The First National Bank and Trust Company of Miami, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$10,672,0002,740
Total interest expense$252,0004,318
Net interest income$10,420,0002,334
Provision for loan and lease losses$108,0002,398
Total noninterest income$1,062,0002,674
Gross Fiduciary activities income$0981
Service charges on deposit accounts$260,0002,377
Trading account gains and feesNANA
Additional Noninterest Income$802,0002,498
Total noninterest expense$5,384,0002,948
Salaries and employee benefits$3,233,0002,839
Premises and equipment expense$518,0002,909
Additional noninterest expense$802,0002,498
Pre-tax net operating income$5,990,0001,719
Securities gains (losses)$0988
Applicable income taxes$1,406,0001,228
Income before extraordinary items$4,584,0001,829
Extraordinary gains, net$054
Net income$4,584,0001,851
Minority interest net income$088
Net income of bank and minority interests.$4,584,0001,832
Net charge-offs$58,0001,749
Cash dividends$429,0002,853
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,584,0001,857
2023-09-30 (YTD Data)Rank
Total interest income$7,756,0002,766
Total interest expense$189,0004,308
Net interest income$7,567,0002,388
Provision for loan and lease losses$63,0002,379
Total noninterest income$796,0002,675
Gross Fiduciary activities income$0950
Service charges on deposit accounts$189,0002,439
Trading account gains and feesNANA
Additional Noninterest Income$607,0002,479
Total noninterest expense$3,953,0002,967
Salaries and employee benefits$2,333,0002,876
Premises and equipment expense$385,0002,927
Additional noninterest expense$607,0002,478
Pre-tax net operating income$4,347,0001,809
Securities gains (losses)$0849
Applicable income taxes$1,116,0001,209
Income before extraordinary items$3,231,0001,967
Extraordinary gains, net$052
Net income$3,231,0001,986
Minority interest net income$081
Net income of bank and minority interests.$3,231,0001,967
Net charge-offs$02,641
Cash dividends$101,0002,907
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,231,0001,988
2023-06-30 (YTD Data)Rank
Total interest income$4,905,0002,815
Total interest expense$127,0004,287
Net interest income$4,778,0002,490
Provision for loan and lease losses$36,0002,385
Total noninterest income$530,0002,635
Gross Fiduciary activities income$0931
Service charges on deposit accounts$118,0002,498
Trading account gains and feesNANA
Additional Noninterest Income$412,0002,413
Total noninterest expense$2,637,0002,957
Salaries and employee benefits$1,588,0002,850
Premises and equipment expense$250,0002,961
Additional noninterest expense$412,0002,409
Pre-tax net operating income$2,635,0001,896
Securities gains (losses)$0938
Applicable income taxes$677,0001,272
Income before extraordinary items$1,958,0002,086
Extraordinary gains, net$051
Net income$1,958,0002,111
Minority interest net income$081
Net income of bank and minority interests.$1,958,0002,086
Net charge-offs$1,0002,309
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,958,0002,099
2023-03-31 (YTD Data)Rank
Total interest income$2,219,0002,944
Total interest expense$59,0004,284
Net interest income$2,160,0002,625
Provision for loan and lease losses$18,0002,162
Total noninterest income$271,0002,605
Gross Fiduciary activities income$0913
Service charges on deposit accounts$59,0002,514
Trading account gains and feesNANA
Additional Noninterest Income$212,0002,372
Total noninterest expense$1,242,0003,080
Salaries and employee benefits$734,0003,006
Premises and equipment expense$117,0003,100
Additional noninterest expense$212,0002,372
Pre-tax net operating income$1,171,0002,109
Securities gains (losses)$0950
Applicable income taxes$301,0001,387
Income before extraordinary items$870,0002,276
Extraordinary gains, net$04
Net income$870,0002,276
Minority interest net income$048
Net income of bank and minority interests.$870,0002,276
Net charge-offs$1,0001,904
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$870,0002,313
2022-12-31 (YTD Data)Rank
Total interest income$6,283,0003,184
Total interest expense$311,0003,723
Net interest income$5,972,0003,102
Provision for loan and lease losses$60,0002,455
Total noninterest income$1,018,0002,783
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$230,0002,583
Trading account gains and feesNANA
Additional Noninterest Income$788,0002,595
Total noninterest expense$4,853,0003,090
Salaries and employee benefits$2,761,0003,054
Premises and equipment expense$442,0003,158
Additional noninterest expense$788,0002,595
Pre-tax net operating income$2,077,0003,088
Securities gains (losses)$0691
Applicable income taxes$479,0002,054
Income before extraordinary items$1,598,0003,195
Extraordinary gains, net$05
Net income$1,598,0003,192
Minority interest net income$063
Net income of bank and minority interests.$1,598,0003,194
Net charge-offs$-1,0003,246
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$1,598,0003,223
2022-09-30 (YTD Data)Rank
Total interest income$4,136,0003,303
Total interest expense$217,0003,642
Net interest income$3,919,0003,268
Provision for loan and lease losses$45,0002,281
Total noninterest income$756,0002,834
Gross Fiduciary activities income$0968
Service charges on deposit accounts$169,0002,624
Trading account gains and feesNANA
Additional Noninterest Income$587,0002,621
Total noninterest expense$3,655,0003,074
Salaries and employee benefits$2,161,0002,988
Premises and equipment expense$328,0003,174
Additional noninterest expense$587,0002,621
Pre-tax net operating income$975,0003,564
Securities gains (losses)$0740
Applicable income taxes$196,0002,486
Income before extraordinary items$779,0003,616
Extraordinary gains, net$04
Net income$779,0003,614
Minority interest net income$057
Net income of bank and minority interests.$779,0003,615
Net charge-offs$1,0002,255
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$779,0003,641
2022-06-30 (YTD Data)Rank
Total interest income$2,434,0003,449
Total interest expense$117,0003,796
Net interest income$2,317,0003,405
Provision for loan and lease losses$30,0002,075
Total noninterest income$505,0002,821
Gross Fiduciary activities income$0925
Service charges on deposit accounts$112,0002,632
Trading account gains and feesNANA
Additional Noninterest Income$393,0002,654
Total noninterest expense$2,431,0003,064
Salaries and employee benefits$1,451,0002,981
Premises and equipment expense$215,0003,214
Additional noninterest expense$765,0003,066
Pre-tax net operating income$361,0003,915
Securities gains (losses)$0687
Applicable income taxes$40,0003,027
Income before extraordinary items$321,0003,881
Extraordinary gains, net$04
Net income$321,0003,881
Minority interest net income$060
Net income of bank and minority interests.$321,0003,881
Net charge-offs$2,0001,931
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$321,0003,916
2022-03-31 (YTD Data)Rank
Total interest income$1,140,0003,499
Total interest expense$52,0003,893
Net interest income$1,088,0003,450
Provision for loan and lease losses$15,0001,841
Total noninterest income$234,0002,866
Gross Fiduciary activities income$0892
Service charges on deposit accounts$55,0002,631
Trading account gains and feesNANA
Additional Noninterest Income$179,0002,694
Total noninterest expense$1,192,0003,088
Salaries and employee benefits$688,0003,066
Premises and equipment expense$108,0003,221
Additional noninterest expense$396,0002,984
Pre-tax net operating income$115,0004,069
Securities gains (losses)$0623
Applicable income taxes$31,0002,745
Income before extraordinary items$84,0004,147
Extraordinary gains, net$04
Net income$84,0004,146
Minority interest net income$050
Net income of bank and minority interests.$84,0004,147
Net charge-offs$4,0001,408
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$84,0004,172
2021-12-31 (YTD Data)Rank
Total interest income$4,876,0003,521
Total interest expense$211,0004,087
Net interest income$4,665,0003,440
Provision for loan and lease losses$75,0002,339
Total noninterest income$1,901,0002,287
Gross Fiduciary activities income$0994
Service charges on deposit accounts$216,0002,599
Trading account gains and feesNANA
Additional Noninterest Income$1,685,0002,088
Total noninterest expense$4,736,0003,105
Salaries and employee benefits$2,699,0003,095
Premises and equipment expense$457,0003,155
Additional noninterest expense$1,580,0003,016
Pre-tax net operating income$1,755,0003,311
Securities gains (losses)$02,062
Applicable income taxes$399,0002,259
Income before extraordinary items$1,356,0003,455
Extraordinary gains, net$010
Net income$1,356,0003,455
Minority interest net income$074
Net income of bank and minority interests.$1,356,0003,455
Net charge-offs$25,0001,981
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,356,0003,435
2021-09-30 (YTD Data)Rank
Total interest income$3,671,0003,590
Total interest expense$159,0004,180
Net interest income$3,512,0003,493
Provision for loan and lease losses$60,0002,261
Total noninterest income$1,635,0002,175
Gross Fiduciary activities income$0957
Service charges on deposit accounts$157,0002,631
Trading account gains and feesNANA
Additional Noninterest Income$1,478,0001,969
Total noninterest expense$3,321,0003,232
Salaries and employee benefits$1,819,0003,253
Premises and equipment expense$342,0003,187
Additional noninterest expense$1,160,0003,074
Pre-tax net operating income$1,766,0003,076
Securities gains (losses)$02,015
Applicable income taxes$391,0002,143
Income before extraordinary items$1,375,0003,238
Extraordinary gains, net$08
Net income$1,375,0003,237
Minority interest net income$069
Net income of bank and minority interests.$1,375,0003,238
Net charge-offs$10,0001,984
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,375,0003,218
2021-06-30 (YTD Data)Rank
Total interest income$2,458,0003,604
Total interest expense$105,0004,237
Net interest income$2,353,0003,502
Provision for loan and lease losses$45,0002,201
Total noninterest income$1,011,0002,226
Gross Fiduciary activities income$0951
Service charges on deposit accounts$102,0002,617
Trading account gains and feesNANA
Additional Noninterest Income$909,0002,015
Total noninterest expense$2,174,0003,257
Salaries and employee benefits$1,219,0003,244
Premises and equipment expense$225,0003,205
Additional noninterest expense$730,0003,152
Pre-tax net operating income$1,145,0003,101
Securities gains (losses)$01,818
Applicable income taxes$329,0001,961
Income before extraordinary items$816,0003,369
Extraordinary gains, net$06
Net income$816,0003,368
Minority interest net income$067
Net income of bank and minority interests.$816,0003,369
Net charge-offs$12,0001,675
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$816,0003,341
2021-03-31 (YTD Data)Rank
Total interest income$1,204,0003,620
Total interest expense$50,0004,322
Net interest income$1,154,0003,520
Provision for loan and lease losses$30,0001,982
Total noninterest income$255,0002,956
Gross Fiduciary activities income$0922
Service charges on deposit accounts$53,0002,559
Trading account gains and feesNANA
Additional Noninterest Income$202,0002,826
Total noninterest expense$1,090,0003,240
Salaries and employee benefits$617,0003,228
Premises and equipment expense$114,0003,204
Additional noninterest expense$359,0003,130
Pre-tax net operating income$289,0003,800
Securities gains (losses)$01,392
Applicable income taxes$75,0002,459
Income before extraordinary items$214,0003,977
Extraordinary gains, net$03
Net income$214,0003,976
Minority interest net income$055
Net income of bank and minority interests.$214,0003,977
Net charge-offs$-1,0003,038
