Home > Teche Federal Bank > Net charge- offs to loans
Teche Federal Bank, Net charge- offs to loans
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0833% | 2,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0565% | 1,927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0254% | 553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0790% | 1,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0838% | 1,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3539% | 1,763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3539% | 1,648 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1158% | 3,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0890% | 3,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0754% | 1,479 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0725% | 2,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0327% | 568 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0983% | 3,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1575% | 1,130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0948% | 2,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0064% | 4,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4159% | 2,314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4159% | 2,183 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0063% | 1,373 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1244% | 3,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1044% | 2,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.1012% | 1,310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0981% | 1,828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0450% | 466 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1098% | 2,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2201% | 935 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1033% | 2,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 4,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3728% | 2,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3728% | 2,081 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0128% | 1,349 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1368% | 3,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1003% | 2,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.1504% | 1,102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0307% | 1,879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1184% | 2,432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3359% | 745 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1056% | 2,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0835% | 2,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4969% | 1,785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4969% | 1,660 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0825% | 49 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2169% | 2,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1575% | 1,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.2876% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0580% | 6,462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2087% | 1,649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2839% | 592 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2042% | 1,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8745% | 1,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8745% | 1,000 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2870% | 3,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2560% | 2,959 |
| Percentage Net Loans Charged-off:Construction & development | 0.7429% | 1,621 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1271% | 2,575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4463% | 580 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2156% | 2,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2276% | 2,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5394% | 2,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4555% | 2,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4555% | 2,346 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5308% | 94 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2845% | 3,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2433% | 2,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.6705% | 1,545 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1713% | 2,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5855% | 476 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1878% | 2,881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1981% | 2,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7358% | 1,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4551% | 2,273 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4551% | 2,116 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7247% | 81 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3226% | 2,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2588% | 2,623 |
| Percentage Net Loans Charged-off:Construction & development | 1.0095% | 1,272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2048% | 1,786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8701% | 359 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1390% | 2,920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1467% | 2,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1572% | 1,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5299% | 1,975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5299% | 1,825 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.1395% | 64 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3087% | 2,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3119% | 2,105 |
| Percentage Net Loans Charged-off:Construction & development | 1.9775% | 747 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7511% | 206 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0858% | 2,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0906% | 2,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4254% | 1,978 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4254% | 1,810 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2921% | 3,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2859% | 3,465 |
| Percentage Net Loans Charged-off:Construction & development | 1.4050% | 1,941 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1820% | 2,797 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0812% | 5,659 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1621% | 3,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0256% | 1,893 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1702% | 3,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0077% | 6,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4810% | 2,850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4740% | 2,602 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0073% | 1,392 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3297% | 3,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3261% | 3,009 |
| Percentage Net Loans Charged-off:Construction & development | 1.8576% | 1,565 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1801% | 2,404 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1099% | 5,682 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1467% | 3,468 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1032% | 5,323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1617% | 3,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 5,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5116% | 2,516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5045% | 2,243 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0099% | 1,370 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3309% | 3,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3153% | 2,845 |
| Percentage Net Loans Charged-off:Construction & development | 1.7290% | 1,432 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0336% | 2,504 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1698% | 5,716 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1916% | 2,930 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1573% | 5,364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2125% | 2,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0080% | 5,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6094% | 2,138 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5948% | 1,848 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4019% | 2,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4487% | 1,997 |
| Percentage Net Loans Charged-off:Construction & development | 3.4101% | 773 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3405% | 5,762 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1319% | 2,527 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3219% | 5,419 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1585% | 2,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1748% | 2,917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1713% | 2,659 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4952% | 3,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5028% | 2,986 |
| Percentage Net Loans Charged-off:Construction & development | 0.8138% | 2,638 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8984% | 1,402 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2153% | 653 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2927% | 3,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5890% | 1,173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2753% | 2,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2539% | 3,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5493% | 3,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3846% | 3,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3694% | 3,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.9615% | 2,291 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5524% | 1,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0746% | 846 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2389% | 2,962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4616% | 1,145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2259% | 2,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2823% | 3,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5625% | 2,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4201% | 3,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4164% | 2,692 |
| Percentage Net Loans Charged-off:Construction & development | 1.0889% | 1,962 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6547% | 1,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1099% | 661 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2587% | 2,541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4764% | 988 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2460% | 2,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4262% | 2,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4497% | 3,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5382% | 2,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5856% | 1,889 |
| Percentage Net Loans Charged-off:Construction & development | 2.1358% | 1,169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5511% | 1,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3712% | 1,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3038% | 810 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3751% | 1,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4057% | 2,841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5733% | 3,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5812% | 2,685 |
| Percentage Net Loans Charged-off:Construction & development | 1.3820% | 2,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2312% | 2,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.6412% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0675% | 4,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1910% | 1,624 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0617% | 4,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6050% | 3,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4893% | 4,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4313% | 3,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4249% | 2,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.4377% | 2,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2211% | 1,897 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6882% | 154 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0699% | 3,737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2649% | 1,280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0611% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6149% | 2,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3962% | 4,087 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5799% | 2,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5600% | 2,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.6425% | 2,004 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1293% | 1,732 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.2538% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0454% | 3,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0473% | 3,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9319% | 2,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5843% | 3,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7348% | 1,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7507% | 1,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0984% | 1,746 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.2768% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 2,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0210% | 2,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7856% | 1,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5629% | 2,814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0845% | 5,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0619% | 4,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0032% | 2,843 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0281% | 2,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0839% | 3,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0863% | 2,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3322% | 3,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1931% | 5,055 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0634% | 5,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0579% | 3,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0042% | 2,231 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0391% | 1,489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0754% | 2,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0774% | 2,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 6,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1577% | 4,692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0809% | 4,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0775% | 2,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0065% | 1,681 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0570% | 1,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0996% | 1,937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1020% | 1,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0088% | 6,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1629% | 4,214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0645% | 3,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0566% | 2,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0134% | 1,094 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0793% | 1,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0811% | 1,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0192% | 6,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1959% | 3,366 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1564% | 3,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1135% | 1,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0443% | 1,362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3665% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3659% | 184 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0541% | 2,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0554% | 2,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8229% | 1,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3476% | 3,789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2174% | 1,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1524% | 1,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0613% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4959% | 284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4895% | 99 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0713% | 1,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0730% | 1,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1301% | 844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5274% | 2,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0453% | 3,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 1,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0937% | 532 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 1,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0329% | 1,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2722% | 1,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0972% | 4,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 3,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 1,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0167% | 1,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 1,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1633% | 3,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 5,462 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 7,555 |
| Percentage Net Loans Charged-off:Construction & development | -0.1509% | 7,814 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1306% | 8,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0365% | 2,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0376% | 2,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0135% | 3,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1953% | 4,501 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0055% | 7,347 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0248% | 8,066 |
| Percentage Net Loans Charged-off:Construction & development | -0.2168% | 7,831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1778% | 8,296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 2,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 1,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0179% | 2,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1780% | 4,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0140% | 7,388 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0360% | 8,153 |
| Percentage Net Loans Charged-off:Construction & development | -0.3637% | 7,819 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3043% | 8,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0368% | 1,533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0380% | 1,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0314% | 2,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1972% | 3,673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0185% | 7,145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0345% | 8,186 |
| Percentage Net Loans Charged-off:Construction & development | -0.8078% | 7,787 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 1,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1413% | 3,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0713% | 4,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0638% | 1,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0641% | 462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3498% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0305% | 2,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3667% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 2,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3327% | 2,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0911% | 5,738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0821% | 3,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0708% | 1,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0837% | 337 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4774% | 268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0232% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4803% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0062% | 2,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4631% | 1,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1188% | 5,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0310% | 4,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0291% | 1,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.2145% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0206% | 1,839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7104% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 7,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0595% | 4,971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0308% | 3,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0272% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0341% | 1,242 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3958% | 51 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0171% | 8,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0794% | 4,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0173% | 6,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0115% | 3,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0426% | 606 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 2,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 2,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0718% | 6,193 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1574% | 2,572 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0180% | 5,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 2,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0571% | 465 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 2,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 2,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0976% | 5,605 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2315% | 2,556 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0335% | 4,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 2,363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0876% | 339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 2,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 1,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1844% | 4,692 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3889% | 2,570 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0321% | 4,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 1,724 |
| Percentage Net Loans Charged-off:Construction & development | -0.0156% | 7,833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 1,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0197% | 1,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1549% | 4,152 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8519% | 2,555 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0377% | 6,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 3,975 |
| Percentage Net Loans Charged-off:Construction & development | -0.0200% | 7,983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0589% | 1,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 3,456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 3,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2217% | 5,750 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0373% | 1,165 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0306% | 5,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | -0.0429% | 8,020 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0815% | 927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 8,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 8,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1932% | 5,441 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9020% | 854 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0331% | 5,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 2,921 |
| Percentage Net Loans Charged-off:Construction & development | -0.0675% | 8,000 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1451% | 630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 8,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 8,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2055% | 4,970 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6608% | 2,702 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0297% | 4,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 2,012 |
| Percentage Net Loans Charged-off:Construction & development | -0.1386% | 7,977 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2451% | 350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1737% | 4,382 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0430% | 6,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0354% | 2,878 |
| Percentage Net Loans Charged-off:Construction & development | 0.5371% | 322 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0096% | 8,580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 3,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 3,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0854% | 6,710 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6892% | 1,397 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0484% | 6,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 3,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.2015% | 473 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8883% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 3,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 2,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2298% | 5,791 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6000% | 1,022 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0205% | 6,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1721% | 1,148 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4901% | 641 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0180% | 7,154 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 1,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0559% | 1,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 1,382 |
| Percentage Net Loans Charged-off: Home equity loans | -5.3033% | 1,380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2898% | 1,021 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0576% | 533 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0034% | 9,110 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0247% | 1,333 |
| Percentage Net Loans Charged-off:Construction & development | -0.3714% | 1,369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2367% | 1,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 1,334 |
| Percentage Net Loans Charged-off: Home equity loans | -1.6611% | 1,315 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 1,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | -6.4615% | 1,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3200% | 1,002 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8429% | 850 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0254% | 7,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0229% | 214 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0579% | 1,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3668% | 27 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2459% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4623% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0243% | 7,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 874 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3458% | 1,048 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6333% | 737 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0763% | 6,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0589% | 638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0210% | 124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0328% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0328% | 614 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3759% | 891 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5666% | 647 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0105% | 10,165 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0172% | 9,327 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0793% | 9,247 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |