Home > The Bank of Vernon > Income and Expense
The Bank of Vernon, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $16,616,000 | 2,141 |
| Total interest expense | $5,141,000 | 1,988 |
| Net interest income | $11,475,000 | 2,185 |
| Provision for loan and lease losses | $509,000 | 1,268 |
| Total noninterest income | $8,205,000 | 857 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $661,000 | 1,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,544,000 | 662 |
| Total noninterest expense | $7,897,000 | 2,353 |
| Salaries and employee benefits | $3,397,000 | 2,763 |
| Premises and equipment expense | $1,084,000 | 1,934 |
| Additional noninterest expense | $7,544,000 | 662 |
| Pre-tax net operating income | $11,274,000 | 1,067 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $2,571,000 | 819 |
| Income before extraordinary items | $8,703,000 | 1,136 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,703,000 | 1,150 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $8,703,000 | 1,139 |
| Net charge-offs | $1,010,000 | 528 |
| Cash dividends | $228,000 | 3,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $8,703,000 | 1,154 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,779,000 | 2,178 |
| Total interest expense | $3,443,000 | 2,000 |
| Net interest income | $8,336,000 | 2,247 |
| Provision for loan and lease losses | $375,000 | 1,178 |
| Total noninterest income | $7,361,000 | 755 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $489,000 | 1,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,872,000 | 583 |
| Total noninterest expense | $5,612,000 | 2,435 |
| Salaries and employee benefits | $2,406,000 | 2,836 |
| Premises and equipment expense | $796,000 | 1,966 |
| Additional noninterest expense | $6,872,000 | 583 |
| Pre-tax net operating income | $9,710,000 | 996 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,783,000 | 893 |
| Income before extraordinary items | $7,927,000 | 1,009 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $7,927,000 | 1,014 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,927,000 | 1,009 |
| Net charge-offs | $1,027,000 | 399 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $7,927,000 | 1,023 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,466,000 | 2,228 |
| Total interest expense | $2,012,000 | 2,024 |
| Net interest income | $5,454,000 | 2,290 |
| Provision for loan and lease losses | $224,000 | 1,267 |
| Total noninterest income | $773,000 | 2,229 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $317,000 | 1,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $456,000 | 2,298 |
| Total noninterest expense | $3,454,000 | 2,551 |
| Salaries and employee benefits | $1,577,000 | 2,866 |
| Premises and equipment expense | $509,000 | 1,996 |
| Additional noninterest expense | $456,000 | 2,294 |
| Pre-tax net operating income | $2,549,000 | 1,936 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $707,000 | 1,250 |
| Income before extraordinary items | $1,842,000 | 2,159 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,842,000 | 2,184 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,842,000 | 2,159 |
| Net charge-offs | $13,000 | 1,714 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,842,000 | 2,169 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,479,000 | 2,310 |
| Total interest expense | $836,000 | 2,048 |
| Net interest income | $2,643,000 | 2,346 |
| Provision for loan and lease losses | $116,000 | 1,205 |
| Total noninterest income | $373,000 | 2,262 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $157,000 | 1,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 2,347 |
| Total noninterest expense | $1,693,000 | 2,602 |
| Salaries and employee benefits | $783,000 | 2,913 |
| Premises and equipment expense | $256,000 | 2,018 |
| Additional noninterest expense | $216,000 | 2,347 |
| Pre-tax net operating income | $1,207,000 | 2,063 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $295,000 | 1,403 |
| Income before extraordinary items | $912,000 | 2,217 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $912,000 | 2,217 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $912,000 | 2,217 |
| Net charge-offs | $-72,000 | 4,509 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $912,000 | 2,241 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $10,165,000 | 2,493 |
| Total interest expense | $1,150,000 | 2,235 |
| Net interest income | $9,015,000 | 2,511 |
| Provision for loan and lease losses | $404,000 | 1,339 |
| Total noninterest income | $1,525,000 | 2,328 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $579,000 | 1,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $946,000 | 2,386 |
| Total noninterest expense | $6,638,000 | 2,595 |
| Salaries and employee benefits | $3,154,000 | 2,867 |
| Premises and equipment expense | $1,026,000 | 1,983 |
| Additional noninterest expense | $946,000 | 2,386 |
| Pre-tax net operating income | $3,498,000 | 2,471 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $822,000 | 1,697 |
| Income before extraordinary items | $2,676,000 | 2,591 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,676,000 | 2,588 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,676,000 | 2,590 |
| Net charge-offs | $816,000 | 473 |
| Cash dividends | $249,000 | 3,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,676,000 | 2,625 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,002,000 | 2,569 |
| Total interest expense | $673,000 | 2,248 |
| Net interest income | $6,329,000 | 2,579 |
| Provision for loan and lease losses | $7,000 | 2,746 |
| Total noninterest income | $1,172,000 | 2,319 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $424,000 | 1,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $748,000 | 2,377 |
| Total noninterest expense | $4,619,000 | 2,709 |
| Salaries and employee benefits | $2,161,000 | 2,988 |
| Premises and equipment expense | $691,000 | 2,122 |
| Additional noninterest expense | $748,000 | 2,377 |
| Pre-tax net operating income | $2,875,000 | 2,336 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $721,000 | 1,580 |
| Income before extraordinary items | $2,154,000 | 2,492 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,154,000 | 2,491 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,154,000 | 2,491 |
| Net charge-offs | $122,000 | 857 |
| Cash dividends | $249,000 | 2,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,154,000 | 2,532 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,225,000 | 2,683 |
| Total interest expense | $407,000 | 2,236 |
| Net interest income | $3,818,000 | 2,705 |
| Provision for loan and lease losses | $6,000 | 2,475 |
| Total noninterest income | $825,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $270,000 | 1,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $555,000 | 2,279 |
| Total noninterest expense | $2,963,000 | 2,755 |
| Salaries and employee benefits | $1,404,000 | 3,039 |
| Premises and equipment expense | $450,000 | 2,160 |
| Additional noninterest expense | $1,109,000 | 2,445 |
| Pre-tax net operating income | $1,674,000 | 2,435 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $447,000 | 1,564 |
| Income before extraordinary items | $1,227,000 | 2,598 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,227,000 | 2,598 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,227,000 | 2,598 |
| Net charge-offs | $-72,000 | 4,305 |
| Cash dividends | $249,000 | 2,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,227,000 | 2,635 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 2,729 |
| Total interest expense | $199,000 | 2,229 |
| Net interest income | $1,789,000 | 2,748 |
| Provision for loan and lease losses | $2,000 | 2,234 |
| Total noninterest income | $301,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $130,000 | 1,635 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 2,742 |
| Total noninterest expense | $1,470,000 | 2,755 |
| Salaries and employee benefits | $688,000 | 3,066 |
| Premises and equipment expense | $217,000 | 2,229 |
| Additional noninterest expense | $565,000 | 2,379 |
| Pre-tax net operating income | $618,000 | 2,684 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $181,000 | 1,675 |
| Income before extraordinary items | $437,000 | 2,882 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $437,000 | 2,880 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $437,000 | 2,882 |
| Net charge-offs | $-6,000 | 3,738 |
| Cash dividends | $249,000 | 1,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $437,000 | 2,908 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,912,000 | 2,826 |
| Total interest expense | $958,000 | 2,275 |
| Net interest income | $6,954,000 | 2,855 |
| Provision for loan and lease losses | $757,000 | 753 |
| Total noninterest income | $2,961,000 | 1,810 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $442,000 | 1,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,519,000 | 1,670 |
| Total noninterest expense | $5,608,000 | 2,824 |
| Salaries and employee benefits | $2,616,000 | 3,139 |
| Premises and equipment expense | $773,000 | 2,364 |
| Additional noninterest expense | $2,219,000 | 2,413 |
| Pre-tax net operating income | $3,550,000 | 2,483 |
| Securities gains (losses) | $-7,000 | 4,350 |
| Applicable income taxes | $763,000 | 1,806 |
| Income before extraordinary items | $2,780,000 | 2,635 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,780,000 | 2,636 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,780,000 | 2,636 |
| Net charge-offs | $258,000 | 900 |
| Cash dividends | $800,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,785,530 | 2,615 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,344,000 | 3,027 |
| Total interest expense | $738,000 | 2,328 |
| Net interest income | $4,606,000 | 3,091 |
| Provision for loan and lease losses | $757,000 | 577 |
| Total noninterest income | $3,283,000 | 1,464 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $326,000 | 1,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,957,000 | 1,307 |
| Total noninterest expense | $3,992,000 | 2,938 |
| Salaries and employee benefits | $1,876,000 | 3,215 |
| Premises and equipment expense | $559,000 | 2,444 |
| Additional noninterest expense | $1,557,000 | 2,521 |
| Pre-tax net operating income | $3,140,000 | 2,373 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,023,000 | 1,436 |
| Income before extraordinary items | $2,117,000 | 2,728 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,117,000 | 2,728 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,117,000 | 2,728 |
| Net charge-offs | $128,000 | 981 |
| Cash dividends | $800,000 | 1,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,117,000 | 2,704 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,578,000 | 3,037 |
| Total interest expense | $503,000 | 2,370 |
| Net interest income | $3,075,000 | 3,088 |
| Provision for loan and lease losses | $257,000 | 1,008 |
| Total noninterest income | $926,000 | 2,316 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $208,000 | 1,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $718,000 | 2,276 |
| Total noninterest expense | $2,586,000 | 2,972 |
| Salaries and employee benefits | $1,205,000 | 3,263 |
| Premises and equipment expense | $370,000 | 2,435 |
| Additional noninterest expense | $1,011,000 | 2,557 |
| Pre-tax net operating income | $1,158,000 | 3,087 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $411,000 | 1,825 |
| Income before extraordinary items | $747,000 | 3,470 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $747,000 | 3,469 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $747,000 | 3,470 |
| Net charge-offs | $114,000 | 858 |
| Cash dividends | $536,000 | 1,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $747,000 | 3,447 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,774,000 | 3,039 |
| Total interest expense | $259,000 | 2,393 |
| Net interest income | $1,515,000 | 3,099 |
| Provision for loan and lease losses | $83,000 | 1,398 |
| Total noninterest income | $429,000 | 2,408 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $105,000 | 1,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 2,367 |
| Total noninterest expense | $1,254,000 | 3,017 |
| Salaries and employee benefits | $594,000 | 3,284 |
| Premises and equipment expense | $180,000 | 2,505 |
| Additional noninterest expense | $480,000 | 2,603 |
| Pre-tax net operating income | $607,000 | 3,025 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $211,000 | 1,778 |
| Income before extraordinary items | $396,000 | 3,390 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $396,000 | 3,391 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $396,000 | 3,390 |
| Net charge-offs | $64,000 | 742 |
| Cash dividends | $285,000 | 1,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $396,000 | 3,358 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,404,000 | 2,997 |
| Total interest expense | $1,337,000 | 2,543 |
| Net interest income | $6,067,000 | 3,032 |
| Provision for loan and lease losses | $120,000 | 3,406 |
| Total noninterest income | $1,566,000 | 2,369 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $451,000 | 1,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,115,000 | 2,371 |
| Total noninterest expense | $5,066,000 | 2,974 |
| Salaries and employee benefits | $2,434,000 | 3,250 |
| Premises and equipment expense | $814,000 | 2,321 |
| Additional noninterest expense | $1,818,000 | 2,697 |
| Pre-tax net operating income | $2,447,000 | 2,697 |
| Securities gains (losses) | $-11,000 | 4,833 |
| Applicable income taxes | $649,000 | 1,750 |
| Income before extraordinary items | $1,787,000 | 2,966 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,787,000 | 2,965 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,787,000 | 2,966 |
| Net charge-offs | $223,000 | 1,483 |
| Cash dividends | $1,819,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,795,690 | 2,910 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,574,000 | 3,019 |
| Total interest expense | $1,054,000 | 2,560 |
| Net interest income | $4,520,000 | 3,059 |
| Provision for loan and lease losses | $100,000 | 3,277 |
| Total noninterest income | $1,475,000 | 2,105 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $335,000 | 1,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,140,000 | 2,030 |
| Total noninterest expense | $3,626,000 | 3,046 |
| Salaries and employee benefits | $1,775,000 | 3,281 |
| Premises and equipment expense | $599,000 | 2,342 |
| Additional noninterest expense | $1,252,000 | 2,830 |
| Pre-tax net operating income | $2,269,000 | 2,407 |
| Securities gains (losses) | $-11,000 | 4,802 |
| Applicable income taxes | $642,000 | 1,531 |
| Income before extraordinary items | $1,616,000 | 2,734 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,616,000 | 2,732 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,616,000 | 2,734 |
| Net charge-offs | $225,000 | 1,195 |
| Cash dividends | $1,569,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,624,690 | 2,675 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,667,000 | 3,078 |
| Total interest expense | $751,000 | 2,569 |
| Net interest income | $2,916,000 | 3,129 |
| Provision for loan and lease losses | $31,000 | 3,651 |
| Total noninterest income | $1,115,000 | 1,904 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $227,000 | 1,742 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $888,000 | 1,791 |
| Total noninterest expense | $2,372,000 | 3,087 |
| Salaries and employee benefits | $1,185,000 | 3,292 |
| Premises and equipment expense | $388,000 | 2,375 |
| Additional noninterest expense | $799,000 | 2,912 |
| Pre-tax net operating income | $1,628,000 | 2,286 |
| Securities gains (losses) | $-11,000 | 4,806 |
| Applicable income taxes | $423,000 | 1,481 |
| Income before extraordinary items | $1,194,000 | 2,559 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,194,000 | 2,558 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,194,000 | 2,559 |
| Net charge-offs | $265,000 | 865 |
| Cash dividends | $1,427,000 | 1,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,202,690 | 2,512 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,873,000 | 3,041 |
| Total interest expense | $426,000 | 2,542 |
| Net interest income | $1,447,000 | 3,123 |
| Provision for loan and lease losses | $-1,000 | 5,026 |
| Total noninterest income | $245,000 | 2,759 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $134,000 | 1,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 3,070 |
| Total noninterest expense | $1,183,000 | 3,123 |
| Salaries and employee benefits | $592,000 | 3,325 |
| Premises and equipment expense | $188,000 | 2,428 |
| Additional noninterest expense | $403,000 | 2,923 |
| Pre-tax net operating income | $510,000 | 2,759 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $166,000 | 1,544 |
| Income before extraordinary items | $344,000 | 3,111 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $344,000 | 3,111 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $344,000 | 3,112 |
| Net charge-offs | $37,000 | 1,329 |
| Cash dividends | $286,000 | 1,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $344,000 | 3,085 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,539,000 | 3,064 |
| Total interest expense | $1,657,000 | 2,620 |
| Net interest income | $5,882,000 | 3,144 |
| Provision for loan and lease losses | $34,000 | 3,560 |
| Total noninterest income | $1,569,000 | 2,242 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $514,000 | 1,893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,055,000 | 2,184 |
| Total noninterest expense | $4,544,000 | 3,192 |
| Salaries and employee benefits | $2,239,000 | 3,407 |
| Premises and equipment expense | $549,000 | 2,960 |
| Additional noninterest expense | $1,756,000 | 2,788 |
| Pre-tax net operating income | $2,873,000 | 2,531 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $693,000 | 1,721 |
| Income before extraordinary items | $2,180,000 | 2,776 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,180,000 | 2,777 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,180,000 | 2,778 |
| Net charge-offs | $54,000 | 2,597 |
| Cash dividends | $1,548,000 | 1,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,180,000 | 2,743 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,625,000 | 3,098 |
| Total interest expense | $1,221,000 | 2,673 |
| Net interest income | $4,404,000 | 3,179 |
| Provision for loan and lease losses | $33,000 | 3,337 |
| Total noninterest income | $1,079,000 | 2,354 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $380,000 | 1,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $699,000 | 2,328 |
| Total noninterest expense | $3,272,000 | 3,282 |
| Salaries and employee benefits | $1,594,000 | 3,520 |
| Premises and equipment expense | $407,000 | 2,981 |
| Additional noninterest expense | $1,271,000 | 2,862 |
| Pre-tax net operating income | $2,178,000 | 2,580 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $541,000 | 1,726 |
| Income before extraordinary items | $1,637,000 | 2,837 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,637,000 | 2,838 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,637,000 | 2,838 |
| Net charge-offs | $-5,000 | 4,259 |
| Cash dividends | $1,262,000 | 1,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,637,000 | 2,805 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,698,000 | 3,130 |
| Total interest expense | $775,000 | 2,711 |
| Net interest income | $2,923,000 | 3,203 |
| Provision for loan and lease losses | $31,000 | 3,038 |
| Total noninterest income | $681,000 | 2,381 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $247,000 | 1,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $434,000 | 2,368 |
| Total noninterest expense | $2,119,000 | 3,359 |
| Salaries and employee benefits | $1,052,000 | 3,566 |
| Premises and equipment expense | $271,000 | 3,010 |
| Additional noninterest expense | $796,000 | 3,014 |
| Pre-tax net operating income | $1,454,000 | 2,565 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $353,000 | 1,727 |
| Income before extraordinary items | $1,101,000 | 2,804 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,101,000 | 2,803 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,101,000 | 2,803 |
| Net charge-offs | $8,000 | 2,672 |
| Cash dividends | $942,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,101,000 | 2,779 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,829,000 | 3,163 |
| Total interest expense | $353,000 | 2,805 |
| Net interest income | $1,476,000 | 3,211 |
| Provision for loan and lease losses | $31,000 | 2,389 |
| Total noninterest income | $207,000 | 3,011 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $126,000 | 1,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 3,491 |
| Total noninterest expense | $1,031,000 | 3,438 |
| Salaries and employee benefits | $524,000 | 3,616 |
| Premises and equipment expense | $132,000 | 3,091 |
| Additional noninterest expense | $375,000 | 3,151 |
| Pre-tax net operating income | $621,000 | 2,767 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $145,000 | 1,866 |
| Income before extraordinary items | $476,000 | 2,956 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $476,000 | 2,954 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $476,000 | 2,955 |
| Net charge-offs | $-6,000 | 4,462 |
| Cash dividends | $264,000 | 1,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $476,000 | 2,946 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,993,000 | 3,163 |
| Total interest expense | $959,000 | 2,992 |
| Net interest income | $6,034,000 | 3,156 |
| Provision for loan and lease losses | $225,000 | 2,260 |
| Total noninterest income | $1,128,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $496,000 | 2,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $632,000 | 2,784 |
| Total noninterest expense | $4,279,000 | 3,354 |
| Salaries and employee benefits | $2,222,000 | 3,492 |
| Premises and equipment expense | $478,000 | 3,234 |
| Additional noninterest expense | $1,579,000 | 3,070 |
| Pre-tax net operating income | $2,658,000 | 2,692 |
| Securities gains (losses) | $333,000 | 163 |
| Applicable income taxes | $663,000 | 1,733 |
| Income before extraordinary items | $2,328,000 | 2,701 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,328,000 | 2,699 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,328,000 | 2,700 |
| Net charge-offs | $-17,000 | 4,639 |
| Cash dividends | $1,034,000 | 2,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,064,930 | 2,880 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,139,000 | 3,208 |
| Total interest expense | $661,000 | 3,049 |
| Net interest income | $4,478,000 | 3,202 |
| Provision for loan and lease losses | $226,000 | 1,848 |
| Total noninterest income | $904,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $365,000 | 2,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $539,000 | 2,652 |
| Total noninterest expense | $3,166,000 | 3,384 |
| Salaries and employee benefits | $1,630,000 | 3,541 |
| Premises and equipment expense | $348,000 | 3,326 |
| Additional noninterest expense | $1,188,000 | 3,055 |
| Pre-tax net operating income | $1,990,000 | 2,733 |
| Securities gains (losses) | $333,000 | 154 |
| Applicable income taxes | $569,000 | 1,678 |
| Income before extraordinary items | $1,754,000 | 2,737 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,754,000 | 2,736 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,754,000 | 2,736 |
| Net charge-offs | $18,000 | 2,750 |
| Cash dividends | $713,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,490,930 | 2,991 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,375,000 | 3,227 |
| Total interest expense | $409,000 | 3,082 |
| Net interest income | $2,966,000 | 3,217 |
| Provision for loan and lease losses | $203,000 | 1,502 |
| Total noninterest income | $460,000 | 2,994 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $233,000 | 2,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 3,214 |
| Total noninterest expense | $2,130,000 | 3,389 |
| Salaries and employee benefits | $1,114,000 | 3,516 |
| Premises and equipment expense | $231,000 | 3,347 |
| Additional noninterest expense | $785,000 | 3,090 |
| Pre-tax net operating income | $1,093,000 | 3,028 |
| Securities gains (losses) | $333,000 | 131 |
| Applicable income taxes | $367,000 | 1,694 |
| Income before extraordinary items | $1,059,000 | 2,864 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,059,000 | 2,864 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,059,000 | 2,864 |
| Net charge-offs | $11,000 | 2,549 |
| Cash dividends | $392,000 | 2,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $795,930 | 3,304 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,662,000 | 3,253 |
| Total interest expense | $198,000 | 3,089 |
| Net interest income | $1,464,000 | 3,249 |
| Provision for loan and lease losses | $78,000 | 1,664 |
| Total noninterest income | $215,000 | 3,068 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $120,000 | 2,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 3,420 |
| Total noninterest expense | $1,055,000 | 3,438 |
| Salaries and employee benefits | $557,000 | 3,555 |
| Premises and equipment expense | $121,000 | 3,305 |
| Additional noninterest expense | $377,000 | 3,198 |
| Pre-tax net operating income | $546,000 | 2,975 |
| Securities gains (losses) | $79,000 | 191 |
| Applicable income taxes | $111,000 | 2,080 |
| Income before extraordinary items | $514,000 | 2,853 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $514,000 | 2,853 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $514,000 | 2,853 |
| Net charge-offs | $-15,000 | 4,895 |
| Cash dividends | $71,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $449,220 | 3,065 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,523,000 | 3,251 |
| Total interest expense | $657,000 | 3,239 |
| Net interest income | $5,866,000 | 3,225 |
| Provision for loan and lease losses | $379,000 | 1,718 |
| Total noninterest income | $889,000 | 3,128 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $450,000 | 2,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $439,000 | 3,332 |
| Total noninterest expense | $4,422,000 | 3,352 |
| Salaries and employee benefits | $2,168,000 | 3,599 |
| Premises and equipment expense | $525,000 | 3,165 |
| Additional noninterest expense | $1,729,000 | 2,924 |
| Pre-tax net operating income | $1,954,000 | 3,159 |
| Securities gains (losses) | $-426,000 | 5,576 |
| Applicable income taxes | $518,000 | 2,397 |
| Income before extraordinary items | $1,010,000 | 3,705 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,010,000 | 3,704 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,010,000 | 3,705 |
| Net charge-offs | $559,000 | 1,018 |
| Cash dividends | $1,001,000 | 2,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,291,160 | 3,364 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,844,000 | 3,289 |
| Total interest expense | $472,000 | 3,310 |
| Net interest income | $4,372,000 | 3,254 |
| Provision for loan and lease losses | $328,000 | 1,535 |
| Total noninterest income | $717,000 | 3,029 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $328,000 | 2,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $389,000 | 3,129 |
| Total noninterest expense | $3,308,000 | 3,369 |
| Salaries and employee benefits | $1,587,000 | 3,663 |
| Premises and equipment expense | $401,000 | 3,163 |
| Additional noninterest expense | $1,320,000 | 2,890 |
| Pre-tax net operating income | $1,453,000 | 3,238 |
| Securities gains (losses) | $-428,000 | 5,697 |
| Applicable income taxes | $398,000 | 2,261 |
| Income before extraordinary items | $627,000 | 4,140 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $627,000 | 4,139 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $627,000 | 4,140 |
| Net charge-offs | $498,000 | 812 |
| Cash dividends | $695,000 | 2,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $900,920 | 3,671 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,189,000 | 3,307 |
| Total interest expense | $299,000 | 3,374 |
| Net interest income | $2,890,000 | 3,268 |
| Provision for loan and lease losses | $272,000 | 1,302 |
| Total noninterest income | $328,000 | 3,590 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $222,000 | 2,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 4,225 |
| Total noninterest expense | $2,303,000 | 3,303 |
| Salaries and employee benefits | $1,066,000 | 3,658 |
| Premises and equipment expense | $271,000 | 3,143 |
| Additional noninterest expense | $966,000 | 2,738 |
| Pre-tax net operating income | $643,000 | 3,789 |
| Securities gains (losses) | $-44,000 | 5,648 |
| Applicable income taxes | $223,000 | 2,387 |
| Income before extraordinary items | $376,000 | 4,246 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $376,000 | 4,245 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $376,000 | 4,246 |
| Net charge-offs | $436,000 | 635 |
| Cash dividends | $388,000 | 2,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $404,160 | 4,126 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 3,338 |
| Total interest expense | $144,000 | 3,409 |
| Net interest income | $1,430,000 | 3,294 |
| Provision for loan and lease losses | $249,000 | 812 |
| Total noninterest income | $220,000 | 3,163 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $118,000 | 2,128 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $102,000 | 3,444 |
| Total noninterest expense | $1,144,000 | 3,344 |
| Salaries and employee benefits | $538,000 | 3,687 |
| Premises and equipment expense | $130,000 | 3,272 |
| Additional noninterest expense | $476,000 | 2,773 |
| Pre-tax net operating income | $257,000 | 4,066 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $90,000 | 2,508 |
| Income before extraordinary items | $167,000 | 4,376 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $167,000 | 4,376 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $167,000 | 4,376 |
| Net charge-offs | $433,000 | 367 |
| Cash dividends | $228,000 | 1,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $167,000 | 4,361 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,547,000 | 3,246 |
| Total interest expense | $612,000 | 3,294 |
| Net interest income | $5,935,000 | 3,219 |
| Provision for loan and lease losses | $343,000 | 1,867 |
| Total noninterest income | $475,000 | 4,163 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $477,000 | 2,161 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $-2,000 | 5,819 |
| Total noninterest expense | $4,102,000 | 3,604 |
| Salaries and employee benefits | $1,912,000 | 3,917 |
| Premises and equipment expense | $601,000 | 3,012 |
| Additional noninterest expense | $1,589,000 | 3,215 |
| Pre-tax net operating income | $1,965,000 | 3,089 |
| Securities gains (losses) | $-154,000 | 5,829 |
| Applicable income taxes | $668,000 | 2,011 |
| Income before extraordinary items | $1,143,000 | 3,711 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,143,000 | 3,709 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,143,000 | 3,710 |
| Net charge-offs | $477,000 | 1,111 |
| Cash dividends | $27,000 | 4,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,241,560 | 3,509 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,943,000 | 3,247 |
| Total interest expense | $459,000 | 3,301 |
| Net interest income | $4,484,000 | 3,216 |
| Provision for loan and lease losses | $218,000 | 1,975 |
| Total noninterest income | $341,000 | 4,235 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $356,000 | 2,176 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $-15,000 | 5,916 |
| Total noninterest expense | $3,060,000 | 3,612 |
| Salaries and employee benefits | $1,411,000 | 3,951 |
| Premises and equipment expense | $454,000 | 3,009 |
| Additional noninterest expense | $1,195,000 | 3,229 |
| Pre-tax net operating income | $1,547,000 | 3,058 |
| Securities gains (losses) | $-154,000 | 5,936 |
| Applicable income taxes | $488,000 | 2,074 |
| Income before extraordinary items | $905,000 | 3,681 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $905,000 | 3,679 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $905,000 | 3,681 |
| Net charge-offs | $249,000 | 1,295 |
| Cash dividends | $27,000 | 3,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,005,100 | 3,434 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,262,000 | 3,288 |
| Total interest expense | $307,000 | 3,296 |
| Net interest income | $2,955,000 | 3,251 |
| Provision for loan and lease losses | $181,000 | 1,719 |
| Total noninterest income | $268,000 | 4,026 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $236,000 | 2,162 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $32,000 | 5,325 |
| Total noninterest expense | $2,089,000 | 3,589 |
| Salaries and employee benefits | $932,000 | 4,002 |
| Premises and equipment expense | $357,000 | 2,723 |
| Additional noninterest expense | $800,000 | 3,231 |
| Pre-tax net operating income | $953,000 | 3,171 |
| Securities gains (losses) | $-40,000 | 5,960 |
| Applicable income taxes | $314,000 | 2,098 |
| Income before extraordinary items | $599,000 | 3,685 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $599,000 | 3,682 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $599,000 | 3,684 |
| Net charge-offs | $159,000 | 1,281 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $625,400 | 3,532 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 3,298 |
| Total interest expense | $153,000 | 3,330 |
| Net interest income | $1,478,000 | 3,251 |
| Provision for loan and lease losses | $106,000 | 1,459 |
| Total noninterest income | $119,000 | 4,176 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $117,000 | 2,168 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,000 | 5,890 |
| Total noninterest expense | $1,016,000 | 3,675 |
| Salaries and employee benefits | $469,000 | 4,022 |
| Premises and equipment expense | $146,000 | 3,122 |
| Additional noninterest expense | $401,000 | 3,230 |
| Pre-tax net operating income | $475,000 | 3,129 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $185,000 | 1,917 |
| Income before extraordinary items | $290,000 | 3,694 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $290,000 | 3,691 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $290,000 | 3,692 |
| Net charge-offs | $71,000 | 1,213 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $290,000 | 3,632 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,609,000 | 3,239 |
| Total interest expense | $702,000 | 3,060 |
| Net interest income | $5,907,000 | 3,220 |
| Provision for loan and lease losses | $597,000 | 1,204 |
| Total noninterest income | $858,000 | 3,339 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $520,000 | 2,069 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $338,000 | 3,818 |
| Total noninterest expense | $4,221,000 | 3,600 |
| Salaries and employee benefits | $1,924,000 | 3,985 |
| Premises and equipment expense | $499,000 | 3,485 |
| Additional noninterest expense | $1,798,000 | 3,009 |
| Pre-tax net operating income | $1,947,000 | 3,059 |
| Securities gains (losses) | $-89,000 | 6,070 |
| Applicable income taxes | $677,000 | 1,946 |
| Income before extraordinary items | $1,181,000 | 3,654 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,181,000 | 3,653 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,181,000 | 3,655 |
| Net charge-offs | $1,185,000 | 599 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,237,960 | 3,532 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,934,000 | 3,277 |
| Total interest expense | $543,000 | 3,034 |
| Net interest income | $4,391,000 | 3,264 |
| Provision for loan and lease losses | $341,000 | 1,405 |
| Total noninterest income | $477,000 | 3,831 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $390,000 | 2,074 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $87,000 | 5,022 |
| Total noninterest expense | $3,173,000 | 3,610 |
| Salaries and employee benefits | $1,444,000 | 3,997 |
| Premises and equipment expense | $377,000 | 3,517 |
| Additional noninterest expense | $1,352,000 | 3,020 |
| Pre-tax net operating income | $1,354,000 | 3,256 |
| Securities gains (losses) | $2,000 | 2,829 |
| Applicable income taxes | $499,000 | 2,020 |
| Income before extraordinary items | $857,000 | 3,762 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $857,000 | 3,761 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $857,000 | 3,762 |
| Net charge-offs | $798,000 | 602 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $855,720 | 3,715 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 3,296 |
| Total interest expense | $379,000 | 2,975 |
| Net interest income | $2,906,000 | 3,293 |
| Provision for loan and lease losses | $341,000 | 1,013 |
| Total noninterest income | $360,000 | 3,608 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $252,000 | 2,090 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $108,000 | 4,431 |
| Total noninterest expense | $2,066,000 | 3,699 |
| Salaries and employee benefits | $965,000 | 4,030 |
| Premises and equipment expense | $252,000 | 3,523 |
| Additional noninterest expense | $849,000 | 3,177 |
| Pre-tax net operating income | $859,000 | 3,327 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $317,000 | 2,076 |
| Income before extraordinary items | $543,000 | 3,828 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $543,000 | 3,829 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $543,000 | 3,831 |
| Net charge-offs | $489,000 | 655 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $542,360 | 3,773 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 3,266 |
| Total interest expense | $195,000 | 2,952 |
| Net interest income | $1,472,000 | 3,264 |
| Provision for loan and lease losses | $204,000 | 878 |
| Total noninterest income | $231,000 | 3,172 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $128,000 | 2,046 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $103,000 | 3,556 |
| Total noninterest expense | $1,031,000 | 3,730 |
| Salaries and employee benefits | $480,000 | 4,067 |
| Premises and equipment expense | $122,000 | 3,622 |
| Additional noninterest expense | $429,000 | 3,135 |
| Pre-tax net operating income | $468,000 | 3,129 |
| Securities gains (losses) | $1,000 | 1,909 |
| Applicable income taxes | $171,000 | 1,971 |
| Income before extraordinary items | $298,000 | 3,666 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $298,000 | 3,669 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $298,000 | 3,669 |
| Net charge-offs | $203,000 | 716 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $297,360 | 3,589 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,736,000 | 3,270 |
| Total interest expense | $888,000 | 2,818 |
| Net interest income | $5,848,000 | 3,312 |
| Provision for loan and lease losses | $860,000 | 980 |
| Total noninterest income | $698,000 | 3,708 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $558,000 | 2,088 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $140,000 | 4,922 |
| Total noninterest expense | $4,225,000 | 3,706 |
| Salaries and employee benefits | $1,906,000 | 4,086 |
| Premises and equipment expense | $512,000 | 3,576 |
| Additional noninterest expense | $1,807,000 | 3,112 |
| Pre-tax net operating income | $1,461,000 | 3,533 |
| Securities gains (losses) | $43,000 | 1,834 |
| Applicable income taxes | $545,000 | 2,113 |
| Income before extraordinary items | $959,000 | 4,031 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $959,000 | 4,030 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $959,000 | 4,032 |
| Net charge-offs | $615,000 | 1,274 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $931,480 | 4,028 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,095,000 | 3,283 |
| Total interest expense | $676,000 | 2,831 |
| Net interest income | $4,419,000 | 3,313 |
| Provision for loan and lease losses | $637,000 | 954 |
| Total noninterest income | $374,000 | 4,325 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $419,000 | 2,093 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-45,000 | 6,458 |
| Total noninterest expense | $3,182,000 | 3,702 |
| Salaries and employee benefits | $1,437,000 | 4,079 |
| Premises and equipment expense | $390,000 | 3,585 |
| Additional noninterest expense | $1,355,000 | 3,115 |
| Pre-tax net operating income | $974,000 | 3,806 |
| Securities gains (losses) | $43,000 | 1,534 |
| Applicable income taxes | $369,000 | 2,270 |
| Income before extraordinary items | $648,000 | 4,247 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $648,000 | 4,248 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $648,000 | 4,248 |
| Net charge-offs | $575,000 | 1,041 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $620,480 | 4,257 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,416,000 | 3,269 |
| Total interest expense | $459,000 | 2,818 |
| Net interest income | $2,957,000 | 3,303 |
| Provision for loan and lease losses | $616,000 | 704 |
| Total noninterest income | $469,000 | 3,231 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $270,000 | 2,133 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $199,000 | 3,640 |
| Total noninterest expense | $2,164,000 | 3,668 |
| Salaries and employee benefits | $961,000 | 4,098 |
| Premises and equipment expense | $260,000 | 3,622 |
| Additional noninterest expense | $943,000 | 3,030 |
| Pre-tax net operating income | $646,000 | 3,732 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $232,000 | 2,276 |
| Income before extraordinary items | $414,000 | 4,259 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $414,000 | 4,262 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $414,000 | 4,264 |
| Net charge-offs | $560,000 | 799 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $414,000 | 4,197 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 3,384 |
| Total interest expense | $235,000 | 2,805 |
| Net interest income | $1,401,000 | 3,441 |
| Provision for loan and lease losses | $414,000 | 533 |
| Total noninterest income | $433,000 | 2,247 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $131,000 | 2,169 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $302,000 | 1,994 |
| Total noninterest expense | $1,106,000 | 3,644 |
| Salaries and employee benefits | $493,000 | 4,084 |
| Premises and equipment expense | $128,000 | 3,701 |
| Additional noninterest expense | $485,000 | 2,961 |
| Pre-tax net operating income | $314,000 | 3,743 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $121,000 | 2,185 |
| Income before extraordinary items | $193,000 | 4,317 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $193,000 | 4,318 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $193,000 | 4,319 |
| Net charge-offs | $609,000 | 423 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $193,000 | 4,261 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,072,000 | 3,230 |
| Total interest expense | $1,099,000 | 2,746 |
| Net interest income | $5,973,000 | 3,290 |
| Provision for loan and lease losses | $780,000 | 1,357 |
| Total noninterest income | $-234,000 | 6,737 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $606,000 | 2,048 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-840,000 | 6,774 |
| Total noninterest expense | $4,327,000 | 3,728 |
| Salaries and employee benefits | $1,977,000 | 4,107 |
| Premises and equipment expense | $560,000 | 3,473 |
| Additional noninterest expense | $1,790,000 | 3,225 |
| Pre-tax net operating income | $632,000 | 4,740 |
| Securities gains (losses) | $21,000 | 2,321 |
| Applicable income taxes | $206,000 | 2,925 |
| Income before extraordinary items | $447,000 | 5,027 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $447,000 | 5,030 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $447,000 | 5,030 |
| Net charge-offs | $2,850,000 | 565 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $432,720 | 5,003 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,372,000 | 3,222 |
| Total interest expense | $847,000 | 2,780 |
| Net interest income | $4,525,000 | 3,276 |
| Provision for loan and lease losses | $749,000 | 1,126 |
| Total noninterest income | $-179,000 | 6,830 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $456,000 | 2,048 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-635,000 | 6,853 |
| Total noninterest expense | $3,186,000 | 3,795 |
| Salaries and employee benefits | $1,468,000 | 4,131 |
| Premises and equipment expense | $424,000 | 3,483 |
| Additional noninterest expense | $1,294,000 | 3,307 |
| Pre-tax net operating income | $411,000 | 4,988 |
| Securities gains (losses) | $21,000 | 2,191 |
| Applicable income taxes | $164,000 | 2,957 |
| Income before extraordinary items | $268,000 | 5,389 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $268,000 | 5,390 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $268,000 | 5,391 |
| Net charge-offs | $1,854,000 | 634 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $254,560 | 5,363 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 3,208 |
| Total interest expense | $580,000 | 2,773 |
| Net interest income | $3,030,000 | 3,259 |
| Provision for loan and lease losses | $186,000 | 2,199 |
| Total noninterest income | $-202,000 | 6,882 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $314,000 | 1,963 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-516,000 | 6,903 |
| Total noninterest expense | $2,067,000 | 3,891 |
| Salaries and employee benefits | $984,000 | 4,158 |
| Premises and equipment expense | $287,000 | 3,468 |
| Additional noninterest expense | $796,000 | 3,514 |
| Pre-tax net operating income | $575,000 | 3,893 |
| Securities gains (losses) | $21,000 | 1,987 |
| Applicable income taxes | $205,000 | 2,412 |
| Income before extraordinary items | $391,000 | 4,358 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $391,000 | 4,360 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $391,000 | 4,361 |
| Net charge-offs | $1,378,000 | 603 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $377,140 | 4,311 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,812,000 | 3,221 |
| Total interest expense | $300,000 | 2,777 |
| Net interest income | $1,512,000 | 3,279 |
| Provision for loan and lease losses | $35,000 | 3,111 |
| Total noninterest income | $-131,000 | 6,968 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $166,000 | 1,879 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-297,000 | 6,980 |
| Total noninterest expense | $1,060,000 | 3,854 |
| Salaries and employee benefits | $487,000 | 4,221 |
| Premises and equipment expense | $150,000 | 3,380 |
| Additional noninterest expense | $423,000 | 3,373 |
| Pre-tax net operating income | $286,000 | 3,886 |
| Securities gains (losses) | $21,000 | 1,242 |
| Applicable income taxes | $127,000 | 2,169 |
| Income before extraordinary items | $180,000 | 4,446 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $180,000 | 4,449 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $180,000 | 4,448 |
| Net charge-offs | $57,000 | 2,329 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $166,560 | 4,481 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,575,000 | 3,254 |
| Total interest expense | $1,472,000 | 2,763 |
| Net interest income | $6,103,000 | 3,329 |
| Provision for loan and lease losses | $405,000 | 3,004 |
| Total noninterest income | $94,000 | 6,335 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $612,000 | 2,117 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-518,000 | 6,938 |
| Total noninterest expense | $4,228,000 | 3,880 |
| Salaries and employee benefits | $2,021,000 | 4,112 |
| Premises and equipment expense | $581,000 | 3,464 |
| Additional noninterest expense | $1,626,000 | 3,587 |
| Pre-tax net operating income | $1,564,000 | 3,268 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $36,000 | 3,997 |
| Income before extraordinary items | $1,528,000 | 3,095 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,528,000 | 3,094 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,528,000 | 3,094 |
| Net charge-offs | $920,000 | 1,911 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,528,000 | 2,965 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,793,000 | 3,261 |
| Total interest expense | $1,149,000 | 2,779 |
| Net interest income | $4,644,000 | 3,351 |
| Provision for loan and lease losses | $359,000 | 2,742 |
| Total noninterest income | $724,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $446,000 | 2,192 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $278,000 | 3,788 |
| Total noninterest expense | $3,690,000 | 3,528 |
| Salaries and employee benefits | $1,514,000 | 4,123 |
| Premises and equipment expense | $442,000 | 3,477 |
| Additional noninterest expense | $1,734,000 | 2,760 |
| Pre-tax net operating income | $1,319,000 | 3,125 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $500,000 | 1,942 |
| Income before extraordinary items | $819,000 | 3,820 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $819,000 | 3,820 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $819,000 | 3,821 |
| Net charge-offs | $401,000 | 2,455 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $819,000 | 3,654 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,886,000 | 3,272 |
| Total interest expense | $807,000 | 2,751 |
| Net interest income | $3,079,000 | 3,371 |
| Provision for loan and lease losses | $73,000 | 4,207 |
| Total noninterest income | $509,000 | 3,214 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $294,000 | 2,196 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $215,000 | 3,568 |
| Total noninterest expense | $2,561,000 | 3,444 |
| Salaries and employee benefits | $1,010,000 | 4,147 |
| Premises and equipment expense | $307,000 | 3,381 |
| Additional noninterest expense | $1,244,000 | 2,592 |
| Pre-tax net operating income | $954,000 | 2,946 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $366,000 | 1,821 |
| Income before extraordinary items | $588,000 | 3,691 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $588,000 | 3,692 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $588,000 | 3,693 |
| Net charge-offs | $576,000 | 1,642 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $588,000 | 3,496 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,952,000 | 3,282 |
| Total interest expense | $429,000 | 2,714 |
| Net interest income | $1,523,000 | 3,421 |
| Provision for loan and lease losses | $46,000 | 3,763 |
| Total noninterest income | $404,000 | 2,465 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $143,000 | 2,221 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $261,000 | 2,280 |
| Total noninterest expense | $1,281,000 | 3,470 |
| Salaries and employee benefits | $493,000 | 4,236 |
| Premises and equipment expense | $160,000 | 3,298 |
| Additional noninterest expense | $628,000 | 2,541 |
| Pre-tax net operating income | $600,000 | 2,531 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $240,000 | 1,530 |
| Income before extraordinary items | $360,000 | 3,291 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $360,000 | 3,295 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $360,000 | 3,295 |
| Net charge-offs | $305,000 | 1,475 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $360,000 | 3,116 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,157,000 | 3,271 |
| Total interest expense | $2,469,000 | 2,341 |
| Net interest income | $5,688,000 | 3,607 |
| Provision for loan and lease losses | $1,469,000 | 1,920 |
| Total noninterest income | $-6,000 | 7,002 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $560,000 | 2,357 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-566,000 | 7,108 |
| Total noninterest expense | $5,202,000 | 3,424 |
| Salaries and employee benefits | $2,030,000 | 4,138 |
| Premises and equipment expense | $613,000 | 3,528 |
| Additional noninterest expense | $2,559,000 | 2,544 |
| Pre-tax net operating income | $-989,000 | 6,575 |
| Securities gains (losses) | $-743,000 | 7,263 |
| Applicable income taxes | $-514,000 | 7,064 |
| Income before extraordinary items | $-1,218,000 | 6,704 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,218,000 | 6,704 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,218,000 | 6,704 |
| Net charge-offs | $2,279,000 | 1,438 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-697,900 | 6,528 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,185,000 | 3,282 |
| Total interest expense | $1,929,000 | 2,349 |
| Net interest income | $4,256,000 | 3,623 |
| Provision for loan and lease losses | $827,000 | 2,223 |
| Total noninterest income | $-81,000 | 7,188 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $406,000 | 2,425 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-487,000 | 7,239 |
| Total noninterest expense | $3,804,000 | 3,507 |
| Salaries and employee benefits | $1,541,000 | 4,116 |
| Premises and equipment expense | $458,000 | 3,571 |
| Additional noninterest expense | $1,805,000 | 2,679 |
| Pre-tax net operating income | $-456,000 | 6,582 |
| Securities gains (losses) | $-743,000 | 7,370 |
| Applicable income taxes | $-461,000 | 7,198 |
| Income before extraordinary items | $-738,000 | 6,780 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-738,000 | 6,781 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-738,000 | 6,780 |
| Net charge-offs | $2,303,000 | 1,112 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-262,480 | 6,495 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,154,000 | 3,280 |
| Total interest expense | $1,371,000 | 2,278 |
| Net interest income | $2,783,000 | 3,672 |
| Provision for loan and lease losses | $828,000 | 1,682 |
| Total noninterest income | $161,000 | 5,197 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $259,000 | 2,485 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-98,000 | 7,200 |
| Total noninterest expense | $2,766,000 | 3,299 |
| Salaries and employee benefits | $1,034,000 | 4,115 |
| Premises and equipment expense | $314,000 | 3,534 |
| Additional noninterest expense | $1,418,000 | 2,363 |
| Pre-tax net operating income | $-650,000 | 6,858 |
| Securities gains (losses) | $-530,000 | 7,439 |
| Applicable income taxes | $-340,000 | 7,284 |
| Income before extraordinary items | $-840,000 | 6,981 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-840,000 | 6,980 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-840,000 | 6,981 |
| Net charge-offs | $2,226,000 | 852 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-463,700 | 6,812 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,135,000 | 3,240 |
| Total interest expense | $733,000 | 2,220 |
| Net interest income | $1,402,000 | 3,651 |
| Provision for loan and lease losses | $303,000 | 1,888 |
| Total noninterest income | $-52,000 | 7,392 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $121,000 | 2,598 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-173,000 | 7,419 |
| Total noninterest expense | $1,718,000 | 2,750 |
| Salaries and employee benefits | $524,000 | 4,098 |
| Premises and equipment expense | $153,000 | 3,646 |
| Additional noninterest expense | $1,041,000 | 1,653 |
| Pre-tax net operating income | $-671,000 | 7,168 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-118,000 | 7,309 |
| Income before extraordinary items | $-553,000 | 7,153 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-553,000 | 7,154 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-553,000 | 7,154 |
| Net charge-offs | $541,000 | 1,270 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-553,000 | 7,144 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,285,000 | 3,139 |
| Total interest expense | $3,515,000 | 2,248 |
| Net interest income | $5,770,000 | 3,576 |
| Provision for loan and lease losses | $4,952,000 | 1,157 |
| Total noninterest income | $779,000 | 3,709 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $536,000 | 2,513 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $243,000 | 4,293 |
| Total noninterest expense | $4,854,000 | 3,699 |
| Salaries and employee benefits | $2,207,000 | 3,949 |
| Premises and equipment expense | $572,000 | 3,842 |
| Additional noninterest expense | $2,075,000 | 3,157 |
| Pre-tax net operating income | $-3,257,000 | 6,953 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-678,000 | 7,236 |
| Income before extraordinary items | $-2,579,000 | 6,945 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,579,000 | 6,945 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,579,000 | 6,946 |
| Net charge-offs | $1,922,000 | 1,907 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,579,000 | 6,924 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,083,000 | 3,160 |
| Total interest expense | $2,717,000 | 2,278 |
| Net interest income | $4,366,000 | 3,586 |
| Provision for loan and lease losses | $4,799,000 | 906 |
| Total noninterest income | $665,000 | 3,488 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $400,000 | 2,586 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $265,000 | 3,737 |
| Total noninterest expense | $3,558,000 | 3,773 |
| Salaries and employee benefits | $1,672,000 | 3,955 |
| Premises and equipment expense | $425,000 | 3,938 |
| Additional noninterest expense | $1,461,000 | 3,305 |
| Pre-tax net operating income | $-3,326,000 | 7,242 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $27,000 | 3,858 |
| Income before extraordinary items | $-3,353,000 | 7,309 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,353,000 | 7,308 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,353,000 | 7,309 |
| Net charge-offs | $1,370,000 | 1,857 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-3,353,000 | 7,294 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,729,000 | 3,185 |
| Total interest expense | $1,861,000 | 2,304 |
| Net interest income | $2,868,000 | 3,638 |
| Provision for loan and lease losses | $4,435,000 | 702 |
| Total noninterest income | $538,000 | 3,079 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $267,000 | 2,585 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $271,000 | 3,007 |
| Total noninterest expense | $2,261,000 | 3,888 |
| Salaries and employee benefits | $1,133,000 | 3,933 |
| Premises and equipment expense | $276,000 | 4,031 |
| Additional noninterest expense | $852,000 | 3,634 |
| Pre-tax net operating income | $-3,290,000 | 7,420 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $18,000 | 3,827 |
| Income before extraordinary items | $-3,308,000 | 7,466 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,308,000 | 7,466 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-3,308,000 | 7,466 |
| Net charge-offs | $1,053,000 | 1,671 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,308,000 | 7,463 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 3,253 |
| Total interest expense | $946,000 | 2,378 |
| Net interest income | $1,406,000 | 3,729 |
| Provision for loan and lease losses | $4,366,000 | 421 |
| Total noninterest income | $263,000 | 3,120 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $128,000 | 2,661 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $135,000 | 3,014 |
| Total noninterest expense | $1,070,000 | 4,084 |
| Salaries and employee benefits | $566,000 | 3,983 |
| Premises and equipment expense | $132,000 | 4,226 |
| Additional noninterest expense | $372,000 | 3,982 |
| Pre-tax net operating income | $-3,767,000 | 7,727 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $9,000 | 3,859 |
| Income before extraordinary items | $-3,776,000 | 7,750 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-3,776,000 | 7,751 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-3,776,000 | 7,751 |
| Net charge-offs | $948,000 | 1,074 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-3,776,000 | 7,742 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,662,000 | 3,068 |
| Total interest expense | $4,751,000 | 2,375 |
| Net interest income | $5,911,000 | 3,514 |
| Provision for loan and lease losses | $4,906,000 | 1,451 |
| Total noninterest income | $523,000 | 4,654 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $662,000 | 2,354 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-139,000 | 7,642 |
| Total noninterest expense | $4,579,000 | 3,951 |
| Salaries and employee benefits | $2,246,000 | 4,011 |
| Premises and equipment expense | $581,000 | 3,962 |
| Additional noninterest expense | $1,752,000 | 3,670 |
| Pre-tax net operating income | $-3,051,000 | 6,903 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,177,000 | 7,338 |
| Income before extraordinary items | $-1,874,000 | 6,709 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,874,000 | 6,708 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,874,000 | 6,708 |
| Net charge-offs | $5,464,000 | 1,068 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,874,000 | 6,704 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,082,000 | 3,078 |
| Total interest expense | $3,574,000 | 2,464 |
| Net interest income | $4,508,000 | 3,465 |
| Provision for loan and lease losses | $2,740,000 | 1,562 |
| Total noninterest income | $402,000 | 4,665 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $489,000 | 2,402 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-87,000 | 7,794 |
| Total noninterest expense | $3,571,000 | 3,842 |
| Salaries and employee benefits | $1,681,000 | 4,044 |
| Premises and equipment expense | $434,000 | 4,021 |
| Additional noninterest expense | $1,456,000 | 3,356 |
| Pre-tax net operating income | $-1,401,000 | 6,827 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-462,000 | 7,326 |
| Income before extraordinary items | $-939,000 | 6,715 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-939,000 | 6,716 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-939,000 | 6,716 |
| Net charge-offs | $3,589,000 | 1,057 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-939,000 | 6,714 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,512,000 | 3,045 |
| Total interest expense | $2,432,000 | 2,517 |
| Net interest income | $3,080,000 | 3,386 |
| Provision for loan and lease losses | $1,792,000 | 1,506 |
| Total noninterest income | $296,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $311,000 | 2,472 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-15,000 | 7,846 |
| Total noninterest expense | $2,290,000 | 3,974 |
| Salaries and employee benefits | $1,120,000 | 4,077 |
| Premises and equipment expense | $263,000 | 4,316 |
| Additional noninterest expense | $907,000 | 3,532 |
| Pre-tax net operating income | $-706,000 | 6,816 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-229,000 | 7,341 |
| Income before extraordinary items | $-477,000 | 6,747 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-477,000 | 6,748 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-477,000 | 6,748 |
| Net charge-offs | $2,668,000 | 937 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-477,000 | 6,725 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,754,000 | 3,085 |
| Total interest expense | $1,202,000 | 2,630 |
| Net interest income | $1,552,000 | 3,357 |
| Provision for loan and lease losses | $605,000 | 1,582 |
| Total noninterest income | $161,000 | 4,247 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $144,000 | 2,555 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $17,000 | 6,333 |
| Total noninterest expense | $1,045,000 | 4,177 |
| Salaries and employee benefits | $557,000 | 4,122 |
| Premises and equipment expense | $129,000 | 4,416 |
| Additional noninterest expense | $359,000 | 3,882 |
| Pre-tax net operating income | $63,000 | 5,459 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $12,000 | 3,875 |
| Income before extraordinary items | $51,000 | 5,667 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $51,000 | 5,670 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $51,000 | 5,670 |
| Net charge-offs | $1,502,000 | 736 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $51,000 | 5,498 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,080,000 | 2,814 |
| Total interest expense | $6,120,000 | 2,472 |
| Net interest income | $6,960,000 | 3,069 |
| Provision for loan and lease losses | $3,098,000 | 1,355 |
| Total noninterest income | $995,000 | 3,414 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $721,000 | 2,298 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $274,000 | 4,265 |
| Total noninterest expense | $4,292,000 | 4,025 |
| Salaries and employee benefits | $2,073,000 | 4,334 |
| Premises and equipment expense | $571,000 | 4,095 |
| Additional noninterest expense | $1,648,000 | 3,380 |
| Pre-tax net operating income | $565,000 | 4,692 |
| Securities gains (losses) | $33,000 | 1,871 |
| Applicable income taxes | $55,000 | 3,802 |
| Income before extraordinary items | $543,000 | 4,320 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $543,000 | 4,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,961,000 | 1,008 |
| Cash dividends | $665,000 | 2,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $512,970 | 4,569 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,985,000 | 2,823 |
| Total interest expense | $4,774,000 | 2,479 |
| Net interest income | $5,211,000 | 3,091 |
| Provision for loan and lease losses | $1,420,000 | 1,479 |
| Total noninterest income | $809,000 | 3,319 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $567,000 | 2,227 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $242,000 | 4,087 |
| Total noninterest expense | $3,109,000 | 4,112 |
| Salaries and employee benefits | $1,537,000 | 4,393 |
| Premises and equipment expense | $417,000 | 4,170 |
| Additional noninterest expense | $1,155,000 | 3,484 |
| Pre-tax net operating income | $1,491,000 | 2,855 |
| Securities gains (losses) | $33,000 | 1,699 |
| Applicable income taxes | $608,000 | 1,665 |
| Income before extraordinary items | $916,000 | 3,281 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $916,000 | 3,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,823,000 | 878 |
| Cash dividends | $332,000 | 3,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $894,880 | 3,466 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,850,000 | 2,783 |
| Total interest expense | $3,286,000 | 2,500 |
| Net interest income | $3,564,000 | 3,016 |
| Provision for loan and lease losses | $1,102,000 | 1,156 |
| Total noninterest income | $598,000 | 3,146 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $395,000 | 2,143 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $203,000 | 3,732 |
| Total noninterest expense | $2,105,000 | 4,093 |
| Salaries and employee benefits | $1,013,000 | 4,478 |
| Premises and equipment expense | $280,000 | 4,163 |
| Additional noninterest expense | $812,000 | 3,323 |
| Pre-tax net operating income | $955,000 | 3,040 |
| Securities gains (losses) | $29,000 | 1,807 |
| Applicable income taxes | $450,000 | 1,729 |
| Income before extraordinary items | $534,000 | 3,882 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $534,000 | 3,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,372,000 | 711 |
| Cash dividends | $332,000 | 2,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $515,440 | 3,901 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,559,000 | 2,743 |
| Total interest expense | $1,712,000 | 2,560 |
| Net interest income | $1,847,000 | 2,901 |
| Provision for loan and lease losses | $316,000 | 1,325 |
| Total noninterest income | $354,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $212,000 | 1,972 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $142,000 | 3,136 |
| Total noninterest expense | $964,000 | 4,347 |
| Salaries and employee benefits | $492,000 | 4,619 |
| Premises and equipment expense | $136,000 | 4,286 |
| Additional noninterest expense | $336,000 | 3,783 |
| Pre-tax net operating income | $921,000 | 1,934 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $468,000 | 1,064 |
| Income before extraordinary items | $453,000 | 2,915 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $453,000 | 2,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,088,000 | 439 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $453,000 | 2,833 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,657,000 | 2,744 |
| Total interest expense | $6,847,000 | 2,690 |
| Net interest income | $7,810,000 | 2,792 |
| Provision for loan and lease losses | $1,391,000 | 1,121 |
| Total noninterest income | $1,324,000 | 2,938 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,159,000 | 1,550 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $165,000 | 5,414 |
| Total noninterest expense | $3,935,000 | 4,170 |
| Salaries and employee benefits | $1,983,000 | 4,404 |
| Premises and equipment expense | $543,000 | 4,124 |
| Additional noninterest expense | $1,409,000 | 3,603 |
| Pre-tax net operating income | $3,808,000 | 2,059 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $1,430,000 | 1,457 |
| Income before extraordinary items | $2,380,000 | 2,476 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,380,000 | 2,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $605,000 | 1,478 |
| Cash dividends | $775,000 | 3,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,378,720 | 2,472 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,881,000 | 2,768 |
| Total interest expense | $4,922,000 | 2,781 |
| Net interest income | $5,959,000 | 2,744 |
| Provision for loan and lease losses | $565,000 | 1,418 |
| Total noninterest income | $1,011,000 | 2,899 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $877,000 | 1,500 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $134,000 | 5,292 |
| Total noninterest expense | $2,690,000 | 4,424 |
| Salaries and employee benefits | $1,345,000 | 4,729 |
| Premises and equipment expense | $390,000 | 4,249 |
| Additional noninterest expense | $955,000 | 3,841 |
| Pre-tax net operating income | $3,715,000 | 1,778 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $1,382,000 | 1,302 |
| Income before extraordinary items | $2,335,000 | 2,103 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,335,000 | 2,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $606,000 | 929 |
| Cash dividends | $332,000 | 3,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,333,720 | 2,085 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,118,000 | 2,824 |
| Total interest expense | $3,192,000 | 2,843 |
| Net interest income | $3,926,000 | 2,800 |
| Provision for loan and lease losses | $338,000 | 1,406 |
| Total noninterest income | $663,000 | 2,936 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $563,000 | 1,562 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $100,000 | 5,125 |
| Total noninterest expense | $1,756,000 | 4,513 |
| Salaries and employee benefits | $916,000 | 4,692 |
| Premises and equipment expense | $258,000 | 4,285 |
| Additional noninterest expense | $582,000 | 4,109 |
| Pre-tax net operating income | $2,495,000 | 1,818 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $965,000 | 1,309 |
| Income before extraordinary items | $1,532,000 | 2,176 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,532,000 | 2,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,719 |
| Cash dividends | $332,000 | 3,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,530,720 | 2,157 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,513,000 | 2,855 |
| Total interest expense | $1,547,000 | 2,905 |
| Net interest income | $1,966,000 | 2,803 |
| Provision for loan and lease losses | $177,000 | 1,284 |
| Total noninterest income | $316,000 | 3,014 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $274,000 | 1,562 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $42,000 | 5,429 |
| Total noninterest expense | $860,000 | 4,577 |
| Salaries and employee benefits | $454,000 | 4,757 |
| Premises and equipment expense | $124,000 | 4,417 |
| Additional noninterest expense | $282,000 | 4,146 |
| Pre-tax net operating income | $1,245,000 | 1,812 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $468,000 | 1,348 |
| Income before extraordinary items | $779,000 | 2,110 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $779,000 | 2,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $777,720 | 2,104 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,274,000 | 3,025 |
| Total interest expense | $4,874,000 | 3,096 |
| Net interest income | $7,400,000 | 2,963 |
| Provision for loan and lease losses | $713,000 | 1,396 |
| Total noninterest income | $1,201,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $707,000 | 2,352 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $494,000 | 3,360 |
| Total noninterest expense | $3,722,000 | 4,192 |
| Salaries and employee benefits | $1,951,000 | 4,359 |
| Premises and equipment expense | $501,000 | 4,258 |
| Additional noninterest expense | $1,270,000 | 3,771 |
| Pre-tax net operating income | $4,166,000 | 2,188 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,646,000 | 1,535 |
| Income before extraordinary items | $2,520,000 | 2,600 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,520,000 | 2,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,225 |
| Cash dividends | $480,000 | 3,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,520,000 | 2,587 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,873,000 | 3,102 |
| Total interest expense | $3,355,000 | 3,215 |
| Net interest income | $5,518,000 | 3,006 |
| Provision for loan and lease losses | $388,000 | 1,746 |
| Total noninterest income | $953,000 | 3,027 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $499,000 | 2,485 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $454,000 | 2,998 |
| Total noninterest expense | $2,545,000 | 4,477 |
| Salaries and employee benefits | $1,247,000 | 4,845 |
| Premises and equipment expense | $375,000 | 4,287 |
| Additional noninterest expense | $923,000 | 3,845 |
| Pre-tax net operating income | $3,538,000 | 2,041 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,128,000 | 1,733 |
| Income before extraordinary items | $2,410,000 | 2,212 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,410,000 | 2,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,310 |
| Cash dividends | $240,000 | 3,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,410,000 | 2,203 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,667,000 | 3,186 |
| Total interest expense | $2,129,000 | 3,222 |
| Net interest income | $3,538,000 | 3,103 |
| Provision for loan and lease losses | $312,000 | 1,419 |
| Total noninterest income | $742,000 | 2,729 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $312,000 | 2,591 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $430,000 | 2,445 |
| Total noninterest expense | $1,626,000 | 4,619 |
| Salaries and employee benefits | $830,000 | 4,876 |
| Premises and equipment expense | $235,000 | 4,444 |
| Additional noninterest expense | $561,000 | 4,121 |
| Pre-tax net operating income | $2,342,000 | 2,060 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $747,000 | 1,769 |
| Income before extraordinary items | $1,595,000 | 2,230 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,595,000 | 2,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-144,000 | 8,638 |
| Cash dividends | $240,000 | 3,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,595,000 | 2,220 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,750,000 | 3,200 |
| Total interest expense | $1,041,000 | 3,162 |
| Net interest income | $1,709,000 | 3,186 |
| Provision for loan and lease losses | $114,000 | 1,832 |
| Total noninterest income | $527,000 | 2,111 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $152,000 | 2,572 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $375,000 | 1,641 |
| Total noninterest expense | $823,000 | 4,602 |
| Salaries and employee benefits | $402,000 | 4,996 |
| Premises and equipment expense | $123,000 | 4,347 |
| Additional noninterest expense | $298,000 | 3,922 |
| Pre-tax net operating income | $1,299,000 | 1,848 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $406,000 | 1,640 |
| Income before extraordinary items | $893,000 | 1,985 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $893,000 | 1,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-147,000 | 8,691 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $893,000 | 1,968 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,857,000 | 3,468 |
| Total interest expense | $3,157,000 | 3,189 |
| Net interest income | $5,700,000 | 3,573 |
| Provision for loan and lease losses | $661,000 | 1,504 |
| Total noninterest income | $1,343,000 | 2,885 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $634,000 | 2,546 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $709,000 | 2,741 |
| Total noninterest expense | $3,372,000 | 4,421 |
| Salaries and employee benefits | $1,705,000 | 4,649 |
| Premises and equipment expense | $466,000 | 4,386 |
| Additional noninterest expense | $1,201,000 | 3,868 |
| Pre-tax net operating income | $3,010,000 | 2,745 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,121,000 | 2,106 |
| Income before extraordinary items | $1,889,000 | 3,232 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,889,000 | 3,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 1,453 |
| Cash dividends | $480,000 | 3,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,889,000 | 3,206 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,350,000 | 3,536 |
| Total interest expense | $2,231,000 | 3,204 |
| Net interest income | $4,119,000 | 3,671 |
| Provision for loan and lease losses | $605,000 | 1,197 |
| Total noninterest income | $1,113,000 | 2,710 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $441,000 | 2,699 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $672,000 | 2,379 |
| Total noninterest expense | $2,254,000 | 4,728 |
| Salaries and employee benefits | $1,123,000 | 5,029 |
| Premises and equipment expense | $353,000 | 4,346 |
| Additional noninterest expense | $778,000 | 4,268 |
| Pre-tax net operating income | $2,373,000 | 2,680 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $763,000 | 2,277 |
| Income before extraordinary items | $1,610,000 | 2,960 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,610,000 | 2,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 1,142 |
| Cash dividends | $240,000 | 3,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,610,000 | 2,921 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,013,000 | 3,623 |
| Total interest expense | $1,391,000 | 3,239 |
| Net interest income | $2,622,000 | 3,781 |
| Provision for loan and lease losses | $543,000 | 912 |
| Total noninterest income | $913,000 | 2,335 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $271,000 | 2,825 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $642,000 | 1,842 |
| Total noninterest expense | $1,557,000 | 4,616 |
| Salaries and employee benefits | $751,000 | 5,015 |
| Premises and equipment expense | $238,000 | 4,284 |
| Additional noninterest expense | $568,000 | 3,967 |
| Pre-tax net operating income | $1,435,000 | 2,855 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $437,000 | 2,468 |
| Income before extraordinary items | $998,000 | 3,104 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $998,000 | 3,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 899 |
| Cash dividends | $240,000 | 3,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $998,000 | 3,053 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,907,000 | 3,741 |
| Total interest expense | $670,000 | 3,230 |
| Net interest income | $1,237,000 | 3,964 |
| Provision for loan and lease losses | $533,000 | 446 |
| Total noninterest income | $641,000 | 1,780 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $126,000 | 2,924 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $515,000 | 1,314 |
| Total noninterest expense | $721,000 | 4,887 |
| Salaries and employee benefits | $363,000 | 5,156 |
| Premises and equipment expense | $122,000 | 4,262 |
| Additional noninterest expense | $236,000 | 4,552 |
| Pre-tax net operating income | $624,000 | 3,137 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $187,000 | 2,718 |
| Income before extraordinary items | $437,000 | 3,393 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $437,000 | 3,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 630 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $437,000 | 3,359 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,829,000 | 3,877 |
| Total interest expense | $2,320,000 | 3,234 |
| Net interest income | $4,509,000 | 4,116 |
| Provision for loan and lease losses | $1,053,000 | 996 |
| Total noninterest income | $1,407,000 | 2,802 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $554,000 | 2,900 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $853,000 | 2,382 |
| Total noninterest expense | $2,988,000 | 4,670 |
| Salaries and employee benefits | $1,445,000 | 5,076 |
| Premises and equipment expense | $439,000 | 4,488 |
| Additional noninterest expense | $1,104,000 | 4,005 |
| Pre-tax net operating income | $1,875,000 | 3,672 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $698,000 | 2,773 |
| Income before extraordinary items | $1,177,000 | 4,250 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,177,000 | 4,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $696,000 | 1,019 |
| Cash dividends | $500,000 | 3,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,177,000 | 4,188 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,032,000 | 3,918 |
| Total interest expense | $1,693,000 | 3,254 |
| Net interest income | $3,339,000 | 4,143 |
| Provision for loan and lease losses | $798,000 | 964 |
| Total noninterest income | $526,000 | 4,390 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $415,000 | 2,915 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $111,000 | 5,728 |
| Total noninterest expense | $2,131,000 | 4,797 |
| Salaries and employee benefits | $993,000 | 5,348 |
| Premises and equipment expense | $339,000 | 4,382 |
| Additional noninterest expense | $799,000 | 4,090 |
| Pre-tax net operating income | $936,000 | 4,769 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $334,000 | 3,596 |
| Income before extraordinary items | $602,000 | 5,352 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $602,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $602,000 | 821 |
| Cash dividends | $200,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $602,000 | 5,268 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,401,000 | 3,866 |
| Total interest expense | $1,112,000 | 3,273 |
| Net interest income | $2,289,000 | 4,068 |
| Provision for loan and lease losses | $677,000 | 755 |
| Total noninterest income | $352,000 | 4,411 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $262,000 | 3,030 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $90,000 | 5,371 |
| Total noninterest expense | $1,398,000 | 4,882 |
| Salaries and employee benefits | $665,000 | 5,367 |
| Premises and equipment expense | $221,000 | 4,460 |
| Additional noninterest expense | $512,000 | 4,237 |
| Pre-tax net operating income | $566,000 | 4,975 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $184,000 | 3,927 |
| Income before extraordinary items | $382,000 | 5,437 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $382,000 | 5,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $570,000 | 634 |
| Cash dividends | $160,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $382,000 | 5,341 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 4,212 |
| Total interest expense | $555,000 | 3,324 |
| Net interest income | $971,000 | 4,572 |
| Provision for loan and lease losses | $423,000 | 602 |
| Total noninterest income | $159,000 | 4,637 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $122,000 | 3,125 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $37,000 | 5,724 |
| Total noninterest expense | $681,000 | 5,004 |
| Salaries and employee benefits | $323,000 | 5,499 |
| Premises and equipment expense | $106,000 | 4,616 |
| Additional noninterest expense | $252,000 | 4,289 |
| Pre-tax net operating income | $26,000 | 8,239 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $49,000 | 4,865 |
| Income before extraordinary items | $-23,000 | 8,699 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-23,000 | 8,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $511,000 | 427 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-23,000 | 8,651 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,504,000 | 4,058 |
| Total interest expense | $2,339,000 | 3,519 |
| Net interest income | $4,165,000 | 4,238 |
| Provision for loan and lease losses | $752,000 | 1,533 |
| Total noninterest income | $562,000 | 5,130 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $484,000 | 3,167 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $78,000 | 6,928 |
| Total noninterest expense | $2,601,000 | 5,079 |
| Salaries and employee benefits | $1,245,000 | 5,504 |
| Premises and equipment expense | $422,000 | 4,561 |
| Additional noninterest expense | $934,000 | 4,493 |
| Pre-tax net operating income | $1,374,000 | 4,356 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $514,000 | 3,329 |
| Income before extraordinary items | $862,000 | 5,051 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $862,000 | 5,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $550,000 | 1,488 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $860,720 | 4,892 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,847,000 | 4,115 |
| Total interest expense | $1,791,000 | 3,572 |
| Net interest income | $3,056,000 | 4,337 |
| Provision for loan and lease losses | $713,000 | 1,199 |
| Total noninterest income | $417,000 | 5,202 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $355,000 | 3,242 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $62,000 | 6,893 |
| Total noninterest expense | $1,905,000 | 5,141 |
| Salaries and employee benefits | $901,000 | 5,599 |
| Premises and equipment expense | $318,000 | 4,543 |
| Additional noninterest expense | $686,000 | 4,528 |
| Pre-tax net operating income | $855,000 | 4,956 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $295,000 | 3,942 |
| Income before extraordinary items | $562,000 | 5,573 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $562,000 | 5,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 1,878 |
| Cash dividends | $240,000 | 3,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $560,680 | 5,391 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,221,000 | 4,171 |
| Total interest expense | $1,224,000 | 3,605 |
| Net interest income | $1,997,000 | 4,403 |
| Provision for loan and lease losses | $289,000 | 1,920 |
| Total noninterest income | $283,000 | 5,142 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $237,000 | 3,198 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $46,000 | 6,714 |
| Total noninterest expense | $1,239,000 | 5,227 |
| Salaries and employee benefits | $596,000 | 5,635 |
| Premises and equipment expense | $203,000 | 4,657 |
| Additional noninterest expense | $440,000 | 4,671 |
| Pre-tax net operating income | $752,000 | 4,228 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $246,000 | 3,579 |
| Income before extraordinary items | $508,000 | 4,761 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $508,000 | 4,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 1,773 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $506,660 | 4,563 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,585,000 | 4,259 |
| Total interest expense | $622,000 | 3,638 |
| Net interest income | $963,000 | 4,507 |
| Provision for loan and lease losses | $132,000 | 1,943 |
| Total noninterest income | $128,000 | 5,296 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $113,000 | 3,234 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $621,000 | 5,226 |
| Salaries and employee benefits | $296,000 | 5,665 |
| Premises and equipment expense | $99,000 | 4,734 |
| Additional noninterest expense | $226,000 | 4,556 |
| Pre-tax net operating income | $338,000 | 4,469 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $118,000 | 3,661 |
| Income before extraordinary items | $222,000 | 5,037 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $222,000 | 5,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 1,904 |
| Cash dividends | $40,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $220,700 | 4,858 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,440,000 | 4,335 |
| Total interest expense | $2,721,000 | 3,839 |
| Net interest income | $3,719,000 | 4,566 |
| Provision for loan and lease losses | $739,000 | 1,748 |
| Total noninterest income | $548,000 | 4,965 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $483,000 | 3,064 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 7,210 |
| Total noninterest expense | $2,393,000 | 5,233 |
| Salaries and employee benefits | $1,133,000 | 5,696 |
| Premises and equipment expense | $369,000 | 4,926 |
| Additional noninterest expense | $891,000 | 4,576 |
| Pre-tax net operating income | $1,135,000 | 4,861 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $405,000 | 3,866 |
| Income before extraordinary items | $730,000 | 5,442 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $730,000 | 5,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $739,000 | 1,226 |
| Cash dividends | $320,000 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $730,000 | 5,303 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,555,000 | 4,649 |
| Total interest expense | $3,298,000 | 4,394 |
| Net interest income | $3,257,000 | 4,783 |
| Provision for loan and lease losses | $339,000 | 2,974 |
| Total noninterest income | $513,000 | 4,995 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $453,000 | 3,073 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $60,000 | 7,402 |
| Total noninterest expense | $2,235,000 | 5,332 |
| Salaries and employee benefits | $1,035,000 | 5,865 |
| Premises and equipment expense | $336,000 | 5,174 |
| Additional noninterest expense | $864,000 | 4,526 |
| Pre-tax net operating income | $1,196,000 | 4,422 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $439,000 | 3,554 |
| Income before extraordinary items | $757,000 | 5,026 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $757,000 | 5,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,593 |
| Cash dividends | $420,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $757,000 | 4,915 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,613,000 | 4,785 |
| Total interest expense | $3,326,000 | 4,554 |
| Net interest income | $3,287,000 | 4,836 |
| Provision for loan and lease losses | $306,000 | 2,785 |
| Total noninterest income | $408,000 | 5,485 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $326,000 | 3,804 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 6,864 |
| Total noninterest expense | $2,080,000 | 5,536 |
| Salaries and employee benefits | $984,000 | 5,981 |
| Premises and equipment expense | $317,000 | 5,254 |
| Additional noninterest expense | $779,000 | 4,828 |
| Pre-tax net operating income | $1,309,000 | 4,481 |
| Securities gains (losses) | $-20,000 | 8,739 |
| Applicable income taxes | $468,000 | 3,630 |
| Income before extraordinary items | $821,000 | 4,971 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $821,000 | 4,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,772 |
| Cash dividends | $480,000 | 3,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $833,800 | 4,926 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,002,000 | 4,950 |
| Total interest expense | $2,816,000 | 4,832 |
| Net interest income | $3,186,000 | 4,951 |
| Provision for loan and lease losses | $62,000 | 6,096 |
| Total noninterest income | $412,000 | 5,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,335 |
| Total noninterest expense | $1,969,000 | 5,746 |
| Salaries and employee benefits | $930,000 | 6,182 |
| Premises and equipment expense | $299,000 | 5,478 |
| Additional noninterest expense | $740,000 | 5,053 |
| Pre-tax net operating income | $1,567,000 | 3,975 |
| Securities gains (losses) | $-7,000 | 9,189 |
| Applicable income taxes | $575,000 | 3,314 |
| Income before extraordinary items | $985,000 | 4,475 |
| Extraordinary gains, net | $7,000 | 29 |
| Net income | $992,000 | 4,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,199 |
| Cash dividends | $600,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $989,480 | 4,427 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,801,000 | 5,131 |
| Total interest expense | $2,719,000 | 5,073 |
| Net interest income | $3,082,000 | 5,042 |
| Provision for loan and lease losses | $144,000 | 4,268 |
| Total noninterest income | $391,000 | 5,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 3,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,095 |
| Total noninterest expense | $1,916,000 | 5,762 |
| Salaries and employee benefits | $881,000 | 6,301 |
| Premises and equipment expense | $298,000 | 5,399 |
| Additional noninterest expense | $737,000 | 4,960 |
| Pre-tax net operating income | $1,413,000 | 4,371 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $479,000 | 3,952 |
| Income before extraordinary items | $937,000 | 4,694 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $937,000 | 4,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,097 |
| Cash dividends | $320,000 | 4,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $935,020 | 4,619 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,566,000 | 5,363 |
| Total interest expense | $2,282,000 | 5,741 |
| Net interest income | $3,284,000 | 4,958 |
| Provision for loan and lease losses | $168,000 | 3,892 |
| Total noninterest income | $408,000 | 5,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $327,000 | 3,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,347 |
| Total noninterest expense | $1,901,000 | 5,849 |
| Salaries and employee benefits | $907,000 | 6,252 |
| Premises and equipment expense | $256,000 | 5,972 |
| Additional noninterest expense | $738,000 | 5,015 |
| Pre-tax net operating income | $1,623,000 | 4,183 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $574,000 | 3,810 |
| Income before extraordinary items | $1,047,000 | 4,529 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,047,000 | 4,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,840 |
| Cash dividends | $320,000 | 4,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,048,300 | 4,471 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,249,000 | 5,723 |
| Total interest expense | $2,211,000 | 6,029 |
| Net interest income | $3,038,000 | 5,391 |
| Provision for loan and lease losses | $174,000 | 3,783 |
| Total noninterest income | $414,000 | 5,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $305,000 | 4,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,886 |
| Total noninterest expense | $1,734,000 | 6,531 |
| Salaries and employee benefits | $906,000 | 6,431 |
| Premises and equipment expense | $222,000 | 6,659 |
| Additional noninterest expense | $606,000 | 6,314 |
| Pre-tax net operating income | $1,544,000 | 4,236 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $561,000 | 3,781 |
| Income before extraordinary items | $982,000 | 4,582 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $982,000 | 4,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,188 |
| Cash dividends | $280,000 | 4,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $982,640 | 4,523 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,662,000 | 6,278 |
| Total interest expense | $1,935,000 | 6,617 |
| Net interest income | $2,727,000 | 5,927 |
| Provision for loan and lease losses | $214,000 | 2,883 |
| Total noninterest income | $422,000 | 5,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,382 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,436 |
| Total noninterest expense | $1,687,000 | 6,765 |
| Salaries and employee benefits | $904,000 | 6,537 |
| Premises and equipment expense | $217,000 | 6,895 |
| Additional noninterest expense | $566,000 | 6,744 |
| Pre-tax net operating income | $1,248,000 | 5,126 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $439,000 | 4,600 |
| Income before extraordinary items | $811,000 | 5,394 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $811,000 | 5,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,390 |
| Cash dividends | $240,000 | 5,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $809,700 | 5,374 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,821,000 | 6,931 |
| Total interest expense | $1,362,000 | 7,339 |
| Net interest income | $2,459,000 | 6,556 |
| Provision for loan and lease losses | $249,000 | 2,620 |
| Total noninterest income | $338,000 | 6,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 5,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,945 |
| Total noninterest expense | $1,645,000 | 7,149 |
| Salaries and employee benefits | $897,000 | 6,654 |
| Premises and equipment expense | $209,000 | 7,235 |
| Additional noninterest expense | $539,000 | 7,526 |
| Pre-tax net operating income | $903,000 | 6,385 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $312,000 | 5,729 |
| Income before extraordinary items | $591,000 | 6,605 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $591,000 | 6,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,153 |
| Cash dividends | $128,000 | 6,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $591,000 | 6,664 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,742,000 | 7,209 |
| Total interest expense | $1,534,000 | 7,093 |
| Net interest income | $2,208,000 | 7,165 |
| Provision for loan and lease losses | $247,000 | 3,433 |
| Total noninterest income | $286,000 | 7,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,943 |
| Total noninterest expense | $1,609,000 | 7,476 |
| Salaries and employee benefits | $884,000 | 6,809 |
| Premises and equipment expense | $214,000 | 7,406 |
| Additional noninterest expense | $511,000 | 8,101 |
| Pre-tax net operating income | $638,000 | 7,701 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $205,000 | 7,530 |
| Income before extraordinary items | $433,000 | 8,121 |
| Extraordinary gains, net | $38,000 | 2,338 |
| Net income | $471,000 | 7,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,785 |
| Cash dividends | $140,000 | 6,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $433,000 | 7,853 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,900,000 | 7,643 |
| Total interest expense | $1,893,000 | 7,374 |
| Net interest income | $2,007,000 | 7,742 |
| Provision for loan and lease losses | $174,000 | 5,685 |
| Total noninterest income | $310,000 | 7,590 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 6,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,597 |
| Total noninterest expense | $1,702,000 | 7,260 |
| Salaries and employee benefits | $887,000 | 6,693 |
| Premises and equipment expense | $226,000 | 7,260 |
| Additional noninterest expense | $589,000 | 7,607 |
| Pre-tax net operating income | $441,000 | 8,879 |
| Securities gains (losses) | $44,000 | 4,339 |
| Applicable income taxes | $115,000 | 9,514 |
| Income before extraordinary items | $370,000 | 8,507 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $370,000 | 8,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 4,763 |
| Cash dividends | $88,000 | 6,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $336,560 | 8,499 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.