Home > The Bank of Carbondale > Income and Expense

The Bank of Carbondale, Income and Expense

2022-06-30 (YTD Data)		Rank
Total interest income	$3,030,000	3,165
Total interest expense	$253,000	2,899
Net interest income	$2,777,000	3,156
Provision for loan and lease losses	$-311,000	4,570
Total noninterest income	$580,000	2,659
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$112,000	2,632
Trading account gains and fees	NA	NA
Additional Noninterest Income	$468,000	2,462
Total noninterest expense	$2,723,000	2,882
Salaries and employee benefits	$1,300,000	3,138
Premises and equipment expense	$400,000	2,331
Additional noninterest expense	$1,023,000	2,583
Pre-tax net operating income	$945,000	3,075
Securities gains (losses)	$0	687
Applicable income taxes	$252,000	1,955
Income before extraordinary items	$693,000	3,223
Extraordinary gains, net	$0	4
Net income	$693,000	3,222
Minority interest net income	$0	60
Net income of bank and minority interests.	$693,000	3,223
Net charge-offs	$-124,000	4,443
Cash dividends	$14,739,000	211
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$693,000	3,256
2022-03-31 (YTD Data)		Rank
Total interest income	$1,422,000	3,212
Total interest expense	$130,000	2,834
Net interest income	$1,292,000	3,223
Provision for loan and lease losses	$-311,000	4,598
Total noninterest income	$281,000	2,670
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$55,000	2,631
Trading account gains and fees	NA	NA
Additional Noninterest Income	$226,000	2,448
Total noninterest expense	$1,128,000	3,181
Salaries and employee benefits	$677,000	3,094
Premises and equipment expense	$228,000	2,156
Additional noninterest expense	$223,000	3,786
Pre-tax net operating income	$756,000	2,467
Securities gains (losses)	$0	623
Applicable income taxes	$117,000	1,978
Income before extraordinary items	$639,000	2,471
Extraordinary gains, net	$0	4
Net income	$639,000	2,468
Minority interest net income	$0	50
Net income of bank and minority interests.	$639,000	2,471
Net charge-offs	$-124,000	4,604
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$639,000	2,490
2021-12-31 (YTD Data)		Rank
Total interest income	$6,840,000	3,028
Total interest expense	$507,000	3,161
Net interest income	$6,333,000	2,991
Provision for loan and lease losses	$-2,360,000	4,609
Total noninterest income	$1,806,000	2,345
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$622,000	1,368
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,184,000	2,456
Total noninterest expense	$4,620,000	3,145
Salaries and employee benefits	$2,606,000	3,145
Premises and equipment expense	$974,000	2,070
Additional noninterest expense	$1,040,000	3,656
Pre-tax net operating income	$5,879,000	1,850
Securities gains (losses)	$-2,675,000	4,826
Applicable income taxes	$833,000	1,731
Income before extraordinary items	$2,371,000	2,811
Extraordinary gains, net	$0	10
Net income	$2,371,000	2,812
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,371,000	2,812
Net charge-offs	$23,000	2,014
Cash dividends	$250,000	3,188
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,484,250	2,002
2021-09-30 (YTD Data)		Rank
Total interest income	$4,934,000	3,150
Total interest expense	$369,000	3,289
Net interest income	$4,565,000	3,107
Provision for loan and lease losses	$-1,170,000	4,633
Total noninterest income	$1,513,000	2,258
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$563,000	1,185
Trading account gains and fees	NA	NA
Additional Noninterest Income	$950,000	2,444
Total noninterest expense	$3,547,000	3,126
Salaries and employee benefits	$2,068,000	3,072
Premises and equipment expense	$699,000	2,137
Additional noninterest expense	$780,000	3,666
Pre-tax net operating income	$3,701,000	2,148
Securities gains (losses)	$-594,000	4,886
Applicable income taxes	$490,000	1,988
Income before extraordinary items	$2,617,000	2,455
Extraordinary gains, net	$0	8
Net income	$2,617,000	2,455
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,617,000	2,455
Net charge-offs	$19,000	1,762
Cash dividends	$250,000	2,755
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,115,960	2,168
2021-06-30 (YTD Data)		Rank
Total interest income	$3,274,000	3,158
Total interest expense	$252,000	3,326
Net interest income	$3,022,000	3,110
Provision for loan and lease losses	$-1,170,000	4,693
Total noninterest income	$949,000	2,294
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$287,000	1,402
Trading account gains and fees	NA	NA
Additional Noninterest Income	$662,000	2,362
Total noninterest expense	$2,343,000	3,132
Salaries and employee benefits	$1,381,000	3,069
Premises and equipment expense	$452,000	2,175
Additional noninterest expense	$510,000	3,686
Pre-tax net operating income	$2,798,000	1,973
Securities gains (losses)	$-620,000	4,932
Applicable income taxes	$241,000	2,171
Income before extraordinary items	$1,937,000	2,274
Extraordinary gains, net	$0	6
Net income	$1,937,000	2,272
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,937,000	2,274
Net charge-offs	$0	2,245
Cash dividends	$250,000	2,491
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,488,800	1,915
2021-03-31 (YTD Data)		Rank
Total interest income	$1,798,000	3,020
Total interest expense	$130,000	3,362
Net interest income	$1,668,000	2,944
Provision for loan and lease losses	$90,000	1,312
Total noninterest income	$524,000	2,189
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$171,000	1,231
Trading account gains and fees	NA	NA
Additional Noninterest Income	$353,000	2,281
Total noninterest expense	$1,169,000	3,122
Salaries and employee benefits	$680,000	3,091
Premises and equipment expense	$218,000	2,241
Additional noninterest expense	$271,000	3,586
Pre-tax net operating income	$933,000	2,464
Securities gains (losses)	$14,000	969
Applicable income taxes	$236,000	1,686
Income before extraordinary items	$711,000	2,678
Extraordinary gains, net	$0	3
Net income	$711,000	2,676
Minority interest net income	$0	55
Net income of bank and minority interests.	$711,000	2,678
Net charge-offs	$0	1,930
Cash dividends	$250,000	1,678
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$699,940	2,661
2020-12-31 (YTD Data)		Rank
Total interest income	$7,786,000	2,918
Total interest expense	$671,000	3,501
Net interest income	$7,115,000	2,797
Provision for loan and lease losses	$360,000	2,530
Total noninterest income	$1,823,000	2,228
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$422,000	1,824
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,401,000	2,133
Total noninterest expense	$5,029,000	2,991
Salaries and employee benefits	$2,967,000	2,959
Premises and equipment expense	$941,000	2,111
Additional noninterest expense	$1,121,000	3,537
Pre-tax net operating income	$3,549,000	2,207
Securities gains (losses)	$201,000	1,035
Applicable income taxes	$934,000	1,479
Income before extraordinary items	$2,816,000	2,386
Extraordinary gains, net	$0	4
Net income	$2,816,000	2,386
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,816,000	2,386
Net charge-offs	$95,000	2,047
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,657,210	2,406
2020-09-30 (YTD Data)		Rank
Total interest income	$5,931,000	2,922
Total interest expense	$525,000	3,535
Net interest income	$5,406,000	2,782
Provision for loan and lease losses	$270,000	2,510
Total noninterest income	$1,203,000	2,316
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$250,000	2,109
Trading account gains and fees	NA	NA
Additional Noninterest Income	$953,000	2,198
Total noninterest expense	$3,720,000	3,007
Salaries and employee benefits	$2,203,000	2,951
Premises and equipment expense	$698,000	2,119
Additional noninterest expense	$819,000	3,563
Pre-tax net operating income	$2,619,000	2,228
Securities gains (losses)	$197,000	897
Applicable income taxes	$685,000	1,476
Income before extraordinary items	$2,131,000	2,361
Extraordinary gains, net	$0	4
Net income	$2,131,000	2,361
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,131,000	2,361
Net charge-offs	$51,000	2,047
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,975,370	2,422
2020-06-30 (YTD Data)		Rank
Total interest income	$4,041,000	2,918
Total interest expense	$370,000	3,569
Net interest income	$3,671,000	2,775
Provision for loan and lease losses	$180,000	2,493
Total noninterest income	$738,000	2,363
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$150,000	2,271
Trading account gains and fees	NA	NA
Additional Noninterest Income	$588,000	2,217
Total noninterest expense	$2,463,000	3,031
Salaries and employee benefits	$1,462,000	2,979
Premises and equipment expense	$444,000	2,182
Additional noninterest expense	$557,000	3,532
Pre-tax net operating income	$1,766,000	2,173
Securities gains (losses)	$11,000	1,847
Applicable income taxes	$444,000	1,439
Income before extraordinary items	$1,333,000	2,409
Extraordinary gains, net	$0	4
Net income	$1,333,000	2,408
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,333,000	2,409
Net charge-offs	$-3,000	3,999
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,324,310	2,381
2020-03-31 (YTD Data)		Rank
Total interest income	$2,085,000	2,866
Total interest expense	$207,000	3,550
Net interest income	$1,878,000	2,703
Provision for loan and lease losses	$90,000	2,048
Total noninterest income	$299,000	2,525
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$67,000	2,693
Trading account gains and fees	NA	NA
Additional Noninterest Income	$232,000	2,276
Total noninterest expense	$1,210,000	3,082
Salaries and employee benefits	$722,000	3,007
Premises and equipment expense	$214,000	2,246
Additional noninterest expense	$274,000	3,604
Pre-tax net operating income	$877,000	2,030
Securities gains (losses)	$12,000	1,271
Applicable income taxes	$207,000	1,372
Income before extraordinary items	$682,000	2,213
Extraordinary gains, net	$0	4
Net income	$682,000	2,212
Minority interest net income	$0	56
Net income of bank and minority interests.	$682,000	2,213
Net charge-offs	$-1,000	3,618
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$672,520	2,205
2019-12-31 (YTD Data)		Rank
Total interest income	$8,566,000	2,850
Total interest expense	$781,000	3,647
Net interest income	$7,785,000	2,667
Provision for loan and lease losses	$1,360,000	719
Total noninterest income	$1,145,000	2,647
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$312,000	2,547
Trading account gains and fees	NA	NA
Additional Noninterest Income	$833,000	2,460
Total noninterest expense	$4,925,000	3,045
Salaries and employee benefits	$2,865,000	3,021
Premises and equipment expense	$806,000	2,330
Additional noninterest expense	$1,254,000	3,415
Pre-tax net operating income	$2,645,000	2,653
Securities gains (losses)	$47,000	1,267
Applicable income taxes	$560,000	1,894
Income before extraordinary items	$2,132,000	2,804
Extraordinary gains, net	$0	11
Net income	$2,132,000	2,804
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,132,000	2,806
Net charge-offs	$239,000	1,529
Cash dividends	$880,000	2,489
