Home > The Bank of Maine > Net charge- offs to loans

The Bank of Maine, Net charge- offs to loans

2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5797%385
Percentage Net Loans Charged-off: Total real estate loans0.3189%547
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.4624%369
Percentage Net Loans Charged-off: Multi-family residential2.6286%41
Percentage Net Loans Charged-off: 1-4 family residential0.1543%1,232
Percentage Net Loans Charged-off: Home equity loans0.1871%481
All other 1-4 family - Percent of loans charged-off, net0.1450%1,257
Percentage Net Loans Charged-off: Commercial and industrial1.7163%305
Percentage Net Loans Charged-off: Loans to individuals-0.0515%5,197
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0344%3,152
Percentage Net Loans Charged-off: All other loans and lease2.6285%223
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6639%347
Percentage Net Loans Charged-off: Total real estate loans0.2928%624
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.3586%439
Percentage Net Loans Charged-off: Multi-family residential0.8318%68
Percentage Net Loans Charged-off: 1-4 family residential0.2460%854
Percentage Net Loans Charged-off: Home equity loans0.1535%484
All other 1-4 family - Percent of loans charged-off, net0.2727%765
Percentage Net Loans Charged-off: Commercial and industrial2.2530%210
Percentage Net Loans Charged-off: Loans to individuals-0.1270%5,348
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0508%5,027
Percentage Net Loans Charged-off: All other loans and lease2.9430%197
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4260%576
Percentage Net Loans Charged-off: Total real estate loans0.2442%661
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.6127%235
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0942%1,240
Percentage Net Loans Charged-off: Home equity loans0.2905%287
All other 1-4 family - Percent of loans charged-off, net0.0374%1,464
Percentage Net Loans Charged-off: Commercial and industrial1.2285%311
Percentage Net Loans Charged-off: Loans to individuals-0.5986%5,931
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.5487%5,852
Percentage Net Loans Charged-off: All other loans and lease2.9575%170
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2684%1,611
Percentage Net Loans Charged-off: Total real estate loans0.1025%2,345
Percentage Net Loans Charged-off:Construction & development-2.3628%5,850
Percentage Net Loans Charged-off: Commercial real estate-0.3547%6,192
Percentage Net Loans Charged-off: Multi-family residential0.4992%216
Percentage Net Loans Charged-off: 1-4 family residential0.3461%1,005
Percentage Net Loans Charged-off: Home equity loans0.4199%463
All other 1-4 family - Percent of loans charged-off, net0.3224%1,062
Percentage Net Loans Charged-off: Commercial and industrial0.7216%964
Percentage Net Loans Charged-off: Loans to individuals1.2187%739
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2985%624
Percentage Net Loans Charged-off: All other loans and lease50.6645%23
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3298%1,218
Percentage Net Loans Charged-off: Total real estate loans0.1045%2,077
Percentage Net Loans Charged-off:Construction & development-3.6128%5,936
Percentage Net Loans Charged-off: Commercial real estate-0.4249%6,296
Percentage Net Loans Charged-off: Multi-family residential0.6538%175
Percentage Net Loans Charged-off: 1-4 family residential0.3910%847
Percentage Net Loans Charged-off: Home equity loans0.5593%363
All other 1-4 family - Percent of loans charged-off, net0.3358%950
Percentage Net Loans Charged-off: Commercial and industrial0.9823%658
Percentage Net Loans Charged-off: Loans to individuals1.3292%619
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3890%523
Percentage Net Loans Charged-off: All other loans and lease71.3606%13
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1598%2,113
Percentage Net Loans Charged-off: Total real estate loans-0.0439%5,928
Percentage Net Loans Charged-off:Construction & development-7.4003%6,005
Percentage Net Loans Charged-off: Commercial real estate-0.5802%6,396
Percentage Net Loans Charged-off: Multi-family residential0.4258%166
Percentage Net Loans Charged-off: 1-4 family residential0.3199%1,027
Percentage Net Loans Charged-off: Home equity loans0.2474%558
All other 1-4 family - Percent of loans charged-off, net0.3444%946
Percentage Net Loans Charged-off: Commercial and industrial0.8278%732
Percentage Net Loans Charged-off: Loans to individuals0.9222%948
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9881%818
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0328%5,611
Percentage Net Loans Charged-off: Total real estate loans-0.2333%6,438
Percentage Net Loans Charged-off:Construction & development-14.0529%6,042
Percentage Net Loans Charged-off: Commercial real estate-0.7349%6,476
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.2683%1,005
Percentage Net Loans Charged-off: Home equity loans-0.0055%4,397
All other 1-4 family - Percent of loans charged-off, net0.3625%815
Percentage Net Loans Charged-off: Commercial and industrial0.6632%593
Percentage Net Loans Charged-off: Loans to individuals0.1727%2,248
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2591%1,883
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1878%2,962
Percentage Net Loans Charged-off: Total real estate loans0.2448%2,043
Percentage Net Loans Charged-off:Construction & development0.0361%1,546
Percentage Net Loans Charged-off: Commercial real estate-0.0264%6,089
Percentage Net Loans Charged-off: Multi-family residential0.5545%353
Percentage Net Loans Charged-off: 1-4 family residential0.3721%1,431
Percentage Net Loans Charged-off: Home equity loans0.3134%870
All other 1-4 family - Percent of loans charged-off, net0.3940%1,337
Percentage Net Loans Charged-off: Commercial and industrial-0.0210%5,144
Percentage Net Loans Charged-off: Loans to individuals0.0343%4,075
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0514%3,837
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5172%1,247
Percentage Net Loans Charged-off: Total real estate loans0.6578%798
Percentage Net Loans Charged-off:Construction & development-0.2983%5,820
Percentage Net Loans Charged-off: Commercial real estate1.1821%470
Percentage Net Loans Charged-off: Multi-family residential0.7291%271
Percentage Net Loans Charged-off: 1-4 family residential0.4059%1,304
Percentage Net Loans Charged-off: Home equity loans0.2068%957
All other 1-4 family - Percent of loans charged-off, net0.4812%1,068
Percentage Net Loans Charged-off: Commercial and industrial-0.0113%4,938
Percentage Net Loans Charged-off: Loans to individuals0.1855%2,972
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1309%3,099
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6911%949
Percentage Net Loans Charged-off: Total real estate loans0.8417%650
Percentage Net Loans Charged-off:Construction & development-0.7896%6,023
Percentage Net Loans Charged-off: Commercial real estate1.5940%347
Percentage Net Loans Charged-off: Multi-family residential1.0891%195
Percentage Net Loans Charged-off: 1-4 family residential0.4766%1,135
Percentage Net Loans Charged-off: Home equity loans0.0576%1,019
All other 1-4 family - Percent of loans charged-off, net0.6362%847
Percentage Net Loans Charged-off: Commercial and industrial0.1995%1,726
Percentage Net Loans Charged-off: Loans to individuals-0.3694%6,262
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4658%6,299
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9945%615
Percentage Net Loans Charged-off: Total real estate loans1.2139%412
Percentage Net Loans Charged-off:Construction & development-1.4274%6,136
Percentage Net Loans Charged-off: Commercial real estate3.3245%154
Percentage Net Loans Charged-off: Multi-family residential0.2639%217
Percentage Net Loans Charged-off: 1-4 family residential0.2329%1,565
Percentage Net Loans Charged-off: Home equity loans0.1853%655
All other 1-4 family - Percent of loans charged-off, net0.2514%1,438
Percentage Net Loans Charged-off: Commercial and industrial0.2694%1,162
Percentage Net Loans Charged-off: Loans to individuals-0.6968%6,483
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.5384%6,330
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0623%1,005
Percentage Net Loans Charged-off: Total real estate loans1.0969%890
Percentage Net Loans Charged-off:Construction & development6.9709%395
Percentage Net Loans Charged-off: Commercial real estate1.0758%844
Percentage Net Loans Charged-off: Multi-family residential1.8121%337
Percentage Net Loans Charged-off: 1-4 family residential0.7962%1,152
Percentage Net Loans Charged-off: Home equity loans0.4852%1,036
All other 1-4 family - Percent of loans charged-off, net0.9211%989
Percentage Net Loans Charged-off: Commercial and industrial1.0407%1,386
Percentage Net Loans Charged-off: Loans to individuals0.0141%4,448
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0212%5,887
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2883%736
Percentage Net Loans Charged-off: Total real estate loans1.2941%683
Percentage Net Loans Charged-off:Construction & development7.8447%353
Percentage Net Loans Charged-off: Commercial real estate1.2080%678
Percentage Net Loans Charged-off: Multi-family residential2.4602%260
Percentage Net Loans Charged-off: 1-4 family residential0.9601%918
Percentage Net Loans Charged-off: Home equity loans0.6568%803
All other 1-4 family - Percent of loans charged-off, net1.0829%813
Percentage Net Loans Charged-off: Commercial and industrial1.4443%1,003
Percentage Net Loans Charged-off: Loans to individuals0.2030%3,171
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2030%2,998
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6089%582
Percentage Net Loans Charged-off: Total real estate loans1.5828%571
Percentage Net Loans Charged-off:Construction & development9.5881%278
Percentage Net Loans Charged-off: Commercial real estate1.4300%571
Percentage Net Loans Charged-off: Multi-family residential4.9058%149
Percentage Net Loans Charged-off: 1-4 family residential1.0691%831
Percentage Net Loans Charged-off: Home equity loans0.3955%932
All other 1-4 family - Percent of loans charged-off, net1.3466%639
Percentage Net Loans Charged-off: Commercial and industrial1.9702%788
Percentage Net Loans Charged-off: Loans to individuals0.5391%1,957
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5121%1,859
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3807%2,164
Percentage Net Loans Charged-off: Total real estate loans0.3254%2,060
Percentage Net Loans Charged-off:Construction & development5.3039%413
Percentage Net Loans Charged-off: Commercial real estate-0.1994%6,952
Percentage Net Loans Charged-off: Multi-family residential7.2512%102
Percentage Net Loans Charged-off: 1-4 family residential-0.0378%6,684
Percentage Net Loans Charged-off: Home equity loans0.3979%757
All other 1-4 family - Percent of loans charged-off, net-0.2207%6,980
Percentage Net Loans Charged-off: Commercial and industrial0.8186%1,047
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,014
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0521%5,621
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans7.6552%18
Percentage Net Loans Charged-off: Total real estate loans8.4759%17
Percentage Net Loans Charged-off:Construction & development41.5505%38
Percentage Net Loans Charged-off: Commercial real estate12.2759%14
Percentage Net Loans Charged-off: Multi-family residential0.5195%733
Percentage Net Loans Charged-off: 1-4 family residential2.4269%410
Percentage Net Loans Charged-off: Home equity loans1.0241%830
All other 1-4 family - Percent of loans charged-off, net3.1259%301
Percentage Net Loans Charged-off: Commercial and industrial0.5349%2,687
Percentage Net Loans Charged-off: Loans to individuals4.7691%265
Percentage Net Loans Charged-off: Credit card loans4.8439%229
Percentage Net Loans Charged-off: Other loans to individual4.6540%235
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2770%1,215
Percentage Net Loans Charged-off: Total real estate loans1.3574%1,034
Percentage Net Loans Charged-off:Construction & development5.1663%848
Percentage Net Loans Charged-off: Commercial real estate1.6508%653
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.7448%1,533
Percentage Net Loans Charged-off: Home equity loans0.1649%1,469
All other 1-4 family - Percent of loans charged-off, net1.0437%1,120
Percentage Net Loans Charged-off: Commercial and industrial0.4229%2,529
Percentage Net Loans Charged-off: Loans to individuals1.2338%1,255
Percentage Net Loans Charged-off: Credit card loans5.4543%189
Percentage Net Loans Charged-off: Other loans to individual0.9849%1,305
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6281%898
Percentage Net Loans Charged-off: Total real estate loans1.7159%801
Percentage Net Loans Charged-off:Construction & development-1.7420%6,728
Percentage Net Loans Charged-off: Commercial real estate3.3068%259
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.9304%1,252
Percentage Net Loans Charged-off: Home equity loans0.0484%1,397
All other 1-4 family - Percent of loans charged-off, net1.3877%834
Percentage Net Loans Charged-off: Commercial and industrial0.6777%1,912
Percentage Net Loans Charged-off: Loans to individuals1.4369%1,058
Percentage Net Loans Charged-off: Credit card loans4.6693%242
Percentage Net Loans Charged-off: Other loans to individual1.2170%989
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5816%432
Percentage Net Loans Charged-off: Total real estate loans2.8317%363
Percentage Net Loans Charged-off:Construction & development0.4718%1,386
Percentage Net Loans Charged-off: Commercial real estate5.6512%125
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.9498%1,004
Percentage Net Loans Charged-off: Home equity loans0.2233%889
All other 1-4 family - Percent of loans charged-off, net1.3259%729
Percentage Net Loans Charged-off: Commercial and industrial0.3741%1,773
Percentage Net Loans Charged-off: Loans to individuals0.3301%2,511
Percentage Net Loans Charged-off: Credit card loans5.0262%231
Percentage Net Loans Charged-off: Other loans to individual0.0813%2,997
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5863%1,376
Percentage Net Loans Charged-off: Total real estate loans1.6000%1,214
Percentage Net Loans Charged-off:Construction & development10.3430%547
Percentage Net Loans Charged-off: Commercial real estate1.4529%912
Percentage Net Loans Charged-off: Multi-family residential0.2661%935
Percentage Net Loans Charged-off: 1-4 family residential0.5088%2,258
Percentage Net Loans Charged-off: Home equity loans0.3687%1,389
All other 1-4 family - Percent of loans charged-off, net0.5762%2,045
Percentage Net Loans Charged-off: Commercial and industrial1.3062%2,205
Percentage Net Loans Charged-off: Loans to individuals1.8531%1,166
Percentage Net Loans Charged-off: Credit card loans6.2437%234
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0934%885
Percentage Net Loans Charged-off: Total real estate loans2.1240%800
Percentage Net Loans Charged-off:Construction & development6.6810%854
Percentage Net Loans Charged-off: Commercial real estate3.0729%318
Percentage Net Loans Charged-off: Multi-family residential0.3442%727
Percentage Net Loans Charged-off: 1-4 family residential0.6122%1,840
Percentage Net Loans Charged-off: Home equity loans0.4905%1,117
All other 1-4 family - Percent of loans charged-off, net0.6700%1,669
Percentage Net Loans Charged-off: Commercial and industrial1.6150%1,718
Percentage Net Loans Charged-off: Loans to individuals2.3865%847
Percentage Net Loans Charged-off: Credit card loans8.7403%141
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5992%644
Percentage Net Loans Charged-off: Total real estate loans2.6140%577
Percentage Net Loans Charged-off:Construction & development8.7412%582
Percentage Net Loans Charged-off: Commercial real estate3.7092%238
Percentage Net Loans Charged-off: Multi-family residential-0.0196%5,911
Percentage Net Loans Charged-off: 1-4 family residential0.7340%1,482
Percentage Net Loans Charged-off: Home equity loans0.4500%1,005
All other 1-4 family - Percent of loans charged-off, net0.8663%1,281
Percentage Net Loans Charged-off: Commercial and industrial2.2164%1,249
Percentage Net Loans Charged-off: Loans to individuals3.1505%609
Percentage Net Loans Charged-off: Credit card loans7.8182%186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1955%1,423
Percentage Net Loans Charged-off: Total real estate loans1.2982%1,113
Percentage Net Loans Charged-off:Construction & development5.1907%765
Percentage Net Loans Charged-off: Commercial real estate1.3781%612
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.6753%1,320
Percentage Net Loans Charged-off: Home equity loans0.1212%910
All other 1-4 family - Percent of loans charged-off, net0.9296%1,026
Percentage Net Loans Charged-off: Commercial and industrial-0.2322%7,067
Percentage Net Loans Charged-off: Loans to individuals1.9960%998
Percentage Net Loans Charged-off: Credit card loans-0.3939%1,481
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.5403%319
Percentage Net Loans Charged-off: Total real estate loans4.7429%267
Percentage Net Loans Charged-off:Construction & development15.2025%338
Percentage Net Loans Charged-off: Commercial real estate5.8626%122
Percentage Net Loans Charged-off: Multi-family residential0.3381%738
Percentage Net Loans Charged-off: 1-4 family residential1.2830%1,041
Percentage Net Loans Charged-off: Home equity loans-0.0781%5,821
All other 1-4 family - Percent of loans charged-off, net1.8841%702
Percentage Net Loans Charged-off: Commercial and industrial3.3001%1,222
Percentage Net Loans Charged-off: Loans to individuals2.5220%1,018
Percentage Net Loans Charged-off: Credit card loans11.7157%125
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4953%1,370
Percentage Net Loans Charged-off: Total real estate loans1.3285%1,255
Percentage Net Loans Charged-off:Construction & development7.9176%632
Percentage Net Loans Charged-off: Commercial real estate0.6811%1,115
Percentage Net Loans Charged-off: Multi-family residential0.0789%659
Percentage Net Loans Charged-off: 1-4 family residential0.5013%1,770
Percentage Net Loans Charged-off: Home equity loans-0.2132%5,872
All other 1-4 family - Percent of loans charged-off, net0.8147%1,206
Percentage Net Loans Charged-off: Commercial and industrial2.9742%1,076
Percentage Net Loans Charged-off: Loans to individuals1.7483%1,470
Percentage Net Loans Charged-off: Credit card loans12.7973%99
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5811%2,586
Percentage Net Loans Charged-off: Total real estate loans0.1829%3,246
Percentage Net Loans Charged-off:Construction & development-0.2850%7,414
Percentage Net Loans Charged-off: Commercial real estate0.4760%1,071
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential-0.0263%7,771
Percentage Net Loans Charged-off: Home equity loans-0.3597%5,926
All other 1-4 family - Percent of loans charged-off, net0.1192%2,712
Percentage Net Loans Charged-off: Commercial and industrial4.1234%697
Percentage Net Loans Charged-off: Loans to individuals0.9137%2,482
Percentage Net Loans Charged-off: Credit card loans1.9927%717
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1260%1,217
Percentage Net Loans Charged-off: Total real estate loans0.4133%1,780
Percentage Net Loans Charged-off:Construction & development-0.5523%7,445
Percentage Net Loans Charged-off: Commercial real estate1.1463%420
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential-0.1509%7,960
Percentage Net Loans Charged-off: Home equity loans-0.7823%5,930
All other 1-4 family - Percent of loans charged-off, net0.1215%1,956
Percentage Net Loans Charged-off: Commercial and industrial7.4734%284
Percentage Net Loans Charged-off: Loans to individuals1.4301%1,551
Percentage Net Loans Charged-off: Credit card loans3.1465%498
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5004%775
Percentage Net Loans Charged-off: Total real estate loans1.4146%642
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate2.6210%166
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.5034%1,192
Percentage Net Loans Charged-off: Home equity loans0.2705%939
All other 1-4 family - Percent of loans charged-off, net0.5997%985
Percentage Net Loans Charged-off: Commercial and industrial2.2413%937
Percentage Net Loans Charged-off: Loans to individuals1.5267%1,444
Percentage Net Loans Charged-off: Credit card loans7.6046%131
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3120%2,474
Percentage Net Loans Charged-off: Total real estate loans0.0150%4,210
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate-0.0022%7,676
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0388%2,957
Percentage Net Loans Charged-off: Home equity loans-0.0832%6,007
All other 1-4 family - Percent of loans charged-off, net0.0884%2,272
Percentage Net Loans Charged-off: Commercial and industrial2.4841%604
Percentage Net Loans Charged-off: Loans to individuals1.3624%1,341
Percentage Net Loans Charged-off: Credit card loans8.7227%98
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0821%4,093
Percentage Net Loans Charged-off: Total real estate loans-0.0170%7,907
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate-0.0035%7,743
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential-0.0368%7,967
Percentage Net Loans Charged-off: Home equity loans-0.1284%6,020
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.4377%1,759
Percentage Net Loans Charged-off: Loans to individuals1.2713%1,323
Percentage Net Loans Charged-off: Credit card loans9.2025%92
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0471%3,801
Percentage Net Loans Charged-off: Total real estate loans-0.0325%8,013
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-0.0069%7,868
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0697%8,060
Percentage Net Loans Charged-off: Home equity loans-0.2585%5,991
All other 1-4 family - Percent of loans charged-off, net0.0064%1,740
Percentage Net Loans Charged-off: Commercial and industrial0.0226%2,110
Percentage Net Loans Charged-off: Loans to individuals1.6624%933
Percentage Net Loans Charged-off: Credit card loans15.9920%45
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2914%1,876
Percentage Net Loans Charged-off: Total real estate loans0.2762%1,032
Percentage Net Loans Charged-off:Construction & development0.5845%617
Percentage Net Loans Charged-off: Commercial real estate0.2771%681
Percentage Net Loans Charged-off: Multi-family residential0.4865%167
Percentage Net Loans Charged-off: 1-4 family residential0.2065%1,222
Percentage Net Loans Charged-off: Home equity loans0.0943%728
All other 1-4 family - Percent of loans charged-off, net0.2506%1,026
Percentage Net Loans Charged-off: Commercial and industrial0.3167%2,349
Percentage Net Loans Charged-off: Loans to individuals0.5197%2,992
Percentage Net Loans Charged-off: Credit card loans2.1972%555
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3182%1,252
Percentage Net Loans Charged-off: Total real estate loans0.3178%549
Percentage Net Loans Charged-off:Construction & development0.7966%281
Percentage Net Loans Charged-off: Commercial real estate0.3734%358
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1830%974
Percentage Net Loans Charged-off: Home equity loans-0.0018%5,941
All other 1-4 family - Percent of loans charged-off, net0.2553%729
Percentage Net Loans Charged-off: Commercial and industrial0.2501%2,059
Percentage Net Loans Charged-off: Loans to individuals0.4836%2,751
Percentage Net Loans Charged-off: Credit card loans0.5141%978
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3261%1,111
Percentage Net Loans Charged-off: Total real estate loans0.3260%482
Percentage Net Loans Charged-off:Construction & development1.2369%153
Percentage Net Loans Charged-off: Commercial real estate0.3208%301
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1766%858
Percentage Net Loans Charged-off: Home equity loans-0.0028%5,936
All other 1-4 family - Percent of loans charged-off, net0.2472%641
Percentage Net Loans Charged-off: Commercial and industrial0.1995%1,836
Percentage Net Loans Charged-off: Loans to individuals0.6347%2,004
Percentage Net Loans Charged-off: Credit card loans1.5161%614
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4717%660
Percentage Net Loans Charged-off: Total real estate loans0.5468%227
Percentage Net Loans Charged-off:Construction & development2.6960%57
Percentage Net Loans Charged-off: Commercial real estate0.5987%140
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0568%1,086
Percentage Net Loans Charged-off: Home equity loans-0.0058%5,947
All other 1-4 family - Percent of loans charged-off, net0.0889%867
Percentage Net Loans Charged-off: Commercial and industrial-0.0399%7,025
Percentage Net Loans Charged-off: Loans to individuals0.3508%2,576
Percentage Net Loans Charged-off: Credit card loans0.7501%695
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0469%4,476
Percentage Net Loans Charged-off: Total real estate loans0.0832%1,494
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.1148%740
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0685%1,747
Percentage Net Loans Charged-off: Home equity loans0.0118%674
All other 1-4 family - Percent of loans charged-off, net0.0989%1,383
Percentage Net Loans Charged-off: Commercial and industrial-0.4475%7,988
Percentage Net Loans Charged-off: Loans to individuals0.7356%2,078
Percentage Net Loans Charged-off: Credit card loans2.6300%438
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0212%7,769
Percentage Net Loans Charged-off: Total real estate loans0.0219%2,204
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-0.0289%8,058
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0902%1,252
Percentage Net Loans Charged-off: Home equity loans0.0157%516
All other 1-4 family - Percent of loans charged-off, net0.1296%959
Percentage Net Loans Charged-off: Commercial and industrial-0.5389%8,036
Percentage Net Loans Charged-off: Loans to individuals0.5693%2,293
Percentage Net Loans Charged-off: Credit card loans3.3008%306
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1505%1,893
Percentage Net Loans Charged-off: Total real estate loans0.0276%1,772
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-0.0320%8,131
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1064%1,003
Percentage Net Loans Charged-off: Home equity loans0.0234%394
All other 1-4 family - Percent of loans charged-off, net0.1498%800
Percentage Net Loans Charged-off: Commercial and industrial1.0760%724
Percentage Net Loans Charged-off: Loans to individuals0.4082%2,685
Percentage Net Loans Charged-off: Credit card loans4.9310%192
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2697%1,013
Percentage Net Loans Charged-off: Total real estate loans0.0430%1,068
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.0904%8,282
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.2103%497
Percentage Net Loans Charged-off: Home equity loans0.0467%265
All other 1-4 family - Percent of loans charged-off, net0.2947%384
Percentage Net Loans Charged-off: Commercial and industrial2.1582%354
Percentage Net Loans Charged-off: Loans to individuals0.1151%3,456
Percentage Net Loans Charged-off: Credit card loans1.5633%581
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1954%2,357
Percentage Net Loans Charged-off: Total real estate loans-0.0434%8,318
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0599%8,242
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0381%8,288
Percentage Net Loans Charged-off: Home equity loans-0.0626%6,060
All other 1-4 family - Percent of loans charged-off, net-0.0264%8,192
Percentage Net Loans Charged-off: Commercial and industrial1.9470%618
Percentage Net Loans Charged-off: Loans to individuals0.9180%2,058
Percentage Net Loans Charged-off: Credit card loans7.5075%133
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2522%1,572
Percentage Net Loans Charged-off: Total real estate loans-0.0579%8,361
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0814%8,301
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0501%8,301
Percentage Net Loans Charged-off: Home equity loans-0.0832%6,030
All other 1-4 family - Percent of loans charged-off, net-0.0346%8,194
Percentage Net Loans Charged-off: Commercial and industrial2.5881%365
Percentage Net Loans Charged-off: Loans to individuals1.0364%1,563
Percentage Net Loans Charged-off: Credit card loans9.2985%83
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0214%7,633
Percentage Net Loans Charged-off: Total real estate loans-0.0609%8,347
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0788%8,313
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0599%8,319
Percentage Net Loans Charged-off: Home equity loans-0.0796%5,968
All other 1-4 family - Percent of loans charged-off, net-0.0509%8,262
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,870
Percentage Net Loans Charged-off: Loans to individuals0.9672%1,621
Percentage Net Loans Charged-off: Credit card loans4.5691%307
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0613%7,933
Percentage Net Loans Charged-off: Total real estate loans-0.0983%8,511
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.1575%8,471
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0689%8,402
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.1000%8,457
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.7325%1,993
Percentage Net Loans Charged-off: Credit card loans5.3691%246
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0564%5,113
Percentage Net Loans Charged-off: Total real estate loans0.0247%2,918
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0233%1,353
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0321%2,480
Percentage Net Loans Charged-off: Home equity loans0.1146%386
All other 1-4 family - Percent of loans charged-off, net-0.0013%7,866
Percentage Net Loans Charged-off: Commercial and industrial-0.0686%7,578
Percentage Net Loans Charged-off: Loans to individuals1.1731%1,692
Percentage Net Loans Charged-off: Credit card loans3.8143%492
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0519%4,656
Percentage Net Loans Charged-off: Total real estate loans0.0212%2,583
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0527%919
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0012%7,837
Percentage Net Loans Charged-off: Home equity loans0.0386%440
All other 1-4 family - Percent of loans charged-off, net-0.0169%8,166
Percentage Net Loans Charged-off: Commercial and industrial-0.1018%7,596
Percentage Net Loans Charged-off: Loans to individuals1.2117%1,467
Percentage Net Loans Charged-off: Credit card loans4.2638%408
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0528%4,324
Percentage Net Loans Charged-off: Total real estate loans0.0254%2,137
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0597%728
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0018%2,264
Percentage Net Loans Charged-off: Home equity loans0.0595%337
All other 1-4 family - Percent of loans charged-off, net-0.0203%8,251
Percentage Net Loans Charged-off: Commercial and industrial-0.1490%7,698
Percentage Net Loans Charged-off: Loans to individuals1.2725%1,403
Percentage Net Loans Charged-off: Credit card loans5.8559%264
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0919%2,994
Percentage Net Loans Charged-off: Total real estate loans0.0693%1,201
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0983%395
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0625%1,150
Percentage Net Loans Charged-off: Home equity loans0.1210%201
All other 1-4 family - Percent of loans charged-off, net0.0405%1,187
Percentage Net Loans Charged-off: Commercial and industrial-0.2429%7,892
Percentage Net Loans Charged-off: Loans to individuals1.6841%1,082
Percentage Net Loans Charged-off: Credit card loans7.7029%214
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0519%5,860
Percentage Net Loans Charged-off: Total real estate loans0.0053%3,826
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0151%1,477
Percentage Net Loans Charged-off: Multi-family residential-0.1762%6,519
Percentage Net Loans Charged-off: 1-4 family residential0.0100%3,151
Percentage Net Loans Charged-off: Home equity loans-0.0019%5,948
All other 1-4 family - Percent of loans charged-off, net0.0138%2,899
Percentage Net Loans Charged-off: Commercial and industrial0.1282%3,962
Percentage Net Loans Charged-off: Loans to individuals0.9165%2,615
Percentage Net Loans Charged-off: Credit card loans3.0314%848
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0552%5,241
Percentage Net Loans Charged-off: Total real estate loans0.0107%3,043
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0135%1,184
Percentage Net Loans Charged-off: Multi-family residential-0.1410%6,502
Percentage Net Loans Charged-off: 1-4 family residential0.0205%2,424
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0269%2,222
Percentage Net Loans Charged-off: Commercial and industrial0.1640%3,252
Percentage Net Loans Charged-off: Loans to individuals0.7992%2,712
Percentage Net Loans Charged-off: Credit card loans2.0094%1,126
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0396%5,230
Percentage Net Loans Charged-off: Total real estate loans-0.0013%7,933
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0225%889
Percentage Net Loans Charged-off: Multi-family residential-0.2164%6,446
Percentage Net Loans Charged-off: 1-4 family residential-0.0081%8,310
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0106%8,381
Percentage Net Loans Charged-off: Commercial and industrial0.0412%3,351
Percentage Net Loans Charged-off: Loans to individuals0.9071%2,279
Percentage Net Loans Charged-off: Credit card loans2.9842%791
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0240%4,786
Percentage Net Loans Charged-off: Total real estate loans0.0094%1,890
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.0125%8,620
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0305%1,365
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0396%1,237
Percentage Net Loans Charged-off: Commercial and industrial-0.0091%7,253
Percentage Net Loans Charged-off: Loans to individuals0.3937%3,527
Percentage Net Loans Charged-off: Credit card loans2.5902%798
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2005%3,660
Percentage Net Loans Charged-off: Total real estate loans0.1206%1,629
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.2346%779
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0619%2,150
Percentage Net Loans Charged-off: Home equity loans0.0461%507
All other 1-4 family - Percent of loans charged-off, net0.0658%2,023
Percentage Net Loans Charged-off: Commercial and industrial0.7592%2,263
Percentage Net Loans Charged-off: Loans to individuals0.7106%3,332
Percentage Net Loans Charged-off: Credit card loans4.7043%554
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1243%4,669
Percentage Net Loans Charged-off: Total real estate loans0.0972%1,705
Percentage Net Loans Charged-off:Construction & development-0.0351%8,225
Percentage Net Loans Charged-off: Commercial real estate0.1065%924
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1092%1,447
Percentage Net Loans Charged-off: Home equity loans0.0232%548
All other 1-4 family - Percent of loans charged-off, net0.1247%1,307
Percentage Net Loans Charged-off: Commercial and industrial-0.0521%8,252
Percentage Net Loans Charged-off: Loans to individuals0.9495%2,403
Percentage Net Loans Charged-off: Credit card loans2.3649%1,126
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3618%1,869
Percentage Net Loans Charged-off: Total real estate loans0.3541%66
Percentage Net Loans Charged-off:Construction & development0.0372%199
Percentage Net Loans Charged-off: Commercial real estate0.7827%33
Percentage Net Loans Charged-off: Multi-family residential-0.0254%1,368
Percentage Net Loans Charged-off: 1-4 family residential0.0861%284
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.1113%227
Percentage Net Loans Charged-off: Commercial and industrial0.2518%638
Percentage Net Loans Charged-off: Loans to individuals0.7805%537
Percentage Net Loans Charged-off: Credit card loans1.8685%528
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3048%2,288
Percentage Net Loans Charged-off: Total real estate loans0.2433%101
Percentage Net Loans Charged-off:Construction & development0.2429%83
Percentage Net Loans Charged-off: Commercial real estate0.4097%64
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.1298%231
Percentage Net Loans Charged-off: Home equity loans0.0583%275
All other 1-4 family - Percent of loans charged-off, net0.1526%196
Percentage Net Loans Charged-off: Commercial and industrial0.5942%329
Percentage Net Loans Charged-off: Loans to individuals1.1631%373
Percentage Net Loans Charged-off: Credit card loans2.5286%433
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5797%1,224
Percentage Net Loans Charged-off: Total real estate loans0.5488%30
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.8742%36
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.4235%53
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.5553%38
Percentage Net Loans Charged-off: Commercial and industrial0.5599%310
Percentage Net Loans Charged-off: Loans to individuals1.3702%331
Percentage Net Loans Charged-off: Credit card loans1.2418%770
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9284%655
Percentage Net Loans Charged-off: Total real estate loans0.8659%19
Percentage Net Loans Charged-off:Construction & development-0.0907%1,300
Percentage Net Loans Charged-off: Commercial real estate1.7734%19
Percentage Net Loans Charged-off: Multi-family residential1.9992%18
Percentage Net Loans Charged-off: 1-4 family residential0.4594%54
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.5976%38
Percentage Net Loans Charged-off: Commercial and industrial1.2397%134
Percentage Net Loans Charged-off: Loans to individuals1.6757%293
Percentage Net Loans Charged-off: Credit card loans6.2254%130
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4073%2,189
Percentage Net Loans Charged-off: Total real estate loans0.3938%126
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.4123%177
Percentage Net Loans Charged-off: Multi-family residential7.2300%12
Percentage Net Loans Charged-off: 1-4 family residential0.2336%174
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.3109%118
Percentage Net Loans Charged-off: Commercial and industrial0.0484%790
Percentage Net Loans Charged-off: Loans to individuals0.9820%541
Percentage Net Loans Charged-off: Credit card loans2.6782%479
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2589%3,194
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0862%6,029
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1723%5,775
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0360%10,227
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA