The City National Bank of Sulphur Springs, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$57,281,000830
Total interest expense$12,935,0001,087
Net interest income$44,346,000739
Provision for loan and lease losses$1,323,000707
Total noninterest income$10,603,000707
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,604,000451
Trading account gains and feesNANA
Additional Noninterest Income$7,999,000632
Total noninterest expense$35,087,000773
Salaries and employee benefits$19,846,000767
Premises and equipment expense$6,465,000447
Additional noninterest expense$7,999,000632
Pre-tax net operating income$18,539,000728
Securities gains (losses)$-806,0004,264
Applicable income taxes$14,0003,262
Income before extraordinary items$17,719,000633
Extraordinary gains, net$054
Net income$17,719,000643
Minority interest net income$088
Net income of bank and minority interests.$17,719,000636
Net charge-offs$210,0001,133
Cash dividends$10,507,000475
Sale, conversion, retirement of capital stock, net$0540
Net operating income$18,525,000623
2023-09-30 (YTD Data)Rank
Total interest income$41,793,000837
Total interest expense$8,802,0001,089
Net interest income$32,991,000753
Provision for loan and lease losses$978,000665
Total noninterest income$8,013,000711
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,922,000452
Trading account gains and feesNANA
Additional Noninterest Income$6,091,000642
Total noninterest expense$26,213,000781
Salaries and employee benefits$14,714,000785
Premises and equipment expense$4,878,000449
Additional noninterest expense$6,091,000642
Pre-tax net operating income$13,813,000759
Securities gains (losses)$-458,0004,361
Applicable income taxes$10,0003,296
Income before extraordinary items$13,345,000648
Extraordinary gains, net$052
Net income$13,345,000652
Minority interest net income$081
Net income of bank and minority interests.$13,345,000648
Net charge-offs$-25,0004,048
Cash dividends$7,067,000466
Sale, conversion, retirement of capital stock, net$0507
Net operating income$13,803,000643
2023-06-30 (YTD Data)Rank
Total interest income$26,841,000836
Total interest expense$5,245,0001,084
Net interest income$21,596,000765
Provision for loan and lease losses$690,000638
Total noninterest income$5,384,000691
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,253,000448
Trading account gains and feesNANA
Additional Noninterest Income$4,131,000604
Total noninterest expense$17,607,000761
Salaries and employee benefits$10,082,000755
Premises and equipment expense$3,216,000441
Additional noninterest expense$4,131,000604
Pre-tax net operating income$8,683,000787
Securities gains (losses)$-422,0004,465
Applicable income taxes$6,0003,340
Income before extraordinary items$8,255,000701
Extraordinary gains, net$051
Net income$8,255,000713
Minority interest net income$081
Net income of bank and minority interests.$8,255,000701
Net charge-offs$77,0001,027
Cash dividends$4,943,000448
Sale, conversion, retirement of capital stock, net$0486
Net operating income$8,677,000677
2023-03-31 (YTD Data)Rank
Total interest income$12,982,000853
Total interest expense$2,297,0001,075
Net interest income$10,685,000779
Provision for loan and lease losses$345,000617
Total noninterest income$2,740,000693
Gross Fiduciary activities income$0913
Service charges on deposit accounts$625,000459
Trading account gains and feesNANA
Additional Noninterest Income$2,115,000591
Total noninterest expense$8,390,000805
Salaries and employee benefits$4,764,000808
Premises and equipment expense$1,540,000470
Additional noninterest expense$2,115,000591
Pre-tax net operating income$4,690,000760
Securities gains (losses)$-363,0004,523
Applicable income taxes$4,0003,280
Income before extraordinary items$4,323,000697
Extraordinary gains, net$04
Net income$4,323,000696
Minority interest net income$048
Net income of bank and minority interests.$4,323,000696
Net charge-offs$65,000717
Cash dividends$1,572,000573
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,686,000661
2022-12-31 (YTD Data)Rank
Total interest income$45,816,000802
Total interest expense$2,781,0001,248
Net interest income$43,035,000774
Provision for loan and lease losses$1,450,000646
Total noninterest income$10,358,000745
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,649,000462
Trading account gains and feesNANA
Additional Noninterest Income$7,709,000667
Total noninterest expense$32,961,000799
Salaries and employee benefits$19,259,000770
Premises and equipment expense$5,653,000491
Additional noninterest expense$7,709,000667
Pre-tax net operating income$18,982,000787
Securities gains (losses)$-141,0004,016
Applicable income taxes$4,0003,550
Income before extraordinary items$18,837,000680
Extraordinary gains, net$05
Net income$18,837,000681
Minority interest net income$063
Net income of bank and minority interests.$18,837,000681
Net charge-offs$-446,0004,581
Cash dividends$8,328,000539
Sale, conversion, retirement of capital stock, net$0568
Net operating income$18,978,000682
2022-09-30 (YTD Data)Rank
Total interest income$33,444,000797
Total interest expense$1,601,0001,239
Net interest income$31,843,000767
Provision for loan and lease losses$1,150,000566
Total noninterest income$7,908,000751
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,986,000461
Trading account gains and feesNANA
Additional Noninterest Income$5,922,000669
Total noninterest expense$24,801,000791
Salaries and employee benefits$14,451,000773
Premises and equipment expense$4,228,000490
Additional noninterest expense$5,922,000669
Pre-tax net operating income$13,800,000811
Securities gains (losses)$-122,0004,264
Applicable income taxes$4,0003,535
Income before extraordinary items$13,674,000685
Extraordinary gains, net$04
Net income$13,674,000685
Minority interest net income$057
Net income of bank and minority interests.$13,674,000685
Net charge-offs$-470,0004,619
Cash dividends$5,888,000521
Sale, conversion, retirement of capital stock, net$0519
Net operating income$13,796,000691
2022-06-30 (YTD Data)Rank
Total interest income$22,140,000760
Total interest expense$886,0001,258
Net interest income$21,254,000740
Provision for loan and lease losses$850,000482
Total noninterest income$5,440,000728
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,265,000474
Trading account gains and feesNANA
Additional Noninterest Income$4,175,000669
Total noninterest expense$16,380,000786
Salaries and employee benefits$9,607,000763
Premises and equipment expense$2,762,000492
Additional noninterest expense$4,011,000930
Pre-tax net operating income$9,464,000743
Securities gains (losses)$-21,0004,100
Applicable income taxes$4,0003,482
Income before extraordinary items$9,439,000630
Extraordinary gains, net$04
Net income$9,439,000630
Minority interest net income$060
Net income of bank and minority interests.$9,439,000630
Net charge-offs$-405,0004,663
Cash dividends$3,805,000515
Sale, conversion, retirement of capital stock, net$0494
Net operating income$9,460,000642
2022-03-31 (YTD Data)Rank
Total interest income$11,005,000741
Total interest expense$418,0001,279
Net interest income$10,587,000727
Provision for loan and lease losses$550,000313
Total noninterest income$2,769,000731
Gross Fiduciary activities income$0892
Service charges on deposit accounts$625,000477
Trading account gains and feesNANA
Additional Noninterest Income$2,144,000664
Total noninterest expense$8,044,000795
Salaries and employee benefits$4,751,000771
Premises and equipment expense$1,363,000504
Additional noninterest expense$1,930,000945
Pre-tax net operating income$4,762,000708
Securities gains (losses)$-2,0004,032
Applicable income taxes$3,0003,335
Income before extraordinary items$4,757,000614
Extraordinary gains, net$04
Net income$4,757,000614
Minority interest net income$050
Net income of bank and minority interests.$4,757,000614
Net charge-offs$-28,0004,259
Cash dividends$466,0001,227
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,759,000618
2021-12-31 (YTD Data)Rank
Total interest income$40,376,000822
Total interest expense$2,089,0001,284
Net interest income$38,287,000797
Provision for loan and lease losses$1,000,000592
Total noninterest income$12,374,000719
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,226,000494
Trading account gains and feesNANA
Additional Noninterest Income$10,148,000670
Total noninterest expense$30,871,000825
Salaries and employee benefits$18,133,000802
Premises and equipment expense$5,175,000519
Additional noninterest expense$7,563,000978
Pre-tax net operating income$18,790,000780
Securities gains (losses)$6,0001,813
Applicable income taxes$3,0003,658
Income before extraordinary items$18,793,000678
Extraordinary gains, net$010
Net income$18,793,000678
Minority interest net income$074
Net income of bank and minority interests.$18,793,000679
Net charge-offs$305,000831
Cash dividends$17,846,000324
Sale, conversion, retirement of capital stock, net$0582
Net operating income$18,787,000665
2021-09-30 (YTD Data)Rank
Total interest income$29,856,000853
Total interest expense$1,629,0001,312
Net interest income$28,227,000824
Provision for loan and lease losses$500,000801
Total noninterest income$9,217,000739
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,592,000513
Trading account gains and feesNANA
Additional Noninterest Income$7,625,000685
Total noninterest expense$23,024,000838
Salaries and employee benefits$13,590,000805
Premises and equipment expense$3,863,000527
Additional noninterest expense$5,571,000989
Pre-tax net operating income$13,920,000825
Securities gains (losses)$6,0001,729
Applicable income taxes$3,0003,625
Income before extraordinary items$13,923,000710
Extraordinary gains, net$08
Net income$13,923,000710
Minority interest net income$069
Net income of bank and minority interests.$13,923,000710
Net charge-offs$205,000786
Cash dividends$15,191,000273
Sale, conversion, retirement of capital stock, net$0543
Net operating income$13,917,000697
2021-06-30 (YTD Data)Rank
Total interest income$19,326,000867
Total interest expense$1,132,0001,323
Net interest income$18,194,000842
Provision for loan and lease losses$200,0001,183
Total noninterest income$6,602,000712
Gross Fiduciary activities income$0951
Service charges on deposit accounts$989,000526
Trading account gains and feesNANA
Additional Noninterest Income$5,613,000653
Total noninterest expense$15,205,000837
Salaries and employee benefits$9,050,000806
Premises and equipment expense$2,503,000546
Additional noninterest expense$3,652,000996
Pre-tax net operating income$9,391,000809
Securities gains (losses)$32,0001,038
Applicable income taxes$3,0003,587
Income before extraordinary items$9,420,000692
Extraordinary gains, net$06
Net income$9,420,000692
Minority interest net income$067
Net income of bank and minority interests.$9,420,000692
Net charge-offs$10,0001,747
Cash dividends$13,918,000219
Sale, conversion, retirement of capital stock, net$0517
Net operating income$9,388,000680
2021-03-31 (YTD Data)Rank
Total interest income$9,397,000880
Total interest expense$581,0001,349
Net interest income$8,816,000855
Provision for loan and lease losses$100,0001,234
Total noninterest income$2,972,000751
Gross Fiduciary activities income$0922
Service charges on deposit accounts$479,000529
Trading account gains and feesNANA
Additional Noninterest Income$2,493,000703
Total noninterest expense$7,339,000855
Salaries and employee benefits$4,424,000817
Premises and equipment expense$1,162,000582
Additional noninterest expense$1,753,0001,002
Pre-tax net operating income$4,349,000862
Securities gains (losses)$56,000622
Applicable income taxes$2,0003,502
Income before extraordinary items$4,403,000752
Extraordinary gains, net$03
Net income$4,403,000752
Minority interest net income$055
Net income of bank and minority interests.$4,403,000752
Net charge-offs$-20,0004,337
Cash dividends$9,556,000163
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,347,000740
2020-12-31 (YTD Data)Rank
Total interest income$36,990,000894
Total interest expense$3,250,0001,388
Net interest income$33,740,000847
Provision for loan and lease losses$2,225,000973
Total noninterest income$9,629,000819
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,886,000552
Trading account gains and feesNANA
Additional Noninterest Income$7,743,000761
Total noninterest expense$25,885,000926
Salaries and employee benefits$15,796,000868
Premises and equipment expense$4,101,000642
Additional noninterest expense$5,988,0001,088
Pre-tax net operating income$15,259,000734
Securities gains (losses)$-33,0004,902
Applicable income taxes$16,0003,432
Income before extraordinary items$15,210,000659
Extraordinary gains, net$04
Net income$15,210,000659
Minority interest net income$072
Net income of bank and minority interests.$15,210,000659
Net charge-offs$572,000893
Cash dividends$8,643,000514
Sale, conversion, retirement of capital stock, net$0566
Net operating income$15,243,000630
2020-09-30 (YTD Data)Rank
Total interest income$27,868,000889
Total interest expense$2,609,0001,375
Net interest income$25,259,000837
Provision for loan and lease losses$2,026,000885
Total noninterest income$6,998,000815
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,368,000561
Trading account gains and feesNANA
Additional Noninterest Income$5,630,000753
Total noninterest expense$19,132,000918
Salaries and employee benefits$11,759,000857
Premises and equipment expense$3,094,000625
Additional noninterest expense$4,279,0001,129
Pre-tax net operating income$11,099,000727
Securities gains (losses)$-33,0004,894
Applicable income taxes$14,0003,412
Income before extraordinary items$11,052,000636
Extraordinary gains, net$04
Net income$11,052,000635
Minority interest net income$065
Net income of bank and minority interests.$11,052,000636
Net charge-offs$556,000703
Cash dividends$6,264,000496
Sale, conversion, retirement of capital stock, net$0532
Net operating income$11,085,000611
2020-06-30 (YTD Data)Rank
Total interest income$18,578,000894
Total interest expense$1,899,0001,369
Net interest income$16,679,000844
Provision for loan and lease losses$1,526,000848
Total noninterest income$4,667,000769
Gross Fiduciary activities income$0970
Service charges on deposit accounts$899,000565
Trading account gains and feesNANA
Additional Noninterest Income$3,768,000699
Total noninterest expense$12,719,000914
Salaries and employee benefits$7,861,000843
Premises and equipment expense$2,071,000625
Additional noninterest expense$2,787,0001,136
Pre-tax net operating income$7,101,000686
Securities gains (losses)$-33,0004,895
Applicable income taxes$11,0003,349
Income before extraordinary items$7,057,000614
Extraordinary gains, net$04
Net income$7,057,000614
Minority interest net income$065
Net income of bank and minority interests.$7,057,000614
Net charge-offs$550,000558
Cash dividends$3,153,000590
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,090,000579
2020-03-31 (YTD Data)Rank
Total interest income$9,288,000905
Total interest expense$1,076,0001,358
Net interest income$8,212,000843
Provision for loan and lease losses$615,000783
Total noninterest income$1,845,000854
Gross Fiduciary activities income$0941
Service charges on deposit accounts$534,000572
Trading account gains and feesNANA
Additional Noninterest Income$1,311,000809
Total noninterest expense$6,319,000925
Salaries and employee benefits$3,854,000862
Premises and equipment expense$1,050,000613
Additional noninterest expense$1,415,0001,148
Pre-tax net operating income$3,123,000705
Securities gains (losses)$-33,0004,920
Applicable income taxes$6,0003,239
Income before extraordinary items$3,084,000626
Extraordinary gains, net$04
Net income$3,084,000626
Minority interest net income$056
Net income of bank and minority interests.$3,084,000626
Net charge-offs$364,000455
Cash dividends$490,0001,314
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,117,000609
2019-12-31 (YTD Data)Rank
Total interest income$36,425,000923
Total interest expense$4,492,0001,351
Net interest income$31,933,000855
Provision for loan and lease losses$815,0001,062
Total noninterest income$7,784,000832
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,309,000539
Trading account gains and feesNANA
Additional Noninterest Income$5,475,000779
Total noninterest expense$24,103,000940
Salaries and employee benefits$14,923,000867
Premises and equipment expense$4,073,000626
Additional noninterest expense$5,107,0001,220
Pre-tax net operating income$14,799,000756
Securities gains (losses)$-125,0005,095
Applicable income taxes$20,0003,553
Income before extraordinary items$14,654,000683
Extraordinary gains, net$011
Net income$14,654,000685
Minority interest net income$076
Net income of bank and minority interests.$14,654,000684
Net charge-offs$421,0001,163
Cash dividends$9,110,000508
Sale, conversion, retirement of capital stock, net$0626
Net operating income$14,779,000664
2019-09-30 (YTD Data)Rank
Total interest income$27,054,000934
Total interest expense$3,356,0001,356
Net interest income$23,698,000866
Provision for loan and lease losses$495,0001,171
Total noninterest income$5,771,000840
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,987,000481
Trading account gains and feesNANA
Additional Noninterest Income$3,784,000824
Total noninterest expense$17,940,000939
Salaries and employee benefits$11,168,000867
Premises and equipment expense$2,949,000651
Additional noninterest expense$3,823,0001,222
Pre-tax net operating income$11,034,000780
Securities gains (losses)$-124,0005,175
Applicable income taxes$15,0003,599
Income before extraordinary items$10,895,000691
Extraordinary gains, net$011
Net income$10,895,000693
Minority interest net income$072
Net income of bank and minority interests.$10,895,000692
Net charge-offs$186,0001,348
Cash dividends$6,860,000477
Sale, conversion, retirement of capital stock, net$0590
Net operating income$11,019,000676
2019-06-30 (YTD Data)Rank
Total interest income$17,810,000942
Total interest expense$2,205,0001,360
Net interest income$15,605,000871
Provision for loan and lease losses$275,0001,307
Total noninterest income$3,800,000828
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,174,000533
Trading account gains and feesNANA
Additional Noninterest Income$2,626,000781
Total noninterest expense$11,971,000935
Salaries and employee benefits$7,436,000860
Premises and equipment expense$2,001,000637
Additional noninterest expense$2,534,0001,246
Pre-tax net operating income$7,159,000770
Securities gains (losses)$-124,0005,225
Applicable income taxes$11,0003,589
Income before extraordinary items$7,024,000696
Extraordinary gains, net$011
Net income$7,024,000696
Minority interest net income$069
Net income of bank and minority interests.$7,024,000696
Net charge-offs$104,0001,390
Cash dividends$2,824,000679
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,148,000673
2019-03-31 (YTD Data)Rank
Total interest income$8,750,000956
Total interest expense$1,092,0001,338
Net interest income$7,658,000884
Provision for loan and lease losses$150,0001,133
Total noninterest income$1,787,000843
Gross Fiduciary activities income$0972
Service charges on deposit accounts$591,000524
Trading account gains and feesNANA
Additional Noninterest Income$1,196,000795
Total noninterest expense$5,964,000934
Salaries and employee benefits$3,730,000856
Premises and equipment expense$991,000653
Additional noninterest expense$1,243,0001,253
Pre-tax net operating income$3,331,000809
Securities gains (losses)$-81,0005,284
Applicable income taxes$6,0003,508
Income before extraordinary items$3,244,000725
Extraordinary gains, net$05
Net income$3,244,000726
Minority interest net income$052
Net income of bank and minority interests.$3,244,000724
Net charge-offs$02,740
Cash dividends$282,0001,785
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,325,000694
2018-12-31 (YTD Data)Rank
Total interest income$32,748,000954
Total interest expense$3,264,0001,341
Net interest income$29,484,000901
Provision for loan and lease losses$1,218,000760
Total noninterest income$7,157,000869
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,559,000499
Trading account gains and feesNANA
Additional Noninterest Income$4,598,000845
Total noninterest expense$22,954,000950
Salaries and employee benefits$14,068,000886
Premises and equipment expense$3,544,000715
Additional noninterest expense$5,342,0001,184
Pre-tax net operating income$12,469,000871
Securities gains (losses)$-123,0005,066
Applicable income taxes$14,0003,691
Income before extraordinary items$12,332,000765
Extraordinary gains, net$06
Net income$12,332,000764
Minority interest net income$072
Net income of bank and minority interests.$12,332,000764
Net charge-offs$522,000924
Cash dividends$5,024,000729
Sale, conversion, retirement of capital stock, net$0671
Net operating income$12,455,000754
2018-09-30 (YTD Data)Rank
Total interest income$23,960,000961
Total interest expense$2,274,0001,343
Net interest income$21,686,000915
Provision for loan and lease losses$1,053,000621
Total noninterest income$5,374,000878
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,911,000501
Trading account gains and feesNANA
Additional Noninterest Income$3,463,000851
Total noninterest expense$17,261,000951
Salaries and employee benefits$10,574,000882
Premises and equipment expense$2,683,000707
Additional noninterest expense$4,004,0001,183
Pre-tax net operating income$8,746,000933
Securities gains (losses)$-121,0005,276
Applicable income taxes$11,0003,758
Income before extraordinary items$8,614,000815
Extraordinary gains, net$05
Net income$8,614,000814
Minority interest net income$066
Net income of bank and minority interests.$8,614,000814
Net charge-offs$326,000943
Cash dividends$3,396,000725
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,735,000804
2018-06-30 (YTD Data)Rank
Total interest income$15,587,000968
Total interest expense$1,409,0001,358
Net interest income$14,178,000922
Provision for loan and lease losses$953,000488
Total noninterest income$3,614,000865
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,253,000506
Trading account gains and feesNANA
Additional Noninterest Income$2,361,000839
Total noninterest expense$11,482,000948
Salaries and employee benefits$7,031,000888
Premises and equipment expense$1,774,000719
Additional noninterest expense$2,677,0001,175
Pre-tax net operating income$5,357,000974
Securities gains (losses)$-101,0005,350
Applicable income taxes$7,0003,766
Income before extraordinary items$5,249,000859
Extraordinary gains, net$06
Net income$5,249,000857
Minority interest net income$065
Net income of bank and minority interests.$5,249,000858
Net charge-offs$314,000702
Cash dividends$2,077,000735
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,350,000843
2018-03-31 (YTD Data)Rank
Total interest income$7,520,000989
Total interest expense$664,0001,363
Net interest income$6,856,000940
Provision for loan and lease losses$250,000792
Total noninterest income$1,771,000864
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$604,000526
Trading account gains and feesNANA
Additional Noninterest Income$1,167,000822
Total noninterest expense$5,679,000970
Salaries and employee benefits$3,490,000902
Premises and equipment expense$862,000749
Additional noninterest expense$1,327,0001,179
Pre-tax net operating income$2,698,000949
Securities gains (losses)$-82,0005,454
Applicable income taxes$4,0003,713
Income before extraordinary items$2,612,000843
Extraordinary gains, net$07
Net income$2,612,000843
Minority interest net income$052
Net income of bank and minority interests.$2,612,000843
Net charge-offs$11,0001,925
Cash dividends$158,0002,064
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,694,000810
2017-12-31 (YTD Data)Rank
Total interest income$28,614,0001,004
Total interest expense$2,173,0001,433
Net interest income$26,441,000950
Provision for loan and lease losses$525,0001,404
Total noninterest income$6,679,000902
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,366,000545
Trading account gains and feesNANA
Additional Noninterest Income$4,313,000904
Total noninterest expense$21,244,0001,004
Salaries and employee benefits$13,036,000925
Premises and equipment expense$3,202,000780
Additional noninterest expense$5,006,0001,247
Pre-tax net operating income$11,351,000887
Securities gains (losses)$02,243
Applicable income taxes$11,0003,870
Income before extraordinary items$11,340,000666
Extraordinary gains, net$09
Net income$11,340,000666
Minority interest net income$076
Net income of bank and minority interests.$11,340,000666
Net charge-offs$496,0001,098
Cash dividends$5,506,000614
Sale, conversion, retirement of capital stock, net$0711
Net operating income$11,340,000662
2017-09-30 (YTD Data)Rank
Total interest income$21,148,0001,016
Total interest expense$1,539,0001,483
Net interest income$19,609,000958
Provision for loan and lease losses$420,0001,320
Total noninterest income$5,011,000923
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,768,000547
Trading account gains and feesNANA
Additional Noninterest Income$3,243,000915
Total noninterest expense$15,953,0001,006
Salaries and employee benefits$9,822,000926
Premises and equipment expense$2,374,000792
Additional noninterest expense$3,757,0001,241
Pre-tax net operating income$8,247,000925
Securities gains (losses)$5,0001,816
Applicable income taxes$6,0003,955
Income before extraordinary items$8,246,000742
Extraordinary gains, net$09
Net income$8,246,000742
Minority interest net income$071
Net income of bank and minority interests.$8,246,000742
Net charge-offs$416,000913
Cash dividends$3,523,000676
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,241,000728
2017-06-30 (YTD Data)Rank
Total interest income$13,967,0001,015
Total interest expense$990,0001,496
Net interest income$12,977,000966
Provision for loan and lease losses$260,0001,330
Total noninterest income$3,210,000943
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,150,000553
Trading account gains and feesNANA
Additional Noninterest Income$2,060,000948
Total noninterest expense$10,529,0001,021
Salaries and employee benefits$6,506,000932
Premises and equipment expense$1,549,000810
Additional noninterest expense$2,474,0001,247
Pre-tax net operating income$5,398,000935
Securities gains (losses)$5,0001,441
Applicable income taxes$4,0003,987
Income before extraordinary items$5,399,000746
Extraordinary gains, net$011
Net income$5,399,000745
Minority interest net income$071
Net income of bank and minority interests.$5,399,000746
Net charge-offs$373,000711
Cash dividends$2,077,000736
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,394,000726
2017-03-31 (YTD Data)Rank
Total interest income$6,840,0001,021
Total interest expense$482,0001,505
Net interest income$6,358,000979
Provision for loan and lease losses$105,0001,394
Total noninterest income$1,478,000986
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$561,000564
Trading account gains and feesNANA
Additional Noninterest Income$917,0001,020
Total noninterest expense$5,251,0001,031
Salaries and employee benefits$3,243,000941
Premises and equipment expense$755,000841
Additional noninterest expense$1,253,0001,243
Pre-tax net operating income$2,480,000971
Securities gains (losses)$22,000505
Applicable income taxes$1,0003,997
Income before extraordinary items$2,501,000773
Extraordinary gains, net$08
Net income$2,501,000773
Minority interest net income$055
Net income of bank and minority interests.$2,501,000773
Net charge-offs$272,000492
Cash dividends$145,0002,177
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,479,000768
2016-12-31 (YTD Data)Rank
Total interest income$22,544,0001,173
Total interest expense$1,656,0001,658
Net interest income$20,888,0001,127
Provision for loan and lease losses$106,0003,069
Total noninterest income$6,709,000940
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,009,000645
Trading account gains and fees$0170
Additional Noninterest Income$4,700,000881
Total noninterest expense$18,588,0001,121
Salaries and employee benefits$11,269,0001,043
Premises and equipment expense$2,569,000941
Additional noninterest expense$4,750,0001,320
Pre-tax net operating income$8,903,0001,018
Securities gains (losses)$-3,0005,561
Applicable income taxes$6,0004,063
Income before extraordinary items$8,894,000845
Extraordinary gains, net$05
Net income$8,894,000845
Minority interest net income$082
Net income of bank and minority interests.$8,894,000844
Net charge-offs$96,0002,633
Cash dividends$9,627,000398
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,897,000828
2016-09-30 (YTD Data)Rank
Total interest income$15,703,0001,250
Total interest expense$1,148,0001,779
Net interest income$14,555,0001,208
Provision for loan and lease losses$04,186
Total noninterest income$4,918,000948
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,417,000687
Trading account gains and fees$0169
Additional Noninterest Income$3,501,000878
Total noninterest expense$13,311,0001,165
Salaries and employee benefits$8,176,0001,071
Premises and equipment expense$1,780,0001,000
Additional noninterest expense$3,355,0001,388
Pre-tax net operating income$6,162,0001,095
Securities gains (losses)$03,160
Applicable income taxes$5,0004,121
Income before extraordinary items$6,157,000901
Extraordinary gains, net$05
Net income$6,157,000900
Minority interest net income$071
Net income of bank and minority interests.$6,157,000901
Net charge-offs$16,0003,263
Cash dividends$7,800,000356
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,157,000876
2016-06-30 (YTD Data)Rank
Total interest income$10,452,0001,259
Total interest expense$771,0001,765
Net interest income$9,681,0001,210
Provision for loan and lease losses$04,017
Total noninterest income$3,457,000902
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$907,000700
Trading account gains and fees$0157
Additional Noninterest Income$2,550,000817
Total noninterest expense$8,614,0001,193
Salaries and employee benefits$5,219,0001,109
Premises and equipment expense$1,180,0001,012
Additional noninterest expense$2,215,0001,399
Pre-tax net operating income$4,524,0001,002
Securities gains (losses)$02,835
Applicable income taxes$3,0004,154
Income before extraordinary items$4,521,000819
Extraordinary gains, net$016
Net income$4,521,000818
Minority interest net income$071
Net income of bank and minority interests.$4,521,000818
Net charge-offs$-1,0004,332
Cash dividends$1,731,000867
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,521,000797
2016-03-31 (YTD Data)Rank
Total interest income$5,194,0001,262
Total interest expense$389,0001,739
Net interest income$4,805,0001,219
Provision for loan and lease losses$03,656
Total noninterest income$1,286,0001,077
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$452,000688
Trading account gains and fees$0142
Additional Noninterest Income$834,0001,061
Total noninterest expense$4,252,0001,209
Salaries and employee benefits$2,610,0001,120
Premises and equipment expense$598,0001,012
Additional noninterest expense$1,044,0001,463
Pre-tax net operating income$1,839,0001,166
Securities gains (losses)$02,077
Applicable income taxes$2,0004,104
Income before extraordinary items$1,837,000980
Extraordinary gains, net$012
Net income$1,837,000981
Minority interest net income$062
Net income of bank and minority interests.$1,837,000981
Net charge-offs$-19,0005,448
Cash dividends$34,0002,719
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,837,000942
2015-12-31 (YTD Data)Rank
Total interest income$20,586,0001,238
Total interest expense$1,640,0001,651
Net interest income$18,946,0001,207
Provision for loan and lease losses$04,380
Total noninterest income$5,236,0001,090
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,840,000720
Trading account gains and fees$0159
Additional Noninterest Income$3,396,0001,069
Total noninterest expense$16,079,0001,238
Salaries and employee benefits$9,931,0001,134
Premises and equipment expense$2,356,0001,018
Additional noninterest expense$3,792,0001,600
Pre-tax net operating income$8,103,0001,065
Securities gains (losses)$-14,0005,899
Applicable income taxes$7,0004,160
Income before extraordinary items$8,082,000882
Extraordinary gains, net$023
Net income$8,082,000882
Minority interest net income$081
Net income of bank and minority interests.$8,082,000882
Net charge-offs$145,0002,291
Cash dividends$5,020,000658
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,096,000861
2015-09-30 (YTD Data)Rank
Total interest income$15,372,0001,255
Total interest expense$1,233,0001,667
Net interest income$14,139,0001,218
Provision for loan and lease losses$04,232
Total noninterest income$3,912,0001,109
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,389,000711
Trading account gains and fees$0153
Additional Noninterest Income$2,523,0001,098
Total noninterest expense$11,980,0001,251
Salaries and employee benefits$7,435,0001,147
Premises and equipment expense$1,751,0001,042
Additional noninterest expense$2,794,0001,624
Pre-tax net operating income$6,071,0001,080
Securities gains (losses)$03,031
Applicable income taxes$6,0004,240
Income before extraordinary items$6,065,000889
Extraordinary gains, net$021
Net income$6,065,000890
Minority interest net income$078
Net income of bank and minority interests.$6,065,000889
Net charge-offs$118,0002,004
Cash dividends$2,780,000768
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,065,000863
2015-06-30 (YTD Data)Rank
Total interest income$10,190,0001,257
Total interest expense$827,0001,673
Net interest income$9,363,0001,213
Provision for loan and lease losses$04,069
Total noninterest income$2,556,0001,131
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$910,000714
Trading account gains and fees$0157
Additional Noninterest Income$1,646,0001,114
Total noninterest expense$7,901,0001,266
Salaries and employee benefits$4,936,0001,154
Premises and equipment expense$1,133,0001,073
Additional noninterest expense$1,832,0001,664
Pre-tax net operating income$4,018,0001,080
Securities gains (losses)$02,636
Applicable income taxes$4,0004,265
Income before extraordinary items$4,014,000891
Extraordinary gains, net$022
Net income$4,014,000891
Minority interest net income$075
Net income of bank and minority interests.$4,014,000891
Net charge-offs$77,0001,964
Cash dividends$1,816,000775
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,014,000863
2015-03-31 (YTD Data)Rank
Total interest income$5,110,0001,246
Total interest expense$417,0001,666
Net interest income$4,693,0001,202
Provision for loan and lease losses$03,703
Total noninterest income$1,188,0001,145
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$452,000699
Trading account gains and fees$0152
Additional Noninterest Income$736,0001,160
Total noninterest expense$3,919,0001,280
Salaries and employee benefits$2,452,0001,158
Premises and equipment expense$566,0001,073
Additional noninterest expense$901,0001,671
Pre-tax net operating income$1,962,0001,079
Securities gains (losses)$02,027
Applicable income taxes$3,0004,151
Income before extraordinary items$1,959,000882
Extraordinary gains, net$013
Net income$1,959,000882
Minority interest net income$064
Net income of bank and minority interests.$1,959,000882
Net charge-offs$44,0001,653
Cash dividends$33,0002,690
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,959,000851
2014-12-31 (YTD Data)Rank
Total interest income$19,899,0001,269
Total interest expense$1,791,0001,623
Net interest income$18,108,0001,237
Provision for loan and lease losses$300,0001,975
Total noninterest income$5,149,0001,082
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,970,000690
Trading account gains and fees$0180
Additional Noninterest Income$3,179,0001,059
Total noninterest expense$16,208,0001,226
Salaries and employee benefits$9,339,0001,167
Premises and equipment expense$2,225,0001,081
Additional noninterest expense$4,644,0001,381
Pre-tax net operating income$6,749,0001,197
Securities gains (losses)$-13,0006,078
Applicable income taxes$4,0004,338
Income before extraordinary items$6,732,000990
Extraordinary gains, net$017
Net income$6,732,000989
Minority interest net income$084
Net income of bank and minority interests.$6,732,000989
Net charge-offs$327,0001,924
Cash dividends$4,158,000705
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,745,000961
2014-09-30 (YTD Data)Rank
Total interest income$14,831,0001,285
Total interest expense$1,347,0001,636
Net interest income$13,484,0001,254
Provision for loan and lease losses$125,0002,572
Total noninterest income$3,747,0001,108
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,462,000692
Trading account gains and fees$0174
Additional Noninterest Income$2,285,0001,094
Total noninterest expense$11,738,0001,279
Salaries and employee benefits$7,216,0001,133
Premises and equipment expense$1,671,0001,087
Additional noninterest expense$2,851,0001,638
Pre-tax net operating income$5,368,0001,142
Securities gains (losses)$02,980
Applicable income taxes$4,0004,360
Income before extraordinary items$5,364,000927
Extraordinary gains, net$015
Net income$5,364,000926
Minority interest net income$081
Net income of bank and minority interests.$5,364,000926
Net charge-offs$157,0002,255
Cash dividends$2,574,000760
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,364,000902
2014-06-30 (YTD Data)Rank
Total interest income$9,856,0001,280
Total interest expense$899,0001,654
Net interest income$8,957,0001,245
Provision for loan and lease losses$125,0002,089
Total noninterest income$2,478,0001,104
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$947,000704
Trading account gains and fees$0172
Additional Noninterest Income$1,531,0001,082
Total noninterest expense$7,815,0001,276
Salaries and employee benefits$4,779,0001,141
Premises and equipment expense$1,098,0001,105
Additional noninterest expense$1,938,0001,608
Pre-tax net operating income$3,495,0001,134
Securities gains (losses)$02,580
Applicable income taxes$4,0004,298
Income before extraordinary items$3,491,000928
Extraordinary gains, net$020
Net income$3,491,000928
Minority interest net income$080
Net income of bank and minority interests.$3,491,000928
Net charge-offs$133,0001,949
Cash dividends$1,531,000810
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,491,000907
2014-03-31 (YTD Data)Rank
Total interest income$4,893,0001,290
Total interest expense$450,0001,677
Net interest income$4,443,0001,260
Provision for loan and lease losses$125,0001,415
Total noninterest income$1,226,0001,076
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$459,000709
Trading account gains and fees$0147
Additional Noninterest Income$767,0001,044
Total noninterest expense$3,899,0001,288
Salaries and employee benefits$2,357,0001,165
Premises and equipment expense$547,0001,133
Additional noninterest expense$995,0001,560
Pre-tax net operating income$1,645,0001,163
Securities gains (losses)$01,715
Applicable income taxes$4,0004,102
Income before extraordinary items$1,641,000954
Extraordinary gains, net$016
Net income$1,641,000954
Minority interest net income$066
Net income of bank and minority interests.$1,641,000955
Net charge-offs$132,0001,198
Cash dividends$33,0002,671
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,641,000935
2013-12-31 (YTD Data)Rank
Total interest income$19,529,0001,303
Total interest expense$2,080,0001,640
Net interest income$17,449,0001,265
Provision for loan and lease losses$1,260,000904
Total noninterest income$4,713,0001,184
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,995,000697
Trading account gains and fees$0184
Additional Noninterest Income$2,718,0001,224
Total noninterest expense$14,609,0001,352
Salaries and employee benefits$8,870,0001,220
Premises and equipment expense$2,144,0001,114
Additional noninterest expense$3,595,0001,767
Pre-tax net operating income$6,293,0001,174
Securities gains (losses)$-11,0006,265
Applicable income taxes$14,0004,213
Income before extraordinary items$6,268,000989
Extraordinary gains, net$029
Net income$6,268,000992
Minority interest net income$090
Net income of bank and minority interests.$6,268,000992
Net charge-offs$1,000,0001,271
Cash dividends$3,792,000729
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,279,000965
2013-09-30 (YTD Data)Rank
Total interest income$14,641,0001,308
Total interest expense$1,603,0001,641
Net interest income$13,038,0001,261
Provision for loan and lease losses$460,0001,600
Total noninterest income$3,577,0001,197
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,476,000710
Trading account gains and fees$0180
Additional Noninterest Income$2,101,0001,229
Total noninterest expense$10,887,0001,370
Salaries and employee benefits$6,673,0001,217
Premises and equipment expense$1,600,0001,118
Additional noninterest expense$2,614,0001,811
Pre-tax net operating income$5,268,0001,090
Securities gains (losses)$03,040
Applicable income taxes$10,0004,315
Income before extraordinary items$5,258,000901
Extraordinary gains, net$025
Net income$5,258,000903
Minority interest net income$084
Net income of bank and minority interests.$5,258,000903
Net charge-offs$849,0001,123
Cash dividends$2,420,000753
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,258,000881
2013-06-30 (YTD Data)Rank
Total interest income$9,719,0001,308
Total interest expense$1,098,0001,625
Net interest income$8,621,0001,260
Provision for loan and lease losses$260,0001,827
Total noninterest income$2,339,0001,219
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$954,000718
Trading account gains and fees$0157
Additional Noninterest Income$1,385,0001,262
Total noninterest expense$7,146,0001,379
Salaries and employee benefits$4,383,0001,223
Premises and equipment expense$1,041,0001,150
Additional noninterest expense$1,722,0001,834
Pre-tax net operating income$3,554,0001,062
Securities gains (losses)$02,791
Applicable income taxes$7,0004,301
Income before extraordinary items$3,547,000877
Extraordinary gains, net$022
Net income$3,547,000877
Minority interest net income$082
Net income of bank and minority interests.$3,547,000879
Net charge-offs$784,000919
Cash dividends$1,459,000812
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,547,000845
2013-03-31 (YTD Data)Rank
Total interest income$4,839,0001,315
Total interest expense$561,0001,650
Net interest income$4,278,0001,263
Provision for loan and lease losses$160,0001,554
Total noninterest income$1,206,0001,176
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$466,000730
Trading account gains and fees$0148
Additional Noninterest Income$740,0001,211
Total noninterest expense$3,543,0001,405
Salaries and employee benefits$2,164,0001,251
Premises and equipment expense$513,0001,194
Additional noninterest expense$866,0001,825
Pre-tax net operating income$1,781,0001,028
Securities gains (losses)$01,966
Applicable income taxes$3,0004,340
Income before extraordinary items$1,778,000858
Extraordinary gains, net$010
Net income$1,778,000859
Minority interest net income$076
Net income of bank and minority interests.$1,778,000860
Net charge-offs$276,0001,120
Cash dividends$34,0002,476
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,778,000820
2012-12-31 (YTD Data)Rank
Total interest income$20,185,0001,325
Total interest expense$2,844,0001,561
Net interest income$17,341,0001,268
Provision for loan and lease losses$1,225,0001,530
Total noninterest income$4,836,0001,181
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,113,000668
Trading account gains and fees$0166
Additional Noninterest Income$2,723,0001,254
Total noninterest expense$14,069,0001,403
Salaries and employee benefits$8,614,0001,223
Premises and equipment expense$2,099,0001,127
Additional noninterest expense$3,356,0001,952
Pre-tax net operating income$6,883,0001,035
Securities gains (losses)$-7,0006,717
Applicable income taxes$14,0004,312
Income before extraordinary items$6,862,000870
Extraordinary gains, net$029
Net income$6,862,000870
Minority interest net income$093
Net income of bank and minority interests.$6,862,000870
Net charge-offs$585,0002,444
Cash dividends$3,824,000721
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,869,000810
2012-09-30 (YTD Data)Rank
Total interest income$15,137,0001,351
Total interest expense$2,221,0001,564
Net interest income$12,916,0001,287
Provision for loan and lease losses$1,050,0001,390
Total noninterest income$3,467,0001,208
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,603,000673
Trading account gains and fees$0157
Additional Noninterest Income$1,864,0001,339
Total noninterest expense$10,510,0001,409
Salaries and employee benefits$6,394,0001,229
Premises and equipment expense$1,599,0001,119
Additional noninterest expense$2,517,0001,959
Pre-tax net operating income$4,823,0001,121
Securities gains (losses)$03,575
Applicable income taxes$11,0004,359
Income before extraordinary items$4,812,000960
Extraordinary gains, net$020
Net income$4,812,000961
Minority interest net income$086
Net income of bank and minority interests.$4,812,000960
Net charge-offs$633,0001,926
Cash dividends$2,387,000673
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,812,000900
2012-06-30 (YTD Data)Rank
Total interest income$10,064,0001,358
Total interest expense$1,543,0001,561
Net interest income$8,521,0001,306
Provision for loan and lease losses$750,0001,348
Total noninterest income$2,250,0001,219
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,081,000659
Trading account gains and fees$0153
Additional Noninterest Income$1,169,0001,362
Total noninterest expense$7,011,0001,404
Salaries and employee benefits$4,248,0001,234
Premises and equipment expense$1,055,0001,130
Additional noninterest expense$1,708,0001,932
Pre-tax net operating income$3,010,0001,180
Securities gains (losses)$03,178
Applicable income taxes$7,0004,344
Income before extraordinary items$3,003,0001,010
Extraordinary gains, net$019
Net income$3,003,0001,010
Minority interest net income$084
Net income of bank and minority interests.$3,003,0001,010
Net charge-offs$367,0002,100
Cash dividends$1,602,000640
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,003,000952
2012-03-31 (YTD Data)Rank
Total interest income$5,026,0001,371
Total interest expense$804,0001,560
Net interest income$4,222,0001,310
Provision for loan and lease losses$330,0001,399
Total noninterest income$1,093,0001,245
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$536,000666
Trading account gains and fees$0148
Additional Noninterest Income$557,0001,401
Total noninterest expense$3,529,0001,390
Salaries and employee benefits$2,121,0001,229
Premises and equipment expense$518,0001,157
Additional noninterest expense$890,0001,861
Pre-tax net operating income$1,456,0001,206
Securities gains (losses)$02,210
Applicable income taxes$4,0004,331
Income before extraordinary items$1,452,0001,027
Extraordinary gains, net$019
Net income$1,452,0001,029
Minority interest net income$078
Net income of bank and minority interests.$1,452,0001,028
Net charge-offs$91,0002,526
Cash dividends$35,0002,529
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,452,000966
2011-12-31 (YTD Data)Rank
Total interest income$20,913,0001,371
Total interest expense$3,763,0001,609
Net interest income$17,150,0001,297
Provision for loan and lease losses$2,459,0001,353
Total noninterest income$4,560,0001,117
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,231,000662
Trading account gains and fees$0146
Additional Noninterest Income$2,329,0001,228
Total noninterest expense$14,424,0001,357
Salaries and employee benefits$8,002,0001,238
Premises and equipment expense$2,653,000943
Additional noninterest expense$3,769,0001,786
Pre-tax net operating income$4,827,0001,213
Securities gains (losses)$113,0001,969
Applicable income taxes$14,0004,225
Income before extraordinary items$4,926,0001,021
Extraordinary gains, net$029
Net income$4,926,0001,021
Minority interest net income$096
Net income of bank and minority interests.$4,926,0001,021
Net charge-offs$2,440,0001,380
Cash dividends$6,574,000333
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,813,000996
2011-09-30 (YTD Data)Rank
Total interest income$15,758,0001,381
Total interest expense$2,888,0001,634
Net interest income$12,870,0001,302
Provision for loan and lease losses$2,867,000962
Total noninterest income$3,521,0001,100
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,673,000662
Trading account gains and fees$0145
Additional Noninterest Income$1,848,0001,179
Total noninterest expense$11,092,0001,330
Salaries and employee benefits$5,828,0001,276
Premises and equipment expense$2,157,000887
Additional noninterest expense$3,107,0001,642
Pre-tax net operating income$2,432,0001,780
Securities gains (losses)$120,0001,623
Applicable income taxes$10,0004,260
Income before extraordinary items$2,542,0001,495
Extraordinary gains, net$021
Net income$2,542,0001,494
Minority interest net income$087
Net income of bank and minority interests.$2,542,0001,495
Net charge-offs$1,513,0001,484
Cash dividends$5,581,000268
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,422,0001,484
2011-06-30 (YTD Data)Rank
Total interest income$10,583,0001,379
Total interest expense$1,969,0001,657
Net interest income$8,614,0001,298
Provision for loan and lease losses$1,482,0001,142
Total noninterest income$2,445,0001,064
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,084,000675
Trading account gains and fees$0153
Additional Noninterest Income$1,361,0001,092
Total noninterest expense$7,663,0001,297
Salaries and employee benefits$3,788,0001,318
Premises and equipment expense$1,611,000789
Additional noninterest expense$2,264,0001,529
Pre-tax net operating income$1,914,0001,510
Securities gains (losses)$120,0001,016
Applicable income taxes$7,0004,215
Income before extraordinary items$2,027,0001,236
Extraordinary gains, net$015
Net income$2,027,0001,235
Minority interest net income$089
Net income of bank and minority interests.$2,027,0001,236
Net charge-offs$1,425,0001,170
Cash dividends$4,622,000205
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,907,0001,254
2011-03-31 (YTD Data)Rank
Total interest income$5,184,0001,410
Total interest expense$1,008,0001,674
Net interest income$4,176,0001,336
Provision for loan and lease losses$1,559,000620
Total noninterest income$1,167,0001,090
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$519,000688
Trading account gains and fees$0158
Additional Noninterest Income$648,0001,119
Total noninterest expense$3,959,0001,261
Salaries and employee benefits$1,780,0001,420
Premises and equipment expense$790,000830
Additional noninterest expense$1,389,0001,270
Pre-tax net operating income$-175,0006,800
Securities gains (losses)$01,772
Applicable income taxes$3,0004,206
Income before extraordinary items$-178,0006,849
Extraordinary gains, net$09
Net income$-178,0006,849
Minority interest net income$086
Net income of bank and minority interests.$-178,0006,849
Net charge-offs$1,192,000760
Cash dividends$3,484,000124
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-178,0006,842
2010-12-31 (YTD Data)Rank
Total interest income$21,100,0001,451
Total interest expense$4,797,0001,704
Net interest income$16,303,0001,371
Provision for loan and lease losses$1,690,0002,300
Total noninterest income$4,088,0001,244
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,454,000603
Trading account gains and fees$0175
Additional Noninterest Income$1,634,0001,613
Total noninterest expense$12,707,0001,561
Salaries and employee benefits$7,331,0001,333
Premises and equipment expense$1,782,0001,438
Additional noninterest expense$3,594,0001,971
Pre-tax net operating income$5,994,000873
Securities gains (losses)$03,793
Applicable income taxes$6,0004,320
Income before extraordinary items$5,988,000742
Extraordinary gains, net$029
Net income$5,988,000742
Minority interest net income$0111
Net income of bank and minority interests.$5,988,000743
Net charge-offs$1,170,0002,474
Cash dividends$3,376,000489
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,988,000713
2010-09-30 (YTD Data)Rank
Total interest income$15,798,0001,497
Total interest expense$3,669,0001,743
Net interest income$12,129,0001,400
Provision for loan and lease losses$1,390,0002,090
Total noninterest income$3,065,0001,241
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,863,000607
Trading account gains and fees$0165
Additional Noninterest Income$1,202,0001,594
Total noninterest expense$9,432,0001,568
Salaries and employee benefits$5,507,0001,337
Premises and equipment expense$1,350,0001,443
Additional noninterest expense$2,575,0002,012
Pre-tax net operating income$4,372,000939
Securities gains (losses)$03,651
Applicable income taxes$5,0004,390
Income before extraordinary items$4,367,000791
Extraordinary gains, net$023
Net income$4,367,000789
Minority interest net income$0110
Net income of bank and minority interests.$4,367,000792
Net charge-offs$873,0002,349
Cash dividends$2,194,000492
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,367,000746
2010-06-30 (YTD Data)Rank
Total interest income$10,515,0001,521
Total interest expense$2,504,0001,766
Net interest income$8,011,0001,420
Provision for loan and lease losses$600,0002,565
Total noninterest income$2,057,0001,212
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,260,000607
Trading account gains and fees$0152
Additional Noninterest Income$797,0001,525
Total noninterest expense$6,292,0001,571
Salaries and employee benefits$3,737,0001,322
Premises and equipment expense$898,0001,466
Additional noninterest expense$1,657,0002,069
Pre-tax net operating income$3,176,000865
Securities gains (losses)$03,184
Applicable income taxes$3,0004,407
Income before extraordinary items$3,173,000707
Extraordinary gains, net$019
Net income$3,173,000705
Minority interest net income$0105
Net income of bank and minority interests.$3,173,000707
Net charge-offs$217,0003,445
Cash dividends$1,329,000519
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,173,000687
2010-03-31 (YTD Data)Rank
Total interest income$5,300,0001,540
Total interest expense$1,287,0001,802
Net interest income$4,013,0001,427
Provision for loan and lease losses$300,0002,372
Total noninterest income$997,0001,235
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$611,000628
Trading account gains and fees$0175
Additional Noninterest Income$386,0001,546
Total noninterest expense$3,167,0001,585
Salaries and employee benefits$1,871,0001,340
Premises and equipment expense$430,0001,571
Additional noninterest expense$866,0001,964
Pre-tax net operating income$1,543,000870
Securities gains (losses)$02,284
Applicable income taxes$2,0004,347
Income before extraordinary items$1,541,000717
Extraordinary gains, net$016
Net income$1,541,000720
Minority interest net income$091
Net income of bank and minority interests.$1,541,000721
Net charge-offs$162,0002,649
Cash dividends$234,0001,278
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,541,000689
2009-12-31 (YTD Data)Rank
Total interest income$21,166,0001,615
Total interest expense$5,908,0001,948
Net interest income$15,258,0001,467
Provision for loan and lease losses$1,639,0002,755
Total noninterest income$4,429,0001,210
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,600,000643
Trading account gains and fees$0211
Additional Noninterest Income$1,829,0001,461
Total noninterest expense$12,352,0001,655
Salaries and employee benefits$7,156,0001,406
Premises and equipment expense$1,687,0001,589
Additional noninterest expense$3,509,0002,055
Pre-tax net operating income$5,696,000742
Securities gains (losses)$03,754
Applicable income taxes$8,0003,939
Income before extraordinary items$5,688,000589
Extraordinary gains, net$034
Net income$5,688,000589
Minority interest net income$0115
Net income of bank and minority interests.$5,688,000590
Net charge-offs$1,017,0002,837
Cash dividends$3,287,000530
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,688,000588
2009-09-30 (YTD Data)Rank
Total interest income$15,868,0001,653
Total interest expense$4,501,0002,006
Net interest income$11,367,0001,474
Provision for loan and lease losses$1,240,0002,479
Total noninterest income$3,392,0001,204
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,339,000535
Trading account gains and fees$0212
Additional Noninterest Income$1,053,0001,763
Total noninterest expense$9,238,0001,647
Salaries and employee benefits$5,373,0001,426
Premises and equipment expense$1,239,0001,644
Additional noninterest expense$2,626,0002,014
Pre-tax net operating income$4,281,000796
Securities gains (losses)$03,497
Applicable income taxes$6,0004,171
Income before extraordinary items$4,275,000632
Extraordinary gains, net$027
Net income$4,275,000633
Minority interest net income$0118
Net income of bank and minority interests.$4,275,000634
Net charge-offs$670,0002,680
Cash dividends$2,149,000598
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,275,000626
2009-06-30 (YTD Data)Rank
Total interest income$10,530,0001,685
Total interest expense$3,043,0002,074
Net interest income$7,487,0001,498
Provision for loan and lease losses$990,0002,081
Total noninterest income$2,328,0001,188
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,499,000553
Trading account gains and fees$0193
Additional Noninterest Income$829,0001,604
Total noninterest expense$6,154,0001,672
Salaries and employee benefits$3,538,0001,468
Premises and equipment expense$839,0001,651
Additional noninterest expense$1,777,0002,003
Pre-tax net operating income$2,671,000854
Securities gains (losses)$03,136
Applicable income taxes$4,0004,294
Income before extraordinary items$2,667,000679
Extraordinary gains, net$021
Net income$2,667,000677
Minority interest net income$0112
Net income of bank and minority interests.$2,667,000680
Net charge-offs$550,0002,245
Cash dividends$1,599,000560
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,667,000666
2009-03-31 (YTD Data)Rank
Total interest income$5,228,0001,714
Total interest expense$1,546,0002,117
Net interest income$3,682,0001,513
Provision for loan and lease losses$341,0002,164
Total noninterest income$1,047,0001,231
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$599,000672
Trading account gains and fees$0171
Additional Noninterest Income$448,0001,493
Total noninterest expense$2,929,0001,695
Salaries and employee benefits$1,783,0001,471
Premises and equipment expense$424,0001,672
Additional noninterest expense$722,0002,167
Pre-tax net operating income$1,459,000874
Securities gains (losses)$02,434
Applicable income taxes$2,0004,551
Income before extraordinary items$1,457,000711
Extraordinary gains, net$015
Net income$1,457,000710
Minority interest net income$0102
Net income of bank and minority interests.$1,457,000713
Net charge-offs$272,0001,865
Cash dividends$276,0001,434
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,457,000660
2008-12-31 (YTD Data)Rank
Total interest income$21,932,0001,758
Total interest expense$7,827,0002,007
Net interest income$14,105,0001,583
Provision for loan and lease losses$2,050,0001,760
Total noninterest income$4,219,0001,224
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,842,000612
Trading account gains and fees$0154
Additional Noninterest Income$1,377,0001,694
Total noninterest expense$11,098,0001,744
Salaries and employee benefits$6,653,0001,553
Premises and equipment expense$1,654,0001,666
Additional noninterest expense$2,791,0002,144
Pre-tax net operating income$5,176,0001,072
Securities gains (losses)$03,220
Applicable income taxes$15,0004,400
Income before extraordinary items$5,161,000784
Extraordinary gains, net$039
Net income$5,161,000784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,404,0001,620
Cash dividends$3,127,000873
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,161,000847
2008-09-30 (YTD Data)Rank
Total interest income$16,539,0001,792
Total interest expense$6,085,0002,034
Net interest income$10,454,0001,614
Provision for loan and lease losses$1,600,0001,364
Total noninterest income$3,169,0001,253
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,121,000623
Trading account gains and fees$0148
Additional Noninterest Income$1,048,0001,754
Total noninterest expense$8,360,0001,734
Salaries and employee benefits$5,021,0001,566
Premises and equipment expense$1,271,0001,639
Additional noninterest expense$2,068,0002,098
Pre-tax net operating income$3,663,0001,341
Securities gains (losses)$03,106
Applicable income taxes$11,0004,828
Income before extraordinary items$3,652,0001,003
Extraordinary gains, net$031
Net income$3,652,0001,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$781,0001,515
Cash dividends$2,279,000918
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,652,0001,062
2008-06-30 (YTD Data)Rank
Total interest income$11,085,0001,807
Total interest expense$4,237,0002,040
Net interest income$6,848,0001,645
Provision for loan and lease losses$1,000,0001,220
Total noninterest income$2,118,0001,272
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,383,000622
Trading account gains and fees$0149
Additional Noninterest Income$735,0001,728
Total noninterest expense$5,599,0001,731
Salaries and employee benefits$3,160,0001,660
Premises and equipment expense$866,0001,608
Additional noninterest expense$1,573,0001,841
Pre-tax net operating income$2,367,0001,456
Securities gains (losses)$03,233
Applicable income taxes$6,0005,175
Income before extraordinary items$2,361,0001,170
Extraordinary gains, net$021
Net income$2,361,0001,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$556,0001,232
Cash dividends$1,194,0001,225
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,361,0001,148
2008-03-31 (YTD Data)Rank
Total interest income$5,606,0001,826
Total interest expense$2,222,0002,059
Net interest income$3,384,0001,643
Provision for loan and lease losses$850,000701
Total noninterest income$1,043,0001,294
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$643,000659
Trading account gains and fees$0158
Additional Noninterest Income$400,0001,631
Total noninterest expense$2,800,0001,721
Salaries and employee benefits$1,494,0001,763
Premises and equipment expense$443,0001,578
Additional noninterest expense$863,0001,661
Pre-tax net operating income$777,0002,212
Securities gains (losses)$02,688
Applicable income taxes$4,0005,199
Income before extraordinary items$773,0001,868
Extraordinary gains, net$015
Net income$773,0001,870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$420,000795
Cash dividends$88,0003,048
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$773,0001,806
2007-12-31 (YTD Data)Rank
Total interest income$21,774,0001,944
Total interest expense$8,583,0002,194
Net interest income$13,191,0001,712
Provision for loan and lease losses$1,035,0001,386
Total noninterest income$3,679,0001,392
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,520,000704
Trading account gains and fees$0178
Additional Noninterest Income$1,159,0002,014
Total noninterest expense$10,536,0001,759
Salaries and employee benefits$6,301,0001,606
Premises and equipment expense$1,700,0001,562
Additional noninterest expense$2,535,0002,155
Pre-tax net operating income$5,299,0001,572
Securities gains (losses)$02,146
Applicable income taxes$15,0005,528
Income before extraordinary items$5,284,0001,210
Extraordinary gains, net$039
Net income$5,284,0001,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$515,0001,655
Cash dividends$3,681,000998
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,284,0001,205
2007-09-30 (YTD Data)Rank
Total interest income$15,991,0001,984
Total interest expense$6,257,0002,244
Net interest income$9,734,0001,747
Provision for loan and lease losses$125,0003,799
Total noninterest income$2,693,0001,427
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,846,000703
Trading account gains and fees$0184
Additional Noninterest Income$847,0002,048
Total noninterest expense$7,824,0001,759
Salaries and employee benefits$4,676,0001,613
Premises and equipment expense$1,296,0001,533
Additional noninterest expense$1,852,0002,159
Pre-tax net operating income$4,478,0001,513
Securities gains (losses)$01,655
Applicable income taxes$15,0005,595
Income before extraordinary items$4,463,0001,163
Extraordinary gains, net$033
Net income$4,463,0001,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0002,721
Cash dividends$2,572,000991
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,463,0001,146
2007-06-30 (YTD Data)Rank
Total interest income$10,391,0002,044
Total interest expense$4,047,0002,301
Net interest income$6,344,0001,805
Provision for loan and lease losses$50,0004,348
Total noninterest income$1,771,0001,460
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,192,000734
Trading account gains and fees$0168
Additional Noninterest Income$579,0002,034
Total noninterest expense$5,191,0001,785
Salaries and employee benefits$3,072,0001,667
Premises and equipment expense$889,0001,513
Additional noninterest expense$1,230,0002,168
Pre-tax net operating income$2,874,0001,611
Securities gains (losses)$01,444
Applicable income taxes$63,0004,567
Income before extraordinary items$2,811,0001,269
Extraordinary gains, net$029
Net income$2,811,0001,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,113
Cash dividends$1,669,0001,029
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,811,0001,252
2007-03-31 (YTD Data)Rank
Total interest income$5,079,0002,083
Total interest expense$1,988,0002,330
Net interest income$3,091,0001,864
Provision for loan and lease losses$05,779
Total noninterest income$858,0001,469
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$575,000734
Trading account gains and fees$0195
Additional Noninterest Income$283,0002,034
Total noninterest expense$2,524,0001,828
Salaries and employee benefits$1,515,0001,718
Premises and equipment expense$401,0001,666
Additional noninterest expense$608,0002,165
Pre-tax net operating income$1,425,0001,614
Securities gains (losses)$01,187
Applicable income taxes$32,0004,554
Income before extraordinary items$1,393,0001,260
Extraordinary gains, net$022
Net income$1,393,0001,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,204
Cash dividends$330,0001,881
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,393,0001,240
2006-12-31 (YTD Data)Rank
Total interest income$18,369,0002,144
Total interest expense$6,931,0002,302
Net interest income$11,438,0002,030
Provision for loan and lease losses$200,0003,517
Total noninterest income$3,542,0001,422
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,434,000729
Trading account gains and fees$0130
Additional Noninterest Income$1,108,0002,073
Total noninterest expense$9,753,0001,830
Salaries and employee benefits$5,640,0001,732
Premises and equipment expense$1,754,0001,466
Additional noninterest expense$2,359,0002,211
Pre-tax net operating income$5,027,0001,868
Securities gains (losses)$-35,0007,792
Applicable income taxes$28,0005,792
Income before extraordinary items$4,964,0001,470
Extraordinary gains, net$051
Net income$4,964,0001,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$352,0001,483
Cash dividends$2,489,0001,308
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,998,6501,448
2006-09-30 (YTD Data)Rank
Total interest income$13,346,0002,189
Total interest expense$4,945,0002,338
Net interest income$8,401,0002,084
Provision for loan and lease losses$200,0002,859
Total noninterest income$2,616,0001,449
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,828,000732
Trading account gains and fees$0126
Additional Noninterest Income$788,0002,152
Total noninterest expense$7,179,0001,850
Salaries and employee benefits$4,216,0001,735
Premises and equipment expense$1,287,0001,510
Additional noninterest expense$1,676,0002,305
Pre-tax net operating income$3,638,0001,996
Securities gains (losses)$-35,0008,051
Applicable income taxes$22,0005,926
Income before extraordinary items$3,581,0001,556
Extraordinary gains, net$045
Net income$3,581,0001,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0001,547
Cash dividends$2,049,0001,130
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,615,6501,527
2006-06-30 (YTD Data)Rank
Total interest income$8,524,0002,236
Total interest expense$3,015,0002,429
Net interest income$5,509,0002,123
Provision for loan and lease losses$06,419
Total noninterest income$1,711,0001,464
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,197,000737
Trading account gains and fees$0126
Additional Noninterest Income$514,0002,176
Total noninterest expense$4,741,0001,873
Salaries and employee benefits$2,780,0001,759
Premises and equipment expense$860,0001,512
Additional noninterest expense$1,101,0002,348
Pre-tax net operating income$2,479,0001,964
Securities gains (losses)$01,185
Applicable income taxes$17,0005,888
Income before extraordinary items$2,462,0001,509
Extraordinary gains, net$039
Net income$2,462,0001,510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,217
Cash dividends$1,332,0001,151
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,462,0001,488
2006-03-31 (YTD Data)Rank
Total interest income$4,092,0002,276
Total interest expense$1,371,0002,513
Net interest income$2,721,0002,133
Provision for loan and lease losses$06,013
Total noninterest income$852,0001,438
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$567,000745
Trading account gains and fees$0115
Additional Noninterest Income$285,0002,017
Total noninterest expense$2,379,0001,874
Salaries and employee benefits$1,400,0001,752
Premises and equipment expense$434,0001,495
Additional noninterest expense$545,0002,351
Pre-tax net operating income$1,194,0001,982
Securities gains (losses)$0955
Applicable income taxes$6,0006,016
Income before extraordinary items$1,188,0001,529
Extraordinary gains, net$021
Net income$1,188,0001,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,154
Cash dividends$211,0002,326
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,188,0001,507
2005-12-31 (YTD Data)Rank
Total interest income$13,798,0002,392
Total interest expense$3,797,0002,761
Net interest income$10,001,0002,212
Provision for loan and lease losses$150,0004,107
Total noninterest income$3,107,0001,561
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,260,000772
Trading account gains and fees$0138
Additional Noninterest Income$847,0002,453
Total noninterest expense$9,221,0001,839
Salaries and employee benefits$5,341,0001,744
Premises and equipment expense$1,570,0001,552
Additional noninterest expense$2,310,0002,167
Pre-tax net operating income$3,737,0002,332
Securities gains (losses)$-284,0008,641
Applicable income taxes$9,0006,569
Income before extraordinary items$3,444,0001,991
Extraordinary gains, net$046
Net income$3,444,0001,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$315,0001,659
Cash dividends$1,824,0001,574
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,728,0001,824
2005-09-30 (YTD Data)Rank
Total interest income$9,972,0002,425
Total interest expense$2,606,0002,834
Net interest income$7,366,0002,225
Provision for loan and lease losses$150,0003,463
Total noninterest income$2,294,0001,580
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,662,000782
Trading account gains and fees$0126
Additional Noninterest Income$632,0002,478
Total noninterest expense$6,968,0001,805
Salaries and employee benefits$4,027,0001,718
Premises and equipment expense$1,152,0001,573
Additional noninterest expense$1,789,0002,080
Pre-tax net operating income$2,542,0002,543
Securities gains (losses)$-135,0008,680
Applicable income taxes$7,0006,626
Income before extraordinary items$2,400,0002,141
Extraordinary gains, net$035
Net income$2,400,0002,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0002,287
Cash dividends$1,296,0001,495
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,535,0001,998
2005-06-30 (YTD Data)Rank
Total interest income$6,457,0002,438
Total interest expense$1,595,0002,909
Net interest income$4,862,0002,224
Provision for loan and lease losses$150,0002,598
Total noninterest income$1,494,0001,601
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,073,000787
Trading account gains and fees$0116
Additional Noninterest Income$421,0002,456
Total noninterest expense$4,652,0001,793
Salaries and employee benefits$2,708,0001,696
Premises and equipment expense$749,0001,609
Additional noninterest expense$1,195,0002,059
Pre-tax net operating income$1,554,0002,685
Securities gains (losses)$-58,0008,628
Applicable income taxes$5,0006,626
Income before extraordinary items$1,491,0002,240
Extraordinary gains, net$030
Net income$1,491,0002,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0003,161
Cash dividends$909,0001,427
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,549,0002,142
2005-03-31 (YTD Data)Rank
Total interest income$3,124,0002,479
Total interest expense$745,0002,977
Net interest income$2,379,0002,262
Provision for loan and lease losses$75,0002,455
Total noninterest income$711,0001,625
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$560,000724
Trading account gains and fees$0115
Additional Noninterest Income$151,0002,964
Total noninterest expense$2,334,0001,792
Salaries and employee benefits$1,353,0001,703
Premises and equipment expense$376,0001,618
Additional noninterest expense$605,0002,025
Pre-tax net operating income$681,0002,919
Securities gains (losses)$-34,0008,735
Applicable income taxes$2,0006,630
Income before extraordinary items$645,0002,465
Extraordinary gains, net$024
Net income$645,0002,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0002,124
Cash dividends$188,0002,306
Sale, conversion, retirement of capital stock, net$0491
Net operating income$679,0002,344
2004-12-31 (YTD Data)Rank
Total interest income$11,676,0002,463
Total interest expense$2,709,0002,852
Net interest income$8,967,0002,277
Provision for loan and lease losses$120,0004,623
Total noninterest income$3,160,0001,532
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,411,000730
Trading account gains and fees$0138
Additional Noninterest Income$749,0002,605
Total noninterest expense$8,773,0001,845
Salaries and employee benefits$5,104,0001,733
Premises and equipment expense$1,284,0001,795
Additional noninterest expense$2,385,0002,051
Pre-tax net operating income$3,234,0002,424
Securities gains (losses)$-39,0008,540
Applicable income taxes$07,185
Income before extraordinary items$3,195,0001,964
Extraordinary gains, net$034
Net income$3,195,0001,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$314,0001,925
Cash dividends$2,031,0001,328
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,234,0001,892
2004-09-30 (YTD Data)Rank
Total interest income$8,610,0002,464
Total interest expense$1,996,0002,850
Net interest income$6,614,0002,278
Provision for loan and lease losses$120,0003,974
Total noninterest income$2,418,0001,523
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,780,000743
Trading account gains and fees$0134
Additional Noninterest Income$638,0002,412
Total noninterest expense$6,441,0001,857
Salaries and employee benefits$3,737,0001,755
Premises and equipment expense$952,0001,821
Additional noninterest expense$1,752,0002,062
Pre-tax net operating income$2,471,0002,415
Securities gains (losses)$-11,0008,532
Applicable income taxes$-2,0008,670
Income before extraordinary items$2,462,0001,924
Extraordinary gains, net$026
Net income$2,462,0001,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$334,0001,333
Cash dividends$1,202,0001,490
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,473,0001,868
2004-06-30 (YTD Data)Rank
Total interest income$5,514,0002,532
Total interest expense$1,312,0002,871
Net interest income$4,202,0002,377
Provision for loan and lease losses$100,0003,453
Total noninterest income$1,364,0001,727
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,109,000789
Trading account gains and fees$0130
Additional Noninterest Income$255,0003,288
Total noninterest expense$4,150,0001,928
Salaries and employee benefits$2,441,0001,793
Premises and equipment expense$606,0001,884
Additional noninterest expense$1,103,0002,196
Pre-tax net operating income$1,316,0002,883
Securities gains (losses)$7,0002,608
Applicable income taxes$-4,0008,743
Income before extraordinary items$1,327,0002,310
Extraordinary gains, net$021
Net income$1,327,0002,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,0001,079
Cash dividends$672,0001,743
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,320,0002,259
2004-03-31 (YTD Data)Rank
Total interest income$2,620,0002,665
Total interest expense$638,0002,978
Net interest income$1,982,0002,517
Provision for loan and lease losses$60,0002,918
Total noninterest income$622,0001,822
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$470,000885
Trading account gains and fees$0121
Additional Noninterest Income$152,0002,923
Total noninterest expense$1,719,0002,316
Salaries and employee benefits$1,052,0002,094
Premises and equipment expense$254,0002,268
Additional noninterest expense$413,0002,821
Pre-tax net operating income$825,0002,361
Securities gains (losses)$3,0002,499
Applicable income taxes$2,0006,854
Income before extraordinary items$826,0001,893
Extraordinary gains, net$016
Net income$826,0001,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,000777
Cash dividends$132,0002,605
Sale, conversion, retirement of capital stock, net$0464
Net operating income$823,0001,809
2003-12-31 (YTD Data)Rank
Total interest income$10,006,0002,821
Total interest expense$3,048,0002,822
Net interest income$6,958,0002,766
Provision for loan and lease losses$175,0004,313
Total noninterest income$2,256,0002,124
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,682,0001,029
Trading account gains and fees$0160
Additional Noninterest Income$574,0003,346
Total noninterest expense$6,120,0002,555
Salaries and employee benefits$3,687,0002,302
Premises and equipment expense$929,0002,419
Additional noninterest expense$1,504,0003,075
Pre-tax net operating income$2,919,0002,568
Securities gains (losses)$78,0002,115
Applicable income taxes$-6,0008,739
Income before extraordinary items$3,003,0002,037
Extraordinary gains, net$054
Net income$3,003,0002,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,731
Cash dividends$1,525,0001,696
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,925,0001,994
2003-09-30 (YTD Data)Rank
Total interest income$7,533,0002,849
Total interest expense$2,386,0002,808
Net interest income$5,147,0002,820
Provision for loan and lease losses$175,0003,642
Total noninterest income$1,671,0002,181
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,145,0001,132
Trading account gains and fees$0153
Additional Noninterest Income$526,0003,038
Total noninterest expense$4,560,0002,582
Salaries and employee benefits$2,730,0002,322
Premises and equipment expense$714,0002,366
Additional noninterest expense$1,116,0003,090
Pre-tax net operating income$2,083,0002,761
Securities gains (losses)$71,0002,028
Applicable income taxes$-8,0008,904
Income before extraordinary items$2,162,0002,172
Extraordinary gains, net$040
Net income$2,162,0002,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0002,454
Cash dividends$1,137,0001,585
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,091,0002,124
2003-06-30 (YTD Data)Rank
Total interest income$5,077,0002,847
Total interest expense$1,659,0002,774
Net interest income$3,418,0002,824
Provision for loan and lease losses$150,0003,000
Total noninterest income$1,022,0002,323
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$798,0001,074
Trading account gains and fees$0150
Additional Noninterest Income$224,0003,822
Total noninterest expense$3,038,0002,562
Salaries and employee benefits$1,807,0002,330
Premises and equipment expense$481,0002,336
Additional noninterest expense$750,0003,039
Pre-tax net operating income$1,252,0002,978
Securities gains (losses)$75,0001,736
Applicable income taxes$-9,0008,989
Income before extraordinary items$1,336,0002,327
Extraordinary gains, net$030
Net income$1,336,0002,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0001,622
Cash dividends$859,0001,501
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,261,0002,322
2003-03-31 (YTD Data)Rank
Total interest income$2,569,0002,832
Total interest expense$849,0002,777
Net interest income$1,720,0002,808
Provision for loan and lease losses$75,0002,805
Total noninterest income$468,0002,406
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$379,0001,090
Trading account gains and fees$0134
Additional Noninterest Income$89,0004,149
Total noninterest expense$1,488,0002,605
Salaries and employee benefits$893,0002,355
Premises and equipment expense$237,0002,354
Additional noninterest expense$358,0003,140
Pre-tax net operating income$625,0002,988
Securities gains (losses)$38,0001,549
Applicable income taxes$3,0007,063
Income before extraordinary items$660,0002,320
Extraordinary gains, net$021
Net income$660,0002,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0001,381
Cash dividends$131,0002,656
Sale, conversion, retirement of capital stock, net$0419
Net operating income$622,0002,314
2002-12-31 (YTD Data)Rank
Total interest income$11,073,0002,753
Total interest expense$4,105,0002,675
Net interest income$6,968,0002,748
Provision for loan and lease losses$616,0002,014
Total noninterest income$1,842,0002,283
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,568,0001,028
Trading account gains and fees$0153
Additional Noninterest Income$274,0004,449
Total noninterest expense$5,707,0002,589
Salaries and employee benefits$3,369,0002,375
Premises and equipment expense$902,0002,404
Additional noninterest expense$1,436,0003,061
Pre-tax net operating income$2,487,0002,892
Securities gains (losses)$110,0001,644
Applicable income taxes$8,0007,355
Income before extraordinary items$2,589,0002,285
Extraordinary gains, net$070
Net income$2,589,0002,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$568,0001,499
Cash dividends$1,414,0001,715
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,479,0002,294
2001-12-31 (YTD Data)Rank
Total interest income$12,175,0002,781
Total interest expense$5,415,0002,929
Net interest income$6,760,0002,653
Provision for loan and lease losses$544,0002,069
Total noninterest income$1,803,0002,184
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,547,000961
Trading account gains and fees$0177
Additional Noninterest Income$256,0004,443
Total noninterest expense$5,606,0002,523
Salaries and employee benefits$3,310,0002,266
Premises and equipment expense$796,0002,643
Additional noninterest expense$1,500,0002,869
Pre-tax net operating income$2,413,0002,736
Securities gains (losses)$41,0002,547
Applicable income taxes$-24,0009,072
Income before extraordinary items$2,478,0002,107
Extraordinary gains, net$0105
Net income$2,478,0002,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$518,0001,529
Cash dividends$1,293,0001,867
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,437,0002,067
2000-12-31 (YTD Data)Rank
Total interest income$12,180,0002,863
Total interest expense$5,357,0003,115
Net interest income$6,823,0002,605
Provision for loan and lease losses$50,0006,512
Total noninterest income$1,618,0002,218
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,400,000961
Trading account gains and fees$0180
Additional Noninterest Income$218,0004,596
Total noninterest expense$5,573,0002,452
Salaries and employee benefits$3,190,0002,240
Premises and equipment expense$794,0002,588
Additional noninterest expense$1,589,0002,667
Pre-tax net operating income$2,818,0002,512
Securities gains (losses)$-3,0007,730
Applicable income taxes$-61,0009,515
Income before extraordinary items$2,876,0001,814
Extraordinary gains, net$038
Net income$2,876,0001,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0002,906
Cash dividends$1,567,0001,613
Sale, conversion, retirement of capital stock, net$500,000536
Net operating income$2,879,0001,809
1999-12-31 (YTD Data)Rank
Total interest income$11,330,0002,848
Total interest expense$4,921,0002,970
Net interest income$6,409,0002,739
Provision for loan and lease losses$115,0004,942
Total noninterest income$1,299,0002,536
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,063,0001,242
Trading account gains and fees$0173
Additional Noninterest Income$236,0004,560
Total noninterest expense$4,738,0002,850
Salaries and employee benefits$2,502,0002,802
Premises and equipment expense$765,0002,658
Additional noninterest expense$1,471,0002,908
Pre-tax net operating income$2,855,0002,517
Securities gains (losses)$-98,0009,947
Applicable income taxes$08,765
Income before extraordinary items$2,757,0001,931
Extraordinary gains, net$035
Net income$2,757,0001,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$408,0001,438
Cash dividends$1,779,0001,497
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,855,0001,830
1998-12-31 (YTD Data)Rank
Total interest income$9,778,0003,305
Total interest expense$4,469,0003,327
Net interest income$5,309,0003,222
Provision for loan and lease losses$1,936,000592
Total noninterest income$1,008,0003,060
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$824,0001,537
Trading account gains and fees$0224
Additional Noninterest Income$184,0005,183
Total noninterest expense$3,769,0003,398
Salaries and employee benefits$2,185,0003,073
Premises and equipment expense$510,0003,639
Additional noninterest expense$1,074,0003,709
Pre-tax net operating income$612,0006,843
Securities gains (losses)$29,0002,139
Applicable income taxes$125,0007,175
Income before extraordinary items$516,0006,509
Extraordinary gains, net$032
Net income$516,0006,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,595,000539
Cash dividends$212,0005,256
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$492,8006,538
1997-12-31 (YTD Data)Rank
Total interest income$9,480,0003,408
Total interest expense$4,221,0003,482
Net interest income$5,259,0003,315
Provision for loan and lease losses$1,086,000923
Total noninterest income$1,029,0002,977
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$867,0001,489
Trading account gains and fees$0239
Additional Noninterest Income$162,0005,496
Total noninterest expense$3,547,0003,561
Salaries and employee benefits$1,917,0003,438
Premises and equipment expense$530,0003,518
Additional noninterest expense$1,100,0003,596
Pre-tax net operating income$1,655,0004,129
Securities gains (losses)$03,944
Applicable income taxes$455,0004,491
Income before extraordinary items$1,200,0004,063
Extraordinary gains, net$044
Net income$1,200,0004,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,125,000737
Cash dividends$1,375,0001,725
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,200,0003,996
1996-12-31 (YTD Data)Rank
Total interest income$9,202,0003,539
Total interest expense$4,054,0003,663
Net interest income$5,148,0003,452
Provision for loan and lease losses$1,092,000962
Total noninterest income$988,0003,157
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$883,0001,521
Trading account gains and fees$0262
Additional Noninterest Income$105,0006,983
Total noninterest expense$3,024,0004,284
Salaries and employee benefits$1,721,0003,819
Premises and equipment expense$514,0003,690
Additional noninterest expense$789,0005,256
Pre-tax net operating income$2,020,0003,401
Securities gains (losses)$-17,00010,550
Applicable income taxes$571,0003,731
Income before extraordinary items$1,432,0003,339
Extraordinary gains, net$053
Net income$1,432,0003,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$942,000938
Cash dividends$700,0002,732
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,444,0703,277
1995-12-31 (YTD Data)Rank
Total interest income$8,693,0003,734
Total interest expense$3,894,0003,761
Net interest income$4,799,0003,674
Provision for loan and lease losses$1,342,000762
Total noninterest income$1,001,0003,097
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$883,0001,537
Trading account gains and feesNANA
Additional Noninterest Income$118,0006,698
Total noninterest expense$3,098,0004,168
Salaries and employee benefits$1,732,0003,766
Premises and equipment expense$464,0004,005
Additional noninterest expense$902,0004,762
Pre-tax net operating income$1,360,0004,801
Securities gains (losses)$03,831
Applicable income taxes$289,0006,150
Income before extraordinary items$1,071,0004,342
Extraordinary gains, net$065
Net income$1,071,0004,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,216,000776
Cash dividends$900,0002,217
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,071,0004,338
1994-12-31 (YTD Data)Rank
Total interest income$6,998,0004,220
Total interest expense$2,615,0004,466
Net interest income$4,383,0004,014
Provision for loan and lease losses$539,0001,456
Total noninterest income$986,0003,144
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$869,0001,561
Trading account gains and feesNANA
Additional Noninterest Income$117,0007,005
Total noninterest expense$2,856,0004,600
Salaries and employee benefits$1,574,0004,107
Premises and equipment expense$440,0004,237
Additional noninterest expense$842,0005,463
Pre-tax net operating income$1,974,0003,463
Securities gains (losses)$25,0001,598
Applicable income taxes$537,0003,836
Income before extraordinary items$1,462,0003,246
Extraordinary gains, net$0249
Net income$1,462,0003,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,0001,870
Cash dividends$850,0002,174
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,443,7503,303
1993-12-31 (YTD Data)Rank
Total interest income$6,742,0004,462
Total interest expense$2,558,0004,714
Net interest income$4,184,0004,230
Provision for loan and lease losses$287,0003,108
Total noninterest income$775,0004,087
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$696,0001,958
Trading account gains and feesNANA
Additional Noninterest Income$79,0008,670
Total noninterest expense$2,802,0004,791
Salaries and employee benefits$1,585,0004,059
Premises and equipment expense$375,0004,965
Additional noninterest expense$842,0005,674
Pre-tax net operating income$1,870,0003,544
Securities gains (losses)$15,0005,022
Applicable income taxes$511,0004,105
Income before extraordinary items$1,374,0003,514
Extraordinary gains, net$03,149
Net income$1,374,0003,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0002,722
Cash dividends$950,0001,850
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,363,0503,350
1992-12-31 (YTD Data)Rank
Total interest income$7,078,0004,785
Total interest expense$3,046,0005,089
Net interest income$4,032,0004,406
Provision for loan and lease losses$365,0003,650
Total noninterest income$809,0003,945
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$698,0001,939
Trading account gains and feesNANA
Additional Noninterest Income$111,0007,728
Total noninterest expense$2,600,0005,128
Salaries and employee benefits$1,470,0004,307
Premises and equipment expense$376,0005,045
Additional noninterest expense$754,0006,393
Pre-tax net operating income$1,876,0003,302
Securities gains (losses)$3,0007,429
Applicable income taxes$475,0004,169
Income before extraordinary items$1,404,0003,267
Extraordinary gains, net$01,422
Net income$1,404,0003,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$519,0002,413
Cash dividends$1,100,0001,422
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,401,7503,036

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.