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$214,0003,966
2020-12-31 (YTD Data)Rank
Total interest income$5,374,0003,474
Total interest expense$194,0004,564
Net interest income$5,180,0003,283
Provision for loan and lease losses$140,0003,322
Total noninterest income$901,0002,988
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$212,0002,701
Trading account gains and feesNANA
Additional Noninterest Income$689,0002,826
Total noninterest expense$4,570,0003,165
Salaries and employee benefits$2,663,0003,123
Premises and equipment expense$489,0003,100
Additional noninterest expense$1,418,0003,148
Pre-tax net operating income$1,371,0003,373
Securities gains (losses)$02,675
Applicable income taxes$267,0002,380
Income before extraordinary items$1,104,0003,551
Extraordinary gains, net$04
Net income$1,104,0003,551
Minority interest net income$072
Net income of bank and minority interests.$1,104,0003,551
Net charge-offs$81,0002,135
Cash dividends$817,0002,407
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,104,0003,494
2020-09-30 (YTD Data)Rank
Total interest income$4,133,0003,470
Total interest expense$143,0004,632
Net interest income$3,990,0003,249
Provision for loan and lease losses$105,0003,242
Total noninterest income$664,0002,982
Gross Fiduciary activities income$0981
Service charges on deposit accounts$160,0002,696
Trading account gains and feesNANA
Additional Noninterest Income$504,0002,839
Total noninterest expense$3,376,0003,176
Salaries and employee benefits$1,987,0003,107
Premises and equipment expense$355,0003,150
Additional noninterest expense$1,034,0003,178
Pre-tax net operating income$1,173,0003,263
Securities gains (losses)$02,494
Applicable income taxes$215,0002,341
Income before extraordinary items$958,0003,407
Extraordinary gains, net$04
Net income$958,0003,406
Minority interest net income$065
Net income of bank and minority interests.$958,0003,407
Net charge-offs$3,0003,032
Cash dividends$665,0002,074
Sale, conversion, retirement of capital stock, net$0532
Net operating income$958,0003,354
2020-06-30 (YTD Data)Rank
Total interest income$2,837,0003,464
Total interest expense$93,0004,702
Net interest income$2,744,0003,227
Provision for loan and lease losses$60,0003,299
Total noninterest income$419,0003,030
Gross Fiduciary activities income$0970
Service charges on deposit accounts$111,0002,678
Trading account gains and feesNANA
Additional Noninterest Income$308,0002,887
Total noninterest expense$2,259,0003,176
Salaries and employee benefits$1,358,0003,079
Premises and equipment expense$225,0003,228
Additional noninterest expense$676,0003,205
Pre-tax net operating income$844,0003,159
Securities gains (losses)$02,249
Applicable income taxes$192,0002,097
Income before extraordinary items$652,0003,384
Extraordinary gains, net$04
Net income$652,0003,383
Minority interest net income$065
Net income of bank and minority interests.$652,0003,384
Net charge-offs$4,0002,717
Cash dividends$513,0001,937
Sale, conversion, retirement of capital stock, net$0504
Net operating income$652,0003,324
2020-03-31 (YTD Data)Rank
Total interest income$1,465,0003,424
Total interest expense$46,0004,782
Net interest income$1,419,0003,159
Provision for loan and lease losses$15,0003,204
Total noninterest income$214,0002,930
Gross Fiduciary activities income$0941
Service charges on deposit accounts$68,0002,661
Trading account gains and feesNANA
Additional Noninterest Income$146,0002,798
Total noninterest expense$1,150,0003,174
Salaries and employee benefits$694,0003,080
Premises and equipment expense$120,0003,154
Additional noninterest expense$336,0003,259
Pre-tax net operating income$468,0002,867
Securities gains (losses)$01,705
Applicable income taxes$120,0001,793
Income before extraordinary items$348,0003,103
Extraordinary gains, net$04
Net income$348,0003,103
Minority interest net income$056
Net income of bank and minority interests.$348,0003,104
Net charge-offs$6,0002,039
Cash dividends$331,0001,580
Sale, conversion, retirement of capital stock, net$0482
Net operating income$348,0003,073
2019-12-31 (YTD Data)Rank
Total interest income$5,969,0003,448
Total interest expense$198,0004,798
Net interest income$5,771,0003,177
Provision for loan and lease losses$22,0003,705
Total noninterest income$802,0003,099
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$280,0002,728
Trading account gains and feesNANA
Additional Noninterest Income$522,0002,975
Total noninterest expense$4,632,0003,152
Salaries and employee benefits$2,787,0003,061
Premises and equipment expense$510,0003,060
Additional noninterest expense$1,335,0003,297
Pre-tax net operating income$1,919,0003,084
Securities gains (losses)$02,379
Applicable income taxes$490,0002,004
Income before extraordinary items$1,429,0003,332
Extraordinary gains, net$011
Net income$1,429,0003,333
Minority interest net income$076
Net income of bank and minority interests.$1,429,0003,333
Net charge-offs$35,0002,837
Cash dividends$949,0002,419
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,429,0003,304
2019-09-30 (YTD Data)Rank
Total interest income$4,467,0003,500
Total interest expense$145,0004,872
Net interest income$4,322,0003,216
Provision for loan and lease losses$22,0003,504
Total noninterest income$601,0003,120
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$207,0002,789
Trading account gains and feesNANA
Additional Noninterest Income$394,0002,985
Total noninterest expense$3,480,0003,168
Salaries and employee benefits$2,116,0003,061
Premises and equipment expense$370,0003,148
Additional noninterest expense$994,0003,337
Pre-tax net operating income$1,421,0003,170
Securities gains (losses)$02,167
Applicable income taxes$359,0002,087
Income before extraordinary items$1,062,0003,410
Extraordinary gains, net$011
Net income$1,062,0003,410
Minority interest net income$072
Net income of bank and minority interests.$1,062,0003,410
Net charge-offs$31,0002,497
Cash dividends$748,0002,131
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,062,0003,387
2019-06-30 (YTD Data)Rank
Total interest income$2,944,0003,527
Total interest expense$93,0004,927
Net interest income$2,851,0003,250
Provision for loan and lease losses$23,0003,247
Total noninterest income$400,0003,093
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$139,0002,756
Trading account gains and feesNANA
Additional Noninterest Income$261,0002,952
Total noninterest expense$2,254,0003,234
Salaries and employee benefits$1,402,0003,078
Premises and equipment expense$240,0003,196
Additional noninterest expense$612,0003,507
Pre-tax net operating income$974,0003,134
Securities gains (losses)$01,702
Applicable income taxes$245,0002,045
Income before extraordinary items$729,0003,383
Extraordinary gains, net$011
Net income$729,0003,381
Minority interest net income$069
Net income of bank and minority interests.$729,0003,382
Net charge-offs$21,0002,329
Cash dividends$487,0002,157
Sale, conversion, retirement of capital stock, net$0573
Net operating income$729,0003,357
2019-03-31 (YTD Data)Rank
Total interest income$1,436,0003,598
Total interest expense$45,0004,970
Net interest income$1,391,0003,318
Provision for loan and lease losses$23,0002,683
Total noninterest income$201,0003,038
Gross Fiduciary activities income$0972
Service charges on deposit accounts$68,0002,793
Trading account gains and feesNANA
Additional Noninterest Income$133,0002,902
Total noninterest expense$1,186,0003,170
Salaries and employee benefits$738,0003,014
Premises and equipment expense$117,0003,280
Additional noninterest expense$331,0003,374
Pre-tax net operating income$383,0003,452
Securities gains (losses)$01,087
Applicable income taxes$89,0002,241
Income before extraordinary items$294,0003,658
Extraordinary gains, net$05
Net income$294,0003,657
Minority interest net income$052
Net income of bank and minority interests.$294,0003,657
Net charge-offs$12,0001,909
Cash dividends$311,0001,700
Sale, conversion, retirement of capital stock, net$0529
Net operating income$294,0003,646
2018-12-31 (YTD Data)Rank
Total interest income$5,559,0003,579
Total interest expense$175,0004,914
Net interest income$5,384,0003,359
Provision for loan and lease losses$120,0002,842
Total noninterest income$810,0003,140
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$294,0002,776
Trading account gains and feesNANA
Additional Noninterest Income$516,0003,025
Total noninterest expense$4,473,0003,272
Salaries and employee benefits$2,576,0003,224
Premises and equipment expense$507,0003,120
Additional noninterest expense$1,390,0003,315
Pre-tax net operating income$1,601,0003,449
Securities gains (losses)$01,125
Applicable income taxes$296,0002,405
Income before extraordinary items$1,305,0003,558
Extraordinary gains, net$06
Net income$1,305,0003,555
Minority interest net income$072
Net income of bank and minority interests.$1,305,0003,557
Net charge-offs$49,0002,644
Cash dividends$834,0002,415
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,305,0003,566
2018-09-30 (YTD Data)Rank
Total interest income$4,139,0003,604
Total interest expense$129,0004,948
Net interest income$4,010,0003,404
Provision for loan and lease losses$90,0002,683
Total noninterest income$612,0003,147
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$220,0002,803
Trading account gains and feesNANA
Additional Noninterest Income$392,0003,044
Total noninterest expense$3,395,0003,256
Salaries and employee benefits$1,937,0003,225
Premises and equipment expense$382,0003,143
Additional noninterest expense$1,076,0003,258
Pre-tax net operating income$1,137,0003,577
Securities gains (losses)$01,118
Applicable income taxes$246,0002,381
Income before extraordinary items$891,0003,746
Extraordinary gains, net$05
Net income$891,0003,744
Minority interest net income$066
Net income of bank and minority interests.$891,0003,745
Net charge-offs$24,0002,616
Cash dividends$658,0002,113
Sale, conversion, retirement of capital stock, net$0633
Net operating income$891,0003,741
2018-06-30 (YTD Data)Rank
Total interest income$2,739,0003,603
Total interest expense$88,0004,953
Net interest income$2,651,0003,417
Provision for loan and lease losses$60,0002,584
Total noninterest income$403,0003,185
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$144,0002,827
Trading account gains and feesNANA
Additional Noninterest Income$259,0003,069
Total noninterest expense$2,133,0003,387
Salaries and employee benefits$1,267,0003,279
Premises and equipment expense$245,0003,251
Additional noninterest expense$621,0003,540
Pre-tax net operating income$861,0003,376
Securities gains (losses)$0961
Applicable income taxes$203,0002,210
Income before extraordinary items$658,0003,584
Extraordinary gains, net$06
Net income$658,0003,583
Minority interest net income$065
Net income of bank and minority interests.$658,0003,583
Net charge-offs$6,0002,773
Cash dividends$381,0002,261
Sale, conversion, retirement of capital stock, net$0620
Net operating income$658,0003,586
2018-03-31 (YTD Data)Rank
Total interest income$1,344,0003,643
Total interest expense$42,0005,009
Net interest income$1,302,0003,460
Provision for loan and lease losses$30,0002,415
Total noninterest income$204,0003,149
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$73,0002,823
Trading account gains and feesNANA
Additional Noninterest Income$131,0003,009
Total noninterest expense$1,101,0003,356
Salaries and employee benefits$659,0003,231
Premises and equipment expense$124,0003,257
Additional noninterest expense$318,0003,534
Pre-tax net operating income$375,0003,535
Securities gains (losses)$0735
Applicable income taxes$87,0002,275
Income before extraordinary items$288,0003,731
Extraordinary gains, net$07
Net income$288,0003,731
Minority interest net income$052
Net income of bank and minority interests.$288,0003,731
Net charge-offs$6,0002,135
Cash dividends$153,0002,080
Sale, conversion, retirement of capital stock, net$0580
Net operating income$288,0003,741
2017-12-31 (YTD Data)Rank
Total interest income$5,286,0003,657
Total interest expense$174,0004,964
Net interest income$5,112,0003,485
Provision for loan and lease losses$150,0002,647
Total noninterest income$886,0003,135
Gross Fiduciary activities income$64,000830
Service charges on deposit accounts$298,0002,875
Trading account gains and feesNANA
Additional Noninterest Income$524,0003,090
Total noninterest expense$4,770,0003,191
Salaries and employee benefits$2,856,0003,093
Premises and equipment expense$517,0003,198
Additional noninterest expense$1,397,0003,363
Pre-tax net operating income$1,078,0003,968
Securities gains (losses)$02,243
Applicable income taxes$454,0002,485
Income before extraordinary items$624,0004,275
Extraordinary gains, net$09
Net income$624,0004,275
Minority interest net income$076
Net income of bank and minority interests.$624,0004,275
Net charge-offs$129,0002,208
Cash dividends$406,0003,151
Sale, conversion, retirement of capital stock, net$0711
Net operating income$624,0004,263
2017-09-30 (YTD Data)Rank
Total interest income$3,933,0003,700
Total interest expense$132,0005,003
Net interest income$3,801,0003,531
Provision for loan and lease losses$120,0002,498
Total noninterest income$673,0003,121
Gross Fiduciary activities income$51,000819
Service charges on deposit accounts$224,0002,886
Trading account gains and feesNANA
Additional Noninterest Income$398,0003,096
Total noninterest expense$3,751,0003,107
Salaries and employee benefits$2,307,0002,949
Premises and equipment expense$384,0003,256
Additional noninterest expense$1,060,0003,356
Pre-tax net operating income$603,0004,400
Securities gains (losses)$02,274
Applicable income taxes$200,0002,764
Income before extraordinary items$403,0004,638
Extraordinary gains, net$09
Net income$403,0004,638
Minority interest net income$071
Net income of bank and minority interests.$403,0004,638
Net charge-offs$130,0001,719
Cash dividends$309,0002,837
Sale, conversion, retirement of capital stock, net$0677
Net operating income$403,0004,632
2017-06-30 (YTD Data)Rank
Total interest income$2,594,0003,723
Total interest expense$88,0005,024
Net interest income$2,506,0003,559
Provision for loan and lease losses$60,0002,608
Total noninterest income$450,0003,136
Gross Fiduciary activities income$37,000818
Service charges on deposit accounts$148,0002,899
Trading account gains and feesNANA
Additional Noninterest Income$265,0003,106
Total noninterest expense$2,490,0003,135
Salaries and employee benefits$1,536,0002,975
Premises and equipment expense$245,0003,354
Additional noninterest expense$709,0003,369
Pre-tax net operating income$406,0004,370
Securities gains (losses)$01,906
Applicable income taxes$135,0002,745
Income before extraordinary items$271,0004,613
Extraordinary gains, net$011
Net income$271,0004,612
Minority interest net income$071
Net income of bank and minority interests.$271,0004,613
Net charge-offs$1,0003,381
Cash dividends$211,0002,789
Sale, conversion, retirement of capital stock, net$0659
Net operating income$271,0004,604
2017-03-31 (YTD Data)Rank
Total interest income$1,278,0003,767
Total interest expense$44,0005,046
Net interest income$1,234,0003,604
Provision for loan and lease losses$30,0002,408
Total noninterest income$236,0003,061
Gross Fiduciary activities income$22,000811
Service charges on deposit accounts$73,0002,921
Trading account gains and fees$0142
Additional Noninterest Income$141,0003,011
Total noninterest expense$1,282,0003,126
Salaries and employee benefits$808,0002,926
Premises and equipment expense$123,0003,380
Additional noninterest expense$351,0003,376
Pre-tax net operating income$158,0004,603
Securities gains (losses)$01,153
Applicable income taxes$51,0002,882
Income before extraordinary items$107,0004,809
Extraordinary gains, net$08
Net income$107,0004,809
Minority interest net income$055
Net income of bank and minority interests.$107,0004,809
Net charge-offs$02,943
Cash dividends$126,0002,243
Sale, conversion, retirement of capital stock, net$0632
Net operating income$107,0004,799
2016-12-31 (YTD Data)Rank
Total interest income$5,061,0003,786
Total interest expense$181,0005,073
Net interest income$4,880,0003,619
Provision for loan and lease losses$120,0002,919
Total noninterest income$895,0003,222
Gross Fiduciary activities income$80,000825
Service charges on deposit accounts$280,0003,054
Trading account gains and fees$0170
Additional Noninterest Income$535,0003,170
Total noninterest expense$4,575,0003,369
Salaries and employee benefits$2,699,0003,255
Premises and equipment expense$456,0003,540
Additional noninterest expense$1,420,0003,461
Pre-tax net operating income$1,080,0003,973
Securities gains (losses)$03,212
Applicable income taxes$371,0002,505
Income before extraordinary items$709,0004,347
Extraordinary gains, net$05
Net income$709,0004,345
Minority interest net income$082
Net income of bank and minority interests.$709,0004,346
Net charge-offs$35,0003,369
Cash dividends$467,0003,065
Sale, conversion, retirement of capital stock, net$0759
Net operating income$709,0004,293
2016-09-30 (YTD Data)Rank
Total interest income$3,748,0003,827
Total interest expense$137,0005,110
Net interest income$3,611,0003,664
Provision for loan and lease losses$90,0002,817
Total noninterest income$677,0003,210
Gross Fiduciary activities income$59,000833
Service charges on deposit accounts$201,0003,156
Trading account gains and fees$0169
Additional Noninterest Income$417,0003,122
Total noninterest expense$3,397,0003,399
Salaries and employee benefits$2,025,0003,249
Premises and equipment expense$327,0003,650
Additional noninterest expense$1,045,0003,516
Pre-tax net operating income$801,0004,035
Securities gains (losses)$03,160
Applicable income taxes$257,0002,614
Income before extraordinary items$544,0004,393
Extraordinary gains, net$05
Net income$544,0004,391
Minority interest net income$071
Net income of bank and minority interests.$544,0004,393
Net charge-offs$20,0003,152
Cash dividends$341,0002,778
Sale, conversion, retirement of capital stock, net$0719
Net operating income$544,0004,321
2016-06-30 (YTD Data)Rank
Total interest income$2,407,0003,920
Total interest expense$89,0005,187
Net interest income$2,318,0003,764
Provision for loan and lease losses$60,0002,701
Total noninterest income$437,0003,262
Gross Fiduciary activities income$42,000835
Service charges on deposit accounts$124,0003,286
Trading account gains and fees$0157
Additional Noninterest Income$271,0003,164
Total noninterest expense$2,181,0003,500
Salaries and employee benefits$1,289,0003,361
Premises and equipment expense$205,0003,772
Additional noninterest expense$687,0003,560
Pre-tax net operating income$514,0004,106
Securities gains (losses)$02,835
Applicable income taxes$177,0002,591
Income before extraordinary items$337,0004,497
Extraordinary gains, net$016
Net income$337,0004,493
Minority interest net income$071
Net income of bank and minority interests.$337,0004,495
Net charge-offs$23,0002,683
Cash dividends$240,0002,718
Sale, conversion, retirement of capital stock, net$0705
Net operating income$337,0004,427
2016-03-31 (YTD Data)Rank
Total interest income$1,151,0004,031
Total interest expense$42,0005,287
Net interest income$1,109,0003,865
Provision for loan and lease losses$30,0002,510
Total noninterest income$209,0003,300
Gross Fiduciary activities income$17,000853
Service charges on deposit accounts$55,0003,472
Trading account gains and fees$0142
Additional Noninterest Income$137,0003,099
Total noninterest expense$1,042,0003,614
Salaries and employee benefits$627,0003,433
Premises and equipment expense$96,0003,927
Additional noninterest expense$319,0003,731
Pre-tax net operating income$246,0004,160
Securities gains (losses)$02,077
Applicable income taxes$85,0002,582
Income before extraordinary items$161,0004,538
Extraordinary gains, net$012
Net income$161,0004,537
Minority interest net income$062
Net income of bank and minority interests.$161,0004,539
Net charge-offs$3,0002,735
Cash dividends$100,0002,368
Sale, conversion, retirement of capital stock, net$0659
Net operating income$161,0004,475
2015-12-31 (YTD Data)Rank
Total interest income$4,475,0004,091
Total interest expense$174,0005,309
Net interest income$4,301,0003,918
Provision for loan and lease losses$100,0003,023
Total noninterest income$616,0003,861
Gross Fiduciary activities income$67,000868
Service charges on deposit accounts$222,0003,557
Trading account gains and fees$0159
Additional Noninterest Income$327,0003,865
Total noninterest expense$4,243,0003,585
Salaries and employee benefits$2,489,0003,432
Premises and equipment expense$407,0003,873
Additional noninterest expense$1,347,0003,655
Pre-tax net operating income$574,0004,796
Securities gains (losses)$03,216
Applicable income taxes$140,0003,157
Income before extraordinary items$434,0004,952
Extraordinary gains, net$023
Net income$434,0004,954
Minority interest net income$081
Net income of bank and minority interests.$434,0004,954
Net charge-offs$102,0002,636
Cash dividends$391,0003,177
Sale, conversion, retirement of capital stock, net$0804
Net operating income$434,0004,908
2015-09-30 (YTD Data)Rank
Total interest income$3,348,0004,142
Total interest expense$130,0005,390
Net interest income$3,218,0003,960
Provision for loan and lease losses$90,0002,744
Total noninterest income$506,0003,713
Gross Fiduciary activities income$52,000861
Service charges on deposit accounts$164,0003,597
Trading account gains and fees$0153
Additional Noninterest Income$290,0003,656
Total noninterest expense$3,205,0003,583
Salaries and employee benefits$1,900,0003,390
Premises and equipment expense$304,0003,925
Additional noninterest expense$1,001,0003,685
Pre-tax net operating income$429,0004,912
Securities gains (losses)$03,031
Applicable income taxes$139,0003,069
Income before extraordinary items$290,0005,143
Extraordinary gains, net$021
Net income$290,0005,148
Minority interest net income$078
Net income of bank and minority interests.$290,0005,150
Net charge-offs$66,0002,550
Cash dividends$322,0002,732
Sale, conversion, retirement of capital stock, net$0773
Net operating income$290,0005,092
2015-06-30 (YTD Data)Rank
Total interest income$2,233,0004,164
Total interest expense$87,0005,436
Net interest income$2,146,0003,979
Provision for loan and lease losses$60,0002,661
Total noninterest income$400,0003,459
Gross Fiduciary activities income$37,000873
Service charges on deposit accounts$106,0003,627
Trading account gains and fees$0157
Additional Noninterest Income$257,0003,269
Total noninterest expense$2,186,0003,571
Salaries and employee benefits$1,277,0003,399
Premises and equipment expense$198,0004,005
Additional noninterest expense$711,0003,549
Pre-tax net operating income$300,0004,863
Securities gains (losses)$02,636
Applicable income taxes$98,0003,045
Income before extraordinary items$202,0005,110
Extraordinary gains, net$022
Net income$202,0005,112
Minority interest net income$075
Net income of bank and minority interests.$202,0005,114
Net charge-offs$63,0002,134
Cash dividends$219,0002,709
Sale, conversion, retirement of capital stock, net$0751
Net operating income$202,0005,064
2015-03-31 (YTD Data)Rank
Total interest income$1,112,0004,183
Total interest expense$43,0005,514
Net interest income$1,069,0004,002
Provision for loan and lease losses$30,0002,461
Total noninterest income$198,0003,445
Gross Fiduciary activities income$17,000881
Service charges on deposit accounts$53,0003,605
Trading account gains and fees$0152
Additional Noninterest Income$128,0003,253
Total noninterest expense$1,092,0003,601
Salaries and employee benefits$635,0003,446
Premises and equipment expense$103,0003,965
Additional noninterest expense$354,0003,558
Pre-tax net operating income$145,0004,872
Securities gains (losses)$02,027
Applicable income taxes$49,0003,007
Income before extraordinary items$96,0005,171
Extraordinary gains, net$013
Net income$96,0005,173
Minority interest net income$064
Net income of bank and minority interests.$96,0005,175
Net charge-offs$28,0001,930
Cash dividends$143,0002,102
Sale, conversion, retirement of capital stock, net$0697
Net operating income$96,0005,100
2014-12-31 (YTD Data)Rank
Total interest income$4,423,0004,250
Total interest expense$179,0005,612
Net interest income$4,244,0004,051
Provision for loan and lease losses$120,0002,961
Total noninterest income$787,0003,510
Gross Fiduciary activities income$68,000899
Service charges on deposit accounts$226,0003,722
Trading account gains and fees$0180
Additional Noninterest Income$493,0003,293
Total noninterest expense$4,080,0003,789
Salaries and employee benefits$2,403,0003,568
Premises and equipment expense$426,0003,950
Additional noninterest expense$1,251,0003,970
Pre-tax net operating income$831,0004,427
Securities gains (losses)$03,259
Applicable income taxes$269,0002,736
Income before extraordinary items$562,0004,778
Extraordinary gains, net$017
Net income$562,0004,777
Minority interest net income$084
Net income of bank and minority interests.$562,0004,778
Net charge-offs$240,0002,267
Cash dividends$464,0002,945
Sale, conversion, retirement of capital stock, net$0862
Net operating income$562,0004,731
2014-09-30 (YTD Data)Rank
Total interest income$3,300,0004,296
Total interest expense$135,0005,681
Net interest income$3,165,0004,098
Provision for loan and lease losses$90,0002,885
Total noninterest income$592,0003,540
Gross Fiduciary activities income$53,000890
Service charges on deposit accounts$172,0003,741
Trading account gains and fees$0174
Additional Noninterest Income$367,0003,328
Total noninterest expense$3,011,0003,851
Salaries and employee benefits$1,767,0003,628
Premises and equipment expense$317,0004,027
Additional noninterest expense$927,0004,007
Pre-tax net operating income$656,0004,463
Securities gains (losses)$02,980
Applicable income taxes$208,0002,770
Income before extraordinary items$448,0004,770
Extraordinary gains, net$015
Net income$448,0004,770
Minority interest net income$081
Net income of bank and minority interests.$448,0004,771
Net charge-offs$199,0001,994
Cash dividends$321,0002,678
Sale, conversion, retirement of capital stock, net$0819
Net operating income$448,0004,721
2014-06-30 (YTD Data)Rank
Total interest income$2,201,0004,305
Total interest expense$90,0005,736
Net interest income$2,111,0004,096
Provision for loan and lease losses$60,0002,755
Total noninterest income$384,0003,574
Gross Fiduciary activities income$37,000893
Service charges on deposit accounts$119,0003,646
Trading account gains and fees$0172
Additional Noninterest Income$228,0003,433
Total noninterest expense$1,998,0003,877
Salaries and employee benefits$1,194,0003,628
Premises and equipment expense$205,0004,125
Additional noninterest expense$599,0004,101
Pre-tax net operating income$437,0004,397
Securities gains (losses)$02,580
Applicable income taxes$145,0002,711
Income before extraordinary items$292,0004,779
Extraordinary gains, net$020
Net income$292,0004,781
Minority interest net income$080
Net income of bank and minority interests.$292,0004,782
Net charge-offs$177,0001,708
Cash dividends$214,0002,652
Sale, conversion, retirement of capital stock, net$0794
Net operating income$292,0004,721
2014-03-31 (YTD Data)Rank
Total interest income$1,089,0004,355
Total interest expense$46,0005,783
Net interest income$1,043,0004,149
Provision for loan and lease losses$30,0002,577
Total noninterest income$192,0003,523
Gross Fiduciary activities income$15,000905
Service charges on deposit accounts$60,0003,626
Trading account gains and fees$0147
Additional Noninterest Income$117,0003,342
Total noninterest expense$979,0003,950
Salaries and employee benefits$568,0003,781
Premises and equipment expense$109,0004,028
Additional noninterest expense$302,0004,087
Pre-tax net operating income$226,0004,279
Securities gains (losses)$01,715
Applicable income taxes$75,0002,618
Income before extraordinary items$151,0004,677
Extraordinary gains, net$016
Net income$151,0004,678
Minority interest net income$066
Net income of bank and minority interests.$151,0004,678
Net charge-offs$13,0002,721
Cash dividends$107,0002,192
Sale, conversion, retirement of capital stock, net$0747
Net operating income$151,0004,626
2013-12-31 (YTD Data)Rank
Total interest income$4,626,0004,288
Total interest expense$206,0005,877
Net interest income$4,420,0004,020
Provision for loan and lease losses$320,0002,361
Total noninterest income$739,0003,763
Gross Fiduciary activities income$83,000887
Service charges on deposit accounts$228,0003,877
Trading account gains and fees$0184
Additional Noninterest Income$428,0003,558
Total noninterest expense$4,093,0003,863
Salaries and employee benefits$2,410,0003,630
Premises and equipment expense$445,0003,995
Additional noninterest expense$1,238,0004,126
Pre-tax net operating income$746,0004,503
Securities gains (losses)$03,182
Applicable income taxes$198,0002,961
Income before extraordinary items$548,0004,784
Extraordinary gains, net$029
Net income$548,0004,788
Minority interest net income$090
Net income of bank and minority interests.$548,0004,788
Net charge-offs$317,0002,514
Cash dividends$479,0002,825
Sale, conversion, retirement of capital stock, net$0924
Net operating income$548,0004,715
2013-09-30 (YTD Data)Rank
Total interest income$3,525,0004,292
Total interest expense$159,0005,935
Net interest income$3,366,0003,998
Provision for loan and lease losses$295,0002,100
Total noninterest income$567,0003,800
Gross Fiduciary activities income$68,000874
Service charges on deposit accounts$174,0003,882
Trading account gains and fees$0180
Additional Noninterest Income$325,0003,627
Total noninterest expense$3,050,0003,896
Salaries and employee benefits$1,784,0003,682
Premises and equipment expense$337,0004,021
Additional noninterest expense$929,0004,125
Pre-tax net operating income$588,0004,537
Securities gains (losses)$03,040
Applicable income taxes$149,0003,027
Income before extraordinary items$439,0004,793
Extraordinary gains, net$025
Net income$439,0004,794
Minority interest net income$084
Net income of bank and minority interests.$439,0004,795
Net charge-offs$282,0002,181
Cash dividends$375,0002,394
Sale, conversion, retirement of capital stock, net$0868
Net operating income$439,0004,696
2013-06-30 (YTD Data)Rank
Total interest income$2,397,0004,238
Total interest expense$110,0005,966
Net interest income$2,287,0003,944
Provision for loan and lease losses$270,0001,786
Total noninterest income$376,0003,811
Gross Fiduciary activities income$53,000862
Service charges on deposit accounts$116,0003,839
Trading account gains and fees$0157
Additional Noninterest Income$207,0003,735
Total noninterest expense$2,028,0003,922
Salaries and employee benefits$1,198,0003,679
Premises and equipment expense$224,0004,049
Additional noninterest expense$606,0004,163
Pre-tax net operating income$365,0004,613
Securities gains (losses)$02,791
Applicable income taxes$102,0002,996
Income before extraordinary items$263,0004,942
Extraordinary gains, net$022
Net income$263,0004,944
Minority interest net income$082
Net income of bank and minority interests.$263,0004,945
Net charge-offs$274,0001,776
Cash dividends$262,0002,328
Sale, conversion, retirement of capital stock, net$0838
Net operating income$263,0004,821
2013-03-31 (YTD Data)Rank
Total interest income$1,202,0004,257
Total interest expense$61,0005,921
Net interest income$1,141,0003,964
Provision for loan and lease losses$195,0001,390
Total noninterest income$197,0003,680
Gross Fiduciary activities income$26,000879
Service charges on deposit accounts$61,0003,736
Trading account gains and fees$0148
Additional Noninterest Income$110,0003,613
Total noninterest expense$978,0004,046
Salaries and employee benefits$556,0003,898
Premises and equipment expense$117,0003,948
Additional noninterest expense$305,0004,171
Pre-tax net operating income$165,0004,747
Securities gains (losses)$01,966
Applicable income taxes$44,0003,078
Income before extraordinary items$121,0005,008
Extraordinary gains, net$010
Net income$121,0005,009
Minority interest net income$076
Net income of bank and minority interests.$121,0005,010
Net charge-offs$261,0001,165
Cash dividends$165,0001,752
Sale, conversion, retirement of capital stock, net$0789
Net operating income$121,0004,906
2012-12-31 (YTD Data)Rank
Total interest income$5,155,0004,230
Total interest expense$333,0005,834
Net interest income$4,822,0003,903
Provision for loan and lease losses$480,0002,767
Total noninterest income$819,0003,606
Gross Fiduciary activities income$100,000882
Service charges on deposit accounts$258,0003,780
Trading account gains and fees$0166
Additional Noninterest Income$461,0003,445
Total noninterest expense$4,064,0003,987
Salaries and employee benefits$2,288,0003,798
Premises and equipment expense$523,0003,711
Additional noninterest expense$1,253,0004,252
Pre-tax net operating income$1,097,0003,866
Securities gains (losses)$03,810
Applicable income taxes$315,0002,611
Income before extraordinary items$782,0004,298
Extraordinary gains, net$029
Net income$782,0004,296
Minority interest net income$093
Net income of bank and minority interests.$782,0004,298
Net charge-offs$542,0002,552
Cash dividends$576,0002,609
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$782,0004,136
2012-09-30 (YTD Data)Rank
Total interest income$3,902,0004,280
Total interest expense$263,0005,890
Net interest income$3,639,0003,948
Provision for loan and lease losses$360,0002,719
Total noninterest income$619,0003,633
Gross Fiduciary activities income$71,000880
Service charges on deposit accounts$194,0003,825
Trading account gains and fees$0157
Additional Noninterest Income$354,0003,451
Total noninterest expense$3,009,0004,059
Salaries and employee benefits$1,688,0003,836
Premises and equipment expense$389,0003,776
Additional noninterest expense$932,0004,296
Pre-tax net operating income$889,0003,850
Securities gains (losses)$03,575
Applicable income taxes$255,0002,620
Income before extraordinary items$634,0004,274
Extraordinary gains, net$020
Net income$634,0004,273
Minority interest net income$086
Net income of bank and minority interests.$634,0004,273
Net charge-offs$357,0002,613
Cash dividends$411,0002,241
Sale, conversion, retirement of capital stock, net$0952
Net operating income$634,0004,096
2012-06-30 (YTD Data)Rank
Total interest income$2,646,0004,279
Total interest expense$179,0005,949
Net interest income$2,467,0003,928
Provision for loan and lease losses$240,0002,731
Total noninterest income$429,0003,526
Gross Fiduciary activities income$46,000902
Service charges on deposit accounts$130,0003,792
Trading account gains and fees$0153
Additional Noninterest Income$253,0003,318
Total noninterest expense$2,022,0004,063
Salaries and employee benefits$1,153,0003,805
Premises and equipment expense$252,0003,847
Additional noninterest expense$617,0004,327
Pre-tax net operating income$634,0003,709
Securities gains (losses)$03,178
Applicable income taxes$202,0002,441
Income before extraordinary items$432,0004,237
Extraordinary gains, net$019
Net income$432,0004,241
Minority interest net income$084
Net income of bank and minority interests.$432,0004,240
Net charge-offs$324,0002,229
Cash dividends$205,0002,485
Sale, conversion, retirement of capital stock, net$0928
Net operating income$432,0004,057
2012-03-31 (YTD Data)Rank
Total interest income$1,296,0004,361
Total interest expense$94,0005,980
Net interest income$1,202,0004,003
Provision for loan and lease losses$120,0002,650
Total noninterest income$204,0003,615
Gross Fiduciary activities income$20,000918
Service charges on deposit accounts$63,0003,856
Trading account gains and fees$0148
Additional Noninterest Income$121,0003,406
Total noninterest expense$952,0004,220
Salaries and employee benefits$544,0003,988
Premises and equipment expense$122,0003,950
Additional noninterest expense$286,0004,502
Pre-tax net operating income$334,0003,640
Securities gains (losses)$02,210
Applicable income taxes$100,0002,447
Income before extraordinary items$234,0004,104
Extraordinary gains, net$019
Net income$234,0004,108
Minority interest net income$078
Net income of bank and minority interests.$234,0004,108
Net charge-offs$33,0003,357
Cash dividends$78,0002,236
Sale, conversion, retirement of capital stock, net$0861
Net operating income$234,0003,950
2011-12-31 (YTD Data)Rank
Total interest income$5,497,0004,314
Total interest expense$561,0005,638
Net interest income$4,936,0003,939
Provision for loan and lease losses$350,0003,913
Total noninterest income$771,0003,592
Gross Fiduciary activities income$87,000859
Service charges on deposit accounts$284,0003,702
Trading account gains and fees$0146
Additional Noninterest Income$400,0003,437
Total noninterest expense$4,025,0004,107
Salaries and employee benefits$2,250,0003,852
Premises and equipment expense$509,0003,990
Additional noninterest expense$1,266,0004,305
Pre-tax net operating income$1,332,0003,229
Securities gains (losses)$03,838
Applicable income taxes$386,0002,274
Income before extraordinary items$946,0003,654
Extraordinary gains, net$029
Net income$946,0003,657
Minority interest net income$096
Net income of bank and minority interests.$946,0003,657
Net charge-offs$290,0003,840
Cash dividends$156,0003,521
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$946,0003,531
2011-09-30 (YTD Data)Rank
Total interest income$4,250,0004,277
Total interest expense$458,0005,602
Net interest income$3,792,0003,891
Provision for loan and lease losses$230,0003,949
Total noninterest income$564,0003,659
Gross Fiduciary activities income$65,000846
Service charges on deposit accounts$214,0003,709
Trading account gains and fees$0145
Additional Noninterest Income$285,0003,533
Total noninterest expense$2,998,0004,121
Salaries and employee benefits$1,683,0003,870
Premises and equipment expense$370,0004,119
Additional noninterest expense$945,0004,313
Pre-tax net operating income$1,128,0003,097
Securities gains (losses)$03,555
Applicable income taxes$323,0002,190
Income before extraordinary items$805,0003,505
Extraordinary gains, net$021
Net income$805,0003,507
Minority interest net income$087
Net income of bank and minority interests.$805,0003,507
Net charge-offs$85,0004,587
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$805,0003,386
2011-06-30 (YTD Data)Rank
Total interest income$2,850,0004,306
Total interest expense$321,0005,615
Net interest income$2,529,0003,910
Provision for loan and lease losses$105,0004,333
Total noninterest income$375,0003,691
Gross Fiduciary activities income$45,000862
Service charges on deposit accounts$138,0003,757
Trading account gains and fees$0153
Additional Noninterest Income$192,0003,548
Total noninterest expense$2,116,0004,017
Salaries and employee benefits$1,157,0003,816
Premises and equipment expense$235,0004,275
Additional noninterest expense$724,0004,002
Pre-tax net operating income$683,0003,229
Securities gains (losses)$02,914
Applicable income taxes$223,0002,108
Income before extraordinary items$460,0003,738
Extraordinary gains, net$015
Net income$460,0003,739
Minority interest net income$089
Net income of bank and minority interests.$460,0003,740
Net charge-offs$7,0005,446
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$460,0003,632
2011-03-31 (YTD Data)Rank
Total interest income$1,417,0004,338
Total interest expense$174,0005,537
Net interest income$1,243,0003,955
Provision for loan and lease losses$30,0004,582
Total noninterest income$188,0003,709
Gross Fiduciary activities income$22,000866
Service charges on deposit accounts$67,0003,771
Trading account gains and fees$0158
Additional Noninterest Income$99,0003,590
Total noninterest expense$1,090,0003,958
Salaries and employee benefits$561,0003,911
Premises and equipment expense$118,0004,318
Additional noninterest expense$411,0003,659
Pre-tax net operating income$311,0003,460
Securities gains (losses)$01,772
Applicable income taxes$91,0002,280
Income before extraordinary items$220,0003,815
Extraordinary gains, net$09
Net income$220,0003,814
Minority interest net income$086
Net income of bank and minority interests.$220,0003,815
Net charge-offs$13,0004,276
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$220,0003,765
2010-12-31 (YTD Data)Rank
Total interest income$5,755,0004,441
Total interest expense$1,132,0004,949
Net interest income$4,623,0004,168
Provision for loan and lease losses$255,0005,056
Total noninterest income$902,0003,410
Gross Fiduciary activities income$79,000905
Service charges on deposit accounts$325,0003,476
Trading account gains and fees$0175
Additional Noninterest Income$498,0003,198
Total noninterest expense$3,999,0004,222
Salaries and employee benefits$2,331,0003,791
Premises and equipment expense$498,0004,197
Additional noninterest expense$1,170,0004,678
Pre-tax net operating income$1,271,0002,996
Securities gains (losses)$03,793
Applicable income taxes$362,0002,194
Income before extraordinary items$909,0003,395
Extraordinary gains, net$029
Net income$909,0003,392
Minority interest net income$0111
Net income of bank and minority interests.$909,0003,395
Net charge-offs$554,0003,519
Cash dividends$260,0003,043
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$909,0003,272
2010-09-30 (YTD Data)Rank
Total interest income$4,325,0004,513
Total interest expense$910,0004,947
Net interest income$3,415,0004,271
Provision for loan and lease losses$225,0004,711
Total noninterest income$709,0003,364
Gross Fiduciary activities income$59,000897
Service charges on deposit accounts$249,0003,500
Trading account gains and fees$0165
Additional Noninterest Income$401,0003,096
Total noninterest expense$2,967,0004,271
Salaries and employee benefits$1,730,0003,859
Premises and equipment expense$375,0004,244
Additional noninterest expense$862,0004,720
Pre-tax net operating income$932,0003,215
Securities gains (losses)$03,651
Applicable income taxes$261,0002,284
Income before extraordinary items$671,0003,581
Extraordinary gains, net$023
Net income$671,0003,579
Minority interest net income$0110
Net income of bank and minority interests.$671,0003,581
Net charge-offs$495,0003,095
Cash dividends$260,0002,472
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$671,0003,446
2010-06-30 (YTD Data)Rank
Total interest income$2,912,0004,527
Total interest expense$627,0004,967
Net interest income$2,285,0004,270
Provision for loan and lease losses$150,0004,587
Total noninterest income$531,0003,104
Gross Fiduciary activities income$41,000898
Service charges on deposit accounts$171,0003,452
Trading account gains and fees$0152
Additional Noninterest Income$319,0002,758
Total noninterest expense$1,975,0004,277
Salaries and employee benefits$1,161,0003,863
Premises and equipment expense$247,0004,299
Additional noninterest expense$567,0004,749
Pre-tax net operating income$691,0003,054
Securities gains (losses)$03,184
Applicable income taxes$204,0002,107
Income before extraordinary items$487,0003,461
Extraordinary gains, net$019
Net income$487,0003,458
Minority interest net income$0105
Net income of bank and minority interests.$487,0003,460
Net charge-offs$353,0002,859
Cash dividends$260,0002,056
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$487,0003,347
2010-03-31 (YTD Data)Rank
Total interest income$1,446,0004,610
Total interest expense$318,0005,052
Net interest income$1,128,0004,319
Provision for loan and lease losses$75,0004,293
Total noninterest income$210,0003,547
Gross Fiduciary activities income$17,000932
Service charges on deposit accounts$85,0003,471
Trading account gains and fees$0175
Additional Noninterest Income$108,0003,363
Total noninterest expense$966,0004,383
Salaries and employee benefits$542,0004,114
Premises and equipment expense$125,0004,370
Additional noninterest expense$299,0004,593
Pre-tax net operating income$297,0003,367
Securities gains (losses)$02,284
Applicable income taxes$83,0002,302
Income before extraordinary items$214,0003,756
Extraordinary gains, net$016
Net income$214,0003,753
Minority interest net income$091
Net income of bank and minority interests.$214,0003,755
Net charge-offs$322,0001,968
Cash dividends$116,0001,798
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$214,0003,635
2009-12-31 (YTD Data)Rank
Total interest income$6,326,0004,461
Total interest expense$1,742,0004,809
Net interest income$4,584,0004,173
Provision for loan and lease losses$180,0005,882
Total noninterest income$744,0003,924
Gross Fiduciary activities income$71,000911
Service charges on deposit accounts$357,0003,550
Trading account gains and fees$0211
Additional Noninterest Income$316,0003,911
Total noninterest expense$3,937,0004,392
Salaries and employee benefits$2,409,0003,798
Premises and equipment expense$465,0004,582
Additional noninterest expense$1,063,0005,073
Pre-tax net operating income$1,211,0002,695
Securities gains (losses)$03,754
Applicable income taxes$333,0001,928
Income before extraordinary items$878,0002,986
Extraordinary gains, net$034
Net income$878,0002,986
Minority interest net income$0115
Net income of bank and minority interests.$878,0002,986
Net charge-offs$91,0005,775
Cash dividends$331,0003,095
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$878,0002,932
2009-09-30 (YTD Data)Rank
Total interest income$4,809,0004,476
Total interest expense$1,387,0004,804
Net interest income$3,422,0004,190
Provision for loan and lease losses$105,0005,912
Total noninterest income$537,0004,088
Gross Fiduciary activities income$56,000894
Service charges on deposit accounts$258,0003,632
Trading account gains and fees$0212
Additional Noninterest Income$223,0004,112
Total noninterest expense$2,892,0004,451
Salaries and employee benefits$1,770,0003,903
Premises and equipment expense$334,0004,742
Additional noninterest expense$788,0005,104
Pre-tax net operating income$962,0002,799
Securities gains (losses)$03,497
Applicable income taxes$269,0002,044
Income before extraordinary items$693,0003,138
Extraordinary gains, net$027
Net income$693,0003,137
Minority interest net income$0118
Net income of bank and minority interests.$693,0003,139
Net charge-offs$85,0005,213
Cash dividends$179,0003,187
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$693,0003,057
2009-06-30 (YTD Data)Rank
Total interest income$3,260,0004,474
Total interest expense$966,0004,814
Net interest income$2,294,0004,159
Provision for loan and lease losses$40,0006,240
Total noninterest income$366,0004,005
Gross Fiduciary activities income$42,000895
Service charges on deposit accounts$170,0003,632
Trading account gains and fees$0193
Additional Noninterest Income$154,0004,069
Total noninterest expense$1,862,0004,582
Salaries and employee benefits$1,112,0004,097
Premises and equipment expense$219,0004,833
Additional noninterest expense$531,0005,076
Pre-tax net operating income$758,0002,611
Securities gains (losses)$03,136
Applicable income taxes$222,0001,852
Income before extraordinary items$536,0002,970
Extraordinary gains, net$021
Net income$536,0002,968
Minority interest net income$0112
Net income of bank and minority interests.$536,0002,969
Net charge-offs$58,0004,788
Cash dividends$179,0002,801
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$536,0002,866
2009-03-31 (YTD Data)Rank
Total interest income$1,630,0004,513
Total interest expense$509,0004,788
Net interest income$1,121,0004,215
Provision for loan and lease losses$15,0006,043
Total noninterest income$171,0004,120
Gross Fiduciary activities income$15,000949
Service charges on deposit accounts$84,0003,610
Trading account gains and fees$0171
Additional Noninterest Income$72,0004,184
Total noninterest expense$880,0004,679
Salaries and employee benefits$537,0004,228
Premises and equipment expense$112,0004,803
Additional noninterest expense$231,0005,172
Pre-tax net operating income$397,0002,812
Securities gains (losses)$02,434
Applicable income taxes$118,0002,009
Income before extraordinary items$279,0003,255
Extraordinary gains, net$015
Net income$279,0003,254
Minority interest net income$0102
Net income of bank and minority interests.$279,0003,255
Net charge-offs$16,0004,481
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$279,0003,108
2008-12-31 (YTD Data)Rank
Total interest income$7,451,0004,316
Total interest expense$2,245,0005,025
Net interest income$5,206,0003,833
Provision for loan and lease losses$07,334
Total noninterest income$734,0004,031
Gross Fiduciary activities income$72,000933
Service charges on deposit accounts$375,0003,585
Trading account gains and fees$0154
Additional Noninterest Income$287,0004,182
Total noninterest expense$3,694,0004,475
Salaries and employee benefits$2,301,0004,011
Premises and equipment expense$479,0004,574
Additional noninterest expense$914,0005,100
Pre-tax net operating income$2,246,0002,267
Securities gains (losses)$03,220
Applicable income taxes$727,0001,488
Income before extraordinary items$1,519,0002,494
Extraordinary gains, net$039
Net income$1,519,0002,493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,844
Cash dividends$1,294,0001,946
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,519,0002,635
2008-09-30 (YTD Data)Rank
Total interest income$5,696,0004,342
Total interest expense$1,716,0005,105
Net interest income$3,980,0003,818
Provision for loan and lease losses$06,991
Total noninterest income$557,0004,102
Gross Fiduciary activities income$58,000918
Service charges on deposit accounts$287,0003,570
Trading account gains and fees$0148
Additional Noninterest Income$212,0004,307
Total noninterest expense$2,688,0004,549
Salaries and employee benefits$1,670,0004,142
Premises and equipment expense$337,0004,768
Additional noninterest expense$681,0005,037
Pre-tax net operating income$1,849,0002,436
Securities gains (losses)$03,106
Applicable income taxes$611,0001,661
Income before extraordinary items$1,238,0002,698
Extraordinary gains, net$031
Net income$1,238,0002,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,799
Cash dividends$1,007,0001,781
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,238,0002,838
2008-06-30 (YTD Data)Rank
Total interest income$3,860,0004,351
Total interest expense$1,188,0005,158
Net interest income$2,672,0003,795
Provision for loan and lease losses$06,671
Total noninterest income$377,0004,130
Gross Fiduciary activities income$44,000918
Service charges on deposit accounts$192,0003,565
Trading account gains and fees$0149
Additional Noninterest Income$141,0004,410
Total noninterest expense$1,738,0004,672
Salaries and employee benefits$1,090,0004,234
Premises and equipment expense$209,0005,019
Additional noninterest expense$439,0005,139
Pre-tax net operating income$1,311,0002,455
Securities gains (losses)$03,233
Applicable income taxes$440,0001,750
Income before extraordinary items$871,0002,871
Extraordinary gains, net$021
Net income$871,0002,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,802
Cash dividends$757,0001,760
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$871,0002,817
2008-03-31 (YTD Data)Rank
Total interest income$1,958,0004,385
Total interest expense$612,0005,225
Net interest income$1,346,0003,772
Provision for loan and lease losses$06,080
Total noninterest income$176,0004,249
Gross Fiduciary activities income$14,000985
Service charges on deposit accounts$94,0003,574
Trading account gains and fees$0158
Additional Noninterest Income$68,0004,477
Total noninterest expense$884,0004,630
Salaries and employee benefits$571,0004,123
Premises and equipment expense$98,0005,215
Additional noninterest expense$215,0005,153
Pre-tax net operating income$638,0002,584
Securities gains (losses)$02,688
Applicable income taxes$219,0001,852
Income before extraordinary items$419,0003,091
Extraordinary gains, net$015
Net income$419,0003,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,162
Cash dividends$437,0001,505
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$419,0003,014
2007-12-31 (YTD Data)Rank
Total interest income$8,019,0004,355
Total interest expense$2,428,0005,341
Net interest income$5,591,0003,697
Provision for loan and lease losses$125,0004,554
Total noninterest income$781,0004,054
Gross Fiduciary activities income$109,000903
Service charges on deposit accounts$391,0003,566
Trading account gains and fees$0178
Additional Noninterest Income$281,0004,364
Total noninterest expense$3,580,0004,445
Salaries and employee benefits$2,195,0004,091
Premises and equipment expense$474,0004,528
Additional noninterest expense$911,0004,931
Pre-tax net operating income$2,667,0002,685
Securities gains (losses)$02,146
Applicable income taxes$930,0001,946
Income before extraordinary items$1,737,0003,118
Extraordinary gains, net$039
Net income$1,737,0003,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,183
Cash dividends$1,699,0001,833
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,737,0003,108
2007-09-30 (YTD Data)Rank
Total interest income$5,966,0004,389
Total interest expense$1,791,0005,399
Net interest income$4,175,0003,715
Provision for loan and lease losses$125,0003,799
Total noninterest income$592,0004,047
Gross Fiduciary activities income$95,000881
Service charges on deposit accounts$285,0003,617
Trading account gains and fees$0184
Additional Noninterest Income$212,0004,375
Total noninterest expense$2,647,0004,477
Salaries and employee benefits$1,616,0004,139
Premises and equipment expense$353,0004,521
Additional noninterest expense$678,0004,894
Pre-tax net operating income$1,995,0002,834
Securities gains (losses)$01,655
Applicable income taxes$697,0002,094
Income before extraordinary items$1,298,0003,288
Extraordinary gains, net$033
Net income$1,298,0003,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,621
Cash dividends$1,286,0001,695
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,298,0003,272
2007-06-30 (YTD Data)Rank
Total interest income$3,945,0004,430
Total interest expense$1,178,0005,434
Net interest income$2,767,0003,752
Provision for loan and lease losses$75,0003,728
Total noninterest income$421,0003,922
Gross Fiduciary activities income$81,000852
Service charges on deposit accounts$192,0003,590
Trading account gains and fees$0168
Additional Noninterest Income$148,0004,332
Total noninterest expense$1,750,0004,525
Salaries and employee benefits$1,063,0004,221
Premises and equipment expense$233,0004,577
Additional noninterest expense$454,0004,889
Pre-tax net operating income$1,363,0002,855
Securities gains (losses)$01,444
Applicable income taxes$479,0002,130
Income before extraordinary items$884,0003,299
Extraordinary gains, net$029
Net income$884,0003,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,783
Cash dividends$764,0001,861
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$884,0003,277
2007-03-31 (YTD Data)Rank
Total interest income$1,931,0004,490
Total interest expense$581,0005,463
Net interest income$1,350,0003,818
Provision for loan and lease losses$75,0002,404
Total noninterest income$176,0004,282
Gross Fiduciary activities income$14,0001,006
Service charges on deposit accounts$97,0003,514
Trading account gains and fees$0195
Additional Noninterest Income$65,0004,594
Total noninterest expense$902,0004,432
Salaries and employee benefits$563,0004,057
Premises and equipment expense$120,0004,509
Additional noninterest expense$219,0004,959
Pre-tax net operating income$549,0003,307
Securities gains (losses)$01,187
Applicable income taxes$189,0002,475
Income before extraordinary items$360,0003,747
Extraordinary gains, net$022
Net income$360,0003,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,238
Cash dividends$405,0001,645
Sale, conversion, retirement of capital stock, net$0885
Net operating income$360,0003,728
2006-12-31 (YTD Data)Rank
Total interest income$7,207,0004,487
Total interest expense$1,817,0005,666
Net interest income$5,390,0003,797
Provision for loan and lease losses$250,0003,097
Total noninterest income$750,0004,214
Gross Fiduciary activities income$65,000993
Service charges on deposit accounts$408,0003,502
Trading account gains and fees$0130
Additional Noninterest Income$277,0004,456
Total noninterest expense$3,388,0004,498
Salaries and employee benefits$1,985,0004,291
Premises and equipment expense$451,0004,561
Additional noninterest expense$952,0004,671
Pre-tax net operating income$2,502,0003,126
Securities gains (losses)$01,687
Applicable income taxes$861,0002,375
Income before extraordinary items$1,641,0003,569
Extraordinary gains, net$051
Net income$1,641,0003,568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,669
Cash dividends$2,103,0001,456
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,641,0003,549
2006-09-30 (YTD Data)Rank
Total interest income$5,307,0004,530
Total interest expense$1,273,0005,772
Net interest income$4,034,0003,826
Provision for loan and lease losses$225,0002,598
Total noninterest income$559,0004,232
Gross Fiduciary activities income$52,000981
Service charges on deposit accounts$307,0003,517
Trading account gains and fees$0126
Additional Noninterest Income$200,0004,540
Total noninterest expense$2,486,0004,558
Salaries and employee benefits$1,498,0004,237
Premises and equipment expense$333,0004,605
Additional noninterest expense$655,0004,939
Pre-tax net operating income$1,882,0003,240
Securities gains (losses)$01,388
Applicable income taxes$646,0002,482
Income before extraordinary items$1,236,0003,658
Extraordinary gains, net$045
Net income$1,236,0003,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,511
Cash dividends$1,206,0001,695
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,236,0003,647
2006-06-30 (YTD Data)Rank
Total interest income$3,478,0004,529
Total interest expense$792,0005,833
Net interest income$2,686,0003,849
Provision for loan and lease losses$150,0002,563
Total noninterest income$376,0004,197
Gross Fiduciary activities income$39,000983
Service charges on deposit accounts$212,0003,420
Trading account gains and fees$0126
Additional Noninterest Income$125,0004,665
Total noninterest expense$1,611,0004,652
Salaries and employee benefits$985,0004,315
Premises and equipment expense$215,0004,718
Additional noninterest expense$411,0005,111
Pre-tax net operating income$1,301,0003,181
Securities gains (losses)$01,185
Applicable income taxes$446,0002,462
Income before extraordinary items$855,0003,577
Extraordinary gains, net$039
Net income$855,0003,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,447
Cash dividends$752,0001,791
Sale, conversion, retirement of capital stock, net$0887
Net operating income$855,0003,563
2006-03-31 (YTD Data)Rank
Total interest income$1,689,0004,566
Total interest expense$361,0005,954
Net interest income$1,328,0003,877
Provision for loan and lease losses$75,0002,394
Total noninterest income$182,0004,183
Gross Fiduciary activities income$13,0001,040
Service charges on deposit accounts$107,0003,329
Trading account gains and fees$0115
Additional Noninterest Income$62,0004,677
Total noninterest expense$834,0004,565
Salaries and employee benefits$525,0004,156
Premises and equipment expense$103,0004,872
Additional noninterest expense$206,0005,089
Pre-tax net operating income$601,0003,305
Securities gains (losses)$0955
Applicable income taxes$202,0002,595
Income before extraordinary items$399,0003,718
Extraordinary gains, net$021
Net income$399,0003,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$432,0001,525
Sale, conversion, retirement of capital stock, net$0648
Net operating income$399,0003,703
2005-12-31 (YTD Data)Rank
Total interest income$6,034,0004,587
Total interest expense$1,135,0005,967
Net interest income$4,899,0004,011
Provision for loan and lease losses$645,0001,544
Total noninterest income$780,0004,106
Gross Fiduciary activities income$48,0001,052
Service charges on deposit accounts$444,0003,306
Trading account gains and fees$0138
Additional Noninterest Income$288,0004,429
Total noninterest expense$3,226,0004,551
Salaries and employee benefits$1,893,0004,294
Premises and equipment expense$445,0004,530
Additional noninterest expense$888,0004,825
Pre-tax net operating income$1,808,0003,947
Securities gains (losses)$02,296
Applicable income taxes$572,0003,157
Income before extraordinary items$1,236,0004,272
Extraordinary gains, net$046
Net income$1,236,0004,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$714,000874
Cash dividends$801,0002,818
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,236,0004,246
2005-09-30 (YTD Data)Rank
Total interest income$4,440,0004,602
Total interest expense$811,0005,982
Net interest income$3,629,0004,046
Provision for loan and lease losses$455,0001,525
Total noninterest income$586,0004,114
Gross Fiduciary activities income$37,0001,038
Service charges on deposit accounts$335,0003,300
Trading account gains and fees$0126
Additional Noninterest Income$214,0004,453
Total noninterest expense$2,420,0004,526
Salaries and employee benefits$1,433,0004,231
Premises and equipment expense$330,0004,539
Additional noninterest expense$657,0004,820
Pre-tax net operating income$1,340,0004,044
Securities gains (losses)$02,317
Applicable income taxes$416,0003,260
Income before extraordinary items$924,0004,388
Extraordinary gains, net$035
Net income$924,0004,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$511,000823
Cash dividends$532,0002,701
Sale, conversion, retirement of capital stock, net$0769
Net operating income$924,0004,344
2005-06-30 (YTD Data)Rank
Total interest income$2,926,0004,584
Total interest expense$520,0005,937
Net interest income$2,406,0004,043
Provision for loan and lease losses$395,0001,206
Total noninterest income$398,0004,062
Gross Fiduciary activities income$24,0001,042
Service charges on deposit accounts$218,0003,307
Trading account gains and fees$0116
Additional Noninterest Income$156,0004,227
Total noninterest expense$1,574,0004,580
Salaries and employee benefits$938,0004,280
Premises and equipment expense$221,0004,481
Additional noninterest expense$415,0004,968
Pre-tax net operating income$835,0004,183
Securities gains (losses)$02,146
Applicable income taxes$248,0003,426
Income before extraordinary items$587,0004,477
Extraordinary gains, net$030
Net income$587,0004,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$410,000702
Cash dividends$321,0002,833
Sale, conversion, retirement of capital stock, net$0643
Net operating income$587,0004,425
2005-03-31 (YTD Data)Rank
Total interest income$1,438,0004,605
Total interest expense$254,0005,922
Net interest income$1,184,0004,101
Provision for loan and lease losses$95,0002,131
Total noninterest income$204,0003,933
Gross Fiduciary activities income$12,0001,041
Service charges on deposit accounts$105,0003,325
Trading account gains and fees$0115
Additional Noninterest Income$87,0004,019
Total noninterest expense$826,0004,454
Salaries and employee benefits$494,0004,130
Premises and equipment expense$116,0004,396
Additional noninterest expense$216,0004,823
Pre-tax net operating income$467,0003,860
Securities gains (losses)$01,685
Applicable income taxes$145,0003,159
Income before extraordinary items$322,0004,179
Extraordinary gains, net$024
Net income$322,0004,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,699
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$322,0004,133
2004-12-31 (YTD Data)Rank
Total interest income$5,612,0004,476
Total interest expense$1,117,0005,336
Net interest income$4,495,0004,124
Provision for loan and lease losses$475,0002,052
Total noninterest income$726,0004,304
Gross Fiduciary activities income$59,0001,035
Service charges on deposit accounts$412,0003,577
Trading account gains and fees$0138
Additional Noninterest Income$255,0004,590
Total noninterest expense$3,181,0004,474
Salaries and employee benefits$1,916,0004,134
Premises and equipment expense$359,0005,122
Additional noninterest expense$906,0004,671
Pre-tax net operating income$1,565,0004,141
Securities gains (losses)$03,819
Applicable income taxes$454,0003,501
Income before extraordinary items$1,111,0004,406
Extraordinary gains, net$034
Net income$1,111,0004,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$556,0001,233
Cash dividends$678,0003,024
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,111,0004,335
2004-09-30 (YTD Data)Rank
Total interest income$4,177,0004,479
Total interest expense$854,0005,242
Net interest income$3,323,0004,151
Provision for loan and lease losses$225,0002,754
Total noninterest income$558,0004,265
Gross Fiduciary activities income$54,0001,002
Service charges on deposit accounts$305,0003,625
Trading account gains and fees$0134
Additional Noninterest Income$199,0004,514
Total noninterest expense$2,397,0004,435
Salaries and employee benefits$1,468,0004,022
Premises and equipment expense$261,0005,203
Additional noninterest expense$668,0004,694
Pre-tax net operating income$1,259,0004,033
Securities gains (losses)$03,710
Applicable income taxes$376,0003,416
Income before extraordinary items$883,0004,332
Extraordinary gains, net$026
Net income$883,0004,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0001,719
Cash dividends$471,0002,802
Sale, conversion, retirement of capital stock, net$0738
Net operating income$883,0004,254
2004-06-30 (YTD Data)Rank
Total interest income$2,770,0004,491
Total interest expense$580,0005,202
Net interest income$2,190,0004,196
Provision for loan and lease losses$150,0002,691
Total noninterest income$364,0004,338
Gross Fiduciary activities income$40,000993
Service charges on deposit accounts$194,0003,726
Trading account gains and fees$0130
Additional Noninterest Income$130,0004,602
Total noninterest expense$1,519,0004,626
Salaries and employee benefits$915,0004,260
Premises and equipment expense$171,0005,293
Additional noninterest expense$433,0004,806
Pre-tax net operating income$885,0003,844
Securities gains (losses)$03,413
Applicable income taxes$264,0003,300
Income before extraordinary items$621,0004,153
Extraordinary gains, net$021
Net income$621,0004,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0001,281
Cash dividends$194,0003,534
Sale, conversion, retirement of capital stock, net$0638
Net operating income$621,0004,068
2004-03-31 (YTD Data)Rank
Total interest income$1,375,0004,547
Total interest expense$298,0005,185
Net interest income$1,077,0004,258
Provision for loan and lease losses$75,0002,550
Total noninterest income$184,0004,261
Gross Fiduciary activities income$23,000976
Service charges on deposit accounts$87,0003,922
Trading account gains and fees$0121
Additional Noninterest Income$74,0004,326
Total noninterest expense$800,0004,481
Salaries and employee benefits$487,0004,094
Premises and equipment expense$93,0005,051
Additional noninterest expense$220,0004,725
Pre-tax net operating income$386,0004,170
Securities gains (losses)$02,934
Applicable income taxes$111,0003,616
Income before extraordinary items$275,0004,515
Extraordinary gains, net$016
Net income$275,0004,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0001,055
Cash dividends$194,0002,253
Sale, conversion, retirement of capital stock, net$0464
Net operating income$275,0004,381
2003-12-31 (YTD Data)Rank
Total interest income$5,686,0004,452
Total interest expense$1,464,0004,948
Net interest income$4,222,0004,195
Provision for loan and lease losses$275,0003,362
Total noninterest income$705,0004,541
Gross Fiduciary activities income$89,000982
Service charges on deposit accounts$348,0003,965
Trading account gains and fees$0160
Additional Noninterest Income$268,0004,723
Total noninterest expense$3,123,0004,485
Salaries and employee benefits$1,971,0003,976
Premises and equipment expense$330,0005,362
Additional noninterest expense$822,0004,957
Pre-tax net operating income$1,529,0004,081
Securities gains (losses)$04,500
Applicable income taxes$414,0003,710
Income before extraordinary items$1,115,0004,322
Extraordinary gains, net$054
Net income$1,115,0004,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,0002,578
Cash dividends$463,0003,669
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,115,0004,160
2003-09-30 (YTD Data)Rank
Total interest income$4,300,0004,488
Total interest expense$1,154,0004,925
Net interest income$3,146,0004,234
Provision for loan and lease losses$225,0003,052
Total noninterest income$542,0004,511
Gross Fiduciary activities income$70,000975
Service charges on deposit accounts$260,0003,986
Trading account gains and fees$0153
Additional Noninterest Income$212,0004,677
Total noninterest expense$2,270,0004,565
Salaries and employee benefits$1,443,0004,046
Premises and equipment expense$241,0005,445
Additional noninterest expense$586,0005,094
Pre-tax net operating income$1,193,0004,088
Securities gains (losses)$04,204
Applicable income taxes$322,0003,793
Income before extraordinary items$871,0004,382
Extraordinary gains, net$040
Net income$871,0004,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0002,434
Cash dividends$463,0002,804
Sale, conversion, retirement of capital stock, net$0722
Net operating income$871,0004,211
2003-06-30 (YTD Data)Rank
Total interest income$2,910,0004,469
Total interest expense$832,0004,817
Net interest income$2,078,0004,282
Provision for loan and lease losses$150,0003,000
Total noninterest income$355,0004,545
Gross Fiduciary activities income$45,000987
Service charges on deposit accounts$172,0003,976
Trading account gains and fees$0150
Additional Noninterest Income$138,0004,712
Total noninterest expense$1,511,0004,563
Salaries and employee benefits$940,0004,117
Premises and equipment expense$155,0005,554
Additional noninterest expense$416,0004,863
Pre-tax net operating income$772,0004,149
Securities gains (losses)$03,782
Applicable income taxes$200,0003,969
Income before extraordinary items$572,0004,433
Extraordinary gains, net$030
Net income$572,0004,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0002,471
Cash dividends$463,0002,259
Sale, conversion, retirement of capital stock, net$0589
Net operating income$572,0004,213
2003-03-31 (YTD Data)Rank
Total interest income$1,480,0004,453
Total interest expense$449,0004,674
Net interest income$1,031,0004,298
Provision for loan and lease losses$75,0002,805
Total noninterest income$172,0004,541
Gross Fiduciary activities income$21,0001,007
Service charges on deposit accounts$86,0003,914
Trading account gains and fees$0134
Additional Noninterest Income$65,0004,760
Total noninterest expense$697,0004,808
Salaries and employee benefits$416,0004,500
Premises and equipment expense$76,0005,602
Additional noninterest expense$205,0004,878
Pre-tax net operating income$431,0003,863
Securities gains (losses)$02,891
Applicable income taxes$110,0003,771
Income before extraordinary items$321,0004,055
Extraordinary gains, net$021
Net income$321,0004,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,537
Cash dividends$175,0002,374
Sale, conversion, retirement of capital stock, net$0419
Net operating income$321,0003,859
2002-12-31 (YTD Data)Rank
Total interest income$6,242,0004,437
Total interest expense$2,294,0004,383
Net interest income$3,948,0004,390
Provision for loan and lease losses$270,0003,677
Total noninterest income$738,0004,193
Gross Fiduciary activities income$102,000991
Service charges on deposit accounts$386,0003,615
Trading account gains and fees$0153
Additional Noninterest Income$250,0004,613
Total noninterest expense$2,897,0004,570
Salaries and employee benefits$1,637,0004,386
Premises and equipment expense$355,0005,049
Additional noninterest expense$905,0004,526
Pre-tax net operating income$1,519,0004,082
Securities gains (losses)$04,537
Applicable income taxes$435,0003,723
Income before extraordinary items$1,084,0004,367
Extraordinary gains, net$070
Net income$1,084,0004,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0002,654
Cash dividends$1,089,0002,093
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,084,0004,261
2001-12-31 (YTD Data)Rank
Total interest income$7,064,0004,405
Total interest expense$3,028,0004,698
Net interest income$4,036,0004,100
Provision for loan and lease losses$270,0003,439
Total noninterest income$765,0003,982
Gross Fiduciary activities income$83,0001,036
Service charges on deposit accounts$402,0003,384
Trading account gains and fees$0177
Additional Noninterest Income$280,0004,261
Total noninterest expense$2,973,0004,357
Salaries and employee benefits$1,755,0003,984
Premises and equipment expense$340,0005,136
Additional noninterest expense$878,0004,476
Pre-tax net operating income$1,558,0003,754
Securities gains (losses)$98,0001,760
Applicable income taxes$541,0003,180
Income before extraordinary items$1,115,0003,995
Extraordinary gains, net$0105
Net income$1,115,0003,997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,783
Cash dividends$683,0002,921
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,049,3404,044
2000-12-31 (YTD Data)Rank
Total interest income$6,878,0004,654
Total interest expense$2,840,0005,127
Net interest income$4,038,0004,152
Provision for loan and lease losses$347,0002,590
Total noninterest income$711,0003,953
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$389,0003,316
Trading account gains and feesNANA
Additional Noninterest Income$322,0003,772
Total noninterest expense$2,748,0004,529
Salaries and employee benefits$1,367,0004,707
Premises and equipment expense$368,0004,774
Additional noninterest expense$1,013,0003,957
Pre-tax net operating income$1,654,0003,787
Securities gains (losses)$-7,0008,117
Applicable income taxes$513,0003,434
Income before extraordinary items$1,134,0004,019
Extraordinary gains, net$038
Net income$1,134,0004,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,0001,601
Cash dividends$992,0002,324
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,138,8304,001
1999-12-31 (YTD Data)Rank
Total interest income$6,933,0004,439
Total interest expense$2,766,0004,904
Net interest income$4,167,0004,026
Provision for loan and lease losses$202,0003,533
Total noninterest income$709,0003,959
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$406,0003,185
Trading account gains and feesNANA
Additional Noninterest Income$303,0003,994
Total noninterest expense$2,867,0004,376
Salaries and employee benefits$1,495,0004,356
Premises and equipment expense$378,0004,709
Additional noninterest expense$994,0004,043
Pre-tax net operating income$1,807,0003,604
Securities gains (losses)$03,155
Applicable income taxes$559,0003,381
Income before extraordinary items$1,248,0003,751
Extraordinary gains, net$035
Net income$1,248,0003,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0001,962
Cash dividends$985,0002,325
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,248,0003,716
1998-12-31 (YTD Data)Rank
Total interest income$6,886,0004,452
Total interest expense$2,824,0004,935
Net interest income$4,062,0004,065
Provision for loan and lease losses$240,0003,065
Total noninterest income$661,0004,130
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$410,0003,067
Trading account gains and feesNANA
Additional Noninterest Income$251,0004,423
Total noninterest expense$2,716,0004,492
Salaries and employee benefits$1,322,0004,693
Premises and equipment expense$395,0004,465
Additional noninterest expense$999,0003,963
Pre-tax net operating income$1,767,0003,689
Securities gains (losses)$47,0001,787
Applicable income taxes$602,0003,397
Income before extraordinary items$1,212,0003,899
Extraordinary gains, net$032
Net income$1,212,0003,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,792
Cash dividends$1,399,0001,764
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,180,5103,894
1997-12-31 (YTD Data)Rank
Total interest income$5,505,0005,406
Total interest expense$2,195,0005,892
Net interest income$3,310,0004,929
Provision for loan and lease losses$265,0002,849
Total noninterest income$568,0004,583
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$326,0003,822
Trading account gains and feesNANA
Additional Noninterest Income$242,0004,453
Total noninterest expense$2,071,0005,518
Salaries and employee benefits$1,082,0005,549
Premises and equipment expense$291,0005,538
Additional noninterest expense$698,0005,233
Pre-tax net operating income$1,542,0004,390
Securities gains (losses)$-5,0009,661
Applicable income taxes$497,0004,232
Income before extraordinary items$1,040,0004,558
Extraordinary gains, net$044
Net income$1,040,0004,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,696
Cash dividends$900,0002,364
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,043,4004,488
1996-12-31 (YTD Data)Rank
Total interest income$5,339,0005,655
Total interest expense$2,237,0005,974
Net interest income$3,102,0005,311
Provision for loan and lease losses$140,0004,234
Total noninterest income$564,0004,751
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$324,0003,985
Trading account gains and feesNANA
Additional Noninterest Income$240,0004,648
Total noninterest expense$2,063,0005,819
Salaries and employee benefits$1,079,0005,662
Premises and equipment expense$281,0005,823
Additional noninterest expense$703,0005,733
Pre-tax net operating income$1,463,0004,428
Securities gains (losses)$04,148
Applicable income taxes$452,0004,488
Income before extraordinary items$1,011,0004,459
Extraordinary gains, net$053
Net income$1,011,0004,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0002,730
Cash dividends$260,0004,854
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,011,0004,404
1995-12-31 (YTD Data)Rank
Total interest income$4,849,0006,130
Total interest expense$2,027,0006,404
Net interest income$2,822,0005,771
Provision for loan and lease losses$80,0005,097
Total noninterest income$546,0004,875
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$331,0003,953
Trading account gains and feesNANA
Additional Noninterest Income$215,0004,917
Total noninterest expense$2,066,0005,840
Salaries and employee benefits$1,071,0005,725
Premises and equipment expense$261,0006,181
Additional noninterest expense$734,0005,633
Pre-tax net operating income$1,222,0005,183
Securities gains (losses)$03,831
Applicable income taxes$345,0005,499
Income before extraordinary items$877,0005,088
Extraordinary gains, net$065
Net income$877,0005,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,645
Cash dividends$755,0002,521
Sale, conversion, retirement of capital stock, net$0809
Net operating income$877,0005,078
1994-12-31 (YTD Data)Rank
Total interest income$4,519,0006,131
Total interest expense$1,645,0006,485
Net interest income$2,874,0005,788
Provision for loan and lease losses$55,0005,922
Total noninterest income$569,0004,844
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$347,0003,871
Trading account gains and feesNANA
Additional Noninterest Income$222,0004,938
Total noninterest expense$2,054,0006,065
Salaries and employee benefits$1,048,0005,861
Premises and equipment expense$247,0006,567
Additional noninterest expense$759,0005,945
Pre-tax net operating income$1,334,0004,839
Securities gains (losses)$4,0002,755
Applicable income taxes$420,0004,589
Income before extraordinary items$918,0004,831
Extraordinary gains, net$0249
Net income$918,0004,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,590
Cash dividends$800,0002,270
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$915,2404,902
1993-12-31 (YTD Data)Rank
Total interest income$4,532,0006,273
Total interest expense$1,697,0006,626
Net interest income$2,835,0005,916
Provision for loan and lease losses$100,0005,727
Total noninterest income$516,0005,478
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$326,0004,124
Trading account gains and feesNANA
Additional Noninterest Income$190,0005,825
Total noninterest expense$2,018,0006,287
Salaries and employee benefits$1,022,0006,008
Premises and equipment expense$252,0006,639
Additional noninterest expense$744,0006,281
Pre-tax net operating income$1,233,0005,082
Securities gains (losses)$61,0003,136
Applicable income taxes$407,0004,946
Income before extraordinary items$887,0005,154
Extraordinary gains, net$-4,00012,212
Net income$883,0005,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0005,917
Cash dividends$750,0002,263
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$844,9105,109
1992-12-31 (YTD Data)Rank
Total interest income$4,779,0006,590
Total interest expense$2,095,0006,880
Net interest income$2,684,0006,248
Provision for loan and lease losses$215,0005,039
Total noninterest income$431,0006,254
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$275,0004,756
Trading account gains and feesNANA
Additional Noninterest Income$156,0006,504
Total noninterest expense$1,904,0006,645
Salaries and employee benefits$949,0006,334
Premises and equipment expense$267,0006,488
Additional noninterest expense$688,0006,833
Pre-tax net operating income$996,0005,635
Securities gains (losses)$08,369
Applicable income taxes$299,0005,935
Income before extraordinary items$697,0005,945
Extraordinary gains, net$01,422
Net income$697,0006,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0003,626
Cash dividends$600,0002,382
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$697,0005,603

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.