Home > The Bank of Oswego > Income and Expense
The Bank of Oswego, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,218,000 | 5,075 |
| Total interest expense | $32,000 | 5,819 |
| Net interest income | $1,186,000 | 4,954 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $101,000 | 5,134 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $31,000 | 5,089 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $70,000 | 4,786 |
| Total noninterest expense | $2,212,000 | 3,468 |
| Salaries and employee benefits | $795,000 | 4,321 |
| Premises and equipment expense | $268,000 | 3,270 |
| Additional noninterest expense | $1,149,000 | 2,485 |
| Pre-tax net operating income | $-925,000 | 6,013 |
| Securities gains (losses) | $134,000 | 793 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-791,000 | 6,006 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-791,000 | 6,005 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-791,000 | 6,005 |
| Net charge-offs | $-11,000 | 5,003 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 582 |
| Net operating income | $-925,000 | 6,007 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $634,000 | 5,065 |
| Total interest expense | $17,000 | 5,847 |
| Net interest income | $617,000 | 4,935 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $51,000 | 5,119 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $17,000 | 5,002 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $34,000 | 4,801 |
| Total noninterest expense | $992,000 | 3,732 |
| Salaries and employee benefits | $450,000 | 4,106 |
| Premises and equipment expense | $134,000 | 3,310 |
| Additional noninterest expense | $408,000 | 3,186 |
| Pre-tax net operating income | $-324,000 | 6,044 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-324,000 | 6,048 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-324,000 | 6,048 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-324,000 | 6,048 |
| Net charge-offs | $-7,000 | 5,019 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 545 |
| Net operating income | $-324,000 | 6,046 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,739,000 | 4,971 |
| Total interest expense | $100,000 | 5,724 |
| Net interest income | $2,639,000 | 4,860 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $210,000 | 5,170 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $76,000 | 5,012 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $134,000 | 4,861 |
| Total noninterest expense | $4,295,000 | 3,552 |
| Salaries and employee benefits | $1,865,000 | 4,056 |
| Premises and equipment expense | $804,000 | 2,549 |
| Additional noninterest expense | $1,626,000 | 3,236 |
| Pre-tax net operating income | $-1,446,000 | 6,119 |
| Securities gains (losses) | $35,000 | 1,887 |
| Applicable income taxes | $1,131,000 | 1,484 |
| Income before extraordinary items | $-2,542,000 | 6,147 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,542,000 | 6,147 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-2,542,000 | 6,147 |
| Net charge-offs | $53,000 | 3,199 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 661 |
| Net operating income | $-2,577,000 | 6,142 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 4,939 |
| Total interest expense | $87,000 | 5,730 |
| Net interest income | $2,104,000 | 4,817 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $149,000 | 5,277 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $59,000 | 5,041 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $90,000 | 4,984 |
| Total noninterest expense | $3,082,000 | 3,678 |
| Salaries and employee benefits | $1,458,000 | 3,979 |
| Premises and equipment expense | $519,000 | 2,883 |
| Additional noninterest expense | $1,105,000 | 3,448 |
| Pre-tax net operating income | $-829,000 | 6,192 |
| Securities gains (losses) | $35,000 | 1,699 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-794,000 | 6,192 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-794,000 | 6,192 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-794,000 | 6,192 |
| Net charge-offs | $11,000 | 3,615 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 632 |
| Net operating income | $-829,000 | 6,192 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 4,946 |
| Total interest expense | $67,000 | 5,672 |
| Net interest income | $1,425,000 | 4,818 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $117,000 | 5,145 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $42,000 | 4,986 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $75,000 | 4,810 |
| Total noninterest expense | $2,079,000 | 3,681 |
| Salaries and employee benefits | $987,000 | 3,981 |
| Premises and equipment expense | $322,000 | 3,018 |
| Additional noninterest expense | $770,000 | 3,376 |
| Pre-tax net operating income | $-537,000 | 6,256 |
| Securities gains (losses) | $28,000 | 1,532 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-509,000 | 6,259 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-509,000 | 6,259 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-509,000 | 6,259 |
| Net charge-offs | $23,000 | 2,857 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 618 |
| Net operating income | $-537,000 | 6,258 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $731,000 | 5,006 |
| Total interest expense | $38,000 | 5,634 |
| Net interest income | $693,000 | 4,893 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $68,000 | 4,977 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $24,000 | 4,828 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $44,000 | 4,655 |
| Total noninterest expense | $1,038,000 | 3,709 |
| Salaries and employee benefits | $487,000 | 4,034 |
| Premises and equipment expense | $157,000 | 3,103 |
| Additional noninterest expense | $394,000 | 3,335 |
| Pre-tax net operating income | $-277,000 | 6,328 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-277,000 | 6,339 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-277,000 | 6,340 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-277,000 | 6,340 |
| Net charge-offs | $29,000 | 1,911 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 596 |
| Net operating income | $-277,000 | 6,330 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,561,000 | 4,711 |
| Total interest expense | $190,000 | 5,557 |
| Net interest income | $3,371,000 | 4,565 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $719,000 | 3,659 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $127,000 | 4,647 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $592,000 | 3,041 |
| Total noninterest expense | $4,229,000 | 3,703 |
| Salaries and employee benefits | $1,806,000 | 4,214 |
| Premises and equipment expense | $658,000 | 3,032 |
| Additional noninterest expense | $1,765,000 | 3,165 |
| Pre-tax net operating income | $-139,000 | 6,188 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-139,000 | 6,206 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-139,000 | 6,206 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-139,000 | 6,207 |
| Net charge-offs | $-383,000 | 6,357 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 742 |
| Net operating income | $-139,000 | 6,199 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,837,000 | 4,638 |
| Total interest expense | $146,000 | 5,595 |
| Net interest income | $2,691,000 | 4,455 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $225,000 | 5,044 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $101,000 | 4,620 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $124,000 | 4,814 |
| Total noninterest expense | $3,380,000 | 3,567 |
| Salaries and employee benefits | $1,593,000 | 3,878 |
| Premises and equipment expense | $478,000 | 3,135 |
| Additional noninterest expense | $1,309,000 | 3,189 |
| Pre-tax net operating income | $-464,000 | 6,385 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-464,000 | 6,393 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-464,000 | 6,392 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-464,000 | 6,392 |
| Net charge-offs | $-432,000 | 6,452 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 702 |
| Net operating income | $-464,000 | 6,390 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,831,000 | 4,728 |
| Total interest expense | $102,000 | 5,596 |
| Net interest income | $1,729,000 | 4,553 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $147,000 | 5,067 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $70,000 | 4,549 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $77,000 | 4,875 |
| Total noninterest expense | $2,249,000 | 3,584 |
| Salaries and employee benefits | $1,069,000 | 3,884 |
| Premises and equipment expense | $319,000 | 3,154 |
| Additional noninterest expense | $861,000 | 3,233 |
| Pre-tax net operating income | $-373,000 | 6,469 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-373,000 | 6,478 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-373,000 | 6,479 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-373,000 | 6,479 |
| Net charge-offs | $-482,000 | 6,557 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 660 |
| Net operating income | $-373,000 | 6,475 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $997,000 | 4,572 |
| Total interest expense | $53,000 | 5,631 |
| Net interest income | $944,000 | 4,388 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $65,000 | 5,200 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $35,000 | 4,530 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $30,000 | 5,162 |
| Total noninterest expense | $1,113,000 | 3,629 |
| Salaries and employee benefits | $544,000 | 3,881 |
| Premises and equipment expense | $159,000 | 3,216 |
| Additional noninterest expense | $410,000 | 3,355 |
| Pre-tax net operating income | $-104,000 | 6,451 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-104,000 | 6,456 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-104,000 | 6,456 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-104,000 | 6,457 |
| Net charge-offs | $-471,000 | 6,668 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 642 |
| Net operating income | $-104,000 | 6,451 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,616,000 | 4,292 |
| Total interest expense | $271,000 | 5,557 |
| Net interest income | $4,345,000 | 4,064 |
| Provision for loan and lease losses | $908,000 | 1,190 |
| Total noninterest income | $405,000 | 4,731 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $146,000 | 4,619 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $259,000 | 4,284 |
| Total noninterest expense | $5,453,000 | 3,196 |
| Salaries and employee benefits | $2,103,000 | 3,959 |
| Premises and equipment expense | $624,000 | 3,220 |
| Additional noninterest expense | $2,726,000 | 2,281 |
| Pre-tax net operating income | $-1,611,000 | 6,632 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-609,000 | 6,653 |
| Income before extraordinary items | $-1,002,000 | 6,585 |
| Extraordinary gains, net | $-1,380,000 | 6,807 |
| Net income | $-2,382,000 | 6,694 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-2,382,000 | 6,694 |
| Net charge-offs | $1,922,000 | 769 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 798 |
| Net operating income | $-1,002,000 | 6,572 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,516,000 | 4,297 |
| Total interest expense | $212,000 | 5,591 |
| Net interest income | $3,304,000 | 4,058 |
| Provision for loan and lease losses | $795,000 | 1,065 |
| Total noninterest income | $316,000 | 4,733 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $109,000 | 4,665 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $207,000 | 4,269 |
| Total noninterest expense | $4,009,000 | 3,253 |
| Salaries and employee benefits | $1,548,000 | 4,026 |
| Premises and equipment expense | $464,000 | 3,273 |
| Additional noninterest expense | $1,997,000 | 2,312 |
| Pre-tax net operating income | $-1,184,000 | 6,724 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-448,000 | 6,794 |
| Income before extraordinary items | $-736,000 | 6,687 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-736,000 | 6,688 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-736,000 | 6,688 |
| Net charge-offs | $1,473,000 | 750 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 757 |
| Net operating income | $-736,000 | 6,678 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,464,000 | 4,161 |
| Total interest expense | $150,000 | 5,551 |
| Net interest income | $2,314,000 | 3,912 |
| Provision for loan and lease losses | $200,000 | 2,092 |
| Total noninterest income | $187,000 | 4,944 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $70,000 | 4,721 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $117,000 | 4,543 |
| Total noninterest expense | $2,580,000 | 3,351 |
| Salaries and employee benefits | $1,042,000 | 4,019 |
| Premises and equipment expense | $309,000 | 3,293 |
| Additional noninterest expense | $1,229,000 | 2,477 |
| Pre-tax net operating income | $-279,000 | 6,600 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-106,000 | 6,772 |
| Income before extraordinary items | $-173,000 | 6,584 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-173,000 | 6,586 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-173,000 | 6,586 |
| Net charge-offs | $523,000 | 1,229 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 752 |
| Net operating income | $-173,000 | 6,549 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,283,000 | 4,088 |
| Total interest expense | $81,000 | 5,506 |
| Net interest income | $1,202,000 | 3,836 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $112,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $36,000 | 4,669 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $76,000 | 4,167 |
| Total noninterest expense | $1,186,000 | 3,594 |
| Salaries and employee benefits | $575,000 | 3,808 |
| Premises and equipment expense | $157,000 | 3,279 |
| Additional noninterest expense | $454,000 | 3,192 |
| Pre-tax net operating income | $128,000 | 5,043 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $52,000 | 2,963 |
| Income before extraordinary items | $76,000 | 5,523 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $76,000 | 5,525 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $76,000 | 5,525 |
| Net charge-offs | $22,000 | 3,012 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 708 |
| Net operating income | $76,000 | 5,421 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,382,000 | 3,320 |
| Total interest expense | $737,000 | 4,286 |
| Net interest income | $6,645,000 | 3,115 |
| Provision for loan and lease losses | $4,711,000 | 535 |
| Total noninterest income | $641,000 | 4,051 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $166,000 | 4,601 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $475,000 | 3,405 |
| Total noninterest expense | $5,431,000 | 3,269 |
| Salaries and employee benefits | $2,723,000 | 3,344 |
| Premises and equipment expense | $815,000 | 2,697 |
| Additional noninterest expense | $1,893,000 | 3,216 |
| Pre-tax net operating income | $-2,856,000 | 6,867 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-1,089,000 | 6,975 |
| Income before extraordinary items | $-1,767,000 | 6,812 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,767,000 | 6,809 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,767,000 | 6,810 |
| Net charge-offs | $3,670,000 | 735 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 937 |
| Net operating income | $-1,767,000 | 6,792 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,814,000 | 3,247 |
| Total interest expense | $634,000 | 4,113 |
| Net interest income | $5,180,000 | 3,058 |
| Provision for loan and lease losses | $2,747,000 | 668 |
| Total noninterest income | $533,000 | 3,893 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $123,000 | 4,678 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $410,000 | 3,230 |
| Total noninterest expense | $3,983,000 | 3,353 |
| Salaries and employee benefits | $2,115,000 | 3,291 |
| Premises and equipment expense | $565,000 | 2,901 |
| Additional noninterest expense | $1,303,000 | 3,443 |
| Pre-tax net operating income | $-1,017,000 | 6,835 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-385,000 | 7,023 |
| Income before extraordinary items | $-632,000 | 6,799 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-632,000 | 6,795 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-632,000 | 6,796 |
| Net charge-offs | $1,886,000 | 962 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-632,000 | 6,757 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,056,000 | 3,154 |
| Total interest expense | $479,000 | 3,931 |
| Net interest income | $3,577,000 | 2,993 |
| Provision for loan and lease losses | $1,090,000 | 1,025 |
| Total noninterest income | $377,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $84,000 | 4,638 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $293,000 | 3,100 |
| Total noninterest expense | $2,795,000 | 3,242 |
| Salaries and employee benefits | $1,563,000 | 3,078 |
| Premises and equipment expense | $380,000 | 2,880 |
| Additional noninterest expense | $852,000 | 3,521 |
| Pre-tax net operating income | $69,000 | 6,019 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $30,000 | 3,829 |
| Income before extraordinary items | $39,000 | 6,279 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $39,000 | 6,279 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $39,000 | 6,279 |
| Net charge-offs | $808,000 | 1,324 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $39,000 | 6,145 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,083,000 | 3,110 |
| Total interest expense | $264,000 | 3,808 |
| Net interest income | $1,819,000 | 2,949 |
| Provision for loan and lease losses | $255,000 | 1,721 |
| Total noninterest income | $207,000 | 3,579 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $44,000 | 4,536 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $163,000 | 2,952 |
| Total noninterest expense | $1,413,000 | 3,195 |
| Salaries and employee benefits | $835,000 | 2,931 |
| Premises and equipment expense | $185,000 | 2,956 |
| Additional noninterest expense | $393,000 | 3,677 |
| Pre-tax net operating income | $358,000 | 3,508 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $140,000 | 2,115 |
| Income before extraordinary items | $218,000 | 4,223 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $218,000 | 4,227 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $218,000 | 4,227 |
| Net charge-offs | $272,000 | 1,576 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $218,000 | 4,072 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,530,000 | 3,157 |
| Total interest expense | $1,484,000 | 3,475 |
| Net interest income | $7,046,000 | 3,060 |
| Provision for loan and lease losses | $880,000 | 2,610 |
| Total noninterest income | $451,000 | 4,557 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $181,000 | 4,555 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $270,000 | 4,023 |
| Total noninterest expense | $5,089,000 | 3,487 |
| Salaries and employee benefits | $2,767,000 | 3,307 |
| Premises and equipment expense | $670,000 | 3,298 |
| Additional noninterest expense | $1,652,000 | 3,614 |
| Pre-tax net operating income | $1,528,000 | 2,998 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $593,000 | 1,860 |
| Income before extraordinary items | $935,000 | 3,674 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $935,000 | 3,677 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $935,000 | 3,677 |
| Net charge-offs | $778,000 | 2,676 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $254,000 | 500 |
| Net operating income | $935,000 | 3,545 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,335,000 | 3,215 |
| Total interest expense | $1,177,000 | 3,450 |
| Net interest income | $5,158,000 | 3,132 |
| Provision for loan and lease losses | $580,000 | 2,675 |
| Total noninterest income | $239,000 | 5,188 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $133,000 | 4,607 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $106,000 | 5,026 |
| Total noninterest expense | $3,706,000 | 3,573 |
| Salaries and employee benefits | $1,992,000 | 3,411 |
| Premises and equipment expense | $493,000 | 3,387 |
| Additional noninterest expense | $1,221,000 | 3,644 |
| Pre-tax net operating income | $1,111,000 | 3,122 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $432,000 | 1,872 |
| Income before extraordinary items | $679,000 | 3,808 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $679,000 | 3,809 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $679,000 | 3,809 |
| Net charge-offs | $353,000 | 3,059 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $252,000 | 422 |
| Net operating income | $679,000 | 3,700 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,194,000 | 3,262 |
| Total interest expense | $826,000 | 3,430 |
| Net interest income | $3,368,000 | 3,197 |
| Provision for loan and lease losses | $290,000 | 3,078 |
| Total noninterest income | $143,000 | 5,380 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $92,000 | 4,547 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 5,440 |
| Total noninterest expense | $2,515,000 | 3,563 |
| Salaries and employee benefits | $1,341,000 | 3,401 |
| Premises and equipment expense | $328,000 | 3,425 |
| Additional noninterest expense | $846,000 | 3,603 |
| Pre-tax net operating income | $706,000 | 3,173 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $275,000 | 1,893 |
| Income before extraordinary items | $431,000 | 3,850 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $431,000 | 3,851 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $431,000 | 3,852 |
| Net charge-offs | $358,000 | 2,490 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 291 |
| Net operating income | $431,000 | 3,744 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 3,298 |
| Total interest expense | $439,000 | 3,381 |
| Net interest income | $1,642,000 | 3,250 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $85,000 | 5,182 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $50,000 | 4,342 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $35,000 | 5,181 |
| Total noninterest expense | $1,542,000 | 3,034 |
| Salaries and employee benefits | $696,000 | 3,343 |
| Premises and equipment expense | $168,000 | 3,421 |
| Additional noninterest expense | $678,000 | 2,448 |
| Pre-tax net operating income | $95,000 | 5,201 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $38,000 | 3,035 |
| Income before extraordinary items | $57,000 | 5,599 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $57,000 | 5,598 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $57,000 | 5,599 |
| Net charge-offs | $183,000 | 2,185 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $248,000 | 188 |
| Net operating income | $57,000 | 5,547 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,137,000 | 3,512 |
| Total interest expense | $2,291,000 | 3,210 |
| Net interest income | $5,846,000 | 3,541 |
| Provision for loan and lease losses | $1,405,000 | 2,547 |
| Total noninterest income | $369,000 | 5,089 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $186,000 | 4,548 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $183,000 | 4,710 |
| Total noninterest expense | $4,534,000 | 3,878 |
| Salaries and employee benefits | $2,619,000 | 3,466 |
| Premises and equipment expense | $525,000 | 4,046 |
| Additional noninterest expense | $1,390,000 | 4,212 |
| Pre-tax net operating income | $276,000 | 4,970 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $110,000 | 3,161 |
| Income before extraordinary items | $166,000 | 5,394 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $166,000 | 5,393 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $166,000 | 5,395 |
| Net charge-offs | $742,000 | 3,094 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,276,000 | 337 |
| Net operating income | $166,000 | 5,260 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,926,000 | 3,657 |
| Total interest expense | $1,715,000 | 3,335 |
| Net interest income | $4,211,000 | 3,695 |
| Provision for loan and lease losses | $685,000 | 3,058 |
| Total noninterest income | $273,000 | 5,191 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $130,000 | 4,741 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $143,000 | 4,719 |
| Total noninterest expense | $3,309,000 | 3,952 |
| Salaries and employee benefits | $1,941,000 | 3,521 |
| Premises and equipment expense | $382,000 | 4,192 |
| Additional noninterest expense | $986,000 | 4,333 |
| Pre-tax net operating income | $490,000 | 4,236 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $235,000 | 2,400 |
| Income before extraordinary items | $255,000 | 5,069 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $255,000 | 5,071 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $255,000 | 5,072 |
| Net charge-offs | $121,000 | 4,711 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,070,000 | 278 |
| Net operating income | $255,000 | 4,892 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,798,000 | 3,803 |
| Total interest expense | $1,106,000 | 3,531 |
| Net interest income | $2,692,000 | 3,815 |
| Provision for loan and lease losses | $463,000 | 2,963 |
| Total noninterest income | $175,000 | 5,247 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $91,000 | 4,654 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $84,000 | 4,910 |
| Total noninterest expense | $2,138,000 | 4,042 |
| Salaries and employee benefits | $1,284,000 | 3,570 |
| Premises and equipment expense | $245,000 | 4,323 |
| Additional noninterest expense | $609,000 | 4,548 |
| Pre-tax net operating income | $266,000 | 4,557 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $161,000 | 2,343 |
| Income before extraordinary items | $105,000 | 5,508 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $105,000 | 5,511 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $105,000 | 5,510 |
| Net charge-offs | $76,000 | 4,521 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 772 |
| Net operating income | $105,000 | 5,390 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,833,000 | 3,947 |
| Total interest expense | $527,000 | 3,788 |
| Net interest income | $1,306,000 | 3,923 |
| Provision for loan and lease losses | $175,000 | 3,173 |
| Total noninterest income | $76,000 | 5,507 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $42,000 | 4,797 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $34,000 | 5,280 |
| Total noninterest expense | $1,050,000 | 4,137 |
| Salaries and employee benefits | $638,000 | 3,636 |
| Premises and equipment expense | $120,000 | 4,460 |
| Additional noninterest expense | $292,000 | 4,661 |
| Pre-tax net operating income | $157,000 | 4,485 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $70,000 | 2,471 |
| Income before extraordinary items | $87,000 | 5,156 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $87,000 | 5,157 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $87,000 | 5,156 |
| Net charge-offs | $80,000 | 3,309 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 712 |
| Net operating income | $87,000 | 5,032 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,106,000 | 4,565 |
| Total interest expense | $1,702,000 | 4,863 |
| Net interest income | $4,404,000 | 4,291 |
| Provision for loan and lease losses | $1,040,000 | 3,436 |
| Total noninterest income | $265,000 | 5,803 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $211,000 | 4,545 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $54,000 | 6,288 |
| Total noninterest expense | $3,609,000 | 4,622 |
| Salaries and employee benefits | $1,959,000 | 4,423 |
| Premises and equipment expense | $494,000 | 4,409 |
| Additional noninterest expense | $1,156,000 | 4,845 |
| Pre-tax net operating income | $20,000 | 5,345 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $12,000 | 3,833 |
| Income before extraordinary items | $8,000 | 5,504 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,000 | 5,502 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $8,000 | 5,502 |
| Net charge-offs | $474,000 | 3,865 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 995 |
| Net operating income | $8,000 | 5,450 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,244,000 | 4,851 |
| Total interest expense | $1,189,000 | 5,176 |
| Net interest income | $3,055,000 | 4,533 |
| Provision for loan and lease losses | $450,000 | 3,968 |
| Total noninterest income | $225,000 | 5,672 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $150,000 | 4,682 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $75,000 | 5,778 |
| Total noninterest expense | $2,572,000 | 4,784 |
| Salaries and employee benefits | $1,413,000 | 4,581 |
| Premises and equipment expense | $371,000 | 4,453 |
| Additional noninterest expense | $788,000 | 5,104 |
| Pre-tax net operating income | $258,000 | 4,693 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $116,000 | 2,770 |
| Income before extraordinary items | $142,000 | 5,124 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $142,000 | 5,124 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $142,000 | 5,124 |
| Net charge-offs | $151,000 | 4,597 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 919 |
| Net operating income | $142,000 | 5,067 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 5,106 |
| Total interest expense | $758,000 | 5,388 |
| Net interest income | $1,864,000 | 4,781 |
| Provision for loan and lease losses | $255,000 | 3,969 |
| Total noninterest income | $134,000 | 5,922 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $97,000 | 4,720 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $37,000 | 6,175 |
| Total noninterest expense | $1,641,000 | 4,968 |
| Salaries and employee benefits | $893,000 | 4,767 |
| Premises and equipment expense | $248,000 | 4,479 |
| Additional noninterest expense | $500,000 | 5,250 |
| Pre-tax net operating income | $102,000 | 5,200 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $49,000 | 3,169 |
| Income before extraordinary items | $53,000 | 5,556 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $53,000 | 5,553 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $53,000 | 5,553 |
| Net charge-offs | $5,000 | 6,236 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 906 |
| Net operating income | $53,000 | 5,481 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 5,410 |
| Total interest expense | $361,000 | 5,605 |
| Net interest income | $836,000 | 5,084 |
| Provision for loan and lease losses | $95,000 | 3,976 |
| Total noninterest income | $65,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $50,000 | 4,615 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $15,000 | 6,478 |
| Total noninterest expense | $767,000 | 5,106 |
| Salaries and employee benefits | $422,000 | 4,979 |
| Premises and equipment expense | $123,000 | 4,557 |
| Additional noninterest expense | $222,000 | 5,311 |
| Pre-tax net operating income | $39,000 | 5,772 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $20,000 | 3,565 |
| Income before extraordinary items | $19,000 | 6,171 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $19,000 | 6,173 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $19,000 | 6,173 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 783 |
| Net operating income | $19,000 | 6,015 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,153,000 | 5,922 |
| Total interest expense | $1,403,000 | 6,110 |
| Net interest income | $2,750,000 | 5,659 |
| Provision for loan and lease losses | $375,000 | 4,233 |
| Total noninterest income | $218,000 | 6,362 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $165,000 | 5,140 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $53,000 | 6,703 |
| Total noninterest expense | $3,044,000 | 5,071 |
| Salaries and employee benefits | $1,474,000 | 5,382 |
| Premises and equipment expense | $481,000 | 4,562 |
| Additional noninterest expense | $1,089,000 | 4,565 |
| Pre-tax net operating income | $-451,000 | 6,734 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,488,000 | 7,839 |
| Income before extraordinary items | $1,037,000 | 3,219 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,037,000 | 3,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 4,465 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 1,106 |
| Net operating income | $1,037,000 | 3,371 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,082,000 | 6,012 |
| Total interest expense | $1,066,000 | 6,196 |
| Net interest income | $2,016,000 | 5,780 |
| Provision for loan and lease losses | $55,000 | 5,792 |
| Total noninterest income | $155,000 | 6,543 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $118,000 | 5,254 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 6,915 |
| Total noninterest expense | $2,235,000 | 5,124 |
| Salaries and employee benefits | $1,097,000 | 5,418 |
| Premises and equipment expense | $361,000 | 4,571 |
| Additional noninterest expense | $777,000 | 4,627 |
| Pre-tax net operating income | $-119,000 | 6,939 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-119,000 | 6,819 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-119,000 | 6,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,214 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 962 |
| Net operating income | $-119,000 | 6,989 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,037,000 | 6,100 |
| Total interest expense | $714,000 | 6,318 |
| Net interest income | $1,323,000 | 5,828 |
| Provision for loan and lease losses | $50,000 | 5,164 |
| Total noninterest income | $93,000 | 6,760 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $74,000 | 5,395 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $19,000 | 7,234 |
| Total noninterest expense | $1,479,000 | 5,172 |
| Salaries and employee benefits | $721,000 | 5,515 |
| Premises and equipment expense | $244,000 | 4,574 |
| Additional noninterest expense | $514,000 | 4,649 |
| Pre-tax net operating income | $-113,000 | 7,214 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-113,000 | 7,270 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-113,000 | 7,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,272 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 875 |
| Net operating income | $-113,000 | 7,244 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,006,000 | 6,206 |
| Total interest expense | $367,000 | 6,423 |
| Net interest income | $639,000 | 5,934 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $49,000 | 6,694 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $39,000 | 5,270 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 7,226 |
| Total noninterest expense | $718,000 | 5,288 |
| Salaries and employee benefits | $366,000 | 5,505 |
| Premises and equipment expense | $121,000 | 4,607 |
| Additional noninterest expense | $231,000 | 4,937 |
| Pre-tax net operating income | $-60,000 | 7,437 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-60,000 | 7,542 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-60,000 | 7,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 748 |
| Net operating income | $-60,000 | 7,481 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,976,000 | 6,238 |
| Total interest expense | $1,384,000 | 6,590 |
| Net interest income | $2,592,000 | 5,877 |
| Provision for loan and lease losses | $5,000 | 6,721 |
| Total noninterest income | $120,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $84,000 | 6,243 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $36,000 | 7,395 |
| Total noninterest expense | $2,939,000 | 5,064 |
| Salaries and employee benefits | $1,646,000 | 5,013 |
| Premises and equipment expense | $467,000 | 4,566 |
| Additional noninterest expense | $826,000 | 5,243 |
| Pre-tax net operating income | $-232,000 | 7,670 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-232,000 | 7,729 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-232,000 | 7,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,033 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 1,027 |
| Net operating income | $-232,000 | 7,710 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,949,000 | 6,296 |
| Total interest expense | $1,011,000 | 6,670 |
| Net interest income | $1,938,000 | 5,915 |
| Provision for loan and lease losses | $5,000 | 6,358 |
| Total noninterest income | $89,000 | 7,435 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $60,000 | 6,332 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $29,000 | 7,362 |
| Total noninterest expense | $2,054,000 | 5,273 |
| Salaries and employee benefits | $1,135,000 | 5,264 |
| Premises and equipment expense | $347,000 | 4,568 |
| Additional noninterest expense | $572,000 | 5,446 |
| Pre-tax net operating income | $-32,000 | 7,708 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-32,000 | 7,745 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-32,000 | 7,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,986 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-32,000 | 7,724 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 6,424 |
| Total interest expense | $607,000 | 6,884 |
| Net interest income | $1,281,000 | 5,983 |
| Provision for loan and lease losses | $5,000 | 5,998 |
| Total noninterest income | $60,000 | 7,472 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $38,000 | 6,420 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $22,000 | 7,282 |
| Total noninterest expense | $1,319,000 | 5,431 |
| Salaries and employee benefits | $792,000 | 5,164 |
| Premises and equipment expense | $259,000 | 4,278 |
| Additional noninterest expense | $268,000 | 6,415 |
| Pre-tax net operating income | $17,000 | 7,704 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $17,000 | 7,712 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $17,000 | 7,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,212 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $17,000 | 7,699 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $905,000 | 6,544 |
| Total interest expense | $269,000 | 7,122 |
| Net interest income | $636,000 | 6,008 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $29,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $645,000 | 5,528 |
| Salaries and employee benefits | $376,000 | 5,359 |
| Premises and equipment expense | $130,000 | 4,270 |
| Additional noninterest expense | $139,000 | 6,329 |
| Pre-tax net operating income | $20,000 | 7,649 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $20,000 | 7,622 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $20,000 | 7,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $20,000 | 7,604 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,712,000 | 6,992 |
| Total interest expense | $748,000 | 7,433 |
| Net interest income | $1,964,000 | 6,597 |
| Provision for loan and lease losses | $235,000 | 3,248 |
| Total noninterest income | $96,000 | 7,773 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $47,000 | 6,937 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $49,000 | 7,272 |
| Total noninterest expense | $2,350,000 | 5,684 |
| Salaries and employee benefits | $1,365,000 | 5,484 |
| Premises and equipment expense | $436,000 | 4,661 |
| Additional noninterest expense | $549,000 | 6,306 |
| Pre-tax net operating income | $-525,000 | 8,275 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-525,000 | 8,303 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-525,000 | 8,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 963 |
| Net operating income | $-525,000 | 8,300 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,879,000 | 7,173 |
| Total interest expense | $482,000 | 7,635 |
| Net interest income | $1,397,000 | 6,808 |
| Provision for loan and lease losses | $210,000 | 2,785 |
| Total noninterest income | $76,000 | 7,802 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $46,000 | 6,799 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,516 |
| Total noninterest expense | $1,691,000 | 5,788 |
| Salaries and employee benefits | $932,000 | 5,770 |
| Premises and equipment expense | $314,000 | 4,778 |
| Additional noninterest expense | $445,000 | 6,097 |
| Pre-tax net operating income | $-428,000 | 8,405 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-428,000 | 8,432 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-428,000 | 8,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-428,000 | 8,423 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 7,385 |
| Total interest expense | $251,000 | 7,931 |
| Net interest income | $878,000 | 6,979 |
| Provision for loan and lease losses | $160,000 | 2,479 |
| Total noninterest income | $56,000 | 7,750 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $11,000 | 7,375 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 6,526 |
| Total noninterest expense | $1,127,000 | 5,813 |
| Salaries and employee benefits | $626,000 | 5,762 |
| Premises and equipment expense | $204,000 | 4,869 |
| Additional noninterest expense | $297,000 | 6,110 |
| Pre-tax net operating income | $-353,000 | 8,497 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-353,000 | 8,517 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-353,000 | 8,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-353,000 | 8,514 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $452,000 | 7,770 |
| Total interest expense | $100,000 | 8,129 |
| Net interest income | $352,000 | 7,435 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $41,000 | 7,270 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,000 | 7,476 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,687 |
| Total noninterest expense | $587,000 | 5,695 |
| Salaries and employee benefits | $314,000 | 5,795 |
| Premises and equipment expense | $105,000 | 4,798 |
| Additional noninterest expense | $168,000 | 5,721 |
| Pre-tax net operating income | $-269,000 | 8,597 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-269,000 | 8,619 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-269,000 | 8,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-269,000 | 8,612 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $925,000 | 8,394 |
| Total interest expense | $181,000 | 8,487 |
| Net interest income | $744,000 | 8,293 |
| Provision for loan and lease losses | $200,000 | 3,577 |
| Total noninterest income | $29,000 | 8,554 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $13,000 | 7,557 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $16,000 | 8,235 |
| Total noninterest expense | $2,249,000 | 5,714 |
| Salaries and employee benefits | $1,258,000 | 5,631 |
| Premises and equipment expense | $408,000 | 4,788 |
| Additional noninterest expense | $583,000 | 6,144 |
| Pre-tax net operating income | $-1,676,000 | 8,741 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-1,676,000 | 8,755 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,676,000 | 8,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $1,855,000 | 413 |
| Net operating income | $-1,676,000 | 8,739 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $560,000 | 8,549 |
| Total interest expense | $113,000 | 8,569 |
| Net interest income | $447,000 | 8,494 |
| Provision for loan and lease losses | $125,000 | 3,813 |
| Total noninterest income | $18,000 | 8,638 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $8,000 | 7,642 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,374 |
| Total noninterest expense | $1,621,000 | 5,814 |
| Salaries and employee benefits | $933,000 | 5,661 |
| Premises and equipment expense | $303,000 | 4,808 |
| Additional noninterest expense | $385,000 | 6,468 |
| Pre-tax net operating income | $-1,281,000 | 8,764 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-1,281,000 | 8,781 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,281,000 | 8,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $1,630,000 | 311 |
| Net operating income | $-1,281,000 | 8,762 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $292,000 | 8,652 |
| Total interest expense | $62,000 | 8,631 |
| Net interest income | $230,000 | 8,627 |
| Provision for loan and lease losses | $125,000 | 2,939 |
| Total noninterest income | $10,000 | 8,659 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $5,000 | 7,657 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,000 | 8,453 |
| Total noninterest expense | $1,067,000 | 5,847 |
| Salaries and employee benefits | $608,000 | 5,702 |
| Premises and equipment expense | $202,000 | 4,786 |
| Additional noninterest expense | $257,000 | 6,446 |
| Pre-tax net operating income | $-952,000 | 8,770 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-952,000 | 8,793 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-952,000 | 8,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $1,221,000 | 230 |
| Net operating income | $-952,000 | 8,774 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $121,000 | 8,781 |
| Total interest expense | $26,000 | 8,736 |
| Net interest income | $95,000 | 8,760 |
| Provision for loan and lease losses | $125,000 | 1,680 |
| Total noninterest income | $2,000 | 8,803 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,000 | 7,789 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $530,000 | 5,905 |
| Salaries and employee benefits | $297,000 | 5,808 |
| Premises and equipment expense | $101,000 | 4,827 |
| Additional noninterest expense | $132,000 | 6,402 |
| Pre-tax net operating income | $-558,000 | 8,860 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-558,000 | 8,875 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-558,000 | 8,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $1,192,000 | 114 |
| Net operating income | $-558,000 | 8,862 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $26,000 | 8,963 |
| Total interest expense | $3,000 | 8,941 |
| Net interest income | $23,000 | 8,958 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $0 | 8,923 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $1,185,000 | 7,469 |
| Salaries and employee benefits | $112,000 | 8,910 |
| Premises and equipment expense | $20,000 | 8,870 |
| Additional noninterest expense | $1,053,000 | 4,164 |
| Pre-tax net operating income | $-1,262,000 | 8,836 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-1,262,000 | 8,859 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,262,000 | 8,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $12,038,000 | 77 |
| Net operating income | $-1,262,000 | 8,839 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.