Home > The Bank of Edwardsville > Net charge- offs to loans
The Bank of Edwardsville, Net charge- offs to loans
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0417% | 2,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0634% | 831 |
| Percentage Net Loans Charged-off:Construction & development | -0.2426% | 4,681 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3228% | 259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1098% | 4,961 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3232% | 3,851 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0443% | 4,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1471% | 4,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3511% | 1,823 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3511% | 1,698 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0607% | 4,877 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0725% | 4,960 |
| Percentage Net Loans Charged-off:Construction & development | -0.1268% | 4,644 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 4,611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1496% | 5,047 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4746% | 3,901 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0490% | 4,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0809% | 4,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0567% | 2,632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0567% | 2,514 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0274% | 4,610 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0217% | 4,712 |
| Percentage Net Loans Charged-off:Construction & development | -0.0851% | 4,679 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 4,701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0240% | 4,654 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0072% | 3,574 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0293% | 4,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1362% | 4,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0324% | 2,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0324% | 2,219 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 4,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 1,618 |
| Percentage Net Loans Charged-off:Construction & development | -0.0933% | 4,609 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0467% | 749 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0140% | 4,262 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0438% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0977% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0262% | 1,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3104% | 4,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4562% | 1,662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4562% | 1,555 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0062% | 4,270 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,856 |
| Percentage Net Loans Charged-off:Construction & development | -0.1244% | 4,708 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0115% | 4,673 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0189% | 4,308 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0482% | 1,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0863% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0357% | 1,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0862% | 4,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2388% | 2,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2388% | 2,005 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0256% | 4,674 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0197% | 4,604 |
| Percentage Net Loans Charged-off:Construction & development | -0.1936% | 4,818 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0116% | 4,744 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0291% | 4,360 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 1,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0818% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 4,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1270% | 4,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1087% | 2,489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1087% | 2,367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 3,807 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 4,189 |
| Percentage Net Loans Charged-off:Construction & development | -0.0786% | 4,773 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 4,889 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0580% | 4,423 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0304% | 878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1363% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 4,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0238% | 4,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2685% | 1,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2685% | 1,640 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1406% | 1,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1448% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.2012% | 270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0517% | 907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2508% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0596% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3156% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1612% | 1,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7889% | 1,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7889% | 1,044 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1231% | 1,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1613% | 566 |
| Percentage Net Loans Charged-off:Construction & development | 0.2767% | 201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0388% | 751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2786% | 368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0273% | 522 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3641% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1251% | 4,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7807% | 1,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7807% | 976 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1080% | 1,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1494% | 568 |
| Percentage Net Loans Charged-off:Construction & development | 0.1573% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0678% | 521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2501% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0445% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3197% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1829% | 5,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6932% | 1,163 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6932% | 1,044 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0170% | 4,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 1,230 |
| Percentage Net Loans Charged-off:Construction & development | -0.1014% | 4,972 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0161% | 5,139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0803% | 824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0949% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0754% | 802 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3580% | 5,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1530% | 2,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1530% | 2,027 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1666% | 1,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1882% | 702 |
| Percentage Net Loans Charged-off:Construction & development | 1.2429% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0633% | 5,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0407% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0869% | 1,485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0880% | 581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0864% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0078% | 2,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3138% | 2,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3138% | 2,216 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1442% | 1,067 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0982% | 1,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0833% | 1,182 |
| Percentage Net Loans Charged-off:Construction & development | -0.0382% | 4,764 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0799% | 5,453 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3780% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0695% | 1,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0317% | 628 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0829% | 1,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 4,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2448% | 2,331 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0167% | 3,208 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2103% | 807 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0552% | 2,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 2,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1119% | 5,607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1046% | 1,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0342% | 520 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1299% | 948 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0433% | 4,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1424% | 2,515 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0084% | 4,792 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3580% | 576 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0543% | 1,978 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0752% | 5,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2149% | 5,805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 1,480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0686% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 4,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0420% | 4,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0503% | 2,393 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7808% | 335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1039% | 5,787 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2030% | 5,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0140% | 763 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6435% | 5,958 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0741% | 2,048 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1509% | 4,418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1516% | 1,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3061% | 1,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2525% | 2,470 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1727% | 2,671 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1517% | 5,920 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2871% | 6,038 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8654% | 6,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0650% | 1,946 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0188% | 4,183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0935% | 1,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4270% | 882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2701% | 2,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2160% | 2,259 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2378% | 6,071 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3415% | 6,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0408% | 6,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0847% | 1,631 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0177% | 4,220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1190% | 1,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0481% | 1,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1292% | 2,558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0554% | 2,750 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0523% | 2,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0480% | 1,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0953% | 1,230 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0143% | 4,246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1311% | 1,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1478% | 847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0569% | 2,407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0379% | 2,327 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4473% | 943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5799% | 489 |
| Percentage Net Loans Charged-off:Construction & development | 1.3299% | 358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8172% | 440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3654% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2314% | 653 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4086% | 819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1977% | 1,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1183% | 3,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1183% | 3,150 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3997% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5523% | 508 |
| Percentage Net Loans Charged-off:Construction & development | 1.7865% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8433% | 372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2030% | 1,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2468% | 604 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1889% | 1,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0550% | 5,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1330% | 2,961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1330% | 2,809 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3068% | 1,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4350% | 717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8345% | 371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2951% | 1,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4882% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2331% | 1,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1083% | 5,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0969% | 2,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0969% | 2,745 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3885% | 939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5065% | 569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4453% | 187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 5,588 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2274% | 4,757 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0590% | 1,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1214% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1757% | 2,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2007% | 2,036 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3758% | 1,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4162% | 1,355 |
| Percentage Net Loans Charged-off:Construction & development | -0.0480% | 5,463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3945% | 1,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5187% | 363 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5196% | 1,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4218% | 746 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5521% | 998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6130% | 1,398 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0307% | 5,693 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0307% | 5,615 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8876% | 40 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4814% | 1,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4842% | 1,115 |
| Percentage Net Loans Charged-off:Construction & development | -0.0819% | 5,610 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4441% | 1,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6706% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6084% | 878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4287% | 701 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6690% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1339% | 844 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1074% | 5,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1074% | 5,824 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3318% | 35 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3522% | 1,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4492% | 1,213 |
| Percentage Net Loans Charged-off:Construction & development | -0.1153% | 5,704 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5997% | 779 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0446% | 201 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3724% | 1,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3425% | 742 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3826% | 1,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1035% | 1,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2566% | 2,452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2566% | 2,306 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.5099% | 24 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2445% | 1,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3111% | 1,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3087% | 845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4266% | 1,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3537% | 555 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4519% | 1,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0298% | 1,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4295% | 1,763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4295% | 1,625 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3350% | 2,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4700% | 2,079 |
| Percentage Net Loans Charged-off:Construction & development | 1.5552% | 1,235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1400% | 2,522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5956% | 1,535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4283% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6593% | 1,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1884% | 6,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2815% | 3,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2815% | 2,920 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2629% | 3,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3881% | 2,239 |
| Percentage Net Loans Charged-off:Construction & development | 1.8132% | 1,084 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1081% | 2,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3752% | 2,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3768% | 1,050 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3745% | 1,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2937% | 6,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3381% | 2,630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3381% | 2,461 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3741% | 2,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5031% | 1,831 |
| Percentage Net Loans Charged-off:Construction & development | 2.6847% | 820 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1313% | 1,970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4171% | 1,853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5621% | 799 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3602% | 1,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0445% | 5,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2768% | 2,689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2768% | 2,509 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0476% | 4,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0932% | 3,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 6,418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2193% | 2,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6985% | 605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0261% | 2,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2697% | 6,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5053% | 1,816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5053% | 1,654 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5249% | 2,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4472% | 2,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.4024% | 2,504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2929% | 2,459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6454% | 1,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2766% | 1,513 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8003% | 1,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6433% | 1,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0888% | 4,558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0835% | 4,395 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1085% | 4,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1227% | 4,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.4360% | 2,220 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0433% | 6,981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2304% | 2,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1804% | 1,444 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2514% | 2,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1165% | 3,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1268% | 4,007 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1174% | 3,826 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1351% | 4,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1461% | 3,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.7014% | 1,798 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 2,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1478% | 3,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0194% | 1,425 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2015% | 2,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1815% | 2,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1703% | 3,466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1539% | 3,290 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0539% | 4,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 3,735 |
| Percentage Net Loans Charged-off:Construction & development | -0.0855% | 6,500 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0594% | 7,074 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1524% | 2,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0453% | 996 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1963% | 2,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2772% | 1,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2112% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1812% | 2,626 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6012% | 3,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6918% | 2,462 |
| Percentage Net Loans Charged-off:Construction & development | 2.6094% | 1,864 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4893% | 2,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0181% | 1,086 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3485% | 2,794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5965% | 1,166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2547% | 3,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4764% | 3,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5812% | 3,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2291% | 4,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3012% | 3,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.2996% | 2,737 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3455% | 2,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0236% | 870 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2784% | 2,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5495% | 1,060 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1770% | 3,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0973% | 6,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4468% | 3,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3240% | 3,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4145% | 2,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.4520% | 2,286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5122% | 1,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0358% | 690 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3260% | 2,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8289% | 782 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1390% | 2,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0723% | 6,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7454% | 2,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1503% | 4,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1973% | 2,916 |
| Percentage Net Loans Charged-off:Construction & development | 0.9596% | 1,497 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 1,866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0822% | 430 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1240% | 2,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2362% | 840 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0825% | 2,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1218% | 6,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6811% | 2,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2848% | 1,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3767% | 1,476 |
| Percentage Net Loans Charged-off:Construction & development | 6.8485% | 906 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0533% | 3,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8674% | 1,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2833% | 1,494 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0614% | 1,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5123% | 2,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8097% | 3,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6005% | 2,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4262% | 2,656 |
| Percentage Net Loans Charged-off:Construction & development | 1.2157% | 2,057 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0525% | 2,535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5543% | 1,650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3634% | 1,165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6161% | 1,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8876% | 1,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9087% | 2,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6279% | 2,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5734% | 1,968 |
| Percentage Net Loans Charged-off:Construction & development | 1.5967% | 1,549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0724% | 1,928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7311% | 1,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5586% | 805 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7854% | 1,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2167% | 1,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8378% | 2,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1569% | 1,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0461% | 980 |
| Percentage Net Loans Charged-off:Construction & development | 2.8163% | 812 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1502% | 1,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2572% | 618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6686% | 529 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4362% | 536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3997% | 841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8354% | 2,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2024% | 4,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0338% | 4,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0897% | 2,624 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1274% | 7,957 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0204% | 6,231 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1666% | 2,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2741% | 930 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1350% | 2,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1564% | 1,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4427% | 1,551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0404% | 7,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 4,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1531% | 8,008 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0276% | 6,220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1616% | 1,910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2051% | 800 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1489% | 1,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7390% | 7,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7220% | 1,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1059% | 8,089 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0883% | 8,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3748% | 8,115 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0394% | 6,181 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1287% | 1,757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1839% | 662 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1127% | 1,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8418% | 7,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3981% | 607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0463% | 3,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0487% | 2,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 7,823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1293% | 1,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1476% | 471 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1240% | 1,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1376% | 7,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8717% | 1,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1435% | 3,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2248% | 1,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.2909% | 870 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2232% | 757 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0123% | 6,220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2416% | 1,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3073% | 858 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2503% | 7,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6904% | 2,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0061% | 6,794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1364% | 2,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1581% | 1,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.3822% | 450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0885% | 739 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0109% | 6,173 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1479% | 1,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1873% | 914 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1491% | 7,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9182% | 1,519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0082% | 6,812 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0801% | 3,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0726% | 1,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.2526% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0402% | 8,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0163% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1032% | 1,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1304% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0095% | 2,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7449% | 1,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0127% | 6,854 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1133% | 8,094 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1767% | 8,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3626% | 8,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0825% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1307% | 8,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1648% | 8,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0402% | 1,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7172% | 1,693 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0539% | 8,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0463% | 2,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.1381% | 431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0884% | 814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0721% | 161 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0456% | 8,183 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1290% | 6,093 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0257% | 8,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8189% | 8,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2055% | 4,439 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1304% | 8,438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0252% | 8,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0217% | 863 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0398% | 6,243 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0891% | 8,317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1100% | 8,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9653% | 8,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2120% | 3,928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2160% | 8,510 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0475% | 8,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0210% | 719 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0291% | 6,217 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1527% | 8,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1877% | 8,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5240% | 8,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1885% | 3,718 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0412% | 7,635 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1075% | 8,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0277% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0140% | 6,163 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3259% | 8,514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3997% | 8,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2122% | 1,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4526% | 2,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6159% | 622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6415% | 158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0925% | 409 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7170% | 90 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 1,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0349% | 561 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0684% | 1,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8382% | 1,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6463% | 2,926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0885% | 3,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0642% | 1,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1620% | 525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 2,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0282% | 488 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 2,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1680% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4894% | 3,163 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1787% | 2,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1179% | 924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2831% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0464% | 1,538 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0072% | 5,891 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0581% | 1,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4286% | 1,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8939% | 1,764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1722% | 1,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1669% | 590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4021% | 193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0579% | 1,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0704% | 962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1141% | 1,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7927% | 1,870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3963% | 1,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3140% | 577 |
| Percentage Net Loans Charged-off:Construction & development | -0.0150% | 7,862 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6621% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2281% | 854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5478% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1724% | 1,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9095% | 1,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6477% | 3,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0357% | 8,209 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0222% | 8,301 |
| Percentage Net Loans Charged-off:Construction & development | -0.0586% | 7,917 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0424% | 8,428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 2,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0172% | 2,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2834% | 8,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5842% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0707% | 8,367 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0292% | 8,350 |
| Percentage Net Loans Charged-off:Construction & development | -0.0046% | 7,813 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0598% | 8,525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0195% | 8,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0225% | 8,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4118% | 8,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3824% | 3,702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1590% | 8,575 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0763% | 8,632 |
| Percentage Net Loans Charged-off:Construction & development | -0.0047% | 7,796 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2085% | 8,697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 8,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 8,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7448% | 8,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3819% | 3,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4749% | 1,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0808% | 2,061 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 7,933 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 1,559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3099% | 103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1708% | 1,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1915% | 1,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0767% | 866 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6862% | 3,411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5035% | 1,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0849% | 1,682 |
| Percentage Net Loans Charged-off:Construction & development | -0.0046% | 7,935 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 1,241 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2329% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2602% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1255% | 703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7843% | 2,749 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2961% | 2,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1149% | 1,274 |
| Percentage Net Loans Charged-off:Construction & development | -0.0037% | 7,906 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 8,421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3252% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3623% | 549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9654% | 1,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5351% | 3,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0178% | 4,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 2,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 8,560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 1,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 1,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0040% | 2,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3235% | 3,778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3735% | 2,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1790% | 1,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1953% | 859 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0660% | 6,565 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2770% | 779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3078% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1240% | 1,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5631% | 4,003 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5408% | 1,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2879% | 690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4836% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2232% | 858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2449% | 781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6655% | 1,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4524% | 4,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2206% | 2,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0516% | 418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0610% | 238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0649% | 367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0706% | 319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7605% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9683% | 425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4054% | 1,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1298% | 209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3001% | 88 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7419% | 107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6653% | 665 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1868% | 3,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0423% | 517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0810% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1520% | 196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0729% | 1,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0781% | 1,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9472% | 184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2396% | 1,084 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4321% | 1,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1464% | 239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0712% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2368% | 165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0946% | 349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1021% | 297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7837% | 84 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2223% | 431 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7294% | 1,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3724% | 137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5550% | 137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3191% | 127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6708% | 53 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2883% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5615% | 62 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3456% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 6,745 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0156% | 1,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0383% | 1,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0417% | 1,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1679% | 553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7229% | 564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2556% | 3,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0559% | 712 |
| Percentage Net Loans Charged-off:Construction & development | 0.8076% | 157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0679% | 1,444 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8094% | 1,294 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 1,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7846% | 260 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3793% | 192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2195% | 5,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0921% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2139% | 305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2313% | 296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0764% | 846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4664% | 774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.9286% | 12 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6115% | 3,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5585% | 422 |
| Percentage Net Loans Charged-off:Construction & development | 0.8597% | 398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3470% | 650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2433% | 351 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5752% | 138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6220% | 135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0097% | 580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5043% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |