Home > Team Capital Bank > Income and Expense
Team Capital Bank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $9,179,000 | 681 |
| Total interest expense | $1,422,000 | 495 |
| Net interest income | $7,757,000 | 708 |
| Provision for loan and lease losses | $69,000 | 1,958 |
| Total noninterest income | $647,000 | 1,697 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $176,000 | 1,725 |
| Trading account gains and fees | $102,000 | 91 |
| Additional Noninterest Income | $369,000 | 1,754 |
| Total noninterest expense | $5,921,000 | 849 |
| Salaries and employee benefits | $3,565,000 | 781 |
| Premises and equipment expense | $838,000 | 761 |
| Additional noninterest expense | $1,518,000 | 1,060 |
| Pre-tax net operating income | $2,414,000 | 818 |
| Securities gains (losses) | $170,000 | 301 |
| Applicable income taxes | $671,000 | 745 |
| Income before extraordinary items | $1,913,000 | 819 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,913,000 | 821 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,913,000 | 820 |
| Net charge-offs | $317,000 | 691 |
| Cash dividends | $56,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $538,000 | 97 |
| Net operating income | $1,787,200 | 852 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $36,065,000 | 690 |
| Total interest expense | $5,428,000 | 597 |
| Net interest income | $30,637,000 | 698 |
| Provision for loan and lease losses | $1,340,000 | 872 |
| Total noninterest income | $2,759,000 | 1,718 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $968,000 | 1,404 |
| Trading account gains and fees | $88,000 | 143 |
| Additional Noninterest Income | $1,703,000 | 1,708 |
| Total noninterest expense | $23,711,000 | 861 |
| Salaries and employee benefits | $13,321,000 | 810 |
| Premises and equipment expense | $2,987,000 | 819 |
| Additional noninterest expense | $7,403,000 | 920 |
| Pre-tax net operating income | $8,345,000 | 924 |
| Securities gains (losses) | $459,000 | 486 |
| Applicable income taxes | $2,265,000 | 826 |
| Income before extraordinary items | $6,539,000 | 955 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,539,000 | 957 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,539,000 | 957 |
| Net charge-offs | $101,000 | 3,728 |
| Cash dividends | $224,000 | 3,513 |
| Sale, conversion, retirement of capital stock, net | $3,297,000 | 116 |
| Net operating income | $6,199,340 | 979 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $26,760,000 | 703 |
| Total interest expense | $4,014,000 | 624 |
| Net interest income | $22,746,000 | 707 |
| Provision for loan and lease losses | $1,273,000 | 737 |
| Total noninterest income | $2,247,000 | 1,650 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $741,000 | 1,383 |
| Trading account gains and fees | $86,000 | 131 |
| Additional Noninterest Income | $1,420,000 | 1,616 |
| Total noninterest expense | $17,416,000 | 882 |
| Salaries and employee benefits | $9,595,000 | 845 |
| Premises and equipment expense | $2,248,000 | 818 |
| Additional noninterest expense | $5,573,000 | 913 |
| Pre-tax net operating income | $6,304,000 | 931 |
| Securities gains (losses) | $442,000 | 457 |
| Applicable income taxes | $1,777,000 | 818 |
| Income before extraordinary items | $4,969,000 | 937 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,969,000 | 939 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,969,000 | 939 |
| Net charge-offs | $99,000 | 3,264 |
| Cash dividends | $168,000 | 3,042 |
| Sale, conversion, retirement of capital stock, net | $510,000 | 227 |
| Net operating income | $4,641,920 | 979 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $17,633,000 | 709 |
| Total interest expense | $2,743,000 | 624 |
| Net interest income | $14,890,000 | 717 |
| Provision for loan and lease losses | $655,000 | 921 |
| Total noninterest income | $1,527,000 | 1,624 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $468,000 | 1,422 |
| Trading account gains and fees | $89,000 | 112 |
| Additional Noninterest Income | $970,000 | 1,612 |
| Total noninterest expense | $11,838,000 | 867 |
| Salaries and employee benefits | $6,457,000 | 842 |
| Premises and equipment expense | $1,515,000 | 812 |
| Additional noninterest expense | $3,866,000 | 880 |
| Pre-tax net operating income | $3,924,000 | 963 |
