Home > The Cecilian Bank > Income and Expense

The Cecilian Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$58,375,000817
Total interest expense$16,365,000916
Net interest income$42,010,000773
Provision for loan and lease losses$1,606,000618
Total noninterest income$10,763,000700
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,611,000349
Trading account gains and feesNANA
Additional Noninterest Income$7,152,000699
Total noninterest expense$32,232,000841
Salaries and employee benefits$17,825,000843
Premises and equipment expense$3,559,000742
Additional noninterest expense$7,152,000699
Pre-tax net operating income$18,935,000711
Securities gains (losses)$281,000130
Applicable income taxes$4,409,000588
Income before extraordinary items$14,807,000749
Extraordinary gains, net$054
Net income$14,807,000760
Minority interest net income$088
Net income of bank and minority interests.$14,807,000752
Net charge-offs$64,0001,712
Cash dividends$1,775,0001,650
Sale, conversion, retirement of capital stock, net$0540
Net operating income$14,585,010761
2023-09-30 (YTD Data)Rank
Total interest income$42,506,000822
Total interest expense$11,120,000926
Net interest income$31,386,000783
Provision for loan and lease losses$1,252,000579
Total noninterest income$8,048,000710
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,664,000352
Trading account gains and feesNANA
Additional Noninterest Income$5,384,000706
Total noninterest expense$23,641,000862
Salaries and employee benefits$13,043,000867
Premises and equipment expense$2,676,000747
Additional noninterest expense$5,384,000706
Pre-tax net operating income$14,541,000725
Securities gains (losses)$-67,0003,902
Applicable income taxes$3,362,000603
Income before extraordinary items$11,112,000766
Extraordinary gains, net$052
Net income$11,112,000770
Minority interest net income$081
Net income of bank and minority interests.$11,112,000766
Net charge-offs$9,0002,168
Cash dividends$1,190,0001,555
Sale, conversion, retirement of capital stock, net$0507
Net operating income$11,164,930776
2023-06-30 (YTD Data)Rank
Total interest income$27,559,000819
Total interest expense$6,841,000903
Net interest income$20,718,000792
Provision for loan and lease losses$542,000750
Total noninterest income$5,267,000702
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,763,000345
Trading account gains and feesNANA
Additional Noninterest Income$3,504,000676
Total noninterest expense$15,483,000853
Salaries and employee benefits$8,631,000863
Premises and equipment expense$1,745,000748
Additional noninterest expense$3,504,000676
Pre-tax net operating income$9,960,000698
Securities gains (losses)$0938
Applicable income taxes$2,370,000580
Income before extraordinary items$7,590,000748
Extraordinary gains, net$051
Net income$7,590,000760
Minority interest net income$081
Net income of bank and minority interests.$7,590,000748
Net charge-offs$6,0001,974
Cash dividends$600,0001,788
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,590,000753
2023-03-31 (YTD Data)Rank
Total interest income$13,360,000834
Total interest expense$3,048,000882
Net interest income$10,312,000801
Provision for loan and lease losses$199,000901
Total noninterest income$2,464,000730
Gross Fiduciary activities income$0913
Service charges on deposit accounts$873,000366
Trading account gains and feesNANA
Additional Noninterest Income$1,591,000712
Total noninterest expense$7,465,000888
Salaries and employee benefits$4,205,000898
Premises and equipment expense$893,000763
Additional noninterest expense$1,591,000712
Pre-tax net operating income$5,112,000705
Securities gains (losses)$0950
Applicable income taxes$1,243,000584
Income before extraordinary items$3,869,000758
Extraordinary gains, net$04
Net income$3,869,000757
Minority interest net income$048
Net income of bank and minority interests.$3,869,000757
Net charge-offs$-3,0003,659
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,869,000772
2022-12-31 (YTD Data)Rank
Total interest income$46,096,000798
Total interest expense$5,131,000772
Net interest income$40,965,000805
Provision for loan and lease losses$-185,0004,429
Total noninterest income$10,461,000740
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$3,338,000385
Trading account gains and feesNANA
Additional Noninterest Income$7,123,000699
Total noninterest expense$30,127,000872
Salaries and employee benefits$16,455,000891
Premises and equipment expense$3,669,000720
Additional noninterest expense$7,123,000699
Pre-tax net operating income$21,484,000712
Securities gains (losses)$-182,0004,080
Applicable income taxes$4,494,000644
Income before extraordinary items$16,808,000732
Extraordinary gains, net$05
Net income$16,808,000733
Minority interest net income$063
Net income of bank and minority interests.$16,808,000733
Net charge-offs$-36,0003,989
Cash dividends$4,584,000838
Sale, conversion, retirement of capital stock, net$0568
Net operating income$16,951,780734
2022-09-30 (YTD Data)Rank
Total interest income$33,302,000798
Total interest expense$3,620,000625
Net interest income$29,682,000819
Provision for loan and lease losses$-384,0004,566
Total noninterest income$7,912,000750
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,432,000399
Trading account gains and feesNANA
Additional Noninterest Income$5,480,000712
Total noninterest expense$22,899,000858
Salaries and employee benefits$12,558,000877
Premises and equipment expense$2,716,000726
Additional noninterest expense$5,480,000712
Pre-tax net operating income$15,079,000748
Securities gains (losses)$0740
Applicable income taxes$3,175,000662
Income before extraordinary items$11,904,000767
Extraordinary gains, net$04
Net income$11,904,000767
Minority interest net income$057
Net income of bank and minority interests.$11,904,000767
Net charge-offs$-50,0004,098
Cash dividends$4,084,000677
Sale, conversion, retirement of capital stock, net$0519
Net operating income$11,904,000777
2022-06-30 (YTD Data)Rank
Total interest income$21,328,000785
Total interest expense$2,324,000508
Net interest income$19,004,000824
Provision for loan and lease losses$-255,0004,550
Total noninterest income$4,993,000763
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,519,000409
Trading account gains and feesNANA
Additional Noninterest Income$3,474,000743
Total noninterest expense$15,007,000849
Salaries and employee benefits$8,291,000868
Premises and equipment expense$1,825,000717
Additional noninterest expense$4,891,000780
Pre-tax net operating income$9,245,000769
Securities gains (losses)$0687
Applicable income taxes$1,842,000693
Income before extraordinary items$7,403,000769
Extraordinary gains, net$04
Net income$7,403,000769
Minority interest net income$060
Net income of bank and minority interests.$7,403,000769
Net charge-offs$-185,0004,533
Cash dividends$2,950,000647
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,403,000785
2022-03-31 (YTD Data)Rank
Total interest income$10,447,000776
Total interest expense$1,177,000471
Net interest income$9,270,000819
Provision for loan and lease losses$-95,0004,512
Total noninterest income$2,245,000825
Gross Fiduciary activities income$0892
Service charges on deposit accounts$726,000425
Trading account gains and feesNANA
Additional Noninterest Income$1,519,000823
Total noninterest expense$7,347,000860
Salaries and employee benefits$4,114,000876
Premises and equipment expense$906,000718
Additional noninterest expense$2,327,000811
Pre-tax net operating income$4,263,000782
Securities gains (losses)$0623
Applicable income taxes$824,000730
Income before extraordinary items$3,439,000794
Extraordinary gains, net$04
Net income$3,439,000794
Minority interest net income$050
Net income of bank and minority interests.$3,439,000794
Net charge-offs$-231,0004,683
Cash dividends$2,350,000422
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,439,000802
2021-12-31 (YTD Data)Rank
Total interest income$45,325,000737
Total interest expense$5,573,000487
Net interest income$39,752,000773
Provision for loan and lease losses$-411,0004,411
Total noninterest income$8,633,000924
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,523,000456
Trading account gains and feesNANA
Additional Noninterest Income$6,110,000938
Total noninterest expense$28,085,000896
Salaries and employee benefits$15,895,000891
Premises and equipment expense$3,354,000777
Additional noninterest expense$8,836,000866
Pre-tax net operating income$20,711,000715
Securities gains (losses)$113,000810
Applicable income taxes$4,404,000687
Income before extraordinary items$16,420,000758
Extraordinary gains, net$010
Net income$16,420,000759
Minority interest net income$074
Net income of bank and minority interests.$16,420,000759
Net charge-offs$185,0001,055
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,330,730744
2021-09-30 (YTD Data)Rank
Total interest income$34,259,000748
Total interest expense$4,250,000504
Net interest income$30,009,000773
Provision for loan and lease losses$-320,0004,494
Total noninterest income$6,439,000957
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,804,000473
Trading account gains and feesNANA
Additional Noninterest Income$4,635,000945
Total noninterest expense$20,987,000903
Salaries and employee benefits$12,044,000890
Premises and equipment expense$2,528,000790
Additional noninterest expense$6,415,000882
Pre-tax net operating income$15,781,000731
Securities gains (losses)$113,000753
Applicable income taxes$3,389,000691
Income before extraordinary items$12,505,000777
Extraordinary gains, net$08
Net income$12,505,000777
Minority interest net income$069
Net income of bank and minority interests.$12,505,000777
Net charge-offs$101,0001,071
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,415,730758
2021-06-30 (YTD Data)Rank
Total interest income$21,781,000769
Total interest expense$2,847,000528
Net interest income$18,934,000806
Provision for loan and lease losses$-181,0004,532
Total noninterest income$4,055,000993
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,141,000478
Trading account gains and feesNANA
Additional Noninterest Income$2,914,000997
Total noninterest expense$13,754,000910
Salaries and employee benefits$8,026,000886
Premises and equipment expense$1,621,000820
Additional noninterest expense$4,107,000906
Pre-tax net operating income$9,416,000806
Securities gains (losses)$113,000626
Applicable income taxes$1,997,000761
Income before extraordinary items$7,532,000845
Extraordinary gains, net$06
Net income$7,532,000844
Minority interest net income$067
Net income of bank and minority interests.$7,532,000845
Net charge-offs$70,0001,047
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,442,730836
2021-03-31 (YTD Data)Rank
Total interest income$10,658,000782
Total interest expense$1,403,000561
Net interest income$9,255,000809
Provision for loan and lease losses$-22,0004,601
Total noninterest income$2,052,000992
Gross Fiduciary activities income$0922
Service charges on deposit accounts$578,000466
Trading account gains and feesNANA
Additional Noninterest Income$1,474,000990
Total noninterest expense$6,680,000917
Salaries and employee benefits$3,867,000911
Premises and equipment expense$810,000827
Additional noninterest expense$2,003,000899
Pre-tax net operating income$4,649,000816
Securities gains (losses)$01,392
Applicable income taxes$971,000767
Income before extraordinary items$3,678,000870
Extraordinary gains, net$03
Net income$3,678,000870
Minority interest net income$055
Net income of bank and minority interests.$3,678,000870
Net charge-offs$60,000766
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,678,000846
2020-12-31 (YTD Data)Rank
Total interest income$42,780,000783
Total interest expense$5,826,000821
Net interest income$36,954,000781
Provision for loan and lease losses$650,0001,994
Total noninterest income$7,523,000977
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,552,000435
Trading account gains and feesNANA
Additional Noninterest Income$4,971,0001,027
Total noninterest expense$28,588,000853
Salaries and employee benefits$15,490,000883
Premises and equipment expense$3,220,000800
Additional noninterest expense$9,878,000747
Pre-tax net operating income$15,239,000737
Securities gains (losses)$38,0001,846
Applicable income taxes$2,338,000839
Income before extraordinary items$12,939,000761
Extraordinary gains, net$04
Net income$12,939,000761
Minority interest net income$072
Net income of bank and minority interests.$12,939,000761
Net charge-offs$429,0001,078
Cash dividends$7,840,000558
Sale, conversion, retirement of capital stock, net$0566
Net operating income$12,906,700730
2020-09-30 (YTD Data)Rank
Total interest income$31,581,000800
Total interest expense$4,448,000854
Net interest income$27,133,000787
Provision for loan and lease losses$225,0002,648
Total noninterest income$5,544,000951
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,886,000438
Trading account gains and feesNANA
Additional Noninterest Income$3,658,0001,003
Total noninterest expense$21,191,000846
Salaries and employee benefits$11,521,000867
Premises and equipment expense$2,458,000773
Additional noninterest expense$7,212,000750
Pre-tax net operating income$11,261,000718
Securities gains (losses)$02,494
Applicable income taxes$1,835,000784
Income before extraordinary items$9,426,000754
Extraordinary gains, net$04
Net income$9,426,000754
Minority interest net income$065
Net income of bank and minority interests.$9,426,000754
Net charge-offs$257,0001,103
Cash dividends$2,860,000835
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,426,000721
2020-06-30 (YTD Data)Rank
Total interest income$20,774,000821
Total interest expense$3,030,000917
Net interest income$17,744,000798
Provision for loan and lease losses$150,0002,632
Total noninterest income$3,435,000951
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,265,000426
Trading account gains and feesNANA
Additional Noninterest Income$2,170,0001,012
Total noninterest expense$13,853,000852
Salaries and employee benefits$7,438,000890
Premises and equipment expense$1,592,000798
Additional noninterest expense$4,823,000742
Pre-tax net operating income$7,176,000681
Securities gains (losses)$02,249
Applicable income taxes$1,116,000757
Income before extraordinary items$6,060,000713
Extraordinary gains, net$04
Net income$6,060,000713
Minority interest net income$065
Net income of bank and minority interests.$6,060,000713
Net charge-offs$-82,0004,856
Cash dividends$1,450,0001,030
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,060,000686
2020-03-31 (YTD Data)Rank
Total interest income$10,377,000820
Total interest expense$1,586,000959
Net interest income$8,791,000786
Provision for loan and lease losses$75,0002,175
Total noninterest income$1,740,000884
Gross Fiduciary activities income$0941
Service charges on deposit accounts$745,000424
Trading account gains and feesNANA
Additional Noninterest Income$995,000972
Total noninterest expense$7,057,000840
Salaries and employee benefits$3,785,000878
Premises and equipment expense$761,000840
Additional noninterest expense$2,511,000720
Pre-tax net operating income$3,399,000658
Securities gains (losses)$01,705
Applicable income taxes$546,000697
Income before extraordinary items$2,853,000689
Extraordinary gains, net$04
Net income$2,853,000689
Minority interest net income$056
Net income of bank and minority interests.$2,853,000689
Net charge-offs$-115,0004,983
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,853,000664
2019-12-31 (YTD Data)Rank
Total interest income$36,392,000924
Total interest expense$5,850,0001,080
Net interest income$30,542,000891
Provision for loan and lease losses$300,0001,946
Total noninterest income$6,703,000930
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,797,000447
Trading account gains and feesNANA
Additional Noninterest Income$3,906,000982
Total noninterest expense$22,983,000970
Salaries and employee benefits$12,583,000997
Premises and equipment expense$2,726,000918
Additional noninterest expense$7,674,000884
Pre-tax net operating income$13,962,000795
Securities gains (losses)$02,379
Applicable income taxes$1,638,0001,028
Income before extraordinary items$12,324,000787
Extraordinary gains, net$011
Net income$12,324,000788
Minority interest net income$076
Net income of bank and minority interests.$12,324,000788
Net charge-offs$-531,0005,117
Cash dividends$10,075,000470
Sale, conversion, retirement of capital stock, net$0626
Net operating income$12,324,000765
2019-09-30 (YTD Data)Rank
Total interest income$27,216,000927
Total interest expense$4,305,0001,110
Net interest income$22,911,000893
Provision for loan and lease losses$225,0001,834
Total noninterest income$4,993,000926
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,059,000456
Trading account gains and feesNANA
Additional Noninterest Income$2,934,000977
Total noninterest expense$16,966,000982
Salaries and employee benefits$9,205,0001,018
Premises and equipment expense$2,031,000924
Additional noninterest expense$5,730,000880
Pre-tax net operating income$10,713,000799
Securities gains (losses)$02,167
Applicable income taxes$1,258,0001,057
Income before extraordinary items$9,455,000777
Extraordinary gains, net$011
Net income$9,455,000779
Minority interest net income$072
Net income of bank and minority interests.$9,455,000778
Net charge-offs$-383,0005,161
Cash dividends$4,655,000647
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,455,000764
2019-06-30 (YTD Data)Rank
Total interest income$17,935,000938
Total interest expense$2,797,0001,112
Net interest income$15,138,000891
Provision for loan and lease losses$150,0001,792
Total noninterest income$3,190,000936
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,337,000462
Trading account gains and feesNANA
Additional Noninterest Income$1,853,000979
Total noninterest expense$11,214,000985
Salaries and employee benefits$6,090,0001,015
Premises and equipment expense$1,298,000962
Additional noninterest expense$3,826,000888
Pre-tax net operating income$6,964,000792
Securities gains (losses)$01,702
Applicable income taxes$747,0001,115
Income before extraordinary items$6,217,000760
Extraordinary gains, net$011
Net income$6,217,000761
Minority interest net income$069
Net income of bank and minority interests.$6,217,000760
Net charge-offs$-328,0005,213
Cash dividends$1,280,0001,223
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,217,000747
2019-03-31 (YTD Data)Rank
Total interest income$8,818,000950
Total interest expense$1,348,0001,123
Net interest income$7,470,000903
Provision for loan and lease losses$75,0001,682
Total noninterest income$1,534,000928
Gross Fiduciary activities income$0972
Service charges on deposit accounts$657,000462
Trading account gains and feesNANA
Additional Noninterest Income$877,000984
Total noninterest expense$5,461,0001,006
Salaries and employee benefits$2,961,0001,042
Premises and equipment expense$651,000954
Additional noninterest expense$1,849,000898
Pre-tax net operating income$3,468,000776
Securities gains (losses)$01,087
Applicable income taxes$463,000952
Income before extraordinary items$3,005,000769
Extraordinary gains, net$05
Net income$3,005,000769
Minority interest net income$052
Net income of bank and minority interests.$3,005,000768
Net charge-offs$-268,0005,292
Cash dividends$650,0001,116
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,005,000758
2018-12-31 (YTD Data)Rank
Total interest income$33,816,000929
Total interest expense$4,720,000973
Net interest income$29,096,000917
Provision for loan and lease losses$1,850,000538
Total noninterest income$6,261,000950
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,761,000462
Trading account gains and feesNANA
Additional Noninterest Income$3,500,0001,024
Total noninterest expense$19,601,0001,082
Salaries and employee benefits$9,681,0001,199
Premises and equipment expense$2,646,000930
Additional noninterest expense$7,274,000924
Pre-tax net operating income$13,906,000797
Securities gains (losses)$2,000956
Applicable income taxes$1,769,000952
Income before extraordinary items$12,139,000778
Extraordinary gains, net$06
Net income$12,139,000777
Minority interest net income$072
Net income of bank and minority interests.$12,139,000777
Net charge-offs$863,000674
Cash dividends$7,387,000538
Sale, conversion, retirement of capital stock, net$0671
Net operating income$12,137,260776
2018-09-30 (YTD Data)Rank
Total interest income$25,244,000922
Total interest expense$3,458,000928
Net interest income$21,786,000910
Provision for loan and lease losses$1,350,000513
Total noninterest income$4,655,000960
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,022,000472
Trading account gains and feesNANA
Additional Noninterest Income$2,633,0001,027
Total noninterest expense$16,100,0001,000
Salaries and employee benefits$8,706,0001,039
Premises and equipment expense$1,971,000934
Additional noninterest expense$5,423,000907
Pre-tax net operating income$8,991,000914
Securities gains (losses)$2,000952
Applicable income taxes$1,024,0001,151
Income before extraordinary items$7,969,000864
Extraordinary gains, net$05
Net income$7,969,000862
Minority interest net income$066
Net income of bank and minority interests.$7,969,000863
Net charge-offs$757,000540
Cash dividends$4,967,000548
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,967,220860
2018-06-30 (YTD Data)Rank
Total interest income$16,642,000924
Total interest expense$2,237,000895
Net interest income$14,405,000909
Provision for loan and lease losses$900,000507
Total noninterest income$2,834,0001,014
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,306,000485
Trading account gains and feesNANA
Additional Noninterest Income$1,528,0001,145
Total noninterest expense$10,518,0001,021
Salaries and employee benefits$5,727,0001,054
Premises and equipment expense$1,331,000930
Additional noninterest expense$3,460,000951
Pre-tax net operating income$5,821,000922
Securities gains (losses)$2,000815
Applicable income taxes$634,0001,201
Income before extraordinary items$5,189,000868
Extraordinary gains, net$06
Net income$5,189,000866
Minority interest net income$065
Net income of bank and minority interests.$5,189,000867
Net charge-offs$713,000406
Cash dividends$2,052,000743
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,187,220861
2018-03-31 (YTD Data)Rank
Total interest income$8,163,000923
Total interest expense$1,059,000900
Net interest income$7,104,000918
Provision for loan and lease losses$450,000507
Total noninterest income$1,395,0001,019
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$656,000488
Trading account gains and feesNANA
Additional Noninterest Income$739,0001,152
Total noninterest expense$5,241,0001,034
Salaries and employee benefits$2,878,0001,061
Premises and equipment expense$651,000945
Additional noninterest expense$1,712,000951
Pre-tax net operating income$2,808,000915
Securities gains (losses)$2,000619
Applicable income taxes$280,0001,281
Income before extraordinary items$2,530,000871
Extraordinary gains, net$07
Net income$2,530,000872
Minority interest net income$052
Net income of bank and minority interests.$2,530,000871
Net charge-offs$-106,0005,393
Cash dividends$2,052,000405
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,528,200864
2017-12-31 (YTD Data)Rank
Total interest income$32,647,000881
Total interest expense$3,926,000849
Net interest income$28,721,000878
Provision for loan and lease losses$2,825,000385
Total noninterest income$5,750,0001,021
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,809,000465
Trading account gains and feesNANA
Additional Noninterest Income$2,941,0001,181
Total noninterest expense$23,173,000928
Salaries and employee benefits$12,402,000965
Premises and equipment expense$2,667,000914
Additional noninterest expense$8,104,000821
Pre-tax net operating income$8,473,0001,132
Securities gains (losses)$21,0001,311
Applicable income taxes$876,0001,995
Income before extraordinary items$7,618,000942
Extraordinary gains, net$09
Net income$7,618,000942
Minority interest net income$076
Net income of bank and minority interests.$7,618,000942
Net charge-offs$1,471,000520
Cash dividends$4,725,000715
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,599,100935
2017-09-30 (YTD Data)Rank
Total interest income$23,571,000913
Total interest expense$2,970,000838
Net interest income$20,601,000919
Provision for loan and lease losses$2,150,000371
Total noninterest income$4,314,0001,033
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,101,000468
Trading account gains and feesNANA
Additional Noninterest Income$2,213,0001,183
Total noninterest expense$16,184,000993
Salaries and employee benefits$8,337,0001,081
Premises and equipment expense$2,051,000904
Additional noninterest expense$5,796,000849
Pre-tax net operating income$6,581,0001,119
Securities gains (losses)$15,0001,443
Applicable income taxes$1,167,0001,323
Income before extraordinary items$5,429,0001,095
Extraordinary gains, net$09
Net income$5,429,0001,095
Minority interest net income$071
Net income of bank and minority interests.$5,429,0001,095
Net charge-offs$954,000511
Cash dividends$3,350,000702
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,416,7001,079
2017-06-30 (YTD Data)Rank
Total interest income$15,539,000911
Total interest expense$1,989,000805
Net interest income$13,550,000924
Provision for loan and lease losses$1,475,000360
Total noninterest income$2,816,0001,048
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,363,000474
Trading account gains and feesNANA
Additional Noninterest Income$1,453,0001,221
Total noninterest expense$10,797,000999
Salaries and employee benefits$5,448,0001,104
Premises and equipment expense$1,368,000901
Additional noninterest expense$3,981,000827
Pre-tax net operating income$4,094,0001,170
Securities gains (losses)$01,906
Applicable income taxes$739,0001,345
Income before extraordinary items$3,355,0001,137
Extraordinary gains, net$011
Net income$3,355,0001,137
Minority interest net income$071
Net income of bank and minority interests.$3,355,0001,137
Net charge-offs$390,000690
Cash dividends$400,0002,229
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,355,0001,118
2017-03-31 (YTD Data)Rank
Total interest income$7,390,000957
Total interest expense$1,002,000780
Net interest income$6,388,000972
Provision for loan and lease losses$475,000473
Total noninterest income$1,454,0001,008
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$658,000494
Trading account gains and feesNANA
Additional Noninterest Income$796,0001,124
Total noninterest expense$5,315,0001,013
Salaries and employee benefits$2,714,0001,111
Premises and equipment expense$689,000902
Additional noninterest expense$1,912,000850
Pre-tax net operating income$2,052,0001,150
Securities gains (losses)$01,153
Applicable income taxes$367,0001,325
Income before extraordinary items$1,685,0001,113
Extraordinary gains, net$08
Net income$1,685,0001,112
Minority interest net income$055
Net income of bank and minority interests.$1,685,0001,113
Net charge-offs$294,000473
Cash dividends$400,0001,384
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,685,0001,089
2016-12-31 (YTD Data)Rank
Total interest income$28,096,000970
Total interest expense$3,936,000751
Net interest income$24,160,0001,003
Provision for loan and lease losses$1,000,000889
Total noninterest income$4,649,0001,220
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,459,000532
Trading account gains and fees$0170
Additional Noninterest Income$2,190,0001,506
Total noninterest expense$20,052,0001,048
Salaries and employee benefits$10,117,0001,139
Premises and equipment expense$2,818,000878
Additional noninterest expense$7,117,000927
Pre-tax net operating income$7,757,0001,135
Securities gains (losses)$26,0002,242
Applicable income taxes$1,483,0001,275
Income before extraordinary items$6,300,0001,149
Extraordinary gains, net$05
Net income$6,300,0001,148
Minority interest net income$082
Net income of bank and minority interests.$6,300,0001,148
Net charge-offs$985,000666
Cash dividends$2,475,0001,181
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,278,9401,126
2016-09-30 (YTD Data)Rank
Total interest income$20,526,000994
Total interest expense$2,932,000751
Net interest income$17,594,0001,030
Provision for loan and lease losses$625,000989
Total noninterest income$3,427,0001,218
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,744,000564
Trading account gains and fees$0169
Additional Noninterest Income$1,683,0001,472
Total noninterest expense$14,816,0001,059
Salaries and employee benefits$7,403,0001,160
Premises and equipment expense$2,139,000869
Additional noninterest expense$5,274,000932
Pre-tax net operating income$5,580,0001,193
Securities gains (losses)$26,0002,184
Applicable income taxes$931,0001,482
Income before extraordinary items$4,675,0001,168
Extraordinary gains, net$05
Net income$4,675,0001,168
Minority interest net income$071
Net income of bank and minority interests.$4,675,0001,168
Net charge-offs$533,000757
Cash dividends$125,0003,379
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,653,4201,143
2016-06-30 (YTD Data)Rank
Total interest income$12,623,0001,064
Total interest expense$1,896,000767
Net interest income$10,727,0001,107
Provision for loan and lease losses$250,0001,404
Total noninterest income$2,072,0001,281
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,033,000622
Trading account gains and fees$0157
Additional Noninterest Income$1,039,0001,506
Total noninterest expense$9,170,0001,133
Salaries and employee benefits$4,736,0001,206
Premises and equipment expense$1,317,000934
Additional noninterest expense$3,117,0001,055
Pre-tax net operating income$3,379,0001,294
Securities gains (losses)$25,0001,834
Applicable income taxes$610,0001,479
Income before extraordinary items$2,794,0001,286
Extraordinary gains, net$016
Net income$2,794,0001,286
Minority interest net income$071
Net income of bank and minority interests.$2,794,0001,287
Net charge-offs$210,0001,092
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,773,5001,245
2016-03-31 (YTD Data)Rank
Total interest income$5,928,0001,121
Total interest expense$928,000777
Net interest income$5,000,0001,177
Provision for loan and lease losses$03,656
Total noninterest income$940,0001,358
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$463,000678
Trading account gains and fees$0142
Additional Noninterest Income$477,0001,556
Total noninterest expense$3,778,0001,325
Salaries and employee benefits$2,081,0001,339
Premises and equipment expense$559,0001,064
Additional noninterest expense$1,138,0001,360
Pre-tax net operating income$2,162,0001,016
Securities gains (losses)$25,0001,142
Applicable income taxes$461,0001,121
Income before extraordinary items$1,726,0001,039
Extraordinary gains, net$012
Net income$1,726,0001,040
Minority interest net income$062
Net income of bank and minority interests.$1,726,0001,040
Net charge-offs$65,0001,273
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,706,2501,023
2015-12-31 (YTD Data)Rank
Total interest income$22,152,0001,156
Total interest expense$3,906,000711
Net interest income$18,246,0001,248
Provision for loan and lease losses$04,380
Total noninterest income$3,889,0001,322
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,952,000678
Trading account gains and fees$0159
Additional Noninterest Income$1,937,0001,560
Total noninterest expense$14,343,0001,364
Salaries and employee benefits$7,723,0001,396
Premises and equipment expense$2,125,0001,119
Additional noninterest expense$4,495,0001,391
Pre-tax net operating income$7,792,0001,095
Securities gains (losses)$03,216
Applicable income taxes$1,757,0001,103
Income before extraordinary items$6,035,0001,168
Extraordinary gains, net$023
Net income$6,035,0001,168
Minority interest net income$081
Net income of bank and minority interests.$6,035,0001,168
Net charge-offs$-2,145,0006,152
Cash dividends$1,160,0001,954
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,035,0001,138
2015-09-30 (YTD Data)Rank
Total interest income$16,420,0001,172
Total interest expense$2,951,000707
Net interest income$13,469,0001,272
Provision for loan and lease losses$04,232
Total noninterest income$2,855,0001,361
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,438,000686
Trading account gains and fees$0153
Additional Noninterest Income$1,417,0001,596
Total noninterest expense$10,679,0001,376
Salaries and employee benefits$5,782,0001,402
Premises and equipment expense$1,584,0001,143
Additional noninterest expense$3,313,0001,415
Pre-tax net operating income$5,645,0001,146
Securities gains (losses)$03,031
Applicable income taxes$1,271,0001,170
Income before extraordinary items$4,374,0001,214
Extraordinary gains, net$021
Net income$4,374,0001,213
Minority interest net income$078
Net income of bank and minority interests.$4,374,0001,214
Net charge-offs$-2,136,0006,241
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,374,0001,183
2015-06-30 (YTD Data)Rank
Total interest income$10,762,0001,188
Total interest expense$1,983,000704
Net interest income$8,779,0001,297
Provision for loan and lease losses$04,069
Total noninterest income$1,839,0001,400
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$903,000725
Trading account gains and fees$0157
Additional Noninterest Income$936,0001,628
Total noninterest expense$6,976,0001,404
Salaries and employee benefits$3,783,0001,427
Premises and equipment expense$1,054,0001,146
Additional noninterest expense$2,139,0001,454
Pre-tax net operating income$3,642,0001,166
Securities gains (losses)$02,636
Applicable income taxes$854,0001,147
Income before extraordinary items$2,788,0001,248
Extraordinary gains, net$022
Net income$2,788,0001,250
Minority interest net income$075
Net income of bank and minority interests.$2,788,0001,249
Net charge-offs$-2,272,0006,327
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,788,0001,220
2015-03-31 (YTD Data)Rank
Total interest income$5,343,0001,197
Total interest expense$1,016,000691
Net interest income$4,327,0001,310
Provision for loan and lease losses$03,703
Total noninterest income$844,0001,451
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$426,000748
Trading account gains and fees$0152
Additional Noninterest Income$418,0001,716
Total noninterest expense$3,387,0001,442
Salaries and employee benefits$1,870,0001,439
Premises and equipment expense$509,0001,186
Additional noninterest expense$1,008,0001,526
Pre-tax net operating income$1,784,0001,152
Securities gains (losses)$02,027
Applicable income taxes$320,0001,376
Income before extraordinary items$1,464,0001,155
Extraordinary gains, net$013
Net income$1,464,0001,156
Minority interest net income$064
Net income of bank and minority interests.$1,464,0001,156
Net charge-offs$-2,303,0006,406
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,464,0001,120
2014-12-31 (YTD Data)Rank
Total interest income$23,411,0001,096
Total interest expense$4,652,000616
Net interest income$18,759,0001,205
Provision for loan and lease losses$600,0001,269
Total noninterest income$3,635,0001,366
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,950,000702
Trading account gains and fees$0180
Additional Noninterest Income$1,685,0001,654
Total noninterest expense$14,549,0001,340
Salaries and employee benefits$7,227,0001,443
Premises and equipment expense$2,185,0001,095
Additional noninterest expense$5,137,0001,267
Pre-tax net operating income$7,245,0001,121
Securities gains (losses)$38,0001,926
Applicable income taxes$2,072,000960
Income before extraordinary items$5,211,0001,252
Extraordinary gains, net$017
Net income$5,211,0001,250
Minority interest net income$084
Net income of bank and minority interests.$5,211,0001,251
Net charge-offs$3,215,000321
Cash dividends$3,640,000785
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,183,6401,231
2014-09-30 (YTD Data)Rank
Total interest income$17,353,0001,118
Total interest expense$3,552,000615
Net interest income$13,801,0001,223
Provision for loan and lease losses$450,0001,237
Total noninterest income$2,693,0001,384
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,455,000700
Trading account gains and fees$0174
Additional Noninterest Income$1,238,0001,680
Total noninterest expense$10,841,0001,354
Salaries and employee benefits$5,554,0001,434
Premises and equipment expense$1,665,0001,090
Additional noninterest expense$3,622,0001,337
Pre-tax net operating income$5,203,0001,174
Securities gains (losses)$38,0001,631
Applicable income taxes$1,501,000995
Income before extraordinary items$3,740,0001,294
Extraordinary gains, net$015
Net income$3,740,0001,294
Minority interest net income$081
Net income of bank and minority interests.$3,740,0001,294
Net charge-offs$2,988,000269
Cash dividends$1,900,000995
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,713,0201,288
2014-06-30 (YTD Data)Rank
Total interest income$11,627,0001,103
Total interest expense$2,408,000604
Net interest income$9,219,0001,214
Provision for loan and lease losses$300,0001,222
Total noninterest income$1,676,0001,437
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$935,000711
Trading account gains and fees$0172
Additional Noninterest Income$741,0001,791
Total noninterest expense$7,227,0001,357
Salaries and employee benefits$3,697,0001,423
Premises and equipment expense$1,113,0001,091
Additional noninterest expense$2,417,0001,330
Pre-tax net operating income$3,368,0001,178
Securities gains (losses)$29,0001,459
Applicable income taxes$978,000981
Income before extraordinary items$2,419,0001,295
Extraordinary gains, net$020
Net income$2,419,0001,295
Minority interest net income$080
Net income of bank and minority interests.$2,419,0001,296
Net charge-offs$2,989,000206
Cash dividends$1,000,0001,145
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,398,4101,283
2014-03-31 (YTD Data)Rank
Total interest income$5,941,0001,079
Total interest expense$1,222,000603
Net interest income$4,719,0001,190
Provision for loan and lease losses$150,0001,189
Total noninterest income$802,0001,452
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$435,000753
Trading account gains and fees$0147
Additional Noninterest Income$367,0001,764
Total noninterest expense$3,486,0001,404
Salaries and employee benefits$1,750,0001,499
Premises and equipment expense$545,0001,134
Additional noninterest expense$1,191,0001,334
Pre-tax net operating income$1,885,0001,035
Securities gains (losses)$29,000834
Applicable income taxes$563,000849
Income before extraordinary items$1,351,0001,145
Extraordinary gains, net$016
Net income$1,351,0001,146
Minority interest net income$066
Net income of bank and minority interests.$1,351,0001,146
Net charge-offs$131,0001,200
Cash dividends$500,0001,008
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,330,4101,137
2013-12-31 (YTD Data)Rank
Total interest income$24,243,0001,046
Total interest expense$5,231,000621
Net interest income$19,012,0001,156
Provision for loan and lease losses$900,0001,197
Total noninterest income$3,563,0001,432
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,949,000713
Trading account gains and fees$0184
Additional Noninterest Income$1,614,0001,769
Total noninterest expense$14,084,0001,402
Salaries and employee benefits$6,837,0001,516
Premises and equipment expense$1,818,0001,312
Additional noninterest expense$5,429,0001,238
Pre-tax net operating income$7,591,0001,006
Securities gains (losses)$03,182
Applicable income taxes$2,079,000875
Income before extraordinary items$5,512,0001,128
Extraordinary gains, net$029
Net income$5,512,0001,130
Minority interest net income$090
Net income of bank and minority interests.$5,512,0001,131
Net charge-offs$489,0002,038
Cash dividends$1,750,0001,329
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,512,0001,098
2013-09-30 (YTD Data)Rank
Total interest income$18,277,0001,046
Total interest expense$3,956,000634
Net interest income$14,321,0001,151
Provision for loan and lease losses$675,0001,211
Total noninterest income$2,678,0001,456
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,456,000723
Trading account gains and fees$0180
Additional Noninterest Income$1,222,0001,804
Total noninterest expense$11,044,0001,352
Salaries and employee benefits$5,503,0001,432
Premises and equipment expense$1,346,0001,332
Additional noninterest expense$4,195,0001,189
Pre-tax net operating income$5,280,0001,088
Securities gains (losses)$03,040
Applicable income taxes$1,384,000995
Income before extraordinary items$3,896,0001,192
Extraordinary gains, net$025
Net income$3,896,0001,193
Minority interest net income$084
Net income of bank and minority interests.$3,896,0001,194
Net charge-offs$395,0001,834
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,896,0001,158
2013-06-30 (YTD Data)Rank
Total interest income$12,390,0001,022
Total interest expense$2,668,000644
Net interest income$9,722,0001,117
Provision for loan and lease losses$450,0001,252
Total noninterest income$1,717,0001,504
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$930,000744
Trading account gains and fees$0157
Additional Noninterest Income$787,0001,873
Total noninterest expense$7,516,0001,330
Salaries and employee benefits$3,614,0001,453
Premises and equipment expense$874,0001,374
Additional noninterest expense$3,028,0001,114
Pre-tax net operating income$3,473,0001,081
Securities gains (losses)$02,791
Applicable income taxes$891,0001,021
Income before extraordinary items$2,582,0001,182
Extraordinary gains, net$022
Net income$2,582,0001,184
Minority interest net income$082
Net income of bank and minority interests.$2,582,0001,185
Net charge-offs$396,0001,453
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,582,0001,134
2013-03-31 (YTD Data)Rank
Total interest income$5,867,0001,090
Total interest expense$1,356,000658
Net interest income$4,511,0001,205
Provision for loan and lease losses$225,0001,230
Total noninterest income$834,0001,525
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$446,000768
Trading account gains and fees$0148
Additional Noninterest Income$388,0001,897
Total noninterest expense$3,452,0001,431
Salaries and employee benefits$1,808,0001,468
Premises and equipment expense$427,0001,431
Additional noninterest expense$1,217,0001,344
Pre-tax net operating income$1,668,0001,100
Securities gains (losses)$01,966
Applicable income taxes$405,0001,077
Income before extraordinary items$1,263,0001,185
Extraordinary gains, net$010
Net income$1,263,0001,187
Minority interest net income$076
Net income of bank and minority interests.$1,263,0001,187
Net charge-offs$121,0001,744
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,263,0001,133
2012-12-31 (YTD Data)Rank
Total interest income$24,271,0001,107
Total interest expense$6,207,000691
Net interest income$18,064,0001,226
Provision for loan and lease losses$2,570,000874
Total noninterest income$3,623,0001,425
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,935,000740
Trading account gains and fees$0166
Additional Noninterest Income$1,688,0001,715
Total noninterest expense$13,084,0001,494
Salaries and employee benefits$6,592,0001,536
Premises and equipment expense$1,785,0001,327
Additional noninterest expense$4,707,0001,439
Pre-tax net operating income$6,033,0001,171
Securities gains (losses)$03,810
Applicable income taxes$1,517,0001,093
Income before extraordinary items$4,516,0001,306
Extraordinary gains, net$029
Net income$4,516,0001,307
Minority interest net income$093
Net income of bank and minority interests.$4,516,0001,307
Net charge-offs$605,0002,403
Cash dividends$2,400,0001,044
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,516,0001,247
2012-09-30 (YTD Data)Rank
Total interest income$18,247,0001,119
Total interest expense$4,735,000716
Net interest income$13,512,0001,237
Provision for loan and lease losses$1,475,0001,098
Total noninterest income$2,671,0001,432
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,422,000757
Trading account gains and fees$0157
Additional Noninterest Income$1,249,0001,737
Total noninterest expense$9,986,0001,473
Salaries and employee benefits$5,097,0001,489
Premises and equipment expense$1,353,0001,327
Additional noninterest expense$3,536,0001,437
Pre-tax net operating income$4,722,0001,137
Securities gains (losses)$03,575
Applicable income taxes$1,307,0001,003
Income before extraordinary items$3,415,0001,318
Extraordinary gains, net$020
Net income$3,415,0001,319
Minority interest net income$086
Net income of bank and minority interests.$3,415,0001,319
Net charge-offs$332,0002,707
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,415,0001,253
2012-06-30 (YTD Data)Rank
Total interest income$12,243,0001,116
Total interest expense$3,195,000743
Net interest income$9,048,0001,238
Provision for loan and lease losses$1,050,0001,056
Total noninterest income$1,653,0001,512
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$905,000781
Trading account gains and fees$0153
Additional Noninterest Income$748,0001,834
Total noninterest expense$6,639,0001,472
Salaries and employee benefits$3,363,0001,507
Premises and equipment expense$906,0001,317
Additional noninterest expense$2,370,0001,437
Pre-tax net operating income$3,012,0001,179
Securities gains (losses)$03,178
Applicable income taxes$847,0001,017
Income before extraordinary items$2,165,0001,370
Extraordinary gains, net$019
Net income$2,165,0001,370
Minority interest net income$084
Net income of bank and minority interests.$2,165,0001,370
Net charge-offs$172,0002,903
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,165,0001,292
2012-03-31 (YTD Data)Rank
Total interest income$5,861,0001,179
Total interest expense$1,600,000776
Net interest income$4,261,0001,299
Provision for loan and lease losses$225,0001,839
Total noninterest income$777,0001,557
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$432,000804
Trading account gains and fees$0148
Additional Noninterest Income$345,0001,940
Total noninterest expense$3,305,0001,483
Salaries and employee benefits$1,692,0001,507
Premises and equipment expense$426,0001,404
Additional noninterest expense$1,187,0001,422
Pre-tax net operating income$1,508,0001,158
Securities gains (losses)$02,210
Applicable income taxes$391,0001,092
Income before extraordinary items$1,117,0001,296
Extraordinary gains, net$019
Net income$1,117,0001,297
Minority interest net income$078
Net income of bank and minority interests.$1,117,0001,297
Net charge-offs$7,0004,174
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,117,0001,229
2011-12-31 (YTD Data)Rank
Total interest income$23,507,0001,217
Total interest expense$7,184,000829
Net interest income$16,323,0001,360
Provision for loan and lease losses$1,200,0002,155
Total noninterest income$3,253,0001,407
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,954,000747
Trading account gains and fees$0146
Additional Noninterest Income$1,299,0001,802
Total noninterest expense$12,794,0001,527
Salaries and employee benefits$6,142,0001,597
Premises and equipment expense$1,780,0001,402
Additional noninterest expense$4,872,0001,413
Pre-tax net operating income$5,582,0001,072
Securities gains (losses)$03,838
Applicable income taxes$1,388,0001,055
Income before extraordinary items$4,194,0001,196
Extraordinary gains, net$029
Net income$4,194,0001,196
Minority interest net income$096
Net income of bank and minority interests.$4,194,0001,196
Net charge-offs$236,0004,096
Cash dividends$900,0001,742
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,194,0001,129
2011-09-30 (YTD Data)Rank
Total interest income$17,584,0001,236
Total interest expense$5,517,000846
Net interest income$12,067,0001,387
Provision for loan and lease losses$900,0002,078
Total noninterest income$2,455,0001,396
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,480,000742
Trading account gains and fees$0145
Additional Noninterest Income$975,0001,800
Total noninterest expense$9,732,0001,504
Salaries and employee benefits$4,754,0001,559
Premises and equipment expense$1,342,0001,411
Additional noninterest expense$3,636,0001,423
Pre-tax net operating income$3,890,0001,188
Securities gains (losses)$03,555
Applicable income taxes$934,0001,142
Income before extraordinary items$2,956,0001,311
Extraordinary gains, net$021
Net income$2,956,0001,311
Minority interest net income$087
Net income of bank and minority interests.$2,956,0001,311
Net charge-offs$184,0003,809
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,956,0001,241
2011-06-30 (YTD Data)Rank
Total interest income$11,709,0001,240
Total interest expense$3,720,000875
Net interest income$7,989,0001,396
Provision for loan and lease losses$600,0002,044
Total noninterest income$1,589,0001,419
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$959,000764
Trading account gains and fees$0153
Additional Noninterest Income$630,0001,812
Total noninterest expense$6,461,0001,525
Salaries and employee benefits$3,120,0001,588
Premises and equipment expense$869,0001,451
Additional noninterest expense$2,472,0001,421
Pre-tax net operating income$2,517,0001,176
Securities gains (losses)$02,914
Applicable income taxes$587,0001,170
Income before extraordinary items$1,930,0001,303
Extraordinary gains, net$015
Net income$1,930,0001,303
Minority interest net income$089
Net income of bank and minority interests.$1,930,0001,303
Net charge-offs$195,0003,143
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,930,0001,238
2011-03-31 (YTD Data)Rank
Total interest income$5,725,0001,277
Total interest expense$1,871,000908
Net interest income$3,854,0001,445
Provision for loan and lease losses$300,0001,892
Total noninterest income$750,0001,483
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$450,000797
Trading account gains and fees$0158
Additional Noninterest Income$300,0001,917
Total noninterest expense$3,204,0001,536
Salaries and employee benefits$1,556,0001,604
Premises and equipment expense$428,0001,508
Additional noninterest expense$1,220,0001,433
Pre-tax net operating income$1,100,0001,320
Securities gains (losses)$01,772
Applicable income taxes$239,0001,316
Income before extraordinary items$861,0001,400
Extraordinary gains, net$09
Net income$861,0001,400
Minority interest net income$086
Net income of bank and minority interests.$861,0001,400
Net charge-offs$-16,0007,143
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$861,0001,360
2010-12-31 (YTD Data)Rank
Total interest income$22,296,0001,375
Total interest expense$8,162,0001,023
Net interest income$14,134,0001,579
Provision for loan and lease losses$1,125,0002,876
Total noninterest income$2,860,0001,606
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,676,000903
Trading account gains and fees$0175
Additional Noninterest Income$1,184,0001,971
Total noninterest expense$11,572,0001,698
Salaries and employee benefits$5,313,0001,823
Premises and equipment expense$1,667,0001,530
Additional noninterest expense$4,592,0001,567
Pre-tax net operating income$4,297,0001,181
Securities gains (losses)$03,793
Applicable income taxes$970,0001,250
Income before extraordinary items$3,327,0001,280
Extraordinary gains, net$029
Net income$3,327,0001,282
Minority interest net income$0111
Net income of bank and minority interests.$3,327,0001,283
Net charge-offs$814,0002,977
Cash dividends$900,0001,609
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,327,0001,233
2010-09-30 (YTD Data)Rank
Total interest income$16,539,0001,416
Total interest expense$6,181,0001,046
Net interest income$10,358,0001,638
Provision for loan and lease losses$600,0003,239
Total noninterest income$2,048,0001,664
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,199,000979
Trading account gains and fees$0165
Additional Noninterest Income$849,0002,000
Total noninterest expense$8,607,0001,714
Salaries and employee benefits$4,095,0001,793
Premises and equipment expense$1,209,0001,611
Additional noninterest expense$3,303,0001,607
Pre-tax net operating income$3,199,0001,237
Securities gains (losses)$03,651
Applicable income taxes$681,0001,365
Income before extraordinary items$2,518,0001,321
Extraordinary gains, net$023
Net income$2,518,0001,325
Minority interest net income$0110
Net income of bank and minority interests.$2,518,0001,325
Net charge-offs$510,0003,056
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,518,0001,281
2010-06-30 (YTD Data)Rank
Total interest income$10,687,0001,493
Total interest expense$4,120,0001,086
Net interest income$6,567,0001,713
Provision for loan and lease losses$375,0003,285
Total noninterest income$1,189,0001,780
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$714,0001,092
Trading account gains and fees$0152
Additional Noninterest Income$475,0002,161
Total noninterest expense$5,198,0001,886
Salaries and employee benefits$2,636,0001,863
Premises and equipment expense$746,0001,756
Additional noninterest expense$1,816,0001,909
Pre-tax net operating income$2,183,0001,196
Securities gains (losses)$03,184
Applicable income taxes$469,0001,282
Income before extraordinary items$1,714,0001,291
Extraordinary gains, net$019
Net income$1,714,0001,292
Minority interest net income$0105
Net income of bank and minority interests.$1,714,0001,292
Net charge-offs$104,0004,202
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,714,0001,248
2010-03-31 (YTD Data)Rank
Total interest income$5,237,0001,553
Total interest expense$2,088,0001,127
Net interest income$3,149,0001,799
Provision for loan and lease losses$180,0003,129
Total noninterest income$558,0001,868
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$329,0001,189
Trading account gains and fees$0175
Additional Noninterest Income$229,0002,196
Total noninterest expense$2,429,0002,025
Salaries and employee benefits$1,252,0001,972
Premises and equipment expense$356,0001,894
Additional noninterest expense$821,0002,068
Pre-tax net operating income$1,098,0001,188
Securities gains (losses)$02,284
Applicable income taxes$232,0001,286
Income before extraordinary items$866,0001,262
Extraordinary gains, net$016
Net income$866,0001,265
Minority interest net income$091
Net income of bank and minority interests.$866,0001,264
Net charge-offs$27,0004,227
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$866,0001,231
2009-12-31 (YTD Data)Rank
Total interest income$19,861,0001,722
Total interest expense$8,665,0001,387
Net interest income$11,196,0001,972
Provision for loan and lease losses$1,065,0003,400
Total noninterest income$2,469,0001,850
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,626,0001,069
Trading account gains and fees$0211
Additional Noninterest Income$843,0002,381
Total noninterest expense$9,558,0002,097
Salaries and employee benefits$4,842,0002,030
Premises and equipment expense$1,308,0002,037
Additional noninterest expense$3,408,0002,099
Pre-tax net operating income$3,042,0001,307
Securities gains (losses)$03,754
Applicable income taxes$562,0001,437
Income before extraordinary items$2,480,0001,355
Extraordinary gains, net$034
Net income$2,480,0001,353
Minority interest net income$0115
Net income of bank and minority interests.$2,480,0001,354
Net charge-offs$1,094,0002,755
Cash dividends$2,050,000887
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,480,0001,326
2009-09-30 (YTD Data)Rank
Total interest income$14,791,0001,754
Total interest expense$6,541,0001,442
Net interest income$8,250,0001,994
Provision for loan and lease losses$645,0003,419
Total noninterest income$1,844,0001,891
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,208,0001,078
Trading account gains and fees$0212
Additional Noninterest Income$636,0002,435
Total noninterest expense$7,490,0002,017
Salaries and employee benefits$3,760,0001,979
Premises and equipment expense$1,022,0001,987
Additional noninterest expense$2,708,0001,948
Pre-tax net operating income$1,959,0001,659
Securities gains (losses)$03,497
Applicable income taxes$360,0001,740
Income before extraordinary items$1,599,0001,674
Extraordinary gains, net$027
Net income$1,599,0001,673
Minority interest net income$0118
Net income of bank and minority interests.$1,599,0001,674
Net charge-offs$509,0003,024
Cash dividends$1,550,000820
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,599,0001,631
2009-06-30 (YTD Data)Rank
Total interest income$9,662,0001,821
Total interest expense$4,376,0001,514
Net interest income$5,286,0002,077
Provision for loan and lease losses$240,0004,070
Total noninterest income$1,130,0001,999
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$757,0001,121
Trading account gains and fees$0193
Additional Noninterest Income$373,0002,655
Total noninterest expense$4,915,0002,063
Salaries and employee benefits$2,502,0002,013
Premises and equipment expense$671,0002,039
Additional noninterest expense$1,742,0002,038
Pre-tax net operating income$1,261,0001,758
Securities gains (losses)$03,136
Applicable income taxes$196,0001,979
Income before extraordinary items$1,065,0001,748
Extraordinary gains, net$021
Net income$1,065,0001,745
Minority interest net income$0112
Net income of bank and minority interests.$1,065,0001,747
Net charge-offs$188,0003,498
Cash dividends$1,400,000647
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,065,0001,701
2009-03-31 (YTD Data)Rank
Total interest income$4,799,0001,859
Total interest expense$2,190,0001,554
Net interest income$2,609,0002,100
Provision for loan and lease losses$120,0003,591
Total noninterest income$501,0002,137
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$344,0001,200
Trading account gains and fees$0171
Additional Noninterest Income$157,0002,891
Total noninterest expense$2,349,0002,109
Salaries and employee benefits$1,243,0002,053
Premises and equipment expense$327,0002,131
Additional noninterest expense$779,0002,033
Pre-tax net operating income$641,0001,947
Securities gains (losses)$02,434
Applicable income taxes$100,0002,180
Income before extraordinary items$541,0001,976
Extraordinary gains, net$015
Net income$541,0001,978
Minority interest net income$0102
Net income of bank and minority interests.$541,0001,978
Net charge-offs$-26,0008,043
Cash dividends$1,400,000319
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$541,0001,868
2008-12-31 (YTD Data)Rank
Total interest income$19,925,0001,918
Total interest expense$9,309,0001,735
Net interest income$10,616,0002,088
Provision for loan and lease losses$990,0002,723
Total noninterest income$2,455,0001,832
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,586,0001,131
Trading account gains and fees$0154
Additional Noninterest Income$869,0002,343
Total noninterest expense$8,933,0002,145
Salaries and employee benefits$4,883,0002,076
Premises and equipment expense$1,261,0002,144
Additional noninterest expense$2,789,0002,147
Pre-tax net operating income$3,148,0001,717
Securities gains (losses)$30,0001,931
Applicable income taxes$594,0001,681
Income before extraordinary items$2,584,0001,570
Extraordinary gains, net$039
Net income$2,584,0001,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$551,0002,663
Cash dividends$1,350,0001,871
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,559,7001,689
2008-09-30 (YTD Data)Rank
Total interest income$15,004,0001,952
Total interest expense$7,026,0001,799
Net interest income$7,978,0002,099
Provision for loan and lease losses$930,0001,913
Total noninterest income$1,856,0001,871
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,168,0001,165
Trading account gains and fees$0148
Additional Noninterest Income$688,0002,343
Total noninterest expense$6,697,0002,146
Salaries and employee benefits$3,682,0002,084
Premises and equipment expense$966,0002,109
Additional noninterest expense$2,049,0002,120
Pre-tax net operating income$2,207,0002,135
Securities gains (losses)$30,0001,749
Applicable income taxes$399,0002,159
Income before extraordinary items$1,838,0001,925
Extraordinary gains, net$031
Net income$1,838,0001,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$448,0002,084
Cash dividends$1,000,0001,791
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,813,4002,049
2008-06-30 (YTD Data)Rank
Total interest income$10,057,0001,976
Total interest expense$4,761,0001,836
Net interest income$5,296,0002,102
Provision for loan and lease losses$620,0001,664
Total noninterest income$1,277,0001,847
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$744,0001,198
Trading account gains and fees$0149
Additional Noninterest Income$533,0002,136
Total noninterest expense$4,347,0002,201
Salaries and employee benefits$2,394,0002,168
Premises and equipment expense$632,0002,144
Additional noninterest expense$1,321,0002,144
Pre-tax net operating income$1,606,0002,058
Securities gains (losses)$30,0001,782
Applicable income taxes$368,0001,965
Income before extraordinary items$1,268,0002,082
Extraordinary gains, net$021
Net income$1,268,0002,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$438,0001,437
Cash dividends$1,000,0001,384
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,244,6002,074
2008-03-31 (YTD Data)Rank
Total interest income$5,054,0002,016
Total interest expense$2,442,0001,903
Net interest income$2,612,0002,126
Provision for loan and lease losses$60,0003,470
Total noninterest income$625,0001,897
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$358,0001,229
Trading account gains and fees$0158
Additional Noninterest Income$267,0002,115
Total noninterest expense$2,164,0002,205
Salaries and employee benefits$1,188,0002,214
Premises and equipment expense$313,0002,172
Additional noninterest expense$663,0002,104
Pre-tax net operating income$1,013,0001,760
Securities gains (losses)$30,0001,366
Applicable income taxes$262,0001,633
Income before extraordinary items$781,0001,854
Extraordinary gains, net$015
Net income$781,0001,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,854
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$758,5001,832
2007-12-31 (YTD Data)Rank
Total interest income$21,062,0001,998
Total interest expense$9,880,0001,964
Net interest income$11,182,0002,033
Provision for loan and lease losses$360,0002,860
Total noninterest income$2,477,0001,902
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,522,0001,169
Trading account gains and fees$0178
Additional Noninterest Income$955,0002,281
Total noninterest expense$8,437,0002,176
Salaries and employee benefits$4,495,0002,239
Premises and equipment expense$1,089,0002,384
Additional noninterest expense$2,853,0001,927
Pre-tax net operating income$4,862,0001,689
Securities gains (losses)$02,146
Applicable income taxes$1,256,0001,603
Income before extraordinary items$3,606,0001,752
Extraordinary gains, net$039
Net income$3,606,0001,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$533,0001,615
Cash dividends$3,000,0001,163
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,606,0001,737
2007-09-30 (YTD Data)Rank
Total interest income$15,746,0002,008
Total interest expense$7,337,0001,978
Net interest income$8,409,0002,045
Provision for loan and lease losses$360,0002,007
Total noninterest income$1,873,0001,884
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,119,0001,176
Trading account gains and fees$0184
Additional Noninterest Income$754,0002,200
Total noninterest expense$6,043,0002,251
Salaries and employee benefits$3,321,0002,266
Premises and equipment expense$762,0002,528
Additional noninterest expense$1,960,0002,052
Pre-tax net operating income$3,879,0001,716
Securities gains (losses)$01,655
Applicable income taxes$1,016,0001,627
Income before extraordinary items$2,863,0001,765
Extraordinary gains, net$033
Net income$2,863,0001,764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$377,0001,312
Cash dividends$2,500,0001,013
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,863,0001,752
2007-06-30 (YTD Data)Rank
Total interest income$10,430,0002,037
Total interest expense$4,795,0002,019
Net interest income$5,635,0002,058
Provision for loan and lease losses$240,0001,865
Total noninterest income$1,245,0001,904
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$733,0001,209
Trading account gains and fees$0168
Additional Noninterest Income$512,0002,212
Total noninterest expense$3,975,0002,297
Salaries and employee benefits$2,195,0002,320
Premises and equipment expense$501,0002,587
Additional noninterest expense$1,279,0002,097
Pre-tax net operating income$2,665,0001,719
Securities gains (losses)$01,444
Applicable income taxes$705,0001,647
Income before extraordinary items$1,960,0001,765
Extraordinary gains, net$029
Net income$1,960,0001,765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0003,680
Cash dividends$2,000,000870
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,960,0001,751
2007-03-31 (YTD Data)Rank
Total interest income$5,147,0002,061
Total interest expense$2,348,0002,041
Net interest income$2,799,0002,071
Provision for loan and lease losses$120,0001,752
Total noninterest income$577,0002,010
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$347,0001,245
Trading account gains and fees$0195
Additional Noninterest Income$230,0002,347
Total noninterest expense$1,967,0002,323
Salaries and employee benefits$1,102,0002,331
Premises and equipment expense$229,0002,795
Additional noninterest expense$636,0002,066
Pre-tax net operating income$1,289,0001,773
Securities gains (losses)$01,187
Applicable income taxes$314,0001,804
Income before extraordinary items$975,0001,756
Extraordinary gains, net$022
Net income$975,0001,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0001,755
Cash dividends$2,000,000446
Sale, conversion, retirement of capital stock, net$0885
Net operating income$975,0001,742
2006-12-31 (YTD Data)Rank
Total interest income$20,951,0001,911
Total interest expense$9,400,0001,784
Net interest income$11,551,0002,006
Provision for loan and lease losses$660,0001,485
Total noninterest income$2,212,0002,072
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,484,0001,196
Trading account gains and fees$0130
Additional Noninterest Income$728,0002,719
Total noninterest expense$7,776,0002,265
Salaries and employee benefits$4,303,0002,270
Premises and equipment expense$957,0002,574
Additional noninterest expense$2,516,0002,097
Pre-tax net operating income$5,327,0001,789
Securities gains (losses)$27,000828
Applicable income taxes$1,442,0001,729
Income before extraordinary items$3,912,0001,825
Extraordinary gains, net$051
Net income$3,912,0001,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$562,0001,068
Cash dividends$800,0002,936
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,892,2901,812
2006-09-30 (YTD Data)Rank
Total interest income$15,661,0001,910
Total interest expense$6,991,0001,741
Net interest income$8,670,0002,020
Provision for loan and lease losses$495,0001,399
Total noninterest income$1,650,0002,081
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,124,0001,196
Trading account gains and fees$0126
Additional Noninterest Income$526,0002,775
Total noninterest expense$5,717,0002,307
Salaries and employee benefits$3,235,0002,268
Premises and equipment expense$709,0002,604
Additional noninterest expense$1,773,0002,200
Pre-tax net operating income$4,108,0001,795
Securities gains (losses)$27,000677
Applicable income taxes$1,113,0001,749
Income before extraordinary items$3,022,0001,823
Extraordinary gains, net$045
Net income$3,022,0001,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0001,629
Cash dividends$300,0003,627
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,002,2901,810
2006-06-30 (YTD Data)Rank
Total interest income$10,455,0001,881
Total interest expense$4,751,0001,641
Net interest income$5,704,0002,056
Provision for loan and lease losses$330,0001,354
Total noninterest income$1,073,0002,116
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$742,0001,199
Trading account gains and fees$0126
Additional Noninterest Income$331,0002,836
Total noninterest expense$3,743,0002,354
Salaries and employee benefits$2,154,0002,277
Premises and equipment expense$464,0002,647
Additional noninterest expense$1,125,0002,308
Pre-tax net operating income$2,704,0001,833
Securities gains (losses)$1,0001,053
Applicable income taxes$721,0001,812
Income before extraordinary items$1,984,0001,849
Extraordinary gains, net$039
Net income$1,984,0001,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,137
Cash dividends$300,0003,088
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,983,2701,831
2006-03-31 (YTD Data)Rank
Total interest income$5,142,0001,868
Total interest expense$2,302,0001,608
Net interest income$2,840,0002,042
Provision for loan and lease losses$165,0001,317
Total noninterest income$510,0002,169
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$343,0001,255
Trading account gains and fees$0115
Additional Noninterest Income$167,0002,779
Total noninterest expense$1,882,0002,360
Salaries and employee benefits$1,087,0002,268
Premises and equipment expense$232,0002,649
Additional noninterest expense$563,0002,279
Pre-tax net operating income$1,303,0001,845
Securities gains (losses)$1,000856
Applicable income taxes$344,0001,831
Income before extraordinary items$960,0001,866
Extraordinary gains, net$021
Net income$960,0001,865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,110
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$959,2601,850
2005-12-31 (YTD Data)Rank
Total interest income$19,194,0001,747
Total interest expense$7,670,0001,481
Net interest income$11,524,0001,921
Provision for loan and lease losses$650,0001,533
Total noninterest income$2,296,0001,997
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,496,0001,189
Trading account gains and fees$0138
Additional Noninterest Income$800,0002,541
Total noninterest expense$7,242,0002,312
Salaries and employee benefits$3,935,0002,326
Premises and equipment expense$991,0002,385
Additional noninterest expense$2,316,0002,157
Pre-tax net operating income$5,928,0001,597
Securities gains (losses)$-27,0007,960
Applicable income taxes$1,569,0001,657
Income before extraordinary items$4,332,0001,627
Extraordinary gains, net$046
Net income$4,332,0001,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$334,0001,598
Cash dividends$1,200,0002,126
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,351,7101,592
2005-09-30 (YTD Data)Rank
Total interest income$14,101,0001,742
Total interest expense$5,505,0001,451
Net interest income$8,596,0001,910
Provision for loan and lease losses$360,0001,866
Total noninterest income$1,734,0001,983
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,117,0001,183
Trading account gains and fees$0126
Additional Noninterest Income$617,0002,516
Total noninterest expense$5,362,0002,309
Salaries and employee benefits$2,929,0002,317
Premises and equipment expense$726,0002,428
Additional noninterest expense$1,707,0002,173
Pre-tax net operating income$4,608,0001,553
Securities gains (losses)$-27,0008,295
Applicable income taxes$1,210,0001,640
Income before extraordinary items$3,371,0001,565
Extraordinary gains, net$035
Net income$3,371,0001,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0002,241
Cash dividends$1,200,0001,558
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,390,9801,527
2005-06-30 (YTD Data)Rank
Total interest income$9,229,0001,727
Total interest expense$3,578,0001,405
Net interest income$5,651,0001,913
Provision for loan and lease losses$240,0001,839
Total noninterest income$1,095,0002,049
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$717,0001,188
Trading account gains and fees$0116
Additional Noninterest Income$378,0002,643
Total noninterest expense$3,528,0002,337
Salaries and employee benefits$1,943,0002,320
Premises and equipment expense$475,0002,442
Additional noninterest expense$1,110,0002,206
Pre-tax net operating income$2,978,0001,560
Securities gains (losses)$-25,0008,430
Applicable income taxes$771,0001,667
Income before extraordinary items$2,182,0001,583
Extraordinary gains, net$030
Net income$2,182,0001,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,677
Cash dividends$1,200,0001,114
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,200,5001,544
2005-03-31 (YTD Data)Rank
Total interest income$4,523,0001,726
Total interest expense$1,729,0001,386
Net interest income$2,794,0001,925
Provision for loan and lease losses$120,0001,733
Total noninterest income$487,0002,174
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$326,0001,255
Trading account gains and fees$0115
Additional Noninterest Income$161,0002,845
Total noninterest expense$1,722,0002,389
Salaries and employee benefits$958,0002,377
Premises and equipment expense$226,0002,578
Additional noninterest expense$538,0002,267
Pre-tax net operating income$1,439,0001,576
Securities gains (losses)$01,685
Applicable income taxes$370,0001,702
Income before extraordinary items$1,069,0001,574
Extraordinary gains, net$024
Net income$1,069,0001,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,365
Cash dividends$600,0001,028
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,069,0001,551
2004-12-31 (YTD Data)Rank
Total interest income$16,999,0001,684
Total interest expense$6,313,0001,309
Net interest income$10,686,0001,901
Provision for loan and lease losses$450,0002,142
Total noninterest income$2,081,0002,139
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,467,0001,220
Trading account gains and fees$0138
Additional Noninterest Income$614,0002,947
Total noninterest expense$6,965,0002,294
Salaries and employee benefits$3,780,0002,295
Premises and equipment expense$908,0002,504
Additional noninterest expense$2,277,0002,134
Pre-tax net operating income$5,352,0001,590
Securities gains (losses)$4,0003,277
Applicable income taxes$1,394,0001,698
Income before extraordinary items$3,962,0001,633
Extraordinary gains, net$034
Net income$3,962,0001,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0002,472
Cash dividends$850,0002,606
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,959,0401,588
2004-09-30 (YTD Data)Rank
Total interest income$12,498,0001,697
Total interest expense$4,676,0001,290
Net interest income$7,822,0001,920
Provision for loan and lease losses$338,0002,061
Total noninterest income$1,536,0002,172
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,081,0001,243
Trading account gains and fees$0134
Additional Noninterest Income$455,0002,966
Total noninterest expense$5,148,0002,317
Salaries and employee benefits$2,791,0002,321
Premises and equipment expense$694,0002,439
Additional noninterest expense$1,663,0002,173
Pre-tax net operating income$3,872,0001,665
Securities gains (losses)$3,0003,253
Applicable income taxes$1,007,0001,770
Income before extraordinary items$2,868,0001,694
Extraordinary gains, net$026
Net income$2,868,0001,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,844
Cash dividends$850,0001,936
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,865,7801,649
2004-06-30 (YTD Data)Rank
Total interest income$8,086,0001,741
Total interest expense$3,018,0001,311
Net interest income$5,068,0001,963
Provision for loan and lease losses$225,0001,999
Total noninterest income$951,0002,281
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$674,0001,313
Trading account gains and fees$0130
Additional Noninterest Income$277,0003,131
Total noninterest expense$3,392,0002,339
Salaries and employee benefits$1,867,0002,316
Premises and equipment expense$451,0002,496
Additional noninterest expense$1,074,0002,248
Pre-tax net operating income$2,402,0001,750
Securities gains (losses)$3,0002,926
Applicable income taxes$625,0001,867
Income before extraordinary items$1,780,0001,784
Extraordinary gains, net$021
Net income$1,780,0001,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,165
Cash dividends$850,0001,462
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,777,7801,726
2004-03-31 (YTD Data)Rank
Total interest income$4,006,0001,757
Total interest expense$1,500,0001,333
Net interest income$2,506,0001,987
Provision for loan and lease losses$113,0001,932
Total noninterest income$449,0002,349
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$316,0001,358
Trading account gains and fees$0121
Additional Noninterest Income$133,0003,151
Total noninterest expense$1,665,0002,396
Salaries and employee benefits$912,0002,378
Premises and equipment expense$221,0002,553
Additional noninterest expense$532,0002,239
Pre-tax net operating income$1,177,0001,755
Securities gains (losses)$02,934
Applicable income taxes$314,0001,853
Income before extraordinary items$863,0001,818
Extraordinary gains, net$016
Net income$863,0001,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$100,0002,844
Sale, conversion, retirement of capital stock, net$0464
Net operating income$863,0001,734
2003-12-31 (YTD Data)Rank
Total interest income$15,523,0001,831
Total interest expense$6,180,0001,437
Net interest income$9,343,0002,093
Provision for loan and lease losses$525,0002,070
Total noninterest income$1,904,0002,395
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,218,0001,423
Trading account gains and fees$0160
Additional Noninterest Income$686,0003,004
Total noninterest expense$6,778,0002,315
Salaries and employee benefits$3,654,0002,317
Premises and equipment expense$890,0002,513
Additional noninterest expense$2,234,0002,157
Pre-tax net operating income$3,944,0001,997
Securities gains (losses)$10,0003,613
Applicable income taxes$973,0002,219
Income before extraordinary items$2,981,0002,057
Extraordinary gains, net$054
Net income$2,981,0002,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,0002,309
Cash dividends$750,0002,818
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,973,5001,966
2003-09-30 (YTD Data)Rank
Total interest income$11,554,0001,883
Total interest expense$4,665,0001,491
Net interest income$6,889,0002,134
Provision for loan and lease losses$225,0003,052
Total noninterest income$1,404,0002,462
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$883,0001,485
Trading account gains and fees$0153
Additional Noninterest Income$521,0003,061
Total noninterest expense$4,940,0002,386
Salaries and employee benefits$2,689,0002,364
Premises and equipment expense$638,0002,618
Additional noninterest expense$1,613,0002,224
Pre-tax net operating income$3,128,0001,978
Securities gains (losses)$1,0004,000
Applicable income taxes$804,0002,200
Income before extraordinary items$2,325,0002,053
Extraordinary gains, net$040
Net income$2,325,0002,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0002,056
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,324,2601,942
2003-06-30 (YTD Data)Rank
Total interest income$7,657,0001,905
Total interest expense$3,152,0001,527
Net interest income$4,505,0002,163
Provision for loan and lease losses$150,0003,000
Total noninterest income$906,0002,516
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$575,0001,494
Trading account gains and fees$0150
Additional Noninterest Income$331,0003,116
Total noninterest expense$3,270,0002,396
Salaries and employee benefits$1,787,0002,361
Premises and equipment expense$417,0002,671
Additional noninterest expense$1,066,0002,231
Pre-tax net operating income$1,991,0002,043
Securities gains (losses)$1,0003,586
Applicable income taxes$514,0002,275
Income before extraordinary items$1,478,0002,138
Extraordinary gains, net$030
Net income$1,478,0002,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0001,963
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,477,2602,017
2003-03-31 (YTD Data)Rank
Total interest income$3,805,0001,929
Total interest expense$1,601,0001,541
Net interest income$2,204,0002,213
Provision for loan and lease losses$75,0002,805
Total noninterest income$456,0002,453
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$285,0001,460
Trading account gains and fees$0134
Additional Noninterest Income$171,0002,981
Total noninterest expense$1,605,0002,418
Salaries and employee benefits$874,0002,410
Premises and equipment expense$207,0002,693
Additional noninterest expense$524,0002,233
Pre-tax net operating income$980,0002,080
Securities gains (losses)$02,891
Applicable income taxes$255,0002,294
Income before extraordinary items$725,0002,141
Extraordinary gains, net$021
Net income$725,0002,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0002,205
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$725,0002,028
2002-12-31 (YTD Data)Rank
Total interest income$16,132,0001,907
Total interest expense$6,898,0001,652
Net interest income$9,234,0002,095
Provision for loan and lease losses$500,0002,369
Total noninterest income$1,567,0002,551
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,030,0001,567
Trading account gains and fees$0153
Additional Noninterest Income$537,0003,158
Total noninterest expense$6,110,0002,418
Salaries and employee benefits$3,506,0002,286
Premises and equipment expense$732,0002,883
Additional noninterest expense$1,872,0002,466
Pre-tax net operating income$4,191,0001,908
Securities gains (losses)$6,0003,879
Applicable income taxes$1,119,0002,033
Income before extraordinary items$3,078,0001,946
Extraordinary gains, net$070
Net income$3,078,0001,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,0002,016
Cash dividends$775,0002,709
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,073,6201,888
2001-12-31 (YTD Data)Rank
Total interest income$16,884,0002,029
Total interest expense$9,388,0001,731
Net interest income$7,496,0002,392
Provision for loan and lease losses$90,0005,778
Total noninterest income$1,219,0002,904
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$780,0001,949
Trading account gains and fees$0177
Additional Noninterest Income$439,0003,359
Total noninterest expense$5,310,0002,671
Salaries and employee benefits$2,975,0002,526
Premises and equipment expense$632,0003,227
Additional noninterest expense$1,703,0002,589
Pre-tax net operating income$3,315,0002,072
Securities gains (losses)$1,0004,410
Applicable income taxes$884,0002,264
Income before extraordinary items$2,432,0002,144
Extraordinary gains, net$0105
Net income$2,432,0002,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,0001,873
Cash dividends$459,0003,622
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,431,2702,072
2000-12-31 (YTD Data)Rank
Total interest income$15,794,0002,221
Total interest expense$9,103,0001,891
Net interest income$6,691,0002,657
Provision for loan and lease losses$165,0004,200
Total noninterest income$1,104,0002,938
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$686,0002,024
Trading account gains and fees$0180
Additional Noninterest Income$418,0003,239
Total noninterest expense$4,530,0002,980
Salaries and employee benefits$2,571,0002,761
Premises and equipment expense$575,0003,388
Additional noninterest expense$1,384,0003,018
Pre-tax net operating income$3,100,0002,331
Securities gains (losses)$-23,0008,808
Applicable income taxes$834,0002,439
Income before extraordinary items$2,243,0002,297
Extraordinary gains, net$038
Net income$2,243,0002,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,623
Cash dividends$617,0003,141
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,259,7902,292
1999-12-31 (YTD Data)Rank
Total interest income$14,490,0002,246
Total interest expense$7,520,0001,980
Net interest income$6,970,0002,524
Provision for loan and lease losses$350,0002,350
Total noninterest income$971,0003,157
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$719,0001,847
Trading account gains and fees$0173
Additional Noninterest Income$252,0004,426
Total noninterest expense$4,199,0003,175
Salaries and employee benefits$2,459,0002,854
Premises and equipment expense$410,0004,444
Additional noninterest expense$1,330,0003,159
Pre-tax net operating income$3,392,0002,162
Securities gains (losses)$03,155
Applicable income taxes$944,0002,306
Income before extraordinary items$2,448,0002,137
Extraordinary gains, net$035
Net income$2,448,0002,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$496,0001,229
Cash dividends$1,500,0001,672
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,448,0002,105
1998-12-31 (YTD Data)Rank
Total interest income$13,049,0002,502
Total interest expense$6,672,0002,273
Net interest income$6,377,0002,688
Provision for loan and lease losses$900,0001,057
Total noninterest income$827,0003,536
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$619,0002,068
Trading account gains and fees$0224
Additional Noninterest Income$208,0004,862
Total noninterest expense$4,300,0003,020
Salaries and employee benefits$2,432,0002,796
Premises and equipment expense$371,0004,697
Additional noninterest expense$1,497,0002,787
Pre-tax net operating income$2,004,0003,339
Securities gains (losses)$-5,00010,072
Applicable income taxes$522,0003,731
Income before extraordinary items$1,477,0003,303
Extraordinary gains, net$032
Net income$1,477,0003,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$619,0001,064
Cash dividends$1,918,0001,386
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,480,7003,213
1997-12-31 (YTD Data)Rank
Total interest income$12,590,0002,603
Total interest expense$5,928,0002,515
Net interest income$6,662,0002,611
Provision for loan and lease losses$2,456,000498
Total noninterest income$692,0003,998
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$573,0002,288
Trading account gains and fees$0239
Additional Noninterest Income$119,0006,301
Total noninterest expense$3,293,0003,803
Salaries and employee benefits$1,917,0003,438
Premises and equipment expense$118,0008,544
Additional noninterest expense$1,258,0003,214
Pre-tax net operating income$1,605,0004,231
Securities gains (losses)$-7,0009,846
Applicable income taxes$113,0008,198
Income before extraordinary items$1,485,0003,393
Extraordinary gains, net$044
Net income$1,485,0003,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,457,000617
Cash dividends$1,037,0002,099
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,491,5103,306
1996-12-31 (YTD Data)Rank
Total interest income$10,488,0003,137
Total interest expense$4,603,0003,249
Net interest income$5,885,0003,014
Provision for loan and lease losses$145,0004,158
Total noninterest income$944,0003,282
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$723,0001,876
Trading account gains and fees$0262
Additional Noninterest Income$221,0004,904
Total noninterest expense$3,328,0003,967
Salaries and employee benefits$1,736,0003,792
Premises and equipment expense$389,0004,641
Additional noninterest expense$1,203,0003,772
Pre-tax net operating income$3,356,0002,132
Securities gains (losses)$1,0003,760
Applicable income taxes$910,0002,553
Income before extraordinary items$2,447,0002,026
Extraordinary gains, net$053
Net income$2,447,0002,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0003,238
Cash dividends$220,0005,231
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,446,2701,989
1995-12-31 (YTD Data)Rank
Total interest income$8,763,0003,700
Total interest expense$3,868,0003,779
Net interest income$4,895,0003,613
Provision for loan and lease losses$187,0003,155
Total noninterest income$936,0003,264
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$666,0002,029
Trading account gains and feesNANA
Additional Noninterest Income$270,0004,269
Total noninterest expense$2,847,0004,474
Salaries and employee benefits$1,493,0004,297
Premises and equipment expense$309,0005,504
Additional noninterest expense$1,045,0004,197
Pre-tax net operating income$2,797,0002,580
Securities gains (losses)$03,831
Applicable income taxes$771,0002,977
Income before extraordinary items$2,026,0002,484
Extraordinary gains, net$065
Net income$2,026,0002,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0002,609
Cash dividends$910,0002,199
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,026,0002,463
1994-12-31 (YTD Data)Rank
Total interest income$7,398,0004,017
Total interest expense$2,819,0004,187
Net interest income$4,579,0003,862
Provision for loan and lease losses$33,0006,965
Total noninterest income$853,0003,506
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$632,0002,143
Trading account gains and feesNANA
Additional Noninterest Income$221,0004,955
Total noninterest expense$2,464,0005,227
Salaries and employee benefits$1,281,0004,949
Premises and equipment expense$252,0006,490
Additional noninterest expense$931,0005,018
Pre-tax net operating income$2,935,0002,424
Securities gains (losses)$03,600
Applicable income taxes$823,0002,710
Income before extraordinary items$2,112,0002,294
Extraordinary gains, net$0249
Net income$2,112,0002,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,738
Cash dividends$2,147,0001,046
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,112,0002,318
1993-12-31 (YTD Data)Rank
Total interest income$7,047,0004,284
Total interest expense$2,618,0004,625
Net interest income$4,429,0003,999
Provision for loan and lease losses$107,0005,595
Total noninterest income$829,0003,876
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$649,0002,113
Trading account gains and feesNANA
Additional Noninterest Income$180,0005,992
Total noninterest expense$2,297,0005,669
Salaries and employee benefits$1,218,0005,167
Premises and equipment expense$238,0006,929
Additional noninterest expense$841,0005,679
Pre-tax net operating income$2,854,0002,410
Securities gains (losses)$07,477
Applicable income taxes$901,0002,517
Income before extraordinary items$1,953,0002,585
Extraordinary gains, net$-10,00012,314
Net income$1,943,0002,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0004,450
Cash dividends$1,527,0001,255
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,953,0002,434
1992-12-31 (YTD Data)Rank
Total interest income$7,306,0004,649
Total interest expense$3,331,0004,741
Net interest income$3,975,0004,470
Provision for loan and lease losses$81,0007,858
Total noninterest income$606,0004,922
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$512,0002,704
Trading account gains and feesNANA
Additional Noninterest Income$94,0008,290
Total noninterest expense$2,273,0005,756
Salaries and employee benefits$1,138,0005,430
Premises and equipment expense$202,0007,788
Additional noninterest expense$933,0005,357
Pre-tax net operating income$2,227,0002,802
Securities gains (losses)$3,0007,429
Applicable income taxes$640,0003,258
Income before extraordinary items$1,590,0002,891
Extraordinary gains, net$-225,00013,753
Net income$1,365,0003,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0006,412
Cash dividends$1,427,0001,152
Sale, conversion, retirement of capital stock, net$-235,00013,844
Net operating income$1,587,8702,672

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.