Home > The Eastman National Bank of Newkirk > Income and Expense
The Eastman National Bank of Newkirk, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,128,000 | 2,296 |
| Total interest expense | $245,000 | 4,318 |
| Net interest income | $7,883,000 | 2,141 |
| Provision for loan and lease losses | $1,161,000 | 613 |
| Total noninterest income | $1,716,000 | 1,889 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,086,000 | 848 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $630,000 | 2,519 |
| Total noninterest expense | $4,692,000 | 2,716 |
| Salaries and employee benefits | $2,563,000 | 2,778 |
| Premises and equipment expense | $447,000 | 2,966 |
| Additional noninterest expense | $1,682,000 | 2,456 |
| Pre-tax net operating income | $3,746,000 | 1,736 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,761,000 | 1,005 |
| Income before extraordinary items | $1,985,000 | 2,421 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,985,000 | 2,420 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,985,000 | 2,421 |
| Net charge-offs | $126,000 | 1,746 |
| Cash dividends | $1,000,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,985,000 | 2,400 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,328,000 | 2,308 |
| Total interest expense | $148,000 | 4,443 |
| Net interest income | $5,180,000 | 2,160 |
| Provision for loan and lease losses | $115,000 | 2,145 |
| Total noninterest income | $1,123,000 | 1,904 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $754,000 | 815 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $369,000 | 2,688 |
| Total noninterest expense | $3,167,000 | 2,698 |
| Salaries and employee benefits | $1,739,000 | 2,756 |
| Premises and equipment expense | $300,000 | 2,954 |
| Additional noninterest expense | $1,128,000 | 2,457 |
| Pre-tax net operating income | $3,021,000 | 1,458 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,130,000 | 1,024 |
| Income before extraordinary items | $1,891,000 | 1,781 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,891,000 | 1,781 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,891,000 | 1,781 |
| Net charge-offs | $47,000 | 2,041 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,891,000 | 1,760 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,733,000 | 2,270 |
| Total interest expense | $71,000 | 4,510 |
| Net interest income | $2,662,000 | 2,103 |
| Provision for loan and lease losses | $115,000 | 1,362 |
| Total noninterest income | $555,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $357,000 | 852 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $198,000 | 2,585 |
| Total noninterest expense | $1,590,000 | 2,721 |
| Salaries and employee benefits | $870,000 | 2,780 |
| Premises and equipment expense | $153,000 | 2,954 |
| Additional noninterest expense | $567,000 | 2,420 |
| Pre-tax net operating income | $1,512,000 | 1,433 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $516,000 | 1,049 |
| Income before extraordinary items | $996,000 | 1,679 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $996,000 | 1,679 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $996,000 | 1,679 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $996,000 | 1,664 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,941,000 | 2,237 |
| Total interest expense | $297,000 | 4,475 |
| Net interest income | $10,644,000 | 2,070 |
| Provision for loan and lease losses | $125,000 | 2,879 |
| Total noninterest income | $2,277,000 | 1,956 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,521,000 | 824 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $756,000 | 2,722 |
| Total noninterest expense | $6,442,000 | 2,711 |
| Salaries and employee benefits | $3,457,000 | 2,777 |
| Premises and equipment expense | $624,000 | 2,948 |
| Additional noninterest expense | $2,361,000 | 2,417 |
| Pre-tax net operating income | $6,354,000 | 1,335 |
| Securities gains (losses) | $309,000 | 646 |
| Applicable income taxes | $2,361,000 | 924 |
| Income before extraordinary items | $4,302,000 | 1,558 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,302,000 | 1,557 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,302,000 | 1,557 |
| Net charge-offs | $-4,000 | 4,828 |
| Cash dividends | $5,050,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,101,150 | 1,590 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,150,000 | 2,251 |
| Total interest expense | $224,000 | 4,504 |
| Net interest income | $7,926,000 | 2,074 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,709,000 | 1,958 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,213,000 | 785 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $496,000 | 2,907 |
| Total noninterest expense | $4,720,000 | 2,752 |
| Salaries and employee benefits | $2,558,000 | 2,794 |
| Premises and equipment expense | $421,000 | 3,170 |
| Additional noninterest expense | $1,741,000 | 2,458 |
| Pre-tax net operating income | $4,915,000 | 1,333 |
| Securities gains (losses) | $243,000 | 699 |
| Applicable income taxes | $1,977,000 | 868 |
| Income before extraordinary items | $3,181,000 | 1,599 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,181,000 | 1,599 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,181,000 | 1,599 |
| Net charge-offs | $-5,000 | 4,742 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,025,480 | 1,629 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,342,000 | 2,279 |
| Total interest expense | $146,000 | 4,569 |
| Net interest income | $5,196,000 | 2,117 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,113,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $733,000 | 843 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $380,000 | 2,723 |
| Total noninterest expense | $3,126,000 | 2,765 |
| Salaries and employee benefits | $1,712,000 | 2,813 |
| Premises and equipment expense | $278,000 | 3,201 |
| Additional noninterest expense | $1,136,000 | 2,512 |
| Pre-tax net operating income | $3,183,000 | 1,355 |
| Securities gains (losses) | $221,000 | 557 |
| Applicable income taxes | $1,230,000 | 919 |
| Income before extraordinary items | $2,174,000 | 1,547 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,174,000 | 1,547 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,174,000 | 1,547 |
| Net charge-offs | $-9,000 | 4,932 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,032,560 | 1,587 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,626,000 | 2,311 |
| Total interest expense | $71,000 | 4,634 |
| Net interest income | $2,555,000 | 2,142 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $534,000 | 1,995 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $353,000 | 867 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $181,000 | 2,749 |
| Total noninterest expense | $1,384,000 | 3,031 |
| Salaries and employee benefits | $858,000 | 2,811 |
| Premises and equipment expense | $133,000 | 3,327 |
| Additional noninterest expense | $393,000 | 3,269 |
| Pre-tax net operating income | $1,705,000 | 1,262 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $614,000 | 900 |
| Income before extraordinary items | $1,091,000 | 1,505 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,091,000 | 1,506 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,091,000 | 1,506 |
| Net charge-offs | $-9,000 | 5,132 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,091,000 | 1,471 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,128,000 | 2,344 |
| Total interest expense | $249,000 | 4,889 |
| Net interest income | $9,879,000 | 2,163 |
| Provision for loan and lease losses | $250,000 | 2,084 |
| Total noninterest income | $2,019,000 | 2,095 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,275,000 | 983 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $744,000 | 2,745 |
| Total noninterest expense | $6,282,000 | 2,769 |
| Salaries and employee benefits | $3,393,000 | 2,797 |
| Premises and equipment expense | $512,000 | 3,429 |
| Additional noninterest expense | $2,377,000 | 2,439 |
| Pre-tax net operating income | $5,366,000 | 1,490 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,800,000 | 1,081 |
| Income before extraordinary items | $3,566,000 | 1,763 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,566,000 | 1,763 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,566,000 | 1,764 |
| Net charge-offs | $-52,000 | 5,578 |
| Cash dividends | $2,200,000 | 1,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,566,000 | 1,727 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,563,000 | 2,370 |
| Total interest expense | $187,000 | 4,956 |
| Net interest income | $7,376,000 | 2,185 |
| Provision for loan and lease losses | $250,000 | 1,694 |
| Total noninterest income | $1,501,000 | 2,132 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $936,000 | 1,002 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $565,000 | 2,753 |
| Total noninterest expense | $4,581,000 | 2,841 |
| Salaries and employee benefits | $2,447,000 | 2,885 |
| Premises and equipment expense | $385,000 | 3,474 |
| Additional noninterest expense | $1,749,000 | 2,478 |
| Pre-tax net operating income | $4,046,000 | 1,509 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,334,000 | 1,131 |
| Income before extraordinary items | $2,712,000 | 1,779 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,712,000 | 1,780 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,712,000 | 1,781 |
| Net charge-offs | $-45,000 | 5,588 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,712,000 | 1,740 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,966,000 | 2,401 |
| Total interest expense | $125,000 | 5,003 |
| Net interest income | $4,841,000 | 2,212 |
| Provision for loan and lease losses | $250,000 | 1,275 |
| Total noninterest income | $949,000 | 2,209 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $593,000 | 1,032 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $356,000 | 2,821 |
| Total noninterest expense | $3,026,000 | 2,874 |
| Salaries and employee benefits | $1,626,000 | 2,907 |
| Premises and equipment expense | $252,000 | 3,523 |
| Additional noninterest expense | $1,148,000 | 2,524 |
| Pre-tax net operating income | $2,514,000 | 1,576 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $913,000 | 1,091 |
| Income before extraordinary items | $1,601,000 | 1,932 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,601,000 | 1,934 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,601,000 | 1,934 |
| Net charge-offs | $-4,000 | 4,963 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,601,000 | 1,889 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,448,000 | 2,430 |
| Total interest expense | $62,000 | 5,057 |
| Net interest income | $2,386,000 | 2,237 |
| Provision for loan and lease losses | $250,000 | 741 |
| Total noninterest income | $448,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $273,000 | 1,100 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $175,000 | 2,807 |
| Total noninterest expense | $1,477,000 | 2,930 |
| Salaries and employee benefits | $808,000 | 2,953 |
| Premises and equipment expense | $121,000 | 3,636 |
| Additional noninterest expense | $548,000 | 2,610 |
| Pre-tax net operating income | $1,107,000 | 1,699 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $408,000 | 1,175 |
| Income before extraordinary items | $699,000 | 2,139 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $699,000 | 2,140 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $699,000 | 2,140 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $699,000 | 2,072 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,419,000 | 2,541 |
| Total interest expense | $267,000 | 5,142 |
| Net interest income | $9,152,000 | 2,323 |
| Provision for loan and lease losses | $310,000 | 1,948 |
| Total noninterest income | $1,990,000 | 2,111 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,166,000 | 1,132 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $824,000 | 2,598 |
| Total noninterest expense | $5,643,000 | 3,055 |
| Salaries and employee benefits | $2,969,000 | 3,098 |
| Premises and equipment expense | $423,000 | 3,965 |
| Additional noninterest expense | $2,251,000 | 2,627 |
| Pre-tax net operating income | $5,189,000 | 1,466 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,844,000 | 1,039 |
| Income before extraordinary items | $3,345,000 | 1,842 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,345,000 | 1,842 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,345,000 | 1,841 |
| Net charge-offs | $122,000 | 2,981 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,345,000 | 1,814 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,968,000 | 2,583 |
| Total interest expense | $205,000 | 5,172 |
| Net interest income | $6,763,000 | 2,366 |
| Provision for loan and lease losses | $210,000 | 2,017 |
| Total noninterest income | $1,512,000 | 2,100 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $879,000 | 1,138 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $633,000 | 2,572 |
| Total noninterest expense | $4,212,000 | 3,069 |
| Salaries and employee benefits | $2,214,000 | 3,138 |
| Premises and equipment expense | $310,000 | 4,067 |
| Additional noninterest expense | $1,688,000 | 2,628 |
| Pre-tax net operating income | $3,853,000 | 1,502 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,373,000 | 1,059 |
| Income before extraordinary items | $2,480,000 | 1,862 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,480,000 | 1,862 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,480,000 | 1,861 |
| Net charge-offs | $115,000 | 2,557 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,480,000 | 1,822 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,601,000 | 2,605 |
| Total interest expense | $146,000 | 5,116 |
| Net interest income | $4,455,000 | 2,379 |
| Provision for loan and lease losses | $210,000 | 1,585 |
| Total noninterest income | $975,000 | 2,129 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $574,000 | 1,134 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $401,000 | 2,619 |
| Total noninterest expense | $2,762,000 | 3,118 |
| Salaries and employee benefits | $1,480,000 | 3,148 |
| Premises and equipment expense | $200,000 | 4,178 |
| Additional noninterest expense | $1,082,000 | 2,707 |
| Pre-tax net operating income | $2,458,000 | 1,526 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $929,000 | 1,026 |
| Income before extraordinary items | $1,529,000 | 1,948 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,529,000 | 1,952 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,529,000 | 1,951 |
| Net charge-offs | $95,000 | 2,223 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,529,000 | 1,896 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 2,679 |
| Total interest expense | $74,000 | 5,161 |
| Net interest income | $2,156,000 | 2,455 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $478,000 | 2,104 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $287,000 | 1,125 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $191,000 | 2,634 |
| Total noninterest expense | $1,395,000 | 3,130 |
| Salaries and employee benefits | $743,000 | 3,160 |
| Premises and equipment expense | $98,000 | 4,253 |
| Additional noninterest expense | $554,000 | 2,668 |
| Pre-tax net operating income | $1,089,000 | 1,642 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $424,000 | 1,043 |
| Income before extraordinary items | $665,000 | 2,090 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $665,000 | 2,092 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $665,000 | 2,092 |
| Net charge-offs | $-21,000 | 6,063 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $665,000 | 2,049 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,712,000 | 2,750 |
| Total interest expense | $349,000 | 5,154 |
| Net interest income | $8,363,000 | 2,496 |
| Provision for loan and lease losses | $120,000 | 3,475 |
| Total noninterest income | $1,760,000 | 2,334 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,097,000 | 1,237 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $663,000 | 2,950 |
| Total noninterest expense | $5,476,000 | 3,186 |
| Salaries and employee benefits | $2,866,000 | 3,205 |
| Premises and equipment expense | $311,000 | 4,774 |
| Additional noninterest expense | $2,299,000 | 2,667 |
| Pre-tax net operating income | $4,527,000 | 1,548 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,601,000 | 1,073 |
| Income before extraordinary items | $2,926,000 | 1,933 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,926,000 | 1,935 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,926,000 | 1,935 |
| Net charge-offs | $84,000 | 3,918 |
| Cash dividends | $2,874,000 | 903 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,926,000 | 1,900 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,500,000 | 2,787 |
| Total interest expense | $269,000 | 5,198 |
| Net interest income | $6,231,000 | 2,522 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,325,000 | 2,384 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $803,000 | 1,274 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $522,000 | 2,948 |
| Total noninterest expense | $4,090,000 | 3,204 |
| Salaries and employee benefits | $2,148,000 | 3,224 |
| Premises and equipment expense | $214,000 | 4,999 |
| Additional noninterest expense | $1,728,000 | 2,654 |
| Pre-tax net operating income | $3,466,000 | 1,550 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,188,000 | 1,102 |
| Income before extraordinary items | $2,278,000 | 1,915 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,278,000 | 1,922 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,278,000 | 1,921 |
| Net charge-offs | $-80,000 | 6,549 |
| Cash dividends | $1,404,000 | 1,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,278,000 | 1,861 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,360,000 | 2,760 |
| Total interest expense | $184,000 | 5,208 |
| Net interest income | $4,176,000 | 2,503 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $897,000 | 2,377 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $513,000 | 1,308 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $384,000 | 2,858 |
| Total noninterest expense | $2,692,000 | 3,237 |
| Salaries and employee benefits | $1,442,000 | 3,232 |
| Premises and equipment expense | $140,000 | 5,036 |
| Additional noninterest expense | $1,110,000 | 2,726 |
| Pre-tax net operating income | $2,381,000 | 1,496 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $817,000 | 1,086 |
| Income before extraordinary items | $1,564,000 | 1,857 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,564,000 | 1,862 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,564,000 | 1,863 |
| Net charge-offs | $-8,000 | 6,085 |
| Cash dividends | $40,000 | 3,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,564,000 | 1,787 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,146,000 | 2,820 |
| Total interest expense | $94,000 | 5,252 |
| Net interest income | $2,052,000 | 2,559 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $432,000 | 2,457 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $252,000 | 1,326 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $180,000 | 2,922 |
| Total noninterest expense | $1,340,000 | 3,276 |
| Salaries and employee benefits | $731,000 | 3,222 |
| Premises and equipment expense | $72,000 | 5,012 |
| Additional noninterest expense | $537,000 | 2,811 |
| Pre-tax net operating income | $1,144,000 | 1,527 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $376,000 | 1,133 |
| Income before extraordinary items | $768,000 | 1,853 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $768,000 | 1,854 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $768,000 | 1,855 |
| Net charge-offs | $-21,000 | 6,462 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $768,000 | 1,779 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,021,000 | 2,829 |
| Total interest expense | $516,000 | 5,055 |
| Net interest income | $8,505,000 | 2,522 |
| Provision for loan and lease losses | $294,000 | 3,443 |
| Total noninterest income | $1,788,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,079,000 | 1,326 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $709,000 | 2,873 |
| Total noninterest expense | $5,358,000 | 3,294 |
| Salaries and employee benefits | $2,762,000 | 3,319 |
| Premises and equipment expense | $349,000 | 4,610 |
| Additional noninterest expense | $2,247,000 | 2,817 |
| Pre-tax net operating income | $4,641,000 | 1,465 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,620,000 | 1,030 |
| Income before extraordinary items | $3,021,000 | 1,849 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,021,000 | 1,847 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,021,000 | 1,849 |
| Net charge-offs | $236,000 | 3,591 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,021,000 | 1,747 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,783,000 | 2,871 |
| Total interest expense | $408,000 | 5,091 |
| Net interest income | $6,375,000 | 2,563 |
| Provision for loan and lease losses | $294,000 | 3,006 |
| Total noninterest income | $1,320,000 | 2,379 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $809,000 | 1,331 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $511,000 | 2,922 |
| Total noninterest expense | $4,250,000 | 3,180 |
| Salaries and employee benefits | $2,047,000 | 3,366 |
| Premises and equipment expense | $268,000 | 4,617 |
| Additional noninterest expense | $1,935,000 | 2,491 |
| Pre-tax net operating income | $3,151,000 | 1,629 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,152,000 | 1,103 |
| Income before extraordinary items | $1,999,000 | 2,105 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,999,000 | 2,105 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,999,000 | 2,106 |
| Net charge-offs | $222,000 | 3,172 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,999,000 | 1,986 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,563,000 | 2,875 |
| Total interest expense | $288,000 | 5,071 |
| Net interest income | $4,275,000 | 2,546 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $875,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $535,000 | 1,324 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $340,000 | 2,894 |
| Total noninterest expense | $3,002,000 | 3,063 |
| Salaries and employee benefits | $1,354,000 | 3,401 |
| Premises and equipment expense | $195,000 | 4,429 |
| Additional noninterest expense | $1,453,000 | 2,232 |
| Pre-tax net operating income | $1,998,000 | 1,685 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $933,000 | 939 |
| Income before extraordinary items | $1,065,000 | 2,498 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,065,000 | 2,498 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,065,000 | 2,498 |
| Net charge-offs | $236,000 | 2,566 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,065,000 | 2,365 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,168,000 | 3,016 |
| Total interest expense | $157,000 | 4,998 |
| Net interest income | $2,011,000 | 2,713 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $434,000 | 2,365 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $269,000 | 1,306 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $165,000 | 2,931 |
| Total noninterest expense | $1,571,000 | 2,937 |
| Salaries and employee benefits | $659,000 | 3,503 |
| Premises and equipment expense | $113,000 | 4,128 |
| Additional noninterest expense | $799,000 | 2,035 |
| Pre-tax net operating income | $874,000 | 1,884 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $495,000 | 898 |
| Income before extraordinary items | $379,000 | 3,184 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $379,000 | 3,188 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $379,000 | 3,188 |
| Net charge-offs | $37,000 | 3,263 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $379,000 | 3,023 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,766,000 | 3,092 |
| Total interest expense | $820,000 | 4,865 |
| Net interest income | $7,946,000 | 2,753 |
| Provision for loan and lease losses | $152,000 | 4,923 |
| Total noninterest income | $1,831,000 | 2,149 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,056,000 | 1,406 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $775,000 | 2,500 |
| Total noninterest expense | $5,555,000 | 3,251 |
| Salaries and employee benefits | $2,576,000 | 3,477 |
| Premises and equipment expense | $405,000 | 4,536 |
| Additional noninterest expense | $2,574,000 | 2,535 |
| Pre-tax net operating income | $4,070,000 | 1,413 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,363,000 | 1,064 |
| Income before extraordinary items | $2,707,000 | 1,755 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,707,000 | 1,757 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,707,000 | 1,757 |
| Net charge-offs | $270,000 | 3,923 |
| Cash dividends | $3,320,000 | 608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,707,000 | 1,682 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,578,000 | 3,118 |
| Total interest expense | $651,000 | 4,855 |
| Net interest income | $5,927,000 | 2,777 |
| Provision for loan and lease losses | $60,000 | 5,396 |
| Total noninterest income | $1,382,000 | 2,126 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $786,000 | 1,420 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $596,000 | 2,432 |
| Total noninterest expense | $4,161,000 | 3,264 |
| Salaries and employee benefits | $1,905,000 | 3,513 |
| Premises and equipment expense | $290,000 | 4,698 |
| Additional noninterest expense | $1,966,000 | 2,506 |
| Pre-tax net operating income | $3,088,000 | 1,456 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,114,000 | 1,003 |
| Income before extraordinary items | $1,974,000 | 1,856 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,974,000 | 1,856 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,974,000 | 1,856 |
| Net charge-offs | $105,000 | 4,385 |
| Cash dividends | $2,000,000 | 634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,974,000 | 1,767 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,375,000 | 3,156 |
| Total interest expense | $459,000 | 4,838 |
| Net interest income | $3,916,000 | 2,797 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $928,000 | 2,099 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $510,000 | 1,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $418,000 | 2,377 |
| Total noninterest expense | $2,836,000 | 3,236 |
| Salaries and employee benefits | $1,267,000 | 3,556 |
| Premises and equipment expense | $179,000 | 4,911 |
| Additional noninterest expense | $1,390,000 | 2,412 |
| Pre-tax net operating income | $1,948,000 | 1,490 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $710,000 | 1,012 |
| Income before extraordinary items | $1,238,000 | 1,903 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,238,000 | 1,903 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,238,000 | 1,903 |
| Net charge-offs | $138,000 | 3,502 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,238,000 | 1,834 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,173,000 | 3,191 |
| Total interest expense | $240,000 | 4,843 |
| Net interest income | $1,933,000 | 2,808 |
| Provision for loan and lease losses | $10,000 | 5,371 |
| Total noninterest income | $416,000 | 2,292 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $254,000 | 1,409 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $162,000 | 2,770 |
| Total noninterest expense | $1,412,000 | 3,261 |
| Salaries and employee benefits | $642,000 | 3,538 |
| Premises and equipment expense | $101,000 | 4,674 |
| Additional noninterest expense | $669,000 | 2,480 |
| Pre-tax net operating income | $927,000 | 1,553 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $302,000 | 1,119 |
| Income before extraordinary items | $625,000 | 1,851 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $625,000 | 1,850 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $625,000 | 1,851 |
| Net charge-offs | $50,000 | 3,347 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $625,000 | 1,797 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,822,000 | 3,274 |
| Total interest expense | $1,161,000 | 4,906 |
| Net interest income | $7,661,000 | 2,838 |
| Provision for loan and lease losses | $186,000 | 5,427 |
| Total noninterest income | $1,900,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,197,000 | 1,256 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $703,000 | 2,684 |
| Total noninterest expense | $5,741,000 | 3,220 |
| Salaries and employee benefits | $2,404,000 | 3,693 |
| Premises and equipment expense | $374,000 | 4,908 |
| Additional noninterest expense | $2,963,000 | 2,314 |
| Pre-tax net operating income | $3,634,000 | 1,372 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,162,000 | 1,099 |
| Income before extraordinary items | $2,472,000 | 1,667 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,472,000 | 1,667 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,472,000 | 1,669 |
| Net charge-offs | $463,000 | 3,753 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,472,000 | 1,608 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,584,000 | 3,358 |
| Total interest expense | $897,000 | 4,991 |
| Net interest income | $5,687,000 | 2,907 |
| Provision for loan and lease losses | $75,000 | 5,956 |
| Total noninterest income | $1,416,000 | 2,178 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $891,000 | 1,303 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $525,000 | 2,684 |
| Total noninterest expense | $4,007,000 | 3,410 |
| Salaries and employee benefits | $1,837,000 | 3,676 |
| Premises and equipment expense | $286,000 | 4,937 |
| Additional noninterest expense | $1,884,000 | 2,626 |
| Pre-tax net operating income | $3,021,000 | 1,319 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $958,000 | 1,031 |
| Income before extraordinary items | $2,063,000 | 1,600 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,063,000 | 1,603 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,063,000 | 1,603 |
| Net charge-offs | $245,000 | 3,980 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,063,000 | 1,529 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,370,000 | 3,409 |
| Total interest expense | $609,000 | 5,041 |
| Net interest income | $3,761,000 | 2,923 |
| Provision for loan and lease losses | $75,000 | 5,435 |
| Total noninterest income | $967,000 | 2,105 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $585,000 | 1,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $382,000 | 2,474 |
| Total noninterest expense | $2,694,000 | 3,386 |
| Salaries and employee benefits | $1,231,000 | 3,686 |
| Premises and equipment expense | $206,000 | 4,784 |
| Additional noninterest expense | $1,257,000 | 2,614 |
| Pre-tax net operating income | $1,959,000 | 1,321 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $589,000 | 1,062 |
| Income before extraordinary items | $1,370,000 | 1,600 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,370,000 | 1,600 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,370,000 | 1,600 |
| Net charge-offs | $292,000 | 3,084 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,370,000 | 1,526 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 3,446 |
| Total interest expense | $314,000 | 5,087 |
| Net interest income | $1,890,000 | 2,941 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $440,000 | 2,219 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $268,000 | 1,461 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $172,000 | 2,619 |
| Total noninterest expense | $1,367,000 | 3,395 |
| Salaries and employee benefits | $622,000 | 3,716 |
| Premises and equipment expense | $107,000 | 4,771 |
| Additional noninterest expense | $638,000 | 2,564 |
| Pre-tax net operating income | $888,000 | 1,476 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $257,000 | 1,179 |
| Income before extraordinary items | $631,000 | 1,746 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $631,000 | 1,745 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $631,000 | 1,747 |
| Net charge-offs | $219,000 | 2,338 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $631,000 | 1,673 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,092,000 | 3,474 |
| Total interest expense | $1,583,000 | 5,044 |
| Net interest income | $7,509,000 | 2,877 |
| Provision for loan and lease losses | $2,681,000 | 2,103 |
| Total noninterest income | $1,656,000 | 2,407 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,487,000 | 1,157 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $169,000 | 4,920 |
| Total noninterest expense | $4,729,000 | 3,852 |
| Salaries and employee benefits | $2,332,000 | 3,897 |
| Premises and equipment expense | $402,000 | 4,984 |
| Additional noninterest expense | $1,995,000 | 3,315 |
| Pre-tax net operating income | $1,755,000 | 2,129 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $620,000 | 1,352 |
| Income before extraordinary items | $1,135,000 | 2,557 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,135,000 | 2,555 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,135,000 | 2,556 |
| Net charge-offs | $2,265,000 | 1,887 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,135,000 | 2,513 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,854,000 | 3,517 |
| Total interest expense | $1,227,000 | 5,093 |
| Net interest income | $5,627,000 | 2,882 |
| Provision for loan and lease losses | $1,742,000 | 2,066 |
| Total noninterest income | $1,232,000 | 2,456 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,101,000 | 1,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $131,000 | 4,991 |
| Total noninterest expense | $3,543,000 | 3,864 |
| Salaries and employee benefits | $1,845,000 | 3,768 |
| Premises and equipment expense | $293,000 | 5,095 |
| Additional noninterest expense | $1,405,000 | 3,442 |
| Pre-tax net operating income | $1,574,000 | 1,967 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $506,000 | 1,391 |
| Income before extraordinary items | $1,068,000 | 2,370 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,068,000 | 2,367 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,068,000 | 2,370 |
| Net charge-offs | $1,521,000 | 1,755 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,068,000 | 2,319 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,558,000 | 3,559 |
| Total interest expense | $859,000 | 5,092 |
| Net interest income | $3,699,000 | 2,906 |
| Provision for loan and lease losses | $362,000 | 3,430 |
| Total noninterest income | $806,000 | 2,508 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $715,000 | 1,181 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $91,000 | 4,967 |
| Total noninterest expense | $2,343,000 | 3,920 |
| Salaries and employee benefits | $1,267,000 | 3,729 |
| Premises and equipment expense | $192,000 | 5,183 |
| Additional noninterest expense | $884,000 | 3,598 |
| Pre-tax net operating income | $1,800,000 | 1,278 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $539,000 | 1,018 |
| Income before extraordinary items | $1,261,000 | 1,478 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,261,000 | 1,476 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,261,000 | 1,477 |
| Net charge-offs | $184,000 | 3,526 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,261,000 | 1,454 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,287,000 | 3,575 |
| Total interest expense | $443,000 | 5,135 |
| Net interest income | $1,844,000 | 2,918 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $384,000 | 2,573 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $340,000 | 1,216 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $44,000 | 5,048 |
| Total noninterest expense | $1,165,000 | 3,857 |
| Salaries and employee benefits | $639,000 | 3,743 |
| Premises and equipment expense | $97,000 | 5,192 |
| Additional noninterest expense | $429,000 | 3,388 |
| Pre-tax net operating income | $1,063,000 | 1,210 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $393,000 | 838 |
| Income before extraordinary items | $670,000 | 1,603 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $670,000 | 1,604 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $670,000 | 1,605 |
| Net charge-offs | $35,000 | 3,875 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $670,000 | 1,526 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,358,000 | 3,706 |
| Total interest expense | $2,423,000 | 4,822 |
| Net interest income | $6,935,000 | 3,081 |
| Provision for loan and lease losses | $1,034,000 | 2,658 |
| Total noninterest income | $1,450,000 | 2,697 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,260,000 | 1,429 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $190,000 | 4,927 |
| Total noninterest expense | $4,321,000 | 4,003 |
| Salaries and employee benefits | $2,423,000 | 3,863 |
| Premises and equipment expense | $424,000 | 4,930 |
| Additional noninterest expense | $1,474,000 | 3,665 |
| Pre-tax net operating income | $3,030,000 | 1,779 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,217,000 | 1,027 |
| Income before extraordinary items | $1,813,000 | 2,181 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,813,000 | 2,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 3,639 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 324 |
| Net operating income | $1,813,000 | 2,301 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,047,000 | 3,751 |
| Total interest expense | $1,910,000 | 4,811 |
| Net interest income | $5,137,000 | 3,133 |
| Provision for loan and lease losses | $694,000 | 2,280 |
| Total noninterest income | $1,012,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $882,000 | 1,532 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $130,000 | 5,192 |
| Total noninterest expense | $3,191,000 | 4,030 |
| Salaries and employee benefits | $1,824,000 | 3,879 |
| Premises and equipment expense | $294,000 | 5,163 |
| Additional noninterest expense | $1,073,000 | 3,679 |
| Pre-tax net operating income | $2,264,000 | 2,092 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $932,000 | 1,220 |
| Income before extraordinary items | $1,332,000 | 2,556 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,332,000 | 2,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,725 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 227 |
| Net operating income | $1,332,000 | 2,680 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,740,000 | 3,775 |
| Total interest expense | $1,342,000 | 4,815 |
| Net interest income | $3,398,000 | 3,146 |
| Provision for loan and lease losses | $301,000 | 2,519 |
| Total noninterest income | $648,000 | 2,980 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $556,000 | 1,586 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $92,000 | 5,188 |
| Total noninterest expense | $2,091,000 | 4,110 |
| Salaries and employee benefits | $1,217,000 | 3,921 |
| Premises and equipment expense | $192,000 | 5,252 |
| Additional noninterest expense | $682,000 | 3,788 |
| Pre-tax net operating income | $1,654,000 | 2,014 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $693,000 | 1,241 |
| Income before extraordinary items | $961,000 | 2,655 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $961,000 | 2,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,471 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 154 |
| Net operating income | $961,000 | 2,602 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,404,000 | 3,814 |
| Total interest expense | $741,000 | 4,729 |
| Net interest income | $1,663,000 | 3,213 |
| Provision for loan and lease losses | $160,000 | 2,060 |
| Total noninterest income | $313,000 | 3,043 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $267,000 | 1,624 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $46,000 | 5,219 |
| Total noninterest expense | $1,019,000 | 4,179 |
| Salaries and employee benefits | $602,000 | 3,968 |
| Premises and equipment expense | $97,000 | 5,250 |
| Additional noninterest expense | $320,000 | 3,920 |
| Pre-tax net operating income | $797,000 | 2,167 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $343,000 | 1,344 |
| Income before extraordinary items | $454,000 | 2,912 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $454,000 | 2,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,990 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $454,000 | 2,830 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,833,000 | 4,092 |
| Total interest expense | $3,215,000 | 4,592 |
| Net interest income | $5,618,000 | 3,683 |
| Provision for loan and lease losses | $382,000 | 2,767 |
| Total noninterest income | $1,129,000 | 3,272 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $932,000 | 1,878 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $197,000 | 5,089 |
| Total noninterest expense | $3,895,000 | 4,204 |
| Salaries and employee benefits | $2,268,000 | 3,987 |
| Premises and equipment expense | $386,000 | 5,136 |
| Additional noninterest expense | $1,241,000 | 3,982 |
| Pre-tax net operating income | $2,470,000 | 2,851 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $802,000 | 2,135 |
| Income before extraordinary items | $1,668,000 | 3,203 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,668,000 | 3,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,934 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,668,000 | 3,190 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,438,000 | 4,197 |
| Total interest expense | $2,412,000 | 4,593 |
| Net interest income | $4,026,000 | 3,808 |
| Provision for loan and lease losses | $230,000 | 2,752 |
| Total noninterest income | $797,000 | 3,403 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $651,000 | 1,972 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $146,000 | 5,142 |
| Total noninterest expense | $2,797,000 | 4,310 |
| Salaries and employee benefits | $1,667,000 | 4,039 |
| Premises and equipment expense | $282,000 | 5,185 |
| Additional noninterest expense | $848,000 | 4,202 |
| Pre-tax net operating income | $1,796,000 | 3,066 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $566,000 | 2,374 |
| Income before extraordinary items | $1,230,000 | 3,405 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,230,000 | 3,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,057 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,230,000 | 3,390 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,175,000 | 4,290 |
| Total interest expense | $1,568,000 | 4,651 |
| Net interest income | $2,607,000 | 3,905 |
| Provision for loan and lease losses | $121,000 | 2,953 |
| Total noninterest income | $486,000 | 3,619 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $401,000 | 2,106 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $85,000 | 5,398 |
| Total noninterest expense | $1,820,000 | 4,409 |
| Salaries and employee benefits | $1,103,000 | 4,092 |
| Premises and equipment expense | $185,000 | 5,262 |
| Additional noninterest expense | $532,000 | 4,398 |
| Pre-tax net operating income | $1,152,000 | 3,192 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $347,000 | 2,562 |
| Income before extraordinary items | $805,000 | 3,507 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $805,000 | 3,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,435 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $805,000 | 3,480 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 4,375 |
| Total interest expense | $763,000 | 4,716 |
| Net interest income | $1,258,000 | 4,015 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $231,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $191,000 | 2,128 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $40,000 | 5,516 |
| Total noninterest expense | $870,000 | 4,541 |
| Salaries and employee benefits | $545,000 | 4,169 |
| Premises and equipment expense | $86,000 | 5,493 |
| Additional noninterest expense | $239,000 | 4,694 |
| Pre-tax net operating income | $599,000 | 3,122 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $193,000 | 2,447 |
| Income before extraordinary items | $406,000 | 3,463 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $406,000 | 3,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $406,000 | 3,440 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,799,000 | 4,647 |
| Total interest expense | $2,447,000 | 4,878 |
| Net interest income | $4,352,000 | 4,433 |
| Provision for loan and lease losses | $285,000 | 2,880 |
| Total noninterest income | $748,000 | 4,218 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $579,000 | 2,760 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $169,000 | 5,416 |
| Total noninterest expense | $3,516,000 | 4,395 |
| Salaries and employee benefits | $2,245,000 | 3,920 |
| Premises and equipment expense | $358,000 | 5,270 |
| Additional noninterest expense | $913,000 | 4,809 |
| Pre-tax net operating income | $1,299,000 | 4,616 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $418,000 | 3,379 |
| Income before extraordinary items | $881,000 | 4,993 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $881,000 | 4,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,765 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $881,000 | 4,986 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,854,000 | 4,762 |
| Total interest expense | $1,711,000 | 4,988 |
| Net interest income | $3,143,000 | 4,559 |
| Provision for loan and lease losses | $215,000 | 2,754 |
| Total noninterest income | $540,000 | 4,303 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $373,000 | 3,076 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $167,000 | 4,918 |
| Total noninterest expense | $2,470,000 | 4,580 |
| Salaries and employee benefits | $1,567,000 | 4,120 |
| Premises and equipment expense | $263,000 | 5,323 |
| Additional noninterest expense | $640,000 | 5,009 |
| Pre-tax net operating income | $998,000 | 4,715 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $288,000 | 3,640 |
| Income before extraordinary items | $710,000 | 4,974 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $710,000 | 4,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,550 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $710,000 | 4,968 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,051,000 | 4,890 |
| Total interest expense | $1,058,000 | 5,084 |
| Net interest income | $1,993,000 | 4,727 |
| Provision for loan and lease losses | $185,000 | 2,232 |
| Total noninterest income | $350,000 | 4,350 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $229,000 | 3,238 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $121,000 | 4,728 |
| Total noninterest expense | $1,619,000 | 4,632 |
| Salaries and employee benefits | $1,028,000 | 4,186 |
| Premises and equipment expense | $173,000 | 5,359 |
| Additional noninterest expense | $418,000 | 5,055 |
| Pre-tax net operating income | $539,000 | 5,241 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $147,000 | 4,035 |
| Income before extraordinary items | $392,000 | 5,429 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $392,000 | 5,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $392,000 | 5,426 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 5,107 |
| Total interest expense | $494,000 | 5,147 |
| Net interest income | $916,000 | 4,973 |
| Provision for loan and lease losses | $85,000 | 2,271 |
| Total noninterest income | $158,000 | 4,547 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $102,000 | 3,438 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $56,000 | 4,890 |
| Total noninterest expense | $783,000 | 4,764 |
| Salaries and employee benefits | $513,000 | 4,209 |
| Premises and equipment expense | $88,000 | 5,343 |
| Additional noninterest expense | $182,000 | 5,465 |
| Pre-tax net operating income | $206,000 | 5,784 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $41,000 | 4,710 |
| Income before extraordinary items | $165,000 | 5,752 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $165,000 | 5,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $165,000 | 5,755 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,012,000 | 5,821 |
| Total interest expense | $1,155,000 | 5,921 |
| Net interest income | $2,857,000 | 5,650 |
| Provision for loan and lease losses | $328,000 | 2,652 |
| Total noninterest income | $407,000 | 5,689 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $266,000 | 4,442 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $141,000 | 5,837 |
| Total noninterest expense | $2,713,000 | 5,103 |
| Salaries and employee benefits | $1,790,000 | 4,494 |
| Premises and equipment expense | $259,000 | 6,117 |
| Additional noninterest expense | $664,000 | 5,744 |
| Pre-tax net operating income | $223,000 | 7,635 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $11,000 | 6,510 |
| Income before extraordinary items | $212,000 | 7,529 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $212,000 | 7,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,675 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $212,000 | 7,505 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,792,000 | 6,001 |
| Total interest expense | $767,000 | 6,124 |
| Net interest income | $2,025,000 | 5,852 |
| Provision for loan and lease losses | $228,000 | 2,692 |
| Total noninterest income | $283,000 | 5,891 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $184,000 | 4,638 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $99,000 | 5,963 |
| Total noninterest expense | $1,949,000 | 5,225 |
| Salaries and employee benefits | $1,311,000 | 4,544 |
| Premises and equipment expense | $195,000 | 6,101 |
| Additional noninterest expense | $443,000 | 6,073 |
| Pre-tax net operating income | $131,000 | 7,894 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $131,000 | 7,804 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $131,000 | 7,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $131,000 | 7,762 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,708,000 | 6,196 |
| Total interest expense | $448,000 | 6,322 |
| Net interest income | $1,260,000 | 6,035 |
| Provision for loan and lease losses | $162,000 | 2,506 |
| Total noninterest income | $178,000 | 5,998 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $111,000 | 4,818 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $67,000 | 5,953 |
| Total noninterest expense | $1,266,000 | 5,291 |
| Salaries and employee benefits | $859,000 | 4,572 |
| Premises and equipment expense | $128,000 | 6,137 |
| Additional noninterest expense | $279,000 | 6,210 |
| Pre-tax net operating income | $10,000 | 8,317 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $10,000 | 8,333 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $10,000 | 8,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,061 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $10,000 | 8,305 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $778,000 | 6,463 |
| Total interest expense | $203,000 | 6,502 |
| Net interest income | $575,000 | 6,340 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $81,000 | 6,145 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $46,000 | 5,168 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,892 |
| Total noninterest expense | $619,000 | 5,416 |
| Salaries and employee benefits | $421,000 | 4,659 |
| Premises and equipment expense | $66,000 | 6,121 |
| Additional noninterest expense | $132,000 | 6,402 |
| Pre-tax net operating income | $-38,000 | 8,548 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-38,000 | 8,573 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-38,000 | 8,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-38,000 | 8,546 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 7,302 |
| Total interest expense | $522,000 | 7,226 |
| Net interest income | $1,557,000 | 7,242 |
| Provision for loan and lease losses | $150,000 | 4,230 |
| Total noninterest income | $265,000 | 6,648 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $168,000 | 5,579 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $97,000 | 6,480 |
| Total noninterest expense | $1,488,000 | 6,901 |
| Salaries and employee benefits | $882,000 | 6,672 |
| Premises and equipment expense | $176,000 | 7,018 |
| Additional noninterest expense | $430,000 | 6,960 |
| Pre-tax net operating income | $184,000 | 7,833 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-21,000 | 8,619 |
| Income before extraordinary items | $205,000 | 7,628 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $205,000 | 7,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,241 |
| Cash dividends | $268,000 | 4,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $205,000 | 7,583 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 7,494 |
| Total interest expense | $373,000 | 7,337 |
| Net interest income | $1,063,000 | 7,447 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $204,000 | 6,638 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $129,000 | 5,574 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $75,000 | 6,422 |
| Total noninterest expense | $816,000 | 7,615 |
| Salaries and employee benefits | $463,000 | 7,547 |
| Premises and equipment expense | $99,000 | 7,547 |
| Additional noninterest expense | $254,000 | 7,465 |
| Pre-tax net operating income | $451,000 | 6,540 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $94,000 | 5,417 |
| Income before extraordinary items | $357,000 | 6,572 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $357,000 | 6,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,054 |
| Cash dividends | $268,000 | 3,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $357,000 | 6,499 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $963,000 | 7,517 |
| Total interest expense | $257,000 | 7,334 |
| Net interest income | $706,000 | 7,486 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $139,000 | 6,631 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $89,000 | 5,514 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $50,000 | 6,428 |
| Total noninterest expense | $508,000 | 7,797 |
| Salaries and employee benefits | $292,000 | 7,730 |
| Premises and equipment expense | $61,000 | 7,711 |
| Additional noninterest expense | $155,000 | 7,665 |
| Pre-tax net operating income | $337,000 | 6,265 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $65,000 | 5,358 |
| Income before extraordinary items | $272,000 | 6,261 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $272,000 | 6,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $68,000 | 4,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $272,000 | 6,175 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $492,000 | 7,527 |
| Total interest expense | $138,000 | 7,223 |
| Net interest income | $354,000 | 7,513 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $67,000 | 6,667 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $49,000 | 5,252 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $18,000 | 6,980 |
| Total noninterest expense | $260,000 | 7,793 |
| Salaries and employee benefits | $146,000 | 7,753 |
| Premises and equipment expense | $32,000 | 7,669 |
| Additional noninterest expense | $82,000 | 7,590 |
| Pre-tax net operating income | $161,000 | 6,293 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $38,000 | 5,155 |
| Income before extraordinary items | $123,000 | 6,459 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $123,000 | 6,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $123,000 | 6,340 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,177,000 | 7,381 |
| Total interest expense | $704,000 | 7,027 |
| Net interest income | $1,473,000 | 7,406 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $245,000 | 6,986 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $180,000 | 5,484 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $65,000 | 7,218 |
| Total noninterest expense | $982,000 | 7,925 |
| Salaries and employee benefits | $569,000 | 7,828 |
| Premises and equipment expense | $121,000 | 7,796 |
| Additional noninterest expense | $292,000 | 7,814 |
| Pre-tax net operating income | $736,000 | 5,890 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $146,000 | 5,313 |
| Income before extraordinary items | $590,000 | 5,985 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $590,000 | 5,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,545 |
| Cash dividends | $139,000 | 5,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $590,000 | 5,808 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,664,000 | 7,429 |
| Total interest expense | $558,000 | 7,040 |
| Net interest income | $1,106,000 | 7,451 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $181,000 | 7,067 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $132,000 | 5,566 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 7,244 |
| Total noninterest expense | $713,000 | 7,989 |
| Salaries and employee benefits | $409,000 | 7,889 |
| Premises and equipment expense | $88,000 | 7,850 |
| Additional noninterest expense | $216,000 | 7,855 |
| Pre-tax net operating income | $574,000 | 5,973 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $108,000 | 5,485 |
| Income before extraordinary items | $466,000 | 6,023 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $466,000 | 6,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $68,000 | 4,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $466,000 | 5,853 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 7,415 |
| Total interest expense | $392,000 | 7,023 |
| Net interest income | $746,000 | 7,453 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $123,000 | 7,021 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $91,000 | 5,480 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $32,000 | 7,239 |
| Total noninterest expense | $474,000 | 8,005 |
| Salaries and employee benefits | $276,000 | 7,883 |
| Premises and equipment expense | $56,000 | 7,921 |
| Additional noninterest expense | $142,000 | 7,878 |
| Pre-tax net operating income | $395,000 | 5,892 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $72,000 | 5,530 |
| Income before extraordinary items | $323,000 | 5,944 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $323,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $68,000 | 4,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $323,000 | 5,726 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $594,000 | 7,340 |
| Total interest expense | $209,000 | 6,956 |
| Net interest income | $385,000 | 7,381 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $61,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $49,000 | 5,240 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $237,000 | 8,041 |
| Salaries and employee benefits | $139,000 | 7,911 |
| Premises and equipment expense | $28,000 | 7,948 |
| Additional noninterest expense | $70,000 | 7,943 |
| Pre-tax net operating income | $209,000 | 5,741 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $36,000 | 5,525 |
| Income before extraordinary items | $173,000 | 5,682 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $173,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $173,000 | 5,493 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,526,000 | 7,332 |
| Total interest expense | $952,000 | 7,060 |
| Net interest income | $1,574,000 | 7,311 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $230,000 | 7,033 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $175,000 | 5,526 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $55,000 | 7,472 |
| Total noninterest expense | $1,002,000 | 7,932 |
| Salaries and employee benefits | $584,000 | 7,765 |
| Premises and equipment expense | $135,000 | 7,649 |
| Additional noninterest expense | $283,000 | 7,930 |
| Pre-tax net operating income | $802,000 | 5,766 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $153,000 | 5,497 |
| Income before extraordinary items | $649,000 | 5,763 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $649,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $318,000 | 4,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $649,000 | 5,621 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,788,000 | 7,464 |
| Total interest expense | $1,341,000 | 7,319 |
| Net interest income | $1,447,000 | 7,423 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $229,000 | 7,027 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $178,000 | 5,424 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $51,000 | 7,655 |
| Total noninterest expense | $943,000 | 8,106 |
| Salaries and employee benefits | $540,000 | 7,978 |
| Premises and equipment expense | $135,000 | 7,770 |
| Additional noninterest expense | $268,000 | 8,090 |
| Pre-tax net operating income | $733,000 | 5,707 |
| Securities gains (losses) | $34,000 | 2,711 |
| Applicable income taxes | $119,000 | 5,780 |
| Income before extraordinary items | $648,000 | 5,420 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $648,000 | 5,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,863 |
| Cash dividends | $221,000 | 4,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $619,440 | 5,402 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,779,000 | 7,636 |
| Total interest expense | $1,377,000 | 7,399 |
| Net interest income | $1,402,000 | 7,639 |
| Provision for loan and lease losses | $5,000 | 8,144 |
| Total noninterest income | $227,000 | 7,005 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 7,902 |
| Total noninterest expense | $905,000 | 8,288 |
| Salaries and employee benefits | $531,000 | 8,087 |
| Premises and equipment expense | $121,000 | 8,080 |
| Additional noninterest expense | $253,000 | 8,313 |
| Pre-tax net operating income | $719,000 | 6,153 |
| Securities gains (losses) | $-50,000 | 9,205 |
| Applicable income taxes | $83,000 | 6,747 |
| Income before extraordinary items | $586,000 | 5,912 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $586,000 | 5,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,278 |
| Cash dividends | $616,000 | 3,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $630,000 | 5,723 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,559,000 | 7,846 |
| Total interest expense | $1,189,000 | 7,675 |
| Net interest income | $1,370,000 | 7,831 |
| Provision for loan and lease losses | $5,000 | 8,322 |
| Total noninterest income | $205,000 | 7,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 5,571 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,510 |
| Total noninterest expense | $872,000 | 8,535 |
| Salaries and employee benefits | $542,000 | 8,088 |
| Premises and equipment expense | $91,000 | 8,805 |
| Additional noninterest expense | $239,000 | 8,665 |
| Pre-tax net operating income | $698,000 | 6,321 |
| Securities gains (losses) | $18,000 | 1,449 |
| Applicable income taxes | $173,000 | 5,996 |
| Income before extraordinary items | $543,000 | 6,196 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $543,000 | 6,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $320,000 | 4,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $529,320 | 6,239 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,643,000 | 7,933 |
| Total interest expense | $1,218,000 | 7,859 |
| Net interest income | $1,425,000 | 7,853 |
| Provision for loan and lease losses | $4,000 | 8,522 |
| Total noninterest income | $186,000 | 7,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 5,989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,570 |
| Total noninterest expense | $860,000 | 8,569 |
| Salaries and employee benefits | $518,000 | 8,243 |
| Premises and equipment expense | $80,000 | 9,140 |
| Additional noninterest expense | $262,000 | 8,479 |
| Pre-tax net operating income | $747,000 | 6,305 |
| Securities gains (losses) | $69,000 | 1,514 |
| Applicable income taxes | $213,000 | 6,047 |
| Income before extraordinary items | $603,000 | 6,038 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $603,000 | 6,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $554,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $551,940 | 6,201 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,592,000 | 8,257 |
| Total interest expense | $1,184,000 | 8,164 |
| Net interest income | $1,408,000 | 8,211 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $182,000 | 8,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 6,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,379 |
| Total noninterest expense | $831,000 | 8,928 |
| Salaries and employee benefits | $493,000 | 8,653 |
| Premises and equipment expense | $93,000 | 9,130 |
| Additional noninterest expense | $245,000 | 8,903 |
| Pre-tax net operating income | $759,000 | 6,735 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $204,000 | 6,823 |
| Income before extraordinary items | $550,000 | 6,671 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $550,000 | 6,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,989 |
| Cash dividends | $516,000 | 3,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $553,650 | 6,596 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 8,682 |
| Total interest expense | $1,189,000 | 8,408 |
| Net interest income | $1,318,000 | 8,724 |
| Provision for loan and lease losses | $22,000 | 7,876 |
| Total noninterest income | $173,000 | 8,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,949 |
| Total noninterest expense | $796,000 | 9,436 |
| Salaries and employee benefits | $467,000 | 9,126 |
| Premises and equipment expense | $89,000 | 9,582 |
| Additional noninterest expense | $240,000 | 9,502 |
| Pre-tax net operating income | $673,000 | 7,056 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $174,000 | 7,529 |
| Income before extraordinary items | $493,000 | 6,949 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $493,000 | 6,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,158 |
| Cash dividends | $108,000 | 6,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $497,440 | 6,857 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,226,000 | 9,382 |
| Total interest expense | $1,099,000 | 8,905 |
| Net interest income | $1,127,000 | 9,551 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $160,000 | 9,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,706 |
| Total noninterest expense | $774,000 | 9,890 |
| Salaries and employee benefits | $439,000 | 9,626 |
| Premises and equipment expense | $97,000 | 9,693 |
| Additional noninterest expense | $238,000 | 9,956 |
| Pre-tax net operating income | $513,000 | 8,364 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $151,000 | 8,236 |
| Income before extraordinary items | $359,000 | 8,401 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $359,000 | 8,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $83,000 | 7,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $361,100 | 8,357 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,095,000 | 9,623 |
| Total interest expense | $951,000 | 8,903 |
| Net interest income | $1,144,000 | 9,924 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $167,000 | 9,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,244 |
| Total noninterest expense | $816,000 | 10,166 |
| Salaries and employee benefits | $438,000 | 9,934 |
| Premises and equipment expense | $93,000 | 10,249 |
| Additional noninterest expense | $285,000 | 10,131 |
| Pre-tax net operating income | $495,000 | 8,690 |
| Securities gains (losses) | $-12,000 | 9,966 |
| Applicable income taxes | $114,000 | 9,050 |
| Income before extraordinary items | $369,000 | 8,470 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $369,000 | 8,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $33,000 | 8,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $378,120 | 8,431 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,129,000 | 9,931 |
| Total interest expense | $958,000 | 9,293 |
| Net interest income | $1,171,000 | 10,163 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $167,000 | 9,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 7,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,310 |
| Total noninterest expense | $808,000 | 10,628 |
| Salaries and employee benefits | $437,000 | 10,271 |
| Premises and equipment expense | $82,000 | 11,085 |
| Additional noninterest expense | $289,000 | 10,582 |
| Pre-tax net operating income | $530,000 | 8,451 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $121,000 | 9,285 |
| Income before extraordinary items | $409,000 | 8,338 |
| Extraordinary gains, net | $33,000 | 2,444 |
| Net income | $442,000 | 8,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $259,000 | 4,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $409,000 | 8,061 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,349,000 | 10,190 |
| Total interest expense | $1,138,000 | 9,829 |
| Net interest income | $1,211,000 | 10,293 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $169,000 | 10,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 11,337 |
| Total noninterest expense | $790,000 | 11,052 |
| Salaries and employee benefits | $438,000 | 10,425 |
| Premises and equipment expense | $97,000 | 10,832 |
| Additional noninterest expense | $255,000 | 11,467 |
| Pre-tax net operating income | $590,000 | 7,787 |
| Securities gains (losses) | $88,000 | 3,220 |
| Applicable income taxes | $98,000 | 9,973 |
| Income before extraordinary items | $580,000 | 6,701 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $580,000 | 6,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 12,762 |
| Cash dividends | $396,000 | 3,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $504,320 | 6,915 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.