Home > The Bank of Lawrence County > Income and Expense
The Bank of Lawrence County, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $271,000 | 6,099 |
| Total interest expense | $31,000 | 5,794 |
| Net interest income | $240,000 | 6,106 |
| Provision for loan and lease losses | $6,000 | 3,402 |
| Total noninterest income | $15,000 | 6,115 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $3,000 | 6,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $12,000 | 5,695 |
| Total noninterest expense | $195,000 | 6,169 |
| Salaries and employee benefits | $125,000 | 6,044 |
| Premises and equipment expense | $11,000 | 6,255 |
| Additional noninterest expense | $59,000 | 6,167 |
| Pre-tax net operating income | $54,000 | 5,590 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-9,000 | 6,249 |
| Income before extraordinary items | $63,000 | 5,486 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $63,000 | 5,487 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $63,000 | 5,487 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $63,000 | 5,427 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,149,000 | 6,145 |
| Total interest expense | $154,000 | 5,754 |
| Net interest income | $995,000 | 6,166 |
| Provision for loan and lease losses | $19,000 | 4,280 |
| Total noninterest income | $85,000 | 6,063 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $21,000 | 6,120 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $64,000 | 5,589 |
| Total noninterest expense | $892,000 | 6,183 |
| Salaries and employee benefits | $507,000 | 6,140 |
| Premises and equipment expense | $105,000 | 6,013 |
| Additional noninterest expense | $280,000 | 6,177 |
| Pre-tax net operating income | $169,000 | 5,733 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $2,000 | 4,394 |
| Income before extraordinary items | $167,000 | 5,743 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $167,000 | 5,743 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $167,000 | 5,744 |
| Net charge-offs | $26,000 | 4,172 |
| Cash dividends | $264,000 | 3,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $167,000 | 5,706 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $859,000 | 6,222 |
| Total interest expense | $118,000 | 5,817 |
| Net interest income | $741,000 | 6,240 |
| Provision for loan and lease losses | $10,000 | 4,128 |
| Total noninterest income | $67,000 | 6,126 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $18,000 | 6,165 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $49,000 | 5,639 |
| Total noninterest expense | $614,000 | 6,297 |
| Salaries and employee benefits | $382,000 | 6,192 |
| Premises and equipment expense | $53,000 | 6,292 |
| Additional noninterest expense | $179,000 | 6,329 |
| Pre-tax net operating income | $184,000 | 5,668 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $2,000 | 4,434 |
| Income before extraordinary items | $182,000 | 5,626 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $182,000 | 5,625 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $182,000 | 5,626 |
| Net charge-offs | $26,000 | 3,704 |
| Cash dividends | $264,000 | 2,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $182,000 | 5,581 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $567,000 | 6,280 |
| Total interest expense | $77,000 | 5,889 |
| Net interest income | $490,000 | 6,300 |
| Provision for loan and lease losses | $5,000 | 4,053 |
| Total noninterest income | $50,000 | 6,104 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $15,000 | 6,119 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $35,000 | 5,619 |
| Total noninterest expense | $416,000 | 6,338 |
| Salaries and employee benefits | $260,000 | 6,226 |
| Premises and equipment expense | $34,000 | 6,358 |
| Additional noninterest expense | $122,000 | 6,374 |
| Pre-tax net operating income | $119,000 | 5,699 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,000 | 4,472 |
| Income before extraordinary items | $118,000 | 5,655 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $118,000 | 5,657 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $118,000 | 5,657 |
| Net charge-offs | $-1,000 | 5,059 |
| Cash dividends | $264,000 | 2,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $118,000 | 5,612 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $282,000 | 6,357 |
| Total interest expense | $39,000 | 5,950 |
| Net interest income | $243,000 | 6,378 |
| Provision for loan and lease losses | $2,000 | 3,744 |
| Total noninterest income | $18,000 | 6,305 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $7,000 | 6,191 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $11,000 | 5,913 |
| Total noninterest expense | $209,000 | 6,415 |
| Salaries and employee benefits | $128,000 | 6,300 |
| Premises and equipment expense | $19,000 | 6,370 |
| Additional noninterest expense | $62,000 | 6,438 |
| Pre-tax net operating income | $50,000 | 5,739 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $50,000 | 5,704 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $50,000 | 5,705 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $50,000 | 5,705 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $264,000 | 1,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $50,000 | 5,673 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,221,000 | 6,380 |
| Total interest expense | $151,000 | 6,173 |
| Net interest income | $1,070,000 | 6,375 |
| Provision for loan and lease losses | $10,000 | 4,909 |
| Total noninterest income | $57,000 | 6,454 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $31,000 | 6,272 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $26,000 | 6,154 |
| Total noninterest expense | $802,000 | 6,518 |
| Salaries and employee benefits | $519,000 | 6,379 |
| Premises and equipment expense | $67,000 | 6,523 |
| Additional noninterest expense | $216,000 | 6,575 |
| Pre-tax net operating income | $315,000 | 5,462 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $2,000 | 4,492 |
| Income before extraordinary items | $313,000 | 5,385 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $313,000 | 5,389 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $313,000 | 5,389 |
| Net charge-offs | $59,000 | 4,224 |
| Cash dividends | $288,000 | 3,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $313,000 | 5,332 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $936,000 | 6,440 |
| Total interest expense | $115,000 | 6,252 |
| Net interest income | $821,000 | 6,429 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $42,000 | 6,538 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $22,000 | 6,358 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $20,000 | 6,240 |
| Total noninterest expense | $594,000 | 6,573 |
| Salaries and employee benefits | $384,000 | 6,434 |
| Premises and equipment expense | $49,000 | 6,587 |
| Additional noninterest expense | $161,000 | 6,633 |
| Pre-tax net operating income | $269,000 | 5,456 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $269,000 | 5,386 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $269,000 | 5,387 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $269,000 | 5,388 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $288,000 | 2,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $269,000 | 5,302 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $637,000 | 6,463 |
| Total interest expense | $81,000 | 6,272 |
| Net interest income | $556,000 | 6,460 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $28,000 | 6,570 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $14,000 | 6,410 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $14,000 | 6,262 |
| Total noninterest expense | $383,000 | 6,644 |
| Salaries and employee benefits | $256,000 | 6,482 |
| Premises and equipment expense | $31,000 | 6,647 |
| Additional noninterest expense | $96,000 | 6,724 |
| Pre-tax net operating income | $201,000 | 5,313 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $201,000 | 5,260 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $201,000 | 5,263 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $201,000 | 5,263 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $288,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $201,000 | 5,141 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $324,000 | 6,509 |
| Total interest expense | $42,000 | 6,328 |
| Net interest income | $282,000 | 6,493 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $14,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $6,000 | 6,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 6,256 |
| Total noninterest expense | $191,000 | 6,716 |
| Salaries and employee benefits | $126,000 | 6,551 |
| Premises and equipment expense | $16,000 | 6,693 |
| Additional noninterest expense | $49,000 | 6,796 |
| Pre-tax net operating income | $105,000 | 5,270 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $105,000 | 5,191 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $105,000 | 5,193 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $105,000 | 5,193 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $288,000 | 1,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $105,000 | 5,089 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,318,000 | 6,598 |
| Total interest expense | $199,000 | 6,402 |
| Net interest income | $1,119,000 | 6,594 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $52,000 | 6,633 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $25,000 | 6,600 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $27,000 | 6,160 |
| Total noninterest expense | $773,000 | 6,787 |
| Salaries and employee benefits | $477,000 | 6,677 |
| Premises and equipment expense | $91,000 | 6,601 |
| Additional noninterest expense | $205,000 | 6,852 |
| Pre-tax net operating income | $398,000 | 5,156 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $4,000 | 4,545 |
| Income before extraordinary items | $394,000 | 5,215 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $394,000 | 5,212 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $394,000 | 5,213 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $216,000 | 3,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $394,000 | 5,015 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $978,000 | 6,708 |
| Total interest expense | $153,000 | 6,506 |
| Net interest income | $825,000 | 6,712 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $34,000 | 6,773 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $17,000 | 6,718 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $17,000 | 6,371 |
| Total noninterest expense | $566,000 | 6,881 |
| Salaries and employee benefits | $348,000 | 6,769 |
| Premises and equipment expense | $65,000 | 6,702 |
| Additional noninterest expense | $153,000 | 6,939 |
| Pre-tax net operating income | $293,000 | 5,328 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $4,000 | 4,560 |
| Income before extraordinary items | $289,000 | 5,362 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $289,000 | 5,361 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $289,000 | 5,361 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $216,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $289,000 | 5,165 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $648,000 | 6,773 |
| Total interest expense | $101,000 | 6,605 |
| Net interest income | $547,000 | 6,776 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $23,000 | 6,821 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $11,000 | 6,769 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 6,397 |
| Total noninterest expense | $382,000 | 6,933 |
| Salaries and employee benefits | $231,000 | 6,832 |
| Premises and equipment expense | $44,000 | 6,745 |
| Additional noninterest expense | $107,000 | 6,968 |
| Pre-tax net operating income | $188,000 | 5,371 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $3,000 | 4,521 |
| Income before extraordinary items | $185,000 | 5,421 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $185,000 | 5,420 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $185,000 | 5,420 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $216,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $185,000 | 5,228 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $328,000 | 6,822 |
| Total interest expense | $50,000 | 6,695 |
| Net interest income | $278,000 | 6,807 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $13,000 | 6,859 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $5,000 | 6,835 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 6,361 |
| Total noninterest expense | $189,000 | 6,990 |
| Salaries and employee benefits | $111,000 | 6,920 |
| Premises and equipment expense | $23,000 | 6,746 |
| Additional noninterest expense | $55,000 | 7,008 |
| Pre-tax net operating income | $102,000 | 5,372 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $3,000 | 4,405 |
| Income before extraordinary items | $99,000 | 5,373 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $99,000 | 5,374 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $99,000 | 5,374 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $216,000 | 1,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $99,000 | 5,220 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 6,972 |
| Total interest expense | $219,000 | 6,844 |
| Net interest income | $963,000 | 6,963 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $43,000 | 6,830 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $23,000 | 6,710 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $20,000 | 6,376 |
| Total noninterest expense | $724,000 | 7,094 |
| Salaries and employee benefits | $459,000 | 6,966 |
| Premises and equipment expense | $78,000 | 6,983 |
| Additional noninterest expense | $187,000 | 7,155 |
| Pre-tax net operating income | $282,000 | 5,292 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $280,000 | 5,312 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $280,000 | 5,314 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $280,000 | 5,314 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $120,000 | 3,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $280,000 | 5,198 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $850,000 | 7,084 |
| Total interest expense | $166,000 | 6,929 |
| Net interest income | $684,000 | 7,072 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $31,000 | 6,937 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $15,000 | 6,785 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $16,000 | 6,487 |
| Total noninterest expense | $533,000 | 7,161 |
| Salaries and employee benefits | $329,000 | 7,041 |
| Premises and equipment expense | $54,000 | 7,094 |
| Additional noninterest expense | $150,000 | 7,199 |
| Pre-tax net operating income | $182,000 | 5,542 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $180,000 | 5,572 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $180,000 | 5,573 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $180,000 | 5,573 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $120,000 | 3,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $180,000 | 5,440 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $549,000 | 7,163 |
| Total interest expense | $114,000 | 6,995 |
| Net interest income | $435,000 | 7,157 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $19,000 | 7,038 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $9,000 | 6,846 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 6,590 |
| Total noninterest expense | $358,000 | 7,228 |
| Salaries and employee benefits | $227,000 | 7,086 |
| Premises and equipment expense | $28,000 | 7,270 |
| Additional noninterest expense | $103,000 | 7,255 |
| Pre-tax net operating income | $96,000 | 5,701 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $95,000 | 5,731 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $95,000 | 5,729 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $95,000 | 5,731 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $120,000 | 2,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $95,000 | 5,650 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $271,000 | 7,225 |
| Total interest expense | $58,000 | 7,056 |
| Net interest income | $213,000 | 7,215 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $10,000 | 7,116 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $4,000 | 6,879 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 6,638 |
| Total noninterest expense | $176,000 | 7,291 |
| Salaries and employee benefits | $109,000 | 7,169 |
| Premises and equipment expense | $13,000 | 7,340 |
| Additional noninterest expense | $54,000 | 7,287 |
| Pre-tax net operating income | $47,000 | 5,798 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $46,000 | 5,773 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $46,000 | 5,772 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $46,000 | 5,773 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $120,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $46,000 | 5,738 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 7,269 |
| Total interest expense | $344,000 | 6,938 |
| Net interest income | $825,000 | 7,304 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $39,000 | 7,103 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $22,000 | 6,598 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,653 |
| Total noninterest expense | $716,000 | 7,371 |
| Salaries and employee benefits | $452,000 | 7,225 |
| Premises and equipment expense | $72,000 | 7,299 |
| Additional noninterest expense | $192,000 | 7,429 |
| Pre-tax net operating income | $148,000 | 5,346 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,000 | 4,548 |
| Income before extraordinary items | $147,000 | 5,465 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $147,000 | 5,464 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $147,000 | 5,466 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $264,000 | 3,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $147,000 | 5,330 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $897,000 | 7,366 |
| Total interest expense | $278,000 | 7,000 |
| Net interest income | $619,000 | 7,406 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $28,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $16,000 | 6,702 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $12,000 | 6,859 |
| Total noninterest expense | $530,000 | 7,455 |
| Salaries and employee benefits | $328,000 | 7,330 |
| Premises and equipment expense | $54,000 | 7,379 |
| Additional noninterest expense | $148,000 | 7,510 |
| Pre-tax net operating income | $117,000 | 5,559 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $116,000 | 5,659 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $116,000 | 5,660 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $116,000 | 5,660 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $264,000 | 2,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $116,000 | 5,505 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $581,000 | 7,450 |
| Total interest expense | $200,000 | 7,016 |
| Net interest income | $381,000 | 7,512 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $16,000 | 7,367 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $8,000 | 6,793 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $8,000 | 6,923 |
| Total noninterest expense | $356,000 | 7,519 |
| Salaries and employee benefits | $219,000 | 7,392 |
| Premises and equipment expense | $31,000 | 7,514 |
| Additional noninterest expense | $106,000 | 7,517 |
| Pre-tax net operating income | $41,000 | 5,868 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $40,000 | 5,969 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $40,000 | 5,971 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $40,000 | 5,970 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $264,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $40,000 | 5,874 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $290,000 | 7,541 |
| Total interest expense | $109,000 | 7,044 |
| Net interest income | $181,000 | 7,627 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $9,000 | 7,461 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $4,000 | 6,875 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,997 |
| Total noninterest expense | $183,000 | 7,594 |
| Salaries and employee benefits | $108,000 | 7,499 |
| Premises and equipment expense | $16,000 | 7,572 |
| Additional noninterest expense | $59,000 | 7,535 |
| Pre-tax net operating income | $7,000 | 6,168 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $6,000 | 6,306 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,000 | 6,309 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $6,000 | 6,308 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $264,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $6,000 | 6,199 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 7,436 |
| Total interest expense | $455,000 | 7,225 |
| Net interest income | $1,017,000 | 7,425 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $46,000 | 7,432 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $26,000 | 6,826 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $20,000 | 6,957 |
| Total noninterest expense | $714,000 | 7,704 |
| Salaries and employee benefits | $466,000 | 7,507 |
| Premises and equipment expense | $62,000 | 7,708 |
| Additional noninterest expense | $186,000 | 7,787 |
| Pre-tax net operating income | $349,000 | 4,361 |
| Securities gains (losses) | $-30,000 | 7,103 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $318,000 | 4,414 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $318,000 | 4,415 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $318,000 | 4,416 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $264,000 | 3,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $348,000 | 4,259 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 7,453 |
| Total interest expense | $334,000 | 7,356 |
| Net interest income | $846,000 | 7,376 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $47,000 | 7,432 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $21,000 | 6,845 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $26,000 | 6,813 |
| Total noninterest expense | $545,000 | 7,744 |
| Salaries and employee benefits | $345,000 | 7,562 |
| Premises and equipment expense | $47,000 | 7,772 |
| Additional noninterest expense | $153,000 | 7,800 |
| Pre-tax net operating income | $348,000 | 4,360 |
| Securities gains (losses) | $4,000 | 3,208 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $351,000 | 4,222 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $351,000 | 4,217 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $351,000 | 4,220 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $264,000 | 2,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $347,000 | 4,162 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $813,000 | 7,487 |
| Total interest expense | $228,000 | 7,434 |
| Net interest income | $585,000 | 7,361 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $21,000 | 7,665 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $12,000 | 6,959 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $9,000 | 7,286 |
| Total noninterest expense | $368,000 | 7,810 |
| Salaries and employee benefits | $234,000 | 7,622 |
| Premises and equipment expense | $27,000 | 7,918 |
| Additional noninterest expense | $107,000 | 7,829 |
| Pre-tax net operating income | $238,000 | 4,433 |
| Securities gains (losses) | $4,000 | 2,814 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $241,000 | 4,299 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $241,000 | 4,298 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $241,000 | 4,298 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $264,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $237,000 | 4,215 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $429,000 | 7,475 |
| Total interest expense | $125,000 | 7,426 |
| Net interest income | $304,000 | 7,346 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $11,000 | 7,734 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $7,000 | 6,895 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $184,000 | 7,828 |
| Salaries and employee benefits | $109,000 | 7,748 |
| Premises and equipment expense | $14,000 | 7,930 |
| Additional noninterest expense | $61,000 | 7,687 |
| Pre-tax net operating income | $131,000 | 4,693 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $130,000 | 4,577 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $130,000 | 4,581 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $130,000 | 4,581 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $264,000 | 1,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $130,000 | 4,413 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,653,000 | 7,572 |
| Total interest expense | $633,000 | 7,441 |
| Net interest income | $1,020,000 | 7,557 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $46,000 | 7,766 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $32,000 | 6,875 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $14,000 | 7,582 |
| Total noninterest expense | $717,000 | 7,903 |
| Salaries and employee benefits | $462,000 | 7,755 |
| Premises and equipment expense | $72,000 | 7,869 |
| Additional noninterest expense | $183,000 | 7,954 |
| Pre-tax net operating income | $349,000 | 5,287 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,000 | 4,800 |
| Income before extraordinary items | $347,000 | 4,933 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $347,000 | 4,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $384,000 | 3,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $347,000 | 5,098 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 7,683 |
| Total interest expense | $493,000 | 7,517 |
| Net interest income | $727,000 | 7,693 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $34,000 | 7,901 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $23,000 | 6,951 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 7,732 |
| Total noninterest expense | $534,000 | 7,943 |
| Salaries and employee benefits | $340,000 | 7,806 |
| Premises and equipment expense | $51,000 | 7,958 |
| Additional noninterest expense | $143,000 | 7,953 |
| Pre-tax net operating income | $227,000 | 5,939 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $226,000 | 5,564 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $226,000 | 5,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $384,000 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $226,000 | 5,740 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $835,000 | 7,714 |
| Total interest expense | $345,000 | 7,570 |
| Net interest income | $490,000 | 7,726 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $24,000 | 7,963 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $17,000 | 6,937 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,000 | 7,835 |
| Total noninterest expense | $360,000 | 7,988 |
| Salaries and employee benefits | $232,000 | 7,835 |
| Premises and equipment expense | $27,000 | 8,131 |
| Additional noninterest expense | $101,000 | 7,955 |
| Pre-tax net operating income | $154,000 | 6,095 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $154,000 | 5,937 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $154,000 | 5,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $384,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $154,000 | 5,885 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $455,000 | 7,696 |
| Total interest expense | $203,000 | 7,468 |
| Net interest income | $252,000 | 7,733 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $13,000 | 7,947 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $8,000 | 6,987 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 7,707 |
| Total noninterest expense | $175,000 | 8,051 |
| Salaries and employee benefits | $108,000 | 7,957 |
| Premises and equipment expense | $12,000 | 8,206 |
| Additional noninterest expense | $55,000 | 7,903 |
| Pre-tax net operating income | $90,000 | 6,121 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $90,000 | 5,972 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $90,000 | 5,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $384,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $90,000 | 5,887 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,264,000 | 7,361 |
| Total interest expense | $1,100,000 | 7,018 |
| Net interest income | $1,164,000 | 7,547 |
| Provision for loan and lease losses | $5,000 | 6,721 |
| Total noninterest income | $44,000 | 8,082 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $31,000 | 7,007 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $13,000 | 7,982 |
| Total noninterest expense | $714,000 | 8,066 |
| Salaries and employee benefits | $451,000 | 7,929 |
| Premises and equipment expense | $69,000 | 8,080 |
| Additional noninterest expense | $194,000 | 8,055 |
| Pre-tax net operating income | $489,000 | 6,030 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,000 | 5,829 |
| Income before extraordinary items | $485,000 | 5,731 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $485,000 | 5,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $480,000 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $485,000 | 5,715 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 7,392 |
| Total interest expense | $833,000 | 7,035 |
| Net interest income | $878,000 | 7,598 |
| Provision for loan and lease losses | $5,000 | 6,358 |
| Total noninterest income | $30,000 | 8,153 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $20,000 | 7,098 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,000 | 8,023 |
| Total noninterest expense | $528,000 | 8,053 |
| Salaries and employee benefits | $332,000 | 7,932 |
| Premises and equipment expense | $50,000 | 8,093 |
| Additional noninterest expense | $146,000 | 8,034 |
| Pre-tax net operating income | $375,000 | 6,262 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $4,000 | 5,949 |
| Income before extraordinary items | $371,000 | 5,969 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $371,000 | 5,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $480,000 | 3,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $371,000 | 5,953 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 7,423 |
| Total interest expense | $557,000 | 7,052 |
| Net interest income | $602,000 | 7,596 |
| Provision for loan and lease losses | $5,000 | 5,998 |
| Total noninterest income | $19,000 | 8,224 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $12,000 | 7,175 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,000 | 8,056 |
| Total noninterest expense | $356,000 | 8,088 |
| Salaries and employee benefits | $224,000 | 7,975 |
| Premises and equipment expense | $29,000 | 8,219 |
| Additional noninterest expense | $103,000 | 8,023 |
| Pre-tax net operating income | $260,000 | 6,297 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,000 | 6,009 |
| Income before extraordinary items | $257,000 | 5,965 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $257,000 | 5,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $480,000 | 2,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $257,000 | 5,955 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $588,000 | 7,429 |
| Total interest expense | $279,000 | 7,054 |
| Net interest income | $309,000 | 7,602 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $9,000 | 8,286 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $5,000 | 7,254 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $178,000 | 8,129 |
| Salaries and employee benefits | $103,000 | 8,096 |
| Premises and equipment expense | $14,000 | 8,242 |
| Additional noninterest expense | $61,000 | 7,856 |
| Pre-tax net operating income | $137,000 | 6,206 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $135,000 | 5,860 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $135,000 | 5,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $480,000 | 1,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $135,000 | 5,840 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,419,000 | 7,208 |
| Total interest expense | $1,191,000 | 6,602 |
| Net interest income | $1,228,000 | 7,550 |
| Provision for loan and lease losses | $12,000 | 6,496 |
| Total noninterest income | $38,000 | 8,301 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $26,000 | 7,206 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,212 |
| Total noninterest expense | $639,000 | 8,267 |
| Salaries and employee benefits | $398,000 | 8,158 |
| Premises and equipment expense | $69,000 | 8,156 |
| Additional noninterest expense | $172,000 | 8,257 |
| Pre-tax net operating income | $615,000 | 6,140 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,000 | 6,435 |
| Income before extraordinary items | $613,000 | 5,776 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $613,000 | 5,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $336,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $613,000 | 5,762 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,802,000 | 7,255 |
| Total interest expense | $894,000 | 6,576 |
| Net interest income | $908,000 | 7,631 |
| Provision for loan and lease losses | $9,000 | 6,392 |
| Total noninterest income | $30,000 | 8,361 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $20,000 | 7,271 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,238 |
| Total noninterest expense | $481,000 | 8,277 |
| Salaries and employee benefits | $292,000 | 8,182 |
| Premises and equipment expense | $60,000 | 8,067 |
| Additional noninterest expense | $129,000 | 8,293 |
| Pre-tax net operating income | $448,000 | 6,433 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $448,000 | 6,005 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $448,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $336,000 | 3,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $448,000 | 6,005 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 7,378 |
| Total interest expense | $546,000 | 6,680 |
| Net interest income | $587,000 | 7,729 |
| Provision for loan and lease losses | $6,000 | 6,150 |
| Total noninterest income | $19,000 | 8,429 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $13,000 | 7,334 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,317 |
| Total noninterest expense | $315,000 | 8,328 |
| Salaries and employee benefits | $194,000 | 8,231 |
| Premises and equipment expense | $31,000 | 8,292 |
| Additional noninterest expense | $90,000 | 8,270 |
| Pre-tax net operating income | $285,000 | 6,559 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $285,000 | 6,118 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $285,000 | 6,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $336,000 | 2,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $285,000 | 6,122 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $526,000 | 7,508 |
| Total interest expense | $243,000 | 6,839 |
| Net interest income | $283,000 | 7,817 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $10,000 | 8,429 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,000 | 7,374 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $161,000 | 8,317 |
| Salaries and employee benefits | $94,000 | 8,283 |
| Premises and equipment expense | $16,000 | 8,272 |
| Additional noninterest expense | $51,000 | 8,144 |
| Pre-tax net operating income | $129,000 | 6,692 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $129,000 | 6,272 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $129,000 | 6,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $336,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $129,000 | 6,268 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,527,000 | 7,876 |
| Total interest expense | $521,000 | 7,558 |
| Net interest income | $1,006,000 | 7,928 |
| Provision for loan and lease losses | $12,000 | 6,720 |
| Total noninterest income | $40,000 | 8,484 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $27,000 | 7,382 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,000 | 8,328 |
| Total noninterest expense | $618,000 | 8,393 |
| Salaries and employee benefits | $383,000 | 8,262 |
| Premises and equipment expense | $80,000 | 8,104 |
| Additional noninterest expense | $155,000 | 8,465 |
| Pre-tax net operating income | $416,000 | 7,016 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $416,000 | 6,717 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $416,000 | 6,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $144,000 | 5,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $416,000 | 6,684 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 8,003 |
| Total interest expense | $323,000 | 7,794 |
| Net interest income | $737,000 | 8,008 |
| Provision for loan and lease losses | $9,000 | 6,548 |
| Total noninterest income | $29,000 | 8,547 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 7,463 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,374 |
| Total noninterest expense | $466,000 | 8,366 |
| Salaries and employee benefits | $279,000 | 8,267 |
| Premises and equipment expense | $64,000 | 8,040 |
| Additional noninterest expense | $123,000 | 8,426 |
| Pre-tax net operating income | $291,000 | 7,237 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $291,000 | 6,962 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $291,000 | 6,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $144,000 | 4,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $291,000 | 6,922 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $672,000 | 8,068 |
| Total interest expense | $185,000 | 7,921 |
| Net interest income | $487,000 | 8,039 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $18,000 | 8,564 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $12,000 | 7,482 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $6,000 | 8,403 |
| Total noninterest expense | $314,000 | 8,345 |
| Salaries and employee benefits | $185,000 | 8,284 |
| Premises and equipment expense | $38,000 | 8,174 |
| Additional noninterest expense | $91,000 | 8,297 |
| Pre-tax net operating income | $185,000 | 7,303 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $185,000 | 7,041 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $185,000 | 7,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $144,000 | 3,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $185,000 | 7,004 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $319,000 | 8,187 |
| Total interest expense | $83,000 | 8,071 |
| Net interest income | $236,000 | 8,158 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $9,000 | 8,643 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $6,000 | 7,541 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $161,000 | 8,402 |
| Salaries and employee benefits | $89,000 | 8,411 |
| Premises and equipment expense | $23,000 | 8,021 |
| Additional noninterest expense | $49,000 | 8,297 |
| Pre-tax net operating income | $81,000 | 7,483 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $81,000 | 7,216 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $81,000 | 7,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $144,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $81,000 | 7,187 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $973,000 | 8,415 |
| Total interest expense | $207,000 | 8,442 |
| Net interest income | $766,000 | 8,349 |
| Provision for loan and lease losses | $12,000 | 6,941 |
| Total noninterest income | $38,000 | 8,661 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $26,000 | 7,600 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $12,000 | 8,473 |
| Total noninterest expense | $593,000 | 8,535 |
| Salaries and employee benefits | $363,000 | 8,420 |
| Premises and equipment expense | $92,000 | 8,068 |
| Additional noninterest expense | $138,000 | 8,650 |
| Pre-tax net operating income | $199,000 | 7,785 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $199,000 | 7,657 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $199,000 | 7,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $60,000 | 5,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $199,000 | 7,618 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $691,000 | 8,511 |
| Total interest expense | $145,000 | 8,534 |
| Net interest income | $546,000 | 8,438 |
| Provision for loan and lease losses | $9,000 | 6,765 |
| Total noninterest income | $30,000 | 8,702 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $21,000 | 7,621 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 8,509 |
| Total noninterest expense | $441,000 | 8,537 |
| Salaries and employee benefits | $268,000 | 8,435 |
| Premises and equipment expense | $69,000 | 8,064 |
| Additional noninterest expense | $104,000 | 8,671 |
| Pre-tax net operating income | $126,000 | 8,018 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $126,000 | 7,936 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $126,000 | 7,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $60,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $126,000 | 7,886 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $444,000 | 8,605 |
| Total interest expense | $95,000 | 8,607 |
| Net interest income | $349,000 | 8,532 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $20,000 | 8,760 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $14,000 | 7,676 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,000 | 8,561 |
| Total noninterest expense | $295,000 | 8,582 |
| Salaries and employee benefits | $180,000 | 8,486 |
| Premises and equipment expense | $40,000 | 8,252 |
| Additional noninterest expense | $75,000 | 8,655 |
| Pre-tax net operating income | $68,000 | 8,135 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $68,000 | 8,091 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,000 | 8,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $60,000 | 4,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $68,000 | 8,031 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $222,000 | 8,650 |
| Total interest expense | $50,000 | 8,626 |
| Net interest income | $172,000 | 8,586 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $9,000 | 8,820 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,665 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $143,000 | 8,661 |
| Salaries and employee benefits | $86,000 | 8,573 |
| Premises and equipment expense | $20,000 | 8,263 |
| Additional noninterest expense | $37,000 | 8,708 |
| Pre-tax net operating income | $35,000 | 8,111 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $35,000 | 8,063 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $35,000 | 8,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $60,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $35,000 | 8,003 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $863,000 | 8,709 |
| Total interest expense | $221,000 | 8,688 |
| Net interest income | $642,000 | 8,642 |
| Provision for loan and lease losses | $18,000 | 7,137 |
| Total noninterest income | $31,000 | 8,933 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $23,000 | 7,801 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $8,000 | 8,827 |
| Total noninterest expense | $578,000 | 8,704 |
| Salaries and employee benefits | $358,000 | 8,562 |
| Premises and equipment expense | $93,000 | 8,154 |
| Additional noninterest expense | $127,000 | 8,883 |
| Pre-tax net operating income | $77,000 | 8,286 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $77,000 | 8,337 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $77,000 | 8,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $48,000 | 5,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $77,000 | 8,227 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $643,000 | 8,793 |
| Total interest expense | $170,000 | 8,779 |
| Net interest income | $473,000 | 8,725 |
| Provision for loan and lease losses | $13,000 | 7,023 |
| Total noninterest income | $22,000 | 9,021 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $16,000 | 7,891 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 8,884 |
| Total noninterest expense | $436,000 | 8,704 |
| Salaries and employee benefits | $265,000 | 8,588 |
| Premises and equipment expense | $72,000 | 8,138 |
| Additional noninterest expense | $99,000 | 8,904 |
| Pre-tax net operating income | $46,000 | 8,471 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $46,000 | 8,539 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $46,000 | 8,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $48,000 | 5,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $46,000 | 8,434 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $438,000 | 8,822 |
| Total interest expense | $119,000 | 8,815 |
| Net interest income | $319,000 | 8,746 |
| Provision for loan and lease losses | $9,000 | 6,877 |
| Total noninterest income | $15,000 | 9,049 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $11,000 | 7,900 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,000 | 8,891 |
| Total noninterest expense | $294,000 | 8,702 |
| Salaries and employee benefits | $179,000 | 8,593 |
| Premises and equipment expense | $43,000 | 8,290 |
| Additional noninterest expense | $72,000 | 8,838 |
| Pre-tax net operating income | $31,000 | 8,494 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $31,000 | 8,572 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $31,000 | 8,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $48,000 | 4,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $31,000 | 8,447 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $221,000 | 8,870 |
| Total interest expense | $63,000 | 8,855 |
| Net interest income | $158,000 | 8,797 |
| Provision for loan and lease losses | $4,000 | 6,606 |
| Total noninterest income | $9,000 | 9,027 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $6,000 | 7,883 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $149,000 | 8,738 |
| Salaries and employee benefits | $87,000 | 8,673 |
| Premises and equipment expense | $21,000 | 8,333 |
| Additional noninterest expense | $41,000 | 8,745 |
| Pre-tax net operating income | $14,000 | 8,532 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $14,000 | 8,576 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,000 | 8,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $48,000 | 3,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $14,000 | 8,462 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $982,000 | 8,874 |
| Total interest expense | $349,000 | 8,791 |
| Net interest income | $633,000 | 8,843 |
| Provision for loan and lease losses | $10,000 | 7,810 |
| Total noninterest income | $25,000 | 9,145 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $18,000 | 7,998 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 9,001 |
| Total noninterest expense | $594,000 | 8,785 |
| Salaries and employee benefits | $340,000 | 8,737 |
| Premises and equipment expense | $126,000 | 7,806 |
| Additional noninterest expense | $128,000 | 9,019 |
| Pre-tax net operating income | $54,000 | 8,458 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $54,000 | 8,535 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $54,000 | 8,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $60,000 | 5,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $54,000 | 8,452 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,008,000 | 9,146 |
| Total interest expense | $510,000 | 8,999 |
| Net interest income | $498,000 | 9,194 |
| Provision for loan and lease losses | $6,000 | 8,054 |
| Total noninterest income | $64,000 | 8,997 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $55,000 | 7,493 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $9,000 | 9,168 |
| Total noninterest expense | $426,000 | 9,317 |
| Salaries and employee benefits | $230,000 | 9,320 |
| Premises and equipment expense | $88,000 | 8,488 |
| Additional noninterest expense | $108,000 | 9,331 |
| Pre-tax net operating income | $130,000 | 8,186 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $130,000 | 8,154 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $130,000 | 8,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $54,000 | 6,125 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 343 |
| Net operating income | $130,000 | 8,046 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $934,000 | 9,446 |
| Total interest expense | $474,000 | 9,297 |
| Net interest income | $460,000 | 9,509 |
| Provision for loan and lease losses | $5,000 | 8,144 |
| Total noninterest income | $19,000 | 9,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 8,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 9,680 |
| Total noninterest expense | $359,000 | 9,670 |
| Salaries and employee benefits | $192,000 | 9,649 |
| Premises and equipment expense | $92,000 | 8,578 |
| Additional noninterest expense | $75,000 | 9,764 |
| Pre-tax net operating income | $115,000 | 8,747 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $115,000 | 8,610 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $115,000 | 8,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $115,000 | 8,607 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $626,000 | 9,894 |
| Total interest expense | $310,000 | 9,788 |
| Net interest income | $316,000 | 9,937 |
| Provision for loan and lease losses | $13,000 | 7,957 |
| Total noninterest income | $11,000 | 10,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 8,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,039 |
| Total noninterest expense | $330,000 | 10,014 |
| Salaries and employee benefits | $186,000 | 9,965 |
| Premises and equipment expense | $78,000 | 9,059 |
| Additional noninterest expense | $66,000 | 10,105 |
| Pre-tax net operating income | $-16,000 | 9,446 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-16,000 | 9,466 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-16,000 | 9,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-16,000 | 9,444 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $239,000 | 10,341 |
| Total interest expense | $86,000 | 10,310 |
| Net interest income | $153,000 | 10,338 |
| Provision for loan and lease losses | $8,000 | 8,341 |
| Total noninterest income | $4,000 | 10,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 8,992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,352 |
| Total noninterest expense | $241,000 | 10,344 |
| Salaries and employee benefits | $131,000 | 10,312 |
| Premises and equipment expense | $47,000 | 9,891 |
| Additional noninterest expense | $63,000 | 10,340 |
| Pre-tax net operating income | $-92,000 | 9,908 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-92,000 | 9,952 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-92,000 | 9,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 324 |
| Net operating income | $-92,000 | 9,914 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.