Home > The Bank and Trust, S.S.B. > Income and Expense

The Bank and Trust, S.S.B., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$23,062,0001,712
Total interest expense$2,595,0002,793
Net interest income$20,467,0001,413
Provision for loan and lease losses$392,0001,461
Total noninterest income$7,603,000906
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,238,000856
Trading account gains and feesNANA
Additional Noninterest Income$6,365,000752
Total noninterest expense$19,484,0001,234
Salaries and employee benefits$11,305,0001,228
Premises and equipment expense$2,518,000999
Additional noninterest expense$6,365,000752
Pre-tax net operating income$8,194,0001,371
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$8,194,0001,192
Extraordinary gains, net$054
Net income$8,194,0001,208
Minority interest net income$088
Net income of bank and minority interests.$8,194,0001,195
Net charge-offs$68,0001,684
Cash dividends$4,304,000902
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,194,0001,212
2023-09-30 (YTD Data)Rank
Total interest income$16,776,0001,721
Total interest expense$1,619,0002,863
Net interest income$15,157,0001,438
Provision for loan and lease losses$283,0001,396
Total noninterest income$5,566,000925
Gross Fiduciary activities income$0950
Service charges on deposit accounts$930,000856
Trading account gains and feesNANA
Additional Noninterest Income$4,636,000784
Total noninterest expense$14,340,0001,245
Salaries and employee benefits$8,284,0001,248
Premises and equipment expense$1,866,0001,003
Additional noninterest expense$4,636,000784
Pre-tax net operating income$6,100,0001,431
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$6,100,0001,232
Extraordinary gains, net$052
Net income$6,100,0001,241
Minority interest net income$081
Net income of bank and minority interests.$6,100,0001,232
Net charge-offs$11,0002,102
Cash dividends$2,806,000930
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,100,0001,255
2023-06-30 (YTD Data)Rank
Total interest income$11,023,0001,707
Total interest expense$861,0002,956
Net interest income$10,162,0001,449
Provision for loan and lease losses$211,0001,288
Total noninterest income$3,628,000892
Gross Fiduciary activities income$0931
Service charges on deposit accounts$612,000848
Trading account gains and feesNANA
Additional Noninterest Income$3,016,000744
Total noninterest expense$9,480,0001,244
Salaries and employee benefits$5,505,0001,244
Premises and equipment expense$1,221,0001,015
Additional noninterest expense$3,016,000744
Pre-tax net operating income$4,099,0001,406
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$4,099,0001,229
Extraordinary gains, net$051
Net income$4,099,0001,240
Minority interest net income$081
Net income of bank and minority interests.$4,099,0001,229
Net charge-offs$10,0001,813
Cash dividends$1,347,0001,177
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,099,0001,237
2023-03-31 (YTD Data)Rank
Total interest income$5,497,0001,685
Total interest expense$320,0003,099
Net interest income$5,177,0001,433
Provision for loan and lease losses$113,0001,220
Total noninterest income$1,811,000894
Gross Fiduciary activities income$0913
Service charges on deposit accounts$313,000836
Trading account gains and feesNANA
Additional Noninterest Income$1,498,000736
Total noninterest expense$4,672,0001,270
Salaries and employee benefits$2,722,0001,275
Premises and equipment expense$595,0001,064
Additional noninterest expense$1,498,000736
Pre-tax net operating income$2,203,0001,360
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,203,0001,191
Extraordinary gains, net$04
Net income$2,203,0001,190
Minority interest net income$048
Net income of bank and minority interests.$2,203,0001,191
Net charge-offs$3,0001,707
Cash dividends$731,0001,006
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,203,0001,211
2022-12-31 (YTD Data)Rank
Total interest income$19,317,0001,626
Total interest expense$1,063,0002,338
Net interest income$18,254,0001,550
Provision for loan and lease losses$339,0001,462
Total noninterest income$8,087,000879
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,209,000882
Trading account gains and feesNANA
Additional Noninterest Income$6,878,000721
Total noninterest expense$17,132,0001,338
Salaries and employee benefits$10,047,0001,311
Premises and equipment expense$2,224,0001,105
Additional noninterest expense$6,878,000721
Pre-tax net operating income$8,870,0001,391
Securities gains (losses)$-136,0004,004
Applicable income taxes$03,596
Income before extraordinary items$8,734,0001,225
Extraordinary gains, net$05
Net income$8,734,0001,224
Minority interest net income$063
Net income of bank and minority interests.$8,734,0001,225
Net charge-offs$101,0001,217
Cash dividends$4,814,000805
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,870,0001,230
2022-09-30 (YTD Data)Rank
Total interest income$13,873,0001,631
Total interest expense$787,0002,069
Net interest income$13,086,0001,583
Provision for loan and lease losses$274,0001,280
Total noninterest income$5,555,000946
Gross Fiduciary activities income$0968
Service charges on deposit accounts$902,000890
Trading account gains and feesNANA
Additional Noninterest Income$4,653,000787
Total noninterest expense$12,520,0001,360
Salaries and employee benefits$7,285,0001,335
Premises and equipment expense$1,622,0001,121
Additional noninterest expense$4,653,000787
Pre-tax net operating income$5,847,0001,515
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$5,847,0001,317
Extraordinary gains, net$04
Net income$5,847,0001,316
Minority interest net income$057
Net income of bank and minority interests.$5,847,0001,317
Net charge-offs$80,0001,018
Cash dividends$1,904,0001,160
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,847,0001,344
2022-06-30 (YTD Data)Rank
Total interest income$8,935,0001,626
Total interest expense$528,0001,889
Net interest income$8,407,0001,593
Provision for loan and lease losses$55,0001,880
Total noninterest income$3,777,000919
Gross Fiduciary activities income$0925
Service charges on deposit accounts$579,000916
Trading account gains and feesNANA
Additional Noninterest Income$3,198,000782
Total noninterest expense$7,986,0001,392
Salaries and employee benefits$4,658,0001,382
Premises and equipment expense$1,064,0001,128
Additional noninterest expense$2,264,0001,467
Pre-tax net operating income$4,143,0001,377
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$4,143,0001,205
Extraordinary gains, net$04
Net income$4,143,0001,205
Minority interest net income$060
Net income of bank and minority interests.$4,143,0001,205
Net charge-offs$52,000944
Cash dividends$1,364,0001,131
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,143,0001,226
2022-03-31 (YTD Data)Rank
Total interest income$4,254,0001,644
Total interest expense$265,0001,844
Net interest income$3,989,0001,618
Provision for loan and lease losses$28,0001,685
Total noninterest income$1,905,000915
Gross Fiduciary activities income$0892
Service charges on deposit accounts$286,000912
Trading account gains and feesNANA
Additional Noninterest Income$1,619,000792
Total noninterest expense$4,079,0001,369
Salaries and employee benefits$2,350,0001,373
Premises and equipment expense$529,0001,137
Additional noninterest expense$1,200,0001,373
Pre-tax net operating income$1,787,0001,454
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,787,0001,292
Extraordinary gains, net$04
Net income$1,787,0001,291
Minority interest net income$050
Net income of bank and minority interests.$1,787,0001,292
Net charge-offs$39,000755
Cash dividends$568,0001,093
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,787,0001,309
2021-12-31 (YTD Data)Rank
Total interest income$16,795,0001,708
Total interest expense$1,103,0002,073
Net interest income$15,692,0001,670
Provision for loan and lease losses$43,0002,623
Total noninterest income$7,349,0001,026
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,010,000971
Trading account gains and feesNANA
Additional Noninterest Income$6,339,000911
Total noninterest expense$15,788,0001,389
Salaries and employee benefits$9,548,0001,342
Premises and equipment expense$2,046,0001,183
Additional noninterest expense$4,194,0001,537
Pre-tax net operating income$7,210,0001,600
Securities gains (losses)$35,0001,278
Applicable income taxes$03,710
Income before extraordinary items$7,245,0001,464
Extraordinary gains, net$010
Net income$7,245,0001,464
Minority interest net income$074
Net income of bank and minority interests.$7,245,0001,464
Net charge-offs$61,0001,568
Cash dividends$3,694,0001,009
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,210,0001,438
2021-09-30 (YTD Data)Rank
Total interest income$12,460,0001,747
Total interest expense$836,0002,145
Net interest income$11,624,0001,706
Provision for loan and lease losses$14,0002,791
Total noninterest income$5,408,0001,065
Gross Fiduciary activities income$0957
Service charges on deposit accounts$726,000997
Trading account gains and feesNANA
Additional Noninterest Income$4,682,000935
Total noninterest expense$11,517,0001,429
Salaries and employee benefits$6,750,0001,418
Premises and equipment expense$1,527,0001,206
Additional noninterest expense$3,240,0001,500
Pre-tax net operating income$5,501,0001,651
Securities gains (losses)$35,0001,195
Applicable income taxes$03,719
Income before extraordinary items$5,536,0001,506
Extraordinary gains, net$08
Net income$5,536,0001,506
Minority interest net income$069
Net income of bank and minority interests.$5,536,0001,506
Net charge-offs$76,0001,182
Cash dividends$3,160,000819
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,501,0001,479
2021-06-30 (YTD Data)Rank
Total interest income$8,249,0001,761
Total interest expense$576,0002,158
Net interest income$7,673,0001,709
Provision for loan and lease losses$02,862
Total noninterest income$3,550,0001,069
Gross Fiduciary activities income$0951
Service charges on deposit accounts$462,0001,002
Trading account gains and feesNANA
Additional Noninterest Income$3,088,000947
Total noninterest expense$7,658,0001,426
Salaries and employee benefits$4,496,0001,412
Premises and equipment expense$1,023,0001,191
Additional noninterest expense$2,139,0001,491
Pre-tax net operating income$3,565,0001,645
Securities gains (losses)$35,0001,008
Applicable income taxes$03,702
Income before extraordinary items$3,600,0001,511
Extraordinary gains, net$06
Net income$3,600,0001,511
Minority interest net income$067
Net income of bank and minority interests.$3,600,0001,511
Net charge-offs$16,0001,585
Cash dividends$2,234,000778
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,565,0001,485
2021-03-31 (YTD Data)Rank
Total interest income$4,231,0001,722
Total interest expense$288,0002,234
Net interest income$3,943,0001,664
Provision for loan and lease losses$02,741
Total noninterest income$1,720,0001,097
Gross Fiduciary activities income$0922
Service charges on deposit accounts$230,000984
Trading account gains and feesNANA
Additional Noninterest Income$1,490,000982
Total noninterest expense$3,862,0001,410
Salaries and employee benefits$2,268,0001,399
Premises and equipment expense$533,0001,160
