Home > The Commercial Savings Bank > Income and Expense
The Commercial Savings Bank, Income and Expense
2016-12-31 (YTD Data) | Rank | |
Total interest income | $14,922,000 | 1,692 |
Total interest expense | $868,000 | 2,664 |
Net interest income | $14,054,000 | 1,595 |
Provision for loan and lease losses | $65,000 | 3,464 |
Total noninterest income | $2,737,000 | 1,753 |
Gross Fiduciary activities income | $0 | 1,172 |
Service charges on deposit accounts | $1,234,000 | 993 |
Trading account gains and fees | $0 | 170 |
Additional Noninterest Income | $1,503,000 | 1,881 |
Total noninterest expense | $10,425,000 | 1,832 |
Salaries and employee benefits | $6,304,000 | 1,707 |
Premises and equipment expense | $1,071,000 | 2,030 |
Additional noninterest expense | $3,050,000 | 1,955 |
Pre-tax net operating income | $6,301,000 | 1,345 |
Securities gains (losses) | $-8,000 | 5,623 |
Applicable income taxes | $1,763,000 | 1,145 |
Income before extraordinary items | $4,530,000 | 1,498 |
Extraordinary gains, net | $0 | 5 |
Net income | $4,530,000 | 1,497 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $4,530,000 | 1,497 |
Net charge-offs | $40,000 | 3,302 |
Cash dividends | $1,595,000 | 1,641 |
Sale, conversion, retirement of capital stock, net | $0 | 759 |
Net operating income | $4,535,760 | 1,468 |
2016-09-30 (YTD Data) | Rank | |
Total interest income | $11,237,000 | 1,685 |
Total interest expense | $642,000 | 2,687 |
Net interest income | $10,595,000 | 1,580 |
Provision for loan and lease losses | $69,000 | 3,104 |
Total noninterest income | $2,197,000 | 1,675 |
Gross Fiduciary activities income | $0 | 1,132 |
Service charges on deposit accounts | $917,000 | 1,002 |
Trading account gains and fees | $0 | 169 |
Additional Noninterest Income | $1,280,000 | 1,744 |
Total noninterest expense | $7,865,000 | 1,818 |
Salaries and employee benefits | $4,657,000 | 1,732 |
Premises and equipment expense | $811,000 | 2,023 |
Additional noninterest expense | $2,397,000 | 1,866 |
Pre-tax net operating income | $4,858,000 | 1,342 |
Securities gains (losses) | $-8,000 | 5,790 |
Applicable income taxes | $1,297,000 | 1,204 |
Income before extraordinary items | $3,553,000 | 1,470 |
Extraordinary gains, net | $0 | 5 |
Net income | $3,553,000 | 1,469 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $3,553,000 | 1,470 |
Net charge-offs | $46,000 | 2,643 |
Cash dividends | $1,293,000 | 1,421 |
Sale, conversion, retirement of capital stock, net | $0 | 719 |
Net operating income | $3,558,840 | 1,431 |
2016-06-30 (YTD Data) | Rank | |
Total interest income | $7,502,000 | 1,692 |
Total interest expense | $423,000 | 2,725 |
Net interest income | $7,079,000 | 1,583 |
Provision for loan and lease losses | $17,000 | 3,619 |
Total noninterest income | $1,678,000 | 1,500 |
Gross Fiduciary activities income | $0 | 1,122 |
Service charges on deposit accounts | $602,000 | 1,004 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $1,076,000 | 1,476 |
Total noninterest expense | $5,174,000 | 1,851 |
Salaries and employee benefits | $3,044,000 | 1,763 |
Premises and equipment expense | $535,000 | 2,042 |
Additional noninterest expense | $1,595,000 | 1,874 |
Pre-tax net operating income | $3,566,000 | 1,223 |
Securities gains (losses) | $-8,000 | 5,884 |
Applicable income taxes | $917,000 | 1,149 |
Income before extraordinary items | $2,641,000 | 1,348 |
Extraordinary gains, net | $0 | 16 |
Net income | $2,641,000 | 1,347 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $2,641,000 | 1,348 |
Net charge-offs | $25,000 | 2,619 |
Cash dividends | $1,000,000 | 1,296 |
Sale, conversion, retirement of capital stock, net | $0 | 705 |
Net operating income | $2,646,920 | 1,296 |
2016-03-31 (YTD Data) | Rank | |
Total interest income | $3,719,000 | 1,715 |
Total interest expense | $207,000 | 2,781 |
Net interest income | $3,512,000 | 1,601 |
Provision for loan and lease losses | $22,000 | 2,836 |
Total noninterest income | $1,149,000 | 1,178 |
Gross Fiduciary activities income | $0 | 1,076 |
Service charges on deposit accounts | $296,000 | 1,012 |
Trading account gains and fees | $0 | 142 |
Additional Noninterest Income | $853,000 | 1,048 |
Total noninterest expense | $2,575,000 | 1,861 |
Salaries and employee benefits | $1,487,000 | 1,813 |
Premises and equipment expense | $266,000 | 2,067 |
Additional noninterest expense | $822,000 | 1,803 |
Pre-tax net operating income | $2,064,000 | 1,060 |
Securities gains (losses) | $-8,000 | 5,967 |
Applicable income taxes | $436,000 | 1,164 |
Income before extraordinary items | $1,620,000 | 1,101 |
Extraordinary gains, net | $0 | 12 |
Net income | $1,620,000 | 1,102 |
Minority interest net income | $0 | 62 |
Net income of bank and minority interests. | $1,620,000 | 1,102 |
Net charge-offs | $21,000 | 1,949 |
Cash dividends | $700,000 | 951 |
Sale, conversion, retirement of capital stock, net | $0 | 659 |
Net operating income | $1,626,320 | 1,077 |
2015-12-31 (YTD Data) | Rank | |
Total interest income | $14,554,000 | 1,700 |
Total interest expense | $823,000 | 2,769 |
Net interest income | $13,731,000 | 1,592 |
Provision for loan and lease losses | $188,000 | 2,404 |
Total noninterest income | $1,993,000 | 2,120 |
Gross Fiduciary activities income | $0 | 1,209 |
Service charges on deposit accounts | $1,236,000 | 1,006 |
Trading account gains and fees | $0 | 159 |
Additional Noninterest Income | $757,000 | 2,720 |
Total noninterest expense | $10,490,000 | 1,803 |
Salaries and employee benefits | $5,986,000 | 1,747 |
Premises and equipment expense | $1,046,000 | 2,108 |
Additional noninterest expense | $3,458,000 | 1,751 |
Pre-tax net operating income | $5,046,000 | 1,564 |
Securities gains (losses) | $0 | 3,216 |
Applicable income taxes | $1,510,000 | 1,229 |
Income before extraordinary items | $3,536,000 | 1,779 |
Extraordinary gains, net | $0 | 23 |
Net income | $3,536,000 | 1,780 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $3,536,000 | 1,781 |
Net charge-offs | $453,000 | 1,261 |
Cash dividends | $1,310,000 | 1,790 |
Sale, conversion, retirement of capital stock, net | $0 | 804 |
Net operating income | $3,536,000 | 1,746 |
2015-09-30 (YTD Data) | Rank | |
Total interest income | $10,887,000 | 1,716 |
Total interest expense | $620,000 | 2,796 |
Net interest income | $10,267,000 | 1,616 |
Provision for loan and lease losses | $138,000 | 2,345 |
Total noninterest income | $1,483,000 | 2,144 |
Gross Fiduciary activities income | $0 | 1,169 |
Service charges on deposit accounts | $923,000 | 1,013 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $560,000 | 2,770 |
Total noninterest expense | $7,883,000 | 1,812 |
Salaries and employee benefits | $4,381,000 | 1,787 |
Premises and equipment expense | $804,000 | 2,094 |
Additional noninterest expense | $2,698,000 | 1,676 |
Pre-tax net operating income | $3,729,000 | 1,611 |
Securities gains (losses) | $0 | 3,031 |
Applicable income taxes | $1,103,000 | 1,279 |
Income before extraordinary items | $2,626,000 | 1,821 |
Extraordinary gains, net | $0 | 21 |
Net income | $2,626,000 | 1,823 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $2,626,000 | 1,824 |
Net charge-offs | $329,000 | 1,142 |
Cash dividends | $757,000 | 1,882 |
Sale, conversion, retirement of capital stock, net | $0 | 773 |
Net operating income | $2,626,000 | 1,785 |
2015-06-30 (YTD Data) | Rank | |
Total interest income | $7,234,000 | 1,721 |
Total interest expense | $419,000 | 2,789 |
Net interest income | $6,815,000 | 1,628 |
Provision for loan and lease losses | $52,000 | 2,861 |
Total noninterest income | $972,000 | 2,173 |
Gross Fiduciary activities income | $0 | 1,152 |
Service charges on deposit accounts | $602,000 | 1,012 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $370,000 | 2,777 |
Total noninterest expense | $5,342,000 | 1,793 |
Salaries and employee benefits | $2,886,000 | 1,819 |
Premises and equipment expense | $552,000 | 2,051 |
Additional noninterest expense | $1,904,000 | 1,605 |
Pre-tax net operating income | $2,393,000 | 1,637 |
Securities gains (losses) | $0 | 2,636 |
Applicable income taxes | $738,000 | 1,294 |
Income before extraordinary items | $1,655,000 | 1,888 |
Extraordinary gains, net | $0 | 22 |
Net income | $1,655,000 | 1,891 |
Minority interest net income | $0 | 75 |
Net income of bank and minority interests. | $1,655,000 | 1,891 |
Net charge-offs | $82,000 | 1,906 |
Cash dividends | $455,000 | 2,029 |
Sale, conversion, retirement of capital stock, net | $0 | 751 |
Net operating income | $1,655,000 | 1,846 |
2015-03-31 (YTD Data) | Rank | |
Total interest income | $3,532,000 | 1,763 |
Total interest expense | $214,000 | 2,754 |
Net interest income | $3,318,000 | 1,667 |
Provision for loan and lease losses | $-4,000 | 6,079 |
Total noninterest income | $512,000 | 2,069 |
Gross Fiduciary activities income | $0 | 1,118 |
Service charges on deposit accounts | $294,000 | 1,018 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $218,000 | 2,513 |
Total noninterest expense | $2,654,000 | 1,799 |
Salaries and employee benefits | $1,430,000 | 1,848 |
Premises and equipment expense | $295,000 | 1,965 |
Additional noninterest expense | $929,000 | 1,624 |
Pre-tax net operating income | $1,180,000 | 1,616 |
Securities gains (losses) | $0 | 2,027 |
Applicable income taxes | $372,000 | 1,251 |
Income before extraordinary items | $808,000 | 1,912 |
Extraordinary gains, net | $0 | 13 |
Net income | $808,000 | 1,915 |
Minority interest net income | $0 | 64 |
Net income of bank and minority interests. | $808,000 | 1,915 |
Net charge-offs | $17,000 | 2,218 |
Cash dividends | $227,000 | 1,760 |
Sale, conversion, retirement of capital stock, net | $0 | 697 |
Net operating income | $808,000 | 1,850 |
2014-12-31 (YTD Data) | Rank | |
Total interest income | $14,476,000 | 1,729 |
Total interest expense | $852,000 | 2,907 |
Net interest income | $13,624,000 | 1,624 |
Provision for loan and lease losses | $309,000 | 1,959 |
Total noninterest income | $2,013,000 | 2,095 |
Gross Fiduciary activities income | $0 | 1,256 |
Service charges on deposit accounts | $1,317,000 | 1,011 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $696,000 | 2,830 |
Total noninterest expense | $10,439,000 | 1,822 |
Salaries and employee benefits | $5,832,000 | 1,769 |
Premises and equipment expense | $1,100,000 | 2,077 |
Additional noninterest expense | $3,507,000 | 1,769 |
Pre-tax net operating income | $4,889,000 | 1,553 |
Securities gains (losses) | $0 | 3,259 |
Applicable income taxes | $1,486,000 | 1,204 |
Income before extraordinary items | $3,403,000 | 1,818 |
Extraordinary gains, net | $0 | 17 |
Net income | $3,403,000 | 1,818 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $3,403,000 | 1,817 |
Net charge-offs | $526,000 | 1,413 |
Cash dividends | $843,000 | 2,259 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $3,403,000 | 1,786 |
2014-09-30 (YTD Data) | Rank | |
Total interest income | $10,785,000 | 1,752 |
Total interest expense | $634,000 | 2,976 |
Net interest income | $10,151,000 | 1,636 |
Provision for loan and lease losses | $287,000 | 1,686 |
Total noninterest income | $1,538,000 | 2,075 |
Gross Fiduciary activities income | $0 | 1,202 |
Service charges on deposit accounts | $991,000 | 1,007 |
Trading account gains and fees | $0 | 174 |
Additional Noninterest Income | $547,000 | 2,784 |
Total noninterest expense | $7,743,000 | 1,832 |
Salaries and employee benefits | $4,312,000 | 1,796 |
Premises and equipment expense | $825,000 | 2,091 |
Additional noninterest expense | $2,606,000 | 1,764 |
Pre-tax net operating income | $3,659,000 | 1,570 |
Securities gains (losses) | $0 | 2,980 |
Applicable income taxes | $1,110,000 | 1,212 |
Income before extraordinary items | $2,549,000 | 1,819 |
Extraordinary gains, net | $0 | 15 |
Net income | $2,549,000 | 1,819 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $2,549,000 | 1,818 |
Net charge-offs | $266,000 | 1,699 |
Cash dividends | $617,000 | 1,984 |
Sale, conversion, retirement of capital stock, net | $0 | 819 |
Net operating income | $2,549,000 | 1,786 |
2014-06-30 (YTD Data) | Rank | |
Total interest income | $7,070,000 | 1,777 |
Total interest expense | $426,000 | 2,994 |
Net interest income | $6,644,000 | 1,655 |
Provision for loan and lease losses | $261,000 | 1,412 |
Total noninterest income | $1,024,000 | 2,060 |
Gross Fiduciary activities income | $0 | 1,182 |
Service charges on deposit accounts | $651,000 | 1,015 |
Trading account gains and fees | $0 | 172 |
Additional Noninterest Income | $373,000 | 2,750 |
Total noninterest expense | $5,006,000 | 1,889 |
Salaries and employee benefits | $2,802,000 | 1,837 |
Premises and equipment expense | $565,000 | 2,055 |
Additional noninterest expense | $1,639,000 | 1,870 |
Pre-tax net operating income | $2,401,000 | 1,553 |
Securities gains (losses) | $0 | 2,580 |
Applicable income taxes | $730,000 | 1,207 |
Income before extraordinary items | $1,671,000 | 1,803 |
Extraordinary gains, net | $0 | 20 |
Net income | $1,671,000 | 1,806 |
Minority interest net income | $0 | 80 |
Net income of bank and minority interests. | $1,671,000 | 1,805 |
Net charge-offs | $250,000 | 1,402 |
Cash dividends | $391,000 | 2,076 |
Sale, conversion, retirement of capital stock, net | $0 | 794 |
Net operating income | $1,671,000 | 1,756 |
2014-03-31 (YTD Data) | Rank | |
Total interest income | $3,503,000 | 1,780 |
Total interest expense | $218,000 | 2,969 |
Net interest income | $3,285,000 | 1,664 |
Provision for loan and lease losses | $151,000 | 1,185 |
Total noninterest income | $528,000 | 1,952 |
Gross Fiduciary activities income | $0 | 1,141 |
Service charges on deposit accounts | $321,000 | 1,003 |
Trading account gains and fees | $0 | 147 |
Additional Noninterest Income | $207,000 | 2,510 |
Total noninterest expense | $2,525,000 | 1,873 |
Salaries and employee benefits | $1,408,000 | 1,849 |
Premises and equipment expense | $305,000 | 1,952 |
Additional noninterest expense | $812,000 | 1,866 |
Pre-tax net operating income | $1,137,000 | 1,583 |
Securities gains (losses) | $0 | 1,715 |
Applicable income taxes | $351,000 | 1,193 |
Income before extraordinary items | $786,000 | 1,835 |
Extraordinary gains, net | $0 | 16 |
Net income | $786,000 | 1,840 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $786,000 | 1,838 |
Net charge-offs | $158,000 | 1,091 |
Cash dividends | $195,000 | 1,799 |
Sale, conversion, retirement of capital stock, net | $0 | 747 |
Net operating income | $786,000 | 1,797 |
2013-12-31 (YTD Data) | Rank | |
Total interest income | $14,041,000 | 1,778 |
Total interest expense | $1,170,000 | 2,617 |
Net interest income | $12,871,000 | 1,677 |
Provision for loan and lease losses | $531,000 | 1,766 |
Total noninterest income | $2,053,000 | 2,131 |
Gross Fiduciary activities income | $0 | 1,299 |
Service charges on deposit accounts | $1,286,000 | 1,077 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $767,000 | 2,727 |
Total noninterest expense | $9,917,000 | 1,914 |
Salaries and employee benefits | $5,651,000 | 1,807 |
Premises and equipment expense | $1,112,000 | 2,039 |
Additional noninterest expense | $3,154,000 | 1,993 |
Pre-tax net operating income | $4,476,000 | 1,562 |
Securities gains (losses) | $0 | 3,182 |
Applicable income taxes | $1,322,000 | 1,225 |
Income before extraordinary items | $3,154,000 | 1,823 |
Extraordinary gains, net | $0 | 29 |
Net income | $3,154,000 | 1,825 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $3,154,000 | 1,825 |
Net charge-offs | $229,000 | 2,864 |
Cash dividends | $718,000 | 2,333 |
Sale, conversion, retirement of capital stock, net | $0 | 924 |
Net operating income | $3,154,000 | 1,794 |
2013-09-30 (YTD Data) | Rank | |
Total interest income | $10,432,000 | 1,804 |
Total interest expense | $926,000 | 2,582 |
Net interest income | $9,506,000 | 1,691 |
Provision for loan and lease losses | $289,000 | 2,130 |
Total noninterest income | $1,552,000 | 2,160 |
Gross Fiduciary activities income | $0 | 1,238 |
Service charges on deposit accounts | $960,000 | 1,082 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $592,000 | 2,761 |
Total noninterest expense | $7,461,000 | 1,915 |
Salaries and employee benefits | $4,215,000 | 1,819 |
Premises and equipment expense | $856,000 | 2,019 |
Additional noninterest expense | $2,390,000 | 1,962 |
Pre-tax net operating income | $3,308,000 | 1,606 |
Securities gains (losses) | $0 | 3,040 |
Applicable income taxes | $971,000 | 1,278 |
Income before extraordinary items | $2,337,000 | 1,879 |
Extraordinary gains, net | $0 | 25 |
Net income | $2,337,000 | 1,883 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $2,337,000 | 1,884 |
Net charge-offs | $62,000 | 3,691 |
Cash dividends | $523,000 | 2,055 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $2,337,000 | 1,824 |
2013-06-30 (YTD Data) | Rank | |
Total interest income | $6,871,000 | 1,821 |
Total interest expense | $646,000 | 2,556 |
Net interest income | $6,225,000 | 1,719 |
Provision for loan and lease losses | $150,000 | 2,434 |
Total noninterest income | $1,047,000 | 2,163 |
Gross Fiduciary activities income | $0 | 1,226 |
Service charges on deposit accounts | $625,000 | 1,079 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $422,000 | 2,721 |
Total noninterest expense | $4,974,000 | 1,912 |
Salaries and employee benefits | $2,806,000 | 1,831 |
Premises and equipment expense | $577,000 | 2,001 |
Additional noninterest expense | $1,591,000 | 1,967 |
Pre-tax net operating income | $2,148,000 | 1,622 |
Securities gains (losses) | $0 | 2,791 |
Applicable income taxes | $629,000 | 1,297 |
Income before extraordinary items | $1,519,000 | 1,908 |
Extraordinary gains, net | $0 | 22 |
Net income | $1,519,000 | 1,915 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $1,519,000 | 1,914 |
Net charge-offs | $24,000 | 3,889 |
Cash dividends | $328,000 | 2,109 |
Sale, conversion, retirement of capital stock, net | $0 | 838 |
Net operating income | $1,519,000 | 1,840 |
2013-03-31 (YTD Data) | Rank | |
Total interest income | $3,356,000 | 1,876 |
Total interest expense | $339,000 | 2,516 |
Net interest income | $3,017,000 | 1,783 |
Provision for loan and lease losses | $22,000 | 3,533 |
Total noninterest income | $525,000 | 2,165 |
Gross Fiduciary activities income | $0 | 1,171 |
Service charges on deposit accounts | $304,000 | 1,098 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $221,000 | 2,632 |
Total noninterest expense | $2,505,000 | 1,915 |
Salaries and employee benefits | $1,405,000 | 1,857 |
Premises and equipment expense | $291,000 | 2,020 |
Additional noninterest expense | $809,000 | 1,937 |
Pre-tax net operating income | $1,015,000 | 1,680 |
Securities gains (losses) | $0 | 1,966 |
Applicable income taxes | $300,000 | 1,324 |
Income before extraordinary items | $715,000 | 1,974 |
Extraordinary gains, net | $0 | 10 |
Net income | $715,000 | 1,975 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $715,000 | 1,976 |
Net charge-offs | $48,000 | 2,443 |
Cash dividends | $164,000 | 1,757 |
Sale, conversion, retirement of capital stock, net | $0 | 789 |
Net operating income | $715,000 | 1,887 |
2012-12-31 (YTD Data) | Rank | |
Total interest income | $14,247,000 | 1,853 |
Total interest expense | $1,490,000 | 2,728 |
Net interest income | $12,757,000 | 1,721 |
Provision for loan and lease losses | $798,000 | 2,086 |
Total noninterest income | $2,208,000 | 2,049 |
Gross Fiduciary activities income | $0 | 1,334 |
Service charges on deposit accounts | $1,304,000 | 1,093 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $904,000 | 2,511 |
Total noninterest expense | $9,912,000 | 1,930 |
Salaries and employee benefits | $5,521,000 | 1,827 |
Premises and equipment expense | $1,128,000 | 2,053 |
Additional noninterest expense | $3,263,000 | 2,008 |
Pre-tax net operating income | $4,255,000 | 1,577 |
Securities gains (losses) | $0 | 3,810 |
Applicable income taxes | $1,225,000 | 1,274 |
Income before extraordinary items | $3,030,000 | 1,844 |
Extraordinary gains, net | $0 | 29 |
Net income | $3,030,000 | 1,842 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $3,030,000 | 1,844 |
Net charge-offs | $536,000 | 2,568 |
Cash dividends | $601,000 | 2,543 |
Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
Net operating income | $3,030,000 | 1,741 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $10,692,000 | 1,879 |
Total interest expense | $1,124,000 | 2,825 |
Net interest income | $9,568,000 | 1,745 |
Provision for loan and lease losses | $648,000 | 1,955 |
Total noninterest income | $1,632,000 | 2,066 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $970,000 | 1,103 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $662,000 | 2,538 |
Total noninterest expense | $7,453,000 | 1,924 |
Salaries and employee benefits | $4,170,000 | 1,811 |
Premises and equipment expense | $855,000 | 2,061 |
Additional noninterest expense | $2,428,000 | 2,023 |
Pre-tax net operating income | $3,099,000 | 1,651 |
Securities gains (losses) | $0 | 3,575 |
Applicable income taxes | $879,000 | 1,357 |
Income before extraordinary items | $2,220,000 | 1,917 |
Extraordinary gains, net | $0 | 20 |
Net income | $2,220,000 | 1,916 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $2,220,000 | 1,918 |
Net charge-offs | $177,000 | 3,423 |
Cash dividends | $437,000 | 2,180 |
Sale, conversion, retirement of capital stock, net | $0 | 952 |
Net operating income | $2,220,000 | 1,810 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $7,155,000 | 1,876 |
Total interest expense | $753,000 | 2,893 |
Net interest income | $6,402,000 | 1,739 |
Provision for loan and lease losses | $240,000 | 2,731 |
Total noninterest income | $1,084,000 | 2,049 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $640,000 | 1,108 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $444,000 | 2,496 |
Total noninterest expense | $4,971,000 | 1,937 |
Salaries and employee benefits | $2,792,000 | 1,795 |
Premises and equipment expense | $571,000 | 2,045 |
Additional noninterest expense | $1,608,000 | 2,028 |
Pre-tax net operating income | $2,275,000 | 1,518 |
Securities gains (losses) | $0 | 3,178 |
Applicable income taxes | $655,000 | 1,236 |
Income before extraordinary items | $1,620,000 | 1,768 |
Extraordinary gains, net | $0 | 19 |
Net income | $1,620,000 | 1,766 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $1,620,000 | 1,768 |
Net charge-offs | $109,000 | 3,332 |
Cash dividends | $291,000 | 2,209 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $1,620,000 | 1,689 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $3,626,000 | 1,870 |
Total interest expense | $383,000 | 2,956 |
Net interest income | $3,243,000 | 1,724 |
Provision for loan and lease losses | $150,000 | 2,302 |
Total noninterest income | $524,000 | 2,083 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $314,000 | 1,114 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $210,000 | 2,582 |
Total noninterest expense | $2,500,000 | 1,918 |
Salaries and employee benefits | $1,422,000 | 1,761 |
Premises and equipment expense | $288,000 | 2,045 |
Additional noninterest expense | $790,000 | 2,055 |
Pre-tax net operating income | $1,117,000 | 1,531 |
Securities gains (losses) | $0 | 2,210 |
Applicable income taxes | $321,000 | 1,236 |
Income before extraordinary items | $796,000 | 1,808 |
Extraordinary gains, net | $0 | 19 |
Net income | $796,000 | 1,809 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $796,000 | 1,809 |
Net charge-offs | $20,000 | 3,684 |
Cash dividends | $146,000 | 1,838 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $796,000 | 1,707 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $15,036,000 | 1,874 |
Total interest expense | $2,112,000 | 2,655 |
Net interest income | $12,924,000 | 1,735 |
Provision for loan and lease losses | $989,000 | 2,430 |
Total noninterest income | $2,055,000 | 1,963 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $1,365,000 | 1,080 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $690,000 | 2,653 |
Total noninterest expense | $10,015,000 | 1,912 |
Salaries and employee benefits | $5,586,000 | 1,731 |
Premises and equipment expense | $1,161,000 | 2,119 |
Additional noninterest expense | $3,268,000 | 2,044 |
Pre-tax net operating income | $3,975,000 | 1,440 |
Securities gains (losses) | $0 | 3,838 |
Applicable income taxes | $1,086,000 | 1,270 |
Income before extraordinary items | $2,889,000 | 1,661 |
Extraordinary gains, net | $0 | 29 |
Net income | $2,889,000 | 1,661 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $2,889,000 | 1,661 |
Net charge-offs | $408,000 | 3,414 |
Cash dividends | $562,000 | 2,285 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $2,889,000 | 1,589 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $11,311,000 | 1,887 |
Total interest expense | $1,700,000 | 2,598 |
Net interest income | $9,611,000 | 1,751 |
Provision for loan and lease losses | $754,000 | 2,342 |
Total noninterest income | $1,498,000 | 2,002 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $1,017,000 | 1,092 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $481,000 | 2,760 |
Total noninterest expense | $7,452,000 | 1,928 |
Salaries and employee benefits | $4,058,000 | 1,806 |
Premises and equipment expense | $890,000 | 2,098 |
Additional noninterest expense | $2,504,000 | 2,017 |
Pre-tax net operating income | $2,903,000 | 1,526 |
Securities gains (losses) | $0 | 3,555 |
Applicable income taxes | $778,000 | 1,312 |
Income before extraordinary items | $2,125,000 | 1,751 |
Extraordinary gains, net | $0 | 21 |
Net income | $2,125,000 | 1,752 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $2,125,000 | 1,752 |
Net charge-offs | $252,000 | 3,437 |
Cash dividends | $416,000 | 1,986 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $2,125,000 | 1,668 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $7,472,000 | 1,924 |
Total interest expense | $1,185,000 | 2,598 |
Net interest income | $6,287,000 | 1,780 |
Provision for loan and lease losses | $525,000 | 2,246 |
Total noninterest income | $1,003,000 | 1,987 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $656,000 | 1,120 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $347,000 | 2,669 |
Total noninterest expense | $5,014,000 | 1,924 |
Salaries and employee benefits | $2,677,000 | 1,837 |
Premises and equipment expense | $608,000 | 2,075 |
Additional noninterest expense | $1,729,000 | 1,979 |
Pre-tax net operating income | $1,751,000 | 1,629 |
Securities gains (losses) | $0 | 2,914 |
Applicable income taxes | $456,000 | 1,404 |
Income before extraordinary items | $1,295,000 | 1,830 |
Extraordinary gains, net | $0 | 15 |
Net income | $1,295,000 | 1,830 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $1,295,000 | 1,830 |
Net charge-offs | $187,000 | 3,185 |
Cash dividends | $277,000 | 2,009 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $1,295,000 | 1,760 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $3,714,000 | 1,945 |
Total interest expense | $628,000 | 2,542 |
Net interest income | $3,086,000 | 1,804 |
Provision for loan and lease losses | $195,000 | 2,476 |
Total noninterest income | $469,000 | 2,097 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $315,000 | 1,145 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $154,000 | 2,854 |
Total noninterest expense | $2,490,000 | 1,946 |
Salaries and employee benefits | $1,310,000 | 1,896 |
Premises and equipment expense | $321,000 | 2,006 |
Additional noninterest expense | $859,000 | 1,969 |
Pre-tax net operating income | $870,000 | 1,641 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $226,000 | 1,376 |
Income before extraordinary items | $644,000 | 1,807 |
Extraordinary gains, net | $0 | 9 |
Net income | $644,000 | 1,806 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $644,000 | 1,807 |
Net charge-offs | $151,000 | 2,356 |
Cash dividends | $138,000 | 1,689 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $644,000 | 1,755 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $15,740,000 | 1,924 |
Total interest expense | $3,555,000 | 2,228 |
Net interest income | $12,185,000 | 1,810 |
Provision for loan and lease losses | $1,370,000 | 2,590 |
Total noninterest income | $2,153,000 | 1,984 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $1,498,000 | 1,015 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $655,000 | 2,792 |
Total noninterest expense | $9,753,000 | 1,991 |
Salaries and employee benefits | $5,185,000 | 1,878 |
Premises and equipment expense | $1,156,000 | 2,185 |
Additional noninterest expense | $3,412,000 | 2,046 |
Pre-tax net operating income | $3,215,000 | 1,526 |
Securities gains (losses) | $0 | 3,793 |
Applicable income taxes | $792,000 | 1,443 |
Income before extraordinary items | $2,423,000 | 1,702 |
Extraordinary gains, net | $0 | 29 |
Net income | $2,423,000 | 1,702 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $2,423,000 | 1,704 |
Net charge-offs | $916,000 | 2,812 |
Cash dividends | $604,000 | 2,108 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $2,423,000 | 1,638 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $11,810,000 | 1,965 |
Total interest expense | $2,770,000 | 2,240 |
Net interest income | $9,040,000 | 1,858 |
Provision for loan and lease losses | $905,000 | 2,655 |
Total noninterest income | $1,511,000 | 2,076 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $1,142,000 | 1,027 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $369,000 | 3,228 |
Total noninterest expense | $7,356,000 | 1,973 |
Salaries and employee benefits | $3,859,000 | 1,886 |
Premises and equipment expense | $889,000 | 2,154 |
Additional noninterest expense | $2,608,000 | 1,986 |
Pre-tax net operating income | $2,290,000 | 1,711 |
Securities gains (losses) | $0 | 3,651 |
Applicable income taxes | $547,000 | 1,585 |
Income before extraordinary items | $1,743,000 | 1,895 |
Extraordinary gains, net | $0 | 23 |
Net income | $1,743,000 | 1,896 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $1,743,000 | 1,897 |
Net charge-offs | $686,000 | 2,663 |
Cash dividends | $429,000 | 1,950 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $1,743,000 | 1,794 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $7,841,000 | 1,991 |
Total interest expense | $1,898,000 | 2,264 |
Net interest income | $5,943,000 | 1,883 |
Provision for loan and lease losses | $525,000 | 2,779 |
Total noninterest income | $979,000 | 2,085 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $764,000 | 1,035 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $215,000 | 3,391 |
Total noninterest expense | $4,932,000 | 1,980 |
Salaries and employee benefits | $2,543,000 | 1,918 |
Premises and equipment expense | $618,000 | 2,094 |
Additional noninterest expense | $1,771,000 | 1,948 |
Pre-tax net operating income | $1,465,000 | 1,750 |
Securities gains (losses) | $0 | 3,184 |
Applicable income taxes | $343,000 | 1,601 |
Income before extraordinary items | $1,122,000 | 1,913 |
Extraordinary gains, net | $0 | 19 |
Net income | $1,122,000 | 1,913 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $1,122,000 | 1,913 |
Net charge-offs | $508,000 | 2,424 |
Cash dividends | $289,000 | 1,948 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $1,122,000 | 1,824 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $3,916,000 | 2,044 |
Total interest expense | $967,000 | 2,325 |
Net interest income | $2,949,000 | 1,927 |
Provision for loan and lease losses | $245,000 | 2,726 |
Total noninterest income | $430,000 | 2,247 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $376,000 | 1,048 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $54,000 | 4,552 |
Total noninterest expense | $2,429,000 | 2,025 |
Salaries and employee benefits | $1,268,000 | 1,949 |
Premises and equipment expense | $331,000 | 2,034 |
Additional noninterest expense | $830,000 | 2,049 |
Pre-tax net operating income | $705,000 | 1,815 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $161,000 | 1,657 |
Income before extraordinary items | $544,000 | 1,987 |
Extraordinary gains, net | $0 | 16 |
Net income | $544,000 | 1,985 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $544,000 | 1,987 |
Net charge-offs | $308,000 | 2,007 |
Cash dividends | $130,000 | 1,696 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $544,000 | 1,911 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $15,529,000 | 2,167 |
Total interest expense | $4,960,000 | 2,277 |
Net interest income | $10,569,000 | 2,081 |
Provision for loan and lease losses | $1,484,000 | 2,919 |
Total noninterest income | $2,313,000 | 1,923 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $1,660,000 | 1,048 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $653,000 | 2,772 |
Total noninterest expense | $10,122,000 | 2,000 |
Salaries and employee benefits | $4,929,000 | 1,997 |
Premises and equipment expense | $1,401,000 | 1,917 |
Additional noninterest expense | $3,792,000 | 1,932 |
Pre-tax net operating income | $1,276,000 | 2,611 |
Securities gains (losses) | $22,000 | 3,000 |
Applicable income taxes | $126,000 | 2,720 |
Income before extraordinary items | $1,172,000 | 2,512 |
Extraordinary gains, net | $0 | 34 |
Net income | $1,172,000 | 2,510 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $1,172,000 | 2,511 |
Net charge-offs | $1,223,000 | 2,624 |
Cash dividends | $757,000 | 2,016 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $1,152,200 | 2,489 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $11,566,000 | 2,204 |
Total interest expense | $3,882,000 | 2,275 |
Net interest income | $7,684,000 | 2,138 |
Provision for loan and lease losses | $1,000,000 | 2,773 |
Total noninterest income | $1,783,000 | 1,929 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $1,217,000 | 1,073 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $566,000 | 2,609 |
Total noninterest expense | $7,659,000 | 1,960 |
Salaries and employee benefits | $3,734,000 | 1,994 |
Premises and equipment expense | $1,075,000 | 1,891 |
Additional noninterest expense | $2,850,000 | 1,869 |
Pre-tax net operating income | $808,000 | 3,099 |
Securities gains (losses) | $22,000 | 2,700 |
Applicable income taxes | $40,000 | 3,445 |
Income before extraordinary items | $790,000 | 2,884 |
Extraordinary gains, net | $0 | 27 |
Net income | $790,000 | 2,880 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $790,000 | 2,884 |
Net charge-offs | $986,000 | 2,219 |
Cash dividends | $607,000 | 1,776 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $769,100 | 2,868 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $7,566,000 | 2,274 |
Total interest expense | $2,705,000 | 2,274 |
Net interest income | $4,861,000 | 2,244 |
Provision for loan and lease losses | $615,000 | 2,660 |
Total noninterest income | $1,152,000 | 1,971 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $760,000 | 1,116 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $392,000 | 2,584 |
Total noninterest expense | $5,054,000 | 2,012 |
Salaries and employee benefits | $2,497,000 | 2,020 |
Premises and equipment expense | $761,000 | 1,815 |
Additional noninterest expense | $1,796,000 | 1,986 |
Pre-tax net operating income | $344,000 | 3,950 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $-44,000 | 6,987 |
Income before extraordinary items | $388,000 | 3,528 |
Extraordinary gains, net | $0 | 21 |
Net income | $388,000 | 3,525 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $388,000 | 3,526 |
Net charge-offs | $695,000 | 1,988 |
Cash dividends | $432,000 | 1,796 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $388,000 | 3,411 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $3,769,000 | 2,314 |
Total interest expense | $1,423,000 | 2,248 |
Net interest income | $2,346,000 | 2,321 |
Provision for loan and lease losses | $284,000 | 2,413 |
Total noninterest income | $564,000 | 1,956 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $366,000 | 1,134 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $198,000 | 2,529 |
Total noninterest expense | $2,389,000 | 2,068 |
Salaries and employee benefits | $1,251,000 | 2,043 |
Premises and equipment expense | $392,000 | 1,804 |
Additional noninterest expense | $746,000 | 2,106 |
Pre-tax net operating income | $237,000 | 3,741 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $0 | 4,835 |
Income before extraordinary items | $237,000 | 3,554 |
Extraordinary gains, net | $0 | 15 |
Net income | $237,000 | 3,554 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $237,000 | 3,555 |
Net charge-offs | $418,000 | 1,501 |
Cash dividends | $216,000 | 1,645 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $237,000 | 3,408 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $16,294,000 | 2,300 |
Total interest expense | $6,274,000 | 2,424 |
Net interest income | $10,020,000 | 2,221 |
Provision for loan and lease losses | $1,127,000 | 2,533 |
Total noninterest income | $2,597,000 | 1,755 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $1,680,000 | 1,058 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $917,000 | 2,256 |
Total noninterest expense | $9,832,000 | 1,962 |
Salaries and employee benefits | $5,300,000 | 1,907 |
Premises and equipment expense | $1,531,000 | 1,786 |
Additional noninterest expense | $3,001,000 | 2,010 |
Pre-tax net operating income | $1,658,000 | 2,844 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $246,000 | 2,621 |
Income before extraordinary items | $1,412,000 | 2,618 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,412,000 | 2,617 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,056,000 | 1,896 |
Cash dividends | $1,050,000 | 2,214 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $1,412,000 | 2,771 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $12,380,000 | 2,327 |
Total interest expense | $4,758,000 | 2,485 |
Net interest income | $7,622,000 | 2,206 |
Provision for loan and lease losses | $625,000 | 2,414 |
Total noninterest income | $1,835,000 | 1,891 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $1,266,000 | 1,072 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $569,000 | 2,604 |
Total noninterest expense | $7,388,000 | 1,945 |
Salaries and employee benefits | $3,983,000 | 1,940 |
Premises and equipment expense | $1,151,000 | 1,788 |
Additional noninterest expense | $2,254,000 | 1,937 |
Pre-tax net operating income | $1,444,000 | 2,919 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $251,000 | 2,662 |
Income before extraordinary items | $1,193,000 | 2,768 |
Extraordinary gains, net | $0 | 31 |
Net income | $1,193,000 | 2,764 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $633,000 | 1,700 |
Cash dividends | $820,000 | 2,068 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $1,193,000 | 2,916 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $8,313,000 | 2,349 |
Total interest expense | $3,332,000 | 2,464 |
Net interest income | $4,981,000 | 2,229 |
Provision for loan and lease losses | $355,000 | 2,305 |
Total noninterest income | $1,178,000 | 1,973 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $807,000 | 1,097 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $371,000 | 2,696 |
Total noninterest expense | $4,964,000 | 1,933 |
Salaries and employee benefits | $2,650,000 | 1,965 |
Premises and equipment expense | $782,000 | 1,750 |
Additional noninterest expense | $1,532,000 | 1,881 |
Pre-tax net operating income | $840,000 | 3,329 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $124,000 | 3,220 |
Income before extraordinary items | $716,000 | 3,282 |
Extraordinary gains, net | $0 | 21 |
Net income | $716,000 | 3,281 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $341,000 | 1,666 |
Cash dividends | $570,000 | 2,106 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $716,000 | 3,220 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $4,227,000 | 2,379 |
Total interest expense | $1,847,000 | 2,399 |
Net interest income | $2,380,000 | 2,313 |
Provision for loan and lease losses | $135,000 | 2,308 |
Total noninterest income | $570,000 | 2,037 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $374,000 | 1,176 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $196,000 | 2,610 |
Total noninterest expense | $2,510,000 | 1,904 |
Salaries and employee benefits | $1,314,000 | 2,007 |
Premises and equipment expense | $411,000 | 1,684 |
Additional noninterest expense | $785,000 | 1,799 |
Pre-tax net operating income | $305,000 | 4,115 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $23,000 | 4,277 |
Income before extraordinary items | $282,000 | 3,944 |
Extraordinary gains, net | $0 | 15 |
Net income | $282,000 | 3,946 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $218,000 | 1,203 |
Cash dividends | $240,000 | 2,136 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $282,000 | 3,858 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $17,882,000 | 2,299 |
Total interest expense | $8,371,000 | 2,242 |
Net interest income | $9,511,000 | 2,338 |
Provision for loan and lease losses | $1,332,000 | 1,156 |
Total noninterest income | $2,148,000 | 2,111 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $1,584,000 | 1,127 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $564,000 | 3,113 |
Total noninterest expense | $11,123,000 | 1,658 |
Salaries and employee benefits | $5,783,000 | 1,742 |
Premises and equipment expense | $1,717,000 | 1,546 |
Additional noninterest expense | $3,623,000 | 1,524 |
Pre-tax net operating income | $-796,000 | 7,963 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $-555,000 | 8,331 |
Income before extraordinary items | $-241,000 | 7,738 |
Extraordinary gains, net | $0 | 39 |
Net income | $-241,000 | 7,736 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $936,000 | 1,080 |
Cash dividends | $1,441,000 | 2,069 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $-241,000 | 7,721 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $13,424,000 | 2,309 |
Total interest expense | $6,285,000 | 2,238 |
Net interest income | $7,139,000 | 2,347 |
Provision for loan and lease losses | $952,000 | 939 |
Total noninterest income | $1,622,000 | 2,101 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $1,169,000 | 1,126 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $453,000 | 3,005 |
Total noninterest expense | $8,168,000 | 1,686 |
Salaries and employee benefits | $4,311,000 | 1,747 |
Premises and equipment expense | $1,290,000 | 1,539 |
Additional noninterest expense | $2,567,000 | 1,581 |
Pre-tax net operating income | $-359,000 | 7,995 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $-364,000 | 8,401 |
Income before extraordinary items | $5,000 | 7,662 |
Extraordinary gains, net | $0 | 33 |
Net income | $5,000 | 7,659 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $827,000 | 746 |
Cash dividends | $1,225,000 | 1,750 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $5,000 | 7,641 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $8,929,000 | 2,331 |
Total interest expense | $4,131,000 | 2,272 |
Net interest income | $4,798,000 | 2,361 |
Provision for loan and lease losses | $712,000 | 770 |
Total noninterest income | $1,084,000 | 2,109 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $741,000 | 1,195 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $343,000 | 2,806 |
Total noninterest expense | $5,484,000 | 1,683 |
Salaries and employee benefits | $2,887,000 | 1,777 |
Premises and equipment expense | $881,000 | 1,527 |
Additional noninterest expense | $1,716,000 | 1,577 |
Pre-tax net operating income | $-314,000 | 8,167 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $-253,000 | 8,485 |
Income before extraordinary items | $-61,000 | 7,932 |
Extraordinary gains, net | $0 | 29 |
Net income | $-61,000 | 7,931 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $797,000 | 525 |
Cash dividends | $909,000 | 1,654 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $-61,000 | 7,924 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $4,448,000 | 2,339 |
Total interest expense | $2,051,000 | 2,270 |
Net interest income | $2,397,000 | 2,368 |
Provision for loan and lease losses | $277,000 | 885 |
Total noninterest income | $478,000 | 2,274 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $309,000 | 1,382 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $169,000 | 2,811 |
Total noninterest expense | $2,569,000 | 1,797 |
Salaries and employee benefits | $1,322,000 | 1,944 |
Premises and equipment expense | $448,000 | 1,494 |
Additional noninterest expense | $799,000 | 1,684 |
Pre-tax net operating income | $29,000 | 7,545 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $-60,000 | 8,448 |
Income before extraordinary items | $89,000 | 6,564 |
Extraordinary gains, net | $0 | 22 |
Net income | $89,000 | 6,563 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $315,000 | 557 |
Cash dividends | $543,000 | 1,311 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $89,000 | 6,552 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $19,151,000 | 2,060 |
Total interest expense | $8,488,000 | 1,942 |
Net interest income | $10,663,000 | 2,169 |
Provision for loan and lease losses | $435,000 | 2,134 |
Total noninterest income | $2,442,000 | 1,917 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $1,374,000 | 1,297 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $1,068,000 | 2,123 |
Total noninterest expense | $10,298,000 | 1,735 |
Salaries and employee benefits | $5,325,000 | 1,831 |
Premises and equipment expense | $1,417,000 | 1,789 |
Additional noninterest expense | $3,556,000 | 1,485 |
Pre-tax net operating income | $2,372,000 | 3,252 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $525,000 | 3,087 |
Income before extraordinary items | $1,847,000 | 3,288 |
Extraordinary gains, net | $0 | 51 |
Net income | $1,847,000 | 3,287 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,175,000 | 601 |
Cash dividends | $2,281,000 | 1,383 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $1,847,000 | 3,271 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $14,481,000 | 2,038 |
Total interest expense | $6,371,000 | 1,886 |
Net interest income | $8,110,000 | 2,159 |
Provision for loan and lease losses | $383,000 | 1,762 |
Total noninterest income | $1,833,000 | 1,921 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $1,031,000 | 1,299 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $802,000 | 2,128 |
Total noninterest expense | $7,832,000 | 1,712 |
Salaries and employee benefits | $4,111,000 | 1,788 |
Premises and equipment expense | $975,000 | 1,946 |
Additional noninterest expense | $2,746,000 | 1,440 |
Pre-tax net operating income | $1,728,000 | 3,456 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $370,000 | 3,283 |
Income before extraordinary items | $1,358,000 | 3,419 |
Extraordinary gains, net | $0 | 45 |
Net income | $1,358,000 | 3,421 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $927,000 | 494 |
Cash dividends | $1,860,000 | 1,219 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $1,358,000 | 3,413 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $9,715,000 | 1,984 |
Total interest expense | $4,148,000 | 1,846 |
Net interest income | $5,567,000 | 2,099 |
Provision for loan and lease losses | $285,000 | 1,590 |
Total noninterest income | $1,296,000 | 1,844 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $683,000 | 1,298 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $613,000 | 1,927 |
Total noninterest expense | $5,218,000 | 1,713 |
Salaries and employee benefits | $2,780,000 | 1,759 |
Premises and equipment expense | $594,000 | 2,101 |
Additional noninterest expense | $1,844,000 | 1,438 |
Pre-tax net operating income | $1,360,000 | 3,087 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $314,000 | 2,984 |
Income before extraordinary items | $1,046,000 | 3,113 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,046,000 | 3,115 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $502,000 | 560 |
Cash dividends | $1,641,000 | 972 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $1,046,000 | 3,099 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $4,804,000 | 1,977 |
Total interest expense | $1,987,000 | 1,836 |
Net interest income | $2,817,000 | 2,062 |
Provision for loan and lease losses | $180,000 | 1,225 |
Total noninterest income | $679,000 | 1,745 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $347,000 | 1,238 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $332,000 | 1,793 |
Total noninterest expense | $2,636,000 | 1,705 |
Salaries and employee benefits | $1,412,000 | 1,736 |
Premises and equipment expense | $300,000 | 2,103 |
Additional noninterest expense | $924,000 | 1,423 |
Pre-tax net operating income | $680,000 | 3,027 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $158,000 | 2,959 |
Income before extraordinary items | $522,000 | 3,063 |
Extraordinary gains, net | $0 | 21 |
Net income | $522,000 | 3,062 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $302,000 | 463 |
Cash dividends | $220,000 | 2,296 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $522,000 | 3,041 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $17,882,000 | 1,880 |
Total interest expense | $6,303,000 | 1,797 |
Net interest income | $11,579,000 | 1,910 |
Provision for loan and lease losses | $1,355,000 | 788 |
Total noninterest income | $2,444,000 | 1,907 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $1,694,000 | 1,047 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $750,000 | 2,648 |
Total noninterest expense | $10,534,000 | 1,623 |
Salaries and employee benefits | $5,301,000 | 1,755 |
Premises and equipment expense | $1,191,000 | 2,014 |
Additional noninterest expense | $4,042,000 | 1,280 |
Pre-tax net operating income | $2,134,000 | 3,542 |
Securities gains (losses) | $31,000 | 1,097 |
Applicable income taxes | $462,000 | 3,490 |
Income before extraordinary items | $1,703,000 | 3,496 |
Extraordinary gains, net | $0 | 46 |
Net income | $1,703,000 | 3,497 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,103,000 | 627 |
Cash dividends | $1,459,000 | 1,868 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $1,678,510 | 3,490 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $13,060,000 | 1,883 |
Total interest expense | $4,504,000 | 1,781 |
Net interest income | $8,556,000 | 1,921 |
Provision for loan and lease losses | $950,000 | 793 |
Total noninterest income | $1,825,000 | 1,915 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $1,266,000 | 1,045 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $559,000 | 2,669 |
Total noninterest expense | $7,565,000 | 1,672 |
Salaries and employee benefits | $3,888,000 | 1,784 |
Premises and equipment expense | $872,000 | 2,042 |
Additional noninterest expense | $2,805,000 | 1,359 |
Pre-tax net operating income | $1,866,000 | 3,214 |
Securities gains (losses) | $32,000 | 1,037 |
Applicable income taxes | $432,000 | 3,196 |
Income before extraordinary items | $1,466,000 | 3,188 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,466,000 | 3,189 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $820,000 | 572 |
Cash dividends | $766,000 | 2,174 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $1,441,360 | 3,193 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $8,545,000 | 1,868 |
Total interest expense | $2,905,000 | 1,740 |
Net interest income | $5,640,000 | 1,916 |
Provision for loan and lease losses | $585,000 | 854 |
Total noninterest income | $1,167,000 | 1,959 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $830,000 | 1,039 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $337,000 | 2,848 |
Total noninterest expense | $5,032,000 | 1,662 |
Salaries and employee benefits | $2,597,000 | 1,765 |
Premises and equipment expense | $596,000 | 1,992 |
Additional noninterest expense | $1,839,000 | 1,350 |
Pre-tax net operating income | $1,190,000 | 3,268 |
Securities gains (losses) | $24,000 | 1,040 |
Applicable income taxes | $271,000 | 3,281 |
Income before extraordinary items | $943,000 | 3,232 |
Extraordinary gains, net | $0 | 30 |
Net income | $943,000 | 3,233 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $580,000 | 534 |
Cash dividends | $545,000 | 2,084 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $924,280 | 3,238 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $4,151,000 | 1,874 |
Total interest expense | $1,421,000 | 1,685 |
Net interest income | $2,730,000 | 1,970 |
Provision for loan and lease losses | $220,000 | 1,052 |
Total noninterest income | $548,000 | 2,005 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $404,000 | 1,023 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $144,000 | 3,044 |
Total noninterest expense | $2,526,000 | 1,671 |
Salaries and employee benefits | $1,330,000 | 1,733 |
Premises and equipment expense | $304,000 | 1,976 |
Additional noninterest expense | $892,000 | 1,395 |
Pre-tax net operating income | $532,000 | 3,508 |
Securities gains (losses) | $25,000 | 720 |
Applicable income taxes | $119,000 | 3,485 |
Income before extraordinary items | $438,000 | 3,386 |
Extraordinary gains, net | $0 | 24 |
Net income | $438,000 | 3,387 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $199,000 | 685 |
Cash dividends | $223,000 | 2,095 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $418,250 | 3,473 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $16,348,000 | 1,749 |
Total interest expense | $5,207,000 | 1,576 |
Net interest income | $11,141,000 | 1,815 |
Provision for loan and lease losses | $1,487,000 | 726 |
Total noninterest income | $2,250,000 | 2,026 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $1,761,000 | 1,007 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $489,000 | 3,352 |
Total noninterest expense | $10,036,000 | 1,612 |
Salaries and employee benefits | $5,135,000 | 1,724 |
Premises and equipment expense | $1,064,000 | 2,151 |
Additional noninterest expense | $3,837,000 | 1,294 |
Pre-tax net operating income | $1,868,000 | 3,689 |
Securities gains (losses) | $198,000 | 834 |
Applicable income taxes | $474,000 | 3,437 |
Income before extraordinary items | $1,592,000 | 3,481 |
Extraordinary gains, net | $0 | 34 |
Net income | $1,592,000 | 3,482 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,486,000 | 577 |
Cash dividends | $804,000 | 2,698 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $1,439,540 | 3,677 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $11,967,000 | 1,770 |
Total interest expense | $3,816,000 | 1,586 |
Net interest income | $8,151,000 | 1,845 |
Provision for loan and lease losses | $1,132,000 | 688 |
Total noninterest income | $1,697,000 | 2,028 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $1,334,000 | 998 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $363,000 | 3,375 |
Total noninterest expense | $7,367,000 | 1,644 |
Salaries and employee benefits | $3,709,000 | 1,767 |
Premises and equipment expense | $807,000 | 2,127 |
Additional noninterest expense | $2,851,000 | 1,298 |
Pre-tax net operating income | $1,349,000 | 3,855 |
Securities gains (losses) | $33,000 | 1,968 |
Applicable income taxes | $234,000 | 4,203 |
Income before extraordinary items | $1,148,000 | 3,658 |
Extraordinary gains, net | $0 | 26 |
Net income | $1,148,000 | 3,658 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,216,000 | 496 |
Cash dividends | $581,000 | 2,470 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $1,120,610 | 3,640 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $7,802,000 | 1,800 |
Total interest expense | $2,494,000 | 1,590 |
Net interest income | $5,308,000 | 1,881 |
Provision for loan and lease losses | $702,000 | 726 |
Total noninterest income | $1,138,000 | 2,004 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $861,000 | 1,028 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $277,000 | 3,131 |
Total noninterest expense | $4,828,000 | 1,673 |
Salaries and employee benefits | $2,410,000 | 1,815 |
Premises and equipment expense | $528,000 | 2,161 |
Additional noninterest expense | $1,890,000 | 1,289 |
Pre-tax net operating income | $916,000 | 3,744 |
Securities gains (losses) | $27,000 | 1,860 |
Applicable income taxes | $161,000 | 4,136 |
Income before extraordinary items | $782,000 | 3,582 |
Extraordinary gains, net | $0 | 21 |
Net income | $782,000 | 3,582 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $766,000 | 525 |
Cash dividends | $448,000 | 2,317 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $759,590 | 3,565 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $3,859,000 | 1,823 |
Total interest expense | $1,255,000 | 1,601 |
Net interest income | $2,604,000 | 1,914 |
Provision for loan and lease losses | $300,000 | 782 |
Total noninterest income | $573,000 | 1,954 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $411,000 | 1,044 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $162,000 | 2,805 |
Total noninterest expense | $2,338,000 | 1,734 |
Salaries and employee benefits | $1,161,000 | 1,891 |
Premises and equipment expense | $265,000 | 2,173 |
Additional noninterest expense | $912,000 | 1,324 |
Pre-tax net operating income | $539,000 | 3,339 |
Securities gains (losses) | $27,000 | 1,550 |
Applicable income taxes | $110,000 | 3,630 |
Income before extraordinary items | $456,000 | 3,162 |
Extraordinary gains, net | $0 | 16 |
Net income | $456,000 | 3,162 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $340,000 | 558 |
Cash dividends | $224,000 | 2,052 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $434,130 | 3,175 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $15,600,000 | 1,821 |
Total interest expense | $5,582,000 | 1,613 |
Net interest income | $10,018,000 | 1,951 |
Provision for loan and lease losses | $1,972,000 | 660 |
Total noninterest income | $2,750,000 | 1,804 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $1,943,000 | 884 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $807,000 | 2,726 |
Total noninterest expense | $9,403,000 | 1,706 |
Salaries and employee benefits | $4,954,000 | 1,734 |
Premises and equipment expense | $931,000 | 2,414 |
Additional noninterest expense | $3,518,000 | 1,391 |
Pre-tax net operating income | $1,393,000 | 4,322 |
Securities gains (losses) | $130,000 | 1,670 |
Applicable income taxes | $166,000 | 5,161 |
Income before extraordinary items | $1,357,000 | 3,811 |
Extraordinary gains, net | $0 | 54 |
Net income | $1,357,000 | 3,811 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,560,000 | 663 |
Cash dividends | $955,000 | 2,406 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $1,241,300 | 3,866 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $11,645,000 | 1,872 |
Total interest expense | $4,270,000 | 1,652 |
Net interest income | $7,375,000 | 2,001 |
Provision for loan and lease losses | $1,090,000 | 826 |
Total noninterest income | $2,182,000 | 1,770 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $1,428,000 | 910 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $754,000 | 2,452 |
Total noninterest expense | $6,817,000 | 1,757 |
Salaries and employee benefits | $3,488,000 | 1,858 |
Premises and equipment expense | $690,000 | 2,449 |
Additional noninterest expense | $2,639,000 | 1,400 |
Pre-tax net operating income | $1,650,000 | 3,295 |
Securities gains (losses) | $142,000 | 1,463 |
Applicable income taxes | $343,000 | 3,680 |
Income before extraordinary items | $1,449,000 | 3,040 |
Extraordinary gains, net | $0 | 40 |
Net income | $1,449,000 | 3,040 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,123,000 | 639 |
Cash dividends | $664,000 | 2,241 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $1,333,980 | 3,079 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $8,056,000 | 1,807 |
Total interest expense | $2,859,000 | 1,705 |
Net interest income | $5,197,000 | 1,884 |
Provision for loan and lease losses | $625,000 | 950 |
Total noninterest income | $1,082,000 | 2,221 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $933,000 | 918 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $149,000 | 4,585 |
Total noninterest expense | $4,569,000 | 1,746 |
Salaries and employee benefits | $2,329,000 | 1,842 |
Premises and equipment expense | $464,000 | 2,405 |
Additional noninterest expense | $1,776,000 | 1,392 |
Pre-tax net operating income | $1,085,000 | 3,324 |
Securities gains (losses) | $96,000 | 1,544 |
Applicable income taxes | $238,000 | 3,644 |
Income before extraordinary items | $943,000 | 3,099 |
Extraordinary gains, net | $0 | 30 |
Net income | $943,000 | 3,098 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $735,000 | 645 |
Cash dividends | $442,000 | 2,322 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $866,200 | 3,132 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $3,969,000 | 1,851 |
Total interest expense | $1,446,000 | 1,728 |
Net interest income | $2,523,000 | 1,939 |
Provision for loan and lease losses | $300,000 | 910 |
Total noninterest income | $526,000 | 2,204 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $436,000 | 954 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $90,000 | 4,120 |
Total noninterest expense | $2,290,000 | 1,728 |
Salaries and employee benefits | $1,182,000 | 1,803 |
Premises and equipment expense | $236,000 | 2,359 |
Additional noninterest expense | $872,000 | 1,382 |
Pre-tax net operating income | $459,000 | 3,698 |
Securities gains (losses) | $22,000 | 1,846 |
Applicable income taxes | $94,000 | 4,051 |
Income before extraordinary items | $387,000 | 3,545 |
Extraordinary gains, net | $0 | 21 |
Net income | $387,000 | 3,543 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $433,000 | 546 |
Cash dividends | $221,000 | 2,099 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $369,400 | 3,499 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $16,600,000 | 1,856 |
Total interest expense | $6,346,000 | 1,801 |
Net interest income | $10,254,000 | 1,896 |
Provision for loan and lease losses | $1,155,000 | 1,177 |
Total noninterest income | $2,174,000 | 1,994 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $1,656,000 | 971 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $518,000 | 3,221 |
Total noninterest expense | $8,997,000 | 1,687 |
Salaries and employee benefits | $4,523,000 | 1,770 |
Premises and equipment expense | $947,000 | 2,301 |
Additional noninterest expense | $3,527,000 | 1,353 |
Pre-tax net operating income | $2,276,000 | 3,098 |
Securities gains (losses) | $399,000 | 755 |
Applicable income taxes | $666,000 | 2,937 |
Income before extraordinary items | $2,009,000 | 2,793 |
Extraordinary gains, net | $0 | 70 |
Net income | $2,009,000 | 2,791 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $805,000 | 1,153 |
Cash dividends | $882,000 | 2,469 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $1,709,750 | 3,057 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $19,228,000 | 1,771 |
Total interest expense | $9,943,000 | 1,627 |
Net interest income | $9,285,000 | 1,919 |
Provision for loan and lease losses | $1,090,000 | 1,174 |
Total noninterest income | $2,040,000 | 1,982 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $1,159,000 | 1,288 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $881,000 | 2,239 |
Total noninterest expense | $8,650,000 | 1,681 |
Salaries and employee benefits | $4,227,000 | 1,778 |
Premises and equipment expense | $1,120,000 | 1,913 |
Additional noninterest expense | $3,303,000 | 1,420 |
Pre-tax net operating income | $1,585,000 | 3,720 |
Securities gains (losses) | $266,000 | 969 |
Applicable income taxes | $424,000 | 3,625 |
Income before extraordinary items | $1,427,000 | 3,343 |
Extraordinary gains, net | $0 | 105 |
Net income | $1,427,000 | 3,347 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,437,000 | 724 |
Cash dividends | $832,000 | 2,563 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $1,222,180 | 3,642 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $20,242,000 | 1,711 |
Total interest expense | $10,700,000 | 1,595 |
Net interest income | $9,542,000 | 1,847 |
Provision for loan and lease losses | $1,004,000 | 1,056 |
Total noninterest income | $1,725,000 | 2,093 |
Gross Fiduciary activities income | $0 | 1,332 |
Service charges on deposit accounts | $961,000 | 1,415 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $764,000 | 2,211 |
Total noninterest expense | $8,280,000 | 1,684 |
Salaries and employee benefits | $4,145,000 | 1,733 |
Premises and equipment expense | $915,000 | 2,252 |
Additional noninterest expense | $3,220,000 | 1,393 |
Pre-tax net operating income | $1,983,000 | 3,347 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $483,000 | 3,562 |
Income before extraordinary items | $1,500,000 | 3,257 |
Extraordinary gains, net | $0 | 38 |
Net income | $1,500,000 | 3,256 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $415,000 | 1,429 |
Cash dividends | $819,000 | 2,623 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $1,500,000 | 3,249 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $17,850,000 | 1,819 |
Total interest expense | $8,632,000 | 1,722 |
Net interest income | $9,218,000 | 1,903 |
Provision for loan and lease losses | $495,000 | 1,787 |
Total noninterest income | $1,602,000 | 2,197 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $978,000 | 1,338 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $624,000 | 2,562 |
Total noninterest expense | $7,415,000 | 1,869 |
Salaries and employee benefits | $3,272,000 | 2,148 |
Premises and equipment expense | $810,000 | 2,507 |
Additional noninterest expense | $3,333,000 | 1,386 |
Pre-tax net operating income | $2,910,000 | 2,482 |
Securities gains (losses) | $58,000 | 936 |
Applicable income taxes | $823,000 | 2,588 |
Income before extraordinary items | $2,145,000 | 2,431 |
Extraordinary gains, net | $0 | 35 |
Net income | $2,145,000 | 2,431 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $164,000 | 2,700 |
Cash dividends | $798,000 | 2,684 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $2,103,240 | 2,427 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $13,986,000 | 2,328 |
Total interest expense | $7,237,000 | 2,094 |
Net interest income | $6,749,000 | 2,515 |
Provision for loan and lease losses | $457,000 | 1,846 |
Total noninterest income | $1,436,000 | 2,340 |
Gross Fiduciary activities income | $0 | 1,398 |
Service charges on deposit accounts | $786,000 | 1,613 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $650,000 | 2,510 |
Total noninterest expense | $6,001,000 | 2,177 |
Salaries and employee benefits | $2,861,000 | 2,362 |
Premises and equipment expense | $567,000 | 3,340 |
Additional noninterest expense | $2,573,000 | 1,663 |
Pre-tax net operating income | $1,727,000 | 3,759 |
Securities gains (losses) | $420,000 | 625 |
Applicable income taxes | $426,000 | 4,262 |
Income before extraordinary items | $1,721,000 | 2,903 |
Extraordinary gains, net | $0 | 32 |
Net income | $1,721,000 | 2,904 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $364,000 | 1,626 |
Cash dividends | $820,000 | 2,547 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $1,385,000 | 3,375 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $14,078,000 | 2,320 |
Total interest expense | $7,324,000 | 2,075 |
Net interest income | $6,754,000 | 2,575 |
Provision for loan and lease losses | $613,000 | 1,481 |
Total noninterest income | $1,967,000 | 1,790 |
Gross Fiduciary activities income | $0 | 1,450 |
Service charges on deposit accounts | $722,000 | 1,800 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $1,245,000 | 1,511 |
Total noninterest expense | $5,737,000 | 2,251 |
Salaries and employee benefits | $2,569,000 | 2,574 |
Premises and equipment expense | $566,000 | 3,329 |
Additional noninterest expense | $2,602,000 | 1,642 |
Pre-tax net operating income | $2,371,000 | 3,050 |
Securities gains (losses) | $151,000 | 822 |
Applicable income taxes | $605,000 | 3,637 |
Income before extraordinary items | $1,917,000 | 2,684 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,917,000 | 2,683 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $555,000 | 1,247 |
Cash dividends | $874,000 | 2,434 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $1,802,240 | 2,780 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $13,153,000 | 2,540 |
Total interest expense | $6,335,000 | 2,432 |
Net interest income | $6,818,000 | 2,581 |
Provision for loan and lease losses | $206,000 | 3,341 |
Total noninterest income | $1,073,000 | 2,958 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $633,000 | 2,136 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $440,000 | 3,193 |
Total noninterest expense | $5,961,000 | 2,302 |
Salaries and employee benefits | $2,507,000 | 2,695 |
Premises and equipment expense | $529,000 | 3,610 |
Additional noninterest expense | $2,925,000 | 1,778 |
Pre-tax net operating income | $1,724,000 | 3,864 |
Securities gains (losses) | $69,000 | 1,150 |
Applicable income taxes | $372,000 | 5,123 |
Income before extraordinary items | $1,421,000 | 3,358 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,421,000 | 3,357 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $233,000 | 2,444 |
Cash dividends | $736,000 | 2,664 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,366,490 | 3,431 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $12,578,000 | 2,660 |
Total interest expense | $6,118,000 | 2,503 |
Net interest income | $6,460,000 | 2,763 |
Provision for loan and lease losses | $100,000 | 4,579 |
Total noninterest income | $801,000 | 3,685 |
Gross Fiduciary activities income | $0 | 1,590 |
Service charges on deposit accounts | $620,000 | 2,183 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $181,000 | 5,418 |
Total noninterest expense | $5,184,000 | 2,615 |
Salaries and employee benefits | $2,261,000 | 2,946 |
Premises and equipment expense | $457,000 | 4,069 |
Additional noninterest expense | $2,466,000 | 2,016 |
Pre-tax net operating income | $1,977,000 | 3,534 |
Securities gains (losses) | $292,000 | 521 |
Applicable income taxes | $568,000 | 3,804 |
Income before extraordinary items | $1,701,000 | 2,889 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,701,000 | 2,887 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $16,000 | 6,953 |
Cash dividends | $641,000 | 2,804 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,482,000 | 3,259 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $11,031,000 | 2,752 |
Total interest expense | $4,800,000 | 2,557 |
Net interest income | $6,231,000 | 2,900 |
Provision for loan and lease losses | $235,000 | 2,747 |
Total noninterest income | $787,000 | 3,776 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $562,000 | 2,425 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $225,000 | 4,885 |
Total noninterest expense | $4,804,000 | 2,871 |
Salaries and employee benefits | $2,116,000 | 3,115 |
Premises and equipment expense | $397,000 | 4,614 |
Additional noninterest expense | $2,291,000 | 2,299 |
Pre-tax net operating income | $1,979,000 | 3,452 |
Securities gains (losses) | $-31,000 | 10,677 |
Applicable income taxes | $490,000 | 4,119 |
Income before extraordinary items | $1,458,000 | 3,250 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,458,000 | 3,266 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $425,000 | 1,523 |
Cash dividends | $556,000 | 2,957 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,481,250 | 3,236 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $10,415,000 | 2,978 |
Total interest expense | $4,845,000 | 2,650 |
Net interest income | $5,570,000 | 3,235 |
Provision for loan and lease losses | $51,000 | 7,396 |
Total noninterest income | $637,000 | 4,758 |
Gross Fiduciary activities income | $0 | 1,630 |
Service charges on deposit accounts | $478,000 | 2,926 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $159,000 | 6,378 |
Total noninterest expense | $4,611,000 | 3,054 |
Salaries and employee benefits | $1,993,000 | 3,298 |
Premises and equipment expense | $400,000 | 4,714 |
Additional noninterest expense | $2,218,000 | 2,503 |
Pre-tax net operating income | $1,545,000 | 4,204 |
Securities gains (losses) | $336,000 | 1,197 |
Applicable income taxes | $428,000 | 4,761 |
Income before extraordinary items | $1,453,000 | 3,336 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $1,453,000 | 3,438 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $16,000 | 8,052 |
Cash dividends | $556,000 | 2,822 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,194,280 | 3,828 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $9,606,000 | 3,633 |
Total interest expense | $5,116,000 | 3,251 |
Net interest income | $4,490,000 | 4,012 |
Provision for loan and lease losses | $50,000 | 9,026 |
Total noninterest income | $471,000 | 5,881 |
Gross Fiduciary activities income | $0 | 1,658 |
Service charges on deposit accounts | $378,000 | 3,675 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $93,000 | 8,327 |
Total noninterest expense | $3,833,000 | 3,636 |
Salaries and employee benefits | $1,675,000 | 3,829 |
Premises and equipment expense | $331,000 | 5,584 |
Additional noninterest expense | $1,827,000 | 3,019 |
Pre-tax net operating income | $1,078,000 | 5,339 |
Securities gains (losses) | $476,000 | 1,127 |
Applicable income taxes | $328,000 | 5,597 |
Income before extraordinary items | $1,226,000 | 3,730 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,226,000 | 3,775 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $300,000 | 3,333 |
Cash dividends | $556,000 | 2,555 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $849,960 | 4,814 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.