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,094,870	2,794
2019-09-30 (YTD Data)		Rank
Total interest income	$6,422,000	2,887
Total interest expense	$563,000	3,745
Net interest income	$5,859,000	2,698
Provision for loan and lease losses	$965,000	700
Total noninterest income	$830,000	2,692
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$238,000	2,547
Trading account gains and fees	NA	NA
Additional Noninterest Income	$592,000	2,525
Total noninterest expense	$3,683,000	3,063
Salaries and employee benefits	$2,136,000	3,038
Premises and equipment expense	$598,000	2,370
Additional noninterest expense	$949,000	3,427
Pre-tax net operating income	$2,041,000	2,696
Securities gains (losses)	$47,000	1,092
Applicable income taxes	$457,000	1,877
Income before extraordinary items	$1,631,000	2,844
Extraordinary gains, net	$0	11
Net income	$1,631,000	2,845
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,631,000	2,845
Net charge-offs	$113,000	1,685
Cash dividends	$360,000	2,772
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,593,870	2,850
2019-06-30 (YTD Data)		Rank
Total interest income	$4,294,000	2,888
Total interest expense	$366,000	3,761
Net interest income	$3,928,000	2,700
Provision for loan and lease losses	$570,000	778
Total noninterest income	$566,000	2,633
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$156,000	2,559
Trading account gains and fees	NA	NA
Additional Noninterest Income	$410,000	2,448
Total noninterest expense	$2,451,000	3,089
Salaries and employee benefits	$1,421,000	3,063
Premises and equipment expense	$388,000	2,413
Additional noninterest expense	$642,000	3,431
Pre-tax net operating income	$1,473,000	2,536
Securities gains (losses)	$22,000	1,015
Applicable income taxes	$328,000	1,779
Income before extraordinary items	$1,167,000	2,713
Extraordinary gains, net	$0	11
Net income	$1,167,000	2,713
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,167,000	2,712
Net charge-offs	$60,000	1,708
Cash dividends	$50,000	3,312
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,149,620	2,710
2019-03-31 (YTD Data)		Rank
Total interest income	$2,183,000	2,868
Total interest expense	$182,000	3,745
Net interest income	$2,001,000	2,677
Provision for loan and lease losses	$180,000	1,010
Total noninterest income	$298,000	2,526
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$78,000	2,562
Trading account gains and fees	NA	NA
Additional Noninterest Income	$220,000	2,291
Total noninterest expense	$1,211,000	3,131
Salaries and employee benefits	$703,000	3,097
Premises and equipment expense	$191,000	2,447
Additional noninterest expense	$317,000	3,451
Pre-tax net operating income	$908,000	2,179
Securities gains (losses)	$22,000	560
Applicable income taxes	$216,000	1,527
Income before extraordinary items	$714,000	2,339
Extraordinary gains, net	$0	5
Net income	$714,000	2,338
Minority interest net income	$0	52
Net income of bank and minority interests.	$714,000	2,338
Net charge-offs	$61,000	1,113
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$696,620	2,365
2018-12-31 (YTD Data)		Rank
Total interest income	$8,378,000	2,851
Total interest expense	$720,000	3,410
Net interest income	$7,658,000	2,728
Provision for loan and lease losses	$420,000	1,604
Total noninterest income	$1,189,000	2,624
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$354,000	2,477
Trading account gains and fees	NA	NA
Additional Noninterest Income	$835,000	2,447
Total noninterest expense	$4,766,000	3,147
Salaries and employee benefits	$2,856,000	3,050
Premises and equipment expense	$661,000	2,671
Additional noninterest expense	$1,249,000	3,509
Pre-tax net operating income	$3,661,000	2,218
Securities gains (losses)	$2,000	956
Applicable income taxes	$837,000	1,544
Income before extraordinary items	$2,826,000	2,401
Extraordinary gains, net	$0	6
Net income	$2,826,000	2,400
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,826,000	2,400
Net charge-offs	$282,000	1,375
Cash dividends	$590,000	2,824
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,824,420	2,403
2018-09-30 (YTD Data)		Rank
Total interest income	$6,184,000	2,888
Total interest expense	$528,000	3,392
Net interest income	$5,656,000	2,767
Provision for loan and lease losses	$330,000	1,484
Total noninterest income	$901,000	2,648
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$262,000	2,506
Trading account gains and fees	NA	NA
Additional Noninterest Income	$639,000	2,443
Total noninterest expense	$3,471,000	3,211
Salaries and employee benefits	$2,129,000	3,051
Premises and equipment expense	$471,000	2,777
Additional noninterest expense	$871,000	3,671
Pre-tax net operating income	$2,756,000	2,239
Securities gains (losses)	$0	1,118
Applicable income taxes	$718,000	1,473
Income before extraordinary items	$2,038,000	2,490
Extraordinary gains, net	$0	5
Net income	$2,038,000	2,489
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,038,000	2,489
Net charge-offs	$258,000	1,083
Cash dividends	$440,000	2,507
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,038,000	2,485
2018-06-30 (YTD Data)		Rank
Total interest income	$4,082,000	2,888
Total interest expense	$352,000	3,322
Net interest income	$3,730,000	2,784
Provision for loan and lease losses	$240,000	1,369
Total noninterest income	$617,000	2,607
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$176,000	2,491
Trading account gains and fees	NA	NA
Additional Noninterest Income	$441,000	2,400
Total noninterest expense	$2,264,000	3,270
Salaries and employee benefits	$1,430,000	3,070
Premises and equipment expense	$295,000	2,899
Additional noninterest expense	$539,000	3,824
Pre-tax net operating income	$1,843,000	2,212
Securities gains (losses)	$0	961
Applicable income taxes	$501,000	1,413
Income before extraordinary items	$1,342,000	2,484
Extraordinary gains, net	$0	6
Net income	$1,342,000	2,483
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,342,000	2,483
Net charge-offs	$36,000	1,938
Cash dividends	$325,000	2,399
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,342,000	2,479
2018-03-31 (YTD Data)		Rank
Total interest income	$2,015,000	2,906
Total interest expense	$179,000	3,260
Net interest income	$1,836,000	2,829
Provision for loan and lease losses	$90,000	1,532
Total noninterest income	$302,000	2,618
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$87,000	2,531
Trading account gains and fees	NA	NA
Additional Noninterest Income	$215,000	2,388
Total noninterest expense	$1,136,000	3,306
Salaries and employee benefits	$730,000	3,057
Premises and equipment expense	$144,000	2,986
Additional noninterest expense	$262,000	3,895
Pre-tax net operating income	$912,000	2,161
Securities gains (losses)	$0	735
Applicable income taxes	$243,000	1,390
Income before extraordinary items	$669,000	2,439
Extraordinary gains, net	$0	7
Net income	$669,000	2,438
Minority interest net income	$0	52
Net income of bank and minority interests.	$669,000	2,439
Net charge-offs	$30,000	1,451
Cash dividends	$215,000	1,842
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$669,000	2,429
2017-12-31 (YTD Data)		Rank
Total interest income	$7,955,000	2,877
Total interest expense	$694,000	3,142
Net interest income	$7,261,000	2,819
Provision for loan and lease losses	$350,000	1,810
Total noninterest income	$1,336,000	2,547
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$345,000	2,614
Trading account gains and fees	NA	NA
Additional Noninterest Income	$991,000	2,306
Total noninterest expense	$5,025,000	3,081
Salaries and employee benefits	$2,948,000	3,028
Premises and equipment expense	$899,000	2,260
Additional noninterest expense	$1,178,000	3,706
Pre-tax net operating income	$3,222,000	2,370
Securities gains (losses)	$3,000	1,912
Applicable income taxes	$1,224,000	1,700
Income before extraordinary items	$2,001,000	2,694
Extraordinary gains, net	$0	9
Net income	$2,001,000	2,693
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,001,000	2,694
Net charge-offs	$588,000	991
Cash dividends	$2,354,000	1,242
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,999,080	2,680
2017-09-30 (YTD Data)		Rank
Total interest income	$5,896,000	2,920
Total interest expense	$509,000	3,183
Net interest income	$5,387,000	2,851
Provision for loan and lease losses	$260,000	1,775
Total noninterest income	$1,040,000	2,515
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$254,000	2,663
Trading account gains and fees	NA	NA
Additional Noninterest Income	$786,000	2,273
Total noninterest expense	$3,538,000	3,227
Salaries and employee benefits	$2,140,000	3,098
Premises and equipment expense	$546,000	2,615
Additional noninterest expense	$852,000	3,796
Pre-tax net operating income	$2,629,000	2,280
Securities gains (losses)	$3,000	1,944
Applicable income taxes	$814,000	1,653
Income before extraordinary items	$1,818,000	2,560
Extraordinary gains, net	$0	9
Net income	$1,818,000	2,560
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,818,000	2,560
Net charge-offs	$563,000	743
Cash dividends	$2,161,000	986
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,815,930	2,551
2017-06-30 (YTD Data)		Rank
Total interest income	$3,885,000	2,931
Total interest expense	$344,000	3,131
Net interest income	$3,541,000	2,876
Provision for loan and lease losses	$70,000	2,522
Total noninterest income	$665,000	2,570
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$164,000	2,717
Trading account gains and fees	NA	NA
Additional Noninterest Income	$501,000	2,331
Total noninterest expense	$2,374,000	3,230
Salaries and employee benefits	$1,438,000	3,107
Premises and equipment expense	$363,000	2,632
Additional noninterest expense	$573,000	3,793
Pre-tax net operating income	$1,762,000	2,217
Securities gains (losses)	$4,000	1,497
Applicable income taxes	$547,000	1,612
Income before extraordinary items	$1,219,000	2,495
Extraordinary gains, net	$0	11
Net income	$1,219,000	2,494
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,219,000	2,495
Net charge-offs	$369,000	717
Cash dividends	$1,833,000	823
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,216,240	2,485
2017-03-31 (YTD Data)		Rank
Total interest income	$1,941,000	2,924
Total interest expense	$175,000	3,099
Net interest income	$1,766,000	2,888
Provision for loan and lease losses	$0	3,537
Total noninterest income	$306,000	2,685
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$83,000	2,694
Trading account gains and fees	NA	NA
Additional Noninterest Income	$223,000	2,437
Total noninterest expense	$1,195,000	3,240
Salaries and employee benefits	$726,000	3,124
Premises and equipment expense	$179,000	2,696
Additional noninterest expense	$290,000	3,800
Pre-tax net operating income	$877,000	2,138
Securities gains (losses)	$4,000	846
Applicable income taxes	$273,000	1,572
Income before extraordinary items	$608,000	2,423
Extraordinary gains, net	$0	8
Net income	$608,000	2,422
Minority interest net income	$0	55
Net income of bank and minority interests.	$608,000	2,423
Net charge-offs	$123,000	817
Cash dividends	$401,000	1,380
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$605,240	2,415
2016-12-31 (YTD Data)		Rank
Total interest income	$7,818,000	2,896
Total interest expense	$718,000	2,999
Net interest income	$7,100,000	2,844
Provision for loan and lease losses	$90,000	3,218
Total noninterest income	$1,215,000	2,755
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$357,000	2,654
Trading account gains and fees	$0	170
Additional Noninterest Income	$858,000	2,588
Total noninterest expense	$4,951,000	3,202
Salaries and employee benefits	$2,807,000	3,166
Premises and equipment expense	$788,000	2,526
Additional noninterest expense	$1,356,000	3,551
Pre-tax net operating income	$3,274,000	2,247
Securities gains (losses)	$10,000	2,659
Applicable income taxes	$930,000	1,721
Income before extraordinary items	$2,354,000	2,508
Extraordinary gains, net	$0	5
Net income	$2,354,000	2,507
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,354,000	2,508
Net charge-offs	$413,000	1,221
Cash dividends	$1,405,000	1,777
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,346,800	2,464
2016-09-30 (YTD Data)		Rank
Total interest income	$5,895,000	2,890
Total interest expense	$524,000	3,050
Net interest income	$5,371,000	2,839
Provision for loan and lease losses	$45,000	3,408
Total noninterest income	$904,000	2,776
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$264,000	2,694
Trading account gains and fees	$0	169
Additional Noninterest Income	$640,000	2,590
Total noninterest expense	$3,717,000	3,207
Salaries and employee benefits	$2,100,000	3,164
Premises and equipment expense	$577,000	2,570
Additional noninterest expense	$1,040,000	3,526
Pre-tax net operating income	$2,513,000	2,238
Securities gains (losses)	$10,000	2,582
Applicable income taxes	$782,000	1,645
Income before extraordinary items	$1,741,000	2,568
Extraordinary gains, net	$0	5
Net income	$1,741,000	2,569
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,741,000	2,569
Net charge-offs	$410,000	917
Cash dividends	$866,000	1,806
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,734,100	2,515
2016-06-30 (YTD Data)		Rank
Total interest income	$3,943,000	2,892
Total interest expense	$342,000	3,090
Net interest income	$3,601,000	2,841
Provision for loan and lease losses	$0	4,017
Total noninterest income	$545,000	2,889
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$172,000	2,704
Trading account gains and fees	$0	157
Additional Noninterest Income	$373,000	2,743
Total noninterest expense	$2,472,000	3,229
Salaries and employee benefits	$1,375,000	3,220
Premises and equipment expense	$379,000	2,612
Additional noninterest expense	$718,000	3,480
Pre-tax net operating income	$1,674,000	2,214
Securities gains (losses)	$10,000	2,238
Applicable income taxes	$519,000	1,625
Income before extraordinary items	$1,165,000	2,530
Extraordinary gains, net	$0	16
Net income	$1,165,000	2,529
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,165,000	2,529
Net charge-offs	$41,000	2,292
Cash dividends	$180,000	2,931
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,158,100	2,477
2016-03-31 (YTD Data)		Rank
Total interest income	$1,955,000	2,910
Total interest expense	$169,000	3,135
Net interest income	$1,786,000	2,859
Provision for loan and lease losses	$0	3,656
Total noninterest income	$252,000	3,002
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$86,000	2,674
Trading account gains and fees	$0	142
Additional Noninterest Income	$166,000	2,855
Total noninterest expense	$1,153,000	3,389
Salaries and employee benefits	$676,000	3,288
Premises and equipment expense	$191,000	2,621
Additional noninterest expense	$286,000	3,979
Pre-tax net operating income	$885,000	2,109
Securities gains (losses)	$7,000	1,613
Applicable income taxes	$284,000	1,529
Income before extraordinary items	$608,000	2,421
Extraordinary gains, net	$0	12
Net income	$608,000	2,421
Minority interest net income	$0	62
Net income of bank and minority interests.	$608,000	2,421
Net charge-offs	$23,000	1,894
Cash dividends	$180,000	2,020
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$603,240	2,388
2015-12-31 (YTD Data)		Rank
Total interest income	$7,601,000	2,941
Total interest expense	$745,000	2,947
Net interest income	$6,856,000	2,900
Provision for loan and lease losses	$0	4,380
Total noninterest income	$1,224,000	2,763
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$383,000	2,588
Trading account gains and fees	$0	159
Additional Noninterest Income	$841,000	2,591
Total noninterest expense	$4,618,000	3,403
Salaries and employee benefits	$2,695,000	3,243
Premises and equipment expense	$767,000	2,641
Additional noninterest expense	$1,156,000	4,003
Pre-tax net operating income	$3,462,000	2,080
Securities gains (losses)	$34,000	1,912
Applicable income taxes	$1,100,000	1,513
Income before extraordinary items	$2,396,000	2,407
Extraordinary gains, net	$0	23
Net income	$2,396,000	2,409
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,396,000	2,409
Net charge-offs	$98,000	2,678
Cash dividends	$350,000	3,275
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,372,540	2,387
2015-09-30 (YTD Data)		Rank
Total interest income	$5,671,000	2,971
Total interest expense	$569,000	2,952
Net interest income	$5,102,000	2,944
Provision for loan and lease losses	$0	4,232
Total noninterest income	$881,000	2,844
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$285,000	2,621
Trading account gains and fees	$0	153
Additional Noninterest Income	$596,000	2,679
Total noninterest expense	$3,383,000	3,473
Salaries and employee benefits	$1,955,000	3,323
Premises and equipment expense	$567,000	2,709
Additional noninterest expense	$861,000	4,036
Pre-tax net operating income	$2,600,000	2,132
Securities gains (losses)	$35,000	1,699
Applicable income taxes	$833,000	1,549
Income before extraordinary items	$1,802,000	2,440
Extraordinary gains, net	$0	21
Net income	$1,802,000	2,441
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,802,000	2,441
Net charge-offs	$106,000	2,101
Cash dividends	$300,000	2,790
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,778,200	2,426
2015-06-30 (YTD Data)		Rank
Total interest income	$3,766,000	2,977
Total interest expense	$387,000	2,946
Net interest income	$3,379,000	2,959
Provision for loan and lease losses	$0	4,069
Total noninterest income	$525,000	2,992
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$186,000	2,638
Trading account gains and fees	$0	157
Additional Noninterest Income	$339,000	2,891
Total noninterest expense	$2,243,000	3,517
Salaries and employee benefits	$1,299,000	3,362
Premises and equipment expense	$372,000	2,755
Additional noninterest expense	$572,000	4,069
Pre-tax net operating income	$1,661,000	2,179
Securities gains (losses)	$15,000	1,851
Applicable income taxes	$531,000	1,569
Income before extraordinary items	$1,145,000	2,513
Extraordinary gains, net	$0	22
Net income	$1,145,000	2,515
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,145,000	2,515
Net charge-offs	$9,000	3,291
Cash dividends	$150,000	2,968
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,134,800	2,472
2015-03-31 (YTD Data)		Rank
Total interest income	$1,927,000	2,930
Total interest expense	$196,000	2,939
Net interest income	$1,731,000	2,911
Provision for loan and lease losses	$0	3,703
Total noninterest income	$278,000	2,897
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$98,000	2,511
Trading account gains and fees	$0	152
Additional Noninterest Income	$180,000	2,768
Total noninterest expense	$1,124,000	3,541
Salaries and employee benefits	$641,000	3,425
Premises and equipment expense	$187,000	2,781
Additional noninterest expense	$296,000	4,004
Pre-tax net operating income	$885,000	2,050
Securities gains (losses)	$15,000	1,346
Applicable income taxes	$278,000	1,522
Income before extraordinary items	$622,000	2,327
Extraordinary gains, net	$0	13
Net income	$622,000	2,328
Minority interest net income	$0	64
Net income of bank and minority interests.	$622,000	2,328
Net charge-offs	$-3,000	4,874
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$611,650	2,294
2014-12-31 (YTD Data)		Rank
Total interest income	$8,008,000	2,889
Total interest expense	$913,000	2,756
Net interest income	$7,095,000	2,860
Provision for loan and lease losses	$180,000	2,581
Total noninterest income	$721,000	3,655
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$366,000	2,854
Trading account gains and fees	$0	180
Additional Noninterest Income	$355,000	3,786
Total noninterest expense	$4,618,000	3,497
Salaries and employee benefits	$2,522,000	3,454
Premises and equipment expense	$801,000	2,660
Additional noninterest expense	$1,295,000	3,884
Pre-tax net operating income	$3,018,000	2,271
Securities gains (losses)	$11,000	2,605
Applicable income taxes	$968,000	1,575
Income before extraordinary items	$2,061,000	2,646
Extraordinary gains, net	$0	17
Net income	$2,061,000	2,644
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,061,000	2,646
Net charge-offs	$142,000	2,832
Cash dividends	$3,166,000	875
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,053,520	2,603
2014-09-30 (YTD Data)		Rank
Total interest income	$5,925,000	2,942
Total interest expense	$696,000	2,768
Net interest income	$5,229,000	2,930
Provision for loan and lease losses	$180,000	2,177
Total noninterest income	$754,000	3,135
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$272,000	2,908
Trading account gains and fees	$0	174
Additional Noninterest Income	$482,000	2,957
Total noninterest expense	$3,460,000	3,508
Salaries and employee benefits	$1,886,000	3,479
Premises and equipment expense	$601,000	2,685
Additional noninterest expense	$973,000	3,897
Pre-tax net operating income	$2,343,000	2,242
Securities gains (losses)	$3,000	2,680
Applicable income taxes	$737,000	1,595
Income before extraordinary items	$1,609,000	2,601
Extraordinary gains, net	$0	15
Net income	$1,609,000	2,602
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,609,000	2,601
Net charge-offs	$137,000	2,378
Cash dividends	$176,000	3,173
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,606,930	2,557
2014-06-30 (YTD Data)		Rank
Total interest income	$3,935,000	2,953
Total interest expense	$462,000	2,797
Net interest income	$3,473,000	2,939
Provision for loan and lease losses	$120,000	2,134
Total noninterest income	$401,000	3,500
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$175,000	2,951
Trading account gains and fees	$0	172
Additional Noninterest Income	$226,000	3,445
Total noninterest expense	$2,179,000	3,651
Salaries and employee benefits	$1,258,000	3,498
Premises and equipment expense	$398,000	2,719
Additional noninterest expense	$523,000	4,388
Pre-tax net operating income	$1,575,000	2,195
Securities gains (losses)	$3,000	2,288
Applicable income taxes	$496,000	1,550
Income before extraordinary items	$1,082,000	2,497
Extraordinary gains, net	$0	20
Net income	$1,082,000	2,500
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,082,000	2,501
Net charge-offs	$200,000	1,583
Cash dividends	$176,000	2,828
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,079,930	2,465
2014-03-31 (YTD Data)		Rank
Total interest income	$1,964,000	2,969
Total interest expense	$233,000	2,823
Net interest income	$1,731,000	2,956
Provision for loan and lease losses	$60,000	2,013
Total noninterest income	$254,000	3,045
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$85,000	2,982
Trading account gains and fees	$0	147
Additional Noninterest Income	$169,000	2,794
Total noninterest expense	$1,100,000	3,660
Salaries and employee benefits	$594,000	3,669
Premises and equipment expense	$197,000	2,779
Additional noninterest expense	$309,000	4,041
Pre-tax net operating income	$825,000	2,051
Securities gains (losses)	$3,000	1,458
Applicable income taxes	$253,000	1,500
Income before extraordinary items	$575,000	2,337
Extraordinary gains, net	$0	16
Net income	$575,000	2,338
Minority interest net income	$0	66
Net income of bank and minority interests.	$575,000	2,339
Net charge-offs	$9,000	2,888
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$572,930	2,311
2013-12-31 (YTD Data)		Rank
Total interest income	$7,919,000	2,961
Total interest expense	$973,000	3,002
Net interest income	$6,946,000	2,926
Provision for loan and lease losses	$195,000	3,003
Total noninterest income	$1,102,000	3,033
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$365,000	3,018
Trading account gains and fees	$0	184
Additional Noninterest Income	$737,000	2,799
Total noninterest expense	$4,667,000	3,573
Salaries and employee benefits	$2,604,000	3,444
Premises and equipment expense	$811,000	2,675
Additional noninterest expense	$1,252,000	4,097
Pre-tax net operating income	$3,186,000	2,080
Securities gains (losses)	$20,000	2,341
Applicable income taxes	$1,000,000	1,461
Income before extraordinary items	$2,206,000	2,421
Extraordinary gains, net	$0	29
Net income	$2,206,000	2,425
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,206,000	2,424
Net charge-offs	$536,000	1,947
Cash dividends	$559,000	2,640
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,192,200	2,382
2013-09-30 (YTD Data)		Rank
Total interest income	$5,882,000	3,008
Total interest expense	$727,000	3,092
Net interest income	$5,155,000	2,965
Provision for loan and lease losses	$135,000	3,044
Total noninterest income	$823,000	3,085
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$273,000	3,036
Trading account gains and fees	$0	180
Additional Noninterest Income	$550,000	2,870
Total noninterest expense	$3,349,000	3,687
Salaries and employee benefits	$1,946,000	3,472
Premises and equipment expense	$609,000	2,696
Additional noninterest expense	$794,000	4,492
Pre-tax net operating income	$2,494,000	2,062
Securities gains (losses)	$20,000	2,218
Applicable income taxes	$805,000	1,442
Income before extraordinary items	$1,709,000	2,397
Extraordinary gains, net	$0	25
Net income	$1,709,000	2,401
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,709,000	2,401
Net charge-offs	$395,000	1,834
Cash dividends	$360,000	2,435
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,695,400	2,348
2013-06-30 (YTD Data)		Rank
Total interest income	$3,898,000	3,024
Total interest expense	$490,000	3,122
Net interest income	$3,408,000	2,978
Provision for loan and lease losses	$45,000	3,696
Total noninterest income	$508,000	3,264
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$177,000	3,050
Trading account gains and fees	$0	157
Additional Noninterest Income	$331,000	3,068
Total noninterest expense	$2,236,000	3,707
Salaries and employee benefits	$1,296,000	3,485
Premises and equipment expense	$410,000	2,692
Additional noninterest expense	$530,000	4,498
Pre-tax net operating income	$1,635,000	2,054
Securities gains (losses)	$20,000	2,017
Applicable income taxes	$533,000	1,449
Income before extraordinary items	$1,122,000	2,403
Extraordinary gains, net	$0	22
Net income	$1,122,000	2,412
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,122,000	2,410
Net charge-offs	$95,000	2,808
Cash dividends	$360,000	2,026
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,108,400	2,332
2013-03-31 (YTD Data)		Rank
Total interest income	$1,925,000	3,083
Total interest expense	$249,000	3,159
Net interest income	$1,676,000	3,030
Provision for loan and lease losses	$0	4,409
Total noninterest income	$153,000	4,148
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$87,000	3,070
Trading account gains and fees	$0	148
Additional Noninterest Income	$66,000	4,354
Total noninterest expense	$1,057,000	3,861
Salaries and employee benefits	$608,000	3,675
Premises and equipment expense	$204,000	2,724
Additional noninterest expense	$245,000	4,695
Pre-tax net operating income	$772,000	2,096
Securities gains (losses)	$19,000	1,284
Applicable income taxes	$251,000	1,506
Income before extraordinary items	$540,000	2,448
Extraordinary gains, net	$0	10
Net income	$540,000	2,450
Minority interest net income	$0	76
Net income of bank and minority interests.	$540,000	2,450
Net charge-offs	$-17,000	6,387
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$527,080	2,399
2012-12-31 (YTD Data)		Rank
Total interest income	$8,138,000	3,062
Total interest expense	$1,363,000	2,915
Net interest income	$6,775,000	3,065
Provision for loan and lease losses	$615,000	2,421
Total noninterest income	$1,237,000	2,911
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$442,000	2,729
Trading account gains and fees	$0	166
Additional Noninterest Income	$795,000	2,694
Total noninterest expense	$4,268,000	3,852
Salaries and employee benefits	$2,470,000	3,607
Premises and equipment expense	$790,000	2,779
Additional noninterest expense	$1,008,000	4,783
Pre-tax net operating income	$3,129,000	2,013
Securities gains (losses)	$26,000	3,070
Applicable income taxes	$996,000	1,478
Income before extraordinary items	$2,159,000	2,450
Extraordinary gains, net	$0	29
Net income	$2,159,000	2,450
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,159,000	2,451
Net charge-offs	$335,000	3,174
Cash dividends	$300,000	3,272
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,141,320	2,331
2012-09-30 (YTD Data)		Rank
Total interest income	$6,110,000	3,119
Total interest expense	$1,046,000	2,971
Net interest income	$5,064,000	3,125
Provision for loan and lease losses	$408,000	2,555
Total noninterest income	$907,000	2,970
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$332,000	2,765
Trading account gains and fees	$0	157
Additional Noninterest Income	$575,000	2,737
Total noninterest expense	$3,193,000	3,887
Salaries and employee benefits	$1,867,000	3,596
Premises and equipment expense	$576,000	2,863
Additional noninterest expense	$750,000	4,832
Pre-tax net operating income	$2,370,000	2,067
Securities gains (losses)	$26,000	2,770
Applicable income taxes	$747,000	1,510
Income before extraordinary items	$1,649,000	2,478
Extraordinary gains, net	$0	20
Net income	$1,649,000	2,479
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,649,000	2,479
Net charge-offs	$341,000	2,671
Cash dividends	$300,000	2,542
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,631,060	2,362
2012-06-30 (YTD Data)		Rank
Total interest income	$4,046,000	3,164
Total interest expense	$709,000	3,028
Net interest income	$3,337,000	3,166
Provision for loan and lease losses	$258,000	2,630
Total noninterest income	$566,000	3,023
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$220,000	2,754
Trading account gains and fees	$0	153
Additional Noninterest Income	$346,000	2,866
Total noninterest expense	$2,096,000	3,947
Salaries and employee benefits	$1,215,000	3,674
Premises and equipment expense	$359,000	2,999
Additional noninterest expense	$522,000	4,744
Pre-tax net operating income	$1,549,000	2,086
Securities gains (losses)	$0	3,178
Applicable income taxes	$487,000	1,520
Income before extraordinary items	$1,062,000	2,507
Extraordinary gains, net	$0	19
Net income	$1,062,000	2,507
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,062,000	2,507
Net charge-offs	$69,000	3,752
Cash dividends	$300,000	2,133
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,062,000	2,372
2012-03-31 (YTD Data)		Rank
Total interest income	$2,028,000	3,176
Total interest expense	$362,000	3,070
Net interest income	$1,666,000	3,178
Provision for loan and lease losses	$131,000	2,556
Total noninterest income	$256,000	3,214
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$106,000	2,801
Trading account gains and fees	$0	148
Additional Noninterest Income	$150,000	3,069
Total noninterest expense	$1,059,000	3,948
Salaries and employee benefits	$607,000	3,704
Premises and equipment expense	$174,000	3,098
Additional noninterest expense	$278,000	4,574
Pre-tax net operating income	$732,000	2,185
Securities gains (losses)	$0	2,210
Applicable income taxes	$237,000	1,540
Income before extraordinary items	$495,000	2,631
Extraordinary gains, net	$0	19
Net income	$495,000	2,633
Minority interest net income	$0	78
Net income of bank and minority interests.	$495,000	2,634
Net charge-offs	$39,000	3,220
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$495,000	2,508
2011-12-31 (YTD Data)		Rank
Total interest income	$8,650,000	3,118
Total interest expense	$1,539,000	3,383
Net interest income	$7,111,000	3,040
Provision for loan and lease losses	$520,000	3,406
Total noninterest income	$1,068,000	3,002
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$491,000	2,615
Trading account gains and fees	$0	146
Additional Noninterest Income	$577,000	2,918
Total noninterest expense	$4,174,000	3,995
Salaries and employee benefits	$2,350,000	3,741
Premises and equipment expense	$713,000	3,158
Additional noninterest expense	$1,111,000	4,659
Pre-tax net operating income	$3,485,000	1,608
Securities gains (losses)	$2,000	3,652
Applicable income taxes	$1,167,000	1,210
Income before extraordinary items	$2,320,000	1,992
Extraordinary gains, net	$0	29
Net income	$2,320,000	1,993
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,320,000	1,993
Net charge-offs	$60,000	5,376
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,318,660	1,907
2011-09-30 (YTD Data)		Rank
Total interest income	$6,531,000	3,131
Total interest expense	$1,150,000	3,515
Net interest income	$5,381,000	3,024
Provision for loan and lease losses	$370,000	3,333
Total noninterest income	$748,000	3,132
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$362,000	2,663
Trading account gains and fees	$0	145
Additional Noninterest Income	$386,000	3,101
Total noninterest expense	$3,065,000	4,052
Salaries and employee benefits	$1,703,000	3,827
Premises and equipment expense	$529,000	3,226
Additional noninterest expense	$833,000	4,672
Pre-tax net operating income	$2,694,000	1,624
Securities gains (losses)	$5,000	3,216
Applicable income taxes	$867,000	1,207
Income before extraordinary items	$1,832,000	1,979
Extraordinary gains, net	$0	21
Net income	$1,832,000	1,979
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,832,000	1,979
Net charge-offs	$61,000	4,837
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,828,600	1,880
2011-06-30 (YTD Data)		Rank
Total interest income	$4,351,000	3,172
Total interest expense	$767,000	3,609
Net interest income	$3,584,000	3,021
Provision for loan and lease losses	$260,000	3,196
Total noninterest income	$519,000	3,046
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$242,000	2,635
Trading account gains and fees	$0	153
Additional Noninterest Income	$277,000	2,998
Total noninterest expense	$2,015,000	4,141
Salaries and employee benefits	$1,133,000	3,867
Premises and equipment expense	$342,000	3,308
Additional noninterest expense	$540,000	4,805
Pre-tax net operating income	$1,828,000	1,582
Securities gains (losses)	$-7,000	7,045
Applicable income taxes	$595,000	1,163
Income before extraordinary items	$1,226,000	1,920
Extraordinary gains, net	$0	15
Net income	$1,226,000	1,920
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,226,000	1,920
Net charge-offs	$67,000	4,232
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,230,690	1,845
2011-03-31 (YTD Data)		Rank
Total interest income	$2,177,000	3,181
Total interest expense	$388,000	3,673
Net interest income	$1,789,000	3,011
Provision for loan and lease losses	$150,000	2,750
Total noninterest income	$260,000	3,081
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$114,000	2,710
Trading account gains and fees	$0	158
Additional Noninterest Income	$146,000	2,950
Total noninterest expense	$1,011,000	4,153
Salaries and employee benefits	$569,000	3,878
Premises and equipment expense	$173,000	3,329
Additional noninterest expense	$269,000	4,805
Pre-tax net operating income	$888,000	1,608
Securities gains (losses)	$-7,000	7,136
Applicable income taxes	$285,000	1,166
Income before extraordinary items	$596,000	1,922
Extraordinary gains, net	$0	9
Net income	$596,000	1,921
Minority interest net income	$0	86
Net income of bank and minority interests.	$596,000	1,922
Net charge-offs	$61,000	3,186
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$600,760	1,862
2010-12-31 (YTD Data)		Rank
Total interest income	$8,430,000	3,412
Total interest expense	$2,078,000	3,458
Net interest income	$6,352,000	3,334
Provision for loan and lease losses	$550,000	3,991
Total noninterest income	$1,044,000	3,165
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$502,000	2,635
Trading account gains and fees	$0	175
Additional Noninterest Income	$542,000	3,074
Total noninterest expense	$4,169,000	4,103
Salaries and employee benefits	$2,267,000	3,872
Premises and equipment expense	$793,000	3,001
Additional noninterest expense	$1,109,000	4,813
Pre-tax net operating income	$2,677,000	1,793
Securities gains (losses)	$20,000	3,102
Applicable income taxes	$880,000	1,345
Income before extraordinary items	$1,817,000	2,188
Extraordinary gains, net	$0	29
Net income	$1,817,000	2,190
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,817,000	2,191
Net charge-offs	$318,000	4,230
Cash dividends	$398,000	2,654
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,803,600	2,114
2010-09-30 (YTD Data)		Rank
Total interest income	$6,297,000	3,494
Total interest expense	$1,636,000	3,475
Net interest income	$4,661,000	3,431
Provision for loan and lease losses	$400,000	3,898
Total noninterest income	$775,000	3,211
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$382,000	2,671
Trading account gains and fees	$0	165
Additional Noninterest Income	$393,000	3,131
Total noninterest expense	$3,113,000	4,107
Salaries and employee benefits	$1,696,000	3,920
Premises and equipment expense	$585,000	3,085
Additional noninterest expense	$832,000	4,807
Pre-tax net operating income	$1,923,000	1,957
Securities gains (losses)	$20,000	2,883
Applicable income taxes	$676,000	1,366
Income before extraordinary items	$1,267,000	2,453
Extraordinary gains, net	$0	23
Net income	$1,267,000	2,450
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,267,000	2,454
Net charge-offs	$309,000	3,690
Cash dividends	$398,000	2,051
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,254,000	2,341
2010-06-30 (YTD Data)		Rank
Total interest income	$4,191,000	3,528
Total interest expense	$1,135,000	3,452
Net interest income	$3,056,000	3,477
Provision for loan and lease losses	$300,000	3,591
Total noninterest income	$553,000	3,029
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$260,000	2,640
Trading account gains and fees	$0	152
Additional Noninterest Income	$293,000	2,874
Total noninterest expense	$2,085,000	4,120
Salaries and employee benefits	$1,134,000	3,929
Premises and equipment expense	$398,000	3,066
Additional noninterest expense	$553,000	4,819
Pre-tax net operating income	$1,224,000	2,031
Securities gains (losses)	$0	3,184
Applicable income taxes	$430,000	1,374
Income before extraordinary items	$794,000	2,517
Extraordinary gains, net	$0	19
Net income	$794,000	2,514
Minority interest net income	$0	105
Net income of bank and minority interests.	$794,000	2,517
Net charge-offs	$271,000	3,179
Cash dividends	$398,000	1,614
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$794,000	2,424
2010-03-31 (YTD Data)		Rank
Total interest income	$2,085,000	3,602
Total interest expense	$592,000	3,466
Net interest income	$1,493,000	3,571
Provision for loan and lease losses	$150,000	3,336
Total noninterest income	$220,000	3,456
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$125,000	2,714
Trading account gains and fees	$0	175
Additional Noninterest Income	$95,000	3,602
Total noninterest expense	$1,013,000	4,246
Salaries and employee benefits	$568,000	3,970
Premises and equipment expense	$201,000	3,102
Additional noninterest expense	$244,000	5,183
Pre-tax net operating income	$550,000	2,244
Securities gains (losses)	$0	2,284
Applicable income taxes	$190,000	1,472
Income before extraordinary items	$360,000	2,757
Extraordinary gains, net	$0	16
Net income	$360,000	2,754
Minority interest net income	$0	91
Net income of bank and minority interests.	$360,000	2,757
Net charge-offs	$77,000	3,336
Cash dividends	$210,000	1,342
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$360,000	2,644
2009-12-31 (YTD Data)		Rank
Total interest income	$8,647,000	3,617
Total interest expense	$2,557,000	3,832
Net interest income	$6,090,000	3,421
Provision for loan and lease losses	$580,000	4,314
Total noninterest income	$1,065,000	3,212
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$505,000	2,863
Trading account gains and fees	$0	211
Additional Noninterest Income	$560,000	3,015
Total noninterest expense	$4,316,000	4,121
Salaries and employee benefits	$2,325,000	3,909
Premises and equipment expense	$806,000	3,112
Additional noninterest expense	$1,185,000	4,787
Pre-tax net operating income	$2,259,000	1,726
Securities gains (losses)	$28,000	2,908
Applicable income taxes	$784,000	1,154
Income before extraordinary items	$1,503,000	2,114
Extraordinary gains, net	$0	34
Net income	$1,503,000	2,111
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,503,000	2,113
Net charge-offs	$752,000	3,265
Cash dividends	$484,000	2,603
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,484,520	2,106
2009-09-30 (YTD Data)		Rank
Total interest income	$6,495,000	3,661
Total interest expense	$1,917,000	3,962
Net interest income	$4,578,000	3,418
Provision for loan and lease losses	$430,000	4,065
Total noninterest income	$792,000	3,277
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$365,000	2,971
Trading account gains and fees	$0	212
Additional Noninterest Income	$427,000	3,070
Total noninterest expense	$3,179,000	4,189
Salaries and employee benefits	$1,723,000	3,969
Premises and equipment expense	$574,000	3,288
Additional noninterest expense	$882,000	4,780
Pre-tax net operating income	$1,761,000	1,805
Securities gains (losses)	$4,000	3,208
Applicable income taxes	$627,000	1,191
Income before extraordinary items	$1,138,000	2,263
Extraordinary gains, net	$0	27
Net income	$1,138,000	2,260
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,138,000	2,263
Net charge-offs	$221,000	4,137
Cash dividends	$409,000	2,228
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,135,440	2,226
2009-06-30 (YTD Data)		Rank
Total interest income	$4,330,000	3,694
Total interest expense	$1,252,000	4,139
Net interest income	$3,078,000	3,388
Provision for loan and lease losses	$280,000	3,840
Total noninterest income	$542,000	3,223
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$235,000	3,006
Trading account gains and fees	$0	193
Additional Noninterest Income	$307,000	2,965
Total noninterest expense	$2,104,000	4,239
Salaries and employee benefits	$1,138,000	4,031
Premises and equipment expense	$370,000	3,384
Additional noninterest expense	$596,000	4,749
Pre-tax net operating income	$1,236,000	1,788
Securities gains (losses)	$4,000	2,814
Applicable income taxes	$443,000	1,185
Income before extraordinary items	$797,000	2,235
Extraordinary gains, net	$0	21
Net income	$797,000	2,232
Minority interest net income	$0	112
Net income of bank and minority interests.	$797,000	2,234
Net charge-offs	$198,000	3,425
Cash dividends	$409,000	1,837
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$794,440	2,186
2009-03-31 (YTD Data)		Rank
Total interest income	$2,186,000	3,698
Total interest expense	$620,000	4,277
Net interest income	$1,566,000	3,332
Provision for loan and lease losses	$130,000	3,489
Total noninterest income	$270,000	3,223
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$114,000	3,008
Trading account gains and fees	$0	171
Additional Noninterest Income	$156,000	2,906
Total noninterest expense	$1,016,000	4,271
Salaries and employee benefits	$550,000	4,159
Premises and equipment expense	$182,000	3,475
Additional noninterest expense	$284,000	4,577
Pre-tax net operating income	$690,000	1,832
Securities gains (losses)	$4,000	2,106
Applicable income taxes	$252,000	1,222
Income before extraordinary items	$442,000	2,361
Extraordinary gains, net	$0	15
Net income	$442,000	2,361
Minority interest net income	$0	102
Net income of bank and minority interests.	$442,000	2,363
Net charge-offs	$186,000	2,200
Cash dividends	$371,000	1,187
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$439,440	2,243
2008-12-31 (YTD Data)		Rank
Total interest income	$8,788,000	3,866
Total interest expense	$3,159,000	4,106
Net interest income	$5,629,000	3,640
Provision for loan and lease losses	$480,000	3,870
Total noninterest income	$998,000	3,405
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$586,000	2,690
Trading account gains and fees	$0	154
Additional Noninterest Income	$412,000	3,532
Total noninterest expense	$3,735,000	4,445
Salaries and employee benefits	$2,133,000	4,244
Premises and equipment expense	$761,000	3,305
Additional noninterest expense	$841,000	5,343
Pre-tax net operating income	$2,412,000	2,154
Securities gains (losses)	$0	3,220
Applicable income taxes	$851,000	1,345
Income before extraordinary items	$1,561,000	2,444
Extraordinary gains, net	$0	39
Net income	$1,561,000	2,442
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$174,000	4,286
Cash dividends	$577,000	3,182
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,561,000	2,587
2008-09-30 (YTD Data)		Rank
Total interest income	$6,618,000	3,907
Total interest expense	$2,469,000	4,110
Net interest income	$4,149,000	3,712
Provision for loan and lease losses	$360,000	3,240
Total noninterest income	$735,000	3,539
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$442,000	2,694
Trading account gains and fees	$0	148
Additional Noninterest Income	$293,000	3,725
Total noninterest expense	$2,776,000	4,459
Salaries and employee benefits	$1,582,000	4,297
Premises and equipment expense	$563,000	3,351
Additional noninterest expense	$631,000	5,276
Pre-tax net operating income	$1,748,000	2,530
Securities gains (losses)	$0	3,106
Applicable income taxes	$597,000	1,687
Income before extraordinary items	$1,151,000	2,827
Extraordinary gains, net	$0	31
Net income	$1,151,000	2,823
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	3,553
Cash dividends	$337,000	3,255
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,151,000	2,969
2008-06-30 (YTD Data)		Rank
Total interest income	$4,484,000	3,927
Total interest expense	$1,735,000	4,111
Net interest income	$2,749,000	3,720
Provision for loan and lease losses	$240,000	2,857
Total noninterest income	$471,000	3,643
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$296,000	2,664
Trading account gains and fees	$0	149
Additional Noninterest Income	$175,000	4,029
Total noninterest expense	$1,864,000	4,461
Salaries and employee benefits	$1,068,000	4,302
Premises and equipment expense	$379,000	3,347
Additional noninterest expense	$417,000	5,298
Pre-tax net operating income	$1,116,000	2,731
Securities gains (losses)	$0	3,233
Applicable income taxes	$389,000	1,902
Income before extraordinary items	$727,000	3,250
Extraordinary gains, net	$0	21
Net income	$727,000	3,250
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	3,273
Cash dividends	$337,000	2,804
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$727,000	3,192
2008-03-31 (YTD Data)		Rank
Total interest income	$2,304,000	3,938
Total interest expense	$933,000	4,082
Net interest income	$1,371,000	3,712
Provision for loan and lease losses	$120,000	2,457
Total noninterest income	$233,000	3,672
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$146,000	2,687
Trading account gains and fees	$0	158
Additional Noninterest Income	$87,000	4,033
Total noninterest expense	$882,000	4,643
Salaries and employee benefits	$523,000	4,395
Premises and equipment expense	$178,000	3,523
Additional noninterest expense	$181,000	5,663
Pre-tax net operating income	$602,000	2,694
Securities gains (losses)	$0	2,688
Applicable income taxes	$201,000	1,959
Income before extraordinary items	$401,000	3,184
Extraordinary gains, net	$0	15
Net income	$401,000	3,186
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	3,724
Cash dividends	$337,000	1,769
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$401,000	3,108
2007-12-31 (YTD Data)		Rank
Total interest income	$9,516,000	3,893
Total interest expense	$4,010,000	4,004
Net interest income	$5,506,000	3,733
Provision for loan and lease losses	$480,000	2,381
Total noninterest income	$967,000	3,603
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$597,000	2,683
Trading account gains and fees	$0	178
Additional Noninterest Income	$370,000	3,882
Total noninterest expense	$3,500,000	4,521
Salaries and employee benefits	$2,006,000	4,379
Premises and equipment expense	$778,000	3,152
Additional noninterest expense	$716,000	5,674
Pre-tax net operating income	$2,493,000	2,832
Securities gains (losses)	$-3,000	7,272
Applicable income taxes	$867,000	2,039
Income before extraordinary items	$1,623,000	3,259
Extraordinary gains, net	$0	39
Net income	$1,623,000	3,258
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	4,175
Cash dividends	$338,000	4,272
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,624,950	3,240
2007-09-30 (YTD Data)		Rank
Total interest income	$7,068,000	3,935
Total interest expense	$2,972,000	4,048
Net interest income	$4,096,000	3,766
Provision for loan and lease losses	$360,000	2,007
Total noninterest income	$710,000	3,653
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$453,000	2,646
Trading account gains and fees	$0	184
Additional Noninterest Income	$257,000	4,039
Total noninterest expense	$2,587,000	4,541
Salaries and employee benefits	$1,478,000	4,418
Premises and equipment expense	$577,000	3,162
Additional noninterest expense	$532,000	5,653
Pre-tax net operating income	$1,859,000	2,990
Securities gains (losses)	$-3,000	7,511
Applicable income taxes	$703,000	2,079
Income before extraordinary items	$1,153,000	3,562
Extraordinary gains, net	$0	33
Net income	$1,153,000	3,561
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	3,185
Cash dividends	$300,000	3,601
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,154,920	3,541
2007-06-30 (YTD Data)		Rank
Total interest income	$4,582,000	4,023
Total interest expense	$1,914,000	4,136
Net interest income	$2,668,000	3,846
Provision for loan and lease losses	$240,000	1,865
Total noninterest income	$475,000	3,666
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$308,000	2,598
Trading account gains and fees	$0	168
Additional Noninterest Income	$167,000	4,125
Total noninterest expense	$1,713,000	4,584
Salaries and employee benefits	$971,000	4,506
Premises and equipment expense	$375,000	3,253
Additional noninterest expense	$367,000	5,552
Pre-tax net operating income	$1,190,000	3,140
Securities gains (losses)	$-3,000	7,770
Applicable income taxes	$449,000	2,212
Income before extraordinary items	$738,000	3,698
Extraordinary gains, net	$0	29
Net income	$738,000	3,698
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	8,115
Cash dividends	$263,000	3,307
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$739,920	3,677
2007-03-31 (YTD Data)		Rank
Total interest income	$2,220,000	4,107
Total interest expense	$914,000	4,223
Net interest income	$1,306,000	3,899
Provision for loan and lease losses	$120,000	1,752
Total noninterest income	$232,000	3,705
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$143,000	2,690
Trading account gains and fees	$0	195
Additional Noninterest Income	$89,000	3,989
Total noninterest expense	$821,000	4,733
Salaries and employee benefits	$472,000	4,626
Premises and equipment expense	$180,000	3,387
Additional noninterest expense	$169,000	5,774
Pre-tax net operating income	$597,000	3,129
Securities gains (losses)	$0	1,187
Applicable income taxes	$226,000	2,229
Income before extraordinary items	$371,000	3,671
Extraordinary gains, net	$0	22
Net income	$371,000	3,672
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-43,000	8,348
Cash dividends	$263,000	2,130
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$371,000	3,650
2006-12-31 (YTD Data)		Rank
Total interest income	$8,516,000	4,034
Total interest expense	$3,295,000	4,079
Net interest income	$5,221,000	3,886
Provision for loan and lease losses	$500,000	1,903
Total noninterest income	$926,000	3,718
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$602,000	2,675
Trading account gains and fees	$0	130
Additional Noninterest Income	$324,000	4,152
Total noninterest expense	$3,380,000	4,502
Salaries and employee benefits	$1,863,000	4,512
Premises and equipment expense	$746,000	3,168
Additional noninterest expense	$771,000	5,334
Pre-tax net operating income	$2,267,000	3,367
Securities gains (losses)	$0	1,687
Applicable income taxes	$802,000	2,470
Income before extraordinary items	$1,465,000	3,819
Extraordinary gains, net	$0	51
Net income	$1,465,000	3,817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	3,499
Cash dividends	$281,000	4,564
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,465,000	3,802
2006-09-30 (YTD Data)		Rank
Total interest income	$6,207,000	4,077
Total interest expense	$2,339,000	4,138
Net interest income	$3,868,000	3,939
Provision for loan and lease losses	$380,000	1,770
Total noninterest income	$689,000	3,749
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$453,000	2,668
Trading account gains and fees	$0	126
Additional Noninterest Income	$236,000	4,204
Total noninterest expense	$2,507,000	4,528
Salaries and employee benefits	$1,393,000	4,493
Premises and equipment expense	$538,000	3,273
Additional noninterest expense	$576,000	5,345
Pre-tax net operating income	$1,670,000	3,532
Securities gains (losses)	$0	1,388
Applicable income taxes	$650,000	2,472
Income before extraordinary items	$1,020,000	4,124
Extraordinary gains, net	$0	45
Net income	$1,020,000	4,127
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	3,644
Cash dividends	$206,000	4,112
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,020,000	4,107
2006-06-30 (YTD Data)		Rank
Total interest income	$3,949,000	4,172
Total interest expense	$1,420,000	4,250
Net interest income	$2,529,000	4,012
Provision for loan and lease losses	$260,000	1,707
Total noninterest income	$462,000	3,706
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$305,000	2,625
Trading account gains and fees	$0	126
Additional Noninterest Income	$157,000	4,214
Total noninterest expense	$1,685,000	4,519
Salaries and employee benefits	$933,000	4,489
Premises and equipment expense	$355,000	3,295
Additional noninterest expense	$397,000	5,232
Pre-tax net operating income	$1,046,000	3,702
Securities gains (losses)	$0	1,185
Applicable income taxes	$404,000	2,610
Income before extraordinary items	$642,000	4,282
Extraordinary gains, net	$0	39
Net income	$642,000	4,286
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	3,820
Cash dividends	$75,000	4,579
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$642,000	4,272
2006-03-31 (YTD Data)		Rank
Total interest income	$1,909,000	4,221
Total interest expense	$666,000	4,299
Net interest income	$1,243,000	4,060
Provision for loan and lease losses	$140,000	1,553
Total noninterest income	$230,000	3,664
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$146,000	2,652
Trading account gains and fees	$0	115
Additional Noninterest Income	$84,000	4,044
Total noninterest expense	$838,000	4,545
Salaries and employee benefits	$461,000	4,549
Premises and equipment expense	$171,000	3,403
Additional noninterest expense	$206,000	5,089
Pre-tax net operating income	$495,000	3,754
Securities gains (losses)	$0	955
Applicable income taxes	$195,000	2,644
Income before extraordinary items	$300,000	4,417
Extraordinary gains, net	$0	21
Net income	$300,000	4,417
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$300,000	4,406
2005-12-31 (YTD Data)		Rank
Total interest income	$7,584,000	3,906
Total interest expense	$2,376,000	3,960
Net interest income	$5,208,000	3,839
Provision for loan and lease losses	$430,000	2,146
Total noninterest income	$929,000	3,734
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$643,000	2,520
Trading account gains and fees	$0	138
Additional Noninterest Income	$286,000	4,449
Total noninterest expense	$3,044,000	4,723
Salaries and employee benefits	$1,761,000	4,545
Premises and equipment expense	$564,000	3,840
Additional noninterest expense	$719,000	5,503
Pre-tax net operating income	$2,663,000	3,034
Securities gains (losses)	$-8,000	7,452
Applicable income taxes	$907,000	2,398
Income before extraordinary items	$1,748,000	3,443
Extraordinary gains, net	$0	46
Net income	$1,748,000	3,445
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$206,000	2,249
Cash dividends	$398,000	4,028
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,753,280	3,398
2005-09-30 (YTD Data)		Rank
Total interest income	$5,649,000	3,879
Total interest expense	$1,705,000	3,940
Net interest income	$3,944,000	3,808
Provision for loan and lease losses	$280,000	2,309
Total noninterest income	$670,000	3,815
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$464,000	2,588
Trading account gains and fees	$0	126
Additional Noninterest Income	$206,000	4,551
Total noninterest expense	$2,203,000	4,808
Salaries and employee benefits	$1,268,000	4,656
Premises and equipment expense	$412,000	3,888
Additional noninterest expense	$523,000	5,572
Pre-tax net operating income	$2,131,000	2,918
Securities gains (losses)	$-8,000	7,835
Applicable income taxes	$798,000	2,203
Income before extraordinary items	$1,325,000	3,443
Extraordinary gains, net	$0	35
Net income	$1,325,000	3,445
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$256,000	1,423
Cash dividends	$248,000	3,810
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,330,120	3,386
2005-06-30 (YTD Data)		Rank
Total interest income	$3,709,000	3,859
Total interest expense	$1,068,000	3,954
Net interest income	$2,641,000	3,756
Provision for loan and lease losses	$130,000	2,894
Total noninterest income	$423,000	3,918
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$294,000	2,659
Trading account gains and fees	$0	116
Additional Noninterest Income	$129,000	4,634
Total noninterest expense	$1,465,000	4,800
Salaries and employee benefits	$838,000	4,663
Premises and equipment expense	$274,000	3,881
Additional noninterest expense	$353,000	5,497
Pre-tax net operating income	$1,469,000	2,809
Securities gains (losses)	$-7,000	8,039
Applicable income taxes	$548,000	2,130
Income before extraordinary items	$914,000	3,313
Extraordinary gains, net	$0	30
Net income	$914,000	3,315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$252,000	1,027
Cash dividends	$173,000	3,689
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$918,480	3,258
2005-03-31 (YTD Data)		Rank
Total interest income	$1,834,000	3,851
Total interest expense	$502,000	4,015
Net interest income	$1,332,000	3,740
Provision for loan and lease losses	$60,000	2,830
Total noninterest income	$213,000	3,819
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$150,000	2,558
Trading account gains and fees	$0	115
Additional Noninterest Income	$63,000	4,679
Total noninterest expense	$730,000	4,843
Salaries and employee benefits	$414,000	4,707
Premises and equipment expense	$139,000	3,869
Additional noninterest expense	$177,000	5,469
Pre-tax net operating income	$755,000	2,688
Securities gains (losses)	$-8,000	8,484
Applicable income taxes	$273,000	2,122
Income before extraordinary items	$474,000	3,170
Extraordinary gains, net	$0	24
Net income	$474,000	3,171
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	2,544
Cash dividends	$60,000	3,307
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$479,120	3,104
2004-12-31 (YTD Data)		Rank
Total interest income	$6,735,000	3,921
Total interest expense	$1,946,000	3,730
Net interest income	$4,789,000	3,933
Provision for loan and lease losses	$210,000	3,601
Total noninterest income	$887,000	3,809
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$610,000	2,670
Trading account gains and fees	$0	138
Additional Noninterest Income	$277,000	4,415
Total noninterest expense	$3,061,000	4,599
Salaries and employee benefits	$1,733,000	4,458
Premises and equipment expense	$586,000	3,599
Additional noninterest expense	$742,000	5,337
Pre-tax net operating income	$2,405,000	3,092
Securities gains (losses)	$0	3,819
Applicable income taxes	$744,000	2,641
Income before extraordinary items	$1,661,000	3,374
Extraordinary gains, net	$0	34
Net income	$1,661,000	3,373
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$218,000	2,453
Cash dividends	$360,000	4,067
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,661,000	3,308
2004-09-30 (YTD Data)		Rank
Total interest income	$4,988,000	3,944
Total interest expense	$1,450,000	3,713
Net interest income	$3,538,000	3,972
Provision for loan and lease losses	$150,000	3,509
Total noninterest income	$663,000	3,850
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$454,000	2,696
Trading account gains and fees	$0	134
Additional Noninterest Income	$209,000	4,407
Total noninterest expense	$2,235,000	4,648
Salaries and employee benefits	$1,239,000	4,584
Premises and equipment expense	$434,000	3,648
Additional noninterest expense	$562,000	5,269
Pre-tax net operating income	$1,816,000	3,122
Securities gains (losses)	$0	3,710
Applicable income taxes	$667,000	2,399
Income before extraordinary items	$1,149,000	3,654
Extraordinary gains, net	$0	26
Net income	$1,149,000	3,654
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-21,000	8,421
Cash dividends	$154,000	4,273
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,149,000	3,587
2004-06-30 (YTD Data)		Rank
Total interest income	$3,307,000	3,953
Total interest expense	$976,000	3,678
Net interest income	$2,331,000	3,999
Provision for loan and lease losses	$90,000	3,641
Total noninterest income	$408,000	4,045
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$279,000	2,869
Trading account gains and fees	$0	130
Additional Noninterest Income	$129,000	4,617
Total noninterest expense	$1,463,000	4,741
Salaries and employee benefits	$809,000	4,679
Premises and equipment expense	$283,000	3,720
Additional noninterest expense	$371,000	5,325
Pre-tax net operating income	$1,186,000	3,132
Securities gains (losses)	$0	3,413
Applicable income taxes	$427,000	2,447
Income before extraordinary items	$759,000	3,659
Extraordinary gains, net	$0	21
Net income	$759,000	3,659
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	3,087
Cash dividends	$79,000	4,396
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$759,000	3,566
2004-03-31 (YTD Data)		Rank
Total interest income	$1,662,000	3,938
Total interest expense	$513,000	3,566
Net interest income	$1,149,000	4,036
Provision for loan and lease losses	$45,000	3,437
Total noninterest income	$187,000	4,209
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$122,000	3,125
Trading account gains and fees	$0	121
Additional Noninterest Income	$65,000	4,579
Total noninterest expense	$732,000	4,767
Salaries and employee benefits	$409,000	4,659
Premises and equipment expense	$141,000	3,754
Additional noninterest expense	$182,000	5,402
Pre-tax net operating income	$559,000	3,254
Securities gains (losses)	$0	2,934
Applicable income taxes	$205,000	2,536
Income before extraordinary items	$354,000	3,815
Extraordinary gains, net	$0	16
Net income	$354,000	3,814
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,591
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$354,000	3,700
2003-12-31 (YTD Data)		Rank
Total interest income	$6,600,000	3,999
Total interest expense	$2,241,000	3,645
Net interest income	$4,359,000	4,096
Provision for loan and lease losses	$180,000	4,206
Total noninterest income	$928,000	3,877
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$553,000	2,867
Trading account gains and fees	$0	160
Additional Noninterest Income	$375,000	4,089
Total noninterest expense	$2,926,000	4,686
Salaries and employee benefits	$1,541,000	4,766
Premises and equipment expense	$610,000	3,467
Additional noninterest expense	$775,000	5,164
Pre-tax net operating income	$2,181,000	3,191
Securities gains (losses)	$0	4,500
Applicable income taxes	$782,000	2,578
Income before extraordinary items	$1,399,000	3,730
Extraordinary gains, net	$0	54
Net income	$1,399,000	3,729
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	3,973
Cash dividends	$536,000	3,397
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,399,000	3,573
2003-09-30 (YTD Data)		Rank
Total interest income	$4,923,000	4,064
Total interest expense	$1,693,000	3,749
Net interest income	$3,230,000	4,155
Provision for loan and lease losses	$135,000	4,077
Total noninterest income	$686,000	3,985
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$415,000	2,873
Trading account gains and fees	$0	153
Additional Noninterest Income	$271,000	4,222
Total noninterest expense	$2,165,000	4,716
Salaries and employee benefits	$1,140,000	4,794
Premises and equipment expense	$440,000	3,589
Additional noninterest expense	$585,000	5,098
Pre-tax net operating income	$1,616,000	3,359
Securities gains (losses)	$0	4,204
Applicable income taxes	$644,000	2,534
Income before extraordinary items	$972,000	4,052
Extraordinary gains, net	$0	40
Net income	$972,000	4,052
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	3,217
Cash dividends	$499,000	2,713
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$972,000	3,881
2003-06-30 (YTD Data)		Rank
Total interest income	$3,266,000	4,128
Total interest expense	$1,137,000	3,840
Net interest income	$2,129,000	4,200
Provision for loan and lease losses	$90,000	4,018
Total noninterest income	$471,000	3,873
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$272,000	2,872
Trading account gains and fees	$0	150
Additional Noninterest Income	$199,000	4,051
Total noninterest expense	$1,410,000	4,781
Salaries and employee benefits	$743,000	4,867
Premises and equipment expense	$280,000	3,699
Additional noninterest expense	$387,000	5,124
Pre-tax net operating income	$1,100,000	3,291
Securities gains (losses)	$0	3,782
Applicable income taxes	$429,000	2,562
Income before extraordinary items	$671,000	3,979
Extraordinary gains, net	$0	30
Net income	$671,000	3,979
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	2,496
Cash dividends	$461,000	2,265
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$671,000	3,801
2003-03-31 (YTD Data)		Rank
Total interest income	$1,642,000	4,135
Total interest expense	$558,000	3,999
Net interest income	$1,084,000	4,149
Provision for loan and lease losses	$45,000	3,818
Total noninterest income	$208,000	4,062
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$128,000	2,943
Trading account gains and fees	$0	134
Additional Noninterest Income	$80,000	4,337
Total noninterest expense	$713,000	4,739
Salaries and employee benefits	$376,000	4,846
Premises and equipment expense	$137,000	3,763
Additional noninterest expense	$200,000	4,959
Pre-tax net operating income	$534,000	3,349
Securities gains (losses)	$0	2,891
Applicable income taxes	$206,000	2,643
Income before extraordinary items	$328,000	3,990
Extraordinary gains, net	$0	21
Net income	$328,000	3,988
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	1,351
Cash dividends	$255,000	1,928
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$328,000	3,804
2002-12-31 (YTD Data)		Rank
Total interest income	$6,973,000	4,064
Total interest expense	$2,669,000	3,896
Net interest income	$4,304,000	4,125
Provision for loan and lease losses	$180,000	4,547
Total noninterest income	$805,000	3,975
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$573,000	2,662
Trading account gains and fees	$0	153
Additional Noninterest Income	$232,000	4,737
Total noninterest expense	$2,762,000	4,732
Salaries and employee benefits	$1,428,000	4,869
Premises and equipment expense	$554,000	3,645
Additional noninterest expense	$780,000	5,023
Pre-tax net operating income	$2,167,000	3,248
Securities gains (losses)	$0	4,537
Applicable income taxes	$735,000	2,740
Income before extraordinary items	$1,432,000	3,616
Extraordinary gains, net	$0	70
Net income	$1,432,000	3,616
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	8,897
Cash dividends	$918,000	2,402
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,432,000	3,514
2001-12-31 (YTD Data)		Rank
Total interest income	$8,055,000	4,003
Total interest expense	$4,077,000	3,740
Net interest income	$3,978,000	4,148
Provision for loan and lease losses	$180,000	4,345
Total noninterest income	$734,000	4,071
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$531,000	2,698
Trading account gains and fees	$0	177
Additional Noninterest Income	$203,000	4,899
Total noninterest expense	$2,498,000	4,953
Salaries and employee benefits	$1,284,000	5,076
Premises and equipment expense	$491,000	3,933
Additional noninterest expense	$723,000	5,165
Pre-tax net operating income	$2,034,000	3,134
Securities gains (losses)	$0	4,612
Applicable income taxes	$666,000	2,764
Income before extraordinary items	$1,368,000	3,460
Extraordinary gains, net	$0	105
Net income	$1,368,000	3,463
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	9,026
Cash dividends	$383,000	3,973
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,368,000	3,363
2000-12-31 (YTD Data)		Rank
Total interest income	$8,086,000	4,094
Total interest expense	$4,235,000	3,807
Net interest income	$3,851,000	4,303
Provision for loan and lease losses	$113,000	5,060
Total noninterest income	$670,000	4,121
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$489,000	2,749
Trading account gains and fees	NA	NA
Additional Noninterest Income	$181,000	5,011
Total noninterest expense	$2,457,000	4,922
Salaries and employee benefits	$1,210,000	5,192
Premises and equipment expense	$506,000	3,749
Additional noninterest expense	$741,000	4,984
Pre-tax net operating income	$1,951,000	3,392
Securities gains (losses)	$0	1,956
Applicable income taxes	$661,000	2,918
Income before extraordinary items	$1,290,000	3,659
Extraordinary gains, net	$0	38
Net income	$1,290,000	3,659
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	9,312
Cash dividends	$375,000	4,087
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,290,000	3,651
1999-12-31 (YTD Data)		Rank
Total interest income	$6,422,000	4,720
Total interest expense	$3,192,000	4,363
Net interest income	$3,230,000	4,903
Provision for loan and lease losses	$180,000	3,760
Total noninterest income	$764,000	3,740
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$475,000	2,748
Trading account gains and fees	NA	NA
Additional Noninterest Income	$289,000	4,099
Total noninterest expense	$2,362,000	5,083
Salaries and employee benefits	$1,102,000	5,484
Premises and equipment expense	$489,000	3,835
Additional noninterest expense	$771,000	4,924
Pre-tax net operating income	$1,452,000	4,187
Securities gains (losses)	$0	3,155
Applicable income taxes	$513,000	3,586
Income before extraordinary items	$939,000	4,623
Extraordinary gains, net	$0	35
Net income	$939,000	4,624
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	9,568
Cash dividends	$113,000	5,971
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$939,000	4,585
1998-12-31 (YTD Data)		Rank
Total interest income	$5,341,000	5,422
Total interest expense	$2,551,000	5,288
Net interest income	$2,790,000	5,426
Provision for loan and lease losses	$180,000	3,728
Total noninterest income	$666,000	4,117
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$486,000	2,614
Trading account gains and fees	NA	NA
Additional Noninterest Income	$180,000	5,229
Total noninterest expense	$2,066,000	5,479
Salaries and employee benefits	$1,011,000	5,750
Premises and equipment expense	$369,000	4,715
Additional noninterest expense	$686,000	5,243
Pre-tax net operating income	$1,210,000	4,859
Securities gains (losses)	$0	4,449
Applicable income taxes	$413,000	4,334
Income before extraordinary items	$797,000	5,201
Extraordinary gains, net	$0	32
Net income	$797,000	5,201
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$207,000	2,384
Cash dividends	$50,000	6,861
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$797,000	5,110
1997-12-31 (YTD Data)		Rank
Total interest income	$4,802,000	5,949
Total interest expense	$2,176,000	5,927
Net interest income	$2,626,000	5,850
Provision for loan and lease losses	$404,000	2,080
Total noninterest income	$603,000	4,392
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$442,000	2,946
Trading account gains and fees	NA	NA
Additional Noninterest Income	$161,000	5,514
Total noninterest expense	$2,021,000	5,624
Salaries and employee benefits	$973,000	5,959
Premises and equipment expense	$366,000	4,744
Additional noninterest expense	$682,000	5,324
Pre-tax net operating income	$804,000	6,529
Securities gains (losses)	$0	3,944
Applicable income taxes	$274,000	5,980
Income before extraordinary items	$530,000	6,799
Extraordinary gains, net	$0	44
Net income	$530,000	6,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$339,000	1,809
Cash dividends	$113,000	6,323
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$530,000	6,741
1996-12-31 (YTD Data)		Rank
Total interest income	$4,192,000	6,686
Total interest expense	$1,841,000	6,748
Net interest income	$2,351,000	6,475
Provision for loan and lease losses	$120,000	4,568
Total noninterest income	$507,000	5,103
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$375,000	3,529
Trading account gains and fees	NA	NA
Additional Noninterest Income	$132,000	6,332
Total noninterest expense	$1,872,000	6,236
Salaries and employee benefits	$901,000	6,460
Premises and equipment expense	$323,000	5,308
Additional noninterest expense	$648,000	6,045
Pre-tax net operating income	$866,000	6,219
Securities gains (losses)	$0	4,148
Applicable income taxes	$318,000	5,629
Income before extraordinary items	$548,000	6,567
Extraordinary gains, net	$0	53
Net income	$548,000	6,570
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	6,379
Cash dividends	$110,000	6,518
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$548,000	6,503
1995-12-31 (YTD Data)		Rank
Total interest income	$3,542,000	7,498
Total interest expense	$1,435,000	7,872
Net interest income	$2,107,000	7,064
Provision for loan and lease losses	$120,000	4,090
Total noninterest income	$552,000	4,850
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$386,000	3,469
Trading account gains and fees	NA	NA
Additional Noninterest Income	$166,000	5,679
Total noninterest expense	$1,779,000	6,518
Salaries and employee benefits	$766,000	7,307
Premises and equipment expense	$251,000	6,325
Additional noninterest expense	$762,000	5,454
Pre-tax net operating income	$760,000	7,010
Securities gains (losses)	$0	3,831
Applicable income taxes	$287,000	6,172
Income before extraordinary items	$473,000	7,458
Extraordinary gains, net	$0	65
Net income	$473,000	7,458
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	5,578
Cash dividends	$59,000	7,634
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$473,000	7,424
1994-12-31 (YTD Data)		Rank
Total interest income	$2,907,000	8,215
Total interest expense	$1,011,000	8,649
Net interest income	$1,896,000	7,817
Provision for loan and lease losses	$105,000	4,433
Total noninterest income	$617,000	4,560
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$431,000	3,160
Trading account gains and fees	NA	NA
Additional Noninterest Income	$186,000	5,508
Total noninterest expense	$1,598,000	7,308
Salaries and employee benefits	$683,000	8,009
Premises and equipment expense	$227,000	6,931
Additional noninterest expense	$688,000	6,411
Pre-tax net operating income	$810,000	6,825
Securities gains (losses)	$-57,000	11,138
Applicable income taxes	$239,000	6,699
Income before extraordinary items	$514,000	7,200
Extraordinary gains, net	$0	249
Net income	$514,000	7,207
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	3,734
Cash dividends	$84,000	7,238
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$552,760	6,943
1993-12-31 (YTD Data)		Rank
Total interest income	$2,746,000	8,750
Total interest expense	$1,031,000	8,962
Net interest income	$1,715,000	8,454
Provision for loan and lease losses	$180,000	4,132
Total noninterest income	$583,000	5,054
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$395,000	3,479
Trading account gains and fees	NA	NA
Additional Noninterest Income	$188,000	5,866
Total noninterest expense	$1,445,000	8,025
Salaries and employee benefits	$628,000	8,574
Premises and equipment expense	$204,000	7,606
Additional noninterest expense	$613,000	7,218
Pre-tax net operating income	$673,000	7,503
Securities gains (losses)	$1,000	7,052
Applicable income taxes	$214,000	7,358
Income before extraordinary items	$460,000	7,885
Extraordinary gains, net	$0	3,149
Net income	$460,000	8,064
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$215,000	2,996
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$459,320	7,636
1992-12-31 (YTD Data)		Rank
Total interest income	$3,193,000	8,647
Total interest expense	$1,356,000	9,000
Net interest income	$1,837,000	8,228
Provision for loan and lease losses	$228,000	4,876
Total noninterest income	$464,000	5,937
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$361,000	3,810
Trading account gains and fees	NA	NA
Additional Noninterest Income	$103,000	7,958
Total noninterest expense	$1,335,000	8,543
Salaries and employee benefits	$598,000	8,819
Premises and equipment expense	$206,000	7,697
Additional noninterest expense	$531,000	8,188
Pre-tax net operating income	$738,000	6,898
Securities gains (losses)	$31,000	4,927
Applicable income taxes	$246,000	6,727
Income before extraordinary items	$523,000	7,145
Extraordinary gains, net	$0	1,422
Net income	$523,000	7,231
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	9,883
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$501,920	6,939

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.