,0002,801
Premises and equipment expense$584,0003,128
Additional noninterest expense$1,639,0002,419
Pre-tax net operating income$1,730,0003,165
Securities gains (losses)$-10,0007,777
Applicable income taxes$06,220
Income before extraordinary items$1,720,0002,687
Extraordinary gains, net$033
Net income$1,720,0002,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0002,070
Cash dividends$1,060,0001,912
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,730,0002,658
2007-06-30 (YTD Data)Rank
Total interest income$6,417,0003,100
Total interest expense$2,847,0003,130
Net interest income$3,570,0003,071
Provision for loan and lease losses$191,0002,237
Total noninterest income$883,0002,419
Gross Fiduciary activities income$70,000872
Service charges on deposit accounts$522,0001,686
Trading account gains and fees$65,000121
Additional Noninterest Income$226,0003,553
Total noninterest expense$3,208,0002,788
Salaries and employee benefits$1,749,0002,840
Premises and equipment expense$396,0003,111
Additional noninterest expense$1,063,0002,494
Pre-tax net operating income$1,054,0003,413
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,054,0002,919
Extraordinary gains, net$029
Net income$1,054,0002,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0002,059
Cash dividends$927,0001,632
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,054,0002,905
2007-03-31 (YTD Data)Rank
Total interest income$3,163,0003,126
Total interest expense$1,433,0003,105
Net interest income$1,730,0003,144
Provision for loan and lease losses$91,0002,141
Total noninterest income$510,0002,186
Gross Fiduciary activities income$39,000863
Service charges on deposit accounts$264,0001,623
Trading account gains and fees$102,000114
Additional Noninterest Income$105,0003,680
Total noninterest expense$1,622,0002,782
Salaries and employee benefits$867,0002,873
Premises and equipment expense$212,0002,968
Additional noninterest expense$543,0002,424
Pre-tax net operating income$527,0003,396
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$527,0002,894
Extraordinary gains, net$022
Net income$527,0002,894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0001,828
Cash dividends$300,0001,961
Sale, conversion, retirement of capital stock, net$0885
Net operating income$527,0002,882
2006-12-31 (YTD Data)Rank
Total interest income$12,150,0003,054
Total interest expense$5,060,0003,001
Net interest income$7,090,0003,072
Provision for loan and lease losses$404,0002,242
Total noninterest income$1,631,0002,556
Gross Fiduciary activities income$129,000892
Service charges on deposit accounts$1,059,0001,671
Trading account gains and fees$0130
Additional Noninterest Income$443,0003,560
Total noninterest expense$6,380,0002,726
Salaries and employee benefits$3,466,0002,749
Premises and equipment expense$780,0003,072
Additional noninterest expense$2,134,0002,414
Pre-tax net operating income$1,937,0003,721
Securities gains (losses)$-42,0007,878
Applicable income taxes$06,600
Income before extraordinary items$1,895,0003,214
Extraordinary gains, net$051
Net income$1,895,0003,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$402,0001,377
Cash dividends$1,962,0001,587
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,937,0003,155
2006-09-30 (YTD Data)Rank
Total interest income$8,900,0003,090
Total interest expense$3,645,0003,017
Net interest income$5,255,0003,130
Provision for loan and lease losses$286,0002,246
Total noninterest income$1,211,0002,585
Gross Fiduciary activities income$97,000884
Service charges on deposit accounts$768,0001,718
Trading account gains and fees$0126
Additional Noninterest Income$346,0003,466
Total noninterest expense$4,756,0002,743
Salaries and employee benefits$2,577,0002,772
Premises and equipment expense$573,0003,116
Additional noninterest expense$1,606,0002,405
Pre-tax net operating income$1,424,0003,912
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$1,424,0003,317
Extraordinary gains, net$045
Net income$1,424,0003,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$342,0001,055
Cash dividends$1,553,0001,402
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,424,0003,305
2006-06-30 (YTD Data)Rank
Total interest income$5,781,0003,128
Total interest expense$2,305,0003,036
Net interest income$3,476,0003,154
Provision for loan and lease losses$196,0002,150
Total noninterest income$812,0002,567
Gross Fiduciary activities income$66,000893
Service charges on deposit accounts$502,0001,735
Trading account gains and fees$0126
Additional Noninterest Income$244,0003,365
Total noninterest expense$3,161,0002,773
Salaries and employee benefits$1,706,0002,796
Premises and equipment expense$374,0003,158
Additional noninterest expense$1,081,0002,384
Pre-tax net operating income$931,0003,966
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$931,0003,377
Extraordinary gains, net$039
Net income$931,0003,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$309,000818
Cash dividends$1,347,0001,143
Sale, conversion, retirement of capital stock, net$0887
Net operating income$931,0003,368
2006-03-31 (YTD Data)Rank
Total interest income$2,867,0003,086
Total interest expense$1,114,0002,987
Net interest income$1,753,0003,129
Provision for loan and lease losses$95,0002,071
Total noninterest income$420,0002,479
Gross Fiduciary activities income$37,000877
Service charges on deposit accounts$244,0001,727
Trading account gains and fees$0115
Additional Noninterest Income$139,0003,105
Total noninterest expense$1,536,0002,822
Salaries and employee benefits$842,0002,842
Premises and equipment expense$165,0003,494
Additional noninterest expense$529,0002,424
Pre-tax net operating income$542,0003,560
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$542,0002,963
Extraordinary gains, net$021
Net income$542,0002,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,725
Cash dividends$545,0001,248
Sale, conversion, retirement of capital stock, net$0648
Net operating income$542,0002,948
2005-12-31 (YTD Data)Rank
Total interest income$10,229,0003,096
Total interest expense$3,093,0003,249
Net interest income$7,136,0002,998
Provision for loan and lease losses$438,0002,123
Total noninterest income$1,611,0002,570
Gross Fiduciary activities income$147,000873
Service charges on deposit accounts$1,014,0001,709
Trading account gains and fees$0138
Additional Noninterest Income$450,0003,556
Total noninterest expense$5,955,0002,773
Salaries and employee benefits$3,145,0002,850
Premises and equipment expense$635,0003,487
Additional noninterest expense$2,175,0002,302
Pre-tax net operating income$2,354,0003,282
Securities gains (losses)$-111,0008,454
Applicable income taxes$06,964
Income before extraordinary items$2,243,0002,803
Extraordinary gains, net$046
Net income$2,243,0002,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$304,0001,714
Cash dividends$1,376,0001,945
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,354,0002,681
2005-09-30 (YTD Data)Rank
Total interest income$7,462,0003,117
Total interest expense$2,116,0003,351
Net interest income$5,346,0002,983
Provision for loan and lease losses$330,0002,034
Total noninterest income$1,195,0002,587
Gross Fiduciary activities income$114,000855
Service charges on deposit accounts$753,0001,710
Trading account gains and fees$0126
Additional Noninterest Income$328,0003,644
Total noninterest expense$4,462,0002,750
Salaries and employee benefits$2,364,0002,803
Premises and equipment expense$465,0003,547
Additional noninterest expense$1,633,0002,259
Pre-tax net operating income$1,749,0003,370
Securities gains (losses)$-65,0008,550
Applicable income taxes$06,976
Income before extraordinary items$1,684,0002,848
Extraordinary gains, net$035
Net income$1,684,0002,849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0001,580
Cash dividends$1,042,0001,729
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,749,0002,728
2005-06-30 (YTD Data)Rank
Total interest income$4,848,0003,124
Total interest expense$1,315,0003,390
Net interest income$3,533,0002,976
Provision for loan and lease losses$247,0001,806
Total noninterest income$808,0002,521
Gross Fiduciary activities income$79,000855
Service charges on deposit accounts$498,0001,691
Trading account gains and fees$0116
Additional Noninterest Income$231,0003,507
Total noninterest expense$2,943,0002,749
Salaries and employee benefits$1,555,0002,833
Premises and equipment expense$347,0003,221
Additional noninterest expense$1,041,0002,341
Pre-tax net operating income$1,151,0003,361
Securities gains (losses)$-64,0008,647
Applicable income taxes$06,961
Income before extraordinary items$1,087,0002,906
Extraordinary gains, net$030
Net income$1,087,0002,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0001,369
Cash dividends$490,0002,252
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,151,0002,708
2005-03-31 (YTD Data)Rank
Total interest income$2,337,0003,183
Total interest expense$606,0003,481
Net interest income$1,731,0003,020
Provision for loan and lease losses$136,0001,587
Total noninterest income$372,0002,630
Gross Fiduciary activities income$44,000834
Service charges on deposit accounts$217,0001,875
Trading account gains and fees$0115
Additional Noninterest Income$111,0003,545
Total noninterest expense$1,471,0002,768
Salaries and employee benefits$774,0002,843
Premises and equipment expense$173,0003,260
Additional noninterest expense$524,0002,324
Pre-tax net operating income$496,0003,700
Securities gains (losses)$9,0001,042
Applicable income taxes$06,892
Income before extraordinary items$505,0003,024
Extraordinary gains, net$024
Net income$505,0003,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0001,310
Cash dividends$322,0001,666
Sale, conversion, retirement of capital stock, net$0491
Net operating income$496,0003,024
2004-12-31 (YTD Data)Rank
Total interest income$9,289,0003,021
Total interest expense$2,110,0003,491
Net interest income$7,179,0002,824
Provision for loan and lease losses$514,0001,914
Total noninterest income$1,549,0002,627
Gross Fiduciary activities income$136,000871
Service charges on deposit accounts$991,0001,773
Trading account gains and fees$0138
Additional Noninterest Income$422,0003,619
Total noninterest expense$5,738,0002,764
Salaries and employee benefits$3,019,0002,820
Premises and equipment expense$724,0003,044
Additional noninterest expense$1,995,0002,432
Pre-tax net operating income$2,476,0003,032
Securities gains (losses)$-537,0008,876
Applicable income taxes$07,185
Income before extraordinary items$1,939,0002,992
Extraordinary gains, net$034
Net income$1,939,0002,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$455,0001,447
Cash dividends$1,270,0001,956
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,476,0002,387
2004-09-30 (YTD Data)Rank
Total interest income$6,891,0003,018
Total interest expense$1,543,0003,527
Net interest income$5,348,0002,811
Provision for loan and lease losses$402,0001,762
Total noninterest income$1,163,0002,630
Gross Fiduciary activities income$106,000862
Service charges on deposit accounts$753,0001,760
Trading account gains and fees$0134
Additional Noninterest Income$304,0003,703
Total noninterest expense$4,311,0002,722
Salaries and employee benefits$2,262,0002,802
Premises and equipment expense$541,0003,048
Additional noninterest expense$1,508,0002,379
Pre-tax net operating income$1,798,0003,153
Securities gains (losses)$-537,0008,970
Applicable income taxes$07,220
Income before extraordinary items$1,261,0003,416
Extraordinary gains, net$026
Net income$1,261,0003,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$352,0001,286
Cash dividends$1,177,0001,530
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,798,0002,488
2004-06-30 (YTD Data)Rank
Total interest income$4,481,0003,064
Total interest expense$994,0003,618
Net interest income$3,487,0002,863
Provision for loan and lease losses$292,0001,633
Total noninterest income$764,0002,666
Gross Fiduciary activities income$77,000848
Service charges on deposit accounts$496,0001,770
Trading account gains and fees$0130
Additional Noninterest Income$191,0003,826
Total noninterest expense$2,924,0002,684
Salaries and employee benefits$1,515,0002,806
Premises and equipment expense$362,0003,042
Additional noninterest expense$1,047,0002,301
Pre-tax net operating income$1,035,0003,455
Securities gains (losses)$-379,0009,029
Applicable income taxes$07,214
Income before extraordinary items$656,0003,995
Extraordinary gains, net$021
Net income$656,0003,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0001,145
Cash dividends$904,0001,392
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,035,0002,769
2004-03-31 (YTD Data)Rank
Total interest income$2,155,0003,188
Total interest expense$487,0003,719
Net interest income$1,668,0002,974
Provision for loan and lease losses$144,0001,588
Total noninterest income$365,0002,704
Gross Fiduciary activities income$46,000817
Service charges on deposit accounts$226,0001,866
Trading account gains and fees$0121
Additional Noninterest Income$93,0003,862
Total noninterest expense$1,438,0002,740
Salaries and employee benefits$770,0002,789
Premises and equipment expense$178,0003,109
Additional noninterest expense$490,0002,413
Pre-tax net operating income$451,0003,780
Securities gains (losses)$-205,0009,087
Applicable income taxes$07,103
Income before extraordinary items$246,0004,798
Extraordinary gains, net$016
Net income$246,0004,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,000901
Cash dividends$409,0001,416
Sale, conversion, retirement of capital stock, net$0464
Net operating income$451,0003,078
2003-12-31 (YTD Data)Rank
Total interest income$9,020,0003,104
Total interest expense$2,213,0003,693
Net interest income$6,807,0002,826
Provision for loan and lease losses$577,0001,946
Total noninterest income$1,515,0002,826
Gross Fiduciary activities income$165,000850
Service charges on deposit accounts$914,0001,891
Trading account gains and fees$0160
Additional Noninterest Income$436,0003,813
Total noninterest expense$5,580,0002,783
Salaries and employee benefits$2,910,0002,834
Premises and equipment expense$735,0002,962
Additional noninterest expense$1,935,0002,491
Pre-tax net operating income$2,165,0003,211
Securities gains (losses)$367,000926
Applicable income taxes$10,0007,040
Income before extraordinary items$2,522,0002,358
Extraordinary gains, net$054
Net income$2,522,0002,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,0001,988
Cash dividends$1,228,0002,024
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,155,0002,577
2003-09-30 (YTD Data)Rank
Total interest income$4,705,0004,221
Total interest expense$1,011,0005,348
Net interest income$3,694,0003,747
Provision for loan and lease losses$281,0002,633
Total noninterest income$889,0003,407
Gross Fiduciary activities income$141,000815
Service charges on deposit accounts$452,0002,694
Trading account gains and fees$0153
Additional Noninterest Income$296,0004,066
Total noninterest expense$3,053,0003,654
Salaries and employee benefits$1,614,0003,677
Premises and equipment expense$376,0004,040
Additional noninterest expense$1,063,0003,219
Pre-tax net operating income$1,249,0003,970
Securities gains (losses)$260,0001,059
Applicable income taxes$127,0005,310
Income before extraordinary items$1,382,0003,153
Extraordinary gains, net$040
Net income$1,382,0003,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0002,165
Cash dividends$749,0002,109
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,142,8003,460
2003-06-30 (YTD Data)Rank
Total interest income$3,114,0004,290
Total interest expense$702,0005,331
Net interest income$2,412,0003,806
Provision for loan and lease losses$182,0002,663
Total noninterest income$559,0003,507
Gross Fiduciary activities income$91,000829
Service charges on deposit accounts$286,0002,755
Trading account gains and fees$0150
Additional Noninterest Income$182,0004,197
Total noninterest expense$1,950,0003,777
Salaries and employee benefits$1,041,0003,790
Premises and equipment expense$239,0004,194
Additional noninterest expense$670,0003,369
Pre-tax net operating income$839,0003,932
Securities gains (losses)$257,000899
Applicable income taxes$104,0005,080
Income before extraordinary items$992,0002,994
Extraordinary gains, net$030
Net income$992,0002,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0001,901
Cash dividends$567,0001,976
Sale, conversion, retirement of capital stock, net$0589
Net operating income$758,1303,456
2003-03-31 (YTD Data)Rank
Total interest income$1,546,0004,332
Total interest expense$360,0005,361
Net interest income$1,186,0003,861
Provision for loan and lease losses$92,0002,478
Total noninterest income$232,0003,803
Gross Fiduciary activities income$34,000917
Service charges on deposit accounts$135,0002,807
Trading account gains and fees$0134
Additional Noninterest Income$63,0004,821
Total noninterest expense$944,0003,836
Salaries and employee benefits$502,0003,887
Premises and equipment expense$121,0004,122
Additional noninterest expense$321,0003,442
Pre-tax net operating income$382,0004,150
Securities gains (losses)$212,000632
Applicable income taxes$104,0003,866
Income before extraordinary items$490,0002,994
Extraordinary gains, net$021
Net income$490,0002,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0001,529
Cash dividends$150,0002,511
Sale, conversion, retirement of capital stock, net$0419
Net operating income$316,1603,897
2002-12-31 (YTD Data)Rank
Total interest income$6,823,0004,132
Total interest expense$1,863,0005,044
Net interest income$4,960,0003,702
Provision for loan and lease losses$394,0002,883
Total noninterest income$962,0003,565
Gross Fiduciary activities income$166,000890
Service charges on deposit accounts$608,0002,544
Trading account gains and fees$0153
Additional Noninterest Income$188,0005,152
Total noninterest expense$3,677,0003,791
Salaries and employee benefits$1,928,0003,858
Premises and equipment expense$493,0003,970
Additional noninterest expense$1,256,0003,481
Pre-tax net operating income$1,851,0003,601
Securities gains (losses)$57,0002,288
Applicable income taxes$695,0002,859
Income before extraordinary items$1,213,0004,061
Extraordinary gains, net$070
Net income$1,213,0004,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$388,0001,980
Cash dividends$1,000,0002,224
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,176,5204,035
2001-12-31 (YTD Data)Rank
Total interest income$7,476,0004,238
Total interest expense$2,913,0004,841
Net interest income$4,563,0003,710
Provision for loan and lease losses$376,0002,747
Total noninterest income$1,015,0003,309
Gross Fiduciary activities income$243,000787
Service charges on deposit accounts$527,0002,726
Trading account gains and fees$0177
Additional Noninterest Income$245,0004,522
Total noninterest expense$3,659,0003,694
Salaries and employee benefits$1,861,0003,809
Premises and equipment expense$495,0003,905
Additional noninterest expense$1,303,0003,247
Pre-tax net operating income$1,543,0003,780
Securities gains (losses)$16,0003,318
Applicable income taxes$551,0003,138
Income before extraordinary items$1,008,0004,273
Extraordinary gains, net$0105
Net income$1,008,0004,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$454,0001,663
Cash dividends$487,0003,529
Sale, conversion, retirement of capital stock, net$0922
Net operating income$997,6004,177
2000-12-31 (YTD Data)Rank
Total interest income$7,289,0004,433
Total interest expense$3,145,0004,740
Net interest income$4,144,0004,061
Provision for loan and lease losses$175,0004,079
Total noninterest income$1,010,0003,101
Gross Fiduciary activities income$201,000807
Service charges on deposit accounts$537,0002,520
Trading account gains and fees$0180
Additional Noninterest Income$272,0004,127
Total noninterest expense$3,497,0003,706
Salaries and employee benefits$1,804,0003,769
Premises and equipment expense$482,0003,901
Additional noninterest expense$1,211,0003,405
Pre-tax net operating income$1,482,0004,098
Securities gains (losses)$01,956
Applicable income taxes$466,0003,642
Income before extraordinary items$1,016,0004,337
Extraordinary gains, net$038
Net income$1,016,0004,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,307
Cash dividends$836,0002,589
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,016,0004,339
1999-12-31 (YTD Data)Rank
Total interest income$6,942,0004,430
Total interest expense$2,867,0004,755
Net interest income$4,075,0004,114
Provision for loan and lease losses$350,0002,350
Total noninterest income$920,0003,302
Gross Fiduciary activities income$190,000876
Service charges on deposit accounts$462,0002,824
Trading account gains and fees$0173
Additional Noninterest Income$268,0004,280
Total noninterest expense$3,468,0003,727
Salaries and employee benefits$1,835,0003,686
Premises and equipment expense$441,0004,194
Additional noninterest expense$1,192,0003,443
Pre-tax net operating income$1,177,0004,814
Securities gains (losses)$107,000713
Applicable income taxes$280,0004,961
Income before extraordinary items$1,004,0004,432
Extraordinary gains, net$035
Net income$1,004,0004,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$317,0001,735
Cash dividends$420,0003,823
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$920,5404,642
1998-12-31 (YTD Data)Rank
Total interest income$7,074,0004,364
Total interest expense$3,008,0004,715
Net interest income$4,066,0004,063
Provision for loan and lease losses$275,0002,807
Total noninterest income$757,0003,764
Gross Fiduciary activities income$195,000875
Service charges on deposit accounts$308,0003,858
Trading account gains and fees$0224
Additional Noninterest Income$254,0004,388
Total noninterest expense$3,462,0003,648
Salaries and employee benefits$1,873,0003,540
Premises and equipment expense$451,0004,001
Additional noninterest expense$1,138,0003,525
Pre-tax net operating income$1,086,0005,174
Securities gains (losses)$-18,00010,273
Applicable income taxes$209,0006,091
Income before extraordinary items$859,0004,966
Extraordinary gains, net$032
Net income$859,0004,966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$350,0001,664
Cash dividends$462,0003,703
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$873,4004,840
1997-12-31 (YTD Data)Rank
Total interest income$7,180,0004,404
Total interest expense$3,070,0004,615
Net interest income$4,110,0004,146
Provision for loan and lease losses$168,0003,892
Total noninterest income$792,0003,598
Gross Fiduciary activities income$160,000952
Service charges on deposit accounts$351,0003,604
Trading account gains and fees$0239
Additional Noninterest Income$281,0004,083
Total noninterest expense$3,571,0003,542
Salaries and employee benefits$1,916,0003,441
Premises and equipment expense$481,0003,839
Additional noninterest expense$1,174,0003,417
Pre-tax net operating income$1,163,0005,347
Securities gains (losses)$1,0003,559
Applicable income taxes$268,0006,058
Income before extraordinary items$896,0005,068
Extraordinary gains, net$044
Net income$896,0005,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0003,507
Cash dividends$641,0002,949
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$895,2305,014
1996-12-31 (YTD Data)Rank
Total interest income$7,374,0004,366
Total interest expense$3,005,0004,786
Net interest income$4,369,0003,985
Provision for loan and lease losses$15,0008,204
Total noninterest income$791,0003,748
Gross Fiduciary activities income$160,0001,025
Service charges on deposit accounts$365,0003,616
Trading account gains and fees$0262
Additional Noninterest Income$266,0004,378
Total noninterest expense$3,748,0003,543
Salaries and employee benefits$2,121,0003,153
Premises and equipment expense$461,0004,038
Additional noninterest expense$1,166,0003,876
Pre-tax net operating income$1,397,0004,586
Securities gains (losses)$-27,00010,789
Applicable income taxes$299,0005,846
Income before extraordinary items$1,071,0004,243
Extraordinary gains, net$053
Net income$1,071,0004,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0003,092
Cash dividends$892,0002,348
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,092,0604,119
1995-12-31 (YTD Data)Rank
Total interest income$6,923,0004,601
Total interest expense$2,769,0005,099
Net interest income$4,154,0004,181
Provision for loan and lease losses$-15,00011,445
Total noninterest income$836,0003,564
Gross Fiduciary activities income$155,0001,056
Service charges on deposit accounts$356,0003,716
Trading account gains and fees$0522
Additional Noninterest Income$325,0003,814
Total noninterest expense$3,691,0003,564
Salaries and employee benefits$1,853,0003,555
Premises and equipment expense$538,0003,527
Additional noninterest expense$1,300,0003,491
Pre-tax net operating income$1,314,0004,919
Securities gains (losses)$-55,00011,225
Applicable income taxes$253,0006,605
Income before extraordinary items$1,006,0004,597
Extraordinary gains, net$065
Net income$1,006,0004,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,00011,418
Cash dividends$900,0002,217
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,050,0004,398
1994-12-31 (YTD Data)Rank
Total interest income$6,234,0004,698
Total interest expense$2,302,0004,978
Net interest income$3,932,0004,456
Provision for loan and lease losses$09,146
Total noninterest income$636,0004,452
Gross Fiduciary activities income$166,0001,057
Service charges on deposit accounts$347,0003,871
Trading account gains and fees$0475
Additional Noninterest Income$123,0006,852
Total noninterest expense$3,519,0003,831
Salaries and employee benefits$1,748,0003,733
Premises and equipment expense$647,0003,045
Additional noninterest expense$1,124,0004,291
Pre-tax net operating income$1,049,0005,755
Securities gains (losses)$58,0001,066
Applicable income taxes$185,0007,611
Income before extraordinary items$922,0004,805
Extraordinary gains, net$0249
Net income$922,0004,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,00010,731
Cash dividends$998,0001,945
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$873,8605,077
1993-12-31 (YTD Data)Rank
Total interest income$6,389,0004,682
Total interest expense$2,132,0005,536
Net interest income$4,257,0004,164
Provision for loan and lease losses$95,0005,900
Total noninterest income$650,0004,684
Gross Fiduciary activities income$118,0001,178
Service charges on deposit accounts$358,0003,803
Trading account gains and fees$0532
Additional Noninterest Income$174,0006,088
Total noninterest expense$3,396,0004,024
Salaries and employee benefits$1,682,0003,853
Premises and equipment expense$620,0003,223
Additional noninterest expense$1,094,0004,554
Pre-tax net operating income$1,416,0004,556
Securities gains (losses)$114,0002,310
Applicable income taxes$278,0006,368
Income before extraordinary items$1,252,0003,858
Extraordinary gains, net$03,149
Net income$1,252,0003,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,00011,621
Cash dividends$840,0002,061
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,158,5203,948
1992-12-31 (YTD Data)Rank
Total interest income$6,460,0005,170
Total interest expense$2,547,0005,901
Net interest income$3,913,0004,539
Provision for loan and lease losses$220,0004,962
Total noninterest income$583,0005,066
Gross Fiduciary activities income$132,0001,187
Service charges on deposit accounts$353,0003,872
Trading account gains and fees$0504
Additional Noninterest Income$98,0008,137
Total noninterest expense$3,274,0004,189
Salaries and employee benefits$1,407,0004,475
Premises and equipment expense$586,0003,436
Additional noninterest expense$1,281,0004,098
Pre-tax net operating income$1,002,0005,606
Securities gains (losses)$118,0002,739
Applicable income taxes$328,0005,597
Income before extraordinary items$792,0005,404
Extraordinary gains, net$120,000650
Net income$912,0004,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0004,479
Cash dividends$595,0002,450
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$708,2205,537

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.