Home > Texas Community Bank > Net charge- offs to loans
Texas Community Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0229% | 1,865 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0194% | 4,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0385% | 4,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1174% | 1,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6154% | 1,016 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6296% | 891 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0119% | 1,961 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0263% | 4,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0527% | 4,458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0876% | 960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6655% | 852 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6804% | 777 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 1,999 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0401% | 4,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0802% | 4,538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1225% | 754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6479% | 832 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6626% | 795 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 3,529 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 3,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 4,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0304% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4883% | 4,538 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4999% | 4,541 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0073% | 3,722 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 3,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0180% | 4,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1017% | 4,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7939% | 679 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8114% | 603 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0105% | 1,725 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 3,868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0216% | 4,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0166% | 990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5807% | 825 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5932% | 748 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0004% | 2,979 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0152% | 3,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0289% | 4,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0114% | 3,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4665% | 921 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4764% | 842 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0036% | 3,245 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0267% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0510% | 4,473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0122% | 3,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8948% | 542 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9128% | 491 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0157% | 1,996 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0177% | 4,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0386% | 493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0389% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0328% | 1,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2937% | 1,280 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3000% | 1,174 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0063% | 2,088 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 3,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 4,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0113% | 1,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1834% | 1,456 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1874% | 1,327 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0068% | 3,526 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 3,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0156% | 4,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0127% | 3,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0350% | 1,880 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0357% | 1,768 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0159% | 3,884 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 3,922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0155% | 4,486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0754% | 4,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1184% | 1,398 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1209% | 1,283 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0217% | 2,625 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0110% | 4,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0526% | 1,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2679% | 1,828 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2735% | 1,675 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0267% | 2,304 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 3,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 4,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0865% | 1,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3507% | 1,491 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3580% | 1,349 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0386% | 1,975 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 4,537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1310% | 1,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5265% | 1,201 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5378% | 1,080 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0578% | 1,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 1,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 4,621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1866% | 707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9054% | 845 |
| Percentage Net Loans Charged-off: Credit card loans | 27.0636% | 10 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3167% | 1,478 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0425% | 2,544 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0167% | 4,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0407% | 4,719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 1,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0092% | 1,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2364% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3008% | 2,098 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3075% | 1,949 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0259% | 2,576 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 4,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0314% | 4,741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 1,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 1,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1326% | 1,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2332% | 2,179 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2383% | 2,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 2,670 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0126% | 4,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0304% | 4,841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 1,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 1,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0685% | 1,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2665% | 1,905 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2721% | 1,765 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0161% | 2,152 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 4,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0192% | 4,859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0124% | 875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0126% | 1,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7004% | 1,024 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7153% | 918 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0214% | 4,721 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0193% | 4,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0284% | 4,796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0246% | 4,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0247% | 4,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1295% | 4,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4506% | 1,677 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4596% | 1,545 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0401% | 4,851 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0197% | 4,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0250% | 4,840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0318% | 4,770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0320% | 4,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2065% | 4,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3289% | 1,836 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3354% | 1,708 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0944% | 5,141 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0226% | 4,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0233% | 4,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0463% | 4,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0465% | 4,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4821% | 5,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3040% | 1,785 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3100% | 1,662 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1677% | 5,338 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 4,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 4,874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0267% | 4,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0267% | 4,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0276% | 5,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0996% | 2,208 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1016% | 2,075 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0026% | 4,552 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0443% | 5,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0266% | 4,993 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1028% | 4,495 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1015% | 5,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1018% | 5,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1055% | 1,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4268% | 1,930 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4351% | 1,770 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0263% | 2,911 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0150% | 4,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0224% | 4,989 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1412% | 4,539 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 1,920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 1,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1462% | 1,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3859% | 1,874 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3934% | 1,717 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 2,919 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0161% | 4,754 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0190% | 5,037 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2187% | 4,588 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0145% | 1,636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0145% | 1,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1308% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0511% | 2,905 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0520% | 2,767 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0442% | 1,951 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 4,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0175% | 5,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2463% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0315% | 3,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 2,729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0445% | 475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0467% | 2,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3747% | 2,148 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6357% | 1,130 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3953% | 1,968 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9298% | 491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0086% | 3,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0432% | 4,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4647% | 1,653 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2403% | 1,138 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5004% | 1,462 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7903% | 464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0099% | 4,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0746% | 4,889 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1269% | 5,222 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8237% | 1,142 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0907% | 5,061 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8432% | 410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 2,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2025% | 5,290 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2067% | 5,233 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1011% | 290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 3,958 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0139% | 5,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0224% | 5,284 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0700% | 4,800 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 5,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 5,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0769% | 2,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2045% | 2,659 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2084% | 2,495 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5501% | 562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0372% | 5,429 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0182% | 5,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0300% | 5,451 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0828% | 4,850 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 5,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 5,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1595% | 5,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2226% | 2,361 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2268% | 2,205 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3871% | 601 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0565% | 5,588 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0268% | 5,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0491% | 5,668 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0781% | 4,879 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 5,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0103% | 5,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1997% | 5,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0352% | 2,958 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0359% | 2,824 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4426% | 511 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0091% | 4,679 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 4,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0964% | 4,937 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0341% | 4,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0694% | 2,374 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0707% | 2,248 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0463% | 5,905 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1684% | 6,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.8857% | 450 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7970% | 6,287 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1291% | 5,065 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0218% | 3,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0220% | 3,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3368% | 1,468 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0458% | 5,483 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0465% | 5,410 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1453% | 6,232 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3378% | 6,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.7135% | 450 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1660% | 6,388 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1539% | 5,120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0178% | 3,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0179% | 2,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4381% | 1,119 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1391% | 5,704 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1412% | 5,648 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0459% | 5,833 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0448% | 5,940 |
| Percentage Net Loans Charged-off:Construction & development | 1.1142% | 341 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5957% | 6,401 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1761% | 5,140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0270% | 2,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0272% | 2,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0457% | 5,004 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0887% | 5,499 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0900% | 5,436 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0572% | 2,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 2,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2188% | 5,177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0551% | 1,828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0555% | 1,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2198% | 898 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0782% | 5,364 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0794% | 5,306 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5104% | 1,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5044% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0181% | 1,593 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1628% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1977% | 258 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0407% | 6,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0410% | 6,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6319% | 1,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2919% | 2,777 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2955% | 2,613 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4679% | 1,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6344% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5451% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6598% | 283 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0545% | 6,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0548% | 6,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1260% | 2,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0421% | 3,703 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0426% | 3,561 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5602% | 1,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8423% | 649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0254% | 255 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0154% | 203 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0808% | 6,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0813% | 6,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0268% | 5,084 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3112% | 6,191 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3145% | 6,144 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 3,979 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 5,564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 5,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 5,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0225% | 5,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3814% | 1,861 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3853% | 1,711 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2134% | 3,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2247% | 3,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.3235% | 1,959 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2561% | 2,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2217% | 2,861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2230% | 2,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0897% | 3,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8479% | 1,592 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7301% | 490 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8398% | 1,489 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1692% | 3,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1739% | 3,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.4195% | 1,727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0642% | 2,532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2485% | 2,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2501% | 2,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0896% | 2,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6206% | 1,879 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3480% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6054% | 1,773 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2326% | 3,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2511% | 2,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.6087% | 1,462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0978% | 2,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3473% | 2,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3495% | 1,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1299% | 2,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6138% | 1,799 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4335% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5887% | 1,714 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1636% | 3,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0869% | 3,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.3508% | 1,197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0565% | 1,555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 2,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 2,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3319% | 1,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5177% | 1,794 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1588% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4624% | 1,723 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2909% | 3,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1498% | 4,259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0488% | 2,854 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2749% | 2,515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6741% | 691 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5122% | 2,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1529% | 1,478 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1018% | 1,325 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3930% | 3,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1745% | 3,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0672% | 2,562 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2986% | 2,075 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8797% | 542 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5089% | 2,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6606% | 551 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5104% | 487 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4371% | 2,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2607% | 3,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.1034% | 2,200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4454% | 1,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2178% | 393 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4590% | 2,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5906% | 569 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3943% | 492 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5222% | 2,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4014% | 2,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.2134% | 1,533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8933% | 839 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2170% | 1,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4201% | 423 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0529% | 361 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5143% | 3,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1325% | 4,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0118% | 3,370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2071% | 2,793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2039% | 3,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2126% | 3,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6921% | 2,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2948% | 393 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3635% | 3,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0516% | 4,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0131% | 3,056 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2055% | 3,127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2148% | 2,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5198% | 2,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3952% | 521 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3654% | 3,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0501% | 4,562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0192% | 2,666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1969% | 2,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2059% | 2,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7360% | 2,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4803% | 816 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2582% | 3,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0981% | 3,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0272% | 1,999 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3928% | 1,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4116% | 1,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0763% | 2,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9601% | 680 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6125% | 3,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1679% | 4,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.4628% | 2,969 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0385% | 3,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1799% | 3,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1889% | 3,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4788% | 2,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0140% | 1,333 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7881% | 1,083 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4797% | 3,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1622% | 3,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.4447% | 2,560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0388% | 2,608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1618% | 3,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1701% | 2,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1082% | 2,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3579% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0449% | 833 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4055% | 3,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1728% | 3,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.5903% | 2,051 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 7,712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1225% | 2,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1289% | 2,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9987% | 1,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7129% | 2,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5733% | 2,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1856% | 2,480 |
| Percentage Net Loans Charged-off:Construction & development | 0.7572% | 1,351 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0296% | 7,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5909% | 1,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9442% | 2,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2853% | 3,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0449% | 4,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.1232% | 2,551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0288% | 3,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 3,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6331% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5719% | 1,393 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3025% | 2,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0566% | 3,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.1624% | 1,859 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0180% | 3,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0189% | 3,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7474% | 1,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2243% | 1,518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1690% | 3,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 3,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0952% | 1,473 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0281% | 2,531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0295% | 2,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4002% | 1,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6760% | 2,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1955% | 2,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0797% | 1,844 |
| Percentage Net Loans Charged-off:Construction & development | 0.1919% | 852 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0582% | 1,587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0605% | 1,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3285% | 1,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9312% | 1,632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2359% | 2,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0755% | 2,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0661% | 1,291 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0376% | 1,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1752% | 1,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1776% | 1,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5436% | 1,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6439% | 2,532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1359% | 2,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0872% | 1,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0900% | 773 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0530% | 877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1681% | 1,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1704% | 972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1451% | 2,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5547% | 2,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1366% | 2,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0560% | 1,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0851% | 545 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0846% | 571 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2922% | 1,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2927% | 3,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2358% | 1,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1179% | 802 |
| Percentage Net Loans Charged-off:Construction & development | 0.1745% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1827% | 269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5822% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0191% | 3,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1336% | 2,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3027% | 2,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4857% | 2,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0848% | 2,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1443% | 2,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4332% | 2,796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0438% | 3,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1043% | 2,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1268% | 4,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0800% | 2,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1657% | 1,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2862% | 2,796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1203% | 3,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 2,898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0358% | 537 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1784% | 2,894 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4440% | 3,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0664% | 3,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5577% | 2,895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0090% | 7,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0764% | 7,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0096% | 4,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0828% | 4,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1099% | 4,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0566% | 3,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5396% | 3,638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4759% | 1,371 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0337% | 5,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1815% | 5,078 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2442% | 1,331 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1561% | 2,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1982% | 2,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2810% | 4,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1110% | 8,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2359% | 7,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4998% | 322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7677% | 646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8102% | 2,955 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6161% | 9,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8802% | 8,574 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4632% | 8,836 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4874% | 9,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7423% | 8,516 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3384% | 8,699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.1222% | 9,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4363% | 8,649 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0017% | 8,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5165% | 390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7832% | 1,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4503% | 1,443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8699% | 856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8278% | 2,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0501% | 2,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8330% | 9,805 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -2.0221% | 10,163 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1338% | 10,051 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8298% | 10,854 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2512% | 11,143 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7859% | 11,887 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6602% | 12,428 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -6.6754% | 13,259 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4245% | 13,616 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |