Home > TCF National Bank Arizona > Income and Expense
TCF National Bank Arizona, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,267,000 | 4,830 |
| Total interest expense | $1,488,000 | 4,626 |
| Net interest income | $2,779,000 | 4,803 |
| Provision for loan and lease losses | $653,000 | 3,395 |
| Total noninterest income | $1,852,000 | 1,886 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,398,000 | 927 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $454,000 | 2,977 |
| Total noninterest expense | $7,151,000 | 2,106 |
| Salaries and employee benefits | $2,546,000 | 2,900 |
| Premises and equipment expense | $1,689,000 | 1,223 |
| Additional noninterest expense | $2,916,000 | 1,832 |
| Pre-tax net operating income | $-3,173,000 | 7,319 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-1,173,000 | 7,602 |
| Income before extraordinary items | $-2,000,000 | 7,170 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,000,000 | 7,170 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,000,000 | 7,169 |
| Net charge-offs | $424,000 | 3,268 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,000,000 | 7,164 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,712,000 | 5,006 |
| Total interest expense | $982,000 | 4,773 |
| Net interest income | $1,730,000 | 4,996 |
| Provision for loan and lease losses | $415,000 | 3,222 |
| Total noninterest income | $1,118,000 | 2,014 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $831,000 | 1,028 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $287,000 | 3,081 |
| Total noninterest expense | $4,709,000 | 2,142 |
| Salaries and employee benefits | $1,654,000 | 3,000 |
| Premises and equipment expense | $1,103,000 | 1,275 |
| Additional noninterest expense | $1,952,000 | 1,844 |
| Pre-tax net operating income | $-2,276,000 | 7,449 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-835,000 | 7,709 |
| Income before extraordinary items | $-1,441,000 | 7,305 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,441,000 | 7,305 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,441,000 | 7,304 |
| Net charge-offs | $264,000 | 3,090 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,441,000 | 7,310 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 5,303 |
| Total interest expense | $435,000 | 5,174 |
| Net interest income | $802,000 | 5,205 |
| Provision for loan and lease losses | $124,000 | 3,562 |
| Total noninterest income | $444,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $302,000 | 1,366 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $142,000 | 3,056 |
| Total noninterest expense | $2,298,000 | 2,151 |
| Salaries and employee benefits | $814,000 | 3,062 |
| Premises and equipment expense | $551,000 | 1,297 |
| Additional noninterest expense | $933,000 | 1,736 |
| Pre-tax net operating income | $-1,176,000 | 7,685 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-431,000 | 7,868 |
| Income before extraordinary items | $-745,000 | 7,603 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-745,000 | 7,604 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-745,000 | 7,604 |
| Net charge-offs | $133,000 | 2,543 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-745,000 | 7,594 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,924,000 | 6,673 |
| Total interest expense | $743,000 | 7,228 |
| Net interest income | $2,181,000 | 6,229 |
| Provision for loan and lease losses | $523,000 | 3,737 |
| Total noninterest income | $1,125,000 | 3,172 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $758,000 | 2,207 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $367,000 | 3,726 |
| Total noninterest expense | $8,184,000 | 2,331 |
| Salaries and employee benefits | $3,700,000 | 2,685 |
| Premises and equipment expense | $1,848,000 | 1,495 |
| Additional noninterest expense | $2,636,000 | 2,245 |
| Pre-tax net operating income | $-5,401,000 | 7,825 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,953,000 | 7,911 |
| Income before extraordinary items | $-3,448,000 | 7,679 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,448,000 | 7,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 4,547 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-3,448,000 | 7,746 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 7,227 |
| Total interest expense | $506,000 | 7,487 |
| Net interest income | $1,186,000 | 6,948 |
| Provision for loan and lease losses | $391,000 | 3,120 |
| Total noninterest income | $676,000 | 3,714 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $447,000 | 2,679 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $229,000 | 4,174 |
| Total noninterest expense | $5,889,000 | 2,409 |
| Salaries and employee benefits | $2,704,000 | 2,772 |
| Premises and equipment expense | $1,406,000 | 1,489 |
| Additional noninterest expense | $1,779,000 | 2,387 |
| Pre-tax net operating income | $-4,418,000 | 8,103 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-1,598,000 | 8,147 |
| Income before extraordinary items | $-2,820,000 | 7,990 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,820,000 | 7,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,824 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,820,000 | 8,050 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 7,356 |
| Total interest expense | $364,000 | 7,499 |
| Net interest income | $721,000 | 7,148 |
| Provision for loan and lease losses | $310,000 | 2,477 |
| Total noninterest income | $348,000 | 4,293 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $216,000 | 3,330 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $132,000 | 4,523 |
| Total noninterest expense | $3,905,000 | 2,425 |
| Salaries and employee benefits | $1,835,000 | 2,761 |
| Premises and equipment expense | $913,000 | 1,526 |
| Additional noninterest expense | $1,157,000 | 2,421 |
| Pre-tax net operating income | $-3,146,000 | 8,233 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-1,138,000 | 8,280 |
| Income before extraordinary items | $-2,008,000 | 8,206 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,008,000 | 8,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,182 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-2,008,000 | 8,199 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $485,000 | 7,604 |
| Total interest expense | $158,000 | 7,759 |
| Net interest income | $327,000 | 7,366 |
| Provision for loan and lease losses | $49,000 | 3,856 |
| Total noninterest income | $128,000 | 4,948 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $70,000 | 4,151 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $58,000 | 4,758 |
| Total noninterest expense | $1,818,000 | 2,590 |
| Salaries and employee benefits | $868,000 | 2,926 |
| Premises and equipment expense | $382,000 | 1,796 |
| Additional noninterest expense | $568,000 | 2,422 |
| Pre-tax net operating income | $-1,412,000 | 8,324 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-510,000 | 8,357 |
| Income before extraordinary items | $-902,000 | 8,288 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-902,000 | 8,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,243 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-902,000 | 8,276 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,077,000 | 7,508 |
| Total interest expense | $132,000 | 8,368 |
| Net interest income | $1,945,000 | 6,563 |
| Provision for loan and lease losses | $17,000 | 6,406 |
| Total noninterest income | $205,000 | 6,703 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $117,000 | 5,809 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $88,000 | 6,406 |
| Total noninterest expense | $3,684,000 | 4,365 |
| Salaries and employee benefits | $1,901,000 | 4,563 |
| Premises and equipment expense | $906,000 | 2,792 |
| Additional noninterest expense | $877,000 | 5,035 |
| Pre-tax net operating income | $-1,551,000 | 8,205 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-567,000 | 8,336 |
| Income before extraordinary items | $-984,000 | 8,101 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-984,000 | 8,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,999 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-984,000 | 8,095 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,560,000 | 7,536 |
| Total interest expense | $79,000 | 8,422 |
| Net interest income | $1,481,000 | 6,564 |
| Provision for loan and lease losses | $8,000 | 6,278 |
| Total noninterest income | $121,000 | 7,076 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $69,000 | 6,161 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $52,000 | 6,738 |
| Total noninterest expense | $2,467,000 | 4,704 |
| Salaries and employee benefits | $1,292,000 | 4,862 |
| Premises and equipment expense | $634,000 | 2,934 |
| Additional noninterest expense | $541,000 | 5,605 |
| Pre-tax net operating income | $-873,000 | 8,250 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-319,000 | 8,379 |
| Income before extraordinary items | $-554,000 | 8,161 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-554,000 | 8,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,430 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-554,000 | 8,148 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,000,000 | 7,646 |
| Total interest expense | $30,000 | 8,506 |
| Net interest income | $970,000 | 6,659 |
| Provision for loan and lease losses | $4,000 | 6,049 |
| Total noninterest income | $60,000 | 7,472 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $33,000 | 6,573 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $27,000 | 7,090 |
| Total noninterest expense | $1,476,000 | 5,059 |
| Salaries and employee benefits | $846,000 | 4,949 |
| Premises and equipment expense | $369,000 | 3,297 |
| Additional noninterest expense | $261,000 | 6,478 |
| Pre-tax net operating income | $-450,000 | 8,269 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-165,000 | 8,448 |
| Income before extraordinary items | $-285,000 | 8,189 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-285,000 | 8,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-285,000 | 8,176 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 7,741 |
| Total interest expense | $9,000 | 8,569 |
| Net interest income | $472,000 | 6,736 |
| Provision for loan and lease losses | $1,000 | 5,727 |
| Total noninterest income | $21,000 | 7,834 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $11,000 | 6,918 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $736,000 | 5,082 |
| Salaries and employee benefits | $470,000 | 4,640 |
| Premises and equipment expense | $145,000 | 3,949 |
| Additional noninterest expense | $121,000 | 6,672 |
| Pre-tax net operating income | $-244,000 | 8,352 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-89,000 | 8,500 |
| Income before extraordinary items | $-155,000 | 8,271 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-155,000 | 8,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-155,000 | 8,261 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $93,000 | 8,666 |
| Total interest expense | $0 | 8,665 |
| Net interest income | $93,000 | 8,654 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $2,000 | 8,568 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,000 | 8,463 |
| Total noninterest expense | $147,000 | 8,655 |
| Salaries and employee benefits | $54,000 | 8,646 |
| Premises and equipment expense | $28,000 | 8,538 |
| Additional noninterest expense | $65,000 | 8,628 |
| Pre-tax net operating income | $-52,000 | 8,014 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-52,000 | 8,033 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-52,000 | 8,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-52,000 | 8,023 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.