Home > The Business Bank > Income and Expense
The Business Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 2,946 |
| Total interest expense | $413,000 | 1,652 |
| Net interest income | $1,506,000 | 3,213 |
| Provision for loan and lease losses | $150,000 | 1,146 |
| Total noninterest income | $4,000 | 6,024 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $25,000 | 4,550 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $-21,000 | 6,084 |
| Total noninterest expense | $1,012,000 | 3,688 |
| Salaries and employee benefits | $562,000 | 3,659 |
| Premises and equipment expense | $108,000 | 3,715 |
| Additional noninterest expense | $342,000 | 3,592 |
| Pre-tax net operating income | $348,000 | 3,632 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $125,000 | 2,264 |
| Income before extraordinary items | $223,000 | 4,098 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $223,000 | 4,095 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $223,000 | 4,096 |
| Net charge-offs | $-19,000 | 5,448 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $223,000 | 4,032 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,853,000 | 2,871 |
| Total interest expense | $1,643,000 | 1,642 |
| Net interest income | $6,210,000 | 3,121 |
| Provision for loan and lease losses | $823,000 | 954 |
| Total noninterest income | $62,000 | 5,891 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $120,000 | 4,461 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $-58,000 | 6,104 |
| Total noninterest expense | $4,058,000 | 3,682 |
| Salaries and employee benefits | $2,218,000 | 3,689 |
| Premises and equipment expense | $411,000 | 3,858 |
| Additional noninterest expense | $1,429,000 | 3,511 |
| Pre-tax net operating income | $1,391,000 | 3,617 |
| Securities gains (losses) | $221,000 | 688 |
| Applicable income taxes | $581,000 | 2,097 |
| Income before extraordinary items | $1,031,000 | 3,876 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,031,000 | 3,877 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,031,000 | 3,878 |
| Net charge-offs | $2,916,000 | 275 |
| Cash dividends | $1,500,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $889,560 | 4,043 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,920,000 | 2,885 |
| Total interest expense | $1,244,000 | 1,653 |
| Net interest income | $4,676,000 | 3,133 |
| Provision for loan and lease losses | $673,000 | 826 |
| Total noninterest income | $29,000 | 6,067 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $92,000 | 4,478 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-63,000 | 6,207 |
| Total noninterest expense | $3,027,000 | 3,713 |
| Salaries and employee benefits | $1,643,000 | 3,729 |
| Premises and equipment expense | $318,000 | 3,856 |
| Additional noninterest expense | $1,066,000 | 3,537 |
| Pre-tax net operating income | $1,005,000 | 3,740 |
| Securities gains (losses) | $221,000 | 599 |
| Applicable income taxes | $439,000 | 2,117 |
| Income before extraordinary items | $787,000 | 3,911 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $787,000 | 3,910 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $787,000 | 3,911 |
| Net charge-offs | $2,334,000 | 255 |
| Cash dividends | $1,500,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $645,560 | 4,163 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,955,000 | 2,878 |
| Total interest expense | $847,000 | 1,629 |
| Net interest income | $3,108,000 | 3,141 |
| Provision for loan and lease losses | $523,000 | 734 |
| Total noninterest income | $22,000 | 6,122 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $62,000 | 4,455 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-40,000 | 6,272 |
| Total noninterest expense | $2,025,000 | 3,742 |
| Salaries and employee benefits | $1,144,000 | 3,667 |
| Premises and equipment expense | $211,000 | 3,873 |
| Additional noninterest expense | $670,000 | 3,690 |
| Pre-tax net operating income | $582,000 | 3,937 |
| Securities gains (losses) | $221,000 | 490 |
| Applicable income taxes | $282,000 | 2,172 |
| Income before extraordinary items | $521,000 | 3,901 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $521,000 | 3,902 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $521,000 | 3,904 |
| Net charge-offs | $2,433,000 | 186 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $377,350 | 4,316 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 2,920 |
| Total interest expense | $436,000 | 1,599 |
| Net interest income | $1,500,000 | 3,218 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $11,000 | 6,189 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $31,000 | 4,446 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-20,000 | 6,338 |
| Total noninterest expense | $1,017,000 | 3,758 |
| Salaries and employee benefits | $591,000 | 3,607 |
| Premises and equipment expense | $105,000 | 3,925 |
| Additional noninterest expense | $321,000 | 3,805 |
| Pre-tax net operating income | $344,000 | 3,657 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $116,000 | 2,322 |
| Income before extraordinary items | $228,000 | 4,083 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $228,000 | 4,086 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $228,000 | 4,086 |
| Net charge-offs | $-18,000 | 5,644 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $228,000 | 4,016 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,439,000 | 2,772 |
| Total interest expense | $2,093,000 | 1,401 |
| Net interest income | $6,346,000 | 3,113 |
| Provision for loan and lease losses | $600,000 | 1,269 |
| Total noninterest income | $26,000 | 6,316 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $134,000 | 4,568 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-108,000 | 6,397 |
| Total noninterest expense | $4,300,000 | 3,656 |
| Salaries and employee benefits | $2,376,000 | 3,608 |
| Premises and equipment expense | $417,000 | 3,998 |
| Additional noninterest expense | $1,507,000 | 3,545 |
| Pre-tax net operating income | $1,472,000 | 3,517 |
| Securities gains (losses) | $-1,000 | 5,807 |
| Applicable income taxes | $497,000 | 2,216 |
| Income before extraordinary items | $974,000 | 4,004 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $974,000 | 4,003 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $974,000 | 4,005 |
| Net charge-offs | $1,296,000 | 729 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $974,660 | 3,944 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,417,000 | 2,770 |
| Total interest expense | $1,613,000 | 1,371 |
| Net interest income | $4,804,000 | 3,114 |
| Provision for loan and lease losses | $450,000 | 1,237 |
| Total noninterest income | $16,000 | 6,424 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $98,000 | 4,662 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-82,000 | 6,488 |
| Total noninterest expense | $3,207,000 | 3,678 |
| Salaries and employee benefits | $1,698,000 | 3,740 |
| Premises and equipment expense | $318,000 | 4,018 |
| Additional noninterest expense | $1,191,000 | 3,427 |
| Pre-tax net operating income | $1,163,000 | 3,495 |
| Securities gains (losses) | $-1,000 | 5,909 |
| Applicable income taxes | $395,000 | 2,206 |
| Income before extraordinary items | $767,000 | 3,978 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $767,000 | 3,981 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $767,000 | 3,981 |
| Net charge-offs | $1,314,000 | 543 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $767,660 | 3,923 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,301,000 | 2,757 |
| Total interest expense | $1,103,000 | 1,341 |
| Net interest income | $3,198,000 | 3,114 |
| Provision for loan and lease losses | $300,000 | 1,222 |
| Total noninterest income | $3,000 | 6,524 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $68,000 | 4,595 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-65,000 | 6,565 |
| Total noninterest expense | $2,164,000 | 3,668 |
| Salaries and employee benefits | $1,109,000 | 3,802 |
| Premises and equipment expense | $214,000 | 4,039 |
| Additional noninterest expense | $841,000 | 3,297 |
| Pre-tax net operating income | $737,000 | 3,523 |
| Securities gains (losses) | $-1,000 | 6,043 |
| Applicable income taxes | $247,000 | 2,211 |
| Income before extraordinary items | $489,000 | 4,004 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $489,000 | 4,010 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $489,000 | 4,010 |
| Net charge-offs | $1,334,000 | 405 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $489,660 | 3,943 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,171,000 | 2,736 |
| Total interest expense | $566,000 | 1,328 |
| Net interest income | $1,605,000 | 3,108 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $17,000 | 6,333 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $33,000 | 4,624 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-16,000 | 6,587 |
| Total noninterest expense | $1,104,000 | 3,648 |
| Salaries and employee benefits | $568,000 | 3,781 |
| Premises and equipment expense | $108,000 | 4,038 |
| Additional noninterest expense | $428,000 | 3,254 |
| Pre-tax net operating income | $368,000 | 3,447 |
| Securities gains (losses) | $-1,000 | 6,239 |
| Applicable income taxes | $123,000 | 2,171 |
| Income before extraordinary items | $244,000 | 3,901 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $244,000 | 3,903 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $244,000 | 3,903 |
| Net charge-offs | $1,373,000 | 235 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $244,660 | 3,864 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,078,000 | 2,653 |
| Total interest expense | $2,450,000 | 1,386 |
| Net interest income | $6,628,000 | 3,023 |
| Provision for loan and lease losses | $900,000 | 1,197 |
| Total noninterest income | $-92,000 | 6,709 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $155,000 | 4,532 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-247,000 | 6,692 |
| Total noninterest expense | $4,578,000 | 3,612 |
| Salaries and employee benefits | $2,258,000 | 3,799 |
| Premises and equipment expense | $431,000 | 4,050 |
| Additional noninterest expense | $1,889,000 | 3,108 |
| Pre-tax net operating income | $1,058,000 | 3,991 |
| Securities gains (losses) | $-1,000 | 6,053 |
| Applicable income taxes | $356,000 | 2,465 |
| Income before extraordinary items | $701,000 | 4,461 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $701,000 | 4,465 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $701,000 | 4,465 |
| Net charge-offs | $392,000 | 2,275 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $701,660 | 4,391 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,862,000 | 2,652 |
| Total interest expense | $1,876,000 | 1,401 |
| Net interest income | $4,986,000 | 3,038 |
| Provision for loan and lease losses | $750,000 | 1,115 |
| Total noninterest income | $-77,000 | 6,808 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $118,000 | 4,532 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-195,000 | 6,793 |
| Total noninterest expense | $3,477,000 | 3,602 |
| Salaries and employee benefits | $1,699,000 | 3,793 |
| Premises and equipment expense | $329,000 | 4,067 |
| Additional noninterest expense | $1,449,000 | 3,054 |
| Pre-tax net operating income | $682,000 | 4,311 |
| Securities gains (losses) | $-1,000 | 6,307 |
| Applicable income taxes | $228,000 | 2,669 |
| Income before extraordinary items | $453,000 | 4,742 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $453,000 | 4,744 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $453,000 | 4,745 |
| Net charge-offs | $396,000 | 1,829 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $453,670 | 4,659 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,658,000 | 2,613 |
| Total interest expense | $1,290,000 | 1,385 |
| Net interest income | $3,368,000 | 3,005 |
| Provision for loan and lease losses | $600,000 | 990 |
| Total noninterest income | $-31,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $81,000 | 4,483 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-112,000 | 6,808 |
| Total noninterest expense | $2,379,000 | 3,563 |
| Salaries and employee benefits | $1,144,000 | 3,788 |
| Premises and equipment expense | $229,000 | 3,986 |
| Additional noninterest expense | $1,006,000 | 2,953 |
| Pre-tax net operating income | $358,000 | 4,641 |
| Securities gains (losses) | $-1,000 | 6,487 |
| Applicable income taxes | $114,000 | 2,920 |
| Income before extraordinary items | $243,000 | 5,040 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $243,000 | 5,043 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $243,000 | 5,044 |
| Net charge-offs | $296,000 | 1,706 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $243,680 | 4,916 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,287,000 | 2,672 |
| Total interest expense | $698,000 | 1,325 |
| Net interest income | $1,589,000 | 3,159 |
| Provision for loan and lease losses | $300,000 | 980 |
| Total noninterest income | $7,000 | 6,758 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $42,000 | 4,398 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-35,000 | 6,858 |
| Total noninterest expense | $1,241,000 | 3,474 |
| Salaries and employee benefits | $581,000 | 3,785 |
| Premises and equipment expense | $116,000 | 3,975 |
| Additional noninterest expense | $544,000 | 2,766 |
| Pre-tax net operating income | $55,000 | 5,788 |
| Securities gains (losses) | $-1,000 | 6,666 |
| Applicable income taxes | $7,000 | 4,068 |
| Income before extraordinary items | $47,000 | 5,894 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $47,000 | 5,896 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $47,000 | 5,896 |
| Net charge-offs | $296,000 | 1,062 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $47,870 | 5,811 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,899,000 | 2,367 |
| Total interest expense | $3,556,000 | 1,258 |
| Net interest income | $7,343,000 | 2,869 |
| Provision for loan and lease losses | $2,200,000 | 992 |
| Total noninterest income | $-404,000 | 6,978 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $189,000 | 4,367 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-593,000 | 6,952 |
| Total noninterest expense | $4,718,000 | 3,631 |
| Salaries and employee benefits | $2,197,000 | 3,904 |
| Premises and equipment expense | $443,000 | 4,098 |
| Additional noninterest expense | $2,078,000 | 3,010 |
| Pre-tax net operating income | $21,000 | 6,106 |
| Securities gains (losses) | $64,000 | 2,567 |
| Applicable income taxes | $-29,000 | 6,606 |
| Income before extraordinary items | $114,000 | 6,023 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $114,000 | 6,018 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $114,000 | 6,021 |
| Net charge-offs | $256,000 | 3,498 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $50,000 | 6,031 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,357,000 | 2,376 |
| Total interest expense | $2,773,000 | 1,267 |
| Net interest income | $5,584,000 | 2,872 |
| Provision for loan and lease losses | $1,800,000 | 927 |
| Total noninterest income | $-220,000 | 7,060 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $149,000 | 4,333 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-369,000 | 7,040 |
| Total noninterest expense | $3,671,000 | 3,542 |
| Salaries and employee benefits | $1,669,000 | 3,866 |
| Premises and equipment expense | $343,000 | 4,085 |
| Additional noninterest expense | $1,659,000 | 2,863 |
| Pre-tax net operating income | $-107,000 | 6,432 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-88,000 | 6,899 |
| Income before extraordinary items | $-19,000 | 6,439 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-19,000 | 6,437 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-19,000 | 6,437 |
| Net charge-offs | $280,000 | 2,911 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-19,000 | 6,318 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,747,000 | 2,326 |
| Total interest expense | $1,943,000 | 1,256 |
| Net interest income | $3,804,000 | 2,818 |
| Provision for loan and lease losses | $1,200,000 | 942 |
| Total noninterest income | $-132,000 | 7,120 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $101,000 | 4,286 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-233,000 | 7,089 |
| Total noninterest expense | $2,430,000 | 3,576 |
| Salaries and employee benefits | $1,073,000 | 3,992 |
| Premises and equipment expense | $228,000 | 4,107 |
| Additional noninterest expense | $1,129,000 | 2,830 |
| Pre-tax net operating income | $42,000 | 6,136 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-15,000 | 6,857 |
| Income before extraordinary items | $57,000 | 6,193 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $57,000 | 6,193 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $57,000 | 6,193 |
| Net charge-offs | $281,000 | 2,389 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $57,000 | 6,052 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 2,318 |
| Total interest expense | $1,046,000 | 1,220 |
| Net interest income | $1,886,000 | 2,854 |
| Provision for loan and lease losses | $600,000 | 917 |
| Total noninterest income | $-45,000 | 7,166 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $50,000 | 4,284 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-95,000 | 7,155 |
| Total noninterest expense | $1,211,000 | 3,608 |
| Salaries and employee benefits | $543,000 | 3,994 |
| Premises and equipment expense | $112,000 | 4,154 |
| Additional noninterest expense | $556,000 | 2,835 |
| Pre-tax net operating income | $30,000 | 6,131 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-4,000 | 6,927 |
| Income before extraordinary items | $34,000 | 6,167 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $34,000 | 6,166 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $34,000 | 6,167 |
| Net charge-offs | $-31,000 | 6,984 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $34,000 | 6,040 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,210,000 | 1,980 |
| Total interest expense | $4,952,000 | 1,219 |
| Net interest income | $9,258,000 | 2,370 |
| Provision for loan and lease losses | $2,844,000 | 1,247 |
| Total noninterest income | $-496,000 | 7,191 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $230,000 | 4,129 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-726,000 | 7,150 |
| Total noninterest expense | $6,043,000 | 3,041 |
| Salaries and employee benefits | $2,471,000 | 3,590 |
| Premises and equipment expense | $482,000 | 4,134 |
| Additional noninterest expense | $3,090,000 | 2,153 |
| Pre-tax net operating income | $-125,000 | 6,160 |
| Securities gains (losses) | $16,000 | 3,164 |
| Applicable income taxes | $-88,000 | 6,797 |
| Income before extraordinary items | $-21,000 | 6,186 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-21,000 | 6,188 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-21,000 | 6,188 |
| Net charge-offs | $3,981,000 | 973 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-31,240 | 6,086 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,882,000 | 1,967 |
| Total interest expense | $3,807,000 | 1,238 |
| Net interest income | $7,075,000 | 2,321 |
| Provision for loan and lease losses | $1,844,000 | 1,309 |
| Total noninterest income | $-547,000 | 7,304 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $173,000 | 4,149 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-720,000 | 7,281 |
| Total noninterest expense | $4,720,000 | 2,937 |
| Salaries and employee benefits | $2,005,000 | 3,390 |
| Premises and equipment expense | $372,000 | 4,106 |
| Additional noninterest expense | $2,343,000 | 2,134 |
| Pre-tax net operating income | $-36,000 | 6,196 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-11,000 | 6,795 |
| Income before extraordinary items | $-25,000 | 6,300 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-25,000 | 6,302 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-25,000 | 6,302 |
| Net charge-offs | $1,963,000 | 1,239 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-25,000 | 6,193 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,435,000 | 1,934 |
| Total interest expense | $2,624,000 | 1,241 |
| Net interest income | $4,811,000 | 2,281 |
| Provision for loan and lease losses | $900,000 | 1,580 |
| Total noninterest income | $76,000 | 6,184 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $117,000 | 4,088 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-41,000 | 7,119 |
| Total noninterest expense | $2,833,000 | 3,242 |
| Salaries and employee benefits | $1,399,000 | 3,315 |
| Premises and equipment expense | $252,000 | 4,084 |
| Additional noninterest expense | $1,182,000 | 2,771 |
| Pre-tax net operating income | $1,154,000 | 2,298 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $430,000 | 1,464 |
| Income before extraordinary items | $724,000 | 2,855 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $724,000 | 2,857 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $724,000 | 2,857 |
| Net charge-offs | $1,145,000 | 1,357 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $724,000 | 2,776 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,808,000 | 1,888 |
| Total interest expense | $1,357,000 | 1,245 |
| Net interest income | $2,451,000 | 2,232 |
| Provision for loan and lease losses | $450,000 | 1,516 |
| Total noninterest income | $68,000 | 5,531 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $59,000 | 4,038 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 6,441 |
| Total noninterest expense | $1,383,000 | 3,323 |
| Salaries and employee benefits | $703,000 | 3,320 |
| Premises and equipment expense | $128,000 | 4,101 |
| Additional noninterest expense | $552,000 | 2,938 |
| Pre-tax net operating income | $686,000 | 2,004 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $249,000 | 1,282 |
| Income before extraordinary items | $437,000 | 2,486 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $437,000 | 2,485 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $437,000 | 2,486 |
| Net charge-offs | $1,003,000 | 859 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $437,000 | 2,441 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,811,000 | 1,798 |
| Total interest expense | $5,732,000 | 1,454 |
| Net interest income | $11,079,000 | 1,962 |
| Provision for loan and lease losses | $6,357,000 | 945 |
| Total noninterest income | $-106,000 | 7,382 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $265,000 | 3,883 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-371,000 | 7,366 |
| Total noninterest expense | $5,616,000 | 3,274 |
| Salaries and employee benefits | $2,489,000 | 3,591 |
| Premises and equipment expense | $534,000 | 4,018 |
| Additional noninterest expense | $2,593,000 | 2,598 |
| Pre-tax net operating income | $-1,000,000 | 6,482 |
| Securities gains (losses) | $439,000 | 987 |
| Applicable income taxes | $-316,000 | 7,068 |
| Income before extraordinary items | $-245,000 | 6,204 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-245,000 | 6,206 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-245,000 | 6,205 |
| Net charge-offs | $5,037,000 | 1,006 |
| Cash dividends | $845,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-525,960 | 6,336 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,858,000 | 1,798 |
| Total interest expense | $4,345,000 | 1,491 |
| Net interest income | $8,513,000 | 1,956 |
| Provision for loan and lease losses | $6,065,000 | 750 |
| Total noninterest income | $193,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $201,000 | 3,937 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-8,000 | 7,219 |
| Total noninterest expense | $4,567,000 | 3,078 |
| Salaries and employee benefits | $2,090,000 | 3,332 |
| Premises and equipment expense | $422,000 | 3,952 |
| Additional noninterest expense | $2,055,000 | 2,430 |
| Pre-tax net operating income | $-1,926,000 | 7,047 |
| Securities gains (losses) | $439,000 | 822 |
| Applicable income taxes | $-660,000 | 7,425 |
| Income before extraordinary items | $-827,000 | 6,835 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-827,000 | 6,835 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-827,000 | 6,835 |
| Net charge-offs | $4,582,000 | 835 |
| Cash dividends | $845,000 | 1,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,107,960 | 6,898 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,769,000 | 1,782 |
| Total interest expense | $2,940,000 | 1,532 |
| Net interest income | $5,829,000 | 1,912 |
| Provision for loan and lease losses | $1,716,000 | 1,403 |
| Total noninterest income | $149,000 | 5,496 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $135,000 | 3,905 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $14,000 | 6,676 |
| Total noninterest expense | $2,923,000 | 3,183 |
| Salaries and employee benefits | $1,494,000 | 3,153 |
| Premises and equipment expense | $290,000 | 3,896 |
| Additional noninterest expense | $1,139,000 | 2,846 |
| Pre-tax net operating income | $1,339,000 | 1,875 |
| Securities gains (losses) | $280,000 | 755 |
| Applicable income taxes | $581,000 | 1,076 |
| Income before extraordinary items | $1,038,000 | 2,048 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,038,000 | 2,046 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,038,000 | 2,048 |
| Net charge-offs | $1,975,000 | 1,129 |
| Cash dividends | $260,000 | 2,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $858,800 | 2,285 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,431,000 | 1,804 |
| Total interest expense | $1,476,000 | 1,597 |
| Net interest income | $2,955,000 | 1,924 |
| Provision for loan and lease losses | $700,000 | 1,467 |
| Total noninterest income | $78,000 | 5,464 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $71,000 | 3,802 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,000 | 6,844 |
| Total noninterest expense | $1,431,000 | 3,263 |
| Salaries and employee benefits | $771,000 | 3,112 |
| Premises and equipment expense | $153,000 | 3,841 |
| Additional noninterest expense | $507,000 | 3,151 |
| Pre-tax net operating income | $902,000 | 1,447 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $327,000 | 978 |
| Income before extraordinary items | $575,000 | 1,898 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $575,000 | 1,896 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $575,000 | 1,898 |
| Net charge-offs | $1,194,000 | 918 |
| Cash dividends | $60,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $575,000 | 1,827 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,783,000 | 1,822 |
| Total interest expense | $8,125,000 | 1,471 |
| Net interest income | $10,658,000 | 2,056 |
| Provision for loan and lease losses | $2,958,000 | 2,005 |
| Total noninterest income | $169,000 | 6,446 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $270,000 | 4,079 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-101,000 | 7,594 |
| Total noninterest expense | $5,430,000 | 3,441 |
| Salaries and employee benefits | $2,757,000 | 3,423 |
| Premises and equipment expense | $610,000 | 3,832 |
| Additional noninterest expense | $2,063,000 | 3,225 |
| Pre-tax net operating income | $2,439,000 | 1,610 |
| Securities gains (losses) | $311,000 | 1,205 |
| Applicable income taxes | $999,000 | 958 |
| Income before extraordinary items | $1,751,000 | 1,879 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,751,000 | 1,876 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,751,000 | 1,878 |
| Net charge-offs | $2,277,000 | 1,882 |
| Cash dividends | $274,000 | 3,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,551,960 | 2,027 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,142,000 | 1,839 |
| Total interest expense | $6,525,000 | 1,447 |
| Net interest income | $7,617,000 | 2,158 |
| Provision for loan and lease losses | $1,249,000 | 2,472 |
| Total noninterest income | $223,000 | 5,687 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $209,000 | 4,048 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $14,000 | 7,156 |
| Total noninterest expense | $4,281,000 | 3,317 |
| Salaries and employee benefits | $2,222,000 | 3,236 |
| Premises and equipment expense | $468,000 | 3,809 |
| Additional noninterest expense | $1,591,000 | 3,131 |
| Pre-tax net operating income | $2,310,000 | 1,391 |
| Securities gains (losses) | $311,000 | 972 |
| Applicable income taxes | $971,000 | 868 |
| Income before extraordinary items | $1,650,000 | 1,618 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,650,000 | 1,616 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,650,000 | 1,618 |
| Net charge-offs | $1,147,000 | 2,052 |
| Cash dividends | $167,000 | 3,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,450,960 | 1,788 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,443,000 | 1,870 |
| Total interest expense | $4,585,000 | 1,455 |
| Net interest income | $4,858,000 | 2,246 |
| Provision for loan and lease losses | $984,000 | 2,090 |
| Total noninterest income | $141,000 | 5,829 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $138,000 | 4,044 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,000 | 7,580 |
| Total noninterest expense | $2,813,000 | 3,387 |
| Salaries and employee benefits | $1,509,000 | 3,224 |
| Premises and equipment expense | $315,000 | 3,803 |
| Additional noninterest expense | $989,000 | 3,316 |
| Pre-tax net operating income | $1,202,000 | 1,826 |
| Securities gains (losses) | $311,000 | 733 |
| Applicable income taxes | $560,000 | 986 |
| Income before extraordinary items | $953,000 | 1,925 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $953,000 | 1,923 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $953,000 | 1,924 |
| Net charge-offs | $1,060,000 | 1,592 |
| Cash dividends | $111,000 | 3,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $753,960 | 2,273 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,762,000 | 1,882 |
| Total interest expense | $2,362,000 | 1,470 |
| Net interest income | $2,400,000 | 2,277 |
| Provision for loan and lease losses | $368,000 | 2,082 |
| Total noninterest income | $78,000 | 5,633 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $69,000 | 3,996 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $1,369,000 | 3,384 |
| Salaries and employee benefits | $761,000 | 3,235 |
| Premises and equipment expense | $168,000 | 3,672 |
| Additional noninterest expense | $440,000 | 3,325 |
| Pre-tax net operating income | $741,000 | 1,718 |
| Securities gains (losses) | $164,000 | 754 |
| Applicable income taxes | $342,000 | 941 |
| Income before extraordinary items | $563,000 | 1,909 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $563,000 | 1,911 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $563,000 | 1,911 |
| Net charge-offs | $175,000 | 2,261 |
| Cash dividends | $56,000 | 2,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $458,040 | 2,161 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,190,000 | 1,986 |
| Total interest expense | $11,324,000 | 1,446 |
| Net interest income | $7,866,000 | 2,759 |
| Provision for loan and lease losses | $1,288,000 | 2,356 |
| Total noninterest income | $-269,000 | 8,208 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $203,000 | 4,757 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-472,000 | 8,218 |
| Total noninterest expense | $4,934,000 | 3,601 |
| Salaries and employee benefits | $2,818,000 | 3,429 |
| Premises and equipment expense | $644,000 | 3,715 |
| Additional noninterest expense | $1,472,000 | 3,670 |
| Pre-tax net operating income | $1,375,000 | 3,167 |
| Securities gains (losses) | $37,000 | 1,803 |
| Applicable income taxes | $344,000 | 2,246 |
| Income before extraordinary items | $1,068,000 | 3,168 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,068,000 | 3,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $554,000 | 2,659 |
| Cash dividends | $200,000 | 4,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,039,880 | 3,365 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,318,000 | 2,040 |
| Total interest expense | $8,624,000 | 1,477 |
| Net interest income | $5,694,000 | 2,866 |
| Provision for loan and lease losses | $547,000 | 2,607 |
| Total noninterest income | $168,000 | 6,432 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $146,000 | 4,884 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 7,355 |
| Total noninterest expense | $4,005,000 | 3,380 |
| Salaries and employee benefits | $2,309,000 | 3,208 |
| Premises and equipment expense | $488,000 | 3,698 |
| Additional noninterest expense | $1,208,000 | 3,374 |
| Pre-tax net operating income | $1,310,000 | 3,127 |
| Securities gains (losses) | $37,000 | 1,627 |
| Applicable income taxes | $487,000 | 1,939 |
| Income before extraordinary items | $860,000 | 3,424 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $860,000 | 3,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,566 |
| Cash dividends | $134,000 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $836,320 | 3,611 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,426,000 | 2,094 |
| Total interest expense | $5,780,000 | 1,521 |
| Net interest income | $3,646,000 | 2,951 |
| Provision for loan and lease losses | $297,000 | 2,587 |
| Total noninterest income | $107,000 | 6,564 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $92,000 | 4,990 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $15,000 | 7,431 |
| Total noninterest expense | $2,719,000 | 3,347 |
| Salaries and employee benefits | $1,625,000 | 3,090 |
| Premises and equipment expense | $322,000 | 3,748 |
| Additional noninterest expense | $772,000 | 3,449 |
| Pre-tax net operating income | $737,000 | 3,603 |
| Securities gains (losses) | $36,000 | 1,670 |
| Applicable income taxes | $274,000 | 2,317 |
| Income before extraordinary items | $499,000 | 4,021 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $499,000 | 4,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,683 |
| Cash dividends | $67,000 | 4,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $475,600 | 4,057 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,803,000 | 2,111 |
| Total interest expense | $2,996,000 | 1,571 |
| Net interest income | $1,807,000 | 2,972 |
| Provision for loan and lease losses | $117,000 | 2,522 |
| Total noninterest income | $51,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $42,000 | 5,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 7,309 |
| Total noninterest expense | $1,357,000 | 3,351 |
| Salaries and employee benefits | $803,000 | 3,156 |
| Premises and equipment expense | $161,000 | 3,774 |
| Additional noninterest expense | $393,000 | 3,362 |
| Pre-tax net operating income | $384,000 | 3,633 |
| Securities gains (losses) | $36,000 | 1,273 |
| Applicable income taxes | $142,000 | 2,393 |
| Income before extraordinary items | $278,000 | 3,979 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $278,000 | 3,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,139 |
| Cash dividends | $67,000 | 3,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $254,240 | 4,071 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,648,000 | 2,210 |
| Total interest expense | $11,133,000 | 1,788 |
| Net interest income | $7,515,000 | 2,908 |
| Provision for loan and lease losses | $860,000 | 1,597 |
| Total noninterest income | $180,000 | 6,886 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $109,000 | 5,906 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $71,000 | 6,690 |
| Total noninterest expense | $4,503,000 | 3,749 |
| Salaries and employee benefits | $2,402,000 | 3,844 |
| Premises and equipment expense | $469,000 | 4,555 |
| Additional noninterest expense | $1,632,000 | 3,180 |
| Pre-tax net operating income | $2,332,000 | 2,978 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $895,000 | 1,995 |
| Income before extraordinary items | $1,437,000 | 3,542 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,437,000 | 3,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $584,000 | 1,504 |
| Cash dividends | $134,000 | 5,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,437,000 | 3,534 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,623,000 | 2,279 |
| Total interest expense | $8,156,000 | 1,821 |
| Net interest income | $5,467,000 | 2,990 |
| Provision for loan and lease losses | $267,000 | 2,507 |
| Total noninterest income | $132,000 | 6,957 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $76,000 | 6,039 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $56,000 | 6,645 |
| Total noninterest expense | $3,372,000 | 3,740 |
| Salaries and employee benefits | $1,893,000 | 3,681 |
| Premises and equipment expense | $322,000 | 4,804 |
| Additional noninterest expense | $1,157,000 | 3,289 |
| Pre-tax net operating income | $1,960,000 | 2,884 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $759,000 | 1,972 |
| Income before extraordinary items | $1,201,000 | 3,463 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,201,000 | 3,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,769 |
| Cash dividends | $134,000 | 4,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,201,000 | 3,450 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,749,000 | 2,381 |
| Total interest expense | $5,256,000 | 1,881 |
| Net interest income | $3,493,000 | 3,127 |
| Provision for loan and lease losses | $151,000 | 2,572 |
| Total noninterest income | $96,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $50,000 | 6,089 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $46,000 | 6,404 |
| Total noninterest expense | $2,098,000 | 3,983 |
| Salaries and employee benefits | $1,280,000 | 3,681 |
| Premises and equipment expense | $194,000 | 5,130 |
| Additional noninterest expense | $624,000 | 3,906 |
| Pre-tax net operating income | $1,340,000 | 2,893 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $521,000 | 1,999 |
| Income before extraordinary items | $819,000 | 3,469 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $819,000 | 3,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,576 |
| Cash dividends | $134,000 | 4,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $819,000 | 3,446 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,203,000 | 2,455 |
| Total interest expense | $2,509,000 | 1,942 |
| Net interest income | $1,694,000 | 3,205 |
| Provision for loan and lease losses | $56,000 | 2,964 |
| Total noninterest income | $37,000 | 7,221 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $22,000 | 6,225 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $15,000 | 6,985 |
| Total noninterest expense | $1,005,000 | 4,128 |
| Salaries and employee benefits | $610,000 | 3,847 |
| Premises and equipment expense | $94,000 | 5,233 |
| Additional noninterest expense | $301,000 | 3,963 |
| Pre-tax net operating income | $670,000 | 2,892 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $261,000 | 2,030 |
| Income before extraordinary items | $409,000 | 3,438 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $409,000 | 3,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $67,000 | 3,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $409,000 | 3,412 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,197,000 | 2,668 |
| Total interest expense | $7,923,000 | 2,066 |
| Net interest income | $6,274,000 | 3,413 |
| Provision for loan and lease losses | $562,000 | 1,719 |
| Total noninterest income | $135,000 | 7,430 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $79,000 | 6,454 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $56,000 | 7,129 |
| Total noninterest expense | $2,822,000 | 5,095 |
| Salaries and employee benefits | $1,542,000 | 5,099 |
| Premises and equipment expense | $264,000 | 6,068 |
| Additional noninterest expense | $1,016,000 | 4,459 |
| Pre-tax net operating income | $3,025,000 | 2,762 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,169,000 | 1,981 |
| Income before extraordinary items | $1,856,000 | 3,269 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,856,000 | 3,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 1,622 |
| Cash dividends | $200,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,856,000 | 3,251 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,251,000 | 2,739 |
| Total interest expense | $5,601,000 | 2,111 |
| Net interest income | $4,650,000 | 3,458 |
| Provision for loan and lease losses | $378,000 | 1,779 |
| Total noninterest income | $107,000 | 7,434 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $63,000 | 6,447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $44,000 | 7,109 |
| Total noninterest expense | $2,020,000 | 5,238 |
| Salaries and employee benefits | $1,080,000 | 5,309 |
| Premises and equipment expense | $199,000 | 6,088 |
| Additional noninterest expense | $741,000 | 4,533 |
| Pre-tax net operating income | $2,359,000 | 2,784 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $912,000 | 2,005 |
| Income before extraordinary items | $1,447,000 | 3,284 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,447,000 | 3,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 1,116 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,447,000 | 3,275 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,476,000 | 2,833 |
| Total interest expense | $3,457,000 | 2,152 |
| Net interest income | $3,019,000 | 3,532 |
| Provision for loan and lease losses | $218,000 | 1,972 |
| Total noninterest income | $72,000 | 7,475 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $43,000 | 6,440 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,165 |
| Total noninterest expense | $1,318,000 | 5,311 |
| Salaries and employee benefits | $701,000 | 5,421 |
| Premises and equipment expense | $136,000 | 6,020 |
| Additional noninterest expense | $481,000 | 4,603 |
| Pre-tax net operating income | $1,555,000 | 2,811 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $601,000 | 2,054 |
| Income before extraordinary items | $954,000 | 3,318 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $954,000 | 3,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 792 |
| Cash dividends | $134,000 | 4,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $954,000 | 3,311 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,116,000 | 2,877 |
| Total interest expense | $1,632,000 | 2,172 |
| Net interest income | $1,484,000 | 3,566 |
| Provision for loan and lease losses | $109,000 | 1,884 |
| Total noninterest income | $37,000 | 7,412 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $22,000 | 6,377 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $643,000 | 5,394 |
| Salaries and employee benefits | $335,000 | 5,581 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $238,000 | 4,618 |
| Pre-tax net operating income | $769,000 | 2,789 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $297,000 | 2,041 |
| Income before extraordinary items | $472,000 | 3,313 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $472,000 | 3,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 863 |
| Cash dividends | $67,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $472,000 | 3,291 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,637,000 | 2,991 |
| Total interest expense | $4,733,000 | 2,313 |
| Net interest income | $5,904,000 | 3,467 |
| Provision for loan and lease losses | $1,067,000 | 992 |
| Total noninterest income | $171,000 | 7,304 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $117,000 | 6,043 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $54,000 | 7,294 |
| Total noninterest expense | $2,306,000 | 5,630 |
| Salaries and employee benefits | $1,205,000 | 5,785 |
| Premises and equipment expense | $257,000 | 6,138 |
| Additional noninterest expense | $844,000 | 4,978 |
| Pre-tax net operating income | $2,702,000 | 2,999 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,057,000 | 2,191 |
| Income before extraordinary items | $1,645,000 | 3,565 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,645,000 | 3,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $979,000 | 687 |
| Cash dividends | $267,000 | 4,575 |
| Sale, conversion, retirement of capital stock, net | $592,000 | 525 |
| Net operating income | $1,645,000 | 3,536 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,651,000 | 3,054 |
| Total interest expense | $3,282,000 | 2,376 |
| Net interest income | $4,369,000 | 3,500 |
| Provision for loan and lease losses | $408,000 | 1,693 |
| Total noninterest income | $133,000 | 7,276 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $93,000 | 5,984 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 7,342 |
| Total noninterest expense | $1,695,000 | 5,665 |
| Salaries and employee benefits | $938,000 | 5,633 |
| Premises and equipment expense | $198,000 | 6,061 |
| Additional noninterest expense | $559,000 | 5,352 |
| Pre-tax net operating income | $2,399,000 | 2,655 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $953,000 | 1,946 |
| Income before extraordinary items | $1,446,000 | 3,214 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,446,000 | 3,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 1,730 |
| Cash dividends | $200,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $593,000 | 392 |
| Net operating income | $1,446,000 | 3,180 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,881,000 | 3,102 |
| Total interest expense | $2,027,000 | 2,409 |
| Net interest income | $2,854,000 | 3,541 |
| Provision for loan and lease losses | $226,000 | 1,948 |
| Total noninterest income | $95,000 | 7,146 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $68,000 | 5,783 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $27,000 | 7,318 |
| Total noninterest expense | $1,143,000 | 5,620 |
| Salaries and employee benefits | $645,000 | 5,511 |
| Premises and equipment expense | $133,000 | 6,041 |
| Additional noninterest expense | $365,000 | 5,396 |
| Pre-tax net operating income | $1,580,000 | 2,645 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $627,000 | 1,933 |
| Income before extraordinary items | $953,000 | 3,209 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $953,000 | 3,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $134,000 | 3,996 |
| Sale, conversion, retirement of capital stock, net | $593,000 | 275 |
| Net operating income | $953,000 | 3,161 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,297,000 | 3,228 |
| Total interest expense | $944,000 | 2,448 |
| Net interest income | $1,353,000 | 3,709 |
| Provision for loan and lease losses | $100,000 | 2,031 |
| Total noninterest income | $49,000 | 7,108 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $34,000 | 5,761 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $554,000 | 5,755 |
| Salaries and employee benefits | $307,000 | 5,722 |
| Premises and equipment expense | $69,000 | 5,998 |
| Additional noninterest expense | $178,000 | 5,446 |
| Pre-tax net operating income | $748,000 | 2,711 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $299,000 | 1,980 |
| Income before extraordinary items | $449,000 | 3,316 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $449,000 | 3,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $67,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $442,000 | 169 |
| Net operating income | $449,000 | 3,281 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,588,000 | 3,555 |
| Total interest expense | $3,052,000 | 2,593 |
| Net interest income | $4,536,000 | 4,097 |
| Provision for loan and lease losses | $372,000 | 2,506 |
| Total noninterest income | $197,000 | 7,174 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $112,000 | 6,300 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $85,000 | 6,680 |
| Total noninterest expense | $1,990,000 | 6,025 |
| Salaries and employee benefits | $1,047,000 | 6,131 |
| Premises and equipment expense | $255,000 | 6,141 |
| Additional noninterest expense | $688,000 | 5,577 |
| Pre-tax net operating income | $2,371,000 | 3,133 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $908,000 | 2,317 |
| Income before extraordinary items | $1,463,000 | 3,693 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,463,000 | 3,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,850 |
| Cash dividends | $133,000 | 5,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,463,000 | 3,637 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,418,000 | 3,687 |
| Total interest expense | $2,183,000 | 2,654 |
| Net interest income | $3,235,000 | 4,244 |
| Provision for loan and lease losses | $248,000 | 2,591 |
| Total noninterest income | $149,000 | 7,203 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $85,000 | 6,315 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $64,000 | 6,699 |
| Total noninterest expense | $1,486,000 | 5,991 |
| Salaries and employee benefits | $787,000 | 6,068 |
| Premises and equipment expense | $199,000 | 5,992 |
| Additional noninterest expense | $500,000 | 5,639 |
| Pre-tax net operating income | $1,650,000 | 3,366 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $607,000 | 2,556 |
| Income before extraordinary items | $1,043,000 | 3,900 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,043,000 | 3,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,986 |
| Cash dividends | $66,000 | 4,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,043,000 | 3,832 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,458,000 | 3,815 |
| Total interest expense | $1,418,000 | 2,695 |
| Net interest income | $2,040,000 | 4,412 |
| Provision for loan and lease losses | $165,000 | 2,550 |
| Total noninterest income | $100,000 | 7,246 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $57,000 | 6,308 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $43,000 | 6,699 |
| Total noninterest expense | $979,000 | 6,058 |
| Salaries and employee benefits | $524,000 | 6,124 |
| Premises and equipment expense | $134,000 | 6,006 |
| Additional noninterest expense | $321,000 | 5,766 |
| Pre-tax net operating income | $996,000 | 3,549 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $358,000 | 2,760 |
| Income before extraordinary items | $638,000 | 4,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $638,000 | 4,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,243 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $638,000 | 3,994 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,703,000 | 3,869 |
| Total interest expense | $702,000 | 2,747 |
| Net interest income | $1,001,000 | 4,477 |
| Provision for loan and lease losses | $83,000 | 2,440 |
| Total noninterest income | $44,000 | 7,434 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $28,000 | 6,308 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $473,000 | 6,229 |
| Salaries and employee benefits | $263,000 | 6,155 |
| Premises and equipment expense | $68,000 | 5,967 |
| Additional noninterest expense | $142,000 | 6,174 |
| Pre-tax net operating income | $489,000 | 3,584 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $172,000 | 2,827 |
| Income before extraordinary items | $317,000 | 4,132 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $317,000 | 4,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $317,000 | 3,986 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,092,000 | 4,274 |
| Total interest expense | $2,632,000 | 3,217 |
| Net interest income | $3,460,000 | 4,840 |
| Provision for loan and lease losses | $348,000 | 2,876 |
| Total noninterest income | $156,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $101,000 | 6,541 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $55,000 | 7,433 |
| Total noninterest expense | $1,647,000 | 6,615 |
| Salaries and employee benefits | $907,000 | 6,570 |
| Premises and equipment expense | $237,000 | 6,334 |
| Additional noninterest expense | $503,000 | 6,538 |
| Pre-tax net operating income | $1,621,000 | 3,928 |
| Securities gains (losses) | $11,000 | 3,560 |
| Applicable income taxes | $591,000 | 3,089 |
| Income before extraordinary items | $1,041,000 | 4,532 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,041,000 | 4,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,961 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,033,960 | 4,380 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,474,000 | 4,378 |
| Total interest expense | $1,959,000 | 3,337 |
| Net interest income | $2,515,000 | 4,947 |
| Provision for loan and lease losses | $245,000 | 2,890 |
| Total noninterest income | $101,000 | 8,008 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $74,000 | 6,631 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 7,963 |
| Total noninterest expense | $1,212,000 | 6,668 |
| Salaries and employee benefits | $686,000 | 6,529 |
| Premises and equipment expense | $178,000 | 6,333 |
| Additional noninterest expense | $348,000 | 6,727 |
| Pre-tax net operating income | $1,159,000 | 4,170 |
| Securities gains (losses) | $11,000 | 3,280 |
| Applicable income taxes | $428,000 | 3,310 |
| Income before extraordinary items | $742,000 | 4,809 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $742,000 | 4,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $734,960 | 4,662 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,893,000 | 4,494 |
| Total interest expense | $1,298,000 | 3,448 |
| Net interest income | $1,595,000 | 5,130 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $63,000 | 8,086 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $48,000 | 6,655 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $15,000 | 8,141 |
| Total noninterest expense | $793,000 | 6,741 |
| Salaries and employee benefits | $460,000 | 6,533 |
| Premises and equipment expense | $117,000 | 6,344 |
| Additional noninterest expense | $216,000 | 6,942 |
| Pre-tax net operating income | $715,000 | 4,370 |
| Securities gains (losses) | $11,000 | 2,898 |
| Applicable income taxes | $265,000 | 3,450 |
| Income before extraordinary items | $461,000 | 5,015 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $461,000 | 5,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $453,960 | 4,865 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,401,000 | 4,623 |
| Total interest expense | $640,000 | 3,559 |
| Net interest income | $761,000 | 5,270 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $29,000 | 8,205 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 6,666 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $389,000 | 6,804 |
| Salaries and employee benefits | $230,000 | 6,550 |
| Premises and equipment expense | $57,000 | 6,435 |
| Additional noninterest expense | $102,000 | 7,099 |
| Pre-tax net operating income | $326,000 | 4,572 |
| Securities gains (losses) | $10,000 | 2,181 |
| Applicable income taxes | $121,000 | 3,610 |
| Income before extraordinary items | $215,000 | 5,131 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $215,000 | 5,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $208,600 | 5,032 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,055,000 | 5,141 |
| Total interest expense | $2,496,000 | 4,104 |
| Net interest income | $2,559,000 | 5,826 |
| Provision for loan and lease losses | $320,000 | 3,297 |
| Total noninterest income | $289,000 | 6,545 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $77,000 | 6,996 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $212,000 | 4,900 |
| Total noninterest expense | $1,527,000 | 6,786 |
| Salaries and employee benefits | $778,000 | 6,960 |
| Premises and equipment expense | $196,000 | 6,807 |
| Additional noninterest expense | $553,000 | 6,210 |
| Pre-tax net operating income | $1,001,000 | 5,202 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $363,000 | 4,088 |
| Income before extraordinary items | $638,000 | 5,805 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $638,000 | 5,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 255 |
| Net operating income | $638,000 | 5,676 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,504,000 | 6,779 |
| Total interest expense | $1,929,000 | 6,207 |
| Net interest income | $1,575,000 | 7,200 |
| Provision for loan and lease losses | $320,000 | 3,073 |
| Total noninterest income | $171,000 | 7,620 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $35,000 | 7,892 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $136,000 | 5,723 |
| Total noninterest expense | $1,248,000 | 7,334 |
| Salaries and employee benefits | $624,000 | 7,563 |
| Premises and equipment expense | $209,000 | 6,674 |
| Additional noninterest expense | $415,000 | 7,033 |
| Pre-tax net operating income | $178,000 | 7,986 |
| Securities gains (losses) | $5,000 | 3,927 |
| Applicable income taxes | $-361,000 | 9,458 |
| Income before extraordinary items | $544,000 | 5,872 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $544,000 | 5,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $539,000 | 5,771 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,887,000 | 8,519 |
| Total interest expense | $1,134,000 | 7,939 |
| Net interest income | $753,000 | 9,001 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $96,000 | 8,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 8,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,759 |
| Total noninterest expense | $977,000 | 8,089 |
| Salaries and employee benefits | $431,000 | 8,596 |
| Premises and equipment expense | $183,000 | 7,030 |
| Additional noninterest expense | $363,000 | 7,453 |
| Pre-tax net operating income | $-308,000 | 9,420 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-120,000 | 9,611 |
| Income before extraordinary items | $-188,000 | 9,365 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-188,000 | 9,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 792 |
| Net operating income | $-188,000 | 9,362 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $516,000 | 9,962 |
| Total interest expense | $235,000 | 9,892 |
| Net interest income | $281,000 | 9,990 |
| Provision for loan and lease losses | $200,000 | 3,546 |
| Total noninterest income | $29,000 | 9,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 8,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,963 |
| Total noninterest expense | $942,000 | 8,292 |
| Salaries and employee benefits | $382,000 | 8,990 |
| Premises and equipment expense | $142,000 | 7,811 |
| Additional noninterest expense | $418,000 | 7,125 |
| Pre-tax net operating income | $-832,000 | 10,009 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-832,000 | 10,039 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-832,000 | 10,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $5,554,000 | 222 |
| Net operating income | $-832,000 | 10,027 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.