Home > The Canandaigua National Bank and Trust Company > Net charge- offs to loans
The Canandaigua National Bank and Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1561% | 666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 777 |
| Percentage Net Loans Charged-off:Construction & development | 0.1308% | 112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0003% | 784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0033% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 3,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1538% | 1,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5115% | 1,172 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5115% | 1,054 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0381% | 1,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 925 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 3,915,349.0000% | 2 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 18.1850% | 26 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1883% | 383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0322% | 688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6760% | 792 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6760% | 729 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0807% | 847 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 3,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0256% | 4,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,492 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0095% | 4,318 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1321% | 4,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3512% | 1,283 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3512% | 1,207 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0658% | 832 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 3,978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,488 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0089% | 4,371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 3,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2005% | 4,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3040% | 1,260 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3040% | 1,194 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0824% | 659 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,364 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0075% | 3,193 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 3,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0734% | 3,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3121% | 1,177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3121% | 1,103 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0925% | 553 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,551 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0123% | 3,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 3,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4006% | 4,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4765% | 873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4765% | 802 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1232% | 735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0686% | 467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1808% | 260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0389% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 3,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1006% | 937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2543% | 1,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2543% | 1,277 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0968% | 751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0217% | 768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0528% | 393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0527% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 3,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1607% | 643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2215% | 1,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2215% | 1,215 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0722% | 915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0805% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 3,814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1398% | 605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1798% | 1,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1798% | 1,233 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0795% | 804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0541% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0867% | 565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2469% | 1,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2469% | 1,015 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1593% | 1,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0892% | 670 |
| Percentage Net Loans Charged-off:Construction & development | -0.0063% | 4,109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2393% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,680 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0036% | 3,292 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 3,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2449% | 1,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2756% | 1,800 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2756% | 1,667 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1614% | 915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0691% | 702 |
| Percentage Net Loans Charged-off:Construction & development | -0.0087% | 4,178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1855% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,668 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 3,325 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 3,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3049% | 806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2994% | 1,650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2994% | 1,520 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1593% | 929 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,711 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 3,352 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 3,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3393% | 718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4709% | 1,316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4709% | 1,196 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2589% | 570 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,795 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 3,408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7835% | 374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7146% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7146% | 920 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2877% | 729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0921% | 762 |
| Percentage Net Loans Charged-off:Construction & development | 0.2303% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1971% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 1,631 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 3,397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0137% | 1,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0742% | 473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4317% | 1,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4317% | 1,615 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2583% | 683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0256% | 1,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.3146% | 106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 1,230 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 3,437 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0243% | 1,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2048% | 367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4161% | 1,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4161% | 1,545 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1329% | 1,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 0.4873% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0513% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 3,468 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0643% | 648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1724% | 1,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3305% | 1,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3305% | 1,626 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1214% | 1,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0514% | 631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1088% | 418 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 3,554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1362% | 353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1079% | 844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3072% | 1,644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3072% | 1,530 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3143% | 618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 2,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0233% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 2,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0037% | 559 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7870% | 276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3635% | 1,872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3635% | 1,764 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3106% | 535 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0003% | 899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 4,062 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0040% | 3,523 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 1,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7922% | 252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3682% | 1,722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3682% | 1,616 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4271% | 363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 1,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0004% | 692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 1,489 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0180% | 3,684 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 1,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7273% | 157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3860% | 1,580 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3860% | 1,467 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1209% | 1,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 1,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0008% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 1,066 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0359% | 3,842 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0165% | 894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0614% | 924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4460% | 1,418 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4460% | 1,310 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3015% | 864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0679% | 1,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1727% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 2,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0493% | 525 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 4,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4733% | 461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3297% | 2,213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3297% | 2,075 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1482% | 1,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0911% | 880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2325% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 2,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0809% | 411 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0165% | 4,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1640% | 1,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2968% | 2,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2968% | 2,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1890% | 1,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1396% | 603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3492% | 232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 1,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1125% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0170% | 4,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2629% | 935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2879% | 2,050 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2879% | 1,921 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2430% | 737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1985% | 378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4434% | 134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0618% | 912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3141% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 4,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3131% | 626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3341% | 1,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3341% | 1,601 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2182% | 1,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1217% | 1,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0717% | 430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2512% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0418% | 2,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0663% | 624 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0348% | 2,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0934% | 1,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5764% | 1,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5764% | 1,511 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1727% | 1,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0976% | 1,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2175% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0276% | 1,967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0851% | 509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0112% | 2,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0428% | 1,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4710% | 1,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4710% | 1,510 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2100% | 1,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1423% | 811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3178% | 333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 1,680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1296% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 1,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1360% | 1,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4512% | 1,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4512% | 1,475 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3406% | 654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2730% | 402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6250% | 166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0559% | 1,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2661% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 4,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1661% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6419% | 1,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6419% | 1,043 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2582% | 1,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2200% | 852 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5566% | 368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0084% | 2,945 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0081% | 4,110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 2,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1118% | 1,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4555% | 1,746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4558% | 1,615 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2816% | 947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2501% | 676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6121% | 293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 2,425 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0109% | 4,151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0389% | 2,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1187% | 1,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4697% | 1,559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4700% | 1,446 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3451% | 761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3773% | 471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9054% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0533% | 1,926 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0037% | 4,137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0687% | 1,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0979% | 1,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4074% | 1,574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4074% | 1,460 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1597% | 1,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0319% | 1,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0589% | 601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 1,685 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0038% | 4,186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0255% | 1,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1898% | 795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5090% | 1,294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5090% | 1,176 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2058% | 2,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1582% | 1,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.3701% | 661 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2197% | 1,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1050% | 2,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0081% | 1,131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1314% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2697% | 1,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2992% | 2,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2997% | 2,281 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1652% | 2,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1139% | 1,991 |
| Percentage Net Loans Charged-off:Construction & development | 0.5277% | 517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0560% | 1,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1438% | 1,851 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0027% | 4,353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1839% | 1,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2398% | 1,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2611% | 2,395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2618% | 2,234 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1475% | 2,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1006% | 2,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0595% | 1,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1721% | 1,588 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0084% | 4,393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2214% | 1,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1294% | 1,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2868% | 2,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2879% | 1,930 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1381% | 1,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 2,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0212% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0404% | 1,904 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0042% | 4,392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0528% | 1,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0816% | 1,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4811% | 1,499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4833% | 1,381 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1405% | 3,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1089% | 3,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0951% | 2,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1541% | 2,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1596% | 1,127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1525% | 2,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0468% | 2,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2928% | 2,769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2940% | 2,619 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1501% | 3,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1135% | 2,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1145% | 1,762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1443% | 2,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0699% | 1,153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1658% | 2,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0257% | 2,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3376% | 2,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3384% | 2,196 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1672% | 2,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0982% | 2,745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0360% | 1,852 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1901% | 2,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1076% | 955 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2141% | 1,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1053% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4137% | 1,976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4137% | 1,849 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1633% | 2,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1211% | 2,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0522% | 1,263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2257% | 1,590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2194% | 626 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2275% | 1,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0419% | 5,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4302% | 1,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4302% | 1,622 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2213% | 3,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1570% | 3,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1844% | 2,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1684% | 3,194 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0086% | 4,941 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2245% | 2,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3609% | 2,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3188% | 2,948 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3199% | 2,774 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1703% | 3,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1231% | 3,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1200% | 2,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1570% | 3,026 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0085% | 4,976 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2107% | 2,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2321% | 2,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2699% | 2,891 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2712% | 2,707 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1659% | 3,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1121% | 3,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1394% | 1,941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1113% | 3,075 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0150% | 4,996 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1528% | 2,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3501% | 1,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1986% | 2,972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2007% | 2,780 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1219% | 3,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 3,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 6,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0754% | 2,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0087% | 980 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0975% | 2,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3098% | 1,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2642% | 2,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2685% | 2,154 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2733% | 4,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0590% | 4,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0736% | 3,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0585% | 4,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0780% | 4,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9582% | 2,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4175% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3563% | 3,028 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1495% | 4,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0529% | 4,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0657% | 2,802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0527% | 4,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0701% | 3,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2814% | 2,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3819% | 2,975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3157% | 2,920 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1163% | 4,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 4,746 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0244% | 2,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 6,799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 6,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2378% | 2,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3962% | 2,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3115% | 2,703 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1600% | 3,526 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 6,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 6,714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 6,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2734% | 1,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6424% | 1,844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4542% | 1,866 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4010% | 4,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1130% | 4,763 |
| Percentage Net Loans Charged-off:Construction & development | 0.1129% | 3,228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1760% | 2,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0647% | 4,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0119% | 1,930 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0804% | 4,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2968% | 2,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5637% | 3,213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3573% | 3,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 5,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.1569% | 2,875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 7,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0893% | 3,852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0163% | 1,686 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1104% | 3,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3025% | 1,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5873% | 2,899 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3895% | 3,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0423% | 4,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.2148% | 2,469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0128% | 2,589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0716% | 3,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0920% | 3,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5521% | 1,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4968% | 2,935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7548% | 2,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 3,795 |
| Percentage Net Loans Charged-off:Construction & development | 0.3760% | 1,748 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0258% | 1,799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 2,987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0345% | 2,789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2419% | 723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8363% | 2,030 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1872% | 5,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0438% | 5,363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0777% | 2,976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0177% | 4,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1058% | 1,744 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 7,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4001% | 3,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4652% | 4,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1492% | 5,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 4,980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0505% | 2,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0265% | 4,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1452% | 1,422 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 7,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2350% | 3,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4554% | 3,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1525% | 4,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0364% | 4,394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0805% | 1,898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 7,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 7,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2257% | 3,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4802% | 3,541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1174% | 4,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 3,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 2,726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 2,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3212% | 2,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3054% | 3,420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1497% | 4,711 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0141% | 7,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0304% | 7,831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 4,219 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0021% | 5,931 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 3,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4806% | 2,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3749% | 4,213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1245% | 4,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 4,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 7,759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0135% | 3,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0166% | 3,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3229% | 2,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3582% | 3,768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1405% | 3,341 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 7,772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0140% | 7,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 7,650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 7,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4460% | 1,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3420% | 3,427 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1715% | 2,346 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 7,869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0286% | 7,975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 7,681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 7,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5783% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3902% | 2,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1973% | 2,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 4,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0078% | 1,583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 7,744 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0085% | 5,963 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 7,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6109% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3696% | 3,665 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2122% | 1,875 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 7,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 7,798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 7,625 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0028% | 5,944 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 7,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6850% | 1,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3609% | 3,268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1442% | 2,200 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 7,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 7,811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 7,638 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0042% | 5,942 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 7,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3455% | 1,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3817% | 2,836 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1272% | 1,925 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 7,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 7,870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 7,696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 7,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4150% | 980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1953% | 3,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0951% | 3,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0810% | 1,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1512% | 652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 2,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0335% | 605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 2,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0246% | 7,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2607% | 4,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0507% | 7,077 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0866% | 2,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0798% | 1,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1651% | 496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 7,771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 7,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 6,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2003% | 4,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0679% | 7,161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0629% | 3,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 2,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0291% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0072% | 7,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 7,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0176% | 2,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2448% | 3,429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1262% | 7,244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1056% | 2,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 1,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0484% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0383% | 1,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3836% | 2,483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1797% | 2,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0802% | 1,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1580% | 640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 2,905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0100% | 2,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1480% | 3,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4793% | 3,663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2151% | 7,438 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1055% | 3,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 2,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0506% | 779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 2,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 2,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0846% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3382% | 3,875 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1115% | 2,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0412% | 1,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0774% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 1,995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 1,749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0891% | 2,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3291% | 3,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1283% | 2,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 1,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0248% | 1,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0445% | 1,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0265% | 1,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5762% | 2,349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1235% | 3,796 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 7,881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 7,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3278% | 2,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2793% | 4,974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1649% | 7,501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1109% | 3,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3195% | 2,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2283% | 4,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1425% | 2,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4880% | 1,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2111% | 4,558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5034% | 632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2030% | 1,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6818% | 1,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3198% | 3,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6374% | 212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1829% | 3,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 4,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0063% | 3,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 3,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6447% | 2,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3103% | 5,249 |
| Percentage Net Loans Charged-off: Credit card loans | -666.6667% | 2,827 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1519% | 7,637 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2060% | 2,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 3,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 2,743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 2,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7482% | 1,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3402% | 4,611 |
| Percentage Net Loans Charged-off: Credit card loans | -533.3333% | 2,826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3485% | 7,800 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2195% | 2,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0374% | 1,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1454% | 5,289 |
| Percentage Net Loans Charged-off: Credit card loans | -700.0000% | 2,814 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4428% | 7,831 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2463% | 2,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2212% | 897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1143% | 4,636 |
| Percentage Net Loans Charged-off: Credit card loans | -266.6667% | 2,799 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6520% | 7,851 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2973% | 2,741 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 8,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 8,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 8,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9363% | 1,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7425% | 3,206 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1562% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1342% | 4,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 3,969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 3,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2384% | 3,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4304% | 4,518 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5620% | 1,457 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1042% | 4,545 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 1,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0168% | 1,428 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1349% | 1,370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1294% | 794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3198% | 973 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6569% | 1,322 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1115% | 4,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0352% | 610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0392% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0339% | 1,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3334% | 972 |
| Percentage Net Loans Charged-off: Credit card loans | -3.4574% | 1,334 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1666% | 3,950 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0507% | 1,387 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0984% | 1,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1093% | 1,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5766% | 300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3713% | 961 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1515% | 1,280 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1324% | 4,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0237% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0263% | 660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2187% | 565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4040% | 978 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0416% | 662 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4644% | 1,907 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 1,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0492% | 1,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0205% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9873% | 40 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1461% | 1,516 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2333% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4666% | 1,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0905% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1677% | 249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1902% | 226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2467% | 71 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4948% | 779 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1559% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3809% | 2,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1665% | 454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3184% | 173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3570% | 162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4807% | 349 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5759% | 159 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3511% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2410% | 4,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0338% | 986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0617% | 634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0673% | 588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8706% | 411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7343% | 534 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2962% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2718% | 6,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1795% | 784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3183% | 665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1295% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1392% | 495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4020% | 854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7873% | 725 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8039% | 928 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |