Home > The Citizens State Bank > Income and Expense

The Citizens State Bank, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$19,339,000	1,937
Total interest expense	$5,858,000	1,847
Net interest income	$13,481,000	1,974
Provision for loan and lease losses	$175,000	2,112
Total noninterest income	$764,000	3,036
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$256,000	2,396
Trading account gains and fees	NA	NA
Additional Noninterest Income	$508,000	2,961
Total noninterest expense	$5,517,000	2,907
Salaries and employee benefits	$3,638,000	2,663
Premises and equipment expense	$314,000	3,543
Additional noninterest expense	$508,000	2,961
Pre-tax net operating income	$8,553,000	1,325
Securities gains (losses)	$0	988
Applicable income taxes	$264,000	2,308
Income before extraordinary items	$8,289,000	1,178
Extraordinary gains, net	$0	54
Net income	$8,289,000	1,194
Minority interest net income	$0	88
Net income of bank and minority interests.	$8,289,000	1,181
Net charge-offs	$15,000	2,309
Cash dividends	$7,278,000	613
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$8,289,000	1,197
2023-09-30 (YTD Data)		Rank
Total interest income	$14,105,000	1,941
Total interest expense	$4,003,000	1,825
Net interest income	$10,102,000	1,987
Provision for loan and lease losses	$75,000	2,285
Total noninterest income	$510,000	3,150
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$191,000	2,419
Trading account gains and fees	NA	NA
Additional Noninterest Income	$319,000	3,113
Total noninterest expense	$4,073,000	2,919
Salaries and employee benefits	$2,665,000	2,683
Premises and equipment expense	$241,000	3,530
Additional noninterest expense	$319,000	3,112
Pre-tax net operating income	$6,464,000	1,370
Securities gains (losses)	$0	849
Applicable income taxes	$254,000	2,205
Income before extraordinary items	$6,210,000	1,212
Extraordinary gains, net	$0	52
Net income	$6,210,000	1,221
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,210,000	1,212
Net charge-offs	$0	2,641
Cash dividends	$5,510,000	566
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$6,210,000	1,235
2023-06-30 (YTD Data)		Rank
Total interest income	$9,019,000	1,968
Total interest expense	$2,408,000	1,805
Net interest income	$6,611,000	2,022
Provision for loan and lease losses	$25,000	2,542
Total noninterest income	$344,000	3,115
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$126,000	2,417
Trading account gains and fees	NA	NA
Additional Noninterest Income	$218,000	3,087
Total noninterest expense	$2,735,000	2,906
Salaries and employee benefits	$1,782,000	2,685
Premises and equipment expense	$166,000	3,508
Additional noninterest expense	$218,000	3,080
Pre-tax net operating income	$4,195,000	1,367
Securities gains (losses)	$0	938
Applicable income taxes	$156,000	2,290
Income before extraordinary items	$4,039,000	1,239
Extraordinary gains, net	$0	51
Net income	$4,039,000	1,250
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,039,000	1,239
Net charge-offs	$-6,000	3,775
Cash dividends	$3,745,000	551
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$4,039,000	1,255
2023-03-31 (YTD Data)		Rank
Total interest income	$4,387,000	1,982
Total interest expense	$1,016,000	1,813
Net interest income	$3,371,000	1,998
Provision for loan and lease losses	$0	2,612
Total noninterest income	$179,000	3,073
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$58,000	2,531
Trading account gains and fees	NA	NA
Additional Noninterest Income	$121,000	2,966
Total noninterest expense	$1,352,000	2,957
Salaries and employee benefits	$907,000	2,695
Premises and equipment expense	$84,000	3,541
Additional noninterest expense	$121,000	2,966
Pre-tax net operating income	$2,198,000	1,363
Securities gains (losses)	$0	950
Applicable income taxes	$71,000	2,386
Income before extraordinary items	$2,127,000	1,218
Extraordinary gains, net	$0	4
Net income	$2,127,000	1,218
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,127,000	1,218
Net charge-offs	$-5,000	3,836
Cash dividends	$1,927,000	507
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,127,000	1,243
2022-12-31 (YTD Data)		Rank
Total interest income	$14,438,000	2,025
Total interest expense	$2,071,000	1,561
Net interest income	$12,367,000	2,066
Provision for loan and lease losses	$15,000	2,833
Total noninterest income	$677,000	3,245
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$232,000	2,576
Trading account gains and fees	NA	NA
Additional Noninterest Income	$445,000	3,157
Total noninterest expense	$5,280,000	2,947
Salaries and employee benefits	$3,534,000	2,692
Premises and equipment expense	$299,000	3,654
Additional noninterest expense	$445,000	3,157
Pre-tax net operating income	$7,749,000	1,523
Securities gains (losses)	$1,000	637
Applicable income taxes	$320,000	2,364
Income before extraordinary items	$7,430,000	1,384
Extraordinary gains, net	$0	5
Net income	$7,430,000	1,384
Minority interest net income	$0	63
Net income of bank and minority interests.	$7,430,000	1,384
Net charge-offs	$-24,000	3,880
Cash dividends	$6,385,000	643
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$7,429,040	1,404
2022-09-30 (YTD Data)		Rank
Total interest income	$10,464,000	2,016
Total interest expense	$1,406,000	1,381
Net interest income	$9,058,000	2,074
Provision for loan and lease losses	$15,000	2,615
Total noninterest income	$473,000	3,338
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$173,000	2,594
Trading account gains and fees	NA	NA
Additional Noninterest Income	$300,000	3,290
Total noninterest expense	$3,937,000	2,948
Salaries and employee benefits	$2,620,000	2,703
Premises and equipment expense	$233,000	3,630
Additional noninterest expense	$300,000	3,290
Pre-tax net operating income	$5,579,000	1,568
Securities gains (losses)	$1,000	675
Applicable income taxes	$255,000	2,335
Income before extraordinary items	$5,325,000	1,415
Extraordinary gains, net	$0	4
Net income	$5,325,000	1,414
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,325,000	1,415
Net charge-offs	$-19,000	3,796
Cash dividends	$4,648,000	612
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$5,324,050	1,448
2022-06-30 (YTD Data)		Rank
Total interest income	$6,770,000	2,008
Total interest expense	$944,000	1,195
Net interest income	$5,826,000	2,084
Provision for loan and lease losses	$15,000	2,317
Total noninterest income	$328,000	3,296
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$116,000	2,589
Trading account gains and fees	NA	NA
Additional Noninterest Income	$212,000	3,251
Total noninterest expense	$2,625,000	2,952
Salaries and employee benefits	$1,766,000	2,692
Premises and equipment expense	$163,000	3,581
Additional noninterest expense	$696,000	3,198
Pre-tax net operating income	$3,514,000	1,549
Securities gains (losses)	$1,000	612
Applicable income taxes	$170,000	2,257
Income before extraordinary items	$3,345,000	1,402
Extraordinary gains, net	$0	4
Net income	$3,345,000	1,401
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,345,000	1,402
Net charge-offs	$-2,000	3,158
Cash dividends	$3,134,000	595
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,344,050	1,438
2022-03-31 (YTD Data)		Rank
Total interest income	$3,357,000	1,955
Total interest expense	$484,000	1,131
Net interest income	$2,873,000	2,056
Provision for loan and lease losses	$15,000	1,841
Total noninterest income	$171,000	3,217
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$58,000	2,560
Trading account gains and fees	NA	NA
Additional Noninterest Income	$113,000	3,157
Total noninterest expense	$1,333,000	2,916
Salaries and employee benefits	$905,000	2,657
Premises and equipment expense	$81,000	3,615
Additional noninterest expense	$347,000	3,201
Pre-tax net operating income	$1,696,000	1,509
Securities gains (losses)	$1,000	563
Applicable income taxes	$85,000	2,171
Income before extraordinary items	$1,612,000	1,379
Extraordinary gains, net	$0	4
Net income	$1,612,000	1,379
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,612,000	1,379
Net charge-offs	$-4,000	3,570
Cash dividends	$1,773,000	512
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,611,050	1,393
2021-12-31 (YTD Data)		Rank
Total interest income	$14,910,000	1,876
Total interest expense	$2,315,000	1,164
Net interest income	$12,595,000	1,969
Provision for loan and lease losses	$70,000	2,383
Total noninterest income	$831,000	3,171
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$214,000	2,610
Trading account gains and fees	NA	NA
Additional Noninterest Income	$617,000	3,080
Total noninterest expense	$5,350,000	2,909
Salaries and employee benefits	$3,581,000	2,671
Premises and equipment expense	$300,000	3,728
Additional noninterest expense	$1,469,000	3,126
Pre-tax net operating income	$8,006,000	1,487
Securities gains (losses)	$0	2,062
Applicable income taxes	$331,000	2,397
Income before extraordinary items	$7,675,000	1,384
Extraordinary gains, net	$0	10
Net income	$7,675,000	1,384
Minority interest net income	$0	74
Net income of bank and minority interests.	$7,675,000	1,384
Net charge-offs	$89,000	1,393
Cash dividends	$6,668,000	628
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$7,675,000	1,363
2021-09-30 (YTD Data)		Rank
Total interest income	$11,493,000	1,866
Total interest expense	$1,807,000	1,192
Net interest income	$9,686,000	1,965
Provision for loan and lease losses	$25,000	2,624
Total noninterest income	$487,000	3,453
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$155,000	2,648
Trading account gains and fees	NA	NA
Additional Noninterest Income	$332,000	3,413
Total noninterest expense	$4,012,000	2,925
Salaries and employee benefits	$2,639,000	2,714
Premises and equipment expense	$236,000	3,719
Additional noninterest expense	$1,137,000	3,109
Pre-tax net operating income	$6,136,000	1,524
Securities gains (losses)	$0	2,015
Applicable income taxes	$225,000	2,498
Income before extraordinary items	$5,911,000	1,428
Extraordinary gains, net	$0	8
Net income	$5,911,000	1,427
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,911,000	1,428
Net charge-offs	$58,000	1,299
Cash dividends	$4,688,000	622
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$5,911,000	1,407
2021-06-30 (YTD Data)		Rank
Total interest income	$7,392,000	1,920
Total interest expense	$1,278,000	1,173
Net interest income	$6,114,000	2,022
Provision for loan and lease losses	$25,000	2,467
Total noninterest income	$340,000	3,399
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$101,000	2,632
Trading account gains and fees	NA	NA
Additional Noninterest Income	$239,000	3,344
Total noninterest expense	$2,722,000	2,890
Salaries and employee benefits	$1,784,000	2,684
Premises and equipment expense	$165,000	3,668
Additional noninterest expense	$773,000	3,053
Pre-tax net operating income	$3,707,000	1,608
Securities gains (losses)	$0	1,818
Applicable income taxes	$150,000	2,500
Income before extraordinary items	$3,557,000	1,526
Extraordinary gains, net	$0	6
Net income	$3,557,000	1,527
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,557,000	1,526
Net charge-offs	$1,000	2,145
Cash dividends	$2,967,000	639
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,557,000	1,488
2021-03-31 (YTD Data)		Rank
Total interest income	$3,455,000	2,002
Total interest expense	$663,000	1,197
Net interest income	$2,792,000	2,132
Provision for loan and lease losses	$25,000	2,154
Total noninterest income	$198,000	3,237
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$52,000	2,592
Trading account gains and fees	NA	NA
Additional Noninterest Income	$146,000	3,144
Total noninterest expense	$1,354,000	2,896
Salaries and employee benefits	$894,000	2,673
Premises and equipment expense	$87,000	3,613
Additional noninterest expense	$373,000	3,070
Pre-tax net operating income	$1,611,000	1,787
Securities gains (losses)	$0	1,392
