Home > The Bank of North Arkansas > Assets and Liabilities
The Bank of North Arkansas, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 32 | 5,019 |
| Assets and Liabilities | ||
| Total Assets: | $82,257,000 | 5,124 |
| Cash and due from depository institutions | $3,790,000 | 5,019 |
| Interest-bearing balances | $3,000 | 6,685 |
| Securities | $15,234,000 | 5,754 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $60,127,000 | 4,501 |
| Loan loss allowance | $796,000 | 4,115 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,562,000 | 4,738 |
| Other real estate owned | $264,000 | 5,019 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,280,000 | 5,404 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,257,000 | 5,124 |
| Total liabilities | $75,596,000 | 5,051 |
| Total deposits | $72,625,000 | 4,899 |
| Interest-bearing deposits | $59,917,000 | 5,043 |
| Deposits held in domestic offices | $72,625,000 | 4,895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,550,000 | 2,270 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $421,000 | 5,909 |
| Total equity capital | $6,661,000 | 5,853 |
| Total bank equity capital | $6,661,000 | 5,853 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000,000 | 1,872 |
| Surplus | $425,000 | 8,589 |
| Undivided profits | $4,236,000 | 4,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $242,000 | 5,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $475,000 | 4,757 |
| Earning assets | $75,364,000 | 5,113 |
| Long-term assets (5+ years) | $8,088,000 | 5,345 |
| Average Assets, year-to-date | $78,816,200 | 5,139 |
| Average Assets, quarterly | $80,741,500 | 5,153 |
| Volatile liabilities | $11,866,000 | 4,978 |
| Insider loans | $641,000 | 4,762 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,161,000 | 5,912 |
| Tier 1 (core) risk-based capital | $6,896,000 | 5,746 |
| Tier 2 risk-based capital | $683,760 | 4,316 |
| Total risk weighted assets | $54,588,460 | 4,927 |
| Total unused commitments | $4,161,000 | 5,920 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 34 | 4,841 |
| Assets and Liabilities | ||
| Total Assets: | $77,127,000 | 5,350 |
| Cash and due from depository institutions | $2,329,000 | 4,841 |
| Interest-bearing balances | $103,000 | 4,797 |
| Securities | $16,937,000 | 5,381 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 5,590 |
| Net loans & leases | $52,843,000 | 4,764 |
| Loan loss allowance | $663,000 | 4,653 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,705,000 | 4,392 |
| Other real estate owned | $65,000 | 4,841 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,048,000 | 5,740 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,127,000 | 5,350 |
| Total liabilities | $70,635,000 | 5,262 |
| Total deposits | $70,242,000 | 5,033 |
| Interest-bearing deposits | $58,527,000 | 5,125 |
| Deposits held in domestic offices | $70,242,000 | 5,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $393,000 | 6,591 |
| Total equity capital | $6,492,000 | 6,064 |
| Total bank equity capital | $6,492,000 | 6,064 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,000,000 | 1,820 |
| Surplus | $425,000 | 8,754 |
| Undivided profits | $4,067,000 | 5,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $108,000 | 7,205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $468,000 | 4,855 |
| Earning assets | $72,083,000 | 5,265 |
| Long-term assets (5+ years) | $9,303,000 | 4,890 |
| Average Assets, year-to-date | $74,104,600 | 5,273 |
| Average Assets, quarterly | $76,047,000 | 5,308 |
| Volatile liabilities | $8,671,000 | 5,391 |
| Insider loans | $753,000 | 4,247 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,094,000 | 5,832 |
| Tier 1 (core) risk-based capital | $6,492,000 | 5,915 |
| Tier 2 risk-based capital | $617,780 | 4,501 |
| Total risk weighted assets | $49,377,280 | 5,125 |
| Total unused commitments | $4,094,000 | 5,838 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 34 | 5,035 |
| Assets and Liabilities | ||
| Total Assets: | $71,612,000 | 5,632 |
| Cash and due from depository institutions | $2,034,000 | 5,035 |
| Interest-bearing balances | $102,000 | 4,503 |
| Securities | $18,042,000 | 5,309 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $48,944,000 | 5,057 |
| Loan loss allowance | $570,000 | 5,214 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,745,000 | 4,249 |
| Other real estate owned | $0 | 5,035 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $847,000 | 6,674 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,612,000 | 5,632 |
| Total liabilities | $65,412,000 | 5,557 |
| Total deposits | $64,230,000 | 5,400 |
| Interest-bearing deposits | $54,482,000 | 5,435 |
| Deposits held in domestic offices | $64,230,000 | 5,395 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $825,000 | 2,809 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $357,000 | 7,160 |
| Total equity capital | $6,200,000 | 6,272 |
| Total bank equity capital | $6,200,000 | 6,272 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,000,000 | 1,809 |
| Surplus | $425,000 | 9,094 |
| Undivided profits | $3,775,000 | 5,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,000 | 8,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $411,000 | 5,566 |
| Earning assets | $67,088,000 | 5,546 |
| Long-term assets (5+ years) | $8,962,000 | 4,608 |
| Average Assets, year-to-date | $71,929,000 | 5,413 |
| Average Assets, quarterly | $71,592,000 | 5,573 |
| Volatile liabilities | $7,994,000 | 5,714 |
| Insider loans | $603,000 | 4,907 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,796,000 | 6,700 |
| Tier 1 (core) risk-based capital | $6,234,000 | 6,114 |
| Tier 2 risk-based capital | $570,000 | 4,704 |
| Total risk weighted assets | $46,316,300 | 5,362 |
| Total unused commitments | $2,796,000 | 6,708 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 30 | 5,814 |
| Assets and Liabilities | ||
| Total Assets: | $71,806,000 | 5,763 |
| Cash and due from depository institutions | $2,720,000 | 5,814 |
| Interest-bearing balances | $2,000 | 6,536 |
| Securities | $25,448,000 | 4,459 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 6,394 |
| Net loans & leases | $40,107,000 | 5,857 |
| Loan loss allowance | $512,000 | 5,812 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,630,000 | 4,415 |
| Other real estate owned | $0 | 5,814 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $901,000 | 6,676 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,806,000 | 5,763 |
| Total liabilities | $65,986,000 | 5,655 |
| Total deposits | $65,567,000 | 5,447 |
| Interest-bearing deposits | $55,679,000 | 5,515 |
| Deposits held in domestic offices | $65,567,000 | 5,437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $419,000 | 6,622 |
| Total equity capital | $5,820,000 | 6,569 |
| Total bank equity capital | $5,820,000 | 6,569 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $425,000 | 9,503 |
| Undivided profits | $3,395,000 | 5,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 9,593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $352,000 | 6,229 |
| Earning assets | $66,557,000 | 5,722 |
| Long-term assets (5+ years) | $7,503,000 | 4,874 |
| Average Assets, year-to-date | $70,165,400 | 5,687 |
| Average Assets, quarterly | $70,937,000 | 5,764 |
| Volatile liabilities | $7,479,000 | 5,841 |
| Insider loans | $547,000 | 5,285 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,584,000 | 5,318 |
| Tier 1 (core) risk-based capital | $5,914,000 | 6,428 |
| Tier 2 risk-based capital | $509,450 | 5,189 |
| Total risk weighted assets | $40,753,650 | 5,905 |
| Total unused commitments | $4,584,000 | 5,327 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 28 | 6,302 |
| Assets and Liabilities | ||
| Total Assets: | $69,627,000 | 5,977 |
| Cash and due from depository institutions | $2,049,000 | 6,302 |
| Interest-bearing balances | $1,000 | 6,796 |
| Securities | $30,610,000 | 4,001 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,903 |
| Net loans & leases | $33,946,000 | 6,486 |
| Loan loss allowance | $376,000 | 7,228 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $972,000 | 6,138 |
| Other real estate owned | $0 | 6,302 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $850,000 | 7,055 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,627,000 | 5,977 |
| Total liabilities | $63,656,000 | 5,884 |
| Total deposits | $63,343,000 | 5,699 |
| Interest-bearing deposits | $55,345,000 | 5,641 |
| Deposits held in domestic offices | $63,343,000 | 5,689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $313,000 | 8,117 |
| Total equity capital | $5,971,000 | 6,570 |
| Total bank equity capital | $5,971,000 | 6,570 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $425,000 | 9,874 |
| Undivided profits | $3,546,000 | 5,661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 10,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $280,000 | 7,430 |
| Earning assets | $65,757,000 | 5,848 |
| Long-term assets (5+ years) | $6,260,000 | 5,219 |
| Average Assets, year-to-date | $68,518,200 | 5,841 |
| Average Assets, quarterly | $69,390,000 | 5,941 |
| Volatile liabilities | $8,171,000 | 5,228 |
| Insider loans | $426,000 | 6,117 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,039,000 | 5,552 |
| Tier 1 (core) risk-based capital | $5,996,000 | 6,428 |
| Tier 2 risk-based capital | $376,000 | 6,446 |
| Total risk weighted assets | $37,097,300 | 6,302 |
| Total unused commitments | $4,039,000 | 5,561 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 31 | 6,009 |
| Assets and Liabilities | ||
| Total Assets: | $68,295,000 | 6,043 |
| Cash and due from depository institutions | $1,884,000 | 6,009 |
| Interest-bearing balances | $386,000 | 3,708 |
| Securities | $36,305,000 | 3,619 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $27,965,000 | 7,342 |
| Loan loss allowance | $349,000 | 7,763 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $797,000 | 6,934 |
| Other real estate owned | $0 | 6,009 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,344,000 | 5,382 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,295,000 | 6,043 |
| Total liabilities | $63,251,000 | 5,921 |
| Total deposits | $61,248,000 | 5,821 |
| Interest-bearing deposits | $54,069,000 | 5,724 |
| Deposits held in domestic offices | $61,248,000 | 5,814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,775,000 | 2,771 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $228,000 | 8,478 |
| Total equity capital | $5,044,000 | 7,089 |
| Total bank equity capital | $5,044,000 | 7,089 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,000,000 | 2,014 |
| Surplus | $425,000 | 10,292 |
| Undivided profits | $2,619,000 | 6,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 11,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $199,000 | 8,503 |
| Earning assets | $64,656,000 | 5,882 |
| Long-term assets (5+ years) | $8,557,000 | 4,523 |
| Average Assets, year-to-date | $66,370,200 | 6,056 |
| Average Assets, quarterly | $68,099,500 | 6,015 |
| Volatile liabilities | $8,167,000 | 5,012 |
| Insider loans | $99,000 | 9,471 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,063,000 | 6,301 |
| Tier 1 (core) risk-based capital | $5,624,000 | 6,664 |
| Tier 2 risk-based capital | $349,000 | 6,833 |
| Total risk weighted assets | $34,111,700 | 6,623 |
| Total unused commitments | $3,063,000 | 6,312 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 30 | 6,405 |
| Assets and Liabilities | ||
| Total Assets: | $64,096,000 | 6,498 |
| Cash and due from depository institutions | $1,599,000 | 6,405 |
| Interest-bearing balances | $291,000 | 5,202 |
| Securities | $34,917,000 | 3,921 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $25,848,000 | 7,662 |
| Loan loss allowance | $356,000 | 7,923 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $850,000 | 6,765 |
| Other real estate owned | $0 | 6,405 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $882,000 | 6,739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,096,000 | 6,498 |
| Total liabilities | $59,020,000 | 6,425 |
| Total deposits | $57,632,000 | 6,340 |
| Interest-bearing deposits | $50,826,000 | 6,264 |
| Deposits held in domestic offices | $57,632,000 | 6,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,150,000 | 2,649 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $238,000 | 8,553 |
| Total equity capital | $5,076,000 | 7,182 |
| Total bank equity capital | $5,076,000 | 7,182 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,000,000 | 2,040 |
| Surplus | $425,000 | 10,704 |
| Undivided profits | $2,651,000 | 6,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 10,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $185,000 | 8,515 |
| Earning assets | $61,056,000 | 6,310 |
| Long-term assets (5+ years) | $10,549,000 | 4,215 |
| Average Assets, year-to-date | $63,701,600 | 6,389 |
| Average Assets, quarterly | $63,767,500 | 6,461 |
| Volatile liabilities | $4,995,000 | 6,531 |
| Insider loans | $97,000 | 9,796 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,679,000 | 6,732 |
| Tier 1 (core) risk-based capital | $5,076,000 | 7,099 |
| Tier 2 risk-based capital | $356,000 | 6,779 |
| Total risk weighted assets | $31,387,400 | 7,060 |
| Total unused commitments | $2,679,000 | 6,754 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 27 | 7,064 |
| Assets and Liabilities | ||
| Total Assets: | $63,847,000 | 6,613 |
| Cash and due from depository institutions | $3,567,000 | 7,064 |
| Interest-bearing balances | $963,000 | 3,952 |
| Securities | $33,148,000 | 4,092 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $25,202,000 | 7,859 |
| Loan loss allowance | $230,000 | 9,944 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $908,000 | 6,580 |
| Other real estate owned | $9,000 | 7,064 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,013,000 | 6,288 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,847,000 | 6,613 |
| Total liabilities | $59,251,000 | 6,504 |
| Total deposits | $59,031,000 | 6,346 |
| Interest-bearing deposits | $51,742,000 | 6,307 |
| Deposits held in domestic offices | $59,031,000 | 6,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $220,000 | 9,599 |
| Total equity capital | $4,596,000 | 7,523 |
| Total bank equity capital | $4,596,000 | 7,523 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,000,000 | 2,114 |
| Surplus | $425,000 | 11,029 |
| Undivided profits | $2,171,000 | 7,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 11,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $219,000 | 8,217 |
| Earning assets | $59,313,000 | 6,521 |
| Long-term assets (5+ years) | $11,683,000 | 3,912 |
| Average Assets, year-to-date | $60,850,400 | 6,710 |
| Average Assets, quarterly | $62,928,000 | 6,625 |
| Volatile liabilities | $4,718,000 | 6,812 |
| Insider loans | $93,000 | 5,904 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,523,000 | 6,653 |
| Tier 1 (core) risk-based capital | $4,596,000 | 7,461 |
| Tier 2 risk-based capital | $230,000 | 8,805 |
| Total risk weighted assets | $34,996,800 | 6,561 |
| Total unused commitments | $2,523,000 | 6,682 |
| Derivatives | $0 | 651 |