Home > The Farmers National Bank of Rule, Texas > Income and Expense
The Farmers National Bank of Rule, Texas, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 9,283 |
| Total interest expense | $663,000 | 9,298 |
| Net interest income | $845,000 | 9,145 |
| Provision for loan and lease losses | $254,000 | 2,964 |
| Total noninterest income | $158,000 | 8,116 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 6,963 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,707 |
| Total noninterest expense | $785,000 | 8,825 |
| Salaries and employee benefits | $321,000 | 9,495 |
| Premises and equipment expense | $60,000 | 9,567 |
| Additional noninterest expense | $404,000 | 7,188 |
| Pre-tax net operating income | $-36,000 | 9,852 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-36,000 | 9,891 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-36,000 | 9,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,246 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-36,000 | 9,852 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 9,578 |
| Total interest expense | $688,000 | 9,575 |
| Net interest income | $891,000 | 9,442 |
| Provision for loan and lease losses | $65,000 | 6,037 |
| Total noninterest income | $193,000 | 7,925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,113 |
| Total noninterest expense | $991,000 | 8,370 |
| Salaries and employee benefits | $327,000 | 9,765 |
| Premises and equipment expense | $101,000 | 8,944 |
| Additional noninterest expense | $563,000 | 6,027 |
| Pre-tax net operating income | $28,000 | 10,305 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $14,000 | 9,835 |
| Income before extraordinary items | $14,000 | 10,371 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $14,000 | 10,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,696 |
| Cash dividends | $88,000 | 6,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $14,000 | 10,333 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,604,000 | 9,972 |
| Total interest expense | $735,000 | 9,864 |
| Net interest income | $869,000 | 9,913 |
| Provision for loan and lease losses | $82,000 | 5,565 |
| Total noninterest income | $262,000 | 7,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,403 |
| Total noninterest expense | $1,000,000 | 8,664 |
| Salaries and employee benefits | $349,000 | 9,966 |
| Premises and equipment expense | $111,000 | 8,998 |
| Additional noninterest expense | $540,000 | 6,766 |
| Pre-tax net operating income | $49,000 | 10,606 |
| Securities gains (losses) | $-10,000 | 10,276 |
| Applicable income taxes | $88,000 | 8,964 |
| Income before extraordinary items | $-49,000 | 10,925 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-49,000 | 10,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,906 |
| Cash dividends | $36,000 | 7,771 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 877 |
| Net operating income | $-42,600 | 10,873 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,831,000 | 9,996 |
| Total interest expense | $878,000 | 9,703 |
| Net interest income | $953,000 | 10,069 |
| Provision for loan and lease losses | $597,000 | 1,377 |
| Total noninterest income | $312,000 | 6,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 6,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 6,381 |
| Total noninterest expense | $1,045,000 | 8,776 |
| Salaries and employee benefits | $474,000 | 9,326 |
| Premises and equipment expense | $185,000 | 7,503 |
| Additional noninterest expense | $386,000 | 8,339 |
| Pre-tax net operating income | $-377,000 | 11,759 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-144,000 | 11,754 |
| Income before extraordinary items | $-233,000 | 11,701 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-233,000 | 11,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $506,000 | 1,375 |
| Cash dividends | $120,000 | 6,469 |
| Sale, conversion, retirement of capital stock, net | $-8,000 | 10,440 |
| Net operating income | $-233,000 | 11,687 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,529,000 | 10,686 |
| Total interest expense | $535,000 | 10,934 |
| Net interest income | $994,000 | 10,410 |
| Provision for loan and lease losses | $77,000 | 5,110 |
| Total noninterest income | $137,000 | 9,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,081 |
| Total noninterest expense | $671,000 | 10,825 |
| Salaries and employee benefits | $338,000 | 10,865 |
| Premises and equipment expense | $92,000 | 10,281 |
| Additional noninterest expense | $241,000 | 10,637 |
| Pre-tax net operating income | $383,000 | 9,490 |
| Securities gains (losses) | $-23,000 | 10,454 |
| Applicable income taxes | $67,000 | 10,078 |
| Income before extraordinary items | $293,000 | 9,217 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $293,000 | 9,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,399 |
| Cash dividends | $190,000 | 5,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $311,630 | 9,094 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,327,000 | 11,626 |
| Total interest expense | $462,000 | 11,876 |
| Net interest income | $865,000 | 11,296 |
| Provision for loan and lease losses | $45,000 | 7,729 |
| Total noninterest income | $112,000 | 11,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $699,000 | 11,177 |
| Salaries and employee benefits | $331,000 | 11,347 |
| Premises and equipment expense | $66,000 | 11,648 |
| Additional noninterest expense | $302,000 | 10,426 |
| Pre-tax net operating income | $233,000 | 10,760 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $22,000 | 11,565 |
| Income before extraordinary items | $229,000 | 10,283 |
| Extraordinary gains, net | $38,000 | 2,338 |
| Net income | $267,000 | 9,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 3,553 |
| Cash dividends | $40,000 | 8,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $212,620 | 10,266 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,393,000 | 12,198 |
| Total interest expense | $600,000 | 12,290 |
| Net interest income | $793,000 | 11,930 |
| Provision for loan and lease losses | $129,000 | 6,532 |
| Total noninterest income | $117,000 | 11,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 13,064 |
| Total noninterest expense | $660,000 | 11,731 |
| Salaries and employee benefits | $284,000 | 12,196 |
| Premises and equipment expense | $77,000 | 11,610 |
| Additional noninterest expense | $299,000 | 10,840 |
| Pre-tax net operating income | $121,000 | 11,796 |
| Securities gains (losses) | $-6,000 | 13,123 |
| Applicable income taxes | $34,000 | 11,696 |
| Income before extraordinary items | $81,000 | 12,203 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $81,000 | 12,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 4,785 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $85,200 | 11,849 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.