Home > TCF NATIONAL BANK ILLINOIS > Income and Expense
TCF NATIONAL BANK ILLINOIS, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $221,795,000 | 214 |
| Total interest expense | $107,851,000 | 218 |
| Net interest income | $113,944,000 | 213 |
| Provision for loan and lease losses | $17,000 | 7,804 |
| Total noninterest income | $89,594,000 | 174 |
| Gross Fiduciary activities income | $35,000 | 1,147 |
| Service charges on deposit accounts | $57,082,000 | 61 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $32,477,000 | 227 |
| Total noninterest expense | $148,623,000 | 166 |
| Salaries and employee benefits | $59,983,000 | 166 |
| Premises and equipment expense | $19,118,000 | 152 |
| Additional noninterest expense | $69,522,000 | 166 |
| Pre-tax net operating income | $54,898,000 | 230 |
| Securities gains (losses) | $149,000 | 613 |
| Applicable income taxes | $24,358,000 | 201 |
| Income before extraordinary items | $30,689,000 | 265 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $30,689,000 | 267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $409,000 | 1,435 |
| Cash dividends | $40,286,000 | 163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $30,593,640 | 262 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $207,838,000 | 218 |
| Total interest expense | $104,160,000 | 214 |
| Net interest income | $103,678,000 | 218 |
| Provision for loan and lease losses | $-1,062,000 | 10,422 |
| Total noninterest income | $70,834,000 | 192 |
| Gross Fiduciary activities income | $108,000 | 995 |
| Service charges on deposit accounts | $36,598,000 | 76 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $34,128,000 | 217 |
| Total noninterest expense | $128,125,000 | 189 |
| Salaries and employee benefits | $51,498,000 | 173 |
| Premises and equipment expense | $17,946,000 | 162 |
| Additional noninterest expense | $58,681,000 | 196 |
| Pre-tax net operating income | $47,449,000 | 240 |
| Securities gains (losses) | $481,000 | 569 |
| Applicable income taxes | $22,418,000 | 209 |
| Income before extraordinary items | $25,512,000 | 273 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $25,512,000 | 274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,701,000 | 519 |
| Cash dividends | $35,512,000 | 178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $25,204,160 | 268 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $122,433,000 | 341 |
| Total interest expense | $55,716,000 | 361 |
| Net interest income | $66,717,000 | 315 |
| Provision for loan and lease losses | $811,000 | 1,170 |
| Total noninterest income | $27,056,000 | 293 |
| Gross Fiduciary activities income | $84,000 | 1,085 |
| Service charges on deposit accounts | $17,519,000 | 125 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $9,453,000 | 428 |
| Total noninterest expense | $54,639,000 | 309 |
| Salaries and employee benefits | $20,520,000 | 350 |
| Premises and equipment expense | $8,980,000 | 262 |
| Additional noninterest expense | $25,139,000 | 296 |
| Pre-tax net operating income | $38,323,000 | 280 |
| Securities gains (losses) | $667,000 | 367 |
| Applicable income taxes | $16,360,000 | 248 |
| Income before extraordinary items | $22,630,000 | 303 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $22,630,000 | 303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $861,000 | 880 |
| Cash dividends | $9,462,000 | 381 |
| Sale, conversion, retirement of capital stock, net | $110,000,000 | 11 |
| Net operating income | $22,203,120 | 297 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $55,527,000 | 675 |
| Total interest expense | $20,889,000 | 814 |
| Net interest income | $34,638,000 | 586 |
| Provision for loan and lease losses | $593,000 | 1,534 |
| Total noninterest income | $17,323,000 | 424 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $17,323,000 | 320 |
| Total noninterest expense | $37,962,000 | 477 |
| Salaries and employee benefits | $13,099,000 | 543 |
| Premises and equipment expense | $9,114,000 | 294 |
| Additional noninterest expense | $15,749,000 | 481 |
| Pre-tax net operating income | $13,406,000 | 619 |
| Securities gains (losses) | $884,000 | 283 |
| Applicable income taxes | $5,414,000 | 546 |
| Income before extraordinary items | $8,876,000 | 645 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $8,876,000 | 645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $652,000 | 1,181 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $8,310,240 | 660 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $59,330,000 | 672 |
| Total interest expense | $25,821,000 | 713 |
| Net interest income | $33,509,000 | 610 |
| Provision for loan and lease losses | $-60,000 | 11,625 |
| Total noninterest income | $14,097,000 | 491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $14,097,000 | 359 |
| Total noninterest expense | $31,176,000 | 569 |
| Salaries and employee benefits | $12,174,000 | 582 |
| Premises and equipment expense | $8,013,000 | 346 |
| Additional noninterest expense | $10,989,000 | 637 |
| Pre-tax net operating income | $16,490,000 | 544 |
| Securities gains (losses) | $520,000 | 342 |
| Applicable income taxes | $6,353,000 | 524 |
| Income before extraordinary items | $10,657,000 | 563 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $10,657,000 | 563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $468,000 | 1,435 |
| Cash dividends | $5,704,000 | 571 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $10,324,200 | 572 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $50,286,000 | 695 |
| Total interest expense | $22,103,000 | 661 |
| Net interest income | $28,183,000 | 704 |
| Provision for loan and lease losses | $220,000 | 2,852 |
| Total noninterest income | $11,663,000 | 528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $11,663,000 | 381 |
| Total noninterest expense | $28,674,000 | 608 |
| Salaries and employee benefits | $11,572,000 | 622 |
| Premises and equipment expense | $7,456,000 | 365 |
| Additional noninterest expense | $9,646,000 | 720 |
| Pre-tax net operating income | $10,952,000 | 745 |
| Securities gains (losses) | $966,000 | 174 |
| Applicable income taxes | $4,761,000 | 596 |
| Income before extraordinary items | $7,157,000 | 749 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,157,000 | 750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,004 |
| Cash dividends | $2,497,000 | 935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $6,538,760 | 810 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,066,000 | 1,731 |
| Total interest expense | $8,992,000 | 1,484 |
| Net interest income | $9,074,000 | 1,990 |
| Provision for loan and lease losses | $3,540,000 | 546 |
| Total noninterest income | $2,087,000 | 1,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,087,000 | 1,223 |
| Total noninterest expense | $10,494,000 | 1,455 |
| Salaries and employee benefits | $3,598,000 | 1,863 |
| Premises and equipment expense | $1,543,000 | 1,383 |
| Additional noninterest expense | $5,353,000 | 1,204 |
| Pre-tax net operating income | $-2,873,000 | 13,131 |
| Securities gains (losses) | $238,000 | 1,496 |
| Applicable income taxes | $-1,104,000 | 13,188 |
| Income before extraordinary items | $-1,531,000 | 13,058 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,531,000 | 13,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,130,000 | 1,063 |
| Cash dividends | $288,000 | 4,543 |
| Sale, conversion, retirement of capital stock, net | $32,300,000 | 44 |
| Net operating income | $-1,683,320 | 13,042 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,882,000 | 2,098 |
| Total interest expense | $9,093,000 | 1,862 |
| Net interest income | $7,789,000 | 2,317 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $1,113,000 | 3,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,113,000 | 1,858 |
| Total noninterest expense | $5,372,000 | 2,684 |
| Salaries and employee benefits | $2,604,000 | 2,480 |
| Premises and equipment expense | $903,000 | 2,300 |
| Additional noninterest expense | $1,865,000 | 2,973 |
| Pre-tax net operating income | $3,518,000 | 1,752 |
| Securities gains (losses) | $201,000 | 2,003 |
| Applicable income taxes | $1,374,000 | 1,559 |
| Income before extraordinary items | $2,345,000 | 1,957 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,345,000 | 1,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 4,039 |
| Cash dividends | $1,109,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,216,360 | 1,902 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.