| Securities gains (losses) | $442,000 | 414 |
| Applicable income taxes | $1,165,000 | 828 |
| Income before extraordinary items | $3,201,000 | 958 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,201,000 | 960 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,201,000 | 961 |
| Net charge-offs | $75,000 | 3,022 |
| Cash dividends | $112,000 | 2,927 |
| Sale, conversion, retirement of capital stock, net | $383,000 | 197 |
| Net operating income | $2,878,340 | 1,038 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $8,968,000 | 703 |
| Total interest expense | $1,476,000 | 592 |
| Net interest income | $7,492,000 | 710 |
| Provision for loan and lease losses | $268,000 | 1,107 |
| Total noninterest income | $755,000 | 1,632 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $212,000 | 1,538 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $543,000 | 1,479 |
| Total noninterest expense | $5,835,000 | 884 |
| Salaries and employee benefits | $3,379,000 | 813 |
| Premises and equipment expense | $751,000 | 832 |
| Additional noninterest expense | $1,705,000 | 987 |
| Pre-tax net operating income | $2,144,000 | 875 |
| Securities gains (losses) | $439,000 | 239 |
| Applicable income taxes | $777,000 | 654 |
| Income before extraordinary items | $1,806,000 | 847 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,806,000 | 848 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,806,000 | 849 |
| Net charge-offs | $-107,000 | 6,846 |
| Cash dividends | $56,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $238,000 | 144 |
| Net operating income | $1,498,700 | 964 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $35,570,000 | 735 |
| Total interest expense | $6,319,000 | 672 |
| Net interest income | $29,251,000 | 736 |
| Provision for loan and lease losses | $3,210,000 | 728 |
| Total noninterest income | $2,054,000 | 2,142 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $385,000 | 3,006 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,669,000 | 1,730 |
| Total noninterest expense | $21,754,000 | 926 |
| Salaries and employee benefits | $11,725,000 | 886 |
| Premises and equipment expense | $3,578,000 | 673 |
| Additional noninterest expense | $6,451,000 | 1,069 |
| Pre-tax net operating income | $6,341,000 | 1,126 |
| Securities gains (losses) | $966,000 | 536 |
| Applicable income taxes | $1,690,000 | 999 |
| Income before extraordinary items | $5,617,000 | 1,060 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,617,000 | 1,060 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,617,000 | 1,060 |
| Net charge-offs | $2,364,000 | 1,025 |
| Cash dividends | $224,000 | 3,530 |
| Sale, conversion, retirement of capital stock, net | $383,000 | 347 |
| Net operating income | $4,873,180 | 1,150 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $26,561,000 | 744 |
| Total interest expense | $4,811,000 | 700 |
| Net interest income | $21,750,000 | 751 |
| Provision for loan and lease losses | $2,290,000 | 766 |
| Total noninterest income | $1,457,000 | 2,216 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $274,000 | 3,152 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,183,000 | 1,788 |
| Total noninterest expense | $16,132,000 | 933 |
| Salaries and employee benefits | $8,746,000 | 899 |
| Premises and equipment expense | $2,750,000 | 666 |
| Additional noninterest expense | $4,636,000 | 1,106 |
| Pre-tax net operating income | $4,785,000 | 1,124 |
| Securities gains (losses) | $538,000 | 711 |
| Applicable income taxes | $1,218,000 | 1,057 |
| Income before extraordinary items | $4,105,000 | 1,114 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,105,000 | 1,115 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,105,000 | 1,115 |
| Net charge-offs | $1,987,000 | 933 |
| Cash dividends | $168,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $219,000 | 333 |
| Net operating income | $3,690,740 | 1,149 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $17,611,000 | 765 |
| Total interest expense | $3,261,000 | 726 |
| Net interest income | $14,350,000 | 761 |
| Provision for loan and lease losses | $1,483,000 | 810 |
| Total noninterest income | $904,000 | 2,315 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $173,000 | 3,236 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $731,000 | 1,865 |
| Total noninterest expense | $10,542,000 | 951 |
| Salaries and employee benefits | $5,736,000 | 916 |
| Premises and equipment expense | $1,835,000 | 666 |
| Additional noninterest expense | $2,971,000 | 1,156 |
| Pre-tax net operating income | $3,229,000 | 1,107 |
| Securities gains (losses) | $538,000 | 505 |
| Applicable income taxes | $886,000 | 980 |
| Income before extraordinary items | $2,881,000 | 1,049 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,881,000 | 1,049 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,881,000 | 1,049 |
| Net charge-offs | $1,560,000 | 839 |
| Cash dividends | $112,000 | 2,924 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 389 |
| Net operating income | $2,472,120 | 1,140 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $8,645,000 | 783 |
| Total interest expense | $1,620,000 | 759 |
| Net interest income | $7,025,000 | 784 |
| Provision for loan and lease losses | $676,000 | 844 |
| Total noninterest income | $493,000 | 2,171 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $84,000 | 3,280 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $409,000 | 1,731 |
| Total noninterest expense | $5,198,000 | 959 |
| Salaries and employee benefits | $2,851,000 | 914 |
| Premises and equipment expense | $939,000 | 635 |
| Additional noninterest expense | $1,408,000 | 1,203 |
| Pre-tax net operating income | $1,644,000 | 1,071 |
| Securities gains (losses) | $10,000 | 1,776 |
| Applicable income taxes | $359,000 | 1,160 |
| Income before extraordinary items | $1,295,000 | 1,144 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,295,000 | 1,143 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,295,000 | 1,144 |
| Net charge-offs | $583,000 | 995 |
| Cash dividends | $56,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 335 |
| Net operating income | $1,287,200 | 1,083 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $33,177,000 | 833 |
| Total interest expense | $6,923,000 | 868 |
| Net interest income | $26,254,000 | 835 |
| Provision for loan and lease losses | $3,595,000 | 1,033 |
| Total noninterest income | $1,172,000 | 2,842 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $267,000 | 3,831 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $905,000 | 2,280 |
| Total noninterest expense | $20,525,000 | 960 |
| Salaries and employee benefits | $10,601,000 | 921 |
| Premises and equipment expense | $3,526,000 | 700 |
| Additional noninterest expense | $6,398,000 | 1,098 |
| Pre-tax net operating income | $3,306,000 | 1,678 |
| Securities gains (losses) | $824,000 | 528 |
| Applicable income taxes | $920,000 | 1,423 |
| Income before extraordinary items | $3,210,000 | 1,517 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,210,000 | 1,517 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,210,000 | 1,517 |
| Net charge-offs | $2,009,000 | 1,546 |
| Cash dividends | $102,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $22,631,000 | 35 |
| Net operating income | $2,567,280 | 1,760 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $24,635,000 | 864 |
| Total interest expense | $5,277,000 | 891 |
| Net interest income | $19,358,000 | 857 |
| Provision for loan and lease losses | $2,484,000 | 1,071 |
| Total noninterest income | $792,000 | 3,027 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $180,000 | 4,064 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $612,000 | 2,395 |
| Total noninterest expense | $15,957,000 | 933 |
| Salaries and employee benefits | $8,129,000 | 910 |
| Premises and equipment expense | $2,654,000 | 714 |
| Additional noninterest expense | $5,174,000 | 1,019 |
| Pre-tax net operating income | $1,709,000 | 2,351 |
| Securities gains (losses) | $651,000 | 515 |
| Applicable income taxes | $486,000 | 1,757 |
| Income before extraordinary items | $1,874,000 | 1,936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,874,000 | 1,936 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,874,000 | 1,936 |
| Net charge-offs | $2,042,000 | 1,207 |
| Cash dividends | $46,000 | 3,417 |
| Sale, conversion, retirement of capital stock, net | $22,614,000 | 28 |
| Net operating income | $1,359,710 | 2,402 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $16,165,000 | 889 |
| Total interest expense | $3,504,000 | 936 |
| Net interest income | $12,661,000 | 876 |
| Provision for loan and lease losses | $1,545,000 | 1,089 |
| Total noninterest income | $518,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $105,000 | 4,294 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $413,000 | 2,388 |
| Total noninterest expense | $11,010,000 | 912 |
| Salaries and employee benefits | $5,469,000 | 907 |
| Premises and equipment expense | $1,757,000 | 724 |
| Additional noninterest expense | $3,784,000 | 964 |
| Pre-tax net operating income | $624,000 | 3,395 |
| Securities gains (losses) | $143,000 | 903 |
| Applicable income taxes | $55,000 | 3,307 |
| Income before extraordinary items | $712,000 | 2,886 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $712,000 | 2,888 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $712,000 | 2,888 |
| Net charge-offs | $585,000 | 1,980 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 368 |
| Net operating income | $579,010 | 3,172 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $7,924,000 | 916 |
| Total interest expense | $1,784,000 | 949 |
| Net interest income | $6,140,000 | 901 |
| Provision for loan and lease losses | $598,000 | 1,290 |
| Total noninterest income | $309,000 | 2,786 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $45,000 | 4,534 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $264,000 | 2,076 |
| Total noninterest expense | $5,233,000 | 963 |
| Salaries and employee benefits | $2,718,000 | 923 |
| Premises and equipment expense | $846,000 | 764 |
| Additional noninterest expense | $1,669,000 | 1,068 |
| Pre-tax net operating income | $618,000 | 2,168 |
| Securities gains (losses) | $97,000 | 543 |
| Applicable income taxes | $154,000 | 1,775 |
| Income before extraordinary items | $561,000 | 2,034 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $561,000 | 2,033 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $561,000 | 2,034 |
| Net charge-offs | $70,000 | 3,072 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 421 |
| Net operating income | $485,340 | 2,258 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $31,277,000 | 975 |
| Total interest expense | $8,756,000 | 952 |
| Net interest income | $22,521,000 | 977 |
| Provision for loan and lease losses | $3,544,000 | 1,448 |
| Total noninterest income | $1,243,000 | 2,848 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $220,000 | 4,238 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,023,000 | 2,158 |
| Total noninterest expense | $18,049,000 | 1,105 |
| Salaries and employee benefits | $9,633,000 | 1,017 |
| Premises and equipment expense | $3,024,000 | 851 |
| Additional noninterest expense | $5,392,000 | 1,343 |
| Pre-tax net operating income | $2,171,000 | 2,099 |
| Securities gains (losses) | $2,351,000 | 231 |
| Applicable income taxes | $1,328,000 | 983 |
| Income before extraordinary items | $3,194,000 | 1,333 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,194,000 | 1,334 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,194,000 | 1,335 |
| Net charge-offs | $2,372,000 | 1,688 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $316,000 | 540 |
| Net operating income | $1,524,790 | 2,384 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $23,471,000 | 987 |
| Total interest expense | $6,751,000 | 958 |
| Net interest income | $16,720,000 | 988 |
| Provision for loan and lease losses | $2,539,000 | 1,417 |
| Total noninterest income | $907,000 | 2,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $907,000 | 1,922 |
| Total noninterest expense | $13,285,000 | 1,108 |
| Salaries and employee benefits | $7,459,000 | 972 |
| Premises and equipment expense | $2,758,000 | 705 |
| Additional noninterest expense | $3,068,000 | 1,732 |
| Pre-tax net operating income | $1,803,000 | 2,067 |
| Securities gains (losses) | $1,280,000 | 334 |
| Applicable income taxes | $893,000 | 1,091 |
| Income before extraordinary items | $2,190,000 | 1,525 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,190,000 | 1,528 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,190,000 | 1,528 |
| Net charge-offs | $2,206,000 | 1,419 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,097 |
| Net operating income | $1,281,200 | 2,306 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $15,664,000 | 1,002 |
| Total interest expense | $4,673,000 | 958 |
| Net interest income | $10,991,000 | 1,010 |
| Provision for loan and lease losses | $1,952,000 | 1,297 |
| Total noninterest income | $570,000 | 2,973 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $570,000 | 1,934 |
| Total noninterest expense | $8,627,000 | 1,146 |
| Salaries and employee benefits | $4,912,000 | 985 |
| Premises and equipment expense | $1,759,000 | 749 |
| Additional noninterest expense | $1,956,000 | 1,798 |
| Pre-tax net operating income | $982,000 | 2,413 |
| Securities gains (losses) | $1,074,000 | 246 |
| Applicable income taxes | $692,000 | 945 |
| Income before extraordinary items | $1,364,000 | 1,603 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,364,000 | 1,602 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,364,000 | 1,603 |
| Net charge-offs | $1,283,000 | 1,503 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,012 |
| Net operating income | $655,160 | 2,782 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,828,000 | 1,026 |
| Total interest expense | $2,462,000 | 950 |
| Net interest income | $5,366,000 | 1,043 |
| Provision for loan and lease losses | $611,000 | 1,596 |
| Total noninterest income | $282,000 | 2,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $282,000 | 1,911 |
| Total noninterest expense | $4,076,000 | 1,234 |
| Salaries and employee benefits | $2,374,000 | 1,037 |
| Premises and equipment expense | $831,000 | 811 |
| Additional noninterest expense | $871,000 | 1,948 |
| Pre-tax net operating income | $961,000 | 1,356 |
| Securities gains (losses) | $57,000 | 1,082 |
| Applicable income taxes | $343,000 | 936 |
| Income before extraordinary items | $675,000 | 1,618 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $675,000 | 1,620 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $675,000 | 1,620 |
| Net charge-offs | $174,000 | 2,583 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $637,380 | 1,656 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $27,587,000 | 1,250 |
| Total interest expense | $11,517,000 | 1,030 |
| Net interest income | $16,070,000 | 1,374 |
| Provision for loan and lease losses | $2,100,000 | 2,420 |
| Total noninterest income | $772,000 | 3,839 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $772,000 | 2,516 |
| Total noninterest expense | $14,483,000 | 1,412 |
| Salaries and employee benefits | $8,147,000 | 1,210 |
| Premises and equipment expense | $2,985,000 | 902 |
| Additional noninterest expense | $3,351,000 | 2,140 |
| Pre-tax net operating income | $259,000 | 4,633 |
| Securities gains (losses) | $377,000 | 1,052 |
| Applicable income taxes | $-1,004,000 | 7,282 |
| Income before extraordinary items | $1,640,000 | 1,962 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,640,000 | 1,959 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,640,000 | 1,961 |
| Net charge-offs | $823,000 | 3,140 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $7,202,000 | 131 |
| Net operating income | $1,263,000 | 2,350 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $19,891,000 | 1,320 |
| Total interest expense | $8,597,000 | 1,088 |
| Net interest income | $11,294,000 | 1,487 |
| Provision for loan and lease losses | $1,446,000 | 2,271 |
| Total noninterest income | $469,000 | 4,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $469,000 | 2,912 |
| Total noninterest expense | $10,403,000 | 1,481 |
| Salaries and employee benefits | $5,795,000 | 1,302 |
| Premises and equipment expense | $2,187,000 | 940 |
| Additional noninterest expense | $2,421,000 | 2,169 |
| Pre-tax net operating income | $-86,000 | 5,855 |
| Securities gains (losses) | $137,000 | 1,580 |
| Applicable income taxes | $-1,312,000 | 7,626 |
| Income before extraordinary items | $1,363,000 | 1,950 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,363,000 | 1,949 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,363,000 | 1,950 |
| Net charge-offs | $617,000 | 2,773 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $7,132,000 | 107 |
| Net operating income | $1,226,000 | 2,092 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,436,000 | 1,428 |
| Total interest expense | $5,468,000 | 1,200 |
| Net interest income | $6,968,000 | 1,615 |
| Provision for loan and lease losses | $720,000 | 2,457 |
| Total noninterest income | $274,000 | 4,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $274,000 | 3,142 |
| Total noninterest expense | $6,702,000 | 1,555 |
| Salaries and employee benefits | $3,600,000 | 1,444 |
| Premises and equipment expense | $1,404,000 | 999 |
| Additional noninterest expense | $1,698,000 | 2,082 |
| Pre-tax net operating income | $-180,000 | 6,243 |
| Securities gains (losses) | $-176,000 | 7,766 |
| Applicable income taxes | $-1,462,000 | 7,837 |
| Income before extraordinary items | $1,106,000 | 1,679 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,106,000 | 1,676 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,106,000 | 1,678 |
| Net charge-offs | $73,000 | 4,577 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $4,975,000 | 110 |
| Net operating income | $1,218,640 | 1,499 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,688,000 | 1,592 |
| Total interest expense | $2,425,000 | 1,422 |
| Net interest income | $3,263,000 | 1,697 |
| Provision for loan and lease losses | $220,000 | 2,730 |
| Total noninterest income | $85,000 | 5,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $85,000 | 3,906 |
| Total noninterest expense | $2,963,000 | 1,683 |
| Salaries and employee benefits | $1,722,000 | 1,519 |
| Premises and equipment expense | $640,000 | 1,116 |
| Additional noninterest expense | $601,000 | 2,558 |
| Pre-tax net operating income | $165,000 | 4,347 |
| Securities gains (losses) | $155,000 | 780 |
| Applicable income taxes | $-1,238,000 | 8,039 |
| Income before extraordinary items | $1,558,000 | 654 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,558,000 | 653 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,558,000 | 656 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,403,000 | 687 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,670,000 | 2,151 |
| Total interest expense | $7,478,000 | 2,088 |
| Net interest income | $10,192,000 | 2,181 |
| Provision for loan and lease losses | $1,369,000 | 2,270 |
| Total noninterest income | $354,000 | 5,527 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $354,000 | 3,799 |
| Total noninterest expense | $9,688,000 | 1,993 |
| Salaries and employee benefits | $5,845,000 | 1,740 |
| Premises and equipment expense | $2,061,000 | 1,332 |
| Additional noninterest expense | $1,782,000 | 3,161 |
| Pre-tax net operating income | $-511,000 | 6,776 |
| Securities gains (losses) | $-323,000 | 7,433 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $-835,000 | 6,916 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-835,000 | 6,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $9,902,000 | 165 |
| Net operating income | $-512,000 | 6,849 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,478,000 | 2,316 |
| Total interest expense | $5,349,000 | 2,248 |
| Net interest income | $7,129,000 | 2,327 |
| Provision for loan and lease losses | $590,000 | 2,504 |
| Total noninterest income | $281,000 | 5,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $281,000 | 3,789 |
| Total noninterest expense | $6,724,000 | 2,138 |
| Salaries and employee benefits | $4,127,000 | 1,871 |
| Premises and equipment expense | $1,439,000 | 1,449 |
| Additional noninterest expense | $1,158,000 | 3,479 |
| Pre-tax net operating income | $96,000 | 6,418 |
| Securities gains (losses) | $-323,000 | 7,680 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $-228,000 | 6,938 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-228,000 | 6,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $9,902,000 | 110 |
| Net operating income | $95,000 | 6,361 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,884,000 | 2,447 |
| Total interest expense | $3,398,000 | 2,424 |
| Net interest income | $4,486,000 | 2,429 |
| Provision for loan and lease losses | $389,000 | 2,204 |
| Total noninterest income | $208,000 | 5,350 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $208,000 | 3,690 |
| Total noninterest expense | $4,249,000 | 2,248 |
| Salaries and employee benefits | $2,624,000 | 1,983 |
| Premises and equipment expense | $894,000 | 1,558 |
| Additional noninterest expense | $731,000 | 3,600 |
| Pre-tax net operating income | $56,000 | 6,642 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $56,000 | 6,659 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $56,000 | 6,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $9,902,000 | 80 |
| Net operating income | $56,000 | 6,586 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,745,000 | 2,619 |
| Total interest expense | $1,769,000 | 2,479 |
| Net interest income | $1,976,000 | 2,733 |
| Provision for loan and lease losses | $139,000 | 2,284 |
| Total noninterest income | $60,000 | 6,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $60,000 | 4,693 |
| Total noninterest expense | $1,887,000 | 2,505 |
| Salaries and employee benefits | $1,190,000 | 2,212 |
| Premises and equipment expense | $415,000 | 1,671 |
| Additional noninterest expense | $282,000 | 4,304 |
| Pre-tax net operating income | $10,000 | 7,055 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $10,000 | 7,142 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $10,000 | 7,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $10,000 | 7,056 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,529,000 | 3,388 |
| Total interest expense | $5,720,000 | 3,123 |
| Net interest income | $5,809,000 | 3,594 |
| Provision for loan and lease losses | $973,000 | 1,459 |
| Total noninterest income | $237,000 | 6,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $237,000 | 4,707 |
| Total noninterest expense | $5,805,000 | 3,056 |
| Salaries and employee benefits | $3,853,000 | 2,572 |
| Premises and equipment expense | $1,160,000 | 2,230 |
| Additional noninterest expense | $792,000 | 5,381 |
| Pre-tax net operating income | $-732,000 | 7,936 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,000 | 5,829 |
| Income before extraordinary items | $-736,000 | 8,011 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-736,000 | 8,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $5,297,000 | 263 |
| Net operating income | $-736,000 | 8,005 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,020,000 | 3,606 |
| Total interest expense | $3,966,000 | 3,311 |
| Net interest income | $4,054,000 | 3,789 |
| Provision for loan and lease losses | $579,000 | 1,386 |
| Total noninterest income | $177,000 | 6,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $177,000 | 4,740 |
| Total noninterest expense | $4,118,000 | 3,172 |
| Salaries and employee benefits | $2,778,000 | 2,656 |
| Premises and equipment expense | $811,000 | 2,382 |
| Additional noninterest expense | $529,000 | 5,658 |
| Pre-tax net operating income | $-466,000 | 8,055 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $4,000 | 5,949 |
| Income before extraordinary items | $-470,000 | 8,124 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-470,000 | 8,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $5,297,000 | 187 |
| Net operating income | $-470,000 | 8,110 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,750,000 | 3,922 |
| Total interest expense | $2,302,000 | 3,682 |
| Net interest income | $2,448,000 | 4,105 |
| Provision for loan and lease losses | $386,000 | 1,273 |
| Total noninterest income | $107,000 | 6,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $107,000 | 4,994 |
| Total noninterest expense | $2,625,000 | 3,321 |
| Salaries and employee benefits | $1,758,000 | 2,827 |
| Premises and equipment expense | $530,000 | 2,438 |
| Additional noninterest expense | $337,000 | 5,787 |
| Pre-tax net operating income | $-456,000 | 8,271 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,000 | 6,009 |
| Income before extraordinary items | $-459,000 | 8,308 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-459,000 | 8,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $5,282,000 | 137 |
| Net operating income | $-459,000 | 8,303 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,125,000 | 4,220 |
| Total interest expense | $1,007,000 | 3,991 |
| Net interest income | $1,118,000 | 4,364 |
| Provision for loan and lease losses | $193,000 | 1,202 |
| Total noninterest income | $50,000 | 6,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $50,000 | 5,113 |
| Total noninterest expense | $1,254,000 | 3,451 |
| Salaries and employee benefits | $849,000 | 2,921 |
| Premises and equipment expense | $258,000 | 2,508 |
| Additional noninterest expense | $147,000 | 6,164 |
| Pre-tax net operating income | $-279,000 | 8,399 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-279,000 | 8,419 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-279,000 | 8,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $3,228,000 | 86 |
| Net operating income | $-279,000 | 8,408 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 5,707 |
| Total interest expense | $1,694,000 | 5,827 |
| Net interest income | $3,028,000 | 5,500 |
| Provision for loan and lease losses | $595,000 | 1,644 |
| Total noninterest income | $60,000 | 8,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $60,000 | 7,056 |
| Total noninterest expense | $4,423,000 | 3,670 |
| Salaries and employee benefits | $2,643,000 | 3,468 |
| Premises and equipment expense | $673,000 | 3,434 |
| Additional noninterest expense | $1,107,000 | 4,188 |
| Pre-tax net operating income | $-1,930,000 | 8,575 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $-1,931,000 | 8,593 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,931,000 | 8,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-1,931,000 | 8,585 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,936,000 | 6,192 |
| Total interest expense | $895,000 | 6,572 |
| Net interest income | $2,041,000 | 5,843 |
| Provision for loan and lease losses | $415,000 | 1,644 |
| Total noninterest income | $28,000 | 8,381 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,587 |
| Total noninterest expense | $3,181,000 | 3,800 |
| Salaries and employee benefits | $1,908,000 | 3,567 |
| Premises and equipment expense | $462,000 | 3,692 |
| Additional noninterest expense | $811,000 | 4,221 |
| Pre-tax net operating income | $-1,527,000 | 8,659 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $-1,528,000 | 8,673 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,528,000 | 8,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-1,528,000 | 8,664 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,623,000 | 6,619 |
| Total interest expense | $435,000 | 7,140 |
| Net interest income | $1,188,000 | 6,248 |
| Provision for loan and lease losses | $265,000 | 1,678 |
| Total noninterest income | $19,000 | 8,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 7,607 |
| Total noninterest expense | $1,916,000 | 4,113 |
| Salaries and employee benefits | $1,141,000 | 3,886 |
| Premises and equipment expense | $288,000 | 3,888 |
| Additional noninterest expense | $487,000 | 4,572 |
| Pre-tax net operating income | $-974,000 | 8,681 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $-975,000 | 8,700 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-975,000 | 8,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-975,000 | 8,689 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $590,000 | 7,297 |
| Total interest expense | $120,000 | 7,952 |
| Net interest income | $470,000 | 6,836 |
| Provision for loan and lease losses | $125,000 | 1,687 |
| Total noninterest income | $5,000 | 8,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $837,000 | 4,552 |
| Salaries and employee benefits | $495,000 | 4,314 |
| Premises and equipment expense | $129,000 | 4,210 |
| Additional noninterest expense | $213,000 | 4,982 |
| Pre-tax net operating income | $-487,000 | 8,692 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $-488,000 | 8,705 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-488,000 | 8,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-488,000 | 8,696 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $593,000 | 8,585 |
| Total interest expense | $20,000 | 8,742 |
| Net interest income | $573,000 | 8,472 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $0 | 8,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $1,409,000 | 7,041 |
| Salaries and employee benefits | $596,000 | 7,633 |
| Premises and equipment expense | $104,000 | 7,817 |
| Additional noninterest expense | $709,000 | 5,555 |
| Pre-tax net operating income | $-836,000 | 8,600 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-836,000 | 8,635 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-836,000 | 8,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $29,954,000 | 45 |
| Net operating income | $-836,000 | 8,617 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.