Home > The Cortland Savings and Banking Company > Net charge- offs to loans
The Cortland Savings and Banking Company, Net charge- offs to loans
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0161% | 1,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0005% | 635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 3,375 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0056% | 3,215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0440% | 993 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1621% | 1,530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1621% | 1,419 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0151% | 1,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0008% | 533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,496 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 3,291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0601% | 806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3480% | 969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3480% | 869 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0007% | 3,028 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 3,727 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0168% | 3,408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0040% | 3,219 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 4,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 4,360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0250% | 4,342 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0041% | 3,296 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0315% | 4,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0055% | 3,826 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0834% | 4,436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0834% | 4,398 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 3,837 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 4,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 4,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0332% | 4,459 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0054% | 3,340 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0419% | 4,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0077% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 3,819 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0218% | 4,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0149% | 4,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0496% | 4,596 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0080% | 3,397 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0626% | 4,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0021% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0553% | 2,449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0553% | 2,345 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0174% | 4,288 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0423% | 4,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0296% | 4,711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0934% | 4,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1223% | 4,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0047% | 1,096 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1133% | 4,427 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1133% | 4,394 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0896% | 1,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0283% | 1,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0163% | 940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0736% | 815 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0079% | 3,449 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1001% | 635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2360% | 1,345 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1464% | 4,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1464% | 4,724 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0248% | 2,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 1,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0355% | 1,018 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0106% | 3,503 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0507% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0452% | 4,269 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1583% | 4,773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1583% | 4,738 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0275% | 2,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 1,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0572% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0080% | 3,500 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0796% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0661% | 4,390 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1867% | 4,773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1867% | 4,740 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 1,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1282% | 377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1769% | 303 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1226% | 4,657 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2560% | 4,821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2560% | 4,787 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2292% | 852 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0447% | 4,884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 4,675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 4,392 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0195% | 3,631 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 4,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3071% | 380 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2802% | 5,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2802% | 5,007 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3028% | 548 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0593% | 5,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0196% | 4,787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 4,368 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0259% | 3,696 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 4,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8624% | 243 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2472% | 5,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2472% | 4,970 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4495% | 341 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0816% | 5,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0164% | 4,816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 4,449 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0311% | 3,760 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 4,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6760% | 159 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1859% | 4,922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1859% | 4,881 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0125% | 142 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 4,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0142% | 4,597 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0311% | 3,823 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 4,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9632% | 73 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3901% | 5,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3901% | 5,082 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0910% | 2,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1971% | 535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2590% | 422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0305% | 1,835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0633% | 503 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 1,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4845% | 5,240 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1390% | 5,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1390% | 5,100 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0617% | 2,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0894% | 890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0976% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 2,080 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0372% | 3,923 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 1,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2001% | 5,045 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0923% | 5,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0920% | 4,987 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0184% | 2,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0623% | 1,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0357% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 1,687 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0321% | 3,904 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 1,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2891% | 5,193 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0689% | 4,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0689% | 4,837 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0126% | 2,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1108% | 607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0721% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 4,693 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0322% | 3,988 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5426% | 5,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2811% | 1,829 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2811% | 1,708 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0945% | 2,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1264% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0801% | 913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2141% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5055% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0688% | 1,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1610% | 5,179 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0316% | 5,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0316% | 5,008 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.4307% | 128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1121% | 1,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1558% | 758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1056% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2320% | 626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6988% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 4,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2329% | 5,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.8437% | 119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1719% | 1,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2128% | 578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1376% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3677% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0718% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1533% | 5,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1164% | 2,625 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1164% | 2,471 |
| Percentage Net Loans Charged-off: All other loans and lease | 9.0498% | 119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0144% | 2,652 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 4,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0240% | 5,210 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0685% | 4,216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1075% | 5,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1075% | 5,016 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.0145% | 107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1266% | 2,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 2,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0340% | 1,349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 5,331 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0768% | 4,320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0201% | 2,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5359% | 944 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4031% | 5,800 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4031% | 5,759 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8399% | 169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1552% | 1,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 2,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0247% | 1,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 5,156 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0793% | 4,354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 2,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7793% | 605 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3957% | 5,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3957% | 5,764 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2256% | 173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 3,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 2,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0373% | 983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0632% | 5,780 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0838% | 4,404 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0517% | 5,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6902% | 5,978 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6902% | 5,938 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4766% | 173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0034% | 4,420 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0194% | 5,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0940% | 5,915 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0939% | 4,464 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0941% | 5,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 4,342 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7127% | 5,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7127% | 5,937 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1372% | 145 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0599% | 3,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1042% | 2,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0929% | 1,584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1727% | 1,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1196% | 879 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2005% | 1,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2755% | 5,734 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4312% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4312% | 6,047 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7086% | 190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0709% | 3,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1321% | 1,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1255% | 1,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1918% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1283% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2242% | 1,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3643% | 5,866 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4429% | 6,099 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4427% | 6,057 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3238% | 203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0430% | 5,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 2,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1653% | 1,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3175% | 498 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0882% | 2,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5684% | 6,044 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4673% | 6,120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4673% | 6,078 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3511% | 183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1660% | 6,327 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 5,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0409% | 6,011 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1025% | 4,670 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 5,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0517% | 6,228 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3645% | 5,992 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3645% | 5,941 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7059% | 152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2167% | 2,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3033% | 1,740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4164% | 1,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0704% | 3,281 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0323% | 4,700 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1078% | 2,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3239% | 6,069 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0915% | 5,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0915% | 5,842 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7684% | 273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1575% | 2,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2527% | 1,878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3407% | 1,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0831% | 2,934 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0943% | 4,842 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1436% | 2,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4700% | 6,222 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1225% | 5,921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1228% | 5,860 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2714% | 287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 4,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0993% | 2,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0771% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1742% | 2,132 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0999% | 4,844 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2614% | 1,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4801% | 6,254 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6096% | 6,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6096% | 6,423 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3821% | 263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1634% | 2,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2071% | 1,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1630% | 1,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3529% | 1,270 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1127% | 4,856 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4922% | 975 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0234% | 5,042 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1278% | 6,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1278% | 6,590 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7459% | 274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7389% | 1,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0923% | 4,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 6,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3191% | 2,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2644% | 1,312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3364% | 2,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9776% | 375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4392% | 2,557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4392% | 2,400 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3724% | 286 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1538% | 3,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1432% | 3,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0165% | 2,774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4604% | 1,839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3860% | 1,041 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4847% | 1,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0295% | 3,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6453% | 1,822 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6453% | 1,678 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8142% | 289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2198% | 3,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2230% | 2,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7734% | 1,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6189% | 760 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8249% | 1,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0522% | 2,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6907% | 1,655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6907% | 1,529 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3696% | 296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2633% | 2,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2470% | 2,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8767% | 962 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1592% | 449 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7778% | 1,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1255% | 1,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2891% | 920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2891% | 824 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4845% | 246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2392% | 4,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2430% | 3,679 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0630% | 3,268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6630% | 1,807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5003% | 1,233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7187% | 1,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0076% | 6,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6301% | 2,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6013% | 2,217 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2120% | 304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1606% | 4,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1454% | 3,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0750% | 2,761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3105% | 2,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6820% | 942 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1851% | 3,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0077% | 5,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7178% | 2,008 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6759% | 1,816 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7198% | 307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1504% | 4,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1212% | 3,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1222% | 2,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1292% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0235% | 5,255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1800% | 2,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 5,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1713% | 1,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0798% | 1,111 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4517% | 303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0520% | 4,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0385% | 3,629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1221% | 2,566 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0235% | 5,255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1698% | 2,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4517% | 264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1805% | 5,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1778% | 4,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1161% | 3,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3073% | 2,954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0714% | 1,843 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3710% | 2,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0037% | 4,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0812% | 5,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6134% | 474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1428% | 5,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1383% | 4,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1160% | 2,716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1944% | 3,180 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0444% | 5,556 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2558% | 2,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0056% | 4,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0178% | 5,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1243% | 483 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1810% | 4,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1993% | 3,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1764% | 2,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2666% | 2,517 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0545% | 5,569 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3458% | 2,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0080% | 3,812 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3468% | 7,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8911% | 465 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2719% | 3,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3030% | 2,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4702% | 1,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0960% | 2,669 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0819% | 5,626 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1391% | 2,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0144% | 2,812 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1594% | 6,825 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7307% | 432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1912% | 5,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1740% | 4,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1519% | 2,632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2359% | 3,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7217% | 1,034 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1341% | 3,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0046% | 5,122 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1392% | 7,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1552% | 549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2335% | 4,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2210% | 3,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2321% | 1,870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2407% | 2,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5674% | 973 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1745% | 2,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0365% | 4,416 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0502% | 7,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5453% | 518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1086% | 5,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0686% | 4,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0732% | 1,924 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0735% | 3,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0878% | 2,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0444% | 3,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3264% | 4,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3400% | 489 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0597% | 4,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 3,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 7,665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0349% | 2,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0413% | 2,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0420% | 2,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3533% | 3,300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2275% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4056% | 2,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4026% | 1,947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5916% | 777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2523% | 1,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1507% | 1,101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2690% | 1,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1024% | 7,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1675% | 5,164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1966% | 399 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3060% | 2,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2942% | 1,710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3351% | 733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3213% | 1,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2051% | 801 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3402% | 1,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1597% | 7,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0948% | 5,029 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2374% | 331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4048% | 1,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3778% | 1,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4117% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4286% | 883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3145% | 557 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4468% | 801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3103% | 2,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0237% | 4,855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2790% | 297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3742% | 1,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3723% | 855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1167% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8015% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6410% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8267% | 361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0341% | 2,062 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4283% | 7,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6492% | 242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2934% | 1,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2594% | 1,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3960% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1299% | 1,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0730% | 771 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1393% | 1,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5032% | 3,064 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8558% | 338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2928% | 1,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2596% | 700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4330% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0784% | 1,588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0916% | 1,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0110% | 6,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7009% | 2,033 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1551% | 357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1619% | 2,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1379% | 989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2327% | 366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0371% | 1,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0434% | 1,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0160% | 6,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4539% | 2,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3484% | 441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2472% | 1,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2516% | 485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4732% | 162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2546% | 2,904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8623% | 432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0929% | 3,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 2,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0219% | 1,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0397% | 2,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0467% | 1,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2358% | 2,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2187% | 4,353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9639% | 387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0922% | 2,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0199% | 2,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0297% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 2,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 2,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3097% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2035% | 3,980 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9780% | 345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1229% | 2,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0301% | 1,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0450% | 622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 1,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 1,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4548% | 1,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7688% | 1,645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4537% | 383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0677% | 2,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0616% | 938 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0921% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 1,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0329% | 997 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1078% | 7,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1172% | 3,450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7388% | 476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5229% | 802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4977% | 225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8005% | 201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6882% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1294% | 1,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0530% | 513 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1437% | 1,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5061% | 1,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3073% | 4,511 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7690% | 405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5756% | 617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5556% | 179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9856% | 143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8976% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0222% | 2,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0699% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 2,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6635% | 1,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0414% | 5,567 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7536% | 358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0175% | 4,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 2,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3153% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 1,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 1,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0538% | 7,212 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6912% | 8,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3151% | 384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0145% | 4,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 1,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0331% | 1,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0393% | 1,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1096% | 1,638 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9218% | 8,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9222% | 383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1001% | 4,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1127% | 1,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1185% | 963 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1107% | 1,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1297% | 1,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0312% | 4,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0149% | 6,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0514% | 4,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0616% | 1,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1421% | 1,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1661% | 954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0485% | 3,309 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1556% | 8,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0124% | 5,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 2,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0587% | 1,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0684% | 1,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0701% | 2,702 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4342% | 8,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0498% | 3,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0512% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1191% | 890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1385% | 788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1386% | 1,734 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1710% | 7,802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5048% | 1,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4039% | 510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6207% | 405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1468% | 1,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1680% | 1,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5079% | 1,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6223% | 3,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0692% | 7,476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2210% | 2,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0290% | 2,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0606% | 8,665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1447% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1649% | 1,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9940% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2932% | 4,871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0915% | 7,555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2524% | 2,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4009% | 641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5802% | 3,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0923% | 7,554 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2641% | 1,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1584% | 559 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3249% | 1,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0901% | 7,544 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1615% | 4,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0583% | 2,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1205% | 1,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1342% | 1,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8882% | 2,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5267% | 4,178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1246% | 7,791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0944% | 5,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 3,817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 3,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0131% | 567 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 2,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4672% | 2,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5961% | 3,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1245% | 8,050 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1521% | 3,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1002% | 247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2513% | 91 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0913% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1742% | 727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6901% | 608 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2186% | 1,365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1523% | 3,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0761% | 336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1765% | 141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0210% | 748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0728% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0158% | 741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4464% | 419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5919% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1833% | 1,339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1094% | 4,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0107% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4662% | 370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6249% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9513% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1229% | 1,287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0847% | 5,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0322% | 634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0390% | 368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0747% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0253% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0226% | 1,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5754% | 831 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3015% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1655% | 1,256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0279% | 7,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 1,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 1,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 948 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3567% | 1,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4460% | 962 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3143% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2894% | 1,303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0456% | 7,101 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2364% | 1,428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0807% | 424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0956% | 369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2915% | 434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3450% | 935 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0030% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4341% | 1,302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0391% | 7,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0731% | 655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0658% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0827% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0984% | 423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0775% | 638 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0967% | 1,430 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5153% | 874 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6478% | 1,253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1872% | 5,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1364% | 670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0444% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1836% | 347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0535% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2079% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0941% | 363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4156% | 828 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4445% | 652 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5681% | 1,246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7493% | 2,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6689% | 364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7046% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.5909% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0786% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1536% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0674% | 692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9960% | 355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7332% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6244% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2928% | 49 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |