Home > The Central National Bank of Poteau > Income and Expense
The Central National Bank of Poteau, Income and Expense
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,471,000 | 2,474 |
| Total interest expense | $576,000 | 2,475 |
| Net interest income | $6,895,000 | 2,458 |
| Provision for loan and lease losses | $40,000 | 2,362 |
| Total noninterest income | $1,997,000 | 1,766 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $697,000 | 1,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,300,000 | 1,787 |
| Total noninterest expense | $6,466,000 | 2,193 |
| Salaries and employee benefits | $3,796,000 | 2,161 |
| Premises and equipment expense | $376,000 | 2,995 |
| Additional noninterest expense | $1,300,000 | 1,787 |
| Pre-tax net operating income | $2,386,000 | 2,582 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $467,000 | 1,877 |
| Income before extraordinary items | $1,919,000 | 2,644 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,919,000 | 2,642 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,919,000 | 2,643 |
| Net charge-offs | $5,000 | 2,006 |
| Cash dividends | $1,000,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,919,000 | 2,681 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,133,000 | 2,397 |
| Total interest expense | $300,000 | 2,658 |
| Net interest income | $4,833,000 | 2,367 |
| Provision for loan and lease losses | $40,000 | 1,997 |
| Total noninterest income | $1,292,000 | 1,778 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $454,000 | 1,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $838,000 | 1,858 |
| Total noninterest expense | $4,317,000 | 2,175 |
| Salaries and employee benefits | $2,496,000 | 2,181 |
| Premises and equipment expense | $211,000 | 3,246 |
| Additional noninterest expense | $1,610,000 | 1,895 |
| Pre-tax net operating income | $1,768,000 | 2,360 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $330,000 | 1,787 |
| Income before extraordinary items | $1,438,000 | 2,410 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,438,000 | 2,410 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,438,000 | 2,410 |
| Net charge-offs | $-10,000 | 3,663 |
| Cash dividends | $1,000,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,438,000 | 2,443 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,568,000 | 2,365 |
| Total interest expense | $152,000 | 2,611 |
| Net interest income | $2,416,000 | 2,317 |
| Provision for loan and lease losses | $20,000 | 1,778 |
| Total noninterest income | $646,000 | 1,796 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $224,000 | 1,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $422,000 | 1,863 |
| Total noninterest expense | $2,090,000 | 2,217 |
| Salaries and employee benefits | $1,284,000 | 2,142 |
| Premises and equipment expense | $120,000 | 3,073 |
| Additional noninterest expense | $686,000 | 2,122 |
| Pre-tax net operating income | $952,000 | 2,151 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $168,000 | 1,723 |
| Income before extraordinary items | $784,000 | 2,226 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $784,000 | 2,226 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $784,000 | 2,226 |
| Net charge-offs | $-19,000 | 4,129 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $784,000 | 2,243 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $4,623,000 | 3,581 |
| Total interest expense | $252,000 | 3,922 |
| Net interest income | $4,371,000 | 3,526 |
| Provision for loan and lease losses | $140,000 | 1,961 |
| Total noninterest income | $913,000 | 3,071 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $359,000 | 1,994 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $554,000 | 3,172 |
| Total noninterest expense | $3,225,000 | 3,656 |
| Salaries and employee benefits | $2,023,000 | 3,506 |
| Premises and equipment expense | $199,000 | 4,129 |
| Additional noninterest expense | $1,003,000 | 3,686 |
| Pre-tax net operating income | $1,919,000 | 3,198 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $396,000 | 2,265 |
| Income before extraordinary items | $1,523,000 | 3,327 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,523,000 | 3,327 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,523,000 | 3,327 |
| Net charge-offs | $-36,000 | 4,016 |
| Cash dividends | $1,000,000 | 2,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,523,000 | 3,309 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 4,321 |
| Total interest expense | $97,000 | 4,483 |
| Net interest income | $1,735,000 | 4,265 |
| Provision for loan and lease losses | $20,000 | 2,706 |
| Total noninterest income | $337,000 | 3,789 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $142,000 | 2,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 3,863 |
| Total noninterest expense | $1,208,000 | 4,414 |
| Salaries and employee benefits | $750,000 | 4,297 |
| Premises and equipment expense | $70,000 | 4,652 |
| Additional noninterest expense | $388,000 | 4,402 |
| Pre-tax net operating income | $844,000 | 3,874 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $180,000 | 2,644 |
| Income before extraordinary items | $664,000 | 3,972 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $664,000 | 3,972 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $664,000 | 3,972 |
| Net charge-offs | $7,000 | 2,078 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $664,000 | 3,949 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,795,000 | 2,294 |
| Total interest expense | $367,000 | 2,801 |
| Net interest income | $5,428,000 | 2,215 |
| Provision for loan and lease losses | $60,000 | 1,979 |
| Total noninterest income | $1,134,000 | 2,100 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $403,000 | 1,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $731,000 | 2,254 |
| Total noninterest expense | $3,858,000 | 2,352 |
| Salaries and employee benefits | $2,512,000 | 2,169 |
| Premises and equipment expense | $290,000 | 2,812 |
| Additional noninterest expense | $1,056,000 | 2,475 |
| Pre-tax net operating income | $2,644,000 | 2,039 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $2,644,000 | 1,865 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,644,000 | 1,866 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,644,000 | 1,865 |
| Net charge-offs | $21,000 | 1,478 |
| Cash dividends | $25,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,644,000 | 1,833 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,814,000 | 2,320 |
| Total interest expense | $196,000 | 2,789 |
| Net interest income | $2,618,000 | 2,250 |
| Provision for loan and lease losses | $60,000 | 1,591 |
| Total noninterest income | $569,000 | 2,098 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $217,000 | 1,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $352,000 | 2,285 |
| Total noninterest expense | $1,867,000 | 2,367 |
| Salaries and employee benefits | $1,201,000 | 2,212 |
| Premises and equipment expense | $147,000 | 2,807 |
| Additional noninterest expense | $519,000 | 2,467 |
| Pre-tax net operating income | $1,260,000 | 2,090 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,260,000 | 1,940 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,260,000 | 1,939 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,260,000 | 1,940 |
| Net charge-offs | $7,000 | 1,445 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,260,000 | 1,900 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,412,000 | 2,318 |
| Total interest expense | $1,214,000 | 2,660 |
| Net interest income | $10,198,000 | 2,223 |
| Provision for loan and lease losses | $260,000 | 2,806 |
| Total noninterest income | $2,165,000 | 2,034 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $892,000 | 1,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,273,000 | 2,243 |
| Total noninterest expense | $7,701,000 | 2,328 |
| Salaries and employee benefits | $5,132,000 | 2,120 |
| Premises and equipment expense | $587,000 | 2,783 |
| Additional noninterest expense | $1,982,000 | 2,547 |
| Pre-tax net operating income | $4,402,000 | 1,945 |
| Securities gains (losses) | $182,000 | 1,076 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $4,584,000 | 1,745 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,584,000 | 1,745 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,584,000 | 1,745 |
| Net charge-offs | $88,000 | 2,097 |
| Cash dividends | $1,981,000 | 1,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,402,000 | 1,755 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,868,000 | 2,283 |
| Total interest expense | $988,000 | 2,646 |
| Net interest income | $7,880,000 | 2,173 |
| Provision for loan and lease losses | $260,000 | 2,547 |
| Total noninterest income | $1,604,000 | 2,007 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $643,000 | 1,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $961,000 | 2,190 |
| Total noninterest expense | $5,685,000 | 2,332 |
| Salaries and employee benefits | $3,786,000 | 2,111 |
| Premises and equipment expense | $448,000 | 2,763 |
| Additional noninterest expense | $1,451,000 | 2,572 |
| Pre-tax net operating income | $3,539,000 | 1,837 |
| Securities gains (losses) | $173,000 | 957 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $3,712,000 | 1,605 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,712,000 | 1,606 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,712,000 | 1,606 |
| Net charge-offs | $89,000 | 1,738 |
| Cash dividends | $1,444,000 | 1,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,539,000 | 1,642 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,095,000 | 2,256 |
| Total interest expense | $726,000 | 2,602 |
| Net interest income | $5,369,000 | 2,143 |
| Provision for loan and lease losses | $260,000 | 2,178 |
| Total noninterest income | $1,087,000 | 1,929 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $440,000 | 1,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $647,000 | 2,103 |
| Total noninterest expense | $3,858,000 | 2,307 |
| Salaries and employee benefits | $2,634,000 | 2,066 |
| Premises and equipment expense | $294,000 | 2,789 |
| Additional noninterest expense | $930,000 | 2,633 |
| Pre-tax net operating income | $2,338,000 | 1,785 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $2,338,000 | 1,615 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,338,000 | 1,616 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,338,000 | 1,616 |
| Net charge-offs | $81,000 | 1,468 |
| Cash dividends | $1,257,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,338,000 | 1,569 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,943,000 | 2,303 |
| Total interest expense | $406,000 | 2,598 |
| Net interest income | $2,537,000 | 2,205 |
| Provision for loan and lease losses | $140,000 | 1,721 |
| Total noninterest income | $539,000 | 1,866 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $266,000 | 1,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 2,102 |
| Total noninterest expense | $1,850,000 | 2,383 |
| Salaries and employee benefits | $1,224,000 | 2,179 |
| Premises and equipment expense | $149,000 | 2,792 |
| Additional noninterest expense | $477,000 | 2,621 |
| Pre-tax net operating income | $1,086,000 | 1,718 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $1,086,000 | 1,559 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,086,000 | 1,558 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,086,000 | 1,559 |
| Net charge-offs | $72,000 | 1,035 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,086,000 | 1,524 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $11,984,000 | 2,287 |
| Total interest expense | $1,882,000 | 2,439 |
| Net interest income | $10,102,000 | 2,226 |
| Provision for loan and lease losses | $120,000 | 2,773 |
| Total noninterest income | $2,209,000 | 1,875 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,136,000 | 1,030 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,073,000 | 2,166 |
| Total noninterest expense | $7,594,000 | 2,322 |
| Salaries and employee benefits | $5,122,000 | 2,075 |
| Premises and equipment expense | $594,000 | 2,810 |
| Additional noninterest expense | $1,878,000 | 2,664 |
| Pre-tax net operating income | $4,597,000 | 1,867 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $4,597,000 | 1,712 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,597,000 | 1,714 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,597,000 | 1,715 |
| Net charge-offs | $83,000 | 2,328 |
| Cash dividends | $3,823,000 | 1,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,597,000 | 1,679 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,024,000 | 2,311 |
| Total interest expense | $1,442,000 | 2,423 |
| Net interest income | $7,582,000 | 2,253 |
| Provision for loan and lease losses | $120,000 | 2,455 |
| Total noninterest income | $1,660,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $860,000 | 1,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $800,000 | 2,169 |
| Total noninterest expense | $5,632,000 | 2,352 |
| Salaries and employee benefits | $3,756,000 | 2,113 |
| Premises and equipment expense | $457,000 | 2,777 |
| Additional noninterest expense | $1,419,000 | 2,661 |
| Pre-tax net operating income | $3,490,000 | 1,911 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $3,490,000 | 1,720 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,490,000 | 1,722 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,490,000 | 1,722 |
| Net charge-offs | $79,000 | 1,914 |
| Cash dividends | $1,258,000 | 1,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,490,000 | 1,689 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,014,000 | 2,306 |
| Total interest expense | $946,000 | 2,419 |
| Net interest income | $5,068,000 | 2,253 |
| Provision for loan and lease losses | $120,000 | 2,025 |
| Total noninterest income | $1,087,000 | 1,874 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $564,000 | 1,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $523,000 | 2,165 |
| Total noninterest expense | $3,798,000 | 2,346 |
| Salaries and employee benefits | $2,558,000 | 2,081 |
| Premises and equipment expense | $293,000 | 2,866 |
| Additional noninterest expense | $947,000 | 2,695 |
| Pre-tax net operating income | $2,237,000 | 1,949 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $2,237,000 | 1,749 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,237,000 | 1,749 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,237,000 | 1,749 |
| Net charge-offs | $46,000 | 1,888 |
| Cash dividends | $1,258,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,237,000 | 1,717 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,982,000 | 2,324 |
| Total interest expense | $441,000 | 2,482 |
| Net interest income | $2,541,000 | 2,246 |
| Provision for loan and lease losses | $60,000 | 1,874 |
| Total noninterest income | $519,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $274,000 | 1,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 2,177 |
| Total noninterest expense | $1,840,000 | 2,404 |
| Salaries and employee benefits | $1,196,000 | 2,213 |
| Premises and equipment expense | $146,000 | 2,898 |
| Additional noninterest expense | $498,000 | 2,594 |
| Pre-tax net operating income | $1,160,000 | 1,853 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,160,000 | 1,670 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,160,000 | 1,668 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,160,000 | 1,669 |
| Net charge-offs | $28,000 | 1,543 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,160,000 | 1,645 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,254,000 | 2,317 |
| Total interest expense | $1,134,000 | 2,749 |
| Net interest income | $10,120,000 | 2,229 |
| Provision for loan and lease losses | $160,000 | 2,578 |
| Total noninterest income | $2,311,000 | 1,837 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,186,000 | 1,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,125,000 | 2,108 |
| Total noninterest expense | $7,534,000 | 2,353 |
| Salaries and employee benefits | $5,071,000 | 2,067 |
| Premises and equipment expense | $604,000 | 2,826 |
| Additional noninterest expense | $1,859,000 | 2,715 |
| Pre-tax net operating income | $4,737,000 | 1,850 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $4,737,000 | 1,649 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,737,000 | 1,648 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,737,000 | 1,648 |
| Net charge-offs | $131,000 | 1,956 |
| Cash dividends | $3,748,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,737,000 | 1,643 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,335,000 | 2,334 |
| Total interest expense | $763,000 | 2,826 |
| Net interest income | $7,572,000 | 2,233 |
| Provision for loan and lease losses | $120,000 | 2,455 |
| Total noninterest income | $1,731,000 | 1,860 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $887,000 | 1,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $844,000 | 2,140 |
| Total noninterest expense | $5,409,000 | 2,422 |
| Salaries and employee benefits | $3,570,000 | 2,178 |
| Premises and equipment expense | $458,000 | 2,820 |
| Additional noninterest expense | $1,381,000 | 2,744 |
| Pre-tax net operating income | $3,774,000 | 1,793 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $3,774,000 | 1,595 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,774,000 | 1,594 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,774,000 | 1,594 |
| Net charge-offs | $57,000 | 2,114 |
| Cash dividends | $1,262,000 | 1,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,774,000 | 1,583 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,464,000 | 2,350 |
| Total interest expense | $471,000 | 2,878 |
| Net interest income | $4,993,000 | 2,243 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $1,121,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $585,000 | 1,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $536,000 | 2,195 |
| Total noninterest expense | $3,642,000 | 2,422 |
| Salaries and employee benefits | $2,428,000 | 2,149 |
| Premises and equipment expense | $302,000 | 2,853 |
| Additional noninterest expense | $912,000 | 2,774 |
| Pre-tax net operating income | $2,352,000 | 1,862 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,352,000 | 1,660 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,352,000 | 1,659 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,352,000 | 1,659 |
| Net charge-offs | $24,000 | 2,148 |
| Cash dividends | $1,262,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,352,000 | 1,643 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,741,000 | 2,339 |
| Total interest expense | $221,000 | 2,929 |
| Net interest income | $2,520,000 | 2,227 |
| Provision for loan and lease losses | $60,000 | 1,880 |
| Total noninterest income | $578,000 | 1,828 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $298,000 | 996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 2,101 |
| Total noninterest expense | $1,722,000 | 2,532 |
| Salaries and employee benefits | $1,138,000 | 2,278 |
| Premises and equipment expense | $157,000 | 2,830 |
| Additional noninterest expense | $427,000 | 2,942 |
| Pre-tax net operating income | $1,316,000 | 1,654 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,316,000 | 1,469 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,316,000 | 1,469 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,316,000 | 1,469 |
| Net charge-offs | $-3,000 | 4,242 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,316,000 | 1,457 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,502,000 | 2,347 |
| Total interest expense | $732,000 | 3,074 |
| Net interest income | $9,770,000 | 2,261 |
| Provision for loan and lease losses | $240,000 | 2,185 |
| Total noninterest income | $2,138,000 | 1,950 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,204,000 | 1,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $934,000 | 2,368 |
| Total noninterest expense | $7,045,000 | 2,500 |
| Salaries and employee benefits | $4,851,000 | 2,129 |
| Premises and equipment expense | $582,000 | 2,980 |
| Additional noninterest expense | $1,612,000 | 3,074 |
| Pre-tax net operating income | $4,623,000 | 1,827 |
| Securities gains (losses) | $15,000 | 1,438 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $4,638,000 | 1,430 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,638,000 | 1,428 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,638,000 | 1,430 |
| Net charge-offs | $41,000 | 3,082 |
| Cash dividends | $3,479,000 | 917 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,623,000 | 1,409 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,766,000 | 2,383 |
| Total interest expense | $526,000 | 3,131 |
| Net interest income | $7,240,000 | 2,292 |
| Provision for loan and lease losses | $180,000 | 2,116 |
| Total noninterest income | $1,607,000 | 1,968 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $907,000 | 1,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $700,000 | 2,394 |
| Total noninterest expense | $5,051,000 | 2,574 |
| Salaries and employee benefits | $3,425,000 | 2,260 |
| Premises and equipment expense | $438,000 | 3,003 |
| Additional noninterest expense | $1,188,000 | 3,121 |
| Pre-tax net operating income | $3,616,000 | 1,788 |
| Securities gains (losses) | $15,000 | 1,443 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $3,631,000 | 1,483 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,631,000 | 1,481 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,631,000 | 1,483 |
| Net charge-offs | $33,000 | 2,718 |
| Cash dividends | $1,265,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,616,000 | 1,470 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,085,000 | 2,399 |
| Total interest expense | $339,000 | 3,160 |
| Net interest income | $4,746,000 | 2,309 |
| Provision for loan and lease losses | $120,000 | 2,050 |
| Total noninterest income | $1,022,000 | 2,029 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $585,000 | 1,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $437,000 | 2,489 |
| Total noninterest expense | $3,424,000 | 2,558 |
| Salaries and employee benefits | $2,338,000 | 2,215 |
| Premises and equipment expense | $288,000 | 3,031 |
| Additional noninterest expense | $798,000 | 3,116 |
| Pre-tax net operating income | $2,224,000 | 1,869 |
| Securities gains (losses) | $9,000 | 1,292 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $2,233,000 | 1,561 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,233,000 | 1,560 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,233,000 | 1,561 |
| Net charge-offs | $29,000 | 2,369 |
| Cash dividends | $1,265,000 | 1,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,224,000 | 1,544 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,481,000 | 2,438 |
| Total interest expense | $168,000 | 3,164 |
| Net interest income | $2,313,000 | 2,358 |
| Provision for loan and lease losses | $60,000 | 1,878 |
| Total noninterest income | $483,000 | 2,096 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $291,000 | 1,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 2,628 |
| Total noninterest expense | $1,640,000 | 2,654 |
| Salaries and employee benefits | $1,101,000 | 2,352 |
| Premises and equipment expense | $153,000 | 2,954 |
| Additional noninterest expense | $386,000 | 3,180 |
| Pre-tax net operating income | $1,096,000 | 1,846 |
| Securities gains (losses) | $9,000 | 694 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $1,105,000 | 1,553 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,105,000 | 1,553 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,105,000 | 1,553 |
| Net charge-offs | $2,000 | 2,694 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,096,000 | 1,544 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,213,000 | 2,355 |
| Total interest expense | $680,000 | 3,104 |
| Net interest income | $9,533,000 | 2,279 |
| Provision for loan and lease losses | $430,000 | 1,621 |
| Total noninterest income | $2,228,000 | 1,982 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,239,000 | 991 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $989,000 | 2,415 |
| Total noninterest expense | $6,923,000 | 2,574 |
| Salaries and employee benefits | $4,647,000 | 2,210 |
| Premises and equipment expense | $579,000 | 3,090 |
| Additional noninterest expense | $1,697,000 | 3,084 |
| Pre-tax net operating income | $4,408,000 | 1,793 |
| Securities gains (losses) | $54,000 | 1,786 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $4,462,000 | 1,520 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,462,000 | 1,519 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,462,000 | 1,519 |
| Net charge-offs | $221,000 | 1,833 |
| Cash dividends | $3,474,000 | 918 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,408,000 | 1,503 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,623,000 | 2,370 |
| Total interest expense | $509,000 | 3,100 |
| Net interest income | $7,114,000 | 2,286 |
| Provision for loan and lease losses | $190,000 | 2,094 |
| Total noninterest income | $1,716,000 | 1,952 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $932,000 | 987 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $784,000 | 2,351 |
| Total noninterest expense | $5,088,000 | 2,604 |
| Salaries and employee benefits | $3,358,000 | 2,276 |
| Premises and equipment expense | $434,000 | 3,095 |
| Additional noninterest expense | $1,296,000 | 3,038 |
| Pre-tax net operating income | $3,552,000 | 1,713 |
| Securities gains (losses) | $54,000 | 1,711 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $3,606,000 | 1,456 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,606,000 | 1,456 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,606,000 | 1,456 |
| Net charge-offs | $14,000 | 3,314 |
| Cash dividends | $1,262,000 | 1,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,552,000 | 1,434 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,094,000 | 2,372 |
| Total interest expense | $339,000 | 3,109 |
| Net interest income | $4,755,000 | 2,284 |
| Provision for loan and lease losses | $90,000 | 2,392 |
| Total noninterest income | $1,014,000 | 2,089 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $596,000 | 1,016 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $418,000 | 2,603 |
| Total noninterest expense | $3,427,000 | 2,604 |
| Salaries and employee benefits | $2,274,000 | 2,256 |
| Premises and equipment expense | $286,000 | 3,132 |
| Additional noninterest expense | $867,000 | 3,059 |
| Pre-tax net operating income | $2,252,000 | 1,774 |
| Securities gains (losses) | $19,000 | 1,971 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $2,271,000 | 1,511 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,271,000 | 1,511 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,271,000 | 1,511 |
| Net charge-offs | $7,000 | 3,214 |
| Cash dividends | $1,262,000 | 1,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,252,000 | 1,478 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 2,353 |
| Total interest expense | $171,000 | 3,105 |
| Net interest income | $2,403,000 | 2,259 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $490,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $286,000 | 1,044 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $204,000 | 2,591 |
| Total noninterest expense | $1,631,000 | 2,702 |
| Salaries and employee benefits | $1,067,000 | 2,389 |
| Premises and equipment expense | $135,000 | 3,290 |
| Additional noninterest expense | $429,000 | 3,077 |
| Pre-tax net operating income | $1,232,000 | 1,632 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,232,000 | 1,379 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,232,000 | 1,379 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,232,000 | 1,380 |
| Net charge-offs | $5,000 | 2,584 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,232,000 | 1,339 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,391,000 | 2,495 |
| Total interest expense | $680,000 | 3,115 |
| Net interest income | $8,711,000 | 2,399 |
| Provision for loan and lease losses | $71,000 | 3,344 |
| Total noninterest income | $2,081,000 | 2,066 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,260,000 | 991 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $821,000 | 2,615 |
| Total noninterest expense | $6,652,000 | 2,655 |
| Salaries and employee benefits | $4,414,000 | 2,288 |
| Premises and equipment expense | $579,000 | 3,187 |
| Additional noninterest expense | $1,659,000 | 3,190 |
| Pre-tax net operating income | $4,069,000 | 1,842 |
| Securities gains (losses) | $47,000 | 1,685 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $4,116,000 | 1,567 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,116,000 | 1,568 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,116,000 | 1,568 |
| Net charge-offs | $51,000 | 3,233 |
| Cash dividends | $2,361,000 | 1,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,069,000 | 1,548 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,952,000 | 2,544 |
| Total interest expense | $507,000 | 3,181 |
| Net interest income | $6,445,000 | 2,437 |
| Provision for loan and lease losses | $61,000 | 3,099 |
| Total noninterest income | $1,540,000 | 2,098 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $924,000 | 1,012 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $616,000 | 2,636 |
| Total noninterest expense | $4,897,000 | 2,692 |
| Salaries and employee benefits | $3,220,000 | 2,336 |
| Premises and equipment expense | $439,000 | 3,199 |
| Additional noninterest expense | $1,238,000 | 3,212 |
| Pre-tax net operating income | $3,027,000 | 1,886 |
| Securities gains (losses) | $48,000 | 1,493 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $3,075,000 | 1,589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,075,000 | 1,589 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,075,000 | 1,590 |
| Net charge-offs | $41,000 | 2,916 |
| Cash dividends | $1,215,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,027,000 | 1,575 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,583,000 | 2,566 |
| Total interest expense | $335,000 | 3,225 |
| Net interest income | $4,248,000 | 2,464 |
| Provision for loan and lease losses | $48,000 | 2,946 |
| Total noninterest income | $1,008,000 | 2,125 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $594,000 | 1,026 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $414,000 | 2,630 |
| Total noninterest expense | $3,309,000 | 2,697 |
| Salaries and employee benefits | $2,196,000 | 2,312 |
| Premises and equipment expense | $289,000 | 3,245 |
| Additional noninterest expense | $824,000 | 3,242 |
| Pre-tax net operating income | $1,899,000 | 1,962 |
| Securities gains (losses) | $5,000 | 2,231 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,904,000 | 1,683 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,904,000 | 1,687 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,904,000 | 1,687 |
| Net charge-offs | $28,000 | 2,730 |
| Cash dividends | $1,215,000 | 1,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,899,000 | 1,637 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,265,000 | 2,592 |
| Total interest expense | $166,000 | 3,272 |
| Net interest income | $2,099,000 | 2,485 |
| Provision for loan and lease losses | $33,000 | 2,420 |
| Total noninterest income | $471,000 | 2,172 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $284,000 | 1,061 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $187,000 | 2,724 |
| Total noninterest expense | $1,558,000 | 2,825 |
| Salaries and employee benefits | $1,023,000 | 2,479 |
| Premises and equipment expense | $145,000 | 3,266 |
| Additional noninterest expense | $390,000 | 3,353 |
| Pre-tax net operating income | $979,000 | 1,893 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $979,000 | 1,639 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $979,000 | 1,641 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $979,000 | 1,641 |
| Net charge-offs | $15,000 | 2,292 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $979,000 | 1,572 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,016,000 | 2,639 |
| Total interest expense | $722,000 | 3,245 |
| Net interest income | $8,294,000 | 2,538 |
| Provision for loan and lease losses | $56,000 | 3,701 |
| Total noninterest income | $2,102,000 | 2,033 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,348,000 | 985 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $754,000 | 2,719 |
| Total noninterest expense | $6,496,000 | 2,757 |
| Salaries and employee benefits | $4,358,000 | 2,309 |
| Premises and equipment expense | $566,000 | 3,357 |
| Additional noninterest expense | $1,572,000 | 3,450 |
| Pre-tax net operating income | $3,844,000 | 1,894 |
| Securities gains (losses) | $78,000 | 1,436 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $3,922,000 | 1,615 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,922,000 | 1,614 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,922,000 | 1,614 |
| Net charge-offs | $71,000 | 3,490 |
| Cash dividends | $2,736,000 | 1,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,844,000 | 1,615 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,718,000 | 2,669 |
| Total interest expense | $548,000 | 3,279 |
| Net interest income | $6,170,000 | 2,577 |
| Provision for loan and lease losses | $46,000 | 3,456 |
| Total noninterest income | $1,559,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,013,000 | 986 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $546,000 | 2,789 |
| Total noninterest expense | $4,773,000 | 2,814 |
| Salaries and employee benefits | $3,190,000 | 2,367 |
| Premises and equipment expense | $412,000 | 3,471 |
| Additional noninterest expense | $1,171,000 | 3,469 |
| Pre-tax net operating income | $2,910,000 | 1,904 |
| Securities gains (losses) | $61,000 | 1,320 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,971,000 | 1,596 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,971,000 | 1,596 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,971,000 | 1,596 |
| Net charge-offs | $76,000 | 2,939 |
| Cash dividends | $911,000 | 1,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,910,000 | 1,600 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,496,000 | 2,660 |
| Total interest expense | $369,000 | 3,296 |
| Net interest income | $4,127,000 | 2,563 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,040,000 | 2,039 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $656,000 | 1,002 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $384,000 | 2,688 |
| Total noninterest expense | $3,206,000 | 2,814 |
| Salaries and employee benefits | $2,182,000 | 2,322 |
| Premises and equipment expense | $263,000 | 3,602 |
| Additional noninterest expense | $761,000 | 3,545 |
| Pre-tax net operating income | $1,961,000 | 1,849 |
| Securities gains (losses) | $30,000 | 1,445 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,991,000 | 1,546 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,991,000 | 1,549 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,991,000 | 1,548 |
| Net charge-offs | $31,000 | 3,148 |
| Cash dividends | $911,000 | 1,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,961,000 | 1,543 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,239,000 | 2,667 |
| Total interest expense | $184,000 | 3,354 |
| Net interest income | $2,055,000 | 2,560 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $491,000 | 2,069 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $313,000 | 1,027 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $178,000 | 2,732 |
| Total noninterest expense | $1,528,000 | 2,936 |
| Salaries and employee benefits | $1,019,000 | 2,458 |
| Premises and equipment expense | $127,000 | 3,720 |
| Additional noninterest expense | $382,000 | 3,527 |
| Pre-tax net operating income | $1,018,000 | 1,738 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $1,018,000 | 1,465 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,018,000 | 1,468 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,018,000 | 1,468 |
| Net charge-offs | $29,000 | 2,245 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,018,000 | 1,448 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,774,000 | 2,727 |
| Total interest expense | $763,000 | 3,550 |
| Net interest income | $8,011,000 | 2,600 |
| Provision for loan and lease losses | $195,000 | 3,003 |
| Total noninterest income | $2,044,000 | 2,140 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,291,000 | 1,074 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $753,000 | 2,756 |
| Total noninterest expense | $6,187,000 | 2,909 |
| Salaries and employee benefits | $4,103,000 | 2,423 |
| Premises and equipment expense | $548,000 | 3,519 |
| Additional noninterest expense | $1,536,000 | 3,600 |
| Pre-tax net operating income | $3,673,000 | 1,835 |
| Securities gains (losses) | $69,000 | 1,580 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $3,742,000 | 1,586 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,742,000 | 1,590 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,742,000 | 1,590 |
| Net charge-offs | $81,000 | 3,952 |
| Cash dividends | $2,736,000 | 930 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,673,000 | 1,579 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,523,000 | 2,770 |
| Total interest expense | $571,000 | 3,642 |
| Net interest income | $5,952,000 | 2,636 |
| Provision for loan and lease losses | $180,000 | 2,702 |
| Total noninterest income | $1,473,000 | 2,238 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $962,000 | 1,076 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $511,000 | 2,980 |
| Total noninterest expense | $4,398,000 | 3,045 |
| Salaries and employee benefits | $2,866,000 | 2,584 |
| Premises and equipment expense | $413,000 | 3,536 |
| Additional noninterest expense | $1,119,000 | 3,672 |
| Pre-tax net operating income | $2,847,000 | 1,822 |
| Securities gains (losses) | $69,000 | 1,448 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,916,000 | 1,545 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,916,000 | 1,547 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,916,000 | 1,548 |
| Net charge-offs | $72,000 | 3,578 |
| Cash dividends | $911,000 | 1,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,847,000 | 1,540 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,344,000 | 2,767 |
| Total interest expense | $380,000 | 3,703 |
| Net interest income | $3,964,000 | 2,626 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $970,000 | 2,260 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $628,000 | 1,074 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $342,000 | 3,020 |
| Total noninterest expense | $2,885,000 | 3,084 |
| Salaries and employee benefits | $1,908,000 | 2,605 |
| Premises and equipment expense | $264,000 | 3,656 |
| Additional noninterest expense | $713,000 | 3,779 |
| Pre-tax net operating income | $1,929,000 | 1,780 |
| Securities gains (losses) | $63,000 | 1,379 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,992,000 | 1,521 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,992,000 | 1,524 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,992,000 | 1,526 |
| Net charge-offs | $58,000 | 3,233 |
| Cash dividends | $911,000 | 1,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,929,000 | 1,506 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,203,000 | 2,748 |
| Total interest expense | $190,000 | 3,787 |
| Net interest income | $2,013,000 | 2,601 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $473,000 | 2,312 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $303,000 | 1,101 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $170,000 | 3,002 |
| Total noninterest expense | $1,434,000 | 3,120 |
| Salaries and employee benefits | $960,000 | 2,603 |
| Premises and equipment expense | $121,000 | 3,879 |
| Additional noninterest expense | $353,000 | 3,822 |
| Pre-tax net operating income | $992,000 | 1,718 |
| Securities gains (losses) | $29,000 | 1,155 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,021,000 | 1,448 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,021,000 | 1,450 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,021,000 | 1,450 |
| Net charge-offs | $23,000 | 2,983 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $992,000 | 1,441 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,944,000 | 2,840 |
| Total interest expense | $829,000 | 4,038 |
| Net interest income | $8,115,000 | 2,635 |
| Provision for loan and lease losses | $376,000 | 3,087 |
| Total noninterest income | $1,635,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,289,000 | 1,106 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $346,000 | 3,843 |
| Total noninterest expense | $6,030,000 | 3,021 |
| Salaries and employee benefits | $4,040,000 | 2,419 |
| Premises and equipment expense | $528,000 | 3,689 |
| Additional noninterest expense | $1,462,000 | 3,854 |
| Pre-tax net operating income | $3,344,000 | 1,903 |
| Securities gains (losses) | $133,000 | 2,043 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $3,477,000 | 1,643 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,477,000 | 1,643 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,477,000 | 1,644 |
| Net charge-offs | $370,000 | 3,036 |
| Cash dividends | $2,858,000 | 913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,344,000 | 1,606 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,841,000 | 2,857 |
| Total interest expense | $630,000 | 4,127 |
| Net interest income | $6,211,000 | 2,640 |
| Provision for loan and lease losses | $322,000 | 2,876 |
| Total noninterest income | $1,310,000 | 2,391 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $967,000 | 1,106 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $343,000 | 3,490 |
| Total noninterest expense | $4,418,000 | 3,092 |
| Salaries and employee benefits | $2,950,000 | 2,493 |
| Premises and equipment expense | $390,000 | 3,769 |
| Additional noninterest expense | $1,078,000 | 3,912 |
| Pre-tax net operating income | $2,781,000 | 1,792 |
| Securities gains (losses) | $133,000 | 1,771 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,914,000 | 1,520 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,914,000 | 1,521 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,914,000 | 1,521 |
| Net charge-offs | $352,000 | 2,634 |
| Cash dividends | $911,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,781,000 | 1,501 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,601,000 | 2,858 |
| Total interest expense | $432,000 | 4,165 |
| Net interest income | $4,169,000 | 2,612 |
| Provision for loan and lease losses | $246,000 | 2,713 |
| Total noninterest income | $808,000 | 2,477 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $633,000 | 1,119 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $175,000 | 3,854 |
| Total noninterest expense | $2,945,000 | 3,104 |
| Salaries and employee benefits | $1,977,000 | 2,482 |
| Premises and equipment expense | $254,000 | 3,821 |
| Additional noninterest expense | $714,000 | 3,930 |
| Pre-tax net operating income | $1,786,000 | 1,836 |
| Securities gains (losses) | $34,000 | 2,279 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,820,000 | 1,608 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,820,000 | 1,607 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,820,000 | 1,608 |
| Net charge-offs | $309,000 | 2,288 |
| Cash dividends | $911,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,786,000 | 1,548 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,349,000 | 2,830 |
| Total interest expense | $226,000 | 4,169 |
| Net interest income | $2,123,000 | 2,574 |
| Provision for loan and lease losses | $159,000 | 2,249 |
| Total noninterest income | $326,000 | 2,814 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $316,000 | 1,104 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 6,212 |
| Total noninterest expense | $1,460,000 | 3,122 |
| Salaries and employee benefits | $993,000 | 2,488 |
| Premises and equipment expense | $123,000 | 3,927 |
| Additional noninterest expense | $344,000 | 4,026 |
| Pre-tax net operating income | $830,000 | 1,970 |
| Securities gains (losses) | $13,000 | 1,721 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $843,000 | 1,725 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $843,000 | 1,726 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $843,000 | 1,726 |
| Net charge-offs | $301,000 | 1,492 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $830,000 | 1,644 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,534,000 | 2,877 |
| Total interest expense | $1,005,000 | 4,381 |
| Net interest income | $8,529,000 | 2,568 |
| Provision for loan and lease losses | $236,000 | 4,442 |
| Total noninterest income | $1,825,000 | 2,155 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,430,000 | 1,033 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $395,000 | 3,459 |
| Total noninterest expense | $5,960,000 | 3,073 |
| Salaries and employee benefits | $4,062,000 | 2,369 |
| Premises and equipment expense | $500,000 | 4,049 |
| Additional noninterest expense | $1,398,000 | 4,037 |
| Pre-tax net operating income | $4,158,000 | 1,384 |
| Securities gains (losses) | $34,000 | 2,832 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $4,192,000 | 1,197 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,192,000 | 1,197 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,192,000 | 1,197 |
| Net charge-offs | $345,000 | 3,639 |
| Cash dividends | $3,162,000 | 633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,158,000 | 1,138 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,964,000 | 2,990 |
| Total interest expense | $770,000 | 4,452 |
| Net interest income | $6,194,000 | 2,651 |
| Provision for loan and lease losses | $176,000 | 4,327 |
| Total noninterest income | $1,317,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,074,000 | 1,036 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $243,000 | 3,798 |
| Total noninterest expense | $4,335,000 | 3,155 |
| Salaries and employee benefits | $2,936,000 | 2,448 |
| Premises and equipment expense | $372,000 | 4,106 |
| Additional noninterest expense | $1,027,000 | 4,110 |
| Pre-tax net operating income | $3,000,000 | 1,491 |
| Securities gains (losses) | $23,000 | 2,749 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $3,023,000 | 1,280 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,023,000 | 1,280 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,023,000 | 1,280 |
| Net charge-offs | $341,000 | 3,104 |
| Cash dividends | $913,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,000,000 | 1,224 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,621,000 | 3,012 |
| Total interest expense | $533,000 | 4,478 |
| Net interest income | $4,088,000 | 2,691 |
| Provision for loan and lease losses | $117,000 | 4,265 |
| Total noninterest income | $776,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $700,000 | 1,048 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $76,000 | 4,968 |
| Total noninterest expense | $2,872,000 | 3,211 |
| Salaries and employee benefits | $1,960,000 | 2,461 |
| Premises and equipment expense | $237,000 | 4,251 |
| Additional noninterest expense | $675,000 | 4,212 |
| Pre-tax net operating income | $1,875,000 | 1,543 |
| Securities gains (losses) | $23,000 | 2,027 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,898,000 | 1,327 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,898,000 | 1,327 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,898,000 | 1,327 |
| Net charge-offs | $27,000 | 4,894 |
| Cash dividends | $913,000 | 874 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,875,000 | 1,270 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,285,000 | 3,053 |
| Total interest expense | $283,000 | 4,450 |
| Net interest income | $2,002,000 | 2,729 |
| Provision for loan and lease losses | $55,000 | 4,094 |
| Total noninterest income | $435,000 | 2,220 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $334,000 | 1,082 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $101,000 | 3,554 |
| Total noninterest expense | $1,453,000 | 3,183 |
| Salaries and employee benefits | $979,000 | 2,483 |
| Premises and equipment expense | $120,000 | 4,272 |
| Additional noninterest expense | $354,000 | 4,064 |
| Pre-tax net operating income | $929,000 | 1,549 |
| Securities gains (losses) | $23,000 | 1,043 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $952,000 | 1,293 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $952,000 | 1,293 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $952,000 | 1,293 |
| Net charge-offs | $-7,000 | 6,897 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $929,000 | 1,281 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,352,000 | 3,115 |
| Total interest expense | $1,546,000 | 4,195 |
| Net interest income | $7,806,000 | 2,789 |
| Provision for loan and lease losses | $240,000 | 5,139 |
| Total noninterest income | $2,167,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,555,000 | 971 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $612,000 | 2,880 |
| Total noninterest expense | $5,797,000 | 3,196 |
| Salaries and employee benefits | $3,780,000 | 2,543 |
| Premises and equipment expense | $473,000 | 4,331 |
| Additional noninterest expense | $1,544,000 | 3,932 |
| Pre-tax net operating income | $3,936,000 | 1,278 |
| Securities gains (losses) | $83,000 | 2,316 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $4,019,000 | 1,086 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,019,000 | 1,087 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,019,000 | 1,089 |
| Net charge-offs | $79,000 | 5,608 |
| Cash dividends | $3,162,000 | 523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,936,000 | 1,057 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,100,000 | 3,156 |
| Total interest expense | $1,225,000 | 4,198 |
| Net interest income | $5,875,000 | 2,809 |
| Provision for loan and lease losses | $180,000 | 5,003 |
| Total noninterest income | $1,560,000 | 2,030 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,180,000 | 991 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $380,000 | 3,184 |
| Total noninterest expense | $4,235,000 | 3,269 |
| Salaries and employee benefits | $2,750,000 | 2,625 |
| Premises and equipment expense | $354,000 | 4,398 |
| Additional noninterest expense | $1,131,000 | 3,966 |
| Pre-tax net operating income | $3,020,000 | 1,320 |
| Securities gains (losses) | $69,000 | 2,236 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $3,089,000 | 1,100 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,089,000 | 1,103 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,089,000 | 1,103 |
| Net charge-offs | $82,000 | 5,101 |
| Cash dividends | $911,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,020,000 | 1,077 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,743,000 | 3,178 |
| Total interest expense | $859,000 | 4,179 |
| Net interest income | $3,884,000 | 2,826 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $1,028,000 | 2,010 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $788,000 | 999 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $240,000 | 3,186 |
| Total noninterest expense | $2,776,000 | 3,312 |
| Salaries and employee benefits | $1,832,000 | 2,637 |
| Premises and equipment expense | $226,000 | 4,550 |
| Additional noninterest expense | $718,000 | 4,070 |
| Pre-tax net operating income | $2,016,000 | 1,295 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $2,016,000 | 1,109 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,016,000 | 1,110 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,016,000 | 1,110 |
| Net charge-offs | $46,000 | 4,959 |
| Cash dividends | $911,000 | 790 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,016,000 | 1,064 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,393,000 | 3,209 |
| Total interest expense | $446,000 | 4,214 |
| Net interest income | $1,947,000 | 2,851 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $535,000 | 1,933 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $372,000 | 1,053 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $163,000 | 2,701 |
| Total noninterest expense | $1,390,000 | 3,350 |
| Salaries and employee benefits | $918,000 | 2,666 |
| Premises and equipment expense | $117,000 | 4,526 |
| Additional noninterest expense | $355,000 | 4,112 |
| Pre-tax net operating income | $1,032,000 | 1,268 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,032,000 | 1,064 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,032,000 | 1,065 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,032,000 | 1,066 |
| Net charge-offs | $12,000 | 4,735 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,032,000 | 1,029 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,639,000 | 3,317 |
| Total interest expense | $1,687,000 | 4,883 |
| Net interest income | $7,952,000 | 2,748 |
| Provision for loan and lease losses | $370,000 | 4,972 |
| Total noninterest income | $2,120,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,532,000 | 1,123 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $588,000 | 2,927 |
| Total noninterest expense | $5,740,000 | 3,287 |
| Salaries and employee benefits | $3,624,000 | 2,691 |
| Premises and equipment expense | $510,000 | 4,324 |
| Additional noninterest expense | $1,606,000 | 3,898 |
| Pre-tax net operating income | $3,962,000 | 1,052 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $3,962,000 | 872 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,962,000 | 870 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,962,000 | 871 |
| Net charge-offs | $393,000 | 4,121 |
| Cash dividends | $2,836,000 | 623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,962,000 | 868 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,249,000 | 3,362 |
| Total interest expense | $1,262,000 | 5,023 |
| Net interest income | $5,987,000 | 2,743 |
| Provision for loan and lease losses | $240,000 | 4,906 |
| Total noninterest income | $1,570,000 | 2,094 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,141,000 | 1,137 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $429,000 | 3,057 |
| Total noninterest expense | $4,311,000 | 3,289 |
| Salaries and employee benefits | $2,682,000 | 2,747 |
| Premises and equipment expense | $381,000 | 4,378 |
| Additional noninterest expense | $1,248,000 | 3,774 |
| Pre-tax net operating income | $3,006,000 | 1,089 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $3,006,000 | 904 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,006,000 | 905 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,006,000 | 905 |
| Net charge-offs | $232,000 | 4,074 |
| Cash dividends | $911,000 | 1,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,006,000 | 896 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,884,000 | 3,367 |
| Total interest expense | $847,000 | 5,128 |
| Net interest income | $4,037,000 | 2,693 |
| Provision for loan and lease losses | $180,000 | 4,468 |
| Total noninterest income | $1,029,000 | 2,137 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $741,000 | 1,149 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $288,000 | 3,072 |
| Total noninterest expense | $2,917,000 | 3,290 |
| Salaries and employee benefits | $1,794,000 | 2,779 |
| Premises and equipment expense | $249,000 | 4,466 |
| Additional noninterest expense | $874,000 | 3,636 |
| Pre-tax net operating income | $1,969,000 | 1,158 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,969,000 | 968 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,969,000 | 968 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,969,000 | 968 |
| Net charge-offs | $210,000 | 3,366 |
| Cash dividends | $911,000 | 1,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,969,000 | 933 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,495,000 | 3,355 |
| Total interest expense | $446,000 | 5,119 |
| Net interest income | $2,049,000 | 2,646 |
| Provision for loan and lease losses | $110,000 | 3,735 |
| Total noninterest income | $498,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $353,000 | 1,169 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $145,000 | 3,022 |
| Total noninterest expense | $1,438,000 | 3,251 |
| Salaries and employee benefits | $902,000 | 2,798 |
| Premises and equipment expense | $132,000 | 4,337 |
| Additional noninterest expense | $404,000 | 3,555 |
| Pre-tax net operating income | $999,000 | 1,287 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $999,000 | 1,086 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $999,000 | 1,088 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $999,000 | 1,088 |
| Net charge-offs | $137,000 | 2,509 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $999,000 | 1,008 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,327,000 | 3,443 |
| Total interest expense | $2,641,000 | 4,593 |
| Net interest income | $7,686,000 | 2,812 |
| Provision for loan and lease losses | $328,000 | 4,476 |
| Total noninterest income | $2,271,000 | 1,949 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,626,000 | 1,093 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $645,000 | 2,778 |
| Total noninterest expense | $5,529,000 | 3,301 |
| Salaries and employee benefits | $3,703,000 | 2,683 |
| Premises and equipment expense | $565,000 | 4,130 |
| Additional noninterest expense | $1,261,000 | 4,128 |
| Pre-tax net operating income | $4,100,000 | 1,330 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $4,100,000 | 1,011 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,100,000 | 1,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 5,079 |
| Cash dividends | $3,378,000 | 807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,100,000 | 1,080 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,912,000 | 3,451 |
| Total interest expense | $2,118,000 | 4,536 |
| Net interest income | $5,794,000 | 2,813 |
| Provision for loan and lease losses | $231,000 | 3,967 |
| Total noninterest income | $1,696,000 | 2,021 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,201,000 | 1,137 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $495,000 | 2,834 |
| Total noninterest expense | $3,963,000 | 3,405 |
| Salaries and employee benefits | $2,626,000 | 2,847 |
| Premises and equipment expense | $411,000 | 4,225 |
| Additional noninterest expense | $926,000 | 4,114 |
| Pre-tax net operating income | $3,296,000 | 1,488 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $3,296,000 | 1,116 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,296,000 | 1,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,037 |
| Cash dividends | $1,194,000 | 1,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,296,000 | 1,198 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,393,000 | 3,441 |
| Total interest expense | $1,518,000 | 4,476 |
| Net interest income | $3,875,000 | 2,791 |
| Provision for loan and lease losses | $171,000 | 3,408 |
| Total noninterest income | $1,070,000 | 2,130 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $778,000 | 1,145 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $292,000 | 3,071 |
| Total noninterest expense | $2,577,000 | 3,477 |
| Salaries and employee benefits | $1,743,000 | 2,890 |
| Premises and equipment expense | $256,000 | 4,442 |
| Additional noninterest expense | $578,000 | 4,297 |
| Pre-tax net operating income | $2,197,000 | 1,551 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $2,197,000 | 1,263 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,197,000 | 1,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,182 |
| Cash dividends | $1,194,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,197,000 | 1,241 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 3,418 |
| Total interest expense | $859,000 | 4,320 |
| Net interest income | $1,946,000 | 2,766 |
| Provision for loan and lease losses | $86,000 | 2,973 |
| Total noninterest income | $531,000 | 2,151 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $388,000 | 1,125 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $143,000 | 3,122 |
| Total noninterest expense | $1,297,000 | 3,482 |
| Salaries and employee benefits | $885,000 | 2,885 |
| Premises and equipment expense | $124,000 | 4,535 |
| Additional noninterest expense | $288,000 | 4,247 |
| Pre-tax net operating income | $1,094,000 | 1,645 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,094,000 | 1,381 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,094,000 | 1,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,318 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,094,000 | 1,341 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,618,000 | 3,366 |
| Total interest expense | $3,902,000 | 4,076 |
| Net interest income | $7,716,000 | 2,829 |
| Provision for loan and lease losses | $185,000 | 3,989 |
| Total noninterest income | $2,146,000 | 2,113 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,594,000 | 1,114 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $552,000 | 3,152 |
| Total noninterest expense | $5,245,000 | 3,327 |
| Salaries and employee benefits | $3,567,000 | 2,752 |
| Premises and equipment expense | $521,000 | 4,243 |
| Additional noninterest expense | $1,157,000 | 4,180 |
| Pre-tax net operating income | $4,432,000 | 1,821 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $4,432,000 | 1,452 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,432,000 | 1,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,730 |
| Cash dividends | $3,311,000 | 1,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,432,000 | 1,437 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,655,000 | 3,398 |
| Total interest expense | $2,953,000 | 4,059 |
| Net interest income | $5,702,000 | 2,868 |
| Provision for loan and lease losses | $80,000 | 4,491 |
| Total noninterest income | $1,628,000 | 2,090 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,192,000 | 1,106 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $436,000 | 3,055 |
| Total noninterest expense | $3,724,000 | 3,436 |
| Salaries and employee benefits | $2,481,000 | 2,951 |
| Premises and equipment expense | $393,000 | 4,223 |
| Additional noninterest expense | $850,000 | 4,195 |
| Pre-tax net operating income | $3,526,000 | 1,844 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $3,526,000 | 1,446 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,526,000 | 1,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 2,601 |
| Cash dividends | $1,514,000 | 1,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,526,000 | 1,437 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,700,000 | 3,443 |
| Total interest expense | $1,953,000 | 4,076 |
| Net interest income | $3,747,000 | 2,936 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $1,081,000 | 2,115 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $771,000 | 1,148 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $310,000 | 2,963 |
| Total noninterest expense | $2,481,000 | 3,459 |
| Salaries and employee benefits | $1,652,000 | 2,990 |
| Premises and equipment expense | $258,000 | 4,285 |
| Additional noninterest expense | $571,000 | 4,160 |
| Pre-tax net operating income | $2,317,000 | 1,917 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $2,317,000 | 1,508 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,317,000 | 1,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,211 |
| Cash dividends | $1,514,000 | 1,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,317,000 | 1,490 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,787,000 | 3,477 |
| Total interest expense | $946,000 | 4,146 |
| Net interest income | $1,841,000 | 2,980 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $509,000 | 2,188 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $366,000 | 1,177 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $143,000 | 3,106 |
| Total noninterest expense | $1,208,000 | 3,553 |
| Salaries and employee benefits | $830,000 | 2,978 |
| Premises and equipment expense | $128,000 | 4,318 |
| Additional noninterest expense | $250,000 | 4,540 |
| Pre-tax net operating income | $1,127,000 | 1,970 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,127,000 | 1,534 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,127,000 | 1,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,253 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,127,000 | 1,523 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,710,000 | 3,399 |
| Total interest expense | $3,443,000 | 3,961 |
| Net interest income | $7,267,000 | 3,010 |
| Provision for loan and lease losses | $95,000 | 4,832 |
| Total noninterest income | $1,896,000 | 2,316 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,532,000 | 1,151 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $364,000 | 3,917 |
| Total noninterest expense | $4,840,000 | 3,442 |
| Salaries and employee benefits | $3,240,000 | 2,916 |
| Premises and equipment expense | $573,000 | 3,896 |
| Additional noninterest expense | $1,027,000 | 4,430 |
| Pre-tax net operating income | $4,228,000 | 2,165 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $4,228,000 | 1,705 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,228,000 | 1,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,128 |
| Cash dividends | $3,308,000 | 1,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,228,000 | 1,691 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,963,000 | 3,392 |
| Total interest expense | $2,525,000 | 3,928 |
| Net interest income | $5,438,000 | 3,048 |
| Provision for loan and lease losses | $80,000 | 4,494 |
| Total noninterest income | $1,447,000 | 2,288 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,157,000 | 1,158 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $290,000 | 3,798 |
| Total noninterest expense | $3,546,000 | 3,493 |
| Salaries and employee benefits | $2,358,000 | 2,994 |
| Premises and equipment expense | $436,000 | 3,868 |
| Additional noninterest expense | $752,000 | 4,486 |
| Pre-tax net operating income | $3,259,000 | 2,182 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $3,259,000 | 1,709 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,259,000 | 1,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,128 |
| Cash dividends | $1,192,000 | 1,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,259,000 | 1,694 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,195,000 | 3,403 |
| Total interest expense | $1,606,000 | 3,945 |
| Net interest income | $3,589,000 | 3,069 |
| Provision for loan and lease losses | $65,000 | 3,979 |
| Total noninterest income | $927,000 | 2,340 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $741,000 | 1,201 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $186,000 | 3,880 |
| Total noninterest expense | $2,364,000 | 3,496 |
| Salaries and employee benefits | $1,572,000 | 3,012 |
| Premises and equipment expense | $278,000 | 4,008 |
| Additional noninterest expense | $514,000 | 4,396 |
| Pre-tax net operating income | $2,087,000 | 2,233 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $2,087,000 | 1,743 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,087,000 | 1,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 1,690 |
| Cash dividends | $1,192,000 | 1,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,087,000 | 1,730 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 3,390 |
| Total interest expense | $741,000 | 4,030 |
| Net interest income | $1,810,000 | 3,043 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $465,000 | 2,295 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $369,000 | 1,169 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $96,000 | 3,801 |
| Total noninterest expense | $1,190,000 | 3,498 |
| Salaries and employee benefits | $789,000 | 3,007 |
| Premises and equipment expense | $142,000 | 3,946 |
| Additional noninterest expense | $259,000 | 4,358 |
| Pre-tax net operating income | $1,070,000 | 2,164 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,070,000 | 1,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,070,000 | 1,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,328 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,070,000 | 1,657 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,686,000 | 3,509 |
| Total interest expense | $1,970,000 | 4,478 |
| Net interest income | $6,716,000 | 3,143 |
| Provision for loan and lease losses | $28,000 | 6,283 |
| Total noninterest income | $1,793,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,426,000 | 1,240 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $367,000 | 3,925 |
| Total noninterest expense | $4,778,000 | 3,365 |
| Salaries and employee benefits | $3,118,000 | 2,878 |
| Premises and equipment expense | $606,000 | 3,626 |
| Additional noninterest expense | $1,054,000 | 4,233 |
| Pre-tax net operating income | $3,703,000 | 2,352 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $3,703,000 | 1,859 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,703,000 | 1,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,327 |
| Cash dividends | $3,241,000 | 966 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,703,000 | 1,842 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,302,000 | 3,554 |
| Total interest expense | $1,351,000 | 4,592 |
| Net interest income | $4,951,000 | 3,172 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,226,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,038,000 | 1,267 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $188,000 | 4,745 |
| Total noninterest expense | $3,388,000 | 3,487 |
| Salaries and employee benefits | $2,179,000 | 3,011 |
| Premises and equipment expense | $450,000 | 3,657 |
| Additional noninterest expense | $759,000 | 4,355 |
| Pre-tax net operating income | $2,789,000 | 2,354 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,789,000 | 1,878 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,789,000 | 1,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,651 |
| Cash dividends | $1,188,000 | 1,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,789,000 | 1,837 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,073,000 | 3,568 |
| Total interest expense | $823,000 | 4,703 |
| Net interest income | $3,250,000 | 3,190 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $738,000 | 2,681 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $615,000 | 1,380 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $123,000 | 4,757 |
| Total noninterest expense | $2,246,000 | 3,484 |
| Salaries and employee benefits | $1,448,000 | 3,018 |
| Premises and equipment expense | $301,000 | 3,616 |
| Additional noninterest expense | $497,000 | 4,397 |
| Pre-tax net operating income | $1,742,000 | 2,427 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,742,000 | 1,954 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,742,000 | 1,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,182 |
| Cash dividends | $1,188,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,742,000 | 1,919 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,976,000 | 3,638 |
| Total interest expense | $374,000 | 4,858 |
| Net interest income | $1,602,000 | 3,224 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $313,000 | 2,972 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $249,000 | 1,634 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $64,000 | 4,644 |
| Total noninterest expense | $1,129,000 | 3,491 |
| Salaries and employee benefits | $733,000 | 2,994 |
| Premises and equipment expense | $159,000 | 3,485 |
| Additional noninterest expense | $237,000 | 4,538 |
| Pre-tax net operating income | $786,000 | 2,610 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $786,000 | 2,116 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $786,000 | 2,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,569 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $786,000 | 2,083 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,451,000 | 3,616 |
| Total interest expense | $1,203,000 | 5,106 |
| Net interest income | $6,248,000 | 3,191 |
| Provision for loan and lease losses | $40,000 | 6,168 |
| Total noninterest income | $1,264,000 | 3,013 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,054,000 | 1,669 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $210,000 | 5,009 |
| Total noninterest expense | $4,375,000 | 3,493 |
| Salaries and employee benefits | $2,945,000 | 2,885 |
| Premises and equipment expense | $484,000 | 4,191 |
| Additional noninterest expense | $946,000 | 4,550 |
| Pre-tax net operating income | $3,097,000 | 2,523 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $3,097,000 | 2,024 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,097,000 | 2,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,260 |
| Cash dividends | $2,955,000 | 986 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,097,000 | 1,972 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,566,000 | 3,602 |
| Total interest expense | $900,000 | 5,091 |
| Net interest income | $4,666,000 | 3,181 |
| Provision for loan and lease losses | $40,000 | 5,698 |
| Total noninterest income | $949,000 | 3,039 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $791,000 | 1,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $158,000 | 5,011 |
| Total noninterest expense | $3,233,000 | 3,508 |
| Salaries and employee benefits | $2,166,000 | 2,921 |
| Premises and equipment expense | $361,000 | 4,199 |
| Additional noninterest expense | $706,000 | 4,487 |
| Pre-tax net operating income | $2,342,000 | 2,534 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,342,000 | 2,008 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,342,000 | 2,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 2,487 |
| Cash dividends | $1,147,000 | 1,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,342,000 | 1,950 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,698,000 | 3,609 |
| Total interest expense | $618,000 | 5,021 |
| Net interest income | $3,080,000 | 3,213 |
| Provision for loan and lease losses | $40,000 | 5,015 |
| Total noninterest income | $622,000 | 3,099 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $517,000 | 1,692 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $105,000 | 5,079 |
| Total noninterest expense | $2,159,000 | 3,522 |
| Salaries and employee benefits | $1,442,000 | 2,936 |
| Premises and equipment expense | $241,000 | 4,189 |
| Additional noninterest expense | $476,000 | 4,487 |
| Pre-tax net operating income | $1,503,000 | 2,581 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,503,000 | 2,069 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,503,000 | 2,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,968 |
| Cash dividends | $1,147,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,503,000 | 2,014 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,860,000 | 3,594 |
| Total interest expense | $330,000 | 4,886 |
| Net interest income | $1,530,000 | 3,207 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $295,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $247,000 | 1,716 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $48,000 | 5,207 |
| Total noninterest expense | $1,090,000 | 3,513 |
| Salaries and employee benefits | $723,000 | 2,931 |
| Premises and equipment expense | $118,000 | 4,296 |
| Additional noninterest expense | $249,000 | 4,333 |
| Pre-tax net operating income | $705,000 | 2,687 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $705,000 | 2,161 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $705,000 | 2,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,824 |
| Cash dividends | $2,000 | 3,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $705,000 | 2,083 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,677,000 | 3,553 |
| Total interest expense | $1,443,000 | 4,993 |
| Net interest income | $6,234,000 | 3,081 |
| Provision for loan and lease losses | $192,000 | 4,106 |
| Total noninterest income | $1,216,000 | 3,272 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $991,000 | 1,727 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $225,000 | 5,046 |
| Total noninterest expense | $4,193,000 | 3,567 |
| Salaries and employee benefits | $2,821,000 | 2,930 |
| Premises and equipment expense | $500,000 | 4,054 |
| Additional noninterest expense | $872,000 | 4,746 |
| Pre-tax net operating income | $3,065,000 | 2,457 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $3,065,000 | 1,997 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,065,000 | 1,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,572 |
| Cash dividends | $2,771,000 | 1,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,065,000 | 1,911 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,822,000 | 3,571 |
| Total interest expense | $1,114,000 | 5,039 |
| Net interest income | $4,708,000 | 3,062 |
| Provision for loan and lease losses | $132,000 | 4,199 |
| Total noninterest income | $914,000 | 3,330 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $735,000 | 1,759 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $179,000 | 5,002 |
| Total noninterest expense | $3,095,000 | 3,604 |
| Salaries and employee benefits | $2,049,000 | 3,024 |
| Premises and equipment expense | $362,000 | 4,168 |
| Additional noninterest expense | $684,000 | 4,540 |
| Pre-tax net operating income | $2,395,000 | 2,472 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,395,000 | 2,007 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,395,000 | 2,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,265 |
| Cash dividends | $1,024,000 | 1,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,395,000 | 1,899 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,913,000 | 3,575 |
| Total interest expense | $774,000 | 5,031 |
| Net interest income | $3,139,000 | 3,057 |
| Provision for loan and lease losses | $102,000 | 3,820 |
| Total noninterest income | $615,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $489,000 | 1,737 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $126,000 | 4,908 |
| Total noninterest expense | $2,062,000 | 3,601 |
| Salaries and employee benefits | $1,356,000 | 3,047 |
| Premises and equipment expense | $234,000 | 4,261 |
| Additional noninterest expense | $472,000 | 4,430 |
| Pre-tax net operating income | $1,590,000 | 2,473 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,590,000 | 1,996 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,590,000 | 1,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,822 |
| Cash dividends | $1,024,000 | 1,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,590,000 | 1,889 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 3,610 |
| Total interest expense | $393,000 | 5,084 |
| Net interest income | $1,550,000 | 3,083 |
| Provision for loan and lease losses | $39,000 | 4,168 |
| Total noninterest income | $288,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $228,000 | 1,799 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $60,000 | 4,921 |
| Total noninterest expense | $1,055,000 | 3,509 |
| Salaries and employee benefits | $679,000 | 3,026 |
| Premises and equipment expense | $119,000 | 4,200 |
| Additional noninterest expense | $257,000 | 4,121 |
| Pre-tax net operating income | $744,000 | 2,617 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $744,000 | 2,104 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $744,000 | 2,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,624 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $744,000 | 1,986 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,047,000 | 3,625 |
| Total interest expense | $1,923,000 | 4,933 |
| Net interest income | $6,124,000 | 3,093 |
| Provision for loan and lease losses | $178,000 | 4,620 |
| Total noninterest income | $1,077,000 | 3,311 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $872,000 | 1,852 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $205,000 | 4,967 |
| Total noninterest expense | $4,067,000 | 3,526 |
| Salaries and employee benefits | $2,641,000 | 2,972 |
| Premises and equipment expense | $464,000 | 4,175 |
| Additional noninterest expense | $962,000 | 4,308 |
| Pre-tax net operating income | $2,956,000 | 2,535 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,956,000 | 2,027 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,956,000 | 2,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,923 |
| Cash dividends | $2,679,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,956,000 | 1,960 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,050,000 | 3,628 |
| Total interest expense | $3,579,000 | 4,133 |
| Net interest income | $5,471,000 | 3,195 |
| Provision for loan and lease losses | $65,000 | 6,279 |
| Total noninterest income | $997,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $767,000 | 1,977 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $230,000 | 4,641 |
| Total noninterest expense | $3,704,000 | 3,662 |
| Salaries and employee benefits | $2,299,000 | 3,193 |
| Premises and equipment expense | $414,000 | 4,493 |
| Additional noninterest expense | $991,000 | 4,095 |
| Pre-tax net operating income | $2,699,000 | 2,511 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $2,699,000 | 1,950 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,699,000 | 1,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,263 |
| Cash dividends | $2,230,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,699,000 | 1,870 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,272,000 | 3,639 |
| Total interest expense | $4,083,000 | 3,909 |
| Net interest income | $5,189,000 | 3,358 |
| Provision for loan and lease losses | $95,000 | 5,433 |
| Total noninterest income | $845,000 | 3,533 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $683,000 | 2,037 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $162,000 | 5,291 |
| Total noninterest expense | $3,299,000 | 3,912 |
| Salaries and employee benefits | $2,077,000 | 3,358 |
| Premises and equipment expense | $409,000 | 4,436 |
| Additional noninterest expense | $813,000 | 4,680 |
| Pre-tax net operating income | $2,640,000 | 2,644 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $2,640,000 | 1,973 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,640,000 | 1,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,680 |
| Cash dividends | $2,231,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,640,000 | 1,981 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,417,000 | 3,730 |
| Total interest expense | $3,607,000 | 3,944 |
| Net interest income | $4,810,000 | 3,573 |
| Provision for loan and lease losses | $73,000 | 5,834 |
| Total noninterest income | $772,000 | 3,719 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $596,000 | 2,249 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $176,000 | 5,232 |
| Total noninterest expense | $3,039,000 | 4,163 |
| Salaries and employee benefits | $2,068,000 | 3,337 |
| Premises and equipment expense | $295,000 | 5,509 |
| Additional noninterest expense | $676,000 | 5,374 |
| Pre-tax net operating income | $2,470,000 | 2,820 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $215,000 | 5,548 |
| Income before extraordinary items | $2,255,000 | 2,309 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,255,000 | 2,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,827 |
| Cash dividends | $2,117,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,255,000 | 2,284 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,469,000 | 3,725 |
| Total interest expense | $3,636,000 | 3,988 |
| Net interest income | $4,833,000 | 3,513 |
| Provision for loan and lease losses | $107,000 | 4,980 |
| Total noninterest income | $783,000 | 3,682 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $558,000 | 2,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 4,672 |
| Total noninterest expense | $2,963,000 | 4,157 |
| Salaries and employee benefits | $1,901,000 | 3,500 |
| Premises and equipment expense | $352,000 | 4,862 |
| Additional noninterest expense | $710,000 | 5,108 |
| Pre-tax net operating income | $2,546,000 | 2,737 |
| Securities gains (losses) | $-50,000 | 10,367 |
| Applicable income taxes | $711,000 | 2,990 |
| Income before extraordinary items | $1,785,000 | 2,802 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,785,000 | 2,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,916 |
| Cash dividends | $1,551,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,821,000 | 2,691 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,849,000 | 4,042 |
| Total interest expense | $3,287,000 | 4,346 |
| Net interest income | $4,562,000 | 3,786 |
| Provision for loan and lease losses | $121,000 | 4,616 |
| Total noninterest income | $793,000 | 3,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $548,000 | 2,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 4,421 |
| Total noninterest expense | $2,930,000 | 4,177 |
| Salaries and employee benefits | $1,849,000 | 3,541 |
| Premises and equipment expense | $378,000 | 4,634 |
| Additional noninterest expense | $703,000 | 5,202 |
| Pre-tax net operating income | $2,304,000 | 3,121 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $626,000 | 3,547 |
| Income before extraordinary items | $1,678,000 | 3,025 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,678,000 | 3,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,783 |
| Cash dividends | $1,641,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,678,000 | 2,968 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,720,000 | 4,166 |
| Total interest expense | $3,297,000 | 4,406 |
| Net interest income | $4,423,000 | 3,948 |
| Provision for loan and lease losses | $126,000 | 4,482 |
| Total noninterest income | $777,000 | 3,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $534,000 | 2,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 4,611 |
| Total noninterest expense | $2,737,000 | 4,650 |
| Salaries and employee benefits | $1,628,000 | 4,004 |
| Premises and equipment expense | $389,000 | 4,641 |
| Additional noninterest expense | $720,000 | 5,633 |
| Pre-tax net operating income | $2,337,000 | 2,982 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $649,000 | 3,367 |
| Income before extraordinary items | $1,688,000 | 2,871 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,688,000 | 2,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,926 |
| Cash dividends | $1,200,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,688,000 | 2,830 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,489,000 | 4,275 |
| Total interest expense | $3,111,000 | 4,598 |
| Net interest income | $4,378,000 | 3,999 |
| Provision for loan and lease losses | $102,000 | 4,548 |
| Total noninterest income | $643,000 | 4,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $473,000 | 2,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,607 |
| Total noninterest expense | $2,714,000 | 4,654 |
| Salaries and employee benefits | $1,604,000 | 4,042 |
| Premises and equipment expense | $364,000 | 4,892 |
| Additional noninterest expense | $746,000 | 5,553 |
| Pre-tax net operating income | $2,205,000 | 3,207 |
| Securities gains (losses) | $-123,000 | 11,566 |
| Applicable income taxes | $509,000 | 4,145 |
| Income before extraordinary items | $1,573,000 | 3,110 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,573,000 | 3,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,842 |
| Cash dividends | $1,132,000 | 1,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,666,480 | 2,917 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,354,000 | 4,617 |
| Total interest expense | $2,381,000 | 4,842 |
| Net interest income | $3,973,000 | 4,414 |
| Provision for loan and lease losses | $8,000 | 8,632 |
| Total noninterest income | $647,000 | 4,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $444,000 | 3,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 5,218 |
| Total noninterest expense | $2,685,000 | 4,851 |
| Salaries and employee benefits | $1,561,000 | 4,140 |
| Premises and equipment expense | $338,000 | 5,200 |
| Additional noninterest expense | $786,000 | 5,775 |
| Pre-tax net operating income | $1,927,000 | 3,539 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $450,000 | 4,384 |
| Income before extraordinary items | $1,478,000 | 3,215 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,478,000 | 3,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,481 |
| Cash dividends | $1,073,000 | 1,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,477,230 | 3,249 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,302,000 | 4,752 |
| Total interest expense | $2,175,000 | 5,430 |
| Net interest income | $4,127,000 | 4,275 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $600,000 | 4,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $461,000 | 3,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,809 |
| Total noninterest expense | $2,596,000 | 5,106 |
| Salaries and employee benefits | $1,452,000 | 4,397 |
| Premises and equipment expense | $333,000 | 5,419 |
| Additional noninterest expense | $811,000 | 5,867 |
| Pre-tax net operating income | $2,119,000 | 3,137 |
| Securities gains (losses) | $294,000 | 1,320 |
| Applicable income taxes | $658,000 | 3,310 |
| Income before extraordinary items | $1,755,000 | 2,822 |
| Extraordinary gains, net | $95,000 | 1,624 |
| Net income | $1,850,000 | 2,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 12,222 |
| Cash dividends | $954,000 | 1,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,540,380 | 2,988 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,731,000 | 4,989 |
| Total interest expense | $2,764,000 | 5,521 |
| Net interest income | $3,967,000 | 4,481 |
| Provision for loan and lease losses | $99,000 | 7,328 |
| Total noninterest income | $523,000 | 5,465 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $426,000 | 3,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 8,166 |
| Total noninterest expense | $2,495,000 | 5,318 |
| Salaries and employee benefits | $1,396,000 | 4,515 |
| Premises and equipment expense | $341,000 | 5,467 |
| Additional noninterest expense | $758,000 | 6,364 |
| Pre-tax net operating income | $1,896,000 | 3,268 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $464,000 | 4,248 |
| Income before extraordinary items | $1,434,000 | 3,209 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,434,000 | 3,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 4,520 |
| Cash dividends | $652,000 | 2,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,432,480 | 2,975 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.