Home > The Bank of Edwardsville > Income and Expense

The Bank of Edwardsville, Income and Expense

2019-09-30 (YTD Data)Rank
Total interest income$43,814,000606
Total interest expense$5,682,000875
Net interest income$38,132,000551
Provision for loan and lease losses$1,088,000648
Total noninterest income$14,480,000436
Gross Fiduciary activities income$3,069,000240
Service charges on deposit accounts$2,805,000354
Trading account gains and fees$0129
Additional Noninterest Income$8,606,000474
Total noninterest expense$40,260,000438
Salaries and employee benefits$19,957,000487
Premises and equipment expense$5,505,000370
Additional noninterest expense$14,798,000377
Pre-tax net operating income$11,264,000762
Securities gains (losses)$514,000311
Applicable income taxes$2,231,000722
Income before extraordinary items$9,547,000771
Extraordinary gains, net$011
Net income$9,547,000773
Minority interest net income$072
Net income of bank and minority interests.$9,547,000772
Net charge-offs$275,0001,090
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,130,660784
2019-06-30 (YTD Data)Rank
Total interest income$27,153,000639
Total interest expense$3,404,000938
Net interest income$23,749,000597
Provision for loan and lease losses$244,0001,401
Total noninterest income$7,154,000535
Gross Fiduciary activities income$1,911,000249
Service charges on deposit accounts$1,831,000359
Trading account gains and fees$0131
Additional Noninterest Income$3,412,000669
Total noninterest expense$22,022,000527
Salaries and employee benefits$10,523,000624
Premises and equipment expense$3,391,000394
Additional noninterest expense$8,108,000454
Pre-tax net operating income$8,637,000672
Securities gains (losses)$217,000360
Applicable income taxes$1,801,000615
Income before extraordinary items$7,053,000695
Extraordinary gains, net$011
Net income$7,053,000695
Minority interest net income$069
Net income of bank and minority interests.$7,053,000695
Net charge-offs$-268,0005,182
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,879,400690
2019-03-31 (YTD Data)Rank
Total interest income$10,600,000800
Total interest expense$1,318,0001,146
Net interest income$9,282,000744
Provision for loan and lease losses$44,0002,226
Total noninterest income$3,385,000549
Gross Fiduciary activities income$686,000292
Service charges on deposit accounts$621,000495
Trading account gains and fees$0126
Additional Noninterest Income$2,078,000552
Total noninterest expense$7,761,000746
Salaries and employee benefits$4,060,000801
Premises and equipment expense$1,253,000533
Additional noninterest expense$2,448,000708
Pre-tax net operating income$4,862,000604
Securities gains (losses)$-173,0005,319
Applicable income taxes$1,066,000551
Income before extraordinary items$3,623,000665
Extraordinary gains, net$05
Net income$3,623,000665
Minority interest net income$052
Net income of bank and minority interests.$3,623,000664
Net charge-offs$-61,0005,119
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,759,670632
2018-12-31 (YTD Data)Rank
Total interest income$53,759,000604
Total interest expense$9,575,000544
Net interest income$44,184,000624
Provision for loan and lease losses$04,082
Total noninterest income$26,360,000342
Gross Fiduciary activities income$4,332,000229
Service charges on deposit accounts$4,687,000312
Trading account gains and fees$0126
Additional Noninterest Income$17,341,000343
Total noninterest expense$49,507,000461
Salaries and employee benefits$28,804,000438
Premises and equipment expense$7,494,000370
Additional noninterest expense$13,209,000530
Pre-tax net operating income$21,037,000575
Securities gains (losses)$-379,0005,234
Applicable income taxes$4,067,000546
Income before extraordinary items$16,591,000596
Extraordinary gains, net$06
Net income$16,591,000595
Minority interest net income$072
Net income of bank and minority interests.$16,591,000595
Net charge-offs$-27,0004,747
Cash dividends$3,850,000905
Sale, conversion, retirement of capital stock, net$0671
Net operating income$16,894,200588
2018-09-30 (YTD Data)Rank
Total interest income$39,589,000603
Total interest expense$7,056,000513
Net interest income$32,533,000633
Provision for loan and lease losses$03,948
Total noninterest income$20,457,000341
Gross Fiduciary activities income$3,251,000230
Service charges on deposit accounts$3,457,000316
Trading account gains and fees$0138
Additional Noninterest Income$13,749,000334
Total noninterest expense$37,973,000453
Salaries and employee benefits$21,860,000432
Premises and equipment expense$5,706,000369
Additional noninterest expense$10,407,000495
Pre-tax net operating income$15,017,000589
Securities gains (losses)$-341,0005,362
Applicable income taxes$2,822,000581
Income before extraordinary items$11,854,000619
Extraordinary gains, net$05
Net income$11,854,000617
Minority interest net income$066
Net income of bank and minority interests.$11,854,000618
Net charge-offs$-41,0004,864
Cash dividends$2,850,000813
Sale, conversion, retirement of capital stock, net$0633
Net operating income$12,130,210603
2018-06-30 (YTD Data)Rank
Total interest income$25,812,000606
Total interest expense$4,538,000491
Net interest income$21,274,000641
Provision for loan and lease losses$03,782
Total noninterest income$13,499,000347
Gross Fiduciary activities income$2,178,000229
Service charges on deposit accounts$2,223,000322
Trading account gains and fees$0130
Additional Noninterest Income$9,098,000336
Total noninterest expense$24,892,000460
Salaries and employee benefits$14,428,000439
Premises and equipment expense$3,805,000368
Additional noninterest expense$6,659,000511
Pre-tax net operating income$9,881,000594
Securities gains (losses)$-341,0005,454
Applicable income taxes$1,789,000591
Income before extraordinary items$7,751,000624
Extraordinary gains, net$06
Net income$7,751,000622
Minority interest net income$065
Net income of bank and minority interests.$7,751,000623
Net charge-offs$-111,0005,223
Cash dividends$1,900,000809
Sale, conversion, retirement of capital stock, net$0620
Net operating income$8,027,210601
2018-03-31 (YTD Data)Rank
Total interest income$12,661,000608
Total interest expense$2,192,000482
Net interest income$10,469,000643
Provision for loan and lease losses$03,508
Total noninterest income$5,657,000378
Gross Fiduciary activities income$1,080,000231
Service charges on deposit accounts$1,088,000325
Trading account gains and fees$0123
Additional Noninterest Income$3,489,000403
Total noninterest expense$12,376,000463
Salaries and employee benefits$7,289,000440
Premises and equipment expense$1,905,000368
Additional noninterest expense$3,182,000535
Pre-tax net operating income$3,750,000718
Securities gains (losses)$-328,0005,550
Applicable income taxes$518,000842
Income before extraordinary items$2,904,000768
Extraordinary gains, net$07
Net income$2,904,000768
Minority interest net income$052
Net income of bank and minority interests.$2,904,000768
Net charge-offs$-4,0004,365
Cash dividends$950,000761
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,182,800720
2017-12-31 (YTD Data)Rank
Total interest income$47,250,000607
Total interest expense$7,771,000455
Net interest income$39,479,000650
Provision for loan and lease losses$-1,880,0005,632
Total noninterest income$23,122,000378
Gross Fiduciary activities income$4,026,000230
Service charges on deposit accounts$4,706,000306
Trading account gains and fees$0151
Additional Noninterest Income$14,390,000395
Total noninterest expense$48,093,000463
Salaries and employee benefits$27,835,000437
Premises and equipment expense$7,655,000363
Additional noninterest expense$12,603,000543
Pre-tax net operating income$16,388,000637
Securities gains (losses)$602,000200
Applicable income taxes$6,038,000588
Income before extraordinary items$10,952,000689
Extraordinary gains, net$09
Net income$10,952,000689
Minority interest net income$076
Net income of bank and minority interests.$10,952,000689
Net charge-offs$1,089,000648
Cash dividends$3,600,000886
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,566,720708
2017-09-30 (YTD Data)Rank
Total interest income$34,476,000618
Total interest expense$5,614,000462
Net interest income$28,862,000665
Provision for loan and lease losses$90,0002,745
Total noninterest income$17,020,000384
Gross Fiduciary activities income$2,996,000235
Service charges on deposit accounts$3,498,000313
Trading account gains and fees$0145
Additional Noninterest Income$10,526,000408
Total noninterest expense$35,470,000474
Salaries and employee benefits$20,731,000446
Premises and equipment expense$5,557,000371
Additional noninterest expense$9,182,000551
Pre-tax net operating income$10,322,000743
Securities gains (losses)$579,000189
Applicable income taxes$2,297,000840
Income before extraordinary items$8,604,000726
Extraordinary gains, net$09
Net income$8,604,000726
Minority interest net income$071
Net income of bank and minority interests.$8,604,000726
Net charge-offs$698,000630
Cash dividends$2,700,000832
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,146,590739
2017-06-30 (YTD Data)Rank
Total interest income$22,328,000630
Total interest expense$3,565,000469
Net interest income$18,763,000674
Provision for loan and lease losses$60,0002,608
Total noninterest income$11,624,000380
Gross Fiduciary activities income$1,969,000236
Service charges on deposit accounts$2,285,000312
Trading account gains and fees$0139
Additional Noninterest Income$7,370,000392
Total noninterest expense$24,050,000475
Salaries and employee benefits$13,503,000454
Premises and equipment expense$3,766,000368
Additional noninterest expense$6,781,000508
Pre-tax net operating income$6,277,000806
Securities gains (losses)$466,000162
Applicable income taxes$1,429,000860
Income before extraordinary items$5,314,000755
Extraordinary gains, net$011
Net income$5,314,000754
Minority interest net income$071
Net income of bank and minority interests.$5,314,000755
Net charge-offs$405,000673
Cash dividends$1,800,000827
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,945,860789
2017-03-31 (YTD Data)Rank
Total interest income$11,056,000631
Total interest expense$1,712,000475
Net interest income$9,344,000668
Provision for loan and lease losses$30,0002,408
Total noninterest income$5,637,000377
Gross Fiduciary activities income$954,000238
Service charges on deposit accounts$1,117,000314
Trading account gains and fees$0142
Additional Noninterest Income$3,566,000399
Total noninterest expense$12,085,000478
Salaries and employee benefits$6,812,000465
Premises and equipment expense$1,881,000371
Additional noninterest expense$3,392,000506
Pre-tax net operating income$2,866,000848
Securities gains (losses)$-18,0005,705
Applicable income taxes$499,0001,082
Income before extraordinary items$2,349,000819
Extraordinary gains, net$08
Net income$2,349,000817
Minority interest net income$055
Net income of bank and minority interests.$2,349,000819
Net charge-offs$-32,0005,390
Cash dividends$900,000798
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,363,760799
2016-12-31 (YTD Data)Rank
Total interest income$44,541,000608
Total interest expense$6,371,000470
Net interest income$38,170,000633
Provision for loan and lease losses$120,0002,919
Total noninterest income$24,895,000364
Gross Fiduciary activities income$3,828,000233
Service charges on deposit accounts$4,498,000318
Trading account gains and fees$0170
Additional Noninterest Income$16,569,000362
Total noninterest expense$47,104,000473
Salaries and employee benefits$26,650,000456
Premises and equipment expense$7,535,000366
Additional noninterest expense$12,919,000541
Pre-tax net operating income$15,841,000624
Securities gains (losses)$895,000268
Applicable income taxes$4,113,000634
Income before extraordinary items$12,623,000622
Extraordinary gains, net$05
Net income$12,623,000621
Minority interest net income$082
Net income of bank and minority interests.$12,623,000621
Net charge-offs$1,212,000569
Cash dividends$3,400,000936
Sale, conversion, retirement of capital stock, net$0759
Net operating income$11,951,750639
2016-09-30 (YTD Data)Rank
Total interest income$33,559,000598
Total interest expense$4,672,000475
Net interest income$28,887,000621
Provision for loan and lease losses$105,0002,676
Total noninterest income$17,993,000368
Gross Fiduciary activities income$2,848,000232
Service charges on deposit accounts$3,307,000325
Trading account gains and fees$0169
Additional Noninterest Income$11,838,000367
Total noninterest expense$35,145,000481
Salaries and employee benefits$19,736,000462
Premises and equipment expense$5,528,000370
Additional noninterest expense$9,881,000534
Pre-tax net operating income$11,630,000629
Securities gains (losses)$486,000396
Applicable income taxes$2,897,000669
Income before extraordinary items$9,219,000640
Extraordinary gains, net$05
Net income$9,219,000640
Minority interest net income$071
Net income of bank and minority interests.$9,219,000640
Net charge-offs$531,000762
Cash dividends$2,550,000862
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,849,640637
2016-06-30 (YTD Data)Rank
Total interest income$22,545,000591
Total interest expense$3,044,000486
Net interest income$19,501,000613
Provision for loan and lease losses$90,0002,392
Total noninterest income$11,661,000370
Gross Fiduciary activities income$1,908,000236
Service charges on deposit accounts$2,147,000330
Trading account gains and fees$0157
Additional Noninterest Income$7,606,000367
Total noninterest expense$22,856,000494
Salaries and employee benefits$12,827,000473
Premises and equipment expense$3,640,000376
Additional noninterest expense$6,389,000546
Pre-tax net operating income$8,216,000597
Securities gains (losses)$328,000402
Applicable income taxes$2,056,000636
Income before extraordinary items$6,488,000589
Extraordinary gains, net$016
Net income$6,488,000588
Minority interest net income$071
Net income of bank and minority interests.$6,488,000588
Net charge-offs$197,0001,134
Cash dividends$1,700,000878
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,238,720600
2016-03-31 (YTD Data)Rank
Total interest income$11,253,000591
Total interest expense$1,523,000479
Net interest income$9,730,000614
Provision for loan and lease losses$75,0001,741
Total noninterest income$5,569,000374
Gross Fiduciary activities income$906,000237
Service charges on deposit accounts$1,055,000329
Trading account gains and fees$0142
Additional Noninterest Income$3,608,000373
Total noninterest expense$11,186,000494
Salaries and employee benefits$6,250,000477
Premises and equipment expense$1,788,000386
Additional noninterest expense$3,148,000546
Pre-tax net operating income$4,038,000581
Securities gains (losses)$321,000199
Applicable income taxes$1,056,000617
Income before extraordinary items$3,303,000560
Extraordinary gains, net$012
Net income$3,303,000559
Minority interest net income$062
Net income of bank and minority interests.$3,303,000560
Net charge-offs$95,0001,050
Cash dividends$850,000846
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,059,040588
2015-12-31 (YTD Data)Rank
Total interest income$44,121,000578
Total interest expense$5,729,000479
Net interest income$38,392,000595
Provision for loan and lease losses$575,0001,221
Total noninterest income$23,677,000366
Gross Fiduciary activities income$3,947,000229
Service charges on deposit accounts$4,663,000315
Trading account gains and fees$0159
Additional Noninterest Income$15,067,000371
Total noninterest expense$46,734,000464
Salaries and employee benefits$25,573,000452
Premises and equipment expense$8,022,000338
Additional noninterest expense$13,139,000520
Pre-tax net operating income$14,760,000627
Securities gains (losses)$142,000935
Applicable income taxes$3,264,000709
Income before extraordinary items$11,638,000632
Extraordinary gains, net$023
Net income$11,638,000630
Minority interest net income$081
Net income of bank and minority interests.$11,638,000633
Net charge-offs$-715,0006,056
Cash dividends$3,200,000925
Sale, conversion, retirement of capital stock, net$0804
Net operating income$11,527,240623
2015-09-30 (YTD Data)Rank
Total interest income$33,041,000583
Total interest expense$4,266,000481
Net interest income$28,775,000601
Provision for loan and lease losses$500,0001,034
Total noninterest income$17,794,000370
Gross Fiduciary activities income$3,037,000228
Service charges on deposit accounts$3,471,000324
Trading account gains and fees$0153
Additional Noninterest Income$11,286,000378
Total noninterest expense$34,377,000483
Salaries and employee benefits$18,860,000466
Premises and equipment expense$5,898,000350
Additional noninterest expense$9,619,000533
Pre-tax net operating income$11,692,000615
Securities gains (losses)$125,000896
Applicable income taxes$2,716,000684
Income before extraordinary items$9,101,000613
Extraordinary gains, net$021
Net income$9,101,000613
Minority interest net income$078
Net income of bank and minority interests.$9,101,000613
Net charge-offs$-780,0006,170
Cash dividends$2,400,000843
Sale, conversion, retirement of capital stock, net$0773
Net operating income$9,004,750607
2015-06-30 (YTD Data)Rank
Total interest income$22,053,000581
Total interest expense$2,837,000481
Net interest income$19,216,000594
Provision for loan and lease losses$425,000888
Total noninterest income$12,116,000366
Gross Fiduciary activities income$2,091,000230
Service charges on deposit accounts$2,248,000329
Trading account gains and fees$0157
Additional Noninterest Income$7,777,000374
Total noninterest expense$22,803,000480
Salaries and employee benefits$12,595,000464
Premises and equipment expense$3,921,000351
Additional noninterest expense$6,287,000547
Pre-tax net operating income$8,104,000583
Securities gains (losses)$123,000736
Applicable income taxes$1,943,000646
Income before extraordinary items$6,284,000600
Extraordinary gains, net$022
Net income$6,284,000598
Minority interest net income$075
Net income of bank and minority interests.$6,284,000600
Net charge-offs$-815,0006,283
Cash dividends$1,600,000851
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,190,520595
2015-03-31 (YTD Data)Rank
Total interest income$11,086,000574
Total interest expense$1,433,000474
Net interest income$9,653,000586
Provision for loan and lease losses$300,000621
Total noninterest income$5,749,000377
Gross Fiduciary activities income$958,000237
Service charges on deposit accounts$1,095,000326
Trading account gains and fees$0152
Additional Noninterest Income$3,696,000372
Total noninterest expense$11,180,000486
Salaries and employee benefits$6,085,000479
Premises and equipment expense$2,024,000345
Additional noninterest expense$3,071,000550
Pre-tax net operating income$3,922,000586
Securities gains (losses)$110,000556
Applicable income taxes$928,000654
Income before extraordinary items$3,104,000584
Extraordinary gains, net$013
Net income$3,104,000581
Minority interest net income$064
Net income of bank and minority interests.$3,104,000584
Net charge-offs$90,0001,181
Cash dividends$800,000798
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,019,300581
2014-12-31 (YTD Data)Rank
Total interest income$44,354,000559
Total interest expense$5,834,000478
Net interest income$38,520,000576
Provision for loan and lease losses$750,0001,065
Total noninterest income$22,739,000350
Gross Fiduciary activities income$3,692,000237
Service charges on deposit accounts$4,514,000336
Trading account gains and fees$0180
Additional Noninterest Income$14,533,000342
Total noninterest expense$42,616,000492
Salaries and employee benefits$23,047,000482
Premises and equipment expense$7,989,000338
Additional noninterest expense$11,580,000587
Pre-tax net operating income$17,893,000505
Securities gains (losses)$183,000846
Applicable income taxes$4,574,000534
Income before extraordinary items$13,502,000505
Extraordinary gains, net$017
Net income$13,502,000503
Minority interest net income$084
Net income of bank and minority interests.$13,502,000504
Net charge-offs$3,028,000342
Cash dividends$3,200,000862
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,364,750501
2014-09-30 (YTD Data)Rank
Total interest income$33,221,000559
Total interest expense$4,403,000473
Net interest income$28,818,000579
Provision for loan and lease losses$450,0001,237
Total noninterest income$16,984,000347
Gross Fiduciary activities income$2,734,000239
Service charges on deposit accounts$3,330,000337
Trading account gains and fees$0174
Additional Noninterest Income$10,920,000335
Total noninterest expense$31,473,000498
Salaries and employee benefits$17,024,000490
Premises and equipment expense$6,006,000335
Additional noninterest expense$8,443,000595
Pre-tax net operating income$13,879,000489
Securities gains (losses)$-53,0006,369
Applicable income taxes$3,559,000522
Income before extraordinary items$10,267,000493
Extraordinary gains, net$015
Net income$10,267,000492
Minority interest net income$081
Net income of bank and minority interests.$10,267,000493
Net charge-offs$2,020,000379
Cash dividends$2,400,000810
Sale, conversion, retirement of capital stock, net$0819
Net operating income$10,306,220485
2014-06-30 (YTD Data)Rank
Total interest income$22,322,000550
Total interest expense$2,954,000473
Net interest income$19,368,000566
Provision for loan and lease losses$300,0001,222
Total noninterest income$10,706,000355
Gross Fiduciary activities income$1,798,000245
Service charges on deposit accounts$2,141,000338
Trading account gains and fees$0172
Additional Noninterest Income$6,767,000350
Total noninterest expense$20,569,000503
Salaries and employee benefits$11,247,000489
Premises and equipment expense$4,118,000325
Additional noninterest expense$5,204,000638
Pre-tax net operating income$9,205,000482
Securities gains (losses)$-55,0006,493
Applicable income taxes$2,342,000513
Income before extraordinary items$6,808,000493
Extraordinary gains, net$020
Net income$6,808,000492
Minority interest net income$080
Net income of bank and minority interests.$6,808,000493
Net charge-offs$1,030,000481
Cash dividends$1,600,000776
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,848,700486
2014-03-31 (YTD Data)Rank
Total interest income$11,275,000549
Total interest expense$1,491,000474
Net interest income$9,784,000562
Provision for loan and lease losses$150,0001,189
Total noninterest income$5,252,000360
Gross Fiduciary activities income$861,000250
Service charges on deposit accounts$1,035,000345
Trading account gains and fees$0147
Additional Noninterest Income$3,356,000345
Total noninterest expense$10,328,000504
Salaries and employee benefits$5,631,000491
Premises and equipment expense$2,137,000319
Additional noninterest expense$2,560,000640
Pre-tax net operating income$4,558,000480
Securities gains (losses)$-50,0006,592
Applicable income taxes$1,138,000509
Income before extraordinary items$3,370,000480
Extraordinary gains, net$016
Net income$3,370,000479
Minority interest net income$066
Net income of bank and minority interests.$3,370,000480
Net charge-offs$648,000406
Cash dividends$800,000729
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,407,500465
2013-12-31 (YTD Data)Rank
Total interest income$45,182,000548
Total interest expense$8,110,000384
Net interest income$37,072,000582
Provision for loan and lease losses$600,0001,620
Total noninterest income$23,289,000361
Gross Fiduciary activities income$3,099,000251
Service charges on deposit accounts$4,953,000310
Trading account gains and fees$0184
Additional Noninterest Income$15,237,000354
Total noninterest expense$42,555,000489
Salaries and employee benefits$23,446,000470
Premises and equipment expense$7,534,000347
Additional noninterest expense$11,575,000600
Pre-tax net operating income$17,206,000484
Securities gains (losses)$299,000695
Applicable income taxes$4,355,000501
Income before extraordinary items$13,150,000515
Extraordinary gains, net$029
Net income$13,150,000515
Minority interest net income$090
Net income of bank and minority interests.$13,150,000516
Net charge-offs$2,427,000646
Cash dividends$3,550,000762
Sale, conversion, retirement of capital stock, net$0924
Net operating income$12,925,750509
2013-09-30 (YTD Data)Rank
Total interest income$33,481,000553
Total interest expense$6,341,000375
Net interest income$27,140,000590
Provision for loan and lease losses$450,0001,622
Total noninterest income$17,971,000364
Gross Fiduciary activities income$2,282,000253
Service charges on deposit accounts$3,681,000314
Trading account gains and fees$0180
Additional Noninterest Income$12,008,000354
Total noninterest expense$31,710,000495
Salaries and employee benefits$17,621,000472
Premises and equipment expense$5,556,000351
Additional noninterest expense$8,533,000613
Pre-tax net operating income$12,951,000497
Securities gains (losses)$318,000606
Applicable income taxes$3,307,000514
Income before extraordinary items$9,962,000522
Extraordinary gains, net$025
Net income$9,962,000520
Minority interest net income$084
Net income of bank and minority interests.$9,962,000524
Net charge-offs$2,314,000542
Cash dividends$2,750,000683
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,723,500519
2013-06-30 (YTD Data)Rank
Total interest income$22,007,000565
Total interest expense$4,397,000365
Net interest income$17,610,000595
Provision for loan and lease losses$300,0001,629
Total noninterest income$12,399,000362
Gross Fiduciary activities income$1,507,000257
Service charges on deposit accounts$2,195,000338
Trading account gains and fees$0157
Additional Noninterest Income$8,697,000342
Total noninterest expense$22,007,000481
Salaries and employee benefits$12,715,000444
Premises and equipment expense$3,777,000338
Additional noninterest expense$5,515,000618
Pre-tax net operating income$7,702,000532
Securities gains (losses)$221,000697
Applicable income taxes$1,807,000585
Income before extraordinary items$6,116,000557
Extraordinary gains, net$022
Net income$6,116,000556
Minority interest net income$082
Net income of bank and minority interests.$6,116,000559
Net charge-offs$1,123,000702
Cash dividends$2,000,000614
Sale, conversion, retirement of capital stock, net$0838
Net operating income$5,945,830553
2013-03-31 (YTD Data)Rank
Total interest income$11,023,000569
Total interest expense$2,267,000369
Net interest income$8,756,000600
Provision for loan and lease losses$150,0001,610
Total noninterest income$6,570,000352
Gross Fiduciary activities income$725,000260
Service charges on deposit accounts$1,033,000357
Trading account gains and fees$0148
Additional Noninterest Income$4,812,000314
Total noninterest expense$11,243,000483
Salaries and employee benefits$6,644,000429
Premises and equipment expense$1,928,000330
Additional noninterest expense$2,671,000641
Pre-tax net operating income$3,933,000528
Securities gains (losses)$2,0001,785
Applicable income taxes$820,000626
Income before extraordinary items$3,115,000530
Extraordinary gains, net$010
Net income$3,115,000528
Minority interest net income$076
Net income of bank and minority interests.$3,115,000531
Net charge-offs$390,000892
Cash dividends$750,000684
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,113,420513
2012-12-31 (YTD Data)Rank
Total interest income$48,617,000536
Total interest expense$11,249,000351
Net interest income$37,368,000585
Provision for loan and lease losses$1,900,0001,109
Total noninterest income$25,877,000352
Gross Fiduciary activities income$2,834,000248
Service charges on deposit accounts$4,951,000311
Trading account gains and fees$0166
Additional Noninterest Income$18,092,000319
Total noninterest expense$52,846,000420
Salaries and employee benefits$31,077,000358
Premises and equipment expense$7,844,000321
Additional noninterest expense$13,925,000531
Pre-tax net operating income$8,499,000843
Securities gains (losses)$7,782,00071
Applicable income taxes$3,981,000500
Income before extraordinary items$12,300,000533
Extraordinary gains, net$029
Net income$12,300,000531
Minority interest net income$093
Net income of bank and minority interests.$12,300,000533
Net charge-offs$2,208,0001,080
Cash dividends$2,900,000902
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,385,680881
2012-09-30 (YTD Data)Rank
Total interest income$37,164,000531
Total interest expense$8,706,000360
Net interest income$28,458,000581
Provision for loan and lease losses$1,750,000960
Total noninterest income$18,724,000359
Gross Fiduciary activities income$2,129,000246
Service charges on deposit accounts$3,661,000316
Trading account gains and fees$0157
Additional Noninterest Income$12,934,000325
Total noninterest expense$39,352,000417
Salaries and employee benefits$22,814,000361
Premises and equipment expense$5,970,000314
Additional noninterest expense$10,568,000531
Pre-tax net operating income$6,080,000903
Securities gains (losses)$5,275,00076
Applicable income taxes$2,705,000556
Income before extraordinary items$8,650,000573
Extraordinary gains, net$020
Net income$8,650,000572
Minority interest net income$086
Net income of bank and minority interests.$8,650,000573
Net charge-offs$1,309,0001,235
Cash dividends$2,100,000738
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,641,000939
2012-06-30 (YTD Data)Rank
Total interest income$25,296,000528
Total interest expense$6,062,000363
Net interest income$19,234,000573
Provision for loan and lease losses$1,450,000826
Total noninterest income$12,521,000354
Gross Fiduciary activities income$1,436,000249
Service charges on deposit accounts$2,395,000319
Trading account gains and fees$0153
Additional Noninterest Income$8,690,000316
Total noninterest expense$27,451,000392
Salaries and employee benefits$16,857,000323
Premises and equipment expense$3,994,000311
Additional noninterest expense$6,600,000559
Pre-tax net operating income$2,854,0001,252
Securities gains (losses)$4,981,00058
Applicable income taxes$1,886,000526
Income before extraordinary items$5,949,000547
Extraordinary gains, net$019
Net income$5,949,000546
Minority interest net income$084
Net income of bank and minority interests.$5,949,000547
Net charge-offs$1,254,000971
Cash dividends$1,400,000732
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,163,4401,296
2012-03-31 (YTD Data)Rank
Total interest income$12,906,000521
Total interest expense$3,123,000365
Net interest income$9,783,000570
Provision for loan and lease losses$1,050,000584
Total noninterest income$6,265,000343
Gross Fiduciary activities income$704,000252
Service charges on deposit accounts$1,185,000319
Trading account gains and fees$0148
Additional Noninterest Income$4,376,000312
Total noninterest expense$15,800,000351
Salaries and employee benefits$10,743,000251
Premises and equipment expense$1,924,000324
Additional noninterest expense$3,133,000566
Pre-tax net operating income$-802,0007,134
Securities gains (losses)$4,644,00032
Applicable income taxes$904,000550
Income before extraordinary items$2,938,000538
Extraordinary gains, net$019
Net income$2,938,000537
Minority interest net income$078
Net income of bank and minority interests.$2,938,000539
Net charge-offs$80,0002,645
Cash dividends$700,000659
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-591,4407,088
2011-12-31 (YTD Data)Rank
Total interest income$54,216,000499
Total interest expense$13,972,000398
Net interest income$40,244,000543
Provision for loan and lease losses$3,800,000989
Total noninterest income$21,827,000347
Gross Fiduciary activities income$2,882,000206
Service charges on deposit accounts$4,681,000337
Trading account gains and fees$0146
Additional Noninterest Income$14,264,000338
Total noninterest expense$44,824,000464
Salaries and employee benefits$23,517,000419
Premises and equipment expense$7,787,000331
Additional noninterest expense$13,520,000541
Pre-tax net operating income$13,447,000490
Securities gains (losses)$1,449,000313
Applicable income taxes$3,218,000554
Income before extraordinary items$11,678,000472
Extraordinary gains, net$029
Net income$11,678,000473
Minority interest net income$096
Net income of bank and minority interests.$11,678,000473
Net charge-offs$3,659,0001,050
Cash dividends$2,900,000684
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$10,547,780496
2011-09-30 (YTD Data)Rank
Total interest income$40,796,000504
Total interest expense$10,698,000413
Net interest income$30,098,000549
Provision for loan and lease losses$3,500,000818
Total noninterest income$15,806,000360
Gross Fiduciary activities income$2,204,000201
Service charges on deposit accounts$3,208,000366
Trading account gains and fees$0145
Additional Noninterest Income$10,394,000337
Total noninterest expense$33,154,000464
Salaries and employee benefits$17,653,000419
Premises and equipment expense$5,901,000337
Additional noninterest expense$9,600,000560
Pre-tax net operating income$9,250,000531
Securities gains (losses)$723,000471
Applicable income taxes$1,955,000630
Income before extraordinary items$8,018,000516
Extraordinary gains, net$021
Net income$8,018,000515
Minority interest net income$087
Net income of bank and minority interests.$8,018,000516
Net charge-offs$572,0002,525
Cash dividends$2,200,000594
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$7,439,600542
2011-06-30 (YTD Data)Rank
Total interest income$27,248,000507
Total interest expense$7,289,000426
Net interest income$19,959,000556
Provision for loan and lease losses$2,750,000732
Total noninterest income$10,338,000371
Gross Fiduciary activities income$1,488,000206
Service charges on deposit accounts$2,044,000377
Trading account gains and fees$0153
Additional Noninterest Income$6,806,000348
Total noninterest expense$22,031,000472
Salaries and employee benefits$11,896,000422
Premises and equipment expense$3,805,000355
Additional noninterest expense$6,330,000573
Pre-tax net operating income$5,516,000572
Securities gains (losses)$540,000337
Applicable income taxes$1,047,000733
Income before extraordinary items$5,009,000535
Extraordinary gains, net$015
Net income$5,009,000534
Minority interest net income$089
Net income of bank and minority interests.$5,009,000535
Net charge-offs$479,0002,195
Cash dividends$1,500,000557
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,560,800568
2011-03-31 (YTD Data)Rank
Total interest income$13,715,000508
Total interest expense$3,733,000434
Net interest income$9,982,000554
Provision for loan and lease losses$1,500,000636
Total noninterest income$5,310,000355
Gross Fiduciary activities income$722,000214
Service charges on deposit accounts$955,000399
Trading account gains and fees$0158
Additional Noninterest Income$3,633,000329
Total noninterest expense$10,919,000482
Salaries and employee benefits$6,221,000407
Premises and equipment expense$1,854,000363
Additional noninterest expense$2,844,000635
Pre-tax net operating income$2,873,000578
Securities gains (losses)$53,000741
Applicable income taxes$475,000782
Income before extraordinary items$2,451,000543
Extraordinary gains, net$09
Net income$2,451,000542
Minority interest net income$086
Net income of bank and minority interests.$2,451,000543
Net charge-offs$97,0002,770
Cash dividends$800,000479
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,406,480538
2010-12-31 (YTD Data)Rank
Total interest income$57,704,000515
Total interest expense$17,763,000447
Net interest income$39,941,000546
Provision for loan and lease losses$9,250,000709
Total noninterest income$22,099,000368
Gross Fiduciary activities income$2,780,000209
Service charges on deposit accounts$5,078,000308
Trading account gains and fees$0175
Additional Noninterest Income$14,241,000354
Total noninterest expense$45,027,000467
Salaries and employee benefits$24,149,000400
Premises and equipment expense$7,556,000355
Additional noninterest expense$13,322,000571
Pre-tax net operating income$7,763,000690
Securities gains (losses)$2,084,000258
Applicable income taxes$747,0001,484
Income before extraordinary items$9,100,000503
Extraordinary gains, net$029
Net income$9,100,000503
Minority interest net income$0111
Net income of bank and minority interests.$9,100,000505
Net charge-offs$4,480,0001,117
Cash dividends$2,650,000615
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$7,182,720593
2010-09-30 (YTD Data)Rank
Total interest income$43,689,000505
Total interest expense$13,574,000456
Net interest income$30,115,000530
Provision for loan and lease losses$7,750,000618
Total noninterest income$15,557,000369
Gross Fiduciary activities income$2,081,000207
Service charges on deposit accounts$3,631,000326
Trading account gains and fees$0165
Additional Noninterest Income$9,845,000366
Total noninterest expense$33,455,000458
Salaries and employee benefits$17,884,000402
Premises and equipment expense$5,836,000348
Additional noninterest expense$9,735,000566
Pre-tax net operating income$4,467,000925
Securities gains (losses)$966,000423
Applicable income taxes$-121,0007,109
Income before extraordinary items$5,554,000623
Extraordinary gains, net$023
Net income$5,554,000621
Minority interest net income$0110
Net income of bank and minority interests.$5,554,000623
Net charge-offs$1,285,0001,930
Cash dividends$1,900,000569
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,588,000719
2010-06-30 (YTD Data)Rank
Total interest income$29,734,000503
Total interest expense$9,197,000464
Net interest income$20,537,000514
Provision for loan and lease losses$5,500,000594
Total noninterest income$9,578,000384
Gross Fiduciary activities income$1,330,000214
Service charges on deposit accounts$2,353,000334
Trading account gains and fees$0152
Additional Noninterest Income$5,895,000382
Total noninterest expense$21,786,000467
Salaries and employee benefits$11,729,000404
Premises and equipment expense$4,007,000338
Additional noninterest expense$6,050,000599
Pre-tax net operating income$2,829,000959
Securities gains (losses)$905,000288
Applicable income taxes$-34,0007,024
Income before extraordinary items$3,768,000586
Extraordinary gains, net$019
Net income$3,768,000587
Minority interest net income$0105
Net income of bank and minority interests.$3,768,000587
Net charge-offs$1,213,0001,544
Cash dividends$1,200,000577
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,863,000757
2010-03-31 (YTD Data)Rank
Total interest income$14,916,000517
Total interest expense$4,641,000487
Net interest income$10,275,000527
Provision for loan and lease losses$2,250,000682
Total noninterest income$4,722,000391
Gross Fiduciary activities income$657,000215
Service charges on deposit accounts$1,120,000349
Trading account gains and fees$0175
Additional Noninterest Income$2,945,000376
Total noninterest expense$10,846,000479
Salaries and employee benefits$6,044,000398
Premises and equipment expense$1,903,000363
Additional noninterest expense$2,899,000636
Pre-tax net operating income$1,901,000705
Securities gains (losses)$02,284
Applicable income taxes$-2,0007,013
Income before extraordinary items$1,903,000583
Extraordinary gains, net$016
Net income$1,903,000588
Minority interest net income$091
Net income of bank and minority interests.$1,903,000587
Net charge-offs$281,0002,097
Cash dividends$600,000554
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,903,000562
2009-12-31 (YTD Data)Rank
Total interest income$59,445,000551
Total interest expense$19,302,000591
Net interest income$40,143,000536
Provision for loan and lease losses$12,250,000726
Total noninterest income$19,233,000400
Gross Fiduciary activities income$2,609,000209
Service charges on deposit accounts$4,739,000361
Trading account gains and fees$0211
Additional Noninterest Income$11,885,000402
Total noninterest expense$40,995,000529
Salaries and employee benefits$23,855,000405
Premises and equipment expense$7,169,000378
Additional noninterest expense$9,971,000793
Pre-tax net operating income$6,131,000706
Securities gains (losses)$617,000753
Applicable income taxes$-174,0006,722
Income before extraordinary items$6,922,000488
Extraordinary gains, net$034
Net income$6,922,000487
Minority interest net income$0115
Net income of bank and minority interests.$6,922,000490
Net charge-offs$9,680,000705
Cash dividends$2,550,000699
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,305,000549
2009-09-30 (YTD Data)Rank
Total interest income$44,586,000564
Total interest expense$14,426,000631
Net interest income$30,160,000547
Provision for loan and lease losses$8,500,000709
Total noninterest income$14,477,000404
Gross Fiduciary activities income$1,951,000208
Service charges on deposit accounts$3,315,000383
Trading account gains and fees$0212
Additional Noninterest Income$9,211,000394
Total noninterest expense$32,325,000505
Salaries and employee benefits$18,325,000408
Premises and equipment expense$5,488,000379
Additional noninterest expense$8,512,000676
Pre-tax net operating income$3,812,000883
Securities gains (losses)$194,0001,306
Applicable income taxes$-516,0007,352
Income before extraordinary items$4,522,000601
Extraordinary gains, net$027
Net income$4,522,000602
Minority interest net income$0118
Net income of bank and minority interests.$4,522,000603
Net charge-offs$3,395,0001,098
Cash dividends$1,950,000660
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,328,000620
2009-06-30 (YTD Data)Rank
Total interest income$29,929,000576
Total interest expense$9,643,000670
Net interest income$20,286,000541
Provision for loan and lease losses$5,500,000689
Total noninterest income$9,875,000393
Gross Fiduciary activities income$1,279,000213
Service charges on deposit accounts$2,154,000384
Trading account gains and fees$0193
Additional Noninterest Income$6,442,000385
Total noninterest expense$21,727,000505
Salaries and employee benefits$12,422,000403
Premises and equipment expense$3,585,000388
Additional noninterest expense$5,720,000678
Pre-tax net operating income$2,934,000796
Securities gains (losses)$88,0001,580
Applicable income taxes$-218,0007,329
Income before extraordinary items$3,240,000553
Extraordinary gains, net$021
Net income$3,240,000551
Minority interest net income$0112
Net income of bank and minority interests.$3,240,000553
Net charge-offs$2,384,0001,007
Cash dividends$1,450,000626
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,152,000553
2009-03-31 (YTD Data)Rank
Total interest income$14,933,000588
Total interest expense$4,794,000697
Net interest income$10,139,000535
Provision for loan and lease losses$2,500,000636
Total noninterest income$4,945,000369
Gross Fiduciary activities income$652,000215
Service charges on deposit accounts$1,030,000390
Trading account gains and fees$0171
Additional Noninterest Income$3,263,000348
Total noninterest expense$10,660,000492
Salaries and employee benefits$6,087,000413
Premises and equipment expense$1,835,000385
Additional noninterest expense$2,738,000626
Pre-tax net operating income$1,924,000641
Securities gains (losses)$122,000901
Applicable income taxes$103,0002,153
Income before extraordinary items$1,943,000512
Extraordinary gains, net$015
Net income$1,943,000512
Minority interest net income$0102
Net income of bank and minority interests.$1,943,000515
Net charge-offs$2,201,000574
Cash dividends$950,000486
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,827,100504
2008-12-31 (YTD Data)Rank
Total interest income$62,300,000598
Total interest expense$22,627,000704
Net interest income$39,673,000553
Provision for loan and lease losses$2,450,0001,583
Total noninterest income$16,280,000416
Gross Fiduciary activities income$2,674,000218
Service charges on deposit accounts$4,592,000379
Trading account gains and fees$0154
Additional Noninterest Income$9,014,000408
Total noninterest expense$42,935,000480
Salaries and employee benefits$22,545,000426
Premises and equipment expense$6,995,000393
Additional noninterest expense$13,395,000519
Pre-tax net operating income$10,568,000506
Securities gains (losses)$364,000477
Applicable income taxes$1,552,000849
Income before extraordinary items$9,380,000407
Extraordinary gains, net$039
Net income$9,380,000407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,389,0001,630
Cash dividends$4,800,000588
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$9,066,960448
2008-09-30 (YTD Data)Rank
Total interest income$46,534,000621
Total interest expense$17,633,000706
Net interest income$28,901,000577
Provision for loan and lease losses$450,0002,889
Total noninterest income$12,173,000439
Gross Fiduciary activities income$2,024,000229
Service charges on deposit accounts$3,591,000366
Trading account gains and fees$0148
Additional Noninterest Income$6,558,000449
Total noninterest expense$32,873,000466
Salaries and employee benefits$16,754,000448
Premises and equipment expense$5,167,000411
Additional noninterest expense$10,952,000459
Pre-tax net operating income$7,751,000646
Securities gains (losses)$228,000565
Applicable income taxes$1,069,0001,096
Income before extraordinary items$6,910,000530
Extraordinary gains, net$031
Net income$6,910,000529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-203,0008,329
Cash dividends$2,100,000967
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,711,640569
2008-06-30 (YTD Data)Rank
Total interest income$30,450,000641
Total interest expense$12,195,000704
Net interest income$18,255,000607
Provision for loan and lease losses$06,671
Total noninterest income$8,236,000448
Gross Fiduciary activities income$1,355,000231
Service charges on deposit accounts$2,189,000397
Trading account gains and fees$0149
Additional Noninterest Income$4,692,000454
Total noninterest expense$23,277,000447
Salaries and employee benefits$11,077,000459
Premises and equipment expense$3,510,000403
Additional noninterest expense$8,690,000398
Pre-tax net operating income$3,214,0001,099
Securities gains (losses)$230,000558
Applicable income taxes$26,0004,517
Income before extraordinary items$3,418,000804
Extraordinary gains, net$021
Net income$3,418,000803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-348,0008,434
Cash dividends$1,400,0001,057
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,190,300837
2008-03-31 (YTD Data)Rank
Total interest income$15,228,000657
Total interest expense$6,567,000699
Net interest income$8,661,000636
Provision for loan and lease losses$06,080
Total noninterest income$3,982,000468
Gross Fiduciary activities income$691,000231
Service charges on deposit accounts$1,083,000397
Trading account gains and fees$0158
Additional Noninterest Income$2,208,000475
Total noninterest expense$9,368,000531
Salaries and employee benefits$5,528,000465
Premises and equipment expense$1,706,000416
Additional noninterest expense$2,134,000687
Pre-tax net operating income$3,275,000600
Securities gains (losses)$114,000653
Applicable income taxes$693,000791
Income before extraordinary items$2,696,000562
Extraordinary gains, net$015
Net income$2,696,000563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0002,080
Cash dividends$700,0001,018
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,604,800551
2007-12-31 (YTD Data)Rank
Total interest income$62,357,000670
Total interest expense$30,269,000651
Net interest income$32,088,000692
Provision for loan and lease losses$600,0002,040
Total noninterest income$17,490,000418
Gross Fiduciary activities income$2,776,000227
Service charges on deposit accounts$4,439,000389
Trading account gains and fees$0178
Additional Noninterest Income$10,275,000403
Total noninterest expense$36,199,000522
Salaries and employee benefits$21,380,000453
Premises and equipment expense$6,040,000448
Additional noninterest expense$8,779,000656
Pre-tax net operating income$12,779,000672
Securities gains (losses)$123,000557
Applicable income taxes$2,720,000879
Income before extraordinary items$10,182,000639
Extraordinary gains, net$039
Net income$10,182,000638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$889,0001,115
Cash dividends$4,650,000792
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$10,084,830632
2007-09-30 (YTD Data)Rank
Total interest income$46,108,000680
Total interest expense$22,616,000654
Net interest income$23,492,000704
Provision for loan and lease losses$600,0001,345
Total noninterest income$12,266,000441
Gross Fiduciary activities income$2,068,000226
Service charges on deposit accounts$3,439,000376
Trading account gains and fees$0184
Additional Noninterest Income$6,759,000443
Total noninterest expense$27,399,000517
Salaries and employee benefits$16,434,000440
Premises and equipment expense$4,376,000458
Additional noninterest expense$6,589,000633
Pre-tax net operating income$7,759,000898
Securities gains (losses)$45,000644
Applicable income taxes$1,331,0001,338
Income before extraordinary items$6,473,000811
Extraordinary gains, net$033
Net income$6,473,000809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$629,000903
Cash dividends$3,400,000783
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,435,650802
2007-06-30 (YTD Data)Rank
Total interest income$29,948,000710
Total interest expense$14,454,000688
Net interest income$15,494,000729
Provision for loan and lease losses$600,000869
Total noninterest income$8,380,000442
Gross Fiduciary activities income$1,345,000236
Service charges on deposit accounts$2,197,000399
Trading account gains and fees$0168
Additional Noninterest Income$4,838,000447
Total noninterest expense$18,220,000534
Salaries and employee benefits$11,111,000451
Premises and equipment expense$2,961,000467
Additional noninterest expense$4,148,000680
Pre-tax net operating income$5,054,000952
Securities gains (losses)$48,000546
Applicable income taxes$896,0001,376
Income before extraordinary items$4,206,000869
Extraordinary gains, net$029
Net income$4,206,000868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0001,171
Cash dividends$1,200,0001,328
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,166,640866
2007-03-31 (YTD Data)Rank
Total interest income$14,835,000711
Total interest expense$7,059,000694
Net interest income$7,776,000723
Provision for loan and lease losses$600,000449
Total noninterest income$3,875,000463
Gross Fiduciary activities income$682,000238
Service charges on deposit accounts$1,068,000394
Trading account gains and fees$0195
Additional Noninterest Income$2,125,000477
Total noninterest expense$9,183,000531
Salaries and employee benefits$5,551,000457
Premises and equipment expense$1,534,000450
Additional noninterest expense$2,098,000662
Pre-tax net operating income$1,868,0001,249
Securities gains (losses)$48,000421
Applicable income taxes$319,0001,787
Income before extraordinary items$1,597,0001,102
Extraordinary gains, net$022
Net income$1,597,0001,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-171,0008,564
Cash dividends$600,0001,214
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,557,1601,116
2006-12-31 (YTD Data)Rank
Total interest income$58,110,000664
Total interest expense$26,030,000653
Net interest income$32,080,000685
Provision for loan and lease losses$3,000,000373
Total noninterest income$16,818,000437
Gross Fiduciary activities income$2,852,000215
Service charges on deposit accounts$4,439,000384
Trading account gains and fees$0130
Additional Noninterest Income$9,527,000430
Total noninterest expense$34,300,000535
Salaries and employee benefits$20,658,000462
Premises and equipment expense$5,922,000436
Additional noninterest expense$7,720,000701
Pre-tax net operating income$11,598,000858
Securities gains (losses)$18,000936
Applicable income taxes$2,177,0001,245
Income before extraordinary items$9,439,000787
Extraordinary gains, net$051
Net income$9,439,000786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-333,0008,627
Cash dividends$2,000,0001,524
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,424,420779
2006-09-30 (YTD Data)Rank
Total interest income$42,846,000679
Total interest expense$18,804,000665
Net interest income$24,042,000705
Provision for loan and lease losses$2,250,000358
Total noninterest income$13,103,000436
Gross Fiduciary activities income$2,167,000216
Service charges on deposit accounts$3,241,000396
Trading account gains and fees$0126
Additional Noninterest Income$7,695,000419
Total noninterest expense$25,014,000558
Salaries and employee benefits$14,752,000498
Premises and equipment expense$4,604,000432
Additional noninterest expense$5,658,000725
Pre-tax net operating income$9,881,000795
Securities gains (losses)$12,000854
Applicable income taxes$1,577,0001,342
Income before extraordinary items$8,316,000708
Extraordinary gains, net$045
Net income$8,316,000707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-606,0008,706
Cash dividends$1,500,0001,427
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$8,305,920705
2006-06-30 (YTD Data)Rank
Total interest income$27,738,000688
Total interest expense$11,856,000668
Net interest income$15,882,000714
Provision for loan and lease losses$1,500,000341
Total noninterest income$7,613,000481
Gross Fiduciary activities income$1,497,000216
Service charges on deposit accounts$2,107,000407
Trading account gains and fees$0126
Additional Noninterest Income$4,009,000496
Total noninterest expense$16,389,000573
Salaries and employee benefits$9,608,000516
Premises and equipment expense$3,058,000434
Additional noninterest expense$3,723,000739
Pre-tax net operating income$5,606,000916
Securities gains (losses)$48,000461
Applicable income taxes$1,081,0001,314
Income before extraordinary items$4,573,000852
Extraordinary gains, net$039
Net income$4,573,000852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-663,0008,745
Cash dividends$1,000,0001,414
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,534,120842
2006-03-31 (YTD Data)Rank
Total interest income$13,381,000690
Total interest expense$5,557,000665
Net interest income$7,824,000716
Provision for loan and lease losses$750,000338
Total noninterest income$3,835,000468
Gross Fiduciary activities income$845,000200
Service charges on deposit accounts$1,066,000389
Trading account gains and fees$0115
Additional Noninterest Income$1,924,000504
Total noninterest expense$8,594,000544
Salaries and employee benefits$4,837,000515
Premises and equipment expense$1,580,000420
Additional noninterest expense$2,177,000645
Pre-tax net operating income$2,315,0001,073
Securities gains (losses)$37,000386
Applicable income taxes$419,0001,600
Income before extraordinary items$1,933,000987
Extraordinary gains, net$021
Net income$1,933,000986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-62,0008,545
Cash dividends$500,0001,312
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,902,660979
2005-12-31 (YTD Data)Rank
Total interest income$49,966,000654
Total interest expense$18,500,000618
Net interest income$31,466,000672
Provision for loan and lease losses$3,000,000359
Total noninterest income$14,821,000479
Gross Fiduciary activities income$2,522,000231
Service charges on deposit accounts$4,649,000363
Trading account gains and fees$0138
Additional Noninterest Income$7,650,000509
Total noninterest expense$30,915,000575
Salaries and employee benefits$17,632,000529
Premises and equipment expense$5,945,000418
Additional noninterest expense$7,338,000723
Pre-tax net operating income$12,372,000798
Securities gains (losses)$362,000357
Applicable income taxes$2,623,0001,081
Income before extraordinary items$10,111,000719
Extraordinary gains, net$046
Net income$10,111,000720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,511,000270
Cash dividends$1,800,0001,584
Sale, conversion, retirement of capital stock, net$0934
Net operating income$9,825,020723
2005-09-30 (YTD Data)Rank
Total interest income$36,765,000642
Total interest expense$13,080,000620
Net interest income$23,685,000655
Provision for loan and lease losses$2,250,000348
Total noninterest income$10,922,000487
Gross Fiduciary activities income$1,831,000231
Service charges on deposit accounts$3,298,000384
Trading account gains and fees$0126
Additional Noninterest Income$5,793,000510
Total noninterest expense$23,102,000576
Salaries and employee benefits$13,067,000529
Premises and equipment expense$4,455,000420
Additional noninterest expense$5,580,000710
Pre-tax net operating income$9,255,000798
Securities gains (losses)$250,000423
Applicable income taxes$1,922,0001,107
Income before extraordinary items$7,583,000715
Extraordinary gains, net$035
Net income$7,583,000716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$376,0001,063
Cash dividends$1,300,0001,484
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,383,000712
2005-06-30 (YTD Data)Rank
Total interest income$23,975,000642
Total interest expense$8,196,000611
Net interest income$15,779,000648
Provision for loan and lease losses$1,500,000342
Total noninterest income$7,117,000487
Gross Fiduciary activities income$1,202,000232
Service charges on deposit accounts$2,240,000371
Trading account gains and fees$0116
Additional Noninterest Income$3,675,000516
Total noninterest expense$15,429,000572
Salaries and employee benefits$8,710,000520
Premises and equipment expense$2,917,000421
Additional noninterest expense$3,802,000698
Pre-tax net operating income$5,967,000801
Securities gains (losses)$222,000384
Applicable income taxes$1,226,0001,141
Income before extraordinary items$4,963,000719
Extraordinary gains, net$030
Net income$4,963,000720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$502,000594
Cash dividends$800,0001,566
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,785,400720
2005-03-31 (YTD Data)Rank
Total interest income$11,722,000642
Total interest expense$3,830,000625
Net interest income$7,892,000652
Provision for loan and lease losses$750,000326
Total noninterest income$3,430,000485
Gross Fiduciary activities income$605,000237
Service charges on deposit accounts$1,004,000399
Trading account gains and fees$0115
Additional Noninterest Income$1,821,000505
Total noninterest expense$7,811,000560
Salaries and employee benefits$4,424,000510
Premises and equipment expense$1,457,000416
Additional noninterest expense$1,930,000668
Pre-tax net operating income$2,761,000854
Securities gains (losses)$-16,0008,628
Applicable income taxes$511,0001,331
Income before extraordinary items$2,234,000785
Extraordinary gains, net$024
Net income$2,234,000786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,000607
Cash dividends$400,0001,438
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,246,960764
2004-12-31 (YTD Data)Rank
Total interest income$45,514,000619
Total interest expense$12,843,000643
Net interest income$32,671,000611
Provision for loan and lease losses$2,400,000462
Total noninterest income$13,564,000494
Gross Fiduciary activities income$2,312,000232
Service charges on deposit accounts$4,377,000397
Trading account gains and fees$0138
Additional Noninterest Income$6,875,000524
Total noninterest expense$29,319,000574
Salaries and employee benefits$17,113,000517
Premises and equipment expense$5,798,000409
Additional noninterest expense$6,408,000790
Pre-tax net operating income$14,516,000634
Securities gains (losses)$308,000628
Applicable income taxes$3,660,000766
Income before extraordinary items$11,164,000610
Extraordinary gains, net$034
Net income$11,164,000611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,191,000430
Cash dividends$4,700,000660
Sale, conversion, retirement of capital stock, net$0872
Net operating income$10,933,000601
2004-09-30 (YTD Data)Rank
Total interest income$33,832,000623
Total interest expense$9,400,000641
Net interest income$24,432,000604
Provision for loan and lease losses$2,100,000401
Total noninterest income$9,870,000512
Gross Fiduciary activities income$1,671,000244
Service charges on deposit accounts$3,153,000428
Trading account gains and fees$0134
Additional Noninterest Income$5,046,000540
Total noninterest expense$21,741,000588
Salaries and employee benefits$12,646,000523
Premises and equipment expense$4,316,000416
Additional noninterest expense$4,779,000787
Pre-tax net operating income$10,461,000657
Securities gains (losses)$302,000592
Applicable income taxes$2,660,000802
Income before extraordinary items$8,103,000633
Extraordinary gains, net$026
Net income$8,103,000634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-148,0008,874
Cash dividends$1,200,0001,492
Sale, conversion, retirement of capital stock, net$0738
Net operating income$7,876,500621
2004-06-30 (YTD Data)Rank
Total interest income$22,305,000623
Total interest expense$6,140,000641
Net interest income$16,165,000608
Provision for loan and lease losses$1,500,000385
Total noninterest income$6,522,000509
Gross Fiduciary activities income$1,129,000244
Service charges on deposit accounts$2,049,000429
Trading account gains and fees$0130
Additional Noninterest Income$3,344,000551
Total noninterest expense$14,592,000583
Salaries and employee benefits$8,567,000524
Premises and equipment expense$2,889,000415
Additional noninterest expense$3,136,000792
Pre-tax net operating income$6,595,000686
Securities gains (losses)$269,000530
Applicable income taxes$1,761,000798
Income before extraordinary items$5,103,000661
Extraordinary gains, net$021
Net income$5,103,000661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-195,0008,980
Cash dividends$800,0001,514
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,903,940651
2004-03-31 (YTD Data)Rank
Total interest income$11,192,000632
Total interest expense$3,132,000643
Net interest income$8,060,000613
Provision for loan and lease losses$750,000379
Total noninterest income$3,191,000521
Gross Fiduciary activities income$594,000238
Service charges on deposit accounts$988,000436
Trading account gains and fees$0121
Additional Noninterest Income$1,609,000565
Total noninterest expense$7,256,000589
Salaries and employee benefits$4,371,000514
Premises and equipment expense$1,366,000440
Additional noninterest expense$1,519,000805
Pre-tax net operating income$3,245,000689
Securities gains (losses)$164,000589
Applicable income taxes$921,000782
Income before extraordinary items$2,488,000669
Extraordinary gains, net$016
Net income$2,488,000669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-215,0009,047
Cash dividends$400,0001,429
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,368,280654
2003-12-31 (YTD Data)Rank
Total interest income$45,597,000614
Total interest expense$14,221,000625
Net interest income$31,376,000610
Provision for loan and lease losses$3,300,000438
Total noninterest income$14,061,000517
Gross Fiduciary activities income$2,091,000250
Service charges on deposit accounts$3,955,000431
Trading account gains and fees$0160
Additional Noninterest Income$8,015,000526
Total noninterest expense$30,069,000565
Salaries and employee benefits$16,884,000518
Premises and equipment expense$5,960,000402
Additional noninterest expense$7,225,000727
Pre-tax net operating income$12,068,000726
Securities gains (losses)$770,000567
Applicable income taxes$2,974,000934
Income before extraordinary items$9,864,000663
Extraordinary gains, net$054
Net income$9,864,000665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,478,000480
Cash dividends$1,600,0001,645
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,271,100657
2003-09-30 (YTD Data)Rank
Total interest income$34,378,000627
Total interest expense$10,914,000638
Net interest income$23,464,000624
Provision for loan and lease losses$2,400,000455
Total noninterest income$10,761,000533
Gross Fiduciary activities income$1,532,000266
Service charges on deposit accounts$3,134,000418
Trading account gains and fees$0153
Additional Noninterest Income$6,095,000556
Total noninterest expense$22,812,000575
Salaries and employee benefits$13,190,000518
Premises and equipment expense$4,302,000425
Additional noninterest expense$5,320,000737
Pre-tax net operating income$9,013,000753
Securities gains (losses)$446,000741
Applicable income taxes$2,199,000990
Income before extraordinary items$7,260,000708
Extraordinary gains, net$040
Net income$7,260,000709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,963,000451
Cash dividends$1,200,0001,511
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,916,580685
2003-06-30 (YTD Data)Rank
Total interest income$23,166,000625
Total interest expense$7,367,000652
Net interest income$15,799,000615
Provision for loan and lease losses$1,500,000480
Total noninterest income$7,051,000538
Gross Fiduciary activities income$992,000276
Service charges on deposit accounts$1,934,000440
Trading account gains and fees$0150
Additional Noninterest Income$4,125,000535
Total noninterest expense$14,853,000584
Salaries and employee benefits$8,624,000519
Premises and equipment expense$2,784,000437
Additional noninterest expense$3,445,000753
Pre-tax net operating income$6,497,000699
Securities gains (losses)$328,000759
Applicable income taxes$1,645,000917
Income before extraordinary items$5,180,000664
Extraordinary gains, net$030
Net income$5,180,000664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$772,000614
Cash dividends$800,0001,557
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,930,720645
2003-03-31 (YTD Data)Rank
Total interest income$11,612,000634
Total interest expense$3,888,000636
Net interest income$7,724,000626
Provision for loan and lease losses$600,000538
Total noninterest income$3,420,000539
Gross Fiduciary activities income$477,000288
Service charges on deposit accounts$933,000447
Trading account gains and fees$0134
Additional Noninterest Income$2,010,000537
Total noninterest expense$7,626,000575
Salaries and employee benefits$4,469,000506
Premises and equipment expense$1,421,000432
Additional noninterest expense$1,736,000733
Pre-tax net operating income$2,918,000773
Securities gains (losses)$155,000776
Applicable income taxes$718,0001,039
Income before extraordinary items$2,355,000726
Extraordinary gains, net$021
Net income$2,355,000725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0003,062
Cash dividends$400,0001,446
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,235,650698
2002-12-31 (YTD Data)Rank
Total interest income$49,894,000617
Total interest expense$18,687,000607
Net interest income$31,207,000616
Provision for loan and lease losses$3,000,000547
Total noninterest income$12,179,000554
Gross Fiduciary activities income$1,904,000293
Service charges on deposit accounts$3,921,000413
Trading account gains and fees$0153
Additional Noninterest Income$6,354,000585
Total noninterest expense$28,086,000591
Salaries and employee benefits$15,481,000539
Premises and equipment expense$5,727,000422
Additional noninterest expense$6,878,000743
Pre-tax net operating income$12,300,000717
Securities gains (losses)$732,000513
Applicable income taxes$3,045,000911
Income before extraordinary items$9,987,000629
Extraordinary gains, net$070
Net income$9,987,000630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,901,000586
Cash dividends$1,375,0001,759
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,423,360636
2001-12-31 (YTD Data)Rank
Total interest income$56,420,000624
Total interest expense$28,241,000594
Net interest income$28,179,000640
Provision for loan and lease losses$3,175,000497
Total noninterest income$10,876,000570
Gross Fiduciary activities income$1,983,000292
Service charges on deposit accounts$3,502,000429
Trading account gains and fees$0177
Additional Noninterest Income$5,391,000628
Total noninterest expense$26,029,000623
Salaries and employee benefits$14,472,000547
Premises and equipment expense$4,822,000475
Additional noninterest expense$6,735,000758
Pre-tax net operating income$9,851,000778
Securities gains (losses)$1,281,000350
Applicable income taxes$2,622,000939
Income before extraordinary items$8,510,000658
Extraordinary gains, net$0105
Net income$8,510,000662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,695,000461
Cash dividends$1,225,0001,936
Sale, conversion, retirement of capital stock, net$0922
Net operating income$7,536,440710
2000-12-31 (YTD Data)Rank
Total interest income$54,020,000672
Total interest expense$29,114,000635
Net interest income$24,906,000715
Provision for loan and lease losses$1,500,000757
Total noninterest income$9,535,000607
Gross Fiduciary activities income$1,910,000292
Service charges on deposit accounts$3,095,000431
Trading account gains and fees$0180
Additional Noninterest Income$4,530,000670
Total noninterest expense$22,675,000689
Salaries and employee benefits$12,340,000583
Premises and equipment expense$4,225,000532
Additional noninterest expense$6,110,000813
Pre-tax net operating income$10,266,000762
Securities gains (losses)$-171,0009,549
Applicable income taxes$2,447,000981
Income before extraordinary items$7,648,000716
Extraordinary gains, net$038
Net income$7,648,000716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$974,000763
Cash dividends$1,200,0001,976
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,777,960704
1999-12-31 (YTD Data)Rank
Total interest income$47,235,000731
Total interest expense$23,222,000701
Net interest income$24,013,000746
Provision for loan and lease losses$1,200,000831
Total noninterest income$8,213,000692
Gross Fiduciary activities income$1,686,000353
Service charges on deposit accounts$2,605,000521
Trading account gains and fees$0173
Additional Noninterest Income$3,922,000754
Total noninterest expense$21,660,000716
Salaries and employee benefits$11,551,000623
Premises and equipment expense$3,791,000587
Additional noninterest expense$6,318,000821
Pre-tax net operating income$9,366,000870
Securities gains (losses)$66,000884
Applicable income taxes$2,205,0001,128
Income before extraordinary items$7,227,000803
Extraordinary gains, net$035
Net income$7,227,000803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,565,000522
Cash dividends$1,200,0001,962
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$7,176,180790
1998-12-31 (YTD Data)Rank
Total interest income$44,681,000749
Total interest expense$23,777,000695
Net interest income$20,904,000817
Provision for loan and lease losses$1,262,000790
Total noninterest income$7,384,000723
Gross Fiduciary activities income$1,332,000398
Service charges on deposit accounts$1,906,000645
Trading account gains and fees$0224
Additional Noninterest Income$4,146,000733
Total noninterest expense$19,175,000774
Salaries and employee benefits$9,912,000696
Premises and equipment expense$3,142,000672
Additional noninterest expense$6,121,000831
Pre-tax net operating income$7,851,000981
Securities gains (losses)$200,000923
Applicable income taxes$1,722,0001,444
Income before extraordinary items$6,329,000859
Extraordinary gains, net$032
Net income$6,329,000859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$698,000975
Cash dividends$4,900,000651
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$6,171,000844
1997-12-31 (YTD Data)Rank
Total interest income$38,728,000887
Total interest expense$20,828,000799
Net interest income$17,900,000991
Provision for loan and lease losses$720,0001,297
Total noninterest income$4,931,000937
Gross Fiduciary activities income$1,086,000443
Service charges on deposit accounts$1,342,000952
Trading account gains and fees$0239
Additional Noninterest Income$2,503,000947
Total noninterest expense$14,698,000949
Salaries and employee benefits$7,811,000848
Premises and equipment expense$2,593,000791
Additional noninterest expense$4,294,0001,080
Pre-tax net operating income$7,413,0001,085
Securities gains (losses)$97,000993
Applicable income taxes$1,609,0001,607
Income before extraordinary items$5,901,000938
Extraordinary gains, net$044
Net income$5,901,000939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,362,000646
Cash dividends$1,250,0001,833
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,824,370924
1996-12-31 (YTD Data)Rank
Total interest income$35,534,000990
Total interest expense$18,536,000905
Net interest income$16,998,0001,065
Provision for loan and lease losses$375,0002,185
Total noninterest income$4,402,0001,029
Gross Fiduciary activities income$1,002,000505
Service charges on deposit accounts$1,356,000978
Trading account gains and fees$0262
Additional Noninterest Income$2,044,0001,143
Total noninterest expense$14,396,0001,045
Salaries and employee benefits$7,408,000923
Premises and equipment expense$2,496,000877
Additional noninterest expense$4,492,0001,243
Pre-tax net operating income$6,629,0001,117
Securities gains (losses)$35,0001,578
Applicable income taxes$1,467,0001,631
Income before extraordinary items$5,197,0001,010
Extraordinary gains, net$053
Net income$5,197,0001,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,985,000579
Cash dividends$1,950,0001,324
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,169,700998
1995-12-31 (YTD Data)Rank
Total interest income$32,223,0001,094
Total interest expense$17,144,000993
Net interest income$15,079,0001,192
Provision for loan and lease losses$750,0001,161
Total noninterest income$3,859,0001,148
Gross Fiduciary activities income$844,000573
Service charges on deposit accounts$1,288,0001,039
Trading account gains and fees$0522
Additional Noninterest Income$1,727,0001,249
Total noninterest expense$12,936,0001,147
Salaries and employee benefits$6,799,0001,014
Premises and equipment expense$2,076,0001,032
Additional noninterest expense$4,061,0001,321
Pre-tax net operating income$5,252,0001,439
Securities gains (losses)$7,0002,620
Applicable income taxes$1,027,0002,321
Income before extraordinary items$4,232,0001,253
Extraordinary gains, net$065
Net income$4,232,0001,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,152
Cash dividends$450,0003,566
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,226,4001,233
1994-12-31 (YTD Data)Rank
Total interest income$27,905,0001,130
Total interest expense$13,681,000974
Net interest income$14,224,0001,275
Provision for loan and lease losses$1,300,000774
Total noninterest income$4,351,0001,015
Gross Fiduciary activities income$724,000614
Service charges on deposit accounts$1,294,0001,028
Trading account gains and fees$0475
Additional Noninterest Income$2,333,0001,029
Total noninterest expense$12,105,0001,227
Salaries and employee benefits$6,153,0001,101
Premises and equipment expense$1,918,0001,104
Additional noninterest expense$4,034,0001,404
Pre-tax net operating income$5,170,0001,427
Securities gains (losses)$132,000657
Applicable income taxes$892,0002,508
Income before extraordinary items$4,410,0001,154
Extraordinary gains, net$0249
Net income$4,410,0001,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$529,0001,326
Cash dividends$450,0003,436
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,300,4401,191
1993-12-31 (YTD Data)Rank
Total interest income$27,520,0001,156
Total interest expense$12,986,0001,042
Net interest income$14,534,0001,246
Provision for loan and lease losses$2,450,000698
Total noninterest income$4,266,0001,107
Gross Fiduciary activities income$663,000661
Service charges on deposit accounts$1,313,0001,004
Trading account gains and fees$0532
Additional Noninterest Income$2,290,0001,155
Total noninterest expense$11,445,0001,350
Salaries and employee benefits$5,610,0001,197
Premises and equipment expense$1,995,0001,078
Additional noninterest expense$3,840,0001,575
Pre-tax net operating income$4,905,0001,427
Securities gains (losses)$407,0001,033
Applicable income taxes$1,037,0002,169
Income before extraordinary items$4,275,0001,194
Extraordinary gains, net$03,149
Net income$4,275,0001,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$463,0001,855
Cash dividends$1,462,0001,308
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,949,4001,200
1992-12-31 (YTD Data)Rank
Total interest income$27,273,0001,334
Total interest expense$14,137,0001,250
Net interest income$13,136,0001,407
Provision for loan and lease losses$2,250,0001,053
Total noninterest income$3,459,0001,282
Gross Fiduciary activities income$535,000738
Service charges on deposit accounts$1,196,0001,096
Trading account gains and fees$0504
Additional Noninterest Income$1,728,0001,378
Total noninterest expense$10,071,0001,528
Salaries and employee benefits$4,699,0001,408
Premises and equipment expense$1,763,0001,243
Additional noninterest expense$3,609,0001,717
Pre-tax net operating income$4,274,0001,483
Securities gains (losses)$655,000886
Applicable income taxes$1,015,0002,085
Income before extraordinary items$3,914,0001,197
Extraordinary gains, net$01,422
Net income$3,914,0001,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,227,0001,382
Cash dividends$324,0003,831
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,396,5501,268

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.