Home > The Carney State Bank > Income and Expense
The Carney State Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $755,000 | 6,620 |
| Total interest expense | $92,000 | 6,463 |
| Net interest income | $663,000 | 6,619 |
| Provision for loan and lease losses | $12,000 | 4,872 |
| Total noninterest income | $85,000 | 6,280 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $47,000 | 6,026 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $38,000 | 6,010 |
| Total noninterest expense | $692,000 | 6,596 |
| Salaries and employee benefits | $441,000 | 6,504 |
| Premises and equipment expense | $108,000 | 6,231 |
| Additional noninterest expense | $143,000 | 6,714 |
| Pre-tax net operating income | $44,000 | 6,093 |
| Securities gains (losses) | $4,000 | 2,846 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $48,000 | 6,138 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $48,000 | 6,139 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $48,000 | 6,141 |
| Net charge-offs | $8,000 | 5,126 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $44,000 | 6,103 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $570,000 | 6,699 |
| Total interest expense | $72,000 | 6,535 |
| Net interest income | $498,000 | 6,696 |
| Provision for loan and lease losses | $12,000 | 4,680 |
| Total noninterest income | $60,000 | 6,404 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $35,000 | 6,105 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $25,000 | 6,151 |
| Total noninterest expense | $502,000 | 6,669 |
| Salaries and employee benefits | $313,000 | 6,587 |
| Premises and equipment expense | $80,000 | 6,294 |
| Additional noninterest expense | $109,000 | 6,779 |
| Pre-tax net operating income | $44,000 | 6,166 |
| Securities gains (losses) | $24,000 | 2,127 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $68,000 | 6,140 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $68,000 | 6,141 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $68,000 | 6,140 |
| Net charge-offs | $8,000 | 4,771 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $44,000 | 6,159 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $379,000 | 6,753 |
| Total interest expense | $51,000 | 6,566 |
| Net interest income | $328,000 | 6,750 |
| Provision for loan and lease losses | $5,000 | 4,656 |
| Total noninterest income | $35,000 | 6,499 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $23,000 | 6,133 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $12,000 | 6,315 |
| Total noninterest expense | $340,000 | 6,708 |
| Salaries and employee benefits | $214,000 | 6,617 |
| Premises and equipment expense | $46,000 | 6,432 |
| Additional noninterest expense | $80,000 | 6,797 |
| Pre-tax net operating income | $18,000 | 6,220 |
| Securities gains (losses) | $24,000 | 1,918 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $42,000 | 6,184 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $42,000 | 6,186 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $42,000 | 6,186 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $18,000 | 6,224 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $191,000 | 6,818 |
| Total interest expense | $26,000 | 6,635 |
| Net interest income | $165,000 | 6,819 |
| Provision for loan and lease losses | $5,000 | 4,198 |
| Total noninterest income | $18,000 | 6,533 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $11,000 | 6,179 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,309 |
| Total noninterest expense | $145,000 | 6,852 |
| Salaries and employee benefits | $94,000 | 6,757 |
| Premises and equipment expense | $15,000 | 6,724 |
| Additional noninterest expense | $36,000 | 6,895 |
| Pre-tax net operating income | $33,000 | 6,014 |
| Securities gains (losses) | $24,000 | 1,202 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $57,000 | 5,755 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $57,000 | 5,757 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $57,000 | 5,757 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $33,000 | 5,975 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $748,000 | 6,909 |
| Total interest expense | $181,000 | 6,481 |
| Net interest income | $567,000 | 6,941 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $92,000 | 6,343 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $52,000 | 6,183 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $40,000 | 5,985 |
| Total noninterest expense | $624,000 | 6,897 |
| Salaries and employee benefits | $358,000 | 6,854 |
| Premises and equipment expense | $101,000 | 6,515 |
| Additional noninterest expense | $165,000 | 6,946 |
| Pre-tax net operating income | $35,000 | 6,079 |
| Securities gains (losses) | $202,000 | 1,683 |
| Applicable income taxes | $77,000 | 3,677 |
| Income before extraordinary items | $160,000 | 5,886 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $160,000 | 5,884 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $160,000 | 5,886 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $25,000 | 4,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $22,640 | 6,118 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $557,000 | 7,015 |
| Total interest expense | $148,000 | 6,544 |
| Net interest income | $409,000 | 7,052 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $60,000 | 6,542 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $39,000 | 6,268 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $21,000 | 6,290 |
| Total noninterest expense | $430,000 | 7,018 |
| Salaries and employee benefits | $257,000 | 6,952 |
| Premises and equipment expense | $69,000 | 6,663 |
| Additional noninterest expense | $104,000 | 7,082 |
| Pre-tax net operating income | $39,000 | 6,176 |
| Securities gains (losses) | $150,000 | 1,664 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $189,000 | 5,768 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $189,000 | 5,767 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $189,000 | 5,767 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $25,000 | 3,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $39,000 | 6,173 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $363,000 | 7,083 |
| Total interest expense | $107,000 | 6,549 |
| Net interest income | $256,000 | 7,126 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $39,000 | 6,606 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $27,000 | 6,263 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 6,397 |
| Total noninterest expense | $281,000 | 7,086 |
| Salaries and employee benefits | $171,000 | 7,011 |
| Premises and equipment expense | $42,000 | 6,773 |
