Home > The Bank of Santa Barbara > Income and Expense
The Bank of Santa Barbara, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,449,000 | 2,982 |
| Total interest expense | $510,000 | 3,689 |
| Net interest income | $6,939,000 | 2,876 |
| Provision for loan and lease losses | $737,000 | 1,035 |
| Total noninterest income | $590,000 | 3,929 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $306,000 | 2,989 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $284,000 | 4,048 |
| Total noninterest expense | $7,870,000 | 2,321 |
| Salaries and employee benefits | $3,805,000 | 2,576 |
| Premises and equipment expense | $636,000 | 2,987 |
| Additional noninterest expense | $3,429,000 | 1,773 |
| Pre-tax net operating income | $-1,078,000 | 6,097 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-215,000 | 6,047 |
| Income before extraordinary items | $-863,000 | 6,085 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-863,000 | 6,085 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-863,000 | 6,085 |
| Net charge-offs | $753,000 | 847 |
| Cash dividends | $19,000 | 4,250 |
| Sale, conversion, retirement of capital stock, net | $240,000 | 405 |
| Net operating income | $-863,000 | 6,082 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,589,000 | 3,004 |
| Total interest expense | $381,000 | 3,745 |
| Net interest income | $5,208,000 | 2,897 |
| Provision for loan and lease losses | $-430,000 | 6,066 |
| Total noninterest income | $438,000 | 3,958 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $198,000 | 3,277 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $240,000 | 3,925 |
| Total noninterest expense | $5,797,000 | 2,363 |
| Salaries and employee benefits | $3,009,000 | 2,493 |
| Premises and equipment expense | $479,000 | 3,027 |
| Additional noninterest expense | $2,309,000 | 1,947 |
| Pre-tax net operating income | $279,000 | 5,265 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $279,000 | 5,172 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $279,000 | 5,176 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $279,000 | 5,178 |
| Net charge-offs | $-401,000 | 6,077 |
| Cash dividends | $14,000 | 3,791 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 542 |
| Net operating income | $279,000 | 5,125 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,695,000 | 3,016 |
| Total interest expense | $257,000 | 3,757 |
| Net interest income | $3,438,000 | 2,915 |
| Provision for loan and lease losses | $-445,000 | 6,189 |
| Total noninterest income | $312,000 | 3,875 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $123,000 | 3,387 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $189,000 | 3,716 |
| Total noninterest expense | $3,633,000 | 2,513 |
| Salaries and employee benefits | $2,030,000 | 2,484 |
| Premises and equipment expense | $322,000 | 3,018 |
| Additional noninterest expense | $1,281,000 | 2,296 |
| Pre-tax net operating income | $562,000 | 4,011 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $562,000 | 3,780 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $562,000 | 3,781 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $562,000 | 3,783 |
| Net charge-offs | $-366,000 | 6,171 |
| Cash dividends | $9,000 | 3,645 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 518 |
| Net operating income | $562,000 | 3,723 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 3,041 |
| Total interest expense | $123,000 | 3,874 |
| Net interest income | $1,719,000 | 2,924 |
| Provision for loan and lease losses | $-445,000 | 6,316 |
| Total noninterest income | $210,000 | 3,348 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $55,000 | 3,545 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $155,000 | 2,973 |
| Total noninterest expense | $1,815,000 | 2,524 |
| Salaries and employee benefits | $1,050,000 | 2,421 |
| Premises and equipment expense | $161,000 | 3,055 |
| Additional noninterest expense | $604,000 | 2,402 |
| Pre-tax net operating income | $559,000 | 2,823 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $559,000 | 2,514 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $559,000 | 2,517 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $559,000 | 2,516 |
| Net charge-offs | $-366,000 | 6,313 |
| Cash dividends | $5,000 | 2,870 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 496 |
| Net operating income | $559,000 | 2,439 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,963,000 | 3,191 |
| Total interest expense | $479,000 | 4,101 |
| Net interest income | $6,484,000 | 3,065 |
| Provision for loan and lease losses | $543,000 | 1,383 |
| Total noninterest income | $581,000 | 4,051 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $236,000 | 3,645 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $345,000 | 3,837 |
| Total noninterest expense | $7,188,000 | 2,563 |
| Salaries and employee benefits | $3,966,000 | 2,520 |
| Premises and equipment expense | $627,000 | 3,129 |
| Additional noninterest expense | $2,595,000 | 2,331 |
| Pre-tax net operating income | $-666,000 | 6,315 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-666,000 | 6,325 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-666,000 | 6,325 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-666,000 | 6,325 |
| Net charge-offs | $253,000 | 2,208 |
| Cash dividends | $19,000 | 4,310 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 546 |
| Net operating income | $-666,000 | 6,321 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,231,000 | 3,220 |
| Total interest expense | $360,000 | 4,158 |
| Net interest income | $4,871,000 | 3,084 |
| Provision for loan and lease losses | $413,000 | 1,349 |
| Total noninterest income | $486,000 | 3,901 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $181,000 | 3,646 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $305,000 | 3,618 |
| Total noninterest expense | $5,284,000 | 2,594 |
| Salaries and employee benefits | $2,959,000 | 2,527 |
| Premises and equipment expense | $469,000 | 3,173 |
| Additional noninterest expense | $1,856,000 | 2,418 |
| Pre-tax net operating income | $-340,000 | 6,354 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-340,000 | 6,367 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-340,000 | 6,366 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-340,000 | 6,366 |
| Net charge-offs | $-156,000 | 6,296 |
| Cash dividends | $14,000 | 3,804 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 514 |
| Net operating income | $-340,000 | 6,363 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,434,000 | 3,256 |
| Total interest expense | $234,000 | 4,243 |
| Net interest income | $3,200,000 | 3,113 |
| Provision for loan and lease losses | $413,000 | 982 |
| Total noninterest income | $250,000 | 4,324 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $125,000 | 3,569 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $125,000 | 4,276 |
| Total noninterest expense | $3,410,000 | 2,672 |
| Salaries and employee benefits | $1,935,000 | 2,587 |
| Premises and equipment expense | $368,000 | 2,868 |
| Additional noninterest expense | $1,107,000 | 2,659 |
| Pre-tax net operating income | $-373,000 | 6,469 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-373,000 | 6,478 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-373,000 | 6,479 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-373,000 | 6,479 |
| Net charge-offs | $-174,000 | 6,427 |
| Cash dividends | $9,000 | 3,640 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 489 |
| Net operating income | $-373,000 | 6,475 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,606,000 | 3,427 |
| Total interest expense | $123,000 | 4,203 |
| Net interest income | $1,483,000 | 3,301 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $139,000 | 4,100 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $69,000 | 3,363 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $70,000 | 4,105 |
| Total noninterest expense | $1,729,000 | 2,651 |
| Salaries and employee benefits | $964,000 | 2,600 |
| Premises and equipment expense | $181,000 | 2,951 |
| Additional noninterest expense | $584,000 | 2,546 |
| Pre-tax net operating income | $-107,000 | 6,454 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-107,000 | 6,458 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-107,000 | 6,458 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-107,000 | 6,459 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $5,000 | 2,857 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 447 |
| Net operating income | $-107,000 | 6,453 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,208,000 | 3,540 |
| Total interest expense | $538,000 | 4,310 |
| Net interest income | $5,670,000 | 3,396 |
| Provision for loan and lease losses | $287,000 | 2,515 |
| Total noninterest income | $586,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $166,000 | 4,422 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $420,000 | 3,592 |
| Total noninterest expense | $5,841,000 | 3,049 |
| Salaries and employee benefits | $3,019,000 | 3,096 |
| Premises and equipment expense | $653,000 | 3,102 |
| Additional noninterest expense | $2,169,000 | 2,800 |
| Pre-tax net operating income | $128,000 | 5,879 |
| Securities gains (losses) | $14,000 | 2,505 |
| Applicable income taxes | $-1,427,000 | 6,709 |
| Income before extraordinary items | $1,569,000 | 3,071 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,569,000 | 3,073 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,569,000 | 3,074 |
| Net charge-offs | $167,000 | 3,221 |
| Cash dividends | $19,000 | 4,285 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 570 |
| Net operating income | $1,555,000 | 3,022 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,664,000 | 3,567 |
| Total interest expense | $406,000 | 4,382 |
| Net interest income | $4,258,000 | 3,415 |
| Provision for loan and lease losses | $287,000 | 2,135 |
| Total noninterest income | $346,000 | 4,586 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $121,000 | 4,495 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $225,000 | 4,170 |
| Total noninterest expense | $4,287,000 | 3,090 |
| Salaries and employee benefits | $2,188,000 | 3,189 |
| Premises and equipment expense | $490,000 | 3,140 |
| Additional noninterest expense | $1,609,000 | 2,819 |
| Pre-tax net operating income | $30,000 | 6,199 |
| Securities gains (losses) | $14,000 | 2,364 |
| Applicable income taxes | $-600,000 | 6,807 |
| Income before extraordinary items | $644,000 | 4,194 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $644,000 | 4,196 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $644,000 | 4,198 |
| Net charge-offs | $171,000 | 2,732 |
| Cash dividends | $14,000 | 3,732 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 547 |
| Net operating income | $630,000 | 4,159 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,072,000 | 3,599 |
| Total interest expense | $264,000 | 4,497 |
| Net interest income | $2,808,000 | 3,443 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $197,000 | 4,867 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $77,000 | 4,566 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $120,000 | 4,508 |
| Total noninterest expense | $2,725,000 | 3,214 |
| Salaries and employee benefits | $1,433,000 | 3,250 |
| Premises and equipment expense | $318,000 | 3,235 |
| Additional noninterest expense | $974,000 | 3,029 |
| Pre-tax net operating income | $250,000 | 5,063 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-400,000 | 6,856 |
| Income before extraordinary items | $650,000 | 3,459 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $650,000 | 3,460 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $650,000 | 3,462 |
| Net charge-offs | $40,000 | 3,542 |
| Cash dividends | $9,000 | 3,527 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 524 |
| Net operating income | $650,000 | 3,367 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 3,724 |
| Total interest expense | $128,000 | 4,654 |
| Net interest income | $1,352,000 | 3,549 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $100,000 | 4,842 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $40,000 | 4,477 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $60,000 | 4,488 |
| Total noninterest expense | $1,318,000 | 3,316 |
| Salaries and employee benefits | $731,000 | 3,222 |
| Premises and equipment expense | $149,000 | 3,396 |
| Additional noninterest expense | $438,000 | 3,292 |
| Pre-tax net operating income | $134,000 | 4,997 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-200,000 | 6,957 |
| Income before extraordinary items | $334,000 | 3,364 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $334,000 | 3,364 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $334,000 | 3,366 |
| Net charge-offs | $-94,000 | 6,829 |
| Cash dividends | $6,000 | 2,697 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 608 |
| Net operating income | $334,000 | 3,260 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,476,000 | 4,076 |
| Total interest expense | $468,000 | 5,233 |
| Net interest income | $5,008,000 | 3,811 |
| Provision for loan and lease losses | $156,000 | 4,244 |
| Total noninterest income | $731,000 | 3,813 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $141,000 | 4,877 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $590,000 | 3,127 |
| Total noninterest expense | $4,771,000 | 3,594 |
| Salaries and employee benefits | $2,546,000 | 3,529 |
| Premises and equipment expense | $534,000 | 3,656 |
| Additional noninterest expense | $1,691,000 | 3,506 |
| Pre-tax net operating income | $812,000 | 4,324 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-650,000 | 6,926 |
| Income before extraordinary items | $1,462,000 | 3,176 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,462,000 | 3,176 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,462,000 | 3,176 |
| Net charge-offs | $40,000 | 5,059 |
| Cash dividends | $22,000 | 4,295 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 730 |
| Net operating income | $1,462,000 | 3,038 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,932,000 | 4,264 |
| Total interest expense | $335,000 | 5,469 |
| Net interest income | $3,597,000 | 3,972 |
| Provision for loan and lease losses | $156,000 | 3,837 |
| Total noninterest income | $611,000 | 3,657 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $111,000 | 4,881 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $500,000 | 2,961 |
| Total noninterest expense | $3,619,000 | 3,585 |
| Salaries and employee benefits | $1,963,000 | 3,469 |
| Premises and equipment expense | $386,000 | 3,796 |
| Additional noninterest expense | $1,270,000 | 3,497 |
| Pre-tax net operating income | $433,000 | 4,889 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-400,000 | 7,027 |
| Income before extraordinary items | $833,000 | 3,791 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $833,000 | 3,791 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $833,000 | 3,792 |
| Net charge-offs | $40,000 | 4,670 |
| Cash dividends | $17,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 663 |
| Net operating income | $833,000 | 3,621 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 4,402 |
| Total interest expense | $199,000 | 5,790 |
| Net interest income | $2,308,000 | 4,092 |
| Provision for loan and lease losses | $96,000 | 3,919 |
| Total noninterest income | $431,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $77,000 | 4,795 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $354,000 | 2,834 |
| Total noninterest expense | $2,491,000 | 3,511 |
| Salaries and employee benefits | $1,359,000 | 3,394 |
| Premises and equipment expense | $252,000 | 3,847 |
| Additional noninterest expense | $880,000 | 3,436 |
| Pre-tax net operating income | $152,000 | 5,585 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $152,000 | 5,620 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $152,000 | 5,619 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $152,000 | 5,619 |
| Net charge-offs | $40,000 | 4,215 |
| Cash dividends | $8,000 | 3,547 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 578 |
| Net operating income | $152,000 | 5,438 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,184,000 | 4,595 |
| Total interest expense | $94,000 | 5,980 |
| Net interest income | $1,090,000 | 4,283 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $292,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $40,000 | 4,716 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $252,000 | 2,335 |
| Total noninterest expense | $1,179,000 | 3,674 |
| Salaries and employee benefits | $733,000 | 3,230 |
| Premises and equipment expense | $123,000 | 3,927 |
| Additional noninterest expense | $323,000 | 4,190 |
| Pre-tax net operating income | $203,000 | 4,492 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $203,000 | 4,357 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $203,000 | 4,359 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $203,000 | 4,360 |
| Net charge-offs | $40,000 | 3,194 |
| Cash dividends | $5,000 | 2,738 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 472 |
| Net operating income | $203,000 | 4,199 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,537,000 | 4,809 |
| Total interest expense | $626,000 | 5,428 |
| Net interest income | $3,911,000 | 4,595 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $1,028,000 | 3,071 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $111,000 | 5,368 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $917,000 | 2,256 |
| Total noninterest expense | $4,052,000 | 4,083 |
| Salaries and employee benefits | $2,012,000 | 4,160 |
| Premises and equipment expense | $513,000 | 3,966 |
| Additional noninterest expense | $1,527,000 | 3,809 |
| Pre-tax net operating income | $887,000 | 3,941 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,000 | 4,639 |
| Income before extraordinary items | $886,000 | 3,781 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $886,000 | 3,784 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $886,000 | 3,784 |
| Net charge-offs | $100,000 | 4,972 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $4,107,000 | 164 |
| Net operating income | $886,000 | 3,657 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,363,000 | 4,901 |
| Total interest expense | $507,000 | 5,394 |
| Net interest income | $2,856,000 | 4,698 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $905,000 | 2,782 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $76,000 | 5,527 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $829,000 | 1,987 |
| Total noninterest expense | $3,028,000 | 4,089 |
| Salaries and employee benefits | $1,485,000 | 4,198 |
| Premises and equipment expense | $386,000 | 4,002 |
| Additional noninterest expense | $1,157,000 | 3,777 |
| Pre-tax net operating income | $733,000 | 3,880 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,000 | 4,642 |
| Income before extraordinary items | $732,000 | 3,664 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $732,000 | 3,666 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $732,000 | 3,666 |
| Net charge-offs | $92,000 | 4,510 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $4,074,000 | 137 |
| Net operating income | $732,000 | 3,563 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,183,000 | 5,015 |
| Total interest expense | $356,000 | 5,389 |
| Net interest income | $1,827,000 | 4,828 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $660,000 | 2,641 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $46,000 | 5,655 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $614,000 | 1,842 |
| Total noninterest expense | $2,053,000 | 4,087 |
| Salaries and employee benefits | $998,000 | 4,208 |
| Premises and equipment expense | $254,000 | 4,065 |
| Additional noninterest expense | $801,000 | 3,746 |
| Pre-tax net operating income | $434,000 | 4,071 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $433,000 | 3,842 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $433,000 | 3,843 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $433,000 | 3,844 |
| Net charge-offs | $45,000 | 4,534 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $2,182,000 | 105 |
| Net operating income | $433,000 | 3,733 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,079,000 | 5,067 |
| Total interest expense | $208,000 | 5,154 |
| Net interest income | $871,000 | 4,959 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $272,000 | 2,992 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $20,000 | 5,795 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $252,000 | 2,137 |
| Total noninterest expense | $945,000 | 4,351 |
| Salaries and employee benefits | $506,000 | 4,188 |
| Premises and equipment expense | $131,000 | 4,040 |
| Additional noninterest expense | $308,000 | 4,459 |
| Pre-tax net operating income | $198,000 | 4,251 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $198,000 | 4,005 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $198,000 | 4,004 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $198,000 | 4,005 |
| Net charge-offs | $116,000 | 2,586 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 492 |
| Net operating income | $198,000 | 3,949 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,771,000 | 5,541 |
| Total interest expense | $1,200,000 | 4,822 |
| Net interest income | $2,571,000 | 5,710 |
| Provision for loan and lease losses | $427,000 | 4,374 |
| Total noninterest income | $216,000 | 5,850 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $105,000 | 5,417 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $111,000 | 5,323 |
| Total noninterest expense | $3,652,000 | 4,468 |
| Salaries and employee benefits | $1,833,000 | 4,469 |
| Premises and equipment expense | $468,000 | 4,358 |
| Additional noninterest expense | $1,351,000 | 4,288 |
| Pre-tax net operating income | $-1,292,000 | 6,590 |
| Securities gains (losses) | $36,000 | 2,848 |
| Applicable income taxes | $2,000 | 4,467 |
| Income before extraordinary items | $-1,258,000 | 6,674 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,258,000 | 6,675 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,258,000 | 6,675 |
| Net charge-offs | $576,000 | 3,459 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $5,115,000 | 137 |
| Net operating income | $-1,294,000 | 6,667 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,753,000 | 5,717 |
| Total interest expense | $864,000 | 5,067 |
| Net interest income | $1,889,000 | 5,831 |
| Provision for loan and lease losses | $27,000 | 6,555 |
| Total noninterest income | $153,000 | 6,044 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $82,000 | 5,451 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $71,000 | 5,635 |
| Total noninterest expense | $2,494,000 | 4,739 |
| Salaries and employee benefits | $1,271,000 | 4,743 |
| Premises and equipment expense | $348,000 | 4,449 |
| Additional noninterest expense | $875,000 | 4,671 |
| Pre-tax net operating income | $-479,000 | 6,538 |
| Securities gains (losses) | $36,000 | 2,626 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $-444,000 | 6,639 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-444,000 | 6,639 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-444,000 | 6,639 |
| Net charge-offs | $586,000 | 2,858 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $5,013,000 | 110 |
| Net operating income | $-480,000 | 6,593 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,753,000 | 5,865 |
| Total interest expense | $542,000 | 5,288 |
| Net interest income | $1,211,000 | 5,940 |
| Provision for loan and lease losses | $27,000 | 6,268 |
| Total noninterest income | $95,000 | 6,155 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $54,000 | 5,483 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $41,000 | 5,811 |
| Total noninterest expense | $1,646,000 | 4,778 |
| Salaries and employee benefits | $829,000 | 4,823 |
| Premises and equipment expense | $221,000 | 4,603 |
| Additional noninterest expense | $596,000 | 4,601 |
| Pre-tax net operating income | $-367,000 | 6,639 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-367,000 | 6,757 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-367,000 | 6,759 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-367,000 | 6,758 |
| Net charge-offs | $367,000 | 2,814 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $4,916,000 | 78 |
| Net operating income | $-367,000 | 6,711 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $771,000 | 6,195 |
| Total interest expense | $238,000 | 5,717 |
| Net interest income | $533,000 | 6,286 |
| Provision for loan and lease losses | $16,000 | 5,847 |
| Total noninterest income | $-20,000 | 7,726 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $27,000 | 5,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-47,000 | 7,670 |
| Total noninterest expense | $800,000 | 4,920 |
| Salaries and employee benefits | $458,000 | 4,602 |
| Premises and equipment expense | $96,000 | 5,057 |
| Additional noninterest expense | $246,000 | 5,161 |
| Pre-tax net operating income | $-303,000 | 6,973 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-303,000 | 7,081 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-303,000 | 7,082 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-303,000 | 7,081 |
| Net charge-offs | $313,000 | 1,993 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $3,382,000 | 63 |
| Net operating income | $-303,000 | 7,042 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,209,000 | 6,215 |
| Total interest expense | $894,000 | 6,258 |
| Net interest income | $2,315,000 | 6,028 |
| Provision for loan and lease losses | $3,108,000 | 1,933 |
| Total noninterest income | $150,000 | 6,581 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $95,000 | 5,827 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $55,000 | 6,271 |
| Total noninterest expense | $2,931,000 | 5,259 |
| Salaries and employee benefits | $1,230,000 | 5,777 |
| Premises and equipment expense | $358,000 | 5,267 |
| Additional noninterest expense | $1,343,000 | 4,407 |
| Pre-tax net operating income | $-3,574,000 | 6,991 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-897,000 | 7,241 |
| Income before extraordinary items | $-2,677,000 | 6,928 |
| Extraordinary gains, net | $-2,058,000 | 8,004 |
| Net income | $-4,735,000 | 7,236 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,735,000 | 7,236 |
| Net charge-offs | $2,640,000 | 1,737 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $2,585,000 | 296 |
| Net operating income | $-2,677,000 | 6,935 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,461,000 | 6,222 |
| Total interest expense | $754,000 | 6,155 |
| Net interest income | $1,707,000 | 6,090 |
| Provision for loan and lease losses | $2,114,000 | 1,841 |
| Total noninterest income | $110,000 | 6,733 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $67,000 | 5,944 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $43,000 | 6,371 |
| Total noninterest expense | $1,899,000 | 5,666 |
| Salaries and employee benefits | $871,000 | 5,942 |
| Premises and equipment expense | $265,000 | 5,331 |
| Additional noninterest expense | $763,000 | 5,188 |
| Pre-tax net operating income | $-2,196,000 | 7,101 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-897,000 | 7,523 |
| Income before extraordinary items | $-1,299,000 | 6,905 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,299,000 | 6,907 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,299,000 | 6,907 |
| Net charge-offs | $2,132,000 | 1,449 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,299,000 | 6,889 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 6,153 |
| Total interest expense | $559,000 | 6,056 |
| Net interest income | $1,185,000 | 5,998 |
| Provision for loan and lease losses | $1,062,000 | 1,997 |
| Total noninterest income | $66,000 | 6,893 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $40,000 | 6,076 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $26,000 | 6,546 |
| Total noninterest expense | $1,268,000 | 5,703 |
| Salaries and employee benefits | $597,000 | 5,930 |
| Premises and equipment expense | $176,000 | 5,399 |
| Additional noninterest expense | $495,000 | 5,274 |
| Pre-tax net operating income | $-1,079,000 | 7,055 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-441,000 | 7,544 |
| Income before extraordinary items | $-638,000 | 6,893 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-638,000 | 6,893 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-638,000 | 6,893 |
| Net charge-offs | $853,000 | 1,771 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-638,000 | 6,880 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $900,000 | 6,123 |
| Total interest expense | $319,000 | 5,882 |
| Net interest income | $581,000 | 6,051 |
| Provision for loan and lease losses | $507,000 | 1,749 |
| Total noninterest income | $30,000 | 7,020 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $20,000 | 6,060 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $10,000 | 6,874 |
| Total noninterest expense | $624,000 | 5,695 |
| Salaries and employee benefits | $309,000 | 5,899 |
| Premises and equipment expense | $90,000 | 5,382 |
| Additional noninterest expense | $225,000 | 5,263 |
| Pre-tax net operating income | $-520,000 | 7,342 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-213,000 | 7,729 |
| Income before extraordinary items | $-307,000 | 7,217 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-307,000 | 7,217 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-307,000 | 7,218 |
| Net charge-offs | $461,000 | 1,420 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-307,000 | 7,164 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,965,000 | 6,026 |
| Total interest expense | $1,589,000 | 5,858 |
| Net interest income | $2,376,000 | 6,015 |
| Provision for loan and lease losses | $701,000 | 3,242 |
| Total noninterest income | $92,000 | 7,379 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $36,000 | 6,825 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $56,000 | 6,648 |
| Total noninterest expense | $2,461,000 | 5,684 |
| Salaries and employee benefits | $1,289,000 | 5,776 |
| Premises and equipment expense | $365,000 | 5,329 |
| Additional noninterest expense | $807,000 | 5,452 |
| Pre-tax net operating income | $-694,000 | 6,873 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-274,000 | 7,302 |
| Income before extraordinary items | $-420,000 | 6,663 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-420,000 | 6,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 3,510 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-420,000 | 6,799 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,011,000 | 6,074 |
| Total interest expense | $1,214,000 | 5,933 |
| Net interest income | $1,797,000 | 6,052 |
| Provision for loan and lease losses | $379,000 | 3,160 |
| Total noninterest income | $73,000 | 7,450 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $21,000 | 6,992 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $52,000 | 6,542 |
| Total noninterest expense | $1,815,000 | 5,728 |
| Salaries and employee benefits | $933,000 | 5,887 |
| Premises and equipment expense | $275,000 | 5,340 |
| Additional noninterest expense | $607,000 | 5,391 |
| Pre-tax net operating income | $-324,000 | 7,131 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-125,000 | 7,575 |
| Income before extraordinary items | $-199,000 | 6,903 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-199,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,232 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-199,000 | 7,077 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 6,117 |
| Total interest expense | $848,000 | 5,976 |
| Net interest income | $1,174,000 | 6,112 |
| Provision for loan and lease losses | $301,000 | 2,519 |
| Total noninterest income | $58,000 | 7,324 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $10,000 | 7,141 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $48,000 | 6,189 |
| Total noninterest expense | $1,210,000 | 5,768 |
| Salaries and employee benefits | $622,000 | 5,945 |
| Premises and equipment expense | $183,000 | 5,376 |
| Additional noninterest expense | $405,000 | 5,383 |
| Pre-tax net operating income | $-279,000 | 7,411 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-109,000 | 7,871 |
| Income before extraordinary items | $-170,000 | 7,362 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-170,000 | 7,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,109 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-170,000 | 7,338 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,007,000 | 6,203 |
| Total interest expense | $437,000 | 6,066 |
| Net interest income | $570,000 | 6,223 |
| Provision for loan and lease losses | $198,000 | 1,844 |
| Total noninterest income | $19,000 | 7,748 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $4,000 | 7,199 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $15,000 | 6,825 |
| Total noninterest expense | $579,000 | 5,913 |
| Salaries and employee benefits | $302,000 | 6,062 |
| Premises and equipment expense | $90,000 | 5,469 |
| Additional noninterest expense | $187,000 | 5,554 |
| Pre-tax net operating income | $-188,000 | 7,744 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-75,000 | 8,085 |
| Income before extraordinary items | $-113,000 | 7,690 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-113,000 | 7,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-113,000 | 7,649 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,166,000 | 6,148 |
| Total interest expense | $1,743,000 | 6,126 |
| Net interest income | $2,423,000 | 6,056 |
| Provision for loan and lease losses | $208,000 | 3,800 |
| Total noninterest income | $116,000 | 7,421 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $19,000 | 7,165 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $97,000 | 6,257 |
| Total noninterest expense | $2,632,000 | 5,447 |
| Salaries and employee benefits | $1,466,000 | 5,379 |
| Premises and equipment expense | $350,000 | 5,405 |
| Additional noninterest expense | $816,000 | 5,283 |
| Pre-tax net operating income | $-301,000 | 7,711 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-111,000 | 8,033 |
| Income before extraordinary items | $-190,000 | 7,703 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-190,000 | 7,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-190,000 | 7,686 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,001,000 | 6,260 |
| Total interest expense | $1,244,000 | 6,255 |
| Net interest income | $1,757,000 | 6,171 |
| Provision for loan and lease losses | $199,000 | 3,030 |
| Total noninterest income | $89,000 | 7,435 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $13,000 | 7,222 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $76,000 | 6,239 |
| Total noninterest expense | $1,980,000 | 5,392 |
| Salaries and employee benefits | $1,096,000 | 5,362 |
| Premises and equipment expense | $260,000 | 5,434 |
| Additional noninterest expense | $624,000 | 5,163 |
| Pre-tax net operating income | $-333,000 | 7,976 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-129,000 | 8,269 |
| Income before extraordinary items | $-204,000 | 7,937 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-204,000 | 7,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-204,000 | 7,921 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 6,387 |
| Total interest expense | $785,000 | 6,397 |
| Net interest income | $1,136,000 | 6,288 |
| Provision for loan and lease losses | $107,000 | 3,191 |
| Total noninterest income | $66,000 | 7,370 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $7,000 | 7,313 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $59,000 | 6,023 |
| Total noninterest expense | $1,332,000 | 5,393 |
| Salaries and employee benefits | $731,000 | 5,416 |
| Premises and equipment expense | $174,000 | 5,447 |
| Additional noninterest expense | $427,000 | 5,068 |
| Pre-tax net operating income | $-237,000 | 8,113 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-92,000 | 8,368 |
| Income before extraordinary items | $-145,000 | 8,067 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-145,000 | 8,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-145,000 | 8,061 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $939,000 | 6,446 |
| Total interest expense | $374,000 | 6,497 |
| Net interest income | $565,000 | 6,319 |
| Provision for loan and lease losses | $67,000 | 2,635 |
| Total noninterest income | $36,000 | 7,257 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $3,000 | 7,373 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $33,000 | 5,825 |
| Total noninterest expense | $667,000 | 5,413 |
| Salaries and employee benefits | $372,000 | 5,395 |
| Premises and equipment expense | $87,000 | 5,461 |
| Additional noninterest expense | $208,000 | 5,141 |
| Pre-tax net operating income | $-133,000 | 8,202 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-53,000 | 8,425 |
| Income before extraordinary items | $-80,000 | 8,132 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-80,000 | 8,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-80,000 | 8,119 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,948,000 | 7,587 |
| Total interest expense | $560,000 | 7,798 |
| Net interest income | $1,388,000 | 7,324 |
| Provision for loan and lease losses | $479,000 | 1,980 |
| Total noninterest income | $190,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,000 | 7,545 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $187,000 | 5,237 |
| Total noninterest expense | $2,246,000 | 5,812 |
| Salaries and employee benefits | $1,231,000 | 5,829 |
| Premises and equipment expense | $320,000 | 5,578 |
| Additional noninterest expense | $695,000 | 5,667 |
| Pre-tax net operating income | $-1,147,000 | 8,464 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-516,000 | 8,573 |
| Income before extraordinary items | $-631,000 | 8,345 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-631,000 | 8,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-631,000 | 8,342 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 7,936 |
| Total interest expense | $294,000 | 8,156 |
| Net interest income | $886,000 | 7,670 |
| Provision for loan and lease losses | $313,000 | 2,089 |
| Total noninterest income | $152,000 | 6,936 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,000 | 7,617 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $150,000 | 5,125 |
| Total noninterest expense | $1,649,000 | 5,869 |
| Salaries and employee benefits | $896,000 | 5,890 |
| Premises and equipment expense | $230,000 | 5,715 |
| Additional noninterest expense | $523,000 | 5,632 |
| Pre-tax net operating income | $-924,000 | 8,563 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-308,000 | 8,662 |
| Income before extraordinary items | $-616,000 | 8,509 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-616,000 | 8,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-616,000 | 8,501 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $627,000 | 8,200 |
| Total interest expense | $98,000 | 8,511 |
| Net interest income | $529,000 | 7,884 |
| Provision for loan and lease losses | $224,000 | 1,936 |
| Total noninterest income | $133,000 | 6,458 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,650 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $132,000 | 4,558 |
| Total noninterest expense | $1,059,000 | 5,992 |
| Salaries and employee benefits | $557,000 | 6,132 |
| Premises and equipment expense | $152,000 | 5,737 |
| Additional noninterest expense | $350,000 | 5,606 |
| Pre-tax net operating income | $-621,000 | 8,606 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-207,000 | 8,691 |
| Income before extraordinary items | $-414,000 | 8,552 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-414,000 | 8,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-414,000 | 8,550 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $217,000 | 8,493 |
| Total interest expense | $29,000 | 8,635 |
| Net interest income | $188,000 | 8,301 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $99,000 | 5,618 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,000 | 7,643 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $98,000 | 3,749 |
| Total noninterest expense | $532,000 | 5,996 |
| Salaries and employee benefits | $261,000 | 6,341 |
| Premises and equipment expense | $77,000 | 5,732 |
| Additional noninterest expense | $194,000 | 5,276 |
| Pre-tax net operating income | $-335,000 | 8,630 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-112,000 | 8,704 |
| Income before extraordinary items | $-223,000 | 8,588 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-223,000 | 8,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-223,000 | 8,580 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,000 | 8,829 |
| Total interest expense | $4,000 | 8,803 |
| Net interest income | $12,000 | 8,826 |
| Provision for loan and lease losses | $54,000 | 5,670 |
| Total noninterest income | $7,000 | 8,687 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,000 | 8,497 |
| Total noninterest expense | $738,000 | 8,174 |
| Salaries and employee benefits | $455,000 | 8,034 |
| Premises and equipment expense | $55,000 | 8,408 |
| Additional noninterest expense | $228,000 | 8,050 |
| Pre-tax net operating income | $-773,000 | 8,580 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-259,000 | 8,705 |
| Income before extraordinary items | $-514,000 | 8,550 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-514,000 | 8,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 232 |
| Net operating income | $-514,000 | 8,531 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.