Applicable income taxes	$75,000	2,459
Income before extraordinary items	$1,536,000	1,700
Extraordinary gains, net	$0	3
Net income	$1,536,000	1,700
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,536,000	1,700
Net charge-offs	$-2,000	3,357
Cash dividends	$1,647,000	536
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,536,000	1,659
2020-12-31 (YTD Data)		Rank
Total interest income	$15,497,000	1,837
Total interest expense	$3,611,000	1,274
Net interest income	$11,886,000	1,961
Provision for loan and lease losses	$125,000	3,383
Total noninterest income	$604,000	3,419
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$233,000	2,562
Trading account gains and fees	NA	NA
Additional Noninterest Income	$371,000	3,435
Total noninterest expense	$4,999,000	3,005
Salaries and employee benefits	$3,516,000	2,673
Premises and equipment expense	$288,000	3,874
Additional noninterest expense	$1,195,000	3,431
Pre-tax net operating income	$7,366,000	1,333
Securities gains (losses)	$26,000	2,005
Applicable income taxes	$331,000	2,240
Income before extraordinary items	$7,061,000	1,254
Extraordinary gains, net	$0	4
Net income	$7,061,000	1,255
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,061,000	1,255
Net charge-offs	$241,000	1,429
Cash dividends	$6,199,000	639
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$7,036,040	1,220
2020-09-30 (YTD Data)		Rank
Total interest income	$11,809,000	1,829
Total interest expense	$2,853,000	1,293
Net interest income	$8,956,000	1,956
Provision for loan and lease losses	$125,000	3,137
Total noninterest income	$422,000	3,493
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$172,000	2,587
Trading account gains and fees	NA	NA
Additional Noninterest Income	$250,000	3,521
Total noninterest expense	$3,693,000	3,019
Salaries and employee benefits	$2,571,000	2,709
Premises and equipment expense	$233,000	3,792
Additional noninterest expense	$889,000	3,410
Pre-tax net operating income	$5,560,000	1,290
Securities gains (losses)	$23,000	1,862
Applicable income taxes	$286,000	2,124
Income before extraordinary items	$5,297,000	1,213
Extraordinary gains, net	$0	4
Net income	$5,297,000	1,213
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,297,000	1,213
Net charge-offs	$-58,000	4,690
Cash dividends	$4,662,000	594
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$5,275,150	1,185
2020-06-30 (YTD Data)		Rank
Total interest income	$8,053,000	1,817
Total interest expense	$2,005,000	1,315
Net interest income	$6,048,000	1,945
Provision for loan and lease losses	$100,000	2,943
Total noninterest income	$290,000	3,436
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$115,000	2,621
Trading account gains and fees	NA	NA
Additional Noninterest Income	$175,000	3,446
Total noninterest expense	$2,421,000	3,059
Salaries and employee benefits	$1,722,000	2,712
Premises and equipment expense	$159,000	3,754
Additional noninterest expense	$540,000	3,590
Pre-tax net operating income	$3,817,000	1,199
Securities gains (losses)	$22,000	1,646
Applicable income taxes	$191,000	2,104
Income before extraordinary items	$3,648,000	1,110
Extraordinary gains, net	$0	4
Net income	$3,648,000	1,110
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,648,000	1,110
Net charge-offs	$-66,000	4,811
Cash dividends	$3,155,000	589
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,627,100	1,088
2020-03-31 (YTD Data)		Rank
Total interest income	$4,144,000	1,764
Total interest expense	$1,076,000	1,358
Net interest income	$3,068,000	1,885
Provision for loan and lease losses	$25,000	2,983
Total noninterest income	$161,000	3,287
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$67,000	2,693
Trading account gains and fees	NA	NA
Additional Noninterest Income	$94,000	3,245
Total noninterest expense	$1,219,000	3,071
Salaries and employee benefits	$872,000	2,700
Premises and equipment expense	$75,000	3,857
Additional noninterest expense	$272,000	3,624
Pre-tax net operating income	$1,985,000	1,046
Securities gains (losses)	$22,000	1,107
Applicable income taxes	$97,000	1,961
Income before extraordinary items	$1,910,000	975
Extraordinary gains, net	$0	4
Net income	$1,910,000	975
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,910,000	975
Net charge-offs	$-17,000	4,620
Cash dividends	$1,725,000	572
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,889,100	976
2019-12-31 (YTD Data)		Rank
Total interest income	$16,852,000	1,752
Total interest expense	$4,338,000	1,392
Net interest income	$12,514,000	1,857
Provision for loan and lease losses	$100,000	2,932
Total noninterest income	$624,000	3,406
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$278,000	2,736
Trading account gains and fees	NA	NA
Additional Noninterest Income	$346,000	3,430
Total noninterest expense	$4,876,000	3,068
Salaries and employee benefits	$3,360,000	2,730
Premises and equipment expense	$317,000	3,818
Additional noninterest expense	$1,199,000	3,490
Pre-tax net operating income	$8,162,000	1,218
Securities gains (losses)	$14,000	1,775
Applicable income taxes	$352,000	2,246
Income before extraordinary items	$7,824,000	1,136
Extraordinary gains, net	$0	11
Net income	$7,824,000	1,138
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,824,000	1,138
Net charge-offs	$53,000	2,608
Cash dividends	$6,892,000	631
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$7,810,560	1,118
2019-09-30 (YTD Data)		Rank
Total interest income	$12,622,000	1,780
Total interest expense	$3,246,000	1,392
Net interest income	$9,376,000	1,887
Provision for loan and lease losses	$50,000	3,073
Total noninterest income	$445,000	3,485
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$207,000	2,789
Trading account gains and fees	NA	NA
Additional Noninterest Income	$238,000	3,535
Total noninterest expense	$3,617,000	3,100
Salaries and employee benefits	$2,460,000	2,790
Premises and equipment expense	$239,000	3,869
Additional noninterest expense	$918,000	3,478
Pre-tax net operating income	$6,154,000	1,235
Securities gains (losses)	$14,000	1,557
Applicable income taxes	$293,000	2,253
Income before extraordinary items	$5,875,000	1,154
Extraordinary gains, net	$0	11
Net income	$5,875,000	1,155
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,875,000	1,155
Net charge-offs	$-1,000	3,994
Cash dividends	$5,121,000	598
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$5,861,700	1,137
2019-06-30 (YTD Data)		Rank
Total interest income	$8,341,000	1,791
Total interest expense	$2,128,000	1,393
Net interest income	$6,213,000	1,903
Provision for loan and lease losses	$25,000	3,190
Total noninterest income	$289,000	3,497
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$133,000	2,820
Trading account gains and fees	NA	NA
Additional Noninterest Income	$156,000	3,564
Total noninterest expense	$2,375,000	3,146
Salaries and employee benefits	$1,647,000	2,792
Premises and equipment expense	$165,000	3,831
Additional noninterest expense	$563,000	3,661
Pre-tax net operating income	$4,102,000	1,212
Securities gains (losses)	$5,000	1,370
Applicable income taxes	$210,000	2,177
Income before extraordinary items	$3,897,000	1,134
Extraordinary gains, net	$0	11
Net income	$3,897,000	1,134
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,897,000	1,134
Net charge-offs	$0	3,172
Cash dividends	$3,242,000	606
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,892,250	1,114
2019-03-31 (YTD Data)		Rank
Total interest income	$4,110,000	1,815
Total interest expense	$1,041,000	1,395
Net interest income	$3,069,000	1,927
Provision for loan and lease losses	$0	3,406
Total noninterest income	$141,000	3,518
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$61,000	2,931
Trading account gains and fees	NA	NA
Additional Noninterest Income	$80,000	3,504
Total noninterest expense	$1,144,000	3,234
Salaries and employee benefits	$829,000	2,802
Premises and equipment expense	$90,000	3,703
Additional noninterest expense	$225,000	4,025
Pre-tax net operating income	$2,066,000	1,177
Securities gains (losses)	$0	1,087
Applicable income taxes	$126,000	1,984
Income before extraordinary items	$1,940,000	1,116
Extraordinary gains, net	$0	5
Net income	$1,940,000	1,115
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,940,000	1,115
Net charge-offs	$-2,000	4,062
Cash dividends	$1,604,000	594
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,940,000	1,097
2018-12-31 (YTD Data)		Rank
Total interest income	$15,584,000	1,813
Total interest expense	$3,562,000	1,246
Net interest income	$12,022,000	1,955
Provision for loan and lease losses	$75,000	3,250
Total noninterest income	$655,000	3,428
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$307,000	2,710
Trading account gains and fees	NA	NA
Additional Noninterest Income	$348,000	3,510
Total noninterest expense	$4,834,000	3,115
Salaries and employee benefits	$3,273,000	2,791
Premises and equipment expense	$379,000	3,628
Additional noninterest expense	$1,182,000	3,613
Pre-tax net operating income	$7,768,000	1,246
Securities gains (losses)	$1,000	1,025
Applicable income taxes	$302,000	2,393
Income before extraordinary items	$7,467,000	1,151
Extraordinary gains, net	$0	6
Net income	$7,467,000	1,150
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,467,000	1,150
Net charge-offs	$24,000	3,022
Cash dividends	$6,359,000	604
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$7,466,040	1,149
2018-09-30 (YTD Data)		Rank
Total interest income	$11,479,000	1,823
Total interest expense	$2,498,000	1,255
Net interest income	$8,981,000	1,951
Provision for loan and lease losses	$75,000	2,898
Total noninterest income	$497,000	3,436
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$235,000	2,696
Trading account gains and fees	NA	NA
Additional Noninterest Income	$262,000	3,531
Total noninterest expense	$3,528,000	3,173
Salaries and employee benefits	$2,401,000	2,844
Premises and equipment expense	$249,000	3,886
Additional noninterest expense	$878,000	3,648
Pre-tax net operating income	$5,875,000	1,247
Securities gains (losses)	$1,000	1,016
Applicable income taxes	$231,000	2,422
Income before extraordinary items	$5,645,000	1,148
Extraordinary gains, net	$0	5
Net income	$5,645,000	1,147
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,645,000	1,147
Net charge-offs	$15,000	2,827
Cash dividends	$4,884,000	556
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$5,644,040	1,140
2018-06-30 (YTD Data)		Rank
Total interest income	$7,482,000	1,838
Total interest expense	$1,536,000	1,263
Net interest income	$5,946,000	1,974
Provision for loan and lease losses	$75,000	2,413
Total noninterest income	$326,000	3,488
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$151,000	2,745
Trading account gains and fees	NA	NA
Additional Noninterest Income	$175,000	3,547
Total noninterest expense	$2,320,000	3,228
Salaries and employee benefits	$1,613,000	2,863
Premises and equipment expense	$175,000	3,828
Additional noninterest expense	$532,000	3,848
Pre-tax net operating income	$3,877,000	1,244
Securities gains (losses)	$1,000	871
Applicable income taxes	$153,000	2,413
Income before extraordinary items	$3,725,000	1,131
Extraordinary gains, net	$0	6
Net income	$3,725,000	1,130
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,725,000	1,130
Net charge-offs	$19,000	2,284
Cash dividends	$3,339,000	530
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,724,040	1,128
2018-03-31 (YTD Data)		Rank
Total interest income	$3,656,000	1,857
Total interest expense	$728,000	1,273
Net interest income	$2,928,000	1,988
Provision for loan and lease losses	$50,000	2,055
Total noninterest income	$165,000	3,444
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$74,000	2,803
Trading account gains and fees	NA	NA
Additional Noninterest Income	$91,000	3,465
Total noninterest expense	$1,124,000	3,329
Salaries and employee benefits	$808,000	2,884
Premises and equipment expense	$93,000	3,765
Additional noninterest expense	$223,000	4,164
Pre-tax net operating income	$1,919,000	1,227
Securities gains (losses)	$1,000	666
Applicable income taxes	$74,000	2,409
Income before extraordinary items	$1,846,000	1,117
Extraordinary gains, net	$0	7
Net income	$1,846,000	1,116
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,846,000	1,117
Net charge-offs	$-5,000	4,469
Cash dividends	$1,783,000	470
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,845,040	1,111
2017-12-31 (YTD Data)		Rank
Total interest income	$14,258,000	1,852
Total interest expense	$2,844,000	1,141
Net interest income	$11,414,000	1,999
Provision for loan and lease losses	$50,000	3,556
Total noninterest income	$683,000	3,493
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$326,000	2,722
Trading account gains and fees	$0	151
Additional Noninterest Income	$357,000	3,589
Total noninterest expense	$4,551,000	3,297
Salaries and employee benefits	$3,177,000	2,877
Premises and equipment expense	$352,000	3,891
Additional noninterest expense	$1,022,000	3,982
Pre-tax net operating income	$7,496,000	1,241
Securities gains (losses)	$13,000	1,489
Applicable income taxes	$283,000	2,785
Income before extraordinary items	$7,226,000	994
Extraordinary gains, net	$0	9
Net income	$7,226,000	994
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,226,000	994
Net charge-offs	$-291,000	5,498
Cash dividends	$6,164,000	556
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$7,213,520	985
2017-09-30 (YTD Data)		Rank
Total interest income	$10,584,000	1,868
Total interest expense	$2,116,000	1,127
Net interest income	$8,468,000	2,021
Provision for loan and lease losses	$25,000	3,603
Total noninterest income	$526,000	3,484
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$248,000	2,709
Trading account gains and fees	$0	145
Additional Noninterest Income	$278,000	3,577
Total noninterest expense	$3,291,000	3,384
Salaries and employee benefits	$2,338,000	2,932
Premises and equipment expense	$267,000	3,890
Additional noninterest expense	$686,000	4,182
Pre-tax net operating income	$5,678,000	1,254
Securities gains (losses)	$13,000	1,503
Applicable income taxes	$221,000	2,696
Income before extraordinary items	$5,470,000	1,084
Extraordinary gains, net	$0	9
Net income	$5,470,000	1,083
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,470,000	1,084
Net charge-offs	$-316,000	5,580
Cash dividends	$4,646,000	540
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$5,457,520	1,068
2017-06-30 (YTD Data)		Rank
Total interest income	$6,951,000	1,880
Total interest expense	$1,375,000	1,120
Net interest income	$5,576,000	2,026
Provision for loan and lease losses	$0	3,871
Total noninterest income	$351,000	3,489
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$162,000	2,737
Trading account gains and fees	$0	139
Additional Noninterest Income	$189,000	3,558
Total noninterest expense	$2,196,000	3,401
Salaries and employee benefits	$1,583,000	2,923
Premises and equipment expense	$183,000	3,867
Additional noninterest expense	$430,000	4,306
Pre-tax net operating income	$3,731,000	1,257
Securities gains (losses)	$0	1,906
Applicable income taxes	$146,000	2,688
Income before extraordinary items	$3,585,000	1,084
Extraordinary gains, net	$0	11
Net income	$3,585,000	1,084
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,585,000	1,084
Net charge-offs	$-295,000	5,659
Cash dividends	$3,193,000	520
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,585,000	1,071
2017-03-31 (YTD Data)		Rank
Total interest income	$3,401,000	1,903
Total interest expense	$677,000	1,119
Net interest income	$2,724,000	2,056
Provision for loan and lease losses	$0	3,537
Total noninterest income	$172,000	3,517
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$78,000	2,814
Trading account gains and fees	$0	142
Additional Noninterest Income	$94,000	3,554
Total noninterest expense	$1,062,000	3,495
Salaries and employee benefits	$796,000	2,958
Premises and equipment expense	$92,000	3,897
Additional noninterest expense	$174,000	4,710
Pre-tax net operating income	$1,834,000	1,264
Securities gains (losses)	$0	1,153
Applicable income taxes	$71,000	2,680
Income before extraordinary items	$1,763,000	1,068
Extraordinary gains, net	$0	8
Net income	$1,763,000	1,068
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,763,000	1,068
Net charge-offs	$-20,000	5,253
Cash dividends	$1,679,000	470
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,763,000	1,045
2016-12-31 (YTD Data)		Rank
Total interest income	$13,666,000	1,860
Total interest expense	$2,756,000	1,045
Net interest income	$10,910,000	2,025
Provision for loan and lease losses	$100,000	3,103
Total noninterest income	$707,000	3,574
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$366,000	2,607
Trading account gains and fees	$0	170
Additional Noninterest Income	$341,000	3,783
Total noninterest expense	$4,453,000	3,434
Salaries and employee benefits	$3,085,000	2,975
Premises and equipment expense	$366,000	3,936
Additional noninterest expense	$1,002,000	4,149
Pre-tax net operating income	$7,064,000	1,235
Securities gains (losses)	$0	3,212
Applicable income taxes	$293,000	2,670
Income before extraordinary items	$6,771,000	1,082
Extraordinary gains, net	$0	5
Net income	$6,771,000	1,081
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,771,000	1,081
Net charge-offs	$1,000	4,216
Cash dividends	$6,075,000	559
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$6,771,000	1,066
2016-09-30 (YTD Data)		Rank
Total interest income	$10,260,000	1,860
Total interest expense	$2,067,000	1,047
Net interest income	$8,193,000	2,023
Provision for loan and lease losses	$75,000	3,003
Total noninterest income	$536,000	3,566
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$285,000	2,553
Trading account gains and fees	$0	169
Additional Noninterest Income	$251,000	3,824
Total noninterest expense	$3,232,000	3,502
Salaries and employee benefits	$2,255,000	3,022
Premises and equipment expense	$275,000	3,959
Additional noninterest expense	$702,000	4,315
Pre-tax net operating income	$5,422,000	1,227
Securities gains (losses)	$0	3,160
Applicable income taxes	$204,000	2,793
Income before extraordinary items	$5,218,000	1,080
Extraordinary gains, net	$0	5
Net income	$5,218,000	1,080
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,218,000	1,080
Net charge-offs	$-28,000	5,187
Cash dividends	$4,585,000	538
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$5,218,000	1,047
2016-06-30 (YTD Data)		Rank
Total interest income	$6,876,000	1,855
Total interest expense	$1,385,000	1,034
Net interest income	$5,491,000	2,023
Provision for loan and lease losses	$50,000	2,917
Total noninterest income	$353,000	3,588
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$187,000	2,549
Trading account gains and fees	$0	157
Additional Noninterest Income	$166,000	3,858
Total noninterest expense	$2,149,000	3,537
Salaries and employee benefits	$1,501,000	3,055
Premises and equipment expense	$184,000	3,971
Additional noninterest expense	$464,000	4,373
Pre-tax net operating income	$3,645,000	1,203
Securities gains (losses)	$0	2,835
Applicable income taxes	$136,000	2,784
Income before extraordinary items	$3,509,000	1,045
Extraordinary gains, net	$0	16
Net income	$3,509,000	1,043
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,509,000	1,044
Net charge-offs	$-8,000	4,897
Cash dividends	$2,979,000	572
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$3,509,000	1,025
2016-03-31 (YTD Data)		Rank
Total interest income	$3,274,000	1,930
Total interest expense	$681,000	1,044
Net interest income	$2,593,000	2,117
Provision for loan and lease losses	$25,000	2,733
Total noninterest income	$177,000	3,557
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$91,000	2,573
Trading account gains and fees	$0	142
Additional Noninterest Income	$86,000	3,764
Total noninterest expense	$1,024,000	3,659
Salaries and employee benefits	$751,000	3,064
Premises and equipment expense	$93,000	3,976
Additional noninterest expense	$180,000	4,862
Pre-tax net operating income	$1,721,000	1,249
Securities gains (losses)	$0	2,077
Applicable income taxes	$68,000	2,770
Income before extraordinary items	$1,653,000	1,079
Extraordinary gains, net	$0	12
Net income	$1,653,000	1,080
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,653,000	1,080
Net charge-offs	$-5,000	4,858
Cash dividends	$1,496,000	552
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,653,000	1,056
2015-12-31 (YTD Data)		Rank
Total interest income	$12,742,000	1,931
Total interest expense	$2,864,000	988
Net interest income	$9,878,000	2,164
Provision for loan and lease losses	$0	4,380
Total noninterest income	$714,000	3,606
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$349,000	2,764
Trading account gains and fees	$0	159
Additional Noninterest Income	$365,000	3,709
Total noninterest expense	$4,272,000	3,562
Salaries and employee benefits	$2,909,000	3,080
Premises and equipment expense	$395,000	3,930
Additional noninterest expense	$968,000	4,353
Pre-tax net operating income	$6,320,000	1,307
Securities gains (losses)	$13,000	2,458
Applicable income taxes	$263,000	2,763
Income before extraordinary items	$6,070,000	1,155
Extraordinary gains, net	$0	23
Net income	$6,070,000	1,155
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,070,000	1,155
Net charge-offs	$5,000	4,193
Cash dividends	$5,443,000	619
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$6,057,520	1,129
2015-09-30 (YTD Data)		Rank
Total interest income	$9,493,000	1,962
Total interest expense	$2,143,000	998
Net interest income	$7,350,000	2,197
Provision for loan and lease losses	$0	4,232
Total noninterest income	$528,000	3,641
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$259,000	2,794
Trading account gains and fees	$0	153
Additional Noninterest Income	$269,000	3,766
Total noninterest expense	$3,147,000	3,628
Salaries and employee benefits	$2,139,000	3,150
Premises and equipment expense	$290,000	4,028
Additional noninterest expense	$718,000	4,403
Pre-tax net operating income	$4,731,000	1,332
Securities gains (losses)	$10,000	2,368
Applicable income taxes	$204,000	2,803
Income before extraordinary items	$4,537,000	1,177
Extraordinary gains, net	$0	21
Net income	$4,537,000	1,176
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,537,000	1,177
Net charge-offs	$2,000	3,995
Cash dividends	$4,103,000	556
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$4,527,400	1,146
2015-06-30 (YTD Data)		Rank
Total interest income	$6,279,000	1,964
Total interest expense	$1,427,000	1,003
Net interest income	$4,852,000	2,206
Provision for loan and lease losses	$0	4,069
Total noninterest income	$370,000	3,570
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$160,000	2,906
Trading account gains and fees	$0	157
Additional Noninterest Income	$210,000	3,560
Total noninterest expense	$2,095,000	3,665
Salaries and employee benefits	$1,435,000	3,166
Premises and equipment expense	$190,000	4,083
Additional noninterest expense	$470,000	4,471
Pre-tax net operating income	$3,127,000	1,330
Securities gains (losses)	$10,000	2,017
Applicable income taxes	$136,000	2,799
Income before extraordinary items	$3,001,000	1,173
Extraordinary gains, net	$0	22
Net income	$3,001,000	1,173
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,001,000	1,174
Net charge-offs	$2,000	3,666
Cash dividends	$2,762,000	544
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,991,400	1,141
2015-03-31 (YTD Data)		Rank
Total interest income	$3,157,000	1,953
Total interest expense	$709,000	1,012
Net interest income	$2,448,000	2,177
Provision for loan and lease losses	$0	3,703
Total noninterest income	$237,000	3,130
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$74,000	3,026
Trading account gains and fees	$0	152
Additional Noninterest Income	$163,000	2,902
Total noninterest expense	$1,023,000	3,748
Salaries and employee benefits	$726,000	3,165
Premises and equipment expense	$99,000	4,047
Additional noninterest expense	$198,000	4,818
Pre-tax net operating income	$1,662,000	1,219
Securities gains (losses)	$0	2,027
Applicable income taxes	$68,000	2,760
Income before extraordinary items	$1,594,000	1,065
Extraordinary gains, net	$0	13
Net income	$1,594,000	1,066
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,594,000	1,066
Net charge-offs	$-4,000	5,028
Cash dividends	$1,448,000	491
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,594,000	1,036
2014-12-31 (YTD Data)		Rank
Total interest income	$12,894,000	1,926
Total interest expense	$2,924,000	1,024
Net interest income	$9,970,000	2,132
Provision for loan and lease losses	$50,000	3,764
Total noninterest income	$556,000	4,111
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$380,000	2,775
Trading account gains and fees	$0	180
Additional Noninterest Income	$176,000	4,687
Total noninterest expense	$4,248,000	3,695
Salaries and employee benefits	$2,695,000	3,309
Premises and equipment expense	$367,000	4,264
Additional noninterest expense	$1,186,000	4,075
Pre-tax net operating income	$6,228,000	1,266
Securities gains (losses)	$4,000	2,934
Applicable income taxes	$259,000	2,759
Income before extraordinary items	$5,973,000	1,106
Extraordinary gains, net	$0	17
Net income	$5,973,000	1,105
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,973,000	1,106
Net charge-offs	$14,000	4,453
Cash dividends	$5,531,000	553
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,969,160	1,079
2014-09-30 (YTD Data)		Rank
Total interest income	$9,620,000	1,946
Total interest expense	$2,201,000	1,028
Net interest income	$7,419,000	2,157
Provision for loan and lease losses	$50,000	3,379
Total noninterest income	$457,000	4,010
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$281,000	2,832
Trading account gains and fees	$0	174
Additional Noninterest Income	$176,000	4,371
Total noninterest expense	$2,975,000	3,873
Salaries and employee benefits	$1,962,000	3,392
Premises and equipment expense	$277,000	4,311
Additional noninterest expense	$736,000	4,513
Pre-tax net operating income	$4,851,000	1,254
Securities gains (losses)	$4,000	2,611
Applicable income taxes	$162,000	2,975
Income before extraordinary items	$4,693,000	1,065
Extraordinary gains, net	$0	15
Net income	$4,693,000	1,064
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,693,000	1,064
Net charge-offs	$13,000	4,044
Cash dividends	$4,091,000	519
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,689,120	1,041
2014-06-30 (YTD Data)		Rank
Total interest income	$6,447,000	1,932
Total interest expense	$1,469,000	1,027
Net interest income	$4,978,000	2,134
Provision for loan and lease losses	$50,000	2,981
Total noninterest income	$306,000	4,004
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$185,000	2,848
Trading account gains and fees	$0	172
Additional Noninterest Income	$121,000	4,316
Total noninterest expense	$1,990,000	3,886
Salaries and employee benefits	$1,312,000	3,402
Premises and equipment expense	$182,000	4,379
Additional noninterest expense	$496,000	4,506
Pre-tax net operating income	$3,244,000	1,220
Securities gains (losses)	$0	2,580
Applicable income taxes	$108,000	2,958
Income before extraordinary items	$3,136,000	1,024
Extraordinary gains, net	$0	20
Net income	$3,136,000	1,024
Minority interest net income	$0	80
Net income of bank and minority interests.	$3,136,000	1,025
Net charge-offs	$87,000	2,314
Cash dividends	$2,808,000	499
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$3,136,000	1,006
2014-03-31 (YTD Data)		Rank
Total interest income	$3,199,000	1,939
Total interest expense	$734,000	1,036
Net interest income	$2,465,000	2,146
Provision for loan and lease losses	$25,000	2,805
Total noninterest income	$163,000	3,849
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$85,000	2,982
Trading account gains and fees	$0	147
Additional Noninterest Income	$78,000	3,930
Total noninterest expense	$1,009,000	3,882
Salaries and employee benefits	$651,000	3,456
Premises and equipment expense	$101,000	4,187
Additional noninterest expense	$257,000	4,454
Pre-tax net operating income	$1,594,000	1,192
Securities gains (losses)	$0	1,715
Applicable income taxes	$54,000	2,899
Income before extraordinary items	$1,540,000	1,015
Extraordinary gains, net	$0	16
Net income	$1,540,000	1,016
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,540,000	1,016
Net charge-offs	$-1,000	4,711
Cash dividends	$1,470,000	441
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,540,000	994
2013-12-31 (YTD Data)		Rank
Total interest income	$12,304,000	2,015
Total interest expense	$3,063,000	1,099
Net interest income	$9,241,000	2,258
Provision for loan and lease losses	$0	5,091
Total noninterest income	$328,000	5,030
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$403,000	2,796
Trading account gains and fees	$0	184
Additional Noninterest Income	$-75,000	6,597
Total noninterest expense	$3,968,000	3,935
Salaries and employee benefits	$2,662,000	3,387
Premises and equipment expense	$396,000	4,237
Additional noninterest expense	$910,000	4,789
Pre-tax net operating income	$5,601,000	1,311
Securities gains (losses)	$0	3,182
Applicable income taxes	$217,000	2,893
Income before extraordinary items	$5,384,000	1,149
Extraordinary gains, net	$0	29
Net income	$5,384,000	1,151
Minority interest net income	$0	90
Net income of bank and minority interests.	$5,384,000	1,152
Net charge-offs	$44,000	4,431
Cash dividends	$4,944,000	576
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$5,384,000	1,123
2013-09-30 (YTD Data)		Rank
Total interest income	$9,195,000	2,019
Total interest expense	$2,317,000	1,129
Net interest income	$6,878,000	2,282
Provision for loan and lease losses	$0	4,941
Total noninterest income	$211,000	5,300
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$312,000	2,753
Trading account gains and fees	$0	180
Additional Noninterest Income	$-101,000	6,736
Total noninterest expense	$2,975,000	3,954
Salaries and employee benefits	$1,934,000	3,489
Premises and equipment expense	$280,000	4,412
Additional noninterest expense	$761,000	4,588
Pre-tax net operating income	$4,114,000	1,359
Securities gains (losses)	$0	3,040
Applicable income taxes	$158,000	2,981
Income before extraordinary items	$3,956,000	1,177
Extraordinary gains, net	$0	25
Net income	$3,956,000	1,178
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,956,000	1,179
Net charge-offs	$25,000	4,288
Cash dividends	$3,667,000	548
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,956,000	1,143
2013-06-30 (YTD Data)		Rank
Total interest income	$6,118,000	2,022
Total interest expense	$1,552,000	1,157
Net interest income	$4,566,000	2,283
Provision for loan and lease losses	$0	4,788
Total noninterest income	$48,000	6,343
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$196,000	2,830
Trading account gains and fees	$0	157
Additional Noninterest Income	$-148,000	6,833
Total noninterest expense	$2,002,000	3,954
Salaries and employee benefits	$1,306,000	3,459
Premises and equipment expense	$189,000	4,395
Additional noninterest expense	$507,000	4,602
Pre-tax net operating income	$2,612,000	1,387
Securities gains (losses)	$0	2,791
Applicable income taxes	$105,000	2,973
Income before extraordinary items	$2,507,000	1,219
Extraordinary gains, net	$0	22
Net income	$2,507,000	1,221
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,507,000	1,222
Net charge-offs	$6,000	4,482
Cash dividends	$2,416,000	535
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,507,000	1,169
2013-03-31 (YTD Data)		Rank
Total interest income	$3,021,000	2,067
Total interest expense	$776,000	1,195
Net interest income	$2,245,000	2,337
Provision for loan and lease losses	$0	4,409
Total noninterest income	$-40,000	6,925
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$122,000	2,399
Trading account gains and fees	$0	148
Additional Noninterest Income	$-162,000	6,957
Total noninterest expense	$1,029,000	3,931
Salaries and employee benefits	$654,000	3,496
Premises and equipment expense	$96,000	4,398
Additional noninterest expense	$279,000	4,390
Pre-tax net operating income	$1,176,000	1,495
Securities gains (losses)	$0	1,966
Applicable income taxes	$53,000	2,948
Income before extraordinary items	$1,123,000	1,332
Extraordinary gains, net	$0	10
Net income	$1,123,000	1,335
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,123,000	1,334
Net charge-offs	$1,000	4,010
Cash dividends	$1,361,000	422
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,123,000	1,274
2012-12-31 (YTD Data)		Rank
Total interest income	$12,619,000	2,075
Total interest expense	$3,485,000	1,288
Net interest income	$9,134,000	2,349
Provision for loan and lease losses	$0	5,905
Total noninterest income	$446,000	4,669
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$409,000	2,897
Trading account gains and fees	$0	166
Additional Noninterest Income	$37,000	6,021
Total noninterest expense	$4,110,000	3,961
Salaries and employee benefits	$2,765,000	3,317
Premises and equipment expense	$371,000	4,473
Additional noninterest expense	$974,000	4,858
Pre-tax net operating income	$5,470,000	1,270
Securities gains (losses)	$0	3,810
Applicable income taxes	$231,000	2,894
Income before extraordinary items	$5,239,000	1,124
Extraordinary gains, net	$0	29
Net income	$5,239,000	1,125
Minority interest net income	$0	93
Net income of bank and minority interests.	$5,239,000	1,125
Net charge-offs	$388,000	2,978
Cash dividends	$4,744,000	605
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$5,239,000	1,074
2012-09-30 (YTD Data)		Rank
Total interest income	$9,844,000	2,033
Total interest expense	$2,695,000	1,311
Net interest income	$7,149,000	2,280
Provision for loan and lease losses	$0	5,790
Total noninterest income	$304,000	4,842
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$305,000	2,939
Trading account gains and fees	$0	157
Additional Noninterest Income	$-1,000	6,710
Total noninterest expense	$3,127,000	3,944
Salaries and employee benefits	$2,023,000	3,392
Premises and equipment expense	$270,000	4,598
Additional noninterest expense	$834,000	4,566
Pre-tax net operating income	$4,326,000	1,243
Securities gains (losses)	$0	3,575
Applicable income taxes	$68,000	3,616
Income before extraordinary items	$4,258,000	1,074
Extraordinary gains, net	$0	20
Net income	$4,258,000	1,074
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,258,000	1,074
Net charge-offs	$276,000	2,934
Cash dividends	$3,410,000	495
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$4,258,000	1,014
2012-06-30 (YTD Data)		Rank
Total interest income	$6,648,000	2,017
Total interest expense	$1,831,000	1,327
Net interest income	$4,817,000	2,256
Provision for loan and lease losses	$0	5,619
Total noninterest income	$176,000	5,074
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$198,000	2,975
Trading account gains and fees	$0	153
Additional Noninterest Income	$-22,000	6,885
Total noninterest expense	$2,168,000	3,867
Salaries and employee benefits	$1,371,000	3,373
Premises and equipment expense	$186,000	4,547
Additional noninterest expense	$611,000	4,350
Pre-tax net operating income	$2,825,000	1,263
Securities gains (losses)	$0	3,178
Applicable income taxes	$45,000	3,604
Income before extraordinary items	$2,780,000	1,078
Extraordinary gains, net	$0	19
Net income	$2,780,000	1,078
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,780,000	1,078
Net charge-offs	$278,000	2,400
Cash dividends	$2,127,000	496
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,780,000	1,017
2012-03-31 (YTD Data)		Rank
Total interest income	$3,368,000	2,005
Total interest expense	$930,000	1,358
Net interest income	$2,438,000	2,244
Provision for loan and lease losses	$0	5,254
Total noninterest income	$37,000	6,160
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$88,000	3,201
Trading account gains and fees	$0	148
Additional Noninterest Income	$-51,000	7,103
Total noninterest expense	$1,124,000	3,809
Salaries and employee benefits	$710,000	3,304
Premises and equipment expense	$93,000	4,555
Additional noninterest expense	$321,000	4,203
Pre-tax net operating income	$1,351,000	1,298
Securities gains (losses)	$0	2,210
Applicable income taxes	$23,000	3,599
Income before extraordinary items	$1,328,000	1,114
Extraordinary gains, net	$0	19
Net income	$1,328,000	1,117
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,328,000	1,115
Net charge-offs	$265,000	1,596
Cash dividends	$742,000	629
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,328,000	1,048
2011-12-31 (YTD Data)		Rank
Total interest income	$13,998,000	2,002
Total interest expense	$4,148,000	1,458
Net interest income	$9,850,000	2,215
Provision for loan and lease losses	$740,000	2,852
Total noninterest income	$-331,000	7,150
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$413,000	2,970
Trading account gains and fees	$0	146
Additional Noninterest Income	$-744,000	7,153
Total noninterest expense	$4,026,000	4,106
Salaries and employee benefits	$2,535,000	3,526
Premises and equipment expense	$377,000	4,696
Additional noninterest expense	$1,114,000	4,654
Pre-tax net operating income	$4,753,000	1,229
Securities gains (losses)	$0	3,838
Applicable income taxes	$83,000	3,478
Income before extraordinary items	$4,670,000	1,063
Extraordinary gains, net	$0	29
Net income	$4,670,000	1,063
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,670,000	1,063
Net charge-offs	$680,000	2,815
Cash dividends	$1,470,000	1,263
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$4,670,000	1,025
2011-09-30 (YTD Data)		Rank
Total interest income	$10,507,000	2,025
Total interest expense	$3,192,000	1,483
Net interest income	$7,315,000	2,255
Provision for loan and lease losses	$690,000	2,459
Total noninterest income	$-403,000	7,286
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$321,000	2,896
Trading account gains and fees	$0	145
Additional Noninterest Income	$-724,000	7,282
Total noninterest expense	$2,997,000	4,122
Salaries and employee benefits	$1,867,000	3,567
Premises and equipment expense	$286,000	4,729
Additional noninterest expense	$844,000	4,629
Pre-tax net operating income	$3,225,000	1,398
Securities gains (losses)	$0	3,555
Applicable income taxes	$44,000	3,695
Income before extraordinary items	$3,181,000	1,219
Extraordinary gains, net	$0	21
Net income	$3,181,000	1,219
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,181,000	1,219
Net charge-offs	$403,000	2,904
Cash dividends	$1,058,000	1,101
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,181,000	1,147
2011-06-30 (YTD Data)		Rank
Total interest income	$6,963,000	2,046
Total interest expense	$2,165,000	1,511
Net interest income	$4,798,000	2,289
Provision for loan and lease losses	$650,000	1,973
Total noninterest income	$37,000	6,796
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$202,000	2,991
Trading account gains and fees	$0	153
Additional Noninterest Income	$-165,000	7,249
Total noninterest expense	$2,103,000	4,038
Salaries and employee benefits	$1,269,000	3,549
Premises and equipment expense	$177,000	4,945
Additional noninterest expense	$657,000	4,273
Pre-tax net operating income	$2,082,000	1,403
Securities gains (losses)	$0	2,914
Applicable income taxes	$11,000	4,065
Income before extraordinary items	$2,071,000	1,199
Extraordinary gains, net	$0	15
Net income	$2,071,000	1,199
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,071,000	1,199
Net charge-offs	$494,000	2,155
Cash dividends	$630,000	1,193
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,071,000	1,158
2011-03-31 (YTD Data)		Rank
Total interest income	$3,496,000	2,052
Total interest expense	$1,106,000	1,534
Net interest income	$2,390,000	2,283
Provision for loan and lease losses	$300,000	1,892
Total noninterest income	$123,000	4,558
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$91,000	3,174
Trading account gains and fees	$0	158
Additional Noninterest Income	$32,000	5,306
Total noninterest expense	$1,038,000	4,085
Salaries and employee benefits	$621,000	3,622
Premises and equipment expense	$100,000	4,697
Additional noninterest expense	$317,000	4,372
Pre-tax net operating income	$1,175,000	1,236
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$1,175,000	1,039
Extraordinary gains, net	$0	9
Net income	$1,175,000	1,039
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,175,000	1,039
Net charge-offs	$83,000	2,924
Cash dividends	$125,000	1,739
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,175,000	1,006
2010-12-31 (YTD Data)		Rank
Total interest income	$14,734,000	2,039
Total interest expense	$5,414,000	1,536
Net interest income	$9,320,000	2,342
Provision for loan and lease losses	$7,555,000	837
Total noninterest income	$606,000	4,217
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$486,000	2,696
Trading account gains and fees	$0	175
Additional Noninterest Income	$120,000	5,231
Total noninterest expense	$4,119,000	4,134
Salaries and employee benefits	$2,549,000	3,529
Premises and equipment expense	$400,000	4,751
Additional noninterest expense	$1,170,000	4,678
Pre-tax net operating income	$-1,748,000	6,709
Securities gains (losses)	$120,000	2,007
Applicable income taxes	$40,000	3,733
Income before extraordinary items	$-1,668,000	6,780
Extraordinary gains, net	$0	29
Net income	$-1,668,000	6,781
Minority interest net income	$0	111
Net income of bank and minority interests.	$-1,668,000	6,781
Net charge-offs	$7,830,000	728
Cash dividends	$857,000	1,681
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-1,788,000	6,780
2010-09-30 (YTD Data)		Rank
Total interest income	$11,186,000	2,066
Total interest expense	$4,193,000	1,550
Net interest income	$6,993,000	2,382
Provision for loan and lease losses	$6,870,000	684
Total noninterest income	$469,000	4,198
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$377,000	2,694
Trading account gains and fees	$0	165
Additional Noninterest Income	$92,000	5,309
Total noninterest expense	$3,032,000	4,198
Salaries and employee benefits	$1,851,000	3,650
Premises and equipment expense	$295,000	4,874
Additional noninterest expense	$886,000	4,641
Pre-tax net operating income	$-2,440,000	7,129
Securities gains (losses)	$120,000	1,792
Applicable income taxes	$63,000	3,431
Income before extraordinary items	$-2,383,000	7,192
Extraordinary gains, net	$0	23
Net income	$-2,383,000	7,191
Minority interest net income	$0	110
Net income of bank and minority interests.	$-2,383,000	7,192
Net charge-offs	$5,685,000	713
Cash dividends	$857,000	1,204
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-2,503,000	7,188
2010-06-30 (YTD Data)		Rank
Total interest income	$7,550,000	2,068
Total interest expense	$2,848,000	1,588
Net interest income	$4,702,000	2,376
Provision for loan and lease losses	$1,700,000	1,408
Total noninterest income	$304,000	4,230
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$242,000	2,769
Trading account gains and fees	$0	152
Additional Noninterest Income	$62,000	5,330
Total noninterest expense	$2,033,000	4,187
Salaries and employee benefits	$1,258,000	3,622
Premises and equipment expense	$203,000	4,834
Additional noninterest expense	$572,000	4,719
Pre-tax net operating income	$1,273,000	1,957
Securities gains (losses)	$120,000	1,301
Applicable income taxes	$48,000	3,304
Income before extraordinary items	$1,345,000	1,633
Extraordinary gains, net	$0	19
Net income	$1,345,000	1,632
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,345,000	1,633
Net charge-offs	$1,679,000	1,282
Cash dividends	$857,000	833
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,228,600	1,692
2010-03-31 (YTD Data)		Rank
Total interest income	$3,790,000	2,103
Total interest expense	$1,439,000	1,636
Net interest income	$2,351,000	2,400
Provision for loan and lease losses	$750,000	1,389
Total noninterest income	$150,000	4,283
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$114,000	2,889
Trading account gains and fees	$0	175
Additional Noninterest Income	$36,000	5,201
Total noninterest expense	$1,050,000	4,137
Salaries and employee benefits	$646,000	3,610
Premises and equipment expense	$112,000	4,636
Additional noninterest expense	$292,000	4,661
Pre-tax net operating income	$701,000	1,825
Securities gains (losses)	$83,000	867
Applicable income taxes	$31,000	3,152
Income before extraordinary items	$753,000	1,465
Extraordinary gains, net	$0	16
Net income	$753,000	1,467
Minority interest net income	$0	91
Net income of bank and minority interests.	$753,000	1,467
Net charge-offs	$453,000	1,652
Cash dividends	$497,000	697
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$673,320	1,559
2009-12-31 (YTD Data)		Rank
Total interest income	$16,717,000	2,038
Total interest expense	$6,771,000	1,736
Net interest income	$9,946,000	2,203
Provision for loan and lease losses	$2,157,000	2,389
Total noninterest income	$609,000	4,338
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$497,000	2,899
Trading account gains and fees	$0	211
Additional Noninterest Income	$112,000	5,499
Total noninterest expense	$4,811,000	3,812
Salaries and employee benefits	$2,580,000	3,598
Premises and equipment expense	$409,000	4,940
Additional noninterest expense	$1,822,000	3,575
Pre-tax net operating income	$3,587,000	1,139
Securities gains (losses)	$0	3,754
Applicable income taxes	$170,000	2,518
Income before extraordinary items	$3,417,000	992
Extraordinary gains, net	$0	34
Net income	$3,417,000	990
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,417,000	991
Net charge-offs	$1,448,000	2,414
Cash dividends	$4,301,000	409
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,417,000	990
2009-09-30 (YTD Data)		Rank
Total interest income	$12,654,000	2,046
Total interest expense	$5,253,000	1,760
Net interest income	$7,401,000	2,211
Provision for loan and lease losses	$850,000	3,019
Total noninterest income	$451,000	4,432
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$362,000	2,987
Trading account gains and fees	$0	212
Additional Noninterest Income	$89,000	5,552
Total noninterest expense	$3,374,000	4,000
Salaries and employee benefits	$1,876,000	3,723
Premises and equipment expense	$274,000	5,255
Additional noninterest expense	$1,224,000	3,825
Pre-tax net operating income	$3,628,000	921
Securities gains (losses)	$0	3,497
Applicable income taxes	$190,000	2,373
Income before extraordinary items	$3,438,000	790
Extraordinary gains, net	$0	27
Net income	$3,438,000	789
Minority interest net income	$0	118
Net income of bank and minority interests.	$3,438,000	791
Net charge-offs	$-36,000	7,991
Cash dividends	$3,400,000	366
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,438,000	780
2009-06-30 (YTD Data)		Rank
Total interest income	$8,526,000	2,060
Total interest expense	$3,609,000	1,782
Net interest income	$4,917,000	2,232
Provision for loan and lease losses	$600,000	2,697
Total noninterest income	$277,000	4,590
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$222,000	3,121
Trading account gains and fees	$0	193
Additional Noninterest Income	$55,000	5,710
Total noninterest expense	$2,284,000	3,988
Salaries and employee benefits	$1,271,000	3,722
Premises and equipment expense	$183,000	5,298
Additional noninterest expense	$830,000	3,774
Pre-tax net operating income	$2,310,000	990
Securities gains (losses)	$0	3,136
Applicable income taxes	$126,000	2,437
Income before extraordinary items	$2,184,000	867
Extraordinary gains, net	$0	21
Net income	$2,184,000	867
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,184,000	867
Net charge-offs	$-34,000	8,052
Cash dividends	$2,552,000	348
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,184,000	837
2009-03-31 (YTD Data)		Rank
Total interest income	$4,356,000	2,039
Total interest expense	$1,872,000	1,795
Net interest income	$2,484,000	2,212
Provision for loan and lease losses	$300,000	2,285
Total noninterest income	$134,000	4,661
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$98,000	3,301
Trading account gains and fees	$0	171
Additional Noninterest Income	$36,000	5,346
Total noninterest expense	$972,000	4,388
Salaries and employee benefits	$647,000	3,700
Premises and equipment expense	$92,000	5,322
Additional noninterest expense	$233,000	5,147
Pre-tax net operating income	$1,346,000	943
Securities gains (losses)	$0	2,434
Applicable income taxes	$63,000	2,683
Income before extraordinary items	$1,283,000	814
Extraordinary gains, net	$0	15
Net income	$1,283,000	815
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,283,000	816
Net charge-offs	$-4,000	7,635
Cash dividends	$1,370,000	325
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,283,000	755
2008-12-31 (YTD Data)		Rank
Total interest income	$18,366,000	2,077
Total interest expense	$8,672,000	1,838
Net interest income	$9,694,000	2,279
Provision for loan and lease losses	$600,000	3,490
Total noninterest income	$583,000	4,535
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$466,000	3,169
Trading account gains and fees	$0	154
Additional Noninterest Income	$117,000	5,712
Total noninterest expense	$3,648,000	4,512
Salaries and employee benefits	$2,562,000	3,718
Premises and equipment expense	$402,000	5,070
Additional noninterest expense	$684,000	5,879
Pre-tax net operating income	$6,029,000	930
Securities gains (losses)	$22,000	2,114
Applicable income taxes	$245,000	2,624
Income before extraordinary items	$5,806,000	697
Extraordinary gains, net	$0	39
Net income	$5,806,000	697
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$385,000	3,177
Cash dividends	$4,897,000	583
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$5,784,880	749
2008-09-30 (YTD Data)		Rank
Total interest income	$13,850,000	2,111
Total interest expense	$6,652,000	1,860
Net interest income	$7,198,000	2,310
Provision for loan and lease losses	$450,000	2,889
Total noninterest income	$451,000	4,564
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$356,000	3,141
Trading account gains and fees	$0	148
Additional Noninterest Income	$95,000	5,713
Total noninterest expense	$2,644,000	4,602
Salaries and employee benefits	$1,842,000	3,853
Premises and equipment expense	$278,000	5,309
Additional noninterest expense	$524,000	5,788
Pre-tax net operating income	$4,555,000	1,116
Securities gains (losses)	$0	3,106
Applicable income taxes	$193,000	2,951
Income before extraordinary items	$4,362,000	840
Extraordinary gains, net	$0	31
Net income	$4,362,000	839
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,799
Cash dividends	$4,226,000	530
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$4,362,000	893
2008-06-30 (YTD Data)		Rank
Total interest income	$9,347,000	2,111
Total interest expense	$4,533,000	1,901
Net interest income	$4,814,000	2,292
Provision for loan and lease losses	$300,000	2,524
Total noninterest income	$289,000	4,714
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$232,000	3,171
Trading account gains and fees	$0	149
Additional Noninterest Income	$57,000	5,938
Total noninterest expense	$1,785,000	4,593
Salaries and employee benefits	$1,231,000	3,893
Premises and equipment expense	$181,000	5,411
Additional noninterest expense	$373,000	5,616
Pre-tax net operating income	$3,018,000	1,179
Securities gains (losses)	$0	3,233
Applicable income taxes	$128,000	3,196
Income before extraordinary items	$2,890,000	953
Extraordinary gains, net	$0	21
Net income	$2,890,000	953
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	7,949
Cash dividends	$2,528,000	647
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,890,000	931
2008-03-31 (YTD Data)		Rank
Total interest income	$4,814,000	2,104
Total interest expense	$2,383,000	1,949
Net interest income	$2,431,000	2,264
Provision for loan and lease losses	$150,000	2,123
Total noninterest income	$149,000	4,635
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$113,000	3,189
Trading account gains and fees	$0	158
Additional Noninterest Income	$36,000	5,627
Total noninterest expense	$898,000	4,570
Salaries and employee benefits	$623,000	3,863
Premises and equipment expense	$92,000	5,397
Additional noninterest expense	$183,000	5,620
Pre-tax net operating income	$1,532,000	1,232
Securities gains (losses)	$0	2,688
Applicable income taxes	$64,000	3,314
Income before extraordinary items	$1,468,000	1,030
Extraordinary gains, net	$0	15
Net income	$1,468,000	1,033
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,847
Cash dividends	$1,371,000	570
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,468,000	984
2007-12-31 (YTD Data)		Rank
Total interest income	$19,276,000	2,141
Total interest expense	$9,643,000	1,993
Net interest income	$9,633,000	2,314
Provision for loan and lease losses	$400,000	2,692
Total noninterest income	$556,000	4,790
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$431,000	3,379
Trading account gains and fees	$0	178
Additional Noninterest Income	$125,000	5,877
Total noninterest expense	$3,576,000	4,450
Salaries and employee benefits	$2,483,000	3,740
Premises and equipment expense	$357,000	5,351
Additional noninterest expense	$736,000	5,596
Pre-tax net operating income	$6,213,000	1,352
Securities gains (losses)	$0	2,146
Applicable income taxes	$250,000	3,615
Income before extraordinary items	$5,963,000	1,088
Extraordinary gains, net	$0	39
Net income	$5,963,000	1,086
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$273,000	2,423
Cash dividends	$5,095,000	727
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$5,963,000	1,069
2007-09-30 (YTD Data)		Rank
Total interest income	$14,385,000	2,165
Total interest expense	$7,195,000	2,003
Net interest income	$7,190,000	2,336
Provision for loan and lease losses	$300,000	2,302
Total noninterest income	$414,000	4,826
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$322,000	3,391
Trading account gains and fees	$0	184
Additional Noninterest Income	$92,000	5,943
Total noninterest expense	$2,597,000	4,533
Salaries and employee benefits	$1,761,000	3,888
Premises and equipment expense	$263,000	5,393
Additional noninterest expense	$573,000	5,442
Pre-tax net operating income	$4,707,000	1,439
Securities gains (losses)	$0	1,655
Applicable income taxes	$180,000	3,840
Income before extraordinary items	$4,527,000	1,150
Extraordinary gains, net	$0	33
Net income	$4,527,000	1,147
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-175,000	8,451
Cash dividends	$4,003,000	673
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$4,527,000	1,132
2007-06-30 (YTD Data)		Rank
Total interest income	$9,509,000	2,195
Total interest expense	$4,737,000	2,034
Net interest income	$4,772,000	2,376
Provision for loan and lease losses	$200,000	2,152
Total noninterest income	$269,000	4,918
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$205,000	3,466
Trading account gains and fees	$0	168
Additional Noninterest Income	$64,000	5,897
Total noninterest expense	$1,774,000	4,479
Salaries and employee benefits	$1,183,000	3,893
Premises and equipment expense	$176,000	5,407
Additional noninterest expense	$415,000	5,176
Pre-tax net operating income	$3,067,000	1,516
Securities gains (losses)	$0	1,444
Applicable income taxes	$120,000	3,926
Income before extraordinary items	$2,947,000	1,218
Extraordinary gains, net	$0	29
Net income	$2,947,000	1,217
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-181,000	8,515
Cash dividends	$2,600,000	716
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,947,000	1,194
2007-03-31 (YTD Data)		Rank
Total interest income	$4,646,000	2,241
Total interest expense	$2,283,000	2,078
Net interest income	$2,363,000	2,399
Provision for loan and lease losses	$150,000	1,427
Total noninterest income	$140,000	4,792
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$98,000	3,492
Trading account gains and fees	$0	195
Additional Noninterest Income	$42,000	5,429
Total noninterest expense	$895,000	4,451
Salaries and employee benefits	$595,000	3,920
Premises and equipment expense	$86,000	5,493
Additional noninterest expense	$214,000	5,035
Pre-tax net operating income	$1,458,000	1,574
Securities gains (losses)	$0	1,187
Applicable income taxes	$60,000	3,913
Income before extraordinary items	$1,398,000	1,257
Extraordinary gains, net	$0	22
Net income	$1,398,000	1,257
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	3,606
Cash dividends	$1,327,000	643
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,398,000	1,236
2006-12-31 (YTD Data)		Rank
Total interest income	$17,046,000	2,293
Total interest expense	$7,851,000	2,077
Net interest income	$9,195,000	2,470
Provision for loan and lease losses	$600,000	1,606
Total noninterest income	$591,000	4,773
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$462,000	3,238
Trading account gains and fees	$0	130
Additional Noninterest Income	$129,000	5,899
Total noninterest expense	$3,410,000	4,480
Salaries and employee benefits	$2,344,000	3,791
Premises and equipment expense	$330,000	5,501
Additional noninterest expense	$736,000	5,499
Pre-tax net operating income	$5,776,000	1,667
Securities gains (losses)	$0	1,687
Applicable income taxes	$232,000	4,142
Income before extraordinary items	$5,544,000	1,315
Extraordinary gains, net	$0	51
Net income	$5,544,000	1,315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$429,000	1,307
Cash dividends	$4,450,000	790
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$5,544,000	1,300
2006-09-30 (YTD Data)		Rank
Total interest income	$12,409,000	2,340
Total interest expense	$5,622,000	2,103
Net interest income	$6,787,000	2,531
Provision for loan and lease losses	$450,000	1,514
Total noninterest income	$444,000	4,788
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$352,000	3,206
Trading account gains and fees	$0	126
Additional Noninterest Income	$92,000	5,992
Total noninterest expense	$2,520,000	4,510
Salaries and employee benefits	$1,689,000	3,896
Premises and equipment expense	$251,000	5,465
Additional noninterest expense	$580,000	5,315
Pre-tax net operating income	$4,261,000	1,749
Securities gains (losses)	$0	1,388
Applicable income taxes	$141,000	4,534
Income before extraordinary items	$4,120,000	1,380
Extraordinary gains, net	$0	45
Net income	$4,120,000	1,380
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-33,000	8,228
Cash dividends	$3,302,000	757
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$4,120,000	1,364
2006-06-30 (YTD Data)		Rank
Total interest income	$8,032,000	2,365
Total interest expense	$3,511,000	2,127
Net interest income	$4,521,000	2,529
Provision for loan and lease losses	$300,000	1,464
Total noninterest income	$287,000	4,856
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$226,000	3,276
Trading account gains and fees	$0	126
Additional Noninterest Income	$61,000	6,057
Total noninterest expense	$1,727,000	4,446
Salaries and employee benefits	$1,133,000	3,909
Premises and equipment expense	$170,000	5,423
Additional noninterest expense	$424,000	5,011
Pre-tax net operating income	$2,781,000	1,788
Securities gains (losses)	$0	1,185
Applicable income taxes	$94,000	4,592
Income before extraordinary items	$2,687,000	1,397
Extraordinary gains, net	$0	39
Net income	$2,687,000	1,398
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-32,000	8,270
Cash dividends	$2,157,000	763
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,687,000	1,386
2006-03-31 (YTD Data)		Rank
Total interest income	$3,867,000	2,392
Total interest expense	$1,619,000	2,183
Net interest income	$2,248,000	2,522
Provision for loan and lease losses	$150,000	1,421
Total noninterest income	$145,000	4,759
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$107,000	3,329
Trading account gains and fees	$0	115
Additional Noninterest Income	$38,000	5,631
Total noninterest expense	$865,000	4,448
Salaries and employee benefits	$572,000	3,890
Premises and equipment expense	$72,000	5,891
Additional noninterest expense	$221,000	4,863
Pre-tax net operating income	$1,378,000	1,756
Securities gains (losses)	$0	955
Applicable income taxes	$47,000	4,563
Income before extraordinary items	$1,331,000	1,383
Extraordinary gains, net	$0	21
Net income	$1,331,000	1,382
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	8,138
Cash dividends	$1,116,000	683
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,331,000	1,358
2005-12-31 (YTD Data)		Rank
Total interest income	$13,648,000	2,421
Total interest expense	$5,358,000	2,072
Net interest income	$8,290,000	2,619
Provision for loan and lease losses	$1,260,000	834
Total noninterest income	$601,000	4,779
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$492,000	3,086
Trading account gains and fees	$0	138
Additional Noninterest Income	$109,000	6,277
Total noninterest expense	$3,211,000	4,561
Salaries and employee benefits	$2,193,000	3,852
Premises and equipment expense	$335,000	5,419
Additional noninterest expense	$683,000	5,661
Pre-tax net operating income	$4,420,000	2,060
Securities gains (losses)	$0	2,296
Applicable income taxes	$177,000	4,814
Income before extraordinary items	$4,243,000	1,657
Extraordinary gains, net	$0	46
Net income	$4,243,000	1,656
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,044,000	654
Cash dividends	$2,983,000	1,043
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$4,243,000	1,632
2005-09-30 (YTD Data)		Rank
Total interest income	$9,978,000	2,421
Total interest expense	$3,817,000	2,062
Net interest income	$6,161,000	2,611
Provision for loan and lease losses	$1,110,000	693
Total noninterest income	$458,000	4,771
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$371,000	3,069
Trading account gains and fees	$0	126
Additional Noninterest Income	$87,000	6,169
Total noninterest expense	$2,320,000	4,660
Salaries and employee benefits	$1,580,000	3,931
Premises and equipment expense	$216,000	5,843
Additional noninterest expense	$524,000	5,566
Pre-tax net operating income	$3,189,000	2,127
Securities gains (losses)	$0	2,317
Applicable income taxes	$114,000	5,107
Income before extraordinary items	$3,075,000	1,712
Extraordinary gains, net	$0	35
Net income	$3,075,000	1,713
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$658,000	678
Cash dividends	$1,983,000	1,078
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,075,000	1,683
2005-06-30 (YTD Data)		Rank
Total interest income	$6,526,000	2,409
Total interest expense	$2,425,000	2,043
Net interest income	$4,101,000	2,593
Provision for loan and lease losses	$960,000	536
Total noninterest income	$288,000	4,896
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$233,000	3,180
Trading account gains and fees	$0	116
Additional Noninterest Income	$55,000	6,254
Total noninterest expense	$1,568,000	4,590
Salaries and employee benefits	$1,036,000	3,967
Premises and equipment expense	$147,000	5,757
Additional noninterest expense	$385,000	5,219
Pre-tax net operating income	$1,861,000	2,316
Securities gains (losses)	$0	2,146
Applicable income taxes	$77,000	5,119
Income before extraordinary items	$1,784,000	1,917
Extraordinary gains, net	$0	30
Net income	$1,784,000	1,917
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$665,000	492
Cash dividends	$1,205,000	1,111
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,784,000	1,879
2005-03-31 (YTD Data)		Rank
Total interest income	$3,172,000	2,434
Total interest expense	$1,183,000	1,990
Net interest income	$1,989,000	2,655
Provision for loan and lease losses	$550,000	433
Total noninterest income	$142,000	4,842
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$109,000	3,248
Trading account gains and fees	$0	115
Additional Noninterest Income	$33,000	6,001
Total noninterest expense	$762,000	4,697
Salaries and employee benefits	$508,000	4,045
Premises and equipment expense	$74,000	5,787
Additional noninterest expense	$180,000	5,414
Pre-tax net operating income	$819,000	2,524
Securities gains (losses)	$0	1,685
Applicable income taxes	$37,000	5,118
Income before extraordinary items	$782,000	2,125
Extraordinary gains, net	$0	24
Net income	$782,000	2,126
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,610
Cash dividends	$528,000	1,157
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$782,000	2,092
2004-12-31 (YTD Data)		Rank
Total interest income	$11,873,000	2,419
Total interest expense	$4,256,000	1,912
Net interest income	$7,617,000	2,648
Provision for loan and lease losses	$1,346,000	802
Total noninterest income	$553,000	5,022
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$448,000	3,393
Trading account gains and fees	$0	138
Additional Noninterest Income	$105,000	6,329
Total noninterest expense	$3,075,000	4,585
Salaries and employee benefits	$2,089,000	3,853
Premises and equipment expense	$310,000	5,586
Additional noninterest expense	$676,000	5,633
Pre-tax net operating income	$3,749,000	2,161
Securities gains (losses)	$0	3,819
Applicable income taxes	$151,000	5,095
Income before extraordinary items	$3,598,000	1,768
Extraordinary gains, net	$0	34
Net income	$3,598,000	1,767
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,342,000	625
Cash dividends	$3,401,000	882
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,598,000	1,719
2004-09-30 (YTD Data)		Rank
Total interest income	$8,762,000	2,427
Total interest expense	$3,103,000	1,929
Net interest income	$5,659,000	2,646
Provision for loan and lease losses	$628,000	1,195
Total noninterest income	$419,000	5,022
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$336,000	3,411
Trading account gains and fees	$0	134
Additional Noninterest Income	$83,000	6,238
Total noninterest expense	$2,242,000	4,638
Salaries and employee benefits	$1,529,000	3,896
Premises and equipment expense	$217,000	5,748
Additional noninterest expense	$496,000	5,659
Pre-tax net operating income	$3,208,000	1,961
Securities gains (losses)	$0	3,710
Applicable income taxes	$99,000	5,358
Income before extraordinary items	$3,109,000	1,562
Extraordinary gains, net	$0	26
Net income	$3,109,000	1,563
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$163,000	2,164
Cash dividends	$2,565,000	792
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$3,109,000	1,512
2004-06-30 (YTD Data)		Rank
Total interest income	$5,760,000	2,437
Total interest expense	$2,040,000	1,939
Net interest income	$3,720,000	2,671
Provision for loan and lease losses	$228,000	1,988
Total noninterest income	$272,000	5,053
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$220,000	3,425
Trading account gains and fees	$0	130
Additional Noninterest Income	$52,000	6,365
Total noninterest expense	$1,517,000	4,630
Salaries and employee benefits	$1,022,000	3,914
Premises and equipment expense	$148,000	5,701
Additional noninterest expense	$347,000	5,539
Pre-tax net operating income	$2,247,000	1,865
Securities gains (losses)	$0	3,413
Applicable income taxes	$63,000	5,384
Income before extraordinary items	$2,184,000	1,473
Extraordinary gains, net	$0	21
Net income	$2,184,000	1,474
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$151,000	1,669
Cash dividends	$1,653,000	813
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,184,000	1,416
2004-03-31 (YTD Data)		Rank
Total interest income	$2,791,000	2,509
Total interest expense	$1,021,000	1,954
Net interest income	$1,770,000	2,814
Provision for loan and lease losses	$103,000	2,085
Total noninterest income	$135,000	5,039
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$105,000	3,460
Trading account gains and fees	$0	121
Additional Noninterest Income	$30,000	6,109
Total noninterest expense	$771,000	4,592
Salaries and employee benefits	$520,000	3,883
Premises and equipment expense	$77,000	5,626
Additional noninterest expense	$174,000	5,529
Pre-tax net operating income	$1,031,000	1,945
Securities gains (losses)	$0	2,934
Applicable income taxes	$27,000	5,505
Income before extraordinary items	$1,004,000	1,591
Extraordinary gains, net	$0	16
Net income	$1,004,000	1,591
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$131,000	1,081
Cash dividends	$934,000	724
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,004,000	1,502
2003-12-31 (YTD Data)		Rank
Total interest income	$11,282,000	2,525
Total interest expense	$4,737,000	1,893
Net interest income	$6,545,000	2,936
Provision for loan and lease losses	$476,000	2,269
Total noninterest income	$573,000	5,089
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$462,000	3,303
Trading account gains and fees	$0	160
Additional Noninterest Income	$111,000	6,356
Total noninterest expense	$3,006,000	4,600
Salaries and employee benefits	$2,058,000	3,831
Premises and equipment expense	$302,000	5,646
Additional noninterest expense	$646,000	5,747
Pre-tax net operating income	$3,636,000	2,147
Securities gains (losses)	$5,000	3,903
Applicable income taxes	$146,000	5,313
Income before extraordinary items	$3,495,000	1,781
Extraordinary gains, net	$0	54
Net income	$3,495,000	1,784
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$488,000	1,636
Cash dividends	$2,548,000	1,140
Sale, conversion, retirement of capital stock, net	$300,000	545
Net operating income	$3,490,200	1,701
2003-09-30 (YTD Data)		Rank
Total interest income	$8,524,000	2,548
Total interest expense	$3,672,000	1,903
Net interest income	$4,852,000	2,989
Provision for loan and lease losses	$413,000	1,978
Total noninterest income	$431,000	5,116
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$344,000	3,328
Trading account gains and fees	$0	153
Additional Noninterest Income	$87,000	6,329
Total noninterest expense	$2,223,000	4,621
Salaries and employee benefits	$1,501,000	3,913
Premises and equipment expense	$228,000	5,602
Additional noninterest expense	$494,000	5,684
Pre-tax net operating income	$2,647,000	2,263
Securities gains (losses)	$0	4,204
Applicable income taxes	$128,000	5,296
Income before extraordinary items	$2,519,000	1,907
Extraordinary gains, net	$0	40
Net income	$2,519,000	1,906
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$243,000	1,959
Cash dividends	$1,719,000	1,150
Sale, conversion, retirement of capital stock, net	$300,000	409
Net operating income	$2,519,000	1,804
2003-06-30 (YTD Data)		Rank
Total interest income	$5,726,000	2,543
Total interest expense	$2,527,000	1,901
Net interest income	$3,199,000	2,990
Provision for loan and lease losses	$413,000	1,357
Total noninterest income	$291,000	5,071
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$235,000	3,217
Trading account gains and fees	$0	150
Additional Noninterest Income	$56,000	6,368
Total noninterest expense	$1,495,000	4,601
Salaries and employee benefits	$1,007,000	3,886
Premises and equipment expense	$152,000	5,609
Additional noninterest expense	$336,000	5,603
Pre-tax net operating income	$1,582,000	2,481
Securities gains (losses)	$0	3,782
Applicable income taxes	$84,000	5,355
Income before extraordinary items	$1,498,000	2,116
Extraordinary gains, net	$0	30
Net income	$1,498,000	2,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$231,000	1,491
Cash dividends	$1,032,000	1,258
Sale, conversion, retirement of capital stock, net	$300,000	290
Net operating income	$1,498,000	2,001
2003-03-31 (YTD Data)		Rank
Total interest income	$2,828,000	2,599
Total interest expense	$1,305,000	1,890
Net interest income	$1,523,000	3,135
Provision for loan and lease losses	$413,000	706
Total noninterest income	$148,000	4,922
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$115,000	3,184
Trading account gains and fees	$0	134
Additional Noninterest Income	$33,000	6,044
Total noninterest expense	$756,000	4,547
Salaries and employee benefits	$501,000	3,902
Premises and equipment expense	$78,000	5,518
Additional noninterest expense	$177,000	5,409
Pre-tax net operating income	$502,000	3,476
Securities gains (losses)	$0	2,891
Applicable income taxes	$42,000	5,338
Income before extraordinary items	$460,000	3,131
Extraordinary gains, net	$0	21
Net income	$460,000	3,129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$306,000	685
Cash dividends	$689,000	941
Sale, conversion, retirement of capital stock, net	$300,000	171
Net operating income	$460,000	2,972
2002-12-31 (YTD Data)		Rank
Total interest income	$12,134,000	2,540
Total interest expense	$5,759,000	1,972
Net interest income	$6,375,000	2,984
Provision for loan and lease losses	$427,000	2,690
Total noninterest income	$586,000	4,795
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$481,000	3,074
Trading account gains and fees	$0	153
Additional Noninterest Income	$105,000	6,345
Total noninterest expense	$2,856,000	4,623
Salaries and employee benefits	$1,971,000	3,779
Premises and equipment expense	$302,000	5,555
Additional noninterest expense	$583,000	6,038
Pre-tax net operating income	$3,678,000	2,127
Securities gains (losses)	$0	4,537
Applicable income taxes	$148,000	5,541
Income before extraordinary items	$3,530,000	1,700
Extraordinary gains, net	$0	70
Net income	$3,530,000	1,699
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$142,000	3,607
Cash dividends	$2,608,000	1,050
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,530,000	1,643
2001-12-31 (YTD Data)		Rank
Total interest income	$14,668,000	2,336
Total interest expense	$7,876,000	2,050
Net interest income	$6,792,000	2,634
Provision for loan and lease losses	$115,000	5,373
Total noninterest income	$188,000	7,420
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$83,000	6,914
Trading account gains and fees	$0	177
Additional Noninterest Income	$105,000	6,335
Total noninterest expense	$3,019,000	4,315
Salaries and employee benefits	$1,879,000	3,770
Premises and equipment expense	$281,000	5,731
Additional noninterest expense	$859,000	4,555
Pre-tax net operating income	$3,846,000	1,833
Securities gains (losses)	$0	4,612
Applicable income taxes	$165,000	5,310
Income before extraordinary items	$3,681,000	1,457
Extraordinary gains, net	$0	105
Net income	$3,681,000	1,460
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	6,867
Cash dividends	$2,937,000	954
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$3,681,000	1,404
2000-12-31 (YTD Data)		Rank
Total interest income	$14,842,000	2,359
Total interest expense	$8,299,000	2,072
Net interest income	$6,543,000	2,719
Provision for loan and lease losses	$175,000	4,079
Total noninterest income	$180,000	7,483
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$80,000	6,987
Trading account gains and fees	$0	180
Additional Noninterest Income	$100,000	6,440
Total noninterest expense	$2,939,000	4,301
Salaries and employee benefits	$1,814,000	3,754
Premises and equipment expense	$287,000	5,563
Additional noninterest expense	$838,000	4,583
Pre-tax net operating income	$3,609,000	2,020
Securities gains (losses)	$0	1,956
Applicable income taxes	$157,000	5,844
Income before extraordinary items	$3,452,000	1,523
Extraordinary gains, net	$0	38
Net income	$3,452,000	1,523
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$124,000	3,211
Cash dividends	$3,254,000	892
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,452,000	1,513
1999-12-31 (YTD Data)		Rank
Total interest income	$13,959,000	2,337
Total interest expense	$7,511,000	1,982
Net interest income	$6,448,000	2,727
Provision for loan and lease losses	$475,000	1,844
Total noninterest income	$281,000	6,616
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$77,000	7,196
Trading account gains and fees	$0	173
Additional Noninterest Income	$204,000	4,897
Total noninterest expense	$2,867,000	4,376
Salaries and employee benefits	$1,747,000	3,838
Premises and equipment expense	$296,000	5,501
Additional noninterest expense	$824,000	4,679
Pre-tax net operating income	$3,387,000	2,168
Securities gains (losses)	$0	3,155
Applicable income taxes	$119,000	6,664
Income before extraordinary items	$3,268,000	1,635
Extraordinary gains, net	$0	35
Net income	$3,268,000	1,636
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	3,462
Cash dividends	$2,651,000	1,071
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$3,268,000	1,600
1998-12-31 (YTD Data)		Rank
Total interest income	$13,185,000	2,468
Total interest expense	$7,055,000	2,148
Net interest income	$6,130,000	2,803
Provision for loan and lease losses	$428,000	1,951
Total noninterest income	$167,000	7,994
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$78,000	7,338
Trading account gains and fees	$0	224
Additional Noninterest Income	$89,000	6,894
Total noninterest expense	$2,871,000	4,283
Salaries and employee benefits	$1,714,000	3,812
Premises and equipment expense	$272,000	5,673
Additional noninterest expense	$885,000	4,351
Pre-tax net operating income	$2,998,000	2,380
Securities gains (losses)	$0	4,449
Applicable income taxes	$535,000	3,682
Income before extraordinary items	$2,463,000	2,112
Extraordinary gains, net	$0	32
Net income	$2,463,000	2,111
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$300,000	1,859
Cash dividends	$1,599,000	1,573
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,463,000	2,047
1997-12-31 (YTD Data)		Rank
Total interest income	$12,002,000	2,727
Total interest expense	$6,467,000	2,322
Net interest income	$5,535,000	3,159
Provision for loan and lease losses	$153,000	4,084
Total noninterest income	$165,000	8,364
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$78,000	7,689
Trading account gains and fees	$0	239
Additional Noninterest Income	$87,000	7,166
Total noninterest expense	$2,684,000	4,506
Salaries and employee benefits	$1,655,000	3,914
Premises and equipment expense	$250,000	6,057
Additional noninterest expense	$779,000	4,819
Pre-tax net operating income	$2,863,000	2,586
Securities gains (losses)	$37,000	1,522
Applicable income taxes	$874,000	2,731
Income before extraordinary items	$2,026,000	2,556
Extraordinary gains, net	$0	44
Net income	$2,026,000	2,555
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$150,000	3,029
Cash dividends	$1,555,000	1,569
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,000,100	2,544
1996-12-31 (YTD Data)		Rank
Total interest income	$9,937,000	3,295
Total interest expense	$5,457,000	2,790
Net interest income	$4,480,000	3,908
Provision for loan and lease losses	$0	9,041
Total noninterest income	$374,000	6,173
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$329,000	3,952
Trading account gains and fees	$0	262
Additional Noninterest Income	$45,000	9,116
Total noninterest expense	$2,398,000	5,181
Salaries and employee benefits	$1,396,000	4,596
Premises and equipment expense	$226,000	6,592
Additional noninterest expense	$776,000	5,317
Pre-tax net operating income	$2,456,000	2,814
Securities gains (losses)	$7,000	2,762
Applicable income taxes	$810,000	2,809
Income before extraordinary items	$1,653,000	2,917
Extraordinary gains, net	$0	53
Net income	$1,653,000	2,918
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,286
Cash dividends	$1,300,000	1,758
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,648,310	2,891
1995-12-31 (YTD Data)		Rank
Total interest income	$8,528,000	3,784
Total interest expense	$4,592,000	3,260
Net interest income	$3,936,000	4,375
Provision for loan and lease losses	$0	8,958
Total noninterest income	$288,000	7,218
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$257,000	4,838
Trading account gains and fees	$0	522
Additional Noninterest Income	$31,000	10,206
Total noninterest expense	$2,117,000	5,743
Salaries and employee benefits	$1,172,000	5,316
Premises and equipment expense	$269,000	6,072
Additional noninterest expense	$676,000	6,016
Pre-tax net operating income	$2,107,000	3,331
Securities gains (losses)	$7,000	2,620
Applicable income taxes	$701,000	3,232
Income before extraordinary items	$1,414,000	3,418
Extraordinary gains, net	$0	65
Net income	$1,414,000	3,417
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	7,801
Cash dividends	$1,344,000	1,633
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,409,310	3,407
1994-12-31 (YTD Data)		Rank
Total interest income	$4,627,000	6,025
Total interest expense	$2,302,000	4,978
Net interest income	$2,325,000	6,809
Provision for loan and lease losses	$0	9,146
Total noninterest income	$273,000	7,603
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$167,000	6,508
Trading account gains and fees	$0	475
Additional Noninterest Income	$106,000	7,329
Total noninterest expense	$1,554,000	7,433
Salaries and employee benefits	$878,000	6,762
Premises and equipment expense	$160,000	8,293
Additional noninterest expense	$516,000	7,697
Pre-tax net operating income	$1,044,000	5,774
Securities gains (losses)	$2,000	3,070
Applicable income taxes	$350,000	5,275
Income before extraordinary items	$696,000	5,938
Extraordinary gains, net	$0	249
Net income	$696,000	5,954
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	11,188
Cash dividends	$2,020,000	1,087
Sale, conversion, retirement of capital stock, net	$4,511,000	188
Net operating income	$694,660	6,013
1993-12-31 (YTD Data)		Rank
Total interest income	$6,558,000	4,578
Total interest expense	$3,357,000	3,732
Net interest income	$3,201,000	5,348
Provision for loan and lease losses	$115,000	5,422
Total noninterest income	$159,000	10,034
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$140,000	7,340
Trading account gains and fees	$0	532
Additional Noninterest Income	$19,000	12,117
Total noninterest expense	$1,531,000	7,731
Salaries and employee benefits	$693,000	8,044
Premises and equipment expense	$217,000	7,346
Additional noninterest expense	$621,000	7,160
Pre-tax net operating income	$1,715,000	3,854
Securities gains (losses)	$64,000	3,088
Applicable income taxes	$527,000	3,990
Income before extraordinary items	$1,252,000	3,858
Extraordinary gains, net	$0	3,149
Net income	$1,252,000	3,958
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	9,554
Cash dividends	$400,000	3,627
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,207,200	3,796
1992-12-31 (YTD Data)		Rank
Total interest income	$6,620,000	5,061
Total interest expense	$3,686,000	4,372
Net interest income	$2,934,000	5,819
Provision for loan and lease losses	$85,000	7,723
Total noninterest income	$183,000	9,757
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$153,000	7,026
Trading account gains and fees	$0	504
Additional Noninterest Income	$30,000	11,767
Total noninterest expense	$1,297,000	8,671
Salaries and employee benefits	$593,000	8,865
Premises and equipment expense	$143,000	9,322
Additional noninterest expense	$561,000	7,866
Pre-tax net operating income	$1,735,000	3,542
Securities gains (losses)	$0	8,369
Applicable income taxes	$468,000	4,218
Income before extraordinary items	$1,267,000	3,629
Extraordinary gains, net	$0	1,422
Net income	$1,267,000	3,670
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	7,942
Cash dividends	$300,000	3,979
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,267,000	3,358

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.