| Additional noninterest expense | $68,000 | 7,151 |
| Pre-tax net operating income | $14,000 | 6,261 |
| Securities gains (losses) | $150,000 | 1,315 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $164,000 | 5,555 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $164,000 | 5,554 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $164,000 | 5,554 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $25,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $14,000 | 6,274 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $176,000 | 7,151 |
| Total interest expense | $58,000 | 6,562 |
| Net interest income | $118,000 | 7,202 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $18,000 | 6,707 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $13,000 | 6,301 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 6,528 |
| Total noninterest expense | $137,000 | 7,157 |
| Salaries and employee benefits | $86,000 | 7,077 |
| Premises and equipment expense | $23,000 | 6,746 |
| Additional noninterest expense | $28,000 | 7,247 |
| Pre-tax net operating income | $-1,000 | 6,435 |
| Securities gains (losses) | $64,000 | 1,124 |
| Applicable income taxes | $6,000 | 4,170 |
| Income before extraordinary items | $57,000 | 5,902 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $57,000 | 5,902 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $57,000 | 5,902 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $25,000 | 2,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-600 | 6,420 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $793,000 | 7,170 |
| Total interest expense | $272,000 | 6,649 |
| Net interest income | $521,000 | 7,229 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $75,000 | 6,616 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $62,000 | 6,122 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $13,000 | 6,487 |
| Total noninterest expense | $769,000 | 7,056 |
| Salaries and employee benefits | $450,000 | 6,980 |
| Premises and equipment expense | $102,000 | 6,810 |
| Additional noninterest expense | $217,000 | 7,090 |
| Pre-tax net operating income | $-173,000 | 6,211 |
| Securities gains (losses) | $264,000 | 1,227 |
| Applicable income taxes | $26,000 | 4,025 |
| Income before extraordinary items | $65,000 | 5,984 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $65,000 | 5,986 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $65,000 | 5,986 |
| Net charge-offs | $4,000 | 6,264 |
| Cash dividends | $50,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-122,440 | 6,199 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $615,000 | 7,231 |
| Total interest expense | $210,000 | 6,722 |
| Net interest income | $405,000 | 7,298 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $87,000 | 6,382 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $49,000 | 6,097 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $38,000 | 6,022 |
| Total noninterest expense | $565,000 | 7,119 |
| Salaries and employee benefits | $305,000 | 7,088 |
| Premises and equipment expense | $77,000 | 6,841 |
| Additional noninterest expense | $183,000 | 7,078 |
| Pre-tax net operating income | $-73,000 | 6,255 |
| Securities gains (losses) | $261,000 | 1,010 |
| Applicable income taxes | $20,000 | 4,044 |
| Income before extraordinary items | $168,000 | 5,633 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $168,000 | 5,633 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $168,000 | 5,633 |
| Net charge-offs | $6,000 | 5,901 |
| Cash dividends | $50,000 | 3,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-64,290 | 6,277 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $423,000 | 7,290 |
| Total interest expense | $144,000 | 6,778 |
| Net interest income | $279,000 | 7,358 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $50,000 | 6,575 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $33,000 | 6,080 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 6,348 |
| Total noninterest expense | $342,000 | 7,248 |
| Salaries and employee benefits | $191,000 | 7,203 |
| Premises and equipment expense | $47,000 | 6,976 |
| Additional noninterest expense | $104,000 | 7,250 |
| Pre-tax net operating income | $-13,000 | 6,239 |
| Securities gains (losses) | $72,000 | 1,358 |
| Applicable income taxes | $6,000 | 4,255 |
| Income before extraordinary items | $53,000 | 5,991 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $53,000 | 5,990 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $53,000 | 5,991 |
| Net charge-offs | $9,000 | 5,376 |
| Cash dividends | $25,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-11,800 | 6,270 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $212,000 | 7,351 |
| Total interest expense | $74,000 | 6,836 |
| Net interest income | $138,000 | 7,416 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $26,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $16,000 | 6,075 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 6,371 |
| Total noninterest expense | $147,000 | 7,380 |
| Salaries and employee benefits | $78,000 | 7,375 |
| Premises and equipment expense | $24,000 | 6,995 |
| Additional noninterest expense | $45,000 | 7,390 |
| Pre-tax net operating income | $17,000 | 6,125 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $15,000 | 6,185 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $15,000 | 6,184 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $15,000 | 6,185 |
| Net charge-offs | $6,000 | 4,589 |
| Cash dividends | $25,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $15,000 | 6,146 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $866,000 | 7,418 |
| Total interest expense | $315,000 | 7,021 |
| Net interest income | $551,000 | 7,480 |
| Provision for loan and lease losses | $39,000 | 6,608 |
| Total noninterest income | $97,000 | 6,698 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $65,000 | 6,004 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $32,000 | 6,386 |
| Total noninterest expense | $691,000 | 7,382 |
| Salaries and employee benefits | $413,000 | 7,299 |
| Premises and equipment expense | $110,000 | 6,979 |
| Additional noninterest expense | $168,000 | 7,490 |
| Pre-tax net operating income | $-82,000 | 5,911 |
| Securities gains (losses) | $202,000 | 1,581 |
| Applicable income taxes | $45,000 | 3,686 |
| Income before extraordinary items | $75,000 | 5,700 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $75,000 | 5,701 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $75,000 | 5,701 |
| Net charge-offs | $13,000 | 6,503 |
| Cash dividends | $45,000 | 3,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-54,280 | 5,939 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $659,000 | 7,524 |
| Total interest expense | $238,000 | 7,143 |
| Net interest income | $421,000 | 7,582 |
| Provision for loan and lease losses | $39,000 | 6,427 |
| Total noninterest income | $73,000 | 6,834 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $51,000 | 6,028 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $22,000 | 6,606 |
| Total noninterest expense | $447,000 | 7,549 |
| Salaries and employee benefits | $248,000 | 7,502 |
| Premises and equipment expense | $68,000 | 7,216 |
| Additional noninterest expense | $131,000 | 7,563 |
| Pre-tax net operating income | $8,000 | 5,942 |
| Securities gains (losses) | $145,000 | 1,630 |
| Applicable income taxes | $20,000 | 3,999 |
| Income before extraordinary items | $133,000 | 5,592 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $133,000 | 5,593 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $133,000 | 5,593 |
| Net charge-offs | $13,000 | 6,174 |
| Cash dividends | $25,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $6,850 | 5,978 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $437,000 | 7,590 |
| Total interest expense | $162,000 | 7,205 |
| Net interest income | $275,000 | 7,651 |
| Provision for loan and lease losses | $6,000 | 6,719 |
| Total noninterest income | $48,000 | 6,885 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $34,000 | 6,062 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $14,000 | 6,676 |
| Total noninterest expense | $269,000 | 7,664 |
| Salaries and employee benefits | $166,000 | 7,563 |
| Premises and equipment expense | $35,000 | 7,449 |
| Additional noninterest expense | $68,000 | 7,710 |
| Pre-tax net operating income | $48,000 | 5,816 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $3,000 | 4,407 |
| Income before extraordinary items | $45,000 | 5,931 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $45,000 | 5,933 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $45,000 | 5,932 |
| Net charge-offs | $11,000 | 5,773 |
| Cash dividends | $25,000 | 3,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $45,000 | 5,830 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $218,000 | 7,695 |
| Total interest expense | $84,000 | 7,296 |
| Net interest income | $134,000 | 7,755 |
| Provision for loan and lease losses | $6,000 | 6,295 |
| Total noninterest income | $22,000 | 7,028 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $16,000 | 6,154 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,920 |
| Total noninterest expense | $124,000 | 7,793 |
| Salaries and employee benefits | $78,000 | 7,700 |
| Premises and equipment expense | $17,000 | 7,545 |
| Additional noninterest expense | $29,000 | 7,856 |
| Pre-tax net operating income | $26,000 | 5,952 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $23,000 | 6,099 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $23,000 | 6,100 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $23,000 | 6,099 |
| Net charge-offs | $6,000 | 5,069 |
| Cash dividends | $25,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $23,000 | 5,985 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $917,000 | 7,755 |
| Total interest expense | $373,000 | 7,406 |
| Net interest income | $544,000 | 7,806 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $100,000 | 6,983 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $65,000 | 6,249 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $35,000 | 6,644 |
| Total noninterest expense | $606,000 | 7,796 |
| Salaries and employee benefits | $339,000 | 7,743 |
| Premises and equipment expense | $105,000 | 7,336 |
| Additional noninterest expense | $162,000 | 7,857 |
| Pre-tax net operating income | $38,000 | 5,296 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $3,000 | 4,116 |
| Income before extraordinary items | $35,000 | 5,397 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $35,000 | 5,396 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $35,000 | 5,396 |
| Net charge-offs | $10,000 | 6,886 |
| Cash dividends | $40,000 | 4,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $35,000 | 5,349 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $695,000 | 7,836 |
| Total interest expense | $284,000 | 7,509 |
| Net interest income | $411,000 | 7,879 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $73,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $47,000 | 6,342 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $26,000 | 6,813 |
| Total noninterest expense | $448,000 | 7,860 |
| Salaries and employee benefits | $261,000 | 7,785 |
| Premises and equipment expense | $69,000 | 7,511 |
| Additional noninterest expense | $118,000 | 7,937 |
| Pre-tax net operating income | $36,000 | 5,544 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $3,000 | 4,321 |
| Income before extraordinary items | $33,000 | 5,647 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $33,000 | 5,647 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $33,000 | 5,647 |
| Net charge-offs | $10,000 | 6,519 |
| Cash dividends | $20,000 | 4,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $33,000 | 5,581 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $468,000 | 7,920 |
| Total interest expense | $192,000 | 7,605 |
| Net interest income | $276,000 | 7,948 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $48,000 | 7,191 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $28,000 | 6,462 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $20,000 | 6,800 |
| Total noninterest expense | $285,000 | 7,973 |
| Salaries and employee benefits | $171,000 | 7,877 |
| Premises and equipment expense | $43,000 | 7,635 |
| Additional noninterest expense | $71,000 | 8,040 |
| Pre-tax net operating income | $39,000 | 5,576 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $3,000 | 4,355 |
| Income before extraordinary items | $36,000 | 5,675 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $36,000 | 5,673 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $36,000 | 5,673 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $20,000 | 3,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $36,000 | 5,585 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $237,000 | 7,965 |
| Total interest expense | $99,000 | 7,654 |
| Net interest income | $138,000 | 8,007 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $22,000 | 7,336 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $13,000 | 6,516 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $122,000 | 8,091 |
| Salaries and employee benefits | $72,000 | 8,026 |
| Premises and equipment expense | $17,000 | 7,834 |
| Additional noninterest expense | $33,000 | 8,083 |
| Pre-tax net operating income | $38,000 | 5,784 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $37,000 | 5,893 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $37,000 | 5,895 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $37,000 | 5,895 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $37,000 | 5,725 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,057,000 | 7,950 |
| Total interest expense | $479,000 | 7,711 |
| Net interest income | $578,000 | 8,029 |
| Provision for loan and lease losses | $50,000 | 6,569 |
| Total noninterest income | $97,000 | 7,325 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $72,000 | 6,294 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $25,000 | 7,295 |
| Total noninterest expense | $520,000 | 8,102 |
| Salaries and employee benefits | $346,000 | 7,995 |
| Premises and equipment expense | $52,000 | 8,028 |
| Additional noninterest expense | $122,000 | 8,162 |
| Pre-tax net operating income | $105,000 | 6,005 |
| Securities gains (losses) | $34,000 | 1,848 |
| Applicable income taxes | $28,000 | 4,142 |
| Income before extraordinary items | $111,000 | 5,819 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $111,000 | 5,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 5,414 |
| Cash dividends | $40,000 | 5,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $83,800 | 6,063 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $800,000 | 8,039 |
| Total interest expense | $373,000 | 7,789 |
| Net interest income | $427,000 | 8,129 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $73,000 | 7,450 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $58,000 | 6,270 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 7,595 |
| Total noninterest expense | $386,000 | 8,166 |
| Salaries and employee benefits | $239,000 | 8,090 |
| Premises and equipment expense | $57,000 | 7,886 |
| Additional noninterest expense | $90,000 | 8,225 |
| Pre-tax net operating income | $114,000 | 6,349 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $17,000 | 4,664 |
| Income before extraordinary items | $97,000 | 6,198 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $97,000 | 6,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,975 |
| Cash dividends | $20,000 | 4,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $97,000 | 6,348 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $534,000 | 8,107 |
| Total interest expense | $259,000 | 7,854 |
| Net interest income | $275,000 | 8,195 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $43,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $36,000 | 6,359 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,000 | 7,835 |
| Total noninterest expense | $240,000 | 8,260 |
| Salaries and employee benefits | $148,000 | 8,200 |
| Premises and equipment expense | $34,000 | 8,018 |
| Additional noninterest expense | $58,000 | 8,294 |
| Pre-tax net operating income | $78,000 | 6,521 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $17,000 | 4,768 |
| Income before extraordinary items | $61,000 | 6,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $61,000 | 6,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,448 |
| Cash dividends | $20,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $61,000 | 6,554 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $268,000 | 8,170 |
| Total interest expense | $133,000 | 7,909 |
| Net interest income | $135,000 | 8,255 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $25,000 | 7,510 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $19,000 | 6,289 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $122,000 | 8,296 |
| Salaries and employee benefits | $79,000 | 8,197 |
| Premises and equipment expense | $15,000 | 8,114 |
| Additional noninterest expense | $28,000 | 8,343 |
| Pre-tax net operating income | $38,000 | 6,752 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $4,000 | 5,199 |
| Income before extraordinary items | $34,000 | 6,812 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $34,000 | 6,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $34,000 | 6,719 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 8,166 |
| Total interest expense | $500,000 | 7,952 |
| Net interest income | $553,000 | 8,237 |
| Provision for loan and lease losses | $35,000 | 5,986 |
| Total noninterest income | $103,000 | 7,525 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $75,000 | 6,371 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $28,000 | 7,593 |
| Total noninterest expense | $523,000 | 8,306 |
| Salaries and employee benefits | $336,000 | 8,199 |
| Premises and equipment expense | $78,000 | 7,983 |
| Additional noninterest expense | $109,000 | 8,394 |
| Pre-tax net operating income | $98,000 | 7,155 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $34,000 | 5,149 |
| Income before extraordinary items | $64,000 | 7,276 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $64,000 | 7,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,388 |
| Cash dividends | $36,000 | 5,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $64,000 | 7,248 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $783,000 | 8,223 |
| Total interest expense | $369,000 | 8,015 |
| Net interest income | $414,000 | 8,290 |
| Provision for loan and lease losses | $20,000 | 5,830 |
| Total noninterest income | $73,000 | 7,638 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $55,000 | 6,436 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $18,000 | 7,737 |
| Total noninterest expense | $356,000 | 8,349 |
| Salaries and employee benefits | $218,000 | 8,289 |
| Premises and equipment expense | $57,000 | 7,989 |
| Additional noninterest expense | $81,000 | 8,412 |
| Pre-tax net operating income | $111,000 | 7,284 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $27,000 | 5,314 |
| Income before extraordinary items | $84,000 | 7,341 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $84,000 | 7,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,905 |
| Cash dividends | $18,000 | 5,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $84,000 | 7,324 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $518,000 | 8,298 |
| Total interest expense | $240,000 | 8,074 |
| Net interest income | $278,000 | 8,356 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $42,000 | 7,820 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $34,000 | 6,547 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $8,000 | 8,008 |
| Total noninterest expense | $241,000 | 8,395 |
| Salaries and employee benefits | $144,000 | 8,345 |
| Premises and equipment expense | $38,000 | 8,043 |
| Additional noninterest expense | $59,000 | 8,429 |
| Pre-tax net operating income | $79,000 | 7,367 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $26,000 | 5,192 |
| Income before extraordinary items | $53,000 | 7,466 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $53,000 | 7,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,915 |
| Cash dividends | $18,000 | 4,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $53,000 | 7,454 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $257,000 | 8,356 |
| Total interest expense | $116,000 | 8,146 |
| Net interest income | $141,000 | 8,406 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $20,000 | 7,871 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $15,000 | 6,674 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $133,000 | 8,379 |
| Salaries and employee benefits | $80,000 | 8,330 |
| Premises and equipment expense | $19,000 | 8,063 |
| Additional noninterest expense | $34,000 | 8,389 |
| Pre-tax net operating income | $28,000 | 7,559 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $11,000 | 5,272 |
| Income before extraordinary items | $17,000 | 7,664 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $17,000 | 7,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $17,000 | 7,644 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $977,000 | 8,294 |
| Total interest expense | $401,000 | 8,092 |
| Net interest income | $576,000 | 8,348 |
| Provision for loan and lease losses | $20,000 | 6,291 |
| Total noninterest income | $104,000 | 7,692 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $68,000 | 6,610 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $36,000 | 7,566 |
| Total noninterest expense | $541,000 | 8,391 |
| Salaries and employee benefits | $358,000 | 8,250 |
| Premises and equipment expense | $91,000 | 7,903 |
| Additional noninterest expense | $92,000 | 8,578 |
| Pre-tax net operating income | $119,000 | 7,650 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $24,000 | 5,855 |
| Income before extraordinary items | $95,000 | 7,692 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $95,000 | 7,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,543 |
| Cash dividends | $35,000 | 5,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $95,000 | 7,683 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $726,000 | 8,366 |
| Total interest expense | $289,000 | 8,169 |
| Net interest income | $437,000 | 8,418 |
| Provision for loan and lease losses | $10,000 | 6,330 |
| Total noninterest income | $75,000 | 7,819 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $49,000 | 6,738 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,000 | 7,656 |
| Total noninterest expense | $370,000 | 8,484 |
| Salaries and employee benefits | $232,000 | 8,381 |
| Premises and equipment expense | $70,000 | 7,913 |
| Additional noninterest expense | $68,000 | 8,629 |
| Pre-tax net operating income | $132,000 | 7,705 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $12,000 | 6,158 |
| Income before extraordinary items | $120,000 | 7,627 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $120,000 | 7,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $18,000 | 5,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $120,000 | 7,625 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $473,000 | 8,428 |
| Total interest expense | $185,000 | 8,202 |
| Net interest income | $288,000 | 8,485 |
| Provision for loan and lease losses | $5,000 | 6,229 |
| Total noninterest income | $49,000 | 7,888 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $32,000 | 6,791 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,713 |
| Total noninterest expense | $249,000 | 8,518 |
| Salaries and employee benefits | $159,000 | 8,413 |
| Premises and equipment expense | $46,000 | 7,929 |
| Additional noninterest expense | $44,000 | 8,666 |
| Pre-tax net operating income | $83,000 | 7,787 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $9,000 | 6,166 |
| Income before extraordinary items | $74,000 | 7,731 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $74,000 | 7,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $18,000 | 4,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $74,000 | 7,737 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $229,000 | 8,463 |
| Total interest expense | $88,000 | 8,235 |
| Net interest income | $141,000 | 8,514 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $23,000 | 7,933 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $15,000 | 6,832 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $132,000 | 8,498 |
| Salaries and employee benefits | $88,000 | 8,336 |
| Premises and equipment expense | $23,000 | 7,939 |
| Additional noninterest expense | $21,000 | 8,687 |
| Pre-tax net operating income | $32,000 | 7,902 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $28,000 | 7,869 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $28,000 | 7,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $28,000 | 7,866 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $843,000 | 8,450 |
| Total interest expense | $316,000 | 8,144 |
| Net interest income | $527,000 | 8,507 |
| Provision for loan and lease losses | $5,000 | 6,973 |
| Total noninterest income | $113,000 | 7,814 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $83,000 | 6,540 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $30,000 | 7,856 |
| Total noninterest expense | $571,000 | 8,462 |
| Salaries and employee benefits | $381,000 | 8,272 |
| Premises and equipment expense | $85,000 | 8,029 |
| Additional noninterest expense | $105,000 | 8,686 |
| Pre-tax net operating income | $64,000 | 8,092 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $7,000 | 6,617 |
| Income before extraordinary items | $57,000 | 8,118 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $57,000 | 8,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,898 |
| Cash dividends | $37,000 | 5,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $57,000 | 8,089 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $619,000 | 8,500 |
| Total interest expense | $230,000 | 8,180 |
| Net interest income | $389,000 | 8,568 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $82,000 | 7,881 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $62,000 | 6,577 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,975 |
| Total noninterest expense | $397,000 | 8,520 |
| Salaries and employee benefits | $260,000 | 8,354 |
| Premises and equipment expense | $58,000 | 8,147 |
| Additional noninterest expense | $79,000 | 8,688 |
| Pre-tax net operating income | $74,000 | 8,106 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $7,000 | 6,626 |
| Income before extraordinary items | $67,000 | 8,118 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $67,000 | 8,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $17,000 | 5,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $67,000 | 8,085 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $403,000 | 8,523 |
| Total interest expense | $150,000 | 8,184 |
| Net interest income | $253,000 | 8,589 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $53,000 | 7,908 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $41,000 | 6,574 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $12,000 | 8,048 |
| Total noninterest expense | $253,000 | 8,554 |
| Salaries and employee benefits | $162,000 | 8,435 |
| Premises and equipment expense | $37,000 | 8,199 |
| Additional noninterest expense | $54,000 | 8,692 |
| Pre-tax net operating income | $53,000 | 8,120 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $7,000 | 6,523 |
| Income before extraordinary items | $46,000 | 8,135 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $46,000 | 8,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,782 |
| Cash dividends | $17,000 | 4,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $46,000 | 8,102 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $199,000 | 8,607 |
| Total interest expense | $74,000 | 8,212 |
| Net interest income | $125,000 | 8,670 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $26,000 | 7,944 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $20,000 | 6,602 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $135,000 | 8,573 |
| Salaries and employee benefits | $90,000 | 8,398 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $26,000 | 8,754 |
| Pre-tax net operating income | $16,000 | 8,294 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $14,000 | 8,310 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $14,000 | 8,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $14,000 | 8,283 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $781,000 | 8,581 |
| Total interest expense | $282,000 | 8,168 |
| Net interest income | $499,000 | 8,647 |
| Provision for loan and lease losses | $8,000 | 7,099 |
| Total noninterest income | $122,000 | 7,875 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $84,000 | 6,711 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $38,000 | 7,732 |
| Total noninterest expense | $559,000 | 8,600 |
| Salaries and employee benefits | $332,000 | 8,515 |
| Premises and equipment expense | $113,000 | 7,802 |
| Additional noninterest expense | $114,000 | 8,761 |
| Pre-tax net operating income | $54,000 | 8,236 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $10,000 | 6,757 |
| Income before extraordinary items | $44,000 | 8,306 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $44,000 | 8,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,277 |
| Cash dividends | $35,000 | 5,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $44,000 | 8,265 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $583,000 | 8,633 |
| Total interest expense | $210,000 | 8,205 |
| Net interest income | $373,000 | 8,702 |
| Provision for loan and lease losses | $5,000 | 6,935 |
| Total noninterest income | $93,000 | 7,892 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $64,000 | 6,729 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 7,742 |
| Total noninterest expense | $382,000 | 8,672 |
| Salaries and employee benefits | $240,000 | 8,567 |
| Premises and equipment expense | $59,000 | 8,222 |
| Additional noninterest expense | $83,000 | 8,815 |
| Pre-tax net operating income | $79,000 | 8,215 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $17,000 | 6,595 |
| Income before extraordinary items | $62,000 | 8,268 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $62,000 | 8,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $18,000 | 5,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $62,000 | 8,227 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $391,000 | 8,686 |
| Total interest expense | $140,000 | 8,272 |
| Net interest income | $251,000 | 8,762 |
| Provision for loan and lease losses | $5,000 | 6,663 |
| Total noninterest income | $59,000 | 7,986 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $43,000 | 6,739 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 7,964 |
| Total noninterest expense | $238,000 | 8,781 |
| Salaries and employee benefits | $144,000 | 8,718 |
| Premises and equipment expense | $38,000 | 8,310 |
| Additional noninterest expense | $56,000 | 8,857 |
| Pre-tax net operating income | $67,000 | 8,139 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $14,000 | 6,499 |
| Income before extraordinary items | $53,000 | 8,208 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $53,000 | 8,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $18,000 | 4,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $53,000 | 8,155 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $198,000 | 8,721 |
| Total interest expense | $71,000 | 8,324 |
| Net interest income | $127,000 | 8,786 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $29,000 | 8,016 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $21,000 | 6,734 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $123,000 | 8,795 |
| Salaries and employee benefits | $74,000 | 8,726 |
| Premises and equipment expense | $20,000 | 8,263 |
| Additional noninterest expense | $29,000 | 8,867 |
| Pre-tax net operating income | $33,000 | 8,143 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $28,000 | 8,192 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $28,000 | 8,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $28,000 | 8,124 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $783,000 | 8,767 |
| Total interest expense | $330,000 | 8,359 |
| Net interest income | $453,000 | 8,848 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $94,000 | 8,370 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $62,000 | 7,233 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $32,000 | 8,051 |
| Total noninterest expense | $498,000 | 8,841 |
| Salaries and employee benefits | $313,000 | 8,727 |
| Premises and equipment expense | $82,000 | 8,309 |
| Additional noninterest expense | $103,000 | 8,991 |
| Pre-tax net operating income | $49,000 | 8,383 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $5,000 | 7,192 |
| Income before extraordinary items | $44,000 | 8,477 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $44,000 | 8,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,340 |
| Cash dividends | $37,000 | 6,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $44,000 | 8,379 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $591,000 | 8,839 |
| Total interest expense | $258,000 | 8,439 |
| Net interest income | $333,000 | 8,939 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $66,000 | 8,490 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $44,000 | 7,355 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,174 |
| Total noninterest expense | $365,000 | 8,886 |
| Salaries and employee benefits | $226,000 | 8,781 |
| Premises and equipment expense | $61,000 | 8,368 |
| Additional noninterest expense | $78,000 | 9,031 |
| Pre-tax net operating income | $34,000 | 8,519 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $5,000 | 7,232 |
| Income before extraordinary items | $29,000 | 8,625 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $29,000 | 8,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,128 |
| Cash dividends | $37,000 | 5,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $29,000 | 8,518 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $398,000 | 8,886 |
| Total interest expense | $178,000 | 8,486 |
| Net interest income | $220,000 | 8,977 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $39,000 | 8,598 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $25,000 | 7,506 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $14,000 | 8,211 |
| Total noninterest expense | $235,000 | 8,934 |
| Salaries and employee benefits | $147,000 | 8,829 |
| Premises and equipment expense | $38,000 | 8,441 |
| Additional noninterest expense | $50,000 | 9,068 |
| Pre-tax net operating income | $24,000 | 8,530 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $3,000 | 7,303 |
| Income before extraordinary items | $21,000 | 8,639 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $21,000 | 8,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $18,000 | 5,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $21,000 | 8,515 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $203,000 | 8,933 |
| Total interest expense | $89,000 | 8,572 |
| Net interest income | $114,000 | 9,013 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $19,000 | 8,654 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $116,000 | 8,987 |
| Salaries and employee benefits | $70,000 | 8,910 |
| Premises and equipment expense | $20,000 | 8,398 |
| Additional noninterest expense | $26,000 | 9,083 |
| Pre-tax net operating income | $17,000 | 8,494 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $14,000 | 8,576 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,000 | 8,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $14,000 | 8,462 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $867,000 | 8,949 |
| Total interest expense | $382,000 | 8,706 |
| Net interest income | $485,000 | 9,019 |
| Provision for loan and lease losses | $5,000 | 7,962 |
| Total noninterest income | $85,000 | 8,586 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $58,000 | 7,387 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 8,301 |
| Total noninterest expense | $501,000 | 8,992 |
| Salaries and employee benefits | $308,000 | 8,866 |
| Premises and equipment expense | $93,000 | 8,267 |
| Additional noninterest expense | $100,000 | 9,165 |
| Pre-tax net operating income | $64,000 | 8,424 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $16,000 | 7,144 |
| Income before extraordinary items | $48,000 | 8,564 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $48,000 | 8,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,433 |
| Cash dividends | $35,000 | 6,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $48,000 | 8,482 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $955,000 | 9,187 |
| Total interest expense | $484,000 | 9,037 |
| Net interest income | $471,000 | 9,229 |
| Provision for loan and lease losses | $6,000 | 8,054 |
| Total noninterest income | $72,000 | 8,881 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $52,000 | 7,559 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $20,000 | 8,732 |
| Total noninterest expense | $471,000 | 9,234 |
| Salaries and employee benefits | $281,000 | 9,141 |
| Premises and equipment expense | $98,000 | 8,339 |
| Additional noninterest expense | $92,000 | 9,422 |
| Pre-tax net operating income | $66,000 | 8,479 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $13,000 | 7,494 |
| Income before extraordinary items | $53,000 | 8,590 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $53,000 | 8,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $35,000 | 6,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $53,000 | 8,498 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $967,000 | 9,420 |
| Total interest expense | $482,000 | 9,281 |
| Net interest income | $485,000 | 9,482 |
| Provision for loan and lease losses | $7,000 | 8,084 |
| Total noninterest income | $70,000 | 9,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 7,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,181 |
| Total noninterest expense | $459,000 | 9,477 |
| Salaries and employee benefits | $298,000 | 9,267 |
| Premises and equipment expense | $69,000 | 9,003 |
| Additional noninterest expense | $92,000 | 9,686 |
| Pre-tax net operating income | $89,000 | 8,838 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $9,000 | 8,091 |
| Income before extraordinary items | $80,000 | 8,826 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $80,000 | 8,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $36,000 | 6,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $80,000 | 8,815 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $888,000 | 9,710 |
| Total interest expense | $451,000 | 9,544 |
| Net interest income | $437,000 | 9,776 |
| Provision for loan and lease losses | $13,000 | 7,957 |
| Total noninterest income | $72,000 | 9,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 7,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,255 |
| Total noninterest expense | $416,000 | 9,843 |
| Salaries and employee benefits | $271,000 | 9,622 |
| Premises and equipment expense | $54,000 | 9,557 |
| Additional noninterest expense | $91,000 | 9,985 |
| Pre-tax net operating income | $80,000 | 9,146 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $10,000 | 8,485 |
| Income before extraordinary items | $70,000 | 9,137 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $70,000 | 9,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $39,000 | 6,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $70,000 | 9,107 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $884,000 | 9,961 |
| Total interest expense | $457,000 | 9,787 |
| Net interest income | $427,000 | 10,044 |
| Provision for loan and lease losses | $13,000 | 8,046 |
| Total noninterest income | $64,000 | 9,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,931 |
| Total noninterest expense | $410,000 | 10,031 |
| Salaries and employee benefits | $264,000 | 9,808 |
| Premises and equipment expense | $66,000 | 9,435 |
| Additional noninterest expense | $80,000 | 10,266 |
| Pre-tax net operating income | $68,000 | 9,551 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $13,000 | 9,016 |
| Income before extraordinary items | $55,000 | 9,599 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $55,000 | 9,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $37,000 | 7,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $55,000 | 9,535 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $884,000 | 10,398 |
| Total interest expense | $453,000 | 10,219 |
| Net interest income | $431,000 | 10,516 |
| Provision for loan and lease losses | $5,000 | 8,640 |
| Total noninterest income | $61,000 | 10,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,359 |
| Total noninterest expense | $411,000 | 10,440 |
| Salaries and employee benefits | $273,000 | 10,134 |
| Premises and equipment expense | $52,000 | 10,154 |
| Additional noninterest expense | $86,000 | 10,647 |
| Pre-tax net operating income | $76,000 | 10,153 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $13,000 | 9,855 |
| Income before extraordinary items | $63,000 | 10,167 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $63,000 | 10,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $35,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $63,000 | 10,136 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $877,000 | 10,952 |
| Total interest expense | $449,000 | 10,745 |
| Net interest income | $428,000 | 11,044 |
| Provision for loan and lease losses | $6,000 | 8,753 |
| Total noninterest income | $61,000 | 10,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,919 |
| Total noninterest expense | $421,000 | 10,897 |
| Salaries and employee benefits | $280,000 | 10,504 |
| Premises and equipment expense | $57,000 | 10,437 |
| Additional noninterest expense | $84,000 | 11,215 |
| Pre-tax net operating income | $62,000 | 10,541 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $8,000 | 10,393 |
| Income before extraordinary items | $54,000 | 10,556 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $54,000 | 10,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $43,000 | 7,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $54,000 | 10,505 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $847,000 | 11,476 |
| Total interest expense | $439,000 | 11,219 |
| Net interest income | $408,000 | 11,589 |
| Provision for loan and lease losses | $2,000 | 8,854 |
| Total noninterest income | $52,000 | 11,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 9,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 11,437 |
| Total noninterest expense | $403,000 | 11,423 |
| Salaries and employee benefits | $272,000 | 10,985 |
| Premises and equipment expense | $42,000 | 11,323 |
| Additional noninterest expense | $89,000 | 11,708 |
| Pre-tax net operating income | $55,000 | 11,283 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $5,000 | 11,015 |
| Income before extraordinary items | $50,000 | 11,286 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $50,000 | 11,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $35,000 | 8,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $50,000 | 11,254 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $818,000 | 12,039 |
| Total interest expense | $368,000 | 11,755 |
| Net interest income | $450,000 | 12,127 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $56,000 | 11,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 9,795 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,149 |
| Total noninterest expense | $427,000 | 11,921 |
| Salaries and employee benefits | $266,000 | 11,513 |
| Premises and equipment expense | $52,000 | 11,558 |
| Additional noninterest expense | $109,000 | 12,220 |
| Pre-tax net operating income | $79,000 | 11,758 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $11,000 | 11,350 |
| Income before extraordinary items | $68,000 | 11,671 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $68,000 | 11,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $30,000 | 8,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $68,000 | 11,707 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $835,000 | 12,602 |
| Total interest expense | $366,000 | 12,377 |
| Net interest income | $469,000 | 12,639 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $55,000 | 12,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 12,880 |
| Total noninterest expense | $428,000 | 12,517 |
| Salaries and employee benefits | $267,000 | 12,007 |
| Premises and equipment expense | $59,000 | 11,888 |
| Additional noninterest expense | $102,000 | 12,912 |
| Pre-tax net operating income | $96,000 | 11,895 |
| Securities gains (losses) | $-5,000 | 12,580 |
| Applicable income taxes | $21,000 | 11,584 |
| Income before extraordinary items | $70,000 | 12,101 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $70,000 | 12,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $40,000 | 8,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $73,850 | 11,902 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $899,000 | 13,197 |
| Total interest expense | $443,000 | 13,010 |
| Net interest income | $456,000 | 13,220 |
| Provision for loan and lease losses | $4,000 | 11,584 |
| Total noninterest income | $51,000 | 13,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 10,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 13,414 |
| Total noninterest expense | $352,000 | 13,396 |
| Salaries and employee benefits | $217,000 | 12,972 |
| Premises and equipment expense | $42,000 | 12,992 |
| Additional noninterest expense | $93,000 | 13,590 |
| Pre-tax net operating income | $151,000 | 11,522 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $33,000 | 11,726 |
| Income before extraordinary items | $118,000 | 11,701 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $118,000 | 11,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 10,379 |
| Cash dividends | $51,000 | 7,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $118,000 | 11,385 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.