Home > The Fauquier Bank > Income and Expense

The Fauquier Bank, Income and Expense

2021-03-31 (YTD Data)Rank
Total interest income$7,008,0001,133
Total interest expense$365,0001,912
Net interest income$6,643,0001,072
Provision for loan and lease losses$225,000730
Total noninterest income$2,084,000974
Gross Fiduciary activities income$578,000338
Service charges on deposit accounts$212,0001,032
Trading account gains and feesNANA
Additional Noninterest Income$1,294,0001,071
Total noninterest expense$8,119,000778
Salaries and employee benefits$4,378,000826
Premises and equipment expense$744,000892
Additional noninterest expense$2,997,000639
Pre-tax net operating income$383,0003,541
Securities gains (losses)$-7,0004,642
Applicable income taxes$76,0002,451
Income before extraordinary items$300,0003,689
Extraordinary gains, net$03
Net income$300,0003,689
Minority interest net income$055
Net income of bank and minority interests.$300,0003,689
Net charge-offs$-87,0004,739
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$305,6003,651
2020-12-31 (YTD Data)Rank
Total interest income$28,311,0001,117
Total interest expense$2,355,0001,786
Net interest income$25,956,0001,035
Provision for loan and lease losses$1,773,0001,137
Total noninterest income$6,546,0001,066
Gross Fiduciary activities income$2,249,000324
Service charges on deposit accounts$976,000971
Trading account gains and feesNANA
Additional Noninterest Income$3,321,0001,363
Total noninterest expense$23,881,000984
Salaries and employee benefits$12,025,0001,074
Premises and equipment expense$2,902,000883
Additional noninterest expense$8,954,000806
Pre-tax net operating income$6,848,0001,392
Securities gains (losses)$1,001,000367
Applicable income taxes$1,374,0001,201
Income before extraordinary items$6,475,0001,337
Extraordinary gains, net$04
Net income$6,475,0001,338
Minority interest net income$072
Net income of bank and minority interests.$6,475,0001,338
Net charge-offs$130,0001,820
Cash dividends$2,423,0001,323
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,654,1801,447
2020-09-30 (YTD Data)Rank
Total interest income$20,904,0001,132
Total interest expense$1,891,0001,770
Net interest income$19,013,0001,048
Provision for loan and lease losses$1,606,0001,011
Total noninterest income$4,795,0001,047
Gross Fiduciary activities income$1,641,000326
Service charges on deposit accounts$729,000970
Trading account gains and feesNANA
Additional Noninterest Income$2,425,0001,335
Total noninterest expense$16,306,0001,039
Salaries and employee benefits$8,400,0001,122
Premises and equipment expense$2,201,000868
Additional noninterest expense$5,705,000903
Pre-tax net operating income$5,896,0001,230
Securities gains (losses)$10,0002,124
Applicable income taxes$875,0001,290
Income before extraordinary items$5,031,0001,260
Extraordinary gains, net$04
Net income$5,031,0001,260
Minority interest net income$065
Net income of bank and minority interests.$5,031,0001,260
Net charge-offs$132,0001,492
Cash dividends$1,949,0001,142
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,022,5001,225
2020-06-30 (YTD Data)Rank
Total interest income$14,064,0001,130
Total interest expense$1,393,0001,745
Net interest income$12,671,0001,053
Provision for loan and lease losses$1,261,000939
Total noninterest income$3,045,0001,031
Gross Fiduciary activities income$960,000353
Service charges on deposit accounts$507,000943
Trading account gains and feesNANA
Additional Noninterest Income$1,578,0001,275
Total noninterest expense$10,571,0001,049
Salaries and employee benefits$5,348,0001,164
Premises and equipment expense$1,486,000859
Additional noninterest expense$3,737,000911
Pre-tax net operating income$3,884,0001,188
Securities gains (losses)$10,0001,872
Applicable income taxes$579,0001,229
Income before extraordinary items$3,315,0001,211
Extraordinary gains, net$04
Net income$3,315,0001,211
Minority interest net income$065
Net income of bank and minority interests.$3,315,0001,211
Net charge-offs$88,0001,425
Cash dividends$1,474,0001,025
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,306,5001,183
2020-03-31 (YTD Data)Rank
Total interest income$7,055,0001,129
Total interest expense$818,0001,664
Net interest income$6,237,0001,052
Provision for loan and lease losses$350,0001,098
Total noninterest income$1,588,000956
Gross Fiduciary activities income$461,000363
Service charges on deposit accounts$321,000886
Trading account gains and feesNANA
Additional Noninterest Income$806,0001,128
Total noninterest expense$5,635,0001,003
Salaries and employee benefits$2,931,0001,080
Premises and equipment expense$794,000807
Additional noninterest expense$1,910,000912
Pre-tax net operating income$1,840,0001,129
Securities gains (losses)$6,0001,418
Applicable income taxes$272,0001,148
Income before extraordinary items$1,574,0001,147
Extraordinary gains, net$04
Net income$1,574,0001,146
Minority interest net income$056
Net income of bank and minority interests.$1,574,0001,147
Net charge-offs$-17,0004,620
Cash dividends$474,0001,338
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,568,9001,129
2019-12-31 (YTD Data)Rank
Total interest income$29,163,0001,105
Total interest expense$4,321,0001,397
Net interest income$24,842,0001,055
Provision for loan and lease losses$346,0001,827
Total noninterest income$6,900,000911
Gross Fiduciary activities income$1,743,000372
Service charges on deposit accounts$1,389,000865
Trading account gains and feesNANA
Additional Noninterest Income$3,768,0001,013
Total noninterest expense$22,787,000982
Salaries and employee benefits$12,020,0001,034
Premises and equipment expense$3,052,000840
Additional noninterest expense$7,715,000878
Pre-tax net operating income$8,609,0001,174
Securities gains (losses)$91,000977
Applicable income taxes$1,302,0001,213
Income before extraordinary items$7,398,0001,190
Extraordinary gains, net$011
Net income$7,398,0001,191
Minority interest net income$076
Net income of bank and minority interests.$7,398,0001,192
Net charge-offs$295,0001,370
Cash dividends$2,654,0001,304
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,320,6501,177
2019-09-30 (YTD Data)Rank
Total interest income$21,814,0001,119
Total interest expense$3,264,0001,382
Net interest income$18,550,0001,068
Provision for loan and lease losses$255,0001,739
Total noninterest income$5,128,000911
Gross Fiduciary activities income$1,285,000377
Service charges on deposit accounts$1,045,000859
Trading account gains and feesNANA
Additional Noninterest Income$2,798,0001,005
Total noninterest expense$16,833,000991
Salaries and employee benefits$8,911,0001,042
Premises and equipment expense$2,347,000813
Additional noninterest expense$5,575,000903
Pre-tax net operating income$6,590,0001,177
Securities gains (losses)$92,000820
Applicable income taxes$982,0001,240
Income before extraordinary items$5,700,0001,187
Extraordinary gains, net$011
Net income$5,700,0001,188
Minority interest net income$072
Net income of bank and minority interests.$5,700,0001,189
Net charge-offs$36,0002,415
Cash dividends$1,554,0001,422
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,621,8001,177
2019-06-30 (YTD Data)Rank
Total interest income$14,458,0001,112
Total interest expense$2,144,0001,385
Net interest income$12,314,0001,069
Provision for loan and lease losses$255,0001,364
Total noninterest income$3,288,000919
Gross Fiduciary activities income$843,000379
Service charges on deposit accounts$697,000847
Trading account gains and feesNANA
Additional Noninterest Income$1,748,0001,030
Total noninterest expense$11,290,000979
Salaries and employee benefits$5,875,0001,048
Premises and equipment expense$1,611,000787
Additional noninterest expense$3,804,000894
Pre-tax net operating income$4,057,0001,221
Securities gains (losses)$89,000570
Applicable income taxes$600,0001,294
Income before extraordinary items$3,546,0001,225
Extraordinary gains, net$011
Net income$3,546,0001,225
Minority interest net income$069
Net income of bank and minority interests.$3,546,0001,225
Net charge-offs$21,0002,329
Cash dividends$979,0001,472
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,469,4601,220
2019-03-31 (YTD Data)Rank
Total interest income$7,179,0001,112
Total interest expense$998,0001,433
Net interest income$6,181,0001,067
Provision for loan and lease losses$50,0002,037
Total noninterest income$1,623,000899
Gross Fiduciary activities income$416,000379
Service charges on deposit accounts$356,000824
Trading account gains and feesNANA
Additional Noninterest Income$851,0001,007
Total noninterest expense$5,716,000963
Salaries and employee benefits$2,983,0001,036
Premises and equipment expense$809,000802
Additional noninterest expense$1,924,000869
Pre-tax net operating income$2,038,0001,191
Securities gains (losses)$83,000304
Applicable income taxes$307,0001,241
Income before extraordinary items$1,814,0001,177
Extraordinary gains, net$05
Net income$1,814,0001,176
Minority interest net income$052
Net income of bank and minority interests.$1,814,0001,176
Net charge-offs$-55,0005,099
Cash dividends$454,0001,411
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,742,6201,191
2018-12-31 (YTD Data)Rank
Total interest income$26,693,0001,111
Total interest expense$3,034,0001,422
Net interest income$23,659,0001,080
Provision for loan and lease losses$507,0001,436
Total noninterest income$6,128,000965
Gross Fiduciary activities income$1,541,000397
Service charges on deposit accounts$1,576,000784
Trading account gains and feesNANA
Additional Noninterest Income$3,011,0001,141
Total noninterest expense$22,387,000971
Salaries and employee benefits$11,988,0001,005
Premises and equipment expense$3,010,000838
Additional noninterest expense$7,389,000904
Pre-tax net operating income$6,893,0001,365
Securities gains (losses)$838,00091
Applicable income taxes$1,035,0001,363
Income before extraordinary items$6,696,0001,269
Extraordinary gains, net$06
Net income$6,696,0001,268
Minority interest net income$072
Net income of bank and minority interests.$6,696,0001,268
Net charge-offs$425,0001,059
Cash dividends$1,811,0001,543
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,966,9401,352
2018-09-30 (YTD Data)Rank
Total interest income$19,600,0001,120
Total interest expense$2,043,0001,471
Net interest income$17,557,0001,087
Provision for loan and lease losses$507,0001,116
Total noninterest income$4,626,000967
Gross Fiduciary activities income$1,154,000393
Service charges on deposit accounts$1,163,000793
Trading account gains and feesNANA
Additional Noninterest Income$2,309,0001,141
Total noninterest expense$16,669,000974
Salaries and employee benefits$8,849,0001,029
Premises and equipment expense$2,266,000827
Additional noninterest expense$5,554,000891
Pre-tax net operating income$5,007,0001,422
Securities gains (losses)$838,00096
Applicable income taxes$843,0001,318
Income before extraordinary items$5,002,0001,275
Extraordinary gains, net$05
Net income$5,002,0001,272
Minority interest net income$066
Net income of bank and minority interests.$5,002,0001,274
Net charge-offs$387,000843
Cash dividends$1,359,0001,408
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,281,3201,404
2018-06-30 (YTD Data)Rank
Total interest income$12,907,0001,127
Total interest expense$1,239,0001,510
Net interest income$11,668,0001,092
Provision for loan and lease losses$312,0001,136
Total noninterest income$3,075,000966
Gross Fiduciary activities income$775,000392
Service charges on deposit accounts$783,000782
Trading account gains and feesNANA
Additional Noninterest Income$1,517,0001,152
Total noninterest expense$11,161,000969
Salaries and employee benefits$5,938,0001,030
Premises and equipment expense$1,497,000839
Additional noninterest expense$3,726,000884
Pre-tax net operating income$3,270,0001,429
Securities gains (losses)$838,00079
Applicable income taxes$589,0001,262
Income before extraordinary items$3,519,0001,175
Extraordinary gains, net$06
Net income$3,519,0001,173
Minority interest net income$065
Net income of bank and minority interests.$3,519,0001,174
Net charge-offs$428,000576
Cash dividends$906,0001,404
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,798,3201,407
2018-03-31 (YTD Data)Rank
Total interest income$6,368,0001,134
Total interest expense$602,0001,480
Net interest income$5,766,0001,096
Provision for loan and lease losses$300,000673
Total noninterest income$1,533,000954
Gross Fiduciary activities income$372,000402
Service charges on deposit accounts$413,000751
Trading account gains and feesNANA
Additional Noninterest Income$748,0001,141
Total noninterest expense$5,491,000990
Salaries and employee benefits$2,968,0001,040
Premises and equipment expense$779,000815
Additional noninterest expense$1,744,000934
Pre-tax net operating income$1,508,0001,478
Securities gains (losses)$535,00069
Applicable income taxes$297,0001,229
Income before extraordinary items$1,746,0001,163
Extraordinary gains, net$07
Net income$1,746,0001,162
Minority interest net income$052
Net income of bank and minority interests.$1,746,0001,163
Net charge-offs$-6,0004,537
Cash dividends$453,0001,274
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,291,2501,483
2017-12-31 (YTD Data)Rank
Total interest income$23,316,0001,183
Total interest expense$1,850,0001,626
Net interest income$21,466,0001,142
Provision for loan and lease losses$520,0001,417
Total noninterest income$6,201,000950
Gross Fiduciary activities income$1,527,000387
Service charges on deposit accounts$1,818,000704
Trading account gains and feesNANA
Additional Noninterest Income$2,856,0001,207
Total noninterest expense$21,115,0001,008
Salaries and employee benefits$11,077,0001,069
Premises and equipment expense$3,046,000815
Additional noninterest expense$6,992,000939
Pre-tax net operating income$6,032,0001,457
Securities gains (losses)$1,0002,108
Applicable income taxes$3,109,000934
Income before extraordinary items$2,924,0002,095
Extraordinary gains, net$09
Net income$2,924,0002,095
Minority interest net income$076
Net income of bank and minority interests.$2,924,0002,095
Net charge-offs$-49,0005,133
Cash dividends$1,808,0001,529
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,923,3602,074
2017-09-30 (YTD Data)Rank
Total interest income$17,126,0001,206
Total interest expense$1,344,0001,655
Net interest income$15,782,0001,163
Provision for loan and lease losses$395,0001,370
Total noninterest income$4,690,000962
Gross Fiduciary activities income$1,151,000384
Service charges on deposit accounts$1,372,000698
Trading account gains and feesNANA
Additional Noninterest Income$2,167,0001,203
Total noninterest expense$15,777,0001,013
Salaries and employee benefits$8,266,0001,087
Premises and equipment expense$2,328,000807
Additional noninterest expense$5,183,000945
Pre-tax net operating income$4,300,0001,533
Securities gains (losses)$1,0002,145
Applicable income taxes$913,0001,547
Income before extraordinary items$3,388,0001,558
Extraordinary gains, net$09
Net income$3,388,0001,558
Minority interest net income$071
Net income of bank and minority interests.$3,388,0001,558
Net charge-offs$492,000821
Cash dividends$1,356,0001,405
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,387,2101,539
2017-06-30 (YTD Data)Rank
Total interest income$11,126,0001,228
Total interest expense$880,0001,635
Net interest income$10,246,0001,181
Provision for loan and lease losses$285,0001,274
Total noninterest income$3,182,000950
Gross Fiduciary activities income$772,000384
Service charges on deposit accounts$932,000675
Trading account gains and feesNANA
Additional Noninterest Income$1,478,0001,204
Total noninterest expense$10,644,0001,016
Salaries and employee benefits$5,589,0001,077
Premises and equipment expense$1,592,000786
Additional noninterest expense$3,463,000948
Pre-tax net operating income$2,499,0001,704
Securities gains (losses)$01,906
Applicable income taxes$480,0001,735
Income before extraordinary items$2,019,0001,691
Extraordinary gains, net$011
Net income$2,019,0001,690
Minority interest net income$071
Net income of bank and minority interests.$2,019,0001,691
Net charge-offs$530,000536
Cash dividends$905,0001,415
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,019,0001,677
2017-03-31 (YTD Data)Rank
Total interest income$5,414,0001,246
Total interest expense$420,0001,693
Net interest income$4,994,0001,201
Provision for loan and lease losses$50,0002,060
Total noninterest income$1,600,000941
Gross Fiduciary activities income$360,000398
Service charges on deposit accounts$461,000689
Trading account gains and feesNANA
Additional Noninterest Income$779,0001,136
Total noninterest expense$5,427,000992
Salaries and employee benefits$2,819,0001,075
Premises and equipment expense$850,000753
Additional noninterest expense$1,758,000925
Pre-tax net operating income$1,117,0001,817
Securities gains (losses)$01,153
Applicable income taxes$201,0001,866
Income before extraordinary items$916,0001,778
Extraordinary gains, net$08
Net income$916,0001,777
Minority interest net income$055
Net income of bank and minority interests.$916,0001,778
Net charge-offs$98,000940
Cash dividends$452,0001,305
Sale, conversion, retirement of capital stock, net$0632
Net operating income$916,0001,763
2016-12-31 (YTD Data)Rank
Total interest income$21,567,0001,216
Total interest expense$1,644,0001,672
Net interest income$19,923,0001,176
Provision for loan and lease losses$-508,0005,753
Total noninterest income$6,129,000999
Gross Fiduciary activities income$1,409,000398
Service charges on deposit accounts$2,008,000647
Trading account gains and fees$0170
Additional Noninterest Income$2,712,0001,302
Total noninterest expense$21,341,000993
Salaries and employee benefits$10,760,0001,078
Premises and equipment expense$3,159,000789
Additional noninterest expense$7,422,000895
Pre-tax net operating income$5,219,0001,569
Securities gains (losses)$1,0003,113
Applicable income taxes$1,144,0001,517
Income before extraordinary items$4,076,0001,627
Extraordinary gains, net$05
Net income$4,076,0001,625
Minority interest net income$082
Net income of bank and minority interests.$4,076,0001,626
Net charge-offs$-840,0005,848
Cash dividends$901,0002,332
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,075,2201,595
2016-09-30 (YTD Data)Rank
Total interest income$15,998,0001,235
Total interest expense$1,205,0001,703
Net interest income$14,793,0001,187
Provision for loan and lease losses$-508,0005,856
Total noninterest income$4,622,000984
Gross Fiduciary activities income$1,052,000401
Service charges on deposit accounts$1,511,000645
Trading account gains and fees$0169
Additional Noninterest Income$2,059,0001,289
Total noninterest expense$15,831,000998
Salaries and employee benefits$7,879,0001,106
Premises and equipment expense$2,409,000778
Additional noninterest expense$5,543,000892
Pre-tax net operating income$4,092,0001,537
Securities gains (losses)$1,0003,060
Applicable income taxes$905,0001,506
Income before extraordinary items$3,188,0001,596
Extraordinary gains, net$05
Net income$3,188,0001,596
Minority interest net income$071
Net income of bank and minority interests.$3,188,0001,596
Net charge-offs$-732,0005,900
Cash dividends$901,0001,757
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,187,2201,556
2016-06-30 (YTD Data)Rank
Total interest income$10,577,0001,246
Total interest expense$797,0001,707
Net interest income$9,780,0001,197
Provision for loan and lease losses$-933,0006,012
Total noninterest income$3,115,000971
Gross Fiduciary activities income$700,000399
Service charges on deposit accounts$1,050,000609
Trading account gains and fees$0157
Additional Noninterest Income$1,365,0001,263
Total noninterest expense$10,676,000989
Salaries and employee benefits$5,257,0001,106
Premises and equipment expense$1,649,000756
Additional noninterest expense$3,770,000876
Pre-tax net operating income$3,152,0001,365
Securities gains (losses)$02,835
Applicable income taxes$746,0001,302
Income before extraordinary items$2,406,0001,442
Extraordinary gains, net$016
Net income$2,406,0001,442
Minority interest net income$071
Net income of bank and minority interests.$2,406,0001,442
Net charge-offs$-1,341,0006,035
Cash dividends$901,0001,407
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,406,0001,395
2016-03-31 (YTD Data)Rank
Total interest income$5,254,0001,249
Total interest expense$391,0001,731
Net interest income$4,863,0001,208
Provision for loan and lease losses$200,000957
Total noninterest income$1,582,000924
Gross Fiduciary activities income$347,000399
Service charges on deposit accounts$527,000606
Trading account gains and fees$0142
Additional Noninterest Income$708,0001,195
Total noninterest expense$5,373,000981
Salaries and employee benefits$2,633,0001,112
Premises and equipment expense$868,000730
Additional noninterest expense$1,872,000873
Pre-tax net operating income$872,0002,138
Securities gains (losses)$02,077
Applicable income taxes$131,0002,226
Income before extraordinary items$741,0002,120
Extraordinary gains, net$012
Net income$741,0002,120
Minority interest net income$062
Net income of bank and minority interests.$741,0002,120
Net charge-offs$17,0002,074
Cash dividends$451,0001,289
Sale, conversion, retirement of capital stock, net$0659
Net operating income$741,0002,060
2015-12-31 (YTD Data)Rank
Total interest income$21,685,0001,178
Total interest expense$1,762,0001,550
Net interest income$19,923,0001,141
Provision for loan and lease losses$8,000,000155
Total noninterest income$7,160,000873
Gross Fiduciary activities income$1,939,000344
Service charges on deposit accounts$2,336,000565
Trading account gains and fees$0159
Additional Noninterest Income$2,885,0001,192
Total noninterest expense$20,542,0001,005
Salaries and employee benefits$9,964,0001,128
Premises and equipment expense$3,121,000788
Additional noninterest expense$7,457,000876
Pre-tax net operating income$-1,459,0006,120
Securities gains (losses)$4,0002,883
Applicable income taxes$-1,227,0006,110
Income before extraordinary items$-228,0005,996
Extraordinary gains, net$023
Net income$-228,0005,997
Minority interest net income$081
Net income of bank and minority interests.$-228,0005,997
Net charge-offs$9,198,000123
Cash dividends$1,797,0001,455
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-230,5605,983
2015-09-30 (YTD Data)Rank
Total interest income$16,252,0001,180
Total interest expense$1,375,0001,512
Net interest income$14,877,0001,155
Provision for loan and lease losses$200,0001,947
Total noninterest income$5,403,000882
Gross Fiduciary activities income$1,435,000345
Service charges on deposit accounts$1,728,000581
Trading account gains and fees$0153
Additional Noninterest Income$2,240,0001,177
Total noninterest expense$15,806,000987
Salaries and employee benefits$8,011,0001,066
Premises and equipment expense$2,361,000799
Additional noninterest expense$5,434,000904
Pre-tax net operating income$4,274,0001,447
Securities gains (losses)$3,0002,757
Applicable income taxes$832,0001,551
Income before extraordinary items$3,445,0001,464
Extraordinary gains, net$021
Net income$3,445,0001,465
Minority interest net income$078
Net income of bank and minority interests.$3,445,0001,465
Net charge-offs$815,000589
Cash dividends$1,348,0001,311
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,442,5701,431
2015-06-30 (YTD Data)Rank
Total interest income$10,794,0001,186
Total interest expense$978,0001,430
Net interest income$9,816,0001,164
Provision for loan and lease losses$100,0002,201
Total noninterest income$3,302,000931
Gross Fiduciary activities income$954,000346
Service charges on deposit accounts$1,130,000574
Trading account gains and fees$0157
Additional Noninterest Income$1,218,0001,363
Total noninterest expense$10,456,000999
Salaries and employee benefits$5,260,0001,079
Premises and equipment expense$1,596,000789
Additional noninterest expense$3,600,000903
Pre-tax net operating income$2,562,0001,546
Securities gains (losses)$02,636
Applicable income taxes$550,0001,536
Income before extraordinary items$2,012,0001,609
Extraordinary gains, net$022
Net income$2,012,0001,612
Minority interest net income$075
Net income of bank and minority interests.$2,012,0001,612
Net charge-offs$807,000415
Cash dividends$899,0001,350
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,012,0001,562
2015-03-31 (YTD Data)Rank
Total interest income$5,371,0001,188
Total interest expense$511,0001,378
Net interest income$4,860,0001,170
Provision for loan and lease losses$03,703
Total noninterest income$1,466,000987
Gross Fiduciary activities income$458,000358
Service charges on deposit accounts$530,000596
Trading account gains and fees$0152
Additional Noninterest Income$478,0001,556
Total noninterest expense$5,267,000983
Salaries and employee benefits$2,623,0001,084
Premises and equipment expense$825,000769
Additional noninterest expense$1,819,000878
Pre-tax net operating income$1,059,0001,767
Securities gains (losses)$02,027
Applicable income taxes$194,0001,858
Income before extraordinary items$865,0001,810
Extraordinary gains, net$013
Net income$865,0001,812
Minority interest net income$064
Net income of bank and minority interests.$865,0001,812
Net charge-offs$5,0002,746
Cash dividends$449,0001,219
Sale, conversion, retirement of capital stock, net$0697
Net operating income$865,0001,742
2014-12-31 (YTD Data)Rank
Total interest income$21,920,0001,172
Total interest expense$2,364,0001,228
Net interest income$19,556,0001,151
Provision for loan and lease losses$04,603
Total noninterest income$7,578,000808
Gross Fiduciary activities income$1,811,000351
Service charges on deposit accounts$2,541,000534
Trading account gains and fees$0180
Additional Noninterest Income$3,226,0001,045
Total noninterest expense$20,426,000992
Salaries and employee benefits$10,187,0001,075
Premises and equipment expense$3,014,000818
Additional noninterest expense$7,225,000901
Pre-tax net operating income$6,708,0001,203
Securities gains (losses)$3,0002,996
Applicable income taxes$1,559,0001,169
Income before extraordinary items$5,152,0001,268
Extraordinary gains, net$017
Net income$5,152,0001,266
Minority interest net income$084
Net income of bank and minority interests.$5,152,0001,267
Net charge-offs$1,276,000740
Cash dividends$1,977,0001,310
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,149,6901,240
2014-09-30 (YTD Data)Rank
Total interest income$16,500,0001,175
Total interest expense$1,793,0001,232
Net interest income$14,707,0001,155
Provision for loan and lease losses$04,401
Total noninterest income$5,787,000794
Gross Fiduciary activities income$1,349,000356
Service charges on deposit accounts$1,928,000531
Trading account gains and fees$0174
Additional Noninterest Income$2,510,0001,034
Total noninterest expense$15,317,000995
Salaries and employee benefits$7,804,0001,045
Premises and equipment expense$2,176,000855
Additional noninterest expense$5,337,000908
Pre-tax net operating income$5,177,0001,179
Securities gains (losses)$02,980
Applicable income taxes$1,251,0001,125
Income before extraordinary items$3,926,0001,235
Extraordinary gains, net$015
Net income$3,926,0001,232
Minority interest net income$081
Net income of bank and minority interests.$3,926,0001,234
Net charge-offs$72,0002,981
Cash dividends$1,343,0001,254
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,926,0001,223
2014-06-30 (YTD Data)Rank
Total interest income$10,977,0001,166
Total interest expense$1,209,0001,233
Net interest income$9,768,0001,153
Provision for loan and lease losses$04,196
Total noninterest income$3,617,000822
Gross Fiduciary activities income$876,000358
Service charges on deposit accounts$1,267,000533
Trading account gains and fees$0172
Additional Noninterest Income$1,474,0001,107
Total noninterest expense$10,121,000998
Salaries and employee benefits$5,127,0001,064
Premises and equipment expense$1,439,000859
Additional noninterest expense$3,555,000908
Pre-tax net operating income$3,264,0001,212
Securities gains (losses)$02,580
Applicable income taxes$835,0001,099
Income before extraordinary items$2,429,0001,290
Extraordinary gains, net$020
Net income$2,429,0001,290
Minority interest net income$080
Net income of bank and minority interests.$2,429,0001,291
Net charge-offs$-86,0006,287
Cash dividends$895,0001,264
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,429,0001,271
2014-03-31 (YTD Data)Rank
Total interest income$5,504,0001,165
Total interest expense$604,0001,251
Net interest income$4,900,0001,140
Provision for loan and lease losses$03,817
Total noninterest income$1,734,000817
Gross Fiduciary activities income$425,000366
Service charges on deposit accounts$606,000547
Trading account gains and fees$0147
Additional Noninterest Income$703,0001,121
Total noninterest expense$5,138,000995
Salaries and employee benefits$2,595,0001,056
Premises and equipment expense$756,000839
Additional noninterest expense$1,787,000890
Pre-tax net operating income$1,496,0001,248
Securities gains (losses)$01,715
Applicable income taxes$371,0001,136
Income before extraordinary items$1,125,0001,348
Extraordinary gains, net$016
Net income$1,125,0001,350
Minority interest net income$066
Net income of bank and minority interests.$1,125,0001,350
Net charge-offs$36,0002,105
Cash dividends$448,0001,132
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,125,0001,320
2013-12-31 (YTD Data)Rank
Total interest income$23,028,0001,111
Total interest expense$2,864,0001,185
Net interest income$20,164,0001,091
Provision for loan and lease losses$1,800,000675
Total noninterest income$7,291,000863
Gross Fiduciary activities income$1,497,000376
Service charges on deposit accounts$2,817,000497
Trading account gains and fees$0184
Additional Noninterest Income$2,977,0001,151
Total noninterest expense$19,453,0001,059
Salaries and employee benefits$9,475,0001,157
Premises and equipment expense$2,601,000930
Additional noninterest expense$7,377,000922
Pre-tax net operating income$6,202,0001,191
Securities gains (losses)$144,0001,093
Applicable income taxes$1,598,0001,080
Income before extraordinary items$4,748,0001,284
Extraordinary gains, net$029
Net income$4,748,0001,285
Minority interest net income$090
Net income of bank and minority interests.$4,748,0001,287
Net charge-offs$1,391,000990
Cash dividends$2,282,0001,077
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,640,0001,287
2013-09-30 (YTD Data)Rank
Total interest income$17,297,0001,115
Total interest expense$2,242,0001,172
Net interest income$15,055,0001,095
Provision for loan and lease losses$1,300,000726
Total noninterest income$5,425,000879
Gross Fiduciary activities income$1,087,000381
Service charges on deposit accounts$2,092,000499
Trading account gains and fees$0180
Additional Noninterest Income$2,246,0001,175
Total noninterest expense$14,798,0001,040
Salaries and employee benefits$7,114,0001,153
Premises and equipment expense$1,962,000924
Additional noninterest expense$5,722,000886
Pre-tax net operating income$4,382,0001,285
Securities gains (losses)$03,040
Applicable income taxes$1,130,0001,146
Income before extraordinary items$3,252,0001,392
Extraordinary gains, net$025
Net income$3,252,0001,394
Minority interest net income$084
Net income of bank and minority interests.$3,252,0001,394
Net charge-offs$1,076,000945
Cash dividends$1,837,000940
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,252,0001,365
2013-06-30 (YTD Data)Rank
Total interest income$11,460,0001,112
Total interest expense$1,603,0001,114
Net interest income$9,857,0001,103
Provision for loan and lease losses$967,000695
Total noninterest income$3,548,000895
Gross Fiduciary activities income$723,000385
Service charges on deposit accounts$1,327,000511
Trading account gains and fees$0157
Additional Noninterest Income$1,498,0001,206
Total noninterest expense$9,767,0001,045
Salaries and employee benefits$4,812,0001,134
Premises and equipment expense$1,297,000925
Additional noninterest expense$3,658,000931
Pre-tax net operating income$2,671,0001,365
Securities gains (losses)$02,791
Applicable income taxes$668,0001,235
Income before extraordinary items$2,003,0001,501
Extraordinary gains, net$022
Net income$2,003,0001,504
Minority interest net income$082
Net income of bank and minority interests.$2,003,0001,506
Net charge-offs$389,0001,466
Cash dividends$1,391,000846
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,003,0001,444
2013-03-31 (YTD Data)Rank
Total interest income$5,717,0001,122
Total interest expense$829,0001,114
Net interest income$4,888,0001,122
Provision for loan and lease losses$167,0001,517
Total noninterest income$1,632,000964
Gross Fiduciary activities income$338,000392
Service charges on deposit accounts$585,000562
Trading account gains and fees$0148
Additional Noninterest Income$709,0001,242
Total noninterest expense$4,869,0001,053
Salaries and employee benefits$2,396,0001,145
Premises and equipment expense$668,000924
Additional noninterest expense$1,805,000945
Pre-tax net operating income$1,484,0001,228
Securities gains (losses)$01,966
Applicable income taxes$384,0001,115
Income before extraordinary items$1,100,0001,350
Extraordinary gains, net$010
Net income$1,100,0001,351
Minority interest net income$076
Net income of bank and minority interests.$1,100,0001,352
Net charge-offs$337,000978
Cash dividends$946,000584
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,100,0001,298
2012-12-31 (YTD Data)Rank
Total interest income$24,936,0001,074
Total interest expense$3,829,0001,171
Net interest income$21,107,0001,043
Provision for loan and lease losses$5,807,000452
Total noninterest income$6,566,000941
Gross Fiduciary activities income$1,408,000378
Service charges on deposit accounts$2,690,000539
Trading account gains and fees$0166
Additional Noninterest Income$2,468,0001,341
Total noninterest expense$18,957,0001,061
Salaries and employee benefits$9,435,0001,114
Premises and equipment expense$2,701,000892
Additional noninterest expense$6,821,0001,017
Pre-tax net operating income$2,909,0002,142
Securities gains (losses)$166,0001,852
Applicable income taxes$585,0002,022
Income before extraordinary items$2,490,0002,186
Extraordinary gains, net$029
Net income$2,490,0002,185
Minority interest net income$093
Net income of bank and minority interests.$2,490,0002,187
Net charge-offs$6,278,000488
Cash dividends$2,274,0001,104
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,355,5402,158
2012-09-30 (YTD Data)Rank
Total interest income$19,145,0001,066
Total interest expense$2,981,0001,190
Net interest income$16,164,0001,029
Provision for loan and lease losses$3,850,000500
Total noninterest income$5,175,000888
Gross Fiduciary activities income$1,079,000376
Service charges on deposit accounts$2,010,000542
Trading account gains and fees$0157
Additional Noninterest Income$2,086,0001,228
Total noninterest expense$14,247,0001,049
Salaries and employee benefits$7,124,0001,096
Premises and equipment expense$2,045,000888
Additional noninterest expense$5,078,0001,022
Pre-tax net operating income$3,242,0001,596
Securities gains (losses)$165,0001,585
Applicable income taxes$809,0001,436
Income before extraordinary items$2,598,0001,690
Extraordinary gains, net$020
Net income$2,598,0001,689
Minority interest net income$086
Net income of bank and minority interests.$2,598,0001,691
Net charge-offs$1,972,000937
Cash dividends$1,330,0001,087
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,472,6001,666
2012-06-30 (YTD Data)Rank
Total interest income$12,862,0001,060
Total interest expense$2,053,0001,191
Net interest income$10,809,0001,024
Provision for loan and lease losses$3,300,000420
Total noninterest income$3,452,000881
Gross Fiduciary activities income$742,000370
Service charges on deposit accounts$1,345,000542
Trading account gains and fees$0153
Additional Noninterest Income$1,365,0001,215
Total noninterest expense$9,512,0001,047
Salaries and employee benefits$4,762,0001,095
Premises and equipment expense$1,353,000898
Additional noninterest expense$3,397,0001,025
Pre-tax net operating income$1,449,0002,193
Securities gains (losses)$163,0001,255
Applicable income taxes$313,0002,012
Income before extraordinary items$1,299,0002,134
Extraordinary gains, net$019
Net income$1,299,0002,133
Minority interest net income$084
Net income of bank and minority interests.$1,299,0002,134
Net charge-offs$579,0001,635
Cash dividends$887,0001,079
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,166,9702,193
2012-03-31 (YTD Data)Rank
Total interest income$6,502,0001,050
Total interest expense$1,061,0001,201
Net interest income$5,441,0001,010
Provision for loan and lease losses$500,0001,039
Total noninterest income$1,663,000888
Gross Fiduciary activities income$341,000379
Service charges on deposit accounts$691,000525
Trading account gains and fees$0148
Additional Noninterest Income$631,0001,279
Total noninterest expense$5,098,000975
Salaries and employee benefits$2,704,000962
Premises and equipment expense$675,000900
Additional noninterest expense$1,719,0001,001
Pre-tax net operating income$1,506,0001,161
Securities gains (losses)$02,210
Applicable income taxes$394,0001,086
Income before extraordinary items$1,112,0001,298
Extraordinary gains, net$019
Net income$1,112,0001,299
Minority interest net income$078
Net income of bank and minority interests.$1,112,0001,299
Net charge-offs$351,0001,355
Cash dividends$443,000972
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,112,0001,230
2011-12-31 (YTD Data)Rank
Total interest income$27,138,0001,034
Total interest expense$4,876,0001,240
Net interest income$22,262,000983
Provision for loan and lease losses$1,933,0001,611
Total noninterest income$5,917,000911
Gross Fiduciary activities income$1,243,000353
Service charges on deposit accounts$3,087,000492
Trading account gains and fees$0146
Additional Noninterest Income$1,587,0001,588
Total noninterest expense$19,984,000987
Salaries and employee benefits$10,545,000929
Premises and equipment expense$2,716,000926
Additional noninterest expense$6,723,0001,037
Pre-tax net operating income$6,262,000951
Securities gains (losses)$-87,0007,074
Applicable income taxes$1,647,000926
Income before extraordinary items$4,528,0001,101
Extraordinary gains, net$029
Net income$4,528,0001,101
Minority interest net income$096
Net income of bank and minority interests.$4,528,0001,101
Net charge-offs$1,512,0001,856
Cash dividends$2,761,000706
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,591,5101,037
2011-09-30 (YTD Data)Rank
Total interest income$20,459,0001,044
Total interest expense$3,702,0001,285
Net interest income$16,757,000990
Provision for loan and lease losses$1,471,0001,528
Total noninterest income$4,752,000874
Gross Fiduciary activities income$944,000348
Service charges on deposit accounts$2,237,000512
Trading account gains and fees$0145
Additional Noninterest Income$1,571,0001,302
Total noninterest expense$15,044,000987
Salaries and employee benefits$8,041,000919
Premises and equipment expense$2,077,000913
Additional noninterest expense$4,926,0001,071
Pre-tax net operating income$4,994,000930
Securities gains (losses)$-161,0007,268
Applicable income taxes$1,272,000904
Income before extraordinary items$3,561,0001,074
Extraordinary gains, net$021
Net income$3,561,0001,074
Minority interest net income$087
Net income of bank and minority interests.$3,561,0001,074
Net charge-offs$895,0002,018
Cash dividends$1,821,000695
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,680,140997
2011-06-30 (YTD Data)Rank
Total interest income$13,626,0001,051
Total interest expense$2,467,0001,332
Net interest income$11,159,000992
Provision for loan and lease losses$771,0001,773
Total noninterest income$3,030,000919
Gross Fiduciary activities income$648,000353
Service charges on deposit accounts$1,411,000529
Trading account gains and fees$0153
Additional Noninterest Income$971,0001,368
Total noninterest expense$10,104,000989
Salaries and employee benefits$5,361,000926
Premises and equipment expense$1,392,000925
Additional noninterest expense$3,351,0001,061
Pre-tax net operating income$3,314,000908
Securities gains (losses)$-185,0007,374
Applicable income taxes$803,000915
Income before extraordinary items$2,326,0001,064
Extraordinary gains, net$015
Net income$2,326,0001,062
Minority interest net income$089
Net income of bank and minority interests.$2,326,0001,064
Net charge-offs$462,0002,229
Cash dividends$881,000902
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,462,900965
2011-03-31 (YTD Data)Rank
Total interest income$6,837,0001,057
Total interest expense$1,251,0001,360
Net interest income$5,586,000993
Provision for loan and lease losses$463,0001,495
Total noninterest income$1,571,000876
Gross Fiduciary activities income$302,000363
Service charges on deposit accounts$672,000544
Trading account gains and fees$0158
Additional Noninterest Income$597,0001,187
Total noninterest expense$5,091,000981
Salaries and employee benefits$2,710,000928
Premises and equipment expense$711,000929
Additional noninterest expense$1,670,0001,066
Pre-tax net operating income$1,603,000952
Securities gains (losses)$-188,0007,459
Applicable income taxes$348,000989
Income before extraordinary items$1,067,0001,151
Extraordinary gains, net$09
Net income$1,067,0001,151
Minority interest net income$086
Net income of bank and minority interests.$1,067,0001,151
Net charge-offs$97,0002,770
Cash dividends$440,000826
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,208,000981
2010-12-31 (YTD Data)Rank
Total interest income$28,330,0001,092
Total interest expense$6,006,0001,386
Net interest income$22,324,000988
Provision for loan and lease losses$2,075,0002,022
Total noninterest income$6,030,000926
Gross Fiduciary activities income$1,059,000385
Service charges on deposit accounts$2,799,000538
Trading account gains and fees$0175
Additional Noninterest Income$2,172,0001,330
Total noninterest expense$19,884,0001,004
Salaries and employee benefits$10,541,000930
Premises and equipment expense$2,684,000961
Additional noninterest expense$6,659,0001,104
Pre-tax net operating income$6,395,000832
Securities gains (losses)$-862,0007,488
Applicable income taxes$1,298,0001,009
Income before extraordinary items$4,235,0001,020
Extraordinary gains, net$029
Net income$4,235,0001,022
Minority interest net income$0111
Net income of bank and minority interests.$4,235,0001,023
Net charge-offs$1,253,0002,387
Cash dividends$3,315,000496
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,898,740861
2010-09-30 (YTD Data)Rank
Total interest income$21,302,0001,101
Total interest expense$4,612,0001,405
Net interest income$16,690,000991
Provision for loan and lease losses$1,450,0002,025
Total noninterest income$4,417,000927
Gross Fiduciary activities income$786,000384
Service charges on deposit accounts$2,019,000566
Trading account gains and fees$0165
Additional Noninterest Income$1,612,0001,275
Total noninterest expense$14,880,000991
Salaries and employee benefits$7,895,000924
Premises and equipment expense$2,053,000937
Additional noninterest expense$4,932,0001,089
Pre-tax net operating income$4,777,000873
Securities gains (losses)$-425,0007,586
Applicable income taxes$1,148,000912
Income before extraordinary items$3,204,0001,062
Extraordinary gains, net$023
Net income$3,204,0001,065
Minority interest net income$0110
Net income of bank and minority interests.$3,204,0001,065
Net charge-offs$1,205,0001,982
Cash dividends$2,529,000431
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,518,500944
2010-06-30 (YTD Data)Rank
Total interest income$14,173,0001,116
Total interest expense$3,162,0001,426
Net interest income$11,011,0001,006
Provision for loan and lease losses$750,0002,275
Total noninterest income$2,896,000918
Gross Fiduciary activities income$532,000384
Service charges on deposit accounts$1,267,000602
Trading account gains and fees$0152
Additional Noninterest Income$1,097,0001,215
Total noninterest expense$9,874,000997
Salaries and employee benefits$5,251,000924
Premises and equipment expense$1,378,000951
Additional noninterest expense$3,245,0001,096
Pre-tax net operating income$3,283,000836
Securities gains (losses)$-389,0007,664
Applicable income taxes$763,000872
Income before extraordinary items$2,131,0001,059
Extraordinary gains, net$019
Net income$2,131,0001,060
Minority interest net income$0105
Net income of bank and minority interests.$2,131,0001,060
Net charge-offs$837,0001,892
Cash dividends$1,451,000481
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,418,860894
2010-03-31 (YTD Data)Rank
Total interest income$7,044,0001,146
Total interest expense$1,547,0001,527
Net interest income$5,497,0001,021
Provision for loan and lease losses$375,0002,136
Total noninterest income$1,360,000949
Gross Fiduciary activities income$247,000407
Service charges on deposit accounts$621,000617
Trading account gains and fees$0175
Additional Noninterest Income$492,0001,315
Total noninterest expense$4,746,0001,047
Salaries and employee benefits$2,448,0001,007
Premises and equipment expense$725,000935
Additional noninterest expense$1,573,0001,113
Pre-tax net operating income$1,736,000783
Securities gains (losses)$-386,0007,816
Applicable income taxes$347,000927
Income before extraordinary items$1,003,0001,090
Extraordinary gains, net$016
Net income$1,003,0001,091
Minority interest net income$091
Net income of bank and minority interests.$1,003,0001,092
Net charge-offs$390,0001,798
Cash dividends$724,000466
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,288,640818
2009-12-31 (YTD Data)Rank
Total interest income$27,973,0001,232
Total interest expense$6,689,0001,752
Net interest income$21,284,0001,029
Provision for loan and lease losses$1,710,0002,692
Total noninterest income$5,400,0001,032
Gross Fiduciary activities income$899,000405
Service charges on deposit accounts$2,710,000617
Trading account gains and fees$0211
Additional Noninterest Income$1,791,0001,485
Total noninterest expense$18,613,0001,120
Salaries and employee benefits$9,872,000992
Premises and equipment expense$2,100,0001,294
Additional noninterest expense$6,641,0001,162
Pre-tax net operating income$6,361,000677
Securities gains (losses)$-659,0007,634
Applicable income taxes$1,591,000673
Income before extraordinary items$4,111,000841
Extraordinary gains, net$034
Net income$4,111,000839
Minority interest net income$0115
Net income of bank and minority interests.$4,111,000840
Net charge-offs$1,005,0002,850
Cash dividends$2,877,000617
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,585,480737
2009-09-30 (YTD Data)Rank
Total interest income$20,733,0001,268
Total interest expense$5,118,0001,798
Net interest income$15,615,0001,057
Provision for loan and lease losses$920,0002,903
Total noninterest income$4,014,0001,043
Gross Fiduciary activities income$661,000408
Service charges on deposit accounts$2,027,000618
Trading account gains and fees$0212
Additional Noninterest Income$1,326,0001,518
Total noninterest expense$13,832,0001,121
Salaries and employee benefits$7,363,0001,010
Premises and equipment expense$1,497,0001,371
Additional noninterest expense$4,972,0001,133
Pre-tax net operating income$4,877,000694
Securities gains (losses)$-299,0007,655
Applicable income taxes$1,290,000686
Income before extraordinary items$3,288,000830
Extraordinary gains, net$027
Net income$3,288,000831
Minority interest net income$0118
Net income of bank and minority interests.$3,288,000831
Net charge-offs$479,0003,105
Cash dividends$2,158,000590
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,503,280766
2009-06-30 (YTD Data)Rank
Total interest income$13,666,0001,317
Total interest expense$3,520,0001,836
Net interest income$10,146,0001,081
Provision for loan and lease losses$560,0002,809
Total noninterest income$2,523,0001,100
Gross Fiduciary activities income$427,000421
Service charges on deposit accounts$1,322,000631
Trading account gains and fees$0193
Additional Noninterest Income$774,0001,694
Total noninterest expense$8,923,0001,170
Salaries and employee benefits$4,686,0001,077
Premises and equipment expense$955,0001,471
Additional noninterest expense$3,282,0001,169
Pre-tax net operating income$3,186,000727
Securities gains (losses)$-53,0007,608
Applicable income taxes$963,000637
Income before extraordinary items$2,170,000873
Extraordinary gains, net$021
Net income$2,170,000873
Minority interest net income$0112
Net income of bank and minority interests.$2,170,000873
Net charge-offs$249,0003,162
Cash dividends$1,439,000637
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,206,570827
2009-03-31 (YTD Data)Rank
Total interest income$6,788,0001,340
Total interest expense$1,836,0001,820
Net interest income$4,952,0001,107
Provision for loan and lease losses$200,0002,838
Total noninterest income$1,144,0001,150
Gross Fiduciary activities income$204,000436
Service charges on deposit accounts$607,000666
Trading account gains and fees$0171
Additional Noninterest Income$333,0001,818
Total noninterest expense$4,339,0001,157
Salaries and employee benefits$2,355,0001,079
Premises and equipment expense$490,0001,450
Additional noninterest expense$1,494,0001,124
Pre-tax net operating income$1,557,000819
Securities gains (losses)$02,434
Applicable income taxes$441,000760
Income before extraordinary items$1,116,000957
Extraordinary gains, net$015
Net income$1,116,000958
Minority interest net income$0102
Net income of bank and minority interests.$1,116,000959
Net charge-offs$107,0002,796
Cash dividends$719,000628
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,116,000898
2008-12-31 (YTD Data)Rank
Total interest income$28,735,0001,352
Total interest expense$9,187,0001,757
Net interest income$19,548,0001,120
Provision for loan and lease losses$3,228,0001,317
Total noninterest income$6,201,000885
Gross Fiduciary activities income$1,039,000402
Service charges on deposit accounts$2,777,000626
Trading account gains and fees$0154
Additional Noninterest Income$2,385,0001,150
Total noninterest expense$16,408,0001,190
Salaries and employee benefits$8,266,0001,208
Premises and equipment expense$2,096,0001,304
Additional noninterest expense$6,046,0001,071
Pre-tax net operating income$6,113,000918
Securities gains (losses)$-335,0007,441
Applicable income taxes$1,619,000809
Income before extraordinary items$4,159,000990
Extraordinary gains, net$039
Net income$4,159,000990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,633,0001,098
Cash dividends$2,853,000964
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,400,2001,002
2008-09-30 (YTD Data)Rank
Total interest income$21,662,0001,365
Total interest expense$6,973,0001,807
Net interest income$14,689,0001,145
Provision for loan and lease losses$1,721,0001,310
Total noninterest income$4,809,000904
Gross Fiduciary activities income$810,000401
Service charges on deposit accounts$2,098,000629
Trading account gains and fees$0148
Additional Noninterest Income$1,901,0001,149
Total noninterest expense$12,741,0001,145
Salaries and employee benefits$6,769,0001,114
Premises and equipment expense$1,575,0001,311
Additional noninterest expense$4,397,0001,044
Pre-tax net operating income$5,036,0001,007
Securities gains (losses)$-335,0007,686
Applicable income taxes$1,425,000882
Income before extraordinary items$3,276,0001,119
Extraordinary gains, net$031
Net income$3,276,0001,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,222,0001,149
Cash dividends$2,141,000954
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,510,5001,113
2008-06-30 (YTD Data)Rank
Total interest income$14,419,0001,388
Total interest expense$4,669,0001,859
Net interest income$9,750,0001,130
Provision for loan and lease losses$1,290,0001,046
Total noninterest income$3,303,000890
Gross Fiduciary activities income$554,000401
Service charges on deposit accounts$1,376,000626
Trading account gains and fees$0149
Additional Noninterest Income$1,373,0001,120
Total noninterest expense$8,613,0001,124
Salaries and employee benefits$4,627,0001,107
Premises and equipment expense$1,029,0001,346
Additional noninterest expense$2,957,0001,008
Pre-tax net operating income$3,150,0001,119
Securities gains (losses)$-37,0008,211
Applicable income taxes$887,0001,030
Income before extraordinary items$2,226,0001,247
Extraordinary gains, net$021
Net income$2,226,0001,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,156,000786
Cash dividends$1,428,0001,044
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,252,6401,217
2008-03-31 (YTD Data)Rank
Total interest income$7,318,0001,407
Total interest expense$2,496,0001,874
Net interest income$4,822,0001,135
Provision for loan and lease losses$456,0001,049
Total noninterest income$1,437,0001,000
Gross Fiduciary activities income$287,000392
Service charges on deposit accounts$676,000629
Trading account gains and fees$0158
Additional Noninterest Income$474,0001,468
Total noninterest expense$4,270,0001,136
Salaries and employee benefits$2,328,0001,112
Premises and equipment expense$407,0001,694
Additional noninterest expense$1,535,000939
Pre-tax net operating income$1,533,0001,231
Securities gains (losses)$88,000784
Applicable income taxes$472,0001,059
Income before extraordinary items$1,149,0001,316
Extraordinary gains, net$015
Net income$1,149,0001,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$445,000768
Cash dividends$714,0001,006
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,086,5201,349
2007-12-31 (YTD Data)Rank
Total interest income$31,085,0001,377
Total interest expense$11,828,0001,697
Net interest income$19,257,0001,156
Provision for loan and lease losses$717,0001,821
Total noninterest income$5,920,000954
Gross Fiduciary activities income$1,118,000390
Service charges on deposit accounts$2,848,000612
Trading account gains and fees$0178
Additional Noninterest Income$1,954,0001,387
Total noninterest expense$16,452,0001,137
Salaries and employee benefits$9,284,0001,075
Premises and equipment expense$1,509,0001,741
Additional noninterest expense$5,659,0001,006
Pre-tax net operating income$8,008,0001,046
Securities gains (losses)$02,146
Applicable income taxes$2,411,000960
Income before extraordinary items$5,597,0001,152
Extraordinary gains, net$039
Net income$5,597,0001,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,003,0001,020
Cash dividends$3,047,0001,159
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,597,0001,139
2007-09-30 (YTD Data)Rank
Total interest income$23,321,0001,381
Total interest expense$8,986,0001,666
Net interest income$14,335,0001,171
Provision for loan and lease losses$360,0002,007
Total noninterest income$4,367,000971
Gross Fiduciary activities income$845,000384
Service charges on deposit accounts$2,067,000622
Trading account gains and fees$0184
Additional Noninterest Income$1,455,0001,405
Total noninterest expense$12,324,0001,139
Salaries and employee benefits$6,957,0001,079
Premises and equipment expense$1,149,0001,706
Additional noninterest expense$4,218,000980
Pre-tax net operating income$6,018,0001,137
Securities gains (losses)$01,655
Applicable income taxes$1,858,0001,018
Income before extraordinary items$4,160,0001,240
Extraordinary gains, net$033
Net income$4,160,0001,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$418,0001,226
Cash dividends$2,339,0001,081
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,160,0001,226
2007-06-30 (YTD Data)Rank
Total interest income$15,576,0001,391
Total interest expense$5,992,0001,670
Net interest income$9,584,0001,191
Provision for loan and lease losses$240,0001,865
Total noninterest income$2,866,000998
Gross Fiduciary activities income$558,000393
Service charges on deposit accounts$1,330,000655
Trading account gains and fees$0168
Additional Noninterest Income$978,0001,423
Total noninterest expense$8,159,0001,157
Salaries and employee benefits$4,661,0001,091
Premises and equipment expense$758,0001,752
Additional noninterest expense$2,740,0001,014
Pre-tax net operating income$4,051,0001,166
Securities gains (losses)$01,444
Applicable income taxes$1,248,0001,070
Income before extraordinary items$2,803,0001,275
Extraordinary gains, net$029
Net income$2,803,0001,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$304,0001,027
Cash dividends$1,381,0001,200
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,803,0001,258
2007-03-31 (YTD Data)Rank
Total interest income$7,799,0001,379
Total interest expense$3,025,0001,653
Net interest income$4,774,0001,181
Provision for loan and lease losses$120,0001,752
Total noninterest income$1,386,0001,011
Gross Fiduciary activities income$315,000368
Service charges on deposit accounts$633,000666
Trading account gains and fees$0195
Additional Noninterest Income$438,0001,511
Total noninterest expense$4,049,0001,158
Salaries and employee benefits$2,348,0001,094
Premises and equipment expense$376,0001,771
Additional noninterest expense$1,325,0001,033
Pre-tax net operating income$1,991,0001,182
Securities gains (losses)$01,187
Applicable income taxes$619,0001,089
Income before extraordinary items$1,372,0001,277
Extraordinary gains, net$022
Net income$1,372,0001,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0001,440
Cash dividends$672,0001,116
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,372,0001,259
2006-12-31 (YTD Data)Rank
Total interest income$30,271,0001,297
Total interest expense$10,458,0001,611
Net interest income$19,813,0001,119
Provision for loan and lease losses$360,0002,452
Total noninterest income$5,788,000966
Gross Fiduciary activities income$1,039,000390
Service charges on deposit accounts$2,662,000655
Trading account gains and fees$0130
Additional Noninterest Income$2,087,0001,313
Total noninterest expense$16,240,0001,111
Salaries and employee benefits$9,052,0001,071
Premises and equipment expense$1,545,0001,650
Additional noninterest expense$5,643,000941
Pre-tax net operating income$9,001,0001,089
Securities gains (losses)$-83,0008,134
Applicable income taxes$2,777,0001,010
Income before extraordinary items$6,141,0001,201
Extraordinary gains, net$051
Net income$6,141,0001,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0002,824
Cash dividends$2,590,0001,262
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,198,2701,176
2006-09-30 (YTD Data)Rank
Total interest income$22,285,0001,322
Total interest expense$7,376,0001,663
Net interest income$14,909,0001,132
Provision for loan and lease losses$360,0001,848
Total noninterest income$4,327,000985
Gross Fiduciary activities income$759,000390
Service charges on deposit accounts$1,973,000672
Trading account gains and fees$0126
Additional Noninterest Income$1,595,0001,312
Total noninterest expense$12,202,0001,117
Salaries and employee benefits$6,770,0001,088
Premises and equipment expense$1,375,0001,416
Additional noninterest expense$4,057,000991
Pre-tax net operating income$6,674,0001,144
Securities gains (losses)$-83,0008,347
Applicable income taxes$2,015,0001,092
Income before extraordinary items$4,576,0001,241
Extraordinary gains, net$045
Net income$4,576,0001,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0002,520
Cash dividends$1,929,0001,192
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,633,2701,215
2006-06-30 (YTD Data)Rank
Total interest income$14,379,0001,334
Total interest expense$4,504,0001,721
Net interest income$9,875,0001,144
Provision for loan and lease losses$300,0001,464
Total noninterest income$2,939,000959
Gross Fiduciary activities income$502,000399
Service charges on deposit accounts$1,300,000665
Trading account gains and fees$0126
Additional Noninterest Income$1,137,0001,244
Total noninterest expense$8,193,0001,105
Salaries and employee benefits$4,505,0001,088
Premises and equipment expense$930,0001,390
Additional noninterest expense$2,758,000976
Pre-tax net operating income$4,321,0001,174
Securities gains (losses)$-83,0008,495
Applicable income taxes$1,290,0001,128
Income before extraordinary items$2,948,0001,265
Extraordinary gains, net$039
Net income$2,948,0001,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0001,969
Cash dividends$1,268,0001,197
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,006,1001,230
2006-03-31 (YTD Data)Rank
Total interest income$6,954,0001,356
Total interest expense$2,097,0001,749
Net interest income$4,857,0001,157
Provision for loan and lease losses$120,0001,730
Total noninterest income$1,533,000916
Gross Fiduciary activities income$240,000415
Service charges on deposit accounts$604,000696
Trading account gains and fees$0115
Additional Noninterest Income$689,0001,054
Total noninterest expense$3,990,0001,137
Salaries and employee benefits$2,184,0001,138
Premises and equipment expense$444,0001,472
Additional noninterest expense$1,362,000982
Pre-tax net operating income$2,280,0001,091
Securities gains (losses)$-83,0008,637
Applicable income taxes$669,0001,092
Income before extraordinary items$1,528,0001,217
Extraordinary gains, net$021
Net income$1,528,0001,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0001,701
Cash dividends$608,0001,132
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,586,1001,156
2005-12-31 (YTD Data)Rank
Total interest income$25,528,0001,303
Total interest expense$6,063,0001,869
Net interest income$19,465,0001,116
Provision for loan and lease losses$473,0001,996
Total noninterest income$5,155,0001,064
Gross Fiduciary activities income$976,000396
Service charges on deposit accounts$2,501,000699
Trading account gains and fees$0138
Additional Noninterest Income$1,678,0001,534
Total noninterest expense$15,204,0001,128
Salaries and employee benefits$8,263,0001,121
Premises and equipment expense$1,726,0001,416
Additional noninterest expense$5,215,0001,004
Pre-tax net operating income$8,943,0001,078
Securities gains (losses)$02,296
Applicable income taxes$2,763,0001,026
Income before extraordinary items$6,180,0001,173
Extraordinary gains, net$046
Net income$6,180,0001,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$295,0001,752
Cash dividends$2,221,0001,355
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,180,0001,148
2005-09-30 (YTD Data)Rank
Total interest income$18,694,0001,301
Total interest expense$4,202,0001,902
Net interest income$14,492,0001,110
Provision for loan and lease losses$473,0001,479
Total noninterest income$3,902,0001,060
Gross Fiduciary activities income$734,000388
Service charges on deposit accounts$1,888,000692
Trading account gains and fees$0126
Additional Noninterest Income$1,280,0001,514
Total noninterest expense$11,518,0001,102
Salaries and employee benefits$6,235,0001,102
Premises and equipment expense$1,303,0001,398
Additional noninterest expense$3,980,000967
Pre-tax net operating income$6,403,0001,119
Securities gains (losses)$02,317
Applicable income taxes$1,998,0001,073
Income before extraordinary items$4,405,0001,235
Extraordinary gains, net$035
Net income$4,405,0001,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0001,705
Cash dividends$1,617,0001,244
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,405,0001,205
2005-06-30 (YTD Data)Rank
Total interest income$12,277,0001,284
Total interest expense$2,691,0001,862
Net interest income$9,586,0001,096
Provision for loan and lease losses$334,0001,389
Total noninterest income$2,470,0001,083
Gross Fiduciary activities income$399,000441
Service charges on deposit accounts$1,242,000679
Trading account gains and fees$0116
Additional Noninterest Income$829,0001,540
Total noninterest expense$7,642,0001,097
Salaries and employee benefits$4,132,0001,101
Premises and equipment expense$863,0001,399
Additional noninterest expense$2,647,000961
Pre-tax net operating income$4,080,0001,142
Securities gains (losses)$02,146
Applicable income taxes$1,251,0001,110
Income before extraordinary items$2,829,0001,243
Extraordinary gains, net$030
Net income$2,829,0001,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0001,854
Cash dividends$1,065,0001,221
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,829,0001,219
2005-03-31 (YTD Data)Rank
Total interest income$5,918,0001,297
Total interest expense$1,268,0001,867
Net interest income$4,650,0001,125
Provision for loan and lease losses$125,0001,680
Total noninterest income$1,229,0001,069
Gross Fiduciary activities income$207,000442
Service charges on deposit accounts$608,000663
Trading account gains and fees$0115
Additional Noninterest Income$414,0001,516
Total noninterest expense$3,744,0001,115
Salaries and employee benefits$2,058,0001,109
Premises and equipment expense$433,0001,401
Additional noninterest expense$1,253,000990
Pre-tax net operating income$2,010,0001,148
Securities gains (losses)$01,685
Applicable income taxes$609,0001,133
Income before extraordinary items$1,401,0001,235
Extraordinary gains, net$024
Net income$1,401,0001,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0001,566
Cash dividends$515,0001,177
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,401,0001,210
2004-12-31 (YTD Data)Rank
Total interest income$22,094,0001,279
Total interest expense$4,203,0001,940
Net interest income$17,891,0001,128
Provision for loan and lease losses$540,0001,846
Total noninterest income$4,972,0001,078
Gross Fiduciary activities income$882,000403
Service charges on deposit accounts$2,488,000708
Trading account gains and fees$0138
Additional Noninterest Income$1,602,0001,561
Total noninterest expense$14,499,0001,121
Salaries and employee benefits$7,769,0001,110
Premises and equipment expense$1,620,0001,420
Additional noninterest expense$5,110,000986
Pre-tax net operating income$7,824,0001,128
Securities gains (losses)$-47,0008,582
Applicable income taxes$2,430,0001,074
Income before extraordinary items$5,347,0001,220
Extraordinary gains, net$034
Net income$5,347,0001,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,515
Cash dividends$2,642,0001,070
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,379,4301,185
2004-09-30 (YTD Data)Rank
Total interest income$16,156,0001,292
Total interest expense$3,057,0001,957
Net interest income$13,099,0001,138
Provision for loan and lease losses$540,0001,362
Total noninterest income$3,737,0001,093
Gross Fiduciary activities income$675,000401
Service charges on deposit accounts$1,836,000720
Trading account gains and fees$0134
Additional Noninterest Income$1,226,0001,539
Total noninterest expense$10,894,0001,114
Salaries and employee benefits$5,799,0001,108
Premises and equipment expense$1,202,0001,440
Additional noninterest expense$3,893,000959
Pre-tax net operating income$5,402,0001,218
Securities gains (losses)$03,710
Applicable income taxes$1,652,0001,184
Income before extraordinary items$3,750,0001,314
Extraordinary gains, net$026
Net income$3,750,0001,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0002,214
Cash dividends$2,133,000922
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,750,0001,275
2004-06-30 (YTD Data)Rank
Total interest income$10,485,0001,324
Total interest expense$1,965,0002,008
Net interest income$8,520,0001,164
Provision for loan and lease losses$308,0001,494
Total noninterest income$2,459,0001,098
Gross Fiduciary activities income$448,000406
Service charges on deposit accounts$1,177,000741
Trading account gains and fees$0130
Additional Noninterest Income$834,0001,508
Total noninterest expense$7,322,0001,098
Salaries and employee benefits$3,839,0001,121
Premises and equipment expense$795,0001,450
Additional noninterest expense$2,688,000927
Pre-tax net operating income$3,349,0001,273
Securities gains (losses)$03,413
Applicable income taxes$1,008,0001,272
Income before extraordinary items$2,341,0001,387
Extraordinary gains, net$021
Net income$2,341,0001,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0002,427
Cash dividends$1,666,000808
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,341,0001,333
2004-03-31 (YTD Data)Rank
Total interest income$5,140,0001,356
Total interest expense$974,0002,047
Net interest income$4,166,0001,187
Provision for loan and lease losses$154,0001,391
Total noninterest income$1,227,0001,068
Gross Fiduciary activities income$232,000396
Service charges on deposit accounts$565,000755
Trading account gains and fees$0121
Additional Noninterest Income$430,0001,452
Total noninterest expense$3,599,0001,126
Salaries and employee benefits$1,887,0001,163
Premises and equipment expense$397,0001,471
Additional noninterest expense$1,315,000945
Pre-tax net operating income$1,640,0001,289
Securities gains (losses)$02,934
Applicable income taxes$486,0001,323
Income before extraordinary items$1,154,0001,394
Extraordinary gains, net$016
Net income$1,154,0001,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,731
Cash dividends$781,000822
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,154,0001,322
2003-12-31 (YTD Data)Rank
Total interest income$19,089,0001,505
Total interest expense$3,807,0002,326
Net interest income$15,282,0001,268
Provision for loan and lease losses$784,0001,482
Total noninterest income$4,831,0001,168
Gross Fiduciary activities income$802,000428
Service charges on deposit accounts$2,357,000720
Trading account gains and fees$0160
Additional Noninterest Income$1,672,0001,671
Total noninterest expense$13,075,0001,236
Salaries and employee benefits$6,521,0001,319
Premises and equipment expense$1,616,0001,406
Additional noninterest expense$4,938,0001,033
Pre-tax net operating income$6,254,0001,317
Securities gains (losses)$248,0001,185
Applicable income taxes$1,939,0001,321
Income before extraordinary items$4,563,0001,387
Extraordinary gains, net$054
Net income$4,563,0001,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,768
Cash dividends$1,888,0001,456
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,389,4001,375
2003-09-30 (YTD Data)Rank
Total interest income$13,960,0001,564
Total interest expense$2,861,0002,402
Net interest income$11,099,0001,322
Provision for loan and lease losses$470,0001,751
Total noninterest income$3,571,0001,194
Gross Fiduciary activities income$594,000440
Service charges on deposit accounts$1,770,000728
Trading account gains and fees$0153
Additional Noninterest Income$1,207,0001,797
Total noninterest expense$9,599,0001,275
Salaries and employee benefits$4,826,0001,358
Premises and equipment expense$1,230,0001,400
Additional noninterest expense$3,543,0001,090
Pre-tax net operating income$4,601,0001,404
Securities gains (losses)$288,000991
Applicable income taxes$1,471,0001,378
Income before extraordinary items$3,418,0001,441
Extraordinary gains, net$040
Net income$3,418,0001,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0004,505
Cash dividends$1,458,0001,301
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,216,4001,448
2003-06-30 (YTD Data)Rank
Total interest income$9,221,0001,593
Total interest expense$1,953,0002,423
Net interest income$7,268,0001,351
Provision for loan and lease losses$230,0002,276
Total noninterest income$2,340,0001,213
Gross Fiduciary activities income$390,000447
Service charges on deposit accounts$1,189,000715
Trading account gains and fees$0150
Additional Noninterest Income$761,0001,857
Total noninterest expense$6,300,0001,295
Salaries and employee benefits$3,171,0001,373
Premises and equipment expense$810,0001,419
Additional noninterest expense$2,319,0001,096
Pre-tax net operating income$3,078,0001,388
Securities gains (losses)$03,782
Applicable income taxes$921,0001,459
Income before extraordinary items$2,157,0001,517
Extraordinary gains, net$030
Net income$2,157,0001,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0004,662
Cash dividends$760,0001,610
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,157,0001,417
2003-03-31 (YTD Data)Rank
Total interest income$4,607,0001,612
Total interest expense$971,0002,498
Net interest income$3,636,0001,347
Provision for loan and lease losses$75,0002,805
Total noninterest income$1,117,0001,237
Gross Fiduciary activities income$197,000447
Service charges on deposit accounts$594,000699
Trading account gains and fees$0134
Additional Noninterest Income$326,0001,993
Total noninterest expense$3,051,0001,323
Salaries and employee benefits$1,586,0001,365
Premises and equipment expense$409,0001,420
Additional noninterest expense$1,056,0001,155
Pre-tax net operating income$1,627,0001,312
Securities gains (losses)$02,891
Applicable income taxes$483,0001,413
Income before extraordinary items$1,144,0001,425
Extraordinary gains, net$021
Net income$1,144,0001,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,840
Cash dividends$363,0001,556
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,144,0001,334
2002-12-31 (YTD Data)Rank
Total interest income$19,502,0001,582
Total interest expense$4,912,0002,284
Net interest income$14,590,0001,329
Provision for loan and lease losses$346,0003,155
Total noninterest income$3,864,0001,283
Gross Fiduciary activities income$607,000510
Service charges on deposit accounts$2,044,000790
Trading account gains and fees$0153
Additional Noninterest Income$1,213,0001,925
Total noninterest expense$12,069,0001,275
Salaries and employee benefits$5,884,0001,375
Premises and equipment expense$1,502,0001,483
Additional noninterest expense$4,683,0001,050
Pre-tax net operating income$6,039,0001,394
Securities gains (losses)$34,0002,728
Applicable income taxes$1,878,0001,354
Income before extraordinary items$4,195,0001,478
Extraordinary gains, net$070
Net income$4,195,0001,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$293,0002,411
Cash dividends$2,278,0001,182
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,171,5401,438
2001-12-31 (YTD Data)Rank
Total interest income$19,743,0001,726
Total interest expense$7,221,0002,216
Net interest income$12,522,0001,416
Provision for loan and lease losses$350,0002,901
Total noninterest income$3,884,0001,210
Gross Fiduciary activities income$570,000552
Service charges on deposit accounts$1,623,000911
Trading account gains and fees$0177
Additional Noninterest Income$1,691,0001,399
Total noninterest expense$10,254,0001,434
Salaries and employee benefits$4,851,0001,558
Premises and equipment expense$1,273,0001,698
Additional noninterest expense$4,130,0001,159
Pre-tax net operating income$5,802,0001,276
Securities gains (losses)$04,612
Applicable income taxes$1,831,0001,269
Income before extraordinary items$3,971,0001,376
Extraordinary gains, net$-378,0009,552
Net income$3,593,0001,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,258
Cash dividends$2,531,0001,063
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,971,0001,316
2000-12-31 (YTD Data)Rank
Total interest income$18,020,0001,952
Total interest expense$6,085,0002,754
Net interest income$11,935,0001,471
Provision for loan and lease losses$457,0002,028
Total noninterest income$2,875,0001,408
Gross Fiduciary activities income$547,000573
Service charges on deposit accounts$1,384,000974
Trading account gains and fees$0180
Additional Noninterest Income$944,0001,931
Total noninterest expense$9,660,0001,441
Salaries and employee benefits$4,108,0001,748
Premises and equipment expense$1,149,0001,825
Additional noninterest expense$4,403,0001,067
Pre-tax net operating income$4,693,0001,573
Securities gains (losses)$-110,0009,444
Applicable income taxes$1,449,0001,557
Income before extraordinary items$3,134,0001,674
Extraordinary gains, net$038
Net income$3,134,0001,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0002,496
Cash dividends$2,237,0001,235
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,208,8001,626
1999-12-31 (YTD Data)Rank
Total interest income$17,097,0001,905
Total interest expense$6,042,0002,440
Net interest income$11,055,0001,570
Provision for loan and lease losses$701,0001,314
Total noninterest income$2,464,0001,585
Gross Fiduciary activities income$566,000602
Service charges on deposit accounts$1,091,0001,220
Trading account gains and fees$0173
Additional Noninterest Income$807,0002,149
Total noninterest expense$8,872,0001,559
Salaries and employee benefits$4,135,0001,661
Premises and equipment expense$1,143,0001,784
Additional noninterest expense$3,594,0001,276
Pre-tax net operating income$3,946,0001,859
Securities gains (losses)$03,155
Applicable income taxes$1,211,0001,914
Income before extraordinary items$2,735,0001,944
Extraordinary gains, net$035
Net income$2,735,0001,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$264,0002,006
Cash dividends$2,315,0001,206
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,735,0001,914
1998-12-31 (YTD Data)Rank
Total interest income$14,995,0002,174
Total interest expense$5,519,0002,738
Net interest income$9,476,0001,801
Provision for loan and lease losses$565,0001,568
Total noninterest income$2,225,0001,684
Gross Fiduciary activities income$555,000607
Service charges on deposit accounts$938,0001,332
Trading account gains and fees$0224
Additional Noninterest Income$732,0002,310
Total noninterest expense$7,672,0001,705
Salaries and employee benefits$3,687,0001,810
Premises and equipment expense$1,072,0001,841
Additional noninterest expense$2,913,0001,488
Pre-tax net operating income$3,464,0002,088
Securities gains (losses)$23,0002,320
Applicable income taxes$999,0002,314
Income before extraordinary items$2,488,0002,094
Extraordinary gains, net$032
Net income$2,488,0002,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,0001,712
Cash dividends$2,307,0001,199
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,471,6702,038
1997-12-31 (YTD Data)Rank
Total interest income$13,498,0002,419
Total interest expense$4,750,0003,131
Net interest income$8,748,0001,986
Provision for loan and lease losses$465,0001,895
Total noninterest income$2,315,0001,566
Gross Fiduciary activities income$522,000637
Service charges on deposit accounts$946,0001,356
Trading account gains and fees$0239
Additional Noninterest Income$847,0001,957
Total noninterest expense$7,359,0001,766
Salaries and employee benefits$3,487,0001,878
Premises and equipment expense$1,205,0001,626
Additional noninterest expense$2,667,0001,604
Pre-tax net operating income$3,239,0002,320
Securities gains (losses)$10,0002,359
Applicable income taxes$987,0002,458
Income before extraordinary items$2,262,0002,320
Extraordinary gains, net$044
Net income$2,262,0002,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,0002,079
Cash dividends$669,0002,868
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,255,0002,272
1996-12-31 (YTD Data)Rank
Total interest income$12,623,0002,651
Total interest expense$4,698,0003,174
Net interest income$7,925,0002,270
Provision for loan and lease losses$578,0001,567
Total noninterest income$2,174,0001,716
Gross Fiduciary activities income$500,000703
Service charges on deposit accounts$897,0001,498
Trading account gains and fees$0262
Additional Noninterest Income$777,0002,147
Total noninterest expense$6,984,0002,005
Salaries and employee benefits$3,308,0002,001
Premises and equipment expense$1,174,0001,724
Additional noninterest expense$2,502,0002,005
Pre-tax net operating income$2,537,0002,746
Securities gains (losses)$78,0001,076
Applicable income taxes$757,0002,997
Income before extraordinary items$1,858,0002,616
Extraordinary gains, net$053
Net income$1,858,0002,618
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,0002,114
Cash dividends$497,0003,464
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,802,6202,657
1995-12-31 (YTD Data)Rank
Total interest income$12,056,0002,771
Total interest expense$4,510,0003,300
Net interest income$7,546,0002,377
Provision for loan and lease losses$430,0001,765
Total noninterest income$1,970,0001,850
Gross Fiduciary activities income$427,000785
Service charges on deposit accounts$904,0001,512
Trading account gains and fees$0522
Additional Noninterest Income$639,0002,435
Total noninterest expense$7,040,0001,965
Salaries and employee benefits$2,925,0002,259
Premises and equipment expense$1,196,0001,684
Additional noninterest expense$2,919,0001,736
Pre-tax net operating income$2,046,0003,419
Securities gains (losses)$-108,00011,517
Applicable income taxes$578,0003,756
Income before extraordinary items$1,360,0003,537
Extraordinary gains, net$065
Net income$1,360,0003,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,0001,946
Cash dividends$401,0003,837
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,435,6003,349
1994-12-31 (YTD Data)Rank
Total interest income$11,342,0002,676
Total interest expense$3,762,0003,250
Net interest income$7,580,0002,385
Provision for loan and lease losses$-38,00011,937
Total noninterest income$1,664,0002,111
Gross Fiduciary activities income$367,000835
Service charges on deposit accounts$728,0001,852
Trading account gains and fees$0475
Additional Noninterest Income$569,0002,697
Total noninterest expense$7,801,0001,861
Salaries and employee benefits$3,543,0001,883
Premises and equipment expense$1,219,0001,694
Additional noninterest expense$3,039,0001,786
Pre-tax net operating income$1,481,0004,456
Securities gains (losses)$-20,00010,331
Applicable income taxes$417,0004,615
Income before extraordinary items$1,044,0004,370
Extraordinary gains, net$0249
Net income$1,044,0004,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$368,0001,669
Cash dividends$363,0003,978
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,058,2004,372
1993-12-31 (YTD Data)Rank
Total interest income$10,963,0002,827
Total interest expense$3,791,0003,319
Net interest income$7,172,0002,505
Provision for loan and lease losses$445,0002,287
Total noninterest income$1,508,0002,438
Gross Fiduciary activities income$520,000750
Service charges on deposit accounts$554,0002,496
Trading account gains and fees$0532
Additional Noninterest Income$434,0003,568
Total noninterest expense$6,761,0002,162
Salaries and employee benefits$2,979,0002,235
Premises and equipment expense$1,267,0001,650
Additional noninterest expense$2,515,0002,216
Pre-tax net operating income$1,474,0004,393
Securities gains (losses)$459,000955
Applicable income taxes$316,0005,893
Income before extraordinary items$1,617,0003,012
Extraordinary gains, net$03,149
Net income$1,617,0003,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$572,0001,639
Cash dividends$378,0003,822
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,231,4403,704
1992-12-31 (YTD Data)Rank
Total interest income$11,163,0003,141
Total interest expense$4,505,0003,646
Net interest income$6,658,0002,754
Provision for loan and lease losses$720,0002,319
Total noninterest income$1,314,0002,663
Gross Fiduciary activities income$410,000832
Service charges on deposit accounts$540,0002,553
Trading account gains and fees$0504
Additional Noninterest Income$364,0003,932
Total noninterest expense$5,921,0002,452
Salaries and employee benefits$2,890,0002,252
Premises and equipment expense$1,055,0002,000
Additional noninterest expense$1,976,0002,833
Pre-tax net operating income$1,331,0004,524
Securities gains (losses)$146,0002,447
Applicable income taxes$414,0004,657
Income before extraordinary items$1,063,0004,274
Extraordinary gains, net$01,422
Net income$1,063,0004,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$819,0001,789
Cash dividends$316,0003,882
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$957,8804,357

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.