The Farmers National Bank of Emlenton, Income and Expense

2022-12-31 (YTD Data)Rank
Total interest income$34,094,0001,027
Total interest expense$4,263,000886
Net interest income$29,831,0001,036
Provision for loan and lease losses$8,431,000191
Total noninterest income$4,106,0001,350
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,605,000696
Trading account gains and feesNANA
Additional Noninterest Income$2,501,0001,415
Total noninterest expense$32,535,000807
Salaries and employee benefits$21,237,000704
Premises and equipment expense$3,271,000794
Additional noninterest expense$2,501,0001,415
Pre-tax net operating income$-7,029,0004,712
Securities gains (losses)$-1,182,0004,482
Applicable income taxes$-1,857,0004,685
Income before extraordinary items$-6,354,0004,692
Extraordinary gains, net$05
Net income$-6,354,0004,692
Minority interest net income$063
Net income of bank and minority interests.$-6,354,0004,692
Net charge-offs$5,660,000141
Cash dividends$12,083,000407
Sale, conversion, retirement of capital stock, net$0568
Net operating income$-5,420,2204,693
2022-09-30 (YTD Data)Rank
Total interest income$27,267,000937
Total interest expense$2,835,000766
Net interest income$24,432,000941
Provision for loan and lease losses$435,0001,052
Total noninterest income$3,058,0001,374
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,199,000705
Trading account gains and feesNANA
Additional Noninterest Income$1,859,0001,450
Total noninterest expense$15,949,0001,136
Salaries and employee benefits$7,500,0001,312
Premises and equipment expense$2,472,000779
Additional noninterest expense$1,859,0001,450
Pre-tax net operating income$11,106,000961
Securities gains (losses)$-277,0004,402
Applicable income taxes$2,033,000888
Income before extraordinary items$8,796,000983
Extraordinary gains, net$04
Net income$8,796,000982
Minority interest net income$057
Net income of bank and minority interests.$8,796,000983
Net charge-offs$239,000638
Cash dividends$10,189,000346
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,020,370988
2022-06-30 (YTD Data)Rank
Total interest income$17,696,000922
Total interest expense$1,822,000649
Net interest income$15,874,000941
Provision for loan and lease losses$295,000966
Total noninterest income$2,015,0001,377
Gross Fiduciary activities income$0925
Service charges on deposit accounts$781,000724
Trading account gains and feesNANA
Additional Noninterest Income$1,234,0001,475
Total noninterest expense$10,675,0001,119
Salaries and employee benefits$5,211,0001,272
Premises and equipment expense$1,630,000783
Additional noninterest expense$3,834,000965
Pre-tax net operating income$6,919,000958
Securities gains (losses)$-97,0004,367
Applicable income taxes$1,311,000858
Income before extraordinary items$5,511,000976
Extraordinary gains, net$04
Net income$5,511,000975
Minority interest net income$060
Net income of bank and minority interests.$5,511,000976
Net charge-offs$163,000587
Cash dividends$4,604,000452
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,589,570986
2022-03-31 (YTD Data)Rank
Total interest income$8,666,000914
Total interest expense$905,000615
Net interest income$7,761,000938
Provision for loan and lease losses$-80,0004,501
Total noninterest income$985,0001,387
Gross Fiduciary activities income$0892
Service charges on deposit accounts$391,000716
Trading account gains and feesNANA
Additional Noninterest Income$594,0001,517
Total noninterest expense$5,364,0001,114
Salaries and employee benefits$2,649,0001,250
Premises and equipment expense$829,000787
Additional noninterest expense$1,886,000964
Pre-tax net operating income$3,462,000912
Securities gains (losses)$9,000394
Applicable income taxes$626,000859
Income before extraordinary items$2,845,000925
Extraordinary gains, net$04
Net income$2,845,000924
Minority interest net income$050
Net income of bank and minority interests.$2,845,000925
Net charge-offs$45,000713
Cash dividends$948,000811
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,837,620934
2021-12-31 (YTD Data)Rank
Total interest income$36,581,000904
Total interest expense$5,036,000543
Net interest income$31,545,000930
Provision for loan and lease losses$1,066,000560
Total noninterest income$4,359,0001,431
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,396,000740
Trading account gains and feesNANA
Additional Noninterest Income$2,963,0001,501
Total noninterest expense$21,866,0001,092
Salaries and employee benefits$10,418,0001,264
Premises and equipment expense$3,168,000818
Additional noninterest expense$8,280,000904
Pre-tax net operating income$12,972,0001,054
Securities gains (losses)$236,000552
Applicable income taxes$2,386,000985
Income before extraordinary items$10,822,0001,082
Extraordinary gains, net$010
Net income$10,822,0001,082
Minority interest net income$074
Net income of bank and minority interests.$10,822,0001,082
Net charge-offs$253,000909
Cash dividends$3,612,0001,022
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,628,4801,084
2021-09-30 (YTD Data)Rank
Total interest income$27,526,000915
Total interest expense$3,953,000542
Net interest income$23,573,000948
Provision for loan and lease losses$650,000656
Total noninterest income$3,295,0001,463
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,012,000752
Trading account gains and feesNANA
Additional Noninterest Income$2,283,0001,533
Total noninterest expense$16,769,0001,083
Salaries and employee benefits$8,092,0001,231
Premises and equipment expense$2,408,000829
Additional noninterest expense$6,269,000900
Pre-tax net operating income$9,449,0001,128
Securities gains (losses)$191,000576
Applicable income taxes$1,694,0001,064
Income before extraordinary items$7,946,0001,140
Extraordinary gains, net$08
Net income$7,946,0001,141
Minority interest net income$069
Net income of bank and minority interests.$7,946,0001,141
Net charge-offs$281,000668
Cash dividends$2,694,000935
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,789,3801,144
2021-06-30 (YTD Data)Rank
Total interest income$17,711,000935
Total interest expense$2,797,000536
Net interest income$14,914,000978
Provision for loan and lease losses$525,000579
Total noninterest income$2,106,0001,479
Gross Fiduciary activities income$0951
Service charges on deposit accounts$642,000764
Trading account gains and feesNANA
Additional Noninterest Income$1,464,0001,536
Total noninterest expense$11,181,0001,073
Salaries and employee benefits$5,502,0001,203
Premises and equipment expense$1,608,000823
Additional noninterest expense$4,071,000915
Pre-tax net operating income$5,314,0001,258
Securities gains (losses)$24,0001,123
Applicable income taxes$919,0001,211
Income before extraordinary items$4,419,0001,296
Extraordinary gains, net$06
Net income$4,419,0001,296
Minority interest net income$067
Net income of bank and minority interests.$4,419,0001,296
Net charge-offs$257,000568
Cash dividends$1,877,000909
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,399,0801,269
2021-03-31 (YTD Data)Rank
Total interest income$9,098,000906
Total interest expense$1,424,000556
Net interest income$7,674,000945
Provision for loan and lease losses$275,000645
Total noninterest income$1,029,0001,490
Gross Fiduciary activities income$0922
Service charges on deposit accounts$317,000753
Trading account gains and feesNANA
Additional Noninterest Income$712,0001,565
Total noninterest expense$5,641,0001,049
Salaries and employee benefits$2,790,0001,180
Premises and equipment expense$836,000801
Additional noninterest expense$2,015,000890
Pre-tax net operating income$2,787,0001,203
Securities gains (losses)$24,000838
Applicable income taxes$482,0001,162
Income before extraordinary items$2,329,0001,248
Extraordinary gains, net$03
Net income$2,329,0001,248
Minority interest net income$055
Net income of bank and minority interests.$2,329,0001,248
Net charge-offs$169,000475
Cash dividends$816,000875
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,309,0801,224
2020-12-31 (YTD Data)Rank
Total interest income$37,147,000890
Total interest expense$7,943,000614
Net interest income$29,204,000929
Provision for loan and lease losses$3,247,000756
Total noninterest income$3,689,0001,541
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,447,000688
Trading account gains and feesNANA
Additional Noninterest Income$2,242,0001,686
Total noninterest expense$21,318,0001,067
Salaries and employee benefits$10,252,0001,233
Premises and equipment expense$3,206,000803
Additional noninterest expense$7,860,000890
Pre-tax net operating income$8,328,0001,223
Securities gains (losses)$683,000493
Applicable income taxes$1,609,0001,079
Income before extraordinary items$7,402,0001,209
Extraordinary gains, net$04
Net income$7,402,0001,209
Minority interest net income$072
Net income of bank and minority interests.$7,402,0001,209
Net charge-offs$223,0001,483
Cash dividends$5,186,000736
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,841,9401,244
2020-09-30 (YTD Data)Rank
Total interest income$27,156,000907
Total interest expense$6,212,000630
Net interest income$20,944,000967
Provision for loan and lease losses$2,642,000754
Total noninterest income$2,924,0001,457
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,059,000701
Trading account gains and feesNANA
Additional Noninterest Income$1,865,0001,554
Total noninterest expense$16,062,0001,046
Salaries and employee benefits$7,827,0001,198
Premises and equipment expense$2,365,000807
Additional noninterest expense$5,870,000879
Pre-tax net operating income$5,164,0001,355
Securities gains (losses)$629,000430
Applicable income taxes$1,022,0001,165
Income before extraordinary items$4,771,0001,322
Extraordinary gains, net$04
Net income$4,771,0001,322
Minority interest net income$065
Net income of bank and minority interests.$4,771,0001,322
Net charge-offs$293,0001,031
Cash dividends$4,230,000644
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,255,2201,401
2020-06-30 (YTD Data)Rank
Total interest income$17,985,000919
Total interest expense$4,299,000661
Net interest income$13,686,000986
Provision for loan and lease losses$1,892,000749
Total noninterest income$1,783,0001,458
Gross Fiduciary activities income$0970
Service charges on deposit accounts$709,000704
Trading account gains and feesNANA
Additional Noninterest Income$1,074,0001,605
Total noninterest expense$10,792,0001,032
Salaries and employee benefits$5,299,0001,177
Premises and equipment expense$1,556,000809
Additional noninterest expense$3,937,000864
Pre-tax net operating income$2,785,0001,547
Securities gains (losses)$631,000315
Applicable income taxes$597,0001,206
Income before extraordinary items$2,819,0001,375
Extraordinary gains, net$04
Net income$2,819,0001,375
Minority interest net income$065
Net income of bank and minority interests.$2,819,0001,375
Net charge-offs$289,000833
Cash dividends$3,417,000567
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,295,2701,598
2020-03-31 (YTD Data)Rank
Total interest income$8,903,000933
Total interest expense$2,172,000723
Net interest income$6,731,000983
Provision for loan and lease losses$792,000693
Total noninterest income$962,0001,322
Gross Fiduciary activities income$0941
Service charges on deposit accounts$435,000689
Trading account gains and feesNANA
Additional Noninterest Income$527,0001,468
Total noninterest expense$5,324,0001,050
Salaries and employee benefits$2,685,0001,165
Premises and equipment expense$774,000828
Additional noninterest expense$1,865,000938
Pre-tax net operating income$1,577,0001,270
Securities gains (losses)$68,000742
Applicable income taxes$287,0001,106
Income before extraordinary items$1,358,0001,292
Extraordinary gains, net$04
Net income$1,358,0001,291
Minority interest net income$056
Net income of bank and minority interests.$1,358,0001,292
Net charge-offs$128,000773
Cash dividends$1,163,000735
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,301,5601,311
2019-12-31 (YTD Data)Rank
Total interest income$36,145,000930
Total interest expense$7,877,000842
Net interest income$28,268,000947
Provision for loan and lease losses$715,0001,180
Total noninterest income$4,268,0001,243
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,087,000606
Trading account gains and feesNANA
Additional Noninterest Income$2,181,0001,466
Total noninterest expense$21,451,0001,034
Salaries and employee benefits$10,905,0001,127
Premises and equipment expense$3,292,000768
Additional noninterest expense$7,254,000936
Pre-tax net operating income$10,370,0001,030
Securities gains (losses)$90,000983
Applicable income taxes$1,846,000947
Income before extraordinary items$8,614,0001,055
Extraordinary gains, net$011
Net income$8,614,0001,056
Minority interest net income$076
Net income of bank and minority interests.$8,614,0001,056
Net charge-offs$667,000878
Cash dividends$4,572,000857
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,540,2001,038
2019-09-30 (YTD Data)Rank
Total interest income$27,134,000932
Total interest expense$5,654,000881
Net interest income$21,480,000941
Provision for loan and lease losses$305,0001,586
Total noninterest income$3,305,0001,212
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,568,000603
Trading account gains and feesNANA
Additional Noninterest Income$1,737,0001,395
Total noninterest expense$16,141,0001,023
Salaries and employee benefits$8,282,0001,116
Premises and equipment expense$2,475,000764
Additional noninterest expense$5,384,000937
Pre-tax net operating income$8,339,000992
Securities gains (losses)$59,0001,002
Applicable income taxes$1,512,000935
Income before extraordinary items$6,886,0001,024
Extraordinary gains, net$011
Net income$6,886,0001,025
Minority interest net income$072
Net income of bank and minority interests.$6,886,0001,025
Net charge-offs$304,0001,026
Cash dividends$3,489,000798
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,837,6201,011
2019-06-30 (YTD Data)Rank
Total interest income$17,946,000936
Total interest expense$3,534,000913
Net interest income$14,412,000930
Provision for loan and lease losses$450,000914
Total noninterest income$2,158,0001,208
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,052,000585
Trading account gains and feesNANA
Additional Noninterest Income$1,106,0001,398
Total noninterest expense$10,561,0001,042
Salaries and employee benefits$5,298,0001,154
Premises and equipment expense$1,686,000754
Additional noninterest expense$3,577,000954
Pre-tax net operating income$5,559,000961
Securities gains (losses)$11,0001,200
Applicable income taxes$1,017,000902
Income before extraordinary items$4,553,000998
Extraordinary gains, net$011
Net income$4,553,000998
Minority interest net income$069
Net income of bank and minority interests.$4,553,000998
Net charge-offs$378,000677
Cash dividends$2,357,000776
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,543,980983
2019-03-31 (YTD Data)Rank
Total interest income$8,992,000931
Total interest expense$1,715,000910
Net interest income$7,277,000926
Provision for loan and lease losses$180,0001,010
Total noninterest income$1,032,0001,216
Gross Fiduciary activities income$0972
Service charges on deposit accounts$537,000571
Trading account gains and feesNANA
Additional Noninterest Income$495,0001,455
Total noninterest expense$5,389,0001,019
Salaries and employee benefits$2,711,0001,140
Premises and equipment expense$864,000754
Additional noninterest expense$1,814,000917
Pre-tax net operating income$2,740,000937
Securities gains (losses)$12,000677
Applicable income taxes$501,000907
Income before extraordinary items$2,251,000984
Extraordinary gains, net$05
Net income$2,251,000983
Minority interest net income$052
Net income of bank and minority interests.$2,251,000983
Net charge-offs$49,0001,216
Cash dividends$1,133,000754
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,241,160966
2018-12-31 (YTD Data)Rank
Total interest income$30,965,000993
Total interest expense$5,127,000900
Net interest income$25,838,0001,011
Provision for loan and lease losses$1,280,000724
Total noninterest income$3,594,0001,362
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,967,000646
Trading account gains and feesNANA
Additional Noninterest Income$1,627,0001,710
Total noninterest expense$23,014,000948
Salaries and employee benefits$11,119,0001,079
Premises and equipment expense$3,095,000806
Additional noninterest expense$8,800,000779
Pre-tax net operating income$5,138,0001,748
Securities gains (losses)$-18,0004,565
Applicable income taxes$691,0001,698
Income before extraordinary items$4,429,0001,746
Extraordinary gains, net$06
Net income$4,429,0001,745
Minority interest net income$072
Net income of bank and minority interests.$4,429,0001,745
Net charge-offs$899,000649
Cash dividends$3,316,0001,004
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,444,6601,733
2018-09-30 (YTD Data)Rank
Total interest income$21,898,0001,022
Total interest expense$3,520,000912
Net interest income$18,378,0001,046
Provision for loan and lease losses$980,000655
Total noninterest income$2,913,0001,302
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,379,000692
Trading account gains and feesNANA
Additional Noninterest Income$1,534,0001,499
Total noninterest expense$15,073,0001,065
Salaries and employee benefits$6,960,0001,240
Premises and equipment expense$2,190,000855
Additional noninterest expense$5,923,000836
Pre-tax net operating income$5,238,0001,367
Securities gains (losses)$-16,0004,874
Applicable income taxes$851,0001,313
Income before extraordinary items$4,371,0001,390
Extraordinary gains, net$05
Net income$4,371,0001,389
Minority interest net income$066
Net income of bank and minority interests.$4,371,0001,389
Net charge-offs$747,000545
Cash dividends$2,172,000997
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,384,4401,372
2018-06-30 (YTD Data)Rank
Total interest income$14,434,0001,028
Total interest expense$2,260,000886
Net interest income$12,174,0001,051
Provision for loan and lease losses$680,000631
Total noninterest income$1,864,0001,347
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$867,000723
Trading account gains and feesNANA
Additional Noninterest Income$997,0001,522
Total noninterest expense$9,632,0001,095
Salaries and employee benefits$4,591,0001,262
Premises and equipment expense$1,477,000851
Additional noninterest expense$3,564,000921
Pre-tax net operating income$3,726,0001,285
Securities gains (losses)$-13,0005,036
Applicable income taxes$630,0001,207
Income before extraordinary items$3,083,0001,335
Extraordinary gains, net$06
Net income$3,083,0001,334
Minority interest net income$065
Net income of bank and minority interests.$3,083,0001,334
Net charge-offs$689,000419
Cash dividends$1,436,0001,000
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,093,7901,318
2018-03-31 (YTD Data)Rank
Total interest income$7,000,0001,042
Total interest expense$1,082,000881
Net interest income$5,918,0001,073
Provision for loan and lease losses$380,000575
Total noninterest income$913,0001,350
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$422,000738
Trading account gains and feesNANA
Additional Noninterest Income$491,0001,508
Total noninterest expense$4,570,0001,143
Salaries and employee benefits$2,262,0001,292
Premises and equipment expense$742,000854
Additional noninterest expense$1,566,0001,037
Pre-tax net operating income$1,881,0001,248
Securities gains (losses)$-14,0005,260
Applicable income taxes$316,0001,180
Income before extraordinary items$1,551,0001,300
Extraordinary gains, net$07
Net income$1,551,0001,300
Minority interest net income$052
Net income of bank and minority interests.$1,551,0001,300
Net charge-offs$572,000292
Cash dividends$1,086,000667
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,562,6201,286
2017-12-31 (YTD Data)Rank
Total interest income$26,379,0001,066
Total interest expense$4,194,000811
Net interest income$22,185,0001,117
Provision for loan and lease losses$903,000972
Total noninterest income$5,116,0001,100
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,685,000747
Trading account gains and feesNANA
Additional Noninterest Income$3,431,0001,058
Total noninterest expense$19,111,0001,099
Salaries and employee benefits$8,672,0001,302
Premises and equipment expense$2,873,000850
Additional noninterest expense$7,566,000863
Pre-tax net operating income$7,287,0001,269
Securities gains (losses)$-330,0005,555
Applicable income taxes$2,294,0001,176
Income before extraordinary items$4,663,0001,421
Extraordinary gains, net$09
Net income$4,663,0001,419
Minority interest net income$076
Net income of bank and minority interests.$4,663,0001,421
Net charge-offs$321,0001,424
Cash dividends$3,138,000986
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,884,1001,354
2017-09-30 (YTD Data)Rank
Total interest income$19,272,0001,092
Total interest expense$3,003,000829
Net interest income$16,269,0001,137
Provision for loan and lease losses$633,000993
Total noninterest income$4,097,0001,067
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,240,000760
Trading account gains and feesNANA
Additional Noninterest Income$2,857,0001,011
Total noninterest expense$14,362,0001,096
Salaries and employee benefits$6,560,0001,301
Premises and equipment expense$2,131,000867
Additional noninterest expense$5,671,000869
Pre-tax net operating income$5,371,0001,307
Securities gains (losses)$-325,0005,689
Applicable income taxes$1,102,0001,387
Income before extraordinary items$3,944,0001,389
Extraordinary gains, net$09
Net income$3,944,0001,388
Minority interest net income$071
Net income of bank and minority interests.$3,944,0001,389
Net charge-offs$238,0001,269
Cash dividends$2,277,000943
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,197,5001,310
2017-06-30 (YTD Data)Rank
Total interest income$12,594,0001,104
Total interest expense$1,931,000821
Net interest income$10,663,0001,145
Provision for loan and lease losses$363,0001,050
Total noninterest income$1,854,0001,375
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$807,000768
Trading account gains and feesNANA
Additional Noninterest Income$1,047,0001,501
Total noninterest expense$9,059,0001,155
Salaries and employee benefits$4,332,0001,314
Premises and equipment expense$1,436,000860
Additional noninterest expense$3,291,000986
Pre-tax net operating income$3,095,0001,434
Securities gains (losses)$-325,0005,748
Applicable income taxes$650,0001,474
Income before extraordinary items$2,120,0001,621
Extraordinary gains, net$011
Net income$2,120,0001,621
Minority interest net income$071
Net income of bank and minority interests.$2,120,0001,621
Net charge-offs$141,0001,280
Cash dividends$1,381,0001,022
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,370,2501,473
2017-03-31 (YTD Data)Rank
Total interest income$6,165,0001,114
Total interest expense$939,000819
Net interest income$5,226,0001,154
Provision for loan and lease losses$162,0001,069
Total noninterest income$840,0001,462
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$390,000789
Trading account gains and feesNANA
Additional Noninterest Income$450,0001,638
Total noninterest expense$4,489,0001,169
Salaries and employee benefits$2,150,0001,332
Premises and equipment expense$734,000856
Additional noninterest expense$1,605,0001,002
Pre-tax net operating income$1,415,0001,498
Securities gains (losses)$01,153
Applicable income taxes$336,0001,399
Income before extraordinary items$1,079,0001,575
Extraordinary gains, net$08
Net income$1,079,0001,574
Minority interest net income$055
Net income of bank and minority interests.$1,079,0001,575
Net charge-offs$19,0001,916
Cash dividends$981,000757
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,079,0001,559
2016-12-31 (YTD Data)Rank
Total interest income$23,395,0001,128
Total interest expense$3,716,000791
Net interest income$19,679,0001,193
Provision for loan and lease losses$464,0001,553
Total noninterest income$3,435,0001,497
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,549,000811
Trading account gains and fees$0170
Additional Noninterest Income$1,886,0001,648
Total noninterest expense$16,929,0001,202
Salaries and employee benefits$7,998,0001,367
Premises and equipment expense$2,755,000895
Additional noninterest expense$6,176,0001,066
Pre-tax net operating income$5,721,0001,451
Securities gains (losses)$82,0001,492
Applicable income taxes$1,441,0001,307
Income before extraordinary items$4,362,0001,547
Extraordinary gains, net$05
Net income$4,362,0001,546
Minority interest net income$082
Net income of bank and minority interests.$4,362,0001,546
Net charge-offs$124,0002,414
Cash dividends$3,132,000986
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,300,5001,532
2016-09-30 (YTD Data)Rank
Total interest income$17,297,0001,145
Total interest expense$2,790,000788
Net interest income$14,507,0001,212
Provision for loan and lease losses$470,0001,191
Total noninterest income$2,535,0001,504
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,111,000846
Trading account gains and fees$0169
Additional Noninterest Income$1,424,0001,641
Total noninterest expense$12,592,0001,211
Salaries and employee benefits$6,017,0001,367
Premises and equipment expense$2,039,000906
Additional noninterest expense$4,536,0001,090
Pre-tax net operating income$3,980,0001,563
Securities gains (losses)$83,0001,398
Applicable income taxes$1,014,0001,397
Income before extraordinary items$3,049,0001,667
Extraordinary gains, net$05
Net income$3,049,0001,667
Minority interest net income$071
Net income of bank and minority interests.$3,049,0001,667
Net charge-offs$161,0001,633
Cash dividends$2,224,000944
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,986,7501,651
2016-06-30 (YTD Data)Rank
Total interest income$11,210,0001,181
Total interest expense$1,786,000819
Net interest income$9,424,0001,243
Provision for loan and lease losses$302,0001,229
Total noninterest income$1,578,0001,560
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$696,000892
Trading account gains and fees$0157
Additional Noninterest Income$882,0001,697
Total noninterest expense$8,224,0001,235
Salaries and employee benefits$3,901,0001,404
Premises and equipment expense$1,331,000922
Additional noninterest expense$2,992,0001,099
Pre-tax net operating income$2,476,0001,649
Securities gains (losses)$83,0001,095
Applicable income taxes$666,0001,405
Income before extraordinary items$1,893,0001,750
Extraordinary gains, net$016
Net income$1,893,0001,749
Minority interest net income$071
Net income of bank and minority interests.$1,893,0001,750
Net charge-offs$76,0001,854
Cash dividends$1,316,0001,069
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,831,5801,742
2016-03-31 (YTD Data)Rank
Total interest income$5,341,0001,227
Total interest expense$831,000872
Net interest income$4,510,0001,285
Provision for loan and lease losses$181,0001,033
Total noninterest income$749,0001,593
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$328,000938
Trading account gains and fees$0142
Additional Noninterest Income$421,0001,686
Total noninterest expense$3,893,0001,295
Salaries and employee benefits$1,894,0001,446
Premises and equipment expense$661,000939
Additional noninterest expense$1,338,0001,201
Pre-tax net operating income$1,185,0001,697
Securities gains (losses)$2,0001,894
Applicable income taxes$326,0001,400
Income before extraordinary items$861,0001,862
Extraordinary gains, net$012
Net income$861,0001,863
Minority interest net income$062
Net income of bank and minority interests.$861,0001,863
Net charge-offs$34,0001,682
Cash dividends$658,0001,006
Sale, conversion, retirement of capital stock, net$0659
Net operating income$859,5401,822
2015-12-31 (YTD Data)Rank
Total interest income$20,548,0001,241
Total interest expense$2,767,0001,020
Net interest income$17,781,0001,270
Provision for loan and lease losses$381,0001,637
Total noninterest income$3,117,0001,564
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,408,000912
Trading account gains and fees$0159
Additional Noninterest Income$1,709,0001,705
Total noninterest expense$15,406,0001,282
Salaries and employee benefits$7,586,0001,416
Premises and equipment expense$2,561,000947
Additional noninterest expense$5,259,0001,219
Pre-tax net operating income$5,111,0001,550
Securities gains (losses)$556,000320
Applicable income taxes$1,268,0001,370
Income before extraordinary items$4,399,0001,503
Extraordinary gains, net$023
Net income$4,399,0001,503
Minority interest net income$081
Net income of bank and minority interests.$4,399,0001,503
Net charge-offs$399,0001,354
Cash dividends$2,731,0001,060
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,965,3201,581
2015-09-30 (YTD Data)Rank
Total interest income$15,371,0001,256
Total interest expense$2,070,0001,033
Net interest income$13,301,0001,285
Provision for loan and lease losses$269,0001,639
Total noninterest income$2,351,0001,577
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,060,000904
Trading account gains and fees$0153
Additional Noninterest Income$1,291,0001,704
Total noninterest expense$11,441,0001,297
Salaries and employee benefits$5,643,0001,430
Premises and equipment expense$1,899,000971
Additional noninterest expense$3,899,0001,236
Pre-tax net operating income$3,942,0001,544
Securities gains (losses)$567,000271
Applicable income taxes$1,014,0001,355
Income before extraordinary items$3,495,0001,446
Extraordinary gains, net$021
Net income$3,495,0001,447
Minority interest net income$078
Net income of bank and minority interests.$3,495,0001,447
Net charge-offs$413,000984
Cash dividends$1,216,0001,402
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,052,7401,564
2015-06-30 (YTD Data)Rank
Total interest income$10,267,0001,243
Total interest expense$1,383,0001,035
Net interest income$8,884,0001,283
Provision for loan and lease losses$371,000959
Total noninterest income$1,537,0001,591
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$691,000911
Trading account gains and fees$0157
Additional Noninterest Income$846,0001,741
Total noninterest expense$7,662,0001,296
Salaries and employee benefits$3,786,0001,426
Premises and equipment expense$1,276,000968
Additional noninterest expense$2,600,0001,229
Pre-tax net operating income$2,388,0001,642
Securities gains (losses)$34,0001,433
Applicable income taxes$518,0001,585
Income before extraordinary items$1,904,0001,683
Extraordinary gains, net$022
Net income$1,904,0001,687
Minority interest net income$075
Net income of bank and minority interests.$1,904,0001,687
Net charge-offs$224,0001,111
Cash dividends$703,0001,580
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,877,1401,650
2015-03-31 (YTD Data)Rank
Total interest income$5,026,0001,259
Total interest expense$696,0001,033
Net interest income$4,330,0001,309
Provision for loan and lease losses$169,0001,011
Total noninterest income$749,0001,583
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$332,000930
Trading account gains and fees$0152
Additional Noninterest Income$417,0001,722
Total noninterest expense$3,803,0001,304
Salaries and employee benefits$1,902,0001,421
Premises and equipment expense$644,000964
Additional noninterest expense$1,257,0001,249
Pre-tax net operating income$1,107,0001,699
Securities gains (losses)$02,027
Applicable income taxes$223,0001,709
Income before extraordinary items$884,0001,774
Extraordinary gains, net$013
Net income$884,0001,776
Minority interest net income$064
Net income of bank and minority interests.$884,0001,776
Net charge-offs$52,0001,527
Cash dividends$628,000942
Sale, conversion, retirement of capital stock, net$0697
Net operating income$884,0001,713
2014-12-31 (YTD Data)Rank
Total interest income$20,216,0001,252
Total interest expense$2,933,0001,018
Net interest income$17,283,0001,293
Provision for loan and lease losses$670,0001,175
Total noninterest income$3,246,0001,471
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,530,000868
Trading account gains and fees$0180
Additional Noninterest Income$1,716,0001,637
Total noninterest expense$15,097,0001,305
Salaries and employee benefits$7,041,0001,478
Premises and equipment expense$2,438,000985
Additional noninterest expense$5,618,0001,170
Pre-tax net operating income$4,762,0001,594
Securities gains (losses)$758,000269
Applicable income taxes$1,138,0001,423
Income before extraordinary items$4,382,0001,463
Extraordinary gains, net$017
Net income$4,382,0001,461
Minority interest net income$084
Net income of bank and minority interests.$4,382,0001,462
Net charge-offs$316,0001,952
Cash dividends$1,843,0001,364
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,783,1801,641
2014-09-30 (YTD Data)Rank
Total interest income$14,586,0001,305
Total interest expense$2,218,0001,022
Net interest income$12,368,0001,350
Provision for loan and lease losses$508,0001,123
Total noninterest income$2,402,0001,490
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,131,000891
Trading account gains and fees$0174
Additional Noninterest Income$1,271,0001,647
Total noninterest expense$11,302,0001,316
Salaries and employee benefits$5,168,0001,508
Premises and equipment expense$1,809,0001,008
Additional noninterest expense$4,325,0001,145
Pre-tax net operating income$2,960,0001,883
Securities gains (losses)$748,000205
Applicable income taxes$732,0001,604
Income before extraordinary items$2,976,0001,592
Extraordinary gains, net$015
Net income$2,976,0001,592
Minority interest net income$081
Net income of bank and minority interests.$2,976,0001,592
Net charge-offs$247,0001,776
Cash dividends$1,378,0001,237
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,377,6001,876
2014-06-30 (YTD Data)Rank
Total interest income$9,631,0001,320
Total interest expense$1,452,0001,037
Net interest income$8,179,0001,360
Provision for loan and lease losses$345,0001,122
Total noninterest income$1,584,0001,501
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$737,000895
Trading account gains and fees$0172
Additional Noninterest Income$847,0001,634
Total noninterest expense$7,721,0001,286
Salaries and employee benefits$3,486,0001,496
Premises and equipment expense$1,185,0001,032
Additional noninterest expense$3,050,0001,065
Pre-tax net operating income$1,697,0002,061
Securities gains (losses)$658,000176
Applicable income taxes$474,0001,589
Income before extraordinary items$1,881,0001,615
Extraordinary gains, net$020
Net income$1,881,0001,618
Minority interest net income$080
Net income of bank and minority interests.$1,881,0001,617
Net charge-offs$168,0001,746
Cash dividends$929,0001,232
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,354,6002,103
2014-03-31 (YTD Data)Rank
Total interest income$4,735,0001,340
Total interest expense$719,0001,058
Net interest income$4,016,0001,379
Provision for loan and lease losses$163,0001,142
Total noninterest income$773,0001,491
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$360,000903
Trading account gains and fees$0147
Additional Noninterest Income$413,0001,621
Total noninterest expense$4,125,0001,229
Salaries and employee benefits$1,796,0001,465
Premises and equipment expense$589,0001,060
Additional noninterest expense$1,740,000917
Pre-tax net operating income$501,0002,891
Securities gains (losses)$658,000104
Applicable income taxes$238,0001,553
Income before extraordinary items$921,0001,596
Extraordinary gains, net$016
Net income$921,0001,599
Minority interest net income$066
Net income of bank and minority interests.$921,0001,599
Net charge-offs$111,0001,307
Cash dividends$464,0001,088
Sale, conversion, retirement of capital stock, net$0747
Net operating income$401,1802,952
2013-12-31 (YTD Data)Rank
Total interest income$19,541,0001,302
Total interest expense$3,650,000934
Net interest income$15,891,0001,368
Provision for loan and lease losses$580,0001,678
Total noninterest income$3,437,0001,470
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,607,000866
Trading account gains and fees$0184
Additional Noninterest Income$1,830,0001,622
Total noninterest expense$14,049,0001,406
Salaries and employee benefits$6,961,0001,492
Premises and equipment expense$2,118,0001,128
Additional noninterest expense$4,970,0001,352
Pre-tax net operating income$4,699,0001,496
Securities gains (losses)$340,000629
Applicable income taxes$983,0001,481
Income before extraordinary items$4,056,0001,476
Extraordinary gains, net$029
Net income$4,056,0001,478
Minority interest net income$090
Net income of bank and minority interests.$4,056,0001,480
Net charge-offs$1,061,0001,215
Cash dividends$4,872,000584
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,784,0001,536
2013-09-30 (YTD Data)Rank
Total interest income$14,665,0001,306
Total interest expense$2,891,000919
Net interest income$11,774,0001,378
Provision for loan and lease losses$438,0001,690
Total noninterest income$2,617,0001,482
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,203,000871
Trading account gains and fees$0180
Additional Noninterest Income$1,414,0001,621
Total noninterest expense$10,428,0001,418
Salaries and employee benefits$5,241,0001,491
Premises and equipment expense$1,555,0001,158
Additional noninterest expense$3,632,0001,380
Pre-tax net operating income$3,525,0001,529
Securities gains (losses)$291,000651
Applicable income taxes$763,0001,500
Income before extraordinary items$3,053,0001,478
Extraordinary gains, net$025
Net income$3,053,0001,481
Minority interest net income$084
Net income of bank and minority interests.$3,053,0001,480
Net charge-offs$1,001,0001,003
Cash dividends$4,395,000465
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,820,2001,551
2013-06-30 (YTD Data)Rank
Total interest income$9,777,0001,296
Total interest expense$2,035,000881
Net interest income$7,742,0001,381
Provision for loan and lease losses$295,0001,721
Total noninterest income$1,728,0001,500
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$791,000854
Trading account gains and fees$0157
Additional Noninterest Income$937,0001,656
Total noninterest expense$6,984,0001,407
Salaries and employee benefits$3,528,0001,476
Premises and equipment expense$1,049,0001,138
Additional noninterest expense$2,407,0001,372
Pre-tax net operating income$2,191,0001,595
Securities gains (losses)$184,000784
Applicable income taxes$474,0001,565
Income before extraordinary items$1,901,0001,601
Extraordinary gains, net$022
Net income$1,901,0001,604
Minority interest net income$082
Net income of bank and minority interests.$1,901,0001,606
Net charge-offs$976,000778
Cash dividends$1,080,0001,019
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,753,8001,632
2013-03-31 (YTD Data)Rank
Total interest income$4,901,0001,299
Total interest expense$1,036,000895
Net interest income$3,865,0001,388
Provision for loan and lease losses$143,0001,769
Total noninterest income$824,0001,536
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$380,000874
Trading account gains and fees$0148
Additional Noninterest Income$444,0001,715
Total noninterest expense$3,477,0001,420
Salaries and employee benefits$1,765,0001,500
Premises and equipment expense$532,0001,144
Additional noninterest expense$1,180,0001,381
Pre-tax net operating income$1,069,0001,614
Securities gains (losses)$85,000732
Applicable income taxes$253,0001,499
Income before extraordinary items$901,0001,619
Extraordinary gains, net$010
Net income$901,0001,620
Minority interest net income$076
Net income of bank and minority interests.$901,0001,621
Net charge-offs$5,0003,681
Cash dividends$554,000866
Sale, conversion, retirement of capital stock, net$0789
Net operating income$834,7001,654
2012-12-31 (YTD Data)Rank
Total interest income$20,722,0001,293
Total interest expense$4,976,000904
Net interest income$15,746,0001,391
Provision for loan and lease losses$2,154,0001,007
Total noninterest income$3,542,0001,449
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,520,000939
Trading account gains and fees$0166
Additional Noninterest Income$2,022,0001,515
Total noninterest expense$13,560,0001,440
Salaries and employee benefits$6,734,0001,509
Premises and equipment expense$1,943,0001,213
Additional noninterest expense$4,883,0001,390
Pre-tax net operating income$3,574,0001,791
Securities gains (losses)$936,000565
Applicable income taxes$876,0001,598
Income before extraordinary items$3,634,0001,574
Extraordinary gains, net$029
Net income$3,634,0001,575
Minority interest net income$093
Net income of bank and minority interests.$3,634,0001,575
Net charge-offs$340,0003,160
Cash dividends$1,207,0001,715
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,875,8401,828
2012-09-30 (YTD Data)Rank
Total interest income$15,711,0001,305
Total interest expense$3,812,000927
Net interest income$11,899,0001,395
Provision for loan and lease losses$1,587,0001,034
Total noninterest income$2,598,0001,467
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,091,000992
Trading account gains and fees$0157
Additional Noninterest Income$1,507,0001,523
Total noninterest expense$10,252,0001,438
Salaries and employee benefits$5,160,0001,473
Premises and equipment expense$1,478,0001,208
Additional noninterest expense$3,614,0001,412
Pre-tax net operating income$2,658,0001,861
Securities gains (losses)$928,000434
Applicable income taxes$736,0001,527
Income before extraordinary items$2,850,0001,551
Extraordinary gains, net$020
Net income$2,850,0001,552
Minority interest net income$086
Net income of bank and minority interests.$2,850,0001,552
Net charge-offs$100,0003,971
Cash dividends$540,0001,950
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,116,8801,888
2012-06-30 (YTD Data)Rank
Total interest income$10,395,0001,327
Total interest expense$2,566,000959
Net interest income$7,829,0001,414
Provision for loan and lease losses$228,0002,820
Total noninterest income$1,637,0001,529
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$688,0001,027
Trading account gains and fees$0153
Additional Noninterest Income$949,0001,566
Total noninterest expense$6,978,0001,407
Salaries and employee benefits$3,592,0001,430
Premises and equipment expense$991,0001,201
Additional noninterest expense$2,395,0001,421
Pre-tax net operating income$2,260,0001,530
Securities gains (losses)$538,000505
Applicable income taxes$658,0001,232
Income before extraordinary items$2,140,0001,389
Extraordinary gains, net$019
Net income$2,140,0001,389
Minority interest net income$084
Net income of bank and minority interests.$2,140,0001,389
Net charge-offs$49,0004,051
Cash dividends$100,0002,979
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,731,1201,596
2012-03-31 (YTD Data)Rank
Total interest income$5,205,0001,325
Total interest expense$1,303,000974
Net interest income$3,902,0001,421
Provision for loan and lease losses$113,0002,741
Total noninterest income$774,0001,563
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$336,0001,049
Trading account gains and fees$0148
Additional Noninterest Income$438,0001,654
Total noninterest expense$3,499,0001,400
Salaries and employee benefits$1,832,0001,414
Premises and equipment expense$506,0001,183
Additional noninterest expense$1,161,0001,446
Pre-tax net operating income$1,064,0001,594
Securities gains (losses)$02,210
Applicable income taxes$223,0001,603
Income before extraordinary items$841,0001,728
Extraordinary gains, net$019
Net income$841,0001,729
Minority interest net income$078
Net income of bank and minority interests.$841,0001,729
Net charge-offs$7,0004,174
Cash dividends$100,0002,055
Sale, conversion, retirement of capital stock, net$0861
Net operating income$841,0001,622
2011-12-31 (YTD Data)Rank
Total interest income$21,242,0001,348
Total interest expense$5,713,0001,054
Net interest income$15,529,0001,433
Provision for loan and lease losses$420,0003,684
Total noninterest income$3,258,0001,406
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,427,0001,035
Trading account gains and fees$0146
Additional Noninterest Income$1,831,0001,448
Total noninterest expense$13,656,0001,421
Salaries and employee benefits$6,725,0001,468
Premises and equipment expense$2,149,0001,165
Additional noninterest expense$4,782,0001,436
Pre-tax net operating income$4,711,0001,236
Securities gains (losses)$482,000810
Applicable income taxes$1,031,0001,317
Income before extraordinary items$4,162,0001,210
Extraordinary gains, net$029
Net income$4,162,0001,211
Minority interest net income$096
Net income of bank and minority interests.$4,162,0001,210
Net charge-offs$1,016,0002,341
Cash dividends$4,754,000438
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,776,4001,244
2011-09-30 (YTD Data)Rank
Total interest income$15,875,0001,369
Total interest expense$4,352,0001,084
Net interest income$11,523,0001,455
Provision for loan and lease losses$320,0003,519
Total noninterest income$2,423,0001,405
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,061,0001,047
Trading account gains and fees$0145
Additional Noninterest Income$1,362,0001,435
Total noninterest expense$10,462,0001,403
Salaries and employee benefits$5,071,0001,463
Premises and equipment expense$1,636,0001,155
Additional noninterest expense$3,755,0001,375
Pre-tax net operating income$3,164,0001,426
Securities gains (losses)$482,000667
Applicable income taxes$682,0001,443
Income before extraordinary items$2,964,0001,308
Extraordinary gains, net$021
Net income$2,964,0001,308
Minority interest net income$087
Net income of bank and minority interests.$2,964,0001,308
Net charge-offs$927,0001,976
Cash dividends$4,354,000332
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,573,5801,401
2011-06-30 (YTD Data)Rank
Total interest income$10,518,0001,392
Total interest expense$2,937,0001,110
Net interest income$7,581,0001,469
Provision for loan and lease losses$240,0003,291
Total noninterest income$1,612,0001,404
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$682,0001,081
Trading account gains and fees$0153
Additional Noninterest Income$930,0001,415
Total noninterest expense$7,168,0001,386
Salaries and employee benefits$3,406,0001,467
Premises and equipment expense$1,116,0001,150
Additional noninterest expense$2,646,0001,330
Pre-tax net operating income$1,785,0001,606
Securities gains (losses)$482,000372
Applicable income taxes$447,0001,428
Income before extraordinary items$1,820,0001,367
Extraordinary gains, net$015
Net income$1,820,0001,367
Minority interest net income$089
Net income of bank and minority interests.$1,820,0001,367
Net charge-offs$810,0001,660
Cash dividends$474,0001,468
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,434,4001,621
2011-03-31 (YTD Data)Rank
Total interest income$5,245,0001,396
Total interest expense$1,456,0001,153
Net interest income$3,789,0001,471
Provision for loan and lease losses$120,0003,114
Total noninterest income$796,0001,425
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$324,0001,120
Trading account gains and fees$0158
Additional Noninterest Income$472,0001,401
Total noninterest expense$3,509,0001,413
Salaries and employee benefits$1,765,0001,433
Premises and equipment expense$570,0001,156
Additional noninterest expense$1,174,0001,488
Pre-tax net operating income$956,0001,513
Securities gains (losses)$104,000525
Applicable income taxes$205,0001,483
Income before extraordinary items$855,0001,409
Extraordinary gains, net$09
Net income$855,0001,409
Minority interest net income$086
Net income of bank and minority interests.$855,0001,409
Net charge-offs$310,0001,720
Cash dividends$474,000793
Sale, conversion, retirement of capital stock, net$0925
Net operating income$770,7601,486
2010-12-31 (YTD Data)Rank
Total interest income$21,823,0001,402
Total interest expense$6,828,0001,206
Net interest income$14,995,0001,497
Provision for loan and lease losses$1,305,0002,653
Total noninterest income$3,155,0001,494
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,356,0001,107
Trading account gains and fees$0175
Additional Noninterest Income$1,799,0001,511
Total noninterest expense$13,464,0001,470
Salaries and employee benefits$6,459,0001,522
Premises and equipment expense$2,127,0001,215
Additional noninterest expense$4,878,0001,485
Pre-tax net operating income$3,381,0001,462
Securities gains (losses)$930,000526
Applicable income taxes$873,0001,353
Income before extraordinary items$3,438,0001,238
Extraordinary gains, net$029
Net income$3,438,0001,240
Minority interest net income$0111
Net income of bank and minority interests.$3,438,0001,241
Net charge-offs$375,0004,012
Cash dividends$1,569,0001,025
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,694,0001,482
2010-09-30 (YTD Data)Rank
Total interest income$16,390,0001,428
Total interest expense$5,296,0001,210
Net interest income$11,094,0001,531
Provision for loan and lease losses$465,0003,660
Total noninterest income$2,333,0001,504
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$977,0001,197
Trading account gains and fees$0165
Additional Noninterest Income$1,356,0001,447
Total noninterest expense$10,488,0001,418
Salaries and employee benefits$5,046,0001,467
Premises and equipment expense$1,602,0001,226
Additional noninterest expense$3,840,0001,385
Pre-tax net operating income$2,474,0001,598
Securities gains (losses)$943,000436
Applicable income taxes$699,0001,339
Income before extraordinary items$2,718,0001,234
Extraordinary gains, net$023
Net income$2,718,0001,238
Minority interest net income$0110
Net income of bank and minority interests.$2,718,0001,238
Net charge-offs$210,0004,175
Cash dividends$1,136,000943
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,963,6001,595
2010-06-30 (YTD Data)Rank
Total interest income$10,879,0001,459
Total interest expense$3,615,0001,228
Net interest income$7,264,0001,562
Provision for loan and lease losses$353,0003,377
Total noninterest income$1,516,0001,500
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$655,0001,191
Trading account gains and fees$0152
Additional Noninterest Income$861,0001,444
Total noninterest expense$6,658,0001,483
Salaries and employee benefits$3,386,0001,462
Premises and equipment expense$1,078,0001,232
Additional noninterest expense$2,194,0001,600
Pre-tax net operating income$1,769,0001,472
Securities gains (losses)$314,000688
Applicable income taxes$406,0001,432
Income before extraordinary items$1,677,0001,320
Extraordinary gains, net$019
Net income$1,677,0001,321
Minority interest net income$0105
Net income of bank and minority interests.$1,677,0001,321
Net charge-offs$257,0003,242
Cash dividends$788,000895
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,422,6601,470
2010-03-31 (YTD Data)Rank
Total interest income$5,368,0001,520
Total interest expense$1,813,0001,284
Net interest income$3,555,0001,613
Provision for loan and lease losses$128,0003,642
Total noninterest income$735,0001,530
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$307,0001,276
Trading account gains and fees$0175
Additional Noninterest Income$428,0001,444
Total noninterest expense$3,310,0001,520
Salaries and employee benefits$1,719,0001,455
Premises and equipment expense$549,0001,243
Additional noninterest expense$1,042,0001,685
Pre-tax net operating income$852,0001,530
Securities gains (losses)$99,000788
Applicable income taxes$171,0001,593
Income before extraordinary items$780,0001,412
Extraordinary gains, net$016
Net income$780,0001,414
Minority interest net income$091
Net income of bank and minority interests.$780,0001,414
Net charge-offs$155,0002,687
Cash dividends$394,000880
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$698,8201,505
2009-12-31 (YTD Data)Rank
Total interest income$20,264,0001,687
Total interest expense$7,498,0001,567
Net interest income$12,766,0001,749
Provision for loan and lease losses$1,367,0003,023
Total noninterest income$2,815,0001,694
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,439,0001,198
Trading account gains and fees$0211
Additional Noninterest Income$1,376,0001,750
Total noninterest expense$11,826,0001,725
Salaries and employee benefits$5,698,0001,739
Premises and equipment expense$1,879,0001,444
Additional noninterest expense$4,249,0001,758
Pre-tax net operating income$2,388,0001,640
Securities gains (losses)$863,000562
Applicable income taxes$628,0001,342
Income before extraordinary items$2,623,0001,281
Extraordinary gains, net$034
Net income$2,623,0001,281
Minority interest net income$0115
Net income of bank and minority interests.$2,623,0001,280
Net charge-offs$816,0003,154
Cash dividends$2,195,000832
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,923,9701,703
2009-09-30 (YTD Data)Rank
Total interest income$14,849,0001,746
Total interest expense$5,597,0001,654
Net interest income$9,252,0001,805
Provision for loan and lease losses$1,077,0002,680
Total noninterest income$2,072,0001,736
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,057,0001,221
Trading account gains and fees$0212
Additional Noninterest Income$1,015,0001,803
Total noninterest expense$8,556,0001,768
Salaries and employee benefits$4,165,0001,808
Premises and equipment expense$1,377,0001,485
Additional noninterest expense$3,014,0001,780
Pre-tax net operating income$1,691,0001,856
Securities gains (losses)$447,000760
Applicable income taxes$412,0001,600
Income before extraordinary items$1,726,0001,555
Extraordinary gains, net$027
Net income$1,726,0001,552
Minority interest net income$0118
Net income of bank and minority interests.$1,726,0001,555
Net charge-offs$570,0002,868
Cash dividends$1,331,000976
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,363,9301,905
2009-06-30 (YTD Data)Rank
Total interest income$9,753,0001,805
Total interest expense$3,760,0001,725
Net interest income$5,993,0001,849
Provision for loan and lease losses$837,0002,279
Total noninterest income$1,389,0001,739
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$690,0001,233
Trading account gains and fees$0193
Additional Noninterest Income$699,0001,812
Total noninterest expense$5,387,0001,908
Salaries and employee benefits$2,709,0001,865
Premises and equipment expense$910,0001,531
Additional noninterest expense$1,768,0002,014
Pre-tax net operating income$1,158,0001,882
Securities gains (losses)$240,000906
Applicable income taxes$264,0001,677
Income before extraordinary items$1,134,0001,642
Extraordinary gains, net$021
Net income$1,134,0001,639
Minority interest net income$0112
Net income of bank and minority interests.$1,134,0001,641
Net charge-offs$553,0002,242
Cash dividends$961,000963
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$939,6001,883
2009-03-31 (YTD Data)Rank
Total interest income$4,983,0001,796
Total interest expense$1,951,0001,735
Net interest income$3,032,0001,829
Provision for loan and lease losses$297,0002,382
Total noninterest income$664,0001,762
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$324,0001,267
Trading account gains and fees$0171
Additional Noninterest Income$340,0001,794
Total noninterest expense$2,531,0001,965
Salaries and employee benefits$1,360,0001,891
Premises and equipment expense$474,0001,502
Additional noninterest expense$697,0002,238
Pre-tax net operating income$868,0001,487
Securities gains (losses)$56,0001,256
Applicable income taxes$208,0001,413
Income before extraordinary items$716,0001,520
Extraordinary gains, net$015
Net income$716,0001,522
Minority interest net income$0102
Net income of bank and minority interests.$716,0001,522
Net charge-offs$63,0003,324
Cash dividends$637,000685
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$672,8801,519
2008-12-31 (YTD Data)Rank
Total interest income$19,013,0002,001
Total interest expense$8,168,0001,928
Net interest income$10,845,0002,046
Provision for loan and lease losses$500,0003,796
Total noninterest income$2,859,0001,641
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,581,0001,137
Trading account gains and fees$0154
Additional Noninterest Income$1,278,0001,800
Total noninterest expense$10,683,0001,816
Salaries and employee benefits$6,019,0001,698
Premises and equipment expense$1,679,0001,641
Additional noninterest expense$2,985,0002,018
Pre-tax net operating income$2,521,0002,070
Securities gains (losses)$-391,0007,472
Applicable income taxes$415,0002,043
Income before extraordinary items$1,715,0002,290
Extraordinary gains, net$1,953,0006
Net income$3,668,0001,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0004,016
Cash dividends$2,555,0001,070
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,031,7102,083
2008-09-30 (YTD Data)Rank
Total interest income$13,868,0002,109
Total interest expense$6,094,0002,028
Net interest income$7,774,0002,159
Provision for loan and lease losses$285,0003,641
Total noninterest income$2,157,0001,686
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,169,0001,163
Trading account gains and fees$0148
Additional Noninterest Income$988,0001,833
Total noninterest expense$6,812,0002,116
Salaries and employee benefits$3,718,0002,067
Premises and equipment expense$1,220,0001,703
Additional noninterest expense$1,874,0002,276
Pre-tax net operating income$2,834,0001,714
Securities gains (losses)$-391,0007,708
Applicable income taxes$536,0001,813
Income before extraordinary items$1,907,0001,859
Extraordinary gains, net$031
Net income$1,907,0001,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0004,224
Cash dividends$1,553,0001,270
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,211,9801,723
2008-06-30 (YTD Data)Rank
Total interest income$9,041,0002,181
Total interest expense$3,977,0002,131
Net interest income$5,064,0002,191
Provision for loan and lease losses$145,0003,718
Total noninterest income$1,424,0001,714
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$738,0001,206
Trading account gains and fees$0149
Additional Noninterest Income$686,0001,824
Total noninterest expense$4,589,0002,099
Salaries and employee benefits$2,542,0002,036
Premises and equipment expense$820,0001,685
Additional noninterest expense$1,227,0002,290
Pre-tax net operating income$1,754,0001,903
Securities gains (losses)$-275,0008,314
Applicable income taxes$326,0002,116
Income before extraordinary items$1,153,0002,289
Extraordinary gains, net$021
Net income$1,153,0002,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$945,0001,502
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,367,5001,914
2008-03-31 (YTD Data)Rank
Total interest income$4,494,0002,243
Total interest expense$1,977,0002,255
Net interest income$2,517,0002,197
Provision for loan and lease losses$60,0003,470
Total noninterest income$657,0001,829
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$345,0001,276
Trading account gains and fees$0158
Additional Noninterest Income$312,0001,925
Total noninterest expense$2,357,0002,034
Salaries and employee benefits$1,344,0001,958
Premises and equipment expense$411,0001,684
Additional noninterest expense$602,0002,303
Pre-tax net operating income$757,0002,271
Securities gains (losses)$02,688
Applicable income taxes$177,0002,119
Income before extraordinary items$580,0002,377
Extraordinary gains, net$015
Net income$580,0002,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,217
Cash dividends$499,0001,396
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$580,0002,307
2007-12-31 (YTD Data)Rank
Total interest income$17,789,0002,317
Total interest expense$7,886,0002,343
Net interest income$9,903,0002,262
Provision for loan and lease losses$256,0003,462
Total noninterest income$2,723,0001,760
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,499,0001,180
Trading account gains and fees$0178
Additional Noninterest Income$1,224,0001,940
Total noninterest expense$8,950,0002,053
Salaries and employee benefits$4,844,0002,084
Premises and equipment expense$1,553,0001,694
Additional noninterest expense$2,553,0002,141
Pre-tax net operating income$3,420,0002,236
Securities gains (losses)$41,000866
Applicable income taxes$801,0002,136
Income before extraordinary items$2,660,0002,240
Extraordinary gains, net$039
Net income$2,660,0002,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,369
Cash dividends$2,159,0001,530
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,628,4302,247
2007-09-30 (YTD Data)Rank
Total interest income$13,217,0002,344
Total interest expense$5,860,0002,358
Net interest income$7,357,0002,292
Provision for loan and lease losses$120,0003,851
Total noninterest income$1,990,0001,793
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,090,0001,207
Trading account gains and fees$0184
Additional Noninterest Income$900,0001,973
Total noninterest expense$6,728,0002,030
Salaries and employee benefits$3,612,0002,094
Premises and equipment expense$1,177,0001,675
Additional noninterest expense$1,939,0002,074
Pre-tax net operating income$2,499,0002,430
Securities gains (losses)$28,000749
Applicable income taxes$568,0002,368
Income before extraordinary items$1,959,0002,415
Extraordinary gains, net$033
Net income$1,959,0002,413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,997
Cash dividends$1,288,0001,692
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,937,1602,413
2007-06-30 (YTD Data)Rank
Total interest income$8,692,0002,392
Total interest expense$3,921,0002,365
Net interest income$4,771,0002,377
Provision for loan and lease losses$75,0003,728
Total noninterest income$1,317,0001,823
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$690,0001,277
Trading account gains and fees$0168
Additional Noninterest Income$627,0001,924
Total noninterest expense$4,539,0002,035
Salaries and employee benefits$2,440,0002,097
Premises and equipment expense$782,0001,698
Additional noninterest expense$1,317,0002,043
Pre-tax net operating income$1,474,0002,706
Securities gains (losses)$10,000866
Applicable income taxes$295,0002,757
Income before extraordinary items$1,189,0002,661
Extraordinary gains, net$029
Net income$1,189,0002,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,632
Cash dividends$785,0001,835
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,181,0002,662
2007-03-31 (YTD Data)Rank
Total interest income$4,290,0002,415
Total interest expense$2,003,0002,315
Net interest income$2,287,0002,471
Provision for loan and lease losses$45,0003,197
Total noninterest income$669,0001,792
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$313,0001,370
Trading account gains and fees$0195
Additional Noninterest Income$356,0001,737
Total noninterest expense$2,270,0002,043
Salaries and employee benefits$1,261,0002,043
Premises and equipment expense$390,0001,711
Additional noninterest expense$619,0002,122
Pre-tax net operating income$641,0002,972
Securities gains (losses)$01,187
Applicable income taxes$119,0003,045
Income before extraordinary items$522,0002,927
Extraordinary gains, net$022
Net income$522,0002,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,049
Cash dividends$368,0001,757
Sale, conversion, retirement of capital stock, net$0885
Net operating income$522,0002,913
2006-12-31 (YTD Data)Rank
Total interest income$16,172,0002,401
Total interest expense$6,968,0002,290
Net interest income$9,204,0002,467
Provision for loan and lease losses$358,0002,484
Total noninterest income$2,536,0001,864
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,433,0001,240
Trading account gains and fees$0130
Additional Noninterest Income$1,103,0002,079
Total noninterest expense$9,311,0001,906
Salaries and employee benefits$5,457,0001,789
Premises and equipment expense$1,617,0001,589
Additional noninterest expense$2,237,0002,319
Pre-tax net operating income$2,071,0003,562
Securities gains (losses)$24,000859
Applicable income taxes$341,0003,625
Income before extraordinary items$1,754,0003,414
Extraordinary gains, net$051
Net income$1,754,0003,413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,234
Cash dividends$1,348,0002,096
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,733,8403,425
2006-09-30 (YTD Data)Rank
Total interest income$11,861,0002,431
Total interest expense$4,951,0002,334
Net interest income$6,910,0002,483
Provision for loan and lease losses$168,0003,219
Total noninterest income$1,916,0001,867
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,082,0001,238
Trading account gains and fees$0126
Additional Noninterest Income$834,0002,070
Total noninterest expense$6,658,0001,979
Salaries and employee benefits$3,866,0001,881
Premises and equipment expense$1,125,0001,705
Additional noninterest expense$1,667,0002,319
Pre-tax net operating income$2,000,0003,106
Securities gains (losses)$01,388
Applicable income taxes$380,0003,242
Income before extraordinary items$1,620,0003,029
Extraordinary gains, net$045
Net income$1,620,0003,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0003,132
Cash dividends$876,0002,122
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,620,0003,024
2006-06-30 (YTD Data)Rank
Total interest income$7,632,0002,470
Total interest expense$3,097,0002,373
Net interest income$4,535,0002,518
Provision for loan and lease losses$78,0003,746
Total noninterest income$1,257,0001,882
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$706,0001,259
Trading account gains and fees$0126
Additional Noninterest Income$551,0002,079
Total noninterest expense$4,420,0001,995
Salaries and employee benefits$2,519,0001,935
Premises and equipment expense$743,0001,720
Additional noninterest expense$1,158,0002,248
Pre-tax net operating income$1,294,0003,191
Securities gains (losses)$01,185
Applicable income taxes$278,0003,158
Income before extraordinary items$1,016,0003,173
Extraordinary gains, net$039
Net income$1,016,0003,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0002,346
Cash dividends$567,0002,205
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,016,0003,164
2006-03-31 (YTD Data)Rank
Total interest income$3,720,0002,482
Total interest expense$1,482,0002,352
Net interest income$2,238,0002,530
Provision for loan and lease losses$31,0003,804
Total noninterest income$614,0001,902
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$343,0001,255
Trading account gains and fees$0115
Additional Noninterest Income$271,0002,082
Total noninterest expense$2,193,0002,012
Salaries and employee benefits$1,269,0001,934
Premises and equipment expense$376,0001,706
Additional noninterest expense$548,0002,339
Pre-tax net operating income$628,0003,211
Securities gains (losses)$0955
Applicable income taxes$134,0003,198
Income before extraordinary items$494,0003,189
Extraordinary gains, net$021
Net income$494,0003,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,017
Cash dividends$42,0003,654
Sale, conversion, retirement of capital stock, net$0648
Net operating income$494,0003,168
2005-12-31 (YTD Data)Rank
Total interest income$14,786,0002,241
Total interest expense$5,573,0002,011
Net interest income$9,213,0002,398
Provision for loan and lease losses$205,0003,545
Total noninterest income$2,449,0001,904
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,350,0001,311
Trading account gains and fees$0138
Additional Noninterest Income$1,099,0002,079
Total noninterest expense$9,053,0001,872
Salaries and employee benefits$4,971,0001,874
Premises and equipment expense$1,601,0001,524
Additional noninterest expense$2,481,0002,030
Pre-tax net operating income$2,404,0003,239
Securities gains (losses)$32,0001,085
Applicable income taxes$474,0003,455
Income before extraordinary items$1,962,0003,140
Extraordinary gains, net$046
Net income$1,962,0003,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0002,766
Cash dividends$721,0003,017
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,936,0803,131
2005-09-30 (YTD Data)Rank
Total interest income$10,994,0002,212
Total interest expense$4,101,0001,944
Net interest income$6,893,0002,380
Provision for loan and lease losses$145,0003,544
Total noninterest income$1,817,0001,923
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$969,0001,347
Trading account gains and fees$0126
Additional Noninterest Income$848,0002,048
Total noninterest expense$6,729,0001,862
Salaries and employee benefits$3,698,0001,865
Premises and equipment expense$1,075,0001,696
Additional noninterest expense$1,956,0001,901
Pre-tax net operating income$1,836,0003,252
Securities gains (losses)$4,0001,810
Applicable income taxes$334,0003,614
Income before extraordinary items$1,506,0003,121
Extraordinary gains, net$035
Net income$1,506,0003,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0003,193
Cash dividends$721,0002,262
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,502,7203,089
2005-06-30 (YTD Data)Rank
Total interest income$7,282,0002,162
Total interest expense$2,696,0001,856
Net interest income$4,586,0002,358
Provision for loan and lease losses$105,0003,281
Total noninterest income$1,189,0001,935
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$587,0001,438
Trading account gains and fees$0116
Additional Noninterest Income$602,0001,924
Total noninterest expense$4,361,0001,898
Salaries and employee benefits$2,432,0001,875
Premises and equipment expense$676,0001,770
Additional noninterest expense$1,253,0001,953
Pre-tax net operating income$1,309,0003,059
Securities gains (losses)$4,0001,659
Applicable income taxes$235,0003,510
Income before extraordinary items$1,078,0002,924
Extraordinary gains, net$030
Net income$1,078,0002,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,003
Cash dividends$404,0002,501
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,074,7202,884
2005-03-31 (YTD Data)Rank
Total interest income$3,522,0002,197
Total interest expense$1,354,0001,759
Net interest income$2,168,0002,462
Provision for loan and lease losses$60,0002,830
Total noninterest income$521,0002,077
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$236,0001,714
Trading account gains and fees$0115
Additional Noninterest Income$285,0001,950
Total noninterest expense$2,069,0002,002
Salaries and employee benefits$1,192,0001,922
Premises and equipment expense$325,0001,847
Additional noninterest expense$552,0002,216
Pre-tax net operating income$560,0003,388
Securities gains (losses)$01,685
Applicable income taxes$94,0003,867
Income before extraordinary items$466,0003,217
Extraordinary gains, net$024
Net income$466,0003,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,584
Cash dividends$87,0003,081
Sale, conversion, retirement of capital stock, net$0491
Net operating income$466,0003,181
2004-12-31 (YTD Data)Rank
Total interest income$13,874,0002,040
Total interest expense$5,220,0001,570
Net interest income$8,654,0002,363
Provision for loan and lease losses$290,0002,996
Total noninterest income$1,830,0002,346
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,053,0001,670
Trading account gains and fees$0138
Additional Noninterest Income$777,0002,541
Total noninterest expense$7,864,0002,036
Salaries and employee benefits$4,259,0002,049
Premises and equipment expense$1,217,0001,886
Additional noninterest expense$2,388,0002,047
Pre-tax net operating income$2,330,0003,175
Securities gains (losses)$23,0002,306
Applicable income taxes$330,0004,031
Income before extraordinary items$2,023,0002,885
Extraordinary gains, net$034
Net income$2,023,0002,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0002,211
Cash dividends$875,0002,574
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,003,2202,861
2004-09-30 (YTD Data)Rank
Total interest income$10,346,0002,021
Total interest expense$3,797,0001,594
Net interest income$6,549,0002,306
Provision for loan and lease losses$170,0003,327
Total noninterest income$1,317,0002,413
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$785,0001,689
Trading account gains and fees$0134
Additional Noninterest Income$532,0002,693
Total noninterest expense$5,876,0002,032
Salaries and employee benefits$3,159,0002,073
Premises and equipment expense$915,0001,887
Additional noninterest expense$1,802,0001,997
Pre-tax net operating income$1,820,0003,116
Securities gains (losses)$21,0002,274
Applicable income taxes$293,0003,838
Income before extraordinary items$1,548,0002,877
Extraordinary gains, net$026
Net income$1,548,0002,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$231,0001,723
Cash dividends$875,0001,900
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,530,3602,835
2004-06-30 (YTD Data)Rank
Total interest income$6,844,0002,024
Total interest expense$2,510,0001,579
Net interest income$4,334,0002,301
Provision for loan and lease losses$75,0003,988
Total noninterest income$830,0002,530
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$516,0001,700
Trading account gains and fees$0130
Additional Noninterest Income$314,0002,915
Total noninterest expense$3,944,0002,019
Salaries and employee benefits$2,105,0002,078
Premises and equipment expense$602,0001,901
Additional noninterest expense$1,237,0001,928
Pre-tax net operating income$1,145,0003,219
Securities gains (losses)$3,0002,926
Applicable income taxes$225,0003,565
Income before extraordinary items$923,0003,139
Extraordinary gains, net$021
Net income$923,0003,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,218
Cash dividends$583,0001,935
Sale, conversion, retirement of capital stock, net$0638
Net operating income$920,6003,057
2004-03-31 (YTD Data)Rank
Total interest income$3,445,0002,034
Total interest expense$1,250,0001,612
Net interest income$2,195,0002,276
Provision for loan and lease losses$55,0003,182
Total noninterest income$396,0002,555
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$245,0001,736
Trading account gains and fees$0121
Additional Noninterest Income$151,0002,933
Total noninterest expense$1,935,0002,072
Salaries and employee benefits$1,054,0002,088
Premises and equipment expense$301,0001,926
Additional noninterest expense$580,0002,037
Pre-tax net operating income$601,0003,074
Securities gains (losses)$02,934
Applicable income taxes$108,0003,659
Income before extraordinary items$493,0002,976
Extraordinary gains, net$016
Net income$493,0002,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,134
Cash dividends$292,0001,792
Sale, conversion, retirement of capital stock, net$0464
Net operating income$493,0002,871
2003-12-31 (YTD Data)Rank
Total interest income$14,136,0002,005
Total interest expense$4,901,0001,826
Net interest income$9,235,0002,113
Provision for loan and lease losses$330,0002,962
Total noninterest income$1,611,0002,695
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$958,0001,806
Trading account gains and fees$0160
Additional Noninterest Income$653,0003,096
Total noninterest expense$7,428,0002,120
Salaries and employee benefits$4,037,0002,107
Premises and equipment expense$1,045,0002,182
Additional noninterest expense$2,346,0002,055
Pre-tax net operating income$3,088,0002,441
Securities gains (losses)$42,0002,666
Applicable income taxes$727,0002,721
Income before extraordinary items$2,403,0002,457
Extraordinary gains, net$054
Net income$2,403,0002,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0003,499
Cash dividends$3,540,000864
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,370,6602,378
2003-09-30 (YTD Data)Rank
Total interest income$10,563,0002,049
Total interest expense$3,651,0001,916
Net interest income$6,912,0002,128
Provision for loan and lease losses$225,0003,052
Total noninterest income$1,200,0002,776
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$719,0001,801
Trading account gains and fees$0153
Additional Noninterest Income$481,0003,205
Total noninterest expense$5,604,0002,116
Salaries and employee benefits$3,102,0002,061
Premises and equipment expense$783,0002,190
Additional noninterest expense$1,719,0002,092
Pre-tax net operating income$2,283,0002,568
Securities gains (losses)$24,0002,852
Applicable income taxes$566,0002,782
Income before extraordinary items$1,741,0002,629
Extraordinary gains, net$040
Net income$1,741,0002,628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,129
Cash dividends$2,924,000753
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,723,0002,518
2003-06-30 (YTD Data)Rank
Total interest income$7,045,0002,068
Total interest expense$2,424,0001,979
Net interest income$4,621,0002,111
Provision for loan and lease losses$150,0003,000
Total noninterest income$794,0002,773
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$470,0001,799
Trading account gains and fees$0150
Additional Noninterest Income$324,0003,145
Total noninterest expense$3,782,0002,087
Salaries and employee benefits$2,110,0002,017
Premises and equipment expense$539,0002,110
Additional noninterest expense$1,133,0002,110
Pre-tax net operating income$1,483,0002,621
Securities gains (losses)$14,0002,789
Applicable income taxes$367,0002,866
Income before extraordinary items$1,130,0002,706
Extraordinary gains, net$030
Net income$1,130,0002,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,755
Cash dividends$2,243,000670
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,119,5002,575
2003-03-31 (YTD Data)Rank
Total interest income$3,526,0002,085
Total interest expense$1,217,0002,027
Net interest income$2,309,0002,118
Provision for loan and lease losses$75,0002,805
Total noninterest income$368,0002,818
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$221,0001,853
Trading account gains and fees$0134
Additional Noninterest Income$147,0003,254
Total noninterest expense$1,903,0002,055
Salaries and employee benefits$1,093,0001,946
Premises and equipment expense$287,0001,984
Additional noninterest expense$523,0002,235
Pre-tax net operating income$699,0002,737
Securities gains (losses)$14,0002,056
Applicable income taxes$174,0002,932
Income before extraordinary items$539,0002,785
Extraordinary gains, net$021
Net income$539,0002,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0002,377
Cash dividends$642,000999
Sale, conversion, retirement of capital stock, net$0419
Net operating income$528,3602,686
2002-12-31 (YTD Data)Rank
Total interest income$14,597,0002,102
Total interest expense$5,161,0002,173
Net interest income$9,436,0002,053
Provision for loan and lease losses$381,0002,938
Total noninterest income$1,391,0002,761
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$883,0001,820
Trading account gains and fees$0153
Additional Noninterest Income$508,0003,262
Total noninterest expense$7,331,0002,049
Salaries and employee benefits$4,021,0001,986
Premises and equipment expense$1,127,0001,958
Additional noninterest expense$2,183,0002,126
Pre-tax net operating income$3,115,0002,423
Securities gains (losses)$04,537
Applicable income taxes$841,0002,509
Income before extraordinary items$2,274,0002,532
Extraordinary gains, net$070
Net income$2,274,0002,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$258,0002,612
Cash dividends$1,373,0001,761
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,274,0002,446
2001-12-31 (YTD Data)Rank
Total interest income$14,530,0002,359
Total interest expense$6,096,0002,621
Net interest income$8,434,0002,117
Provision for loan and lease losses$154,0004,721
Total noninterest income$1,332,0002,733
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$957,0001,551
Trading account gains and fees$0177
Additional Noninterest Income$375,0003,673
Total noninterest expense$7,200,0001,994
Salaries and employee benefits$3,811,0001,976
Premises and equipment expense$487,0003,968
Additional noninterest expense$2,902,0001,601
Pre-tax net operating income$2,412,0002,737
Securities gains (losses)$-4,0009,172
Applicable income taxes$724,0002,609
Income before extraordinary items$1,684,0002,947
Extraordinary gains, net$0105
Net income$1,684,0002,950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0003,371
Cash dividends$943,0002,358
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,686,8002,851
2000-12-31 (YTD Data)Rank
Total interest income$14,363,0002,421
Total interest expense$5,832,0002,856
Net interest income$8,531,0002,079
Provision for loan and lease losses$209,0003,650
Total noninterest income$1,187,0002,779
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$864,0001,586
Trading account gains and fees$0180
Additional Noninterest Income$323,0003,761
Total noninterest expense$8,499,0001,639
Salaries and employee benefits$3,549,0002,003
Premises and equipment expense$1,029,0002,012
Additional noninterest expense$3,921,0001,169
Pre-tax net operating income$1,010,0005,233
Securities gains (losses)$01,956
Applicable income taxes$725,0002,718
Income before extraordinary items$285,0007,564
Extraordinary gains, net$038
Net income$285,0007,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,236
Cash dividends$1,506,0001,644
Sale, conversion, retirement of capital stock, net$0969
Net operating income$285,0007,570
1999-12-31 (YTD Data)Rank
Total interest income$13,620,0002,404
Total interest expense$5,647,0002,606
Net interest income$7,973,0002,200
Provision for loan and lease losses$162,0004,084
Total noninterest income$860,0003,447
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$621,0002,135
Trading account gains and fees$0173
Additional Noninterest Income$239,0004,537
Total noninterest expense$6,148,0002,228
Salaries and employee benefits$3,041,0002,305
Premises and equipment expense$948,0002,157
Additional noninterest expense$2,159,0002,018
Pre-tax net operating income$2,523,0002,776
Securities gains (losses)$03,155
Applicable income taxes$785,0002,686
Income before extraordinary items$1,738,0002,889
Extraordinary gains, net$035
Net income$1,738,0002,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,156
Cash dividends$1,024,0002,208
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,738,0002,863
1998-12-31 (YTD Data)Rank
Total interest income$11,341,0002,842
Total interest expense$4,670,0003,191
Net interest income$6,671,0002,552
Provision for loan and lease losses$200,0003,499
Total noninterest income$793,0003,647
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$551,0002,337
Trading account gains and fees$0224
Additional Noninterest Income$242,0004,493
Total noninterest expense$5,328,0002,437
Salaries and employee benefits$2,474,0002,748
Premises and equipment expense$938,0002,075
Additional noninterest expense$1,916,0002,188
Pre-tax net operating income$1,936,0003,423
Securities gains (losses)$04,449
Applicable income taxes$598,0003,414
Income before extraordinary items$1,338,0003,587
Extraordinary gains, net$032
Net income$1,338,0003,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,892
Cash dividends$1,443,0001,721
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,338,0003,486
1997-12-31 (YTD Data)Rank
Total interest income$9,523,0003,394
Total interest expense$3,727,0003,933
Net interest income$5,796,0003,013
Provision for loan and lease losses$220,0003,234
Total noninterest income$596,0004,431
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$476,0002,745
Trading account gains and fees$0239
Additional Noninterest Income$120,0006,280
Total noninterest expense$4,364,0002,908
Salaries and employee benefits$2,240,0002,960
Premises and equipment expense$688,0002,786
Additional noninterest expense$1,436,0002,848
Pre-tax net operating income$1,808,0003,846
Securities gains (losses)$03,944
Applicable income taxes$552,0003,927
Income before extraordinary items$1,256,0003,904
Extraordinary gains, net$044
Net income$1,256,0003,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0004,267
Cash dividends$403,0003,921
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,256,0003,833
1996-12-31 (YTD Data)Rank
Total interest income$8,096,0003,987
Total interest expense$3,352,0004,349
Net interest income$4,744,0003,722
Provision for loan and lease losses$120,0004,568
Total noninterest income$428,0005,721
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$344,0003,809
Trading account gains and fees$0262
Additional Noninterest Income$84,0007,617
Total noninterest expense$3,627,0003,658
Salaries and employee benefits$1,903,0003,488
Premises and equipment expense$524,0003,639
Additional noninterest expense$1,200,0003,784
Pre-tax net operating income$1,425,0004,517
Securities gains (losses)$04,148
Applicable income taxes$438,0004,596
Income before extraordinary items$987,0004,564
Extraordinary gains, net$053
Net income$987,0004,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,481
Cash dividends$326,0004,331
Sale, conversion, retirement of capital stock, net$0953
Net operating income$987,0004,511
1995-12-31 (YTD Data)Rank
Total interest income$7,444,0004,311
Total interest expense$2,986,0004,781
Net interest income$4,458,0003,939
Provision for loan and lease losses$143,0003,750
Total noninterest income$385,0006,128
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$302,0004,278
Trading account gains and feesNANA
Additional Noninterest Income$83,0007,842
Total noninterest expense$3,001,0004,295
Salaries and employee benefits$1,544,0004,188
Premises and equipment expense$388,0004,661
Additional noninterest expense$1,069,0004,129
Pre-tax net operating income$1,699,0004,031
Securities gains (losses)$03,831
Applicable income taxes$523,0004,052
Income before extraordinary items$1,176,0004,027
Extraordinary gains, net$065
Net income$1,176,0004,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0003,078
Cash dividends$359,0004,130
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,176,0004,002
1994-12-31 (YTD Data)Rank
Total interest income$6,753,0004,368
Total interest expense$2,573,0004,529
Net interest income$4,180,0004,214
Provision for loan and lease losses$132,0003,859
Total noninterest income$383,0006,307
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$293,0004,452
Trading account gains and feesNANA
Additional Noninterest Income$90,0007,838
Total noninterest expense$2,880,0004,566
Salaries and employee benefits$1,429,0004,475
Premises and equipment expense$361,0004,981
Additional noninterest expense$1,090,0004,388
Pre-tax net operating income$1,551,0004,285
Securities gains (losses)$03,600
Applicable income taxes$464,0004,287
Income before extraordinary items$1,087,0004,221
Extraordinary gains, net$0249
Net income$1,087,0004,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0004,047
Cash dividends$319,0004,312
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,087,0004,263
1993-12-31 (YTD Data)Rank
Total interest income$6,772,0004,447
Total interest expense$2,651,0004,580
Net interest income$4,121,0004,282
Provision for loan and lease losses$180,0004,132
Total noninterest income$301,0007,660
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$218,0005,642
Trading account gains and feesNANA
Additional Noninterest Income$83,0008,496
Total noninterest expense$2,749,0004,846
Salaries and employee benefits$1,335,0004,765
Premises and equipment expense$315,0005,622
Additional noninterest expense$1,099,0004,536
Pre-tax net operating income$1,493,0004,337
Securities gains (losses)$07,477
Applicable income taxes$461,0004,495
Income before extraordinary items$1,032,0004,578
Extraordinary gains, net$31,0002,476
Net income$1,063,0004,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0004,272
Cash dividends$306,0004,324
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,032,0004,334
1992-12-31 (YTD Data)Rank
Total interest income$7,144,0004,755
Total interest expense$3,256,0004,835
Net interest income$3,888,0004,562
Provision for loan and lease losses$165,0005,823
Total noninterest income$295,0007,801
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$207,0005,857
Trading account gains and feesNANA
Additional Noninterest Income$88,0008,520
Total noninterest expense$2,643,0005,048
Salaries and employee benefits$1,283,0004,876
Premises and equipment expense$296,0006,033
Additional noninterest expense$1,064,0004,800
Pre-tax net operating income$1,375,0004,390
Securities gains (losses)$08,369
Applicable income taxes$442,0004,429
Income before extraordinary items$933,0004,796
Extraordinary gains, net$01,422
Net income$933,0004,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0006,447
Cash dividends$216,0004,837
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$933,0004,471

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.