Home > The Citizens National Bank of Bluffton > Net charge- offs to loans

The Citizens National Bank of Bluffton, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0011%2,826
Percentage Net Loans Charged-off: Total real estate loans-0.0017%3,463
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0096%3,928
Percentage Net Loans Charged-off: Home equity loans-0.0236%4,323
All other 1-4 family - Percent of loans charged-off, net-0.0079%3,910
Percentage Net Loans Charged-off: Commercial and industrial-0.0035%3,656
Percentage Net Loans Charged-off: Loans to individuals0.7778%855
Percentage Net Loans Charged-off: Credit card loans1.3462%344
Percentage Net Loans Charged-off: Other loans to individual0.0756%2,332
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0002%2,661
Percentage Net Loans Charged-off: Total real estate loans-0.0022%3,528
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0130%4,023
Percentage Net Loans Charged-off: Home equity loans-0.0325%4,384
All other 1-4 family - Percent of loans charged-off, net-0.0106%4,002
Percentage Net Loans Charged-off: Commercial and industrial-0.0046%3,623
Percentage Net Loans Charged-off: Loans to individuals0.6536%867
Percentage Net Loans Charged-off: Credit card loans1.1438%309
Percentage Net Loans Charged-off: Other loans to individual0.0934%2,093
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0013%3,467
Percentage Net Loans Charged-off: Total real estate loans-0.0034%3,711
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0198%4,168
Percentage Net Loans Charged-off: Home equity loans-0.0507%4,452
All other 1-4 family - Percent of loans charged-off, net-0.0161%4,103
Percentage Net Loans Charged-off: Commercial and industrial-0.0045%3,623
Percentage Net Loans Charged-off: Loans to individuals0.4984%991
Percentage Net Loans Charged-off: Credit card loans0.9850%323
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,270
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0025%3,466
Percentage Net Loans Charged-off: Total real estate loans-0.0012%3,531
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0074%3,990
Percentage Net Loans Charged-off: Home equity loans-0.0713%4,577
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial-0.0045%3,617
Percentage Net Loans Charged-off: Loans to individuals-0.2526%4,424
Percentage Net Loans Charged-off: Credit card loans-0.4937%4,657
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,811
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0057%3,662
Percentage Net Loans Charged-off: Total real estate loans-0.0008%3,154
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0009%491
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0076%3,778
Percentage Net Loans Charged-off: Home equity loans-0.1172%4,571
All other 1-4 family - Percent of loans charged-off, net0.0031%683
Percentage Net Loans Charged-off: Commercial and industrial-0.0419%3,942
Percentage Net Loans Charged-off: Loans to individuals-0.0338%4,179
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual-0.0710%4,288
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0082%3,636
Percentage Net Loans Charged-off: Total real estate loans-0.0009%3,120
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0012%363
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0089%3,808
Percentage Net Loans Charged-off: Home equity loans-0.1478%4,610
All other 1-4 family - Percent of loans charged-off, net0.0042%551
Percentage Net Loans Charged-off: Commercial and industrial-0.0633%4,025
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,431
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,351
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0138%3,724
Percentage Net Loans Charged-off: Total real estate loans-0.0007%3,029
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0018%278
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0097%3,749
Percentage Net Loans Charged-off: Home equity loans-0.1827%3,454
All other 1-4 family - Percent of loans charged-off, net0.0063%450
Percentage Net Loans Charged-off: Commercial and industrial-0.1117%4,051
Percentage Net Loans Charged-off: Loans to individuals0.0704%1,900
Percentage Net Loans Charged-off: Credit card loans0.1330%404
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,093
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0259%4,025
Percentage Net Loans Charged-off: Total real estate loans0.0013%504
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0038%188
Percentage Net Loans Charged-off: Multi-family residential0.0126%16
Percentage Net Loans Charged-off: 1-4 family residential-0.0079%3,788
Percentage Net Loans Charged-off: Home equity loans-0.2300%3,485
All other 1-4 family - Percent of loans charged-off, net0.0130%287
Percentage Net Loans Charged-off: Commercial and industrial-0.2163%4,290
Percentage Net Loans Charged-off: Loans to individuals0.1447%1,435
Percentage Net Loans Charged-off: Credit card loans0.2667%315
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,732
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0111%2,146
Percentage Net Loans Charged-off: Total real estate loans0.0018%1,286
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0104%797
Percentage Net Loans Charged-off: Home equity loans-0.1376%3,476
All other 1-4 family - Percent of loans charged-off, net0.0251%590
Percentage Net Loans Charged-off: Commercial and industrial0.0402%1,195
Percentage Net Loans Charged-off: Loans to individuals0.1706%1,656
Percentage Net Loans Charged-off: Credit card loans0.2326%446
Percentage Net Loans Charged-off: Other loans to individual0.0948%1,916
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0081%2,015
Percentage Net Loans Charged-off: Total real estate loans0.0057%1,036
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0334%488
Percentage Net Loans Charged-off: Home equity loans-0.1376%3,539
All other 1-4 family - Percent of loans charged-off, net0.0506%395
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,280
Percentage Net Loans Charged-off: Loans to individuals0.1144%1,728
Percentage Net Loans Charged-off: Credit card loans0.1064%453
Percentage Net Loans Charged-off: Other loans to individual0.1238%1,569
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0003%3,025
Percentage Net Loans Charged-off: Total real estate loans-0.0011%3,345
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0063%3,728
Percentage Net Loans Charged-off: Home equity loans-0.1391%3,562
All other 1-4 family - Percent of loans charged-off, net0.0069%654
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,104
Percentage Net Loans Charged-off: Loans to individuals0.1681%1,381
Percentage Net Loans Charged-off: Credit card loans0.1618%413
Percentage Net Loans Charged-off: Other loans to individual0.1750%1,245
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0005%3,015
Percentage Net Loans Charged-off: Total real estate loans-0.0021%3,551
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0125%4,036
Percentage Net Loans Charged-off: Home equity loans-0.1388%3,596
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial0.0000%814
Percentage Net Loans Charged-off: Loans to individuals0.3245%994
Percentage Net Loans Charged-off: Credit card loans0.3317%332
Percentage Net Loans Charged-off: Other loans to individual0.3176%913
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0009%3,937
Percentage Net Loans Charged-off: Total real estate loans-0.0021%3,811
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0135%4,140
Percentage Net Loans Charged-off: Home equity loans-0.0716%3,565
All other 1-4 family - Percent of loans charged-off, net-0.0063%3,979
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,097
Percentage Net Loans Charged-off: Loans to individuals0.2030%2,046
Percentage Net Loans Charged-off: Credit card loans0.4118%517
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,894
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0009%3,808
Percentage Net Loans Charged-off: Total real estate loans-0.0024%3,795
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0152%4,203
Percentage Net Loans Charged-off: Home equity loans-0.0536%3,550
All other 1-4 family - Percent of loans charged-off, net-0.0103%4,111
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,840
Percentage Net Loans Charged-off: Loans to individuals0.2746%1,724
Percentage Net Loans Charged-off: Credit card loans0.5494%454
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,714
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0005%3,728
Percentage Net Loans Charged-off: Total real estate loans-0.0025%3,816
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0163%4,259
Percentage Net Loans Charged-off: Home equity loans-0.0198%3,483
All other 1-4 family - Percent of loans charged-off, net-0.0158%4,267
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,576
Percentage Net Loans Charged-off: Loans to individuals0.4098%1,438
Percentage Net Loans Charged-off: Credit card loans0.9817%402
Percentage Net Loans Charged-off: Other loans to individual-0.1642%4,499
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0023%2,511
Percentage Net Loans Charged-off: Total real estate loans-0.0014%3,674
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0098%4,142
Percentage Net Loans Charged-off: Home equity loans0.0392%173
All other 1-4 family - Percent of loans charged-off, net-0.0167%4,327
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.9554%811
Percentage Net Loans Charged-off: Credit card loans1.8905%268
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,206
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0033%4,280
Percentage Net Loans Charged-off: Total real estate loans-0.0044%4,048
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0320%4,573
Percentage Net Loans Charged-off: Home equity loans-0.0820%3,691
All other 1-4 family - Percent of loans charged-off, net-0.0238%4,493
Percentage Net Loans Charged-off: Commercial and industrial-0.0026%3,879
Percentage Net Loans Charged-off: Loans to individuals0.1326%2,728
Percentage Net Loans Charged-off: Credit card loans0.0000%608
Percentage Net Loans Charged-off: Other loans to individual0.2243%2,238
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0048%4,192
Percentage Net Loans Charged-off: Total real estate loans-0.0045%4,015
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0327%4,634
Percentage Net Loans Charged-off: Home equity loans-0.0838%3,737
All other 1-4 family - Percent of loans charged-off, net-0.0241%4,531
Percentage Net Loans Charged-off: Commercial and industrial-0.0035%3,785
Percentage Net Loans Charged-off: Loans to individuals-0.1697%4,790
Percentage Net Loans Charged-off: Credit card loans-0.8800%956
Percentage Net Loans Charged-off: Other loans to individual0.2765%1,917
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0055%4,149
Percentage Net Loans Charged-off: Total real estate loans-0.0053%4,103
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0394%4,715
Percentage Net Loans Charged-off: Home equity loans-0.0724%3,749
All other 1-4 family - Percent of loans charged-off, net-0.0338%4,673
Percentage Net Loans Charged-off: Commercial and industrial-0.0051%3,776
Percentage Net Loans Charged-off: Loans to individuals-0.1268%4,679
Percentage Net Loans Charged-off: Credit card loans-0.9978%951
Percentage Net Loans Charged-off: Other loans to individual0.4100%1,429
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0052%4,038
Percentage Net Loans Charged-off: Total real estate loans-0.0064%4,260
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0476%4,850
Percentage Net Loans Charged-off: Home equity loans-0.1085%3,842
All other 1-4 family - Percent of loans charged-off, net-0.0372%4,790
Percentage Net Loans Charged-off: Commercial and industrial-0.0050%3,821
Percentage Net Loans Charged-off: Loans to individuals0.1250%2,088
Percentage Net Loans Charged-off: Credit card loans-0.9917%952
Percentage Net Loans Charged-off: Other loans to individual0.8040%838
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0119%4,543
Percentage Net Loans Charged-off: Total real estate loans-0.0171%4,549
Percentage Net Loans Charged-off:Construction & development0.1646%207
Percentage Net Loans Charged-off: Commercial real estate-0.0465%4,899
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0333%4,771
Percentage Net Loans Charged-off: Home equity loans-0.1069%3,853
All other 1-4 family - Percent of loans charged-off, net-0.0210%4,645
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,189
Percentage Net Loans Charged-off: Loans to individuals0.4195%1,737
Percentage Net Loans Charged-off: Credit card loans0.7682%489
Percentage Net Loans Charged-off: Other loans to individual0.2076%2,306
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0026%4,118
Percentage Net Loans Charged-off: Total real estate loans-0.0066%4,199
Percentage Net Loans Charged-off:Construction & development0.2101%148
Percentage Net Loans Charged-off: Commercial real estate-0.0053%4,557
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.1622%5,198
Percentage Net Loans Charged-off: Home equity loans-0.1057%3,879
All other 1-4 family - Percent of loans charged-off, net-0.1715%5,211
Percentage Net Loans Charged-off: Commercial and industrial0.0019%1,900
Percentage Net Loans Charged-off: Loans to individuals0.5638%1,286
Percentage Net Loans Charged-off: Credit card loans1.0325%419
Percentage Net Loans Charged-off: Other loans to individual0.2788%1,861
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0027%3,994
Percentage Net Loans Charged-off: Total real estate loans-0.0089%4,294
Percentage Net Loans Charged-off:Construction & development0.3246%106
Percentage Net Loans Charged-off: Commercial real estate-0.0081%4,684
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.2380%5,303
Percentage Net Loans Charged-off: Home equity loans-0.1019%3,901
All other 1-4 family - Percent of loans charged-off, net-0.2599%5,316
Percentage Net Loans Charged-off: Commercial and industrial-0.0028%3,831
Percentage Net Loans Charged-off: Loans to individuals1.0202%709
Percentage Net Loans Charged-off: Credit card loans2.1873%258
Percentage Net Loans Charged-off: Other loans to individual0.3080%1,670
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0167%4,464
Percentage Net Loans Charged-off: Total real estate loans-0.0230%4,780
Percentage Net Loans Charged-off:Construction & development0.6206%53
Percentage Net Loans Charged-off: Commercial real estate-0.0560%5,207
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.3551%5,402
Percentage Net Loans Charged-off: Home equity loans-0.1260%3,985
All other 1-4 family - Percent of loans charged-off, net-0.3913%5,411
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,100
Percentage Net Loans Charged-off: Loans to individuals0.3875%1,520
Percentage Net Loans Charged-off: Credit card loans0.3371%422
Percentage Net Loans Charged-off: Other loans to individual0.4188%1,349
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0120%3,662
Percentage Net Loans Charged-off: Total real estate loans0.0143%2,207
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0443%952
Percentage Net Loans Charged-off: Multi-family residential-0.1114%4,498
Percentage Net Loans Charged-off: 1-4 family residential-0.0161%4,805
Percentage Net Loans Charged-off: Home equity loans-0.4592%4,171
All other 1-4 family - Percent of loans charged-off, net0.0485%1,490
Percentage Net Loans Charged-off: Commercial and industrial-0.0121%4,267
Percentage Net Loans Charged-off: Loans to individuals0.3555%2,132
Percentage Net Loans Charged-off: Credit card loans0.2843%653
Percentage Net Loans Charged-off: Other loans to individual0.3924%1,890
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0132%4,722
Percentage Net Loans Charged-off: Total real estate loans-0.0171%4,756
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate-0.0085%4,791
Percentage Net Loans Charged-off: Multi-family residential-0.1487%4,544
Percentage Net Loans Charged-off: 1-4 family residential-0.0136%4,757
Percentage Net Loans Charged-off: Home equity loans-0.5610%4,215
All other 1-4 family - Percent of loans charged-off, net0.0647%1,203
Percentage Net Loans Charged-off: Commercial and industrial-0.0144%4,191
Percentage Net Loans Charged-off: Loans to individuals0.4344%1,752
Percentage Net Loans Charged-off: Credit card loans0.3934%589
Percentage Net Loans Charged-off: Other loans to individual0.4547%1,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0152%4,674
Percentage Net Loans Charged-off: Total real estate loans-0.0173%4,779
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential-0.2373%4,590
Percentage Net Loans Charged-off: 1-4 family residential-0.0089%4,602
Percentage Net Loans Charged-off: Home equity loans-0.7527%4,251
All other 1-4 family - Percent of loans charged-off, net0.0978%877
Percentage Net Loans Charged-off: Commercial and industrial-0.0216%4,265
Percentage Net Loans Charged-off: Loans to individuals0.1979%2,323
Percentage Net Loans Charged-off: Credit card loans0.6079%494
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,923
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0026%2,880
Percentage Net Loans Charged-off: Total real estate loans0.0016%1,516
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0120%1,258
Percentage Net Loans Charged-off: Home equity loans-1.2869%4,312
All other 1-4 family - Percent of loans charged-off, net0.1992%476
Percentage Net Loans Charged-off: Commercial and industrial-0.0063%3,993
Percentage Net Loans Charged-off: Loans to individuals0.3999%1,598
Percentage Net Loans Charged-off: Credit card loans1.2572%348
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,380
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0282%3,463
Percentage Net Loans Charged-off: Total real estate loans0.0354%2,053
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate0.0334%1,143
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.1273%1,128
Percentage Net Loans Charged-off: Home equity loans-0.0876%4,179
All other 1-4 family - Percent of loans charged-off, net0.1628%916
Percentage Net Loans Charged-off: Commercial and industrial-0.0044%4,263
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,707
Percentage Net Loans Charged-off: Credit card loans0.0000%715
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,583
Percentage Net Loans Charged-off: All other loans and lease0.0057%1,567
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0363%2,901
Percentage Net Loans Charged-off: Total real estate loans0.0456%1,605
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate0.0452%851
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.1536%880
Percentage Net Loans Charged-off: Home equity loans-0.1867%4,297
All other 1-4 family - Percent of loans charged-off, net0.2111%665
Percentage Net Loans Charged-off: Commercial and industrial-0.0039%4,138
Percentage Net Loans Charged-off: Loans to individuals-0.0486%5,045
Percentage Net Loans Charged-off: Credit card loans-0.1554%1,096
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,251
Percentage Net Loans Charged-off: All other loans and lease0.0103%1,344
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0568%2,380
Percentage Net Loans Charged-off: Total real estate loans0.0716%1,255
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.0677%653
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.2537%580
Percentage Net Loans Charged-off: Home equity loans-0.1480%4,308
All other 1-4 family - Percent of loans charged-off, net0.3247%447
Percentage Net Loans Charged-off: Commercial and industrial-0.0056%4,146
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,073
Percentage Net Loans Charged-off: Credit card loans0.0000%604
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,935
Percentage Net Loans Charged-off: All other loans and lease0.0117%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0788%1,696
Percentage Net Loans Charged-off: Total real estate loans0.1004%848
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.1352%355
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.1848%661
Percentage Net Loans Charged-off: Home equity loans-0.1247%4,303
All other 1-4 family - Percent of loans charged-off, net0.2408%535
Percentage Net Loans Charged-off: Commercial and industrial-0.0054%4,205
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,488
Percentage Net Loans Charged-off: Credit card loans0.0000%501
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,340
Percentage Net Loans Charged-off: All other loans and lease0.0078%923
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0341%3,524
Percentage Net Loans Charged-off: Total real estate loans0.0375%2,469
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,647
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.2747%799
Percentage Net Loans Charged-off: Home equity loans0.8170%167
All other 1-4 family - Percent of loans charged-off, net0.1730%1,207
Percentage Net Loans Charged-off: Commercial and industrial0.0409%2,192
Percentage Net Loans Charged-off: Loans to individuals-0.0689%5,329
Percentage Net Loans Charged-off: Credit card loans-0.2311%1,146
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,585
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0243%3,449
Percentage Net Loans Charged-off: Total real estate loans0.0250%2,460
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.0006%1,411
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.1807%1,082
Percentage Net Loans Charged-off: Home equity loans0.2854%388
All other 1-4 family - Percent of loans charged-off, net0.1610%1,163
Percentage Net Loans Charged-off: Commercial and industrial0.0396%1,875
Percentage Net Loans Charged-off: Loans to individuals-0.0455%5,163
Percentage Net Loans Charged-off: Credit card loans-0.3127%1,143
Percentage Net Loans Charged-off: Other loans to individual0.0643%2,993
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0044%3,747
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,722
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,507
Percentage Net Loans Charged-off: Home equity loans0.3032%357
All other 1-4 family - Percent of loans charged-off, net-0.0575%5,764
Percentage Net Loans Charged-off: Commercial and industrial0.0326%1,615
Percentage Net Loans Charged-off: Loans to individuals0.0674%2,821
Percentage Net Loans Charged-off: Credit card loans0.0000%596
Percentage Net Loans Charged-off: Other loans to individual0.0949%2,582
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0037%3,190
Percentage Net Loans Charged-off: Total real estate loans0.0048%2,021
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0343%1,577
Percentage Net Loans Charged-off: Home equity loans0.3497%258
All other 1-4 family - Percent of loans charged-off, net-0.0244%5,526
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,512
Percentage Net Loans Charged-off: Credit card loans0.0000%478
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,382
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0018%4,941
Percentage Net Loans Charged-off: Total real estate loans0.0050%3,821
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate-0.0005%5,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0366%3,093
Percentage Net Loans Charged-off: Home equity loans0.0303%1,081
All other 1-4 family - Percent of loans charged-off, net0.0379%2,941
Percentage Net Loans Charged-off: Commercial and industrial-0.0184%4,831
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,910
Percentage Net Loans Charged-off: Credit card loans-0.1225%1,199
Percentage Net Loans Charged-off: Other loans to individual0.0502%3,551
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0024%4,633
Percentage Net Loans Charged-off: Total real estate loans0.0077%3,429
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0536%2,608
Percentage Net Loans Charged-off: Home equity loans0.0397%962
All other 1-4 family - Percent of loans charged-off, net0.0565%2,456
Percentage Net Loans Charged-off: Commercial and industrial-0.0251%4,830
Percentage Net Loans Charged-off: Loans to individuals-0.1450%5,717
Percentage Net Loans Charged-off: Credit card loans-0.5005%1,229
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,473
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0048%4,217
Percentage Net Loans Charged-off: Total real estate loans0.0131%3,041
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0912%2,073
Percentage Net Loans Charged-off: Home equity loans0.1968%617
All other 1-4 family - Percent of loans charged-off, net0.0683%2,147
Percentage Net Loans Charged-off: Commercial and industrial-0.0374%4,929
Percentage Net Loans Charged-off: Loans to individuals-0.2257%5,848
Percentage Net Loans Charged-off: Credit card loans-0.7819%1,238
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,146
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%3,660
Percentage Net Loans Charged-off: Total real estate loans0.0031%2,506
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0215%2,040
Percentage Net Loans Charged-off: Home equity loans0.2346%437
All other 1-4 family - Percent of loans charged-off, net-0.0263%5,880
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals-0.4545%6,087
Percentage Net Loans Charged-off: Credit card loans-1.5484%1,238
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,584
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0977%6,471
Percentage Net Loans Charged-off: Total real estate loans-0.1362%6,506
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate0.0353%2,425
Percentage Net Loans Charged-off: Multi-family residential-2.1967%5,396
Percentage Net Loans Charged-off: 1-4 family residential0.0257%3,782
Percentage Net Loans Charged-off: Home equity loans0.3318%847
All other 1-4 family - Percent of loans charged-off, net-0.0395%6,268
Percentage Net Loans Charged-off: Commercial and industrial0.0488%2,807
Percentage Net Loans Charged-off: Loans to individuals0.5315%1,998
Percentage Net Loans Charged-off: Credit card loans1.2591%511
Percentage Net Loans Charged-off: Other loans to individual0.2605%2,741
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1320%6,571
Percentage Net Loans Charged-off: Total real estate loans-0.1836%6,607
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.0479%2,054
Percentage Net Loans Charged-off: Multi-family residential-2.9077%5,443
Percentage Net Loans Charged-off: 1-4 family residential0.0295%3,454
Percentage Net Loans Charged-off: Home equity loans0.3916%740
All other 1-4 family - Percent of loans charged-off, net-0.0466%6,318
Percentage Net Loans Charged-off: Commercial and industrial0.0660%2,391
Percentage Net Loans Charged-off: Loans to individuals0.6591%1,537
Percentage Net Loans Charged-off: Credit card loans1.7379%392
Percentage Net Loans Charged-off: Other loans to individual0.2749%2,422
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1974%6,661
Percentage Net Loans Charged-off: Total real estate loans-0.2534%6,709
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.1216%1,535
Percentage Net Loans Charged-off: Multi-family residential-4.3873%5,440
Percentage Net Loans Charged-off: 1-4 family residential0.0605%2,847
Percentage Net Loans Charged-off: Home equity loans0.7001%506
All other 1-4 family - Percent of loans charged-off, net-0.0732%6,395
Percentage Net Loans Charged-off: Commercial and industrial-0.0140%4,916
Percentage Net Loans Charged-off: Loans to individuals0.3025%2,304
Percentage Net Loans Charged-off: Credit card loans0.8776%520
Percentage Net Loans Charged-off: Other loans to individual0.1020%2,950
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1666%6,634
Percentage Net Loans Charged-off: Total real estate loans-0.2130%6,702
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.2501%912
Percentage Net Loans Charged-off: Multi-family residential-4.4485%5,451
Percentage Net Loans Charged-off: 1-4 family residential-0.0523%6,345
Percentage Net Loans Charged-off: Home equity loans0.1921%650
All other 1-4 family - Percent of loans charged-off, net-0.1024%6,513
Percentage Net Loans Charged-off: Commercial and industrial-0.0148%4,936
Percentage Net Loans Charged-off: Loans to individuals0.2987%2,052
Percentage Net Loans Charged-off: Credit card loans0.5861%502
Percentage Net Loans Charged-off: Other loans to individual0.2005%2,156
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2458%3,467
Percentage Net Loans Charged-off: Total real estate loans0.3423%2,536
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate0.0502%2,927
Percentage Net Loans Charged-off: Multi-family residential2.0767%311
Percentage Net Loans Charged-off: 1-4 family residential0.8959%1,015
Percentage Net Loans Charged-off: Home equity loans1.5417%430
All other 1-4 family - Percent of loans charged-off, net0.7441%1,205
Percentage Net Loans Charged-off: Commercial and industrial-0.2368%6,314
Percentage Net Loans Charged-off: Loans to individuals0.2424%3,247
Percentage Net Loans Charged-off: Credit card loans1.0270%644
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,313
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1753%3,710
Percentage Net Loans Charged-off: Total real estate loans0.2253%2,934
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate0.0370%2,661
Percentage Net Loans Charged-off: Multi-family residential0.3084%561
Percentage Net Loans Charged-off: 1-4 family residential1.0152%876
Percentage Net Loans Charged-off: Home equity loans1.4700%428
All other 1-4 family - Percent of loans charged-off, net0.9044%985
Percentage Net Loans Charged-off: Commercial and industrial-0.0467%5,785
Percentage Net Loans Charged-off: Loans to individuals0.3664%2,542
Percentage Net Loans Charged-off: Credit card loans1.3910%520
Percentage Net Loans Charged-off: Other loans to individual0.0593%3,759
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1282%3,901
Percentage Net Loans Charged-off: Total real estate loans0.1674%3,094
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.0596%2,178
Percentage Net Loans Charged-off: Multi-family residential0.4793%418
Percentage Net Loans Charged-off: 1-4 family residential0.5577%1,535
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.6988%1,232
Percentage Net Loans Charged-off: Commercial and industrial-0.0552%5,803
Percentage Net Loans Charged-off: Loans to individuals0.4056%2,294
Percentage Net Loans Charged-off: Credit card loans1.7613%438
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,588
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0459%4,060
Percentage Net Loans Charged-off: Total real estate loans0.0604%3,244
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.1216%1,408
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential-0.0063%6,386
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net-0.0079%6,401
Percentage Net Loans Charged-off: Commercial and industrial-0.0559%5,726
Percentage Net Loans Charged-off: Loans to individuals0.6671%1,543
Percentage Net Loans Charged-off: Credit card loans2.8818%288
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,850
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3602%3,604
Percentage Net Loans Charged-off: Total real estate loans0.4233%2,886
Percentage Net Loans Charged-off:Construction & development0.0000%2,917
Percentage Net Loans Charged-off: Commercial real estate0.4527%2,080
Percentage Net Loans Charged-off: Multi-family residential2.1939%428
Percentage Net Loans Charged-off: 1-4 family residential0.3698%2,655
Percentage Net Loans Charged-off: Home equity loans0.5589%1,171
All other 1-4 family - Percent of loans charged-off, net0.3185%2,747
Percentage Net Loans Charged-off: Commercial and industrial0.2194%3,399
Percentage Net Loans Charged-off: Loans to individuals0.1595%4,179
Percentage Net Loans Charged-off: Credit card loans0.7135%813
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,804
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1849%4,319
Percentage Net Loans Charged-off: Total real estate loans0.2221%3,481
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate0.3060%2,054
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.3448%2,480
Percentage Net Loans Charged-off: Home equity loans0.7317%913
All other 1-4 family - Percent of loans charged-off, net0.2388%2,796
Percentage Net Loans Charged-off: Commercial and industrial0.0738%3,443
Percentage Net Loans Charged-off: Loans to individuals0.2132%3,585
Percentage Net Loans Charged-off: Credit card loans0.9719%703
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,414
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1844%4,056
Percentage Net Loans Charged-off: Total real estate loans0.2305%3,209
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.3987%1,644
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.1834%2,957
Percentage Net Loans Charged-off: Home equity loans0.0271%1,415
All other 1-4 family - Percent of loans charged-off, net0.2270%2,622
Percentage Net Loans Charged-off: Commercial and industrial0.0194%3,224
Percentage Net Loans Charged-off: Loans to individuals0.1948%3,371
Percentage Net Loans Charged-off: Credit card loans0.8742%668
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,954
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2282%3,172
Percentage Net Loans Charged-off: Total real estate loans0.2720%2,481
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.5617%1,052
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0171%3,044
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0218%2,816
Percentage Net Loans Charged-off: Commercial and industrial0.1043%2,162
Percentage Net Loans Charged-off: Loans to individuals0.1287%3,054
Percentage Net Loans Charged-off: Credit card loans0.5857%604
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,214
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2432%4,829
Percentage Net Loans Charged-off: Total real estate loans0.2045%4,193
Percentage Net Loans Charged-off:Construction & development-0.0910%6,904
Percentage Net Loans Charged-off: Commercial real estate0.2152%2,769
Percentage Net Loans Charged-off: Multi-family residential0.4220%882
Percentage Net Loans Charged-off: 1-4 family residential0.3619%2,742
Percentage Net Loans Charged-off: Home equity loans0.5512%1,207
All other 1-4 family - Percent of loans charged-off, net0.3015%2,877
Percentage Net Loans Charged-off: Commercial and industrial0.5781%3,191
Percentage Net Loans Charged-off: Loans to individuals0.5429%3,286
Percentage Net Loans Charged-off: Credit card loans1.7964%727
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0373%6,413
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2859%4,228
Percentage Net Loans Charged-off: Total real estate loans0.2239%3,751
Percentage Net Loans Charged-off:Construction & development-0.1194%6,972
Percentage Net Loans Charged-off: Commercial real estate0.2618%2,255
Percentage Net Loans Charged-off: Multi-family residential0.5661%676
Percentage Net Loans Charged-off: 1-4 family residential0.3231%2,634
Percentage Net Loans Charged-off: Home equity loans0.4342%1,175
All other 1-4 family - Percent of loans charged-off, net0.2853%2,675
Percentage Net Loans Charged-off: Commercial and industrial0.7079%2,610
Percentage Net Loans Charged-off: Loans to individuals0.7615%2,458
Percentage Net Loans Charged-off: Credit card loans1.8314%663
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3022%3,802
Percentage Net Loans Charged-off: Total real estate loans0.1691%3,711
Percentage Net Loans Charged-off:Construction & development-0.1985%7,013
Percentage Net Loans Charged-off: Commercial real estate0.1880%2,031
Percentage Net Loans Charged-off: Multi-family residential0.0180%702
Percentage Net Loans Charged-off: 1-4 family residential0.3397%2,303
Percentage Net Loans Charged-off: Home equity loans0.2915%1,131
All other 1-4 family - Percent of loans charged-off, net0.3569%2,153
Percentage Net Loans Charged-off: Commercial and industrial1.0298%1,986
Percentage Net Loans Charged-off: Loans to individuals1.0272%1,872
Percentage Net Loans Charged-off: Credit card loans2.1255%600
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3471%3,021
Percentage Net Loans Charged-off: Total real estate loans0.0042%4,073
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0181%3,039
Percentage Net Loans Charged-off: Home equity loans0.5965%684
All other 1-4 family - Percent of loans charged-off, net-0.1991%7,627
Percentage Net Loans Charged-off: Commercial and industrial2.0099%1,065
Percentage Net Loans Charged-off: Loans to individuals0.6086%2,422
Percentage Net Loans Charged-off: Credit card loans1.8154%574
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3669%4,384
Percentage Net Loans Charged-off: Total real estate loans0.2456%3,892
Percentage Net Loans Charged-off:Construction & development0.1837%3,246
Percentage Net Loans Charged-off: Commercial real estate0.1463%2,664
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.6779%1,728
Percentage Net Loans Charged-off: Home equity loans0.0709%1,813
All other 1-4 family - Percent of loans charged-off, net0.9036%1,336
Percentage Net Loans Charged-off: Commercial and industrial0.9167%2,990
Percentage Net Loans Charged-off: Loans to individuals0.4878%4,109
Percentage Net Loans Charged-off: Credit card loans1.9902%808
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2778%1,483
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2278%4,632
Percentage Net Loans Charged-off: Total real estate loans0.1508%3,911
Percentage Net Loans Charged-off:Construction & development0.2252%2,786
Percentage Net Loans Charged-off: Commercial real estate0.0201%2,699
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.5173%1,739
Percentage Net Loans Charged-off: Home equity loans0.0930%1,500
All other 1-4 family - Percent of loans charged-off, net0.6731%1,383
Percentage Net Loans Charged-off: Commercial and industrial0.4723%3,199
Percentage Net Loans Charged-off: Loans to individuals0.5656%3,516
Percentage Net Loans Charged-off: Credit card loans2.0611%758
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3837%1,191
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0768%5,437
Percentage Net Loans Charged-off: Total real estate loans0.0831%3,927
Percentage Net Loans Charged-off:Construction & development0.3506%2,255
Percentage Net Loans Charged-off: Commercial real estate0.0303%2,092
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.2163%2,421
Percentage Net Loans Charged-off: Home equity loans0.1368%1,156
All other 1-4 family - Percent of loans charged-off, net0.2452%2,168
Percentage Net Loans Charged-off: Commercial and industrial-0.0117%6,927
Percentage Net Loans Charged-off: Loans to individuals1.0297%2,264
Percentage Net Loans Charged-off: Credit card loans3.6999%494
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0966%1,391
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0286%5,126
Percentage Net Loans Charged-off: Total real estate loans0.0285%3,472
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0604%1,208
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0051%2,728
Percentage Net Loans Charged-off: Home equity loans-0.0190%5,833
All other 1-4 family - Percent of loans charged-off, net0.0138%2,468
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals-0.5020%7,699
Percentage Net Loans Charged-off: Credit card loans4.8595%367
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1825%959
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1059%5,237
Percentage Net Loans Charged-off: Total real estate loans0.0884%3,841
Percentage Net Loans Charged-off:Construction & development0.0765%2,657
Percentage Net Loans Charged-off: Commercial real estate0.0126%2,253
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.2802%1,833
Percentage Net Loans Charged-off: Home equity loans0.0142%1,378
All other 1-4 family - Percent of loans charged-off, net0.3706%1,437
Percentage Net Loans Charged-off: Commercial and industrial0.0453%4,341
Percentage Net Loans Charged-off: Loans to individuals0.1721%5,148
Percentage Net Loans Charged-off: Credit card loans0.2570%1,167
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4345%1,084
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0805%4,760
Percentage Net Loans Charged-off: Total real estate loans0.0393%3,693
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0170%1,619
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1101%2,262
Percentage Net Loans Charged-off: Home equity loans0.0192%1,079
All other 1-4 family - Percent of loans charged-off, net0.1404%1,919
Percentage Net Loans Charged-off: Commercial and industrial0.0629%3,469
Percentage Net Loans Charged-off: Loans to individuals0.0329%5,347
Percentage Net Loans Charged-off: Credit card loans0.1662%1,088
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5826%833
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0470%4,755
Percentage Net Loans Charged-off: Total real estate loans0.0147%3,489
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0259%1,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0120%2,708
Percentage Net Loans Charged-off: Home equity loans-0.0096%5,943
All other 1-4 family - Percent of loans charged-off, net0.0191%2,438
Percentage Net Loans Charged-off: Commercial and industrial0.0352%2,972
Percentage Net Loans Charged-off: Loans to individuals0.0509%4,755
Percentage Net Loans Charged-off: Credit card loans0.2483%947
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4338%834
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0482%3,787
Percentage Net Loans Charged-off: Total real estate loans0.0379%2,236
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0530%663
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0520%1,625
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0690%1,400
Percentage Net Loans Charged-off: Commercial and industrial0.1286%1,786
Percentage Net Loans Charged-off: Loans to individuals-0.1059%7,134
Percentage Net Loans Charged-off: Credit card loans-0.9650%1,754
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0618%4,699
Percentage Net Loans Charged-off: Total real estate loans0.0638%2,612
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0451%1,302
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1398%1,590
Percentage Net Loans Charged-off: Home equity loans0.3632%401
All other 1-4 family - Percent of loans charged-off, net0.0713%2,045
Percentage Net Loans Charged-off: Commercial and industrial0.0479%3,580
Percentage Net Loans Charged-off: Loans to individuals0.4820%3,145
Percentage Net Loans Charged-off: Credit card loans2.0045%601
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0635%3,859
Percentage Net Loans Charged-off: Total real estate loans0.0645%1,875
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0607%845
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1203%1,274
Percentage Net Loans Charged-off: Home equity loans0.2332%376
All other 1-4 family - Percent of loans charged-off, net0.0862%1,420
Percentage Net Loans Charged-off: Commercial and industrial0.0648%2,828
Percentage Net Loans Charged-off: Loans to individuals0.3365%3,385
Percentage Net Loans Charged-off: Credit card loans1.0146%825
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0326%4,115
Percentage Net Loans Charged-off: Total real estate loans0.0221%2,132
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0675%1,407
Percentage Net Loans Charged-off: Home equity loans0.2933%270
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.0835%2,256
Percentage Net Loans Charged-off: Loans to individuals0.2499%3,405
Percentage Net Loans Charged-off: Credit card loans-0.2605%1,815
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0116%4,038
Percentage Net Loans Charged-off: Total real estate loans0.0118%1,674
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0361%1,207
Percentage Net Loans Charged-off: Home equity loans0.1585%267
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.0078%6,676
Percentage Net Loans Charged-off: Loans to individuals0.2987%2,738
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0894%3,479
Percentage Net Loans Charged-off: Total real estate loans0.0817%1,512
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.1537%644
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0604%1,852
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0768%1,578
Percentage Net Loans Charged-off: Commercial and industrial0.1336%2,752
Percentage Net Loans Charged-off: Loans to individuals0.5064%2,856
Percentage Net Loans Charged-off: Credit card loans0.0000%1,256
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1089%2,564
Percentage Net Loans Charged-off: Total real estate loans0.1019%1,057
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.2071%438
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0594%1,521
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0753%1,312
Percentage Net Loans Charged-off: Commercial and industrial0.1800%2,038
Percentage Net Loans Charged-off: Loans to individuals0.2721%3,588
Percentage Net Loans Charged-off: Credit card loans0.0000%1,137
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0697%2,997
Percentage Net Loans Charged-off: Total real estate loans0.0412%1,546
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0698%562
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0423%1,477
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0533%1,300
Percentage Net Loans Charged-off: Commercial and industrial0.2814%1,517
Percentage Net Loans Charged-off: Loans to individuals-0.0518%7,110
Percentage Net Loans Charged-off: Credit card loans-0.2683%1,876
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0082%4,042
Percentage Net Loans Charged-off: Total real estate loans-0.0087%7,850
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.0371%8,197
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0180%1,201
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0226%1,067
Percentage Net Loans Charged-off: Commercial and industrial0.1203%1,343
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,843
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1134%3,446
Percentage Net Loans Charged-off: Total real estate loans0.1109%1,191
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.1714%609
Percentage Net Loans Charged-off: Multi-family residential0.4223%98
Percentage Net Loans Charged-off: 1-4 family residential0.0835%1,599
Percentage Net Loans Charged-off: Home equity loans0.1740%309
All other 1-4 family - Percent of loans charged-off, net0.0608%1,782
Percentage Net Loans Charged-off: Commercial and industrial0.1011%3,314
Percentage Net Loans Charged-off: Loans to individuals0.9689%1,913
Percentage Net Loans Charged-off: Credit card loans3.5587%456
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1279%2,732
Percentage Net Loans Charged-off: Total real estate loans0.1297%938
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.1915%487
Percentage Net Loans Charged-off: Multi-family residential0.5792%66
Percentage Net Loans Charged-off: 1-4 family residential0.0994%1,253
Percentage Net Loans Charged-off: Home equity loans0.2325%214
All other 1-4 family - Percent of loans charged-off, net0.0660%1,489
Percentage Net Loans Charged-off: Commercial and industrial0.1089%2,734
Percentage Net Loans Charged-off: Loans to individuals0.8013%2,046
Percentage Net Loans Charged-off: Credit card loans4.5526%289
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1031%2,838
Percentage Net Loans Charged-off: Total real estate loans0.1106%961
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.2096%400
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0765%1,261
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0957%1,090
Percentage Net Loans Charged-off: Commercial and industrial0.0618%2,567
Percentage Net Loans Charged-off: Loans to individuals0.4645%2,989
Percentage Net Loans Charged-off: Credit card loans4.2027%349
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0386%3,514
Percentage Net Loans Charged-off: Total real estate loans0.0140%1,562
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0419%1,192
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0524%1,039
Percentage Net Loans Charged-off: Commercial and industrial0.0779%1,716
Percentage Net Loans Charged-off: Loans to individuals1.6432%883
Percentage Net Loans Charged-off: Credit card loans4.8900%274
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0744%4,703
Percentage Net Loans Charged-off: Total real estate loans0.0765%1,890
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.1141%971
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0907%1,672
Percentage Net Loans Charged-off: Home equity loans0.0778%439
All other 1-4 family - Percent of loans charged-off, net0.0937%1,612
Percentage Net Loans Charged-off: Commercial and industrial0.0720%3,780
Percentage Net Loans Charged-off: Loans to individuals0.2165%5,332
Percentage Net Loans Charged-off: Credit card loans1.2247%1,251
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0454%4,832
Percentage Net Loans Charged-off: Total real estate loans0.0358%2,244
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0141%1,116
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0877%1,472
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.1072%1,285
Percentage Net Loans Charged-off: Commercial and industrial0.1012%3,003
Percentage Net Loans Charged-off: Loans to individuals0.3197%4,272
Percentage Net Loans Charged-off: Credit card loans1.4803%1,080
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0792%3,772
Percentage Net Loans Charged-off: Total real estate loans0.0554%1,696
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0216%861
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1337%1,036
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.1624%890
Percentage Net Loans Charged-off: Commercial and industrial0.1542%2,373
Percentage Net Loans Charged-off: Loans to individuals1.1465%1,601
Percentage Net Loans Charged-off: Credit card loans2.3965%778
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0917%2,999
Percentage Net Loans Charged-off: Total real estate loans0.0622%1,244
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.1748%727
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.2110%628
Percentage Net Loans Charged-off: Commercial and industrial0.1478%1,705
Percentage Net Loans Charged-off: Loans to individuals1.6160%1,138
Percentage Net Loans Charged-off: Credit card loans1.2752%909
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0350%6,241
Percentage Net Loans Charged-off: Total real estate loans0.0083%3,683
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0288%1,386
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0053%8,243
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net-0.0061%8,258
Percentage Net Loans Charged-off: Commercial and industrial0.0376%4,519
Percentage Net Loans Charged-off: Loans to individuals1.3472%1,596
Percentage Net Loans Charged-off: Credit card loans0.8439%1,582
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0084%1,832
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0535%5,280
Percentage Net Loans Charged-off: Total real estate loans0.0211%2,701
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0260%1,118
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0278%2,294
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0317%2,148
Percentage Net Loans Charged-off: Commercial and industrial0.0476%3,860
Percentage Net Loans Charged-off: Loans to individuals1.6506%1,062
Percentage Net Loans Charged-off: Credit card loans0.2816%1,714
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0111%1,599
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0273%5,525
Percentage Net Loans Charged-off: Total real estate loans0.0179%2,391
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0414%1,767
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0470%1,648
Percentage Net Loans Charged-off: Commercial and industrial0.0338%3,390
Percentage Net Loans Charged-off: Loans to individuals0.4215%3,890
Percentage Net Loans Charged-off: Credit card loans0.4243%1,515
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0172%1,378
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0485%4,224
Percentage Net Loans Charged-off: Total real estate loans0.0202%1,734
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0465%1,275
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0526%1,185
Percentage Net Loans Charged-off: Commercial and industrial0.0543%2,278
Percentage Net Loans Charged-off: Loans to individuals1.2464%1,587
Percentage Net Loans Charged-off: Credit card loans1.2732%1,037
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0627%5,875
Percentage Net Loans Charged-off: Total real estate loans0.0472%2,616
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0446%1,276
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0680%2,059
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0748%1,916
Percentage Net Loans Charged-off: Commercial and industrial0.1100%4,206
Percentage Net Loans Charged-off: Loans to individuals0.5431%4,108
Percentage Net Loans Charged-off: Credit card loans1.5263%1,459
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2197%3,392
Percentage Net Loans Charged-off: Total real estate loans0.1877%1,047
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.1855%758
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.2451%783
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.2567%751
Percentage Net Loans Charged-off: Commercial and industrial0.2723%3,369
Percentage Net Loans Charged-off: Loans to individuals0.9602%2,368
Percentage Net Loans Charged-off: Credit card loans0.6964%1,863
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2610%1,264
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1078%4,491
Percentage Net Loans Charged-off: Total real estate loans0.0630%366
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1042%235
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.1071%231
Percentage Net Loans Charged-off: Commercial and industrial0.0572%931
Percentage Net Loans Charged-off: Loans to individuals1.3669%290
Percentage Net Loans Charged-off: Credit card loans3.1471%295
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1873%255
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0871%5,111
Percentage Net Loans Charged-off: Total real estate loans0.0336%565
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0531%490
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0544%449
Percentage Net Loans Charged-off: Commercial and industrial0.2194%647
Percentage Net Loans Charged-off: Loans to individuals1.2726%329
Percentage Net Loans Charged-off: Credit card loans0.3944%917
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1178%1,327
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0690%5,873
Percentage Net Loans Charged-off: Total real estate loans0.0174%729
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate-0.0149%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0309%611
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0318%556
Percentage Net Loans Charged-off: Commercial and industrial0.0259%903
Percentage Net Loans Charged-off: Loans to individuals1.2540%376
Percentage Net Loans Charged-off: Credit card loans0.8193%858
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1408%4,704
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2274%3,720
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0710%6,367
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1560%4,684
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1842%5,621
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1782%7,576
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA