The Farmers & Merchants State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$139,526,000397
Total interest expense$57,153,000358
Net interest income$82,373,000441
Provision for loan and lease losses$1,744,000598
Total noninterest income$16,073,000544
Gross Fiduciary activities income$0981
Service charges on deposit accounts$4,344,000303
Trading account gains and fees$0123
Additional Noninterest Income$11,729,000478
Total noninterest expense$66,445,000442
Salaries and employee benefits$34,167,000462
Premises and equipment expense$9,864,000300
Additional noninterest expense$11,729,000478
Pre-tax net operating income$30,257,000511
Securities gains (losses)$-696,0004,243
Applicable income taxes$6,039,000479
Income before extraordinary items$23,522,000520
Extraordinary gains, net$054
Net income$23,522,000526
Minority interest net income$088
Net income of bank and minority interests.$23,522,000522
Net charge-offs$551,000718
Cash dividends$7,500,000590
Sale, conversion, retirement of capital stock, net$0540
Net operating income$24,078,800520
2023-09-30 (YTD Data)Rank
Total interest income$101,330,000399
Total interest expense$39,103,000360
Net interest income$62,227,000443
Provision for loan and lease losses$1,277,000571
Total noninterest income$12,475,000528
Gross Fiduciary activities income$0950
Service charges on deposit accounts$3,253,000305
Trading account gains and fees$0125
Additional Noninterest Income$9,222,000468
Total noninterest expense$50,294,000431
Salaries and employee benefits$26,040,000458
Premises and equipment expense$7,205,000308
Additional noninterest expense$9,222,000468
Pre-tax net operating income$23,131,000512
Securities gains (losses)$-777,0004,423
Applicable income taxes$4,615,000483
Income before extraordinary items$17,739,000531
Extraordinary gains, net$052
Net income$17,739,000535
Minority interest net income$081
Net income of bank and minority interests.$17,739,000531
Net charge-offs$20,0001,896
Cash dividends$4,000,000715
Sale, conversion, retirement of capital stock, net$0507
Net operating income$18,352,830521
2023-06-30 (YTD Data)Rank
Total interest income$65,038,000393
Total interest expense$22,690,000364
Net interest income$42,348,000435
Provision for loan and lease losses$893,000548
Total noninterest income$8,930,000491
Gross Fiduciary activities income$0931
Service charges on deposit accounts$2,119,000300
Trading account gains and fees$0112
Additional Noninterest Income$6,811,000432
Total noninterest expense$33,346,000422
Salaries and employee benefits$17,282,000452
Premises and equipment expense$4,763,000301
Additional noninterest expense$6,811,000432
Pre-tax net operating income$17,039,000478
Securities gains (losses)$-801,0004,511
Applicable income taxes$3,390,000456
Income before extraordinary items$12,848,000500
Extraordinary gains, net$051
Net income$12,848,000508
Minority interest net income$081
Net income of bank and minority interests.$12,848,000499
Net charge-offs$-73,0004,404
Cash dividends$1,000,0001,361
Sale, conversion, retirement of capital stock, net$0486
Net operating income$13,480,790480
2023-03-31 (YTD Data)Rank
Total interest income$31,728,000404
Total interest expense$9,716,000366
Net interest income$22,012,000433
Provision for loan and lease losses$879,000384
Total noninterest income$4,865,000456
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,028,000316
Trading account gains and fees$097
Additional Noninterest Income$3,837,000389
Total noninterest expense$16,668,000436
Salaries and employee benefits$8,709,000462
Premises and equipment expense$2,408,000311
Additional noninterest expense$3,837,000389
Pre-tax net operating income$9,330,000456
Securities gains (losses)$-824,0004,574
Applicable income taxes$1,742,000463
Income before extraordinary items$6,764,000492
Extraordinary gains, net$04
Net income$6,764,000493
Minority interest net income$048
Net income of bank and minority interests.$6,764,000493
Net charge-offs$60,000742
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$7,423,200463
2022-12-31 (YTD Data)Rank
Total interest income$100,796,000410
Total interest expense$12,773,000377
Net interest income$88,023,000417
Provision for loan and lease losses$4,600,000296
Total noninterest income$15,530,000563
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$4,226,000324
Trading account gains and fees$0116
Additional Noninterest Income$11,304,000520
Total noninterest expense$57,463,000487
Salaries and employee benefits$29,415,000519
Premises and equipment expense$8,044,000352
Additional noninterest expense$11,304,000520
Pre-tax net operating income$41,490,000432
Securities gains (losses)$132,000146
Applicable income taxes$8,488,000429
Income before extraordinary items$33,134,000429
Extraordinary gains, net$05
Net income$33,134,000429
Minority interest net income$063
Net income of bank and minority interests.$33,134,000430
Net charge-offs$529,000578
Cash dividends$43,000,000185
Sale, conversion, retirement of capital stock, net$0568
Net operating income$33,028,400438
2022-09-30 (YTD Data)Rank
Total interest income$71,420,000409
Total interest expense$6,267,000387
Net interest income$65,153,000412
Provision for loan and lease losses$3,845,000254
Total noninterest income$11,520,000576
Gross Fiduciary activities income$0968
Service charges on deposit accounts$3,111,000328
Trading account gains and fees$0111
Additional Noninterest Income$8,409,000533
Total noninterest expense$40,485,000511
Salaries and employee benefits$21,198,000537
Premises and equipment expense$5,873,000359
Additional noninterest expense$8,409,000533
Pre-tax net operating income$32,343,000418
Securities gains (losses)$102,000159
Applicable income taxes$6,648,000416
Income before extraordinary items$25,797,000413
Extraordinary gains, net$04
Net income$25,797,000413
Minority interest net income$057
Net income of bank and minority interests.$25,797,000413
Net charge-offs$97,000943
Cash dividends$43,000,000145
Sale, conversion, retirement of capital stock, net$0519
Net operating income$25,715,400423
2022-06-30 (YTD Data)Rank
Total interest income$45,685,000401
Total interest expense$3,298,000368
Net interest income$42,387,000409
Provision for loan and lease losses$2,208,000248
Total noninterest income$7,736,000572
Gross Fiduciary activities income$0925
Service charges on deposit accounts$2,006,000337
Trading account gains and fees$0108
Additional Noninterest Income$5,730,000546
Total noninterest expense$26,647,000506
Salaries and employee benefits$14,334,000523
Premises and equipment expense$3,814,000363
Additional noninterest expense$8,499,000489
Pre-tax net operating income$21,268,000409
Securities gains (losses)$99,000145
Applicable income taxes$4,364,000401
Income before extraordinary items$17,003,000405
Extraordinary gains, net$04
Net income$17,003,000405
Minority interest net income$060
Net income of bank and minority interests.$17,003,000405
Net charge-offs$26,0001,228
Cash dividends$40,000,000118
Sale, conversion, retirement of capital stock, net$0494
Net operating income$16,923,800418
2022-03-31 (YTD Data)Rank
Total interest income$21,840,000406
Total interest expense$1,597,000354
Net interest income$20,243,000413
Provision for loan and lease losses$580,000307
Total noninterest income$4,190,000549
Gross Fiduciary activities income$0892
Service charges on deposit accounts$998,000339
Trading account gains and fees$0103
Additional Noninterest Income$3,192,000514
Total noninterest expense$13,404,000497
Salaries and employee benefits$7,473,000500
Premises and equipment expense$1,967,000361
Additional noninterest expense$3,964,000515
Pre-tax net operating income$10,449,000409
Securities gains (losses)$119,000120
Applicable income taxes$2,134,000399
Income before extraordinary items$8,434,000404
Extraordinary gains, net$04
Net income$8,434,000404
Minority interest net income$050
Net income of bank and minority interests.$8,434,000404
Net charge-offs$51,000670
Cash dividends$40,000,00071
Sale, conversion, retirement of capital stock, net$0453
Net operating income$8,338,800411
2021-12-31 (YTD Data)Rank
Total interest income$76,545,000470
Total interest expense$6,599,000419
Net interest income$69,946,000463
Provision for loan and lease losses$3,444,000165
Total noninterest income$15,207,000637
Gross Fiduciary activities income$0994
Service charges on deposit accounts$3,748,000343
Trading account gains and fees$0132
Additional Noninterest Income$11,459,000612
Total noninterest expense$52,266,000512
Salaries and employee benefits$27,337,000538
Premises and equipment expense$6,881,000404
Additional noninterest expense$18,048,000460
Pre-tax net operating income$29,443,000561
Securities gains (losses)$152,000697
Applicable income taxes$6,343,000533
Income before extraordinary items$23,252,000573
Extraordinary gains, net$010
Net income$23,252,000573
Minority interest net income$074
Net income of bank and minority interests.$23,252,000574
Net charge-offs$874,000463
Cash dividends$22,000,000279
Sale, conversion, retirement of capital stock, net$0582
Net operating income$23,131,920570
2021-09-30 (YTD Data)Rank
Total interest income$54,184,000491
Total interest expense$4,755,000460
Net interest income$49,429,000494
Provision for loan and lease losses$3,000,000128
Total noninterest income$10,947,000662
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,722,000347
Trading account gains and fees$0132
Additional Noninterest Income$8,225,000647
Total noninterest expense$38,058,000532
Salaries and employee benefits$19,845,000557
Premises and equipment expense$5,222,000402
Additional noninterest expense$12,991,000480
Pre-tax net operating income$19,318,000633
Securities gains (losses)$111,000760
Applicable income taxes$4,166,000605
Income before extraordinary items$15,263,000648
Extraordinary gains, net$08
Net income$15,263,000648
Minority interest net income$069
Net income of bank and minority interests.$15,263,000648
Net charge-offs$974,000341
Cash dividends$19,000,000243
Sale, conversion, retirement of capital stock, net$0543
Net operating income$15,175,310642
2021-06-30 (YTD Data)Rank
Total interest income$34,127,000512
Total interest expense$3,282,000462
Net interest income$30,845,000515
Provision for loan and lease losses$2,341,000126
Total noninterest income$7,385,000668
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,712,000348
Trading account gains and fees$0133
Additional Noninterest Income$5,673,000650
Total noninterest expense$24,235,000545
Salaries and employee benefits$12,844,000577
Premises and equipment expense$3,442,000408
Additional noninterest expense$7,949,000508
Pre-tax net operating income$11,654,000670
Securities gains (losses)$97,000675
Applicable income taxes$2,445,000650
Income before extraordinary items$9,306,000702
Extraordinary gains, net$06
Net income$9,306,000702
Minority interest net income$067
Net income of bank and minority interests.$9,306,000702
Net charge-offs$926,000280
Cash dividends$19,000,000184
Sale, conversion, retirement of capital stock, net$0517
Net operating income$9,229,370688
2021-03-31 (YTD Data)Rank
Total interest income$16,668,000523
Total interest expense$1,728,000472
Net interest income$14,940,000520
Provision for loan and lease losses$1,700,000103
Total noninterest income$4,118,000618
Gross Fiduciary activities income$0922
Service charges on deposit accounts$838,000349
Trading account gains and fees$0127
Additional Noninterest Income$3,280,000591
Total noninterest expense$11,899,000546
Salaries and employee benefits$6,338,000584
Premises and equipment expense$1,708,000413
Additional noninterest expense$3,853,000500
Pre-tax net operating income$5,459,000715
Securities gains (losses)$88,000508
Applicable income taxes$1,059,000717
Income before extraordinary items$4,488,000739
Extraordinary gains, net$03
Net income$4,488,000739
Minority interest net income$055
Net income of bank and minority interests.$4,488,000739
Net charge-offs$947,000186
Cash dividends$17,000,000109
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,416,720730
2020-12-31 (YTD Data)Rank
Total interest income$69,719,000502
Total interest expense$10,393,000483
Net interest income$59,326,000500
Provision for loan and lease losses$6,981,000456
Total noninterest income$15,615,000592
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,602,000322
Trading account gains and fees$0133
Additional Noninterest Income$12,013,000576
Total noninterest expense$43,789,000576
Salaries and employee benefits$23,930,000592
Premises and equipment expense$6,765,000410
Additional noninterest expense$13,094,000580
Pre-tax net operating income$24,171,000508
Securities gains (losses)$242,000934
Applicable income taxes$5,283,000468
Income before extraordinary items$19,130,000540
Extraordinary gains, net$04
Net income$19,130,000540
Minority interest net income$072
Net income of bank and minority interests.$19,130,000540
Net charge-offs$537,000930
Cash dividends$7,600,000563
Sale, conversion, retirement of capital stock, net$0566
Net operating income$18,938,820527
2020-09-30 (YTD Data)Rank
Total interest income$51,687,000504
Total interest expense$8,378,000483
Net interest income$43,309,000502
Provision for loan and lease losses$4,986,000496
Total noninterest income$10,124,000635
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,622,000328
Trading account gains and fees$0125
Additional Noninterest Income$7,502,000618
Total noninterest expense$32,864,000566
Salaries and employee benefits$17,731,000584
Premises and equipment expense$5,099,000397
Additional noninterest expense$10,034,000557
Pre-tax net operating income$15,583,000547
Securities gains (losses)$271,000762
Applicable income taxes$3,276,000506
Income before extraordinary items$12,578,000571
Extraordinary gains, net$04
Net income$12,578,000571
Minority interest net income$065
Net income of bank and minority interests.$12,578,000571
Net charge-offs$331,000972
Cash dividends$5,600,000534
Sale, conversion, retirement of capital stock, net$0532
Net operating income$12,363,910556
2020-06-30 (YTD Data)Rank
Total interest income$34,503,000503
Total interest expense$6,109,000488
Net interest income$28,394,000505
Provision for loan and lease losses$2,999,000563
Total noninterest income$5,692,000666
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,743,000332
Trading account gains and fees$0123
Additional Noninterest Income$3,949,000682
Total noninterest expense$20,750,000587
Salaries and employee benefits$11,125,000618
Premises and equipment expense$3,309,000411
Additional noninterest expense$6,316,000580
Pre-tax net operating income$10,337,000496
Securities gains (losses)$272,000588
Applicable income taxes$2,178,000463
Income before extraordinary items$8,431,000514
Extraordinary gains, net$04
Net income$8,431,000512
Minority interest net income$065
Net income of bank and minority interests.$8,431,000514
Net charge-offs$294,000823
Cash dividends$3,300,000575
Sale, conversion, retirement of capital stock, net$0504
Net operating income$8,216,120508
2020-03-31 (YTD Data)Rank
Total interest income$17,343,000506
Total interest expense$3,411,000492
Net interest income$13,932,000508
Provision for loan and lease losses$1,430,000500
Total noninterest income$2,727,000652
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,039,000326
Trading account gains and fees$0106
Additional Noninterest Income$1,688,000672
Total noninterest expense$10,651,000576
Salaries and employee benefits$5,887,000577
Premises and equipment expense$1,656,000413
Additional noninterest expense$3,108,000590
Pre-tax net operating income$4,578,000516
Securities gains (losses)$260,000317
Applicable income taxes$991,000467
Income before extraordinary items$3,847,000515
Extraordinary gains, net$04
Net income$3,847,000515
Minority interest net income$056
Net income of bank and minority interests.$3,847,000515
Net charge-offs$125,000780
Cash dividends$500,0001,256
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,639,000525
2019-12-31 (YTD Data)Rank
Total interest income$67,860,000512
Total interest expense$14,759,000484
Net interest income$53,101,000518
Provision for loan and lease losses$1,138,000831
Total noninterest income$11,250,000643
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$4,443,000315
Trading account gains and fees$0135
Additional Noninterest Income$6,807,000678
Total noninterest expense$41,326,000571
Salaries and employee benefits$21,865,000602
Premises and equipment expense$6,341,000427
Additional noninterest expense$13,120,000551
Pre-tax net operating income$21,887,000567
Securities gains (losses)$20,0001,651
Applicable income taxes$4,385,000550
Income before extraordinary items$17,522,000594
Extraordinary gains, net$011
Net income$17,522,000593
Minority interest net income$076
Net income of bank and minority interests.$17,522,000595
Net charge-offs$685,000863
Cash dividends$12,087,000418
Sale, conversion, retirement of capital stock, net$0626
Net operating income$17,506,000580
2019-09-30 (YTD Data)Rank
Total interest income$50,829,000520
Total interest expense$10,946,000496
Net interest income$39,883,000521
Provision for loan and lease losses$410,0001,328
Total noninterest income$8,425,000644
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$3,311,000319
Trading account gains and fees$0129
Additional Noninterest Income$5,114,000679
Total noninterest expense$31,611,000553
Salaries and employee benefits$16,452,000606
Premises and equipment expense$5,021,000398
Additional noninterest expense$10,138,000532
Pre-tax net operating income$16,287,000578
Securities gains (losses)$33,0001,245
Applicable income taxes$3,250,000558
Income before extraordinary items$13,070,000603
Extraordinary gains, net$011
Net income$13,070,000603
Minority interest net income$072
Net income of bank and minority interests.$13,070,000603
Net charge-offs$426,000830
Cash dividends$9,287,000391
Sale, conversion, retirement of capital stock, net$0590
Net operating income$13,043,600595
2019-06-30 (YTD Data)Rank
Total interest income$33,939,000520
Total interest expense$6,834,000520
Net interest income$27,105,000515
Provision for loan and lease losses$163,0001,733
Total noninterest income$5,463,000641
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$2,132,000328
Trading account gains and fees$0131
Additional Noninterest Income$3,331,000675
Total noninterest expense$21,128,000553
Salaries and employee benefits$10,988,000601
Premises and equipment expense$3,355,000398
Additional noninterest expense$6,785,000534
Pre-tax net operating income$11,277,000547
Securities gains (losses)$-2,0004,715
Applicable income taxes$2,277,000533
Income before extraordinary items$8,998,000576
Extraordinary gains, net$011
Net income$8,998,000574
Minority interest net income$069
Net income of bank and minority interests.$8,998,000576
Net charge-offs$255,000865
Cash dividends$7,616,000323
Sale, conversion, retirement of capital stock, net$0573
Net operating income$8,999,600566
2019-03-31 (YTD Data)Rank
Total interest income$15,758,000555
Total interest expense$3,085,000555
Net interest income$12,673,000550
Provision for loan and lease losses$30,0002,400
Total noninterest income$2,613,000637
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,041,000329
Trading account gains and fees$0126
Additional Noninterest Income$1,572,000672
Total noninterest expense$11,478,000500
Salaries and employee benefits$5,937,000543
Premises and equipment expense$1,665,000404
Additional noninterest expense$3,876,000462
Pre-tax net operating income$3,778,000725
Securities gains (losses)$-2,0004,901
Applicable income taxes$741,000677
Income before extraordinary items$3,035,000765
Extraordinary gains, net$05
Net income$3,035,000765
Minority interest net income$052
Net income of bank and minority interests.$3,035,000764
Net charge-offs$169,000686
Cash dividends$950,000878
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,036,600753
2018-12-31 (YTD Data)Rank
Total interest income$45,997,000695
Total interest expense$6,572,000747
Net interest income$39,425,000685
Provision for loan and lease losses$324,0001,890
Total noninterest income$10,389,000660
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$4,181,000345
Trading account gains and fees$0126
Additional Noninterest Income$6,208,000701
Total noninterest expense$31,923,000715
Salaries and employee benefits$17,733,000713
Premises and equipment expense$4,996,000513
Additional noninterest expense$9,194,000757
Pre-tax net operating income$17,567,000656
Securities gains (losses)$93,000311
Applicable income taxes$3,581,000586
Income before extraordinary items$14,079,000680
Extraordinary gains, net$06
Net income$14,079,000678
Minority interest net income$072
Net income of bank and minority interests.$14,079,000679
Net charge-offs$417,0001,080
Cash dividends$6,500,000588
Sale, conversion, retirement of capital stock, net$0671
Net operating income$14,004,600685
2018-09-30 (YTD Data)Rank
Total interest income$34,103,000687
Total interest expense$4,754,000729
Net interest income$29,349,000688
Provision for loan and lease losses$219,0001,912
Total noninterest income$7,816,000666
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$3,149,000345
Trading account gains and fees$0138
Additional Noninterest Income$4,667,000708
Total noninterest expense$23,322,000726
Salaries and employee benefits$12,893,000735
Premises and equipment expense$3,814,000513
Additional noninterest expense$6,615,000774
Pre-tax net operating income$13,624,000641
Securities gains (losses)$10,000710
Applicable income taxes$2,703,000590
Income before extraordinary items$10,931,000650
Extraordinary gains, net$05
Net income$10,931,000649
Minority interest net income$066
Net income of bank and minority interests.$10,931,000649
Net charge-offs$332,000931
Cash dividends$4,500,000589
Sale, conversion, retirement of capital stock, net$0633
Net operating income$10,923,000651
2018-06-30 (YTD Data)Rank
Total interest income$22,465,000690
Total interest expense$2,990,000723
Net interest income$19,475,000690
Provision for loan and lease losses$172,0001,680
Total noninterest income$5,222,000665
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$2,052,000348
Trading account gains and fees$0130
Additional Noninterest Income$3,170,000708
Total noninterest expense$15,232,000742
Salaries and employee benefits$8,459,000750
Premises and equipment expense$2,473,000523
Additional noninterest expense$4,300,000784
Pre-tax net operating income$9,293,000627
Securities gains (losses)$0961
Applicable income taxes$1,846,000580
Income before extraordinary items$7,447,000643
Extraordinary gains, net$06
Net income$7,447,000640
Minority interest net income$065
Net income of bank and minority interests.$7,447,000642
Net charge-offs$251,000824
Cash dividends$2,800,000594
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,447,000642
2018-03-31 (YTD Data)Rank
Total interest income$11,038,000694
Total interest expense$1,463,000695
Net interest income$9,575,000694
Provision for loan and lease losses$40,0002,256
Total noninterest income$2,510,000677
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,012,000351
Trading account gains and fees$0123
Additional Noninterest Income$1,498,000705
Total noninterest expense$7,643,000739
Salaries and employee benefits$4,407,000730
Premises and equipment expense$1,183,000542
Additional noninterest expense$2,053,000800
Pre-tax net operating income$4,402,000644
Securities gains (losses)$0735
Applicable income taxes$871,000589
Income before extraordinary items$3,531,000668
Extraordinary gains, net$07
Net income$3,531,000667
Minority interest net income$052
Net income of bank and minority interests.$3,531,000668
Net charge-offs$108,000811
Cash dividends$1,200,000627
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,531,000661
2017-12-31 (YTD Data)Rank
Total interest income$40,907,000703
Total interest expense$5,127,000663
Net interest income$35,780,000712
Provision for loan and lease losses$222,0002,284
Total noninterest income$10,370,000666
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$4,268,000339
Trading account gains and fees$0151
Additional Noninterest Income$6,102,000725
Total noninterest expense$28,518,000766
Salaries and employee benefits$16,141,000763
Premises and equipment expense$4,374,000565
Additional noninterest expense$8,003,000830
Pre-tax net operating income$17,410,000610
Securities gains (losses)$47,000928
Applicable income taxes$5,599,000617
Income before extraordinary items$11,858,000648
Extraordinary gains, net$09
Net income$11,858,000648
Minority interest net income$076
Net income of bank and minority interests.$11,858,000648
Net charge-offs$138,0002,151
Cash dividends$5,900,000588
Sale, conversion, retirement of capital stock, net$0711
Net operating income$11,826,040640
2017-09-30 (YTD Data)Rank
Total interest income$30,131,000713
Total interest expense$3,765,000658
Net interest income$26,366,000723
Provision for loan and lease losses$197,0002,050
Total noninterest income$7,690,000686
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$3,214,000341
Trading account gains and fees$0145
Additional Noninterest Income$4,476,000744
Total noninterest expense$21,321,000772
Salaries and employee benefits$11,939,000773
Premises and equipment expense$2,955,000633
Additional noninterest expense$6,427,000772
Pre-tax net operating income$12,538,000639
Securities gains (losses)$47,000910
Applicable income taxes$3,957,000570
Income before extraordinary items$8,628,000723
Extraordinary gains, net$09
Net income$8,628,000723
Minority interest net income$071
Net income of bank and minority interests.$8,628,000723
Net charge-offs$111,0001,832
Cash dividends$4,300,000568
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,595,570709
2017-06-30 (YTD Data)Rank
Total interest income$19,685,000722
Total interest expense$2,432,000659
Net interest income$17,253,000727
Provision for loan and lease losses$98,0002,276
Total noninterest income$5,132,000684
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,080,000343
Trading account gains and fees$0139
Additional Noninterest Income$3,052,000729
Total noninterest expense$14,022,000779
Salaries and employee benefits$7,775,000792
Premises and equipment expense$2,267,000552
Additional noninterest expense$3,980,000828
Pre-tax net operating income$8,265,000631
Securities gains (losses)$47,000676
Applicable income taxes$2,595,000566
Income before extraordinary items$5,717,000706
Extraordinary gains, net$011
Net income$5,717,000706
Minority interest net income$071
Net income of bank and minority interests.$5,717,000706
Net charge-offs$24,0002,491
Cash dividends$2,700,000590
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,684,570691
2017-03-31 (YTD Data)Rank
Total interest income$9,642,000729
Total interest expense$1,179,000665
Net interest income$8,463,000739
Provision for loan and lease losses$73,0001,789
Total noninterest income$2,477,000685
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$914,000381
Trading account gains and fees$0142
Additional Noninterest Income$1,563,000699
Total noninterest expense$7,048,000780
Salaries and employee benefits$3,884,000799
Premises and equipment expense$1,144,000560
Additional noninterest expense$2,020,000810
Pre-tax net operating income$3,819,000653
Securities gains (losses)$31,000431
Applicable income taxes$1,206,000575
Income before extraordinary items$2,644,000735
Extraordinary gains, net$08
Net income$2,644,000735
Minority interest net income$055
Net income of bank and minority interests.$2,644,000735
Net charge-offs$7,0002,334
Cash dividends$1,500,000511
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,622,610725
2016-12-31 (YTD Data)Rank
Total interest income$37,433,000723
Total interest expense$4,223,000695
Net interest income$33,210,000718
Provision for loan and lease losses$1,121,000830
Total noninterest income$10,299,000674
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$3,774,000377
Trading account gains and fees$0170
Additional Noninterest Income$6,525,000698
Total noninterest expense$27,301,000781
Salaries and employee benefits$14,837,000806
Premises and equipment expense$4,271,000581
Additional noninterest expense$8,193,000811
Pre-tax net operating income$15,087,000641
Securities gains (losses)$588,000375
Applicable income taxes$4,888,000564
Income before extraordinary items$10,787,000712
Extraordinary gains, net$05
Net income$10,787,000710
Minority interest net income$082
Net income of bank and minority interests.$10,787,000711
Net charge-offs$394,0001,272
Cash dividends$6,000,000561
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,381,280728
2016-09-30 (YTD Data)Rank
Total interest income$27,763,000725
Total interest expense$3,142,000701
Net interest income$24,621,000719
Provision for loan and lease losses$924,000725
Total noninterest income$7,714,000680
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,850,000375
Trading account gains and fees$0169
Additional Noninterest Income$4,864,000708
Total noninterest expense$20,471,000785
Salaries and employee benefits$10,993,000807
Premises and equipment expense$3,202,000580
Additional noninterest expense$6,276,000791
Pre-tax net operating income$10,940,000663
Securities gains (losses)$503,000389
Applicable income taxes$3,528,000587
Income before extraordinary items$7,915,000723
Extraordinary gains, net$05
Net income$7,915,000723
Minority interest net income$071
Net income of bank and minority interests.$7,915,000723
Net charge-offs$369,000994
Cash dividends$4,500,000546
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,567,930733
2016-06-30 (YTD Data)Rank
Total interest income$18,249,000734
Total interest expense$2,043,000715
Net interest income$16,206,000726
Provision for loan and lease losses$616,000713
Total noninterest income$5,020,000680
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,860,000378
Trading account gains and fees$0157
Additional Noninterest Income$3,160,000707
Total noninterest expense$13,543,000783
Salaries and employee benefits$7,193,000823
Premises and equipment expense$2,130,000583
Additional noninterest expense$4,220,000789
Pre-tax net operating income$7,067,000668
Securities gains (losses)$456,000301
Applicable income taxes$2,317,000584
Income before extraordinary items$5,206,000728
Extraordinary gains, net$016
Net income$5,206,000727
Minority interest net income$071
Net income of bank and minority interests.$5,206,000727
Net charge-offs$180,0001,202
Cash dividends$3,000,000547
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,891,360750
2016-03-31 (YTD Data)Rank
Total interest income$8,936,000749
Total interest expense$996,000729
Net interest income$7,940,000743
Provision for loan and lease losses$277,000743
Total noninterest income$2,437,000682
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$910,000376
Trading account gains and fees$0142
Additional Noninterest Income$1,527,000698
Total noninterest expense$6,944,000761
Salaries and employee benefits$3,683,000803
Premises and equipment expense$1,070,000592
Additional noninterest expense$2,191,000749
Pre-tax net operating income$3,156,000726
Securities gains (losses)$113,000474
Applicable income taxes$988,000647
Income before extraordinary items$2,281,000804
Extraordinary gains, net$012
Net income$2,281,000802
Minority interest net income$062
Net income of bank and minority interests.$2,281,000804
Net charge-offs$49,0001,436
Cash dividends$1,500,000531
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,201,900800
2015-12-31 (YTD Data)Rank
Total interest income$33,423,000765
Total interest expense$3,587,000784
Net interest income$29,836,000756
Provision for loan and lease losses$625,0001,149
Total noninterest income$9,925,000682
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$3,790,000373
Trading account gains and fees$0159
Additional Noninterest Income$6,135,000694
Total noninterest expense$26,008,000797
Salaries and employee benefits$14,349,000802
Premises and equipment expense$4,098,000603
Additional noninterest expense$7,561,000865
Pre-tax net operating income$13,128,000684
Securities gains (losses)$327,000513
Applicable income taxes$4,006,000622
Income before extraordinary items$9,449,000763
Extraordinary gains, net$023
Net income$9,449,000763
Minority interest net income$081
Net income of bank and minority interests.$9,449,000763
Net charge-offs$473,0001,212
Cash dividends$6,220,000548
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,220,100766
2015-09-30 (YTD Data)Rank
Total interest income$24,746,000782
Total interest expense$2,664,000793
Net interest income$22,082,000772
Provision for loan and lease losses$540,000979
Total noninterest income$7,348,000703
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,810,000381
Trading account gains and fees$0153
Additional Noninterest Income$4,538,000707
Total noninterest expense$19,346,000806
Salaries and employee benefits$10,564,000820
Premises and equipment expense$3,163,000590
Additional noninterest expense$5,619,000872
Pre-tax net operating income$9,544,000723
Securities gains (losses)$327,000444
Applicable income taxes$2,899,000648
Income before extraordinary items$6,972,000789
Extraordinary gains, net$021
Net income$6,972,000788
Minority interest net income$078
Net income of bank and minority interests.$6,972,000789
Net charge-offs$280,0001,254
Cash dividends$4,720,000511
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,739,830789
2015-06-30 (YTD Data)Rank
Total interest income$16,361,000785
Total interest expense$1,728,000822
Net interest income$14,633,000773
Provision for loan and lease losses$297,0001,171
Total noninterest income$4,812,000710
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,787,000392
Trading account gains and fees$0157
Additional Noninterest Income$3,025,000709
Total noninterest expense$12,828,000809
Salaries and employee benefits$7,063,000820
Premises and equipment expense$2,118,000597
Additional noninterest expense$3,647,000889
Pre-tax net operating income$6,320,000733
Securities gains (losses)$246,000447
Applicable income taxes$1,931,000649
Income before extraordinary items$4,635,000793
Extraordinary gains, net$022
Net income$4,635,000792
Minority interest net income$075
Net income of bank and minority interests.$4,635,000793
Net charge-offs$275,000971
Cash dividends$3,220,000478
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,460,340794
2015-03-31 (YTD Data)Rank
Total interest income$8,129,000794
Total interest expense$858,000832
Net interest income$7,271,000776
Provision for loan and lease losses$114,0001,338
Total noninterest income$2,353,000693
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$914,000381
Trading account gains and fees$0152
Additional Noninterest Income$1,439,000705
Total noninterest expense$6,521,000802
Salaries and employee benefits$3,702,000794
Premises and equipment expense$1,049,000605
Additional noninterest expense$1,770,000897
Pre-tax net operating income$2,989,000754
Securities gains (losses)$109,000562
Applicable income taxes$906,000670
Income before extraordinary items$2,192,000799
Extraordinary gains, net$013
Net income$2,192,000797
Minority interest net income$064
Net income of bank and minority interests.$2,192,000799
Net charge-offs$42,0001,682
Cash dividends$1,470,000488
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,114,610801
2014-12-31 (YTD Data)Rank
Total interest income$33,239,000757
Total interest expense$3,716,000797
Net interest income$29,523,000745
Provision for loan and lease losses$1,191,000748
Total noninterest income$9,189,000683
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$3,819,000386
Trading account gains and fees$0180
Additional Noninterest Income$5,370,000714
Total noninterest expense$24,142,000831
Salaries and employee benefits$13,471,000818
Premises and equipment expense$2,655,000916
Additional noninterest expense$8,016,000811
Pre-tax net operating income$13,379,000628
Securities gains (losses)$494,000399
Applicable income taxes$4,067,000575
Income before extraordinary items$9,806,000697
Extraordinary gains, net$017
Net income$9,806,000697
Minority interest net income$084
Net income of bank and minority interests.$9,806,000697
Net charge-offs$480,0001,512
Cash dividends$5,725,000543
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,455,260706
2014-09-30 (YTD Data)Rank
Total interest income$24,773,000762
Total interest expense$2,809,000795
Net interest income$21,964,000751
Provision for loan and lease losses$1,154,000584
Total noninterest income$6,694,000693
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,767,000397
Trading account gains and fees$0174
Additional Noninterest Income$3,927,000725
Total noninterest expense$18,070,000834
Salaries and employee benefits$9,992,000824
Premises and equipment expense$2,074,000892
Additional noninterest expense$6,004,000808
Pre-tax net operating income$9,434,000666
Securities gains (losses)$494,000309
Applicable income taxes$2,875,000609
Income before extraordinary items$7,053,000722
Extraordinary gains, net$015
Net income$7,053,000720
Minority interest net income$081
Net income of bank and minority interests.$7,053,000721
Net charge-offs$432,0001,285
Cash dividends$3,750,000560
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,702,260741
2014-06-30 (YTD Data)Rank
Total interest income$16,356,000769
Total interest expense$1,914,000783
Net interest income$14,442,000757
Provision for loan and lease losses$872,000519
Total noninterest income$4,313,000711
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,720,000409
Trading account gains and fees$0172
Additional Noninterest Income$2,593,000715
Total noninterest expense$11,756,000852
Salaries and employee benefits$6,434,000847
Premises and equipment expense$1,368,000904
Additional noninterest expense$3,954,000818
Pre-tax net operating income$6,127,000675
Securities gains (losses)$302,000356
Applicable income taxes$1,847,000613
Income before extraordinary items$4,582,000717
Extraordinary gains, net$020
Net income$4,582,000716
Minority interest net income$080
Net income of bank and minority interests.$4,582,000717
Net charge-offs$403,0001,031
Cash dividends$2,775,000501
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,367,580728
2014-03-31 (YTD Data)Rank
Total interest income$8,106,000777
Total interest expense$944,000807
Net interest income$7,162,000765
Provision for loan and lease losses$428,000518
Total noninterest income$2,007,000725
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$792,000430
Trading account gains and fees$0147
Additional Noninterest Income$1,215,000722
Total noninterest expense$5,970,000843
Salaries and employee benefits$3,279,000847
Premises and equipment expense$698,000902
Additional noninterest expense$1,993,000806
Pre-tax net operating income$2,771,000728
Securities gains (losses)$122,000377
Applicable income taxes$914,000602
Income before extraordinary items$1,979,000792
Extraordinary gains, net$016
Net income$1,979,000794
Minority interest net income$066
Net income of bank and minority interests.$1,979,000793
Net charge-offs$297,000717
Cash dividends$1,475,000439
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,896,040804
2013-12-31 (YTD Data)Rank
Total interest income$31,398,000787
Total interest expense$5,170,000635
Net interest income$26,228,000814
Provision for loan and lease losses$858,0001,257
Total noninterest income$9,492,000703
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$3,746,000395
Trading account gains and fees$0184
Additional Noninterest Income$5,746,000729
Total noninterest expense$23,326,000878
Salaries and employee benefits$12,724,000841
Premises and equipment expense$2,600,000932
Additional noninterest expense$8,002,000849
Pre-tax net operating income$11,536,000683
Securities gains (losses)$775,000306
Applicable income taxes$3,507,000599
Income before extraordinary items$8,804,000727
Extraordinary gains, net$029
Net income$8,804,000728
Minority interest net income$090
Net income of bank and minority interests.$8,804,000728
Net charge-offs$888,0001,389
Cash dividends$3,830,000721
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,246,000753
2013-09-30 (YTD Data)Rank
Total interest income$23,311,000800
Total interest expense$4,080,000609
Net interest income$19,231,000838
Provision for loan and lease losses$582,0001,364
Total noninterest income$7,179,000713
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,824,000394
Trading account gains and fees$0180
Additional Noninterest Income$4,355,000734
Total noninterest expense$17,421,000881
Salaries and employee benefits$9,096,000889
Premises and equipment expense$1,966,000922
Additional noninterest expense$6,359,000809
Pre-tax net operating income$8,407,000709
Securities gains (losses)$732,000285
Applicable income taxes$2,625,000601
Income before extraordinary items$6,514,000740
Extraordinary gains, net$025
Net income$6,514,000740
Minority interest net income$084
Net income of bank and minority interests.$6,514,000742
Net charge-offs$776,0001,208
Cash dividends$2,880,000669
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,994,280780
2013-06-30 (YTD Data)Rank
Total interest income$15,467,000797
Total interest expense$2,773,000613
Net interest income$12,694,000836
Provision for loan and lease losses$279,0001,756
Total noninterest income$4,864,000710
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,829,000397
Trading account gains and fees$0157
Additional Noninterest Income$3,035,000709
Total noninterest expense$11,464,000895
Salaries and employee benefits$6,136,000883
Premises and equipment expense$1,324,000913
Additional noninterest expense$4,004,000842
Pre-tax net operating income$5,815,000676
Securities gains (losses)$598,000307
Applicable income taxes$1,879,000565
Income before extraordinary items$4,534,000708
Extraordinary gains, net$022
Net income$4,534,000710
Minority interest net income$082
Net income of bank and minority interests.$4,534,000710
Net charge-offs$206,0002,068
Cash dividends$1,940,000649
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,109,420723
2013-03-31 (YTD Data)Rank
Total interest income$7,701,000807
Total interest expense$1,412,000622
Net interest income$6,289,000845
Provision for loan and lease losses$167,0001,517
Total noninterest income$2,550,000676
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$862,000410
Trading account gains and fees$0148
Additional Noninterest Income$1,688,000674
Total noninterest expense$5,914,000867
Salaries and employee benefits$3,284,000838
Premises and equipment expense$679,000909
Additional noninterest expense$1,951,000865
Pre-tax net operating income$2,758,000703
Securities gains (losses)$221,000424
Applicable income taxes$896,000587
Income before extraordinary items$2,083,000752
Extraordinary gains, net$010
Net income$2,083,000753
Minority interest net income$076
Net income of bank and minority interests.$2,083,000754
Net charge-offs$47,0002,457
Cash dividends$1,000,000526
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,928,300763
2012-12-31 (YTD Data)Rank
Total interest income$33,273,000791
Total interest expense$6,963,000609
Net interest income$26,310,000815
Provision for loan and lease losses$738,0002,198
Total noninterest income$9,342,000719
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$3,499,000419
Trading account gains and fees$0166
Additional Noninterest Income$5,843,000732
Total noninterest expense$22,482,000899
Salaries and employee benefits$12,311,000850
Premises and equipment expense$2,819,000855
Additional noninterest expense$7,352,000952
Pre-tax net operating income$12,432,000605
Securities gains (losses)$852,000613
Applicable income taxes$3,765,000522
Income before extraordinary items$9,519,000643
Extraordinary gains, net$029
Net income$9,519,000642
Minority interest net income$093
Net income of bank and minority interests.$9,519,000643
Net charge-offs$605,0002,403
Cash dividends$3,870,000716
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$8,905,560650
2012-09-30 (YTD Data)Rank
Total interest income$25,279,000789
Total interest expense$5,343,000628
Net interest income$19,936,000819
Provision for loan and lease losses$442,0002,461
Total noninterest income$6,719,000736
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,561,000434
Trading account gains and fees$0157
Additional Noninterest Income$4,158,000741
Total noninterest expense$16,573,000915
Salaries and employee benefits$9,056,000862
Premises and equipment expense$2,131,000851
Additional noninterest expense$5,386,000969
Pre-tax net operating income$9,640,000604
Securities gains (losses)$199,0001,441
Applicable income taxes$2,788,000543
Income before extraordinary items$7,051,000662
Extraordinary gains, net$020
Net income$7,051,000660
Minority interest net income$086
Net income of bank and minority interests.$7,051,000662
Net charge-offs$399,0002,462
Cash dividends$2,930,000576
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,907,720649
2012-06-30 (YTD Data)Rank
Total interest income$17,001,000796
Total interest expense$3,634,000638
Net interest income$13,367,000820
Provision for loan and lease losses$206,0002,941
Total noninterest income$4,321,000756
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,618,000451
Trading account gains and fees$0153
Additional Noninterest Income$2,703,000751
Total noninterest expense$11,061,000902
Salaries and employee benefits$6,047,000859
Premises and equipment expense$1,492,000819
Additional noninterest expense$3,522,000988
Pre-tax net operating income$6,421,000594
Securities gains (losses)$169,0001,227
Applicable income taxes$1,890,000525
Income before extraordinary items$4,700,000658
Extraordinary gains, net$019
Net income$4,700,000658
Minority interest net income$084
Net income of bank and minority interests.$4,700,000658
Net charge-offs$261,0002,456
Cash dividends$1,990,000548
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,580,010644
2012-03-31 (YTD Data)Rank
Total interest income$8,476,000802
Total interest expense$1,802,000664
Net interest income$6,674,000824
Provision for loan and lease losses$128,0002,586
Total noninterest income$1,981,000786
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$758,000484
Trading account gains and fees$0148
Additional Noninterest Income$1,223,000790
Total noninterest expense$5,586,000893
Salaries and employee benefits$3,111,000831
Premises and equipment expense$757,000794
Additional noninterest expense$1,718,0001,002
Pre-tax net operating income$2,941,000633
Securities gains (losses)$169,000670
Applicable income taxes$901,000553
Income before extraordinary items$2,209,000692
Extraordinary gains, net$019
Net income$2,209,000693
Minority interest net income$078
Net income of bank and minority interests.$2,209,000693
Net charge-offs$67,0002,791
Cash dividends$1,100,000432
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,089,010682
2011-12-31 (YTD Data)Rank
Total interest income$36,658,000774
Total interest expense$8,867,000656
Net interest income$27,791,000789
Provision for loan and lease losses$1,715,0001,743
Total noninterest income$6,337,000862
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$3,385,000450
Trading account gains and fees$0146
Additional Noninterest Income$2,952,0001,054
Total noninterest expense$21,724,000901
Salaries and employee benefits$11,838,000832
Premises and equipment expense$2,880,000878
Additional noninterest expense$7,006,0001,011
Pre-tax net operating income$10,689,000584
Securities gains (losses)$504,000792
Applicable income taxes$2,821,000605
Income before extraordinary items$8,372,000612
Extraordinary gains, net$029
Net income$8,372,000612
Minority interest net income$096
Net income of bank and minority interests.$8,372,000613
Net charge-offs$2,330,0001,417
Cash dividends$4,000,000522
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,994,000623
2011-09-30 (YTD Data)Rank
Total interest income$27,355,000791
Total interest expense$6,856,000662
Net interest income$20,499,000805
Provision for loan and lease losses$1,522,0001,500
Total noninterest income$4,075,000975
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,521,000459
Trading account gains and fees$0145
Additional Noninterest Income$1,554,0001,310
Total noninterest expense$16,274,000913
Salaries and employee benefits$8,625,000855
Premises and equipment expense$2,187,000874
Additional noninterest expense$5,462,000974
Pre-tax net operating income$6,778,000702
Securities gains (losses)$504,000641
Applicable income taxes$1,744,000703
Income before extraordinary items$5,538,000717
Extraordinary gains, net$021
Net income$5,538,000716
Minority interest net income$087
Net income of bank and minority interests.$5,538,000717
Net charge-offs$2,090,0001,185
Cash dividends$2,800,000482
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,154,960730
2011-06-30 (YTD Data)Rank
Total interest income$18,498,000793
Total interest expense$4,686,000673
Net interest income$13,812,000797
Provision for loan and lease losses$1,429,0001,179
Total noninterest income$2,626,0001,006
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,613,000472
Trading account gains and fees$0153
Additional Noninterest Income$1,013,0001,325
Total noninterest expense$10,817,000929
Salaries and employee benefits$5,664,000877
Premises and equipment expense$1,514,000851
Additional noninterest expense$3,639,000998
Pre-tax net operating income$4,192,000738
Securities gains (losses)$372,000458
Applicable income taxes$1,053,000730
Income before extraordinary items$3,511,000735
Extraordinary gains, net$015
Net income$3,511,000733
Minority interest net income$089
Net income of bank and minority interests.$3,511,000735
Net charge-offs$1,646,0001,042
Cash dividends$1,900,000453
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,224,560748
2011-03-31 (YTD Data)Rank
Total interest income$9,655,000754
Total interest expense$2,399,000686
Net interest income$7,256,000766
Provision for loan and lease losses$772,0001,045
Total noninterest income$993,0001,216
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$776,000484
Trading account gains and fees$0158
Additional Noninterest Income$217,0002,358
Total noninterest expense$5,421,000920
Salaries and employee benefits$3,015,000847
Premises and equipment expense$750,000878
Additional noninterest expense$1,656,0001,075
Pre-tax net operating income$2,056,000759
Securities gains (losses)$339,000225
Applicable income taxes$435,000829
Income before extraordinary items$1,960,000670
Extraordinary gains, net$09
Net income$1,960,000667
Minority interest net income$086
Net income of bank and minority interests.$1,960,000670
Net charge-offs$726,0001,055
Cash dividends$900,000427
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,682,020741
2010-12-31 (YTD Data)Rank
Total interest income$39,892,000766
Total interest expense$11,574,000690
Net interest income$28,318,000779
Provision for loan and lease losses$5,325,0001,090
Total noninterest income$7,237,000814
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,464,000446
Trading account gains and fees$0175
Additional Noninterest Income$3,773,000904
Total noninterest expense$22,064,000912
Salaries and employee benefits$11,489,000858
Premises and equipment expense$2,735,000941
Additional noninterest expense$7,840,000946
Pre-tax net operating income$8,166,000658
Securities gains (losses)$956,000515
Applicable income taxes$2,300,000663
Income before extraordinary items$6,822,000665
Extraordinary gains, net$029
Net income$6,822,000661
Minority interest net income$0111
Net income of bank and minority interests.$6,822,000666
Net charge-offs$5,627,000923
Cash dividends$4,205,000392
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,105,000698
2010-09-30 (YTD Data)Rank
Total interest income$30,219,000759
Total interest expense$8,941,000692
Net interest income$21,278,000778
Provision for loan and lease losses$4,875,000893
Total noninterest income$5,171,000819
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,593,000443
Trading account gains and fees$0165
Additional Noninterest Income$2,578,000930
Total noninterest expense$16,376,000910
Salaries and employee benefits$8,584,000850
Premises and equipment expense$2,079,000930
Additional noninterest expense$5,713,000934
Pre-tax net operating income$5,198,000807
Securities gains (losses)$956,000430
Applicable income taxes$1,494,000744
Income before extraordinary items$4,660,000752
Extraordinary gains, net$023
Net income$4,660,000749
Minority interest net income$0110
Net income of bank and minority interests.$4,660,000752
Net charge-offs$3,878,000932
Cash dividends$3,105,000352
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,933,440842
2010-06-30 (YTD Data)Rank
Total interest income$20,193,000767
Total interest expense$6,085,000709
Net interest income$14,108,000779
Provision for loan and lease losses$3,675,000813
Total noninterest income$3,227,000851
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,656,000461
Trading account gains and fees$0152
Additional Noninterest Income$1,571,000943
Total noninterest expense$10,940,000908
Salaries and employee benefits$5,796,000836
Premises and equipment expense$1,379,000949
Additional noninterest expense$3,765,000948
Pre-tax net operating income$2,720,000991
Securities gains (losses)$518,000460
Applicable income taxes$698,000934
Income before extraordinary items$2,540,000881
Extraordinary gains, net$019
Net income$2,540,000881
Minority interest net income$0105
Net income of bank and minority interests.$2,540,000882
Net charge-offs$2,086,0001,097
Cash dividends$2,255,000308
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,135,9601,006
2010-03-31 (YTD Data)Rank
Total interest income$10,326,000757
Total interest expense$3,099,000728
Net interest income$7,227,000766
Provision for loan and lease losses$1,690,000835
Total noninterest income$1,556,000857
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$820,000466
Trading account gains and fees$0175
Additional Noninterest Income$736,000981
Total noninterest expense$5,809,000858
Salaries and employee benefits$3,173,000765
Premises and equipment expense$707,000957
Additional noninterest expense$1,929,000924
Pre-tax net operating income$1,284,0001,036
Securities gains (losses)$259,000430
Applicable income taxes$316,0001,009
Income before extraordinary items$1,227,000893
Extraordinary gains, net$016
Net income$1,227,000897
Minority interest net income$091
Net income of bank and minority interests.$1,227,000897
Net charge-offs$227,0002,295
Cash dividends$900,000379
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,019,8001,042
2009-12-31 (YTD Data)Rank
Total interest income$41,113,000809
Total interest expense$13,932,000842
Net interest income$27,181,000795
Provision for loan and lease losses$3,558,0001,780
Total noninterest income$6,653,000871
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,276,000512
Trading account gains and fees$0211
Additional Noninterest Income$3,377,000965
Total noninterest expense$21,674,000965
Salaries and employee benefits$11,429,000859
Premises and equipment expense$2,701,0001,000
Additional noninterest expense$7,544,0001,030
Pre-tax net operating income$8,602,000499
Securities gains (losses)$230,0001,448
Applicable income taxes$2,319,000504
Income before extraordinary items$6,513,000530
Extraordinary gains, net$034
Net income$6,513,000528
Minority interest net income$0115
Net income of bank and minority interests.$6,513,000531
Net charge-offs$3,047,0001,590
Cash dividends$3,940,000449
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,342,800545
2009-09-30 (YTD Data)Rank
Total interest income$30,915,000825
Total interest expense$10,655,000866
Net interest income$20,260,000799
Provision for loan and lease losses$3,171,0001,432
Total noninterest income$5,082,000866
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,382,000520
Trading account gains and fees$0212
Additional Noninterest Income$2,700,000928
Total noninterest expense$16,550,000947
Salaries and employee benefits$8,494,000878
Premises and equipment expense$2,274,000903
Additional noninterest expense$5,782,000975
Pre-tax net operating income$5,621,000608
Securities gains (losses)$147,0001,522
Applicable income taxes$1,464,000610
Income before extraordinary items$4,304,000627
Extraordinary gains, net$027
Net income$4,304,000628
Minority interest net income$0118
Net income of bank and minority interests.$4,304,000629
Net charge-offs$1,221,0001,981
Cash dividends$2,880,000439
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,193,750634
2009-06-30 (YTD Data)Rank
Total interest income$20,834,000839
Total interest expense$7,257,000904
Net interest income$13,577,000798
Provision for loan and lease losses$1,736,0001,536
Total noninterest income$3,371,000882
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,496,000555
Trading account gains and fees$0193
Additional Noninterest Income$1,875,000938
Total noninterest expense$11,154,000960
Salaries and employee benefits$5,595,000904
Premises and equipment expense$1,488,000945
Additional noninterest expense$4,071,000937
Pre-tax net operating income$4,058,000547
Securities gains (losses)$147,0001,217
Applicable income taxes$1,098,000560
Income before extraordinary items$3,107,000579
Extraordinary gains, net$021
Net income$3,107,000576
Minority interest net income$0112
Net income of bank and minority interests.$3,107,000579
Net charge-offs$849,0001,777
Cash dividends$2,020,000438
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,998,220584
2009-03-31 (YTD Data)Rank
Total interest income$10,376,000844
Total interest expense$3,652,000927
Net interest income$6,724,000804
Provision for loan and lease losses$659,0001,522
Total noninterest income$1,725,000829
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$721,000555
Trading account gains and fees$0171
Additional Noninterest Income$1,004,000852
Total noninterest expense$5,636,000901
Salaries and employee benefits$2,986,000850
Premises and equipment expense$732,000980
Additional noninterest expense$1,918,000861
Pre-tax net operating income$2,154,000560
Securities gains (losses)$118,000916
Applicable income taxes$584,000573
Income before extraordinary items$1,688,000593
Extraordinary gains, net$015
Net income$1,688,000594
Minority interest net income$0102
Net income of bank and minority interests.$1,688,000596
Net charge-offs$224,0002,054
Cash dividends$960,000482
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,600,680594
2008-12-31 (YTD Data)Rank
Total interest income$43,824,000860
Total interest expense$18,814,000846
Net interest income$25,010,000857
Provision for loan and lease losses$1,787,0001,933
Total noninterest income$6,078,000904
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,436,000500
Trading account gains and fees$0154
Additional Noninterest Income$2,642,0001,072
Total noninterest expense$20,495,000969
Salaries and employee benefits$11,536,000864
Premises and equipment expense$2,633,0001,060
Additional noninterest expense$6,326,0001,014
Pre-tax net operating income$8,806,000629
Securities gains (losses)$15,0002,329
Applicable income taxes$2,283,000601
Income before extraordinary items$6,538,000609
Extraordinary gains, net$039
Net income$6,538,000609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,211,0001,214
Cash dividends$6,708,000433
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,526,900654
2008-09-30 (YTD Data)Rank
Total interest income$33,162,000877
Total interest expense$14,878,000831
Net interest income$18,284,000889
Provision for loan and lease losses$482,0002,778
Total noninterest income$4,662,000924
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,587,000509
Trading account gains and fees$0148
Additional Noninterest Income$2,075,0001,080
Total noninterest expense$15,317,000972
Salaries and employee benefits$8,719,000884
Premises and equipment expense$1,999,0001,051
Additional noninterest expense$4,599,000999
Pre-tax net operating income$7,147,000700
Securities gains (losses)$15,0002,175
Applicable income taxes$1,886,000687
Income before extraordinary items$5,276,000690
Extraordinary gains, net$031
Net income$5,276,000689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,065,0001,254
Cash dividends$5,748,000402
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,264,900727
2008-06-30 (YTD Data)Rank
Total interest income$22,345,000881
Total interest expense$10,269,000828
Net interest income$12,076,000892
Provision for loan and lease losses$449,0002,027
Total noninterest income$3,215,000914
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,679,000504
Trading account gains and fees$0149
Additional Noninterest Income$1,536,0001,038
Total noninterest expense$10,011,000987
Salaries and employee benefits$5,705,000900
Premises and equipment expense$1,281,0001,081
Additional noninterest expense$3,025,000984
Pre-tax net operating income$4,831,000722
Securities gains (losses)$15,0002,228
Applicable income taxes$1,282,000753
Income before extraordinary items$3,564,000769
Extraordinary gains, net$021
Net income$3,564,000768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$597,0001,179
Cash dividends$4,278,000382
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,552,900756
2008-03-31 (YTD Data)Rank
Total interest income$11,211,000905
Total interest expense$5,432,000835
Net interest income$5,779,000920
Provision for loan and lease losses$269,0001,521
Total noninterest income$1,607,000913
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$820,000506
Trading account gains and fees$0158
Additional Noninterest Income$787,0001,013
Total noninterest expense$5,044,000964
Salaries and employee benefits$2,838,000919
Premises and equipment expense$699,000995
Additional noninterest expense$1,507,000963
Pre-tax net operating income$2,073,000909
Securities gains (losses)$15,0001,758
Applicable income taxes$542,000943
Income before extraordinary items$1,546,000970
Extraordinary gains, net$015
Net income$1,546,000972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$322,000926
Cash dividends$3,500,000256
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,534,900939
2007-12-31 (YTD Data)Rank
Total interest income$45,394,000924
Total interest expense$22,434,000881
Net interest income$22,960,000958
Provision for loan and lease losses$871,0001,583
Total noninterest income$5,936,000953
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,201,000542
Trading account gains and fees$0178
Additional Noninterest Income$2,735,0001,082
Total noninterest expense$17,937,0001,047
Salaries and employee benefits$10,783,000921
Premises and equipment expense$1,982,0001,333
Additional noninterest expense$5,172,0001,088
Pre-tax net operating income$10,088,000839
Securities gains (losses)$13,0001,241
Applicable income taxes$2,723,000877
Income before extraordinary items$7,378,000873
Extraordinary gains, net$039
Net income$7,378,000871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$845,0001,163
Cash dividends$6,238,000614
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,368,510857
2007-09-30 (YTD Data)Rank
Total interest income$34,120,000924
Total interest expense$16,657,000887
Net interest income$17,463,000955
Provision for loan and lease losses$444,0001,740
Total noninterest income$4,425,000960
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,364,000542
Trading account gains and fees$0184
Additional Noninterest Income$2,061,0001,081
Total noninterest expense$13,754,0001,007
Salaries and employee benefits$8,259,000895
Premises and equipment expense$1,591,0001,244
Additional noninterest expense$3,904,0001,054
Pre-tax net operating income$7,690,000904
Securities gains (losses)$01,655
Applicable income taxes$2,094,000933
Income before extraordinary items$5,596,000926
Extraordinary gains, net$033
Net income$5,596,000924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$539,0001,014
Cash dividends$3,940,000690
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,596,000912
2007-06-30 (YTD Data)Rank
Total interest income$22,744,000935
Total interest expense$10,902,000912
Net interest income$11,842,000951
Provision for loan and lease losses$135,0002,802
Total noninterest income$2,924,000980
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,556,000563
Trading account gains and fees$0168
Additional Noninterest Income$1,368,0001,125
Total noninterest expense$9,152,0001,029
Salaries and employee benefits$5,659,000904
Premises and equipment expense$1,042,0001,285
Additional noninterest expense$2,451,0001,139
Pre-tax net operating income$5,479,000880
Securities gains (losses)$01,444
Applicable income taxes$1,515,000914
Income before extraordinary items$3,964,000918
Extraordinary gains, net$029
Net income$3,964,000917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$433,000790
Cash dividends$3,125,000626
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,964,000907
2007-03-31 (YTD Data)Rank
Total interest income$11,382,000924
Total interest expense$5,354,000909
Net interest income$6,028,000933
Provision for loan and lease losses$-19,0008,461
Total noninterest income$1,367,0001,019
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$760,000547
Trading account gains and fees$0195
Additional Noninterest Income$607,0001,189
Total noninterest expense$4,632,0001,012
Salaries and employee benefits$2,881,000886
Premises and equipment expense$411,0001,630
Additional noninterest expense$1,340,0001,025
Pre-tax net operating income$2,782,000851
Securities gains (losses)$01,187
Applicable income taxes$773,000894
Income before extraordinary items$2,009,000882
Extraordinary gains, net$022
Net income$2,009,000881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0001,199
Cash dividends$825,000947
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,009,000870
2006-12-31 (YTD Data)Rank
Total interest income$42,240,000920
Total interest expense$19,247,000865
Net interest income$22,993,000968
Provision for loan and lease losses$525,0001,821
Total noninterest income$6,132,000928
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,548,000480
Trading account gains and fees$0130
Additional Noninterest Income$2,584,0001,110
Total noninterest expense$17,722,0001,016
Salaries and employee benefits$10,693,000898
Premises and equipment expense$2,084,0001,236
Additional noninterest expense$4,945,0001,080
Pre-tax net operating income$10,878,000910
Securities gains (losses)$-10,0007,284
Applicable income taxes$2,954,000954
Income before extraordinary items$7,914,000942
Extraordinary gains, net$051
Net income$7,914,000942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$319,0001,594
Cash dividends$3,985,000873
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,921,300930
2006-09-30 (YTD Data)Rank
Total interest income$31,185,000941
Total interest expense$13,917,000877
Net interest income$17,268,000983
Provision for loan and lease losses$617,0001,187
Total noninterest income$4,649,000927
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,723,000477
Trading account gains and fees$0126
Additional Noninterest Income$1,926,0001,126
Total noninterest expense$13,219,0001,027
Salaries and employee benefits$7,981,000912
Premises and equipment expense$1,605,0001,213
Additional noninterest expense$3,633,0001,108
Pre-tax net operating income$8,081,000955
Securities gains (losses)$-9,0007,556
Applicable income taxes$2,150,0001,040
Income before extraordinary items$5,922,000973
Extraordinary gains, net$045
Net income$5,922,000972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0001,170
Cash dividends$3,210,000783
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,928,570957
2006-06-30 (YTD Data)Rank
Total interest income$20,458,000938
Total interest expense$8,900,000866
Net interest income$11,558,000976
Provision for loan and lease losses$-35,0008,558
Total noninterest income$3,033,000944
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,746,000488
Trading account gains and fees$0126
Additional Noninterest Income$1,287,0001,120
Total noninterest expense$9,320,000962
Salaries and employee benefits$5,312,000923
Premises and equipment expense$1,016,0001,281
Additional noninterest expense$2,992,000889
Pre-tax net operating income$5,306,000968
Securities gains (losses)$-9,0007,829
Applicable income taxes$1,411,0001,061
Income before extraordinary items$3,886,000991
Extraordinary gains, net$039
Net income$3,886,000992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0001,900
Cash dividends$1,430,0001,085
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,892,570973
2006-03-31 (YTD Data)Rank
Total interest income$10,061,000922
Total interest expense$4,339,000852
Net interest income$5,722,000990
Provision for loan and lease losses$-50,0008,624
Total noninterest income$1,394,000993
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$794,000514
Trading account gains and fees$0115
Additional Noninterest Income$600,0001,171
Total noninterest expense$4,504,000998
Salaries and employee benefits$2,618,000934
Premises and equipment expense$502,0001,296
Additional noninterest expense$1,384,000964
Pre-tax net operating income$2,662,000947
Securities gains (losses)$20,000479
Applicable income taxes$710,0001,038
Income before extraordinary items$1,972,000969
Extraordinary gains, net$021
Net income$1,972,000968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,562
Cash dividends$650,0001,078
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,957,200954
2005-12-31 (YTD Data)Rank
Total interest income$37,994,000857
Total interest expense$14,252,000797
Net interest income$23,742,000907
Provision for loan and lease losses$-425,0008,742
Total noninterest income$6,070,000933
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,618,000470
Trading account gains and fees$0138
Additional Noninterest Income$2,452,0001,175
Total noninterest expense$18,847,000903
Salaries and employee benefits$10,671,000857
Premises and equipment expense$2,226,0001,080
Additional noninterest expense$5,950,000861
Pre-tax net operating income$11,390,000867
Securities gains (losses)$9,0001,510
Applicable income taxes$3,062,000937
Income before extraordinary items$8,337,000866
Extraordinary gains, net$046
Net income$8,337,000867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,001,000675
Cash dividends$2,855,0001,082
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,330,430853
2005-09-30 (YTD Data)Rank
Total interest income$27,864,000854
Total interest expense$10,154,000791
Net interest income$17,710,000900
Provision for loan and lease losses$-461,0008,778
Total noninterest income$4,557,000927
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,706,000475
Trading account gains and fees$0126
Additional Noninterest Income$1,851,0001,180
Total noninterest expense$14,201,000887
Salaries and employee benefits$8,073,000843
Premises and equipment expense$1,682,0001,064
Additional noninterest expense$4,446,000861
Pre-tax net operating income$8,527,000866
Securities gains (losses)$5,0001,712
Applicable income taxes$2,239,000970
Income before extraordinary items$6,293,000854
Extraordinary gains, net$035
Net income$6,293,000855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0001,880
Cash dividends$1,755,0001,189
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,289,300838
2005-06-30 (YTD Data)Rank
Total interest income$18,477,000831
Total interest expense$6,533,000767
Net interest income$11,944,000875
Provision for loan and lease losses$-109,0008,740
Total noninterest income$2,919,000950
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,665,000502
Trading account gains and fees$0116
Additional Noninterest Income$1,254,0001,138
Total noninterest expense$9,324,000894
Salaries and employee benefits$5,294,000843
Premises and equipment expense$1,150,0001,030
Additional noninterest expense$2,880,000875
Pre-tax net operating income$5,648,000845
Securities gains (losses)$02,146
Applicable income taxes$1,478,000971
Income before extraordinary items$4,170,000840
Extraordinary gains, net$030
Net income$4,170,000840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0001,206
Cash dividends$1,170,0001,157
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,170,000823
2005-03-31 (YTD Data)Rank
Total interest income$9,276,000812
Total interest expense$3,195,000751
Net interest income$6,081,000851
Provision for loan and lease losses$96,0002,123
Total noninterest income$1,301,0001,007
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$687,000582
Trading account gains and fees$0115
Additional Noninterest Income$614,0001,156
Total noninterest expense$4,582,000909
Salaries and employee benefits$2,583,000860
Premises and equipment expense$644,000917
Additional noninterest expense$1,355,000923
Pre-tax net operating income$2,704,000875
Securities gains (losses)$01,685
Applicable income taxes$698,0001,012
Income before extraordinary items$2,006,000868
Extraordinary gains, net$024
Net income$2,006,000869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,000691
Cash dividends$585,0001,078
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,006,000848
2004-12-31 (YTD Data)Rank
Total interest income$37,292,000749
Total interest expense$11,936,000688
Net interest income$25,356,000773
Provision for loan and lease losses$884,0001,176
Total noninterest income$4,829,0001,112
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,140,000817
Trading account gains and fees$0138
Additional Noninterest Income$2,689,0001,061
Total noninterest expense$18,210,000900
Salaries and employee benefits$10,222,000837
Premises and equipment expense$2,174,0001,064
Additional noninterest expense$5,814,000858
Pre-tax net operating income$11,091,000794
Securities gains (losses)$127,0001,085
Applicable income taxes$3,374,000827
Income before extraordinary items$7,844,000838
Extraordinary gains, net$034
Net income$7,844,000839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$684,0001,037
Cash dividends$2,140,0001,273
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,755,100818
2004-09-30 (YTD Data)Rank
Total interest income$27,915,000743
Total interest expense$8,819,000684
Net interest income$19,096,000762
Provision for loan and lease losses$941,000824
Total noninterest income$3,649,0001,117
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,615,000814
Trading account gains and fees$0134
Additional Noninterest Income$2,034,0001,069
Total noninterest expense$13,581,000896
Salaries and employee benefits$7,498,000859
Premises and equipment expense$1,790,000954
Additional noninterest expense$4,293,000861
Pre-tax net operating income$8,223,000807
Securities gains (losses)$127,0001,023
Applicable income taxes$2,471,000865
Income before extraordinary items$5,879,000848
Extraordinary gains, net$026
Net income$5,879,000849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$568,000856
Cash dividends$1,840,0001,064
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,790,100824
2004-06-30 (YTD Data)Rank
Total interest income$18,632,000738
Total interest expense$5,883,000666
Net interest income$12,749,000751
Provision for loan and lease losses$791,000645
Total noninterest income$2,305,0001,153
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,064,000819
Trading account gains and fees$0130
Additional Noninterest Income$1,241,0001,142
Total noninterest expense$8,935,000911
Salaries and employee benefits$4,843,000884
Premises and equipment expense$1,135,0001,007
Additional noninterest expense$2,957,000839
Pre-tax net operating income$5,328,000820
Securities gains (losses)$127,000887
Applicable income taxes$1,601,000876
Income before extraordinary items$3,854,000841
Extraordinary gains, net$021
Net income$3,854,000841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$291,0001,064
Cash dividends$1,300,0001,002
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,763,830834
2004-03-31 (YTD Data)Rank
Total interest income$9,290,000753
Total interest expense$2,946,000684
Net interest income$6,344,000767
Provision for loan and lease losses$416,000609
Total noninterest income$1,104,0001,169
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$525,000804
Trading account gains and fees$0121
Additional Noninterest Income$579,0001,179
Total noninterest expense$4,464,000919
Salaries and employee benefits$2,458,000884
Premises and equipment expense$551,0001,078
Additional noninterest expense$1,455,000846
Pre-tax net operating income$2,568,000842
Securities gains (losses)$127,000690
Applicable income taxes$777,000912
Income before extraordinary items$1,918,000858
Extraordinary gains, net$016
Net income$1,918,000858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,000777
Cash dividends$715,000900
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,827,830842
2003-12-31 (YTD Data)Rank
Total interest income$40,969,000679
Total interest expense$14,886,000602
Net interest income$26,083,000723
Provision for loan and lease losses$6,903,000265
Total noninterest income$6,702,000893
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,146,000802
Trading account gains and fees$0160
Additional Noninterest Income$4,556,000817
Total noninterest expense$16,853,000968
Salaries and employee benefits$9,249,000922
Premises and equipment expense$2,108,0001,081
Additional noninterest expense$5,496,000924
Pre-tax net operating income$9,029,000938
Securities gains (losses)$528,000723
Applicable income taxes$2,284,0001,155
Income before extraordinary items$7,273,000893
Extraordinary gains, net$054
Net income$7,273,000895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,003,000241
Cash dividends$13,272,000313
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,871,720882
2003-09-30 (YTD Data)Rank
Total interest income$31,260,000686
Total interest expense$11,747,000602
Net interest income$19,513,000732
Provision for loan and lease losses$5,373,000264
Total noninterest income$4,399,0001,030
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,604,000811
Trading account gains and fees$0153
Additional Noninterest Income$2,795,000966
Total noninterest expense$12,247,0001,011
Salaries and employee benefits$6,553,000995
Premises and equipment expense$1,762,000982
Additional noninterest expense$3,932,000978
Pre-tax net operating income$6,292,0001,034
Securities gains (losses)$524,000662
Applicable income taxes$1,561,0001,300
Income before extraordinary items$5,255,000958
Extraordinary gains, net$040
Net income$5,255,000958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,460,000374
Cash dividends$8,060,000352
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,851,520970
2003-06-30 (YTD Data)Rank
Total interest income$21,080,000685
Total interest expense$8,235,000592
Net interest income$12,845,000745
Provision for loan and lease losses$4,698,000220
Total noninterest income$2,844,0001,043
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,061,000813
Trading account gains and fees$0150
Additional Noninterest Income$1,783,000990
Total noninterest expense$8,207,0001,004
Salaries and employee benefits$4,427,000978
Premises and equipment expense$1,272,000900
Additional noninterest expense$2,508,0001,013
Pre-tax net operating income$2,784,0001,505
Securities gains (losses)$522,000559
Applicable income taxes$512,0002,279
Income before extraordinary items$2,794,0001,202
Extraordinary gains, net$030
Net income$2,794,0001,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,258,000300
Cash dividends$1,040,0001,252
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,350,3001,316
2003-03-31 (YTD Data)Rank
Total interest income$10,459,000695
Total interest expense$4,214,000596
Net interest income$6,245,000771
Provision for loan and lease losses$3,938,000163
Total noninterest income$1,229,0001,138
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$514,000806
Trading account gains and fees$0134
Additional Noninterest Income$715,0001,148
Total noninterest expense$4,183,000970
Salaries and employee benefits$2,287,000939
Premises and equipment expense$667,000864
Additional noninterest expense$1,229,0001,000
Pre-tax net operating income$-647,0009,236
Securities gains (losses)$42,0001,481
Applicable income taxes$-386,0009,278
Income before extraordinary items$-219,0009,151
Extraordinary gains, net$021
Net income$-219,0009,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,482,000189
Cash dividends$520,0001,158
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-245,8809,105
2002-12-31 (YTD Data)Rank
Total interest income$43,412,000700
Total interest expense$19,579,000585
Net interest income$23,833,000798
Provision for loan and lease losses$2,194,000693
Total noninterest income$4,688,0001,116
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,032,000795
Trading account gains and fees$0153
Additional Noninterest Income$2,656,0001,088
Total noninterest expense$16,553,000951
Salaries and employee benefits$9,341,000862
Premises and equipment expense$1,945,0001,131
Additional noninterest expense$5,267,000949
Pre-tax net operating income$9,774,000889
Securities gains (losses)$76,0002,019
Applicable income taxes$2,808,000979
Income before extraordinary items$7,042,000889
Extraordinary gains, net$070
Net income$7,042,000887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,069,000431
Cash dividends$1,365,0001,765
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,988,040864
2001-12-31 (YTD Data)Rank
Total interest income$48,966,000712
Total interest expense$26,048,000642
Net interest income$22,918,000771
Provision for loan and lease losses$2,632,000564
Total noninterest income$4,549,0001,077
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,898,000774
Trading account gains and fees$0177
Additional Noninterest Income$2,651,0001,028
Total noninterest expense$15,999,000928
Salaries and employee benefits$8,996,000820
Premises and equipment expense$2,631,000802
Additional noninterest expense$4,372,0001,088
Pre-tax net operating income$8,836,000861
Securities gains (losses)$227,0001,093
Applicable income taxes$2,632,000934
Income before extraordinary items$6,431,000861
Extraordinary gains, net$0105
Net income$6,431,000863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,517,000486
Cash dividends$2,080,0001,276
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,269,830838
2000-12-31 (YTD Data)Rank
Total interest income$48,855,000735
Total interest expense$26,108,000703
Net interest income$22,747,000773
Provision for loan and lease losses$1,525,000748
Total noninterest income$2,973,0001,359
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,744,000777
Trading account gains and fees$0180
Additional Noninterest Income$1,229,0001,629
Total noninterest expense$14,444,000975
Salaries and employee benefits$8,144,000855
Premises and equipment expense$1,580,0001,295
Additional noninterest expense$4,720,000990
Pre-tax net operating income$9,751,000801
Securities gains (losses)$01,956
Applicable income taxes$2,944,000843
Income before extraordinary items$6,807,000796
Extraordinary gains, net$038
Net income$6,807,000796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,115,000688
Cash dividends$1,365,0001,770
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,807,000796
1999-12-31 (YTD Data)Rank
Total interest income$43,342,000778
Total interest expense$21,750,000739
Net interest income$21,592,000817
Provision for loan and lease losses$1,637,000657
Total noninterest income$2,768,0001,445
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,524,000871
Trading account gains and fees$0173
Additional Noninterest Income$1,244,0001,589
Total noninterest expense$13,573,0001,030
Salaries and employee benefits$7,421,000930
Premises and equipment expense$1,823,0001,104
Additional noninterest expense$4,329,0001,084
Pre-tax net operating income$9,150,000899
Securities gains (losses)$31,0001,173
Applicable income taxes$2,782,000940
Income before extraordinary items$6,399,000883
Extraordinary gains, net$035
Net income$6,399,000883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$737,000892
Cash dividends$1,870,0001,446
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$6,377,300871
1998-12-31 (YTD Data)Rank
Total interest income$42,837,000779
Total interest expense$22,686,000722
Net interest income$20,151,000851
Provision for loan and lease losses$892,0001,079
Total noninterest income$3,700,0001,143
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,320,000939
Trading account gains and fees$0224
Additional Noninterest Income$2,380,0001,043
Total noninterest expense$12,606,0001,055
Salaries and employee benefits$6,832,000952
Premises and equipment expense$1,595,0001,201
Additional noninterest expense$4,179,0001,086
Pre-tax net operating income$10,353,000755
Securities gains (losses)$04,449
Applicable income taxes$3,196,000820
Income before extraordinary items$7,157,000773
Extraordinary gains, net$032
Net income$7,157,000774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$892,000832
Cash dividends$522,0003,419
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$7,157,000747
1997-12-31 (YTD Data)Rank
Total interest income$40,110,000853
Total interest expense$21,738,000757
Net interest income$18,372,000976
Provision for loan and lease losses$1,111,000906
Total noninterest income$2,548,0001,457
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,152,0001,091
Trading account gains and fees$0239
Additional Noninterest Income$1,396,0001,391
Total noninterest expense$10,748,0001,236
Salaries and employee benefits$5,610,0001,171
Premises and equipment expense$1,331,0001,465
Additional noninterest expense$3,807,0001,162
Pre-tax net operating income$9,061,000888
Securities gains (losses)$-4,0009,548
Applicable income taxes$2,737,0001,008
Income before extraordinary items$6,320,000874
Extraordinary gains, net$044
Net income$6,320,000876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$761,000957
Cash dividends$1,625,0001,515
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,322,800850
1996-12-31 (YTD Data)Rank
Total interest income$38,345,000911
Total interest expense$20,904,000812
Net interest income$17,441,0001,044
Provision for loan and lease losses$1,068,000975
Total noninterest income$2,433,0001,586
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,097,0001,214
Trading account gains and fees$0262
Additional Noninterest Income$1,336,0001,486
Total noninterest expense$11,156,0001,287
Salaries and employee benefits$6,020,0001,116
Premises and equipment expense$1,409,0001,442
Additional noninterest expense$3,727,0001,424
Pre-tax net operating income$7,650,000995
Securities gains (losses)$5,0002,986
Applicable income taxes$2,302,0001,081
Income before extraordinary items$5,353,000982
Extraordinary gains, net$053
Net income$5,353,000983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,068,000864
Cash dividends$11,495,000389
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,349,500963
1995-12-31 (YTD Data)Rank
Total interest income$33,892,0001,045
Total interest expense$17,749,000973
Net interest income$16,143,0001,141
Provision for loan and lease losses$385,0001,912
Total noninterest income$2,069,0001,788
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,012,0001,336
Trading account gains and fees$0522
Additional Noninterest Income$1,057,0001,741
Total noninterest expense$10,530,0001,343
Salaries and employee benefits$5,517,0001,215
Premises and equipment expense$1,316,0001,546
Additional noninterest expense$3,697,0001,421
Pre-tax net operating income$7,297,0001,073
Securities gains (losses)$72,0001,105
Applicable income taxes$2,197,0001,177
Income before extraordinary items$5,172,0001,037
Extraordinary gains, net$065
Net income$5,172,0001,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$385,0001,647
Cash dividends$1,430,0001,565
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,121,6001,030
1994-12-31 (YTD Data)Rank
Total interest income$27,795,0001,136
Total interest expense$12,559,0001,054
Net interest income$15,236,0001,199
Provision for loan and lease losses$564,0001,407
Total noninterest income$1,658,0002,118
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$547,0002,496
Trading account gains and fees$0475
Additional Noninterest Income$1,111,0001,719
Total noninterest expense$9,763,0001,506
Salaries and employee benefits$4,920,0001,375
Premises and equipment expense$1,014,0002,005
Additional noninterest expense$3,829,0001,466
Pre-tax net operating income$6,567,0001,156
Securities gains (losses)$49,0001,164
Applicable income taxes$1,738,0001,352
Income before extraordinary items$4,878,0001,037
Extraordinary gains, net$0249
Net income$4,878,0001,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,622
Cash dividends$1,400,0001,471
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,841,7401,059
1993-12-31 (YTD Data)Rank
Total interest income$26,554,0001,199
Total interest expense$12,425,0001,086
Net interest income$14,129,0001,271
Provision for loan and lease losses$928,0001,368
Total noninterest income$1,486,0002,462
Gross Fiduciary activities income$826,000594
Service charges on deposit accounts$011,351
Trading account gains and fees$0532
Additional Noninterest Income$660,0002,703
Total noninterest expense$9,072,0001,666
Salaries and employee benefits$4,565,0001,484
Premises and equipment expense$913,0002,241
Additional noninterest expense$3,594,0001,651
Pre-tax net operating income$5,615,0001,238
Securities gains (losses)$8,0005,699
Applicable income taxes$1,399,0001,663
Income before extraordinary items$4,224,0001,209
Extraordinary gains, net$03,149
Net income$4,224,0001,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$703,0001,440
Cash dividends$1,300,0001,425
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,218,0001,124
1992-12-31 (YTD Data)Rank
Total interest income$27,105,0001,344
Total interest expense$14,478,0001,214
Net interest income$12,627,0001,467
Provision for loan and lease losses$813,0002,129
Total noninterest income$1,518,0002,370
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$664,0002,051
Trading account gains and fees$0504
Additional Noninterest Income$854,0002,222
Total noninterest expense$8,138,0001,862
Salaries and employee benefits$4,132,0001,602
Premises and equipment expense$813,0002,551
Additional noninterest expense$3,193,0001,901
Pre-tax net operating income$5,194,0001,231
Securities gains (losses)$26,0005,197
Applicable income taxes$1,284,0001,646
Income before extraordinary items$3,936,0001,190
Extraordinary gains, net$01,422
Net income$3,936,0001,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,0003,416
Cash dividends$1,209,0001,313
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,916,5001,106

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.