Additional noninterest expense$1,061,0001,471
Pre-tax net operating income$1,801,0001,644
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,801,0001,502
Extraordinary gains, net$03
Net income$1,801,0001,502
Minority interest net income$055
Net income of bank and minority interests.$1,801,0001,502
Net charge-offs$10,0001,363
Cash dividends$1,369,000605
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,801,0001,466
2020-12-31 (YTD Data)Rank
Total interest income$16,445,0001,757
Total interest expense$1,306,0002,577
Net interest income$15,139,0001,640
Provision for loan and lease losses$1,482,0001,266
Total noninterest income$6,010,0001,122
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$885,0001,056
Trading account gains and feesNANA
Additional Noninterest Income$5,125,0001,000
Total noninterest expense$14,788,0001,425
Salaries and employee benefits$9,014,0001,368
Premises and equipment expense$2,133,0001,112
Additional noninterest expense$3,641,0001,651
Pre-tax net operating income$4,879,0001,813
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$4,879,0001,658
Extraordinary gains, net$04
Net income$4,879,0001,658
Minority interest net income$072
Net income of bank and minority interests.$4,879,0001,658
Net charge-offs$21,0002,780
Cash dividends$4,530,000820
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,879,0001,619
2020-09-30 (YTD Data)Rank
Total interest income$13,169,0001,675
Total interest expense$1,013,0002,612
Net interest income$12,156,0001,540
Provision for loan and lease losses$414,0002,121
Total noninterest income$4,406,0001,110
Gross Fiduciary activities income$0981
Service charges on deposit accounts$643,0001,077
Trading account gains and feesNANA
Additional Noninterest Income$3,763,000982
Total noninterest expense$11,130,0001,402
Salaries and employee benefits$6,784,0001,348
Premises and equipment expense$1,588,0001,117
Additional noninterest expense$2,758,0001,616
Pre-tax net operating income$5,018,0001,388
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$5,018,0001,264
Extraordinary gains, net$04
Net income$5,018,0001,264
Minority interest net income$065
Net income of bank and minority interests.$5,018,0001,264
Net charge-offs$19,0002,526
Cash dividends$3,933,000680
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,018,0001,227
2020-06-30 (YTD Data)Rank
Total interest income$9,135,0001,636
Total interest expense$710,0002,636
Net interest income$8,425,0001,481
Provision for loan and lease losses$255,0002,192
Total noninterest income$2,971,0001,048
Gross Fiduciary activities income$0970
Service charges on deposit accounts$492,000967
Trading account gains and feesNANA
Additional Noninterest Income$2,479,000925
Total noninterest expense$7,508,0001,385
Salaries and employee benefits$4,526,0001,344
Premises and equipment expense$1,063,0001,106
Additional noninterest expense$1,919,0001,560
Pre-tax net operating income$3,633,0001,250
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$3,633,0001,114
Extraordinary gains, net$04
Net income$3,633,0001,114
Minority interest net income$065
Net income of bank and minority interests.$3,633,0001,114
Net charge-offs$15,0002,313
Cash dividends$2,738,000638
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,633,0001,086
2020-03-31 (YTD Data)Rank
Total interest income$4,181,0001,745
Total interest expense$364,0002,731
Net interest income$3,817,0001,572
Provision for loan and lease losses$110,0001,881
Total noninterest income$1,530,000976
Gross Fiduciary activities income$0941
Service charges on deposit accounts$252,0001,106
Trading account gains and feesNANA
Additional Noninterest Income$1,278,000820
Total noninterest expense$3,718,0001,408
Salaries and employee benefits$2,274,0001,350
Premises and equipment expense$535,0001,119
Additional noninterest expense$909,0001,640
Pre-tax net operating income$1,519,0001,308
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,519,0001,177
Extraordinary gains, net$04
Net income$1,519,0001,176
Minority interest net income$056
Net income of bank and minority interests.$1,519,0001,177
Net charge-offs$19,0001,620
Cash dividends$1,261,000699
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,519,0001,158
2019-12-31 (YTD Data)Rank
Total interest income$17,051,0001,740
Total interest expense$1,396,0002,841
Net interest income$15,655,0001,535
Provision for loan and lease losses$189,0002,413
Total noninterest income$5,752,0001,029
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$981,0001,149
Trading account gains and feesNANA
Additional Noninterest Income$4,771,000857
Total noninterest expense$15,276,0001,335
Salaries and employee benefits$9,111,0001,306
Premises and equipment expense$2,179,0001,097
Additional noninterest expense$3,986,0001,512
Pre-tax net operating income$5,942,0001,546
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$5,942,0001,396
Extraordinary gains, net$011
Net income$5,942,0001,398
Minority interest net income$076
Net income of bank and minority interests.$5,942,0001,398
Net charge-offs$274,0001,425
Cash dividends$4,968,000805
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,942,0001,366
2019-09-30 (YTD Data)Rank
Total interest income$12,755,0001,763
Total interest expense$1,000,0002,923
Net interest income$11,755,0001,548
Provision for loan and lease losses$130,0002,405
Total noninterest income$4,257,0001,018
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$722,0001,170
Trading account gains and feesNANA
Additional Noninterest Income$3,535,000857
Total noninterest expense$11,686,0001,313
Salaries and employee benefits$7,018,0001,274
Premises and equipment expense$1,652,0001,089
Additional noninterest expense$3,016,0001,502
Pre-tax net operating income$4,196,0001,654
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$4,196,0001,491
Extraordinary gains, net$011
Net income$4,196,0001,492
Minority interest net income$072
Net income of bank and minority interests.$4,196,0001,493
Net charge-offs$23,0002,640
Cash dividends$3,702,000762
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,196,0001,456
2019-06-30 (YTD Data)Rank
Total interest income$8,461,0001,769
Total interest expense$613,0003,038
Net interest income$7,848,0001,555
Provision for loan and lease losses$1,0003,675
Total noninterest income$2,801,0001,010
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$457,0001,203
Trading account gains and feesNANA
Additional Noninterest Income$2,344,000834
Total noninterest expense$7,966,0001,307
Salaries and employee benefits$4,926,0001,222
Premises and equipment expense$1,111,0001,077
Additional noninterest expense$1,929,0001,562
Pre-tax net operating income$2,682,0001,684
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,682,0001,514
Extraordinary gains, net$011
Net income$2,682,0001,514
Minority interest net income$069
Net income of bank and minority interests.$2,682,0001,514
Net charge-offs$-4,0004,200
Cash dividends$2,440,000759
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,682,0001,481
2019-03-31 (YTD Data)Rank
Total interest income$4,189,0001,785
Total interest expense$268,0003,202
Net interest income$3,921,0001,562
Provision for loan and lease losses$1,0003,384
Total noninterest income$1,391,000992
Gross Fiduciary activities income$0972
Service charges on deposit accounts$232,0001,187
Trading account gains and feesNANA
Additional Noninterest Income$1,159,000816
Total noninterest expense$3,915,0001,322
Salaries and employee benefits$2,319,0001,289
Premises and equipment expense$555,0001,087
Additional noninterest expense$1,041,0001,472
Pre-tax net operating income$1,396,0001,612
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,396,0001,428
Extraordinary gains, net$05
Net income$1,396,0001,426
Minority interest net income$052
Net income of bank and minority interests.$1,396,0001,427
Net charge-offs$-1,0003,818
Cash dividends$1,202,000730
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,396,0001,404
2018-12-31 (YTD Data)Rank
Total interest income$16,077,0001,760
Total interest expense$1,436,0002,411
Net interest income$14,641,0001,644
Provision for loan and lease losses$75,0003,250
Total noninterest income$5,959,000981
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,018,0001,158
Trading account gains and fees$0126
Additional Noninterest Income$4,941,000803
Total noninterest expense$16,881,0001,214
Salaries and employee benefits$9,227,0001,245
Premises and equipment expense$2,280,0001,060
Additional noninterest expense$5,374,0001,176
Pre-tax net operating income$3,644,0002,223
Securities gains (losses)$15,000633
Applicable income taxes$03,978
Income before extraordinary items$3,659,0002,024
Extraordinary gains, net$06
Net income$3,659,0002,022
Minority interest net income$072
Net income of bank and minority interests.$3,659,0002,023
Net charge-offs$31,0002,892
Cash dividends$4,074,000857
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,644,0002,023
2018-09-30 (YTD Data)Rank
Total interest income$11,886,0001,759
Total interest expense$1,161,0002,212
Net interest income$10,725,0001,677
Provision for loan and lease losses$63,0003,031
Total noninterest income$4,636,000964
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$782,0001,124
Trading account gains and fees$0138
Additional Noninterest Income$3,854,000797
Total noninterest expense$11,770,0001,281
Salaries and employee benefits$6,807,0001,268
Premises and equipment expense$1,729,0001,044
Additional noninterest expense$3,234,0001,419
Pre-tax net operating income$3,528,0001,877
Securities gains (losses)$15,000629
Applicable income taxes$04,032
Income before extraordinary items$3,543,0001,663
Extraordinary gains, net$05
Net income$3,543,0001,661
Minority interest net income$066
Net income of bank and minority interests.$3,543,0001,662
Net charge-offs$15,0002,827
Cash dividends$3,391,000727
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,528,0001,657
2018-06-30 (YTD Data)Rank
Total interest income$7,936,0001,738
Total interest expense$941,0001,864
Net interest income$6,995,0001,708
Provision for loan and lease losses$60,0002,584
Total noninterest income$3,068,000968
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$512,0001,136
Trading account gains and fees$0130
Additional Noninterest Income$2,556,000801
Total noninterest expense$7,938,0001,275
Salaries and employee benefits$4,566,0001,270
Premises and equipment expense$1,175,0001,025
Additional noninterest expense$2,197,0001,395
Pre-tax net operating income$2,065,0002,059
Securities gains (losses)$12,000565
Applicable income taxes$04,018
Income before extraordinary items$2,077,0001,826
Extraordinary gains, net$06
Net income$2,077,0001,824
Minority interest net income$065
Net income of bank and minority interests.$2,077,0001,825
Net charge-offs$8,0002,667
Cash dividends$2,143,000717
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,065,0001,826
2018-03-31 (YTD Data)Rank
Total interest income$3,966,0001,723
Total interest expense$507,0001,696
Net interest income$3,459,0001,722
Provision for loan and lease losses$24,0002,710
Total noninterest income$1,545,000947
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$267,0001,120
Trading account gains and fees$0123
Additional Noninterest Income$1,278,000780
Total noninterest expense$4,131,0001,244
Salaries and employee benefits$2,310,0001,267
Premises and equipment expense$578,0001,054
Additional noninterest expense$1,243,0001,246
Pre-tax net operating income$849,0002,290
Securities gains (losses)$8,000468
Applicable income taxes$03,948
Income before extraordinary items$857,0002,069
Extraordinary gains, net$07
Net income$857,0002,068
Minority interest net income$052
Net income of bank and minority interests.$857,0002,069
Net charge-offs$1,0002,559
Cash dividends$999,000745
Sale, conversion, retirement of capital stock, net$0580
Net operating income$849,0002,068
2017-12-31 (YTD Data)Rank
Total interest income$15,627,0001,688
Total interest expense$1,997,0001,540
Net interest income$13,630,0001,710
Provision for loan and lease losses$-83,0005,358
Total noninterest income$5,900,000991
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,023,0001,170
Trading account gains and fees$0151
Additional Noninterest Income$4,877,000835
Total noninterest expense$14,642,0001,361
Salaries and employee benefits$8,358,0001,353
Premises and equipment expense$2,325,0001,022
Additional noninterest expense$3,959,0001,538
Pre-tax net operating income$4,971,0001,722
Securities gains (losses)$58,000827
Applicable income taxes$04,135
Income before extraordinary items$5,029,0001,335
Extraordinary gains, net$09
Net income$5,029,0001,335
Minority interest net income$076
Net income of bank and minority interests.$5,029,0001,335
Net charge-offs$23,0003,366
Cash dividends$4,588,000726
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,971,0001,334
2017-09-30 (YTD Data)Rank
Total interest income$11,676,0001,695
Total interest expense$1,493,0001,521
Net interest income$10,183,0001,714
Provision for loan and lease losses$-88,0005,516
Total noninterest income$4,344,0001,029
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$753,0001,199
Trading account gains and fees$0145
Additional Noninterest Income$3,591,000860
Total noninterest expense$10,435,0001,439
Salaries and employee benefits$6,197,0001,370
Premises and equipment expense$1,737,0001,033
Additional noninterest expense$2,501,0001,779
Pre-tax net operating income$4,180,0001,584
Securities gains (losses)$61,000793
Applicable income taxes$04,172
Income before extraordinary items$4,241,0001,319
Extraordinary gains, net$09
Net income$4,241,0001,317
Minority interest net income$071
Net income of bank and minority interests.$4,241,0001,319
Net charge-offs$9,0003,291
Cash dividends$3,619,000660
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,180,0001,316
2017-06-30 (YTD Data)Rank
Total interest income$7,722,0001,690
Total interest expense$994,0001,490
Net interest income$6,728,0001,721
Provision for loan and lease losses$-91,0005,611
Total noninterest income$2,830,0001,040
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$492,0001,201
Trading account gains and fees$0139
Additional Noninterest Income$2,338,000869
Total noninterest expense$6,965,0001,443
Salaries and employee benefits$4,154,0001,365
Premises and equipment expense$1,166,0001,027
Additional noninterest expense$1,645,0001,788
Pre-tax net operating income$2,684,0001,606
Securities gains (losses)$39,000734
Applicable income taxes$04,189
Income before extraordinary items$2,723,0001,345
Extraordinary gains, net$011
Net income$2,723,0001,343
Minority interest net income$071
Net income of bank and minority interests.$2,723,0001,345
Net charge-offs$6,0003,079
Cash dividends$2,386,000663
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,684,0001,340
2017-03-31 (YTD Data)Rank
Total interest income$3,815,0001,705
Total interest expense$496,0001,471
Net interest income$3,319,0001,736
Provision for loan and lease losses$-96,0005,741
Total noninterest income$1,398,0001,052
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$240,0001,229
Trading account gains and fees$0142
Additional Noninterest Income$1,158,000862
Total noninterest expense$3,497,0001,440
Salaries and employee benefits$2,086,0001,375
Premises and equipment expense$571,0001,052
Additional noninterest expense$840,0001,766
Pre-tax net operating income$1,316,0001,590
Securities gains (losses)$7,000747
Applicable income taxes$04,086
Income before extraordinary items$1,323,0001,350
Extraordinary gains, net$08
Net income$1,323,0001,350
Minority interest net income$055
Net income of bank and minority interests.$1,323,0001,350
Net charge-offs$1,0002,795
Cash dividends$1,171,000646
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,316,0001,333
2016-12-31 (YTD Data)Rank
Total interest income$15,237,0001,657
Total interest expense$2,015,0001,412
Net interest income$13,222,0001,703
Provision for loan and lease losses$244,0002,209
Total noninterest income$5,682,0001,047
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,043,0001,169
Trading account gains and fees$0170
Additional Noninterest Income$4,639,000891
Total noninterest expense$13,140,0001,493
Salaries and employee benefits$7,808,0001,397
Premises and equipment expense$2,194,0001,081
Additional noninterest expense$3,138,0001,903
Pre-tax net operating income$5,520,0001,494
Securities gains (losses)$22,0002,312
Applicable income taxes$04,278
Income before extraordinary items$5,542,0001,273
Extraordinary gains, net$05
Net income$5,542,0001,272
Minority interest net income$082
Net income of bank and minority interests.$5,542,0001,272
Net charge-offs$21,0003,616
Cash dividends$4,799,000700
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,520,0001,255
2016-09-30 (YTD Data)Rank
Total interest income$11,463,0001,650
Total interest expense$1,513,0001,402
Net interest income$9,950,0001,698
Provision for loan and lease losses$236,0001,869
Total noninterest income$4,234,0001,045
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$765,0001,182
Trading account gains and fees$0169
Additional Noninterest Income$3,469,000889
Total noninterest expense$10,127,0001,460
Salaries and employee benefits$6,088,0001,353
Premises and equipment expense$1,644,0001,084
Additional noninterest expense$2,395,0001,869
Pre-tax net operating income$3,821,0001,612
Securities gains (losses)$22,0002,256
Applicable income taxes$04,325
Income before extraordinary items$3,843,0001,375
Extraordinary gains, net$05
Net income$3,843,0001,376
Minority interest net income$071
Net income of bank and minority interests.$3,843,0001,376
Net charge-offs$9,0003,453
Cash dividends$3,527,000671
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,821,0001,345
2016-06-30 (YTD Data)Rank
Total interest income$7,654,0001,658
Total interest expense$1,007,0001,413
Net interest income$6,647,0001,695
Provision for loan and lease losses$231,0001,497
Total noninterest income$2,843,0001,035
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$499,0001,196
Trading account gains and fees$0157
Additional Noninterest Income$2,344,000865
Total noninterest expense$6,705,0001,470
Salaries and employee benefits$4,048,0001,366
Premises and equipment expense$1,071,0001,107
Additional noninterest expense$1,586,0001,878
Pre-tax net operating income$2,554,0001,604
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$2,554,0001,378
Extraordinary gains, net$016
Net income$2,554,0001,376
Minority interest net income$071
Net income of bank and minority interests.$2,554,0001,378
Net charge-offs$-9,0004,932
Cash dividends$2,318,000674
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,554,0001,337
2016-03-31 (YTD Data)Rank
Total interest income$3,862,0001,642
Total interest expense$503,0001,415
Net interest income$3,359,0001,674
Provision for loan and lease losses$191,0001,003
Total noninterest income$1,453,000979
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$256,0001,163
Trading account gains and fees$0142
Additional Noninterest Income$1,197,000821
Total noninterest expense$3,361,0001,457
Salaries and employee benefits$2,024,0001,371
Premises and equipment expense$526,0001,135
Additional noninterest expense$811,0001,830
Pre-tax net operating income$1,260,0001,605
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,260,0001,361
Extraordinary gains, net$012
Net income$1,260,0001,361
Minority interest net income$062
Net income of bank and minority interests.$1,260,0001,362
Net charge-offs$-6,0004,951
Cash dividends$1,145,000661
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,260,0001,322
2015-12-31 (YTD Data)Rank
Total interest income$15,645,0001,573
Total interest expense$2,036,0001,365
Net interest income$13,609,0001,608
Provision for loan and lease losses$414,0001,559
Total noninterest income$6,214,000972
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,101,0001,133
Trading account gains and fees$0159
Additional Noninterest Income$5,113,000809
Total noninterest expense$13,504,0001,449
Salaries and employee benefits$8,104,0001,338
Premises and equipment expense$2,201,0001,077
Additional noninterest expense$3,199,0001,892
Pre-tax net operating income$5,905,0001,381
Securities gains (losses)$126,0001,029
Applicable income taxes$04,402
Income before extraordinary items$6,031,0001,170
Extraordinary gains, net$023
Net income$6,031,0001,170
Minority interest net income$081
Net income of bank and minority interests.$6,031,0001,170
Net charge-offs$141,0002,321
Cash dividends$5,065,000655
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,905,0001,170
2015-09-30 (YTD Data)Rank
Total interest income$11,729,0001,592
Total interest expense$1,530,0001,376
Net interest income$10,199,0001,627
Provision for loan and lease losses$191,0002,006
Total noninterest income$4,371,0001,020
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$810,0001,151
Trading account gains and fees$0153
Additional Noninterest Income$3,561,000854
Total noninterest expense$9,945,0001,475
Salaries and employee benefits$5,960,0001,369
Premises and equipment expense$1,662,0001,086
Additional noninterest expense$2,323,0001,929
Pre-tax net operating income$4,434,0001,408
Securities gains (losses)$109,000991
Applicable income taxes$04,489
Income before extraordinary items$4,543,0001,174
Extraordinary gains, net$021
Net income$4,543,0001,173
Minority interest net income$078
Net income of bank and minority interests.$4,543,0001,174
Net charge-offs$128,0001,940
Cash dividends$3,836,000602
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,434,0001,167
2015-06-30 (YTD Data)Rank
Total interest income$7,807,0001,599
Total interest expense$1,025,0001,374
Net interest income$6,782,0001,636
Provision for loan and lease losses$120,0002,009
Total noninterest income$2,932,0001,022
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$519,0001,173
Trading account gains and fees$0157
Additional Noninterest Income$2,413,000846
Total noninterest expense$6,628,0001,485
Salaries and employee benefits$3,967,0001,380
Premises and equipment expense$1,098,0001,099
Additional noninterest expense$1,563,0001,929
Pre-tax net operating income$2,966,0001,392
Securities gains (losses)$6,0002,180
Applicable income taxes$04,497
Income before extraordinary items$2,972,0001,180
Extraordinary gains, net$022
Net income$2,972,0001,180
Minority interest net income$075
Net income of bank and minority interests.$2,972,0001,181
Net charge-offs$117,0001,584
Cash dividends$2,568,000579
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,966,0001,150
2015-03-31 (YTD Data)Rank
Total interest income$3,873,0001,602
Total interest expense$517,0001,356
Net interest income$3,356,0001,651
Provision for loan and lease losses$62,0001,881
Total noninterest income$1,486,000973
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$263,0001,146
Trading account gains and fees$0152
Additional Noninterest Income$1,223,000800
Total noninterest expense$3,396,0001,439
Salaries and employee benefits$1,988,0001,381
Premises and equipment expense$564,0001,076
Additional noninterest expense$844,0001,785
Pre-tax net operating income$1,384,0001,433
Securities gains (losses)$8,0001,548
Applicable income taxes$04,400
Income before extraordinary items$1,392,0001,212
Extraordinary gains, net$013
Net income$1,392,0001,212
Minority interest net income$064
Net income of bank and minority interests.$1,392,0001,213
Net charge-offs$98,0001,134
Cash dividends$1,294,000535
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,384,0001,177
2014-12-31 (YTD Data)Rank
Total interest income$15,661,0001,592
Total interest expense$2,214,0001,316
Net interest income$13,447,0001,646
Provision for loan and lease losses$240,0002,251
Total noninterest income$5,707,000992
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,110,0001,188
Trading account gains and fees$0180
Additional Noninterest Income$4,597,000809
Total noninterest expense$13,709,0001,404
Salaries and employee benefits$7,913,0001,335
Premises and equipment expense$2,306,0001,046
Additional noninterest expense$3,490,0001,777
Pre-tax net operating income$5,205,0001,462
Securities gains (losses)$70,0001,502
Applicable income taxes$04,531
Income before extraordinary items$5,275,0001,237
Extraordinary gains, net$017
Net income$5,275,0001,234
Minority interest net income$084
Net income of bank and minority interests.$5,275,0001,236
Net charge-offs$-35,0005,914
Cash dividends$4,929,000615
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,205,0001,227
2014-09-30 (YTD Data)Rank
Total interest income$11,738,0001,595
Total interest expense$1,665,0001,320
Net interest income$10,073,0001,653
Provision for loan and lease losses$180,0002,177
Total noninterest income$4,228,0001,004
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$826,0001,203
Trading account gains and fees$0174
Additional Noninterest Income$3,402,000818
Total noninterest expense$10,081,0001,432
Salaries and employee benefits$5,793,0001,369
Premises and equipment expense$1,721,0001,055
Additional noninterest expense$2,567,0001,795
Pre-tax net operating income$4,040,0001,445
Securities gains (losses)$70,0001,231
Applicable income taxes$04,583
Income before extraordinary items$4,110,0001,198
Extraordinary gains, net$015
Net income$4,110,0001,196
Minority interest net income$081
Net income of bank and minority interests.$4,110,0001,197
Net charge-offs$-35,0005,938
Cash dividends$3,715,000569
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,040,0001,194
2014-06-30 (YTD Data)Rank
Total interest income$7,826,0001,591
Total interest expense$1,112,0001,333
Net interest income$6,714,0001,636
Provision for loan and lease losses$120,0002,134
Total noninterest income$2,803,000993
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$546,0001,191
Trading account gains and fees$0172
Additional Noninterest Income$2,257,000804
Total noninterest expense$6,701,0001,435
Salaries and employee benefits$3,818,0001,384
Premises and equipment expense$1,152,0001,058
Additional noninterest expense$1,731,0001,773
Pre-tax net operating income$2,696,0001,407
Securities gains (losses)$70,000979
Applicable income taxes$04,568
Income before extraordinary items$2,766,0001,155
Extraordinary gains, net$020
Net income$2,766,0001,155
Minority interest net income$080
Net income of bank and minority interests.$2,766,0001,156
Net charge-offs$-20,0005,885
Cash dividends$2,409,000560
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,696,0001,161
2014-03-31 (YTD Data)Rank
Total interest income$3,842,0001,612
Total interest expense$556,0001,359
Net interest income$3,286,0001,663
Provision for loan and lease losses$60,0002,013
Total noninterest income$1,372,000982
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$274,0001,168
Trading account gains and fees$0147
Additional Noninterest Income$1,098,000782
Total noninterest expense$3,424,0001,424
Salaries and employee benefits$1,906,0001,406
Premises and equipment expense$582,0001,072
Additional noninterest expense$936,0001,640
Pre-tax net operating income$1,174,0001,546
Securities gains (losses)$55,000621
Applicable income taxes$04,445
Income before extraordinary items$1,229,0001,231
Extraordinary gains, net$016
Net income$1,229,0001,232
Minority interest net income$066
Net income of bank and minority interests.$1,229,0001,232
Net charge-offs$-9,0005,700
Cash dividends$1,143,000547
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,174,0001,261
2013-12-31 (YTD Data)Rank
Total interest income$15,907,0001,567
Total interest expense$2,337,0001,455
Net interest income$13,570,0001,603
Provision for loan and lease losses$135,0003,376
Total noninterest income$5,549,0001,045
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,168,0001,180
Trading account gains and fees$0184
Additional Noninterest Income$4,381,000891
Total noninterest expense$13,538,0001,447
Salaries and employee benefits$7,736,0001,369
Premises and equipment expense$2,304,0001,032
Additional noninterest expense$3,498,0001,823
Pre-tax net operating income$5,446,0001,346
Securities gains (losses)$-1,223,0006,748
Applicable income taxes$04,631
Income before extraordinary items$4,223,0001,427
Extraordinary gains, net$029
Net income$4,223,0001,429
Minority interest net income$090
Net income of bank and minority interests.$4,223,0001,430
Net charge-offs$125,0003,522
Cash dividends$4,359,000635
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,446,0001,109
2013-09-30 (YTD Data)Rank
Total interest income$11,968,0001,577
Total interest expense$1,766,0001,489
Net interest income$10,202,0001,607
Provision for loan and lease losses$105,0003,304
Total noninterest income$4,099,0001,086
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$878,0001,181
Trading account gains and fees$0180
Additional Noninterest Income$3,221,000925
Total noninterest expense$10,006,0001,469
Salaries and employee benefits$5,699,0001,386
Premises and equipment expense$1,697,0001,065
Additional noninterest expense$2,610,0001,816
Pre-tax net operating income$4,190,0001,340
Securities gains (losses)$449,000453
Applicable income taxes$04,713
Income before extraordinary items$4,639,0001,001
Extraordinary gains, net$025
Net income$4,639,0001,004
Minority interest net income$084
Net income of bank and minority interests.$4,639,0001,004
Net charge-offs$83,0003,427
Cash dividends$3,866,000523
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,190,0001,089
2013-06-30 (YTD Data)Rank
Total interest income$7,913,0001,584
Total interest expense$1,189,0001,501
Net interest income$6,724,0001,606
Provision for loan and lease losses$55,0003,542
Total noninterest income$2,679,0001,105
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$578,0001,171
Trading account gains and fees$0157
Additional Noninterest Income$2,101,000958
Total noninterest expense$6,777,0001,456
Salaries and employee benefits$3,843,0001,373
Premises and equipment expense$1,131,0001,055
Additional noninterest expense$1,803,0001,754
Pre-tax net operating income$2,571,0001,407
Securities gains (losses)$449,000410
Applicable income taxes$04,679
Income before extraordinary items$3,020,0001,027
Extraordinary gains, net$022
Net income$3,020,0001,028
Minority interest net income$082
Net income of bank and minority interests.$3,020,0001,030
Net charge-offs$58,0003,233
Cash dividends$2,576,000504
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,571,0001,137
2013-03-31 (YTD Data)Rank
Total interest income$3,916,0001,611
Total interest expense$610,0001,516
Net interest income$3,306,0001,631
Provision for loan and lease losses$20,0003,573
Total noninterest income$1,289,0001,125
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$289,0001,155
Trading account gains and fees$0148
Additional Noninterest Income$1,000,000996
Total noninterest expense$3,485,0001,419
Salaries and employee benefits$1,991,0001,348
Premises and equipment expense$571,0001,070
Additional noninterest expense$923,0001,732
Pre-tax net operating income$1,090,0001,587
Securities gains (losses)$449,000233
Applicable income taxes$04,602
Income before extraordinary items$1,539,000988
Extraordinary gains, net$010
Net income$1,539,000988
Minority interest net income$076
Net income of bank and minority interests.$1,539,000990
Net charge-offs$-4,0005,794
Cash dividends$1,349,000423
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,090,0001,305
2012-12-31 (YTD Data)Rank
Total interest income$16,416,0001,618
Total interest expense$3,083,0001,446
Net interest income$13,333,0001,657
Provision for loan and lease losses$39,0005,333
Total noninterest income$5,160,0001,132
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,152,0001,235
Trading account gains and fees$0166
Additional Noninterest Income$4,008,000962
Total noninterest expense$12,850,0001,517
Salaries and employee benefits$7,236,0001,408
Premises and equipment expense$2,405,000993
Additional noninterest expense$3,209,0002,025
Pre-tax net operating income$5,604,0001,239
Securities gains (losses)$1,388,000377
Applicable income taxes$04,751
Income before extraordinary items$6,992,000846
Extraordinary gains, net$029
Net income$6,992,000845
Minority interest net income$093
Net income of bank and minority interests.$6,992,000846
Net charge-offs$-3,0006,454
Cash dividends$5,325,000539
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,604,0001,005
2012-09-30 (YTD Data)Rank
Total interest income$12,337,0001,647
Total interest expense$2,394,0001,459
Net interest income$9,943,0001,683
Provision for loan and lease losses$05,790
Total noninterest income$3,790,0001,136
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$836,0001,287
Trading account gains and fees$0157
Additional Noninterest Income$2,954,000947
Total noninterest expense$9,772,0001,503
Salaries and employee benefits$5,614,0001,370
Premises and equipment expense$1,786,0001,002
Additional noninterest expense$2,372,0002,060
Pre-tax net operating income$3,961,0001,337
Securities gains (losses)$1,388,000293
Applicable income taxes$04,802
Income before extraordinary items$5,349,000852
Extraordinary gains, net$020
Net income$5,349,000850
Minority interest net income$086
Net income of bank and minority interests.$5,349,000852
Net charge-offs$-9,0006,584
Cash dividends$4,011,000428
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,961,0001,076
2012-06-30 (YTD Data)Rank
Total interest income$8,185,0001,667
Total interest expense$1,657,0001,456
Net interest income$6,528,0001,709
Provision for loan and lease losses$05,619
Total noninterest income$2,494,0001,125
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$532,0001,340
Trading account gains and fees$0153
Additional Noninterest Income$1,962,000925
Total noninterest expense$6,526,0001,501
Salaries and employee benefits$3,746,0001,377
Premises and equipment expense$1,194,000998
Additional noninterest expense$1,586,0002,060
Pre-tax net operating income$2,496,0001,396
Securities gains (losses)$1,388,000194
Applicable income taxes$04,770
Income before extraordinary items$3,884,000784
Extraordinary gains, net$019
Net income$3,884,000782
Minority interest net income$084
Net income of bank and minority interests.$3,884,000784
Net charge-offs$-10,0006,639
Cash dividends$2,756,000406
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,496,0001,127
2012-03-31 (YTD Data)Rank
Total interest income$4,059,0001,691
Total interest expense$853,0001,471
Net interest income$3,206,0001,742
Provision for loan and lease losses$05,254
Total noninterest income$1,263,0001,108
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$304,0001,158
Trading account gains and fees$0148
Additional Noninterest Income$959,000931
Total noninterest expense$3,290,0001,490
Salaries and employee benefits$1,852,0001,404
Premises and equipment expense$585,0001,020
Additional noninterest expense$853,0001,928
Pre-tax net operating income$1,179,0001,467
Securities gains (losses)$1,388,00098
Applicable income taxes$04,704
Income before extraordinary items$2,567,000610
Extraordinary gains, net$019
Net income$2,567,000610
Minority interest net income$078
Net income of bank and minority interests.$2,567,000611
Net charge-offs$-1,0005,761
Cash dividends$1,533,000335
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,179,0001,165
2011-12-31 (YTD Data)Rank
Total interest income$17,077,0001,660
Total interest expense$3,828,0001,588
Net interest income$13,249,0001,691
Provision for loan and lease losses$06,496
Total noninterest income$5,174,0001,016
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,247,0001,180
Trading account gains and fees$0146
Additional Noninterest Income$3,927,000847
Total noninterest expense$13,159,0001,476
Salaries and employee benefits$7,419,0001,338
Premises and equipment expense$2,476,0001,007
Additional noninterest expense$3,264,0002,047
Pre-tax net operating income$5,264,0001,129
Securities gains (losses)$565,000718
Applicable income taxes$04,719
Income before extraordinary items$5,829,000860
Extraordinary gains, net$029
Net income$5,829,000860
Minority interest net income$096
Net income of bank and minority interests.$5,829,000860
Net charge-offs$29,0005,759
Cash dividends$4,644,000447
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,264,000920
2011-09-30 (YTD Data)Rank
Total interest income$12,975,0001,657
Total interest expense$2,909,0001,620
Net interest income$10,066,0001,674
Provision for loan and lease losses$06,393
Total noninterest income$3,918,0001,010
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$954,0001,160
Trading account gains and fees$0145
Additional Noninterest Income$2,964,000837
Total noninterest expense$9,727,0001,506
Salaries and employee benefits$5,440,0001,375
Premises and equipment expense$1,860,0001,021
Additional noninterest expense$2,427,0002,056
Pre-tax net operating income$4,257,0001,083
Securities gains (losses)$301,000924
Applicable income taxes$04,740
Income before extraordinary items$4,558,000845
Extraordinary gains, net$021
Net income$4,558,000843
Minority interest net income$087
Net income of bank and minority interests.$4,558,000845
Net charge-offs$32,0005,264
Cash dividends$3,551,000383
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,257,000857
2011-06-30 (YTD Data)Rank
Total interest income$8,748,0001,654
Total interest expense$1,985,0001,640
Net interest income$6,763,0001,657
Provision for loan and lease losses$06,217
Total noninterest income$2,574,0001,019
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$636,0001,150
Trading account gains and fees$0153
Additional Noninterest Income$1,938,000857
Total noninterest expense$6,531,0001,507
Salaries and employee benefits$3,596,0001,397
Premises and equipment expense$1,251,0001,020
Additional noninterest expense$1,684,0002,031
Pre-tax net operating income$2,806,0001,067
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$2,806,000881
Extraordinary gains, net$015
Net income$2,806,000881
Minority interest net income$089
Net income of bank and minority interests.$2,806,000881
Net charge-offs$-21,0007,167
Cash dividends$2,288,000377
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,806,000852
2011-03-31 (YTD Data)Rank
Total interest income$4,303,0001,692
Total interest expense$1,010,0001,671
Net interest income$3,293,0001,696
Provision for loan and lease losses$05,840
Total noninterest income$1,312,0001,015
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$350,0001,028
Trading account gains and fees$0158
Additional Noninterest Income$962,000853
Total noninterest expense$3,312,0001,498
Salaries and employee benefits$1,783,0001,417
Premises and equipment expense$630,0001,036
Additional noninterest expense$899,0001,880
Pre-tax net operating income$1,293,0001,129
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,293,000934
Extraordinary gains, net$09
Net income$1,293,000934
Minority interest net income$086
Net income of bank and minority interests.$1,293,000934
Net charge-offs$-4,0006,688
Cash dividends$1,142,000338
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,293,000913
2010-12-31 (YTD Data)Rank
Total interest income$16,980,0001,780
Total interest expense$4,424,0001,822
Net interest income$12,556,0001,765
Provision for loan and lease losses$155,0005,615
Total noninterest income$4,964,0001,101
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,421,0001,073
Trading account gains and fees$0175
Additional Noninterest Income$3,543,000946
Total noninterest expense$12,719,0001,558
Salaries and employee benefits$6,862,0001,437
Premises and equipment expense$2,407,0001,076
Additional noninterest expense$3,450,0002,029
Pre-tax net operating income$4,646,0001,097
Securities gains (losses)$459,000952
Applicable income taxes$04,655
Income before extraordinary items$5,105,000866
Extraordinary gains, net$029
Net income$5,105,000866
Minority interest net income$0111
Net income of bank and minority interests.$5,105,000867
Net charge-offs$113,0005,319
Cash dividends$1,522,0001,050
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,646,000900
2010-09-30 (YTD Data)Rank
Total interest income$12,680,0001,826
Total interest expense$3,365,0001,866
Net interest income$9,315,0001,804
Provision for loan and lease losses$155,0005,204
Total noninterest income$3,689,0001,081
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,084,0001,073
Trading account gains and fees$0165
Additional Noninterest Income$2,605,000918
Total noninterest expense$9,406,0001,573
Salaries and employee benefits$5,029,0001,474
Premises and equipment expense$1,804,0001,089
Additional noninterest expense$2,573,0002,015
Pre-tax net operating income$3,443,0001,161
Securities gains (losses)$278,0001,136
Applicable income taxes$04,726
Income before extraordinary items$3,721,000936
Extraordinary gains, net$023
Net income$3,721,000938
Minority interest net income$0110
Net income of bank and minority interests.$3,721,000938
Net charge-offs$47,0005,537
Cash dividends$1,181,000916
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,443,000957
2010-06-30 (YTD Data)Rank
Total interest income$8,378,0001,873
Total interest expense$2,286,0001,905
Net interest income$6,092,0001,844
Provision for loan and lease losses$145,0004,701
Total noninterest income$2,497,0001,042
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$761,0001,037
Trading account gains and fees$0152
Additional Noninterest Income$1,736,000883
Total noninterest expense$6,276,0001,575
Salaries and employee benefits$3,339,0001,482
Premises and equipment expense$1,177,0001,121
Additional noninterest expense$1,760,0001,960
Pre-tax net operating income$2,168,0001,205
Securities gains (losses)$228,000866
Applicable income taxes$04,691
Income before extraordinary items$2,396,000944
Extraordinary gains, net$019
Net income$2,396,000944
Minority interest net income$0105
Net income of bank and minority interests.$2,396,000945
Net charge-offs$54,0004,817
Cash dividends$595,0001,172
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,168,000997
2010-03-31 (YTD Data)Rank
Total interest income$4,077,0001,963
Total interest expense$1,177,0001,943
Net interest income$2,900,0001,957
Provision for loan and lease losses$85,0004,189
Total noninterest income$1,162,0001,081
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$352,0001,110
Trading account gains and fees$0175
Additional Noninterest Income$810,000922
Total noninterest expense$3,134,0001,600
Salaries and employee benefits$1,668,0001,508
Premises and equipment expense$589,0001,154
Additional noninterest expense$877,0001,939
Pre-tax net operating income$843,0001,551
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$843,0001,299
Extraordinary gains, net$016
Net income$843,0001,302
Minority interest net income$091
Net income of bank and minority interests.$843,0001,301
Net charge-offs$50,0003,711
Cash dividends$191,0001,441
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$843,0001,259
2009-12-31 (YTD Data)Rank
Total interest income$20,669,0001,655
Total interest expense$6,342,0001,834
Net interest income$14,327,0001,565
Provision for loan and lease losses$471,0004,631
Total noninterest income$6,960,000847
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,797,000969
Trading account gains and fees$0211
Additional Noninterest Income$5,163,000696
Total noninterest expense$16,756,0001,242
Salaries and employee benefits$9,248,0001,063
Premises and equipment expense$2,944,000916
Additional noninterest expense$4,564,0001,631
Pre-tax net operating income$4,060,0001,020
Securities gains (losses)$2,0003,583
Applicable income taxes$04,388
Income before extraordinary items$4,062,000852
Extraordinary gains, net$034
Net income$4,062,000850
Minority interest net income$0115
Net income of bank and minority interests.$4,062,000851
Net charge-offs$247,0004,736
Cash dividends$7,463,000246
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,060,000846
2009-09-30 (YTD Data)Rank
Total interest income$14,809,0001,751
Total interest expense$4,760,0001,911
Net interest income$10,049,0001,672
Provision for loan and lease losses$721,0003,239
Total noninterest income$3,736,0001,111
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,338,000971
Trading account gains and fees$0212
Additional Noninterest Income$2,398,0001,014
Total noninterest expense$12,244,0001,259
Salaries and employee benefits$6,760,0001,095
Premises and equipment expense$2,146,000953
Additional noninterest expense$3,338,0001,623
Pre-tax net operating income$820,0003,078
Securities gains (losses)$2,0003,313
Applicable income taxes$04,592
Income before extraordinary items$822,0002,818
Extraordinary gains, net$027
Net income$822,0002,815
Minority interest net income$0118
Net income of bank and minority interests.$822,0002,818
Net charge-offs$84,0005,226
Cash dividends$5,0004,171
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$820,0002,772
2009-06-30 (YTD Data)Rank
Total interest income$9,284,0001,899
Total interest expense$3,093,0002,039
Net interest income$6,191,0001,800
Provision for loan and lease losses$561,0002,808
Total noninterest income$2,436,0001,138
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$884,000963
Trading account gains and fees$0193
Additional Noninterest Income$1,552,0001,065
Total noninterest expense$8,293,0001,262
Salaries and employee benefits$4,585,0001,106
Premises and equipment expense$1,394,0001,009
Additional noninterest expense$2,314,0001,583
Pre-tax net operating income$-227,0006,327
Securities gains (losses)$2,0002,937
Applicable income taxes$04,657
Income before extraordinary items$-225,0006,425
Extraordinary gains, net$021
Net income$-225,0006,423
Minority interest net income$0112
Net income of bank and minority interests.$-225,0006,424
Net charge-offs$31,0005,317
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-227,0006,415
2009-03-31 (YTD Data)Rank
Total interest income$4,335,0002,047
Total interest expense$1,498,0002,182
Net interest income$2,837,0001,925
Provision for loan and lease losses$170,0003,065
Total noninterest income$1,183,0001,121
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$434,000956
Trading account gains and fees$0171
Additional Noninterest Income$749,0001,065
Total noninterest expense$4,117,0001,215
Salaries and employee benefits$2,435,0001,042
Premises and equipment expense$700,0001,021
Additional noninterest expense$982,0001,644
Pre-tax net operating income$-267,0007,011
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-267,0007,144
Extraordinary gains, net$015
Net income$-267,0007,144
Minority interest net income$0102
Net income of bank and minority interests.$-267,0007,145
Net charge-offs$20,0004,311
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-267,0007,088
2008-12-31 (YTD Data)Rank
Total interest income$17,364,0002,185
Total interest expense$6,622,0002,302
Net interest income$10,742,0002,060
Provision for loan and lease losses$65,0006,378
Total noninterest income$5,074,0001,040
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,842,000977
Trading account gains and fees$0154
Additional Noninterest Income$3,232,000912
Total noninterest expense$11,281,0001,723
Salaries and employee benefits$6,284,0001,628
Premises and equipment expense$2,238,0001,218
Additional noninterest expense$2,759,0002,168
Pre-tax net operating income$4,470,0001,223
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$4,470,000916
Extraordinary gains, net$039
Net income$4,470,000915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0005,377
Cash dividends$1,624,0001,612
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,470,000991
2008-09-30 (YTD Data)Rank
Total interest income$13,023,0002,229
Total interest expense$5,127,0002,341
Net interest income$7,896,0002,124
Provision for loan and lease losses$5,0006,874
Total noninterest income$3,887,0001,072
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,369,000986
Trading account gains and fees$0148
Additional Noninterest Income$2,518,000926
Total noninterest expense$8,307,0001,747
Salaries and employee benefits$4,555,0001,705
Premises and equipment expense$1,716,0001,202
Additional noninterest expense$2,036,0002,133
Pre-tax net operating income$3,471,0001,415
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$3,471,0001,071
Extraordinary gains, net$031
Net income$3,471,0001,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,302
Cash dividends$1,383,0001,411
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,471,0001,127
2008-06-30 (YTD Data)Rank
Total interest income$8,665,0002,264
Total interest expense$3,574,0002,334
Net interest income$5,091,0002,180
Provision for loan and lease losses$06,671
Total noninterest income$2,548,0001,097
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$863,0001,022
Trading account gains and fees$0149
Additional Noninterest Income$1,685,000960
Total noninterest expense$5,560,0001,739
Salaries and employee benefits$3,047,0001,712
Premises and equipment expense$1,130,0001,207
Additional noninterest expense$1,383,0002,059
Pre-tax net operating income$2,079,0001,634
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$2,079,0001,325
Extraordinary gains, net$021
Net income$2,079,0001,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,608
Cash dividends$1,011,0001,372
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,079,0001,296
2008-03-31 (YTD Data)Rank
Total interest income$4,420,0002,276
Total interest expense$1,972,0002,263
Net interest income$2,448,0002,258
Provision for loan and lease losses$06,080
Total noninterest income$1,269,0001,097
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$431,0001,005
Trading account gains and fees$0158
Additional Noninterest Income$838,000967
Total noninterest expense$2,793,0001,725
Salaries and employee benefits$1,507,0001,746
Premises and equipment expense$582,0001,187
Additional noninterest expense$704,0001,999
Pre-tax net operating income$924,0001,923
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$924,0001,610
Extraordinary gains, net$015
Net income$924,0001,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,076
Cash dividends$218,0002,230
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$924,0001,552
2007-12-31 (YTD Data)Rank
Total interest income$16,268,0002,503
Total interest expense$6,869,0002,675
Net interest income$9,399,0002,368
Provision for loan and lease losses$70,0005,343
Total noninterest income$3,366,0001,505
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,868,000953
Trading account gains and fees$0178
Additional Noninterest Income$1,498,0001,669
Total noninterest expense$8,860,0002,082
Salaries and employee benefits$4,535,0002,216
Premises and equipment expense$1,950,0001,360
Additional noninterest expense$2,375,0002,276
Pre-tax net operating income$3,835,0002,050
Securities gains (losses)$02,146
Applicable income taxes$-539,0008,323
Income before extraordinary items$4,374,0001,465
Extraordinary gains, net$039
Net income$4,374,0001,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0005,388
Cash dividends$5,426,000693
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,374,0001,450
2007-09-30 (YTD Data)Rank
Total interest income$11,799,0002,574
Total interest expense$4,884,0002,799
Net interest income$6,915,0002,422
Provision for loan and lease losses$45,0005,124
Total noninterest income$2,500,0001,518
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,350,000967
Trading account gains and fees$0184
Additional Noninterest Income$1,150,0001,642
Total noninterest expense$6,553,0002,084
Salaries and employee benefits$3,439,0002,194
Premises and equipment expense$1,413,0001,401
Additional noninterest expense$1,701,0002,331
Pre-tax net operating income$2,817,0002,223
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$2,817,0001,789
Extraordinary gains, net$033
Net income$2,817,0001,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,809
Cash dividends$5,202,000552
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,817,0001,776
2007-06-30 (YTD Data)Rank
Total interest income$7,768,0002,625
Total interest expense$3,137,0002,892
Net interest income$4,631,0002,436
Provision for loan and lease losses$06,209
Total noninterest income$1,641,0001,566
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$879,0001,005
Trading account gains and fees$0168
Additional Noninterest Income$762,0001,667
Total noninterest expense$4,290,0002,140
Salaries and employee benefits$2,278,0002,248
Premises and equipment expense$895,0001,500
Additional noninterest expense$1,117,0002,371
Pre-tax net operating income$1,982,0002,177
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,982,0001,742
Extraordinary gains, net$029
Net income$1,982,0001,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,0008,276
Cash dividends$5,036,000419
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,982,0001,728
2007-03-31 (YTD Data)Rank
Total interest income$3,855,0002,631
Total interest expense$1,533,0002,931
Net interest income$2,322,0002,438
Provision for loan and lease losses$05,779
Total noninterest income$821,0001,539
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$436,000985
Trading account gains and fees$0195
Additional Noninterest Income$385,0001,632
Total noninterest expense$2,098,0002,207
Salaries and employee benefits$1,100,0002,335
Premises and equipment expense$434,0001,548
Additional noninterest expense$564,0002,330
Pre-tax net operating income$1,045,0002,089
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,045,0001,648
Extraordinary gains, net$022
Net income$1,045,0001,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-66,0008,440
Cash dividends$4,831,000252
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,045,0001,635
2006-12-31 (YTD Data)Rank
Total interest income$14,932,0002,557
Total interest expense$5,470,0002,808
Net interest income$9,462,0002,408
Provision for loan and lease losses$120,0004,374
Total noninterest income$3,109,0001,569
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,817,000970
Trading account gains and fees$0130
Additional Noninterest Income$1,292,0001,855
Total noninterest expense$8,398,0002,099
Salaries and employee benefits$4,533,0002,155
Premises and equipment expense$1,816,0001,411
Additional noninterest expense$2,049,0002,525
Pre-tax net operating income$4,053,0002,240
Securities gains (losses)$01,687
Applicable income taxes$1,213,0001,945
Income before extraordinary items$2,840,0002,372
Extraordinary gains, net$051
Net income$2,840,0002,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0004,131
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,840,0002,354
2006-09-30 (YTD Data)Rank
Total interest income$10,974,0002,594
Total interest expense$3,939,0002,815
Net interest income$7,035,0002,447
Provision for loan and lease losses$76,0004,554
Total noninterest income$2,314,0001,588
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,343,000993
Trading account gains and fees$0126
Additional Noninterest Income$971,0001,860
Total noninterest expense$6,407,0002,060
Salaries and employee benefits$3,474,0002,111
Premises and equipment expense$1,402,0001,388
Additional noninterest expense$1,531,0002,509
Pre-tax net operating income$2,866,0002,408
Securities gains (losses)$01,388
Applicable income taxes$748,0002,297
Income before extraordinary items$2,118,0002,454
Extraordinary gains, net$045
Net income$2,118,0002,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,033
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,118,0002,442
2006-06-30 (YTD Data)Rank
Total interest income$7,199,0002,600
Total interest expense$2,520,0002,799
Net interest income$4,679,0002,448
Provision for loan and lease losses$19,0005,586
Total noninterest income$1,498,0001,639
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$879,000997
Trading account gains and fees$0126
Additional Noninterest Income$619,0001,920
Total noninterest expense$4,248,0002,073
Salaries and employee benefits$2,306,0002,129
Premises and equipment expense$926,0001,397
Additional noninterest expense$1,016,0002,519
Pre-tax net operating income$1,910,0002,402
Securities gains (losses)$01,185
Applicable income taxes$465,0002,416
Income before extraordinary items$1,445,0002,413
Extraordinary gains, net$039
Net income$1,445,0002,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,967
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,445,0002,397
2006-03-31 (YTD Data)Rank
Total interest income$3,539,0002,594
Total interest expense$1,209,0002,784
Net interest income$2,330,0002,453
Provision for loan and lease losses$15,0004,758
Total noninterest income$742,0001,621
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$422,0001,007
Trading account gains and fees$0115
Additional Noninterest Income$320,0001,843
Total noninterest expense$2,168,0002,036
Salaries and employee benefits$1,133,0002,175
Premises and equipment expense$477,0001,362
Additional noninterest expense$558,0002,292
Pre-tax net operating income$889,0002,489
Securities gains (losses)$0955
Applicable income taxes$214,0002,521
Income before extraordinary items$675,0002,515
Extraordinary gains, net$021
Net income$675,0002,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,694
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$675,0002,500
2005-12-31 (YTD Data)Rank
Total interest income$13,451,0002,455
Total interest expense$3,939,0002,686
Net interest income$9,512,0002,325
Provision for loan and lease losses$90,0004,964
Total noninterest income$3,199,0001,524
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,819,000957
Trading account gains and fees$0138
Additional Noninterest Income$1,380,0001,777
Total noninterest expense$8,411,0001,985
Salaries and employee benefits$4,566,0002,016
Premises and equipment expense$1,701,0001,438
Additional noninterest expense$2,144,0002,331
Pre-tax net operating income$4,210,0002,141
Securities gains (losses)$140,000598
Applicable income taxes$1,178,0002,036
Income before extraordinary items$3,172,0002,141
Extraordinary gains, net$046
Net income$3,172,0002,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0002,849
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,069,8002,177
2005-09-30 (YTD Data)Rank
Total interest income$10,010,0002,417
Total interest expense$2,810,0002,674
Net interest income$7,200,0002,272
Provision for loan and lease losses$90,0004,305
Total noninterest income$2,397,0001,526
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,335,000979
Trading account gains and fees$0126
Additional Noninterest Income$1,062,0001,744
Total noninterest expense$6,229,0001,992
Salaries and employee benefits$3,393,0002,011
Premises and equipment expense$1,271,0001,433
Additional noninterest expense$1,565,0002,349
Pre-tax net operating income$3,278,0002,084
Securities gains (losses)$140,000559
Applicable income taxes$941,0001,963
Income before extraordinary items$2,477,0002,083
Extraordinary gains, net$035
Net income$2,477,0002,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0002,563
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,376,2002,129
2005-06-30 (YTD Data)Rank
Total interest income$6,636,0002,374
Total interest expense$1,797,0002,632
Net interest income$4,839,0002,234
Provision for loan and lease losses$90,0003,491
Total noninterest income$1,608,0001,504
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$869,000981
Trading account gains and fees$0116
Additional Noninterest Income$739,0001,678
Total noninterest expense$4,029,0002,043
Salaries and employee benefits$2,183,0002,078
Premises and equipment expense$817,0001,476
Additional noninterest expense$1,029,0002,359
Pre-tax net operating income$2,328,0001,950
Securities gains (losses)$139,000475
Applicable income taxes$691,0001,803
Income before extraordinary items$1,776,0001,919
Extraordinary gains, net$030
Net income$1,776,0001,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0002,957
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,675,9201,988
2005-03-31 (YTD Data)Rank
Total interest income$3,311,0002,332
Total interest expense$868,0002,615
Net interest income$2,443,0002,196
Provision for loan and lease losses$45,0003,327
Total noninterest income$786,0001,512
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$421,000983
Trading account gains and fees$0115
Additional Noninterest Income$365,0001,655
Total noninterest expense$2,019,0002,049
Salaries and employee benefits$1,089,0002,099
Premises and equipment expense$407,0001,488
Additional noninterest expense$523,0002,329
Pre-tax net operating income$1,165,0001,926
Securities gains (losses)$49,000552
Applicable income taxes$342,0001,804
Income before extraordinary items$872,0001,932
Extraordinary gains, net$024
Net income$872,0001,933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,699
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$836,7201,974
2004-12-31 (YTD Data)Rank
Total interest income$12,954,0002,219
Total interest expense$3,407,0002,364
Net interest income$9,547,0002,133
Provision for loan and lease losses$160,0004,119
Total noninterest income$2,770,0001,726
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,781,000991
Trading account gains and fees$0138
Additional Noninterest Income$989,0002,168
Total noninterest expense$7,271,0002,192
Salaries and employee benefits$4,069,0002,130
Premises and equipment expense$1,394,0001,676
Additional noninterest expense$1,808,0002,643
Pre-tax net operating income$4,886,0001,735
Securities gains (losses)$-276,0008,837
Applicable income taxes$1,363,0001,734
Income before extraordinary items$3,247,0001,932
Extraordinary gains, net$034
Net income$3,247,0001,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,368
Cash dividends$1,400,0001,821
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,440,2001,799
2004-09-30 (YTD Data)Rank
Total interest income$9,625,0002,207
Total interest expense$2,537,0002,324
Net interest income$7,088,0002,132
Provision for loan and lease losses$120,0003,974
Total noninterest income$2,059,0001,737
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,319,0001,013
Trading account gains and fees$0134
Additional Noninterest Income$740,0002,185
Total noninterest expense$5,312,0002,228
Salaries and employee benefits$2,984,0002,181
Premises and equipment expense$1,053,0001,662
Additional noninterest expense$1,275,0002,751
Pre-tax net operating income$3,715,0001,727
Securities gains (losses)$7,0002,893
Applicable income taxes$1,126,0001,620
Income before extraordinary items$2,596,0001,839
Extraordinary gains, net$026
Net income$2,596,0001,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,128
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,591,1001,801
2004-06-30 (YTD Data)Rank
Total interest income$6,314,0002,214
Total interest expense$1,696,0002,297
Net interest income$4,618,0002,166
Provision for loan and lease losses$90,0003,641
Total noninterest income$1,339,0001,751
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$865,0001,018
Trading account gains and fees$0130
Additional Noninterest Income$474,0002,281
Total noninterest expense$3,458,0002,293
Salaries and employee benefits$1,962,0002,207
Premises and equipment expense$686,0001,683
Additional noninterest expense$810,0002,910
Pre-tax net operating income$2,409,0001,743
Securities gains (losses)$7,0002,608
Applicable income taxes$736,0001,634
Income before extraordinary items$1,680,0001,872
Extraordinary gains, net$021
Net income$1,680,0001,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,159
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,675,1001,829
2004-03-31 (YTD Data)Rank
Total interest income$3,264,0002,142
Total interest expense$866,0002,279
Net interest income$2,398,0002,100
Provision for loan and lease losses$45,0003,437
Total noninterest income$664,0001,735
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$411,0001,044
Trading account gains and fees$0121
Additional Noninterest Income$253,0002,115
Total noninterest expense$1,667,0002,391
Salaries and employee benefits$980,0002,237
Premises and equipment expense$297,0001,952
Additional noninterest expense$390,0002,987
Pre-tax net operating income$1,350,0001,535
Securities gains (losses)$-8,0008,893
Applicable income taxes$418,0001,495
Income before extraordinary items$924,0001,705
Extraordinary gains, net$016
Net income$924,0001,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,556
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$929,5201,609
2003-12-31 (YTD Data)Rank
Total interest income$12,695,0002,268
Total interest expense$4,031,0002,203
Net interest income$8,664,0002,238
Provision for loan and lease losses$230,0003,756
Total noninterest income$2,577,0001,901
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,778,000969
Trading account gains and fees$0160
Additional Noninterest Income$799,0002,742
Total noninterest expense$6,738,0002,326
Salaries and employee benefits$3,842,0002,209
Premises and equipment expense$1,163,0001,957
Additional noninterest expense$1,733,0002,711
Pre-tax net operating income$4,273,0001,880
Securities gains (losses)$04,500
Applicable income taxes$1,312,0001,814
Income before extraordinary items$2,961,0002,066
Extraordinary gains, net$054
Net income$2,961,0002,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$202,0002,863
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,961,0001,974
2003-09-30 (YTD Data)Rank
Total interest income$9,542,0002,291
Total interest expense$3,129,0002,210
Net interest income$6,413,0002,281
Provision for loan and lease losses$160,0003,772
Total noninterest income$1,946,0001,949
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,327,000986
Trading account gains and fees$0153
Additional Noninterest Income$619,0002,793
Total noninterest expense$4,989,0002,364
Salaries and employee benefits$2,851,0002,231
Premises and equipment expense$851,0002,019
Additional noninterest expense$1,287,0002,725
Pre-tax net operating income$3,210,0001,939
Securities gains (losses)$04,204
Applicable income taxes$995,0001,863
Income before extraordinary items$2,215,0002,128
Extraordinary gains, net$040
Net income$2,215,0002,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0002,605
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,215,0002,021
2003-06-30 (YTD Data)Rank
Total interest income$6,558,0002,226
Total interest expense$2,155,0002,213
Net interest income$4,403,0002,206
Provision for loan and lease losses$120,0003,448
Total noninterest income$1,250,0001,989
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$859,000998
Trading account gains and fees$0150
Additional Noninterest Income$391,0002,836
Total noninterest expense$3,231,0002,426
Salaries and employee benefits$1,858,0002,279
Premises and equipment expense$545,0002,092
Additional noninterest expense$828,0002,803
Pre-tax net operating income$2,302,0001,809
Securities gains (losses)$03,782
Applicable income taxes$716,0001,784
Income before extraordinary items$1,586,0002,001
Extraordinary gains, net$030
Net income$1,586,0002,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0002,574
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,586,0001,896
2003-03-31 (YTD Data)Rank
Total interest income$3,309,0002,222
Total interest expense$1,111,0002,195
Net interest income$2,198,0002,224
Provision for loan and lease losses$60,0003,248
Total noninterest income$613,0001,967
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$412,0001,010
Trading account gains and fees$0134
Additional Noninterest Income$201,0002,713
Total noninterest expense$1,833,0002,141
Salaries and employee benefits$1,122,0001,901
Premises and equipment expense$281,0002,033
Additional noninterest expense$430,0002,682
Pre-tax net operating income$918,0002,204
Securities gains (losses)$02,891
Applicable income taxes$277,0002,157
Income before extraordinary items$641,0002,379
Extraordinary gains, net$021
Net income$641,0002,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0001,990
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$641,0002,253
2002-12-31 (YTD Data)Rank
Total interest income$14,117,0002,178
Total interest expense$4,808,0002,325
Net interest income$9,309,0002,081
Provision for loan and lease losses$386,0002,921
Total noninterest income$2,461,0001,815
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,629,000990
Trading account gains and fees$0153
Additional Noninterest Income$832,0002,445
Total noninterest expense$6,596,0002,266
Salaries and employee benefits$3,713,0002,154
Premises and equipment expense$1,265,0001,748
Additional noninterest expense$1,618,0002,778
Pre-tax net operating income$4,788,0001,706
Securities gains (losses)$04,537
Applicable income taxes$1,509,0001,644
Income before extraordinary items$3,279,0001,831
Extraordinary gains, net$070
Net income$3,279,0001,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,0002,080
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,279,0001,763
2001-12-31 (YTD Data)Rank
Total interest income$14,927,0002,294
Total interest expense$6,581,0002,441
Net interest income$8,346,0002,139
Provision for loan and lease losses$140,0004,923
Total noninterest income$2,247,0001,835
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,628,000907
Trading account gains and fees$0177
Additional Noninterest Income$619,0002,777
Total noninterest expense$5,996,0002,380
Salaries and employee benefits$3,266,0002,298
Premises and equipment expense$1,323,0001,631
Additional noninterest expense$1,407,0003,046
Pre-tax net operating income$4,457,0001,607
Securities gains (losses)$04,612
Applicable income taxes$1,439,0001,547
Income before extraordinary items$3,018,0001,745
Extraordinary gains, net$0105
Net income$3,018,0001,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$316,0002,164
Cash dividends$3,250,000859
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,018,0001,671
2000-12-31 (YTD Data)Rank
Total interest income$14,530,0002,402
Total interest expense$6,253,0002,674
Net interest income$8,277,0002,136
Provision for loan and lease losses$290,0002,935
Total noninterest income$1,972,0001,896
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,325,0001,016
Trading account gains and fees$0180
Additional Noninterest Income$647,0002,507
Total noninterest expense$5,893,0002,314
Salaries and employee benefits$3,123,0002,283
Premises and equipment expense$1,275,0001,628
Additional noninterest expense$1,495,0002,833
Pre-tax net operating income$4,066,0001,796
Securities gains (losses)$01,956
Applicable income taxes$1,342,0001,657
Income before extraordinary items$2,724,0001,915
Extraordinary gains, net$038
Net income$2,724,0001,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0002,831
Cash dividends$2,500,0001,116
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,724,0001,910
1999-12-31 (YTD Data)Rank
Total interest income$13,779,0002,373
Total interest expense$5,403,0002,715
Net interest income$8,376,0002,105
Provision for loan and lease losses$260,0002,969
Total noninterest income$1,775,0002,020
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,209,0001,105
Trading account gains and fees$0173
Additional Noninterest Income$566,0002,727
Total noninterest expense$6,130,0002,238
Salaries and employee benefits$3,050,0002,295
Premises and equipment expense$1,408,0001,458
Additional noninterest expense$1,672,0002,574
Pre-tax net operating income$3,761,0001,954
Securities gains (losses)$03,155
Applicable income taxes$1,249,0001,851
Income before extraordinary items$2,512,0002,095
Extraordinary gains, net$035
Net income$2,512,0002,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$280,0001,917
Cash dividends$3,280,000905
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,512,0002,067
1998-12-31 (YTD Data)Rank
Total interest income$11,814,0002,743
Total interest expense$5,043,0002,974
Net interest income$6,771,0002,505
Provision for loan and lease losses$130,0004,466
Total noninterest income$1,424,0002,355
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$953,0001,308
Trading account gains and fees$0224
Additional Noninterest Income$471,0003,093
Total noninterest expense$5,052,0002,584
Salaries and employee benefits$2,337,0002,897
Premises and equipment expense$1,143,0001,730
Additional noninterest expense$1,572,0002,655
Pre-tax net operating income$3,013,0002,367
Securities gains (losses)$04,449
Applicable income taxes$990,0002,332
Income before extraordinary items$2,023,0002,521
Extraordinary gains, net$032
Net income$2,023,0002,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,910
Cash dividends$600,0003,104
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,023,0002,443
1997-12-31 (YTD Data)Rank
Total interest income$9,703,0003,333
Total interest expense$3,905,0003,765
Net interest income$5,798,0003,012
Provision for loan and lease losses$130,0004,446
Total noninterest income$1,092,0002,837
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$708,0001,838
Trading account gains and fees$0239
Additional Noninterest Income$384,0003,369
Total noninterest expense$3,988,0003,188
Salaries and employee benefits$1,966,0003,356
Premises and equipment expense$884,0002,224
Additional noninterest expense$1,138,0003,501
Pre-tax net operating income$2,772,0002,670
Securities gains (losses)$03,944
Applicable income taxes$910,0002,635
Income before extraordinary items$1,862,0002,751
Extraordinary gains, net$044
Net income$1,862,0002,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,380
Cash dividends$1,000,0002,147
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,862,0002,698
1996-12-31 (YTD Data)Rank
Total interest income$8,655,0003,743
Total interest expense$3,405,0004,295
Net interest income$5,250,0003,378
Provision for loan and lease losses$149,0004,122
Total noninterest income$1,038,0003,046
Gross Fiduciary activities income$3,0001,477
Service charges on deposit accounts$674,0002,007
Trading account gains and fees$0262
Additional Noninterest Income$361,0003,617
Total noninterest expense$3,744,0003,545
Salaries and employee benefits$1,857,0003,579
Premises and equipment expense$879,0002,257
Additional noninterest expense$1,008,0004,382
Pre-tax net operating income$2,395,0002,892
Securities gains (losses)$30,0001,690
Applicable income taxes$801,0002,837
Income before extraordinary items$1,624,0002,963
Extraordinary gains, net$053
Net income$1,624,0002,965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,448
Cash dividends$1,000,0002,117
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,603,9002,965
1995-12-31 (YTD Data)Rank
Total interest income$8,451,0003,828
Total interest expense$3,618,0004,030
Net interest income$4,833,0003,647
Provision for loan and lease losses$50,0006,165
Total noninterest income$1,041,0003,008
Gross Fiduciary activities income$3,0001,541
Service charges on deposit accounts$652,0002,082
Trading account gains and fees$0522
Additional Noninterest Income$386,0003,379
Total noninterest expense$3,685,0003,570
Salaries and employee benefits$1,737,0003,755
Premises and equipment expense$850,0002,348
Additional noninterest expense$1,098,0004,030
Pre-tax net operating income$2,139,0003,286
Securities gains (losses)$67,0001,134
Applicable income taxes$729,0003,126
Income before extraordinary items$1,477,0003,290
Extraordinary gains, net$065
Net income$1,477,0003,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00010,260
Cash dividends$870,0002,286
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,432,1103,359
1994-12-31 (YTD Data)Rank
Total interest income$7,153,0004,142
Total interest expense$2,484,0004,685
Net interest income$4,669,0003,794
Provision for loan and lease losses$105,0004,433
Total noninterest income$862,0003,476
Gross Fiduciary activities income$9,0001,479
Service charges on deposit accounts$598,0002,282
Trading account gains and fees$0475
Additional Noninterest Income$255,0004,538
Total noninterest expense$3,496,0003,851
Salaries and employee benefits$1,581,0004,088
Premises and equipment expense$744,0002,688
Additional noninterest expense$1,171,0004,139
Pre-tax net operating income$1,930,0003,532
Securities gains (losses)$-24,00010,481
Applicable income taxes$615,0003,442
Income before extraordinary items$1,291,0003,612
Extraordinary gains, net$0249
Net income$1,291,0003,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0004,022
Cash dividends$830,0002,213
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,307,3203,614
1993-12-31 (YTD Data)Rank
Total interest income$7,049,0004,282
Total interest expense$2,316,0005,133
Net interest income$4,733,0003,759
Provision for loan and lease losses$5,00010,098
Total noninterest income$825,0003,890
Gross Fiduciary activities income$10,0001,500
Service charges on deposit accounts$571,0002,417
Trading account gains and fees$0532
Additional Noninterest Income$244,0005,071
Total noninterest expense$3,630,0003,792
Salaries and employee benefits$1,709,0003,798
Premises and equipment expense$781,0002,614
Additional noninterest expense$1,140,0004,399
Pre-tax net operating income$1,923,0003,434
Securities gains (losses)$-22,00012,940
Applicable income taxes$587,0003,680
Income before extraordinary items$1,314,0003,672
Extraordinary gains, net$-101,00012,923
Net income$1,213,0004,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0006,769
Cash dividends$1,000,0001,731
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,329,1803,442
1992-12-31 (YTD Data)Rank
Total interest income$7,768,0004,396
Total interest expense$3,182,0004,914
Net interest income$4,586,0003,936
Provision for loan and lease losses$-100,00013,702
Total noninterest income$935,0003,513
Gross Fiduciary activities income$4,0001,602
Service charges on deposit accounts$613,0002,227
Trading account gains and fees$0504
Additional Noninterest Income$318,0004,265
Total noninterest expense$4,327,0003,272
Salaries and employee benefits$1,736,0003,683
Premises and equipment expense$576,0003,496
Additional noninterest expense$2,015,0002,787
Pre-tax net operating income$1,294,0004,623
Securities gains (losses)$134,0002,556
Applicable income taxes$452,0004,353
Income before extraordinary items$976,0004,599
Extraordinary gains, net$01,422
Net income$976,0004,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0006,201
Cash dividends$950,0001,633
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$884,8804,686

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.